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2008.09.14 19:08 Credit Cards
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2008.12.05 06:42 Credit Repair - Improve your credit, your score, and understand how to manage your credit
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2012.01.02 17:31 groceryalerts Personal Finance For Canadians
2024.05.29 07:08 Impressive-Path1587 Need advice?
Currently work in a HCOL area, graduated in December with BS in finance, traveled a little after for a month. Couldn’t really land any finance jobs have an accounting background , so it took me a few weeks to land the position I’m at right now. I have around 3 years of experience, I worked FT during my undergrad. Working as mostly bookkeeping, and AP for a small construction company to then a huge construction company. Currently working in my first (in my opinion) accounting job as an associate for a small firm. I don’t want to say sector but it’s not an accounting firm or construction company like my background. The job and company at first seemed perfect. Granted I was getting base salary, the company is respected they have great benefits, will cover my CPA exam fees and sign off my hours.
Fast forward to my first 30 days, my manager did a complete 180. There was no real training from my superiors other than “training videos” which my co workers said at the time I watched them don’t really help. I’ve been learning more as I go, with many lessons and things learned situationally. My manager answers my questions about certain processes and things I get confused on or want to double check with; “uh what did I say?” , “uh what do you think?”. Her emails are also super weird and with a lot of attitude often times with just me in the thread, unless she points out a mistake I made, then she will CC our director. I am overall I think “okay” with my director. They have always told me to ask questions and that there is always a learning curve within the first 90 days. To keep in mind, my coworkers have all been at this company for 10 + years except my manager. She has been a little less than a year with the company, and I recently found out the person whose position I filled quit without a two weeks notice. “They left everything on their desk and didn’t come back”. The person before this person, also didn’t stay with the company because “it wasn’t a great fit for them”. Often times my coworkers roll their eyes or don’t say directly but insist that I go to them with questions or concerns about any processes or tasks, that “it will be better if you came to me first”. Which I do now, and I feel like things have really soured with my manager and I, as I can see her make faces and almost try to outsmart me with my own questions when I just want to learn. These things have me contemplating now this position that I was once super excited about, because I am also beginning my accounting courses for credits and was happy to learn in and outside the class. I understand that I am supposed to progress and I have been, but it has been super difficult when I have a manager that isn’t approachable and just wants to pounce at my mistakes. I get that this maybe common for managers because I have worked with some like this, but I just don’t think it’s worth it. When I can make the same money in a hybrid position. I commute also 1 hour in 1 hour home, and have recently been just testing my resume to see if I could land a hybrid role. Kind of confused, I’ve been telling myself to just suck it up and man through it; but everyday it seems like something new is going to happen or my manager will just try to throw me under the bus in front of my director.
submitted by Impressive-Path1587 to Accounting [link] [comments]
Fast forward to my first 30 days, my manager did a complete 180. There was no real training from my superiors other than “training videos” which my co workers said at the time I watched them don’t really help. I’ve been learning more as I go, with many lessons and things learned situationally. My manager answers my questions about certain processes and things I get confused on or want to double check with; “uh what did I say?” , “uh what do you think?”. Her emails are also super weird and with a lot of attitude often times with just me in the thread, unless she points out a mistake I made, then she will CC our director. I am overall I think “okay” with my director. They have always told me to ask questions and that there is always a learning curve within the first 90 days. To keep in mind, my coworkers have all been at this company for 10 + years except my manager. She has been a little less than a year with the company, and I recently found out the person whose position I filled quit without a two weeks notice. “They left everything on their desk and didn’t come back”. The person before this person, also didn’t stay with the company because “it wasn’t a great fit for them”. Often times my coworkers roll their eyes or don’t say directly but insist that I go to them with questions or concerns about any processes or tasks, that “it will be better if you came to me first”. Which I do now, and I feel like things have really soured with my manager and I, as I can see her make faces and almost try to outsmart me with my own questions when I just want to learn. These things have me contemplating now this position that I was once super excited about, because I am also beginning my accounting courses for credits and was happy to learn in and outside the class. I understand that I am supposed to progress and I have been, but it has been super difficult when I have a manager that isn’t approachable and just wants to pounce at my mistakes. I get that this maybe common for managers because I have worked with some like this, but I just don’t think it’s worth it. When I can make the same money in a hybrid position. I commute also 1 hour in 1 hour home, and have recently been just testing my resume to see if I could land a hybrid role. Kind of confused, I’ve been telling myself to just suck it up and man through it; but everyday it seems like something new is going to happen or my manager will just try to throw me under the bus in front of my director.
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2024.05.29 07:05 GuiltlessMaple Best 25 Lb Weight Plates
 | submitted by GuiltlessMaple to u/GuiltlessMaple [link] [comments] https://preview.redd.it/9ztqhxhpsa3d1.jpg?width=720&format=pjpg&auto=webp&s=5344534f676df913e852dbf83087ee2448b203cf Strength training is an essential part of any fitness regimen, and weight plates are a must-have for your home gym setup. In this roundup, we explore the world of 25 lb weight plates, covering everything from material quality and durability to price points and user reviews. Whether you're a seasoned gym-goer or just starting your fitness journey, our comprehensive guide will help you find the perfect set of 25 lb weight plates to suit your needs. The Top 19 Best 25 Lb Weight Plates
Reviews🔗High-Density Rubber Olympic Bumper Plates, Size: Set 260 lbshttps://preview.redd.it/qvjzy3xpsa3d1.jpg?width=720&format=pjpg&auto=webp&s=818eb3d26d7e72def3004b8a5a42a90331351166 My Experience: As an avid gym-goer, I decided to switch up my training routine a bit and incorporate bumper plates into my lifting regimen. After trying out the Balancefrom Olympic Bumper Plate Weight Plate Set, I can confidently say that these plates have not only enhanced my strength training but have also made my workouts safer for my floor and equipment. The Highlights: The high-density rubber plates with solid stainless steel inserts have truly withstood the test of time, as they've maintained their shape even after frequent dropping. The color-coding system makes it super easy to identify the different weights quickly. Plus, the labels in pounds and kilograms are a game-changer for those who prefer either system. A Few Cons: While the 10-pound plates are thinner to accommodate size consistency across all plates, this makes them more prone to bending if you use them alone. Just be sure to follow the manufacturer's guidelines to prevent any damage. All in all, the Balancefrom Olympic Bumper Plate Weight Plate Set has been an excellent addition to my home gym. Not only does it help keep my floors safe from harm, but it also makes my workouts feel more intense and varied. 🔗Lifeline 25lb Pro Rubber Olympic Grip Plate: Safe and Durable Weight Traininghttps://preview.redd.it/si006mcqsa3d1.jpg?width=720&format=pjpg&auto=webp&s=c28c05db08b28b53da69f53ad3b0a694d34f4518 Man, let me tell you about the Lifeline 25lb Pro Rubber Olympic Grip Plater. It's been a game-changer in my workout routine! The rubber is super grippy and doesn't slip out of your hands when you're lifting weights. Plus, it's great for protecting your floors and equipment from getting scratched up. One thing that really stands out is its integrated metal sleeve. It fits perfectly onto any standard Olympic bar, making it easier than ever to load and unload weights during your workout. And don't worry about balance- these plates are measured with absolute precision. Now, let's talk about some drawbacks. A few users reported a strong rubber smell, which might be unpleasant for some people. However, most reviewers didn't seem to have that issue. Overall, the Lifeline 25lb Pro Rubber Olympic Grip Plate earns high marks for its durability, comfortable grip, and ease of use on standard Olympic bars. If you're looking to upgrade your weights, this could definitely be the right choice for you. 🔗High-Density Rubber 25 Lb. Olympic Weight Bumper Platehttps://preview.redd.it/m9mw01pqsa3d1.jpg?width=720&format=pjpg&auto=webp&s=069f21c4bbd9545a92b99763ed4248cad1d5ae09 I've been using the Everyday Essentials Olympic Weight Bumper Plate for a few weeks now and I must say, I'm thoroughly impressed. This color-coded rubber plate is not only an excellent addition to my home gym but also a reliable tool for building strength and toning muscles. One of the standout features of this product is its high-density rubber construction. Not only does it make handling easier, but it also ensures durability even after multiple drops. The stainless steel insert provides extra robustness, making this bumper plate a solid choice for rigorous workout sessions. However, there's always room for improvement. Despite the bright color coding and clear labeling, I did find the weight identification a bit challenging at times. Also, while they fit perfectly onto my barbell and dumbbell bars, they seem slightly thicker than some other plates I've used previously. In conclusion, the Everyday Essentials Olympic Weight Bumper Plate is a well-made, sturdy addition to any fitness enthusiast's collection. Its design comfort, ease of use, and grip quality make it a standout choice among similar products. If you're looking to enhance your workout routine and achieve exceptional results, this bumper plate could be just what you need! 🔗Solid Rubber Coated Weight Plate with Dual Markingshttps://preview.redd.it/79b1e70rsa3d1.jpg?width=720&format=pjpg&auto=webp&s=638d56d672cff85ca9c44e42e8e6502e46ecb9d0 As a fitness enthusiast who's always on the lookout for new workout gear, I recently got my hands on this balancefrom rubber coated cast iron plate weight plate. I must say, it has revolutionized my strength training and weightlifting sessions! The solid cast iron construction, coupled with a thick rubber coating, not only gives it a premium feel but also ensures durability. One feature that really stood out for me was the dual-labelling in both LB and KG. It made recognition and weight adjustment during my workout a breeze. Furthermore, the rubber coating ensures that these plates stay rust-free and odorless despite regular use. However, I did find the single sale a bit inconvenient as I had to buy multiple units separately. But overall, this weight plate has been my wingman at all my workout sessions, helping me enhance muscle strength, endurance, flexibility, and balance. Highly recommended! 🔗Cap Barbell 25 Lb Olympic Weight Platehttps://preview.redd.it/hl62vhbrsa3d1.jpg?width=720&format=pjpg&auto=webp&s=df6e74f50699d5b6983f7214efbb4f3eb8207c51 I've been using the Cap Barbell Olympic Grip Weight Plate Collection in my daily workout routine for a few weeks now and I must say, it's been an absolute game-changer! These plates are incredibly versatile and can be used for a wide range of exercises. The solid cast iron construction feels sturdy and reliable, while the black baked enamel finish gives them a nice touch of protection against rust or chipping. One of my favorite features of these weight plates is the raised silver numbers. They make it super easy to identify the weight size, which helps me keep track of my progress during each workout session. Additionally, the 3-hole grip design is excellent for ensuring safe handling while loading and unloading weights. However, one minor drawback I've noticed is that the grip can be slightly uncomfortable when lifting heavy weights. It's not a dealbreaker by any means, but it's something to keep in mind if you have sensitive hands. Overall, the Cap Barbell Olympic Grip Weight Plate Collection has significantly improved my at-home workout experience. The durability and flexibility of these plates make them a must-have for anyone looking to enhance their strength training and endurance workouts. 🔗Cast Iron Weight Plate, 25 lbshttps://preview.redd.it/c6w78uprsa3d1.jpg?width=720&format=pjpg&auto=webp&s=4bc51cf44bc1a1f6ee9c23f7d33f52933e49f89a I recently started working out at home and came across these CAP Barbell Weight Plates. They come in a variety of sizes, so I can switch up the weights for different exercises and slowly increase the weight as I get stronger. Made of solid cast iron, they're pretty sturdy and fit perfectly onto the weight bar. One thing that stands out is their baked enamel finish. Not only does it give the plates a sleek look, but it also prevents chipping and peeling, ensuring they stay in perfect condition for a long time. One minor issue is that the weight of the 25-pound plate is actually 25.5 pounds. It's not a big deal, but slightly unexpected. Another downside is that the holes are not aligned perfectly for all the plates, making it a bit tricky to stack them onto the bar evenly. Nonetheless, I am quite content with these weight plates. They've added a new level of variety to my home workout routine and have helped me to improve my strength and fitness. If you're looking for a solid set of weight plates for your home gym, these are definitely worth a try. 🔗25LB Single Color-Coded Bumper Plate - Durable and Convenient Weight Platehttps://preview.redd.it/3pulqqzrsa3d1.jpg?width=720&format=pjpg&auto=webp&s=b52442fc715482e7290f10a63707ea942bc1a28a I recently got my hands on these color-coded Signature Fitness 2-inch Olympic Bumper Plate Weight Plates with Steel Hub, and I have to say, they've been a game-changer for my home gym. The bright colors make it so much easier to quickly identify the weights I need, saving me time and effort. Plus, the steel hub ensures that they fit securely onto my barbell, giving me peace of mind during even the most intense workout sessions. One thing that really stood out to me was the durability of these plates. They've held up incredibly well despite being dropped multiple times during my heavy lifts. The only downside I've noticed is that they do have a slightly oily film on them when new, but this can easily be wiped off with a cloth. Another highlight worth mentioning is the craftsmanship of these weight plates. Every single one feels solid and well-built, with no wobbling or movement on the barbell. I'm confident that these plates will last me for years to come, making them a worthy investment for any fitness enthusiast looking to upgrade their home gym. However, there have been some issues reported by other users regarding incorrect quantities being received or difficulties in contacting customer service. While I personally didn't experience any of these issues, it's worth keeping in mind if you decide to purchase these plates. Overall, I highly recommend the Signature Fitness 2-inch Olympic Bumper Plate Weight Plates with Steel Hub for anyone looking for affordable, high-quality weight plates with a touch of convenience. 🔗BalanceFrom 2-Inch Cast Iron Weight Plateshttps://preview.redd.it/tvmo9wdssa3d1.jpg?width=720&format=pjpg&auto=webp&s=91ce2110f7bde0f102fe4a9fef99119793a4cad8 I've been using these 2-inch cast iron weight plates for a while now, and they've been a game-changer for my strength training sessions. The set includes 2.5 and 5-pound plates, as well as two 10-pounders, making it perfect for a wide range of exercises. One of the best things about these plates is their solid cast iron construction. It gives them a reassuring weight and a durability that's hard to find in other products. Plus, they're enameled to prevent rust and corrosion, ensuring they'll last a long time. They're also labeled in both pounds and kilograms, which is a nice touch for those of us who like to switch up our units. And they're designed to fit perfectly on any Olympic bar with a 2-inch hole or on 2-inch dumbbell bars. The only downside is that they can be a bit noisy when you're lifting them, but that's a small price to pay for such high-quality weights. Overall, these are a great investment for anyone serious about strength training. 🔗Balanced 245LB Weight Plate Set for Strength Traininghttps://preview.redd.it/69u41vtssa3d1.jpg?width=720&format=pjpg&auto=webp&s=4435ebcbb715fe36bf042639c2fa97621bf181a1 I'd like to share my experience with the "Balancefrom Cast Iron Olympic 2-Inch Plate Weight Plate for Strength Training and Weightlifting, Multiple Packages 2Inat-245Set. " This set of weight plates has been a game-changer in my strength training routine. The solid cast iron construction ensures durability, while the 2-inch center hole guarantees it's compatible with any Olympic bar or 2-inch dumbbell bars. One of the features that stood out for me was the black baked enamel finish. Not only does it prevent rust and corrosion, but it also saves me from that unpleasant metallic smell typically associated with gym equipment. Additionally, having the weights labeled in both pounds and kilograms made recognizing the weight easier, saving valuable workout time. However, one issue I encountered was the size of the weights. As they're made of cast iron, they're quite heavy and bulky, which can make them harder to handle for some users. But overall, this set has greatly enhanced my strength training sessions. So, if you're looking for a durable, multi-functional set of weight plates for your home gym or fitness center, this "Balancefrom Cast Iron Olympic 2-Inch Plate Weight Plate for Strength Training and Weightlifting, Multiple Packages 2Inat-245Set" is definitely worth considering. 🔗245LB Weight Plate Set for Strength Training and Weightliftinghttps://preview.redd.it/zfitcl8tsa3d1.jpg?width=720&format=pjpg&auto=webp&s=89db2cf9863a1212a25248a5d84a1b40f9d2d3aa You won't believe how much my strength training sessions have improved since I started using these 245lb Set weight plates. The set includes a variety of weights, from 2.5lbs all the way up to 45lbs, which are perfect for my progressive overload workouts. I love that they're made of solid cast iron with a 2-inch center hole, so they fit perfectly on my Olympic bar and even on some dumbbell bars. Plus, their durable black baked enamel finish is amazing at preventing rust and corrosion without any unpleasant odor. Another thing that I find super convenient is that the plates are labeled in both LB and KG, so I can easily recognize the weights I need. One downside is that it can get a bit cumbersome when trying to load multiple plates at once, but that's a small price to pay for such a high-quality and versatile set of weight plates. Overall, I'm absolutely loving the Balancefrom Cast Iron Plate Weight Plate for Strength Training and Weightlifting, and I can't recommend it enough! 🔗Cast Iron Weight Plate for Strength Training and Weightlifting, 25LBhttps://preview.redd.it/gi7xicjtsa3d1.jpg?width=720&format=pjpg&auto=webp&s=d2dff107917c090a89f232ebbe4f90d643f4da3d I recently picked up a 25lb cast iron weight plate for strength training and weightlifting. This Olympian-sized plate is perfected with a 2-inch center hole that fits any Olympic bar with a diameter of 2 inches or less, as well as 2-inch dumbbell bars. This makes it incredibly versatile for various workout routines. One feature that stood out to me was the durable, black baked enamel finish. Not only does it prevent rusting and corrosion, but it also eliminates any unpleasant odors that can sometimes come with workout equipment. Another highlight I want to mention is the labeling on the plates. They are clearly marked in both LB and KG, which makes it super easy for users to identify the correct weights during workouts. Now, onto the downsides. A few users mentioned issues with the fit of the weight plates on their bars. This could be due to slight variations in casting, which might lead to some plates not fitting perfectly on certain bars. Another issue some users faced was discrepancies in the weight. While this wasn't a major problem for most, it's something to keep in mind. Overall, this weight plate is a solid addition to my home gym. The durability and convenience of being able to use it with both Olympic bars and dumbbell bars are major positives that outweigh the few negatives. If you're in the market for some new weights, this is definitely worth considering. 🔗York Legacy 25 Lbs Precision Weight Platehttps://preview.redd.it/7qxf6wxtsa3d1.jpg?width=720&format=pjpg&auto=webp&s=54007613e8d6ae4d21c81d5cc902341c2ddc2288 I recently got the chance to use the York Barbell Legacy Olympic Standard Plate as part of my home gym setup, and I must say, it has been an absolute triumph! The precision and quality of each plate are undeniably impressive - they're within 2% of the indicated weight, which makes for a consistent workout every time. One thing that really stood out for me was the craftsmanship. As a fitness enthusiast, I appreciate the attention to detail York Barbell has put into these weights. The grooves around the plate make loading and unloading effortless, and the paint job is durable, ensuring a long-lasting investment. However, one drawback I noticed was that the weight might be a bit pricey for some buyers. But considering the high-quality materials and manufacturing process, it's a small trade-off for an exceptional product. To sum it up, the York Barbell Legacy Olympic Standard Plate is a top contender in the world of weightlifting. Its precision, craftsmanship, and ease of use make it a worthwhile addition to any home gym. 🔗Premium Synergee 25lb Bumper Plateshttps://preview.redd.it/abq0mu8usa3d1.jpg?width=720&format=pjpg&auto=webp&s=37e52854d833dac4e92a82cd3dfa0e00c2b7621b I recently purchased the Synergee Bumper Plates for my home gym and I must say, I'm thoroughly impressed! These plates boast an ideal durometer hardness rating, making them incredibly durable and perfect for heavy lifting. What sets them apart is their ability to bounce less when dropped, saving both your barbell and center ring from damage. One of the highlights of these plates is their unique design. They come in vibrant colors, adding a pop of color to your gym setup. However, this doesn't compromise on their sturdiness - they feel extremely solid and well-built. Another positive aspect is the ease of use. The plates slide onto the barbell with ease, thanks to their smoothed edges. The grip quality is also top-notch, ensuring that the weights don't slip during intense workout sessions. On the downside, some users have reported a strong smell and oily residue upon opening the package. This can be a bit off-putting initially, but it tends to dissipate after a while. Also, the plates can be quite heavy, which might make handling them a bit difficult for beginners. Despite these minor cons, the Synergee Bumper Plates are an excellent addition to any home gym. They're well-built, easy to use, and provide great value for money. I would highly recommend them for anyone looking to upgrade their workout gear. 🔗Prosourcefit Solid Rubber Weight Plates 25 lbshttps://preview.redd.it/o5zgvbsusa3d1.jpg?width=720&format=pjpg&auto=webp&s=12a8d9a50ee00fad6fe89997f9b877a9468264f2 I've been using the Prosourcefit Solid Rubber Bumper Plates with Steel Insert for a few months now, and I've been nothing short of impressed. First and foremost, the durability is top-notch. The solid rubber design with stainless steel inserts can withstand multiple drops without any visible damage, making it perfect for intense workout sessions. I also really appreciate the narrow design, which allows me to stack more plates onto the barbell for those heavy lifts. One of the best parts about these bumper plates is that they don't have an overwhelming rubber smell like some other brands I've tried. They're also incredibly easy to use and maintain, making them a solid choice for both commercial gym settings and home use. However, one minor drawback I noticed is that these plates do have a little bit of rattle when stacked together on the barbell. It's not a deal-breaker by any means, but it can be slightly distracting during a workout. Overall, I am extremely satisfied with the performance, ease of use, and durability of the Prosourcefit Solid Rubber Bumper Plates. They've become an integral part of my home workout routine, and I highly recommend them to anyone looking for high-quality, budget-friendly weights for their gym. 🔗Olympic Bumper Plates with Stainless Steel Insertshttps://preview.redd.it/fye76k4vsa3d1.jpg?width=720&format=pjpg&auto=webp&s=0184bdc2363361505f715e65065becf31a48b1de I recently had the chance to use the Balancefrom Everyday Essentials Color Coded Olympic Bumper Plate Weight Plate with Steel Hub, and I must say, it's been a game-changer for my home gym. The high-density rubber construction and stainless steel inserts make these bumper plates incredibly durable, capable of withstanding repeated drops with minimal bounce. One of my favorite aspects of these bumper plates is the color-coding system that makes it super easy to identify and organize my weights. Each plate is also labeled in both pounds and kilograms, which adds a level of convenience when transitioning between different exercises or weightlifting routines. However, there's a word of caution when using the 10lb bumper plates. They can bend when dropped alone while on a barbell, so it's essential to be cautious and follow the recommended usage guidelines. In terms of ease of use, these bumper plates fit perfectly on any Olympic barbell, dumbbell bar, or sled with a 2-inch diameter. The solid construction ensures a secure fit, allowing me to perform various exercises without worrying about the stability of my weights. As for the cons, there has been some mention of the 10lb plates bending when dropped alone, so it's essential to follow the correct usage guidelines to avoid damaging them. Additionally, some users might prefer a more fine-tuned weight increment system, as the current 10lb weights may be too heavy for some users or specific exercises. Overall, the Balancefrom Everyday Essentials Color Coded Olympic Bumper Plate Weight Plate with Steel Hub is an excellent addition to my home gym setup. Its durability, ease of use, and color-coded organization system make it a worthwhile investment for anyone looking to enhance their strength training and weightlifting routines. Buyer's GuideWhen considering purchasing weight plates, it's essential to understand the general features, considerations, and advice that pertain to this product category. In this buyer's guide, we will discuss these aspects without mentioning specific product picks or external resources. Our goal is to provide you with the necessary information to make an informed decision about your weight plate purchase.Important Featureshttps://preview.redd.it/1wlivmbxsa3d1.jpg?width=720&format=pjpg&auto=webp&s=282dde5b3806feb01f0c8667167fbf06bad9a997
Considerations
General AdviceWhen purchasing weight plates, always prioritize quality over price. Investing in well-constructed, durable equipment will save you money in the long run by avoiding frequent replacements or repairs. Additionally, consider purchasing a full set of weight plates, which often come at a discount compared to buying individual pieces. This not only saves you money but also provides you with a variety of weight options for your workouts. Ultimately, choosing the right weight plates depends on your individual needs and preferences, so take the time to research and compare different options before making a decision. https://preview.redd.it/7cmjl0pxsa3d1.jpg?width=720&format=pjpg&auto=webp&s=bf2ca6700cb1caeb77b26dc5cacd049b4e657c51 FAQWhat are 25 lb weight plates used for?25 lb weight plates are typically used to add resistance to various strength training exercises. They can be used with barbells, dumbbells, and other gym equipment to increase the weight and overall effectiveness of workouts.How do I know if a 25 lb weight plate is compatible with my equipment?https://preview.redd.it/t13doo4ysa3d1.jpg?width=720&format=pjpg&auto=webp&s=343d3e117555cd97662d4bfec268ee202db70260 Before purchasing, check the weight plate size requirements for your specific barbell or dumbbell. Standard weight plates are typically 1" or 2" in diameter, so ensure that the chosen product matches your equipment's compatibility. How can I store and organize my 25 lb weight plates?You can store and organize weight plates using weight plate tree stands, weight racks, or weight storage cages. These options provide a secure way to stack and store your weight plates while keeping them easily accessible for your workouts.Are rubberized or urethane coated weight plates better?Rubberized and urethane coatings both offer protection for your gym floor and equipment. Rubberized plates provide more cushioning, while urethane coated plates offer a smoother and quieter feel during use. Choose the coating that best suits your personal preferences and workout environment. https://preview.redd.it/xmzipzjysa3d1.jpg?width=720&format=pjpg&auto=webp&s=aaf516e030df9ca6d934aaac0dd7615888aa2411 How do I clean and maintain my 25 lb weight plates?To clean weight plates, wipe them down with a damp cloth and mild detergent, then dry thoroughly. Avoid using harsh chemicals or abrasive materials that may damage the weight plate coating. For maintenance, inspect plates regularly for any signs of damage or wear, and replace them as necessary.What are alternative weights available if I'm not comfortable with a 25 lb weight plate?Alternative weights available include 10 lb, 15 lb, 20 lb, and 30 lb weight plates, among others. Choose a weight that best suits your fitness level and goals.How can I safely transport and load 25 lb weight plates onto a barbell?To safely transport and load weight plates, use a barbell collars or clamps to secure them onto the barbell. Always grip the weight plates firmly with both hands to prevent them from slipping or sliding off during use.How much space is needed for storing 25 lb weight plates?The amount of space needed for storing weight plates varies depending on the number of plates and storage method used. A weight plate tree stand, weight rack, or weight storage cage typically requires about 2-3 square feet of floor space.Are there any safety precautions I should take when using 25 lb weight plates?Always use proper form and technique while lifting weights, and never lift more weight than you can safely handle. Ensure that your equipment is in good condition and free from defects before use. When handling heavy weights, always use a spotter for additional safety.What are some exercises I can do with 25 lb weight plates?
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2024.05.29 07:04 CoderBek HELP PayPal Case Issue
Hello everyone, here's a little bit of my situation:
PayPal has charged multiple payments amounting to about $1k to my Chase bank account. I called the Chase customer service saying this was unauthorized and I did not want them to charge my bank account, so I got a temporary credit reversal while they investigate it. I already tried talking to PayPal customer service and they were telling me there was no way for them to cancel those echecks they sent me and that I had to contact my bank and deal with them. I did that and now I'm waiting for the case to be resolved.
It's been three business days since I filed the claim.
What should I expect? What are possible outcomes and how should I respond? Can PayPal send those charges to debt collectors since I charged back?
This is the first time I've had any sort of monetary trouble with anyone so please help ASAP.
PayPal emailed me today saying my bank declined the charges so they are not charging my bank account. However, they just limited my PayPal account and asked for the following info:
PayPal Agent: I see that you currently have a protection hold placed on your account as more information is needed from you to assist in completing the review on your account. Until the hold is lifted, the option to close account is temporarily greyed out.
--Upload a copy of your driver's license/passport. Please be sure that the copy is easily readable and as large as possible. Acceptable forms of a photo ID include a driver's license, passport, or any other government-issued photo identification that includes your date of birth.
-- Provide a monthly card statement (ending with 93)
The statement must show your name, address and account number exactly as they appear in your PayPal account.
-Provide Reason for Payment Reversal ***Transactions
--Upload a copy of your driver's license/passport. Please be sure that the copy is easily readable and as large as possible. Acceptable forms of a photo ID include a driver's license, passport, or any other government-issued photo identification that includes your date of birth.
-- Provide a monthly bank statement (ending with 05)
The statement must show your name, address and account number exactly as they appear in your PayPal account.
Also, may I know if you didn't try initiating a refund for these payments. Feel free to reply whenever you're ready and we'll reply as soon as we can.
-- END
I don't have access to the card statement. I didn't try initiating a refund for these payments from someone else.
My questions are:
I really don't want any legal trouble or anything of such kind. What should I do? I didn't add the card that they are asking for, what should I tell them? Please help
submitted by CoderBek to paypal [link] [comments]
PayPal has charged multiple payments amounting to about $1k to my Chase bank account. I called the Chase customer service saying this was unauthorized and I did not want them to charge my bank account, so I got a temporary credit reversal while they investigate it. I already tried talking to PayPal customer service and they were telling me there was no way for them to cancel those echecks they sent me and that I had to contact my bank and deal with them. I did that and now I'm waiting for the case to be resolved.
It's been three business days since I filed the claim.
What should I expect? What are possible outcomes and how should I respond? Can PayPal send those charges to debt collectors since I charged back?
This is the first time I've had any sort of monetary trouble with anyone so please help ASAP.
PayPal emailed me today saying my bank declined the charges so they are not charging my bank account. However, they just limited my PayPal account and asked for the following info:
PayPal Agent: I see that you currently have a protection hold placed on your account as more information is needed from you to assist in completing the review on your account. Until the hold is lifted, the option to close account is temporarily greyed out.
--Upload a copy of your driver's license/passport. Please be sure that the copy is easily readable and as large as possible. Acceptable forms of a photo ID include a driver's license, passport, or any other government-issued photo identification that includes your date of birth.
-- Provide a monthly card statement (ending with 93)
The statement must show your name, address and account number exactly as they appear in your PayPal account.
-Provide Reason for Payment Reversal ***Transactions
--Upload a copy of your driver's license/passport. Please be sure that the copy is easily readable and as large as possible. Acceptable forms of a photo ID include a driver's license, passport, or any other government-issued photo identification that includes your date of birth.
-- Provide a monthly bank statement (ending with 05)
The statement must show your name, address and account number exactly as they appear in your PayPal account.
Also, may I know if you didn't try initiating a refund for these payments. Feel free to reply whenever you're ready and we'll reply as soon as we can.
-- END
I don't have access to the card statement. I didn't try initiating a refund for these payments from someone else.
My questions are:
I really don't want any legal trouble or anything of such kind. What should I do? I didn't add the card that they are asking for, what should I tell them? Please help
2024.05.29 07:02 lukmapache [F4A] rent-a-partners' love triangle [part 1] [cold towards listener] [bittersweet] [hinedere] [pretend relationship] An ASMR script by Luk Mapache.
It's okay to record, post and monetize (as long as you don't put it behind a paywall), just credit me.
Feel free to tweak it, change the roles and pronouns, correct my orthography, just don't change it too much.
Feedback is appreciated.
(SFX: knock knock)
“Come on in”
(SFX: door opens and closes)
“You are finally here”
[pause]
“You are late”
[pause]
“Spare me the pleasantries, your tardiness already caused us to be late”
[pause]
“I recall telling you how important today is”
[pause]
“As far as excuses go, the traffic is hardly a good one, you should have investigated the state of it and planned accordingly”
[pause]
(sight) “Arguing about the matter any further is pointless, go get changed”
[pause]
“You will find the clothes I want you to wear in the bathroom, they are sure to fit you”
[pause]
“Last time I checked costume made suits tended to fit”
[pause]
“I left your fee right next to it too”
[pause]
“You are free to count it of course, I assure you it is your especial fee”
[pause]
“No, standard fee won’t cut it today, after all today you are going to have to deal with my parents”
[pause]
“Besides offering discounts to someone who clearly can and is willing to pay isn’t a very good business strategy”
[pause]
“I do not need special distinction from your other clients”
[pause]
“Moving on, you did read the notes and pointers I sent you, right?”
[pause]
“Good, they will pay attention to those sort of things”
[pause]
“Do not let your guard down or your attention slip”
[pause]
“Now then, go get dressed, we are already late enough as it is”
[pause]
“If you hurry, we can still make our lateness fashionably”
[pause]
---a little later---
“You weren’t lying about the traffic, we can expect to hear my father tell us the exact same thing I told you before, that is rather frustrating”
[pause]
(SFX: chattering and cups ringing)
(whispers) “It seems we are the last to arrive, that will certainly attract attention”
[pause]
(whispers) “Remember, don’t speak unless spoken too”
[pause]
(whispers) “Aside from the true nature of our relationship, talk honestly, but briefly and paying mind to what you say”
[pause]
“Do you see that person over there looking in our direction?”
[pause]
“that’s someone my parents wanted to pair me with”
[pause]
“Do you remember what to do?”
[pause]
“Wrap your arm around my waist”
[pause]
“Just like that”
[pause]
“Now, let’s mingle for a bit, before my parents inevitably approach us”
[pause]
“The more people see us together the better”
[pause]
“My uncle and aunt are looking at us, see them whisper? Knowing them they are saying that I probably only brought you to spite my parents”
[pause]
“How rude, that is not why I brought you”
[pause]
“You are also good to keep suitors away”
[pause]
“Speaking of which here comes one, I'll allow you to kiss my cheek, quickly and lightly”
[pause]
“that’s enough, he is walking away now”
[pause]
“This is a huge bother, isn’t it?”
[pause]
“Rest assured, I'm looking for chances to ditch this so-called party as we speak”
[pause]
“You only say that because you didn't grow up in this environment”
[pause]
“If you had, you would know there’s nothing nice about this party”
[pause]
“I came merely to make act of presence and I brought you merely to introduce you as my partner, so my parents stop arranging meetings with suitors I do not have the slight less interest on”
[pause]
“And there they are now, let’s go greet them and then get out of here”
[pause]
“If you want to eat high cuisine that badly I can arrange for that next time, now come on”
--- later---
(sigh) “that took longer than I anticipated”
[pause]
“Thank you for today”
[pause]
“Before you go, here’s a little extra for tonight”
[pause]
“Hopefully it’s enough to buy that computer part you been talking about”
[pause]
“Yes, I paid attention when you talked about it, after all our relationship would not be credible if I didn’t know at least something about your interests”
[pause]
“Yes, I am aware that it is not necessary to give you a bonus, it’s just something I want to do”
[pause]
“Because making just enough money to afford rent and food is not good”
[pause]
“You need things you like, not just things you need”
[pause]
“By all means, ask me anything”
[pause]
“Let me stop you right there, I would very much prefer it if our relationship continued as it is, I am merely your costumer let us keep it that way”
[pause]
“Second question? Ask away”
[pause]
“Why do I hire you?”
[pause]
“Well, if you must know it is because you are a logical option”
[pause]
“You are not half bad to look at, I would say you are attractive enough for us dating to make sense”
[pause]
“You have a day job respectable and hard enough for my father to approve, but common enough for my mother to disapprove”
[pause]
“And there’s another thing”
[pause]
“I have the suspicion that you have been in love with me since we were sixteen”
[pause]
“The reason behind it is a mystery to me, but if I am going to pay someone to pretend to be my partner, I would rather if it’s someone who genuinely likes me, that way I can be sure they are never going to rat me out to anyone between the social circle I’m obligated to be a part of”
[pause]
“don’t look so disappointed, as I mentioned you are quite attractive, anyone else would be delighted have you as a real partner”
[pause]
“Your other costumer for example, I think it’s obvious for the two of us that she is completely head over heels for you”
[pause]
“You are dismissed, you can go now”
[end part 1]
submitted by lukmapache to talkingtalltales [link] [comments]
Feel free to tweak it, change the roles and pronouns, correct my orthography, just don't change it too much.
Feedback is appreciated.
(SFX: knock knock)
“Come on in”
(SFX: door opens and closes)
“You are finally here”
[pause]
“You are late”
[pause]
“Spare me the pleasantries, your tardiness already caused us to be late”
[pause]
“I recall telling you how important today is”
[pause]
“As far as excuses go, the traffic is hardly a good one, you should have investigated the state of it and planned accordingly”
[pause]
(sight) “Arguing about the matter any further is pointless, go get changed”
[pause]
“You will find the clothes I want you to wear in the bathroom, they are sure to fit you”
[pause]
“Last time I checked costume made suits tended to fit”
[pause]
“I left your fee right next to it too”
[pause]
“You are free to count it of course, I assure you it is your especial fee”
[pause]
“No, standard fee won’t cut it today, after all today you are going to have to deal with my parents”
[pause]
“Besides offering discounts to someone who clearly can and is willing to pay isn’t a very good business strategy”
[pause]
“I do not need special distinction from your other clients”
[pause]
“Moving on, you did read the notes and pointers I sent you, right?”
[pause]
“Good, they will pay attention to those sort of things”
[pause]
“Do not let your guard down or your attention slip”
[pause]
“Now then, go get dressed, we are already late enough as it is”
[pause]
“If you hurry, we can still make our lateness fashionably”
[pause]
---a little later---
“You weren’t lying about the traffic, we can expect to hear my father tell us the exact same thing I told you before, that is rather frustrating”
[pause]
(SFX: chattering and cups ringing)
(whispers) “It seems we are the last to arrive, that will certainly attract attention”
[pause]
(whispers) “Remember, don’t speak unless spoken too”
[pause]
(whispers) “Aside from the true nature of our relationship, talk honestly, but briefly and paying mind to what you say”
[pause]
“Do you see that person over there looking in our direction?”
[pause]
“that’s someone my parents wanted to pair me with”
[pause]
“Do you remember what to do?”
[pause]
“Wrap your arm around my waist”
[pause]
“Just like that”
[pause]
“Now, let’s mingle for a bit, before my parents inevitably approach us”
[pause]
“The more people see us together the better”
[pause]
“My uncle and aunt are looking at us, see them whisper? Knowing them they are saying that I probably only brought you to spite my parents”
[pause]
“How rude, that is not why I brought you”
[pause]
“You are also good to keep suitors away”
[pause]
“Speaking of which here comes one, I'll allow you to kiss my cheek, quickly and lightly”
[pause]
“that’s enough, he is walking away now”
[pause]
“This is a huge bother, isn’t it?”
[pause]
“Rest assured, I'm looking for chances to ditch this so-called party as we speak”
[pause]
“You only say that because you didn't grow up in this environment”
[pause]
“If you had, you would know there’s nothing nice about this party”
[pause]
“I came merely to make act of presence and I brought you merely to introduce you as my partner, so my parents stop arranging meetings with suitors I do not have the slight less interest on”
[pause]
“And there they are now, let’s go greet them and then get out of here”
[pause]
“If you want to eat high cuisine that badly I can arrange for that next time, now come on”
--- later---
(sigh) “that took longer than I anticipated”
[pause]
“Thank you for today”
[pause]
“Before you go, here’s a little extra for tonight”
[pause]
“Hopefully it’s enough to buy that computer part you been talking about”
[pause]
“Yes, I paid attention when you talked about it, after all our relationship would not be credible if I didn’t know at least something about your interests”
[pause]
“Yes, I am aware that it is not necessary to give you a bonus, it’s just something I want to do”
[pause]
“Because making just enough money to afford rent and food is not good”
[pause]
“You need things you like, not just things you need”
[pause]
“By all means, ask me anything”
[pause]
“Let me stop you right there, I would very much prefer it if our relationship continued as it is, I am merely your costumer let us keep it that way”
[pause]
“Second question? Ask away”
[pause]
“Why do I hire you?”
[pause]
“Well, if you must know it is because you are a logical option”
[pause]
“You are not half bad to look at, I would say you are attractive enough for us dating to make sense”
[pause]
“You have a day job respectable and hard enough for my father to approve, but common enough for my mother to disapprove”
[pause]
“And there’s another thing”
[pause]
“I have the suspicion that you have been in love with me since we were sixteen”
[pause]
“The reason behind it is a mystery to me, but if I am going to pay someone to pretend to be my partner, I would rather if it’s someone who genuinely likes me, that way I can be sure they are never going to rat me out to anyone between the social circle I’m obligated to be a part of”
[pause]
“don’t look so disappointed, as I mentioned you are quite attractive, anyone else would be delighted have you as a real partner”
[pause]
“Your other costumer for example, I think it’s obvious for the two of us that she is completely head over heels for you”
[pause]
“You are dismissed, you can go now”
[end part 1]
2024.05.29 07:02 lukmapache [F4A] rent-a-partners' love triangle [part 1] [cold towards listener] [bittersweet] [hinedere] [pretend relationship] An ASMR script by Luk Mapache.
It's okay to record, post and monetize (as long as you don't put it behind a paywall), just credit me.
Feel free to tweak it, change the roles and pronouns, correct my orthography, just don't change it too much.
Feedback is appreciated.
(SFX: knock knock)
“Come on in”
(SFX: door opens and closes)
“You are finally here”
[pause]
“You are late”
[pause]
“Spare me the pleasantries, your tardiness already caused us to be late”
[pause]
“I recall telling you how important today is”
[pause]
“As far as excuses go, the traffic is hardly a good one, you should have investigated the state of it and planned accordingly”
[pause]
(sight) “Arguing about the matter any further is pointless, go get changed”
[pause]
“You will find the clothes I want you to wear in the bathroom, they are sure to fit you”
[pause]
“Last time I checked costume made suits tended to fit”
[pause]
“I left your fee right next to it too”
[pause]
“You are free to count it of course, I assure you it is your especial fee”
[pause]
“No, standard fee won’t cut it today, after all today you are going to have to deal with my parents”
[pause]
“Besides offering discounts to someone who clearly can and is willing to pay isn’t a very good business strategy”
[pause]
“I do not need special distinction from your other clients”
[pause]
“Moving on, you did read the notes and pointers I sent you, right?”
[pause]
“Good, they will pay attention to those sort of things”
[pause]
“Do not let your guard down or your attention slip”
[pause]
“Now then, go get dressed, we are already late enough as it is”
[pause]
“If you hurry, we can still make our lateness fashionably”
[pause]
---a little later---
“You weren’t lying about the traffic, we can expect to hear my father tell us the exact same thing I told you before, that is rather frustrating”
[pause]
(SFX: chattering and cups ringing)
(whispers) “It seems we are the last to arrive, that will certainly attract attention”
[pause]
(whispers) “Remember, don’t speak unless spoken too”
[pause]
(whispers) “Aside from the true nature of our relationship, talk honestly, but briefly and paying mind to what you say”
[pause]
“Do you see that person over there looking in our direction?”
[pause]
“that’s someone my parents wanted to pair me with”
[pause]
“Do you remember what to do?”
[pause]
“Wrap your arm around my waist”
[pause]
“Just like that”
[pause]
“Now, let’s mingle for a bit, before my parents inevitably approach us”
[pause]
“The more people see us together the better”
[pause]
“My uncle and aunt are looking at us, see them whisper? Knowing them they are saying that I probably only brought you to spite my parents”
[pause]
“How rude, that is not why I brought you”
[pause]
“You are also good to keep suitors away”
[pause]
“Speaking of which here comes one, I'll allow you to kiss my cheek, quickly and lightly”
[pause]
“that’s enough, he is walking away now”
[pause]
“This is a huge bother, isn’t it?”
[pause]
“Rest assured, I'm looking for chances to ditch this so-called party as we speak”
[pause]
“You only say that because you didn't grow up in this environment”
[pause]
“If you had, you would know there’s nothing nice about this party”
[pause]
“I came merely to make act of presence and I brought you merely to introduce you as my partner, so my parents stop arranging meetings with suitors I do not have the slight less interest on”
[pause]
“And there they are now, let’s go greet them and then get out of here”
[pause]
“If you want to eat high cuisine that badly I can arrange for that next time, now come on”
--- later---
(sigh) “that took longer than I anticipated”
[pause]
“Thank you for today”
[pause]
“Before you go, here’s a little extra for tonight”
[pause]
“Hopefully it’s enough to buy that computer part you been talking about”
[pause]
“Yes, I paid attention when you talked about it, after all our relationship would not be credible if I didn’t know at least something about your interests”
[pause]
“Yes, I am aware that it is not necessary to give you a bonus, it’s just something I want to do”
[pause]
“Because making just enough money to afford rent and food is not good”
[pause]
“You need things you like, not just things you need”
[pause]
“By all means, ask me anything”
[pause]
“Let me stop you right there, I would very much prefer it if our relationship continued as it is, I am merely your costumer let us keep it that way”
[pause]
“Second question? Ask away”
[pause]
“Why do I hire you?”
[pause]
“Well, if you must know it is because you are a logical option”
[pause]
“You are not half bad to look at, I would say you are attractive enough for us dating to make sense”
[pause]
“You have a day job respectable and hard enough for my father to approve, but common enough for my mother to disapprove”
[pause]
“And there’s another thing”
[pause]
“I have the suspicion that you have been in love with me since we were sixteen”
[pause]
“The reason behind it is a mystery to me, but if I am going to pay someone to pretend to be my partner, I would rather if it’s someone who genuinely likes me, that way I can be sure they are never going to rat me out to anyone between the social circle I’m obligated to be a part of”
[pause]
“don’t look so disappointed, as I mentioned you are quite attractive, anyone else would be delighted have you as a real partner”
[pause]
“Your other costumer for example, I think it’s obvious for the two of us that she is completely head over heels for you”
[pause]
“You are dismissed, you can go now”
[end part 1]
submitted by lukmapache to ASMRScriptHaven [link] [comments]
Feel free to tweak it, change the roles and pronouns, correct my orthography, just don't change it too much.
Feedback is appreciated.
(SFX: knock knock)
“Come on in”
(SFX: door opens and closes)
“You are finally here”
[pause]
“You are late”
[pause]
“Spare me the pleasantries, your tardiness already caused us to be late”
[pause]
“I recall telling you how important today is”
[pause]
“As far as excuses go, the traffic is hardly a good one, you should have investigated the state of it and planned accordingly”
[pause]
(sight) “Arguing about the matter any further is pointless, go get changed”
[pause]
“You will find the clothes I want you to wear in the bathroom, they are sure to fit you”
[pause]
“Last time I checked costume made suits tended to fit”
[pause]
“I left your fee right next to it too”
[pause]
“You are free to count it of course, I assure you it is your especial fee”
[pause]
“No, standard fee won’t cut it today, after all today you are going to have to deal with my parents”
[pause]
“Besides offering discounts to someone who clearly can and is willing to pay isn’t a very good business strategy”
[pause]
“I do not need special distinction from your other clients”
[pause]
“Moving on, you did read the notes and pointers I sent you, right?”
[pause]
“Good, they will pay attention to those sort of things”
[pause]
“Do not let your guard down or your attention slip”
[pause]
“Now then, go get dressed, we are already late enough as it is”
[pause]
“If you hurry, we can still make our lateness fashionably”
[pause]
---a little later---
“You weren’t lying about the traffic, we can expect to hear my father tell us the exact same thing I told you before, that is rather frustrating”
[pause]
(SFX: chattering and cups ringing)
(whispers) “It seems we are the last to arrive, that will certainly attract attention”
[pause]
(whispers) “Remember, don’t speak unless spoken too”
[pause]
(whispers) “Aside from the true nature of our relationship, talk honestly, but briefly and paying mind to what you say”
[pause]
“Do you see that person over there looking in our direction?”
[pause]
“that’s someone my parents wanted to pair me with”
[pause]
“Do you remember what to do?”
[pause]
“Wrap your arm around my waist”
[pause]
“Just like that”
[pause]
“Now, let’s mingle for a bit, before my parents inevitably approach us”
[pause]
“The more people see us together the better”
[pause]
“My uncle and aunt are looking at us, see them whisper? Knowing them they are saying that I probably only brought you to spite my parents”
[pause]
“How rude, that is not why I brought you”
[pause]
“You are also good to keep suitors away”
[pause]
“Speaking of which here comes one, I'll allow you to kiss my cheek, quickly and lightly”
[pause]
“that’s enough, he is walking away now”
[pause]
“This is a huge bother, isn’t it?”
[pause]
“Rest assured, I'm looking for chances to ditch this so-called party as we speak”
[pause]
“You only say that because you didn't grow up in this environment”
[pause]
“If you had, you would know there’s nothing nice about this party”
[pause]
“I came merely to make act of presence and I brought you merely to introduce you as my partner, so my parents stop arranging meetings with suitors I do not have the slight less interest on”
[pause]
“And there they are now, let’s go greet them and then get out of here”
[pause]
“If you want to eat high cuisine that badly I can arrange for that next time, now come on”
--- later---
(sigh) “that took longer than I anticipated”
[pause]
“Thank you for today”
[pause]
“Before you go, here’s a little extra for tonight”
[pause]
“Hopefully it’s enough to buy that computer part you been talking about”
[pause]
“Yes, I paid attention when you talked about it, after all our relationship would not be credible if I didn’t know at least something about your interests”
[pause]
“Yes, I am aware that it is not necessary to give you a bonus, it’s just something I want to do”
[pause]
“Because making just enough money to afford rent and food is not good”
[pause]
“You need things you like, not just things you need”
[pause]
“By all means, ask me anything”
[pause]
“Let me stop you right there, I would very much prefer it if our relationship continued as it is, I am merely your costumer let us keep it that way”
[pause]
“Second question? Ask away”
[pause]
“Why do I hire you?”
[pause]
“Well, if you must know it is because you are a logical option”
[pause]
“You are not half bad to look at, I would say you are attractive enough for us dating to make sense”
[pause]
“You have a day job respectable and hard enough for my father to approve, but common enough for my mother to disapprove”
[pause]
“And there’s another thing”
[pause]
“I have the suspicion that you have been in love with me since we were sixteen”
[pause]
“The reason behind it is a mystery to me, but if I am going to pay someone to pretend to be my partner, I would rather if it’s someone who genuinely likes me, that way I can be sure they are never going to rat me out to anyone between the social circle I’m obligated to be a part of”
[pause]
“don’t look so disappointed, as I mentioned you are quite attractive, anyone else would be delighted have you as a real partner”
[pause]
“Your other costumer for example, I think it’s obvious for the two of us that she is completely head over heels for you”
[pause]
“You are dismissed, you can go now”
[end part 1]
2024.05.29 07:00 TheLotStore 1405 W 9th Ave, Pine Bluff, AR 71603
 | 1405 W 9th Ave, Pine Bluff, AR 71603 submitted by TheLotStore to u/TheLotStore [link] [comments] 1136 square foot one story home located on a nice quiet street in Pine Bluff. Perfect opportunity to fix and flip or hold as a long term rental! Priced way below area comparable sales! Please Note: We have not visited this property personally as of yet. Photos are provided courtesy of Google Maps. Debit/Credit Cards Accepted No Closing Costs Cash Price: $13,500 Finance with $1000 Down and 48 Payments of $330 Per Month No Credit Check, No Income Documentation, No Prepayment PenaltyProperty Address: 1405 W 9th Ave, Pine Bluff, AR 71603 (Map location is approximate) County: Jefferson Assessor Parcel Number: 930-61843-000 Legal Description: Lot 3, Tannehill and Owen Addition Zoning: Residential Annual Property Taxes: $78.00 View our amazing property deals at TheLotStore.Com. Additional Information: https://thelotstore.com/property/1405-w-9th-ave-pine-bluff-ar-71603/?feed_id=12311 |
2024.05.29 06:58 rubygrey2021 50% Off All Readings On My Etsy!
Hi there! You can call me Ruby, I've been reading for under a year but found tarot as I was going through my own spiritual journey and picked it up rather quickly. My readings center around self reflection and a tool for insight rather then a way to predict the future. I never sugarcoat my readings and I'll always tell you how I see it in the cards. I love using tarot as a tool to help people, to show them areas they need to work on or giving advice or using it to help understand a person or situation better and giving guidance. It does occasionally take me a few days to get the reading out but I work two other jobs so I'm very busy and want to take my time with my readings because I like to go in depth! Right now I'm offering a special where you can purchase any in depth reading for 10 dollars 5 dollars!
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the10 dollar 5 dollar special). <3 If you don't see anything that suits your needs feel free to message me and we can work something out! Thank you for checking me out and I look forward to hopefully reading for you!
https://featheredtarot.etsy.com/
One Card Reading:$2.50 $1.25
Three Card Any Topic/ Relationship Reading:$10 $5
Celtic Cross Reading:$25 $12.50
In Depth Relationship Reading:$30 $15
Self Read Oracle Cards:$1+ $0.50+
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:$0.50+ $0.25+
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $4.50 $2.25 for a one card reading to $40 $20 for an in depth relationship reading. The majority of the proceeds will go to a charity of your choosing from the ones I have listed so please feel free to check out that listing if you're interested. <3
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
submitted by rubygrey2021 to PaidTarotServices [link] [comments]
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the
https://featheredtarot.etsy.com/
One Card Reading:
Three Card Any Topic/ Relationship Reading:
Celtic Cross Reading:
In Depth Relationship Reading:
Self Read Oracle Cards:
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
2024.05.29 06:58 rubygrey2021 50% Off All Readings On My Etsy!
Hi there! You can call me Ruby, I've been reading for under a year but found tarot as I was going through my own spiritual journey and picked it up rather quickly. My readings center around self reflection and a tool for insight rather then a way to predict the future. I never sugarcoat my readings and I'll always tell you how I see it in the cards. I love using tarot as a tool to help people, to show them areas they need to work on or giving advice or using it to help understand a person or situation better and giving guidance. It does occasionally take me a few days to get the reading out but I work two other jobs so I'm very busy and want to take my time with my readings because I like to go in depth! Right now I'm offering a special where you can purchase any in depth reading for 10 dollars 5 dollars!
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the10 dollar 5 dollar special). <3 If you don't see anything that suits your needs feel free to message me and we can work something out! Thank you for checking me out and I look forward to hopefully reading for you!
https://featheredtarot.etsy.com/
One Card Reading:$2.50 $1.25
Three Card Any Topic/ Relationship Reading:$10 $5
Celtic Cross Reading:$25 $12.50
In Depth Relationship Reading:$30 $15
Self Read Oracle Cards:$1+ $0.50+
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:$0.50+ $0.25+
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $4.50 $2.25 for a one card reading to $40 $20 for an in depth relationship reading. The majority of the proceeds will go to a charity of your choosing from the ones I have listed so please feel free to check out that listing if you're interested. <3
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
submitted by rubygrey2021 to MeowTarot [link] [comments]
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the
https://featheredtarot.etsy.com/
One Card Reading:
Three Card Any Topic/ Relationship Reading:
Celtic Cross Reading:
In Depth Relationship Reading:
Self Read Oracle Cards:
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
2024.05.29 06:58 rubygrey2021 50% Off All Readings On My Etsy!
Hi there! You can call me Ruby, I've been reading for under a year but found tarot as I was going through my own spiritual journey and picked it up rather quickly. My readings center around self reflection and a tool for insight rather then a way to predict the future. I never sugarcoat my readings and I'll always tell you how I see it in the cards. I love using tarot as a tool to help people, to show them areas they need to work on or giving advice or using it to help understand a person or situation better and giving guidance. It does occasionally take me a few days to get the reading out but I work two other jobs so I'm very busy and want to take my time with my readings because I like to go in depth! Right now I'm offering a special where you can purchase any in depth reading for 10 dollars 5 dollars!
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the10 dollar 5 dollar special). <3 If you don't see anything that suits your needs feel free to message me and we can work something out! Thank you for checking me out and I look forward to hopefully reading for you!
https://featheredtarot.etsy.com/
One Card Reading:$2.50 $1.25
Three Card Any Topic/ Relationship Reading:$10 $5
Celtic Cross Reading:$25 $12.50
In Depth Relationship Reading:$30 $15
Self Read Oracle Cards:$1+ $0.50+
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:$0.50+ $0.25+
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $4.50 $2.25 for a one card reading to $40 $20 for an in depth relationship reading. The majority of the proceeds will go to a charity of your choosing from the ones I have listed so please feel free to check out that listing if you're interested. <3
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
submitted by rubygrey2021 to SoulAwakening [link] [comments]
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the
https://featheredtarot.etsy.com/
One Card Reading:
Three Card Any Topic/ Relationship Reading:
Celtic Cross Reading:
In Depth Relationship Reading:
Self Read Oracle Cards:
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
2024.05.29 06:58 rubygrey2021 50% Off All Readings On My Etsy!
Hi there! You can call me Ruby, I've been reading for under a year but found tarot as I was going through my own spiritual journey and picked it up rather quickly. My readings center around self reflection and a tool for insight rather then a way to predict the future. I never sugarcoat my readings and I'll always tell you how I see it in the cards. I love using tarot as a tool to help people, to show them areas they need to work on or giving advice or using it to help understand a person or situation better and giving guidance. It does occasionally take me a few days to get the reading out but I work two other jobs so I'm very busy and want to take my time with my readings because I like to go in depth! Right now I'm offering a special where you can purchase any in depth reading for 10 dollars 5 dollars!
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the10 dollar 5 dollar special). <3 If you don't see anything that suits your needs feel free to message me and we can work something out! Thank you for checking me out and I look forward to hopefully reading for you!
https://featheredtarot.etsy.com/
One Card Reading:$2.50 $1.25
Three Card Any Topic/ Relationship Reading:$10 $5
Celtic Cross Reading:$25 $12.50
In Depth Relationship Reading:$30 $15
Self Read Oracle Cards:$1+ $0.50+
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:$0.50+ $0.25+
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $4.50 $2.25 for a one card reading to $40 $20 for an in depth relationship reading. The majority of the proceeds will go to a charity of your choosing from the ones I have listed so please feel free to check out that listing if you're interested. <3
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
submitted by rubygrey2021 to Intuitiveguidance [link] [comments]
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the
https://featheredtarot.etsy.com/
One Card Reading:
Three Card Any Topic/ Relationship Reading:
Celtic Cross Reading:
In Depth Relationship Reading:
Self Read Oracle Cards:
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
2024.05.29 06:58 rubygrey2021 50% Off All Readings On My Etsy!
Hi there! You can call me Ruby, I've been reading for under a year but found tarot as I was going through my own spiritual journey and picked it up rather quickly. My readings center around self reflection and a tool for insight rather then a way to predict the future. I never sugarcoat my readings and I'll always tell you how I see it in the cards. I love using tarot as a tool to help people, to show them areas they need to work on or giving advice or using it to help understand a person or situation better and giving guidance. It does occasionally take me a few days to get the reading out but I work two other jobs so I'm very busy and want to take my time with my readings because I like to go in depth! Right now I'm offering a special where you can purchase any in depth reading for 10 dollars 5 dollars!
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the10 dollar 5 dollar special). <3 If you don't see anything that suits your needs feel free to message me and we can work something out! Thank you for checking me out and I look forward to hopefully reading for you!
https://featheredtarot.etsy.com/
One Card Reading:$2.50 $1.25
Three Card Any Topic/ Relationship Reading:$10 $5
Celtic Cross Reading:$25 $12.50
In Depth Relationship Reading:$30 $15
Self Read Oracle Cards:$1+ $0.50+
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:$0.50+ $0.25+
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $4.50 $2.25 for a one card reading to $40 $20 for an in depth relationship reading. The majority of the proceeds will go to a charity of your choosing from the ones I have listed so please feel free to check out that listing if you're interested. <3
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
submitted by rubygrey2021 to TarotReadersOfReddit [link] [comments]
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the
https://featheredtarot.etsy.com/
One Card Reading:
Three Card Any Topic/ Relationship Reading:
Celtic Cross Reading:
In Depth Relationship Reading:
Self Read Oracle Cards:
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
2024.05.29 06:58 rubygrey2021 50% Off All Readings On My Etsy!
Hi there! You can call me Ruby, I've been reading for under a year but found tarot as I was going through my own spiritual journey and picked it up rather quickly. My readings center around self reflection and a tool for insight rather then a way to predict the future. I never sugarcoat my readings and I'll always tell you how I see it in the cards. I love using tarot as a tool to help people, to show them areas they need to work on or giving advice or using it to help understand a person or situation better and giving guidance. It does occasionally take me a few days to get the reading out but I work two other jobs so I'm very busy and want to take my time with my readings because I like to go in depth! Right now I'm offering a special where you can purchase any in depth reading for 10 dollars 5 dollars!
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the10 dollar 5 dollar special). <3 If you don't see anything that suits your needs feel free to message me and we can work something out! Thank you for checking me out and I look forward to hopefully reading for you!
https://featheredtarot.etsy.com/
One Card Reading:$2.50 $1.25
Three Card Any Topic/ Relationship Reading:$10 $5
Celtic Cross Reading:$25 $12.50
In Depth Relationship Reading:$30 $15
Self Read Oracle Cards:$1+ $0.50+
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:$0.50+ $0.25+
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $4.50 $2.25 for a one card reading to $40 $20 for an in depth relationship reading. The majority of the proceeds will go to a charity of your choosing from the ones I have listed so please feel free to check out that listing if you're interested. <3
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
submitted by rubygrey2021 to professionaltarot [link] [comments]
I have other readings available as well and all my other prices are listed below in CAD so if you're american the prices will be lower then what I have listed (including the
https://featheredtarot.etsy.com/
One Card Reading:
Three Card Any Topic/ Relationship Reading:
Celtic Cross Reading:
In Depth Relationship Reading:
Self Read Oracle Cards:
Rush my reading (24 hour is likely but if not 24 hours you get pushed to the front of the line and it's guaranteed to be as soon as I can) $15
Yes/No Questions:
For those interested I'm also offer various different charity tarot readings for Ukraine from anywhere from $
Reviews:https://www.reddit.com/userubygrey2021/comments/ur7xdk/reviews/
https://www.reddit.com/userubygrey2021/comments/160p4ereviews_part_2/?utm_source=share&utm_medium=web2x&context=3
2024.05.29 06:57 PotentialProtection2 Personal Loan to pay off 4k Credit cards?
Hey guys 20M here, just wanted some opinions on this, I have two credit cards that are currently pretty much maxed out, ($5 below limit) and I have just been paying the minimum payment every month to keep that part of my credit afloat. I know that this isn’t the ideal situation but my family isn’t very financially stable and I didn’t really have much of a choice but to fall back on this.
Credit Score~ 639 Card 1~ 3k limit~ 27.74% APR Card 2~ 1k limit ~ no interest
I’m wondering if it would masks sense to take out a 4k loan just to pay both cards off completely, I’m about a month I’ll be doing co-op(extended internship) where I’ll be making 4k pre tax with about 50% of that in total expenses, so I will definitely be able to pay them off without the loan, but I just wanted to know if it would be beneficial to my credit in anyway if I go about it by getting the loan instead?
Thank you in advance!
submitted by PotentialProtection2 to CreditCards [link] [comments]
Credit Score~ 639 Card 1~ 3k limit~ 27.74% APR Card 2~ 1k limit ~ no interest
I’m wondering if it would masks sense to take out a 4k loan just to pay both cards off completely, I’m about a month I’ll be doing co-op(extended internship) where I’ll be making 4k pre tax with about 50% of that in total expenses, so I will definitely be able to pay them off without the loan, but I just wanted to know if it would be beneficial to my credit in anyway if I go about it by getting the loan instead?
Thank you in advance!
2024.05.29 06:57 TerribleSell2997 Highway and Road Construction Market Increasing Demand, Growth Analysis and Future Outlook by 2031
~Highway and road construction market~ is anticipated to grow at a CAGR of 7.9% during the forecast period (2023-2030). Improving transportation efficiency and safety is a key driving factor for highway and road construction. Government and transportation authority’s invest in constructing new highways and roads equipped with modern technologies to enhance traffic flow congestion and increase safety for commuters. For instance, in April 2020, Bharat Petroleum Corp. Ltd. and Noida Authority launched the pilot project for the first road construction in India using the plastic waste module. A 500-meter-long road parallel to Noida-Greater Expressway was constructed in Sector 129, using 35 metric tons of plastic waste. Various other countries are also adopting advanced technologies for highway and road construction. For Instance, in January 2022, Blue Climate Deutschland GmbH, a German-based infrastructure development Company assisted it in addressing some of these crucial road situations with a specific focus on rural counties. Blue Climate Deutschland is credited for using its new technology, UNDERBOLD-POD30 which is the mixture of the existing soil, cement, and a manufactured organic liquid with the machine used to compress the mixture.
Get Free Sample link @ https://www.omrglobal.com/request-sample/highway-and-road-construction-market
The global highway and road construction market is further segmented based on geography including North America (the US, and Canada), Europe (UK, Italy, Spain, Germany, France, and the Rest of Europe), Asia-Pacific (India, China, Japan, South Korea, and Rest of Asia), and the Rest of the World (the Middle East & Africa, and Latin America). Among these, the Asia-Pacific region is anticipated to hold a prominent share of the market across the globe, owing to the high concentration of the market solution vendors including Larsen & Toubro Ltd, TTA Projects, China Communications Construction Company, Ltd., Hyundai Engineering and Construction Co., Ltd., Power Construction Corp. and others.
full report of Highway and Road Construction Market available @ https://www.omrglobal.com/industry-reports/highway-and-road-construction-market
· Market Coverage
· Market number available for – 2024-2031
· Base year- 2024
· Forecast period- 2024-2031
· Segment Covered- By Source, By Product Type, By Applications
· Competitive Landscape- Archer Daniels Midland Co., Ingredion Inc., Kerry Group Plc, Cargill
· Inc., and others
Global Highway and Road Construction Market Report Segment
By Type
North America
• United States
• Canada
Europe
• UK
• Germany
• Italy
• Spain
• France
• Rest of Europe
Asia-Pacific
• China
• India
• Japan
• South Korea
• Rest of Asia-Pacific
Rest of the World
• Latin America
• Middle East & Africa
The Report Covers
About Orion Market Research Orion Market Research (OMR) is a market research and consulting company known for its crisp and concise reports. The company is equipped with an experienced team of analysts and consultants. OMR offers quality syndicated research reports, customized research reports, consulting and other research-based services. The company also offer Digital Marketing services through its subsidiary OMR Digital and Software development and Consulting Services through another subsidiary Encanto Technologies.
Media Contact:
Company Name: Orion Market Research
Contact Person: Mr. Anurag Tiwari
Email: [info@omrglobal.com](mailto:info@omrglobal.com)
Contact no: +91 780-304-0404
submitted by TerribleSell2997 to Nim2908 [link] [comments]
Get Free Sample link @ https://www.omrglobal.com/request-sample/highway-and-road-construction-market
The global highway and road construction market is further segmented based on geography including North America (the US, and Canada), Europe (UK, Italy, Spain, Germany, France, and the Rest of Europe), Asia-Pacific (India, China, Japan, South Korea, and Rest of Asia), and the Rest of the World (the Middle East & Africa, and Latin America). Among these, the Asia-Pacific region is anticipated to hold a prominent share of the market across the globe, owing to the high concentration of the market solution vendors including Larsen & Toubro Ltd, TTA Projects, China Communications Construction Company, Ltd., Hyundai Engineering and Construction Co., Ltd., Power Construction Corp. and others.
full report of Highway and Road Construction Market available @ https://www.omrglobal.com/industry-reports/highway-and-road-construction-market
· Market Coverage
· Market number available for – 2024-2031
· Base year- 2024
· Forecast period- 2024-2031
· Segment Covered- By Source, By Product Type, By Applications
· Competitive Landscape- Archer Daniels Midland Co., Ingredion Inc., Kerry Group Plc, Cargill
· Inc., and others
Global Highway and Road Construction Market Report Segment
By Type
- Highway
- Street
- Bridge
- Others (Tunnels)
- New Construction
- Reconstruction
- Pavement construction
- Others (Repai Renovations)
North America
• United States
• Canada
Europe
• UK
• Germany
• Italy
• Spain
• France
• Rest of Europe
Asia-Pacific
• China
• India
• Japan
• South Korea
• Rest of Asia-Pacific
Rest of the World
• Latin America
• Middle East & Africa
The Report Covers
- Market value data analysis of 2022 and forecast to 2030.
- Annualized market revenues ($ million) for each market segment.
- Country-wise analysis of major geographical regions.
- Key companies operating in the global highway and road construction market. Based on the availability of data, information related to new product launches, and relevant news is also available in the report.
- Analysis of business strategies by identifying the key market segments positioned for strong growth in the future.
- Analysis of market-entry and market expansion strategies.
- Competitive strategies by identifying ‘who-stands-where’ in the market.
About Orion Market Research Orion Market Research (OMR) is a market research and consulting company known for its crisp and concise reports. The company is equipped with an experienced team of analysts and consultants. OMR offers quality syndicated research reports, customized research reports, consulting and other research-based services. The company also offer Digital Marketing services through its subsidiary OMR Digital and Software development and Consulting Services through another subsidiary Encanto Technologies.
Media Contact:
Company Name: Orion Market Research
Contact Person: Mr. Anurag Tiwari
Email: [info@omrglobal.com](mailto:info@omrglobal.com)
Contact no: +91 780-304-0404
2024.05.29 06:55 PotentialProtection2 Personal Loan to pay off 4k credit cards?
Hey guys 20M here, just wanted some opinions on this, I have two credit cards that are currently pretty much maxed out, ($5 below limit) and I have just been paying the minimum payment every month to keep that part of my credit afloat. I know that this isn’t the ideal situation but my family isn’t very financially stable and I didn’t really have much of a choice but to fall back on this.
Credit Score~ 639 Card 1~ 3k limit~ 27.74% APR Card 2~ 1k limit ~ no interest
I’m wondering if it would masks sense to take out a 4k loan just to pay both cards off completely, I’m about a month I’ll be doing co-op(extended internship) where I’ll be making 4k pre tax with about 50% of that in total expenses, so I will definitely be able to pay them off without the loan, but I just wanted to know if it would be beneficial to my credit in anyway if I go about it by getting the loan instead?
Thank you in advance!
submitted by PotentialProtection2 to personalfinance [link] [comments]
Credit Score~ 639 Card 1~ 3k limit~ 27.74% APR Card 2~ 1k limit ~ no interest
I’m wondering if it would masks sense to take out a 4k loan just to pay both cards off completely, I’m about a month I’ll be doing co-op(extended internship) where I’ll be making 4k pre tax with about 50% of that in total expenses, so I will definitely be able to pay them off without the loan, but I just wanted to know if it would be beneficial to my credit in anyway if I go about it by getting the loan instead?
Thank you in advance!
2024.05.29 06:49 gaysexkitten I feel so irresponsible and stupid
I'm just so tired of people I love getting frustrated at me. It really sucks. I already feel irresponsible and like an air-head, so when they tell me those things when I lose my phone or a credit card, it feels way worse. Like they're confirming the negative self-perception I have of myself.
I just am so caught up with my brain, or whats in front of me, that I don't remember to make sure my phone is in my pocket, and then boom, it's gone. I lost it at a train station with no idea where it could have went.
Whenever this happens, I don't even bring up ADHD anymore. It shouldn't be an excuse. I just... make mistakes sometimes. But I know that ADHD makes it way easier for these things to happen.
I am so frustrated I live like this and it makes me angry when others feel they can get frustrated when I lose MY things. They're always so critical. It makes it hard to ask for help.
I'm really sorry. I'm really grateful for my things. I really do think my phone and credit cards and keys and bus passes are valuable. I'm just dumb sometimes. It was an accident.
submitted by gaysexkitten to ADHD [link] [comments]
I just am so caught up with my brain, or whats in front of me, that I don't remember to make sure my phone is in my pocket, and then boom, it's gone. I lost it at a train station with no idea where it could have went.
Whenever this happens, I don't even bring up ADHD anymore. It shouldn't be an excuse. I just... make mistakes sometimes. But I know that ADHD makes it way easier for these things to happen.
I am so frustrated I live like this and it makes me angry when others feel they can get frustrated when I lose MY things. They're always so critical. It makes it hard to ask for help.
I'm really sorry. I'm really grateful for my things. I really do think my phone and credit cards and keys and bus passes are valuable. I'm just dumb sometimes. It was an accident.
2024.05.29 06:44 New-Perspective2189 How to preterminate "Call for Cash" on my Citibank card (now Unionbank)
I want to preterminate the Call for Cash/Speedcash loan on my card.
Tried to visit the nearest branch in person but they only entertain unionbank account holders, and they will simply direct you to their telephone to call the hotline.
I have talked to several hotline agents throughout the span of a month, but they don't seem to be familiar with this product and have all told me different things.
The most knowledgeable agent told me to pay for the remaining balance on the loan + a 4% penalty fee and to call back after 3-5 days to process the pretermination. I paid immediately (May 22) and the next day I saw it was charged against my credit card bill, not against the principal loan. Called the hotline several times already (may 27, may 29) and they keep saying an agent will call us back within 48 hours, but they never do.
I can not file a ticket through the app, and they ignore emails to their hotline.
Has anyone tried preterminating their call for cash loan? If so, what is the process? Apparently even unionbank itself doesn't know their own process.
submitted by New-Perspective2189 to PHCreditCards [link] [comments]
Tried to visit the nearest branch in person but they only entertain unionbank account holders, and they will simply direct you to their telephone to call the hotline.
I have talked to several hotline agents throughout the span of a month, but they don't seem to be familiar with this product and have all told me different things.
The most knowledgeable agent told me to pay for the remaining balance on the loan + a 4% penalty fee and to call back after 3-5 days to process the pretermination. I paid immediately (May 22) and the next day I saw it was charged against my credit card bill, not against the principal loan. Called the hotline several times already (may 27, may 29) and they keep saying an agent will call us back within 48 hours, but they never do.
I can not file a ticket through the app, and they ignore emails to their hotline.
Has anyone tried preterminating their call for cash loan? If so, what is the process? Apparently even unionbank itself doesn't know their own process.
2024.05.29 06:37 Mottaman What am I doing wrong?
So I'm in the market for a new car and I've never leased before, nor have I ever been the person negotiating for my cars. I was looking at the BZ4X until yesterday and as of tonight have moved over to the Ioniq5. I went into the dealership and asked about the promo on the Hyundai page... 229/mo + 3500 due.
First the guy looks at the fine print "well this says the price is based off an MSRP of 48775 and we dont have anything that low". This is true I guess, their website shows $52890 for their floor pricing. And they say the 7500 is already factored into that number. So they are telling me that rough estimate before running my credit and final numbers, after fees (no tax in NJ) I'm looking at at best, 229 +3500 + 7000 (like 4k for the msrp difference and 3k for fees), about 16k over 24 months or about $666 a month with 0 down and it makes no sense to me.
I'm seeing in other threads from the past few days that people are saying it should be like 9-12k or something with monthly rates below 500. So is this dealer a lost cause? What can i say to fix this or am I wrong in all of this and this is actually a fine price?
submitted by Mottaman to Ioniq5 [link] [comments]
First the guy looks at the fine print "well this says the price is based off an MSRP of 48775 and we dont have anything that low". This is true I guess, their website shows $52890 for their floor pricing. And they say the 7500 is already factored into that number. So they are telling me that rough estimate before running my credit and final numbers, after fees (no tax in NJ) I'm looking at at best, 229 +3500 + 7000 (like 4k for the msrp difference and 3k for fees), about 16k over 24 months or about $666 a month with 0 down and it makes no sense to me.
I'm seeing in other threads from the past few days that people are saying it should be like 9-12k or something with monthly rates below 500. So is this dealer a lost cause? What can i say to fix this or am I wrong in all of this and this is actually a fine price?
2024.05.29 06:35 Emotional_Turnip12 AITAH for demanding my husband to find us another place to stay for the weekend while we visit his dad and sister?
So background: his adult sister moved in with their dad because the bum that my husband and their dad warned her against is abusive, manipulative, and neglectful. (I was in a toxic relationship too so I do get it, I’m not putting all the blame on her) she had a kid from another man, and these two toddler with said bum. Anyways, she’s a pig. Not even the dad wants to stay in the house anymore, he sleeps outside in his car because it’s so disgusting in the house. She does nothing to help her situation, and the dad is the one who has to work to feed everyone. She didn’t want to have her baby dad served papers or anything (whatever it’s called in Mexico) for support for her and the kids. Their dad is 70+ years old, and only works about 3 days a week and has to get other odd jobs to get some sort of money. My husbands sister doesn’t cook, or clean the house. It’s rare. The other day my husbands dad called him and told him that he hasn’t ate since the day before and all day that day, that she didn’t make food and he doesn’t even know if the kids ate at all since there wasn’t signs of a meal being prepared. I get depression, I really do but to let your old father and kids go without eating?? Anyways, every time we go over we always take food and groceries. I don’t mind since I know it’s such a help and relief for them. What I DO MIND is that once I get there, I have to do ALL the house chores. Cleaning up after 8 people by myself. I just had my second baby 2 months ago, and have a 3 year old toddler. I have to put the groceries away, wash the dishes, and cook for everybody because she just doesn’t do anything just smoke. Then she holds my baby while smelling of cigarettes. While I get all the chores done. Not to mention. They have no bathroom, toilet, sink. I have to carry water in a bucket to take a bath, in a metal tin. I have to carry water in a basin basically to wash the dishes. All while taking care of my babies and everyone else. I’m also breastfeeding so it’s too much stress for me. Also, I get not having a toilet and having to go out in the desert to go to the bathroom, (I also grew up without water or electricity) but they do it next to the house. The house is in the corner of the street, so everyone sees tp. Everywhere you go there’s dirty tp. They aren’t mindful of cleaning up after themselves, they let the dogs do it (who are also starving and neglected). When my husbands dad used to live by himself, the house and the yard was always clean and tidy. Now it’s just a nightmare. Last month we stayed a week and I almost went insane. I had no time to go visit my own family in this town because I was stuck in the house everyday doing all the chores or else we wouldn’t have a way to eat. Because I’m breastfeeding I’m constantly hungry and just adding to the list of things you have to do in a normal/tour own household, plus all that was so hard on me. I’m not lazy, if I stay with someone I wouldn’t want to feel like a burden and of course I’d do chores for them, but at this level was insane. Now my husband wants to go back, but I told him if he doesn’t find us another place to stay I won’t go. My husband doesn’t drive or have a license, so if I don’t go he won’t go. I feel like a jerk for basically giving him an ultimatum, but I feel like it isn’t fair to me. This is HIS family, he should deal with it, then he didn’t even help me at all that whole week we stayed. With all the other things I do for him, (he’s basically a big baby) he can’t read, write, drive, pay (use credit and debit cards) I feel like it really isn’t fair. The trip is about a 7 hour drive, and the majority of that I drive until we cross into Mexico then he takes over(but there are still some areas I have to drive since the cars are in my name and I have a license) it’s a tough drive plus with my 2 month old I have to nurse, then to have to deal with that nightmare of his family’s living situation, it’s just so hard on me and all for him to have a good time with his family at my expense. I feel like it just isn’t worth it for me, I win absolutely nothing with these trips. I don’t even have a good time and have time to visit my own family. But I still do feel like I’m being a jerk. Anyways, AITAH?
Edit to add: this weekend we are going, there’s going to be a party in this town. My husbands niece is going with her husband and their 1yo, and also my husbands older sister is going. They’re going to stay with my husbands dad in said house. The house that only has 3 beds, with 2 being used by husbands other sister and her kids. So there really won’t be a comfortable way to stay. Also with the way wveryone has to bathe, you have to bring water in a bucket and bathe in the tin, in the bedroom with the beds. So basically you have to kick everyone out while you bath and get dressed and ready. So with 8+ people having to bathe daily, it could take forever.
submitted by Emotional_Turnip12 to AITAH [link] [comments]
Edit to add: this weekend we are going, there’s going to be a party in this town. My husbands niece is going with her husband and their 1yo, and also my husbands older sister is going. They’re going to stay with my husbands dad in said house. The house that only has 3 beds, with 2 being used by husbands other sister and her kids. So there really won’t be a comfortable way to stay. Also with the way wveryone has to bathe, you have to bring water in a bucket and bathe in the tin, in the bedroom with the beds. So basically you have to kick everyone out while you bath and get dressed and ready. So with 8+ people having to bathe daily, it could take forever.
2024.05.29 06:30 mrgnstrk Thinking of migrating to the US via F1/student visa route? Start here.
I've commented a few times in a few posts about my family's experience going through the F-1 to H-1B to GC route to migrate to the US and I've received a lot of questions over the DM, many of which I thought were pretty basic. I thought it might be helpful to put this primer together so folks know the right questions to ask and approach their planning more strategically.
This post is going to be very candid. I've noticed that the questions I've received come from misconceptions about higher education, F-1 visa, and what comes after graduation. I want to give folks the right information, but also temper expectations and give a realistic portrait of what it means and takes to use the student pathway to legally and permanently reside in the US. It is not a stroll in the park, and I don't want to give anyone the wrong idea.
Both my siblings are currently in the same pathway. One received their Bachelors last year, was hired before graduation and has recently received approval for her H-1B. Their employer has committed to sponsoring their employment-based green card next year. My other sibling received their MFA last year and is now in the process of getting their O-1, which is a different kind of work visa. Like me, they both came to the US with a student visa. We were all very strategic about the programs we chose and how we approached networking within our industries.
We also prepared for years. I knew I wanted to get my Masters and permanently reside in the US even before I finished college in Manila. My siblings also knew that early on. So as a family we planned for years, including preparing financially because we knew that we had a very slim chance of getting free rides for our planned degrees. Our early planning also helped with our professional decision-making, because we became very strategic about what kinds of jobs we took after graduation in Manila (except our youngest sibling, who did her Bachelors in the US, so her planning revolved around her academic career in high school). I would say from start (initial planning) to finish (with the last sibling also now on the way to permanent residency), it took about a decade.
The first question you should ask yourself: can you afford the student pathway to permanent residency in the US? Higher education in the US is not cheap. Universities very rarely offer full scholarships to Masters programs, and those that do are incredibly competitive. So you cannot depend on scholarships to help you pay for your degree--doing so will likely end in disappointment.
(PhDs are usually free and includes a living stipend, but the application process for PhDs are on a whole other level. I will not cover it here but I can answer any questions related to applying for PhDs.)
Most Masters programs in the US are two-year programs, and the average cost of a Masters degree is around $60,000 per year (source). That's $120,000--almost Php7,000,000--in two years. That is a lot of money. That does not include your cost of living, which depending on the location can vary. I personally spent around $1000 on living expenses every month (housing was through the school, so the cost of that was included in my tuition statement)--and that is living frugally in a very high cost of living city. That's an additional $12,000 per year. Of course, you can lower than number by living with family if that option is available to you.
So on average, you would need around Php4,200,000 per year for your Masters degree. Again, a lot of money. It goes without saying that the student pathway is a very expensive pathway to permanent residency in the US. Can it also be a quicker pathway than, say, being sponsored by a sibling? It can be, but that depends on how long it will take for you to save up for tuition.
What if you can make those numbers work? What else should you know?
I need to put this upfront: the F-1 student visa is a non-immigrant visa. Meaning that it is a visa meant for people who will enter the US on a temporary basis. This is why the student visa has no direct pathway or benefit to permanent residency in the US. You need to change status inside the US to one with immigrant intent or double intent to be able to be on that pathway or receive that benefit. That's where visas like the H-1B visa comes in.
You also cannot work outside of your school on an F-1 visa. During the school year, you are allowed to work part-time on campus, and during the summer you are allowed to work full-time on campus. Work outside of the school is only allowed if it's part of your curriculum (i.e. your program has a class for "onsite internship") and you are allowed to be paid while that opportunity is going on. You can do this part-time, but most legitimate universities will have limited opportunities for this (i.e. under your program you're only allowed to take credit for onsite internships one or two semesters). However, your eligibility to work full-time after getting your degree will be affected if you do this full-time for one year. If you want to jump from F-1 to H-1B, this is not something you want to do.
Your ability to bring dependents to the US on a student visa is also limited. You can only bring your spouse and unmarried children under 21. Dependents of F-1 visa holders are not allowed to work in the US (although children under 21 can go to school full-time). This means your spouse cannot work while in the United States, and that includes working remotely for a company in the Philippines.
The next step starts with you. I've received a good number of DMs asking me "Is Master of ABC the right course for me?" or "Will a Master of DEF get me a green card?" These are not the right questions to ask because they're not going to get you any good answers. Yes, we know the ultimate goal for taking your Masters in the US to get permanent residency. But the true purpose of getting a Masters in the US is to make you highly marketable and competitive to US employers that will be willing to sponsor your work visa and petition you for your permanent residency.
So you need to view this degree as a way to level yourself up professionally. I absolutely do not suggest getting a Masters degree in something "you already know"--the objective is not to coast while spending Php4,200,000 a year--but to be so much better at what you're already doing. Here's an example.
Of course, you should also take into consideration your limitations. For example, you can only go to school in San Diego because you can stay with relatives while you're studying. That means your research is location-limited to however far you think you can commute.
When this is properly done, it should lead you to a place where you have a shortlist of programs to apply to. Each program will have their own application and testing requirements, as well as their own deadlines, so make sure to keep track of that.
PRO TIP: while grades during college are an important part of your application, many graduate programs put a lot of weight on your personal statement and professional recommendation letters. This is why the first step on reflection is critical--it gives you a good direction from which to build your story, which you will need to convince admissions committees to accept you into their programs.
Now it's time to apply for your F-1 visa. Your university will provide you with the documentation you need from them (this is mainly the I-20 and your acceptance letter), but the bulk of the documentation you need to present to the visa officer will mostly come from you. Namely, because the F-1 is a non-immigrant visa, you need to show strong ties to the Philippines. This can take a variety of forms, and oftentimes your mileage may vary especially depending on the school you will be attending (i.e. there will be less scrutiny if you're going to Harvard as compared to a university that's not that known).
If you did not receive a scholarship with your acceptance, you also need to show that you are able to afford the first year of matriculation. So bank statements containing the total amount of tuition, as well as room and board, will be important (usually the I-20 that the university will issue you will include this amount).
At the interview, be polite and only answer the questions asked. Do not offer up information not asked by the visa officer. I suggest you have a ready answer if the visa officer asks you why this particular school and program, but you should have this answer already if you followed my advice about reflecting and researching before applying to programs :)
Visa is approved and on hand! What do I do while I wait to leave for the US?
Networking starts the moment you receive your passport with your F-1 visa. You absolutely cannot and should not waste a single minute of your active student visa, so this is the time you start telling people that you're going to be studying in the US. You need to work your current network and find peers and mentors who will be willing to connect you with colleagues they know who work in the US or have ties to the US in your professional field. Let's go back to Maria Clara as an example.
Other than to make sure you have high grades and you're setting aside time to build professional relationships, it's time to think outside the box. Remember that you are limited by the rules of the F-1 visa, so experiences such as an off-campus summer internship is off limits to you. You will need to find ways to strengthen your resumé that doesn't include working off campus, and that could take many forms. One of the most effective recommendations I've received on this is to do an independent research during the summer--you could do it via a professor whose class you really liked, or if you've made inroads with some of the connections you've been building since getting your visa, have a professor oversee a research project you could do with those connections. (This is still academic work, and many programs will give credit for this, so it is not considered off-campus work under the eyes of USCIS.) You can use your research to really elevate your skills and experiences when applying for jobs.
It's also time to seriously start looking at potential employers. You can use the connections you've built to get a sense of what the professional landscape is for your field, learn about peoples' experiences at various companies and organizations, and get a feel for hiring processes. Remember, you don't have a lot of time to apply for jobs once you near the end of your program, so you have to be armed with the right information to guide your job hunting strategy. You will need to put yourself out there and be the best version of your professional self if you want employers to disregard that they will need to spend more money to hire you rather than a USC or LPR who doesn't need sponsorship.
The last semester is usually job hunting season, so make sure that resumé is polished and your network is activated. By now, if you've done the leg work, you will have a shortlist of potential employers and you will have made connections in most, if not all, of them. Time to check-in and ensure that they know you're interested in joining their company and you'd like their support and guidance in doing so. This is one of the harder parts of this journey, and you have to be relentless. Use all the resources at your disposal to ensure your resumé is seen by as many eyes as possible, and that includes speaking to your professors, especially your favorite ones, so they can also lend a hand.
More importantly: submit your work permit application (more commonly known as OPT) as early as possible to avoid delays and getting stuck in the USCIS backlog. You need this permit to be able to work after graduation for a limited time (one year for graduates of non-STEM programs, with an additional two years for graduates of STEM programs) without needing to immediately require H-1B sponsorship.
Getting employed by a company willing to sponsor you is not the end of the line. All for-profit companies are subject to the H-1B lottery, which means you will be competing with other internationals for the limited number of H-1B visas allotted every year. So even with an employer willing to sponsor, the H-1B visa is still not guaranteed. You can work around this by joining what is a called a cap-exempt organization instead, and USCIS classifies those as institutions of higher education, nonprofit entities related to or affiliated with an institution of higher education, nonprofit research organizations, and governmental research organizations. That means more research, and more targeted strategic networking, given that your employer pool now is limited.
For those still considering the student visa pathway to migrate to the US after reading this very long post--good luck, and may the force be with you.
submitted by mrgnstrk to phmigrate [link] [comments]
This post is going to be very candid. I've noticed that the questions I've received come from misconceptions about higher education, F-1 visa, and what comes after graduation. I want to give folks the right information, but also temper expectations and give a realistic portrait of what it means and takes to use the student pathway to legally and permanently reside in the US. It is not a stroll in the park, and I don't want to give anyone the wrong idea.
BACKGROUND
Two of my siblings plus myself are all here in the US via the student visa route. I received my green card in 2021 after being in the US for nearly 4 years. After receiving my Masters at a prestigious university, I was hired immediately by an organization willing to sponsor my H-1B, which they did so after two years of employment under STEM-OPT work authorization. My employer started putting together my I-140 (Immigrant Petition for Alien Worker, which is the start of the process for an employment-based green card) shortly after receiving approval of my H-1B. As the paperwork was being put together, my partner and I decided to get married and I switched from employment-based green card to marriage-based green card. The employment-based green card would have added around a 3 year wait if we went through with it, while my marriage-based green card was approved in less than a year.Both my siblings are currently in the same pathway. One received their Bachelors last year, was hired before graduation and has recently received approval for her H-1B. Their employer has committed to sponsoring their employment-based green card next year. My other sibling received their MFA last year and is now in the process of getting their O-1, which is a different kind of work visa. Like me, they both came to the US with a student visa. We were all very strategic about the programs we chose and how we approached networking within our industries.
We also prepared for years. I knew I wanted to get my Masters and permanently reside in the US even before I finished college in Manila. My siblings also knew that early on. So as a family we planned for years, including preparing financially because we knew that we had a very slim chance of getting free rides for our planned degrees. Our early planning also helped with our professional decision-making, because we became very strategic about what kinds of jobs we took after graduation in Manila (except our youngest sibling, who did her Bachelors in the US, so her planning revolved around her academic career in high school). I would say from start (initial planning) to finish (with the last sibling also now on the way to permanent residency), it took about a decade.
GETTING STARTED
Is the student pathway the right pathway for you?The first question you should ask yourself: can you afford the student pathway to permanent residency in the US? Higher education in the US is not cheap. Universities very rarely offer full scholarships to Masters programs, and those that do are incredibly competitive. So you cannot depend on scholarships to help you pay for your degree--doing so will likely end in disappointment.
(PhDs are usually free and includes a living stipend, but the application process for PhDs are on a whole other level. I will not cover it here but I can answer any questions related to applying for PhDs.)
Most Masters programs in the US are two-year programs, and the average cost of a Masters degree is around $60,000 per year (source). That's $120,000--almost Php7,000,000--in two years. That is a lot of money. That does not include your cost of living, which depending on the location can vary. I personally spent around $1000 on living expenses every month (housing was through the school, so the cost of that was included in my tuition statement)--and that is living frugally in a very high cost of living city. That's an additional $12,000 per year. Of course, you can lower than number by living with family if that option is available to you.
So on average, you would need around Php4,200,000 per year for your Masters degree. Again, a lot of money. It goes without saying that the student pathway is a very expensive pathway to permanent residency in the US. Can it also be a quicker pathway than, say, being sponsored by a sibling? It can be, but that depends on how long it will take for you to save up for tuition.
What if you can make those numbers work? What else should you know?
I need to put this upfront: the F-1 student visa is a non-immigrant visa. Meaning that it is a visa meant for people who will enter the US on a temporary basis. This is why the student visa has no direct pathway or benefit to permanent residency in the US. You need to change status inside the US to one with immigrant intent or double intent to be able to be on that pathway or receive that benefit. That's where visas like the H-1B visa comes in.
You also cannot work outside of your school on an F-1 visa. During the school year, you are allowed to work part-time on campus, and during the summer you are allowed to work full-time on campus. Work outside of the school is only allowed if it's part of your curriculum (i.e. your program has a class for "onsite internship") and you are allowed to be paid while that opportunity is going on. You can do this part-time, but most legitimate universities will have limited opportunities for this (i.e. under your program you're only allowed to take credit for onsite internships one or two semesters). However, your eligibility to work full-time after getting your degree will be affected if you do this full-time for one year. If you want to jump from F-1 to H-1B, this is not something you want to do.
Your ability to bring dependents to the US on a student visa is also limited. You can only bring your spouse and unmarried children under 21. Dependents of F-1 visa holders are not allowed to work in the US (although children under 21 can go to school full-time). This means your spouse cannot work while in the United States, and that includes working remotely for a company in the Philippines.
APPLYING TO PROGRAMS
The student visa still seems like my best option. What's next?The next step starts with you. I've received a good number of DMs asking me "Is Master of ABC the right course for me?" or "Will a Master of DEF get me a green card?" These are not the right questions to ask because they're not going to get you any good answers. Yes, we know the ultimate goal for taking your Masters in the US to get permanent residency. But the true purpose of getting a Masters in the US is to make you highly marketable and competitive to US employers that will be willing to sponsor your work visa and petition you for your permanent residency.
So you need to view this degree as a way to level yourself up professionally. I absolutely do not suggest getting a Masters degree in something "you already know"--the objective is not to coast while spending Php4,200,000 a year--but to be so much better at what you're already doing. Here's an example.
Maria Clara graduated from Accounting at a good university in Manila and now has around 2 years of experience as a CPA at the finance and accounting department at a multinational corporation based in Makati. She wants to get her permanent residency to the US via the student pathway and has done a significant amount of research on possible Masters programs and career paths in accounting in the US. She started reading into forensic accounting and realized how interested she is in various aspects of this career path. After looking through universities and programs, she has put SUNY Albany's MS in Forensic Science at the top of her list for a variety of reasons. One, it meets the education requirements for certified public accountant licensure in the state of New York. Two, even without a scholarship of financial aid, the costs for international students is not exorbitant at $23,000/Php1,320,000 for the year-long program--with some frugal living and help from relatives in the US, she can save that amount in 3-4 years. Three, New York is the center of global commerce--all the biggest companies and their accounting firms are either headquartered or have large offices in New York City, so she has a wide swath of employment options. Now she just has to get her ducks in a row and make sure her Bachelors meets the requirements for application, as well as put together a shortlist of other programs she should apply and create a timeline for herself and the milestones that need to be hit to make this dream a reality.Bottomline is, your starting point in this entire process is reflection and research. You need to reflect on your own professional experience and skills, as well as your interests. You need to figure out which pathway will give you that professional and technical boost and do your research on available programs at reputable universities, what the job market looks like for your target profession, which companies are known to hire in this space.
Of course, you should also take into consideration your limitations. For example, you can only go to school in San Diego because you can stay with relatives while you're studying. That means your research is location-limited to however far you think you can commute.
When this is properly done, it should lead you to a place where you have a shortlist of programs to apply to. Each program will have their own application and testing requirements, as well as their own deadlines, so make sure to keep track of that.
PRO TIP: while grades during college are an important part of your application, many graduate programs put a lot of weight on your personal statement and professional recommendation letters. This is why the first step on reflection is critical--it gives you a good direction from which to build your story, which you will need to convince admissions committees to accept you into their programs.
ACCEPTANCE
I got into one of my top programs and I have my finances in order! What happens now?Now it's time to apply for your F-1 visa. Your university will provide you with the documentation you need from them (this is mainly the I-20 and your acceptance letter), but the bulk of the documentation you need to present to the visa officer will mostly come from you. Namely, because the F-1 is a non-immigrant visa, you need to show strong ties to the Philippines. This can take a variety of forms, and oftentimes your mileage may vary especially depending on the school you will be attending (i.e. there will be less scrutiny if you're going to Harvard as compared to a university that's not that known).
If you did not receive a scholarship with your acceptance, you also need to show that you are able to afford the first year of matriculation. So bank statements containing the total amount of tuition, as well as room and board, will be important (usually the I-20 that the university will issue you will include this amount).
At the interview, be polite and only answer the questions asked. Do not offer up information not asked by the visa officer. I suggest you have a ready answer if the visa officer asks you why this particular school and program, but you should have this answer already if you followed my advice about reflecting and researching before applying to programs :)
Visa is approved and on hand! What do I do while I wait to leave for the US?
Networking starts the moment you receive your passport with your F-1 visa. You absolutely cannot and should not waste a single minute of your active student visa, so this is the time you start telling people that you're going to be studying in the US. You need to work your current network and find peers and mentors who will be willing to connect you with colleagues they know who work in the US or have ties to the US in your professional field. Let's go back to Maria Clara as an example.
Finally, after years of hard work, Maria Clara has her desired acceptance into SUNY's MS in Forensic Accounting program, and her F-1 visa was approved by the embassy without any issues. After celebrating with her family, she lets her boss know about her visa approval, who has been one of her most ardent cheerleaders during this entire process. Her boss has also offered to introduce her to their counterparts in the US once she got her visa approved, which is really important to Maria Clara--she knows she needs to get ahead of networking professionally since her time in the US is limited. She has also reached out to other people she knows in the company that engage frequently with teams in the US. She's messaged her college professors as well, as she knows that a number of alumni from her college have migrated to the US. Her plan is to get connected with as many professionals in her field as possible, connect with them in person once she's in the US, and build a rapport with as many connections as possible so she can be guided accordingly and stand out when the time to apply for jobs comes.Remember that unlike US citizens (USC) and legal permanent residents (LPR), your time in the US is limited and bound by the rules set by your visa. So you have to be creative and get ahead in some way. You need to be more prepared and more strategic than USCs and LPRs because you simply do not have the time to dilly dally. Yes, enjoy and savor in the moment of seeing the fruits of your labor, but the hard part begins now. You simply do not have time to waste.
DURING THE PROGRAM
I'm in the US now and working harder than ever! Is there anything more I can do to set myself apart from others?Other than to make sure you have high grades and you're setting aside time to build professional relationships, it's time to think outside the box. Remember that you are limited by the rules of the F-1 visa, so experiences such as an off-campus summer internship is off limits to you. You will need to find ways to strengthen your resumé that doesn't include working off campus, and that could take many forms. One of the most effective recommendations I've received on this is to do an independent research during the summer--you could do it via a professor whose class you really liked, or if you've made inroads with some of the connections you've been building since getting your visa, have a professor oversee a research project you could do with those connections. (This is still academic work, and many programs will give credit for this, so it is not considered off-campus work under the eyes of USCIS.) You can use your research to really elevate your skills and experiences when applying for jobs.
It's also time to seriously start looking at potential employers. You can use the connections you've built to get a sense of what the professional landscape is for your field, learn about peoples' experiences at various companies and organizations, and get a feel for hiring processes. Remember, you don't have a lot of time to apply for jobs once you near the end of your program, so you have to be armed with the right information to guide your job hunting strategy. You will need to put yourself out there and be the best version of your professional self if you want employers to disregard that they will need to spend more money to hire you rather than a USC or LPR who doesn't need sponsorship.
LAST SEMESTER AND GRADUATION
I'm in my last semester of my program! Any tips?The last semester is usually job hunting season, so make sure that resumé is polished and your network is activated. By now, if you've done the leg work, you will have a shortlist of potential employers and you will have made connections in most, if not all, of them. Time to check-in and ensure that they know you're interested in joining their company and you'd like their support and guidance in doing so. This is one of the harder parts of this journey, and you have to be relentless. Use all the resources at your disposal to ensure your resumé is seen by as many eyes as possible, and that includes speaking to your professors, especially your favorite ones, so they can also lend a hand.
More importantly: submit your work permit application (more commonly known as OPT) as early as possible to avoid delays and getting stuck in the USCIS backlog. You need this permit to be able to work after graduation for a limited time (one year for graduates of non-STEM programs, with an additional two years for graduates of STEM programs) without needing to immediately require H-1B sponsorship.
Getting employed by a company willing to sponsor you is not the end of the line. All for-profit companies are subject to the H-1B lottery, which means you will be competing with other internationals for the limited number of H-1B visas allotted every year. So even with an employer willing to sponsor, the H-1B visa is still not guaranteed. You can work around this by joining what is a called a cap-exempt organization instead, and USCIS classifies those as institutions of higher education, nonprofit entities related to or affiliated with an institution of higher education, nonprofit research organizations, and governmental research organizations. That means more research, and more targeted strategic networking, given that your employer pool now is limited.
EPILOGUE
The student visa is not an easy or cheap pathway to permanent residency in the US. It is getting harder and harder to beat out USCs and LPRs for great jobs in companies that have the experience and resources to sponsor H-1Bs and GCs. You need to do your research every step of the way and prepare to do some really grueling work in order to be the better investment for these companies. Plus, there is the luck element of the H-1B lottery. But it's not impossible. It can and does happen--my family is a great example of it (we're 3 for 3 in this pathway now). Your preparation and willingness to go the extra mile is critical, and you have to be ready to grind for a while. Rest often only comes when the green card is approved.For those still considering the student visa pathway to migrate to the US after reading this very long post--good luck, and may the force be with you.
2024.05.29 06:27 Objective_Database22 DAILY Sourced cc’s
Credit & debit Cc’s Sourced from insurance and utility servers. Looking to get them off in bulk everyday but will part out individuals if needed. These are unused DAILY sourced . Available CC’s are obtained no longer than 24 hours prior from date of purchase to ensure quality. With that being said cards are only available Monday-Friday as most call centers don’t operate weekends . You will get full cc info , name & number & full Address. Most of them will have last 4 of ssn included but can’t make any promises .
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