Sample letter lawyer referral thank you

How many times can we get Van Gogh rolling in his grave?

2012.03.25 10:04 tidivy How many times can we get Van Gogh rolling in his grave?

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2014.08.12 22:42 wihz Boston Tenants

For discussions, news, and organizing on subjects related to Boston area tenant's rights, issues, and resources.
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2024.05.17 11:28 Creative_Context_077 Assessment with Psychiatry UK

Hello fellow friends, Does anyone have experience with autism diagnosis under RTC with Psychiatry UK? How long it takes you between being reviewed by triage team and getting an assessment scheduled?
I was referred during 2023 Christmas and haven’t heard anything until recently received an email says I could access my portal. (But there is no more info requested from me except the personal ID) And they also said my referral is being reviewed by triage team.
This is the second time I’ve been referred to them as the first time they got back to GP in a short time (under 2 months) and said the referral was rejected due to my medical record shows high-risk of mental health related issues. My GP then wrote them to clarify my mental health was stable and sent the referral for the second time.
I’m quite anxious about this as I am not sure how long it takes after this as I have been already waiting in uncertainty for nearly 5 months & I plan to move house soon so my GP practice will be changed consequently. So I worry that the change of my GP will make a disruption to the right to choose process.
Thank you in advance 🙏🏻
submitted by Creative_Context_077 to autismUK [link] [comments]


2024.05.17 11:18 doodledoodle123 Is reduction of salary lawful in enforcing skeletal workforce system?

Due to lower sales of our company recently, we were forced to adapt to a skeletal workforce system. Hence, our salaries were also reduced due to the reduction of work days. Is this lawful?
Also, with this reason, can I resign (effective immediately) without rendering 30 days after submission of resignation letter?
Thank you so much for your help through pieces and advice.
submitted by doodledoodle123 to LawPH [link] [comments]


2024.05.17 11:18 Gabrielgreyspu Grass Glitch Allows More Points ( Not sure how long this will last)

Hey guys,
I got contacted by all my referals that for some reason using my referal code somehow allows extra points on compared to using any other. also allows more points then any other when you refer others.
Trust me if it doesnt simply stop using it.
https://app.getgrass.io/registe?referralCode=AKvuk1QOz2tKZza
Use the link above.
Touch grass and thank me after for the extra points
submitted by Gabrielgreyspu to Grass_io [link] [comments]


2024.05.17 11:17 APX_xmokh13 The end of my study

The end of my study
A few days ago, I made a post asking for people to type down their favorite moons in the whole game. With a sample size of 108 votes, the study was VERY successful. The post will still stay up just so people can list their fav moons but the study will be over, so nothing extra will be taken into account. Thank you everybody who participated in the survey, the results are in the pictures
submitted by APX_xmokh13 to lethalcompany [link] [comments]


2024.05.17 11:11 ijustwantmytaxeslmao Does anyone know how long it will take for my dispute refund to come

Does anyone know how long it will take for my dispute refund to come
I filed a dispute around April 1st, around 11:30pm on May 16 I got a email and a notification saying there was a change in my dispute and the screenshots showed below. Does anyone know when I will get my refund?
submitted by ijustwantmytaxeslmao to IntuitCreditKarma [link] [comments]


2024.05.17 11:03 theamazingnobody23 Dirty Ass House of panckackes

I recently attempted to seek legal action against the district manager of ihop for sexually harassing me. This was after i was fired for walking out after being sexually harassed. The first attorney agreed to take the case, gave me all sorts of guarantees then says ihops lawyer refused to settle for just 10k. i would assume it had something to do with him exaggerating details in my letter of representation. Nonetheless i attempted to seek another legal representation and they just hit me with a "I don't think we'll be a good fit for you" As much as Id love to play whack a mole with workplace sexual harassment attorneys i do not have the time or patience. I do however have a juicy bit of information the lhop on Allerton avenue in the bronx. INFESTED with mice, rats, flys, and roaches. Everything single day you go in that kitchen you will find live roaches/flies and mice/rat shit on the shelving, underneath the shelving and basically everywhere. The district managers solution is buying two cans of raid, spraying the shelves, and having the dishwashers (my old position) sweep underneath the shelves with a broom for rat/mice/poop/ roaches. Earlier last year when one of the managers was playing favorites, i was briefly transferred to the ihop near cross bronx expressway. I quit after two days due to the sheer volume of cockroaches everywhere. Alive and dead. Easily swept over 25 cockroaches my first day there. As far as i know, both locations are managed by the same district manager, as well as owner. My termination took place in August and I have confirmation from a current worker that this fuckery is still going on. So yeah, eat there at your own risk. Reposting for visibility.
submitted by theamazingnobody23 to nyc [link] [comments]


2024.05.17 11:01 vifarias Remix on Distrokid Rejected

Hi,
I've been notified that a remix I uploaded on Distrokid was rejected
"One or more of your songs may contain remixes, samples, or other audio that may not be 100% yours. You may only upload audio that you have 100% recorded yourself. Stores won't accept music that contain unauthorized samples, remixes, and so on."
That was my first song uploaded ever, and the remix I did was for a friend. He approved but just by saying "Yes", I mean, what else can I do? once Dsitrokid rejects the upload? I contact them and they say:
"When stores reject a release, unfortunately, we're not able to help. "
Thanks :)
submitted by vifarias to WeAreTheMusicMakers [link] [comments]


2024.05.17 10:56 streptobiotic16 Confession to my lovecrush.

I choose this platform to say sorry to a person I hurt 15 years ago. I know we have our own lives today but I would like to take the courage to say sorry. For me to also move on and validate the feelings I had this moment. I'm not a good writer but I want to share my story. Do you guys experienced having no memory of a certain situation in your life? It's like you remember the person but not fully apprehend what "really" happened to both of you? Seems like there is a missing puzzle in the big picture? It happened to me and realized everything after all the embarrasing things I did. I was like acting the victim before and not knowing I am to blame after all. Year 2023 when I came back in my country, I'm working overseas by the way. As I went home, I declutter my personal things and there I saw some letters wayback 15years ago. Letters during our retreat activity college days. I read all their sweet messages and I stumbled to read a letter written by my crush. After reading his short and sweet letter I'm sobbing. Tears rolling down my cheeks and asking myself, what was my reaction when I read his letter before? Like what did I do?!! Did I read this? I'm thinking so hard searching for answers in my head about his letter but got no answer. It was so vague to me that I cannot find the answer I'm looking for in my mind and in my memory. All memories and emotions were bleak during that specific time. Throughout the day, all I'm thinking about was his letter. Thoughts like, yeah, I do have a crush on him during college days and it is too impossible that I disregarded that letter. I'm thinking crazy things already about his letter yet I cannot remember what really happened. I contacted my close friend who's been with me since college. She's like my sister from another mother who knows everything since college days. I started the convo sending her the letter he wrote for me and instantly she recognize who wrote it. She even ask me what did I do when I read the letter before or did I even bother to read the letter? I told her I cannot remember what I did before but one thing that's clear to me was our friendship seemed to drift away even before the graduation day. That's why I was'nt able to contact him after graduation day till up to present. Thinking, I was just the girl who just learned that the guy I like before, liked me back after reading the letter, my friend give me a silly suggestion of giving him a PM. Yes, we are classmates, friends during those days. He was on my list of friends in my socmedia yet after all this years, I never sent him a PM. I just wanted to say hi but I'm too embarassed to do it. Overthinking stuff and crazy ideas crossing in my mind. Then all of a sudden I saw in my screen 11:11am, immediately type hi and hit send button. Feeling embarassed that I pm-ed him first at the same time doubting if he still knows me, I'm too anxious in wanting to have or not to have a reply from him that time. Morning the next day upon checking my phone I got a reply from him, 👍 at 5:55am. Being weirdo again all I did was to talk to myself early that morning to give him a reply or not. I'm thorn of doing so or what. Then I just decided to give him a message of asking how is he, introducing myself, hope he's doing okay, message him because of blah, blah then wishin him luck and good day. Ugh, still embarassed. I thought it will be the end of our convo but he replied back saying he's doing okay. He remember me saying I'm his classmate and I'm happy that he's doing good now in his new career. He also ask how I'm doing and what do I do these days. We exchange 4-5 convo until he stop responding. I'm like yeah, that's it. I'm sure he's busy and I understand his profession demands time but I also want myself not to expect anything in REALITY. I'm being too emotional as of the moment that all I got to think was him and his letter creating imaginary things between us. I'm a rational person so as I pacify myself and calm down the thoughts in my mind, I decided to write everything in my journal. As I write down my thoughts, the question of how's and why's, slowly I remember everything that happened 15 years ago. I clearly remember the thoughts I had, the decisions I made and how I ghosted him. Circa 2009. 4th year college. I have a guy friend who's my classmate during 3rd year since we were block section. He's also my block groupmate. Maybe we became close because we were together most of the times. He's tall, lanky, sweet, caring, funny and brainy. He's the type of guy who only bring a notebook in the room, I never saw him with a bag in normal schedule of classes but hey he always pass. And as a cheapskate college girl, I used to take down notes and do everything as I can to not spend extra penny. I become aware of him being sweet to me by borrowing my notes saying she can understand my handwriting, sitting beside me on classes where sitting position is not required, going to library doing group activities, walking side by side in school aisle and seeing him giving me a sweet smile. Getting him caught staring at me then he will just smile mirorring his eyes. It seems like normal things right? But I can sense there is something behind those small gestures. I also shared this to my friend that I can sense there is something about him but he never confirm anything at all. He was never even bothered when he knew one of my girl friends told him she had a crush on him. I got a little jealous during that time, I even got jealous on her friends that were beauties during college days. He was a friendly guy but knows how to be a gentleman. Since, no admission of feelings in his part we continued to be good friends, him still giving the same care and treatment to me. I can't remember if it was 2nd trimester when we had our retreat activity. It was months also before our graduation day and then after that will have our in-house review for upcoming board examination. Everyone is excited to attend the retreat because we can give a rest on our tired minds. We rented a good place with a perfect weather during that time. During our last day, the last task given to us is write a letter to each person in your group. He was my groupmate during the retreat. We can read the letter after the activity or if we have time to spare. I decided to read mine when I got home. Me and him are still good during that time. When I arrived home, I started reading their letter, I read his letter last. His letter goes like this,
A_____, " I have met you on a cloudy Monday and now you never knew how much I loved the rain." Your a gentle child and very sincere. You are very concern to all the people around you and thats what make you different from others. You can carry things up and I know you can make it. Goodluck and Godbless. I am just on yourside waiting for you to tap me and call my name.
I'm shocked yet relieved knowing that what he's doing towards me is confirmed in his letter. It might be a indirect confirmation but I think it still says so. I'm happy to know he's not just a friend caring for me but someone special who took care of me all this time. But as my happiness took over me, that feeling of anxiousness and cowardice envelops my entire body. Confessing his feelings, then now, what? What will happen in our friendship? How do I face him, as I am shy girl before? If I tell him I like him too, what will happen to us? Graduation day is in the corner, inhouse review is giving us pressure, licensure examination will happen in next few months and I need to focus, to study to pass the exam. Those were my concerns at that time. So, I made up my mind. Without giving him any answer, without telling him what I have in my mind, without him knowing what I really wanted to say despite the concerns I had in mind. I let him go without telling him what I feel towards him that time. Following days at school, I started avoiding him. I dare not to look at him directly in his eyes. I never got to talk to him about his letter. And as days passes by giving him same treatment and distance, I saw him once looking at me, his eyes saying like giving up. From then on, our friendship drifted off. I never got to talk to him in our graduation day, even in succeding events after our licensure exam. I did pass my licensure, he also did. I'm not expecting he will talk to me or greet me if ever we crossed our path again. He was my first love. But I never give him the chance. There might be a future for our relationship but I never gave him a chance. To my lovecrush, I am sorry for ghosting you, for not giving you a chance, and for leaving you hanging-up. I know I'm a big coward, selfish, self centered and faint hearted person when it comes to you. Confessing and telling you what my heart wants before will NOT/NEVER change anything now. But I wanted to say this for me to let go of the feelings that I still have for you. Lovecrush, I like you too. I care for you too. I did become a scaredy cat before telling you my true feelings are but know that after all those days knowing you like me too, I always think of you. The heartbeak I give to myself and to you, left me no choice but to suppress the pain and convince myself to forget the painful choice I made. Thank you for letting me feel how special I am in my own way. Thank you for being my green flag.❤️ Thank you for being warm, caring, thoughtful and loving friend.🥰 Now, I will never ever forget the memories we shared before even if it brings joy and pain. It is now my treasure. Thank you so much lovecrush. You will always be my first love and first heartache.🙂 I know you can make it in life. You're such a kind hearted soul. Wishin you all the best in life! Takecare as always. Godbless!🙏❤️
submitted by streptobiotic16 to FictionWriting [link] [comments]


2024.05.17 10:41 medicalhelp83749403 UC50 situation (sanction?)

Hi,
The situation goes as this:
I received a LCWRA decision. I received a work coach message saying to no longer update any more fit notes as it’s not necessary.
I did NOT see this message when I loaded into my account as I went directly to upload my regular fit notes as usual.
This seemed to create a new health journal as 3 minutes later I receive a message with a link to what seems like the production of a new form.
I received this letter and informed my work coach who said to ignore it so I have done so.
My question is, if someone does not return the questionnaire can they be sanctioned. (Even though I’ve already had a decision?)
Thank you
submitted by medicalhelp83749403 to universalcredithelp [link] [comments]


2024.05.17 10:40 fuckyouimin frame by frame?

If mods remove this, that's totally cool. I never post, but this shit's been spinning around in my head and I just didn't know what to do with it.
So I saw people analyzing the frame by frame "so figure it out" meme (I don't even know anymore which meme it's from but i was going by this screenshot...
https://imgur.com/a/63dbsry
Anyway, I found a pattern a few hours ago, but still have not been able to come up with what it means!! And I think it's too cohencidental to be coincidence. (Maybe it's a gamer thing? Or a computer programmy thing? Or maybe i'm just not seeing it? Or maybe i'm *completely* off base here and my brain is just mush. All of those are entirely possible at this point!)
So the phrase we're working with is clearly "so figure it out"
And like all good puzzles, I started from the end and worked my way backwards.
So the letters that are incorrect fall into this pattern...
SOFIGUREITOU -2
SOFIGUREITO -2 -2
SOFIGUREIT -2 -2 -6
SOFIGUREIT -2 -4 -8
SOFIGUREI -2 -4 -8 -14
SOFIGURE -2 -4 -8 -12 -20
SOFIGUR -2 -4 -8 -12 -20 -8
SOFIGU -2 -4 -8 -12 -18 -7
SOFIG -2 -4 -6 -12 -18 -6
SOFI -2 -4 -6 -10 -18 - 4
SOF -2 -4 -6 -10 -16 -2
SO -2 -4 -6 -10 -16 -2
S -2 -4 -6 -10 -16 -0
The numbers I wrote represent how far from the letter it's supposed to be it actually is. (And yes, for some of them I had to loop around from A to Z) For example, the last frame says "SO FIGURE IT OUV". The incorrect letter is a V and it's supposed to be a T. T is -2 spots away from V in the alphabet.
**A B C D E F G H I J K L M N O P Q R S T U V W X Y Z*\*
And so if you notice, all the missing letters follow a pretty steady pattern.
But the only thing I've been able to make of the numbers, is count backwards from the end of the alphabet and assign each letter a -number, and then I remove all duplicate letters/ numbers that show up on the line prior, I'm left with with "U S W M G O T I T Q K ". Which the end part "got it quick" makes sense, but the "swm" is still annoying the shit outta me. (And tbh, I'm hoping there's more to it than that and maybe the numbers mean something else. Because if "you got it quick" is the only goddamn answer to this freakin puzzle I'm gonna slap DFV if I ever happen to see him!!!)
Or maybe I'm completely off base... Who knows! But if this makes sense to you and anyone has any insight that I'm missing, please let me know!
(And if anyone has already solved this, please point me to that post and I'll delete this asap. Thanks!)
submitted by fuckyouimin to Superstonk [link] [comments]


2024.05.17 10:39 magnificentchic Debt Consolidation

👋 Hey!
i need your advices and please don't judge po. i am struggling kasi due to my poor decisions in life, may mga loans akong di nabayara (aeon, cashalo, robocash, tala, globewest, spay, & maya), sama na natin si smart pero di na sila kumo-contact. these are mostly pre-pandemic pa. now, most of them are reaching out via phone call, sms & email. one of them already sent out a letter na. i don't want to run away from these responsibilities, pero i am a breadwinner of the family now and may mga binabayaran akong utang din sa mga tao din. now, feeling ko mas magaan kung iisang tao/company na lang ako magbabayad tapos hihiram ako sa kanila ng malaki to cover all these loans.
di pa ako nakakasearch, kasi i am also applying for another client para naman mas malaki ang kita and mas makabayad ng maayos sa mga utang. pero what do you suggest I do? i read about debt consolidation here, how do u do that and what bank/company ang meron nito. i am willing to submit docs as i am working in an agency type of freelancers.
thanks in advance
submitted by magnificentchic to utangPH [link] [comments]


2024.05.17 10:36 Aleafy_ MPS Information Science Graduate sample schedule?

Hi, recently I am planning on my courses to take for my next year. It seems I need to take 5 classes each semester? I am not sure if it is normal in Cornell since my previous university treats 4 per semester as normal.
Would anyone please give me a sample schedule? I don't want to stress myself down by going blindly... Is there some well-known schedule that is able to balance study and life?
Also, I am planning on doing the MPS project in the fall semester. Is there any difference? Do you recommend?
Thanks!
submitted by Aleafy_ to Cornell [link] [comments]


2024.05.17 10:36 Alan420ish My ex lied in her domestic violence forms. What can happen if they're proven false?

I'm currently facing a temporary restraining order. I received the notice and all the information.
As I examined everything she said, there's plenty of false accusations.
Examples:
  1. I said "ambiguous" threats to her partner. Not true. Only talked to him once and it was friendly. No evidence at all.
  2. She asked to have a cat we had together which she left with me, protected, due to the cat being abused. She hasn't even seen the cat in years. No abuse. No evidence.
  3. She asked for "orders to prevent child abduction" for our 3 year old, claiming I 1. Quit my job (I actually got fired like almost a year ago), 2. I closes bank accounts (nope), 3. I sold a house or ended a lease (never had a home and moved somewhere else the beginning of the year, like 10 minutes away from where I lived before...) because it was cheaper.
  4. Her main claim is that I made a fake Twitter account posting her nude photos or videos. And that she believes it's me because I made a threat to expose her and make explicit videos of her. This also isn't true. She is referring to a text conversation in which I told her I'd be making a video for my social media, explaining my situation with her (meaning she's abusive and she abandoned her chole completely) so my family and loved ones knew. I never actually did it. Digital investigations will end up proving it wasn't me anyways.
  5. She claims this ^ type of abuse occurs in a frequency of "4-5 times a month." I haven't seen her in about 7 months, and through text all I've done is ask her to support her child financially.
There's probably more but these are a few examples. No evidence. Completely false and easily disproven (example, letter of termination from job, no evidence of bank accounts closed).
Shouldn't she get in trouble for making all this stuff up?
I already have a meeting with a lawyer tomorrow so I ask him these but I'm just asking for strangers opinions and a discussion about the matter. Thanks a lot!
submitted by Alan420ish to legal [link] [comments]


2024.05.17 10:34 Fcyrak4 [TOMT] Gypsy woman sample or remix

Hey all, i’m looking for a year now a remix or a sample version of she’s homeless by Crystal Water. It’s more tech/house - Dance /Hi Nrg version. After the first synthe a man start to sing and he started with « all of my loooove » Thanks you so much for your help
submitted by Fcyrak4 to tipofmytongue [link] [comments]


2024.05.17 10:32 Thick-Stick-8722 Don't gas light me

Dear Jay Don't gas light me first off I know that way bf December you were with this woman in fact I know how long ago it started remember when I told you I had a feeling you were messing with some one else yeah last January when the letters slowed down when you forgot to make me a vday card when u didn't make or even buy me a bday card or maybe when I felt it yeah so instead of telling me u waited and got what you needed then you ghost me and you do it around the holidays my first Christmas home in a long time I spent alone u didn't call vday no word still from Dec 8 all the way untill hmm Feb I waited hoped you would call at first I was worried you were sick bc you claimed you were bf thanks giving then I was worried you got hurt no the prison told me there is no reason why he isn't communicating with you your friend gave me her number bc he had to deal with me and my pain and he couldn't stand it bc he seen it was not the hoe you said I was months so yeah I was upset he comforted me and that was it I fucked up yeah but you know what if you had not ghosted me it wouldn't have happened asatter of fact I know that you two set me up for failure yeah I'm human imagine that one disloyal act... When I got busted with your shit did I tell no did you bond me out send me commissary no you didn't you forgot me but when u got busted I had you didn't I in fact when on drugs I still held you down didn't I and yes I fucked up you wanna hold me accountable for one very bad act what about you tell me what you have done for me bf you throw dirt on me yes world I made a bad choice when pushed in a emotional spot. I can be accountable can you
submitted by Thick-Stick-8722 to letters [link] [comments]


2024.05.17 10:23 saffinecultra Having worries on my course

Hi everyone, I’ve accepted Computing and Law (CnL) but am still having some doubts about it unfortunately, as GES is not out yet to back up this course. Frankly, I chose CnL because I wanted to keep my options open in case I realized coding wasn’t for me and I could do a career switch via JD. But with everyone saying it is neither here nor there, I have started to get concerned if this course can adequately prepare me for the workplace. Is there anyone who can provide me insights on some of my main few questions:
1) Any CnL seniors who can give an estimate on the true industry demand and how the prospective salaries may be like, would it be comparable to IS?
2) Are there jobs that IS can attain but CnL cannot? And if I were to take up some IS modules with my electives, can those doors be opened?
3) If I were to decide CnL is not for me, is there room to switch to IS within SCIS, or YPH law if results are good? When are these transfer windows?
4) Do employers ‘respect’ CnL degree or would tech companies ‘look down’ on grads due to lack of computing knowledge while legal firms turn away as grads are not actual lawyers?
5) Watched the CnL promotion video and it seemed like many are international students and gender distribution is quite disproportionate. Any seniors can clarify on this?
Thank you so much everyone. I just hope to make an informed decision for my future. 😔
submitted by saffinecultra to SMU_Singapore [link] [comments]


2024.05.17 10:18 YoLoMaN2510 [REQUEST] [PS5] Horizon Forbidden West $49.99 (23rd ATTEMPT)

Hello everyone at GiftofGames, how are you all doing!!
I recently graduated from college and I'm struggling to find a job. It's really demoralising for me receiving rejection letters, I'm a big gamer and playing games is the only thing that has kept my morale up during these tough times. My financial situation is pretty dire right now, I can't afford to buy a lot of new games.
I'm currently looking to buy Horizon Forbidden West on my PS5. This is my 23rd attempt at requesting for this game. I played the first game on my PS4 and loved it. The standard edition of the game is currently on sale at $49.99. I'm looking for a $50 PlayStation gift card of US region.
GAME SUMMARY
The sequel to 2017's Horizon Zero Dawn, Horizon Forbidden West is set in a post-apocalyptic version of the Western United States recovering from the aftermath of an extinction event caused by a rogue robot swarm. The player can explore the open world and complete quests using ranged and melee weapons against hostile machine creatures.
Basically the game takes place in the far future where humanity almost gets destroyed by their advanced robotic creations. But it seems humanity have sort of gone backwards with their primitive clothing, implying that they haven't got the previous knowledge of their ancestors. The first game Horizon Zero Dawn, the protagonist Aloy discovers secrets about what happened to humanity, and its sequel is the continuation of this first game where she explores the far west of modern day america.
WHY I'M INTERESTED
The reason why this game appeals to me is the setting. I find it soo interesting how humanity was able to be on the brink of extinction and somehow managed to survive (I can't anymore due to spoilers). And after surviving, civilisation sort of went backwards instead of continuing on from the ancestors. I watch a lot of lore videos on youtube about this game, and there are many different stories hidden in the game world which tells us different perspectives of people on the situation. Even though its humanity that is in trouble, everybody has a different view on how to tackle the problem. But this is only touching the surface, there is also the robot machines created in these giant cauldrons that is a big mystery to this day.
I appreciate you taking the time to read my post and will give my thanks if I receive the gift card from you. Here is my PSN ID: https://psnprofiles.com/Revelanttech713
Game link: https://www.playstation.com/en-us/games/horizon-forbidden-west/
submitted by YoLoMaN2510 to GiftofGames [link] [comments]


2024.05.17 10:17 jerda81 Never EVER do a life insurance 3a pillar

For anyone still not clear with 3a Pillar scam of life insurances in Switzerland.. please DO NOT make my mistake and stay away from any life insurance contract. Better put your money in 3a accounts or investment funds such as VIAC.
My experience: in 2019 I subscribe a 3a Life Insurance contract with Helvetia, which is the insurance company I use for Responsabilité Civile, and (at the time) also car insurance. They propose me a monthly payment of 300.- CHF, with all the standard conditions. I sign, and the contract starts on 01.06.2019.
Fast forward to 2021, I decide 300.- a month was a bit much, since I was starting using VIAC and other funds, which were looking much more interesting. I ask them if possible to reduce the monthly prime from 300.- (3'600.- per year) to 100.- (1'200.- per year), so I could have more spare to invest in other accounts. They say yes, no problem, just send a letter. I do, and the contract is amended on 01.06.2021.
Fast forward to today, I am planning to buy an apartment with my wife. Of course I start inquiring all the various accounts to check my balance of private funds. Surprise surprise, the amount on Helvetia insurance 3a is strangely low. To remark that they never send automatically the account statements, or at least I have never received them before unless asked. I call and ask what happened. This is what they reply to me: "as per CGA, the previous contract has been released in 2021, so your current amount is the primes paid from 2021 to today".
I am puzzled. I've never asked such thing, and all the exchanges by email are clearly mentioning a modification of the contract, never ever was mentioned that the contract was being "closed". Also, the contract on their webpage "myHelvetia" still indicates a start in 2019. The guy on the phone says that effectively something is strange, but "as per CGA, the previous money is gone". STOLEN, I would say.
So now I am sitting on a loss of more than 5k CHF of the years 2019-2021, and they seem to blame the thing on me. Of course I'm contacting a lawyer (and if you know any good one around Lausanne, please PM me), but the story is: NEVER NEVER NEVER trust insurance companies, and especially Helvetia. NEVER put your retirement money in Life Insurance 3a. NEVER subscribe useless insurances. It's all a big scam, and the client is always the one to blame.
submitted by jerda81 to Switzerland [link] [comments]


2024.05.17 10:14 Own-Surprise-2878 What to do when you are at your wits end with a marriage? 44M (poster) and 43F

Here is one for you all and its a long one. 44M here, been with my significant other for ~20 years, married for 11 years. At this point I don't feel like we are going to make it much longer. I don't think she wants to be with me anymore but needs me for financial support so she is trying to string me along.
Background:
I want to say right off that I know I am not perfect, have never pretended to be nor have I overlooked my shortcomings and have done everything I can to address and deal with my issues.At first things were good. We did things together, went out, hung out with friends together, bowled leagues together, had a lot of fun. We also had a good, sex life. We were having cuddling times, regular sex, great foreplay, she was pretty open to positions and trying things.
When we first got together she was working miscellaneous retail jobs. She had a 4 year college degree at this point as well but never even tried to find a job utilizing it. I was fine with her working whatever made her happy. I work in IT/Tech. I have always been the higher earner, making almost double her salary up until a couple years ago. I never once said anything about this, never gave her crap for making less or the job she worked. I only encouraged her to find a job she enjoyed. I went years, never saying anything that might hurt her, even when I was working 50-60+ hours of work in a tough field at a job I hated while she worked maybe 20-30 hours a week in a super easy job of her choosing. After about 10 years of us being together she finally decided to go back to school for computer science. To support her doing this we lived in a couple places and worked jobs I absolutely hated to make sure she could finish school without any pressure. Again, I never said anything to her about this, I did it so she could be happy. She ended up finishing and getting an extremely good paying tech job after a few years, around the time that I noticed the biggest changes about her. Prior to her latest job and changes, we were OK for a few years. We starting doing well together as we were both earning well and have no kids.
Start of problems:
After we were married for a few years she started changing. She stopped wanting to do things together, we went out less and less. Stopped watching shows and movies together, stopped gaming together. She started treating sex like a burden, made me feel bad for even trying to initiate it. She became more of a prude, stopped wanting to do almost anything sexual, stopped wanting cuddling/petting, lost almost all interest in foreplay that wasn't directly for her, she lost all interest in any type of intimacy, cuddling, foreplay, or really anything that isn't about her getting off.
I feel that I have been extremely patient over the years about all of this. She has some back issues (self inflicted, she was having soreness and pain but continued a workout regimen that was obviously not right and causing issues. I have tried to be understanding and accommodating since she had these issues. Sex was never really a big issue, even with the back problems we had a decent sex life until the last 5 or so years. She started wanting to do less and it really felt like she was just trying to get it over with (outside of when I was pleasuring her and getting her off. Once that was done it was like hurry up and finish.
More recently, last couple of years she has had 0 interest in sex or even anything physical. I mean I can barely kiss her, cant touch her at all without some excuse that it tickles or some other BS. No cuddling as she says I always pressure for sex, BS, I love foreplay and am happy with mutual getting off. I have mentioned the lack of intimacy, mentioning that is had been months since we did anything and it is always some excuse or a suggestion it may happen this weekend (going on 20+ " this weekend" without anything) . She has almost every excuse in the book as to why she doesn't want to without really having a good reason. She will blame her back bugging her but will then do a lot of work that is physically punishing, especially to someone with back issues and despite the fact that I said I would do it or try to help. I have also gotten several different things to help, wedge pillow to help with her back, tried it once and had some random complaint that I forget. She had mentioned trying a swing so she could have support in different positions. I found several options and she then made excuses about all of them, the primary one being support for the swing. I eventually called her on this being BS when the new house we got had a chain mount in one of the bedrooms ( looked like it was possibly for a heavy punching bag) that would be perfect for a swing and I tested it holding my full weight. I again mentioned getting a swing to make things better to only get additional excuses.
Further Issues:
We had always talked about wanting to move back to California and get a house there when we had the chance. We had also talked about houses we would like and things like that. When we started seriously talking about getting a house, she said she would check with work ahead of time about being able to move to another state as we had discussed, she did not. I don't think she even talked to her boss about it. She just refused to move outside of this state as she said her job required her to be her even though her boss lives in a completely different country.
When the time actually came to find and buy a house it did not work out the way I guess I had expected. Eventually, we purchased a house here after several fights as she decided she wanted a cheaper house to fix up. Not even considering the amount of work and money it would take to do so. One of her "options" was a run down ranch house that had a surprise renter (9 months left on a lease) in a very obviously water damaged basement. She picked out this house so she continued to try to justify buying it for about 100k over what it should be sold for. After about a week of looking at shitty houses and fighting she finally agreed to look at one of the houses I had chosen, the house we eventually purchased. It was a bit more but had almost all of our wants without the need to fix it up.
For the purchase, she provided the down payment from her inheritance and jointly financed the house. Once the purchase was finished and we moved in she changed, a lot. Things became more about what she wanted, she would mention things to me but completely ignore any input and just talk like what she wanted is what I chose too. Her dad then decided to visit and this was the largest wake up call I think I have had. I saw him doing all of the things that she does that annoy and frustrate me. I then realized that if I stay with her, dealing with this is my future. He took over the house and she treated me like an asshole for just wanting a bit of space that I could have to myself. She refused to deal with him or reign in his behavior. I think it was around this time that I realized that it felt like I didn't even have a home even though we just bought one, that I was just a wallet to help pay bills.
We ended up having a fight about this and I ended up leaving and staying at a hotel for a few days. This is where it got really eye opening as I considered this fight as something we would think about and get over. However, the first thing she did was talk to her friend and then reach out to divorce lawyers. She mentioned that she was talking to them about post nuptials to make sure she got the house and money. This was a signal to me, that she did not consider nor seem to appreciate all of the years that I spent working jobs I hated to supplement our income and cover for her while she went back to school. All it seemed she saw was that she got money now so the house and all of it was hers. She made a comment about how she felt the money, stocks, and house were hers. She added that she wanted a post nuptial to define this so I shouldn't be surprised if I get one to sign. Unsurprisingly, she never actually got this done, never mentioned it more so I am assuming she just got lazy and never followed up. One thing that stood out to me was that she mentioned that she could not afford the house by herself. She rambled off several things about us just being roommates and me continuing to pay for the house and bills. She came up with something about me paying and her giving me money back later or something, I ignored most of it as it was dumb, I.E. me leaving my checks going into our shared account and continuing to pay like I have been but doing so knowing she plans on keeping the house and that I might get some money later if she ever sold it. She also made a comment that I did a good job with the stocks so I should keep doing that for her and she would give me like a 1k in a few years. Since I started working with the portfolio and diversified the stocks I have made over 40k in gains for it so yeah I ignored this as I felt like it was insulting. This whole fight and conversation hit me hard, especially after 15+ years of me working hard, shitty jobs, to provide for us just to get slapped in the face by greed.
We ended up talking a bit after that fight after I ended up stopping by the house. She had mentioned previously about going to marriage counseling. I told her I didn't think it would help with our situation considering what the issues were but if she was willing to go and actually participate, I would be too. We ended up seeing a marriage counselor as she had suggested it previously and I wanted to try everything to make this work. I had previously mentioned that I didn't think it would work as she refuses to open up or discuss her issues with anyone and if she wont do that, it is a moot point. She said she would so we found a counselor and we went for a couple of months. During this time I was very open about my thoughts and feelings and gave the counselor details on my issues. She however, did not provide anything ahead of time, participate much, would not open up, and eventually said that we might as well not go as she didn't feel like we were gaining anything.
Turning Point:
I think the f*ck it point, straw that broke the camels back for me is that about a month ago, around 10 months or so since we had any kind of intimacy we had a fight. During the fight she admitted that she actually masturbates fairly regularly which really, really pissed me off as she knows the lack of sex and any kinds of intimacy was a big issue for me and was causing a lot of frustration. I was quiet about it as what I would have said would have started a big fight. I am now struggling because I cant really get over the fact that she shows me no interest, wont let me touch her, we haven't had sex in months and she admits to masturbating instead of having sex with me when she knows I am extremely sexually frustrated. To me, this shows her lack of caring about me and shows that she only really cares about herself and what she wants. This is furthered by conversations with her family I have overheard because she talks super loud on the phone and I guess she didn't realize I could hear her in the other room. This last conversation was essentially her talking about the money again and additional money she may get when her dad passes. She made the comment to them that in hindsight she would have made me sign a prenup as all of the money she has gotten and will get belongs to their family and she wants to keep it in their family. This was another moment when I was like what the hell, I am not your family?
I am torn, I have been with her for a long time, I do care for her, but she shows no interest in being with me. No interest in a relationship, doesn't want to do things together (she even said that if I want her do more things with me I have to do things she wants to do first), nothing for how I feel, what I want, no cuddling, no touching, nothing. It came down to the fact that she essentially wants a roommate that pays for her to have the house, help with chores, and helps take care of the dogs without expecting anything in return. She does not seem to get how she is, care how I feel, what I want, or really care about anything that does not benefit her.
I am at my breaking point, I have tried for years to give her everything and now as thanks, I get nothing from her. I am getting to old to keep wasting time in a loveless, sexless relationship but am also having a hard time walking away from a relationship I have been in for so long. After writing this out I am also realizing, well more wondering, what the f*ck I am doing as it seems pretty obvious I am bailing water out of a sinking boat.
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2024.05.17 10:09 mamapower Textures blurry when using bucket

Hi all,
I have textures all blurry when using bucket tool. I managed to fix this before with sample material tool but it does not work this time.
I am using free SketchUp
Adding SKP file: https://file.io/Iao92Q6E3Ts0
How it looks: https://i.ibb.co/0qc3LPd/Capture.png
I don't want it pretty and all aligned very well, but I just want it not blurry and facing right direction (which I know how to change)
What am I doing wrong?
Thank You!
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2024.05.17 10:07 thealabmaman I've been sober for almost a year now and would like to share my experience.

I received my first dui (.26) in 21 after hitting a parked f150. i took a plea on dui 1st @ .08 with a suspended 90 day sentence and was ordered to a court referral program. unfortunately, I was still actively drinking on and off threw that program and wrecked again in may of 23. I'm lucky to be alive after spinning out my 4door full size truck at 50+ mph off the side of a mountain striking a large tree sideways and several more as i bounced off it. I wasn't charged till July 1st~ of 23 (luckily after the 1st duis 90 day suspended sentence was dropped even though the accident occurred during that period) with a supposed bac of .38. ill admit I was drunk at the time of loosing control but nonetheless in withdrawal. idk what I was thinking but I chugged as much of a gallon bottle as I could before throwing it out the window and down the mountain while entrapped and essentially hidden from the road. I've been alcohol free since the first week of June of 23. I reckon what has allowed that to happen is me confronting my underlying mental health dysfunction. I still and I'm under the assumption that I'll always have to live life differently than the average person to maintain sobriety. I've came to peace with that. I'm extremely lucky to have plead down my 2nd dui to dui 1st with the same consequences as my first (honestly even less since the fine was 1/2 as much idk why) except I lost my license for a year and will have to file sr22 insurance for 3 years with no interlock (idk how there's not on that front either). unfortunately, I still have nightmares of the wreck and of the horrible situations I put myself in while drunk I consider it a part of my many punishments from a higher power. I'm not sure the point of this post other than to share I'm leaving out quite a bit to keep it from being a novel. Thanks for reading and may God bless you all.
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