Hi all,
I was wondering that is there any discount or support for applying CMA certificate or any other financial certificates(ex. USCPA, CFA) for Georgia Tech students?
and all of student support of college is also applicable to OMSCS students as well?
please let me know anyone who has knowledge regarding certificate support for students

Hello Reddit I need some outside perceptive throwaway account for obvious reasons
I (42M) have three children, aged 18, 16, and 14. My wife and I divorced a few years ago, and since then, I've been solely responsible for their financial support. My ex-wife, who is a stay-at-home mom, doesn't contribute financially.
Recently, my eldest daughter got accepted into her dream college, which comes with a hefty tuition fee. She's been counting on me to pay for it, but here's the thing – I don't want to.
I believe that my responsibility as a parent ends when they turn 18, and they should fend for themselves after that. I've told my daughter that she needs to figure out how to pay for her education on her own, whether it's through scholarships, student loans, or working part-time. She's devastated and feels betrayed, but I don't think it's fair for me to bear the burden of her college expenses.
My friends and family are divided – some say I'm being responsible by teaching my daughter financial independence, while others argue that I'm neglecting my duty as a parent to provide for my children's education. Right now I just need outside perspective So, Reddit, AITA?

Unsw Bachelor of Economics vs Usyd Bachelor of Economics/Advanced Studies (or Bachelor of Economics, same as degree being taken an Unsw). A few things: 1. set on taking CFA , have eyes set on career down that path … so something like equity research, portfolio management, hedge fund work - something like that. Investment banking is also an option. As you may be able to tell I also have an interest in economics and am keen on an rba grad position, but I do know how hard that can be to get. Global markets is interesting too. Treasury as well. 2. Majors would be Economics (as I would do honours in this) - I was interested in something more like financial economics (in general more focused on the financial markets aspect), and Finance (this would make me at least eligible for CFA scholarship should I do it - at USYD only). Other majors/minors I considered: Accounting (would only do if it gave me streamline to CPA exams post uni - ie no foundation units before being able to undertake exams … which I can do but would have to do BCommerce). Financial economics, Econometrics. I also can see myself doing my elective units mainly in a language I can speak, but that’s undecided. 3. I’ve had one internship related to prospective career already. 4. It seems that with USYD’s pre honours stream for economics that I will have less free elective space, however that isn’t so much an issue.
Ultimately my main question is … which degree should I choose? I’ve completed 1 trimester at UNSW, however I don’t like the trimester system at all (both in a social aspect and an academic one - yes we do less subjects at a time but the pace and intensity is a big disadvantage). I did a year at a semester based university last year, so I have experienced both. Travel time is minimal. Relevant clubs seem to be the same at both universities for careers I’m interested in.
I’m not too sure on both industry connections for both unis to where I want to get into, and reputation of degree/uni in field of work - I am aware that the latter is probably minimal. However when deciding I did ask some people I know and they all said UNSW over USYD (ceteris paribus, BEc UNSW vs BEc USYD). If anyone from Sydney/Australia could provide perspective, that would be greatly appreciated.
Also although time lost isn’t necessarily an issue or of importance, I think if I transfer into sem2 at USYD I won’t lose any time, but if I go sem1 2025 I may lose some time just because units being slightly different (both of which I can do) - semester at most but not sure on this.

Hey everyone. I am a current senior college student employed at my college. I am working on my school’s Orientation program. My contract has me working from March - August, with a $300 stipend to be given for March - May work and 1,750 to be paid bi-weekly for the remainder of my contract. I was expecting that $300 today, but upon checking my checking account, it appears I was only paid $30. Somehow, there was a typo (I guess?) in the amount to be deposited and I am missing that $270.
Seeing as I am a working class college student (with the financial aid to support it), I was really, really counting on those $270, to the point where I have basically no money to spend for the next two weeks until I get paid again. I live by myself in a major city—my groceries are anywhere between 100-200 dollars per two weeks, as well as Ubers since I don’t have a car, which changes depending on my schedule. I also have my credit cards that need to be paid before my next paycheck.
Basically, I am just wondering if there is anyway I can demand that $270 before my next paycheck? Since I need it to, like, live. Also, is there any recourse I should take in regards to this? This situation really, really sucks, so any advice is helpful.

So I (28m) have had issues with my girlfriend’s (27f) financial situation for years now, we have been together for about 8 years now. Regarding my own financial situation I am not rich, I am a high school teacher but live fairly cheap. The issue with my girlfriend is that she seems to make poor financial decisions and cannot save money, the most money she has saved has been 4k but that period was brief, the past two years its been consistently below 2k.
I have stood in a position where I will not move in with her or marry her unless she is able to save consistently and have a bit of an emergency fund, so even after being together 8 years we still live separately. I fully understand that a serious relationship will merge finances eventually, but I feel like each individual should have a foundation of financial literacy before merging together.
Regarding her career she is trying to make it as a professional dancer, she has been slogging away for the last ten years or so in auditions and with agencies but has not had much of a break, she gets some bottle girl / party gigs. She supplements this usually with retail or bar work. Her actual income is not the best but not horrible, I think it floats somewhere around 70k per year (AUD). I feel with some discipline and a budget she would be fine to consistently tuck a bit of money away each week.
Her financial habits are not great. Ill list a few below

• Had $200 in her account total, went and bought a dress on an after-pay loan.
• Didn’t pay tax correctly and went another 7k in debt. ( probably just a mistake, whatever )
• Got a car loan when she was 22, but didn’t bother looking into interest rates or the price of the car. Ended up paying way too much.
• Her general spending just sort of dribbles her money around, coffee, lunch, nails, drinks with work friends some clothes. There isn’t anything particular her money is being wasted on but it just seems to go.
• Never set a budget up or attempted discipline. I offer every time finances come up that I can help with a budget and advice on managing her weekly income. She has never taken me up on those offers.
• Has had to borrow money off her parents multiple times, just to pay rent and bills.

Ive told her that her finances were preventing us from moving in together, she promised that she would start a budget and start to save. That conversation was 5 years ago, she went as far as to open a emergency fund that has sat on $0 but didn’t set a budget up and has saved nothing since then.
She can sometimes get defensive when I ask how her financial situation is going, stating things like “its non of your business” or “Sorry I'm not a lawyer”, but will most of the time be fairly upfront about it.
I have started to get negative remarks from her and her family regarding the relationship and how I spend my money, I recently went on short holiday by myself, and was hit with negative remarks regarding why I don’t pay for her to go on holidays.
The thing is she is aware of how bad the situation is. She is upset she cant travel or move in with me but nothing calls upon actual action or change. I know she wants to move somewhere a bit cheaper to save on rent, so maybe thats a start.
My questions to reddit are the following.
Am I being too strict with my expectations? With a budget and some discipline she would be fine, I am not asking for her to suddenly be a millionaire.
Should I just see the writing on the wall, accept that this will most likely never change and end the relationship, has anyone else been in a situation like this where a good outcome was achieved? I do love her and we get along really well, but Im starting to feel like I'm wasting my time here. I know the typical advice is to communicate with her about this, but we talk about this every month and nothing changes, she is fully aware that this is a problem and is sometimes very stressed about her finances but doesnt put anything into action.
Let me know your thoughts. Thanks
TLDR: Girlfriend is bad with money, any advice or prior experience with a situation like this?

I was wondering where ,should I open an account in order to pay less taxes or earn more interest, I don’t really know I’m new into financial interest.

M23. I met a girl(f21) at 21, and originally entered the relationship as a situationship, I had no direction in life and was needing a place to stay as my lease was about to expire.As life unfolded, we ended up getting our own apartment together. As our time grew together, I began to see a future with her. The way she carried herself, the way she cared for me, it was like nothing I’d ever experienced before. Through her actions she, tried her best to help me be a better person, take accountability for my life, guided me out of my addictions, and ended up supporting me in a pursuit of my career. Over time I began to develop stronger feelings for her month by month and even started to feel guilty about the way I the reasons I entered the relationship in the first place. She was provided me with an environment that allowed for personal growth that I wasn’t even aware was possible and consciously and unconsciously offered endless support. We would talk about our future together, what we wanted it to look like, how many kids we were gonna have, the whole 9 yards. What was going to be a temporary fling originally, started to really devolop into serious feelings for this girl. Months pass and I finally get a breakthrough in my career that would not be possible without her support and my dedication. I pass my test and many new financial opportunities opened up for me. The best work opportunity happened to be 800 miles across the country (making about 3x what I was available in the location we were at) and after long talks of logistics and how it would be life changing for us we had a big decision on our hands we decided it would be the right time to take action. Before I left, I felt it would only be right to propose to her, given that she had been through so much with me and I couldn’t see my life without her. I decided to take the job for a month and test out the waters, and have her hold our apartment as a contingency plan to make sure the new job was a good fit. During that month I missed her more than ever. We talked almost nightly to catch up, but eventually working 12-14+ hour days started to catch up to me. By the end of the month i really felt at home with the new job and I felt it was a great opportunity to plant roots for us. I asked her to move where I was and without hesitation she packed our whole apartment by herself to be with me. I offered to pay for a moving and packing service, but she insisted on packing herself and wanted to we split the cost of moving. It cost me all of my savings, ( about three years worth) but I felt it was truly an opportunity we could build our lives upon. Fast forward 6 months post move. I know she misses her friends and family, so I fly her out of state once a month to catch up. Where we are living is desolate, the winter was more extreme than I could imagine and she has been stuck inside for weeks on end keeping up with her remote job and taking care of our puppy. Working 12-14 hours a day was taking away from our quality time together and starting to really take a tolI on our relationship. Perhaps this job is more than I bargained for. I talk to my boss to get my hours reduced, so I can spend more quality time together and he agrees. Our relationship is in decline. Arguments that lead to know where, the cold shoulder and the silent treatment become regular. I try to make up date nights, activities to do in my spare time, nothing seems to satisfy her. I buy her plane tickets back home, and when she comes back, she can’t stop talking about an old friend she ran into. He’s accomplished this, he does that, yadda yadda. She wants to move back home. I offer to quit my job but she doesn’t want me to give up on this career that I’ve worked so hard for. While I want her to stay, I just knew how unhappy she was living where I worked, so I began looking at apartments for her and seeing what I could afford in both places. I helped her find a place, helped her pack up, and moved her 16 hours away, just to find out 10 hours through my trip that she wants nothing to do with me, is planning on partying all weekend with the guy she’d been talking to and had no intention of maintaining a long distance relationship with me. I’m not usually one to post anything online, but I’m unsure how to react to this. I feel betrayed yet guilty at the same time that I went into the relationship under not so great circumstances. Maybe I deserve what’s coming to me. TLDR did I fuck up?

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Hi, I am 2022 eng (ece) passed out. Worked in a MNC for 6 months in IT, then switched to a tech support role in another company and worked there for 2 months. Not interested in the IT field as I have tried myself adjusting in this field for around 1 year. Wasted 4- 5 months after leaving the second company. Now, working in a edtech startup from last 5 months in a digital marketing role and handling other stuffs of the business. Salary is also very less, even lowered than the first company i placed right after college. Now, I am also not liking working in this company, my constant worry is that how long would it take to get stable in the career, atleast 50-60k per month. This worry keeps disturbing me right after my college as I have lot more responsibility and know that I will be in a need of huge money in the next 2-3 years for my mother's health and other necessary things. This worry does let me do the things I want to do or not even let me spend time in one day particular job for a long time as my mind always tells me that how long would you do this job, there is no growth in this company. This kind of thing happening in every company i worked, and to be Frank I always get the role that didn't have any growth in future and thus i lost interest in the work in the initial months itself.
I am now fully confused career wise and I can't spend too much time figuring out my shit. I had of lot of interest in my college days and want to pursue so many different things, and even good at my academics but due to my financial state, accepted the job from my college in the mnc and things are not working in my favour after that.
Now. i iust want a stable iob which pays me atleast 50-60k per month and thus i am thinking of preparing bank po exams right now. I even started a little bit prep with eng and reasoning. Thought of cat as well but i am not able to take much bigger loan at this moment. So banking exam seems more suitable to me and there process is also bit faster compared to other govt exams. Also, i have a fairly good academics so i think i will be able to clear it 2 attempts max. Acdemics: 10th- 75+, 12th-93+ , Btech- 89+, work exp: around 1 yr combines (had a smalll issue with the epfo account as i abscond my second company)
My questions: 1. Is it a wise optio to prepare for the bank exam considering my condtion? 2. What would be other good options based on my background in which getting a job is little faster. 3. I think i have some psychological weakness and mentally disturb stressed and disturbed as i am not able to stick with anything for a longer time. I find interest in everything (finance, economics, psychology, hindi literature, technology as well etc) so this could also be a potential reason for where i am right now.
Sorry, if my text doesn't have any flow, i just typed all in one go whatever comes to my mind.

Hi. Just created a new regular savings php account at Metrobank branch in Ayala Abreeza, Davao City. I'm a student and I made this account keeping in mind my father can send personal allowances (6 months) for this period at one time. He has an indian account back in India. So can he do Swift transfer from his Indian Account (INR) to my Metrobank account (PHP) here in the Philippines ? The bank did provide the SWIFT code and other details but just cross checking before doing a transaction to avoid any financial losses. If the answer is yes, can anybody give me an approximate breakup of the extra costs incurring while doing this Remittance from india to Philippines. Thank you po.

The crossover vehicles market size was valued at USD 610.3 Billion in 2023 and is expected to reach a market size of USD 1,079.6 Billion by 2032 at a CAGR of 6.5%.
Crossover vehicles, which combine elements of both passenger cars and sport utility vehicles (SUVs), offer consumers a versatile and practical transportation solution. The spacious interiors and flexible seating configurations of crossovers appeal to families and individuals who require ample cargo space without compromising on maneuverability or comfort. The all-wheel-drive capabilities of many crossover models also attract buyers in regions with varying weather conditions.
The growth of the crossover vehicles market is driven by several key factors:
· Consumer Preferences: Modern consumers increasingly prefer crossovers for their blend of the features of both sedans and SUVs. Crossovers offer a higher driving position, more interior space, and better visibility while maintaining the drivability and fuel efficiency of smaller cars.
· Versatility and Practicality: Crossovers are designed to be highly versatile, offering ample cargo space and flexible seating arrangements. This makes them suitable for a wide range of activities, from daily commuting to family road trips and even light off-roading.
· Fuel Efficiency: Advances in automotive technology have enabled crossovers to offer better fuel efficiency compared to traditional SUVs, making them an attractive option for environmentally conscious consumers and those looking to save on fuel costs.
· Urbanization: As urbanization increases, consumers are looking for vehicles that can handle both city driving and occasional outdoor adventures. Crossovers fit this niche perfectly, providing a balance between size, comfort, and capability.
· Safety Features: Crossovers often come equipped with advanced safety features, including multiple airbags, collision avoidance systems, and enhanced stability control. These features appeal to safety-conscious buyers, particularly families.
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~Market Segmentation:~
By Vehicle Size (2024-2032)

• Compact
• Mid-Size
• Full-size

By Propulsion (2024-2032)

• Petrol
• Electric
• Diesel
• Others

By Transmission Type (2024-2032)

• Automatic
• Manual

Competitive Landscape:
Some of the major players operating in this market include Toyota Motor Corporation, Honda Motor Co., Ltd., Nissan Motor Co., Ltd., Ford Motor Company, General Motors Company (Chevrolet), Hyundai Motor Company, Kia Motors Corporation, Subaru Corporation, Mazda Motor Corporation, Volkswagen AG, BMW Group, and Daimler AG (Mercedes-Benz). These automakers offer a diverse range of crossover models catering to various consumer preferences and price points, from compact to full-size vehicles.
Regional Overview:
North America currently dominates the crossover vehicles market, driven by the strong demand for versatile and fuel-efficient transportation options in the United States and Canada. According to the Alliance for Automotive Innovation, The Driving Force 2022 report, the automotive ecosystem contributed to 4.9% of the total U.S. GDP and motor vehicle and parts manufacturing accounts for around 6% of the total manufacturing sector in the country highlighting the significant role of the automotive sector in the region's economy.
Key Highlights of the report:
1. Electrification and hybridization of crossover vehicles as well as the increasing integration of advanced driver assistance systems (ADAS) and connectivity features are the upcoming trends.
2. Asia-Pacific is expected to be the fastest-growing region, while North America was the dominant region in 2023.
3. The top 5 players are Toyota, Honda, Nissan, Ford, and Chevrolet.
4. China is anticipated to have the highest CAGR in the crossover vehicles market during the forecast period.
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The return of Roaring Kitty has likely contributed to FFIE stock’s gains, as well as an elevated short interest. According to Fintel, 95.33% of Faraday’s float is sold short. A short interest of 10% is generally accepted as high, while a short interest of 20% or greater is viewed as very high.
5 Investors Betting Big on FFIE Stock in Q1 Tracking institutional ownership is important, as these large investors provide liquidity and support for stocks. With the May 15 first-quarter 13F deadline behind us, anyone can now see the equity and options positions of institutional investors as of the end of Q1.
During Q1, 32 13F filers reported a stake in FFIE, a decline of five filers from the prior quarter. This is an extremely low amount of filers. These filers increased their exposure to the company by 12.21% to 1.42 million shares.
Hedge fund exposure to FFIE increased by a significant 40.75% to 668,149 shares. However, this increase can be attributed to a few large filers increasing their stakes, such as Millennium Management and Geode Capital Management. FFIE accounts for less than 0.01% in both Millennium and Geode’s 13F portfolios since they own thousands of stocks. The amount of shares owned by hedge funds is still very low and is due to Faraday’s status as a penny stock with poor financials.
With that in mind, let’s take a look at the top investors of Faraday as of Q1:
Vanguard owns 227,910 shares and picked up 473 shares. Geode Capital Management owns 221,207 shares and picked up 157,442 shares. Millennium Management bought 185,198 shares after previously owning zero shares

I know the prevailing logic is not to tell your wife how much money you have and to hide it from her. However I can't help but wonder what would happen to it when you die. She would need to access that money so it won't disappear.
Another thing is that I decided not to get legally married because the divorce laws are too unfair to men. Besides we can live as we're married without the government involved. So that means she doesn't have a legal right to that money. That is mitigated a little because we have a son and I put him as my beneficiary. Also if he is underage and she is his legal guardian she will get to manage that money on his behalf.
What I'm wondering is if I should tell her how to access that money in case I die or before I go into a nursing home or something. That way she could liquidate the money before anyone else can take it. I'm really trying to avoid her or my son having to go to probate court where if I have any debts they will take some of that money before she can.
I also think it's a good idea to tell her about it because we get a big income tax check because we have a child. So far I've been claiming him on my taxes and investing it. I figure that if she knows I'm not spending it that she won't be trying to fight with me to claim him herself.
I worked with nursing homes before so I know their scam is to claim the person owed them money and after they die to take their money in probate court. I also owe student loans and I know that if I die without paying it off they will come for their cut of the money.
So I'm hoping that when I die or end up in the hospital in a life threatening situation that she could simply take all the money out before anyone else can. Or if I end up in a nursing home I can go with no assets to my name that they could take.
I'm currently investing in a custodial account in my son's name. That way the money is legally his and creditors cannot take his money to pay my debts. I'm also investing in precious metals because that money exists off the grid. Even if they do know that I brought it, they don't know if I still have it. I told her semi jokingly several times that if anyone asks about it to tell them I spent it on cocaine and hookers or something.
The problem is that the prevailing logic to keep it secret from her does have a point. Because you do also need to protect that money from her as well. She could after all have her own plans for that money. Such as stealing it and running off. I don't have reason to think that, but in today's world you never know. Or she could simply demand we spend it on a vacation, or she could feel she doesnt have to contribute financially because we have money to fall back on.
So I'm curious to hear what you all think about this. If there's any married men I would like to hear your take on it.

Hey there reddit,
This is a throwaway account… because too many people I know follow my main account and have biased opinions on this very situation.
I have a degree in Advertising, but graduated in the height of COVID 2020. While I was in uni I worked a sales rep job and when i graduated finding jobs in advertising was basically impossible (considering I’m based in Melbourne especially).
I landed another sales role as I just needed to find work. I’ve been in sales ever since. I’ve worked my way up & make a decent base salary ($90k) + commissions.
Recently, I went for a role within an advertising agency, my dream role I was initially trying to snag when i graduated. I was successful, however the salary they’re offering me is $85k. Not a huge hit, but there’s also no commissions in a role like this.
It feels like a no-brainer to take the dream job, but I’m worried about all my pre-existing financial commitments I have made based on my current salary + comms.
Some of my friends and family are “stay with the money” people.
The other half are “start working in your field you studied for, do a job you enjoy and the money will come” people.
I’m stuck in the middle…

Long story short, I'm a CPA in public accounting and currently make a bit shy of $150k year. I'm currently in the hiring pipeline to join a Federal agency as a special agent. I'd be potentially looking at a $55-70k salary cut in my first year, but would be close to my current salary in 3-5 years with automatic promotions.
The main reason I started looking for another job is I'm getting quite bored at my current job. As I move up the ladder I am forced to specialize further with less variety to my daily work. I feel like it doesn't give me much purpose outside of making money. Trust me when I say I'm not complaining. This job has brought me a lot of financial freedom. I'm mostly debt free outside of a ~$20k car loan (could pay it off easily, but it's 1.9% interest rate) and I've been able to sock away a ton of cash in both my taxable investment accounts and retirement accounts. The other reason is I've largely hit the ceiling at my current company. I'm not on a partner track and from this point on out I'm mostly going to be getting 4-5% COL raises.
My work is quite good to me. Our office has a very lax dress code, if you need time off to do something it's never a problem, outside of busy season you can bugger off and do what you please, and we can mostly WFH whenever we want. That said I'm finding myself just getting more agitated every year I keep working it - I don't know if I can do this for anything beyond 3-4 additional years. Right now my job is mostly a means for me to make more money and to buy me more freedom in my personal life.
The special agent work will allow me to learn new skills, get away from a desk for part of the day, interview witnesses/suspects, learn the legal system. There are also unique exit opportunities and great government benefits to compensate for the lower pay. I like action and I feel this will give it to me while also allowing me to use my brain. I always was curious about being a detective, but was always hesitant to pursue it since local police require you to do patrols, etc. before becoming a detective. I sort of wanted to get to the detective work sooner than later.
Returning to the money aspect, I currently have quite a bit of savings and have a pretty low cost of living. I can make this work and not feel the shock of the pay cut too greatly. That said this will set me back financially and part of the onboarding requires you to go Georgia for 6 months for Federal law enforcement training (FLETC). I do not have kids and my GF is supportive of whatever decision I make so I don't believe it will be too terrible.
If you put a gun to my head and demanded I tell you my dream job or passion, I couldn't say if I would be able to give you an honest answer. I'm an ESTP and I like action, moving, and variety. This seemed like a good career to give me that + build on my current skill set.
Goals

• Acquire a sizable chunk of money that makes me money so I don't have to work and buys me more opportunities in my personal life - buy investments, take time to learn and play music, etc.
• Find my passion/purpose in life.

Upsides of changing jobs

• Adventure/variety/action
• New experiences
• Government pension, health benefits, etc.
• Sense of purpose to my work. When I tell people I'm in public accounting no one gives a rats ass or wants to know anymore, nor do I want to talk about it really.
• No more busy season grinds.

Downsides of changing jobs

• Lower pay for 3-5+ years.
• Less freedom
• Will have to go to Georgia for 6 months for Federal law enforcement training
• More restrictions on my freedom (stricter dress code, set office hours, no longer unlimited PTO, etc.)

Not sure what to do at this point. I figured some elders could look back on their life and give me some guidance on what they did and if they had any regrets about their decisions.

https://preview.redd.it/2pxgl0rr7x0d1.png?width=1268&format=png&auto=webp&s=f6bbef718b5acb64ecd853a2f97cb53db86c3361
The cleared balance and working balance hasn't changed in two or three days. If the Edit Account screen can get my current balance, why can't the actual display of my credit card transactions? I'm not going to go into the edit screen to see my balance.
Also, on the budget, the activity for my credit card hasn't changed, despite me using the card in lieu of my debit card.
I have tried to Google for some answers, and watched some YT videos (Nick True, et al) but it doesn't seem like this issue has been addressed. Maybe I've just missed it...

Me (22F) and my bf (22M) have been together for 1.5 years (living together 8m) but friends for 6+ years. I make good money (75k and degree) and he makes ~50k (but just quit his welding job and doesn’t know his next steps) To be clear- he hated his job and I offered to support us while he looked for a different job. Well We had talked about 5 months ago when I got my full time job about how much we wanted to put in savings for future wedding/house/life. He was working at the time we talked. We agreed on a number we would each contribute into a shared account. Well life got crazy and we never went in to make an account, but I was putting money aside in my personal savings and planned to move it into the joint when we eventually made the account. I just found out he hasn’t saved any money and is actually in debt. He lives paycheck to paycheck and frequently I send him money to help out, and bought both our plane tickets to visit his family, and buy most things for the house. We split rent and basic bills 50/50, but I am upset to know he’s in debt. He claims because we never made the shared account he wasn’t saving. But he’s been working this job for years and has 0 savings to show for it. Our relationship is amazing and he’s the sweetest most loving partner. I don’t know the balance between supporting him and helping him learn, but also wanting my partner to be in a similar financial situation. I want to be supportive but also don’t want to nag about finances. What do I do?
TLDR: My boyfriend is bad with finances and I don’t know how much to support and teach him or if it’s a deal breaker?