The OG thesis is stronger than ever, guys.
Short sellers were betting GME would ultimately go bankrupt and be worth 0 even back before 2021 when the stock price was in the literal dump.
The SHFs that didn’t go bankrupt have been using the elevated stock price since then to average down on their positions, just like anyone would with an investment that they believe in in the long term. This means that the hedgies still think the company will go bankrupt and be worth nothing.
I, and many of you all, are ardent believers that there’s absolutely no way this thing goes bankrupt. I didn’t think so back then, and I certainly don’t think so now. Especially with near 0 debt, a stabilized legacy business model, and 3-5 bbbbbillion in cash on hand. In fact, I am more bullish than ever.
Everything is going to be okay. Trust the DD.
Of course, the news with RK has been very exciting but this is bigger than him or any one person alone. The forces at play are a consequence of the rules and regulations of our market as it stands and the collective decisions each of the players have made. We can only react. Remember why we are here.
Eat. Sleep. HODL. Best of luck to everyone.

I'm not sure if it is allowed to link a post in other sub which is focused mostly on DD into GME.
Anyway, the gist of the post is that a company has to file a Supplemental Listing Application (“SLAP”) to seek authorization from the Exchange for a variety of corporate events including:
• Issuance of additional shares of a listed security;
• Issuance of additional shares of a listed security that are issuable upon conversion of another
The Exchange requests at least two weeks to review and authorize all SLAPs.
Source: Page 8 of 12 https://www.nyse.com/regulation/nyse-american
Tinfoil: If somehow this information is leaked to some bad actors, they could set us up. They could manipulate the price in a way that it could have a devastating effect on GME investors psychology. They could drive up the price on Wednesday and Thursday, and mostly during after market, and on Friday, during premarket when most of investors can't trade, they shorted it back down when the news is released. If this is true, I'm blown away. Ryan Cohen and the board will be a perfect scapegoat in this situation and most of the investors will feel betrayed by the company.
Edit: TLDR: Somebody found out about the 75M offering in advance, and decided to take advantage of this information to demoralize GME investors and portray the board and RC as a back stabber. The offering was decided at least two weeks before last Friday. They just manipulated the price in a way that it could devastate GME investors.

Timestamp: https://imgur.com/a/VVCmYBJ
Payment via PayPal FF or Venmo. Absolutely NO NOTES.
AKM:
RS Regulate GKR-10MS

• Modified to fit with Ultimak
• Some salt (see pics)
• $180 shipped

JL Billet handguard set

• Previously painted (most is stripped off)
• More info on fitment/size/etc
• $150 shipped

UltiMAK M1B (AKM)

• Low sodium
• $70 shipped

UltiMAK M19 (KP9)

• Mounted but never shot
• $80 shipped

Yugo M70/M92:
SLR AK ION 8.6" (M92)

• Modified to tuck 4-piece Bulgarian flash hider (see pics)
• Includes SLR gas tube
• $250 shipped

TDI Arms Z92 handguard (M92)

• $60 shipped

Zastava Arms underfolder kit (M70/M90)

• Mounted but never used
• $150 shipped

Zastava Arms Curly Maple furniture (M70/M77/M90)

• Brand new
• Comes with handguard ferrule, butt plate, sling loop and stock bolt
• Red
• $200 shipped

Zastava Arms Curly Maple furniture (M70/M77/M90)

• Brand new
• Comes with handguard ferrule, butt plate, sling loop and stock bolt
• Green
• $200 shipped

Zastava Arms Curly Maple furniture (M70/M77/M90)

• Brand new
• Comes with handguard ferrule, butt plate, sling loop and stock bolt
• Plum
• $200 shipped

Primary Arms SLX Gen 3 Prism 3x

• Excellent condition
• All original accessories included
• $200 shipped

Unhandled native exception occurred at 0x7FF81EF210DF (QuickLootEE.dll+310DF) on thread 27680!
FrameworkName: NetScriptFramework
FrameworkVersion: 15
FrameworkArchitecture: x64
GameLibrary: SkyrimSE
GameLibraryVersion: 18
ApplicationName: SkyrimSE.exe
ApplicationVersion: 1.5.97.0
VersionInfo: Successfully loaded
Time: 08 Jun 2024 01:17:02.117
Possible relevant objects (6)
{
[ 53] BGSScene(FormId: 000C19A9, File: `Skyrim.esm`)
[ 64] TESNPC(Name: `Prisoner`, FormId: 00000007, File: `TheBawbsShire.esp <- Skyrim.esm`)
[ 64] PlayerCharacter(FormId: 00000014, BaseForm: TESNPC(Name: `Prisoner`, FormId: 00000007, File: `TheBawbsShire.esp <- Skyrim.esm`))
[ 66] TESQuest(Name: DialogueRiftenSS02 `Riften Scripted Scene Bridge`, FormId: 000C19A8, File: `Skyrim.esm`)
[ 71] TESNPC(Name: `Sapphire`, FormId: 000C19A3, File: `Skyrim.esm`)
[ 71] Character(FormId: 000C19A5, File: `Skyrim.esm`, BaseForm: TESNPC(Name: `Sapphire`, FormId: 000C19A3, File: `Skyrim.esm`))
}
Probable callstack
{
[0] 0x7FF81EF210DF (QuickLootEE.dll+310DF)
[1] 0x2354A1D3A00
}
Registers
{
AX: 0x406 (u16):[1030]
BX: 0x0 (NULL)
CX: 0x0 (NULL)
DX: 0xFA53DFF750 (void*)
SI: 0x2354A1D39A0 (void*)
DI: 0x100000 (u32):[1048576]
BP: 0xFA53DFF919 (void*)
SP: 0xFA53DFF8A0 (void*)
IP: 0x7FF81EF210DF (QuickLootEE.dll+310DF) (void*)
R8: 0x0 (NULL)
R9: 0x40 (u8):[64]
R10: 0x40 (u8):[64]
R11: 0xFA53DFF870 (void*)
R12: 0x2354A1D3990 (void*)
R13: 0x2354A1D3970 (void*)
R14: 0x2354A1D3960 (void*)
R15: 0x4 (u8):[4]
Flags: 0x10246
XMM0: (double)5.311941905946E-312 / (float)1.923911E+12
XMM1: (double)0 / (float)0
XMM2: (double)0 / (float)0
XMM3: (double)0 / (float)0
XMM4: (double)0 / (float)0
XMM5: (double)0 / (float)0
XMM6: (double)0 / (float)0
XMM7: (double)0 / (float)0
XMM8: (double)0 / (float)0
XMM9: (double)0 / (float)0
XMM10: (double)0 / (float)0
XMM11: (double)0 / (float)0
XMM12: (double)0 / (float)0
XMM13: (double)0 / (float)0
XMM14: (double)0 / (float)0
XMM15: (double)0 / (float)0
}
Stack
{
[SP+0] 0x2354A1D3A00 (void*)
[SP+8] 0x0 (NULL)
[SP+10] 0x2354A1D39A0 (void*)
[SP+18] 0x100000 (u32):[1048576]
[SP+20] 0x2354A1D39A0 (void*)
[SP+28] 0x8 (u8):[8]
[SP+30] 0x0 (NULL)
[SP+38] 0x2 (u8):[2]
[SP+40] 0x2354A1D3960 (void*)
[SP+48] 0x7FF81EF9BF80 (QuickLootEE.dll+ABF80) (void*)
[SP+50] 0x2353C05D000 (void*)
[SP+58] 0x0 (NULL)
[SP+60] 0x1B0 (u16):[432]
[SP+68] 0xFA53DFFAB0 (void*)
[SP+70] 0x23375627198 (void*)
[SP+78] 0x7FF7F6AEFD20 (SkyrimSE.exe+FFFD20) (void*)
[SP+80] 0x0 (NULL)
[SP+88] 0x23500100000 (void*)
[SP+90] 0x234A1698EE0 (void*)
[SP+98] 0x7FF81EF4308F (QuickLootEE.dll+5308F) (void*)
[SP+A0] 0x2354A1D3960 (void*)
[SP+A8] 0xF90C1C19244B (u64):[273830406333515]
[SP+B0] 0x0 (NULL)
[SP+B8] 0x7FF7F8A157B0 (SkyrimSE.exe+2F257B0) (void*)
[SP+C0] 0x2 (u8):[2]
[SP+C8] 0x7FF7F8B21B90 (SkyrimSE.exe+3031B90) (char**) "LootMenu"
[SP+D0] 0xFA53DFFAB0 (void*)
[SP+D8] 0x7FF81EF23235 (QuickLootEE.dll+33235) (void*)
[SP+E0] 0x2332CDA2BE0 (char**) "LootMenu"
[SP+E8] 0x2354A1D3960 (void*)
[SP+F0] 0x7FF7F8A158E0 (SkyrimSE.exe+2F258E0) (void*)
[SP+F8] 0x0 (NULL)
[SP+100] 0x2332CDA2BE0 (char**) "LootMenu"
[SP+108] 0x7FF7F69AEC36 (SkyrimSE.exe+EBEC36) (void*)
[SP+110] 0x2354A1D3960 (void*)
[SP+118] 0x7FF7F8A157B0 (SkyrimSE.exe+2F257B0) (void*)
[SP+120] 0xFA53DFFAB0 (void*)
[SP+128] 0x0 (NULL)
[SP+130] 0x234BBB9CA00 (void*)
[SP+138] 0x7FF7F5BF755A (SkyrimSE.exe+10755A) (void*)
[SP+140] 0x0 (NULL)
[SP+148] 0x7FF81EF23200 (QuickLootEE.dll+33200) (void*)
[SP+150] 0x0 (NULL)
[SP+158] 0x2 (u8):[2]
[SP+160] 0x0 (NULL)
[SP+168] 0x679DFD48679DFD48 (u64):[7466402244668030280]
[SP+170] 0x7FF7F8AE7784 (SkyrimSE.exe+2FF7784) (void*)
[SP+178] 0x0 (NULL)
[SP+180] 0x23376CEB428 (char*) "F"
[SP+188] 0x7FF7F8B21B90 (SkyrimSE.exe+3031B90) (char**) "LootMenu"
[SP+190] 0x234BBBA2B40 (void*)
[SP+198] 0x234BBBA4480 (BGSScene*) -> (FormId: 000C19A9, File: `Skyrim.esm`)
[SP+1A0] 0x234BBBA4480 (BGSScene*) -> (FormId: 000C19A9, File: `Skyrim.esm`)
[SP+1A8] 0x7FF7F8B21B90 (SkyrimSE.exe+3031B90) (char**) "LootMenu"
[SP+1B0] 0x0 (NULL)
[SP+1B8] 0x23376CEB310 (void*)
[SP+1C0] 0x1 (u8):[1]
[SP+1C8] 0x0 (NULL)
[SP+1D0] 0xFFFFFFFFFFFFFFFE (i64):[-2]
[SP+1D8] 0xFFFFFFFFFFFFFFFE (i64):[-2]
[SP+1E0] 0x1 (u8):[1]
[SP+1E8] 0x234BBBA2B40 (void*)
[SP+1F0] 0x234ABA27040 (PlayerCharacter*) -> (FormId: 00000014, BaseForm: TESNPC(Name: `Prisoner`, FormId: 00000007, File: `TheBawbsShire.esp <- Skyrim.esm`))
[SP+1F8] 0x7FF7F8A158C0 (SkyrimSE.exe+2F258C0) (void*)
[SP+200] 0x234A221FB00 (TESQuest*) -> (Name: DialogueRiftenSS02 `Riften Scripted Scene Bridge`, FormId: 000C19A8, File: `Skyrim.esm`)
[SP+208] 0x0 (NULL)
[SP+210] 0x7FF81EF23200 (QuickLootEE.dll+33200) (void*)
[SP+218] 0x7FF7F6123000 (SkyrimSE.exe+633000) (void*)
[SP+220] 0x0 (NULL)
[SP+228] 0x234E130EB00 (Character*) -> (FormId: 000C19A5, File: `Skyrim.esm`, BaseForm: TESNPC(Name: `Sapphire`, FormId: 000C19A3, File: `Skyrim.esm`))
[SP+230] 0x1 (u8):[1]
[SP+238] 0x234BBBA2B40 (void*)
[SP+240] 0x0 (NULL)
[SP+248] 0x7FF7F5E385C3 (SkyrimSE.exe+3485C3) (void*)
[SP+250] 0x0 (NULL)
[SP+258] 0x23376CED6C8 (void*)
[SP+260] 0x7FF7F8A15908 (SkyrimSE.exe+2F25908) (char*) " l"
[SP+268] 0xFFFFFFFFFFFFFFFE (i64):[-2]
[SP+270] 0x7FF7F8B217B8 (SkyrimSE.exe+30317B8) (char*) " l"
[SP+278] 0x0 (NULL)
[SP+280] 0xFFFFFFFFFFFFFFFE (i64):[-2]
[SP+288] 0x1 (u8):[1]
[SP+290] 0x2 (u8):[2]
[SP+298] 0x7FF7F61CC1BF (SkyrimSE.exe+6DC1BF) (void*)
[SP+2A0] 0x2 (u8):[2]
[SP+2A8] 0x7FF7F8AE7784 (SkyrimSE.exe+2FF7784) (void*)
[SP+2B0] 0x1 (u8):[1]
[SP+2B8] 0x7FF7F8AE7780 (SkyrimSE.exe+2FF7780) (void*)
[SP+2C0] 0x7FF7F8AE7788 (SkyrimSE.exe+2FF7788) (void*)
[SP+2C8] 0x233FBBF9360 (void*)
[SP+2D0] 0x0 (NULL)
[SP+2D8] 0x7FF7F8AE8CF0 (SkyrimSE.exe+2FF8CF0) (void*)
[SP+2E0] 0x0 (NULL)
[SP+2E8] 0x7FF7F612FCC9 (SkyrimSE.exe+63FCC9) (void*)
[SP+2F0] 0x0 (NULL)
[SP+2F8] 0x0 (NULL)
[SP+300] 0x7FF7F8A15900 (SkyrimSE.exe+2F25900) (void*)
[SP+308] 0x7FF700000001 (u64):[140698833649665]
[SP+310] 0x0 (NULL)
[SP+318] 0x7FF7F6722A81 (SkyrimSE.exe+C32A81) (void*)
[SP+320] 0x0 (NULL)
[SP+328] 0x0 (NULL)
[SP+330] 0x0 (NULL)
[SP+338] 0x0 (NULL)
[SP+340] 0x2 (u8):[2]
[SP+348] 0x7FF7F8AE8CA0 (SkyrimSE.exe+2FF8CA0) (BSJobs::JobThread*)
[SP+350] 0x0 (NULL)
[SP+358] 0x233FBBF9360 (void*)
[SP+360] 0x7FF7F8AE8CA0 (SkyrimSE.exe+2FF8CA0) (BSJobs::JobThread*)
[SP+368] 0x7FF7F6724C48 (SkyrimSE.exe+C34C48) (void*)
[SP+370] 0x0 (NULL)
[SP+378] 0x0 (NULL)
[SP+380] 0x0 (NULL)
[SP+388] 0x6E4 (u16):[1764]
[SP+390] 0x0 (NULL)
[SP+398] 0x0 (NULL)
[SP+3A0] 0x0 (NULL)
[SP+3A8] 0x0 (NULL)
[SP+3B0] 0x0 (NULL)
[SP+3B8] 0x0 (NULL)
[SP+3C0] 0x7FF7F8AE8CA0 (SkyrimSE.exe+2FF8CA0) (BSJobs::JobThread*)
[SP+3C8] 0x7FF7F66FD6BD (SkyrimSE.exe+C0D6BD) (void*)
[SP+3D0] 0x298FC (u32):[170236]
[SP+3D8] 0x298FB (u32):[170235]
[SP+3E0] 0x0 (NULL)
[SP+3E8] 0x2332CDACC08 (void*)
[SP+3F0] 0x7FF7F8AE8CA0 (SkyrimSE.exe+2FF8CA0) (BSJobs::JobThread*)
[SP+3F8] 0x0 (NULL)
[SP+400] 0x0 (NULL)
[SP+408] 0x7FF87BF27344 (KERNEL32.DLL+17344) (void*)
[SP+410] 0x0 (NULL)
[SP+418] 0x0 (NULL)
[SP+420] 0x0 (NULL)
[SP+428] 0x0 (NULL)
[SP+430] 0x0 (NULL)
[SP+438] 0x7FF87D7E26B1 (ntdll.dll+526B1) (void*)
[SP+440] 0x0 (NULL)
[SP+448] 0x0 (NULL)
[SP+450] 0x0 (NULL)
[SP+458] 0x0 (NULL)
[SP+460] 0x0 (NULL)
[SP+468] 0x0 (NULL)
[SP+470] 0xD1D533F500000000 (i64):[-3326695622383239168]
[SP+478] 0x0 (NULL)
[SP+480] 0x0 (NULL)
[SP+488] 0x7FF87B23D640 (KERNELBASE.dll+12D640) (void*)
[SP+490] 0xFA53DFEA00 (void*)
[SP+498] 0x3FFC557B72DA800 (u64):[288165881701050368]
[SP+4A0] 0x7FF8AAF6E5B5 (u64):[140705996924341]
[SP+4A8] 0xFA53DFEA00 (void*)
[SP+4B0] 0x0 (NULL)
[SP+4B8] 0x0 (NULL)
[SP+4C0] 0x0 (NULL)
[SP+4C8] 0x0 (NULL)
[SP+4D0] 0x0 (NULL)
[SP+4D8] 0x0 (NULL)
[SP+4E0] 0x0 (NULL)
[SP+4E8] 0x0 (NULL)
[SP+4F0] 0x0 (NULL)
[SP+4F8] 0x0 (NULL)
[SP+500] 0x0 (NULL)
[SP+508] 0x0 (NULL)
[SP+510] 0x0 (NULL)
[SP+518] 0x0 (NULL)
[SP+520] 0x0 (NULL)
[SP+528] 0x0 (NULL)
[SP+530] 0x0 (NULL)
[SP+538] 0x0 (NULL)
[SP+540] 0x0 (NULL)
[SP+548] 0x0 (NULL)
[SP+550] 0x0 (NULL)
[SP+558] 0x0 (NULL)
[SP+560] 0x0 (NULL)
[SP+568] 0x0 (NULL)
[SP+570] 0x0 (NULL)
[SP+578] 0x0 (NULL)
[SP+580] 0x0 (NULL)
[SP+588] 0x0 (NULL)
[SP+590] 0x0 (NULL)
[SP+598] 0x0 (NULL)
[SP+5A0] 0x0 (NULL)
[SP+5A8] 0x0 (NULL)
[SP+5B0] 0x0 (NULL)
[SP+5B8] 0x0 (NULL)
[SP+5C0] 0x0 (NULL)
[SP+5C8] 0x0 (NULL)
[SP+5D0] 0x0 (NULL)
[SP+5D8] 0x0 (NULL)
[SP+5E0] 0x0 (NULL)
[SP+5E8] 0x0 (NULL)
[SP+5F0] 0x0 (NULL)
[SP+5F8] 0x0 (NULL)
[SP+600] 0x0 (NULL)
[SP+608] 0x0 (NULL)
[SP+610] 0x0 (NULL)
[SP+618] 0x0 (NULL)
[SP+620] 0x0 (NULL)
[SP+628] 0x0 (NULL)
[SP+630] 0x0 (NULL)
[SP+638] 0x0 (NULL)
[SP+640] 0x0 (NULL)
[SP+648] 0x0 (NULL)
[SP+650] 0x0 (NULL)
[SP+658] 0x0 (NULL)
[SP+660] 0x0 (NULL)
[SP+668] 0x0 (NULL)
[SP+670] 0x0 (NULL)
[SP+678] 0x0 (NULL)
[SP+680] 0x0 (NULL)
[SP+688] 0x0 (NULL)
[SP+690] 0x0 (NULL)
[SP+698] 0x0 (NULL)
[SP+6A0] 0x0 (NULL)
[SP+6A8] 0x0 (NULL)
[SP+6B0] 0x0 (NULL)
[SP+6B8] 0x0 (NULL)
[SP+6C0] 0x0 (NULL)
[SP+6C8] 0x0 (NULL)
[SP+6D0] 0x0 (NULL)
[SP+6D8] 0x0 (NULL)
[SP+6E0] 0x0 (NULL)
[SP+6E8] 0x0 (NULL)
[SP+6F0] 0x0 (NULL)
[SP+6F8] 0x0 (NULL)
[SP+700] 0x0 (NULL)
[SP+708] 0x0 (NULL)
[SP+710] 0x0 (NULL)
[SP+718] 0x0 (NULL)
[SP+720] 0x0 (NULL)
[SP+728] 0x0 (NULL)
[SP+730] 0x0 (NULL)
[SP+738] 0x0 (NULL)
[SP+740] 0x0 (NULL)
[SP+748] 0x0 (NULL)
[SP+750] 0x0 (NULL)
[SP+758] 0x0 (NULL)
}
Modules
{
SkyrimSE.exe: 0x7FF7F5AF0000
ntdll.dll: 0x7FF87D790000
KERNEL32.DLL: 0x7FF87BF10000
KERNELBASE.dll: 0x7FF87B110000
apphelp.dll: 0x7FF878620000
USER32.dll: 0x7FF87BA00000
win32u.dll: 0x7FF87B410000
GDI32.dll: 0x7FF87BDB0000
gdi32full.dll: 0x7FF87AFF0000
msvcp_win.dll: 0x7FF87B720000
ucrtbase.dll: 0x7FF87B580000
ADVAPI32.dll: 0x7FF87B950000
msvcrt.dll: 0x7FF87D270000
sechost.dll: 0x7FF87D600000
RPCRT4.dll: 0x7FF87BBA0000
bcrypt.dll: 0x7FF87B680000
SHELL32.dll: 0x7FF87BFD0000
ole32.dll: 0x7FF87BDE0000
combase.dll: 0x7FF87CC40000
WS2_32.dll: 0x7FF87D200000
SETUPAPI.dll: 0x7FF87C740000
cfgmgr32.dll: 0x7FF87AFA0000
XINPUT1_3.dll: 0x400000
X3DAudio1_7.dll: 0x77090000
DINPUT8.dll: 0x7FF864910000
OLEAUT32.dll: 0x7FF87B880000
binkw64.dll: 0x180000000
WINHTTP.dll: 0x7FF8751B0000
IPHLPAPI.DLL: 0x7FF87A230000
steam_api64.dll: 0x77050000
MSVCP140.dll: 0x7FF8452D0000
WSOCK32.dll: 0x7FF869990000
VCRUNTIME140.dll: 0x7FF8648F0000
d3dx9_42.dll: 0x7FF864890000
HID.DLL: 0x7FF879680000
WINMM.dll: 0x7FF86E950000
dxgi.dll: 0x7FF8796C0000
VCRUNTIME140_1.dll: 0x7FF86C090000
SHLWAPI.dll: 0x7FF87BCD0000
d3d11.dll: 0x23376E90000
d3dx11_43.dll: 0x7FF869360000
D3DCOMPILER_43.dll: 0x7FF833770000
IMM32.DLL: 0x7FF87B7E0000
skse64_steam_loader.dll: 0x7FF845440000
VERSION.dll: 0x7FF8755D0000
inputhost.dll: 0x7FF86B210000
shcore.dll: 0x7FF87D150000
CoreMessaging.dll: 0x7FF878310000
wintypes.dll: 0x7FF8778E0000
PROPSYS.dll: 0x7FF8768F0000
CoreUIComponents.dll: 0x7FF877FB0000
bcryptPrimitives.dll: 0x7FF87B4F0000
ntmarta.dll: 0x7FF879F30000
kernel.appcore.dll: 0x7FF878CE0000
windows.storage.dll: 0x7FF878EE0000
Wldp.dll: 0x7FF87A860000
profapi.dll: 0x7FF87AD70000
usvfs_x64.dll: 0x7FF834A30000
steamclient64.dll: 0x7FF824530000
CRYPT32.dll: 0x7FF87AE40000
imagehlp.dll: 0x7FF87CC20000
PSAPI.DLL: 0x7FF87B7D0000
tier0_s64.dll: 0x7FF8323B0000
vstdlib_s64.dll: 0x7FF834900000
MSWSOCK.dll: 0x7FF87A5C0000
Secur32.dll: 0x7FF86D570000
SSPICLI.DLL: 0x7FF87ACE0000
CRYPTBASE.DLL: 0x7FF87A7D0000
FPSFixPlugin.dll: 0x7FF848110000
NetScriptFramework.Runtime.dll: 0x7FF8452A0000
dbghelp.dll: 0x7FF874840000
mscoree.dll: 0x7FF86B1A0000
mscoreei.dll: 0x7FF86AE40000
clr.dll: 0x7FF86A460000
VCRUNTIME140_1_CLR0400.dll: 0x7FF86A450000
VCRUNTIME140_CLR0400.dll: 0x7FF86A430000
ucrtbase_clr0400.dll: 0x7FF86A360000
mscorlib.ni.dll: 0x7FF8553C0000
clrjit.dll: 0x7FF863C90000
amsi.dll: 0x7FF8732D0000
USERENV.dll: 0x7FF87AD20000
MpOav.dll: 0x7FF847D40000
aswAMSI.dll: 0x7FF8697F0000
MPCLIENT.DLL: 0x7FF85B240000
WINTRUST.dll: 0x7FF87B6B0000
MSASN1.dll: 0x7FF87A9F0000
gpapi.dll: 0x7FF879690000
System.ni.dll: 0x7FF80E100000
System.Core.ni.dll: 0x7FF823AA0000
urlmon.dll: 0x7FF869CC0000
iertutil.dll: 0x7FF86A0A0000
srvcli.dll: 0x7FF86D460000
netutils.dll: 0x7FF87A340000
virtdisk.dll: 0x7FF872790000
FLTLIB.DLL: 0x7FF857D10000
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[FE 0
...

Hello Fellow Apes,
Now that meme week is over, we can get back to our regular programing. Recently, there was a publication on yahoo news regarding CVS and Humana downsizing their Medicare advantage program.
https://finance.yahoo.com/news/humana-cvs-downsizing-medicare-advantage-143026371.html
This was published on June 6th, 2024. This isn't really news because Moocao talked about it in DD on CVS and Humana based on their Q1 earning last month.
https://www.reddit.com/Healthcare_Anon/comments/1cjpur9/cvs_q1_2024_earnings_analysis_earnings_call10q/
https://www.reddit.com/Healthcare_Anon/comments/1ce2ps8/humana_q1_2024_earnings_analysis_part_1_earnings/
Before we get too excited, let's clarify some points. Contrary to what the author of the Yahoo article suggests, insurers do not have unlimited freedom to indiscriminately cut benefits to boost their profit margins. That's not how the system operates. Regulatory controls, particularly the Total Beneficiary Cost metric used by CMS, play a crucial role. This metric is essential for evaluating any changes insurers make to benefits from year to year. Now, let's delve deeper to better understand the specifics of how this works.
The term "Total Beneficiary Cost" (TBC) in the context of health insurance typically refers to the complete cost of care for insured individuals that the insurance company is responsible for covering, considering both the insurance provider's payments and the patient's own contributions (like deductibles and copayments). The concept of TBC can impact health insurance companies in various ways, especially in scenarios involving high-cost treatments or chronic care, which can make it less financially attractive for insurance companies to operate in certain markets or offer certain types of plans. Higher total beneficiary costs increase the financial risk for insurance companies, especially if these costs weren't anticipated in their pricing models. This could lead to losses, making some markets or segments less attractive. If certain insurers face disproportionately high beneficiary costs, they might consider withdrawing from specific markets or reducing the scope of their offerings. However, regulatory environments and commitments to existing customers often hamper such decisions, forcing companies to seek other ways to manage costs, like tightening network agreements or reducing benefits. We will dig more on this later in the post. Therefore, accurately predicting TBC is crucial for setting premiums that are competitive yet sufficient to cover costs. Misjudgment can lead to financial strain, requiring companies to either increase future premiums, which can affect market competitiveness, or absorb losses.
The thing that we want to focus on is the Regulatory Constraints. In many regions, health insurance companies are subject to regulatory requirements that might limit their ability to adjust premiums quickly or exit markets. High TBC can make it difficult to maintain profitability under these constraints. Regulatory constraints play a crucial role in the health insurance industry, particularly in how they limit the ability of insurers to quickly downsize operations or exit markets.
In many countries, especially in the U.S. under the Affordable Care Act (ACA), there are specific regulations that govern how and when a health insurance company can exit a particular market. These rules often require insurers to provide notice well in advance (sometimes up to a year) before discontinuing a plan. This is intended to protect consumers by ensuring they have adequate time to find alternative coverage and to prevent market destabilization. Insurers are typically required to submit their premium rates for review by state or federal regulators to ensure they are based on accurate cost projections and are not excessively high or discriminatory. This process can limit the ability of insurers to rapidly adjust premiums in response to unforeseen cost increases, such as a sudden rise in total beneficiary costs.
Regulatory bodies often have stipulations regarding the adequacy of provider networks that insurance companies must maintain. These requirements ensure that beneficiaries have reasonable access to healthcare services without undue travel or waiting times. Adjusting these networks by downsizing can be complex and must comply with these regulatory standards. Some regulations require insurers to renew policies unless specific justifiable reasons are cited, such as non-payment of premiums or fraud. This limits the ability of insurers to drop coverage for individuals or groups simply based on the cost of claims.
Regulators require insurance companies to maintain certain levels of capital to ensure they can meet their obligations to policyholders. Decisions about exiting a market or downsizing operations can be influenced by these financial requirements, as they dictate the need to manage financial resources prudently. This is a very big regulatory requirement that if you understand it well, you can predict how a company will react. Nevertheless, these regulations are designed to ensure the stability of the health insurance market and to protect consumers from abrupt changes in their health insurance coverage. They can, however, limit the flexibility of insurance companies to rapidly adapt to changing market conditions or to manage high costs associated with high total beneficiary costs effectively in which I really don’t give a fuck about because I’m a pro-consumer kind of guy.
All of the stuff above were just preamble the meat of the post. Medicare Advantage, also known as Medicare Part C, is a program in the United States where private health insurers offer plans that provide Medicare benefits. These plans are closely regulated by the Centers for Medicare & Medicaid Services (CMS). If a Medicare Advantage plan decides to exit a market or discontinue a plan, it must follow strict guidelines about notifying both CMS and its members. Typically, this involves providing notice before the annual enrollment period begins, allowing members time to find new coverage. If CVS or Humana were planning to exit, they would have announced it last year, otherwise they would have to wait for another year if they announce it soon.
Market exit restrictions are critical regulations that control how Medicare Advantage plans can discontinue their services in a particular area or withdraw from the market entirely. These rules are designed to protect beneficiaries from sudden losses of coverage and to ensure stability in the Medicare Advantage market. Medicare Advantage plans are required to notify CMS and their enrollees if they decide not to renew their contract for the following year. This notice must be given at least 90 days before the start of the annual enrollment period, which begins on October 15. This timing ensures that enrollees have ample opportunity to understand their options and choose a new plan during the enrollment period.
Plans must provide reasons for their decision not to renew their contracts. While financial reasons can be a factor, CMS also evaluates whether the plan followed all contractual and regulatory obligations, aiming to identify any patterns of non-compliance or poor performance that could affect beneficiary health outcomes. The rules stipulate that plans must clearly communicate their decision to leave the market to all affected beneficiaries. This communication should include information about the timeline for the plan's departure and instructions on how to enroll in a new plan. Additionally, it often includes resources or contact information for assistance, such as help from local SHIP (State Health Insurance Assistance Program) offices. Plans that exit a market must also ensure a smooth transition for their enrollees to other available plans. This includes providing information about other Medicare Advantage plans or returning to Original Medicare. Special attention is given to ensuring that ongoing treatments are not interrupted. In some cases, CMS may facilitate special enrollment periods outside of the normal enrollment window for affected beneficiaries to ensure continuous coverage.
CMS closely monitors the process of plan withdrawal from the market to ensure that plans comply with all regulatory requirements and that beneficiaries' interests are protected. This oversight includes reviewing the plans' communication strategies and transitional arrangements. A plan’s decision to exit a market can impact its Star Ratings, as these ratings reflect both beneficiary satisfaction and the quality of care. Exiting plans might see a dip in ratings due to disruptions or dissatisfaction among enrollees, which can impact the company’s reputation and its performance in other markets. These exit restrictions are part of a broader regulatory framework that seeks to balance the operational flexibility of insurance providers with the need to protect Medicare beneficiaries and ensure the stability of the health insurance market. This framework helps mitigate potential negative impacts on enrollees and ensures that changes in the availability of Medicare Advantage plans do not adversely affect the health care coverage of older adults and other eligible individuals. Therefore, it is not as simple as the article is trying to tell you. Additionally, this is why you heard from Andrew Toy from Clover health that these companies will spend the next 2-3 years to fix their financial situation because it will impact other markets that they are profiting from.
We can assume the writer of the article has some insider knowledge regarding the situation, and we can start figuring some stuff out. Let first look at the initial decision and notification to CMS, Plans typically decide whether to renew their contracts and must notify CMS of their intent not to renew by the first Monday in June.

This is almost five months before the start of the new coverage year, and it was this Monday.

Afterward, Plans that are exiting must notify their beneficiaries at least 90 days before the start of the Annual Election Period (AEP), which begins on October 15. This means that notifications must be sent out by mid-July. Then we have the AEP. This period runs from October 15 to December 7. During this time, affected beneficiaries have the opportunity to choose a new Medicare Advantage plan or switch back to Original Medicare for coverage that will start on January 1 of the following year. This is also during the time where CMS start going for these company’s kneecaps such as star rating.
While the formal transition in terms of enrollment happens during the AEP, the actual transition in terms of healthcare coverage takes effect on January 1 of the new year. During this period, beneficiaries may start to engage with their new Medicare Advantage plan or Original Medicare providers. After the transition, CMS and other regulatory bodies continue to monitor the situation to ensure that the exit was handled properly and that there are no ongoing issues affecting former members of the discontinued plan.
As you can tell, it is not a simple process for CVS and Humana to just cut lost an focus on margins. Insurers don't have free reign to slash benefits willy-nilly to improve their margins. "They're hamstrung by the total beneficiary cost" and the regulations that come with it. This is what happen to companies that became dependent on the FFS rate always being at the rate that would profit them.

Timestamp: https://imgur.com/a/bCHgkHc
All prices are shipped with F&F, G&S add 3.5%
$900 - Trijicon TA11H-308G ACOG .308 reticle, green horseshoe dot. In excellent shape, just wasn't for me
$400 - Daniel Defense RISII for Mk18. Light salt, removed because I swapped out for a black one. No barrel nut wrench since neither of my RISII came with one. WIll come with 2 FDE rail covers
$65 - Kaw Valley Precision MACH3 modular linear comp. 1/2-28 threads. Comes with an extra spacer. Brand new, just removed from packaging to mock up, ended up not going with this set up.
$95 - RS Regulate AK-302M rear bias lower optic mount
$45 - Arsenal Krink handguard and grip. Taken off SAM7K