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2024.05.19 21:33 bagelstripes Looking for a final partner to go 50/50

Looking for a final partner to go 50/50
Looking for one more partner to go 50/50 with!
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2024.05.19 21:09 Few-Requirement-7359 How much does TurboTax charge you?

Can somebody please let me know what the fee is to do your taxes through TurboTax, doing it yourself with no help from one of their accountants if you choose the audit protection and get the identity theft protection?
submitted by Few-Requirement-7359 to TurboTax [link] [comments]


2024.05.19 21:06 Luccimane6363 Flutter

Have had an HKS BOV on my 2010 for the past year and a bit, no issues at all but today it sounds like it’s not opening and there’s flutter when letting off the gas, any ideas? Blow off valve shot? Worried and looking for cheapest and quickest fix. Have had no issues with the turbo either, this randomly happened out of the blue today.
submitted by Luccimane6363 to genesiscoupe [link] [comments]


2024.05.19 19:38 h0tnessm0nster7 My car didnt pass smog and i gota big ticket for no ins/tags, it passed before when,,,

somebody followed me to the smog station with a long cable to connect a Corolla in the parking lot while my avalon was on the dyno when i bought the car, but now it wont pass, ive been living in it since last christmas. Idk wat to do, im afraid of going to homeless shelter..i think they, or somebody in there wil take my wallet, i have very little money and tax returns coming, if they processed corectly on turbo tax app...
submitted by h0tnessm0nster7 to Advice [link] [comments]


2024.05.19 19:38 dnelson2408 Summary of this channel, data, and news for the last 3 weeks.

Summary of this channel, data, and news for the last 3 weeks.
Afternoon all,
I thought it might be fun to try and take the last three weeks and have a recap of the data and news surrounding RILY. I just searched this sub and news outlets and such for the last 3 weeks and took notes then fed them into an AI software asking it to summarize everything. In no way is this Financial Advice just a fun task.
"The financial landscape for B. Riley Financial, Inc. showcases a dynamic narrative of operational resilience and strategic positioning. The company's recent activities reflect a strategic focus on managing debt obligations effectively while optimizing business segments for sustainable growth. The strategic review process for Great American Group retail liquidation and appraisal businesses is progressing, indicating a commitment to enhancing operational efficiency and value creation.
In the earnings summary, a net loss of $51 million was reported, primarily driven by investment-related losses and professional services expenses. Despite these challenges, the company's strategic initiatives and operational performance remain robust, as highlighted in the earnings call. Executives Bryant Riley and Tom Kelleher emphasized the company's operational excellence and strategic direction, underscoring a commitment to shareholder value and sustainable growth. The company's strategic reviews and commitment to shareholder value remain steadfast amidst market volatility caused by short manipulation.
Furthermore, the full redemption of $25,000,000 aggregate principal amount of 6.75% Senior Notes due 2024 signifies a proactive approach to managing debt and strengthening the company's financial position. This strategic move aligns with the company's focus on optimizing its capital structure and enhancing financial flexibility.
Overall, B. Riley Financial's narrative is one of resilience, strategic foresight, and operational excellence in navigating market dynamics and challenges. The company's commitment to financial prudence, strategic reviews, and operational performance positions it well for sustained growth and value creation in the evolving financial landscape."
Below is the data the AI used to create the summary. Just copy and pasted from a very quick and crude gathering of information into a word doc. I also enjoyed the earnings summary the AI did. The last line made me feel happy thoughts. - In summary, B. Riley Financial's first-quarter 2024 results underscore its strong operational foundation and strategic foresight, positioning it well for future growth and shareholder value creation.
1. Cohodes being loud and classless examples
https://preview.redd.it/xymj94vp5f1d1.png?width=637&format=png&auto=webp&s=3d9f18f4f877f7fb518039bc78198e77e3fcd190
https://preview.redd.it/bxacg0bp5f1d1.png?width=975&format=png&auto=webp&s=9a4eba6a4a39457cc47661be5836008976b37fc6
https://preview.redd.it/q5kdr5qo5f1d1.png?width=975&format=png&auto=webp&s=14dcb5473ed7dcac4646eaba2b983806f32bd875
https://preview.redd.it/ky1hlc1o5f1d1.png?width=789&format=png&auto=webp&s=4c603719820d06ea91d9181ad3c41734a603b795
https://preview.redd.it/soco7bjn5f1d1.png?width=969&format=png&auto=webp&s=dfbcf20f984e391c51afcc89e46597d1d9dff6ad
https://preview.redd.it/pwbnnwwr5f1d1.png?width=975&format=png&auto=webp&s=fe06146b727540c291825eda8db5f33b11e9e992
2. Discussion about FUD and shorts deception
I see the shorts (Marc Cohoded and Co.) are still at it, trying to l use a fake psychological twist to cause doubt. Let's stick to the facts and let the price go where it will in the long term. Short thesis was and is there was fraud, both proven wrong by independent investigation and a clean independent audit if the 10-K and now 10-Q. You can slap that one around anyway you want, but both came up clean. First, they have stated their intentions of a sale of a carried undervalued asset (Great American) by a third party for a massive realized gain. Good for the investors and bond holders as they said they would use funds to deleveverage the balance sheet and buy back stock which already has very little float. Second, I have never seen a company that is paying dividends go under whith out, completely eliminating the dividends first (RILY still pays a dividend and baby bonds are all current--none are in any default). Third, business has been good with lots of new hires, new capital makets raises and fees and their business seems to be thriving. Shorts will try to mislead all of us with their lies and deciept but if we hold strong I believe that the stock will go to at least 50 ish in the short term where they did their secondary. I believe at that point, RILY may run into a bit of resistance. However, a squeeze could easily send us through that to new highs. Patience is the key as they have stated all this in their press releases in the recent past. If we al on this sitel just buy 100 to 1000 shares on Monday and hld through the 29th to get the dividends. this will rocket to new heights. This is not a recommendation, simply my thoughts. Do your own due diligence.
3.Stop lending shares=pain for shorts = short squeeze
If all longs can stop lending shares at least I believe we can cause shorts to cover. There is no valid short narrative, both longs and shorts know this. Now it’s purely who can hold out longer. Shorts have been very active as of late trying to push share price lower and with many of us loaning shares out we are actually helping the shorts hurt us. I believe if we stopped lending out shares borrow rate skyrockets and that added cost combined with dividend and gradual upward movement will force shorts to cover. Granted news release can help but we don’t need news we just need to stop lending and wait and see.
4. Link to short sale volume post https://www.reddit.com/RILYStock/comments/1ctwe9q/smoking_gun_thursday_dropped_because_shorts/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button
https://preview.redd.it/hopdxkbt5f1d1.png?width=975&format=png&auto=webp&s=3945adf69a00addb0c2da4ea0c26b2a4de2749b3
5. Article showing RILY coming back https://www.investmentnews.com/broker-dealers/news/b-riley-bouncing-back-after-tough-winter-253448
6. Rily - Day 3 of short attacks - There's a positive
Our favorite shorts cohodes&co is on overdrive releasing as much fake accusations as possible, they now have been adding a lot to their position at a higher price point with shares in the 30s, now the shorts cost basis has gotten worse for them. With more shares at a worst cost with dividends coming due as well as borrow fees , shorts have less wiggle room especially if stock goes to 40 again. Now at 40 I believe they will be losing money. With insiders hopefully buying soon and the company continuing their share buy back program , that can lead to upward movement in share price leading to the “squeeze “.
7. $RILY Earnings Summary
Not financial advice.
It was an interesting investor call, an almost boring call which was refreshing. The company had a net loss of $51m driven by non-cash items including $29m unrealized loss on investments and a $30m fair value adjustment on their loans.
Cash flows were pretty good, with operating cash flows of $135m and adjusted operating EBITDA of $66m.
Targus and American Freight contributed nothing this quarter, both companies are historically strong businesses but have been working through a business cycle post-COVID after many Americans bought the things they needed. Those companies should improve in the next year.
The company previously announced a potential sale of Great American Group. Q-1 earnings for that segment increased to $35m of EBITDA, so at 10-12x a potential sale is looking like $350-$420m. On the call they said that is expected by early Q3. They also mentioned possibly looking at a sale in their Brands division later this year with the goal of retiring their discounted debt, citing it as an opportunity.
The short thesis crumbled last month with a clean 10-K and two internal investigations which added an additional $7m in expense but presumably were quite thorough and completely debunked claims by bears.
There are no shares available to borrow per Fintel:
https://preview.redd.it/ukhk0tou5f1d1.png?width=975&format=png&auto=webp&s=0622973216e0293d7f2699c1b6eee3216824305e
And short interest remains at approximately 65% with 9 million shares short, though the retail float is thought to be much smaller, maybe 2m shares.
The company has $34m available at quarter end for buybacks from a previously approved program.
I see value here, and I liked what I heard on the call.
8. Misconceptions - Rily Share Structure
[THIS POST IS FOR EDUCATIONAL PURPOSES ONLY] mumen_rida
There seems to be a lot of confusion about the company’s share structure and I would like to use this post to help not only my own understanding but also help others. It’s a bit confusing but let’s tackle it together.
I got this information from marketwatch: Total Float = 30 million shares Public float = 16 million shares Shares sold short = 9 million shares % of public float sold short = 56.38%
According to fintel: Institutional ownership = 14.18 million shares
So let me get this straight, there is 16 million shares in the public float and institutions own 89% of that (14.18 million shares). So that would mean retail investors collectively only have about 1.82 million shares to trade around amongst ourselves. Let’s call that retail float.
So, retail float = 1.82 million shares.
Let’s wrap up all the most important information (imo) regarding the current share structure and please correct me if any of the information I presented here today is false:
Total float = 30m
Public float = 16m
Shares short = 9m
Retail float = 1.82m
Where I think it gets the most interesting is when you divide shares short by retail float. 9/1.82= 4.95 or 495% of retail float.
Hope this helps clear up any confusion regarding the share structure.
REPSONSE TO THIS BELOW
EnvironmentalBreak48
3d ago
THIS RESPONSE IS FOR EDUCATIONAL PURPOSES ONLY. NFA. Do your own DD, make your own decisions.
Based on OP calculation.
1. Total Float: About 30 million shares.
2. Public Float: 16 million shares.
3. Shares Sold Short: 9 million shares.
4. % of Public Float Sold Short: 56.38%.
5. Institutional Ownership: 14.18 million shares.
6. Retail Float: 1.82 million shares (calculated as Public Float - Institutional Ownership).
Given this information:

Understanding Short Interest

· Shares Sold Short: About 9 million shares.
· Retail Float: 1.82 million shares.
· Short Interest as a Percentage of Retail Float: 9 million shares/1.82 million shares≈495%
This high percentage indicates that the short interest is nearly five times the available retail float, which could lead to a short squeeze if investors hold onto their shares and/or demand increases.

Days to Cover (Short Interest Ratio)

The Days to Cover metric gives an estimate of how many days it would take for short sellers to cover their positions based on the average daily trading volume. Here’s how to calculate it:
1. Determine the average daily trading volume (ADTV): This information is usually available on financial websites like MarketWatch or Yahoo Finance. Let’s assume the ADTV is 1,000,000 shares (this is an example, you should use the actual ADTV for a more precise calculation).
2. Days to Cover: Shares Sold Short/ADTV
Using our example ADTV: Days to Cover=9,000,000 (short shares)/1,000,000(Avg. Daily Volume)=9 days Days to Cover

Potential Implications

· High Short Interest Ratio: A high Days to Cover ratio suggests it would take a significant amount of time for shorts to cover their positions, which can lead to increased volatility.
· Potential for a Short Squeeze: With a high percentage of the retail float sold short, if retail investors decided to hold their shares and the stock price rises, short sellers may be forced to buy back shares at higher prices, leading to a potential short squeeze.
· Limited Retail Float: With only 1.82 million shares available for retail trading, any significant buying pressure from institutional investors and/or retail investors it could quickly drive up the stock price.
9. Why Even the Joker Thinks You’d Be a _____ For Not Taking A Look at RILY Stock
Batman here. You might know me as the Dark Knight, the Caped Crusader, or the guy who really, really, really wants to own a spaceship. Today, straight from the Batcave, lets talk about something as exciting as racing the Batmobile or the return of Roaring Kitty—RILY stock.
First off, let’s talk numbers, because even a superhero knows the importance of a strong financial foundation. RILY has been buying back shares like Alfred buys Bat-gadgets—strategically and frequently. This move isn’t just a nifty trick; IMO it’s a signal that RILY is confident in its value. When a company buys back its own shares, it’s like Batman investing in more Batarangs—it’s a smart play that shows belief in future performance.
But that’s not all, folks. The recent buzz around RILY isn’t just cat signals in the sky—it’s grounded in solid developments. RILY had to work hard to file their 10K after all the mudslinging from the shorts, but got it done. The first big catalyst domino to fall.
Now, let’s get to the juicy part—earnings and dividends. RILY’s about to drop their Q1 earnings tomorrow, and you know what that means? Dividends! That’s right, folks. RILY is likely to declare a dividend, that our short friends will be paying. Dividends are like the Batmobile’s turbo boost—an extra kick that gets you excited and propels you forward. Plus, once they file their Q, a few days later insiders should be able to start buying again. Form 4s anyone?
Here’s where it gets really interesting: meme stocks are back with a vengeance, wow talk about a left jab, and shorts are on their heels. The RILY squeeze might start very soon or it might not, but with shorts potentially facing margin calls due to price movements in various holdings, and especially if they’ve been shorting RILY all the way down it has not been a good week for the shorts so far. Just look how RILY stock popped this morning on about 200k in volume.
To add insult to injury, to date, NONE of the short thesis has come to fruition or has been confirmed by independent information. They’re in quicksand, and it’s time to gas up the rocket. There are still several catalysts that may come into play here:
Q1 Earnings Release: Scheduled to be filed tomorrow, providing insights into the company's recent performance. The deal flow on their website was up YoY.
Dividend Announcements: Anticipated dividends right around the corner.
Insider Buying: Once the Q1 earnings are filed, insiders should be able to buy stock again, expect to see some Form 4s in very short order.
Sale of Great America Division: If RILY sales Great American, they have said the proceeds from this sale are expected to be used to reduce debt and fund further stock buybacks, potentially enhancing shareholder value.
Low Float: With a limited number of shares available for trading, increased demand can lead to significant price movements.
Buybacks: Ongoing buybacks can continue to support the stock price.
Meme Stock Momentum: With meme stocks making a comeback, there's increased interest and activity in stocks that are short and that could drive up RILY’s stock price.
Short Squeeze Potential: Low public float, company buybacks, insider buying…mix that up and you have the recipe for a potential squeeze.
Roaring Kitty's Return: The return of Roaring Kitty, a key figure in the meme stock movement, brings renewed attention and excitement to the stock market in general.
And, guess who just chimed in on RILY earlier today? That's right—JeffAmazon from the GameStop meme trade and Netflix documentary! He made a little tweet tweet on $RILY
Additional Catalysts: What do you all think…..
Stay vigilant, stay smart, and just my thoughts—do your own due diligence and make your own decisions. NFA.
10. FAKE ARTICLE BULLSHIT FUD…………
Well, IMO even Stevie Wonder can see that the latest article on FRG is just another hatchet job. IMO the problem with creating a narrative is that the facts can’t keep up, and boy, did they fall behind here.
RILY conducted not one, but two independent investigations and found zilch issues with its FRG investment or loans made to Kahn. And guess what? No connection with Prophecy either. FRG did their own investigation and also found no connection with Prophecy. So, to call the relationship between RILY and FRG controversial is like calling a puppy dangerous—laughable.
In RILY's 10k, they marked up their FRG investment FMV $281 million to $286 million…
FRG's FY23 financials are public, and the attached table shows the maturities of their debt. In 2024, about $10.5 million in debt is maturing. Big deal. Looming debt? Hardly. The real kicker is in 2026 when about $1.5 billion of debt matures—not this year, not next. LOL.
The FRG financials clearly state they were in full compliance with their debt covenants in FY23 and fully expect to be in compliance in FY24. Yet, "the people" say FRG is down double digits in Q1. Funny timing with RILY's Q1 financials coming out on Wednesday, huh? And by the way, FRG's adjusted EBITDA for Q1 FY23 was $66 million, not the $62 million the article claims. Why not use the actual FRG public company number? Maybe because when you're rushing to write a hit piece, you just pick random numbers.
https://www.globenewswire.com/en/news-release/2023/05/10/2665414/0/en/Franchise-Group-Inc-Announces-First-Quarter-Fiscal-Year-2023-Financial-Results.html
So, according to the article, FRG is down 63% in revenue ($66 million vs. the alleged $25 million).
Sure, FRG sold Badcock and Sylvan Learning, so they might be down YoY, but down 63%?
FRG sold in FY24 Q1 Sylvan for $185 Million cash….and they’re worried about paying $10.5 million in long term debt due this year. Got it.
https://www.franchisetimes.com/franchise_mergers_and_acquisitions/unleashed-brands-buys-sylvan-learning/article_a568813e-d4c7-11ee-bb32-1f85230cfdda.html
https://preview.redd.it/lry689p16f1d1.png?width=975&format=png&auto=webp&s=0714b3b378abb528f0abb470ade0deb3d34c2d39
11. Post talking about NT-10Q
https://www.reddit.com/RILYStock/comments/1crb1gp/new_filings_nt10q_13fh?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button
12. Friendly PSA: Manage your emotions
Great Post Below talking about managing emotions during this trade.
https://www.reddit.com/RILYStock/comments/1cqzskg/friendly_psa_manage_your_emotions/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button
13. RILY RS Article 76 to 83
https://www.investors.com/ibd-data-stories/b-riley-financial-shows-rising-price-performance-with-jump-to-83-rs-rating/
B. Riley Financial (RILY) saw a welcome improvement to its Relative Strength (RS) Rating on Thursday, with an increase from 76 to 83.
IBD's proprietary rating tracks share price performance with a 1 (worst) to 99 (best) score. The score shows how a stock's price performance over the trailing 52 weeks stacks up against all the other stocks in our database.
Over 100 years of market history reveals that the stocks that go on to make the biggest gains typically have an 80 or higher RS Rating as they begin their biggest climbs.
Now is not an ideal time to jump in since it isn't near a proper buy zone, but see if the stock manages to form a base and break out.
The company showed 0% EPS growth last quarter. Revenue rose -9%. The company is expected to report its latest earnings and sales numbers on or around May 15.
The company earns the No. 24 rank among its peers in the Finance-Investment Banking/Brokers industry group. Interactive Brokers (IBKR), Piper Sandler (PIPR) and Ameriprise Financial (AMP) are among the top 5 highly rated stocks within the group.

14. Announcement of 2024 Annual Meeting June 21st
https://www.sec.gov/ix?doc=/Archives/edgadata/0001464790/000121390024041725/ea0205510-01.htm
15. Repost: $RILY DD: The real price potential...when the stock is a solid/growing company (not just a squeeze).
https://www.reddit.com/RILYStock/comments/1cnzff7/repost_rily_dd_the_real_price_potentialwhen_the/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button
16. $RILY- “They can win by doing nothing
12 days ago
Outrageous_Appeal_89
Whitebrook capital assessment addressing cohodes&co BS at the peak of their false accusations and in a polite way stating short funds were making things up (misinformation & manipulation ). It seems $RILY is executing on some of the recommendations Whitebrook capital had - share buy back and bond buy back has been executed and continues to be executed on. Whether you invest in $RILY for the long term prospects or the short squeeze that can be triggered any day as lie after lie is exposed. Bottom line is the fair value of $RILY is a lot higher then where it currently trades. We will get a better idea whether share prices deserves to be in the 50s or 60s as we get an update on GAG valuation. Seems many here forget that $RILY creates value by turning companies around and then monetize, this process takes time , they have been able to do this successfully, repeatedly over the years.
https://preview.redd.it/uiisruq36f1d1.png?width=792&format=png&auto=webp&s=e6c32c04877ae21b51cb8a99cee0aef17cdb32c4
17. 3 Videos from Value Don’t Lie on Youtube talking about Financials of RILY and overall company valuation
https://www.youtube.com/watch?v=kRenvff8duE&t=1s
https://www.youtube.com/watch?v=EoaCZw7AmpA&t
https://www.youtube.com/watch?v=7_Ayoox3fvM
18. Getting around the NBBO and Longing the Box
So let this sink in… the market opens and in 5 minutes we rally to $34.42, then over the next 15 minutes we drop to $28.80 at which point SSR was triggered and sell volume slows WAY the hell down. That drop was ALL short sellers and NO longs selling shares (otherwise the sell-off wouldnt have stopped literally minutes after SSR triggered). NOW, what the scumbag shorts are doing is going Long Against The Box.
19. Steve Cohen and Point 72 buy 24,917 shares long on May 15th
https://preview.redd.it/fhdhyco46f1d1.png?width=975&format=png&auto=webp&s=6600f6a9a3f0bc5bc8823cddb5f52defdf282063
20. Summarize this earnings call and keep pertinent quotes and data in the summary.
https://filecache.investorroom.com/mr5ir_briley2/925/RILY_1Q24_Earnings_Release_vFINAL.pdf
Chat GPT Summary of the full report below
B. Riley Financial, Inc. (NASDAQ: RILY) reported its first-quarter 2024 financial results, showcasing resilience and operational strength despite facing challenging market conditions and unique internal events. Here's a summary with a positive outlook:

First Quarter

2024 Highlights:

1. Quarterly Dividend Declaration:
  • B. Riley declared a quarterly dividend of $0.50 per share, reflecting the company's commitment to returning value to shareholders. The dividend will be paid on or about June 11, 2024, to shareholders of record as of May 27, 2024.
2. Operational Performance:
  • Despite reporting a net loss of $51 million, the company's core operating businesses demonstrated solid performance. This loss was primarily due to non-cash, unrealized investment losses.
  • Total revenues for the quarter were $343 million. Operating revenues, excluding investment-related impacts, were $379 million, showcasing the underlying strength of the company's operations.
3. Strategic Debt Management:
  • B. Riley successfully retired $115 million of its 6.75% 2024 Senior Notes and repaid $57 million of bank debt facilities and notes payable. This strategic move highlights the company's focus on strengthening its balance sheet and reducing interest expenses.
4. Cash and Investments:
  • As of March 31, 2024, the company had total cash and cash equivalents of $191 million and total cash and investments of $1.61 billion, providing a robust liquidity position to support ongoing operations and future investments.
5. Segment Performance:
  • B. Riley Advisory Services: Delivered its strongest first-quarter results in the firm's history, driven by increased demand for appraisals, bankruptcy restructuring, litigation consulting, and real estate services.
  • B. Riley Securities: Benefited from a steady dealmaking environment, generating higher fee income despite a decrease in overall capital markets segment revenues.
  • Wealth Management: Continued to improve operating margins and managed $25.8 billion in assets by quarter-end.
  • Communications: Provided steady cash flow, contributing to the platform's stability.
  • Consumer Products (Targus): While facing macro headwinds in the PC market, Targus remains a leader in its sector, poised for growth as the market stabilizes.

Leadership Insights:

  • Bryant Riley, Chairman and Co-CEO, emphasized the company's operational stability and strategic focus amidst challenging conditions. The firm's resilience is attributed to the dedication of its employees and robust core business performance.
  • Tom Kelleher, Co-CEO, highlighted the impressive performance of B. Riley Advisory Services and the steady contributions from B. Riley Securities and Wealth Management. He expressed optimism about Targus's potential recovery and the company's strategic investments.

Looking Ahead:

B. Riley's strategic initiatives, such as debt reduction and selective investments, position the company for continued success. The ongoing strategic review of its Great American Group retail liquidation and appraisal businesses indicates a proactive approach to optimizing its portfolio. The firm remains committed to delivering value to its shareholders through dividends and operational excellence.
In summary, B. Riley Financial's first-quarter 2024 results underscore its strong operational foundation and strategic foresight, positioning it well for future growth and shareholder value creation.
20. State of the Stock
15 days ago
UF_Secret_Account
Not financial advice, do your own research. Don't take advice from the internet, consult a professional financial advisor.
On April 19th, the stock closed at $19.99. Today, it is over 50% higher after a positive 10-K clearing the company of fraud allegations.
The stock touched $40 on April 26 and 29, a 100% gain from a week prior.
The short interest has remained relatively consistent during the move, with 10-11 million shares still short. However, given the time lapsed, I think it's safe to assume that most of those shares were covered and re-shorted in the last two weeks. For future research, we should assume they have an average $35 entry on their short positions.
1st quarter earnings are coming soon. Like many of you, I am a little curious that it hasn't been announced yet, but I have no concerns with everything the company has on its plate. 10-Q's are unaudited and it's very unlikely there is anything to be concerned about, in my opinion.
The company could be coming to the end of their strategic review for GAG. That will eventually result in some additional financial statement adjustments for presentation.
I would expect 1st quarter earnings to be good based on their deal flow and reported transactions.
In November 2023, the board approved $50m for stock buybacks. The company repurchased 728,330 shares at an average price of $21.85, but mainly bought shares in November. That's $16 million spent, and means the company had $34 million approved to buy back stock at year end. The program continues through October 2024. At our current price, that would be 1.1 million shares (3.3% of the outstanding stock).
That is significant for a stock with this many outstanding shares, but more significant for the number of freely traded shares which is far less. How many times have we seen huge price moves on small blocks of shares? If the company adds $10-15 million to that program, that's another 300,000-500,000 shares. Again, it doesn't sound like a huge number but it would add pressure to what will become a dire situation for the shorts.
The shorts may decide not to cover, or to continue the strategy of taking their losses and re-shorting, but their ability to influence the stock back to a level where they truly profit is nonexistent in my opinion, particularly when volume dies between market-moving events.
I am eyeing the $50-$55 range as my price target in the next move up.
21. NOTE on FRG Independent Auditor’s Report
One of the positive things I see IMO was for the billion dollar loan that matures in 2026. “On July 2, 2021, the Company repaid $182.1 million of principal of the First Lien Term Loan using cash proceeds from the sale of the Liberty Tax business. The prepayment also satisfied the requirements for the quarterly principal payments so no additional principal payments with respect to the First Lien Term Loans (excluding the Incremental First Lien Term Loan) are due until the First Lien Term Loan maturity date.” To me this gives them some flexibility for their cash as there isn’t much long term debt due in 2024 or 2025.
https://preview.redd.it/ib92t7e66f1d1.png?width=975&format=png&auto=webp&s=df286021b0653db92122e33df0ed37f1068a0c6c
22. on May 3rd Cohodes or someone else got media to report 4th quarter from last year as q1 earnings this year. Which was a lie and FUD
https://preview.redd.it/nlau48276f1d1.png?width=623&format=png&auto=webp&s=832695b6c331c3df6dbcb861dc90551ee42a036a
23. B. Riley Financial Announces Full Redemption of 6.75% SR Notes Due 2024
17 days ago Wolfiger
LOS ANGELES, May 1, 2024 /PRNewswire/ -- B. Riley Financial, Inc. (NASDAQ: RILY) ("B. Riley" or the "Company") today announced that it has called for the full redemption equal to $25,000,000 aggregate principal amount of its 6.75% Senior Notes due 2024 (the "Notes") on May 31, 2024 (the "Redemption Date").
The redemption price is equal to 100% of the aggregate principal amount, plus any accrued and unpaid interest up to, but excluding, the Redemption Date, as set forth in each notice of redemption delivered to noteholders on May 1, 2024.
https://ir.brileyfin.com/2024-05-01-B-Riley-Financial-Announces-Full-Redemption-of-6-75-Senior-Notes-due-2024
24. 8k filed May 1st for Nasdaq Compliance
25. Found management bonus if above 136 by October. Did anybody else know that a part of managements comp was in the form of Performance-based Restricted Stocks Units with a vesting date of 10/27/24 AND A HURDLE PRICE OF $135?!?
https://preview.redd.it/wo2uh54k5f1d1.png?width=547&format=png&auto=webp&s=8b6dedf28ec845b2170647674f5b39b6eaac96a1

submitted by dnelson2408 to RILYStock [link] [comments]


2024.05.19 19:33 ronnie-james-dior TurboTax and ISO Disqualifying Disposition - already included in W2 income

Kind of a long shot but hoping someone might have an answer.
I did an "exercise and sell" last year with some ISOs I got from my company, which is taxed on short term basis. This was included in my W2 income and wages, but the cost basis was not captured in my 1099B, so TurboTax is overcalculating my total income, and thus the taxes, since it's counting the income from that sale twice - once on my 1099B and once in my W2.
The answer I've gotten from my brokerage is that I can adjust the cost basis for the ISO sale to include the amount of the sale, since it's already included in my W2 wages. I can indeed do this in TurboTax, however, they also indicated that I need to include a reason for adjusting the cost basis so drastically.
Normally, this would be done on the 8949 form, however, there's not a way to manually edit this form in TurboTax. So what are my options to complete the filing? I've already filed for an extension and made the estimated payment, but I need to file ASAP to avoid any penalties.
submitted by ronnie-james-dior to tax [link] [comments]


2024.05.19 19:29 Craig-Paxton The Landing Sight for Lehi’s Party Discovered

In a fascinating study, evidenced for a possible landing sight for Lehi in America has been discovered within easy travel distance to Palmyra, NY. If substantiated, it could add weight to an Atlantic migration, the controversial Solutrean Hypothesis, in addition to the traditional Siberian route. https://www.washingtonpost.com/science/2024/05/19/first-americans-chesapeake-parsons-island/
The link is behind a pay wall. Here’s the article
PARSONS ISLAND, Md. — With the Chesapeake Bay sloshing at his knee-high boots, Darrin Lowery stood back and squinted at a 10-foot-tall bluff rising above a narrow strip of beach. To the untrained eye, this wall of sandy sediment is the unremarkable edge of a modest island southeast of the Bay Bridge. To Lowery, a coastal geologist, its crumbling layers put the island at the center of one of the most contentious battles in archaeology: when and how humans first made their way into the Americas. The story of the first Americans has long been a matter of public and scientific fascination, undergirded at times by vicious disagreements. The timeline of when people arrived has shifted earlier in grudging steps over the past century, and scientists today mostly agree people were in the Americas at least 15,000 years ago. Story continues below advertisement
Lowery’s site and others like it could revise the story again, pushing back the timeline earlier than most experts thought possible. In total, Lowery and a motley crew of collaborators have discovered 286 artifacts from the site on the island’s southwestern edge. The oldest, they reported, was embedded with charcoal dated to more than 22,000 years ago, a time when much of the continent would have been covered in ice sheets. If Lowery is right, Parsons Island could rewrite American prehistory, opening up a host of new puzzles: How did those people get here? How many waves of early migration were there? And are these mysterious people the ancestors of Native Americans?
Casts of tools found at Parsons Island are seen on display. Lowery and his team have unearthed 286 artifacts from the site so far. (Michael Robinson Chávez/The Washington Post) New claims of sites dated this far back face a wall of skepticism, rooted in legitimate scientific scrutiny and in the threat they pose to long-entrenched views. To complicate matters, Lowery — who has been affiliated with the Smithsonian but does much of his work independently — presented the results of his study of Parsons Island in a 260-page manuscript posted online rather than in a traditional peer-reviewed journal. The peer-review process is designed to help validate scientific claims, but Lowery argues that in archaeology it often leads to a circle-the-wagon mentality, allowing scientists to wave away evidence that doesn’t support the dominant paradigm. He says he isn’t seeking formal publishing routes because “life’s too short,” comparing this aspect of academic science to “the dumbest game I’ve ever played.”
The island is also a challenging site to study for a variety of reasons — most poignantly because it is rapidly eroding as the land subsides and sea level rises. The spot where the artifacts were found is now covered by the choppy waters of the bay. “The visit reinforced my will to invest my time into this time period, because it’s a very fragile record,” said Sebastien Lacombe, an archaeologist at Binghamton University, who visited the island in 2017. “It’s at risk of disappearing, and we’re at risk of [allowing] these sites and artifacts to lose their meaning forever.” ‘A weirdo kid’
Darrin Lowery walks a beach on Parsons Island. Most of the artifacts were excavated by erosion, discovered on the beach after they had already fallen out of the bluff. (Michael Robinson Chávez/The Washington Post) Lowery began exploring the Chesapeake shoreline as a child, wandering his backyard on Tilghman Island, about 15 miles southwest from Parsons Island. In 1977, 9-year-old Lowery picked up a distinctive fluted stone projectile point. A few years later, he saw something similar on a documentary on public television, in which a Smithsonian archaeologist explained it was a Clovis point, a relic of what most people then believed were the first Americans. For the last half of the 20th century, the peopling of the Americas followed a tidy narrative. Humans traveled from Siberia across a land bridge that connected Asia and North America during the last Ice Age, when sea levels dropped. They then migrated southward around 13,000 years ago, when the ice sheets covering the continent retreated and exposed a previously impassable inland route. These people — named after a site in Clovis, N.M. — left behind distinctive, fluted stone points that have since been found scattered across North America. Story continues below advertisement
Lowery turned to his dad and said, “I found one of those.” He found more by walking the shoreline every day. Lowery made discoveries as he meandered, and he began to understand how seasonal patterns, sediment movement, wind and waves could unearth ancient treasures. “I was a weirdo kid,” he recalled. He trained as a geologist, and it was geology that initially attracted Lowery to study Parsons Island. In 2010, he published an article in Quaternary Science Reviews describing layers of windblown silt deposited between 13,000 and 41,000 years ago at Miles Point in eastern Maryland. But the geological record is like reading the CliffsNotes version of a book, and he was frustrated by an “unconformity” in the sediment layers where thousands of years were missing, like someone had ripped out those chapters.
Parsons Island is rapidly eroding. The archaeological site is now covered by the Chesapeake Bay. (Michael Robinson Chávez/The Washington Post) Lowery and a colleague were prowling around in a whaler, looking for a spot that might fill in the blanks, when they spotted a black streak of sediment rising up out of the bay. They pulled up to Parsons Island and thought they had found “the Rosetta stone” to decode the geology. Parsons is a 78-acre island less than a mile offshore that is privately owned by the Corckran family, which uses it as a family retreat. With the Corckrans’ permission, Lowery and colleagues began to visit regularly. The bluff layers preserved a remarkably intact geologic timeline going back more than 40,000 years. Then, one morning in August 2013, the team discovered a leaf-shaped prehistoric stone tool jutting out of this crumbling wall. They knew from the work they’d already done that it was probably quite old. Story continues below advertisement
On a recent visit to the island, geoarchaeologist Daniel Wagner demonstrated why. He stepped back to scan the cliff, then tapped a narrow spade into a light tan sediment layer just above his head. That, he said, is the geologic “chapter” where they’d expect to find Clovis artifacts. Lower layers were set down before Clovis. The palm-size tool Lowery and his colleague found came out of the dark sediment layer near their knees. The scientists used two methods to date the sediment around the artifact, both showing it was more than 20,000 years old. They scoured the beach on 93 visits and conducted a formal, top-down excavation, collecting the 286 artifacts. They sent out sediment to labs that specialize in studying ancient pollen and microfossils called phytoliths to help reconstruct the ecosystem at the time. Back then, this region wouldn’t have been a coastline. The sediment the tools are embedded in dates to the “last glacial maximum” — the scientific term for the most recent coldest period of the Ice Age. In the final analysis, Lowery thinks the artifacts may have been transported downslope before they were buried, making them between 15,000 and 20,500 years old. “This was a swale, where water was collecting,” Lowery said, envisioning the ancient landscape. “You’ve got a dune. It’s got sedges and small trees on it that are windblown and all contorted, and then behind it you’ve got a little pond.” That pond may have attracted prehistoric bison, musk ox and llamas, whose fossilized molars he’s found scattered on the island shore. And it may have been what attracted the mysterious people who left behind a cache of stone tools. A story in flux
Parsons Island is seen from nearby Kent Island in the Chesapeake Bay. (Michael Robinson Chávez/The Washington Post) Parsons Island is the latest addition to a growing list of what are called pre-Clovis sites. But while the long-held “Clovis First” theory has crumbled over the past three decades, that has only deepened the debate about how much earlier the first Americans arrived. Claims of early sites present a challenge on two fronts. The first is technical: Dating a site convincingly can be difficult, depending on the context. Sediments can shift or be disturbed. What at first look like artifacts can turn out to be “geofacts,” created not by humans but by natural processes or animals. As a result, many pre-Clovis sites “enjoy a Warhol-esque 15 minutes of fame, and then they disappear” because of real problems with the geology or the methods, said archaeologist James Adovasio. In 1973, he began excavating Meadowcroft Rockshelter in Pennsylvania, which dated back 16,000 years. It was instantly mired in controversy, and the site still has its critics today. The second challenge reflects the culture of science. For a long time, people who claimed to find pre-Clovis sites were swimming upstream against deeply entrenched thinking. Tom Dillehay, an archaeologist at Vanderbilt University, began working on a site in southern Chile called Monte Verde in 1977, which was dated to 14,500 years ago. He recalled a group of researchers he calls the “Clovis police,” scientific gatekeepers who summarily rejected any pre-Clovis sites, sometimes for valid reasons and sometimes as a knee-jerk reaction. Monte Verde began to change that. In 1997, a group of respected archaeologists visited the site and declared it authentic. “It took about 25 to 30 years for Monte Verde to be accepted,” Dillehay said. “We went through hell.”
Holly, a German shorthaired pointer, runs across a bluff top on Parsons Island. (Michael Robinson Chávez/The Washington Post) Lowery says he isn’t interested in running that gantlet. He noted that he drew on multiple labs and methods for dating the Parsons Island artifacts in an effort to ensure that any one extremely old date isn’t a fluke. He’s also invited other researchers in to visit and study the site. That approach irritates some scientists. David Meltzer, an archaeologist at Southern Methodist University, said in an email that he would not discuss Lowery’s claims “until they go through the wringer of peer review and get published.” Others like Stuart Fiedel, an independent archaeologist based in western Massachusetts who has been skeptical of other sites, say the site should not fly under the radar just because of Lowery’s unconventional process. Story continues below advertisement
“There are people I know in the field who will not pay any attention to it, because it has not been peer-reviewed, which I think is kind of sticking your head in the sand,” Fiedel said. “It’s there. We can’t act as [if] nothing’s been found there.” Share this article Share
A bigger issue may be the site’s rapid erosion. Most of the artifacts were found after they’d fallen out of the bluff, which means their place in the geologic timeline is obscured. Nine artifacts were found in place, and only three were able to be dated using charcoal flecks found next to them. Steven Forman, a geoscientist at Baylor University, helped date the sediment layers at Parsons Island, corroborating findings from another lab. He said that it’s hard to find the artifacts in the kind of bulletproof geological context needed to support extraordinary claims. “The case is not as tight as we like to see it with other sites,” Forman said. Michael Waters, an archaeologist at Texas A&M University who has worked on pre-Clovis sites and excavated at Parsons Island, thinks he probably got there too late, when most of the artifacts had already been eroded out. Still, he pays someone to monitor the bank profile on a regular basis, because he’s ready to jump on a plane if they see something in place. “Too bad we didn’t get there four to five years sooner,” Waters said. Enter ancient DNA
An ancient bovine tooth is among the fossils found so far on Parsons Island. (Michael Robinson Chávez/The Washington Post) Parsons Island isn’t the only site that could dramatically push back human arrival in the Americas. Last fall, a study published in the journal Science described fossilized human footprints discovered at White Sands National Park in New Mexico that have been dated to between 21,000 and 23,000 years ago. That stunning finding suggests people were here during the Ice Age — much earlier than most experts thought possible if the first humans arrived via the Bering land bridge and inland corridor. The dates at White Sands are still being disputed because of questions about the methods. But the timeline collides head-on with another exciting line of evidence: studies of ancient DNA. By examining genetic material preserved in bones and teeth and comparing those samples to modern populations, scientists have been able to track when populations mingled and became isolated from one another, offering a new window into patterns of human migration. Story continues below advertisement
In broad strokes, they’ve found that the ancestors of Native Americans split from ancient Siberian populations no earlier than 23,000 years ago. The studies can’t say where such splits took place, but many scientists interpret genetic evidence to mean that the ancestors of modern people weren’t in the Americas until much later. Genetic studies suggest that Native American ancestors traveled into what is now the United States between 17,500 and 14,600 years ago. Joe Watkins, a senior consultant for Archaeological and Cultural Education Consultants in Tucson and a Choctaw tribal member, said that he sees a few problems with using the still-evolving DNA evidence to decide how ancient sites are related to modern-day people. “The reality is genetics does not equal culture,” Watkins said. He also argued that there are still too few samples of ancient DNA in the Americas to be sure they capture the whole story. “Trying to create population histories based on 10 people, if you will, is a little bit of a scientific conundrum,” Watkins said. It could be that additional ancient genomes will one day help fill in the blanks. Another possibility is that earlier sites could represent small, isolated groups of people who didn’t contribute to the ancestry of living Native Americans.
A tree-lined path leads to a beach on Parsons Island. (Michael Robinson Chávez/The Washington Post) “Let’s suppose you have a successful population colonizing an area, and then one day, 15 males go out and get eaten by a short-faced bear,” Lowery said. “You reduce the genetic diversity, and bada boom, bada bing, game over.” All this explodes the neat picture of one population migrating into the Americas as ice sheets retreated, hunting big animals like mammoths and giant sloths, driving them into extinction as they went. If there were small groups making their way into the New World, with different stone tool technologies, and far earlier than previously believed, how did they get here? People could have migrated along the coast by boat, following a “kelp highway.” It’s also possible the ice sheet was not as impenetrable as experts have long thought. Lowery’s longtime collaborator, Dennis Stanford, proposed that people crossed the Atlantic Ocean in what is known as the Solutrean Hypothesis, though that idea has been rejected by many archaeologists. To resolve the question, scientists need to keep looking for more evidence. Archaeology is a historical science, and unlike chemistry or biomedicine, where researchers can perform the same experiment over and over again to see if they get the same results, consensus is built by argument, counterargument and new evidence. To a certain extent, older ideas and prejudices also fall away as new people enter the field, said James Feathers, who performed dating on samples from Parsons Island before he retired from the University of Washington. “Sometimes you have to wait for people to die off,” Feathers said.
Alex Corckran, whose family owns Parsons Island, stands on a beach on the southern side of the island. (Michael Robinson Chávez/The Washington Post) Lowery is determined to keep motoring around the Chesapeake, researching the ephemeral landscape that he loves and that may contain clues about human prehistory. He acknowledges that the sites, perhaps a little bit like him, are “persnickety” but that shouldn’t deter interest in them. Instead, it should spur more. He noted that if a pod of silverfish was found gnawing on documents in the National Archives, people would be galvanized to act. “I view it as my swan song,” Lowery said, “to say you can learn a lot from [an] eroding site if you do a little bit of effort and look at it systematically.”
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2024.05.19 19:18 Zestyclose_Theme_254 An Honest Review: 6 mo with Origin

I started my journey with Origin last December, after growing frustrated with the amount of time I was wasting trying to customize Monarch Money, Simpifi and other fintech apps to fit my needs. The simplicity approach Origin takes just works and makes me feel less stressed and more confident about my finances than before. Below, I tried to squeeze in everything I could think of for now. They added the credit card bill tracking quickly, so that's one off the list!
Top things Origin does phenomenally:
  1. Present the information in a clear, consistent layout. The cards are well thought out (e.g. Recurring transactions, Credit Card bills, For you info). It's honestly kind of a calming experience compared to some competitors because it's not bloated with too much information.
  2. Account connections (From Robinhood, to my 10 bank accounts, Schwab HSA, retirement account (with 401k AND Pension) they have some of the best connectivity. While the TSP connection isn't quite fully working just yet, their customer support has been stellar at keeping me updated. Shoutout to Alex, Robin for their help!
  3. Making sense of it. 2 things of note here....
    1. On the home screen, there is a card that shows you the next day you will be paid. THIS IS AWESOME! Just right there, without having to check the last time I was paid and then calc 2 weeks.
    2. The way you go about adding your vehicle as an asset (although depreciating), BUT also adding a Loan during the process to keep your assets/liabilities straight is something many competitors fail to realize is essential for keeping your net-worth accurate.
  4. Fully featured: Centralized view of cash accounts, investments, spending, budgeting, credit card bills and more. It sounds like it shouldn't be hard, but the layout, functionality, and consistency just work. I haven't re-entered my credentials for accounts in a long time, they sync daily, and I've yet to notice any bugs in the mobile app or web-app.
High Priority:
  1. Goal Tracking: Integrate goal tracking or "goal investment accounts" similar to WithPlenty
  2. Sankey report: Look to Monarch money for inspiration.
    • A Sankey view of your cash-flow (in the web-app) would be amazing. This truly is the best visual representation as to where your cash is going from income downstream.
      • If we can visualize our spending towards necessities, wants, and investments (maybe with tags?) this would be huge.
  3. Credit Card bill tracking
Medium Priority:
  1. Spending Transaction Customization
    • Edit transaction names (e.g., rename "Apple" subscriptions)
    • Ability to mark transactions as recurring in the recurring transactions list
      • While the algorithm or ML currently being used is quite good, it'd be nice to be able to go through your own list of all your recurring bills and align them. I seem to have a few such as some Apple subscriptions, and once-a-year charges that aren't marked currently.
  2. UI/UX:
    • Consider offering emoji support for spending categories.
      • For example, there is no drink icon. So if I make a separate category for drinks (e.g. coffee specifically or alcohol, I'm probably going to use the food icon. This could be better differentiated with built-in emoji support.
    • Explore additional color options for budget categories.
      • Most users are probably adding at least a few additional custom categories, and with the limited amount of colors available, the Breakdown looses some of the clarity.
  3. Security: Consider offering passkey, token-based MFA, and a "remember this device" option.
  4. Notifications:
    • Having the ability to setup SOME useful notifications (we all are already inundated with notifications) may be beneficial.
      • For example, for purchases above $500, or for a specific account with a balance lower than X.
Low Priority:
  1. Origin Invest account asset allocation: no percentages show at a top-level on the 'Asset allocation' card when you go into your Origin Invest account details. Not sure if this is a bug or not, but it'd make sense to just show a top-level percent between US Stocks, Intl Stocks, etc.
  2. Dark Mode: Implement a dark mode option. Check Chime bank's dark mode or Dark Reader extension for inspiration.
  3. Tax Filing Enhancements: Improve the user experience with Column Tax
    1. Allow users to reset their progress in the tax functionality with Column Tax.
      • Context: I didn't complete my taxes with Column tax this year, because I had free filing through TurboTax since I'm currently deployed in the army. I wanted to check out the functionality though, and then had 'resume taxes' show up in the app.
    2. Use OCR to import documents and pre-fill forms like TurboTax
      • Would be a huge time-saver throughout the process. That said, the fact that it's included with Origin is a huge PLUS in the first place.
Areas of improvement for clarity:
  1. Setting up Origin investments:
    • When I first setup my Origin investment account my first deposit failed. I didn't know why it failed, couldn't see any additional info, and couldn't change the bank info. The next deposit was successful, but it gave me a slight pause using Origin investing considering I had no insight.
  2. Excess cash on hand:
    1. I love this metric. My only issue with it was until I had excess cash on hand, I had no idea how it was defined. Once you have excess cash on hand, you can select 'adjust investing strategy,' which then shows you an option of 'How do we calculate?.' Once I found this, I had a better understanding.
      • One improvement to this would be tying this into Goal tracking as stated in the feedback above... e.g. I have some goals that are near-term (e.g. 0-6 mo vs some that are greater than 5 years).
TLDR: For $13/mo or ~$156/year, Origin provides account tracking, spending and budgeting, Net-worth tracking, Investing without AUMs, and a few other niceties such as Tax prep and Estate planning. They do a stellar job with the layout of their app using cards. Information is clear, nothing is missing, and it is concise. New features are being added quickly, and customer support has been solid. Above I've made a few recommendations for improvements, some of which they've already executed on!
submitted by Zestyclose_Theme_254 to OriginFinancial [link] [comments]


2024.05.19 18:18 AnnieBee_515 IRS is playing games with income tax return… any insight

So my husband (not married legally yet been together 13 years and just got engaged in April) filed taxes this year , he did so through TurboTax … he filed single head of household claiming our 3 children. Long story short , he was receiving 12 plus grand all together . 2 plus grand round about from state (Connecticut) and the 10 plus grand is from the IRS - we always pay the extra through TurboTax for the whole tax expert experience. Everything was correct, and done perfectly, no mistakes . Our taxes were approved. We were suppose to receive our taxes Feb 22, 2024 . It was received by my bank, but my bank denied it and returned it back to TurboTax who then sent it back to the IRS , due to the IRS imputing my account numbers and putting the account code as a business account (BC) not an individual account (IA). This was a complete error on the IRS. The IRS claimed they never received it back, that when they received it they would change the account code and direct deposit it back to us. Two weeks came and they said they still hadn’t received it. We called TurboTax they said they sent the amount back immediately and gave us a confirmation number. My husband called the IRS back, gave the irs the confirmation number. They were able to find the money and gave my husband a certain confirmation number, said it had to go through a few different departments, that within 6-8 weeks we would receive a paper check. We never did so my husband called back, and apparently now they say they have it, but can’t find the funds absolutely anywhere . That they can’t refund us , if they don’t have the funds. That it will take 12-16 weeks to find out anything more. He reached out to the IRS advocates. Which he did twice and hadn’t heard back. My husband then decided to reach out to our congress woman (Connecticut) for help. Their office could only do so much due to the congress office’s communications being confidential. That they were told the IRS wouldn’t release our income taxes to us till February 22, 2025 now . That my husband needs to find out who his individual tax advocate and reach out to them, so we could get more answers. Which he did , and was told it would take at least 4 weeks to get back to him. We are just kind of at a loss , as we are depending on this money to get a new reliable car (our car is a death trap waiting to happen) so my husband can continue to get to and from work, so we can live. As well as so I am able to go back to work during nights without putting our only source of transportation at risk of breaking down for good. We live an extremely rural area. So this is our only hope right now , or else we would say “oh well we can wait”. Is this even a real thing? What could have happened? Has anyone experienced this? What are the routes we can go and do? I thought the IRS could only hold your funds for auditing purposes . How can the IRS lose our funds within their own system after receiving it . I feel like these long term waits are just bluffs and games they play and you’re forgotten about , and just tactics they use, to keep playing games just because they can. As if you were the ones doing this to them and owed them money , you would have money withheld from your paychecks immediately or they would be raiding your house at 3am like your Americas most wanted. I just feel like we’re getting nowhere (as we are) and there has to be something or someone that can get us there. Thank you all in advance! Any insight, suggestions, help, what we should do is appreciated! We just have been struggling for so long, we were homeless, jobless and car-less and lost absolutely everything due to Covid (our credit is shot as we lived off our credit cards as much as we could during this time as we genuinely didn’t want to take advantages and abusing of all the “support” given during this time) living in such a rural area , we all had to spilt up for 6-8 months and we were able to get our feet back into the ground, and have been putting our lives back together since and getting a car will put our biggest struggles at rest.
Thank you all!
submitted by AnnieBee_515 to taxhelp [link] [comments]


2024.05.19 15:30 xiaolii [H] Lots of Games [W] Trade for Games or Paypal (EU)

Last Updated List: 19/05/2024
 
I'm primarily looking to trade for games from my wishlist, otherwise I am also open to selling them. I am not interested in games I already have and all games I'm getting are for me and activated on my own account. Other than that feel free to offer your list of Steam games and something I may not have and fulfills my criteria I could/would be willing to trade for it/them.
If you're either trading or buying please state the game(s) you are interested in and your offer (game(s)/list/price).
 
Info:
 
I kindly ask of you is to be reasonable when making offers to make it a fair trade for both of us.
Let's have a good exchange/trade!
 
List of games:
submitted by xiaolii to GameTrade [link] [comments]


2024.05.19 15:30 xiaolii [H] Lots of Games [W] Trade for Games or Paypal (EU)

Last Updated List: 19/05/2024
 
I'm primarily looking to trade for games from my wishlist, otherwise I am also open to selling them. I am not interested in games I already have and all games I'm getting are for me and activated on my own account. Other than that feel free to offer your list of Steam games and something I may not have and fulfills my criteria I could/would be willing to trade for it/them.
If you're either trading or buying please state the game(s) you are interested in and your offer (game(s)/list/price).
 
Info:
 
I kindly ask of you is to be reasonable when making offers to make it a fair trade for both of us.
Let's have a good exchange/trade!
 
List of games:
submitted by xiaolii to indiegameswap [link] [comments]


2024.05.19 14:34 Professional_Cat_437 Millionaires are paying less income taxes than they did in the 50s, 60s, and 70s

Millionaires are paying less income taxes than they did in the 50s, 60s, and 70s submitted by Professional_Cat_437 to neoliberal [link] [comments]


2024.05.19 14:25 bouncedsheep121 $Pizza Celebrating first Bitcoin real world transaction Launching on Monday 7:00 pm UTC ETH

Hey there, crypto enthusiasts! Get ready to embark on an epic journey with $PIZZA, where good vibes, hilarious memes, and moonshots await!
May 22, 2010: Known as”Bitcoin Pizza Day,” a programmer named Laszlo Hanyecz completed the first real-world transaction by purchasing two pizzas for 10,000 BTC.
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Total Supply:21Million
Tax:0/0
CA Renounced
LP Burned
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2024.05.19 13:51 mcrib007 Rejoining the team

Rejoining the team
I had a 2006 6s years ago, and am back in the club with this 2019 GT. I traveled a few hundred miles to the Chicago area to get it. It is a Mazda Certified as well with 22.5K miles. I was able to get it for $24.5K after tax, title, etc. The grey seems to almost have a green hue in the evening, and I like how the wheels match the exterior. I really enjoyed my ride home with the turbo, so smooth on the highway. I am looking at tint and the rear lip spoiler for my short term changes.
submitted by mcrib007 to mazda6 [link] [comments]


2024.05.19 08:38 stellabella07 Multi state return question.

Multi state return question.
My husband and I live in KS. I work only in Ks but my husband works job sites in both Kansas and Missouri. His job cuts him 3 W2 at the end of the year, one for each state, and then a combined one. The local hall does a great job of recording what state he worked in, on what day, how many hours (etc) and properly crediting his income to ONLY that state.
When I filled out our Missouri tax return on TurboTax, it autofilled our Missouri income with the total for all income, and not just the Missouri portion from his job. I could not figure out a way to subtract the others. His Missouri income was only $28,093. We still came out with an $88 refund but that doesn’t seem right, when they withheld $1042 in MO, and $1813 in Ks. We owed KS $400 even after entering the “taxes paid to another state” credit.
Does this look right or was there a mistake made?
submitted by stellabella07 to tax [link] [comments]


2024.05.19 07:21 Hsiang7 Filing taxes for Expats who have get all taxes deducted

I used to use TurboTax for filing my taxes every year because it was one of only a few platforms that offers support for expats living abroad, since the US is one of only three(?) countries in the world that requires citizens not living in the country to still report taxes, the rest being third world countries. Nevertheless, as I pay taxes abroad, I get it all deducted each year, but TurboTax is getting more and more unaffordable these days... In the past it was only about $40, but these days I have to pay $200+ to tell the government I don't need to pay taxes??? There MUST be alternative options.... I've had it with TurboTax and their price increases every single year and am looking for alternatives. Are there any expats on here that can tell me any alternative options? I don't see the logic in spending $200+ to tell the government I don't need to pay taxes.....
submitted by Hsiang7 to TurboTax [link] [comments]


2024.05.19 03:35 Cazador0 Short Story: WPA - A Completely Average Roadtrip

WPA – A Completely Average Roadtrip
Disclaimer: Not canon, and I don’t use patreon so please don’t spoil me. Also, any opinion held by a character is that of the characters and not my own. Enjoy.
Town of Ljosalfington, local time 14:00, week 7
Emma Booker
“Again Illunor, I warned you before that this is a utility vehicle, not a party rated smart-limo. I am already compromising more than I should by allowing you to use the sample cooler as a minifridge, one which I can’t even use!” I said as I loaded the materials I had just purchased into the back of the high-G All terrain fusion-ethanol-electric hybrid 24th-century legacy pickup truck that I had printed out earlier this week, carefully avoiding the heavy ordinance hard point.
“That is hardly an excuse for that abysmally cramped leg space barely fit for cattle, never mind the bare minimum for standard decorum suitable for nobility. If this is what a car is like, then I don’t see why you care for your technology,” complained Illunor, who was sitting around idly with a malformed garish bowl of icecream that he had stashed away from lunch.
“If it bothers you so much, perhaps you could help next time with your ‘bigger-on-the-inside’ magic,” I retorted as I slid the last core sample into the back before covering it up with a tarp and strapping it down.
I had originally planned to visit Ljosalfington by myself to acquire much needed exo-materials to test various mana manipulator configurations as I worked to develop my first wand as not all of the materials I needed were procurable locally from Elaseer. I eventually yielded, much to my regret, to allowing Illunor to come with me as he insisted on wanting to deliver a letter personally in town after Thacea had pointed out the wisdom of not travelling alone.
We continued our back and forth for a bit yet as I finished securing my payload a voice called out to me from the direction of the town.
“Excuse me a moment, I couldn’t help but notice but are you from the academy?”
I turned to see an elf dressed in a plain brown buttoned up tunic matched by a slightly shabby pair of trousers with what appeared to be a lute upon his back and a plain and unenchanted longsword on his belt gesturing at our robes. Mine especially were new and unusual, tailored by the academy to go over my armour and allow access to the anchor points and allow me to exit my armour with minimal hassle. Illunor scoffed at what was evidently a commoner’s arrogance at approaching nobility and turned his head away in disgust. I glanced at Illunor and shook my head before turning to face the new man. I had time to spare, and any opportunity to engage in a hearts-and-minds dialogue with the locals outside the bounds of the managed environment of the academy was more than worth the time to chat. Especially as most of the other locals seemed to be content in ignoring me.
“Yes, we are currently studying at the Transgracian Academy. I am Cadet Emma Booker representing the United Nations of Earth and Luna from Earthream, and my aloof compatriot is Lord Illunor Rularia of the Vunerian courts. We were just about to head back but are in no rush. May I ask your name and what brings you by?” I asked with my hand outstretched in greeting.
“Ah yes, yes. My name is Edhel Redoehdelnif, a wandering bard by trade like my father and his father before him. My apologies, Cadet Emma Booker, I am unfamiliar with Earthrealm,” said Edhel as he grasped my hand with both of his and shook it tepidly yet vigorously. Or rather, tried to, as the motors on my suit resisted his efforts.
“News doesn’t seem to spread all that fast around here, so it makes sense you haven’t heard of us. We’re a new realm, and only just got here. Pleasure to make your acquaintance, Edhel Redoehdelnif,” I replied.
“Absolutely fascinating! And a knight no less, or perhaps a squire? I’m sure you have many stories to tell of Earthrealm. Say, by chance are you about to head back to the academy? I have business in Elaseer and the usual coach has been absent as of late so I would rather not go it alone,” said Edhel.
I was hesitant to bring a stranger back in the car with me, even if Illunor was present. However, the opportunity that meeting a bard presented was too good to pass up from an intel perspective and to win the favour of the populace at large.
“That is a great idea. I think I have room for one more…” I paused before gesturing towards Illunor, “provided everyone is ok with it that is.”
Illunor gave a huff and turned his head away in silence.
“Very well, I will allow this. But he will not be joining me in your sorry excuse for a coach,” said Illunor dismissively.
Illunor approached the backseat expectantly and the door opened for him automatically, allowing the dlc kobold to gracefully enter and lounge across the length of the seats, once again ignoring the seatbelts. I sighed as I made my way to the driver’s seat, and Edhel entered from the passenger side as he marveled at the automatic doors and the interior.
“What a strange carriage this is! Although I must say, shouldn’t you be retrieving your horses? I didn’t see any harnesses or sense any artifices,” inquired Edhel as he attempted to make himself comfortable on the car seat, lute in front of him.
“Oh no, this thing doesn’t need horses or magic,” I said with a chuckle as EVI started the car. The elf raised his eyebrows at the sudden hum of the engine and made an expression of alarm when the car started driving itself without my input. “See, purrs like a kitten.”
“Earthrealm must have some large kittens if they purr like that,” noted Edhel, “but you must be concealing the enchantments somewhere. Such a thing as this with such strange yet precise craftsmanship is only possible in the crownlands.”
“Nope, no magic,” I said cheerfully.
“Then how?” Asked Edhel.
“It’s rather simple really. Are you familiar with the workings of a mill?” I asked, deciding to keep things surface level and elementary to avoid provoking the IDOV threshold.
“Somewhat, though I confess to not being familiar with their workings. Are you suggesting this is akin to a mill?” Asked Edhel perplexed.
“It’s the same principal. A mill works by taking a source of rotation such as a waterwheel or windmill, transferring that rotation along a series of rotating shafts and interlocking gears, and finally putting that energy to work by rotating a millstone,” I began as the car pulled out onto the smooth cobbled road in the direction of Elaseer. A notification popped up in the corner of my vision indicating my recon drone swarm had shifted from a holding formation to a convoy screening formation, and while the roads were clear I kept the speed at 60km/h to account for my passenger’s apparent distaste for seatbelts.
“Rotation…” muttered Edhel. He turned to face one of the wheels and EVI pinged an alert for a probable match for a detection spell, “fascinating.”
“Edhel, what are you doing?” I asked.
“Oh, yes, perhaps I should have asked first. Yes, I can see how it all fits together. But the source of this rotation? I see no mighty river or great wind to power this, so where does it come from?” Asked Edhel, not really apologizing. Elven arrogance, it seemed, was not limited by class.
The act reminded me of Sorecar when he inspected my gun, but where the armourer had been respectful with it, Edhel was more flippant. I considered the possibility that he was a spy sent by one of her peers or the crownlands, though this did not mesh with the methods I had seen so far. Edhel may have been just overly enthusiastic. In either case, I quickly decided to only reveal the antique design for the ethanol engine, and not that of the batteries or the emergency coupler to my suit’s fusion reactor.
“Right, well please ask first next time. As to your question, I won’t bore you with the details, but the rotation is generated by creating a periodic sequence of explosions inside of a machine – a manaless artifice – called a combustion engine, said Emma.
“So that’s what that sound is…” pondered Edhel, “are these artifices typical in Earthream?”
“You are awfully inquisitive for a commoner,” noted Illunor as he inspected his nails for dirt, “and rather accepting of something which should be impossible.”
“I wouldn’t be much of a bard if I wasn’t, my lord,” said Edhel shifting uncomfortably in his seat, “perhaps some music might set the mood better?”
“That would be preferable, bard. I have heard enough of the Earthrealmer’s Road Trip Playlist and would like to listen to some music of real culture,” said Illunor.
The bard agreed and proceeded to awkwardly play a ballad about an adventurer who slew a hydra in some frozen wasteland. Partway through, I politely interrupted the Edhel to point out the seat controls much to his fascination and Illunor’s grumbling at their common nature, and after some adjustment the bard went on playing and I half-heartedly listened while I paid attention to the road and my drone feed.
Particularly after EVI detected something unusual and alerted me to its presence.
”Attention Caded Booker. There is a disabled vehicle blocking the primary route to destination. Heat signatures in the woods are consistent with that of an ambush.”
“Damn it,” I muttered.
I glanced at the drone feed to see a broken cart strewn horizontally across a wooden bridge over a brook. On the surface it looked like a pair of civilians who required aid and assistance, but off in the woods were several heat signatures, several of which held weapons of varying levels of enchantments. Occasionally one of the pair on the bridge would talk with them, suggesting they were in cahoots rather than hostages. I recalled crossing that very bridge not a few hours earlier, so the blockade was very recent.
“EVI, did we pass that cart on the way here?” I asked.
”Negative,” replied EVI.
I grimaced. I had been trained to handle road-side ambushes, but it was only something that was a theoretical possibility. Something that should only occur in a warzone or a corrupt and unstable polity. I knew I had the capacity to handle such an encounter, even non-lethally, but that didn’t change the fact that these were civilians and as such were the responsibility of local law enforcement. Combined with the fact that I had passengers I was responsible for and engaging the ambush was a risky option.
“EVI, give me a list of alternative routes,” I commanded.
”Affirmative. Here is a list of routes in order of recommendation,” replied EVI.
I looked over the routes superimposed on a map of the region and quickly dismissed taking a shortcut through the forest and cutting through farmland. A detour caught my eye that extended the journey by roughly ten kilometers and I immediately sent a pair of drones to scout it out before committing to the detour.
“Are you alright, Cadet Emma Booker? You seem distracted,” asked Edhel, snapping me back to reality.
“Yeah, I’m fine. I’m just focused on driving,” replied Emma.
“I suppose it must be quite taxing to command an artificed carriage of this complexity. Perhaps it might ease your mind if you were to regale me a tale of a hero of your realm?” Said Edhel, strumming a complex tune from his lute as he spoke as each and every pluck triggered a low-level spell.
“Well, that may be a problem. We don’t have any monsters to fight, and wars are a thing of the past,” I said while desperately tip-toeing the subject of aunt Ran, the subject of war, and our voyages through the cosmos, “though we are not without the adventurous spirit. We certainly have many stories of grand voyages. Some mythical and fictional such as The Odyssey as told by the Greek poet Homer and some historical such as the race to the south pole.”
“The south pole,” muttered the bard, “so you have explored all of Earthrealm then? I suppose that makes some sense, if you have artifices such as this then traversal of a globe would be quite manageable.”
“You are quite perceptive,” I said, not wishing to elaborate.
“A great performer knows his audience,” said Edhel with a charming, honest, almost human smile.
I felt a pang of homesickness as an intrusive thought reminded me that I could have gone to a real college surrounded by friendly faces my age, engaging in nightly holostreams and dreaming of adventures in the stars from the safety of a college dorm room. The sight of Illunor in the rear camera was the only thing that kept me grounded, as I almost felt like I was back at home on a road trip rather than returning to a fantasy feudal court, constantly evading death at every turn with the fate of humanity on the line. As such, and prompted by EVI, I barely had the wherewithal to take the planned detour.
A fact which did not pass by Edhel.
“I believe you may have taken a wrong turn, Emma,” he commented.
“Nah, I’m just taking the scenic route. I came from that direction on the way here, and you have inspired me to see the other road and I figure it should only add a few extra minutes to our travel time,” I said, gesturing at a paper map which I had referenced exactly once, “though on that subject, you seem to know these lands quite well. Do you have any recommendations on places to visit in the Nexus to scratch that itch?”
Illunor raised his eyebrow at the detour excuse, knowing full well this was not part of the plan. I worried that he might complain about the issue and but thankfully remained silent as he snacked on the contents of the misused sample storage unit. Edhel himself took on a more pensive posture.
“I’m happy to have been such an inspiration, Emma, though I am sure an explorer such as yourself has little need of such. I would normally suggest the skyward fountains of Verdellan or the cloud tides of Asturia, but that may be too casual for someone of your calibre. Perhaps the severed chasm or the fire marsh of Bhandahova may be more to your liking. Or perhaps…” Edhel leaned in, “I have heard rumours of a dragon in the glassy obsidian wastes of Vurcanar.”
I chuckled at that, knowing how I was fortunate enough to fish a dragon scale out of the nearby lake for the ECS. “The thought of going dragon hunting had certainly crossed my mind…” I mused aloud.
“Yet you sound hesitant. Perhaps it is too much for a newrealmer. Perhaps a slime or a dire rat might be more appropriate,” he said with a tease.
“No, it’s not like that! It’s” I stammered, before attempting to change course after realizing I had been goaded, “what I mean is, I was under the impression that dragons were an endangered species. Where I come from, hunting endangered animals is usually illegal, and big game hunting in general is frowned upon. We do make exceptions in the case of problem animals such as if a large predator starts hunting humans, but as a rule we prefer conservation and try to find ways of coexisting with wildlife such as the use of barrier fences and scaring away dangerous animals rather than being forced to cull their numbers. Having a species go extinct would prevent future generations from appreciating them and risks destabilizing the ecosystem they are a part of. Now if this dragon was actively razing villages and eating civilians and livestock, that would be one thing, but this does not look to be the case. I don’t imagine the Nexus has any settlements in this wasteland, and the dragon clearly wants to be left alone. Killing an innocent dragon would be murder.”
I grinned to myself after delivering a diatribe that would have made my tenth grade social and environmental studies teacher beam with pride, though by the expressions of my passengers my view did not appear to be shared. Edhel’s mouth was agape in shock and fascination, while the Venurian in the back seat merely huffed in disapproval.
“I assure you Newrealmer, there are no innocent dragons,” stated Illunor with a hint of terseness breaking through his otherwise regal demeanor.
“Illunor, I understand that Venurians have personal reasons for not liking dragons, but you can’t just extend that disdain to their descendants or those uninvolved just because they are the same species,” I said.
“If I may interject on your behalf, my lord, I believe I can address Cadet Emma Booker’s concerns,” said Edhel with a bow. Illunor nodded in approval.
“Very well, you may proceed,” he said.
“Thank you, my lord. My dear Emma, you must understand that dragons are not simple animals driven entirely off of instinct as it appears to be the case in Earthrealm. They are monsters. Intelligent, long-lived, violent, greedy, cruel, territorial, selfish flesh-eating monsters. They are evil by the very nature of their being, unable to change by their own accord, and unwilling to change when His Eternal Majesty offered them freedom from their nature. It isn’t that they want to be evil. As intelligent animals – intelligent monsters – dragons are capable of understanding morality, and many have tried to overcome their evil nature at great expense to themselves. A well intended and noble sentiment, yet a doomed one as like all animals, they all succumb to their nature in the end. Overcoming one’s nature is impossible,” said Edhel. His eyes took on a stoic, almost remorseful gaze as he spoke, and Illunor nodded with approval.
I was appalled by this claim, not by the contents so much as how blatantly false it was. As a representative of the human race, I was a living counterexample to his whole argument. We had remained physiologically unchanged as a species since the last Ice Age, and yet in spite of that, in spite of our many flaws, we had found peace and balance. If we could do it, anyone could do it.
“Will all due respect Edhel, that is nonsense. Monsters aren’t born, they are made. It is the mark of any intelligent species can adapt their behaviour to their environment for better or worse, and under the right care any so-called monster can grow to be a force for good,” I began, but while I searched for the right words Edhel shook his head.
“I appreciate your race is an empathetic one, Emma, your idealism is unfounded. As flesh eaters, a dragon must take the life of another animal or person to survive, or they will perish. As such, every dragon has taken a life. As long-lived creatures, they will have amassed a significant number of kills. As the land can only support so much animals, a dragon must be fiercely territorial and aggressive to remove competition, lest they starve. As such, even the most kind-hearted dragon alive must be violent and greedy, and their intelligence fuels this even more so if they know a bountiful land of morsels exists just outside their range.
Now perhaps a multitude of dragons may find a way to co-exist together in some settlement, but to support such a venture would require a large territory of prey, or a livestock animal. Perhaps they could support a large colony by farming grain for their livestock, but that would require effort on their behalf. As large animals, such efforts require a great deal of energy. Yet that size makes it easy for them to intimidate smaller races to do their labour for them, and to keep their client race in line dragons must be cruel. And even so, as their numbers grow so do their needs. As such, they must expand into the lands of their neighbours to survive until there is nothing left to devour, at which point they must turn against their own lest they starve. As such, it is the nature of dragons to conquer and devour. That is why there is no such thing as an innocent dragon,” finished Edhel.
I was speechless, not because I believed Edhel had a point, but because I was horrified at how easy he found it to rationalize the extermination of an entire sapient species. If this was how the elves thought, then it wasn’t the dragons who were the monsters. I suppressed that dark thought. Edhel’s thought process was a product of his culture, not a feature of his elven heritage. If there was any hope of peace between our people, I needed to show him there was another way of being. I needed to prove that co-existence was possible, no matter one’s nature.
I took a deep breath to steady myself before replying.
“That- that is a callous way of seeing things,” I began, though the shock was still there in my voice, “you speak as though there is no natural equilibrium with a dragon, that their only state of being must be to be cruel, to devour, to conquer. But I see things differently. In fact, I might wonder if a fledgling civilization might see the presence of a dragon as a boon rather than a curse. Being intelligent, the locals may be able to come to some agreement with the dragon. Perhaps they might leave some land as a hunting ground or offer up a share of their cattle or guard the dragon as it sleeps. In exchange, the dragon might allow them to build a town outside its mountain and protect them in times of danger. An equitable exchange. A civilization might even create artificial lairs to attract dragons for this very reason. True, some dragons may behave tyrannical towards their town, but a well armed populace of a large city would be more than capable of fighting such a threat, and a rational dragon might reason that threatening their own populace would put their reliable source of food and shelter at risk. You see, it’s all a matter of perspective.”
“You certainly are an imaginative one, Emma, to wonder up a quixotic world where the hare and the fox live together in harmony as equals. Even so, you seem to have ignored one key detail to such a society. What would happen should the dragon not be fed for months on end?” Asked Edhel with his eyebrow raised.
“The same thing as stranded a dozen starving, stranded Elves!” I spat back.
[Alert: Vehicle speed above recommended limit for conditions. Recommendation: slow down. ]
“I am driving slow!” I seethed, not realizing I had sped up with manual control enabled.
“I grow tired of this common prattle,” interjected Illunor just in time to prevent an awkward silence, “bard, play us another song.” “As my lord wishes,” said Edhel with a bow before turning to me with another smile, “perhaps a more soothing melody would be in order? A love song perhaps, to honour Cadet Booker’s compassionate nature?”
I said nothing as Edhel began to strum his lute again to the tune of a love story of a pair of doomed lovers named Ramian and Junette, hating his cheeky knowing grin that only served to get under my skin further as I focused on calming down and slowing the car back to a more reasonable pace before investigating a priority alert which I had been blinded to moments prior.
[Alert: hostile roadblock is absent, location unknown.]
Shit.
“Illunor, we may have a problem,” I said.
“Shush, Newrealmer, have you no class? We are almost at the best part! I’m sure it can wait,” replied the contextually clueless lizard.
I had never wanted to throttle Illunor as much as I did now.
“Illunor, shield, now,” I said with a raised voice.
“I don’t see-“ he started, pausing mid-sentence as his ears perked up.
[Alert: Multiple manafield and spell signatures detected!]
I took evasive maneuvers as Illunor tried to piece together a shield spell, fumbling it twice as panic appeared to set in and providing me with a reminder that Illunor was a civilian, not a soldier. A hail of arrows pelted the exterior of the truck, piercing but not penetrating the composite armour. I was tempted to do nothing but just drive away from the arrow fire, but a foreboding premonition of danger filled me as I recalled Sorecar’s hunter-seeker arrows.
Seeking to avoid that fate, I triggered the active defenses.
The smoke screens deployed around the vehicle, obscuring the sight of any who depended on visible light to see me. A barrage of decoy flares equipped with wooden cores shot upward at angles and diffusing to the side like a pair of giant wings which when combined with the MFD, short for mana-field dampener, inside the vehicle meant that the pelting hail of arrowfire softened to a whirr as the arrows whiffed over the top of the truck, retargeted away from the soft flesh of my passengers and even invoking friendly fire amongst the ambushers.
In the chaos, EVI and my drone swarm fed me complete tactical information on the ambush. Of the 26 individuals at the first blockade, 20 were accounted for, and 3 had died from friendly fire. Ahead at the bridge, 5 more of them were at the bridge where a barrier had been hastily erected to cage me in as the river valley was too deep to cross.
“Illunor, we need a bridge,” I said, taking stock of the wellbeing of my passengers.
The bard was huddled down low and suppressing his manafield, but otherwise rather composed. Illunor, on the other hand, was cowering in the gap between the seats with his hands covering his eyes and his tail tucked in.
“A bridge is no small request, Ne- Cadet Emma Booker,” replied Illunor, “and your ‘Emeffdee’ has blinded me to the outside of this moving death trap.”
“If I drop it, can you at least make a ramp?” I asked as I circled the battlefield. Or tried to, at least, as earthen ramparts emerged from the ground from a yet unseen source to cut off other avenues of escape.
“A ramp? Surely you don’t mean-“ he stammered.
“Yes or no,” I said.
Illunor paused, before taking an unsteady breath.
“Yes. But not with that Emeffdee,” he replied.
“Good. Steady your nerves and prepare to make a ramp ahead of us on my signal,” I said, “in the meantime, get your seatbelt on. This is going to be hairy.”
As I circled around to make my approach on the bridge, the final combatant made his appearance on a nearby tree, revealing himself as an elven mage. An alert focused on the air around him indicating he was preparing an unknown high-tier spell, and I locked the predator drone on him indicating the elf as a high-priority target if our escape plan failed, and I was forced to use lethal force.
If I was forced to kill.
It was one thing to know you may have to kill in the line of duty, but it was much harder to reconcile that with reality. No number of simulations could match the real thing, and a part of me wanted to simply offload the responsibility to EVI to keep my hands clean, but to do that would be betraying my duty as a human being. I breathed in deep and tried not to think about it, instead hoping to rely on the ace I held in my sleeve instead.
“EVI, ready the spell jammer,” I said unevenly.
Acknowledged, the prototype Exo-Radiation Wave-Field Distruptor is primed. High risk target identified and locked, permission to engage?” EVI asked, forcing me to address the dreaded question.
“Negative,” I replied, “hold your fire. If the ramp fails, then you have permission to engage,” I said.
Affirmative, on your mark,” replied EVI.
I lined up the truck with the bridge and bolted through the smoke, keeping a careful eye on the mage as I went. His spellform took on a more concerning shape as I accelerated, and I realized I could not afford to let him finish his spell. I triggered the spelljammer.
A terrible roar erupted from an array of speakers printed from mana-resistant materials that would have made Godzilla herself beam with pride. The sound was decidedly unnatural, gnarly, dubstep drop composed of an electric eel, a whale, a mountain lion, and a tyrannosaurus rex all being simultaneously assaulted by a swarm of angry cybernetic murder hornets as an equally chaotic wave of mana blasted outwards from the exterior of the truck, with the interior thankfully sheltered by audio and mana dampening.
The ambushing assailants cowered and panicked, and it was enough to cause the Elven mage’s spell to backfire in his face as his form exploded into ashes, meeting a horrific fate which I had tried so desperately to help him avoid. With all the combatants momentarily incapacitated or dead, I lowered the dampener and turned off the smoke.
“Ramp!” I shouted, snapping the lizard back to reality.
The Venerian nodded and hastily formed an earthwork ahead of us right before the blockade, and the truck leapt off the ramp with a not insignificant amount of air beneath our wheels. I braced for impact, regretting skimping on the shocks in the name of preserving materials, but the impact never came.
[Alert: Friendly spell designated ‘Feather Fall’]
Illunor thankfully had enough wherewithal to gently land the steel brick, and I sped off into the distance away from the trap that had unfolded behind us, leaving the interior of the truck in an awkward silence as we each processed our brush with death in our own way. “How many are dead?” I asked EVI.
6 hostiles confirmed dead,” replied EVI.
I drove on in silence. Those were six deaths I had tried to avoid, and I became lost in thought as I wondered what I should have done differently to avoid the confrontation entirely.
Edhel broke the silence with a bout of laughter.
“Terrific! Absolutely terrific! Why, I can conjure up many a tale from this encounter alone! I live for this kind of inspiration!” Exclaimed Edhel a little too chipperly considering the circumstance.
“I would rather not hear stories about how I bravely ran away,” I moaned in deadpan sarcasm.
“You think too little of yourself, Cadet Emma Booker. It is plain to me that you are no ordinary rabbit. Make no mistake, I see it as a privilege to bear witness to the roar of a vorpal hare!” Said Edhel as he supressed his laughter, “though I am afraid with all the excitement that I must finish my song some other time.”
“How about I play some of our music?” I offered after the elf revealed his thrill-seeking side.
“Splendid, I would like that. Perhaps something of your ‘Roadtrip playlist’ you speak of? It sounds like a collection of your voyages,” said Edhel.
“That would be an improvement on the truth,” said Illunor dismissively as he eased from his state of shock, “it is little more than noise under the pretense of music.”
“Illunor…” I muttered to myself before turning the mic on, “no, no it’s not like that. I have terabytes of pre-recorded songs from various artists back home which can be played by… an artifice called a speaker. A playlist is a set of songs which are grouped together, usually to listen to in specific situations such as studying, partying, or travelling. The latter collection is what Illunor is referring to.”
I very deliberately chose not to reveal my ‘Unfortunate Daughters’ playlist.
“An artifice which plays music, and a magicless one at that. I must say, Emma, I fear for the bards in your realm,” said Edhel with a laugh.
“Your fear is misplaced, Edhel. Entertainers live like kings where I come from,” I retorted with a smirk of my own, “well, the ones with talent at least.”
“Well, well, I suppose I have to hear my competition!” Said Edhel with a laugh.
“Do as you must, though let it be known that I warned you,” said Illunor as he watched a play on his sightseer.
I had EVI compile a list of songs that left out content offensive to Nexian sensibilities or violating OpSec and as it compiled I mused over what type of sample spread I wanted to show off. Then it struck me. What better way to show off our culture than with some good old blue jumpers and nova rock! Sadly, jumpers were unavailable to show but I still had a whole list of modern artists to choose from.
Moments later, the car speakers sprung to life to the tune of ‘Innocent Youth of Mine. Edhel’s eyes lit up like a child visiting a zero-g gravity park for the first time, seemingly star-struck by the antique electric guitar and the synthesizer-drums in particular.
“What… what is this? I have never heard anything like this!” Proclaimed Edhel.
“Dreadful, isn’t it?” said Illunor, doing what he did best and pretending to hate it.
“Oh there is a lot more where that came from,” I said with a cheeky grin of my own, “this one is called ‘Innocent Youth of Mine’ by ‘Cannons and Poppies’. It’s part of the Nova Rock genre.
“And those strange instruments?” Asked Edhel.
“Oh, you mean the electric guitar and the synthesizer. They are electronic instruments, taking advantage of channeled and modulated electricity to create near any sound we can imagine,” I replied.
“Channeled electricity… are you suggesting these sounds were made by some form of lightning?” Asked Edhel.
[Suggestion: Avoid topic of electricity due to OpSec risk]
I nodded at EVI’s warning, thankful that it caught me before I discussed the very thing that all of my equipment ran on.
“It’s not exactly lightning, but close enough,” I said.
“If I had not witnessed to your display of power earlier, I might have perhaps been more skeptical of such a claim, but I suppose a lady must keep her secrets.” said Edhel with a raised eyebrow and chuckle, “but I digress, this music is most interesting.”
“There is a lot more where that came from,” I said with a cheeky grin of my own.
“If I ever have a prisoner in need of torture, I will turn to you first,” replied Illunor, “if you are willing to subject your peers to this madness then I cannot imagine what you would force upon your enemies before dunking them in ice.”
“In your dreams,” I retorted.
I played a few other songs including Astrodesee’s ‘Meteor Struck’, the Martian classic ‘Hotel Cydonia’ and even ‘Switching to Warp’ before Elaseer emerged from the distance, and I pulled up outside the gate to drop Edhel off.
“Here already?” Asked Edhel.
“Well, yeah. I was just running a quick errand, I didn’t want to go too far,” I replied casually.
“That was a distance worth at least five days of walking by foot, and you call that a ‘quick errand’?” Asked Edhel. I shrugged, and he laughed.
“Well in any case, thank you for allowing me passage in your car. I must apologize for my lack of gift or payment…” said Edhel. “Don’t worry about it, it was on the way,” I replied.
“I see, how generous. Perhaps we might one day meet again?” Asked Edhel.
“Maybe, but I’m not sure how likely that is. The academy takes up most of my time,” I replied, “though you never know. I still have a lot of quest hours to complete.”
“Is that so? In that case, I hope we meet again! Goodbye Cadet Emma Booker and farewell Lord Illunor Rularia,” he said. “And good travels to you, bard,” said Illunor.
I waved off Edhel and drove back to the academy, Illunor still sulking in the back seat.
“Perhaps next time, you should steer us away from danger?” Suggested Illunor.
“I tried, but we were tracked,” I replied.
I groaned inwardly at the additional work needed to fix the truck. EVI compiled a list of upgrades for future engagements, batting away my idea for a ‘turbo mode’ and a ‘jump boost’. Though at the end of the day, meeting the bard wasn’t a complete loss. It felt good to talk to someone almost normal for once, and I hoped I met him again.
Edhel Redoehdelnif
I watched as Cadet Emma Booker’s vehicle went off into the distance, getting one last look at the Earthrealmer’s strange artifice before turning towards the gate. The voyage was an exotic experience, not unlike that of a fever dream or a peak into a world completely alien to my own. Indeed, it was a struggle to contain my excitement and enthusiasm and process the experience rationally as I made my way through the southern gates of Elaseer and turned the corner of an alley before entering an impossible structure that did not exist.
“You are earlier than expected,” said the shadowy figure of my handler as I made my way to the meeting hall.
“The Earthrealmer’s means of transportation proved far more expedient than anticipated, my lord” I spoke as I knelt before him, “even with her unexpected departure from the anticipated road and the ambush we traveled for scantly more than an hour.”
“Yes, I will require a full report from you. Perhaps you can shed some light on the ‘smoke dragon’ my men claim intervened on the Earthrealmer’s behalf,” said my handler.
“Smoke Dragon, my lord?” I asked.
My handler responded by activating his sight-seer, revealing how the ambush had appeared from the outside. The Earthrealmer’s uncanny artifice traversed down the road, a pair of manafields displaying proudly from within until the archers began their assault. The artifice then transformed as smoke billowed out from its pores and wings sprung forth above until it was the form of a mighty wrym with a pair of glowing eyes springing forth from its ever extending head where it then gave forth a terrible unholy roar which sent waves of mana outward. The mage working to seal the area and trap their mark vapourized in an instant as his spell backfired. It was apparent to Edhel that his exceptional experience in the carriage was merely a muted rendition of the events unfolding around them.
It would seem the hare had the shadow of a dragon.
“I do have some insight, though I must confess the Earthrealmer did very little in the way of direct action. I suspect she has some unseen means of commanding and scrying through her artifices,” I said, “one which does not utilize magic as we know it.”
“Such a statement is heresy,” said my handler, “but such special circumstances are your reason for being. I will require you submit your memories for verification. What is your appraisal of the new realmer?”
“The girl is far more dangerous than a surface appraisal would suggest, though she prefers to conceal that power rather than utilize it out of a misplaced sense of compassion. Her people appear to have a boundless creative drive through which such artifices are birthed, though again it is misdirected towards more common applications. I believe that if properly tamed, this human animal may provide us with great works of art,” I said with a bow.
“I see. Does the girl know you work for us?” Asked my handler.
“She may harbour some suspicions, though did not voice them outright beyond concealing her knowledge,” I said, “though nothing significant. Provided our next meet is under believable circumstances such as a festival she should view me as cordial.”
“She has indeed proven clever,” conceded my handler, “very well, I will make arrangements for your paths to cross again. Perhaps I will arrange for her to be a contestant at the next inter-academy tournament. In the mean time, prepare your report and don’t wander far. This is a priority assignment.”
“As you wish, my lord,” I said with a bow and a smile.
Emma Booker had proved to be an interesting animal indeed, and I hoped our paths crossed again.
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2024.05.19 03:12 newperson135 Joined the Army from NY in 2020, realized I never needed to pay state taxes

Title is pretty self explanatory. I think I'm entitled to get back several thousand in state taxes paid to NY. I tried calling TurboTax about it a couple of weeks ago but it was taking forever for the CPA to figure out how I should go about fixing my returns. Has anyone here gone back and fixed their returns and have advice on how to do it?
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2024.05.19 03:10 Fun_Investment_4275 38, Sr Director Business Ops & Strategy at Medium Tech

38, Sr Director Business Ops & Strategy at Medium Tech
last two years were wasted at failing startups. do not recommend.
back in public company land, $430k TC, rest and vest baby
https://preview.redd.it/a80kw26z9a1d1.png?width=836&format=png&auto=webp&s=b8fa47b55343bac87eba47d7e635c3f6ff8039dd
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2024.05.19 02:55 ConsiderationNo7792 33M, Sr. Project Manager (Pharmaceuticals)

33M, Sr. Project Manager (Pharmaceuticals)
2009 graduated High School and started college. Worked to pay my way through school, graduated BS Chemistry 2014. 2015 first gig in quality assurance pharma. 2016 moved to Quality Control. 2020 started as PM. Q2 2023 promoted to Senior PM. All same company.
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