This is a game of borrowing and loaning words! To give our conlangs a more naturalistic flair, this game can help us get realistic loans into our language by giving us an artificial-ish "world" to pull words from!
The Telephone Game will be posted every Monday and Friday, hopefully.

Rules

1) Post a word in your language, with IPA and a definition.
Note: try to show your word inflected, as it would appear in a typical sentence. This can be the source of many interesting borrowings in natlangs (like how so many Arabic words were borrowed with the definite article fossilized onto it! algebra, alcohol, etc.)
2) Respond to a post by adapting the word to your language's phonology, and consider shifting the meaning of the word a bit!
3) Sometimes, you may see an interesting phrase or construction in a language. Instead of adopting the word as a loan word, you are welcome to calque the phrase -- for example, taking skyscraper by using your language's native words for sky and scraper. If you do this, please label the post at the start as Calque so people don't get confused about your path of adopting/loaning.
Last Time...

Zoséc by Herezovished13

Axalmen /axalɱe̞n/ noun

1. ⁠A painting representing white flowers
2. ⁠A paint made from white flower pigments

Θονο

Σενεκινέ /sɛnɛcçinœ/ verb

1. ⁠To chew a hard substance

Πυθε /pɸyʒɛ/ noun

1. ⁠A rusty wheel
2. ⁠A religious place entrance

Hope you have a fulfilling weekend
Peace, Love, & Conlanging ❤️

I moved back in with my mom a few years ago after she promised to pay for the majority of my expenses if I went to college. She has been a nightmare on and off for the last three years I've been here. I feel like I'm going insane because she's actually extremely sweet/charming but you basically have to become a clone of her to make it last. The only way I could deal with her through much of my teens was copying her entire personality down to niche interests she had. My mom has become increasingly paranoid about conspiracy theories to the point where it's her entire personality. She circles any conversation she can back to whatever delusion she's fixated on and if I ask her to drop the subject, she'll get horribly offended. I don't think my mom is able or willing to separate her actions from herself as a person. If I say something about her behavior that isn't 100% positive, she takes it as a direct insult. I then have to talk it over with her for literally 3+ hours, otherwise she'll kick me out of the house. These conversations just consist of her talking in circles, usually about herself, and they go nowhere. My mother will never apologize or acknowledge her part in anything. She still tries to say that I'm the reason she fled the country to join a cult eight years ago. She almost hit a man in the crosswalk and stood in court arguing that it was the police officer's fault. If she makes even the tiniest mistake, everyone present is subjected to a speech about how it's actually not her fault. Usually the mistake is something like being five minutes late that nobody would even care about, but she turns it into a show about herself. She always includes a list of unrelated circumstances that prevented her doing the right thing. My mom must expect me to read her mind if she wants me to do something because she never asks. She will then proceed to get mad at me for not doing the thing. She uses my frustration with this pattern as an excuse to say that I'm reactive and she's "afraid" to ask my anything directly. She acts as though I'm a violent menace but the worst thing I've done is yell a few times from maybe 25ft away. She likes to ask me about in-depth topics right as I'm walking out the door for school and then get mad at me for saying I have to go. She does this when she's agreed to talk about something but doesn't actually wish to talk about it. So if I tell her she's not honoring an agreement, she can just say she tried but I won't talk with her. This irks me to no end. She keeps losing friends for the same reason but finds elaborate ways to explain why each person made her dislike them first. Last week, my mom convinced herself that I didn't want to see her on mother's day and would announce it while asking me to make plans at the same time. No matter how many times I tried to clear things up and agree to plans, she continued to repeat the same lines. Eventually I got annoyed and asked her to stop putting words in my mouth or I wouldn't be going out with her for the day. She flipped out, stormed away, and called off our plans. I didn't see my her around on the morning of mother's day so I agreed to work, assuming she was off with a friend or something. Of course, she appeared right as I was leaving the house. She kept repeating that me leaving proved her suspicion that I had "rejected" her. She then went on to tell me that this whole thing was because she asked me about plans before I asked her, which meant I didn't care about her. She started saying I was cold, lacked sympathy, ect so I just left. She hasn't spoken to me since but comes up to my cat, who lies near me, and talks to him like I'm a ghost. I'm dreading the hours of "I'm so empathetic you can't do this to me" ahead when she starts talking to me again.

Looking to keep up with what's happening in Norfolk? This is your one stop shop:
COMMUNITY: Economic Development officials admitted that MacArthur Center plans are still entirely conceptual and years away from development. Rip it.
$101 million in toll relief for the region was included in the Virginia budget. Rip it.
City Council voted on Tuesday to approve the FY2025 budget that included $1.9 billion in financial plans. Rip it.
Scotty Quixx and the City of Norfolk reached a $200,000 settlement agreement in the case brought after City officials revoked the business’ Conditional Use Permit. Rip it.
Norfolk will receive $11,569,335 from the sale of the Hampton Roads Regional Jail. Rip it.
A new study found that Virginia has the most expensive interstate toll roads per mile. Rip it.
Maury High School received the 2023-2024 School Leadership Award for Excellence in STEM Education. Rip it.
15 C-2 Greyhound planes based at Naval Station Norfolk are getting significantly more use as the V-22 Ospreys are still held back from mission use. Rip it.
A WWII grenade found in a Norfolk backyard triggered a bomb squad response this week. Rip it.
NSU Football’s season opener will be televised on ABC. Rip it.
ODU has officially closed “the Bud,” an old baseball stadium as it plans for construction of a new facility. Rip it.
Star players from the Tides continue to get pulled to Baltimore and sent back down to Norfolk as the season progresses. Rip it.
The Admirals playoff run ended with a game 6 loss to the Adirondack Thunder. Rip it.
CULTURE Aoife O'Donovan leads a full day of music and workshops on June 1st. It’s “Light in the Eastern Sky.” Rip it.
Opening soon at the Hermitage: “An American Abroad: Florence Sloane in Europe, 1920s-1930s.” Rip it.
Coming up at Little Theater of Norfolk: “A Gentleman's Guide to Love & Murder”. Running May 31-June 23. Rip it.
This weekend at Asssembly explore art, music, and awareness at “Loscar Creations Art and Mental Health Workshop.” Rip it.
Opening Friday: “Roses Are Red, My Braids Are Black” at Offsite Gallery. Rip it.
Opening Saturday: “Delectable: A National Juried Exhibition of Food Themed Artworks” at D’Art Center. Rip it.
Currently on Display:
Surfer: An Andy Harris Exhibition at Assembly. Rip it.
Hampton Boyer: Colors of Us at Chrysler Museum. Rip it.
Fantastic Creatures of the Venetian Lagoon at Chrysler Museum. Rip it.
“I Am Copying Nobody” at Chrysler Museum. Rip it.
“Roses Are Red, My Braids Are Black” at Offsite Gallery. Rip it.
Delectable: A National Juried Exhibition of Food Themed Artworks at d’Art Center. Rip it.
Message in a Bottle: Picturing Maritime Culture in Hampton Roads at Barry Art Museum. Rip it.
Martha Chase: Progressive Kindness at Barry Art Museum. Rip it.
Paintings from the Porch: Works by Jake McCord at Gordon Art Galleries. Rip it.
Concrete Ocean: Works by Leigh Merrill at Gordon Art Galleries. Rip it.
Perry Glass Art Collection at Glass Light. Rip it.
The Sloan Collection at Hermitage Museum & Gardens. Rip it.
Analog Mixed Media Collage by Zriegle at The Gallery At Elation. Rip it
Plus, COMMERCE, CROWDS, & CHOW

There are fundamental metaphysical and ontological superiority of the Advaita view over Buddhism. The debates undertaken by Acharya Shankara (Acharya) against Buddhists were on questions of logic, phenomology, ontology and metaphysics. Without superiority of logic and inference, it was not possible to defeat the nihilistic schools of thought like Buddhism. The arguments between Shankara and Buddhists were technical, complex and long-drawn. But I have attempted a simpler version for our understanding of the basic positions of Advaita versus Buddhism (All Schools) in a modern set-up.
[nb. Gautam Buddha (Gotama/Tathagata/Sakyamuni) is one of the greatest reformer of Vedic religion. Though he was a heretic who rejected and discarded the magnificent Vedas; yet his contribution to the Vedic Hindu system is immense. Like, Acharya Shankara, Tathagata Gotama is immensely revered.]
[The Acharya invites a learned Buddhist Monk to a cup of coffee and of course, debate over respective Schools of Thought!]
Acharya: How was your day?
Buddhist Monk: The question is immaterial and irrelevant.
Acharya: Oh! Will you kindly state why do you say so?
Buddhist Monk: The workaday life is just a passing illusion. The so-called “manifold world” of material and mental elements arises solely through the causal co-operation of the transitory factors of existence (Called Dharmas) those depend functionally upon each other. Since, the material and mental universe arises through the concurrence of forces that are not permanent, the so-called World is not permanent. Everything that we call “world” are illusory, momentary. [He lays down the Sarvastivada, or, Sautrantika view of Buddhism]
Acharya: Oh. Heavy fire! Let me rephrase you. So what you are basically saying is that the perceived World is momentary; just an illusion – ever changing, and that there is no permanent essence of anything anywhere of the empirical Universe, be it mental or material, cognitive or non-perceptive.
Buddhist Monk: Yes, that’s the statement. Everything in the empirical world is only a stream of passing Dharmas, which are mere processes - impersonal and evanescent processes. These Dharmas can be characterized as Anatta (Anatma - Bereft of Self), i.e., being without a persisting self, without independent existence. [The Dharma theory of Buddhism]
Acharya: Ok. I get your point of view about momentariness, impermanence and Anatta. May I ask you a very simple question? When you started the sentence “The Question is immaterial and irrelevant” – it was immaterial and irrelevant to whom? What or who is the Subject to whom those perceptions appeared?
Buddhist Monk: (Enraged) To no one in particular. There is nothing more to this alleged (sic) world’s existence than the co-ordinated flux of wide variety of elemental, co-dependent factors (Dharmas), which bring forth collective experience of world-consciousness in individual and universal aspects. So, the perception occurred to some non-existent entity.
Acharya: Ok! Hypothetically accepting your view, tell me Monk, who is the witness to these arising of dependent elements? Who/what is the witness to the flux? Against what the flux is not static? If you are moving in a train at the same speed with another train, you will see both trains as stationary. A perception of speed requires comparison with a stationary object. Likewise, perception of flux requires a changeless object for measure of standard. Who/What is that?
Buddhist Monk: I object! What is the necessity of a Witness? That too, eternal permanent witness?! No way such a thing exists. People die and their trace vanishes, things get broken, Worlds get destroyed – all without leaving trace. Where is permanence?
Acharya: Hold your breath, Holy Monk. A witness is necessary in order to have a cognition of any phenomenon – take the event of your momentariness or flux. A witness can only say something is transitory or momentary. If there is no Witness, who would perceive and who would make a statement?
(This is one of the greatest novel argument of Acharya, his own contribution to logic and metaphysics – “Who is it that who sees and says Everything is impermanent – That entity has to present, existent and permanent”)
Buddhist Monk: If you say there has to be a Witness, who will witness that witness? How would you establish that Witness exists? What you say is wrong because there will be infinite regress. You say a Witness is necessary to claim cognizance. Fine, then tell me, who will say that there is a Witness? Where will this infinite loop end? In your Theory, everything has to be present to make the Witness known. This is nothing but Dependent Origination.
Acharya: Dear Friend, there is no logical necessity (Akanksha) for something to grasp the grasper. The witness stands self-proved. (This is one of the greatest sources of Pramana – Arthapatti as used by the Acharya)
Buddhist Monk: Even if there is any Witness, that entity; material or intellectual will be momentary, ever-changing, always in flux. So, one can’t say there is any witness at all.
Acharya: You seem to insinuate that everything is momentary and transitional – the flux keeps on changing every nano-second, the reality changing every nanosecond just like waves of sea erase the previous impressions in sand made by the preceding wave. So, who is there who perceives and makes this claim that Nothing is permanent?
And, against what standard you measure permanence relative to impermanence? Everything is impermanent relative to what? If everything if temporary, then how would the concept of any sort of permanence even arise? What is the ground for you to stand on? What is the reference point? Against what measuring rod will you judge impermanence?
Monk, Even to say Nothing exists, there has to be a relative plane of Existence. Else against what would you say Nothing exists, if you don’t know what Existence is? And when you say non-being is there – so logically, non-being exists – impermanence is permanently there, you are putting yourself in serious logical snare. Don’t you think by negating everything you are caught in an absurd redux? The entire Theory of Impermanence is erroneous.
Agreed what one sees or perceived is fleeting, transitory. But then how do you create your own locus standi for the transitoriness to be perceived? Who is the witness, the spectator? There has to be One. The primordial ground, the eternal essence, which is at the basis of everything and from which the whole world has arisen (the Brahman of the Upanishads). There is no void, all that exists is Fullness, Brahman. The world is not non-existent (Asat), but it is illusory (Mithya) meaning, it exist, but appears to us other than what is really is because of Ajanan (Ignorance), Avidya (Nescience) and Maya (Illusions).
Buddhist Monk: (Causes digression because there is no reply to this argument) Come on, then where is the proof that there is something permanent, some ever-present continuum?
Acharya: Yes, I will. The answer is in anusmrteh cha [Brahm Sutra - II.ii.25:] meaning “In memory too”. All of us have memories of good experiences, bad ones, many-a-times shared memories. Now let me ask you something Monk. If you say everything is momentary, how do you explain memory? Memory falsifies your entire base. The [Buddhist] doctrine of momentariness must imply momentariness of the perceiver as well as of the perceived, an implication which the phenomenon of memory proves to be wrong and completely false. If both perceived object and the perceiver change, there would be no connect – and there would not be any case for memory! Because the entire scene changes – so every moment Man should rise and ask Who am I? Where am I? If the man who remembers is different from the man who apprehended we would never have such notions as "I saw it." – both ‘I’ (Subject) and ‘it’ (Object) would have changed over the moment. Phenomenon of memory shows that your basic tenets are wrong. The theoretical edifice has been created on a false foundation.(You notice how he brings in the Atman theory (first bolded sentence) indirectly. What does Shankara mean? He is attacking Buddhists who think of the ‘I’ sense in the following manner: I …. I…. I (where the ‘I’ sense does not exist during the dotted time period). What Sankara is arguing is that how do these Buddhists know that the series is not I1…I2…I3 etc where I1, I2, I3 are three different ego-consciousnesses? How can there be a stable personality which remembers a unique past or recognises old friends if the ego is unstable? In fact it is these Buddhists who need an unchanging principle (the Atman) that witnesses everything for all time (i.e. even during the gaps in ego-consciousness). Only if this Atman exists can Buddhists avoid problems regarding stability of personality. Otherwise a person who is Rama at one moment will consider himself Lakshmana in the next moment after the ego comes back. If these Buddhists now say that the ego-consciousness is stable and not momentary in order to save themselves from this conundrum then they have refuted themselves. Sankara then goes on to say that he can give a similar argument refuting Buddhist realists who regard the external world to exist momentarily. Even in this case of a momentary external world you will need an Atman (an unchanging witness for all time) to give stability to our perception. So in either case you need the Atman principle to make sense of our experience)
Buddhist Monk: Ok. Fair Point. I can’t argue against that. If I say there is perception, there has to be a perceiver. That’s exactly why I say there is neither an object of perception nor a perceiver. The World is unreal. Do you deny the unreality of the outer world?
Acharya: No. Here I am in full agreement with you. The so-called world is unreal to the extent of what we ordinarily see. The names and forms (Nama-Roopa) are fleeting.
[This is a unique and great similarity between Acharya’s Vedanta and the Buddhist ontological world view – Illusoriness of external World]
But it does not mean that there is no basis to this unreality. Not “Sarvam kshanikam kshanikam - Sarvam Shunyam Shunyam”!
[That is the fundamental difference between Acharya’s Advaita (Singularity of existence) Vedant and the Buddhist Nihilistic (Absence of existence) view]
You are wrong again Friend, because in Vijnanavada, you dwell on ‘only & mere’ perception to make the entire conscious Universe. If you have presumed perception, then whose perception? Perception of what? How can you presume and base your theory on the effect only, without looking at the causes? Such a theory is inadequate, inaccurate and false. The Great Gotama too fell into that trap of not inquiring deep enough. To formulate a simple theory, he ignored to delve into the true cause of suffering – the cause of suffering is not desire or attachment per se – but those are intermediate causes. Like a link in a chain. There is still another layer to the inquiry into desires, attachment, and bondage – that is Avidya and Ajnana. The nescience and ignorance cause desire and attachment. Gotama failed to see the true enemy.
Buddhist Monk: [Fuming) How can you question the Tathagata? He was omniscient (A Buddhist axiom).
Acharya: What proof is there that Tathagata Gotama was omniscient? I say No, he was not. And look at me, I am beyond suffering. So, how do you refute me? This Buddhist axiom is completely wrong.
Anyways, our coffee has arrived. Take this cup in your hand Shaman. What do you see?
Buddhist Monk: I see nothing actually. This apparent cup with apparent coffee in it, these, at the deepest layer are made up of discrete individual particles. The deepest level of both the material world and our consciousness is considered to be discrete, separate entities. Thus when we introspect into the deepest layer of our consciousness, we will find that it is composed not from a single homogenous whole but of discrete ‘particles’ – always in flux, always changing – never permanent.
Acharya: (Smiles) Oh, Dear Friend. I get your point. True there is no real cup – the cup is nothing but made up of clay – clay given another form and shape with heat. So, there is clay inside the cup. The cylindrical object (roopa) is the mere appearance which we have named a cup (Nama), there is no Cup as such, but clay in another form. I fully agree when you said You didn’t see a cup. But I disagree when you failed to see the clay in the cup. You can never assume clay out. No matter how deep will you go, there has to be a smaller and smaller entity which will exist. You can not extend the hair-splitting to non-existence. In the final split, something has to exist. And it does exist. Whatever it is, Quantum calls those particles, String people call those Strings, Relativists call those Energy – whatever name you may call, there has to be something that exists. It was there when the Universe started with Big Bang, it was there before it too (else how could the Big Bang singularity have started), it was always there, it is there in everything, it will always be there. We are all made up of Star dust. That star which existed in Big Bang, from which elements got created, from which Space came out. That is the Truth Dear Friend, you can’t assume that out only because you don’t see the subtlest level. You have stopped your quest before you reached the ultimate stage. Yes, particles may be there (Vaishesika friend tells me), particles may be in flux where you wont know what exactly is happening to them (Mister Schrödinger will tell you after 1300 years); but don’t get deluded – there is something that is still more subtle, and pervades everything. Everything can not come out of Nothing. The deepest Truth is Single, homogenous, a whole (Purnam).
Buddhist Monk: Oh. What is the proof, Acharya?
Acharya: Proof. I can offer you Shruti pramana (Scriptures as proof). But you and Tathagat are heretics, you don’t believe in the primacy of Shrutis.
To us, words of Shruti are unquestionable. Even the other day, Mandan Mishra (The great MImanshak) agreed to the same. The Vedas, the Shruti Shastra, the Puranas, Smriti, all teach an ens realissimum (an entity of highest reality) as the primordial cause of all existence, from which everything has arisen and with which it again merges, either temporarily or forever. And that sub-stratum always exists. Know my friend, that is the Only Truth, and Nothing but the Truth – the Sat-Chit-Ananda – the Brahman. “Sarvam khalvidam brahma' that is “All this is indeed Brahman” – and not Sarvam Shunyam Shunyam.
But for you My Friend, here is the argument. Everyone has the notion "I am"; no one can deny the self, because when you go to deny – there would be the self of the denier – who would scale up the denial.
[Both these arguments, that of the Witness and that of Identity, are at the very center of Acharya Shankara's system of Advaita Vedanta]
The Acharya Continued:
“Brahmaivedam amritam
Purastad brahma pascad brahma
Dakshinatas cottarena
Adhas cordhvam ca prasritam
Brahmaivedam visvam idam varishtham
Translation:
“That Brahman is Eternal.
Brahman in front and Brahman in back,
In the South, on the North,
Also Overhead and Below - expanded,
This Brahman is the Universe, this is the Greatest.”
-Mundaka Upanishad, Mundaka II.Khanda 2.Shloka 12
In other words, that supreme Brahman effulgence spreads throughout both the material and spiritual
That Brahman is known by multifarious names My Friend! People see it as Atma, as Ishwara, as Aum - the Pranav, as Prjnanam, there are many names. But there is nothing in those names. [Om Tat Sat]
I will add here my Friend, your Mahayana Buddhist scripture preaches the existence of the "Tathagata Garbha" (Buddha-Matrix/Essence) within all sentient creatures. This Mahasanghikas (Sect of Buddhism) notion of Tathagata Garbha is so close to Advaitic concept of Atman – the manifestation of Brahman in jeeva. This does not differ from a permanent Atman, though you never accept it!! You accept the Advaitic view by altering the nomenclature!
Buddhist Monk: (Started to leave the debate in fury. Acharya requests him to finish coffee). By Gotama! It’s so hot. My lips are burnt.
Acharya: Stop here. What did you say? Your lips are burnt? You are suffering, are not you? But at the same time you say there is no Soul. So, who is suffering? Buddhaghosa (Classical Theravada) has said that “there is only suffering, but nobody who suffers”, Mahayanist Śhantideva has interpreted Buddha that “the person who experiences suffering does not exist”. Is not that a ridiculous proposition? So why all these teachings? For whom? Who were Tathagata’s subjects?

Buddhist Monk: Come on Acharya! You too teach the unreality as cause of suffering and grief and pain. The world is nothing but an idea – a dream-like construct where nothing is real (Idealism in Buddhism/Vijnanavada). And now why do you criticize our unreality while professing yours?
Acharya: No. You have not understood the true essence of Advaita then. The unreality of external world that I teach is not based on nothing (It is not Nihilist). My unreality does not base on absence of reality – but on flawed perception of reality. Unlike you, I don’t say there is NO reality at all! I say there is reality and only ONE reality, but the way we perceive or take cognizance is erroneous because of Avidya, Ajnaan and Maya. Once the perception of snake goes away from the rope on the floor, there remain to Snake, only a rope! And there was never a Snake at all, it was rope all throughout. So, the unreal (Snake) was real till the true real (Rope) was realized. After realization, there was never a snake. Likewise, after you realize Brahman, you will experience that there was never a World of otherness. There was always Brahman, here there, inside outside. You are Brahman. It is an absolute identity and this is ultimately proved simply by psychological experience. Shruti has maintained "Tat tvam asi" (That art Thou); "Brahmasmi" (I am Brahman). This is no ‘similarity’ as if we should say, "I am something like Brahman", but full and complete identity, “I am the Brahman” and “Brahman is Me”.
The Great Tathagata saw suffering, but never endevoured to go deep into its causes. He saw the unrealness of the work-a-day, realized it fully, but he did not realize the true cause (Avidya) and the entity beyond the cause (Brahman). He did not see that strand of argument.
Buddhist Monk: Nah! Sakyamuni did not believe in philosophization or polemics. In Shoola Malunkyovada Sutta, the Tathagata has clarified that he won’t venture into questions of philosophy of suffering, but only the method as to end suffering - "The important thing is to get rid of the poisoned arrow (Suffering) that has pierced your heart, not to inquire where it came from (Source of suffering)”.
Acharya: I know. But then, what did the ilks of Nagarjuna, Vasubabdhu, Asanga, Dharmakirti, Aswaghosa, etc. do? Then why all of them attempted complex philosophisation? No wonder that they failed to bring out a holistic Theory of Being due to inherent contradictions and flaws in the basic tenets. Were they not Vipra Bhikshus (Buddhist Bhikshus at exterior, Brahmin Vedists by intellectual disposition) rather than Buddhists?

I also know the Great Buddha avoided philosophical and metaphysical questions. He did not look deep enough. He just sensed the symptoms of the ailment of suffering and not the true cause. Desire, bondage and attachment etc. are symptoms, not causes. But the Vedas and the Shruti inquired deeper – into the Source of suffering, and the method of Vedant interprets Shruti correctly by pointing out the real causes being ‘Avidya’ (Nescience), and false imputation (Adhyasa) due to Maya.
Buddhist Monk: Acharya!
Acharya: No, don’t say Nothing ever again! The Great Buddhist teachers did ‘exist’ and so did Tathagata. If you firmly believe in Tathagata; then you believe in his existence too! Their mortal embodiments were temporal, but teachings eternal, their thought eternal. That Jnana is eternal. That’s where Brahman shines. It is the light by which everything is seen, the light of which the sun and moon are pale reflections. It is not only real but so egregiously real that the work-a-day world fades into mist beside it.
Buddhist Monk: Starts to leave muttering No, No, No…..
[This is a very simple exposition. Mostly consisting of the Advaitic critique of Buddhism gleaned from various sources. A detailed account would require a thesis.]

I am 12 grade student . For my annual psychology project , I am suppose to find a person with some psychology problem ( anything - even from bulimia nervosa to ptsd to some serious problem ) and prepare a case study on that person . It doesn't matter if the person no longer have that problem . The guidelines I have been given are -

• I have to conduct an interview ( can be online and through voice or texts ) from the subject and his/her family members .
• I have to collect basic information like biological information ( Name , Age , DOB , etc ) , Personal history , Family history etc
  I can hide some of the information to make sure that person info stay hidden if they don't want there real being in use .
  
• The person have to be diagnosed and I want a copy of that report stating that.
  

How can I find Some one and can perform this project , I need advice from those students who have a lil bit experience with similar project or who can brainstorm and suggests me few tips .
I would be grateful for all the responses and Sorry if u find my english is kinda weak .

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On the Origin of the Buddhist Arthakathás Cambridge University Press (1871)

"—the commentary, I say, upon this Scripture was
at the first Council rehearsed by five hundred holy elders
and in later times rehearsed again and yet again."

L. Comrilla Vijasinha, Government Interpreter to the Ratnapura Court Ceylon:
It must be admitted that the point raised by Mr. Childers is one of grave importance as affecting the credibility of Buddhaghosa and the authenticity of all the commentaries on the Tipitaka. From a missionary point of view, the astounding statement that a commentary on Buddha's discourses existed during his lifetime, and was rehearsed along with those discourses at the First Great Council, appears so improbable and unnatural as at once to justify one in discrediting the testimony; and I doubt not that missionary orientalists will hail the discovery as a valuable addition to their stock of arguments against the genuineness and authenticity of the Buddhist Scriptures.
Indeed I found it difficult at first to obtain the opinions of some of my learned friends of the Buddhist priesthood on this point, as they seemed to regard it as another thunderbolt intended to be levelled against their religion by some enthusiastic missionary ; and it was only after explaining to them the object of the inquiry, and the literary character of the gentleman who started the apparent difficulty, that I could induce them to look the question fairly in the face.
I am glad to say that most of my clerical Buddhist friends with whom I have consulted on this subject agree with me on the necessity of giving a wider and more extended signification than is generally allowed to the word Atthakathá as applied by Buddhaghosa in the passage cited. The word, as is well known, is compounded of two terms, attha, " meaning, " and katha , " a statement, explanation, or narrative," the dental t being changed to the cerebral by a latitude in the rules of permutation.1 The literal meaning of the compound term would thus amount to simply " an ex- planation of meaning. " Taking this wider sense of the word as a basis for the solution of the problem, I think the statement of Buddhaghosa in his preface to the commentary on the Dígha Nikáya is not so hopelessly irreconcilable with probable and presumable facts as would at first sight appear.
On a careful perusal of the two accounts given by Buddhaghosa of the proceedings of the three famous Councils in the Sumańgala Vilásiní and the Samanta Pásádiká, this view will, I think, be found to be very reasonable. It must be admitted that no actual commentary, in the sense that the westerns attach to that term, and like that which has been handed down to us by Buddhaghosa, existed either in the lifetime of Buddha or immediately after his death. The reasons adduced by Mr. Childers, apart from others that can easily be added, against such a supposition, are overwhelmingly convincing. But if we suppose that by the word Atthakathá in his preface Buddhaghosa only meant to convey the idea that at the various Councils held for the purpose of collocating the discourses and sayings of Buddha, the meanings to be attached to different terms were discussed and properly defined, then the difficulty of conceiving the contemporaneous existence pf the commentaries and the Pitakas would be entirely removed.
This view of the subject will appear still further borne out if we briefly glance over the history of the First Convocation, as narrated by Buddhaghosa himself. The first proposal to hold an assembly of priests for the purpose of collocating Buddha's discourses was made by Mahá Kassapa, the chief of the seven hundred thousand priests who assembled at Kusinára to celebrate the obsequies of the departed saint. Seven days had hardly elapsed after that mournful occurrence, when signs of discontent at monastic restraint manifested themselves, and a disaffected disciple of Buddha named Subhadda openly proclaimed that now their master was no more the ties of discipline should be relaxed, if not broken. The words of consolation offered by this old monk to his brethren in distress are certainly remarkable, as it would be difficult to say whether they betoken more the callousness of his feelings or the depravity of his heart: " Brethren, enough of this sorrow, weep not, lament not. We are well rid of that Arch-priest, having been in constant dread of his declarations, This befits you, this befits you not. Now, there- fore, what we desire we shall do; what we do not desire that shall we not do." To a sagacious mind like that of Mahá Kassapa it was not difficult to perceive what language like this foreshadowed, and he instantly formed the resolve to congregate the priesthood, and to collect and arrange the laws and doctrines proclaimed by his Master. Hardly two months had elapsed before this active mind brought about what it had contemplated, and the result was the Council of the Five Hundred, convoked at Kájagaha, under the auspices of King Ajátasattu, for the purpose of collecting and arrang- ing the doctrines and discourses of Buddha.
The proceedings of this Council appear to have been con- ducted in a very orderly and systematic manner, which is the more surprising when we consider that monastic autocracy was about to give place to a form of church government prescribed by the great Founder himself, but which was now to be established and tested for the first time. Mahá Kassapa, whom Buddha indirectly indicated as his equal in point of superhuman mental acquirements, assumed the office of Moderator, and by the unanimous consent of the synod Upáli was elected as the best qualified of their order to repeat the Yinaya, and Ānanda the Dhamma ; the Council having previously decided that the Yinaya was the most material for the permanence of Buddhism.
Now it is important to observe that the catechetical form was used in the collocation of both the Laws and Doctrines. "Afterwards Mahá Kassapa, having seated himself in the presidential chair, questioned the venerable Upáli respecting the Yinaya in this wise. Brother Upáli, where was the first Párájika promulgated? My lord, at Vesáli. On whose account? On account of Sudinna, the son of Kalanda. With regard to what offence? To fornication. Then did the venerable Mahá Kassapa question the venerable Upáli on the offence, the cause, the offender, the primary law, the secondary law, the transgression and the non-transgression, relating to the first law enacted against mortal sin. And the venerable Upáli explained as he was questioned." Such was also the method employed in the synod in the collocation of the Dhamma : - " Brother Ananda, where was the Brahmajála delivered ? My lord, between Rájagaha and Nálanda," and so on. Though it is subsequently added that " at the conclusion of the questions and answers the five hundred Arhats repeated the texts together in the order in which they had been collocated,"- it is difficult to believe that all' the five hundred rehearsed the long narratives prefixed to some of Buddha's discourses in the same words and style that they are now clothed in. Buddhaghosa's account of the synod is gathered from tradition, which was very probably embodied in the Simhalese atthakathás, and there can be little doubt that the main facts are correct ; but that he drew largely from tradition, written and oral, and possibly in some instances from imagination, will I think appear clear to any careful reader of the commentaries. Witness for instance his relation of Ananda's mysterious entrance into the assembly : pathaviyam nimujjitvá ottano árnne y em attánam dassesi , ákásena gantvá nisïdîti pi eke , " He plunged into the earth and showed himself in his seat, and also some say he went through the air and sat down." He does not say which version is correct, but is quite satisfied with both accounts, and is evidently quite willing to let his readers choose whichever they like.
Buddhaghosa throughout all his writings appears to have set one great object prominently in view, namely to inspire reverence for what he considered as supreme authority. When he came to Ceylon for the purpose of translating the Simhalese commentaries, he found a great many extant at that time, and out of these commentaries, embracing no doubt various shades of opinion, and representing different schools of thought, he had to expunge, abridge, enlarge, and make a new commentary. Now how could he do all this, and at the same time preserve undiminished among future generations the same reverence and authority in which the older commentaries were held by the Buddhists of that age? The thought struck him, as no doubt it would strike any careful reader of the Buddhist Scriptures, that a large portion of the writings contained in that canon appear to be explanations and definitions of terms used by Buddha, and also that a great many discourses said to have been delivered by Buddha to certain individuals have not been recorded.
Now what more easy to conceive, or what more probable, than that they formed the nucleus of matter for the formation of a commentary, and that at the First General Council, which lasted seven months, the elders, who had all seen and heard Buddha, should have dis- cussed them, and decided on the method of interpreting and teaching the more recondite portions of Buddhist philosophy ? and what therefore if he should say in somewhat exaggerated language, " the commentary on the Digha Nikáya was at the beginning discussed (or composed, or merged into the body of the Scriptures) by five hundred holy elders" ? - for the original words may admit of such a construction. If or will this opinion appear merely hypothetical if we carefully peruse the account given by Buddhaghosa of the commentaries in his Samanta Pásádiká. In his metrical introduction to that work, after the usual doxology, he explains the necessity of having a proper Pali Commentary on the Vinaya, and then proceeds to set forth what he is about to do : -
"In commencing this commentary, I shall, having embodied therein the Mahá Atthakathá, without excluding any proper meaning from the decisions contained in the Mahá Paccarí, as also in the famous Kurundi and other com- mentaries, and including the opinions of the Elders, - perform my task well. Let the young, the middle-aged, and the elderly priests, who entertain a proper regard for the doctrines of the Tathágata, the luminary of truth, listen to my words with pleasure. The Dhamma, as well as the Yinaya, was declared by Buddha, his (sacerdotal) sons understood it in the same sense as it was delivered ; and inasmuch as in former times they (the Simhalese commentators) composed the com- mentaries without disregarding their (the sacerdotal sons') opinions, therefore, barring any erro* of transcription, every- thing contained therein is an authority to the learned in this priesthood who respect ecclesiastical discipline. From these (Simhalese) commentaries, after casting off the language, condensing detailed accounts, including authoritative deci- sions, and without overstepping any Pàli idiom (I shall pro- ceed to compose). And as this commentary will moreover be explanatory of the meaning of words belonging. to the Suttas in conformity with the sense attached to them therein, therefore ought it the more diligently to be studied."
....continued...
On the Origin of the Buddhist Arthakathás Cambridge University Press (1871)

Hi everyone.
Bit of background- Last year February I broke my ankle and had to go to a hospital+specialist. I was billed and paid everything around April, no problem. About a week ago I get a text that I still owe the specialist money. I contested it and turns out they billed late for the last session I had, we reached an agreement that I would pay it end of this month.
The specialist's office could prove they contacted me last year about the last bill so I had no problem with paying it now, but then I get a text from a collections agency saying I still owed the hospital itself money and my account had been passed to the collections agency. As far as I know I paid my hospital bill in full. I went through my emails and my messages and I have zero record of them ever contacting me to say I still had an outstanding balance. I then asked the collections agency to talk to the hospital and send me any correspondence regarding the outstanding account, just so I can know its not some random bill they've decided I should pay. The agency told me they would request past communications from the hospital and send it to me. This morning I get a text saying the account has been handed over to ITC and they're moving forward with summons, judgement/execution.
Am I being played here? The collections agency is a legit attorney's office close to where I live so I know they're real, but hearing absolutely nothing for a year and then suddenly I hear from collections seems wrong. Is there some way I can fight this or am I going to have to pay up?

I was about to post this on the medical subreddit, but people their start moral policing and hating before providing solution.
Im 23F from UP
Grew up progressive in conservative household (parents are racist, homophobic, ultra-castist and bigots) with the pressure of performing better in academics so that my parents could tell others that even though I wasnt a man, I was still be able to succeed in life. Deep within everyone was hoping that my mom would birth at least one son. She didnt.
Im 23 now, and I have had ........lets say a very wierd life. Parents never loved each other and mother developed depression, anxiety and heart issues when I was growing up. She resents her life very much. Neither parents was there emotionally and me and my sister arent allowed to be emotional and vulnerable with anyone. Not even ourselves. Crying is a BIG NO in my house.
As the first kid to my parents, I grew up as a test subject, the experinmental kid. parents used to beat me a lot until i turned 19. Most of it was because they couldnt hit each other and needed a punching bag. Mom did apologise later in life but it didnt mend my heart. We live together but we hardly ever talk.
My parents also spoiled me a lot, but I never demanded a single thing from them. Mainly because I was not good in studies so I was repremanded that I would not be passed the generational wealth my dad had collected, because I wasnt a smart 'studious' sincere kid with good grades. So I never demanded or asked for anything from them. Just nodded at whatever decision was made by them for me because I felt guilty asking for things that I could never return with my academic performance.
Ours is a very disfunctional family with both parents being Voldemort and Harry Potter. They are in mid-50s and still argue a LOT. Mother is on heavy neuro medication all the time because through the year severe abuse by her in-laws and dad has left her soulless and hollow. She has passed all that trauma on me by saying things to me NO MOTHER EVER should even say to her daughter.
Im not a very studious person but I do read a LOT. I am an avid reader and I think i would off myself if i wouldnt read at least once a day. Reading and cinema is EVERYTHING to me.
THE PROBLEM: I gave NEET 3rd time this year. Score is around 250-350. Parents are pressurising that I have to either get a low fees+good college through NEET score, or I have to get into the UPSC race, if i choose neither of them , then they will start looking for potential grooms to get rid of me. I know i am a burden to them because they have spent a lot of money on my education. And beti for them is 'paraya dhan' after all. We live in Tier-1 city but they think that people will look at them wierd if adult daughter is at home just sitting and doing a casual graduation/post garduation degree. MBBS/BAMS from govt and MBBS from private is unaffordable. BAMS from private is the only option. One of my friends is doing BAMS and his college fees is 1-2 lakh per year. Even though even 1 lakh a year is too much for us, maybe if i beg they will relent.
I dont believe in Ayurveda though. I think its pseudoscience and no one goes straight to Ayurveda doc if they have cough and cold.
I will be real with you i am only partially in healthcare for caring/helping. Im also in this for money. (to fund my sisters education as she is a closeted lesbian and fears that parents might disown her if they find out)
I have no idea what to do. I dont own a single penny to my name.
I dont want to do UPSC. I dont like Ayurveda, but thats the only possible solution now. I have lost the mental ability to take a drop another year.
Parents are absolutely not ready for me to choose ANY other field,as its their money , their child so they get to decide. They have a reputation to make in front of all the relatives who bashed them and look down on them (my parents) for having only daughters,
Please guide me,
Thank You

First/Previous
Gemma was right about the sky’s open night, and I could sympathize with her recollection of the beauty, but for me it must’ve been a greater tragedy—the young woman had only ever enjoyed the stars in the pits of Golgotha; I could, long before, drink in the sky at leisure. Cruel memories.
The night the Rednecks died was one of viscera, but before that it was coolness on the breeze, a warmth by the fires while John played his guitar and we had only just taken two dozen kegs of lager (personal reserves) from the Atlanta despot—the man that kept his subjects as slaves and not a person among the camp was left without budding intoxication. No matter the age, everyone was invited to be merry; if it was that children too faced the plight of a bad world, then so too should they reap the moments of plenty—or so the camp figured.
John had taken a group by the fires where wagons were drawn in interlocking semicircles for cover and Jackson sat beside the picker. Jackson was a man which normally preferred quiet reflection over boisterous singing and nearly never wore the band on his throat, and yet there he was belting out the chorus at the top of his lungs, tankard in hand, red cloth blazed around his neck—it was a contagion and those drunk enough for easier embarrassment sang proudly along:
“There is power, there is power in a band of working folk!
When we stand hand in hand,
That’s a power, that’s the power,
That must rule in every land!”
I’d taken to the outlying shadows with my back pressed against the gas-powered caleche, my own tankard in hand. I loved the warmth of that great big family, truly, but even in those days—and maybe it was that queer youthfulness which longed for individualism that made me that way then—I remained as distanced as possible when I could. I sipped the lager, it was a fine drink and my brother Billy, nearly as old as I was when I’d first taken up in the infantry, swaggered to stand beside me just as quiet for minutes and we looked at the stars and he asked me what it was like to kill a man.
“Is it hard?” he asked.
I nodded, “Sometimes.”
“Killing monsters ain’t so bad. Don’t know if I could do it to a person.”
“You could if they meant to kill you; or if they meant to do it to someone you cared about,” I promised him. In those days, spry, energized, I held no time for staring into abysses; though I still wasn’t a man fully, I pretended as one. It was about family, and it was about doing what was right—what’s right seemed to change, or I changed. The world felt stark with good and evil and even later I’d feel that sentiment well up in me, but if that’s true, I know I stand more on the latter and so I intentionally obfuscated it—this I know. If not, it might be too much to bear. I was required to lie to myself and even in knowing I lied, it was better.
Billy tugged on the red kerchief around his throat and asked me how it looked on him.
“Looks good,” I said.
“Don’t think I look stupid at all?”
I smiled over my drink, “You always look stupid.” I sipped. “The neckwear’s fine.”
“Give me a break,” said Billy; he investigated his own cup, gave it a swish with his wrist, watching its contents swirl. “Aren’t you ever afraid you’ll die?”
“Sometimes—nights like this—I wouldn’t mind it.”
“Really?” my brother asked.
“There’s always a chance of it. Every moment, I guess.”
He smiled. “I wish I had that confidence.”
“You’ll get it,” I returned his smile; it was true that he would gain the fighting spirit. It came to us all with time and reminiscing on the early days, I recall the grit and the hatred—there was learning there too though. Besides, I’d seen the squalors of a stationary man. The stagnation of a place, an unmoving home.
John put his guitar away and laughter erupted from the crowd from something said and Sibylle, cowboy hat cocked funny, traipsed across the camp to the open keg for a refill; the man there, tending the cylinders, was a man named Tandy (a foreigner and one unknown besides the way he smoked a skunk pipe and told wild stories). My mother leaned over while Tandy opened the spigot mouth on the keg, and she froze there, and I could see her there cut out forever against the light of the fires; I watched, and it came so suddenly that I couldn’t be sure what’d happened at all. It was so sudden that I couldn’t find my weapon and I couldn’t find even the courage to fight because in those moments it wasn’t courage I needed, it was grounds to understand.
Sibylle came apart in two pieces immediately, torn completely through and dust erupted as her legs struck the ground while her torso spun through the air like a top, a trail of liquid trailed after, caught in the blue of night so it shone as black; she couldn’t scream. Tandy was a statue. Before anyone could react, more flesh, other bodies, went up and there was all manner of limbs which filled the ground, and it is astounding how quickly a red mist forms across the ground during a massacre. Perhaps the wails of my comrades started before, perhaps others fell before Sibylle, but I could not comprehend the goings-on till I saw her drop the way she did.
Frail human screams rose on the night; I slammed to the ground, tankard gone away and hands scrambling in the dirt; I reached up blindly and yanked Billy to my level and his expression was one of innocence, panic, tears even. Glancing around, I saw the demons bolt from the pitch-black darkness on the edges of camp, mutants taking the fore while greater creatures lurked further back, some hurled whips of gliding metal which writhed over their heads when they stretched them out for a strike—alien—and they sliced directly through soft human bodies. Not even a cry escaped me, but Billy let go with it and I slapped my cupped hand over his mouth hard to hold the screams. His voice would not have been alone anyway, not alongside that startling cacophony. Amidst the cries of people, there were the cries of horses, of our hounds.
We rolled across the ground, slipped beneath the raised body of the gas-powered caleche, remained quiet in the dark, peeked out between the wheels.
“What’s happening?” Billy whispered through my fingers; I removed my hand from him and caught a glimpse of him framed in a square of firelight through the wheels—we lay there on our bellies and the left side of his face was glazed with dirt where I’d pulled him down.
“Shh,” I told him, “Shh, please. Please.” Not another word came while I pleaded with him, pleaded with the world to make this all a nightmare.
Through the haze and the running silhouettes painted black, I saw what might have been Jackson; he stumbled and in the moment that it took me to gasp, his head was gone from his body, his torso slid on as he collapsed, came to rest mere feet from the motor wagon. I told myself that it wasn’t him, but it probably was.
Some mutants lumbered through the camp like animated corpses, some leapt with wild energy or sprayed noxious fumes which lingered in the air; others still were amalgams of humanlike limbs themselves—fiends—exhausting terrible sounds, producing smells of sulfur, glistening with whatever liquids excreted from their oblong alien orifices. Demons ran amok, chanted in devil tongued languages, laughed madly at the destruction—others still, those which displayed some greater intelligence, broke into a song I could never hope or want to replicate; it seemed a unified damnation.
“Please,” I repeated in a whimper and Billy hushed me this time and I realized we were holding hands, squeezing for dear life as figures walked the camp, speared those half-alive, elected others for twisted carnality.
In darkness, in fright plainly, we scuttled from the recess of our hiding place, kept quiet, held to each other, and went into the wasteland where nothing was—every shadow was a potential threat, every second could’ve been the last. We were holding hands; then we weren’t.
Only a glance—that’s all I afforded my brother and nothing more—what a joke of a person I am! What a coward I was. Always.
Something got him in the dark and instead of dying alongside those I cared about, I went on, heartbeat driving me till it was all that I heard in my ears and my muscles ached and my chest heaved and sweat covered me, chilled me in the breeze of the night—it was only once I’d accepted the dark completely, crawled into a hollowed space of rocks along a squat ridge that I watched the demolished camp; it seemed no larger than a spark, but the creatures, fiends and others continued their war cries; never before had I witnessed demons participate in such an attack.
I watched till the sun came, till the fires became smoke, then I watched the band of hell creatures disband. The smell of sulfur remained in the air—copper too—and I stumbled back to the camp in a dreamlike daze, totally unbelieving of the things I saw. Among those dead on the ground, I could recognize none; among those piked from rear to shoulder, standing like morbid scarecrows where they’d been steadied against the ground, I could not want to recognize.
Many of the wagons were overturned, including the gas-powered caleche and I went to it; the metal of its body was warped but I fell to the ground by it and pushed my back against the exposed undercarriage, remained frozen there while examining the bodies, the terrible strips of skin which rested places like wet sheets of paper, the piles of bones removed and smashed and piled.
I cried so deeply that oxygen became a memory, and the shakes couldn’t be contained.
It was like that for so long, knees pulled up, face pushed between, and the wails came unafraid of whatever attention they might garner; there was no rationale, but I imagine if there had been, I would’ve welcomed death in that misery. It was a deep wound that not even my own cowardice would overcome for the sake of survival.
Unaware of my surroundings, not wanting to look up from the ground between my legs, the noise which had started out as imaginary became real and I raised my head then to listen better and wipe my sore eyes; it was the sound of clip-clop horse hooves and I mildly wondered if any of the animals had been spared. I stood and pivoted around the dead camp and there it was, a man on a painted horse with golden hair; he leisurely drove the mount through the place, maneuvering around pools of blood, clumps of body parts and upon seeing me, he smiled and offered a languid wave, keeping one of his gloved hands on the reins.
The man wore white and swished his hair back upon arriving directly in front of me. Ahoy, he offered kindly, Did you happen to see the other riders?
I shook my head, feeling numb.
Ah, he said, I could have sworn four other riders, at least, passed me on my way. His gray eyes examined the carnage. Shame. He shook his head. You are?
“H-harlan.”
He nodded and nearly offered an expression of genuine condolence before descending from the horse; the animal gave a gentle grunt and wandered away from its master to inspect a nearby group of the dead. The man offered his hand, and I took it in a shake. Mephisto, said the man. He flashed a smile again before his face grew serious. I’ve come to you to deal.
I shot him a questioning look, one of bafflement.
I heard your calls from far off. He nodded, removed a white handkerchief from his breast pocket and swiped it down his face. Hot out. He shrugged then replaced the cloth in his pocket. This, he motioned to the disarray of vehicles, of bodies, I can’t fix all this—it’s too much—but there’s a person you love, I know. I could bring them back.
“Doctor?” In retrospect it was such a naïve question.
He shook his head.
“Angel?”
He grinned and nodded, Sure.
“Demon?”
Undoubtedly. His eyes—pits of gray in that radiant face—nearly expressed solemness; he daintily shook the hair from his face and looked at his steed which sniffed a corpse. What’s the word, Harlan? There are others calling and I must be on my way soon—I can’t dally. There was a sharpness to the words. Can’t dally. We must convene soon, or I’ll mosey on.
I snorted back the clog in my nose from the tears and wiped my eyes with my sleeves. “Okay.”
Deal?
I nodded, “Deal.”
Sleep tonight, said Mephisto, Sleep and you’ll be rewarded in the morning.
“You said it’s a deal.”
He nodded and scanned the carnage before we matched gazes and then he said, Yes?
“What is it you want from me?”
Nothing you need now. He called the horse, and it came, and he swept his feet quickly from the ground and settled into position atop the animal. Sleep, Harlan. You won’t be bothered. There are worse things still over the horizon.
I watched him go till he disappeared and once he was gone, I couldn’t cry anymore and instead rummaged through the wagons for what I might carry; along the way I found John, face twisted but corpse intact. The body from the previous night that I’d guessed was Jackson couldn’t be determined but I found him nowhere else. I slid Sibylle’s holster from her hips, fell hard onto the ground and found that I could sob more. I took her cowboy hat, placed it on my head and held her pistol in one hand and the belt holster dangled from the other while I searched the other bodies; there were so many, but I could not find Billy.
Waiting for darkness, I took the spot where I rested, back against the caleche’s undercarriage, watched the sky and felt the gun in my hand; it was heavy. I put it to my head, closed my eyes, and whispered affirmations to myself then I put the pistol between my splayed legs, watched it still in the dirt, and pulled the hat down over my eyes but it did little for the smell. Though the brim of the hat cut the sky out, I watched the ground and saw circling shadows form overhead and heard calls of turkey vultures; they came to pick over the bodies. I withdrew my knees to my chest there again and laid my forearm across them and bit into my arm while closing my eyes. I had thought I was a man and for a time, maybe I was, but there in that miserable pit of despair I became a child again and if I’d become more delirious, I’m sure I might’ve called out for Jackson like it was a bad dream.
Into a fading stupor of sleep in the sun I went and when I awoke again it was dark and chilly and I was tired and hungry but too sick to eat and hardly strong enough to move; I looked at the gun and put it into its holster and left it there by the caleche. In the light of the moon and stars, I moved to gather a bolt of canvas; I unfurled the fabric and created a leaning shelter against the overturned vehicle and crawled into it. There was a hole in the canvas, and I peeked out at the stars.
Weeping came again, but not so uproarious; I was stuck there letting go of whimpers, lying on my back, feeling the tears trace in lines from the outer corners of my eyes to collect along my earlobes. In time, I fell to sleep again on the hard ground because the mourning had taken all else from me.
A pinpoint of sunlight broke my eyelids and I jerked awake and reached for the holster, but it was gone. So was the hat. I crawled from the leaning shelter and there he was.
Billy stood plainly among the dried, congealed blood-soaked field and he looked on to the horizon and all shadows were long in the midday sun which hung up there in a soft blue sky. Whether it be a dream or a spell, I couldn’t care—I charged to him and spun him so he faced me and though his face was plain and expressionless, I wrapped him into a forceful hug. He placed his hands on my back and gave a gentle squeeze; when I pulled from him, my hands on his shoulders, I saw he held Sibylle’s hat in his left hand, pinched by the brim; he’d already tugged her holster belt around his hips—he could have it all. I shook while holding him then let go to wipe my face.
“You’re alive,” I nodded.
He nodded without speaking then looked at the hat in his hand and placed it on his head and firmly pressed it down.
“Billy! Hell, you’re alive!”
The corners of his mouth twitched upward for a moment then he nodded again. “Yeah.” His eyes curiously searched our surroundings like he meant to take each detail in forever.
I slapped him on the shoulder and almost squealed. “Goddammit.” I wiped my eyes again and could do little to keep the excitement from exploding from me. “Oh, we should go. We should go on and get somewhere safe.”
He nodded toward the horizon, “’Lanta?”
“Sure.”
We packed and it was a like an ethereal phantom remained among us beside the quiet dead; turkey vultures cawed to break the silence, pecked where they pleased on the bodies, and I couldn’t want to fight them. I kept sidelong eyes on Billy with the ever-present worry that he’d vanish. Perhaps he was the phantom.
From the rear of the caleche, I removed a few sentimental books Jackson liked, essential cookware, and sparse rations for the trek. The last thing I grabbed was my shotgun and a bit of ammo.
As we set from the dead place, the terrible silhouettes that were cut from there on the horizon behind us grew in my mind with every backward glance—I wanted to fall to pieces, but I saw Billy walk alongside me and although contented is not the right word, it is the nearest. The steps of our boots were all that was heard because I could not fathom to pierce the space between us with words for fear that it would all end. It was a dream, surely. I’d lost my mind. With my hands thumbed into the straps of my pack, I saw I my hands still shook, and they would shake a lot longer—years and with memories too. The crunch of earth underfoot became a rhythm and instead of looking at my brother, I watched his shadow on the ground.
“Everyone’s dead?” He asked.
“Yeah.”
“You’re sure?”
“Yeah,” I repeated.
“How ain’t I? How ain’t you?”
To say that it was luck would’ve been too morbid. Instead of saying anything, I shrugged, kicked a loose stone, watched my feet some more, and felt a queasiness come over me. For the moment, the immeasurable deaths of those I’d left behind were forgotten in the company of my brother and a sickness welled up inside of me so suddenly that I felt that I’d fall to pieces at the slightest provocation. Finally, I did speak again, but only after steeling myself to the troubles, “Yeah, how are you alive?”
Billy shrugged at me then stumbled up a hill which overlooked trash wood wilderness where sticks lay twisted and bare and further on the sight of Atlanta was visible and I cupped a hand across my brow and Billy did the same and we looked on at the shadows of the place out there where strings of smoke rose from the skyline as a signature for the desolation of the city; it was dead. I felt it in my bones.
My hands were light while my head was heavy, my throat was dry, and the entire world seized in moments of stillness or perhaps it was my own vision which construed the world in that way; I took to the small hill which Billy had climbed and sat there and stared at the place between my feet to steady myself.
“Fire,” said Billy.
I nodded and nearly choked.
Leviathan—till then I had no belief in dragons—glided over the broken city, its winged shadow little seen but its voice was deep across the scene, letting go of roars which shook the ground. We hid among the trash wood and moved down the hill and watched the creature thrash in the air as if it was angry for its abominable life. Whatever millennia it spent in the pits of hell seemingly thrust upon it a love of destruction and pain.
My brother moved with a more assured stride and kept a cool distance and upon fleeing from the wreckage, from the outlying area of Atlanta and the place we’d left our family, he spoke little and watched me strangely whenever I took to melancholic fatiguing. We lit no fires for fear of what it could draw from the night so in the dark I’d see him watching some far-off place, maybe seeing through the reality which surrounded us, and he’d snap from it, catch my eye, and disappear for minutes to scan the perimeter of whatever place we stayed. Being alongside my resurrected brother was lonelier than I could bear, and I hoped he’d disappear for good or that I could work up the courage to end my own life. It was like purgatory explained in books and for a time, it felt endless; upon witnessing the destruction of Atlanta, we pushed to Marrietta, and it was much the same. As was Chatanooga, Nashville, Knoxville, Louisville, Charlotte. The ocean had risen so that Fayetville was gone underwater, and the Florida leg disappeared completely as far as I’m aware. I understood later that Memphis was overlooked and more places further west were alive too, but when we’d exhausted the south, we moved north and found strongholds of families or traders or even small groupings of civilization, but by and large we found nothing much in the two years that we hoofed it from place to place; it was my doing mostly—I wanted to find a place untouched by the mayhem in the area my family had once patrolled.
In retrospect, I am certain that Billy only stayed by my side for convenience; there wasn’t any of my brother left in the man that was my travelling companion for that time. He was a ghost of a person and Mephisto had preyed upon my desire in the worst moment of weakness in my life. There were nights—maybe we’d taken up in a natural alcove for shelter or we’d locked ourselves in some ancient structure for sleep—I’d watch Billy lay where he was, Sibylle’s hat and holster lying beside him, and I’d think of putting him down but he’d stir and in a brief shadow I’d see my brother as he’d been and withdraw to bury my face in fake sleep to be met with images of the night the demons attacked where I’d shake, sweat, and bite my lips so hard I’d drink blood.
Two years we marched around the Appalachians and in that time, I felt myself wither and disconnect.
Upon moving further north we met Indianapolis—that’s what it was called back then—and it was run by an older woman called Lady Lazarus; I reckon her father, affluent and dead, was a fan of Plath. Indianapolis was fortified more than most with its high walls, and its wall men, and its underground facilities which produced substantial ammunition. We—me and Billy’s revenant—were travelling with a group of traders we’d taken up with from out west; they called themselves wizards and although they seemed of the occult, their spirits discounted whatever suspicions I might’ve had of them.
I remember first pushing through that big gate; the town kept with it an indisputable malaise and though we were greeted at the gate by the leader Lady Lazarus—her brothers came along with her—and her jovial demeanor carried a certain infectious quality, I could not help but notice that the regular denizens maintained a healthy distance from their leader (the guards which followed the Lady everywhere probably had something to do with this).
Lady Lazarus touched each of our hands in greeting with enthusiasm and I could not help but notice how soft they were, how vibrant her eyes were, how much she smiled, and how beautiful she was given her age; already her head was fully gray.
Upon meeting each of us, going through the wizard traders first, she came to me, and Billy and she shook my hand then pivoted to Billy.
“Welcome. You can call me Lady.”
Billy caught her hand in his, held it longer than she’d intended so that they held eye contact, and he smiled broadly, tipped the cowboy hat on his head back to expose his smooth forehead and said, “And you can call me Maron, mam. You are quite a sight for a tired man.”
Though Maron—as he’d named himself—was more boy than man, Lady took a disturbed liking to him immediately and we prolonged our stay in Indianapolis after the wizards departed to head west.
Under the rule of Lady, Indianapolis was a theocracy, with her addressing the huddled masses at the steps of her grand abode, she’d preach for hours on sin and strife and quote her favorite passages; though reminiscent of my time with the Rednecks, I never found any truth or sincerity or freedom in her teaching—hers was more trouble, brimstone, fire and I’d had enough of that for a lifetime. Public execution was common. As was torture.
Maron distanced himself further from me, but I remained to keep an eye on him—it was not sentimentality but rather I existed without purpose and conjured some from watching my brother.
Often, Lady invited Maron to her private rooms and though the rumors and speculation ran the full spectrum of perverse speculation, every denizen feigned ignorance at her pregnancy.
Upon giving birth, the infant was malformed with two heads—her brothers took this as an omen and killed the child, put their leader in the stocks for months, and stripped her of dignity while the denizens did to her what they pleased.
Maron rose through the wall men while Lady’s brothers assumed control of Indianapolis and called themselves Bosses; in the time since Lady’s reign, the place was renamed to Golgotha for its closeness to a messiah.
I went west but always found myself drawn back to Golgotha because of some emptiness in me. It was only with Suzanne that I wanted something more and knowing them, I almost believed in a world like the one that children dream about. The world that Gemma and Andrew chased after when they left home, like the one Aggie talked about in her mother’s books. There’s a hopelessness in me that I’ll never be rid of. In the interim between our initial arrival to Golgotha and that flight from that terrible city, I cannot know how many people I sacrificed in convening with demons because I refuse to know because the number would destroy me. That is the worst of it; I do not even have courage enough to face myself or the actions of my past in any substantive way.
Mephisto tainted me so that I could speak with his kind as a dealmaker and the disease grew.
Billy or Maron or whatever he is should have been reaped long ago or better, I should never have brought that abomination alive. Such a cruel world where a deep longing like that can be inverted, weaponized. Me and him should both die; me and him should have died a long time ago.
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I was about to post this on the medical subreddit, but people their start moral policing and hating before providing solution.
Im 23F from UP
Grew up progressive in conservative household (parents are racist, homophobic, ultra-castist and bigots) with the pressure of performing better in academics so that my parents could tell others that even though I wasnt a man, I was still be able to succeed in life. Deep within everyone was hoping that my mom would birth at least one son. She didnt.
Im 23 now, and I have had ........lets say a very wierd life. Parents never loved each other and mother developed depression, anxiety and heart issues when I was growing up. She resents her life very much. Neither parents was there emotionally and me and my sister arent allowed to be emotional and vulnerable with anyone. Not even ourselves. Crying is a BIG NO in my house.
As the first kid to my parents, I grew up as a test subject, the experinmental kid. parents used to beat me a lot until i turned 19. Most of it was because they couldnt hit each other and needed a punching bag. Mom did apologise later in life but it didnt mend my heart. We live together but we hardly ever talk.
My parents also spoiled me a lot, but I never demanded a single thing from them. Mainly because I was not good in studies so I was repremanded that I would not be passed the generational wealth my dad had collected, because I wasnt a smart 'studious' sincere kid with good grades. So I never demanded or asked for anything from them. Just nodded at whatever decision was made by them for me because I felt guilty asking for things that I could never return with my academic performance.
Ours is a very disfunctional family with both parents being Voldemort and Harry Potter. They are in mid-50s and still argue a LOT. Mother is on heavy neuro medication all the time because through the year severe abuse by her in-laws and dad has left her soulless and hollow. She has passed all that trauma on me by saying things to me NO MOTHER EVER should even say to her daughter.
Im not a very studious person but I do read a LOT. I am an avid reader and I think i would off myself if i wouldnt read at least once a day. Reading and cinema is EVERYTHING to me.
THE PROBLEM: I gave NEET 3rd time this year. Score is around 250-350. Parents are pressurising that I have to either get a low fees+good college through NEET score, or I have to get into the UPSC race, if i choose neither of them , then they will start looking for potential grooms to get rid of me. I know i am a burden to them because they have spent a lot of money on my education. And beti for them is 'paraya dhan' after all. We live in Tier-1 city but they think that people will look at them wierd if adult daughter is at home just sitting and doing a casual graduation/post garduation degree. MBBS/BAMS from govt and MBBS from private is unaffordable. BAMS from private is the only option. One of my friends is doing BAMS and his college fees is 1-2 lakh per year. Even this much fees is 2 much for us, but i guess if i beg they will relent.
I dont believe in Ayurveda though. I think its pseudoscience and no one goes straight to Ayurveda doc if they have cough and cold.
I will be real with you i am only partially in healthcare for caring/helping. Im also in this for money. (to fund my sisters education as she is a closeted lesbian and fears that parents might disown her if they find out)
I have no idea what to do. I dont own a single penny to my name.
I dont want to do UPSC. I dont like Ayurveda, but thats the only possible solution now. I have lost the mental ability to take a drop another year.
Parents are absolutely not ready for me to choose ANY other field,as its their money , their child so they get to decide. They have a reputation to make in front of all the relatives who bashed them and look down on them (my parents) for having only daughters,
Please guide me,
Thank You

I was about to post this on the medical subreddit, but people their start moral policing and hating before providing solution.
Im 23F from UP
Grew up progressive in conservative household (parents are racist, homophobic, ultra-castist and bigots) with the pressure of performing better in academics so that my parents could tell others that even though I wasnt a man, I was still be able to succeed in life. Deep within everyone was hoping that my mom would birth at least one son. She didnt.
Im 23 now, and I have had ........lets say a very wierd life. Parents never loved each other and mother developed depression, anxiety and heart issues when I was growing up. She resents her life very much. Neither parents was there emotionally and me and my sister arent allowed to be emotional and vulnerable with anyone. Not even ourselves. Crying is a BIG NO in my house.
As the first kid to my parents, I grew up as a test subject, the experinmental kid. parents used to beat me a lot until i turned 19. Most of it was because they couldnt hit each other and needed a punching bag. Mom did apologise later in life but it didnt mend my heart. We live together but we hardly ever talk.
My parents also spoiled me a lot, but I never demanded a single thing from them. Mainly because I was not good in studies so I was repremanded that I would not be passed the generational wealth my dad had collected, because I wasnt a smart 'studious' sincere kid with good grades. So I never demanded or asked for anything from them. Just nodded at whatever decision was made by them for me because I felt guilty asking for things that I could never return with my academic performance.
Ours is a very disfunctional family with both parents being Voldemort and Harry Potter. They are in mid-50s and still argue a LOT. Mother is on heavy neuro medication all the time because through the year severe abuse by her in-laws and dad has left her soulless and hollow. She has passed all that trauma on me by saying things to me NO MOTHER EVER should even say to her daughter.
Im not a very studious person but I do read a LOT. I am an avid reader and I think i would off myself if i wouldnt read at least once a day. Reading and cinema is EVERYTHING to me.
THE PROBLEM: I gave NEET 3rd time this year. Score is around 250-350. Parents are pressurising that I have to either get a low fees+good college through NEET score, or I have to get into the UPSC race, if i choose neither of them , then they will start looking for potential grooms to get rid of me. I know i am a burden to them because they have spent a lot of money on my education. And beti for them is 'paraya dhan' after all. We live in Tier-1 city but they think that people will look at them wierd if adult daughter is at home just sitting and doing a casual graduation/post garduation degree. MBBS/BAMS from govt and MBBS from private is unaffordable. BAMS from private is the only option. One of my friends is doing BAMS and his college fees is 1-2 lakh per year. Even though even 1 lakh a year is too much for us, maybe if i beg they will relent.
I dont believe in Ayurveda though. I think its pseudoscience and no one goes straight to Ayurveda doc if they have cough and cold.
I will be real with you i am only partially in healthcare for caring/helping. Im also in this for money. (to fund my sisters education as she is a closeted lesbian and fears that parents might disown her if they find out)
I have no idea what to do. I dont own a single penny to my name.
I dont want to do UPSC. I dont like Ayurveda, but thats the only possible solution now. I have lost the mental ability to take a drop another year.
Parents are absolutely not ready for me to choose ANY other field,as its their money , their child so they get to decide. They have a reputation to make in front of all the relatives who bashed them and look down on them (my parents) for having only daughters,
Please guide me,
Thank You

***** I am mainly sending this because I want my evidence back and because I’m pissed that the police department allowed this to happen with next to 0 consequences. Names and identifying info redacted. Let me know if I should change anything, I genuinely am thinking about sending this to whoever I can find emails for at my local PD.
To Whomever This May Concern,
My name is *. I am 21 years old and am a recent graduate of the University *. I have made the difficult decision to write this letter because I am truly disgusted and horrified by the manner in which ** County, the ***** Police Department, and the Child Advocacy Center of *****, NY handled my allegations of rape, sexual assault, and stalking that were filed in 2019. I have allowed myself to move on and grow from this atrocious act that has significantly impacted my life, but my development as a functional, healthy adult has been drastically hindered due to the treatment and negligent investigation into this case.
I would like to describe my story in order to fully convey my frustrations. When I was fifteen years old in late July of 2018, just after my freshman year of high school, I began babysitting the child of a thirty-six-year-old man who my family and I knew quite well and had considered a family friend since I can remember. The premise of the childcare was to assist this man with daily tasks regarding his three-year-old daughter. The man in question was unemployed, but had a difficult time caring for his autistic child alone due to his anger issues, as recognized by the Department of Social Services.
When I began working for this family, the man in question, ****** (*) was in the home at all times in which I was present in the home. The events that led up to the detrimental and life-changing abuse that I experienced are too difficult to describe in one email. To summarize, this man groomed me, sexually assaulted me, and raped me on several occasions in his home over the course of six months. ** sexually abused me in his home, at my home, and in a vehicle. He bragged to his close friends, and specifically, his neighbor ***** and friend ****** about the things he had done to me. These witnesses were willing to comply with any investigation at the time of these events, but were not ever asked to answer questions. In addition, this man isolated me from family and friends, threatened to murder my entire family, and stalked me for a year after I ceased contact with him, which included 5+ drives by my home daily, waiting outside of my place of employment, and cyberstalking. This man used hard drugs in front of me and forced me to participate in and witness several illegal acts. I cannot convey with strong enough language, the impact that these events had on me as a naïve and innocent teenager. He genuinely ruined my life and I deal with the effects every single day.
These events have seriously impacted my development into an adult, and hindered my growth on levels that the recipient of this email may not comprehend. During the end of my relationship with this individual, I had realized that this situation was extremely unsafe and had attempted to break contact. He threatened suicide as a punishment if I left him, so I agreed to meet with him at ******** high school in the mornings after I had gotten off the bus, as I was not yet old enough to drive myself. He forced me to remain in his vehicle from 8am until 9:30am during school hours for multiple days in a row. Several times during these meetings, in the parking lot of the school, he sexually abused me and at other times, drove at dangerous speeds with me in the vehicle on Route 8 in *******. School officials and police officers were well aware of these events after my whereabouts during several of these mornings had been discovered. This individual was then arrested on charges of endangering the welfare of a child but was released on bond the very next day. After much difficulty and explaining, I was granted with a temporary restraining order, which did not stop his advances. To this day, when I return to my hometown to visit family, I am afraid for my safety as I have to see this man in public at a gas station or at a local restaurant.
After a few months, in 2019, I had realized that I wanted to tell my story and that I wanted this man to be held accountable for what he had put me through. At just 16 years old, I went through a series of interviews held at the Child Advocacy Center in ***, NY, which only further traumatized me. A female officer involved with my case made me feel as if I had brought this onto myself due to the sympathy I felt for my abuser and the guilt that I felt about everything that had occurred. To clarify, I was a victim of abuse as a child and did not fully comprehend the extent of said abuse. The female officer was unwilling to recognize that I was a vulnerable, disadvantaged child who did not have the means to advocate for myself. Another male officer, Detective **** collected evidence from me, including an expensive necklace given to me by my abuser with, to my knowledge, a value of $3,000, as well as a letter from him where he confessed his love and relationship with me. He looked me in the eye and promised that I would receive justice. This officer never contacted me again after the interview. If nothing is going to be done about this rage-filled, aggressive, and dangerous pedophile, I would like the necklace and letter back that was entered into evidence in 2019.
I will never understand how a person can be subjected to such atrocious and vile acts, and nothing will be done about it. I am not a religious person, but I wake up every single morning praying that he has not found another victim to control and destroy. I pray for his family, especially his child, and I pray for those who have to encounter him. I pray for myself and my family, as my case has been dismissed and invalidated time and time again by the ***** police department. I pray that no other girl or woman has to experience the things I did, nor has to grow up so quickly the way I did. The treatment of this case taught me that I cannot rely on law enforcement, or on those who are supposed to protect me. I hope that my statements throughout this email encourages more thorough investigations into cases like mine. Women and girls need to be protected fiercely, strongly, and wholeheartedly. I was not provided with further resources to assist with my mental health during this time. The town I have grown up in and have always loved is forever tainted as the place where my life was ruined.
Today, as a strong, accomplished, and college-educated woman, I am extremely disappointed with the way my trauma and physical safety was dismissed by the ***** police department, ***** County as a whole, and the Child Advocacy Center of ******, NY. I will no longer be silenced by fear. I will say his name, as the guilt and shame I have experienced is not mine to bear. I am not looking for retribution, I am simply asking that you dedicate resources to believing victimized women and offering bare minimum, necessary support to women like me in the future.
Thank you for your time,

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Anniversary 2017 Mustang Discount Starter	5YI	No	54	-
Nox 2 pack	LTI	No	121	Nox + Nox Kue
Aopoa Nox 5 Pack	LTI	No	242	4 Nox + 1 Nox Kue
Race Team Pack	LTI	No	168	X1 + NOX + Dragonfly Black
Origin X1 THREE-PACK	LTI	No	174	X1 Baseline + Velocity + Force
Entrepreneur pack	LTI	Yes	683	Prospector + Vulture + Vulcan + Hull B + Ursa Rover
The Tortoise and the Hurricane	LTI	No	415	Anvil Hurricane + Anvil Terrapin
Starfarer + Nox 2 pack	LTI	No	431	Starfarer + Nox + Nox Kue
Origin 600i Series Combo Pack	LTI	No	977	600i Luxury + Exploration + Origin X1
Scoundrel Pack	LTI	Yes	788	7 Items, see picture
Aegis Wrecking Crew Pack	LTI	No	1155	Reclaimer + Vulcan + Eclipse + Avenger Warlock/Titan
Exotic Mega Pack	LTI	No	1260	Banu MM + Genesis Starliner + Khartu-al + other small ships
UEE Exploration 2948 Pack	LTI	Yes	850	Carrack, Terrapin, Freelancer DUR, Cyclone RN

Game package can be upgrade as well on your demand, price negotiated
╔══════════════════════════╗
►5◄ LTI STANDALONE SHIPS
╚══════════════════════════╝
CCU-d ships are upgraded from another ship. Also I have ships from original sale - they may come with different bonuses but are more expensive.

You can click on the price of original sale item to see it's contents.

Ship manufacturer	Ship model	Insurance	Price (CCU-d), $	Price (Original sale), $
Aopoa (Xi'an)	Khartu-Al	LTI	179	-
-	Nox	LTI	-	77
-	Nox Kue	LTI	-	77
-	San'Tok.Yai	LTI	231	-
Aegis Dynamics	Avenger Titan	LTI	74	100
-	Avenger Titan Renegade	LTI	95	111
-	Avenger Stalker	LTI	84	-
-	Avenger Warlock	LTI	100	-
-	Eclipse	LTI	305	333
-	Gladius	LTI	116	-
-	Gladius Valiant	LTI	132	147
-	Hammerhead	LTI	672	777
-	Hammerhead Best in Show Edition	LTI	746	-
-	Nautilus	LTI	672	-
-	Reclaimer	LTI	336	550
-	Reclaimer Best in Show Edition	LTI	429	-
-	Redeemer	LTI	333	-
-	Retaliator Bomber	LTI	284	-
-	Sabre	LTI	184	221
-	Sabre Comet	LTI	195	-
-	Vanguard Warden	LTI	263	357
-	Vanguard Harbinger	LTI	289	-
-	Vanguard Sentinel	LTI	268	-
-	Vanguard Hoplite	LTI	231	268
-	Vulcan	LTI	216	242
ARGO Astronautics	MPUV Cargo	LTI	74	84
-	MPUV Personnel	LTI	-	89
	Raft	LTI	142	-
-	SRV	LTI	165	-
-	Mole	LTI	321	-
-	Combo Pack	LTI	-	111
Anvil Aerospace	Arrow	LTI	95	137
-	C8X Pisces Expedition	LTI	69	79
-	C8R Pisces	LTI	84	-
-	Carrack	LTI	420	-
-	Carrack W/C8X	LTI	440	-
-	Carrack Expedition	LTI	447	-
-	Carrack Expedition W/C8X	LTI	468	-
-	Crucible	LTI	369	431
-	F7C Hornet	LTI	121	-
-	F7C Hornet Wildfire	LTI	189	210
-	F7C-S Hornet Ghost	LTI	140	-
-	F7C-R Hornet Tracker	LTI	155	-
-	F7C-M Super Hornet	LTI	199	252
-	F7C-M Hornet Heartseeker	LTI	200	-
-	Gladiator	LTI	177	221
-	Hawk	LTI	116	132
-	Hurricane	LTI	210	231
-	Terrapin	LTI	231	263
-	Valkyrie	LTI	357	-
-	Legionnaire	LTI	132	-
Banu	Merchantman	LTI	399	-
-	Defender	LTI	226	237
Consolidated outland	Mustang Beta	LTI	95	-
-	Mustang Gamma	LTI	74	-
-	Mustang Delta	LTI	84	-
-	Pioneer	LTI	-	1499
Crusader Industries	Ares Inferno	LTI	252	-
-	Ares Ion	LTI	252	-
-	Genesis Starliner	LTI	357	578
-	C2 Hercules	LTI	368	-
-	M2 Hercules	LTI	483	-
-	A2 Hercules	LTI	735	-
	C1 Spirit	LTI	137	-
	E1 Spirit	LTI	163	-
	A1 Spirit	LTI	210	-
-	Mercury Star Runner	LTI	273	-
Drake Interplanetary	Dragonfly Yellowjacket	LTI	-	84
-	Dragonfly Black	LTI	-	84
-	Dragonfly Ride Together Two-Pack	LTI	-	126
-	Buccaneer	LTI	126	142
-	Caterpillar	LTI	336	-
-	Caterpillar Best in Show Edition	LTI	347	-
-	Corsair	LTI	263	-
-	Cutlass Black	LTI	126	-
-	Cutlass Black Best in Show Edition (2949)	LTI	137	-
-	Cutlass Steel	LTI	221	-
-	Cutlass Red	LTI	142	-
-	Cutlass Blue	LTI	168	-
-	Herald	LTI	111	-
-	Vulture	LTI	158	-
Esperia	Vanduul Blade	LTI	284	326
-	Vanduul Glaive	LTI	373	-
-	Prowler	LTI	399	510
-	Talon	LTI	132	-
-	Talon Shrike	LTI	132	-
Gatac	Railen	LTI	242	-
Greycat Industrial	ROC	LTI	77	-
Kruger Intergalactic	P-72 Archimedes	LTI	-	90
-	P-72 Archimedes Emerald	LTI	-	105
Mirai	Fury	LTI	69	-
-	Fury MX	LTI	69	-
-	Fury LX	LTI	69	-
MISC	Endeavor BASE	LTI	378	-
-	Endeavor DISCOVERY-CLASS	LTI	-	683
-	Endeavor Master Set 2018	LTI	-	1399
	Expanse	LTI	168	-
-	Freelancer	LTI	121	-
-	Freelancer DUR	LTI	147	-
-	Freelancer MAX	LTI	163	-
-	Freelancer MIS	LTI	184	-
-	HULL A	LTI	99	-
-	HULL B	LTI	147	-
-	HULL C	LTI	357	-
-	HULL D	LTI	462	-
-	Odyssey	LTI	578	-
-	Razor	LTI	163	179
-	Razor LX	LTI	168	-
-	Razor EX	LTI	174	-
-	Prospector	LTI	163	179
-	Reliant Kore (Mini Hauler)	LTI	84	105
-	Reliant Tana (Skirmisher)	LTI	95	-
-	Reliant Mako (News Van)	LTI	121	-
-	Reliant Sen (Researcher)	LTI	105	-
-	Starfarer	LTI	315	399
-	Starfarer Gemini	LTI	347	452
Origin Jumpworks	X1 Baseline	LTI	-	69
-	X1 Velocity	LTI	-	74
-	X1 Force	LTI	-	79
-	M50	LTI	121	-
-	85X	LTI	-	79
-	100I	LTI	74	95
-	125A	LTI	79	-
-	135C	LTI	84	-
-	300I	LTI	77	-
-	315P	LTI	77	-
-	325A	LTI	93	-
-	350R	LTI	137	-
-	400i	LTI	265	-
-	600i Touring	LTI	399	525
-	600i Exploration	LTI	420	580
RSI	Aurora CL	LTI	74	-
-	Apollo Triage	LTI	268	-
-	Apollo Medivac	LTI	294	-
-	Galaxy	LTI	378	-
-	Mantis	LTI	168	-
-	Perseus	LTI	557	-
-	Polaris	LTI	735	999
-	Constellation Taurus	LTI	179	-
-	Constellation Andromeda	LTI	252	315
-	Constellation Aquila	LTI	321	-
	Zeus MK II MR	LTI	205	-
	Zeus MK II ES	LTI	163	-
	Zeus MK II CL	LTI	163	-
-	Scorpius	LTI	263	-
-	Scorpius Antares	LTI	252	-
-	Orion	LTI	489	-

╔════════════════════════════════════╗
►6◄ NON-LTI SHIPS & PACKAGES, COMMON
╚════════════════════════════════════╝

Ship/Package	Insurance	Price, $	Comments
Consolidated Outland Mustang Alpha Vindicator	6MI	66	Limited Vindicator version
Kruger P-72 Archimedes	10YI	55	-
Kruger P-72 Archimedes	6YI	45	-
Kruger P-52 Merlin	6YI	37	-
RSI Aurora ES	10YI	37	-
Argo MPUV 1C Cargo	10YI	53	-
MISC Endeavor OLYMPIC-CLASS	4YI	578	Endeavor with modules
RSI Constellation Phoenix	10YI	399	-
RSI Constellation Phoenix	6YI	389	-
Origin 890 Jump	6MI	1099	-
Origin 890 Jump	6YI	1249	-
Origin 890 Jump	10YI	1349	-

╔══════════════════════════════════════════╗
►7◄ PLANETARY VEHICLES & COMBO PACKAGES
╚══════════════════════════════════════════╝

Vehicle	Insurance	Price (CCU-d), $	Price (Concept), $	Comments
Anvil Ballista	LTI	153		-
Hoverquad	LTI		74	-
Greycat PTV	6YI		27	-
Greycat PTV	10YI		37	-
Origin G12	LTI	84		-
Origin G12R	LTI		84	-
Origin G12A	LTI		90	-
Tumbril Cyclone	LTI		74	Base version
Tumbril Cyclone-TR	LTI		79	With ground turret
Tumbril Cyclone-RC	LTI		79	Speedster
Tumbril Cyclone-AA	LTI		95	Anti-air + countermeasures
Tumbril Cyclone-RN	LTI		79	Scout & Scan
Tumbril Ranger RC	LTI	105		Racer
Tumbril Ranger CV	LTI	111		Offroad
Tumbril Ranger TR	LTI	116		With Gun
Tumbril Nova	LTI	126	132	Tank
URSA Rover	5YI		63	-
URSA Rover	10YI		70
Lynx	LTI	79
URSA Rover Fortuna	LTI	79		Limited green skin edition

Below are listed combo packs with different combination of vehicles, or with space ships

Combo packs	Insurance	Price (Concept), $	Comments
Offroad Vehicle Pack	LTI	137	Cyclone TR + URSA + Greycat PTV
Tumbril Cyclone Pack	LTI	305	All Cyclones
All-Terrain Vehicle Mega Pack	LTI	473	All Cyclones + Ursa + Lynx + Greycat
Air and Space Pack LTI	LTI	315	Terrapin + Cyclone AA
Ground Vehicle Pack VIP	LTI	378	Gragonfly + Nox + X1 + Ursa + Cyclone + Nova + bonus
Deluxe Ground Vehicle Pack VIP	LTI	840	A lot of items, check screenshot

╔═══════════════════════════════════════════════╗
►8.1◄ MODULES, PODS, BATTLEFIELD UPGRADE KITS (BUKS), OTHER ITEMS
╚═══════════════════════════════════════════════╝

Module	Insurance	Price, $
MISC Endeavor Modules (Pods)	-	-
BIODOME POD	10YI	126
TELESCOPE ARRAY POD	10YI	153
SUPERCOLLIDER POD	10YI	155
SERVICE EQUIPMENT AND CREW POD	10YI	53
GENERAL RESEARCH POD	10YI	72
GENERAL SCIENCE POD	10YI	71
FUEL POD	10YI	60
MEDICAL BAY POD	10YI	105
LANDING BAY	10YI	105
RSI Galaxy Modules
Galaxy - Med Bay Module	10YI	116
Galaxy - Refinery Module	10YI	126
Galaxy - Cargo Module	10YI	95
Aegis Vanguard battlefield upgrade kits
Harbinger battlefield upgrade kit	LTI	140
Sentinel battlefield upgrade kit	6MI	69
Other stuff
Add-ons - Aegis Idris P after market kit	-	294

╔════════════════════════════════════════════════════╗
►8.2 ◄ FPS WEAPONS, ARMOR, CLOTHES AND OTHER GEAR
╚════════════════════════════════════════════════════╝

Module	Insurance	Price, $
Overlord "Dust Storm" Armor Set	-	11
Overlord "Riptide" Armor Set	-	11
Overlord Helmets "Silent Strike" Pack	-	8
Overlord Helmets "Forces of Nature" Pack	-	8
Parasite Replica Helmet (Original)	-	11
Parasite Replica Helmet (Dark Birth)	-	11
Stegman's Cordimon "Voyager" Complete Outfit	-	11
Stegman's IndVest “Pathfinder” Complete Outfit	-	11
RSI MacFlex Rust Society full armor set (5 items)	-	21
RSI Venture Rust Society full armor set (5 items)	-	32
Mr. Refinement’s Cabinet of Rare & Exquisite Spirits	-	11
Life in the 'Verse Shirts Pack #1	-	5
Life in the 'Verse Shirts Pack #2	-	5
"Caudillo" Helmets Pack #1 by CC's Conversions	-	10
"Caudillo" Helmets Pack #2 by CC's Conversions	-	10
"Caudillo" Helmets Pack #3 by CC's Conversions	-	10
QuikFlarePro Pack	-	5
QuikFlarePro Pack Deluxe	-	6
Polar Vortex Collection	-	7
Cold Front Collection	-	7
UltiFlex FSK-8 "Mirage" Combat Knife	-	5
UltiFlex FSK-8 "Ghost" Combat Knife	-	5
Urban Collection by Element Authority	-	11
Adventurer Collection by Element Authority	-	11
Manaslu Rust Society Jacket	-	8
RSI Horizon Rust Society Helmet	-	8
RSI Beacon Rust Society Undersuit	-	6
Paladin helmet	-	10

╔════════════════════════════════════════╗
►9◄ CROSS-CHASSIS UPGRADES (CCUS), SHIPS
╚════════════════════════════════════════╝

IAE-insurance upgrades (adds IAE insurance (10 years) to your ship)

Upgrade	Price, $
Prospector to F7C-M Super Hornet	50
Vanguard Warden to Caterpillar	60

Sorted by: Manufacturer -> ship

Target ship manufacturer	Target ship	Upgrade from	Price, $
Aegis Dynamics	Avenger Titan Renegade	325A	18
-	Avenger Warlock	325A	29
-	Avenger Warlock	Arrow	26
-	Eclipse	Constellation Andromeda	78
-	Eclipse	Vanguard Sentinel	37
-	Eclipse	Vanguard Warden	53
-	Eclipse	Blade	37
-	Gladius Valiant	Gladius	32
-	Gladius Valiant	M50	23
-	Hammerhead	Constellation Aquila	483
-	Hammerhead	600i Touring	357
-	Hammerhead	600i Explorer	315
-	Hammerhead	Merchantman	131
-	Hammerhead	Hull D	341
-	Hammerhead	Crucible	446
-	Hammerhead	Carrack	278
-	Hammerhead	Reclaimer	383
-	Hammerhead	Prowler	351
-	Hammerhead	Orion	210
-	Hammerhead	Glaive	446
-	Hammerhead	A2 Hercules	52
-	Nautilus	Constellation Aquila	467
-	Nautilus	Endeavor	425
-	Nautilus	Crucible	425
-	Nautilus	Genesis Starliner	372
-	Nautilus	M2 Hercules	246
-	Nautilus	Merchantman	110
-	Nautilus	600i Explorer	294
-	Nautilus	600i Touring	336
-	Nautilus	Orion	189
-	Nautilus	Prowler	330
-	Nautilus	Carrack	278
-	Nautilus	Reclaimer	372
-	Nautilus	Hull D	320
-	Nautilus	C2 Hercules	372
-	Nautilus	Valkyrie	399
-	Reclaimer	Constellation Aquila	115
-	Reclaimer	Starfarer Gemini	84
-	Reclaimer	Endeavor	73
-	Reclaimer	Crucible	73
-	Redeemer	Constellation Andromeda	78
-	Redeemer	Vanguard Hoplite	84
-	Redeemer	Mole	26
-	Retaliator Bomber	Constellation Andromeda	57
-	Retaliator Base	F7C-R Hornet Tracker	25
-	Sabre	Prospector	31
-	Sabre	Gladiator	16
-	Sabre Comet	Sabre	31
-	Sabre Comet	Freelancer MIS	26
-	Sabre Comet	Khartu-Al	31
-	Sabre Comet	F7C Hornet Wildfire	23
-	Sabre Comet	Gladiator	35
-	Sabre Comet	F7C-M Super Hornet	20
-	Vanguard Harbinger	Constellation Andromeda	68
-	Vanguard Harbinger	Retaliator Bomber	31
-	Vanguard Harbinger	Vanguard Sentinel	26
-	Vanguard Harbinger	Vanguard Hoplite	73
-	Vanguard Harbinger	Vanguard Warden	42
-	Vanguard Hoplite	Constellation Taurus	59
-	Vanguard Hoplite	San'Tok.Yai	28
-	Vanguard Hoplite	Defender	28
-	Vanguard Hoplite	Corsair	-3
-	Vanguard Hoplite	F7C-M Super Hornet Heartseeker	54
-	Vanguard Hoplite	Hurricane	54
-	Vanguard Hoplite	Terrapin	28
-	Vanguard Sentinel	Constellation Andromeda	52
-	Vanguard Sentinel	Vanguard Warden	31
-	Vanguard Warden	Constellation Andromeda	31
-	Vanguard Warden	Vanguard Hoplite	40
-	Vulcan	Constellation Taurus	25
-	Vulcan	Prospector	61
Anvil Aerospace	Carrack	Constellation Aquila	273
-	Carrack	Mole	320
-	Carrack	M2 Hercules	99
-	Carrack	600i Explorer	147
-	Carrack	600i Touring	189
-	Carrack	Orion	42
-	Carrack	Prowler	183
-	Carrack	Reclaimer	225
-	Carrack	Genesis Starliner	225
-	Carrack	Valkyrie	215
-	Carrack	C2 Hercules	189
-	Carrack	Hull D	178
-	Carrack	Merchantman	-31
-	Carrack	Endeavor	283
-	Carrack	Crucible	283
-	Carrack	Starfarer Gemini	294
-	Carrack W/C8X	Carrack	55
-	Carrack Expedition	Carrack	60
-	Carrack Expedition	Carrack W/C8X	40
-	Carrack Expedition W/C8X	Carrack	80
-	Carrack Expedition W/C8X	Carrack W/C8X	73
-	Carrack Expedition W/C8X	Carrack Expedition	68
-	Crucible	Starfarer Gemini	26
-	Crucible	Constellation Aquila	99
-	F7C-M Super Hornet	Prospector	37
-	F7C-M Super Hornet	Khartu-AL	22
-	F7C-M Super Hornet	F7C Hornet Wildfire	16
-	F7C-M Super Hornet	Gladiator	27
-	F7C-M Super Hornet	Freelancer MIS	16
-	F7C-M Super Hornet	Sabre	22
-	F7C-M Super Hornet	Razor EX	37
-	F7C-M Super Hornet Heartseeker	Constellation Taurus	21
-	F7C-M Super Hornet Heartseeker	Freelancer MAX	63
-	F7C-M Super Hornet Heartseeker	Prospector	57
-	F7C-M Super Hornet Heartseeker	Razor EX	57
-	F7C-M Super Hornet Heartseeker	Gladiator	47
-	F7C-M Super Hornet Heartseeker	Khartu-AL	42
-	F7C-M Super Hornet Heartseeker	Sabre	42
-	F7C-M Super Hornet Heartseeker	Sabre Comet	26
-	F7C-M Super Hornet Heartseeker	F7C Hornet Wildfire	36
-	F7C-M Super Hornet Heartseeker	Freelancer MIS	36
-	F7C Hornet Wildfire	Prospector	31
-	F7C Hornet Wildfire	Khartu-Al	16
-	F7C Hornet Wildfire	Gladiator	22
-	F7C Hornet Wildfire	Sabre	16
-	Gladiator	Prospector	21
-	Hawk	Gladius	21
-	Hurricane	Constellation Taurus	22
-	Hurricane	Prospector	53
-	Hurricane	Gladiator	43
-	Hurricane	F7C Hornet Wildfire	32
-	Hurricane	F7C-M Super Hornet	27
-	Hurricane	Freelancer MIS	32
-	Hurricane	Sabre	37
-	Hurricane	Sabre Comet	22
-	Hurricane	Khartu-Al	37
-	Terrapin	Prospector	84
-	Terrapin	Constellation Taurus	44
-	Terrapin	Freelancer MAX	86
-	Terrapin	F7C-M Super Hornet	57
-	Terrapin	Freelancer MIS	63
-	Terrapin	Vulcan	36
-	Terrapin	Gladiator	73
-	Terrapin	Khartu-Al	65
-	Terrapin	Sabre	65
-	Valkyrie	Constellation Aquila	84
-	Valkyrie	Endeavor	42
-	Valkyrie	Starfarer Gemini	52
-	Valkyrie	Crucible	42
-	Valkyrie	Glaive	42
Aopoa (Xi'an)	Khartu-Al	Prospector	29
-	Khartu-Al	Freelancer MAX	31
-	Nox	Aurora LN	27
-	Nox	Dragonfly Black	15
-	Nox	Dragonfly Yellowjacket	15
-	Nox	MPUV Cargo	27
-	Nox Kue	Aurora LN	23
-	Nox Kue	Dragonfly Black	15
-	Nox Kue	Dragonfly Yellowjacket	15
-	Nox Kue	Mustang Beta	15
-	Nox Kue	MPUV Personnel	15
-	Nox Kue	X1 Baseline	15
-	Nox Kue	MPUV Cargo	22
-	San'Tok.Yai	Constellation Taurus	46
-	San'Tok.Yai	Hurricane	40
-	San'Tok.Yai	Vulcan	35
ARGO Astronautics	MPUV Personnel	Aurora LN	15
-	MPUV Cargo	Mustang Alpha	15
-	SRV	F7C-R Hornet Tracker	37
-	SRV	Razor	32
Banu	Merchantman	Mole	239
-	Merchantman	Starfarer Gemini	220
-	Merchantman	Prowler	231
-	Merchantman	600i Touring	236
-	Merchantman	600i Explorer	194
-	Merchantman	Genesis Starliner	273
-	Defender	Constellation Taurus	42
-	Defender	Retaliator Base	84
-	Defender	Cutlass Blue	57
-	Defender	Freelancer MIS	65
-	Defender	Gladiator	70
-	Defender	Khartu-Al	65
-	Defender	Sabre	65
-	Defender	F7C Hornet Wildfire	59
-	Defender	F7C-M Super Hornet	55
Consolidated outland	Mustang Delta	Mustang Gamma	22
-	Mustang Delta	Avenger Stalker	15
Crusader Industries	Genesis Starliner	Constellation Aquila	120
-	Genesis Starliner	Endeavor	73
-	Ares Inferno	Constellation Andromeda	26
-	Ares Ion	Constellation Andromeda	26
-	A2 Hercules	600i Touring	341
-	A2 Hercules	600i Explorer	299
-	A2 Hercules	Carrack	273
-	A2 Hercules	Constellation Aquila	472
-	A2 Hercules	Crucible	430
-	A2 Hercules	Endeavor	430
-	A2 Hercules	Hull D	325
-	A2 Hercules	Merchantman	115
-	A2 Hercules	Orion	194
-	A2 Hercules	Prowler	336
-	A2 Hercules	Reclaimer	378
-	A2 Hercules	Starfarer Gemini	451
-	C2 Hercules	Constellation Aquila	115
-	C2 Hercules	Valkyrie	47
-	C2 Hercules	Crucible	73
-	C2 Hercules	Endeavor	73
-	C2 Hercules	Glaive	73
-	C2 Hercules	Starfarer Gemini	84
-	M2 Hercules	Constellation Aquila	241
-	M2 Hercules	600i Touring	110
-	M2 Hercules	600i Explorer	68
-	M2 Hercules	C2 Hercules	147
-	M2 Hercules	Crucible	199
-	M2 Hercules	Endeavor	199
-	M2 Hercules	Genesis Starliner	147
-	M2 Hercules	Hull D	94
-	M2 Hercules	Prowler	105
-	M2 Hercules	Reclaimer	147
-	M2 Hercules	Starfarer Gemini	210
-	Mercury Star Runner	Prospector	120
-	Mercury Star Runner	San'tok.yai	52
-	Mercury Star Runner	Defender	52
-	Mercury Star Runner	F7C Hornet Wildfire	99
-	Mercury Star Runner	F7C-M Super Hornet	94
-	Mercury Star Runner	Freelancer MIS	99
-	Mercury Star Runner	Hurricane	78
-	Mercury Star Runner	Khartu-Al	105
-	Mercury Star Runner	Razor EX	120
-	Mercury Star Runner	Sabre Comet	89
-	Mercury Star Runner	Sabre	105
-	Mercury Star Runner	Terrapin	52
-	Mercury Star Runner	Vulcan	73
Drake Interplanetary	Buccaneer	Cutlass Black	21
-	Caterpillar	Constellation Andromeda	116
-	Caterpillar	Constellation Aquila	36
-	Caterpillar	Retaliator Bomber	78
-	Caterpillar	Redeemer	26
-	Corsair	Prospector	115
-	Corsair	Constellation Taurus	78
-	Corsair	Freelancer MAX	120
-	Corsair	Freelancer MIS	94
-	Corsair	Sabre	99
-	Corsair	Sabre Comet	84
-	Corsair	Gladiator	105
-	Corsair	F7C-M Super Hornet	89
-	Corsair	F7C-M Super Hornet Heartseeker	73
-	Corsair	F7C Hornet Wildfire	94
-	Corsair	Vulcan	68
-	Corsair	Hurricane	73
-	Corsair	Razor EX	115
-	Corsair	Khartu-Al	99
-	Cutlass Black BIS	Gladius	42
-	Cutlass Blue	F7C-R Hornet Tracker	47
-	Cutlass Blue	Razor	36
-	Cutlass Blue	Prospector	31
-	Cutlass Steel	Constellation Taurus	57
-	Cutlass Steel	Railen	21
-	Cutlass Steel	San'tok.yai	26
-	Cutlass Steel	Defender	26
-	Cutlass Steel	Terrapin	26
-	Cutlass Steel	Corsair	-5
-	Cutlass Steel	Vulcan	47
-	Cutlass Steel	Hurricane	52
-	Cutlass Steel	F7C-M Super Hornet Heartseeker	52
-	Dragonfly Black	Aurora LN	15
-	Dragonfly Black	MPUV Cargo	15
-	Herald	325A	26
-	Herald	Avenger Titan Renegade	21
-	Vulture	Freelancer DUR	45
Esperia	Blade	Constellation Andromeda	52
-	Glaive	Constellation Aquila	99
-	Glaive	Starfarer Gemini	63
-	Talon	Gladius	36
-	Talon	Reliant Mako (News Van)	31
-	Talon Shrike	Gladius	36
-	Talon Shrike	Reliant Mako (News Van)	31
-	Prowler	Constellation Aquila	162
-	Prowler	Reclaimer	68
-	Prowler	Genesis Starliner	68
-	Prowler	Endeavor	120
-	Prowler	Crucible	120
-	Prowler	600i Touring	42
MISC	Freelancer MIS	Prospector	32
-	Freelancer MIS	Freelancer MAX	37
-	Freelancer MIS	Gladiator	22
-	Freelancer MIS	Sabre	16
-	Freelancer MIS	Razor EX	32
-	Endeavor	Constellation Aquila	84
-	Endeavor	Starfarer Gemini	52
-	Hull A	300I	36
-	Hull A	Mustang Gamma	36
-	Hull B	325A	94
-	Hull C	Constellation Andromeda	136
-	Hull D	Constellation Aquila	178
-	Hull D	Starfarer Gemini	157
-	Razor	F7C-R Hornet Tracker	15
-	Razor LX	F7C-R Hornet Tracker	21
-	Razor LX	Razor	15
-	Razor EX	Freelancer MAX	15
-	Razor EX	SRV	15
-	Razor EX	Retaliator Base	15
-	Razor EX	Razor LX	15
-	Reliant Tana (Skirmisher)	325a	15
-	Reliant Sen (Researcher)	Arrow	21
-	Reliant Mako (News Van)	Gladius	15
-	Starfarer	Constellation Andromeda	76
-	Starfarer	Vanguard Warden	55
-	Starfarer	Vanguard Harbinger	24
-	Starfarer	Vanguard Sentinel	39
-	Starfarer	Vanguard Hoplite	81
-	Starfarer	Blade	39
-	Starfarer	Retaliator Bomber	39
-	Starfarer	Apollo Medivac	39
-	Starfarer Gemini	Constellation Aquila	63
-	Starfarer Gemini	Mole	47
Origin Jumpworks	350r	Freelancer	28
-	350r	F7C Hornet	28
-	M50	Gladius	22
-	85X	Aurora CL	15
-	100i	Dragonfly Black	18
-	100i	Dragonfly Yellowjacket	18
-	100i	MPUV Personnel	22
-	100i	Mustang Beta	22
-	100i	X1 Baseline	22
-	125a	100i	22
-	125a	85X	19
-	125a	Avenger Titan	14
-	125a	Ursa Rover	19
-	125a	X1 Force	19
-	135C	100i	27
-	135C	125a	15
-	135C	300i	19
-	135C	Cyclone	19
-	135C	Mustang Gamma	19
-	X1 Baseline	Mustang Alpha	21
-	X1 Baseline	Aurora LN	15
-	X1 Baseline	MPUV Cargo	15
-	X1 Velocity	Mustang Beta	15
-	X1 Velocity	MPUV Personnel	15
-	X1 Velocity	X1 Baseline	15
-	X1 Force	Aurora CL	15
-	X1 Force	X1 Velocity	15
-	X1 Force	Nox	15
-	600i Touring	Constellation Aquila	152
-	600i Touring	Constellation Phoenix	110
-	600i Touring	Reclaimer	57
-	600i Touring	Starfarer Gemini	120
-	600i Touring	Endeavor	110
-	600i Touring	Crucible	110
-	600i Touring	Eclipse	162
-	600i Touring	Genesis Starliner	57
-	600i Touring	C2 Hercules	57
-	600i Explorer	600i Touring	63
-	600i Explorer	Constellation Aquila	194
-	600i Explorer	Prowler	57
-	600i Explorer	Genesis Starliner	99
-	600i Explorer	Starfarer Gemini	162
-	600i Explorer	Endeavor	152
-	600i Explorer	Reclaimer	99
-	600i Explorer	Crucible	152
-	600i Explorer	Hull D	47
-	600i Explorer	C2 Hercules	99
RSI	Apollo Triage	Constellation Andromeda	23
-	Apollo Triage	San'tok.yai	44
-	Apollo Medivac	Constellation Andromeda	49
-	Apollo Medivac	Vanguard Warden	26
-	Apollo Medivac	Apollo Triage	36
-	Apollo Medivac	Vanguard Hoplite	52
-	Constellation Taurus	F7C-R Hornet Tracker	47
-	Constellation Taurus	Razor	42
-	Mantis	F7C-R Hornet Tracker	21
-	Mantis	Vulture	21
-	Mantis	Razor	15
-	Mantis	Ballista	21
-	Perseus	Mole	409
-	Perseus	Carrack	110
-	Perseus	Carrack W/C8X	89
-	Perseus	Carrack Expedition	84
-	Perseus	Carrack Expedition W/C8X	63
-	Perseus	Merchantman	57
-	Perseus	Orion	136
-	Perseus	600i Explorer	241
-	Perseus	M2 Hercules	194
-	Perseus	Hull D	267
-	Polaris	Constellation Aquila	535
-	Polaris	Perseus	183
-	Polaris	M2 Hercules	357
-	Polaris	Nautilus Solstice Edition	149
-	Polaris	Hammerhead	149
-	Polaris	Carrack	367
-	Polaris	Crucible	499
-	Polaris	Merchantman	210
-	Polaris	Orion	257
-	Orion	Constellation Aquila	246
-	Orion	Starfarer	246
-	Orion	600i Touring	194
-	Orion	Reclaimer	215
-	Orion	Genesis Starliner	215
-	Orion	Prowler	173
-	Orion	M2 Hercules	85

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CCUs from more to less expensive ships

Target ship manufacturer	Target ship	Upgrade from	Price, $
Aegis Dynamics	Eclipse	Redeemer	64
-	Eclipse	Caterpillar	17
-	Vanguard Harbinger	Constellation Aquila	17
-	Vanguard Hoplite	Constellation Andromeda	30
-	Reclaimer	Hull D	94
-	Reclaimer	Merchantman	78
-	Vulcan	Defender	26
-	Vulcan	Terrapin	15
-	Sabre	Constellation Taurus	32
-	Sabre	Freelancer MIS	16
-	Sabre Comet	Constellation Taurus	52
-	Retaliator Bomber	Redeemer	36
-	Vanguard Harbinger	Redeemer	57
-	Vanguard Sentinel	Redeemer	42
-	Vanguard Warden	Redeemer	26
-	Vanguard Warden	Hull C	26
Anvil Aerospace	F7C-M Super Hornet	Constellation Taurus	47
-	F7C Hornet Wildfire	Constellation Taurus	37
-	Gladiator	Constellation Taurus	26
-	F7C-M Super Hornet Heartseeker	Defender	21
-	Hurricane	Defender	21
-	Gladiator	Constellation Taurus	26
-	Gladiator	Cutlass Blue	28
-	Valkyrie	Hull D	42
-	Valkyrie	Merchantman	47
-	Valkyrie	C2 Hercules	31
Aopoa (Xi'an)	Khartu-Al	Constellation Taurus	31
Consolidated outland	Mustang Delta	Hull A	15
Crusader Industries	Genesis Starliner	Hull D	73
-	Genesis Starliner	Merchantman	73
-	C2 Hercules	Hull D	31
-	C2 Hercules	Merchantman	42
-	M2 Hercules	Orion	52
Drake Interplanetary	Corsair	Defender	42
Esperia	Prowler	Merchantman	120
-	Prowler	Hull D	105
MISC	Freelancer MIS	Constellation Taurus	37
-	Freelancer MIS	Cutlass Blue	37
-	Razor	Freelancer MAX	15
-	Razor EX	Constellation Taurus	15
-	Razor EX	Cutlass Blue	15
-	Starfarer	Constellation Aquila	37
-	Starfarer	Caterpillar	18
Origin Jumpworks	350r	Cutlass Red	15
-	600i Touring	Hull D	110
-	600i Touring	Prowler	110
-	600i Explorer	Merchantman	152
-	600i Explorer	Carrack	99
RSI	Apollo Triage	Mercury Star Runner	42
-	Orion	Carrack	120

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I recently inherited my childhood home from my parents and I'm looking forward to moving back in. It's a larger house built in the 90's with a renovated basement of which I'm thinking of occupying while I rent the rooms upstairs. I'm writing this post as a way to seek information and also to disseminate what I find out. I will be updating this post as I gather more info. Please feel free to add any advice or information or concerns.
What I know:
1) Residential Tenants Acts does not apply, instead Innkeeper's Act, room rental contract, and roommate agreement applies.
2) Seems like there is a max of 8 residents per kitchen. So this is also the max amount of tenants in a normal house.
3) Taxes. Rental incomes will be taxed at your regular marginal tax rate. Landlords are not required to collect GST/HST
What I don't know:
1) What type of residential insurance applies?
2) Permits?
3) What's the norms with regards to guests?
4) Incentives?
Sources:
https://www.landlordandtenant.org/shared-accommodation/
https://www.cplea.ca/wp-content/uploads/SampleLivingwithYourLandlordAgreement.pdf
https://open.alberta.ca/publications/minimum-housing-and-health-standards

Renew your driving licence hassle-free with this ultimate guide. Learn the step-by-step process for renewal online / offline!
Table of Contents

• [Importance of Renewing Your Driving Licence]()
• [Documents Required for Online Driving Licence Renewal]()
• [Step-by-Step Guide to Renew Driving Licence Online]()
• [Fees for Online Driving Licence Renewal]()
• [Tracking Your Driving Licence Renewal Status]()
• [Offline Renewal Process]()
• [Renewing Learner’s Licence Online]()
• [Frequently Asked Questions (FAQs)]()

Driving licence is an imperative, a must-have. It is a crucial necessity for all riders and drivers out there! And most importantly, it is a legal requirement. It is important to renew your licence online or offline, but on time. This will ensure that you can continue operating your loved vehicles legally and without any complications.
In the digital era that we are in now and here, the process of renewing your driving licence is a lot more convenient than it ever was, thanks to the introduction of online driving licence renewal services. In this comprehensive guide blog, we will walk you through the step by step process of how to renew your driving licence online (But then if you are someone who prefers a handshake over a hyperlink, we’ve got you covered too in our Renewal of Driving Licence Offline section!).
This Blog will be your one-stop to understand everything from the Documents required to answering your Frequently Asked Questions.

Importance of Renewing Your Driving Licence

A valid driving licence is your ticket to freedom on the roads. Renewing your driving licence is not a formality, but a legal obligation. That will ensure that you can continue to drive legally on Indian roads. Not renewing your licence could get you to some trouble. The consequences can range from hefty fines to even imprisonment in certain situations. It could also lead to the inability to claim insurance in case of an accident. However, on the other hand, a valid driving licence provides some extra benefits. It serves as a proof of identity, or proof of your address making it a crucial document for various official purposes. Renewing driving licence in India is a breeze. Don’t let a simple task turn into a major headache. Get the renewal of your driving licence done either online or offline, it is simple.

Documents Required for Online Driving Licence Renewal

Before getting started on the renewal of driving licence online, do ensure to have the following documents ready:

• Your existing driving licence
• Form 1 (self-declaration of physical fitness)
• Form 1A (medical certificate, if applicable)
• Form 2 (driving licence renewal form)
• Proof of age and address (Aadhaar card, passport, birth certificate, etc.)
• Two recent passport-size photographs
• Vehicle fitness certificate (only for commercial vehicle licence renewal)

The applicable documents have to be uploaded during the process of application for renewal of driving licence online. Hence, it is important to have digital copies or scanned versions of these documents readily available with you.

Step-by-Step Guide to Renew Driving Licence Online

As we discussed earlier, the renewal of driving licence online is an easy task, it’s almost a breeze. Follow the following simple steps to renew your driving licence online:

• Step 1: Visit the Parivahan Sewa website and navigate to the “Driving Licence Related Services” section under “Online Services.” Ensure that you are in the right authorized website, i.e., the official website of Ministry of Road Transport & Highways, meant for the renewal of driving licence.
  
• Step 2: Select your state from the drop-down menu and click on “Apply for DL Renewal.”
  
• Step 3: Click “Continue” and enter your driving licence number, date of birth, and the captcha code. Then, click “Get DL Details.”
  
• Step 4: Verify your details and click “Yes” to proceed. Select “Submit Request” and choose your state again.
  
• Step 5: Select your RTO (Regional Transport Office). If you choose a different RTO, you’ll need to apply for a change of address and pay an additional fee.
  
• Step 6: Select “Renewal of DL” and fill out the online application form. Upload soft copies of the required documents.
  
• Step 7: Pay the applicable fees online using various payment methods such as credit/debit card, net banking, or digital wallets. Download the payment receipt for future reference. Keep the Payment receipt safe, either in a screenshot form or a pdf form, for safety purposes.
  
• Step 8: Once your documents are verified, voila, you will receive your renewed driving licence via post at your registered address within 15 working days.
  

Didn’t we tell you that it is a simple task! Renewing your license online is fast, easy, and saves you a trip. Your renewal process happens at the comfort of your couch.

Fees for Online Driving Licence Renewal

The driving licence renewal fee would vary based on the type of licence, the duration of the renewal process, i.e., it depends on how much you have delayed to renew; it also depends on the mode of renewal (smart card or a booklet). The breakdown of the fees for the renewal of driving licence are provided here below:

• Driving Licence Renewal: Rs. 200
• Driving Licence Renewal (after the grace period of 30 days): Rs. 300
• Additional fees per year (for delay in renewal): Rs. 1,000
• Additional fees for renewal in smart card format: Rs. 200

If you are someone looking to renew your Driving Licence for Heavy Vehicles, the fee for application of heavy licence is Rs.1000. However, for passenger and heavy cargo vehicles, the Fee is Rs.1500.
Just a gentle heads up! Please note that these fees are subject to change and it may vary slightly across different States or Union territories, across the Country. It may not greatly vary from each other, but it is advised to check before making the payment.

Tracking Your Driving Licence Renewal Status

If the application process for your driving licence was a breeze, the tracking is as easy as it gets. It is a smooth sail! The following steps help you track the status of your application of renewal of driving licence:
Step 1: Visit the Parivahan Sewa website and navigate to the “Vehicle Related Services” menu under the “Online Services” tab.
Step 2: Select the “Application Status” option and enter your application number, date of birth, and the captcha code.
Step 3: Click “Submit” to view the current status of your application.
This convenient feature allows you to stay updated on the progress of your renewal application, ensuring transparency and convenience throughout the process. Thanks to Digital India initiatives, the status updates are also frequently forwarded via SMS.

Offline Renewal Process

If you are someone who is delightfully analogue, or if you get to face any technical challenges with the online process, you can always resort to the driving licence renewal process by visiting your nearest Regional Transport Office (RTO). The following steps delineate the offline process of renewing your driving licence:
Step 1: Obtain the driving licence renewal form (Form 9) from the RTO office or download it from the official website.
Step 2: Fill out the application form and gather all the required documents as mentioned below:

• Your existing driving licence
• Form 1 (self-declaration of physical fitness)
• Form 1A (medical certificate, if applicable)
• Form 2 (driving licence renewal form)
• Proof of age and address (Aadhaar card, passport, birth certificate, etc.)
• Two recent passport-size photographs
• Vehicle fitness certificate (only for commercial vehicle licence renewal)

Step 3: Visit the RTO and submit the duly filled application form along with the relevant documents. Remember, you have to hold hard-copies of relevant documents to submit at the RTO.
Step 4: Pay the applicable fees at the fee collection counter and collect the acknowledgment receipt. Depending on the RTO, it seems many places have UPI interface to pay. This depends and varies from location to location, hence it is advised to carry currency in hand.
Step 5: Your renewed driving licence will be mailed to your registered address once the document verification process is complete.
Visiting RTO for Offline Driving Licence renewal could sound overwhelming, which is not the case. However, in case you would like further assistance, you can seek help from your nearest driving school or an agent.

Renewing Learner’s Licence Online

Learner’s licence allows to practice Driving legally, to practice driving on public roads under specific conditions. This is significant to gain the necessary experience and skills before taking the test for a valid permanent driver’s license. Learner’s licence is a permit to demonstrate that you are authorized to learn how to drive. Remember, Driving without learner’s licence, though you are just learning, is still illegal.
If you are someone who is looking to obtain learner’s licence for the first time, applying for learner’s licence could be done online too. Visit the relevant website, select concerned state and click on “Application for New Learners License” from “Learner’s License” menu. Fill up the form. Since this is a new application for learner’s licence, you are required to visit RTO on scheduled date with original documents & fee slip. The fee for issue of learner’s licence for each class of vehicle is Rs.150.
There may be situations in which one holds a learner’s licence, and it has expired. You can renew learner’s licence online too. Follow the simple steps as detailed below:
Step 1: Visit the Parivahan Sewa website and select “Driving Licence Services” from the “Online Services” menu.
Step 2: Choose your state of residence and click on the “Expired Learner Licence Issue Again” option under the “Learner Licence” section.
Step 3: Enter your expired learner’s licence number and date of birth, then click “Submit.”
Step 4: Pay the applicable fees for the issuance of a new learner’s licence.
Once the process is complete, you will receive your renewed learner’s licence.
You are provided with a permanent valid driving licence after you appear and clear the driving test.

Frequently Asked Questions (FAQs)

Q: Can I renew my driving licence after it has expired? A: Yes, you can renew your driving licence even after it has expired. However, if the expiration date is more than five years old, you will have to apply as if you apply for a new licence and undergo all the necessary formalities.
Q: What are the penalties if caught riding or driving without a valid Driving licence? A: The fine for driving without a valid driving licence can be anywhere from Rs.1000 to Rs.5000, depending on the state and the type of vehicle you are driving. In some cases, imprisonment is also possible for a period up to 3 months. Apart from the above, it is possible that your vehicle could be seized until you can produce a valid licence. Repeated offences may lead to disqualification from obtaining a licence for a certain period.
Q: Do I need to undergo a driving test for renewal? A: Generally, no driving test is required for renewing your driving licence. However, if you are over 50 years old, and if you’re applying for a commercial vehicle licence, or have certain medical conditions, you may need to appear for a driving test.
Q: Can I make changes to my driving licence during renewal? A: Yes, you can make changes to your driving licence, such as address or personal details, during the renewal process. You will need to provide additional documentation for the changes and fill out the appropriate forms.
Q: How long is a driving licence valid? A: A driving licence in India is typically valid for 20 years from the date of issuance or until the holder turns 50, whichever comes first. For commercial vehicle licences, the validity period is 5 years. Also, it is pertinent to mention that once the driver crosses the age 50, the renewed licence is valid for 5 years, and the application of renewal of driving licence must be submitted, closer to the date of expiry.
Q: Can I renew my driving licence online if I obtained it from another state? A: Yes, you can renew your driving licence online, even if it was initially obtained from another state. However, you’ll need to provide a No Objection Certificate (NOC) from the original licensing authority. While this is the most common practice, the rules may vary from state to state, it is important to check with the local authorities for specific regulations.
Q: What if I don’t renew my driving licence on time? A: If you fail to renew your driving licence within the grace period of 30 days after expiration, you’ll need to pay an additional fee of Rs. 300. Additionally, driving with an expired licence can lead to penalties, fines, or even legal consequences.
Q: Can I schedule an appointment for driving licence renewal? A: Yes, most states in India allow you to schedule an appointment for driving licence services, including renewal, through the Parivahan Sewa website. This helps avoid long queues and waiting times at the RTO offices. This is only when you would like to renew your driving licence offline. By following the steps in Section-3 of this Blog, you can easily renew your driving licence online.
Q: How can I update my address on my driving licence? A: To update your address on your driving licence, you’ll need to fill out Form 33 and submit it along with the required documents, such as proof of new address, to the RTO during the renewal process.
Renewing driving licence online is a convenient and time saving process, which ensures that you complete the formalities and even receive your renewed driving licence, all at the comfort of your couch. Renewing your driving licence is an essential requirement. It will ensure that you remain compliant the Rules and regulations of the Government and it permits you to operate your vehicles legally on Indian roads. By following the guide detailed in this blog post, we are sure that you will have a smooth process of renewing your driving license online.

According to a report by Fortune Business Insights titled "Agriculture Drone Market Size, 2024-2030," the global agriculture drone market was valued at USD 4.17 billion in 2022. The market is expected to grow from USD 4.98 billion in 2023 to USD 18.22 billion by 2030, exhibiting a compound annual growth rate (CAGR) of 20.3% during the forecast period. Agriculture drones, which are Unmanned Aerial Vehicles (UAVs) specifically designed for farming and agricultural applications, are equipped with advanced imaging technologies and sensors such as LiDAR, cameras, and multispectral sensors. These technologies enable the drones to collect data on soil, crops, and other factors that influence agricultural production.
~List of Key Players Mentioned in the Report:~

• Drone Deploy (U.S.)
• DJI (China)
• Precision Hawk Inc (U.S.)
• AeroVironment Inc. (U.S.)
• Trimble Navigation Ltd. (U.S.)
• 3D Robotics (U.S.)
• Ag Eagle (U.S.)
• Parrot Drone (France)
• Sintera LLC (U.S.)
• Delair Tech SAS (France)

~Browse In-depth Summary of This Research Insight:~
https://www.fortunebusinessinsights.com/agriculture-drones-market-102589
~Segments:~
Rotary Drone Segment to Dominate Due to Improved Structural Benefits
Based on type, the market is split into fixed wing, rotary wing, and hybrid. Among these, the rotary wing segment captured the largest agriculture drone market share in 2022. Rotary wing drones are available in a variety of designs and sizes. The enhanced structural benefits of the segment are aiding growth of this segment.
Hardware Segment to Lead Stoked by the Improved Ability to Collect and Process Data
As per component, the agriculture drone market is bifurcated into hardware and software. The hardware segment held majority of the global market share in 2022 owing to the improved capability of hardware components to collect and process the data and enable farmers to make informed decisions.
Frames Segment to Hold Major Share Due to Surging Demand for Robust Frame Structures
According to hardware, the market is divided into frames, control systems, propulsion systems, navigation systems, payload, avionics and others. Among these, the frame segment captured a significant market share in 2022 backed by the rising need for robust frames to support the drone’s hardware components, Moreover, industry leaders are focused on producing non-breakable frames, further aiding segment growth.
Imaging Software Segment to Capture Largest Share Due to its Ability to Help in Quick Problem Solving
The market by software is arrayed into imaging software, data management software, data analytics software, and others. Imaging software segment held the largest market share in 2022 as it enables the operator to detect and respond to the potential problems early, thus decreasing the risk of crop loss and improving yields.
Field Mapping & Monitoring Segment to Lead Due to Availability of Better Equipment
By application, the market is segregated into field mapping & monitoring, crop spraying, crop scouting, variable rate application, livestock monitoring, and others. The field mapping & monitoring segment dominated the market in 2022 owing to the availability of better high-tech camera equipment to monitor crops.
Geographically, the agriculture drone market is segregated North America, Europe, Asia Pacific, and the Rest of the World.
~Drivers and Restraints: Agriculture Drone Market Size~
Rising Support by Various Governments for Agriculture Drones to Propel Market Expansion
Governments across the world are announcing several policies and initiatives to support agriculture drone adoption. This includes R&D grants, tax incentives, subsides, regulatory frameworks, training and education, and others. For instance, in April 2022, the U.S. Department of Agriculture received a grant for USD 1 million for innovations in digital agriculture. By providing regulatory and financial support, governments are helping to make UAVs more accessible to farmers while also ensuring that they are used in a safe and responsible way.
On the other hand, concerns regarding data overload and inaccuracies in collected data due to hardware or software issues and environmental factors will pose as challenges for businesses operating in this domain.
~Regional Insights:~
Europe to Hold Largest Share Backed by Strong Research and Development Facilities
Europe captured a significant global market share in 2022 owing to the surging demand for the drones, rising funding, and strong research and development capabilities of the region. Moreover, the growing number of startups such as Gamaya, Delair, Accelerated Dynamics, and others will further aid regional market expansion.
Meanwhile, Asia Pacific is projected to record the highest growth rate in the forecast timeframe due to presence of large agricultural countries such as India, Indonesia, China, and others. The rising demand for UAVs from these countries and growing focus of market players on developing advanced products will further facilitate regional market expansion.
~Competitive Landscape:~
Innovative Product Launches by Leading Companies to Drive Market Expansion
Industry leaders usually make tactical moves such as collaborations, partnerships, mergers and acquisitions, and product launches to hold a dominant share in the global market. For example, in November 2021, XAG announced its plans to launch its P40 and V40 agricultural drones worldwide, thus bringing digital agriculture to rural areas with geriatric populations and poor infrastructure. The XAG V40 and P40 are fully autonomous drones capable of mapping, spraying, and farm broadcasting.
~Key Industry Development: Agriculture Drone Market Size~
March 2023 – Avikus and Korea Shipbuilding & Offshore Engineering, a subsidiary of Hyundai, entered into an agreement to carry out an experiment on fuel efficiency by implementing self-governing navigation systems. The venture incorporates five firms, Pan Ocean, POS SM, Korea Shipbuilding & Offshore Engineering, Avikus, and Korean Register of Shipping.