Fisher investments complaints

https://www.digitalasset.works/news/articleView.html?idxno=7438
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2024.05.17
B&S, an undeclared virtual asset management company, made its first court statement that the amount of virtual assets lost by users due to the collapse of the global exchange FTX in November 2022 amounted to 400 billion won.
After Haru Invest's suspension of virtual asset deposits and withdrawals in June 2023, it became known that the company had entrusted customer virtual assets to B&S for management, and the victims' attention was focused on the scale of B&S's losses.
Representative Haru Lee (indicted) appeared as a witness at the third trial of the 'B&S fraud case' held on May 17th at the 13th Criminal Division of the Seoul Southern District Court (Chief Judge Sang-yeon Kim) and made this statement.
The amount of loss is the sum of the values ​​of BTC (Bitcoin), ETH (Ethereum), and XRP (Ripple) based on the June 2023 price.
It has been 11 months since the Haru incident in June 2023 that the loss due to Haru's B&S was revealed.
Mr. Lee has also been arrested and is being tried on charges of fraud worth 1.4 trillion won after a series of deposits and withdrawals were halted in June 2023.
Since the one-day withdrawal suspension, a total of three related criminal trials are underway.
However, the size of the loss per day was never specifically mentioned.
The court asked, “The indictment lists 35.5 billion won in damages by calculating the value of virtual assets such as Ripple handed over to the defendant after November 7, 2022. How much is the actual loss per day (due to B&S)?”
Previously, the prosecution first indicted Mr. Bang only on charges of fraud under the Special Police Act that occurred after the suspension of FTX withdrawals in November 2022.
Prosecutors are conducting additional investigations into Mr. Bang's fraud charges that occurred before November 2022.
Previously, the prosecution explained the facts of the indictment at the first trial of this case on March 5, 2024, saying, “The defendant (Mr. Bang) received approximately 35.5 billion won worth of virtual assets by April 27, 2023, including 5 million XRP received in July 2021. “It was fraudulent,” he said.
Regarding this, CEO Lee said at the hearing that day, “The first contract (contract dated March 29, 2022) included 5,000 Bitcoin, 30,000 Ethereum, and 10 million USDT (Tether), which was worth about 300 billion won at the time, and 900 of the 300 billion won. He answered, “I returned the hundred million won and (Mr. Bang later) took more.”
The meaning of “Mr. Bang took more” means that Mr. Bang received additional virtual assets from Haru and entrusted them.
The court asked, “What is the actual loss per day (investment) assessed by the witness (CEO Lee)?”
Representative Lee said, “I think there will be a difference in the amount of won loss depending on how the Bitcoin and Ethereum prices are calculated.”
He continued, “When this incident (one-day incident) occurred (June 2023), Bitcoin was worth 35 million won, but now it is 90 million won.”
When the court asked, “How much was it at that time (one day’s incident)?” Representative Lee responded, “I think it caused a loss of 400 billion won as of June (2023).”
Haru suddenly stopped withdrawals on June 13, 2023.
Haru claimed, “The reason for the suspension of withdrawals was because our partner B&S Holdings provided false information.”
Delio , another virtual asset depository , also admitted to depositing money on a single day and suspended withdrawals on June 14.
Afterwards, the victims filed a criminal complaint against Haru and Delio executives with the Seoul Southern District Prosecutors' Office on June 16, 2023.
Three key executives, including CEO Lee, were arrested and indicted in February 2024 on charges of virtual asset fraud worth 1.4 trillion won.
Delio CEO Jeong Sang-ho was indicted without detention on charges of virtual asset fraud worth 245 billion won in April 2024.
In June 2023, Haru separately filed a criminal complaint against Mr. Bang, the majority shareholder of B&S, to the Seoul Metropolitan Police Agency on charges of fraud under the Special Police Act .
Mr. Bang was arrested and indicted in February 2024.
​

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Standard disclaimer: In this post I'll attempt a summary of our City Council meetings this past week. As ever, I make no claim of these notes being comprehensive of everything we covered, nor that they will reflect the perspective of any other person or Councilor besides myself (Kit). This Council meeting is already published on Medford Community Media.
And if you’d like to follow along, here is the meeting agenda on the City Council’s public portal. We took items out of order on Tuesday, but I’ll go in order of the agenda.
Our meeting started on a delightful note. At our previous meeting, on the motion of Councilor Tseng, we invited the MHS Orchestra to play in the Chambers in celebration of their gold medal win at the prestigious Massachusetts Instrumental and Chorus Conductor’s Association Concert Festival. I was genuinely so moved and impressed by their performance on Tuesday. We administered citations to all members of the Middle School String Ensemble, who took home the silver medal at the same Festival, and trophies to all members of the High School Orchestra. Congratulations to all the players and Conductor Chang!
We debuted a new agenda section, “Refer to Committee for Further Discussion,” with a motion by Councilor Leming. (This new section is for items that are intended not to be debated on the floor, but rather just introduced and sent immediately to committee where substantive discussions will be held.) Councilor Leming’s resolution was to explore ways to allow the Director of Veterans’ Services to offer housing incentives to veteran renters. Director Shaw shared a bit about her preliminary ideas for incentives that might help combat how veterans are often stigmatized/disadvantaged in housing searches. This sad topic shores up a point that the Council has heard recently, how housing (unaffordability, precariousness, homelessness) is one of the most critical issues facing veterans in Medford. Councilors offered some initial words of enthusiasm for these ideas but held further questions and comments for when this matter is taken up in the Resident Services and Public Engagement Committee.
We unanimously approved the Action Plan for this year’s Community Development Block Grant (CDBG) funding appropriation. The previous week, we had a Committee of the Whole where the CDBG Manager and funding recipients gave more detailed presentations about their work in the community that will be funded by CDBG this year. Many of the funding recipients are returning from previous years, and this funding allows them to continue their work in Medford on the program priority areas, with services such as housing resources, and food and transit assistance.
We unanimously approved the special permit for extended hours for Pinky’s Pizza. We first discussed this two weeks ago and tabled it, asking the business owner to speak with neighbors to try and come to a mutually agreeable compromise, and allowing the Licensing Subcommittee Chair to look into the topic more deeply. The business owner came back this week with a scaled-back request, just to midnight Monday–Thursday and until 1am Friday–Sunday, which we approved. (11pm is the default close of business time unless otherwise requested.)
We unanimously approved a Lodging House License for 28 Winthrop St., which is a Tufts University-owned property. In recent years Tufts purchased this building and did a significant remodel to modernize, improve and densify the building; it will now fit 28 students, 1 student per room. Any students who live in the building will park their cars on campus. The building has already been approved by the Community Development Board and passed all inspections, so this vote was just a one-time license approval so that it can go forth and be operated as a dorm. I appreciate Tufts investing in housing more of their students in dense, high-quality student housing near (and ideally on) Tufts campus.
We reviewed and filed the Annual Public Report on Surveillance Technology. Under the Community Control over Public Surveillance (CCOPS) Ordinance which passed in 2023, this is the City Council’s reporting obligation. Under CCOPS, all new surveillance technologies or uses of surveillance data by City departments must be approved by the City Council. This report documents, in the previous calendar year, how many new technology/data requests the Council has approved, denied, or made modifications to, as well as including copies of any Surveillance Reports by City departments that are using surveillance technology.
As lead sponsor of the CCOPS Ordinance, I prepared the Annual Public Report. It was easy to do because currently, the only eligible surveillance technology in use by a City department are body worn cameras, which are in use by the MPD as of December. In finalizing/negotiating the ordinance in 2023, we exempted body worn cameras from the City Council approval process until 2028. So the number of new-technology requests approved, denied or modified by the Council in 2023 was zero. If folks are interested in reading more about CCOPS, I wrote about it in April 2023 after the ordinance passed.
We reviewed an Open Meeting Law complaint that was filed against the City Council for something I wrote in a Reddit post in April. Per law, upon receipt of an Open Meeting Law complaint, the Council is required to review the complaint in a regular meeting and decide on a response. Prior to the meeting, one of the City’s KP Law attorneys reviewed the complaint, found that no violation occurred, and drafted a response to that effect. We reviewed and unanimously approved the attorney’s response. (TLDR on OML: A quorum of a public body debating a matter that is before that body, outside of a duly-noticed public meeting, would be a violation of Open Meeting Law. The intent of the law is to ensure that all discussions about matters before a public body, by that public body, are happening in public with proper notice to the public.)
On the motion of Councilor Scarpelli, we unanimously passed a resolution to support H.4624, “An Act relative to municipal tax lien procedures and protections for property owners in the Commonwealth.” Here’s some background from WCVB.
We entered Executive Session to discuss various matters of litigation/claims with a City attorney. Entering executive session means the Council talks privately about a specific topic – no public Zoom, no TV cameras, no audience. There is a limited set of circumstances under which public bodies are allowed to do this, which includes discussing strategy with respect to litigation.
This might be my briefest report yet. I’m sure the next one will be longer! Thanks for reading.

Tl;dr I lent my car to a friend, he refuses to give it back, and the police say they can’t do anything because it’s a civil matter.
In February of this year, I made the decision to purchase a BMW M4, influenced by a close friend who assured me that he would eventually buy it from me. We agreed to co-own the vehicle, but since my friend couldn't contribute financially at the time, I covered the entire cost myself. The plan was for us to enjoy the car together, and I trusted that he would either pay half the car's price or purchase it from me later.
I left the car with my friend in Minnesota, trusting him to handle its maintenance if he were to use the vehicle. However, he appears to have made modifications without my knowledge, claiming he was fixing the car, though he never specified what repairs were needed.
Initially, we planned to register the car in Massachusetts under my name since I held the title. But my friend objected, preferring not to have Massachusetts plates, believing it would negatively impact his social life, in particular with attracting the females. Instead, he proposed registering the car under an LLC in Montana, which he initiated, but the process was too slow.
By early May, I pressed my friend to return the car so I could register it in Massachusetts, as delaying the registration was incurring late fees. My friend became increasingly agitated and aggressive. He then informed me the car was not operational due to engine flooding, suggesting we had been scammed by the dealership. I suspected he had tampered with the engine without my knowledge.
Despite my efforts to resolve the issue, my friend insisted I sell the car in Minnesota and demanded I pay him $7,000 for alleged repairs. When I asked for the car back, he and his father refused, claiming they had already provided receipts for the repairs, which they had not. My repeated requests for these receipts were met with threats from his father, who warned of potential damage to my career and citizenship and coerced me into considering a sale at a significant loss, while also threatening to increase their demand to $15,000.
Father also proposes to liquidate the car. Father and son propose to sell the car, then give me my share and they take theirs. Son says he had an offer of 14k for the car so far. They will take their 7k, leaving me with 7k. Father gave a number of 20k.
In total, I have invested around $50,000 in this car, driven by good faith and the expectation of shared experiences with a friend who now shows no mercy.
I have filed a police complaint in MN to get my vehicle back, however the father and child had already informed the cops about their version of the story. The police informed me that this is a civil matter and that they are unable to resolve it.
Father and son then send me receipts that seem like they have been forged.
The vehicle is currently with them and I’m not sure how to proceed from here. Please help me.
I want my car back in working condition, as I have left it, or I want my money back. I don't want to deal with the hassle of going to court. People have told me that this is a very long and painful and expensive process. I have no time or energy for this at the moment.
Son has previously warned me that his family is wealthy and that they can destroy me. Father has said that me making the wrong decision could "bite" me in the future. Father and son are coming up with new stories and narratives to make them seem innocent.
I don't know what to do.
Some options that I'm considering:
1 - try to settle out of court. maybe take the 20k offer. but idk if they will take their 7k from my 20k. I'm scared.
2 - pay them the 7k that they are asking, then take my car. But I fear that my car isn't functioning. If it isn't, then I don't know what to do.
3 - go to court, file a civil law suit. I fear that the father and son are already filing fake cases on me.

Edit further to your kind help: Apologies for the long write-up. I understand now from your comments that what I experienced was more than common. Sorry for not having any Hollywood blockbuster to tell... The reason for which I decided not to add specific details further to this post is that it is already full of details and I probably do not have anything else to add. This said, hopefully, my second post some time in the future will be more delightful to read for fellow redditors. Thank you all for having commented one way or another. Very grateful for all of your insights.
This is my very first post on reddit and one of the few posts I have ever made on any social media. But for the safety of ANYONE, truly ANYONE in Belgium, I must speak out and give fellow redditors proper warnings regarding the risk of ever involving the Belgian police in any matters, even when you are actually a victim in an incident. In case anyone finds me illegally incarcerated, physically harmed or dead after this (due to whatever reasons), hopefully my family can find this post here to trace back to the incident.
In short, I am the owner of an apartment here in a mixed-use building (office + residence + public parking). The office and parking parts of the complex are owned by a real estate investment fund which leased around 1/3 of the parking to a public parking operator for 24/7 usage ('Professional Owners'). 1 year ago, the Professional Owners were convicted in a environmental pollution case by the Brussels government due to excessive noise, which in fact has been ongoing for nearly 3 years and affects several apartments especially during the nights of the weekend. More recently and despite the Mise en Demeure (formal warning) sent by the local government to the Professional Owners, new sources of noise have emerged, amongst which a machine possibly hidden behind a locked door in the common area of the complex (a corridor that both Professional Owners and apartment residents have access to). This machine buzzes and squeaks randomly day and night, and sometimes even at 2 a.m. or 4:30 a.m....
Anyone living in Belgium must know that the syndic (the building manager) will be the first point of contact in order to resolve such matters but anyone living in Belgium probably also knows that it could also just ignore your complaints completely. I am in the latter situation, despite the fact that the Brussels government gave reasons to the residents nearly 1 year ago regarding the illegal nature of the noise. In the absence of any replies at all from the syndic which was informed about this new noise 6 months ago, I went to the security desk of the complex yesterday to ask the guard if he could come with me to the corridor and try his keys in order for us to identify the machine in question. He did not have the key but promised to contact the parking manager and copy me in the email. He did not do it so I went to the security desk again today and his boss was there apparently having a lengthy personal phone call. The boss guard violently told me that this common area (where the machine could be located) had nothing to do with him, he could not call the parking manager even though he had his phone number, he could not give me his email or phone number. I informed him that the noise in question is illegal in Brussels and the government has already sent a warning to his employer (which is in fact part of the offenders). The conversation quickly became heated and he told me to get out of the building (in which I am actually an owner despite the fact that the area in which I was talking to him belongs to the office part of the complex) or he will exercise force to kick me out. I told him to wait for another official warning. The conversation ended there. But here comes the part which truly shocked me.
On my way back from the supermarket, I decided to call the police and informed it that I was threatened of physical violence. I decided to involve the police because I do not want anyone so aggressive and violent coming so close to my apartment on a daily basis to become a security risk. The police came promptly, but the female officer seemed from the very beginning very agitated and did not hesitate to shout at me less than 2 seconds after she arrived... Maybe she had a bad day ... She went into the building to talk to the boss guard and came back to hear my version of the story together with two other police offers. I do not know what the boss guard told her but based on how she reacted to what I was telling her, I believe she was lied to by the boss guard who obviously omitted that he threatened me. I tried to correct her but she became more and more agitated and told me if I interrupt her again, she would consider me to be delinquent. I did not shout at her or tried to interrupt her with any impolite language or tone, I was talking to her as in any other conversations in which I have to correct any inaccuracies. It is at that moment that I saw the first warning sign. Another officer intervened during this conversation and explained to me that I shall never interrupt her or any officers 3 times. Yes, he mentioned a very specific number. I was also told that I should stop harassing the building's security team every day (which is even not true since the very time I went there was yesterday...). I tried my best to tell them what happened but finally decided to shut up because I saw that something could go seriously wrong from there and they were clearly not there to listen to me. I let them speak without reacting and then thanked them for coming. 5 minutes later, the boss guard came out of the building to smoke and I saw the two police officers approaching him having a friendly conversation in Dutch. I informed the boss guard that I was sorry for what happened. I intended to stay there to understand if he and the police officers could just have a more constructive conversation with me. I was wrong. The female officer apparently did not want me to be there to hear anything she would say and told me to go away. I stepped a bit further and then finally went to the other side of the street to wait to call the parking manager. She then started again to shout at me requesting me to go further away, to which I said I was on a public road. She then immediately came to me and requested me to give her my smartphone. I told her I did not do anything with my smartphone but she started to just check it (possibly for fear of any recording, which however strictly remains my right). At the same time, the other officer asked me to show him what was in my shopping bag ... I opened it and he saw my groceries... in the meantime, he said he would take me to the 'cellule' (detention centre in English) and requested my ID. I told both of them calmly that I did not do anything and did not have my ID on me. The female officer clearly did not want to give my phone back but finally let me go without further drama. Meanwhile, the boss guard stayed on the other side of the street smiling deviantly.
In Belgium, it is a fundamental right to record any police intervention especially so if the person is the victim subject to threats (https://policewatch.be/page/premier\_reflexes). I did not even try to record anything and trusted the police would act in the best interest of the public order. I was wrong. By doing what they did, the police officers dignified the threats of physical violence the boss guard made against me even though I am an owner in the building and did not insult, curse or threaten anyone at any moment in any manner. What happened was against any good public order and beyond comprehension. Regardless of whether the officers had a bad day or were simply annoyed by me requesting their intervention, they have no right to even hold my phone or request me to show them my shopping bag or even my ID simply because I stayed on a public road. They have even less grounds to detain me. Fellow redditors should exercise great caution when requesting police intervention in Belgium. I came back home shocked and started to research police violence in the country and can only say that I felt lucky that the two officers were probably just bluffing... This said, I cannot guarantee that ANYONE, truly ANYONE, in a similar situation, could avoid illegal detention, physical violence or any other sorts of abuse by the force especially after I read the cases here: https://obspol.be/blog/13-01-2024-agression-des-trois-anglais-3-des-4-policiers-acquittes-le-quatrieme-reste-condamne/ .
For info, I am not someone having any traits at all to have anything to do with the police. I have always respected the police force and believed they could make this country a better place. Before today's incident, I always thought that police abuse / violence was far far away from my peaceful life. But now I firmly believe that ANYONE, truly ANYONE could be subject to such abuse / violence in any situations. This is why ANYONE in Belgium should get informed and prepared for similar situations even if they are victims in the incidents reported to the police. I am very sorry for not being able to further comment on what happened today here on Reddit which tremendously helped me in the past in all aspects of my knowledge. I hope this website: policewatch.be is helpful for any of you in a similar situation or if you just want to get prepared for this seemingly surreal incident I experienced today which apparently is not that surreal after all...

Sorry it's so late this week. I'm an ex Seoul Dynasty player as well and I was a bit too busy so I kind of just listened to all for it and then got way too busy for a few days with work. Here's the loose translations for episode 5 of Overwatch University. Rush had to leave very early on due to Internet issues and Moon who was watching at the time volunteered to help as a lot of the talk was in regards to the Seoul vs Shanghai Rivalry anyways so having both POVs was insightful
Topic 1 Intros and Seoul Dynasty Season 1
Aid: Have you seen Overwatch University given you have been invited by NineK
Tobi: Not really. I've skimmed around and seen pieces of the Crusty interview and Moon interview.
Aid: We're going to go over Tobis lengthy career as we were both pros
NineK: Isn't it kind of disrespectful to Tobi for you to group him up with you?
Aid: I had a lot of talent I just got cursed with a shit Coach like you NineK right Tobi?
Tobi: True
Aid: See two instances of your failures
NineK: What does that make the people who won under me? You two must've been the problem.
Aid: (pulled up Seoul Dynasty s1 roster and Tobi just explains who all of them were) Honestly you guys didn't do amazing right?
Tobi: No we were bad we went 7-3, 7-3, 5-5, and then 3-7. Just mid
NineK: Did you feel in preseason scrims you were in trouble?
Tobi: No I didn't we did very well even in the preseason games we won everything.
Rush: There any problems we didn't know about you can tell us?
Tobi: I can tell all the potential members we could've had though. Carpe, Fury, Gesture, Jjonak
NineK: Wow you started and ended with Seoul now that I think about it.
Aid: So we heard lots of rumors about Seoul but I heard you had unique member rotations where only allowing certain players for certain stages?
Tobi: If I'm clarifying a bit the split rosters was more of a season 2 decision with an A team and B team where eventually the roster mixed together. Biggest issue was the coaches couldn't agree. So sometimes they would just take turns like coach A gets to decide today then coach B gets to decide what to do and then coach c.
NineK: I heard you basically did that with a new coach per stage.
Rush: Who was your head coach?
Tobi: 4 coaches + extras
Aid: How did you decide who played what?
Tobi: Honestly the meta was so hard locked at the time the biggest issue was the coaches disagreed how we should play and it was very confusing how we should do it. We basically went back and forth with a coach of the day deciding what we did.
NineK: Too many games too. That's how Shanghai went 0-40 cause there was way too much. Not to mention no one wanted to scrim them cause it's not like you wanted to be their first victory either.
Tobi: We scrimmed them a bit
NineK: Wow you're nice people.
Tobi: They've invited us over at times and made food for us too.
Rush: Yeah there's pictures of it.
NineK: Cause of the Korean members?
Tobi: No this was way before that
NineK: Wow so kind. Isn't it cause your results weren't good either?
Tobi: Uhhh... Where were you in season 1?
NineK: I came in late. Stage 3. Season 1 was fun though
Aid: Honestly getting dragged back and forth by your coaches must be stressful. As a player there has got to be times when you do something one way and think to yourself why the heck does he want me to do it this way instead
NineK: Also they'd probably never had that many members to work with either since they just added players to Lunatic Hai
Tobi: True. We had 11 starting members and then acquired Gambler when I was having wrist issues. Then we lost another member and went back to 11. I truly believe having 12 members was so pointless
NineK: I agree like it's good if you can make it work but if you don't it just makes people feel awful. I don't know why people insisted so much on large rosters.
Tobi: Lots of people lots of possibilities I guess?
Rush: Also this is when OWL wanted to copy traditional sports so they got a bunch of players on their rosters
Tobi: They did invest more in OWL back then
NineK: They were really the team designed to win everything weren't they?
Rush: I remember an article saying they had an 80% chance of winning
NineK: People don't get how hard this time was cause of the random Mercy meta. Honestly probably wouldn't have been this bad for Seoul if patches came out like they do now
Tobi: Meta was unfavorable sure but we just played poorly to be honest
NineK: Wow so honest very cool
Topic 2: Ryujekong
Aid: Everyone was so confused by Ryujehong on Tank I want to hear what happened
Tobi: Honestly it's been so long I don't remember this time very well. I also wasn't even scrimming or playing at the time because of my wrist. I was basically just going to the doctor. We had kuki who for reasons was having troubles so he stopped playing and then Miro was having a lot of struggles at the time as well with how the meta was playing. It's mostly because of the comms cause obviously Miro had better mechanics Jehong sucks at primaling too but he would take space well and call out commands for the team to help
Aid: How did your scrims go?
Tobi: I don't remember
NineK: He can't help but not remember there were only scrims allowed at the practice facilities at the time and kids that were ill like him straight up just didn't even go. There were set times
Aid: So this isn't Jehongs main position and he was forced to tank must have been hard.
NineK & Rush: Must be
Tobi: It absolutely was. Imagine how sorry he felt to Miro. He was a support replacing Miro. If he fails not only does he get ridiculed for it but people slander Miro for being replaced by a tank of this caliber he felt very burdened feeling sorry that Miro might get insulted more than he did
NineK: I remember at the time a lot of people said Jehong had a bad Zenyatta as well but I thought it was good
Aid: Yeah I don't really see how he was particularly bad
NineK: Honestly the way things were he was probably just getting compared to Jjonak who was a beast at the time. The flame for Jehong was insane at the time
Aid: I remember his team would just hyper pocket Jjonak and have him just frag. NYXL were so defensive and good at pocketing.
NineK: In another way of seeing things that playstyle not being meta anymore might be why NYXL couldn't hack it in finals.
(Watching VOD of Seoul vs London)
NineK: Damn Munchkin fucking sucked at Tracer
Rush: Wait why is Fleta playing Widow?
Tobi: He was really good at Widow
NineK: He was
Rush: Then what is Munchkin good at
NineK: Just Cassidy Soldier. But Widow was so broken back then
Aid: Monkey could never catch her cause of her grapple cooldown
NineK: Nearly all the monkeys sucked at primal dribbling too. If a Mercy pocketed her she never died either. Who was good then again? Carpe...
Tobi: Linkzr Surefour Pine
Aid: Wow such names from my memories
NineK: Gesture Fury were way too good at Monkey D.va. Honestly there's so much shit about London I wanna expose
Aid: Bring Profit
NineK: I'll get Rascal easily. Wow Bdosin looks so young here what the he'll.
Topic 3: End of Season 2 VOD of Jehong Tobi Crying Post Elimination to Spark
Aid: I didn't know this happened at the time but NineK mentioned this happened can you explain?
Tobi: At the time role lock got forced and doomfist hanzo reaper were good. At the time we were kind of really good in scrims but lost to a team in tournament we never lost too in scrims. Jehong was already out there crying and I didn't want to come out and Danny kept forcing me to come out even though I said I didn't want too. But I was afraid the broadcast would get delayed or ruined cause of me so I was forced to.
Ninek: At the time we were preparing for our game up right after them but our GM was so fuxking angry at the time like how could you force them to do this right after they lost he complained a lot to Blizzard. Cause just imagine, thank God you brought out two veterans and media trained players. Imagine if you brought out complete noobies if it was this hard for these 2 veterans imagine what they might let slip on a broadcast when emotions are this high. This is also right after their season ended and they were officially eliminated.
Rush: From Blizzards POV these 2 were icons of the game and they probably felt like they could really show the importance and feelings toward this game to the audience watching
NineK: But like RIGHT after they lost is insane to me. Like let them process instead of fucking ambushing them as they're coming down from the stage.
Rush: But it's important cause this is when they're at the peak of the emotions being felt so I get it.
NineK: There's actually so many players who went down that stage to the hallways down crying
Aid: Of course they work hard and it didn't work.
Tobi: When we scrimmed we only lost to 1 team ever. Shock. We beat Vancouver NYXL Spark everyone else.
NineK: Wow so strong
Tobi: But in the end we just lost to Spark
NineK: I can say this now but we scrimmed Hangzhou a lot at this time. They didn't have a coach we were their coaches. Literally they would scrim us and copy us the next day in games. Since GOATs they basically decided they couldn't beat us so they copied our opening strats positioning skill usage everything. That's why they did decent
Aid: So Seoul lost cause of you
Tobi: We regretted a lot because of some of our microplays. There was a thing when double shield was first happening where Moria sprays her heals on the tanks right? The enemy Sigmas could shoot their shield out behind the Orisa to block the heals. And we thought this was possible but went and said it wasn't going to be a difference maker and ignored it
NineK: Wait we were doing that since day 1 lol
Tobi: We lost to Spark because of that. We felt awful cause this is something we thought could happen but ignored. At the time Marvel was our Sigma and Michelle who was a traditional offtank was forced on Orisa. We had Fissure who was good at Orisa who retired so we had no Orisas.
Aid: Timings always been off for Seoul I guess
NineK: No wonder you felt so many emotions. I was so sad seeing this. Seoul was honestly so good in season 2 but always somehow was just one step short. It hurt my heart to see them.
Aid: Players don't like to cry like that so they have to have been feeling so much to cry like this
Topic 4: Seoul vs Shanghai
Aid: We had Moon and he said some stuff on this we were all in the West and we would just see the results but this May Melee where you were up 3-0 and got reverse swept... your stories about this?
Tobi: We didn't get ahead of ourselves Shanghai was always good at Gibraltr and we thought we would lose this map but win the rest for a 4-1. I'm not sure how we lost Busan though
Tobi: We won a lot with our double shield
Rush: Fearless wasn't supposed to play
Aid: Fearless told me at the time he didn't get to scrim even once and then came in and won everything
NineK: Wow
Aid: Yeah no scrims at all
NineK: Wait Tobi why us Bdosin on Brig and you on Baptiste?
Tobi: I played the Baptiste for Seoul at the time cause Bdosin fucking sucked at Bap. This mother fucker could never use his abilities properly. He must've gotten sick in the head watching Viol2t play or something cause whenever he had cooldowns he would be on some high ground alone shooting and scream "Aghhh" and die off on his own
NineK: I remember now it wasn't super locked who played what because no one had Briggitte experience at the time
Tobi: Also if this happened there would be cases where in double shield mirror your Brig had to swap to Zenyatta but at the time Gesture had too many complaints about coordinating his pulls with Bdosin
NineK: I have no idea how Seoul lost this right now
Tobi: There's no absolutes in Overwatch. But the only thing I remember is our loss in Junkertown
Aid: For Kings Row I remember the Felta carry with Widow this was probably in all of those OWL top 5 highlights. I still can't believe how far Shnghai got in Junkertown though
NineK: Wow even Fearless is playing Orisa here
Tobi: That's why we thought we would win here. It's such a double tank focused map. Fits was randomly flanked high on the left and I td him to get down but he died on our A defense.
NineK: Wow you guys got out ult cycled like crazy
Rush: The Torbjorn choice here leaves a lot to be desired
NineK: I agree
Aid: So then there is that little celebration Shanghai did how did you feel
Tobi: Can I curse?
NineK: Seoul is just so ugh... like back in season 2 they beat New York during GOATs who was supposed to be top 2 but Seould couldn't take those next steps to greatness here as well. There are those super important games that once you win you just go on a roll and Seoul never got to do it
Tobi: I really hated losing to Shanghai cause I could've been on the team.
NineK: Really?
Tobi: Yeah I received offers from them on 3 separate occasions but ended up choosing Seoul. I wanted to believe I made the right choice so I wanted to win
Topic 5: Tobi Happy. Season 3
Aid: There's this gif of you happy after a win
NineK: It's so funny you took your glasses off before cheering
Tobi: At the time we lost to Shanghai so often but then finally beat them
NineK: The thing is Seoul was lucky cause they actually shouldn't have been in the season 3 finals originally.
Rush: Washington was the biggest offender
NineK: Off memory it felt like a "everyone suffered because of COVID so everyone gets a chance" thing
Tobi: But the thing to note is we did well in the West before we were forced to go to Korea and beat Glads and Valiant. We won like all of our scrims at the time.
NineK: Fine I'll give you that
Rush: Seoul was honestly really good during the online era
Aid: What did you think of the Hog meta?
Tobi: I was a huge doubter. Like at the time it was Zarya Hog or Sigma Hog. It just had none of the fundamentals of Overwatch I was used to seeing. I just couldn't believe it.
NineK: Tobis a purist "where do you come from thinking Hog could ever be a main tank"
Tobi: His ability to take space was unreal at the time. But Gesture was really into it and Wizardhyeong pushed for it
Aid: Gesture was a really good Hog though
NineK: All the guys there had good Hogs. Gesture Super Smurf Fearless were all good at it
Rush: But Shanghai didn't play it
NineK: I don't know Shanghais reasoning but I know Shock played how they did cause Viol2t fucking sucked at Ana lol. The thing is he did win with it but his scrim results as Ana was terrible
Rush: Viol2t Ana is known in the community as weaker though
NineK: But he doesn't think so
Tobi: I heard it got to the point where Crusty said he would do better if he played than Viol2t
NineK: That's why Architect played it for a bit. They had Twilight but I have no idea why they didn't use him more. I don't know how much I should say when there's no Shock rep from the time here but as far as I Know Super wasn't supposed to play. Smurf was but he didn't fit with his playstyle and the team well enough at the time
Tobi: If I have to point out regrets in the Shock game it was not using Zenyatta on Busan
NineK: But shouldn't you playing something other than the Ashe?
Tobi: No this was when Ashe was super broken and Profit was really good at her
Aid: The more I see it the more I really feel regrets about Seouls performances
NineK: That's what I've been saying Seoul was almost never bad and had huge upside a lot for different points in time. Honestly they're Asia's Philly Fusion
Tobi: You know how it is NineK if one thing changed with your Hotba strategy or Rascal not waking the monkey
NineK: I had a team with Tobi and Carpe and caught the 2nd place curse
Tobi: Woah why are you blaming me I've won plenty.
NineK: I did too before meeting you guys
Tobi: Then it's Carpes fault
NineK: I guess it is lol
Aid: At this point we need to have Carpe on to defend himself
NineK: We're going to go watch his games this Saturday
Tobi: The Hollwood bug pissed me off too
(Vod review where Tobi popped Valkyrie in spawn and the D.va bomb from Choi killed Tobi in the respawn room) this and Viol2t living at 1 health
Aid: Wow you guys are just destined to not win that day
Tobi: It was everything against us honestly
NineK: Honestly in the regular Hog comps Seoul and Dhock were about even but Seoul couldn't beat Shocks Hog and Ball Comp
Tobi: I actually wanted to go Numbani here instead of Hollywood
NineK: I remember at this time Choihyobin was getting gapped by Hanbin a bit and all of us joked his time was over and Hanbin would replace him as the new offtank goat
NineK: I remember at this time Shock felt Bdosin was scarier. They took more maps with him. Even though they defended better with Creative
Tobi: I think at the time he wasn't getting too much scrim time so he just said to let Creative play
Topic 6 Coach Tobi
Aid: You came back after being a player for Fusion to being Head Coach of Seoul Dynasty how was that for you?
Tobi: I kind of just stopped feeling the desire to compete like "I definitely can still compete mechanically but guess it might just not work out from here"
Tobi: Was worried that newer players he hadn't yet played with wouldn't follow his leadership well
Aid: So who was the player who least listened to you
Tobi: Everyone below me followed very well
Aid: So did you work well with the other coaches given it was mentioned there were previously conflicting visions?
Tobi: Oh these people were later coaches and we had very good talks together and worked well together
NineK: Since we wanna wait for our other guest when we talk about the next topic let's move on and talk about our time together in Fusion
Tobi: There were a lot of regrets weren't there?
NineK: The biggest problem for me was I didn't know we would be playing in Korea when I made the roster and heard it from someone from another team.
NineK: I felt sorry to Carpe for that. He's like Seoul where certain key moments not working out it feels like de-railed everything for him.
Aid: What did you think when you joined and first got to know NineK?
Tobi: When I joined I did so because I heard so much good stuff about him. Like he just knows a lot about Overwatch so I was curious about him and learned a lot. There's Crusty NineK Moon and Rush that are the coaches that are very well talked about that I was curious about. I got to meet NineK and Wow I'd never believed someone could get so angry over this game he would slam on the desk yelling while coaching. But the thing was while doing that he would always be right about what he's saying
Topic 7: Moon Joins
(Moon joins the podcast because Rush was lagging out)
NineK: So is it true you sent offers to Tobi
Moon: I guess I should say hi first. My name is Coach Moon who tried to get Tobi every year but failed.
NineK: I tried that with Fury
Aid: Is one of the reasons you wanted to beat Seoul no matter what because you didn't get to recruit Tobi?
Moon: No actually around that time I got in a lot of trouble with my wife. She said I talked to Tobi more than her. This was before we signed LeeJaeGon
Tobi: In 2020 season Shanghai actually had a lot of players I wanted to play with. Fleta Lip and such. As well as just giving a better offer out right.
NineK: Void too.
Tobi: Yeah always keeps contact with him too. But I really wanted to run it back with Ryujehong one last time because of the regrets of our last 2 seasons together to redeem ourselves. But he ended up choosing Vancouver and as I ended up wanting to go to Shanghai instead, they ended up already getting LeeJaeGon instead
Aid: Man the timing has just never worked out for Tobi
NineK: When he was on Fusion with me he used to always joke "damn if I was on Shanghai at least I could've been winning while benched"
Moon: So at the time LeeJaeGon and Tobi were my first choices but LJG told me he didn't want to join because he wanted to go to Mayhem with other Runaway members and then Tobi was looking at Seoul so I almost ended up with no one. But eventually LeeJaeGon chose us and tobi reached out the day after that.
NineK: So you regret not getting Tobi?
Moon: I mean you can't argue this given our results...
Tobi: They did so well
NineK: Tobi would've made the team fun for you though. That season was really bad for us but we had a lot of fun
Topic 8: Seoul vs Shanghai KickOff Clash
Aid: It looked like Seoul was happier beating Shanghai in winners finals than beating Philly in finals
Moon: The thing was the situation was so terrible for us at this time. We were quarantined with nothing.
Tobi: This team was the one we wanted to beat more than anyone else. It's why Profit was crying at the end of it all.
Moon: I will say their strats against us were very good they deserved the win regardless of what circumstances we had
Tobi: This gave me PTSD cause there was a moment when we were reverse swept in May Melee where Bdosin got pulsed with Rally. I told Vindsim no matter what to hold your shield up when he has it and in this one moment in the VOD he got stuck by fleta but thankfully Profit clutched
NineK: I will say when we got to the Hawaii LAN Shock picked you guys at Shanghai and I'll just say I didn't want to pick you.
Aid: Ahh it was the eternal rivals (implying Crusty chose Shanghai for revenge)
Moon: This time was really tough for us and we had a bunch of retirements after this. I think we thought more about what we would get to eat the next day or when we would be able to go to a Koreatown for the food we missed
NineK: It was so long
Moon: Honestly it was the hardest times for us.
NineK: It was really tough for us as well lockdown was so long.
Moon: I honestly don't want to hear lockdown complaints from anyone around me. If we were offline and I told you our horror stories everyone here would cry.
NineK: I mean everyone suffered but this sounds like military stories lol. Like everyone thinks they had it the hardest. Anyways Tobi tell us how you did things that led to that win.
Tobi: So you know there are things a lot of us say behind the scenes about coaches right? Like this guy is more of just a caretaker or this guy is more just strategies but I really wanted to be the coach who wouldn't have players feel bad I was their Coach. It's why I asked for a lot of help from previous coaches I worked under. I wanted all of my least favorite aspects of coaches I've seen in the past to not be things my players go through I let them all speak casually to me so they wouldn't be uncomfortable with me
NineK: Moon has the opposite take. He said his players can never act chummy with him and will always refer to him as coach
Tobi: My feelings were that I had previously worked with a lot of these players in the past so it feels okay
(VOD shows Seoul winning Kick off Clash 4-0 over Philly Fusion
NineK: Oh Carpes expression came out (literally half covered in shadows)
Aid: I didn't want to become a useless coach. Every explayer wants to be the opposite of the coaches they hated
Tobi: When I first won I was so happy to finally get a star under the Seoul Dynasty banner for Gen G.
NineK: I thought at the time though "all that for a stage win?"
Aid: We were like Wow they really are happy for a stage win
Moon: Well it was their first win of course they're happy and they beat us to do it
NineK: As coaches we can tell whether they just got lucky or actually were prepared. Poor Carpe though
Topic 9: Q & A
Aid: If you became a coach again and had to form a team which players would you want?
Moon: Wait but isn't the answer for those year very obvious?
Tobi: Yeah just erase Moons name and put me in
NineK: Then mix and match a bit
Tobi: Smurf Stalk3r Lip Chorong seems very good and then Shu
NineK: That's basically Crazy Raccoons. I'll just say this is cause he doesn't watch it
Tobi: I watched all the big games actuall
Moon: If he was really keeping up with the scene wouldn't he have picked Donghak?
Aid: If Gen G or T1 asked you to coach or team up with Ryujehong again for OWCS?
Tobi: I already got an offer to play with them and said no
Aid: Oh really why?
Tobi: Cause I knew what would happen lol. The kids nowadays level of play is so high
NineK: Just for fun I guess
Tobi: Well yeah if I streamed it and stuff sure but the team even with me or without wouldn't have done well
Moon: Honestly the player gap between the experienced old guard and the new is high right now but you'd hope it would get closer by next year
NineK: More than player gaps I'd rather be worried about the coaching level. It's really just Moon Crusty Rush again. Tobi isn't coaching anymore either... so tobi this is to say coach again please.
Tobi: I did get an offer but the timing didn't work out.
Aid: Always the timing
Tobi: Before Falcons formed I think it could've worked but Smurf was gone and all the teams were formed and then I got the call and was a decent offer. But the timing was bad.
Moon: Where the players weren't available anymore. But just swipe them from their teams
Tobi: But I didn't wanna steal players with offers of contracts
Moon: Why not?
NineK: The difference between a dirty person and clean person
Moon: But the thing is they don't have contracts
NineK: Yeah wait they definitely would want money
Moon: That's my point he could've offered stability to more players in the scene
NineK: Then you are at fault Tobi
Tobi: There was a condition though. The org really wanted to win and asked if I could form a team to win.
Moon: Oh that would be hard (smiling in Crazy Raccoons)
NineK & Aid: (dies of laughter at the humble brag)
Moon: I did work really hard to swipe the good players.
NineK: Was it a foreign org?
Tobi: Yeah it was
Moon: I wish more teams came into the space
NineK: If tobi even at least coached Genesis they would've been better
Tobi: I did get that offer but said no
NineK: Didn't want to work for bottom feeder teams?
Tobi: Well I wasn't close with any of the players either
NineK: You shouldve just gone to orga offering up super teams and swiped like Moon did.
Moon: I just had a skeleton crew formed and did mine
NineK: Whatever it was it's just kind of sad Tobi isn't coaching actively right now is all
NineK: I like this question. If Coach Tobi could speak to player Tobi of the past what would you say to them?
Tobi: Probably to be sure of yourself and confident in your play and your decision. I used to basically fly to whoever screamed for help no matter who was in a bad position trying to help. I definitely learned afterwards and worked really hard to improve my Mercy
NineK: I remember at that time Yobi worked really hard to improve his Mercy and it was really good I agree. It's sad to hear given how things went for Seoul but it is a cool answer
Aid: ProFits from friend POV to players POV
Tobi: Profit whether as a friend or player was a great and reliable friend. Fits was the hassle
Aid: How so?
Tobi: Never listening always whining just a big baby. Cute little brother while Profit was a reliable friend
(Just chatting while looking for interesting questions)
Moon: I'm saying this now but Shanghai starting at 0-40 we worked so hard to hit that 40-40 and it took so long. We won so much and still took a while
NineK: A fun thing to ask whenever we have an ex-player is have they ever felt like watching a scrim they would do better?
Tobi: I have scrimmed actually. Vindaim was ill and in the hospital so I played. We won.
Ninek: You say yes to this question if you win the scrims if you lost you would say it didn't happen
Tobi: True
Tobi: Here's one about Seoul I like. Why did you when you had LeeSooMin and Krillin make Krillin a main support? The answer is Krillin said during Washington he got to try a bunch of heroes and LeeSooMin was pretty decent at Kirik at the time. I had worked one year with Vindaim and it was good for us so I hoped for the same to happen. The initial meta was good for us too until we hit the Sombra meta
NineK: I think the only ones happy to hit the Sombra meta was Atlanta
Moon: (struggling to find a good question when smurf comments in chat) Yo Smurf don't you need to go practice right now?
Moon: Sorry that was a joke
NineK: Oh I like that one
Tobi: So there's a question about our 2023 roster and I wanted to talk about it. Right after 2022 going into 2023 was to keep Smurf Profit then get Lip who was receiving some offers at the time keep Vindaim and get Twilight. This would've been my personal choice if I had the money to form my team but everyone ran out of money. I even had back ups for everyone but like Bernar planned but everything fell through
Moon: Do you regret picking up Void?
Tobi: No I don't
NineK: What about losing to former players of yours and stuff?
Moon: Want me to call Void and ask him what it felt like losing to the Fleta Tank?
NineK: Oh my god that sounds so good
Tobi: I think he's working right now
Moon: Oh that's right he would be working right now
NineK: Man I'm so curious. I hate losing to my former players
NineK: Wanted to know if back in OW1 you had a team fully built around you who would it be and would you win?
Tobi: Honestly looking at my history I'm kind of bad at forming teams lol. Honestly I could've been on NYXL in season 1 as well.
NineK: Wow.
Moon: I can say one thing. I've literally walked to his house before. He thought a lot about it. Like I didn't think it should be this hard a decision when I was so convincing.
Tobi: I just really wanted to run it back with Jehong one last time and Fearless wasn't in the planned roster at the time either.
Moon: True it was very early on in the team formation
Tobi: Yeah it's regrettable isn't it?
NineK: Tobi does make bad choices that's why he joined Fusion under me
Tobi: Timing worked for that time period though
NineK: Alright back to the question make your super team only caveat is you can't change them and have to run them seasons 1 through 6
Tobi: To be happily teamed with them Carpe Profit Gesture Fury...
NineK: Wait a second Ryujehong isn't being brought up
Tobi: We are excluding him from this but honestly there's way too many good flex supports so I don't know. Shu was really good but Viol2t is also nah just Shu.
NineK: Shu is fun and good.
Tobi: He's good at like everything. Even since season 2 when I'd play Mercy he would shoot me so much more than everyone else as Ana
NineK: When you went game 5 against MightyAOD any players that stood out to you?
Tobi: Did we go game 5 against MightyAOD? I genuinely can't remember the Lunatic Hai games that well outside of just like finals games anymore. I'm sorry but it's been years.
Moon: Ooh how did you feel about Prophet being on your team and then once he was dropped and went to 02Blast losing to him?
Tobi: He was good but the thing is whatever we put him on just didn't fit with how the team played and the Sombra meta was at its peak as well. We were tired and he was tired cause it just wasn't the best fit for either of us. I wanted him to keep doing well so I could be confident it was just a mismatch and that my scouting ability was still good. But then the meta swapped to like Widow Hanzo.
Moon: Oh wait so once again it's a choice Tobi made he regrets...
Tobi: Well no technically in the last game versus them we did win to be fair. Honestly though when he did win damn I felt low key a little bit upset/betrayed
NineK: Did you see him do the X on the Dynasty symbol spray?
Tobi: I didn't mind that all the players do that
NineK: Hears something funny for Moon to answer. " I heard Lip purposefully made sure not to wear the Fusion skins for Asia Finals is it true"
Moon: I specifically checked his PC to make sure he wasn't wearing it "Are you wearing a Fusion skin or not? Yes or no."
NineK: Wow you check their PCs?
Moon: Yeah I made sure none of them wore Fusion skins for Asia Finals
Tobi: Carpe might need to come on here at this point
Moon: I don't believe in jinxes like this but my players do so I did it just so they don't have to think for a second there is some Fusion curse that will make them lose
Tobi: Like you don't want unnecessary factors creeping into their minds
Moon: Exactly
NineK: Did you have any of those jinxes or lucky charms as a player?
Tobi: During Lunatic Hai I would on game days only eat noodle dishes and then we would win. I'd wear the same pair of socks for all the big games as well. But then I went to the League and kept losing and none of that stuff applied anymore
Moon: Yeah I don't believe in it as a supernatural force but whatever makes people more confident the better
(Randomly scrolling for questions)
Moon: I really did wanna try coaching Dynasty once.
Tobi: Why?
Moon: You know as a Korean it was kind of sad seeing the Korean team under perform I wanted to go there after my contract with Shanghai ended and try to get them a big win
Tobi: I see
Moon: Now that I'm thinking about it I never got an offer from Seoul ever
NineK: Really? I think I got an offer from Seoul basically every year since 2019
Moon: Oh one thing I really wanted to ask was how you beat the Infernal (Dynasty vs Infernal early 2023 when Infernal scrimbux was way better than everyone else)
Tobi: Oh that? They just played poorly.
Moon: I was so curious cause they were supposed to be so good
Tobi: Yeah they must have been nervous or something we didn't win cause we were better they were just worse that day.
NineK: When Tobi first joined Fusion he actually beat Dynasty and was so happy about it. He was such a good player to have he was on the bench for quite a while initially but kept his mental up and was a very good teammate for us.
Final Words
Tobi: I'm not actually retired from coaching. I still keep up with the League and love the game. I hope Overwatch keeps growing and I want everyone to know I'm not gone just yet. If there's a chance I'm ready whenever
NineK: Honestly I will say a lot of Overwatch kids have this issue not just Tobi where they hope opportunity will fall on their laps.
Tobi: I'll agree. It was my first time doing this stuff and I had no idea what the scene was going to be like.
Moon: I was very proactive and quick about it for sure
NineK: Do you have any team you'd like to join? Quickly before we end the podcast appeal to Moon for a job
Tobi: Well if you just give me the call I'm ready
Moon: Well one thing I will note when Tobi was talking about coaches he asked for advice on being a coach he didn't contact me at all? Even though we talked for hours?
Tobi: I only contacted the people I actually worked under. I didn't want to bother everyone with my questions. It's not like I could expect other coaches that don't know me as well would divulge their secrets
Moon: I would've. I think it would have been very cool if you asked for my help
Tobi: Well to be fair before you joined I did say Crusty NineK Moon and Rush were the coaches I really wanted to try working with
NineK: It's not too late Tobi he's here now
Aid: Anyways final thoughts from you Tobi?
Tobi: It's been a while since I got to see fans of Overwatch and sit down with fellow coaches. I hope you all keep supporting Overwatch University and myself in the future.
NineK and Aid: Thank you to Moon as well for helping us last minute.
Moon: It's no problem I saw Tobis face and wanted to join right away.

I got scammed for 3 laksh rupees, I live in bangalore, karnataka . One day night while scrolling YouTube or Facebook (I don't remember clearly) I found a ad that stated that i have to put small amounts of money and do small tasks to get rewards (initially the amount was in 100's range that i had to put, and i had to like dance yt videos in response I would get nearly around 1k) and initially I got the promised amount (I checked my bank statement) , thentthey said if I wanted to make more money they could add me in a telegram group(name of telegram channel was dp market) forbitcoin investment, I only had to put the money and I would get the return without doing anything, I just had to wait for a period of time,they first few times the investment was small in amounts of 1000's and I would get my return in 4 different payments from them, this continued , and the amount I had to put kept increasing to increasemyr reward. Mind this, I couldn't withdraw the amountmyselfb instead they would transfer it to my account when time comes (this is what I was told) , I ended up investing 3 lakhs, and according to them I could get 4.6 lakhs back (so a profit of 1.6 lakhs) , when I asked them to withdraw my money, they said it will be done in 15 min, and later they said that I have to make a vip account with them to be able to withdraw the amount, and I tried other methods to get my money back,bthere were multiple schemes and offers on their group, I came to the conclusion that I had to put more money in order to withdraw my money (and the minimum amount I had to put was 1 lakh) , they said I have to pay 1 lakh to open a special account with them so that they can transfer my amount,but I hadn't heard of such an account before and they hadn't stated anything regarding opening such an account before. Now I don't have Enough to open that account and I can't withdraw my money. So I lost my 3 lakh rupees. I have the bank account number, the telegram chats and even the mobile number and even bank transaction with that person. How do I proceed to file a cyber fraud complaint in bangalore, please help me out.

I got scammed for 3 laksh rupees, I live in bangalore, karnataka . One day night while scrolling YouTube or Facebook (I don't remember clearly) I found a ad that stated that i have to put small amounts of money and do small tasks to get rewards (initially the amount was in 100's range that i had to put, and i had to like dance yt videos in response I would get nearly around 1k) and initially I got the promised amount (I checked my bank statement) , thentthey said if I wanted to make more money they could add me in a telegram group(name of telegram channel was dp market) forbitcoin investment, I only had to put the money and I would get the return without doing anything, I just had to wait for a period of time,they first few times the investment was small in amounts of 1000's and I would get my return in 4 different payments from them, this continued , and the amount I had to put kept increasing to increasemyr reward. Mind this, I couldn't withdraw the amountmyselfb instead they would transfer it to my account when time comes (this is what I was told) , I ended up investing 3 lakhs, and according to them I could get 4.6 lakhs back (so a profit of 1.6 lakhs) , when I asked them to withdraw my money, they said it will be done in 15 min, and later they said that I have to make a vip account with them to be able to withdraw the amount, and I tried other methods to get my money back,bthere were multiple schemes and offers on their group, I came to the conclusion that I had to put more money in order to withdraw my money (and the minimum amount I had to put was 1 lakh) , they said I have to pay 1 lakh to open a special account with them so that they can transfer my amount,but I hadn't heard of such an account before and they hadn't stated anything regarding opening such an account before. Now I don't have Enough to open that account and I can't withdraw my money. So I lost my 3 lakh rupees. I have the bank account number, the telegram chats and even the mobile number and even bank transaction with that person. How do I proceed to file a cyber fraud complaint in bangalore, please help me out.

TLDR: The Colorado Behavioral Health Administration is intending to replace Rocky Mountain Crisis Partners as the state's 988 suicide and crisis line provider with a problematic company in Arizona. Use the following script to email representatives. The Protest Period ends tomorrow, Friday, May 17.
BCC: cdhs_bha@state.co.us
CDHS_BHA_complaint@state.co.us
chris.kolker.senate@coleg.gov
dafna.michaelson.jenet.senate@coleg.gov
naveen_parmar@hickenlooper.senate.gov
eli_weiner@bennet.senate.gov
SUBJECT: Urgent request to reinstate RMCP as Colorado's crisis center
BODY: Hello,
I am writing to you today to express my dismay at the announcement by Colorado's Behavioral Health Administration to award the contract for 988 and Colorado Crisis Line services to a company in Arizona rather than the long-time, Colorado-based service provider, Rocky Mountain Crisis Partners.
I am concerned that the proposed new provider is unfamiliar with the communities we serve in Colorado, that their proposed staffing model is woefully inadequate, and that the anticipated layoffs of more than 330 mental health professionals in Colorado will be detrimental to the safety of all Coloradans.
We are also dismayed that the BHA has invested more than $20 million in creating the infrastructure for Rocky Mountain Crisis Partners to support Coloradans in crisis and this planned transition is an offensive waste of our resources and throws away this prior investment.
Please join us in supporting Rocky Mountain Crisis Partners and the established crisis support network across Colorado and call upon the Behavioral Health Administration to reconsider their intended contract award.
Thank you, Name
FULL DETAILS BELOW shared by the Colorado Public Health Association:
*Hello Dear Community.
I am writing today to personally ask for your help with a very disturbing and time sensitive development in Colorado that came to my awareness just this past week regarding Colorado Behavioral Health Administration's intent to replace Rocky Mountain Crisis Partners as the state's 988 suicide and crisis line provider with an out-of-state company. The Protest Period ends this Friday May 17, so we need to take action immediately…
The contract for our 988 crisis hotline, managed by Rocky Mountain Crisis Partners (RMCP) which is currently one of the best in the country - and one of the few that we feel confident referring LGBTQ+ and gender-diverse people to - has been discontinued and awarded instead to a company called Solari based in AZ, who claim they can do the work of 330 current employees with 70 employees. We know that this is anti-trans motivated, but it would impact mental health and endanger the lives of many thousands of Coloradans, irregardless of gender or orientation. It would also completely throw away over $20 Million of Colorado tax dollars spent in the last 2 years to get 988 to where it is today.
This would drastically reduce the answer rate and the quality of care that we send our mental health clients, friends, family and community members in crisis to, as well as create a complete disruption in this critical life-saving service for at least 2 months.
Because they did not make this major decision public, there are only 3 days left in the protest period for the decision, and our only course of action now is to apply political pressure and lend our many voices to our legislators and key players, whose emails I am including below, with a script for an email below to make it as quick and easy as possible for you to take action.
Please, please consider taking a very few minutes to help our community by sending the email below today, and making any connections or contacts you have in the state and/or mental health worlds you can aware of this !
Please take 5 minutes to email:
The Behavioral Health Administration at:
cdhs_bha@state.co.us CDHS_BHA_complaint@state.co.us Contact Senators:
Senators Dafna Michaelson Jenet dafna.michaelson.jenet.senate@coleg.gov 303-866-4857
Senator Chris Kolker chris.kolker.senate@coleg.gov 303-866-4883
Federal Contacts:
Naveen Parmar, Chief Counsel, Sen. Hickenlooper naveen_parmar@hickenlooper.senate.gov
Eli Weiner, Legislative Assistant, Sen. Bennet eli_weiner@bennet.senate.gov
Here is script for an email, which you can make your own or send as is:
Dear NAME,
I am writing to you today to express my dismay at the announcement by Colorado's Behavioral Health Administration to award the contract for 988 and Colorado Crisis Line services to a company in Arizona rather than the long-time, Colorado-based service provider, Rocky Mountain Crisis Partners.
I and my colleagues are concerned that the proposed new provider is unfamiliar with the communities we serve in Colorado, that their proposed staffing model is woefully inadequate, and that the anticipated layoffs of more than 330 mental health professionals in Colorado will be detrimental to the safety of all Coloradans.
We are also dismayed that the BHA has invested more than $20 million in creating the infrastructure for Rocky Mountain Crisis Partners to support Coloradans in crisis and this planned transition is an offensive waste of our resources and throws away this prior investment.
Please join us in supporting Rocky Mountain Crisis Partners and the established crisis support network across Colorado and call upon the Behavioral Health Administration to reconsider their intended contract award.
[YOUR SIGNATURE]
There are more very dismaying details about how this went down in bullet points below, which I have pulled from emails, meeting minutes and conversations over the last several days while trying to get to the bottom of this:
The problem was started because RMCP serves trans youth, and does a lot of LGBTQ+ training for staff.
Only 3 of 9 voting members made this decision, all of whom had explicit bias against RMCP over anti-trans sentiments and LGBTQ+ training
These same people also CORA demanded the names and salaries of all 330 RMCP employees, which the BHA released to them. Many at RMCP legitimately fear this was a political maneuver to target LGBTQ+ and trans employees.
RMCP has filed a CORA request as well and is inquiring what lead to this decision and why, why the contact was dropped and what the original communication was.
This was NOT done out of a bid.
The state is yet to publicly announce that Solari were the winners of the procurement. The way RMCP found out was through having to do a CORA request.
The request for proposal (RFP) requirements specifically stated that the new vendor has to be ready to go July 1st. Solari said that they will need 150 days to be ready to go once a contract is signed. A contract has not yet been signed, meaning there will likely be a lull in services.
RMCP’s staff were notified on 4/12 that we did not get the RFP and that their jobs were no longer secured. This has resulted in RMCP’s staff being in crisis while also having to provide crisis services, which has already impacted phone coverage due to the use of mental health days, and turnover as staff secure other jobs
RMCP’s CEO is a female person of color who lives in Colorado. Solari’s CEO is a white male who lives in Arizona
Solari claims that 70 people could do the work of 400 by outsourcing jobs to their Arizona and Oklahoma call centers, not hiring leadership positions in Colorado, “less raining”, and under bidding actual need. i.e. claiming that only 10 peer support specialists are needed to run a 24/7 service currently achieving less than 100% answer rates with 50 people
RMCP has partnerships with every county in Colorado in order to dispatch mobile crisis response, and with over 75 hospitals to complete hospital follow up services. Solari has not built these connections, so there will likely be further disruption in crucial lifesaving care to Coloradans.
The bidding process was biased:
There was no scoring criteria given to bidding sites before applications were due. Every other year there has been.
Previously the scoring of proposals was conducted by a panel of community organizations and individuals who represent Colorado to prevent bias, and had roughly 8-12 reviewers/scorers,
This year there was only 3 (a BHA employee, a 988 Enterprise Board Member, and a representative from the Department of Health Care Policy & Finance (HCPF),
All 3 individuals held bias against RMCP.
Two of the individuals included as scorers were part of the process to CORA release the names and salaries of all RMCP employees, which could lead to targeting them.
RMCP is currently in a process of protesting the outcome. However the people who decide if the protest is successful are the same 3 people who provided the initial scoring and have bias against RMCP.
Thank you for taking action today, and please share with your personal networks as well. A person close to this process who I have been speaking with believes we have about a 70% change to reverse this disastrous and underhanded decision if we can get a large number to protest before Friday.
Thank you for your ongoing support for our community, and for using your power to help us - and all Coloradans - now.*

Honestly the general reaction around Firefly beta testing so far has been very puzzling for many reasons while there are people for some reason attacking anyone having any sort of feedback which is the entire point of beta testing is for people to voice their opinions but personally the other side of the discussion is also very delusional and outright entitled if I am being honest people keep comparing her to Boothill in the new single target favorite game mode and then be surprised when he acts better like hello !?!?! That's the entire point of him being a hunt while she's destruction he Excells in single target while she Excells in multi target situations and so far she does but people want the strong points of boothill without any downsides like team restrictions 1 she's a new character with an unexplored niche yet and she is made to be paired with HMC so she needs him to function which I don't understand the downside of since they're a free unit ? Like DHIL pretty much needs sparkle or else his damage falls considerably and DHIL mains don't complain as much although she's a gacha unit not a free one you get by just playing so I don't understand the point of issue here so it just seems very unreasonable most of the time because complaints are things like "She has downtime " "She needs HMC" "Her damage is weak when enemies aren't broken"
Which are just things about her that's obvious because she's a break damage scaler like they want the good parts without any downsides
Every character has a power investments part of their kit that needs to be down so other parts are strong her damage is amazing so she needs preparation and proper team building and some downtime to her dps
I am a fan of constructive criticism and she seems like she might need some quality of life improvements but everyone is ignoring it cause they just want her to do 8299million damage every turn while gaining a skill point with no teammates or buffs which in the end will make the real criticism go unheard and we will end up with neither updates to her kit because remember she's still in beta stage 2 if I remember correctly which means she will mostly likely go through a lot of changes so use that to voice actual complaints
Anyways rant over feel free to reply with what you think and if you read allat I appreciate you ❤️

Canada is going through a food crisis. The cities of Ontario and the Federal Province just keep growing, and with much of the Prairies still in a state of near anarchy, there simply isn't enough arable land to keep up.
Thus the governments of both the Maritimes and Newfoundland have seen it fit to invest heavily in their fish export business. In Newfoundland, with the Grank Banks and their inexhaustible cod stocks right there the apparent answer has been the investment in better fishing boats. Technology adapted from naval applications has been identified as being potentially helpful for improving fishing yields, and the Marine Technology Institute has been founded to train fishers in the use of these technologies.
In the United Maritimes, the emphasis has been on the development of a wholly new technology: aquaculture. The vast shallows that were once productive farmland have been identified as ideal sites for fish farms. The rearing of salmon and shellfish in these farm sites is expectdd to produce high-value product for the sale to the rich markets of London. The Maritime Aquacultural College has been founded to better train out-of-work farmers in the rearing of fish and shellfish.
[Building agricultural colleges ×2]

Hi! I am an ex-prop trader that trades equities.
This is a daily watchlist for trading.
I might trade all of the stocks on here, or none of them, on any given day. I might trade stocks that don't appear on here! I hold no positions in any stocks long-term but Amazon/Mag7/general broad market indices. (unless otherwise noted in these tickers). If you’re on old reddit, click “show images” at the top to see all the charts quickly.
I usually make these watchlists premarket, (or from 6:30 to 7 as time permits), but can be delayed if I'm trading the open. These aren't mean to be taken as gospel or any recommendation to buy/sell.
Many stocks I post are <$500M market cap. Most are NOT good long-term investments but are good candidates to day trade. If you have questions to ask, PLEASE ask specific ones. Questions like “Thoughts on _____? will be ignored unless you add detail to the question.
News: Walmart Sales Surge as Wealthier Shoppers Flock to Retailer
Again, meme stocks worth watching today, but less interested overall compared to past two days.
GOOS- Reports $5M Q4 profit, revenue up 22% from a year ago.
WMT- Beat on quarterly earnings and revenue estimates Made gains with high-income shoppers, and reported e-commerce growth of 22% of the US business. Earned .60 vs .52 expected, revenue of 161.5B vs 159.5B expected.
UA- NA Sales expected to fall as much as 17% this year. Founder Kevin Plank returned to CFO role in April. Note that Kevin Plank had a lot of complaints regarding inappropriate behavior from female lieutenants. Issued profit warning, expects adjusted earnings of 18 vs 21 cents/share. (Prior expectation was 59 cents a share). Disclosed news of it’s restructuring plan as well.
CB- Revealed as Buffett’s newest investment AH yesterday.
NVDA- We're getting close to that $1000 price point again and I'm getting antsy.