Travelex travel insurance htm
Utah
2009.04.10 01:12 eco_was_taken Utah
A subreddit for Utahns.
2024.05.17 11:37 Dacxi Five Aussie startups that raised $163.6 million this week
| Source: smartcompany From insurance and property management to plastic recycling services, the startups featured in this week’s funding round up are focused on game-changing services to their customers. Keep reading to find out more about five Aussies startups that collectively raised $163.6 million this week, including a former Smart50 Awards winner! Cover Genius: $120 million Former Smart50 Awards winner Cover Genius leads this week’s funding round-up with a huge $120 million (US$80 million) Series E funding round. While now headquartered in New York, the insurance tech startup was founded in Australia in 2014 by Angus McDonald and Christopher Bayley and was crowned the overall winner of the Smart50 Awards in 2017 with a three-year revenue growth of 2606%. According to Startup Daily, US-based VC Spark Capital led the latest funding round and included existing investors Dawn Capital, King River Capital and G Squared. Cover Genius previously raised $112 million (US$70 million) in Series D funding in 2022 and $100 million in Series C funding in 2021. The company, which initially started out in the travel insurance space before expanding into other areas, reached unicorn status in 2021 and reportedly has some 30 million customers around the world. It plans to use the new funding to accelerate its growth plans and improve its digital solutions, according to the report. This will include using artificial intelligence for claims handling and offering more insurance products on its platform. Data Zoo: $35 million Sydney-based digital ID verification startup Data Zoo has secured $35 million (US$22.7 million) in Series A funding from Ellerston Capital fund, Ellerston JAADE. Announcing the funding on Wednesday, Data Zoo said capital injection will help it scale its ID verification software, which it says provides efficient access to authoritative data from over 170 countries while also prioritising data protection and privacy by eliminating identity data storage. The software is used by financial institutions, payment providers and fintechs. Data Zoo was founded by chair Tony Fitzgibbon in 2011, and is led by recently appointed chief executive Charlie Minutella. “There’s been a long-standing need for a more efficient and secure way to verify identities,” explained Fitzgibbon in a statement provided to SmartCompany. “Data Zoo has spent years refining its solution — the result has been incredible innovation, UX optimisation, and growth in a fiercely competitive market, putting us head-to-head with today’s most established identity providers. “Ellerston JAADE spotted an opportunity in Data Zoo’s proven ability to help global firms verify consumer and business identities, reduce fraud, and meet global compliance standards.” The Series A round represents Data Zoo’s first outside investment. It now joins a number of other Australian firms in Ellerston JAADE’s portfolio, including Mable, Camms, and Phocas. Neo-Bionica: $5 million Also securing funding this week was Melbourne-based Neo-Bionica, which has raised $5 million from Breakthrough Victoria. Neo-Bionica was founded in 2021 as a joint venture between the Bionics Institute and the University of Melbourne. The startup specialises in manufacturing and commercialising medtech, working in the fields of engineering, bioelectronics, and neurotechnology to develop advanced medical devices. Neo-Bionica offers services to other companies, such as medical device prototype development, clinical trials, and initial low-volume manufacturing, and has two workshops at St Vincent’s Hospital Melbourne that are used to develop implantable and wearable tech. The company plans to use the funding to help it expand its manufacturing capability, facilities and market presence, both in Australia and globally. Read more. Asseti: $2.5 million Sydney-based proptech startup Asseti has secured $2.5 million in seed funding to continue building its AI-powered real estate asset management platform and take on the US market. The round was led by early-stage VC Tidal, which has previously invested in the likes of Shippit, FrankieOne, and Sonder. Asseti was founded in 2018 by Aonghus Stevens to help property managers improve the lifetime value of their assets. It does this by using high-quality images and machine learning to predict and prioritise what needs fixing in a property. The platform, which is reportedly being used by the likes of Mirvac and Colliers, can help manage things like wear and tear of items and potential hazards in buildings. On its website, the startup said it plans to use the new funding to build out its AI features and expand into the US market from a new base in Dallas, Texas. This move “follows significant year-on-year growth in Australia and marks an important next step in helping customers to manage the vast and aging real estate landscape of the United States”, the company said. Asseti now employs a team of more than 30 people and said it has recently welcomed two new key hires: Nima Idel as head of product, and Courtney Cusack as head of growth marketing. The opportunity for Asseti is vast, said Tidal’s Kieran O’Neill in the VC’s investment notes. “Every building and structure is a potential asset that Asseti can assess and help manage,” he said. RecycleSmart: $1.1 million More than 1000 investors have backed Sydney-based RecycleSmart, with the recycling startup successfully raising $1.15 million via a Birchal equity crowdfunding campaign that closed on Thursday. Founded in 2019 by Marco Prayer and Giorgio Barracchi, RecycleSmart helps households, businesses and councils dispose of hard-to-recycle items by picking up unwanted waste from a customer’s doorstep. The startup will pick up soft plastics, clothes, shoes, and small e-waste, and then sort and transfer them to specialist recycling partners like APR Plastics, Mobile Muster, and the Red Cross, which accepts unwanted but wearable clothing. The startup says it has sent 800,000 kgs of items to be recycled to date but now wants to scale that impact. This latest fund raise follows a previous $1 million raised by the startup in July 2023, also completed via an equity crowdfunding campaign on Birchal. In the time since then, RecycleSmart has extended its Power Pickup program to businesses and is now recording more than $2 million in annual recurring revenue. Source: https://www.smartcompany.com.au/startupsmart/news/five-aussie-startups-raised-163-6-million-this-week/ submitted by Dacxi to DACXI [link] [comments] |
2024.05.17 11:10 GarethGore 32YO English guy - I know it sounds goofy, but I honestly just love the rush you get when you chat to someone and it just clicks. On Sunday I'll be on a Europe trip and I'm already excited! I'd love to speak to people as I travel! Location's no issue but preferably F & long term maybe though?
TL:DR - I like meeting people and I'm decently interesting I think at least, come say hey? :)
Pretty much title, I'd love to speak to people from all over, if it clicks and becomes long term that would be pretty ideal, I'm genuinely not fussed about where you're from, I think the idea of speaking to people from all corners of the world is just interesting to me. On sunday I fly out, but for now I'm at work then having to pack, I'd love to chat to folks for this week, during the trip and maybe for a long while after too!? :)
As for myself, I think I'm pretty lovely, but I'm fairly biased I'll admit. I work from home in a insurance sales jobs, its fine mostly but I'm semi looking for something else. I've travelled a lot in the last few years to a number of places, Singapore, Palawan and Manila in PH, Jamaica and Canada, then a number of European countries and planning more for 2024 + 2025 hopefully! I was in Bosnia for a few days in March, have a trip to Hamburg + Salzburg later this month and hoping to do Italy + Turkey trips later this year.
I tried my hand at languages (I sucked at Turkish, was decent at German then promptly forgot it, as when I was there I didn't need it), picked up painting and playing the piano and I'm as useless at painting as I ever was, but its fun. I work out, but its mostly to try and lose weight while still having a major sweet tooth and really enjoying a meal out, so losing weight progress is relatively slow going. Beyond that I'm the typical tv/videogames/sports fan honestly.
I'm pretty easy going though if its not working I always like a bit of closure, the disappearing act bothers me, a simple heads up is appreciated but besides that I'm quite laissez-faire. I do prefer speaking to women but it's not a hard rule, I just find guys often get a bit intense online. I do prefer putting a face to people and vice versa as well, if its a dealbreaker I totally get it so thought I'd add that in here too
In terms of where to talk, I do prefer to move to apps, but I'm pretty fine with whatever, staying here is fine too. Include your basic details in your message, the usual about me stuff is fine, don't feel the need to match the rambling essay above! :)
submitted by
GarethGore to
friendship [link] [comments]
2024.05.17 11:10 GarethGore 32YO English guy - I know it sounds goofy, but I honestly just love the rush you get when you chat to someone and it just clicks. On Sunday I'll be on a Europe trip and I'm already excited! I'd love to speak to people as I travel! Location's no issue but preferably F & long term maybe though?
TL:DR - I like meeting people and I'm decently interesting I think at least, come say hey? :)
Pretty much title, I'd love to speak to people from all over, if it clicks and becomes long term that would be pretty ideal, I'm genuinely not fussed about where you're from, I think the idea of speaking to people from all corners of the world is just interesting to me. On sunday I fly out, but for now I'm at work then having to pack, I'd love to chat to folks for this week, during the trip and maybe for a long while after too!? :)
As for myself, I think I'm pretty lovely, but I'm fairly biased I'll admit. I work from home in a insurance sales jobs, its fine mostly but I'm semi looking for something else. I've travelled a lot in the last few years to a number of places, Singapore, Palawan and Manila in PH, Jamaica and Canada, then a number of European countries and planning more for 2024 + 2025 hopefully! I was in Bosnia for a few days in March, have a trip to Hamburg + Salzburg later this month and hoping to do Italy + Turkey trips later this year.
I tried my hand at languages (I sucked at Turkish, was decent at German then promptly forgot it, as when I was there I didn't need it), picked up painting and playing the piano and I'm as useless at painting as I ever was, but its fun. I work out, but its mostly to try and lose weight while still having a major sweet tooth and really enjoying a meal out, so losing weight progress is relatively slow going. Beyond that I'm the typical tv/videogames/sports fan honestly.
I'm pretty easy going though if its not working I always like a bit of closure, the disappearing act bothers me, a simple heads up is appreciated but besides that I'm quite laissez-faire. I do prefer speaking to women but it's not a hard rule, I just find guys often get a bit intense online. I do prefer putting a face to people and vice versa as well, if its a dealbreaker I totally get it so thought I'd add that in here too
In terms of where to talk, I do prefer to move to apps, snap/whatsapp/discord/IG and so on, I prefer the former two but I'm pretty fine with whatever, staying here is fine too. Include your basic details in your message, the usual about me stuff is fine, don't feel the need to match the rambling essay above! :)
submitted by
GarethGore to
MakeNewFriendsHere [link] [comments]
2024.05.17 11:09 GarethGore 32YO English guy - I know it sounds goofy, but I honestly just love the rush you get when you chat to someone and it just clicks. On Sunday I'll be on a Europe trip and I'm already excited! I'd love to speak to people as I travel! Location's no issue but preferably F & long term maybe though?
TL:DR - I like meeting people and I'm decently interesting I think at least, come say hey? :)
Pretty much title, I'd love to speak to people from all over, if it clicks and becomes long term that would be pretty ideal, I'm genuinely not fussed about where you're from, I think the idea of speaking to people from all corners of the world is just interesting to me. On sunday I fly out, but for now I'm at work then having to pack, I'd love to chat to folks for this week, during the trip and maybe for a long while after too!? :)
As for myself, I think I'm pretty lovely, but I'm fairly biased I'll admit. I work from home in a insurance sales jobs, its fine mostly but I'm semi looking for something else. I've travelled a lot in the last few years to a number of places, Singapore, Palawan and Manila in PH, Jamaica and Canada, then a number of European countries and planning more for 2024 + 2025 hopefully! I was in Bosnia for a few days in March, have a trip to Hamburg + Salzburg later this month and hoping to do Italy + Turkey trips later this year.
I tried my hand at languages (I sucked at Turkish, was decent at German then promptly forgot it, as when I was there I didn't need it), picked up painting and playing the piano and I'm as useless at painting as I ever was, but its fun. I work out, but its mostly to try and lose weight while still having a major sweet tooth and really enjoying a meal out, so losing weight progress is relatively slow going. Beyond that I'm the typical tv/videogames/sports fan honestly.
I'm pretty easy going though if its not working I always like a bit of closure, the disappearing act bothers me, a simple heads up is appreciated but besides that I'm quite laissez-faire. I do prefer speaking to women but it's not a hard rule, I just find guys often get a bit intense online. I do prefer putting a face to people and vice versa as well, if its a dealbreaker I totally get it so thought I'd add that in here too
In terms of where to talk, I do prefer to move to apps, snap/whatsapp/discord/IG and so on, I prefer the former two but I'm pretty fine with whatever, staying here is fine too. Include your basic details in your message, the usual about me stuff is fine, don't feel the need to match the rambling essay above! :)
submitted by
GarethGore to
chat [link] [comments]
2024.05.17 11:08 GarethGore 32[M4F] UK/Online - I know it sounds goofy, but I honestly just love the rush you get when you chat to someone and it just clicks. On Sunday I'll be on a Europe trip and I'm already excited! I'd love to speak to people as I travel! Location's no issue but preferably F & long term maybe though?
TL:DR - I like meeting people and I'm decently interesting I think at least, come say hey? :)
Pretty much title, I'd love to speak to people from all over, if it clicks and becomes long term that would be pretty ideal, I'm genuinely not fussed about where you're from, I think the idea of speaking to people from all corners of the world is just interesting to me. On sunday I fly out, but for now I'm at work then having to pack, I'd love to chat to folks for this week, during the trip and maybe for a long while after too!? :)
As for myself, I think I'm pretty lovely, but I'm fairly biased I'll admit. I work from home in a insurance sales jobs, its fine mostly but I'm semi looking for something else. I've travelled a lot in the last few years to a number of places, Singapore, Palawan and Manila in PH, Jamaica and Canada, then a number of European countries and planning more for 2024 + 2025 hopefully! I was in Bosnia for a few days in March, have a trip to Hamburg + Salzburg later this month and hoping to do Italy + Turkey trips later this year.
I tried my hand at languages (I sucked at Turkish, was decent at German then promptly forgot it, as when I was there I didn't need it), picked up painting and playing the piano and I'm as useless at painting as I ever was, but its fun. I work out, but its mostly to try and lose weight while still having a major sweet tooth and really enjoying a meal out, so losing weight progress is relatively slow going. Beyond that I'm the typical tv/videogames/sports fan honestly.
I'm pretty easy going though if its not working I always like a bit of closure, the disappearing act bothers me, a simple heads up is appreciated but besides that I'm quite laissez-faire. I do prefer speaking to women but it's not a hard rule, I just find guys often get a bit intense online. In terms of intentions it doesn't matter to me, friends is perfectly lovely, if we click and it's benefits or flirting too, equally lovely but its not the goal. I do prefer putting a face to people and vice versa as well, if its a dealbreaker I totally get it so thought I'd add that in here too
In terms of where to talk, I do prefer to move to apps, snap/whatsapp/discord/IG and so on, I prefer the former two but I'm pretty fine with whatever, staying here is fine too. Include your basic details in your message, the usual about me stuff is fine, don't feel the need to match the rambling essay above! :)
submitted by
GarethGore to
r4r [link] [comments]
2024.05.17 11:05 ribbedebbie61 Rate My Salary - Full Stack Developer
PERSONALIA - Age: 28
- Education: Bachelor in Law in my home country
- Work experience : 3 years
- Civil status: Single
- Dependent people/children: 0
2. EMPLOYER PROFILE - SectoIndustry: Public IT Services
- Amount of employees: About 700
- Multinational? No
3. CONTRACT & CONDITIONS - Current job title: Full Stack Developer
- Seniority: 3
- Official hours/week : 38
- Average real hours/week incl. overtime: 38
- Shiftwork or 9 to 5 (flexible?): 9 to 5 also flexible
- On-call duty: No
- Vacation days/year: 20 days +12 ADV + 1 bonus day
4. SALARY - Gross salary/month: 4090 Euro
- Net salary/month: 2638 Euro (inlcluding 50 euro netto compensation)
- Netto compensation: 50 Euro
- Mobility budget/cabike/...: 710 Euro/month (110 Euro for train and bus tickets, 600 Euro for rent)
- 13th month (full? partial?): Full
- Meal vouchers: 6,60/day
- Ecocheques: 250 yearly
- Group insurance: Included
- Other insurances: Included
- Other benefits (bonuses, stocks options, ... ): None
5. MOBILITY - City/region of work: Brussels
- Distance home-work: 1 hour
- How do you commute?: Train+bus
- How is the travel home-work compensated: From mobility budget
- Telework days/week: Minimum 1 day/week on site
6. OTHER - How easily can you plan a day off: Pretty easy
- Is your job stressful?: No
- Responsible for personnel (reports): No
submitted by
ribbedebbie61 to
BESalary [link] [comments]
2024.05.17 10:47 Exotic-Asparagus-182 Cybersecurity consultant (AppSec)
PERSONALIA - Age: 34
- Education: Associate's degree IT and Network management (starting this year to get my bachelor in distance learning)
- Work experience : 3y current function (Previously 9 years as a software tester consultant; 3,5y 1st line callcenter; 1,5y field technician telecom)
- Civil status: legally cohabiting
- Dependent people/children: 2
2. EMPLOYER PROFILE - SectoIndustry: IT Solutions and services
- Amount of employees: +3000 (Belgium), +-6000 internationally
- Multinational? Yes
3. CONTRACT & CONDITIONS - Current job title: Senior consultant application security and devsecops
- Job description: code security assessments, infrastructure security assessments, implementing devsecops, vulnerability management, implementing software security scanning tools, ...
- Seniority: 3 year
- Official hours/week : 38
- Average real hours/week incl. overtime: 38
- Shiftwork or 9 to 5 (flexible?): 9 to 5 very flexible
- On-call duty: no
- Vacation days/year: 20 days + 7 ADV
4. SALARY - Gross salary/month: 4160
- Net salary/month: 3094 (+ repaid 200 EUR charging; so basically 2900 Net; see "other benefits" to see what else is also included in the Net salary already)
- Netto compensation: /
- Mobility budget/cabike/...: premium electric car + charge card (can be used private)
- 13th month (full? partial?): partial
- Meal vouchers: 8/day
- Ecocheques: 250
- Group insurance: yes
- Other insurances: hospital + health insurance, medical advice, mental health coaching
- Other benefits (bonuses, stocks options, ... ): +-1100 EUR yearly non-recurring bonus, annual sectoral bonus 312, every 2 years new phone with biggest subscription included, work laptop can be used private, monthly road allowance 70 (already included in net amount above), monthly representation allowance 300 (already included in net amount above)
5. MOBILITY - City/region of work: Belgium, mostly West- and East-Flanders, Brussels and Antwerp
- Distance home-work: depends from project, sometimes 35km and sometimes 125km
- How do you commute? Company Car
- How is the travel home-work compensated: company car
- Telework days/week: contractual 1 day a week, but you can align with your customer. Mostly remote.
6. OTHER - How easily can you plan a day off: easily
- Is your job stressful? When starting a new project or a go-live
- Responsible for personnel (reports): no
submitted by
Exotic-Asparagus-182 to
BESalary [link] [comments]
2024.05.17 10:46 MeatyShtick Project Manager Construction
1. PERSONALIA - Age: 27
- Education: Master in Civil Engineering
- Work experience : 3,5 years working
- Civil status: Single
- Dependent people/children: 0
2. EMPLOYER PROFILE - SectoIndustry: Steel Construction
- Amount of employees: +/- 250
- Multinational? No
3. CONTRACT & CONDITIONS - Current job title: Project Manager
- Job description: managing internal departements to delivery the project on time, within budget and good quality. Sole point of contact for the Client
- Seniority: 2 years
- Official hours/week : 39
- Average real hours/week incl. overtime: 44
- Shiftwork or 9 to 5 (flexible?): flexible hours
- On-call duty: no
- Vacation days/year: 20+12 (ADV)
4. SALARY - Gross salary/month: 4019
- Net salary/month: 2525
- Netto compensation: 75/month (incl. in above point)
- Mobility budget/cabike/...: company car + fuel card (BE)
- 13th month (full? partial?): full
- Meal vouchers: 6,50 EURO/DAY
- Ecocheques: 250 EURO/YEAR
- Group insurance: 4,12% of Gross salary by employer
- Other insurances: Hospitalisation and Invalidity Insurance
- Other benefits (bonuses, stocks options, ... ): Bonus depending on KPI's, up to 2x gross monthly salary
5. MOBILITY - City/region of work: Ghent
- Distance home-work: 45 km/50 min.
- How do you commute? By car
- How is the travel home-work compensated: km allowance
- Telework days/week: 2 max.
6. OTHER - How easily can you plan a day off: quite easliy depending on work load
- Is your job stressful? Yes
- Responsible for personnel (reports): no direct reports, 3 functional reports of project team members
submitted by
MeatyShtick to
BESalary [link] [comments]
2024.05.17 10:44 jiburi4413 Fullstack developer
Hi, I would like to have your opinion on my current wage since I don't really know if it's a good package or not. Thank you in advance.
1. PERSONALIA - Age: 26
- Education: Bachelor degree in IT
- Work experience : 1.5Y
- Civil status: Single
- Dependent people/children: 0
2. EMPLOYER PROFILE - SectoIndustry: Insurance
- Amount of employees: ~150
- Multinational? Yes
3. CONTRACT & CONDITIONS - Current job title: Fullstack developer
- Seniority: 1.5Y
- Official hours/week : 37.5
- Average real hours/week incl. overtime: 37.5
- Shiftwork or 9 to 5 (flexible?): 9 to 5 (flexible)
- On-call duty: No
- Vacation days/year: 28
4. SALARY - Gross salary/month: 3250€
- Net salary/month: 2400€ including netto compensation, 2900€ if you include the mobility budget
- Netto compensation: 180€
- Mobility budget/cabike/...: Mobility budget of 500€, no car
- 13th month (full? partial?): Full
- Meal vouchers: 8€/day
- Ecocheques: 250€/year
- Group insurance: 4%
- Other insurances: Hospitalization insurance
- Other benefits (bonuses, stocks options, ... ): Laptop, phone subscription
5. MOBILITY - City/region of work: Brussels
- Distance home-work: 20 minutes
- How do you commute? Public transportation
- How is the travel home-work compensated: STIB/MIVB subscription
- Telework days/week: 3
6. OTHER - How easily can you plan a day off: Easy
- Is your job stressful? Can sometimes be
- Responsible for personnel (reports): 0
submitted by
jiburi4413 to
BESalary [link] [comments]
2024.05.17 09:50 dissidente_pt Helping an elbow lesion not lead to giving up riding
Hey guys and gals.
My wife had a non-riding-related accident shortly before COVID pandemics, and broke her elbow. Due to a good deal of medical incompetency and insurance greed (...) she had to get her tacicle (the joint of the elbow) removed. This lead to every day pain in some degree, and she is starting to give up riding because of that.
She had a Kawasaki ER6n when the accident happened, and to minimize vibrations to the arm we replaced it with a Honda NC750X. Worked fine for some time (looking into retrospective with the pandemics and some other factors, she started riding a bit less, so not sure if it actually worked fine 🤔), but the majority of the days she doesn't pick up her bike due to increasing discomfort and pain upon arrival to work (and back). Traveling is completely off the table for quite a while now... (which sucks... we used to to at least one 'big' family motorcycle trip per year with our daughter; better than having a pillion wife is to have a biker wife... 🤩✌🏻)
We talked a bit, and she believes that one issue might be the extended time the arm is sustained (without support). In fact the NC has a more up straight position than, let's say, my own bike (Kawasaki Z1000 SX), so one of these days she'll take my bike to see if the more 'natural' arm position might help on this. I've seen her driving our car (I'm mainly a bike guy) and she seems to be protecting her arm. She used to drive with the and on the shifting stick, and now puts it on her leg, so that might be a factor.
Long story short (sorry for the long post), I'm asking my fellow redditors for opinions on how to mitigate this, as I'm seeing her giving up riding (she already asked me to sell her bike, but I'm still thinking on helping her try to find other alternatives; I know it would break her heart... wouldn't it break yours? mine would surely... =\ ).
I've seen some elastic arms from the shoulder to the wrist, but not sure if it would help in this case, not if it would last long. Also thought that replacing the NC with a 300+cc scooter could help, because of increased vibration filtering (not that sure on this one... I don't like riding scooters, so don't have much experience to compare; she doesn't quite like scooters, but hey... two wheels are two wheels, and in my book a scooter is a bike also (I know some of you don't agree 😁). 🤷🏻♂️
Thanks in advance for your answers 👍
submitted by
dissidente_pt to
motorcycles [link] [comments]
2024.05.17 09:29 Ghuasapp flexible travel (health) insurance for 6-12 month south america trip
Hi everyone,
I'm looking for good health insurance for my upcoming trip to South America. My problem is that I only have a one-way flight and don't yet know how much time I will spend there. It could be anything from 6 moths to a year. Ideally, I'm looking for insurance that can easily be extended on a monthly basis.
I will cover the first three months with the insurance from my credit card (N26 You), which only covers trips with a maximum length of three months. After that, I'm looking for flexible options to cover the remaining months.
Does anyone know if something like that exists, and what would some good providers be?
Btw, I'm Italian, so that might limit some of the options.
Thanks for your help!
submitted by
Ghuasapp to
TravelHacks [link] [comments]
2024.05.17 09:13 Ok-Noise-5559 Is there a way to legally protect my business from the Traveller community? (Northern Ireland)
EDIT: Title should have read "members of the Traveller community"
I run a public business in Northern Ireland. It's in the entertainment sector. I have received a request from members of the Traveller community to book my venue on a certain date.
I am familiar with three other operators of similar businesses in the country who have recently had their premises booked by large Traveller communities. Their businesses were completely destroyed and rendered inoperable for a few weeks while repairs were made. In addition, everything that wasn't nailed down was taken. Entire stocks of alcohol, chairs, cushions.
I have spoken with my insurance company over the phone to get their advice. They have stated that I must take reasonable precautions to protect my property from people who I know would harm it, and that if I don't, my insurance won't be valid. I've confirmed this as a term of my policy.
What actions can I reasonably take right now? I know you can't refuse service to someone given their ethnic background, but I can't afford to be put out of business right now. There are weddings coming up as well and if I lost two or three weeks of those I'd be facing closure.
submitted by
Ok-Noise-5559 to
LegalAdviceUK [link] [comments]
2024.05.17 08:47 palmosea AITA for expecting to have driving help when I was younger?
So basically, I was in University for 2 years. I got an associates and ended up dropping out due to depression, burnout, and lack of financial resources. I had saved up all my money for use in a surgery that my insurance was refusing to cover. I was working the best paying jobs for my lack of skills, with no car. This was a batista for around 18/hr and an overnight stocker at for 17/hr. Both jobs were 3 hours away on a bus (20 minutes drive under any other circumstances). I had to sleep at my Starbucks job because the busses did not operate at the time I got off.
Before I started working these jobs and the health situation and all that, I had enough money to downpay a car. With all things considered, I now think moving w/ no car is impossible in most of Florida. 18-20 at the time of moving out, but no license or driving experience.
This fatigue I was experiencing from having to travel so many hours for basic resources (medicine, my job, and an affordable supermarket) with the poor results of my surgery really combined into a nasty mix and I didn't feel like I could do it anymore. I was risking my physical health and compromising my classes for work and to afford things such as textbooks and rent. And due to my financial aid situation, I needed to take a lot of classes every semester to qualify. And I would lose student housing if the semester was taken off.
My family home is on a highway. No one I've ever met would have been willing to let me or any of their friends practice driving their car, under any circumstances. When I was 16-18, everything was shut down due to covid. I was taking driver's Ed and the day I was going to get my license, school shut down. Driving schools shut down as well. One even took money and never refunded it. I spent my last 2 years of high school in lockdown, mostly by myself, because my brother had moved out and I was terrified of getting people sick..
This left the only people I had to supplement this resource being parents. So I had regularly asked them around this age, and the answer was no. It was their only car and they didn't want me to touch it.
The incongruence is that my brother was allowed to when he was 16. To the point they ended up giving him a car. My brother drove on highways when he was 16 with their car vs. Me just wanting to practice on empty parking lots when i was 18, and no one was on the road for miles during lockdown. When I asked them about it, in this way, they were pretty offended about it and said I should have just gotten the license and training on my own. Even when I tell them why that was impossible at the time. Whenever I ask questions like this, they go on a rant to my brother about how I'm selfish and expect them to let me have access to these things. And my brother agrees by saying it's their car
submitted by
palmosea to
AmItheAsshole [link] [comments]
2024.05.17 08:20 Professional_Cap350 Discover India Like Never Before: Top Tour Operators You Can Trust
| Introduction Are you dreaming of exploring India, but feeling overwhelmed by the sheer size and diversity of this incredible country? You’re not alone! Planning a trip to India can be a daunting task, but with the help of a trusted tour operator, your journey can be as seamless as it is unforgettable. In this blog, we'll dive into why choosing the right tour operator is crucial and introduce you to the top services and benefits they offer. Get ready to discover India like never before! An India tour operator specializes in creating and managing travel itineraries within India. They offer customized packages, guided tours, accommodation, and transportation, ensuring a seamless and enriching travel experience. With extensive local knowledge, they handle all logistics, allowing travelers to fully enjoy India's diverse attractions and cultures and india tour operator https://preview.redd.it/7zjqw61ijx0d1.jpg?width=736&format=pjpg&auto=webp&s=9b1db4c769f9d5e2d2877e5b556f2b4ce3462c6a Why Travel to India? Historical Riches India is a land of ancient history and rich heritage. From the majestic Taj Mahal to the intricate carvings of Khajuraho temples, the country is a treasure trove of historical wonders. Each monument tells a story of its own, drawing you into the depths of India’s storied past. Diverse Cultures India’s cultural diversity is one of its most striking features. With over 2,000 distinct ethnic groups and more than 1,600 languages, every region offers a unique cultural experience. Festivals, dance forms, music, and cuisine vary dramatically, providing a kaleidoscope of cultural richness. Natural Wonders From the towering Himalayas in the north to the serene backwaters of Kerala in the south, India’s natural beauty is unparalleled. Whether you're seeking the thrill of a jungle safari, the tranquility of a beach retreat, or the peace of a mountain trek, India has it all. The Importance of Choosing the Right Tour Operator Stress-Free Planning Planning a trip to India involves a lot of logistics—accommodation, transportation, itineraries, and more. A reputable tour operator takes care of all these details, allowing you to relax and enjoy your vacation without the stress of planning. Expert Knowledge Tour operators have extensive knowledge of India’s destinations. They can guide you to the best spots, hidden gems, and local favorites, ensuring you don’t miss out on anything worth seeing. Safety and Comfort Traveling in a foreign country can be intimidating, especially when it comes to safety and comfort. Tour operators ensure your safety by providing reliable transport and accommodations, and their local expertise helps you navigate any challenges smoothly. Top Services Offered by Indian Tour Operators Tailor-Made Itineraries Every traveler is unique, and so are their preferences. Top Indian tour operators offer customized itineraries that cater to your specific interests, whether you’re into history, nature, adventure, or culture. Guided Tours Knowledgeable guides can make a world of difference in your travel experience. They offer insights and stories about the places you visit, making your journey more enriching and enjoyable. Accommodation Arrangements From luxurious hotels to charming homestays, tour operators arrange accommodations that suit your budget and preferences. They ensure you stay at the best places, adding comfort to your adventure. Transport Services Navigating India’s vast geography can be tricky. Tour operators handle all transportation logistics, providing everything from private cars to domestic flights, ensuring smooth travel between destinations. Unique Local Experiences Want to learn Indian cooking or partake in a traditional festival? Tour operators can arrange unique local experiences that offer an authentic taste of Indian culture. Benefits of Using a Tour Operator in India Time-Saving With a tour operator, you save precious time on planning and logistics. This means more time to explore, relax, and enjoy your trip. Cost-Effective Tour operators often have partnerships with hotels, transport services, and attractions, allowing them to offer better rates than you might find on your own. Hassle-Free Experience From booking to itinerary changes, tour operators handle all the details. This hassle-free experience means you can focus entirely on soaking up the sights and sounds of India. What to Look for in a Top Tour Operator Reputation and Reviews Start by researching online reviews and testimonials. A good tour operator will have a solid reputation and positive feedback from previous travelers. Range of Services Ensure the tour operator offers a comprehensive range of services, including customized itineraries, guided tours, and local experiences. Customer Support Responsive and reliable customer support is crucial. Choose a tour operator who is available to assist you throughout your journey. Pricing and Value While pricing is important, value for money is crucial. Compare what different tour operators offer in their packages and choose the one that provides the best overall value. Popular Tour Packages Golden Triangle Tour The Golden Triangle—Delhi, Agra, and Jaipur—is a classic introduction to India. This tour covers the iconic Taj Mahal, the vibrant markets of Jaipur, and the historic sites of Delhi. Kerala Backwater Cruise Experience the tranquil backwaters of Kerala on a houseboat cruise. This serene journey offers a glimpse into the slow-paced life of Kerala's villages and lush landscapes. Rajasthan Royal Heritage Tour Explore the majestic palaces and forts of Rajasthan. From the pink city of Jaipur to the blue city of Jodhpur and the golden sands of Jaisalmer, this tour is a royal treat. Himalayan Trekking Adventure For adventure enthusiasts, the Himalayan trekking tours offer breathtaking views and challenging trails. Popular treks include the Markha Valley in Ladakh and the Roopkund Trek in Uttarakhand. Goa Beach Retreat Relax on the sandy beaches of Goa, known for its vibrant nightlife and Portuguese heritage. This retreat is perfect for those looking to unwind and soak up the sun. Specialty Tours Offered by Indian Tour Operators Wildlife Safaris India’s national parks and wildlife sanctuaries are home to diverse flora and fauna. Enjoy a safari in Ranthambore, Jim Corbett, or Kaziranga to spot tigers, elephants, and rhinos. Culinary Tours Indulge in India’s diverse culinary traditions with a food tour. Learn to cook traditional dishes and sample regional specialties, from spicy street food to royal Rajasthani feasts. Cultural Immersion Trips Immerse yourself in Indian culture with trips that focus on local traditions, crafts, and festivals. Visit artisans’ workshops, attend local festivals, and learn about India’s cultural heritage. Spiritual Journeys Explore India’s spiritual side with tours to holy sites and ashrams. From the ghats of Varanasi to the ashrams of Rishikesh, these journeys offer spiritual enrichment and peace. Customer Testimonials and Success Stories Hearing from previous travelers can provide insight into what you can expect from a tour operator. Look for testimonials that highlight positive experiences, excellent service, and memorable trips. Current Trends in the Indian Tour Industry Sustainable Tourism There’s a growing focus on sustainable tourism practices. Tour operators are incorporating eco-friendly options, supporting local communities, and promoting responsible travel. Adventure Tourism Adventure tourism is on the rise, with more travelers seeking thrills. From trekking and rafting to paragliding and scuba diving, India offers numerous adventure activities. Wellness Tourism India, the land of yoga and Ayurveda, is a popular destination for wellness tourism. Many tour operators offer packages that include yoga retreats, spa treatments, and Ayurvedic therapies. Tips for an Unforgettable Indian Tour Best Time to Visit India’s climate varies significantly, so plan your visit according to the region and season. The winter months (October to March) are generally the best time to explore most parts of the country. Essential Packing Tips Pack light but include essentials like comfortable clothing, a good pair of walking shoes, sunscreen, a hat, and any necessary medications. Don’t forget a power adapter for your electronics. Health and Safety Advice Stay hydrated, avoid drinking tap water, and be cautious with street food. It’s also a good idea to have travel insurance that covers health and safety emergencies. Inbound Travel Company in India An inbound travel company in India specializes in organizing travel services for international visitors coming to India. They provide comprehensive packages that include accommodation, transportation, guided tours, and unique local experiences. With expert knowledge of India's diverse destinations and cultural heritage, these companies ensure a seamless and memorable experience for travelers, managing all logistics from arrival to departure and inbound travel company in India Conclusion Choosing the right tour operator can make all the difference in your Indian adventure. With their expert knowledge, customized services, and commitment to your comfort and safety, they ensure you discover India in the most enriching way possible. So, pack your bags and get ready to explore the incredible diversity and beauty of India submitted by Professional_Cap350 to u/Professional_Cap350 [link] [comments] |
2024.05.17 08:02 kookfart $3k loss with travel insurance
My wife and myself had fully paid for flights and accommodation to Vanuatu for a friends wedding however the day before we were set to leave the airline went into voluntary liquidation. We had paid for insurance but they have a policy stating they will not pay in the case of an airline going into financial hardship which puts us 3k in the hole with what seems like no chance of getting any money recovered. Has anyone been in any situations like this before? Or have any ideas on recovering any sort of cost?
submitted by
kookfart to
PersonalFinanceNZ [link] [comments]
2024.05.17 06:58 005314702defnotme Should I use settlement money to pay for grad school or take out loans?
I am about to go into a graduate program for medicine that in the end will cost about ~213k total (tuition is 54k per year and the program is 2.5 years). Once I graduate I will be making ~170-250k a year or more if I travel etc. Anyway, I will receive a settlement amount from a previous injury that could help me out a lot and is not taxable. I just filed my FAFSA and FAA form and it was processed before I will be cut a check from the settlement. My issue now is to figure out if I should 1) burn through that and then take out loans …. an issue I see with this is that next year will FAFSA not let me take out as much loans because I have to report this settlement amount to them?
2) take out loans and invest all the money for a year, use it until it’s gone and then take out more loans if I need to
3) figure out a way to not have to disclose this money (legally) and invest it and then just take out loans and use all that to pay off loans when I get out of school. … idk if this is even a thing that would work but my dad said he would open up another investment account and I could give it to him without that money touching my accounts. Then I could take out the max amount of federal loans and he would give the money back once I’m well out of school and want to buy a house. (He would have a lawyer write up a document and get it notarized ensuring that all this money would go to me in the future… also I’m his POA)
I am also wondering if the interest accrued with these loans will be more or less than the amount I could make investing this amount over time. If it is then I should just spend it first. If it isn’t I will try to take out loans and go that route.
Also, how much of a disadvantage will I be at next year if the government/FAFSA takes into account ~100k hitting my account this year right after I take out loans this year?
I am consulting my injury lawyer and my financial advisor is consulting his lawyer. I will also talk to the guy that does my taxes and the financial aid department at my school within the coming weeks. I just want to know if any of you have an opinion and what your justification is for it. I don’t want to do anything completely illegal but some loopholes might be nice since what I have read is that only a few things you don’t have to disclose to fafsa like your family home, retirement, vehicle, and life insurance.
Thanks! - a soon to be broke student
Edited for spelling
submitted by
005314702defnotme to
whitecoatinvestor [link] [comments]
2024.05.17 06:40 Mawrizard [SPOILERS] FF1 Plot Discussion
I just finished the first game with the Pixel Remaster. Chaos was hell. Now that I'm finished though, I know the complete plot of the game! I did not expect time travel to play a part. I thought it was just going to be a generic fantasy plot where you restore the crystals and save the world.
One thing I can't really get my head around, though, is Garland. The time loop had to have started somewhere. The fiends send him back in time so he can send them into the future and this somehow makes him immortal? If they need to be in the future to send him back, how did the time loop start at all? If he becomes Chaos, why does he appear as a normal guy with a background as a noble knight every time?
My theory is that the fiends existed before Chaos. They manipulated Garland into his downfall and and sent him back in time to become Chaos and send them into the future to Kickstart their fucking things up parade, since the people note that the calamity seems to be happening ahead of schedule. The reason I believe we don't see or hear about Chaos in the present is because, presumably, the Warriors of Light in the past defeat Chaos. Including the present Garland gives them insurance because sending him back ensures that he can be reborn endlessly and essentially have endless retries, which in turn gives the fiends endless retries. I don't think Garland remembers these things each time, as the ending text scroll says that he awaits you, implying that whatever set him on his dark path (most likely interference by the fiends) never happened and he stayed a good guy.
There's also the people who speak a weird language who say that memories can be transferred, so maybe the fiends transfer Chaos Garland memories to present new Garland? I have no idea. My theory has a bunch of holes in it and I can't find answers to my questions so I thought I'd post it here and see what other people think or have found. I read the wiki for the game and the wiki on Garland and nothing seemed to touch on it.
submitted by
Mawrizard to
FinalFantasy [link] [comments]
2024.05.17 05:57 mrninjaskillz Options for Nomad Health Insurance for Seniors?
My mom is 74 years old and will be traveling/staying in Asia for 3 months. Any ideas on best company for health insurance for emergencies for her travels?
submitted by
mrninjaskillz to
digitalnomad [link] [comments]
2024.05.17 05:44 CreamyLikeADip Is it safe to fly 12hrs one week after broken toe surgery? (39m, 170lbs)
I broke my second toe while traveling, and the surgery required two pins. I’m hoping to fly home roughly 8 days after the surgery, so I can go see my American medical team and use my insurance. The doctor told me I would be OK to fly after five days, but I am hoping to get more insight from the experts here, as I would imagine that elevating my foot will be quite difficult on such a long flight. Thank you in advance for your guidance.
submitted by
CreamyLikeADip to
AskDocs [link] [comments]
2024.05.17 05:19 Adorable-Research-55 Rate my Finances and make suggestions for improvement
35m, work in digital marketing/comms
My financial background: Income: 3800 (bi weekly, before tax) Take home: 2350 (biweekly, after tax, insurance, pension and other employer deductions) I budget an income of 4700/month (since pay is biweekly there are two extra pay periods a year) My partner makes about 2400 a month and almost all of that goes to pay back international student loans (long story there I won't get into, but basically assume her income is nil) My side hustle brings in 3k after taxes (but it is really wearing me down with the job and I think I may have to drop it soon).
- Income: 7700
- Spending:
- Rent - 2800 (2 bed/2bath)
- Groceries ~350
- Food/eat out ~200
- Netflix 20
- Internet 60
- Cell phone 45
- Transport 100 (no car, public trans and ubers)
- Hydro 125
- Total expenses 3700
- Emergency/misc savings: 1000
- Invest in TFSA 3000
My balance sheet: - No debt as of December 2023!!
- Emergency Savings ~6K
- TFSA ~65,000
- RRSP ~30,000
- Pension ~45,000
- FHSA ~17,000
I am late to FIRE, wish I started earlier. I spent way too much on a master's that didn't really improve my earnings (I don't think). Want to Coast FIRE at 40. I am super frugal and think about money and savings and investments a lot. I'd like to shift the gears down and relax a bit, travel more, dine out more, but so obsessed with saving every dollar I can. Wish I could supercharge my nest egg somehow (lotto win, fine art heist) and slow down a bit. Any feedback?
submitted by
Adorable-Research-55 to
PersonalFinanceCanada [link] [comments]
2024.05.17 05:15 Elegant_Release9004 One Month Review of Playa Flamingo and Potrero
We are just wrapping up a month (April 19th to May 18th) in Playa Flamingo. We had a great time, and did less than 10% of what we had bookmarked before arriving, but that’s a good thing and just enjoyed a Pura Vida life for a few weeks. This experience is applicable if you’re staying in Brasilito, Conchal, Flamingo, or Potrero.
- MyTanFeet got it right and you should trust their advice. Especially the videos.
- If you’re a vigilant and alert driver and don’t mind swerving (duck, dodge, weave, go with the flow and hang loose man), you’ll be fine. If you are 10 and 2 and stay perfectly in the lines and must obey traffic laws, don’t drive here. (I ended up doing all the driving). There are only lines on 1/3 of the paved roads, and only highways (2 lane roads) are paved. The side streets are all dirt and rock roads with variable ruts and pothole conditions (just go slow until you’re used to it). Small SUV is fine for clearance, but get something with a beefier engine with sport mode for hill acceleration. The Hyundai Tuscan was perfect, the Suzuki struggled badly.
- Only rent from Adobe. We had people visiting us for a week at a time and they had bad experience with Budget (arguing about insurance) and Avis (ran out of SUVs and downgraded to Sedan that we couldn’t get anywhere off-road with). I stopped by the local Adobe office twice, once to replace a windshield wiper that was worn out before thunderstorms. 10 mins in and out with a smile on their face. The second time we had pulled on the trunk handle when closing it and the inside panel of the hatch came loose. 3 guys hustled out of their office to look at it, and after 10 mins of no success they drove me home, and brought me a new car (same model) an hour later with no fuss and all paperwork pre-completed.
- Rainy season starts like a light switch on May 1st +/- a few days. It was sunny and 95 with great visibility, then turned hazy and now in mid May it’s like a tropical rainforest and everything is lush and trees are blooming. We only got “wet” 3-4 times during the month unexpectedly. Lots of lightning, minimal thunder. Territorial views help to see it coming.
- There are plenty of resorts and all inclusive, but just go to Hawaii or Cancun for that. We rented a 3 bedroom AirBnb with territorial views on south hill of Flamingo. Having a view on the hill is wayyy better than being on the beach. Lots more to see. And less bugs at night from the beach.
- Booked sailboat with Serendipity Charters lucky 13 (mixed group, semi-private charter) for a sunset cruise out of Flamingo Marina. We loved it so much we went two more times, had the same crew and met the owner and made new affluent friends on each trip. We saw the catamarans with 40 people on them and shook our heads. It’s like taking a smaller adults only dinner cruise vs a Carnival cruise ship. You can book direct on their website for better pricing than TripAdvisor. Don’t let the weather forecast scare you.
- In this area, assuming you want to eat a bit more local and not “at the resort”, our favorites were Gracia Mar Vista (although they were only open 1/3 of the several times we tried to go), Gracia La Vid (amazing wood fired pizza). The Potrero Brewery and the food truck style park was great too. Coco Loco has a cool vibe but we’re disappointed with food price per value. Margaritaville is 2x the price and, is a typical resort if that’s your thing.
- Book a date night in advance (several weeks probably) for Road Less Traveled in Potrero for the Chef’s Choice 9 course meal for the private chef experience with 4 stools at their kitchen island.
- Great soda restaurant experience, frequented Azul and Soda Brasilito.
- $40/hr massages on beach in front of Margaritaville. Look for yellow towel tables. Amazing and better than home.
- We drove to Tamarindo a few times. It’s where the ladies wanted to go shopping for trinkets and casual dresses. Farmers market was meh.
- Grocery prices in Flamingo are pricey. Do a stock up trip once or twice a week to Mega Súper past Huacas toward Tamarindo.
- Super market here means mini mart, Mega Super, Maxí Palí, and Walmart (Liberia) will feel more like home. They have 1/3-1/2 of what we find at home, so you may get creative or stick to simple foods. The meats we had were all great, just expensive. Cheese here is weird and expensive, possibly not pasteurized. The groceries that last a week at home only last 3 days here. Don’t overstock. Fresh fruits everywhere and tons of sliced pineapple, watermelon, etc to be found. The prices at the soda are significantly cheaper than groceries. Get snacks for groceries and eat your meals out.
- Language Barrier: Very few speak English, unless it relates to money or a food menu. The Google Translate app on your phone in conversation tab is your friend. We managed just fine.
- Currency Conversion: 500:1 is hard. Simpler method is to see something in thousands, just drop the 3 digits to the right of the comma separator and double it. 10,000 C = 10, x 2 = $20 USD. 3,250 C = $6.40 USD.
- Paying in Cash: We used cards for anyplace we went that had a roof. Use cash for anyone you pay on the street. Everyone takes US $10s and $20 bills. Bring $300-500 for trinket vendors, massages, etc. We never hit the ATM, and only got a few colones bills back, just paid in USD.
- Credit Cards: Every business, grocery store, and restaurant uses the same BAC (Bank of Costa Rica) credit card terminal that has a tap card. There are no pins, signatures and tipping. Tap your card and go. We used our Amazon Prime credit card here with no hassles.
- Beaches: Spring break or California beach? Tamarindo. Boogie boarding or low key sandy beach? Flamingo. Other beaches are okay, just not as great and many don’t have easy access/parking. We hoped for better snorkeling but it was sub par. All of the boat trips will let you snorkel and get your fix, but go to the Caribbean side for the cool stuff it sounds like.
- Weather Forecast: The apps don’t work since they don’t have weather services down here (ex. No radar). It’s all based on satellite images of storm intensity. Use Weather Underground to play back what it did for the last few hours and if there is a yellow or red cloud in your vicinity, expect to get wet. If you Google search for Hawaii coconut forecast, it’s pretty much that. Just keep your eyes on the skies and territorial view.
- Activities: We found our one way driving radius was an hour and a half. Anything East of Liberia was too far. This is mainly since the top speed you hit out here is about 50mph on winding backroads as we describe them in the US and no fousix lane highways, so it just takes awhile to get anywhere. We could have stayed overnight out there but just ran out of time and motivation to do it. That eliminated many of our bookmarks. We just lived the beach life and chilled in the pool.
- Rain Jackets and Swim Suits: Yes, you need a rain jacket. More importantly, bring 3-5 pairs of swim suits. Several pair are always drying outside. The rain here is warm so it’s easier just to get wet while wearing swim gear than trying to stay dry. We swear by the boxer brief lined swim trunks now.
- Shirts and Sweating: As thin and light as possible. The Under Armour tech tees and Willit sun shirts were my go to. My Roblox shirt was too thick. Cotton is a no go.
- Plane Landing at night (LIR): It’s disorienting here on your first night. Get a room at Hilton Garden Inn when you land, and book your Adobe car to pick up at the hotel the next morning around 8:30-9:00. They will meet you in the lobby with no fuss. Ask for a late check out and hit a nearby waterfall first thing in the morning and come back and shower before driving to the beach towns.
- Power Outages: It happens once or twice a day, comes back on in 30 seconds or 30 minutes. You get used to it, no stress.
- Diamante: It was okay, depends what you’re looking for. Only 5 zip lines even though one is Superman. I like the 10-12 Zips in the rainforest and this is more hill peak to hill peak zig zagging down. You can take an ATV tour out of Potrero up there for added exhilaration.
- Road Trip to Nosara: We randomly decided to do a drive down to Nosara. We took Route 160 out and 150 back. You want a miserable pot hole mostly dirt road adventure, 160 is it. That must have been what the roads used to be. White knuckled for 2 hours of it. 150 is freshly paved and was a saving grace coming home. Wasn’t too much to see that we hadn’t already experienced. Just got some lunch and drove back home.
- Length of Trip: If you’re not traveling around, 7-10 days is perfect. We did a month to test if we like long term travel. After 29 days, we’ve found that 14 is a sweet spot for us. If you stay longer and have family and friends come in for a week at a time, you will have different vibes and activity interests to re-discover or re-explore and keep it fresh.
- Traffic laws? You mean suggestions. Just add a few speed bumps where we want you to slow down and yield signs on one lane bridges. In straightaways outside of the towns, it’s fine to go 15-20 kph over the limit (others will be too). Watch for speed bumps in any 40kph zone. There are 14ish speed bumps on the 1.5hr drive between Liberia and Flamingo and a handful of yield or stop signs. Doesn’t need to be more complicated than that. Never saw a stop light. Just pass whatever is on the road (dog, person, biker, horse, kid, dirt bike with 3 people) when you can see ahead of you, don’t need a passing zone or sign to do it. If something is up ahead that you’re slowing down for, throw your flashers on. Turn em off when it moves. The end.
- Buying Stuff: Just like camping at home, you need to bring it with you. There is no Walgreens, only 7-11 equivalent places. You can get a few things at the corner store but there are no malls here or Amazon or deliveries. It makes you appreciate living “off the grid” in a way.
- Pura Vida: The rules and laws that exist down here are mostly non existent or suggestions. Just live life, preferably in the slow lane. They don’t complicate anything down here. It makes me realize how consumeristic and hectic and scare too easy we are in the states. You do you, they do them. You’ll see some funny stuff and have some stories (walking your horse while holding rope out the car window, dirt bike wheelies, 3 people on mopeds, etc.)
- Local Resident Vibe: The primary industry here is tourism. Everyone is very friendly and welcoming. You’re going to see low quality of living as you drive around (ex. Shanties), that’s just how they live here. We may call it poverty back in the states, but they are just living their life just like you are living yours. I never felt threatened or unsafe in any way. Only saw police twice in our entire trip, and they were just strolling around casually. The nicer the area, the more we avoided it. The more rustic it was, the more we were intrigued.
I hope it helps! Have a great trip!
submitted by
Elegant_Release9004 to
CostaRicaTravel [link] [comments]
2024.05.17 05:00 Adorable-Research-55 Rate my plan and make suggestions for improvement
35m, spouse 33f, work in digital marketing/comms
My financial background: Income: 3800 (bi weekly, before tax) Take home: 2350 (biweekly, after tax, insurance, pension and other employer deductions) I budget an income of 4700/month (since pay is biweekly there are two extra pay periods a year) My partner makes about 2400 a month and almost all of that goes to pay back international student loans (long story there I won't get into, but basically assume her income is nil) My side hustle brings in 3k after taxes (but it is really wearing me down with the job and I think I may have to drop it soon).
- Income: 7700
- Spending:
- Rent - 2800 (2 bed/2bath)
- Groceries ~350
- Food/eat out ~200
- Netflix 20
- Internet 60
- Cell phone 45
- Transport 100 (no car, public trans and ubers)
- Hydro 125
- Total expenses 3700
- Emergency/misc savings: 1000
- Invest in TFSA 3000
My balance sheet: - No debt as of December 2023!!
- Emergency Savings ~6K
- TFSA ~65,000
- RRSP ~30,000
- Pension ~45,000
- FHSA ~17,000
I am late to FIRE, wish I started earlier. I spent way too much on a master's that didn't really improve my earnings (I don't think). Want to Coast FIRE at 40. I am super frugal and think about money and savings and investments a lot. I'd like to shift the gears down and relax a bit, travel more, dine out more, but so obsessed with saving every dollar I can. Wish I could supercharge my nest egg somehow (lotto win, fine art heist) and slow down a bit. Any feedback?
submitted by
Adorable-Research-55 to
fican [link] [comments]
http://swiebodzin.info