Abortion insurance coverage aetna pos

What would you do? Car, truck, add to loan maybe? Looking for advice.

2024.05.19 16:24 toes4youhoney What would you do? Car, truck, add to loan maybe? Looking for advice.

Warning this is a long read:
Hi there, here's what's up. My husband (26) and I(26) bought a house in 2022 because the place we were renting was sold out from under us and there was nothing available in our area during the rental crisis. We bought a 173,000 dollar house and it's been alright but we definitely settled and hope to move in the next 10 years or less. After we moved we had 6000 in extra money to get us started in this new area. We have no friends or family for support with our children (family lives an hour or more away & are generally uninterested in us or our kiddos unfortunately after many attempts to get them involved) so I work as a waitress in the tiny town we moved to and it averages $5-9/hr most weeks. My husband makes $31 an hour. 3 months after we moved into the house the electrical panel had a surge happen to it and it needed to be replaced because the old owner updated the panel without updating the wiring that went up and out to the road. This is something the house inspector noted as there was a double tap but he wasn't concerned. That cost us $3,000+ right off the bat that we paid in 3 months worth of payments because it's deemed an emergency it cost a lot and we have a well so we had no water for almost 4 days before we finally got it back on... Then my husband's car broke down and my engine blew in my vehicle within 6 months of each other. Both reliable up to that point but both would cost more than the value of the vehicle to replace what broke. So he got a truck and a few months later I got a van from someone I know from the restaurant with cash but with all that's going on we used up a lot of that available money. Well, fast forward to Friday night on his way home from work a vehicle didn't stop at a stop sign and my husband tboned them at 50 MPH even though he was slamming on the brakes. (He's okay-ish but his vehicle and theirs is not). He still owes $9,000+ on the truck because it's on a loan but we didn't have gap insurance it turns out even though we were paying "full coverage" The insurance company is saying less than 5 grand for payout but the vehicle sells for over $10,000 online to buy the same one. 😓 Are we screwed? Do we have to pay that out of pocket and then get another loan for a new vehicle? How are you all functioning alright? We're just trying to live life out here and we keep getting one thing after another that's hitting us no matter what we do. We have a strict budget and have been working towards savings goals and every single time we get something substantial saved it has to be spent it seems.
What would you do?
A)Take the insurance money and use it as a down payment for a cheaper vehicle and just continue payments on the vehicle we don't have but try to put it all on the same loan? For example his truck payment is $220 a month but if we get a payout from insurance should we buy a vehicle that costs around that amount we receive and just keep paying the truck as usual?
B)Sell everything we can and pay it off as soon as possible and then get another vehicle? Because during the summer we could suffer and have 1 vehicle but my husband works 6-6 most days and I wouldn't have a way to work since we have no public transportation in this town or taxis. & Because we have kiddos and no support I was going to have to stay home with them anyways but I can still work the weekends then.
C)Is there a way to just add the remainder of a part of a loan onto another loan? Can I just add the remainder of the truck to the house loan? That way we still have the same monthly payment and kinda start over on paying the house? Right now we have about $3,000 in savings that's available if it's needed but without family and support like I said we kinda can't touch any of that in case of an emergency again.
Our budget works for us USUALLY on a month to month basis but it's so hard to seem to get prepared for these big things that happen every few months or at least twice a year. If there's a good option you can think of please feel free to share. Looking to move onwards and upwards from this pit we're in. We really need advice. Thanks for reading this far if you did.
We live almost week to week at this point unless we wanted to dip into the savings we have which we don't and we need to get propane ($500) & new tires on my vehicle which is paid off. What in the world are we gonna do. I feel like all these things together we're never going to move on from this place or get ahead again.

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2024.05.19 16:11 Clanmcallister I got this appraised and now I don’t know what to do

It was my grandmas. She gave it to me. I appraised it for insurance purposes, but I don’t wear it. We didn’t have a great relationship. She was often quite rude to me. I know it’s beautiful. I’m just looking for some information on what others might do? Thank you.

submitted by Clanmcallister to jewelry [link] [comments]

2024.05.19 15:22 Strong-Piccolo-5546 Preparing to Pull the Trigger and Retire What do I need to do?

Liquid Networth: $2.74m. $1m in retirement accounts. Invested in Index funds and bonds.
Age 50. Single No dependents.
Mortgage: $1700/month. Car paid off. No other debts. House paid off in 12 years. Rate too low to be worth paying off.
Expenses: $50-55k/year before retire Post Retire: Include medical costs, dental, eye, ROTH rollover: Expenses: $85k/year. So a 3% withdrawal rate. With cushion for vacations.
Reason to Retire: I hated my job for 4 years. I transferred 2 years ago and then that transfer got blocked by HR or whatever 6 months later. Back to shitty job with no raises. A year later I was able to transfer again. Loved the job. Just got re-orged (3rd time in 5 years) to a job I do NOT want. I had to take a pay cut to transfer out of my old job so now I make less than when I started 5 years ago. I am back in a shitty dead end job with no raises that I do NOT want for less than when I started. Completely depressed. Tech market is bad and I can't go through interviewing again. I also have to be remote due to having back surgery. So that makes the market even worse. I never would have taken this pay cut to get reorged back to a similar bullshit job. I got lied to in the interview for the transfer. I have no faith that I'll be allowed to transfer or not get reorged again. You have to do 5 rounds of interviews just to transfer. I have passed these internally 3 times.
I am basically going to stop working and let myself be fired. I am remote so that means I just blow everyone off and make excuses.
Questions/Looking for Advice:
Medical Insurance: I always had employer PPOs. I have a really good plan now. All the market plans are HMOs. Ill have to give up my back surgeon since he is out of network. Do I get an HMO or an EPO? If its EPO, I can't get any out of network coverage. Looks like its about $500/month. I won't qualify for subsidies. Im not living that cheap and I need to move money to a ROTH anyway. $500/month is not a big expense to me.
Plan: I have $300k in bonds/cash. So sell same amount of stock each month to spend while market is high. Then use cash/bonds if market goes down. Pay semi-attention to it but don't sweat it.
I am stressed out now. My whole adult life I saved money. I never even sold a stock.
What else should I do? Ill buy the New Retirement software that seems to be good for planning how to spend. I also use Karstens Safe Withdrawl Rate toolbox.

submitted by Strong-Piccolo-5546 to ChubbyFIRE [link] [comments]

2024.05.19 15:14 Internal-Finding-694 Is it necessary to buy insurance?

personally I haven’t benefited from any insurance so far, it’s either because nothing happened, or the accident happened was somehow excluded from the coverage, or I somehow lost the receipt for the reimbursement….

submitted by Internal-Finding-694 to ask [link] [comments]

2024.05.19 13:58 Miku_Kit Unveiling R Games: A New Era in AI and Gaming

Introduction to R Games:
Welcome to the world of R Games, where cutting-edge technology meets adrenaline-pumping racing experiences. R Games isn't just another racing game; it's the world's first-ever Interoperable Blockchain Racing Game, setting a new standard for immersive gameplay and user-generated content. By harnessing the power of AI technology and fully customizable interoperable NFTs, R Games offers a gaming experience like no other, tailored to automotive enthusiasts and gamers alike.
Exploring the Features:

Demolishing Mode: Strap in for heart-pounding races through challenging terrains, where players must navigate rough obstacles and utilize power-ups strategically to gain an edge over their competitors. With vehicles categorized by performance, Demolishing Mode promises adrenaline-fueled action and intense competition.
Street Mode: Experience the thrill of street racing as you navigate bustling urban landscapes, competing in a variety of challenges that include both PVE and PVP elements. Whether you're racing against AI opponents or challenging other players in multiplayer showdowns, Street Mode offers endless opportunities for excitement and skillful driving.
Formula R: For those craving a taste of professional racing, Formula R delivers an authentic and challenging experience inspired by real-life Formula One races. From purchasing F1 vehicles from the marketplace to competing in high-stakes races, Formula R immerses players in the world of professional motorsport, complete with rules and regulations that test their racing prowess.
Story Mode: Embark on an epic journey in the game's story mode, where players take on the role of skilled drivers tasked with overcoming various challenges and missions. From defeating rivals to dodging obstacles and completing missions to unlock valuable upgrades, Story Mode offers a rich narrative experience that keeps players engaged from start to finish.
Variety of Vehicles: With a diverse selection of vehicle NFTs to choose from, including Sports Cars, Motorcycles, Off-Road Trucks, Off-Road Buggies, and even Weaponized Vehicles, players can customize their racing experience to suit their preferences. Each vehicle offers unique gameplay mechanics and advantages, ensuring that every race is a fresh and exhilarating experience.
Black Market NFT Marketplace: Dive into the virtual marketplace to buy, sell, and trade unique and rare virtual items, including cars, skins, and other in-game collectibles. The Black Market NFT Marketplace provides players with the opportunity to enhance their gaming experience and acquire exclusive items that set them apart on the racetrack.
Unique Rental System: R Games introduces an innovative NFT rental system that offers players customizable options, various rental durations, a rent-to-own option, insurance coverage, partnership programs, and incentives for both NFT owners and players. This unique system not only provides players with accessibility but also offers passive income opportunities for NFT owners, further enriching the gaming ecosystem.

Countdown to Alpha Launch: Just 4 Days Away!

With the Alpha launch of R Games just around the corner, anticipation is at an all-time high. As players gear up to dive into the world of high-speed racing and immersive gameplay, the excitement is palpable. Get ready to experience the thrill of the race like never before, with R Games leading the charge into a new era of gaming innovation. Mark your calendars and prepare to join the race of a lifetime – the countdown to the Alpha launch of R Games begins now! Stay tuned for updates and be part of gaming history in the making.
https://r-games.tech.

submitted by Miku_Kit to CryptoDose [link] [comments]

2024.05.19 13:46 Stage-Piercing727 Best Cash Registers with Scanners

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Introducing our collection of Cash Registers with Scanners, the perfect solution for your business's office needs. Whether you're managing a small boutique or a larger retail store, our roundup boasts a diverse range of options to meet your specific requirements. In this article, we'll guide you through the top choices, highlighting standout features and pricing. Stay tuned for an in-depth look at the best Cash Registers with Scanners available today.

The Top 5 Best Cash Registers with Scanners

Sharp XE-A102 Compact Electronic Cash Register with LED Display - The Sharp XE-A102 Electronic Cash Register is a compact, reliable, and versatile option for start-up retailers, offering 8 departments, 80 PLU/Items, 3 payment methods, and a bright LED display.
Professional XE Series Electronic Cash Register - The Sharp XE Series Electronic Cash Register is a high-speed thermal printer, ideal for businesses, with advanced reporting capabilities, seamless QuickBooks integration, graphics customization, and an 8-line display for accurate order entry.
Fast and Accurate Cash Register System with Thermal Printing and 8-Line Display - The Sharp XEA407 Cash Register offers a wide range of advanced features for efficient and streamlined operations, making it ideal for businesses seeking improved productivity and customer satisfaction.
Clover Station POS System with Cash Register - Clover Station: A sleek, reliable, and feature-rich POS system with large touchscreen, swipe card reader, and high-speed printer - perfect for streamlining your cash register management in grocery stores.
Sharp XE Series Professional Cash Register with Scanner & Thermal Printer - Discover the Sharp XE Series Cash Register with its high-speed thermal printer, 8-line display, seamless QuickBooks integration, and built-in SD card support for effortless programming, backup, and reporting.

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Reviews

🔗Sharp XE-A102 Compact Electronic Cash Register with LED Display

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I have been using the Sharp XE-A102 Electronic Cash Register for a start-up retail business, and it's been a reliable and efficient partner. The compact design allows it to fit easily in our small store, and the bright LED display makes it easy for us and our customers to see the transaction details. The 8 departments feature helps us organize our inventory, and the 80 PLU/Items capacity allows us to input all our products without issues.
One of the standout features of this cash register is its ability to accept different payment methods like cash, cheque, and credit card, which has made it easy for us to cater to our customers' preferred payment options. Additionally, the time and date display feature ensures that our transactions are accurate and timely.
However, there are a few minor drawbacks to the Sharp XE-A102. It can be a little noisy and slow compared to some other cash registers, which may be an issue during peak hours when we need to serve customers quickly. Moreover, the instructions provided are quite small, making them difficult to read and follow.
Overall, the Sharp XE-A102 Electronic Cash Register has been an excellent addition to our start-up retail business. Its compact design, 58 mm wide reliable printing, and ability to accept multiple payment methods make it a valuable tool for any small retailer. While it may have a few minor issues, the majority of users, including myself, are satisfied with its performance and recommend it to others.

🔗Professional XE Series Electronic Cash Register

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I recently added the Sharp XE Series Electronic Cash Register to my tiny boutique store, and I couldn't be happier. Before settling on this model, I spent a lot of time researching various cash registers, but the XE Series stood out for its advanced sales reporting capabilities and seamless tie-in with QuickBooks Pro. The moment I unboxed it, I was impressed by its sleek, professional appearance and built-in SC card slot for easy connectivity and data back-up.
Setting up the register was incredibly easy, and within just a few hours, it was ready to go. Its intuitive interface made training my employees a breeze. The thermal printer was a pleasant surprise; it's much quieter and faster than traditional receipt printers. Plus, the customizable receipts with graphics and logos definitely give my store a professional edge.
One of my favorite features is the automatic tax system, which not only saves time but also reduces the potential for errors and makes reporting so much easier. The locking drawer ensures security and comes with multiple bill and coin compartments, making deposits a lot more organized.
The only downside is the rather complicated user manual, which could definitely be improved. It's not a complete deal breaker, though, as there are plenty of helpful YouTube tutorials available online.
All in all, I'm thrilled with my purchase of the Sharp XE Series Electronic Cash Register. It's a perfect fit for my small business and a real game-changer when it comes to streamlining sales transactions and accounting. I wouldn't hesitate to recommend this cash register to anyone running a small retail or service business.

🔗Fast and Accurate Cash Register System with Thermal Printing and 8-Line Display

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I recently discovered the Sharp XEA407 Cash Register while searching for a reliable and feature-rich solution for my little grocery store. After trying it out, I must say it's exceeded my expectations.
The first thing that impresses anyone who lays their eyes on it is the sleek eight-line display. It's not just a pretty face though; it's got brains as well with 7000 Price Lookups (PLU's), allowing quick and accurate entry. The inclusion of 99 departments is brilliant as it makes managing diverse product types a breeze.
My favorite feature? Hands down, the microban keytops. They provide built-in antimicrobial protection, keeping those pesky germs at bay, which is particularly important given the current health situation. And let's not forget about the large 32GB SD card slot for computer connectivity and data storage.
However, there were a few hiccups too. The lack of French documentation was a letdown for me, a French-speaking Canadian. Plus, a few customers have reported missing parts upon delivery, making the product unusable.
So, while there are some minor issues, the Sharp XEA407 Cash Register has overall been a reliable and efficient addition to my store. It's fast, easy to set up, and offers more than enough features for most small businesses. If you're looking for a cash register that combines modern tech with dependability, this might just be the one for you.

🔗Clover Station POS System with Cash Register

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I recently picked up the Clover Station POS System for my little cafe, and it's been quite the rollercoaster ride. Imagine a sleek, brushed aluminum body with a 11.6" touchscreen display that's as responsive as a well-trained puppy. Sounds appealing, right? Well, it is. But let's dive a little deeper.
First off, the touchscreen is large and bright, perfect for both me and my customers to navigate. The high-resolution camera embedded within the system makes scanning barcodes or QR codes a breeze, which is super helpful for keeping track of inventory. Plus, the swivel arm swivels smoothly between my side and the customer's, making transactions feel seamless and personal.
However, there have been some hiccups. For one, the single power source for the display and printer can create a tangled mess of cords, especially when you're trying to juggle other peripherals. And while the connectivity options (Ethernet, Wi-Fi, and Bluetooth) are great, I sometimes find myself struggling with Wi-Fi lags.
Moreover, the customer service has proven to be quite the challenge. You see, I bought the Clover Station from a seller who didn't provide much support. When things went awry, I was left to figure it out on my own. Needless to say, getting in touch with their customer service has been a nightmare. It feels like they're speaking a different language sometimes, and getting a call back is as rare as a winning lottery ticket.
Despite these cons, I still find the Clover Station POS System useful for my small cafe. It's a stylish, reliable system that offers a range of features and connectivity options. However, be prepared for the occasional frustration and confusion, especially when it comes to their customer service.
In conclusion, the Clover Station POS System is a mixed bag. While it boasts a sleek design, large touchscreen, and versatile connectivity options, it also has its fair share of challenges, such as the messy cords and difficult customer service. I'd recommend this product for businesses looking for a stylish and reliable POS system, but be prepared to face a few hurdles along the way.

🔗Sharp XE Series Professional Cash Register with Scanner & Thermal Printer

https://preview.redd.it/e9hhr4befd1d1.jpg?width=720&format=pjpg&auto=webp&s=9e569735dc6ec5a6f3b7b53485501e29dbe44f3a
The Sharp XE Series Cash Register is a game-changer for small businesses. When I first got my hands on this baby, I was blown away by the speedy thermal printing on standard 2-1/4 inch rolls. The eight-line operator display made it incredibly easy to use, and I found myself making fewer mistakes than ever before.
One of the standout features was the advanced reporting capabilities that seamlessly integrated with QuickBooks Pro. This made keeping track of my sales and inventory a breeze, and it saved me a ton of time when tax season came around. The built-in SD card slot was also a lifesaver, allowing me to quickly connect to my computer for programming, backup, and reporting.
Adding graphics and text to receipts was a fun way to personalize my business, and the automatic tax system made my life so much easier. However, there were a few cons that I couldn't help but notice. The manual was sorely lacking, which made setting up the register a bit challenging for first-time users like myself. Additionally, the barcode scanner wasn't quite as advanced as I had hoped, but it still got the job done.
Overall, the Sharp XE Series Cash Register has made a significant impact on the way I run my small business. Its speed, advanced reporting features, and personalized receipts have made it an invaluable asset to my daily operations. While there's definitely room for improvement, I'm confident that this is a reliable and efficient cash register for businesses that demand the best.

Buyer's Guide

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Important Features to Consider

When shopping for a cash register with scanner, consider the following features:

Scanner compatibility: Check whether the cash register is compatible with different types of barcode scanners.
Size and capacity: Consider the number of items you typically need to scan and choose a register that can handle your workload.
Memory capacity: A larger memory capacity will help you keep track of sales and inventory more efficiently.
Customization options: Some registers allow you to customize buttons for frequently used items or discounts, making checkout faster and more efficient.
Integration with other systems: If you use other business software, ensure that the cash register can interface with these systems for seamless data transfer.

General Advice for Choosing a Cash Register with Scanner

Here are some tips to help you choose the best cash register with scanner for your needs:

Determine your budget: Cash registers with scanners range in price, so decide how much you're willing to spend before starting your search.
Consider your business needs: Think about the specific features and functionality that would benefit your business the most.
Read reviews: Look for ratings and reviews from other businesses to get an idea of how the cash register with scanner performs in real-world scenarios.
Test it out: If possible, visit a store or demo event to see the cash register in action and ask any questions you may have.
Invest in maintenance and support: Make sure to ask about warranty coverage and available tech support options, as these can save you time and money in the long run.

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Considerations for Optimal Performance

To ensure optimal performance of your cash register with scanner, consider the following:

Proper maintenance: Keep your register clean and free of debris, and perform regular software updates and hardware checks.
Employee training: Train your staff on how to use the cash register effectively and efficiently to minimize errors and maximize productivity.
Integration with other systems: Make sure your cash register is compatible with any other software or hardware systems you use for inventory management, accounting, or customer relationship management.
Security: Implement security measures such as user accounts, password protection, and transaction tracking to protect against theft and fraud.

FAQ

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What is a cash register with a scanner?

A cash register with a scanner is a device used in retail or food service businesses to manage sales transactions, product inventory, and customer payments. The scanner reads barcode information on products sold, enabling quick and accurate processing of purchases.

How does a cash register with a scanner work?

Cash registers with scanners typically have a touch screen interface, which allows users to input sales data and manage transactions. The scanner reads barcode information on products, sending this information to the cash register for processing. Once an item is scanned and its price is validated, the cash register determines the total cost and taxes. The customer can then select a payment method, such as credit/debit card, cash, or mobile payment.

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What are the benefits of using a cash register with a scanner?

Accurate and efficient processing of transactions
Real-time inventory management, reducing the risk of stock shortages or overages
Detailed sales reporting and analytics, providing valuable insight for business decisions
Quick and easy voiding or returning of items
Reduced likelihood of theft or shrinkage

What features should I look for when choosing a cash register with a scanner?

Compatibility with payment processors and other related hardware
In-built barcode scanning capability or compatibility with external barcode scanners
User-friendly touch screen interface and software
Real-time inventory tracking and reporting
Detailed sales analytics and reporting capabilities
Compatibility with mobile and electronic payment methods
Ability to integrate with existing or third-party software applications

How much does a cash register with a scanner typically cost?

The cost of a cash register with a scanner can vary greatly, depending on several factors such as features, manufacturer, and quality. Basic models may be available for a few hundred dollars or less, while more advanced systems with additional features can cost thousands of dollars. It is recommended to research and compare multiple products to find the best balance between cost and needed functionality for your business's needs.

What is the difference between a cash register with a scanner and a point-of-sale (POS) system?

Although a cash register with a scanner shares some similarities with a point-of-sale (POS) system, the primary difference lies in their functionality and capabilities. A cash register with a scanner is mainly focused on processing transactions and managing inventory, while a POS system typically offers a more comprehensive suite of tools, such as advanced reporting, employee management, and customer relationship management.

How do I maintain and care for my cash register with a scanner?

Clean the cash register and scanner regularly, using a soft, non-abrasive cloth and mild electronics cleaner or isopropyl alcohol.
Ensure that the cash register is properly ventilated and not exposed to extreme temperatures or moisture to prevent damage.
Regularly update the software and firmware to ensure optimal performance and security.
Calibrate the scanner as needed, following the manufacturer's instructions to maintain accurate reading of barcode information.

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2024.05.19 13:39 ConsequenceSure3063 Best Cash Registers for Restaurants

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Finding the right cash register for your restaurant can make a world of difference in streamlining operations and improving your overall business. In this article, we'll explore some of the best cash registers available for restaurants, focusing on their features, user-friendliness, and how they can boost efficiency in your establishment. Whether you're a small cafe or a bustling dining venue, there's a cash register out there that's perfect for you.
From compact, intuitive systems to more advanced models with a host of value-added features, we'll lead you through the options and help you identify the ideal cash register for your restaurant. So, get ready to optimize your business operations and enhance your customers' experience with our detailed product review and recommendations.

The Top 6 Best Cash Registers for Restaurants

Efficient Electronic Cash Register for Businesses - The Royal 2000ML Electronic Cash Register offers efficient transaction management and data tracking for busy establishments, equipped with a fast alphanumeric thermal printer and accommodating up to 200 departments and 7000 price look ups.
Sharp XE-A102 Compact Electronic Cash Register with LED Display - The Sharp XE-A102 Electronic Cash Register is a compact, reliable, and versatile option for start-up retailers, offering 8 departments, 80 PLU/Items, 3 payment methods, and a bright LED display.
Casio Single-Tape Thermal Cash Register for Business - The Casio PCR-T280 is a top-performing cash register for medium-sized grocery stores, offering up to 1,200 item price lookups, easy tax programing, and hygienic anti-bacterial keyboard, ensuring patrons' peace of mind and efficient operation.
Royal 410dx Electronic Cash Register for Small Stores - Streamline your sales process with the Royal 410dx Cash Register, featuring a programmable design, robust features, and a sleek compact footprint for optimal efficiency and minimum space requirements in small stores or restaurants.
Advanced Alpha Cash Register with Rear Customer Display - Upgrade your grocery store's cash register system with the reliable Royal Alpha 1000ML, featuring an alphanumeric display, multiple security trays, a printer, and compatibility with bar-code scanners and SD cards.
Royal 520DX Cash Register for Restaurants - The Royal 520DX Cash Register combines functionality and convenience for smoother business transactions, offering an anti-bacterial keyboard, thermal printer, and tracking up to 24 departments.

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Reviews

🔗Efficient Electronic Cash Register for Businesses

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I recently started using the Royal 2000ml Cash Register in my bistro, and let me tell you, it's been a game-changer! . The transactions are now much smoother and quicker, and the single alphanumeric thermal printer for receipt printing works like a charm. . The ability to keep track of a whopping 200 departments and up to 7000 price look ups is a godsend, making inventory management a breeze. .
Plus, accommodating up to 40 clerk IDs? . Brilliant! .
However, the lack of a key upon delivery was a bummer, but Royal was quick to address the issue and sent one over. . All in all, I'm thoroughly impressed by the ease and efficiency this cash register has brought into my daily life. .

🔗Sharp XE-A102 Compact Electronic Cash Register with LED Display

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I have been using the Sharp XE-A102 Electronic Cash Register for a start-up retail business, and it's been a reliable and efficient partner. The compact design allows it to fit easily in our small store, and the bright LED display makes it easy for us and our customers to see the transaction details. The 8 departments feature helps us organize our inventory, and the 80 PLU/Items capacity allows us to input all our products without issues.
One of the standout features of this cash register is its ability to accept different payment methods like cash, cheque, and credit card, which has made it easy for us to cater to our customers' preferred payment options. Additionally, the time and date display feature ensures that our transactions are accurate and timely.
However, there are a few minor drawbacks to the Sharp XE-A102. It can be a little noisy and slow compared to some other cash registers, which may be an issue during peak hours when we need to serve customers quickly. Moreover, the instructions provided are quite small, making them difficult to read and follow.
Overall, the Sharp XE-A102 Electronic Cash Register has been an excellent addition to our start-up retail business. Its compact design, 58 mm wide reliable printing, and ability to accept multiple payment methods make it a valuable tool for any small retailer. While it may have a few minor issues, the majority of users, including myself, are satisfied with its performance and recommend it to others.

🔗Casio Single-Tape Thermal Cash Register for Business

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Casio's PCR-T280 is a fantastic single-tape thermal cash register that offers more functionality for medium-sized businesses than entry-level models. With the ability to track up to 1,200 price lookups, it offers a level of specificity in item sales tracking not commonly found in its class. It also allows businesses to track sales up to eight different operators, making it an excellent tool for business tracking and growth.
One of the standout features of this product is its hygienic, antibacterial keyboard. In our current world, where cleanliness is paramount, this characteristic provides a measure of peace of mind for both business owners and customers alike. Furthermore, its multipurpose tray can hold money in four bill compartments and five coin compartments, ensuring the efficient flow of transactions.
The PCR-T280 also boasts a high-speed thermal printer, which can be used either for customer receipts or as a journal printer for recording all the store's activities. Its mode lock with key control feature provides multiple operation positions through physical keys, providing a level of security usually found in more expensive models.
Although it is not touch-screen, its simple and intuitive design makes it easy to program and use. Some users did find the manual a bit difficult to follow, but with a bit of practice, most find it quite manageable. With its ability to handle multiple sales tax needs and its capacity for PLU capabilities, the Casio PCR-T280 has proven itself as a reliable tool for various businesses, small or medium-sized.
However, one minor drawback is the depth of the money/change drawer, which could have been a little deeper for added convenience. Despite this minor issue, the vast majority of users recommend this register for its performance and price point, providing an excellent value for businesses looking for an affordable, reliable cash register solution.

🔗Royal 410dx Electronic Cash Register for Small Stores

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I recently got my hands on a Royal 410dx Cash Register and I am absolutely thrilled with this little gadget. As a small business owner, keeping track of sales and transactions has never been easier. The programmable design allows me to set up tax rates, discounts, and prices on every product, helping me stay organized and efficient.
One of the features that amazed me was the automatic tax computation. It saves me a lot of time and reduces the margin for error during transactions. Another highlight was the 10-clerk tracking system, making it suitable even for businesses with multiple staff. Plus, the alphanumeric thermal printer is impressive with its quiet performance and excellent print quality.
However, there are a few hiccups. Some users have reported that there are no replacement parts available if anything breaks, which could be troublesome. Additionally, the lack of a slot to accommodate large bills, checks, or slips in the coin drawer made me a bit disappointed.
In conclusion, the Royal 410dx Cash Register is a great addition to any small store or business. Its simplicity, programmability, and exceptional features like tax computation and thermal printing make transactions smoother and more efficient. Despite a few cons, the benefits make it a worthy investment.

🔗Advanced Alpha Cash Register with Rear Customer Display

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The Royal Alpha 1000ml Cash Register is an excellent addition to any retail store, especially those that require a reliable and user-friendly cash register. Having used this product for several months now, I can confidently say that it has not only met my expectations but also exceeded them in some aspects.
One of the most noticeable features of this cash register is its 5-line alpha, LCD display with a backlight that provides visibility even in low-light conditions, easing the process for both employees and customers. Additionally, the 200 departments and 5,000 PLUs (Price Look-Ups) along with an electronic journal make inventory management a breeze.
The thermal printer is also worth mentioning as it ensures quick, smudge-free receipts. Furthermore, the optional hand-held bar code scanner adds an extra layer of convenience for those who prefer digital tracking of their items.
However, there are a few drawbacks to consider. The sensitivity to electrical shocks can be problematic during storms, which we experienced firsthand with our unit. Additionally, some users reported issues with programming and customer support, although I personally haven't encountered these problems.
In conclusion, the Royal Alpha 1000ml Cash Register offers a promising combination of functionality, convenience, and ease of use, making it a worthy investment for retail store owners looking for a dependable cash register solution.

🔗Royal 520DX Cash Register for Restaurants

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I've been using the Royal 520DX Cash Register in my small cafe, and it's been a game-changer. The rear LCD customer display and 9 digit operator display make transactions super easy, and the built-in thermal printer is a lifesaver for receipts. Plus, the locking drawer with compartments for bills and coins is excellent for keeping everything organized.
But, there are a few downsides. The paper rolls can be a bit wasteful, especially when customers don't want receipts, and it took some time to figure out how to program the register. It's also worth mentioning that my power supply is starting to fray, which is a concern for future use.
Overall, the Royal 520DX Cash Register is a solid choice for running a small business, with its user-friendly design and helpful features. However, the paper waste and potential power supply issues might be something to consider before making a purchase.

Buyer's Guide

Important Features to Consider

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When choosing a cash register for your restaurant, there are several features to keep in mind:

Touchscreen Display: A responsive, easy-to-use touchscreen makes transactions quicker and reduces the potential for errors from manual entry.
Integrated Scanner: An integrated scanner will allow you to scan barcodes on merchandise, reducing manual data entry, and increasing speed and accuracy.
Credit Card Processing: Many modern cash registers offer integrated credit card processing, providing secure and smooth transactions for customers paying with plastic.
Inventory Management: Advanced cash registers can provide real-time inventory management tools, helping you keep track of supplies and reorder items when necessary.
Scalability: As your restaurant grows, you'll want a cash register system that can grow with it. Consider a system that supports multiple registers, staff accounts, and other advanced features.

Considerations for Restaurant Use

Some additional factors to consider when choosing a cash register for your restaurant:

Ease of Use: Make sure the cash register is user-friendly, especially for employees who may not be tech-savvy. A quick learning curve will save you time and money on training.
Reliability: Cash registers need to be reliable in high-pressure, busy environments. Look for a system with a good reputation for durability and longevity.
Customer Support: Issues will occur at some point. Choose a cash register system with accessible customer support, preferably U. S. based and responsive.
Software Updates: Ensure the software for your cash register is regularly updated, with new features and improvements that enhance its performance and security over time.

General Advice

Before purchasing a cash register, consider these additional pieces of advice:

Set a Budget: Make sure you understand the costs involved, from initial hardware costs to any recurring subscription fees for software or services.
Try Before You Buy: Whenever possible, get hands-on with the cash register. This will give you a better understanding of how user-friendly the system is and whether it meets your specific needs.
Read Reviews: Take into account the experiences of other customers who have already used the product. Their feedback can provide valuable insights into the system's performance, reliability, and customer support.
Train Your Staff: Regardless of which cash register system you choose, make sure your staff are sufficiently trained in its operation. This will maximize its effectiveness and efficiency in your restaurant environment.

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FAQ

What is a cash register for a restaurant?

A cash register for a restaurant is a device that aids in the management of transactions, tracking sales, and keeping track of inventory. It typically consists of a hardware unit with a display, keypad, and a cash drawer. Some modern cash registers also come with software and integrated features that boost efficiency, such as inventory management, employee monitoring, and sales tracking.

What are some important features to look for in a cash register for a restaurant?

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Ease of use: A cash register should be easy to operate for both staff and customers.
Integrated software: Software that helps manage inventory, sales, and employees can be a useful addition to any cash register.
Reliability: The cash register should function reliably, especially during peak hours when the volume of transactions is high.
Scalability: The cash register should be scalable, meaning it should be able to adapt to the growing demands of your restaurant business.
Customer support: The manufacturer or reseller should provide robust customer support, especially for troubleshooting and software updates.

How much do cash registers for restaurants typically cost?

The cost of a cash register for a restaurant can vary greatly depending on the features and complexity you need. Simple entry-level models can start at around $100, while more advanced systems with integrated software and hardware can cost thousands or tens of thousands of dollars.

Do I need any special training to use a cash register at a restaurant?

Most cash registers are designed to be user-friendly and intuitive, so extensive training is usually not required. However, it's always a good idea to provide some training for your staff to ensure that they're familiar with the specific features and layout of your cash register system.

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What is the difference between a cash register and a POS system?

A cash register is primarily used for processing transactions, managing inventory, and tracking sales. A POS (point of sale) system is a more advanced and integrated solution that combines these functions with customer relationship management and other features. POS systems typically require more complex hardware setups and software, and are usually more expensive than standalone cash registers.

Can I customize the settings on my cash register for restaurant use?

Most cash registers offer at least some degree of customization, allowing you to set up your system to fit the specific needs of your restaurant business. This might include custom keys for different menu items, custom sales reports, and other features. Check with the manufacturer or reseller of your cash register to find out exactly what kind of customization options are available.

How do I connect my cash register to my restaurant's computer network?

The process of connecting your cash register to your restaurant's computer network can vary depending on the specific hardware and software you're using. In general, you'll need to install any necessary software drivers, and then connect the cash register to your network using either a direct Ethernet connection or a Wi-Fi connection. Consult the manufacturer's documentation for detailed instructions on how to do this.

How can I prevent theft or fraud with my cash register?

There are several steps you can take to help prevent theft or fraud with your cash register, including:

Installing surveillance cameras,
Implementing regular inventory checks,
Educating your employees on proper cash handling procedures,
Requiring two or more employees to authenticate each transaction,
Performing regular audits of your cash register activity,
Installing anti-theft devices on your cash register,
Restricting access to the cash register and its related software.

How do I update the software on my cash register?

Updating the software on your cash register will depend on the specific hardware and software you're using. In most cases, you'll be able to download and install updates directly from the manufacturer's website. Be sure to follow the instructions provided by the manufacturer to ensure that the update process goes smoothly.

What happens if my cash register breaks down or stops working?

If your cash register stops working or breaks down, you'll need to troubleshoot the problem and, if necessary, order replacement parts or a new cash register. Check with the manufacturer or reseller of your cash register to find out what kind of support and warranty coverage you have in case of a breakdown or malfunction.
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2024.05.19 13:13 OkImpression5527 Vehicle got damaged on last trip

So I'm a Host. Vehicle just got damaged. s panel above front wheel got pushed in. Don't know exact cost yet. Waiting to see what guest's insurance says. But they don't seem like they want to pay( do they ever?) Guest never got Turo insurance but they did start a claim with theirs. I took plenty of pictures and included them on trip photos. Started a claim with Turo. Today it's been about 5 days since trip's end. I'll call insurance on Monday but , I don't see that going anywhere. Guest insurance keeps insisting " Turo hasn't spoken to us' 'Neither has your insurance " My insurance is Lula but they're only off rental coverage. I've told them they have to speak to Turo. This is my 1st accident as a Host and not sure how to proceed. Any comments or suggestions would be greatly appreciated. One last thing, I haven't rated Guest yet. They said they were side swiped but did file claim. It's just their insurance is being difficult. Also the vehicle was left with about a little more than a quarter tank, when I gave it to them full. How should I rate them? Anyway, thanks to everyone for helping.

submitted by OkImpression5527 to turo [link] [comments]

2024.05.19 12:14 funlol3 How I Keep My Car Insurance Rates as Low as Possible

What's up Panda's?
As someone who's always looking to save a buck wherever possible, I've spent quite a bit of time figuring out how to keep my car insurance rates low. I thought I’d share my strategies with you all, so here's everything I do to make sure I’m not overpaying for car insurance:

Shop Around Annually: Insurance rates vary widely between companies. Each year, I take some time to compare rates from different insurers to ensure I'm getting the best deal. It's surprising how much you can save by just shopping around!
Bundle Policies: I've bundled my car insurance with my homeowner’s insurance. Most insurers offer a significant discount for multiple policies. It simplifies my payments too!
Maintain a Good Credit Score: Many people don't realize that your credit score can affect your insurance rates. I keep my credit score high by paying bills on time and keeping my credit utilization low.
Drive Safely: This one might be obvious, but avoiding accidents and traffic violations keeps my insurance rates down. Insurers often offer discounts for good drivers, so it pays to drive cautiously.
Use a Higher Deductible: Opting for a higher deductible can significantly lower your premiums. I make sure I have enough saved to cover the deductible in case of an accident.
Take Advantage of Discounts: I always ask about discounts. Many companies offer reductions for things like anti-theft devices, being a good student, or even for driving a low number of miles each year.
Drive a Less Expensive Car: High-end cars are more expensive to insure. I stick to models that are cheaper to repair and aren’t targeted as often by thieves.
Review My Coverage: I regularly review my coverage to make sure it's not more than I need. For example, older cars might not need comprehensive coverage if they're not worth much.
Attend Defensive Driving Courses: Some insurers offer a discount if you complete an approved defensive driving course. Plus, it’s a great way to brush up on safe driving techniques.
Stay Informed: I keep myself updated on any changes in the insurance industry that might affect my rates, such as new laws or changes in technology.

By following these steps, I’ve managed to keep my car insurance rates reasonably low without compromising on coverage. Hope this helps you too!
What are your tips for keeping car insurance costs down? Let’s share and help each other out!

submitted by funlol3 to InsurancePanda [link] [comments]

2024.05.19 11:53 Advanced_Vehicle_636 Victim of Hit & Run - Sydney NSW

Hey Folks,
Thought I'd post here and get an opinion. I took my bike over to Westfield in Parramatta to pick up some basic supplies to make dinner. I arrived around 4:15PM (May 19th) and parked within the white lines of a parking bay. 30 minutes later I went back to the bike getting ready to leave. The first thing I noticed was my helmet had been moved from my footpeg to my seat. I figured maybe the person next to me had moved it to get a trolley around. No big deal.
Then I noticed my mirror was on the ground. OK, maybe a little bit of rage from having to move a helmet? Uncalled for, but a relatively minor fix. As I moved around to pick the mirror up and inspect the damage (mirror had been sheared off at the base), I noticed my signal lights and muffler were pushed in. Less rage, more of an accident. Then I noticed my plate was bent in and the default fairing kit holding the plate had been almost completely broken off. They were nice enough to pick the bike up though, which left me a little baffled.
I sought mall security to see if they had video cameras in the area. They said they didn't beyond the ones tracking license plates in/out of the garage. They offered to give me an incident report, which I declined. (Two of the guards walked down to the bike with me to see where it was/damage)
I debated calling the non-emergency line, but figured between no cameras, the (relatively) minor cosmetic damage (I rode the bike home after zip-tying the plate and fairing on), and lack of injuries or a party to report, that it would likely be a waste of my time. (Slow response/lack of interest in a minor crash.) FWIW: I doubt I'll go through insurance, short of Kawasaki telling me it'll be thousands to fix. I do have full coverage in addition to government CTP, if needed.
Is this worth making a report to the Police? I live in Parramatta, so heading to the NSW Police HQ is only a few minutes' walk for me.
TLDR: Someone likely backed into my bike in a car park at Westfield. Decided to run instead of taking ownership of the mistake. Broke some fairings, mirror, and bent my muffler. No injuries. Worth reporting this to the police in case they have more pull with Westfield Security / Westfield Security lied about not having cameras?

submitted by Advanced_Vehicle_636 to AusLegal [link] [comments]

2024.05.19 11:51 jasianchoi So tired

My whole body is on fire almost 24 hours a day at this point. I live in Hawaii and don’t feel confident enough to go out in shorts and tank tops anymore because of the bumps and itch marks all over my arms, legs, and torso. I just want to know what’s happening to me and how to fix it. I’m 22 and was dating before this all started but I’ve stopped completely because I’m disgusted with my body now. I used to be incredibly confident and care free and now I feel like this is consuming all of my free time and energy. I’ve read everything online about what could be happening (chronic urticaria, papular urticaria, cholinergic urticaria, scabies, atopic dermatitis, etc.) and even thought I found the cause (shitty Amazon bedding) but even after switching everything, still no change. I’m so frustrated and defeated. I want my life back. I could even manage the textured skin if the itching would stop. I can’t even get an official diagnosis because my insurance is so shitty and I can’t afford to not have coverage.

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2024.05.19 11:34 theycallmetheprophet Charging cables compliance and possible insurance exclusion

Hello guys,
i recently took delivery of a PHEV Cupra Formentor, which came without a type 2 to type 2 charging cable. I was looking to purchase one, however i do not want to get the genuine vw one since its priced at around 300 euros. It doesnt really make sense to spend this amount since its an LTR that i got through my company policy.
I couldnt really find anything online about charging cable compliance in the EU (should these cables have some kind of certification? And if so which one?).
Will using a non-genuine charging cable nullify my insurance coverage in case of fire or other damage caused to the vehicle while charging?
Thanks in advance !

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2024.05.19 11:02 Pilot_Ka Clarity around transfer of company Health Insurance

Hi lovely folks of dubai. Would like some clarity around my Health Insurance situation.
I am a Golden Visa holder working with a company in the UAE. The company provides comprehensive health insurance covering me and my family members (Daman). The plan is really good and the benefits / coverage are great.
In the very near future (say 2 to 3 months), I plan to quit the company and take sometime off. This is going to be at least for a year or so as I have a number of issues to resolve. Post that I don't know if I will easily get a job or not. But I would like to continue staying in UAE.
While I am fairly comfortable managing my expenses for the next few years even without a job, I have some challenges with my insurance. Within the family, one of the members has a life long pre-existing condition which is extremely expensive to manage.
What I wanted to understand is that when I move out of the company, can I transfer my existing insurance to my Golden Visa? If yes, will it be at the same premium which my company is paying currently? Lastly, what happens next year? Will they continue with the same premium (with a little additional for inflation) or will they significantly ramp up my premium? The reason I ask this is because I am OK paying the current premium. However, a steep increase in the premium would be challenging for me.
Just for clarity, the current cost of the pre-existing condition of the family member is close to AED 100K per year and the yearly premium for the whole family is around 35K AED.
Appreciate any inputs / guidance from members here. Unfortunately can't openly discuss this with the company HR as it implies disclosing that I plan to quit in a couple of months time.

submitted by Pilot_Ka to dubai [link] [comments]

2024.05.19 10:38 Enough-Arachnid-2770 First severe symptoms, need moral support!

Hi all, Despite having over 100lb to lose I’ve been a slow loser at approx 1lb/week. I was initially on semaglutide for several months but then switched to zepbound about three months ago after I was blessed with insurance coverage.
Nausea and side effects have been much lower in Zepbound which is great because I have a SEVERE phobia of vomiting.
Well this morning I took my 5mg shot and then went out for lunch. I drink A LOT less now but the restaurant I went to was running a free guac with purchase of a special margarita. So I ate a small amount of guac and had two margaritas (in hindsight, probably should have one). Probably because I was tipsy, I went home and thought it would be a good idea eat a box of hot tamales 🤦🏼‍♀️
I’ve been feeling bloated and gross since then, which happens when I’ve overeaten before, but then three hours later I vomited and another 12 hours after I vomited again.
Please put my mind at ease, I’m just a ball of anxiety right now. I’m still able to pass little bits of stool so I’m assuming it’s not a blockage. This just is a normal reaction some have when they’ve made the mistake of overeating on this medication right? It’s just taking longer because digestion is so slow but I should be feeling better in a day or two?

submitted by Enough-Arachnid-2770 to Zepbound [link] [comments]

2024.05.19 09:36 GloveChemical1951 ADHD Testing in Carlisle

Hi! I recently moved to Carlisle and am seeking to get tested for ADHD. I have good insurance coverage, but as I'm new to the country, I'm not familiar with the healthcare process here. Do I need to visit a GP first for a referral, or can I directly see a specialist? Any advice on how to proceed would be greatly appreciated.
Additionally, if you could recommend any doctors or clinics in Carlisle that specialize in ADHD, it would be very helpful.

submitted by GloveChemical1951 to carlisle [link] [comments]

2024.05.19 08:53 imlookingatthefloor How's everyone doing?

Just wondering how people are doing and what the general consensus is on things. I feel like I don't really have anyone to talk to about the industry right now. I have plenty of old coworkers but I don't want to wear them out only talking to them about the lack of work and stuff. I don't live in LA, I was thinking of moving there when I was working, but things slowed down so I'm still in NOLA. Sometimes I feel like I'm the only one not working. Like I wasn't good enough and no one told me. I realized the other day I haven't worked in film in a year and a half, Nov 22. If things come back here in the fall it will have been almost 2 years. I started over and I'm in IT at a hospital now. It's 15 an hour with crappy health insurance. Far cry from 40 an hour and being in iatse with really good coverage. It's stable though and that's nice. I don't know if I even want to go back into film anymore, but financially I definitely should. Sucks being around professionals every day with stable careers who are helping people and seem like they have purpose for their lives while also making a good living. I suppose I'm jealous, but I also wonder every day if this could ever be enough for me, living a normal life. I don't care for it. Anyway, enough about me. How are you?

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2024.05.19 07:58 Clear-Blood1145 Is there a way to make birth control over the counter and free?

Can't there be a way to do an online survey with your ID and get birth control for free? I think even past Popes have supported birth control, Republicans don't want abortions, and liberals don't seem to have an issue with it. Why not? There has got to be a way to make this safe. I know plan it parenthood does this but why can't CVS or Wall greens? and i know "free" doesn't seem possible but if it prevents medical bills from people with government health insurance than it may be a good idea. Maybe this isn't an issue and anyone who wants it gets it. Maybe the unites states population is shrinking too much.

submitted by Clear-Blood1145 to ideas [link] [comments]

2024.05.19 06:59 Remarkable_Goat7895 Insurance + reconstruction

Hi everyone! I had my double prophylactic mastectomy , then expanders; and then the expanders were replaced with implants. I then had to have reconstruction due to capsular contracture and everything was great after the implants were replaced. My father passed away last June and I experienced grief induced weight loss which has caused drastic rippling and well, my breasts look terrible. Does anybody know if there is a limit on insurance covered reconstructions? I did switched from Aetna to United due to the company I work for being acquired, but I am mortified with how my breasts now look and not sure if insurance will cover another reconstruction. The plastic surgeon I went to is amazing, I have not schedule an appointment yet, but ideally I would like to go with much smaller implants. Any input is much appreciated. Thank you!! PREVIVOR STRONG 💪🏼💗

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2024.05.19 06:44 izzetmichaela Recurring neovaginal and labial irritation/bleeding, is it hormones?

Hello,
I am a transgender woman (31 years old) who had neovaginal surgery about 3 years ago and have been dealing with symptoms that have been very confusing and I can't find any help or resources as to what could be the problem. I have a theory, but I wanted to post it here and see if there's anyone who could help me.
I had my surgery about 3 years ago, and there were complications, but eventually everything healed. a few years later I began noticing 'spotting' of blood, along with very red irritation and light bleeding in my inner labia, and my vagina. I was very alarmed, it was painful, but all my bloodwork came back negative for any stds or anything. My doctor eventually said I had vaginal degradation, even though I had been on estrogen gel packets. I realized this came shortly after my insurance changed my coverage to only include the generics, and a blood test showed my estrogen levels were 60 pg/mL, pretty low but not 0. My hypothesis was that the brand shift reduced the absorption of estrogen and my levels were too low, and I was experiencing vaginal atrophy similar to women in menopause. And so, I was prescribed estrogen vaginal cream and also switched to injections. Things resolved and stayed well resolved for 6 months. However, it came back again, and to my knowledge I haven't changed my dose much at all. I might have reduced it a smidge these past few weeks just cause sometimes the syringe is hard to read, but it would have only been a 10% reduction at most consistently.
I guess my question is have any other trans woman dealt with what appears to be vaginal atrophy and bleeding both internally and externally years after the surgury has already healed? Is it truly just hormones being too low sometimes? How have you managed it? Is there something I'm not considering? I'm nervous that it came back because I thought I had resolved it and I'm wondering if there is something else at play. I plan on rechecking my levels this week but I don't have access to my levels at this moment.
I was on 3.6 ml weekly of 5 mg/mL estradiol cypionate, and have been downshifting to 3.4 mL these past few weeks, for no real reason than to save some of the medicine and get more use out of the vial. My last hormone level test had my levels at 68 pg/mL.
Thanks so much, I really hope someone can help.

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2024.05.19 06:43 JumarUp Need mastectomy bras? Breast prostheses? Wonder how your insurance would cover these?

Health insurance policies/coverage in the US is notoriously complex and hard to navigate. Here's a resource that might help save you time:
https://triagecancer.org/quick-guides/manage-side-effects
If you find info like this helpful, please join this new sub, have a look at the description and share you need help with.

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2024.05.19 06:14 imabigbanana11 Anyone ever purchased the full coverage "no questions asked" insurance on a rental car and then purposefully trashed / wrecked it? How did it work out?

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2024.05.19 06:11 NoiselessGrain Can an employer block your access to a prescription medication based on a “management program?”

Hi everyone! I have kind of a complicated situation I don’t know how to navigate.
After working with my primary care (PCP) for over a year on diet and exercise we have finally come to the decision to get on a weight loss injection. I’m in my husbands insurance through his employer (he works for the state). My pcp advised me to contact my prescription drug coverage company to see what medication they cover and when I reached out they informed me that the only way to get it covered was to sign up for the states “weight management program” and that once I got approved I would just have a copay.
Well, after looking into the “weight management program” it would appear that I have to agree to give the state access to my personal medical records AND I have to be one of the first 2500 people in the entire state to have applied for this program.
By the time I spoke with my doctor about getting on this medication the program had already reached its maximum of 2500 participants for the year. Even if it hadn’t though, I do not like the idea that in order to get a medication that my doctor has deemed medically necessary for me that I have to sign up for a program run by the state and share my personal medical information to be able to MAYBE qualify to have this medication covered.
When I explained this entire thing to my primary care doctor she stated that this is unethical and possibly even illegal. She isn’t familiar enough with the laws though to know for sure.
Is there anyone more familiar with insurance laws that could give me any insight into this? I can share the state if necessary/allowed, I just don’t want to break the rules of sharing identifying info about the other party.
TLDR: my husbands state employee insurance requires members to share their medical records and be one of the first 2500 people in the state to apply to their “weight management program” in order to get medically necessary weight loss medications approved through insurance.

submitted by NoiselessGrain to legaladvice [link] [comments]

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