For the longest time, I struggled with poor audio quality when playing Hell Divers 2 while having a Twitch VOD open. I finally found a solution and wanted to share it in case it helps someone else.
Here's the original thread: https://www.reddit.com/Helldivers/comments/1anrewp/how_to_fix_bluetooth_headset_audio_issues_in/
I came across a Reddit thread that addressed similar issues, and after combining the main post advice with some comments, here’s a breakdown:

1. Type 'Services' in your search bar and open the Services app.
   
2. Scroll down to 'Bluetooth Audio Gateway Service.'
   
3. Right-click and select 'Stop' to stop the service.
   
4. Right-click again, go to properties, and set the Startup type to 'Disabled.' This prevents the service from running on startup.
   

I’m using a Windows desktop, and this resolved the issue! It seems that Hell Divers 2 keeps the wireless headset microphone active DESPITE INGAME SETTINGS which might affect audio quality with multiple outputs. Disabling the Bluetooth service worked for me but be aware it might affect other Bluetooth functionalities.
DISCLAIMER: I HAVE NO IDEA WHY THIS WORKS OR IF IT HAS ANY UNINTENDED NEGATIVE EFFECTS
All credit goes to the other thread's creator, vast_young_6615 for the original explanation, then lordmolotov for finding another avenue to reach the correct settings on my PC, and lastly Sir_Maxton for explaining even further how to fix the issue.
I hope this helps somebody who's been struggling with the same issue as me.

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[REQ] ($1500) - (# Dallas, TX, USA), (Repayment of $2250 on 1215), (Zelle, AppleCash, Cashapp)

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Have been looking to borrow some money on here with no luck, previously I was needing it for my lights that were cut for a week. I’ve now fallen short on rent and I need to pay by the 28th in order to keep my place. I Can show proof of work and notice to vacate. I have spoken to property management and they said they’ll work with me as long as I get it in nlt than the 28th. I can also negotiate payments to assure repayment is done. Thanks for the help.

I want to start off with the definitions to lay out a frame work for what I am talking about.
Per Oxford Languages domestic terrorism is defined as, "the committing of terrorist acts in the perpetrator's own country against their fellow citizens"
The definition of terrorism is also defined as, "the unlawful use of violence and intimidation, especially against civilians, in the pursuit of political aims."
For the entire definition of , "the committing of unlawful use of violence and intimidation, especially against civilians, in the pursuit of political aims in the perpetrator's own country against their fellow citizens."
Next I want to get into Jan 6th since every single time I have this discussion Jan 6th is brought up. Yes, Jan 6th was an act of domestic terrorism, and should be and has been treated as such. There is no if and or buts about this. If you want to go off about how it wasn't this isn't what this post is about.
During 2020 the ACLED cites as many as 570 riots. I will give it a NICE range of 400 riots I don't want to include random people causing random violence, so taking away 30% of all riots should be a large enough buffer for anyone please give me a better citation if you have one.
During these riots I am going to break down a few points

1. the violence by early June 2020 had resulted in two deaths, 604 arrests, an estimated $550 million in property damage to 1,500 locations, making the Minneapolis–Saint Paul events alone the second-most destructive period of local unrest in United States history, after the 1992 Los Angeles riots.
   
2. According to Axios, "he protests that took place in 140 U.S. cities this spring were mostly peaceful, but the arson, vandalism and looting that did occur will result in at least $1 billion to $2 billion of paid insurance claims — eclipsing the record set in Los Angeles in 1992 after the acquittal of the police officers who brutalized Rodney King."
   
3. According to the FBI, "Regardless, last year 2,444 assaults on officers occurred during incidents described as civil disorder, according to the FBI’s report on law enforcement killings and assaults. In 2019, that number was just 488, a 400% increase.
   

That rise would account for nearly half of the reported increase of 4,071 assaults on officers last year. Total assaults numbered 60,105, the first time since 2017 that assaults on officers rose above 60,000."

1. We saw for the first time in recent history the take over of a portion of one of the largest cities in the US called CHAZ/CHOP. During this time we saw segregation implemented, the passing out of weapons across the area, and the stopping of emergency services into the area.

Here is a source for each of these if you want more sources I am more than happy to provide such.
Implementation of segregation
https://www.city-journal.org/article/the-state-of-chaz
Passing out of weapons
https://www.youtube.com/watch?v=gSAecJTjvlI
I can no longer find the video of them stopping the ambulances, but if you really want I could look deeper here is the source on it though
https://www.firehouse.com/ems/news/21142977/medics-cant-reach-shooting-victims-in-seattle-protest-zone

1. 25 Americans were killed and 2000 police officers injured

https://www.theguardian.com/world/2020/oct/31/americans-killed-protests-political-unrest-acled
https://www.policemag.com/patrol/news/15311242/more-than-2000-officers-injured-in-summers-protests-and-riots
The next part of this is tying it to a political goal. I don't believe I have to spell it out as it was a political protest, but if needed to I will break it down if asked.
Also I don't consider the Civil War domestic terrorism as they were another country that separated from the US. Thus that was an act of war. Maybe there is another piece in US history where we saw larger domestic terrorism, and I am more than happy to have my mind changed.

While I find the rent prices ridiculous in the Netherlands, I am somewhat worried about the future of the housing market. I believe many people will search for a new and cheaper contract when the law goes into effect, while many landlords will sell their property if the tenant leaves because the rent decreases by 30%+. I think this might be the perfect storm for the housing market.

Welcome back to the Fallowveil trailer park, where the crack addicts have all seen aliens, the Witch is the glue holding the community together, and it’s been a whole six years since our last meth lab explosion. I never met you, but rest in peace Jones. I’m Mason, and I’ll be your janitor guide to the weirdness.
So I’ve talked about Jennifer, my paranormally sexy, but terrifying neighbor who lives with a married couple, strips under the name “Red Jenny,” and possibly eats people’s souls. She’s just the tip of the iceberg here in this town. I could go on and on about my neighbors. I have to do an entry on Trista the nocturnal hippy (maybe) vampire at some point. I have a feeling she’ll get a kick out of it. We’re actually pretty friendly, since we're both night shift workers. Frankly, she’s a bit too on-the-nose though. Pale girl, windows all blocked during daytime, only out at night, weirdly strong for such a skinny little person, drinks a mysterious fluid from a hip flask that she refuses to share, I mean… she’s either a vampire or a weird healthnut hippy and she dresses like she’s both. We’ll get to her eventually.
For now, let’s talk about the old “Schroeder Slaughterhouse.” The place has been a center piece of the town since it was created. It brought jobs to workers and brought lucrative meat processing trades into town, elevating it to more than just another ‘corn town.’ It’s also got horror stories going all the way back to its construction. Some say it’s been cursed by the devil himself.
I want to talk about this one because Trista talked me into going to one of Petunia’s barbecues last weekend. Not sure why she’s suddenly friendlier with me, but I’m not complaining. She couldn’t come with me of course, being a (probably) vampire and all. But hey, depression only gets worse in isolation. I should ask her out some time. Being a vampire might be fun…
So anyway, I went to Petunia’s cookout. Petunia herself looked up and actually cried out loud and power walked up to me to give me a hug. “Ahhh! I’m so glad to see you outside Mason! The neighborhood misses you!” I'm ninety percent sure that was a lie, but whatever. It’s comforting. I returned the older woman’s hug.
“Thanks Petunia. Couldn’t stay away from your cooking forever.” That got a few chuckles. To my surprise, a lot of my neighbors came up to shake hands with me. I was confused until one of them, a guy named Fred, who lives next door to me, leaned in to say “sorry about that friend of yours that died.”
So that’s what’s happening. Everybody heard about psycho Moe and how he’d dragged me to a strip club where he planned to go on a killing spree. Now they’re playing nice. That’s probably the only reason Trista’s being nice to you too. These people don’t really care about you. You’re worthless.
‘You know what, brain? You’re a real bummer. Now shut up while I try to be social.’ I shot back at my own conscience.
I finally worked out how to respond to Fred after a few seconds of awkward silence that made us both uncomfortable. “He wasn’t really a friend. Just a roommate once. The guy was messed up.”
Fred nodded sympathetically, rubbing at his mustache “Well sure. But that’s a heck of a… situation?” He replied.
“Yeah. I guess it is…” I tried to look thoughtful so nobody could see me rolling my eyes. “But hey! I think Red Jenny took care of it.”
Fred’s eyes widened at that. “No shit? Did he get… did he get a private dance?”
We were both interrupted by a silky smooth voice with a southern twang. “Glad to see you’re okay Mason. Try not to bring any psychopaths to my place of business, alright? It’s got plenty. Our poor bouncer had to headlock that guy.” She said all of this without even glancing towards us. Just sort of talking at the air as she sauntered by. She was glorious as ever, somehow making comfortable sweats look like a sexy bold fashion statement. Jennifer. Red Jenny. I hushed up as she stepped past us, and as she did, she cast a glance my way… and she winked.
Fred and I sat there partly struck dumb for a moment. That woman hardly spoke to anyone.
“Bouncer my ass.” Fred whispered to me. “That chick’s some kind of monster, I’m telling you. What did you see? She offered him a private dance didn't she?”
A few weeks ago I would have jumped at the opportunity to tell Fred everything I could about what I saw, but for whatever reason, I was less enthusiastic at the moment. “Yeah, she did, but I’m not really sure what happened. I was kinda stupified by the guns. She probably got a bouncer to help her, I really don’t know.”
“Never get a private dance from Red Jenny. Some say that’s a warning from wives, but the rest of us know it’s a warning from above. Something ain’t natural at that place.”
“I dunno Fred. But she works hard. I don’t want to badmouth her. Even if it was true, the guy she got was a wannabe killer. So she saved people.”
“Yeah, but how!?”
“I dunno man.”
Fred seemed to figure out I didn’t want to talk anymore about it by then. “Sorry, man. Must have been scary, either way. But hey! We all know you were asking around about Fallowveil’s spooky stories! Guess what!? A bunch of people who used to work at the old slaughterhouse are here! They’re all swapping stories by the grill! You should go listen!”
That piqued my interest. I used my phone to record as much as I could. I think I remember the rest. Now that I’ve looked at all my notes and stuff, I think I can provide a decent history of Fallowveil’s Schroeder Slaughterhouse. At least according to some of the people who worked there, as well as some who’ve lived here longer than me.
Most of the history came from a man named Willard Graves. He’s notorious for being really nasty when he’s drunk, and being one of the oldest people living in the trailer park at the age of 68. When I arrived at the bonfire where the group of workers had gathered, they were all swapping stories.
“I once felt a presence in the women’s restroom!” Said Polly Bucharest. “I was a floor manager in 2007. I was sitting in the stall there doing my business, nobody came in or out, but suddenly I just felt it. I got real freaked out. Like… goosebumps and everything. And feeling that way sucks in the bathroom. So I tried to hurry up and kicked open the stall so I could run to the sink… and the ‘shadow man’ was just standing in the corner. I saw him out of the corner of my eye. He was just there, standing. When I turned to look, he was gone!”
“I saw that thing too! The shadow man!” Said Peter Swanson. “Damn thing was standing up in the corner, on the catwalk out in the main floor. Same thing. I was working, one of the cows didn’t go down right away, and I was leaning down to stun it again, then I felt real uneasy all of a sudden. Real scared. Finally I noticed the shadow up there!”
“That happened to me in the break room!” Said Juan Esposito. “I was eating lunch when I felt it. Then there was a shadow of a man, I think, in the corner of the room.”
“It was more of a shadowy blob on the wall for me,” said Polly.
“Any of you guys see the weird bird?” Asked Carlos Sanders. “I saw it once. End of my shift, back in 09. Me and a few of the boys saw it. You were there Juan! You remember?”
“I remember. I’m not really sure though, Carlos. That one might have been a vulture.”
“We see vultures round here all the time! That wasn’t a vulture! No clue what it was. Just some big flying shadowy thing that appeared at sundown and flew off after a while.”
“Lots of people said they saw a strange bird. That’s part of why some people think it’s cursed” claimed Jane Lopez. “I never worked there, but my husband used to tell stories. Some people say it’s an omen. If you see the bird over the slaughterhouse, something bad might be about to happen.”
“I remember the stories, Mama.” Said her son, Martin. “I worked the floor for three years. I never saw a creepy bird. I wonder if Papa was just telling stories again?”
“Maybe, mijo. But lots of people tell stories about that place.”
“How about the one cow that Mr. Kurt takes, like… once a week? Anybody know what’s up with that?” That was Juan again.
“No! And none of us can figure out where the cow goes either! It’s creepy!” Poly replied.
That’s when Willard loudly cleared his throat. Willard was a tough looking old bastard. Usually sporting a frumpy tank top, a grumpy face, and a bottle of something in one hand. “Y’all didn’t work there as long as I did,” he grumbled in his raspy old voice. He kept his head and eyes lowered, like some old cowboy trying to be dramatic. “Y’all know who that shadow even is? I know the ‘sh’tory!”
We were all interrupted by a shout from a very angry Petunia, who was a few yards away manning the grill. “DAMN IT Willard! What did I say!? One beer! One!”
“I only had one! I ‘sh’wear!”
“You’re slurring! If I catch you sneaking any more drinks I’m not giving you any ribs or any cookies!”
Willard’s tough old man act crumbled as he went wide eyed at the mention of cookies. “Alright, alright, I’m sorry Petty…”
“PETUNIA!!”
“Petunia! I won’t have anything else to drink!”
“Damn right! Last thing we need is you making an ass of yourself again!”
Willard sighed as we all hushed a few guffaws. “Anyway,” he said after an awkward pause. That shadow? Any of you know who it is?”
“One of the dead owners?” Said someone.
“One of the dead workers?” Said someone else.
“Nah, nah. It was the FIRST owner. The ghost of Heinrich Schroeder. The builder and owner of Schroeder Slaughterhouse!”
“How do you know?”
“I mean… I don’t, but that’s the oldest story I know about the place. Don’t any of you younguns know about the history there?”
“I don’t. Please tell the story!” I called from outside the circle of former Meat Processing workers, causing some of them to glance awkwardly at me.
“Well alright then!” Willard said with a grin that had less than a full set of teeth. “The place was built way back, right after the Civil War ended, when a bunch of immigrants from Germany started migrating to Nebraska, mostly to Omaha. But one feller…”
“Why did Germans come to Nebraska?” Asked a kid who’s name I didn’t know.
“What? I dunno. They just did. Hush. So this guy saw our little town of Fallowveil and its lush fields. He was in the sausage business before, but figured he could set himself up a slaughterhouse to process cows raised locally. Old Fallowveil was superstitious though. They were always wary of outsiders.”
“Why?” The kid asked.
“They just was. Everyone was after the war ended. Things changing fast, bunch of black folks are citizens and building themselves North Mainstreet, and Fallowveil’s weird. We all know that. Always has been.” Nobody could disagree there. “So. Since they were wary? They didn’t want to let Shroeder build. Supposedly you can find old documents with the town's rejection letters to Shroeder hidden away in the office of the old building. He tried for months. Then, with no explanation at all, they suddenly sold him an unused parcel of land. Nobody knows why, and that’s where a lot of folks think the devil’s curse began. They say Shroeder made some kind of deal with a demon to get them to sell the land to him. They’re the ones that made him follow their rules. Everyone remember the rules?”
“Hell, I had to follow those rules,” said Polly. “Most were pretty standard health and safety measures, but some were downright bizarre. 1. No loud noises in the back of the building. 2. One cow will be selected by the owner for personal reasons and won’t be slaughtered with the others. 3. Keep the blood drains clean at all times, but no specialized detergents. 4. Never agitate the animals. 5. Manure will be transported offsite. 6. Anyone caught past the fence line of the old building will be fired immediately…. There’s a bunch more that are all basically fcc regulations, only these days there’s extra.”
“It’s worth it!” Juan piped in. “The work we do there now got us awards! We make some of the best meat in the country! Pay is good too. No offense, friends, but we’re thinking of moving into a house, soon!”
Petunia cried out. “Ahhh Juan! That’s so wonderful! You’ll have places for your baby!” A bunch of others offered Juan their congratulations. There were also expressions of sadness. Thanks to Petunia? This neighborhood is really tight knit.
“We’ll miss you!”
“When do you leave?”
So on and so on. Juan’s a nice guy. I never got to know him, and I kinda wish I had now.
“Good to hear that place is finally shaping up!” Willard said with a small smile. “Maybe the curse on the place is lifting! Back when I worked there, safety and cleanliness were shit. All them extra rules about keeping the place clean, and the cows cared for, they weren’t there back then. Just the weird shit about noise in the back, staying away from the old building, and one cow being taken away every couple of shipments.”
“Can I ask a question?” I asked as Willard trailed off, lost in thought.
“Did you ever work in the place, new guy?” Asked Juan.
“No. I’m just curious about Fallowveil’s spooky stories. Lived here for a while, and heard em, but now I’m asking around.”
“Whatcha want to ask?” Willard wondered.
“Why is the old building even still there? The place where you all work is the building in the front, right? New building with state of the art equipment? Why keep the dilapidated old building from the 1860s? Anybody know?”
“Ah. That’s an interesting question. I’d guess nobody here knows that answer, right?” Willard replied. There were nods all around. “Nobody alive today worked in that building. Hell, it was fenced off and boarded up when I was a kid. Nobody really knows why it’s still standing. We all have our guesses. Some think it might have something to do with the devil’s curse. Some say the owners hope to cash in on its historic value. Not sure how. The place is a wreck. So it just sits back there.”
“And they’ll fire anyone who gets curious,” Polly added.
“Exactly. That’s one of the rules. Stay away from the old building. But anyway. Let me get back to the story. The old building, that’s the slaughterhouse built by Heinrich Shroeder. He ran the place for about twenty years. Lot of the newly freed black folks would work there. Nothing too nefarious went on back then, but all the same, everyone felt uneasy working there. Just like now, workers swore they saw ghosts. Place gained a reputation for being haunted. That only got worse over the years. Then came the ‘incident.’ I don’t remember the exact year. But at some point some kind of fire broke out in the slaughterhouse. It was after hours so there were no workers there at the time, but there was a herd of cows waiting there overnight. The fire only affected the inside of the building, but it still spooked the cows. They stampeded out of the pen and the next morning the town had cows everywhere. When the people searched the slaughterhouse, they found that not much of the equipment was damaged at all. Somehow some small section of the floor had lit up. And in the middle of it? They found the charred bones of Heinrich Shroeder.”
“What? How?” I asked skeptically. “You know how hot a fire has to be to melt off everything but bone? I don’t. But I know it’s pretty hot.”
“Oh I know. That’s part of the mystery. Nobody knows what happened. It was like some little explosion of heat just burned everything in this one spot on the floor, including Shroeder. The whole thing is unsolved. A mystery. Maybe it was arson. Maybe it was some sort of accident. Who knows? Anyone who works there could tell you though. That place is cursed. Our theory was, Heinrich went back on whatever deal he made to get the land, and the devil came to collect. Either way, the whole town was in shock. Shroeder’s family buried him at Kugler Mill Cemetery, then sold the place and moved to Omaha to be closer to family.”
“Who bought it next?” Asked the kid that kept asking questions.
“Local man named Jefferson. Man was a former slave owner who had a lot of trouble turning a profit after the war.”
“Also a horrible racist!” Petunia added from the grill. “You left that part out one time.”
“I did not! I didn’t think I had to say it! I said he owned slaves! Of course he’s racist!” Willard shot back.
“Just messing with you, you old cowpoke.” We all stopped to chuckle.
“ANYWAY. Jefferson was no great boss. Lot of stories about cruelty to workers and animals if the stories I once heard are true. He kept the name “Schroeder Slaughterhouse to keep some locals from realizing it was him. That’s how he hired a bunch of black folks. There were lots of accidents. Almost everyone who worked there left missing a limb, like me.” Willard held up his hand, and I noticed for the first time that he was missing two fingers on his right hand. “They were still using old band saws. Only took one wrong move” he added thoughtfully. “So Jefferson took over, but he kept all the weird old rules. Nobody knows why. But the place wasn’t a great place to be. Another fire broke out, this one was the Jeffersons son getting drunk on the floor and lighting a lantern. Three workers died there. There were other injuries, and shitty safety standards. One other stampede occurred, which was caused by the equipment falling apart cuz they never bothered with maintenance. You get the idea. All the while, everyone kept hearing tales about the ghosts. They eventually got the idea that the “rules” had something to do with the ghosts. People swore when they were louder in certain parts of the building, they were more likely to feel uneasy. We all know that story.”
“The Shadow” several people said in unison.
Willard nodded. “People thought it was the ghost of Shroeder. Made the rumors about a curse seem more real. The Jeffersons ignored their employees' discomfort for years. Then in the in 30s, another tragedy struck. The owner, Edgar Jefferson, personally came to oversee the installation of a brand new state of the art meat grinder to produce ground beef for local businesses. He was standing nearby, even though the construction crew told him to move away. He was bragging to news outlets and investors about his new machine, and how he wasn’t affected by the depression at all, and then, out of nowhere, a small earthquake hit. The meat grinder came loose from its crane and landed right on top of Edgar. He died immediately. Right in front of the terrified crowd.”
“No way.” Said someone from the crowd.
“Y’all can look this one up if you want. Library is bound to have the old papers. I heard this story from my very first boss. He was just a kid at the time. Said his dad witnessed the whole thing. One second Edgar was boasting, next, he’d been turned into meat jelly.”
“Please don’t ruin the barbecue, Willard” called Petunia.
He just rolled his eyes at that. “To make matters worse, the Jefferson’s local estate mysteriously caught fire a few days later. Nobody could find a cause. Nobody died, thankfully. The remaining Jefferson’s were spooked after that. They sold the slaughterhouse as well as four different cattle farms in town, and moved out of the state.”
“Who was next?” Came the child.
Willard ignored him. “The next person to buy the land was an industrialist who wanted to stake a claim on small town businesses. Rick Manson. He owned a restaurant in California. He bought up the cattle farms and built a new state of the art slaughter house right next to the old one. He was held up by world war 2, but when that ended, he got the place up and running. Nobody knows why he didn’t just tear the old building down and build on top of it. He was the first owner to leave it be. Supposedly, things started out decent under Manson. He brought lots of decent paying jobs raising cows and working in the slaughterhouse, and he kept the rules and added more for safety. Ran it like that for a good thirty years. That’s about when I started working there. Late seventies, early eighties. I can say without any doubt, that any good things people said about Rick Manson? They were lies. The man was a tyrant of a boss, at a time when we actually knew what hard work was.” I felt everyone else groan with me when Willard said that. “The guy used the cheapest equipment he could find and barely ever did maintenance. He also kept hiring immigrants to work the floor. The injury rates were incredibly high, and whatever workarounds higher ups thought they could get away with, they did. A lot of that was on the farms. The local farms were soon forced to use growth hormones, cheap corn feed, and other shady tactics to fatten the cows up faster. They made every effort to turn the small town of Fallowveil into a bigger meat processing plant. We all suffered for it. People died working in that place. Even more people lost fingers. And nobody ever held Manson accountable. Let me remind you, the place was still unbelievably haunted. The shadow was seen by everyone. People started seeing the weird bird too. Everyone was also pretty sure the owners were doing some kind of satanic rituals in the old building at night. There were stories about lights and weird sounds. The story me and my fellow workers believed was that the one cow that got selected and separated every now and then? They were sacrificing it in the old building.”
That proved a bit too much for me. “Wait… hang on. The place is already a slaughterhouse. Cows die there daily. What’s so special about this one cow? Do others not count?”
“Oh how am I supposed to know? You wanted to know what the stories were right? That’s all we got, nobody actually knows what’s going on in there. All we got are guesses. All we know is that someone always showed up, maybe once a week, and picked out a cow, and lead it away. We’re busy workers so no, none of us ever really saw where it ended up. We’re pretty sure it wasn’t put back on a truck. There’s no hidden field that we know of where they’re keeping them. So where the hell do these cows go?”
“I mean… I don’t know. Do they still do that?” I asked.
Juan answered me. “Yes. I’ve seen it happen. Mr. Kurt is the man who picks the cow. Once a week he picks a cow and leads it away from the others. Usually toward the back. Whenever we ask him where the cow went, he would just say ‘that’s private.’”
“Who the hell is Mr. Kurt?” Willard asked.
“He’s basically the general manager. He’s there everyday.”
“What about the new owner? ‘Antoora’ or however you say that?”
“Antuara. We don’t know. Nobody but Mr. Kurt has met him. It’s really strange. Kurt just says Antuara is a bit of a recluse.”
“Wouldn’t the FDA want to know what was happening with these cows?” I wondered.
“All the paperwork is done. The FDA has been here multiple times. They know one cow gets taken, and… they’ve signed off on everything. So I guess it’s nothing illegal.” Juan concluded with a shrug. “It’s really weird.”
“Huh. That place is just a giant old mystery. Does it ever end? You all know what happened to Mr. Manson?”
“Didn’t he die in a fire?” Asked Polly.
“Not just him. My last boss was the one that noticed this. But right before Mr. ‘Antoora’ bought the place ten years ago, it got bought up by a bunch of corporate goons. They wanted to compete with places like Tyson meats. They bought it after Manson's car was found exploded… with him in it, of course. That’s three different owners who were hit by fires, and two that were killed by fires. But that’s not all. Polly? You worked as floor manager while those corpo guys ran the place right? You remember why they ended up selling?”
“I was never told, actually. You and the boys had your stories, but I always figured it was our numbers. We weren’t doing as well. People weren’t going to local butchershops. I know there was one death…”
“It was another fire. And from what I hear it was ruled as an arson! To this day it hasn’t been solved. There were three deaths like that. And a meat packing plant in another state burned down. Not all of those were ruled as arson, but it’s a hell of a coincidence, wouldn’t y’all agree?” Willard said with a grin as he searched everyone’s faces. He had everyone enraptured by his mystery.
“It’s like the place really is cursed. Whoever owns Shroeder slaughterhouse… catches fire?” Said someone.
“Sure seems that way.”
“But Antuara is different. All the equipment is new, and he trained all of us extensively. We take breaks. We’re required to take breaks. And we clean everything. Then there’s the farms he bought. They don’t use any growth hormones or cheap feed. Hell, Mitchel Farm has enrichment toys for them. If the place was cursed, I have to hope it’s lifted now.” Juan spoke with conviction.
“But you still see the shadow and the bird, right? And nobody knows what happens to the one cow?” Willard said simply.
“Yes. That is true. Mr. Kurt has said he’ll look into the things that are causing our discomfort. But what can anyone do about a ghost?”
“Like I said. That place is cursed by the devil. Years of cruel practice, spilled blood, and bad deals. The owners get burned, the workers suffer, but it just keeps churning out meat. And of course, it’s here in the town of Fallowveil, where witches roam free…”
“As do old assholes” added Petunia
“The woods have a monster, the Hotel is in the damn Twilight Zone, and everyone’s seen something unnatural. The place is still cursed, mark my words. Unless they tear that old building down, it’ll probably stay cursed.” With that, Willard concluded his story. He raised a bottle of beer to his lips, but before he could drink, Petunia appeared and swatted the bottle right out of his hand.
“What the hell did I tell you Willard. No more god damn beer!”
“Sorry Petunia.”
The rest of the day was nice. I ate food, hung out with neighbors, played some horseshoes, drank some beer. It was great. The circle of meat packing workers had a few more tales, mostly about the Shadow showing up to scare people, or a weird thing someone saw around the old building.
I wasn’t sure what to think, really. I’ve never actually been to the place. I know that working in a slaughterhouse sounds like a really depressing, dangerous, and messy job that I never ever want. That’s for sure. I had no idea missing limbs were so common.
I looked up some of the stuff Willard said. It seems he wasn’t embellishing much. There really were owners who died in fires and one who got squashed by his own equipment. I can see where belief in a curse comes from. Interestingly, Juan was right too. Fallowveil has received awards for its high quality beef in recent years. The stuff is so good that some of the food network shows have started showing up to do segments and visit local restaurants. Mostly Nerd Burger. Nerd Burger is incredible. The Spicy² burger is hands down, the best burger in the universe and nobody will tell me otherwise. I didn’t even realize it contracted with Antuara meats, but there you go.
I shared all of this with Trista later that night, and as a result, we went on adventure together. I wonder if it was a date? She wore her regular clothes. Try to imagine a sixties Hippy who got a makeover from a goth. She wore a sarong around her waist that would dance around her legs, with the breeze. It was black as pitch, with a few flowery designs sewn in. She halos wore a black hand made tank top, black knee high boots, and her stoner beanie hat that read “total witch.” Seriously. How else can I describe that other than Hippy/goth or Hippy/vampire. She’s weird, and she’s really skinny, but damn it… she’s really pretty. And a lot of fun to hang out with. She might have supplied us with something to smoke that may or may not be legal in this state so I’ll say no more there.
But anyway, we were chatting after sundown, and I told her all about the stories of the Slaughterhouse. “Ugh. That place. Look at me. I’m a hippy. I can’t call myself a vegan, but I still morally oppose the meat industry.”
“Why can’t you call yourself a vegan?”
“I… have a specialized diet.”
“What’s that mean?”
“None of your business, jerk!” She socked my shoulder playfully, which made my whole arm go numb.
“Ow! You are like 140 pounds, max. How are you so damn strong?”
“Maybe you’re just weak. So the slaughterhouse is cursed? Wanna go see it?”
“I… like… Right now?”
“Sure! You don’t work for another hour, right? The hotel can manage without me if I’m late by a few minutes. Come on! I hear you’re more likely to see weird things if you go at night!”
How could I say no? So I drove us to Antuara Meats, formerly known as the Schroeder Slaughterhouse, and got a look at it for the first time in my life. The main building is pretty unremarkable. Just a factory type building next to a big field. We pulled into the parking lot and got as close to the fence as we could, so we could see what we really wanted. The old building.
“Christ. Why is it still standing? Place looks like it should be condemned.” Trista said as we got out and peered through the fencing.
“Yup. Boarded up windows, overgrown ivy everywhere, everything one needs to make a nice creepy atmosphere.”
“How romantic!” She quipped. I’m glad she couldn’t see the confused blushing I did after that. “It definitely smells like blood and rot around here.”
“It does? All I smell is… I’m guessing that’s cow poop?”
“No. It’s metallic. Smells like old blood.”
“You are such a vampire.”
“Har har.”
“Seriously, I don’t smell blood. I can’t see much. It’s too dark.”
“Not much to see. Though I think I see the cow.”
“The cow? What cow? And no way in hell can you see out here. There’s clouds out!”
“Eat your vegetables Mason. It’s good for your night vision.”
“Vampire says what?”
“Nope.”
“So you see a cow? A live cow? Where? Maybe I have a night vision app or something. I dug my phone out of my pocket.
“Yeah, there’s a cow standing out behind the old building. Maybe a hundred yards.”
“I don’t care how good your night vision is, how could you see that far?”
“Will you give it a rest? Not my fault my eyes adjust better than yours.”
“Sorry. Didn’t mean to be an ass…”
“It’s okay Mason, I’m mostly messing with you. There is a cow there though.”
I held up my phone and zoomed as far as I could with the night vision on. She was right. A loan cow stood in an open field behind the slaughterhouse. There were no fences back there, so I wondered if it had gotten loose and just wandered its way to the spot. “Huh. You’re right. There’s totally a cow there. It’s not on the property either.”
“So… you found the missing cow. But I gotta ask. You doing okay? That shit with the Red Nights club was crazy. Anyone would be messed up after that.”
That annoyed me. I’m not sure why. “You think I’m messed up?”
“Well, yeah, that’s why I hang out with you. We’re both messed up. But like… this is seriously messed up. Not fun messed up.”
“Is that the only reason we came out here? Did Petunia put you up to this?” I turned toward her.
“Yes. But no. Petunia is worried about you. And so am I. You’re one of the few regular friends I’ve got. And someone almost shot you.” I saw genuine concern in her violet eyes. She stood there, twiddling nervously with her hands, only partly illuminated by the nearby streetlights, making her pale complexion shine. A strange gust of wind kicked up and blew her wavey Raven black hair prettily across her face.
‘Oh fuck. You’re getting feels. Stop that. You’re just lonely, and she just feels bad.’ I wrestled with my thoughts for a moment before replying. “I’m sorry. Maybe I’m just burying it. I’m okay. At least I think I am. Maybe I'm still processing.
“Uh. Hold that thought, Mason. The cow is gone.”
“What?” I looked back and held up my phone. There was no cow in the field anymore. “Where? How? There’s nowhere for it to go!?”
“I didn’t see anything. It was there a minute ago, now it’s just gone. Wow. That’s creepy. This place really is cursed.”
“Could it have fallen in a hole or something?”
We actually spent a few minutes searching for a trace of the bovine, but we didn’t find anything. There’s no way the thing ran off in just a minute. So what the hell happened to it? It just vanished. Both of us felt a little unsafe after we reached that conclusion. So we headed home and then went off to our respective jobs. Now here I am. A fully grown cow disappeared before my eyes at a haunted slaughterhouse, and somehow I’m still more concerned with whether or not I should ask Trista out or just enjoy her friendship. But that shit is my business.
I did a bit more reading about the slaughterhouse. police have been called to the place over the years, and they found nothing. There’s even been people that signed papers and got to enter the building legally. There was even a ghost hunter once. They didn’t really find anything interesting either. There’s something weird about that place though. No doubt about it. It’s brought tragedy, creepy stories, and delicious hamburger to our town for generations. Given how delicious locally raised beef is? I'm cool with the place doing whatever it’s doing.

​
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Our Ring cameras keep missing things they shouldn’t. I’m looking for advice on how to proceed. It will help if you have some context.
My wife and I recently used my VA loan benefits to buy an investment house in what we’ll call an “up-and-coming” part of Houston, Tx. For those that don’t know, VA loans require you to live in the home for at least a year. We moved in 4 months ago.
The neighborhood is not without its charms, although I’m not convinced the pros have outweighed the cons. There are many new-builds going up like the one we bought, a great daycare a few blocks away, and bike lanes and speed bumps popping up every other week. There is good food nearby, and it’s quieter than our previous neighborhood. But the enjoyable silence is often interrupted by loud dogs, car alarms, shit-box Hondas blasting homemade SoundCloud mixes, fireworks and gunfire. There’s one neighbor two blocks away who often gets drunk (presumably) and repeatedly puts several mags through his pistol. It’s always around 2am. One of our neighbors had his second-story window shot out over the weekend. The cops said it was likely random, or a stray bullet, and not gang related or meant to be intimidation. But who knows. We’ve heard people will do that sort of thing in an attempt to ward off gentrification.
We also have the pleasure of living next to an abandoned building that we call the “treehouse.” We share a fence with it. It’s butted so close up against our property line that I can reach over the fence and touch it.
You can guess how it looks based on our nickname. Large weeds with woody trunks grow out of every orifice of the structure. Out of the stove pipe protrudes a plant with a stem as thick as a baseball bat. The house is wrapped in vines that sprout thick foliage from ground to roof. The siding that is still visible is covered in moss. The gutters are packed with dirt and dead leaves. They look like unkempt flower boxes with the many small plants growing up every few inches. The ground is covered in a thick layer of shrubs and thorn bushes that poke through to our side of the fence. If we don't trim them as they grow through, the dogs get snagged by thorn branches.
The treehouse creeks in the wind and the shingles and vinyl siding are beginning to fall off as weeds grow between the overlaps. A few windows are busted out. I’ve seen many opossums and raccoons climb in and out of the treehouse through the windows as well as holes in the eaves and soffits where the wood has rotted. The windows that are intact are covered with blankets from the inside. Each second story window has black, iron bars placed on the inside, which struck me as strange. Most homes in this neighborhood have barred windows, but always on the outside.
Last January, a harsh cold front came through. You may have seen “Texas freeze” in the news. Having lived through two of those already, we decided to skip town and stay with my wife’s parents who have a large property in a small town about 45 minutes away. We returned home to a loud hiss. I immediately thought a pipe had burst. I searched the downstairs, upstairs, and garage, but didn’t find any signs of water. When searching the outside of the house, I felt a mist on the back of my neck. I instinctively turned toward it and saw a puddle at the base of our fence that borders the treehouse. I looked over the fence and through the shrubs I could see an exposed pipe gushing water. The treehouse yard was flooded and was beginning to spill over into ours. I walked around the corner and turned the water off at the street which stopped the hissing and flooding. The power is also on to the house. I know this because, unfortunately, our master bath window looks directly into a second-story window of the treehouse that glows every night around the sill. My guess is a light was left on when the house was abandoned for good.
My biggest concern is a hurricane will hit Houston, as they do, and knock it over onto our property. We’ve reported it to the city but—shocker!—they haven’t done shit. Public works came out once, took pictures, cited it for overgrown weeds, and closed our 311 complaint.
In addition to that, the homeless in this area are aggressive. There is one who is nicer and more coherent than most, and so we try to help him out. But I had to put an end to that after he walked into our back yard while contractors were assembling our pergola and took a beer out of their cooler. I had a talk with him, and to his credit, he didn’t come around for a while. But lately he rings our doorbell at every hour. We finally unplugged it when he woke our 5-year old from her nap.
Speaking of contractors. A month ago they had about $500 worth of tools stolen from their truck while it was parked in our driveway. They knew the neighborhood and had locked the truck. But the thieves busted out the window, grabbed what they could, then sped off. The contractors ran to the front of the house when they heard the glass break and alarm go off, but were too late. And our garage camera didn’t catch any of it. This is when our Ring troubles began.
The same camera also missed my car getting stolen out of our driveway. Based on the 1-hour snapshot Ring cameras take, it was between 11 and midnight. Through a stroke of good luck, the cops recovered the car and insurance paid for everything. It’s parked in my garage right now (which is where it stays parked). We were very frustrated the camera missed the theft as my car was parked directly underneath it.
Our garage camera and gate camera, which have overlapping sectors, both managed to miss a package getting stolen. It was a man wearing a black hoodie and ratty jeans. I only know this because I witnessed it happen. Our home office sits over the garage and my desk looks out into the street. I watched as the bastard sprinted up to our gate, then sprinted off with our chewy order. I found the box lying in the ditch in front of the tree house a week later. The bag of dog food was missing.
The camera covering the walkway from the front gate to the backyard failed to catch an old window AC unit fall from the second story of the treehouse onto the walkway. The camera is maybe 10 yards from the window on a direct line. Fortunately it happened at night and no one was hurt.
I was really baffled when our backyard camera missed our patio furniture moving in the middle of the night. I was letting the dogs out one morning and almost tripped over one of the chairs. It had been moved and the cover was neatly folded and placed behind it. I asked my wife if she sat in it the night before and forgot to put the cover back on. She didn’t know what I was talking about. So, I opened the Ring app. 11pm. Chair where we left it with the cover on.12 midnight. Chair moved to face the backdoor and cover on the ground behind it. The chair was 3 feet from the camera. Someone made significant movement directly in front of it without triggering it.
I have to admit, although this sort of trespassing is common in Houston, it’s made me uneasy. It’s why I keep a gun in my nightstand.
Can any of this be explained? It’s especially confusing because we know the cameras work. My wife and I, our dogs, passing cars, and pedestrians trigger the motion sensors every day. We’re at the end of our rope with Ring. We’ve contacted them after each incident and they only ever suggest turning the sensitivity up, making sure the batteries are charged, and checking the Wi-Fi connection. We’ve tried it all.
I have zero evidence someone is meddling with them. But what else could it be? Maybe someone is hacking them?
Please let me know if you’ve had a similar problem and how you fixed it.

If you are searching for a place to live in Denton (or know someone who is), I am looking for someone to sublet my approaching renewal lease.
It is a 12 month lease in an upgraded 4x2 at the Leonard Apartments. The lease would start on August 1st, 2024 and end in July of 2025. We would need to sort out the application process and approval before mid July (but the sooner the better).
I moved into my unit in August 2022 (renewed my lease in August 2023 and currently live here still, with my current renewal ending in July 2024). Last year I decided to renew again during my current lease with the intention of staying in Denton to maintain their lowest rates. I got their lower rates but I no longer plan on living in Denton.
Preferably fem/enby/non-male, as one of my roommates will be staying for the next year and she is a younger adult woman. We are more than open to discuss this so please don’t hesitate!!!
Please contact me if you are interested or would like any further information regarding rates and amenities (or anything else at all). I can give you details on management (in unit and on property), images of the property/unit, lease agreement details (I have printed the entire lease), and I am willing to meet up to discuss what initiatives to take or meet with the office to work everything out.
Message me or feel free to leave any comments

Conventional Loan
Credit Score: 755
Purchase Price: $612,000
Loan Amount: $581,400
Estimated Interest Rate: 7.575%
Can someone explain what all this means to the pea brain buying a house. First Time home buyer, and need to know if I'm being taken advantage of lol NJ BTW
https://preview.redd.it/fkmga5vxy2yc1.png?width=740&format=png&auto=webp&s=66679892f12212635b6c4aaa75fe2159506f346d

Long story short the chain is: First time buyer - me selling a flat - Divorcee selling house.
My buyer put offer in in Feb, I had an offer down on a house, ended up pulling out of that sale in April, put a new offer in on a four bed house, dream forever home with my partner.
It's now been four weeks, we have no contract papers, cannot start the searches. Had survey done, all happy, no issues.
Spoke to the seller who is a lovely women today on the phone, as far as I am aware, the whole house is in her name (states this on memo of sale) however now her ex is kicking up a stink and refusing to sign some forms (I am unsure what forms) and my she is also trying to buy their home abroad, off him. She said her ex is being a bit of a dick and just making life hard for her.
Anyway, she's assured me she wants to sell the house to us and she wants to leave the UK. It's clear she's spent time making the house fit for sale, painted everything white, new bathroom, new carpets. Her solicitor has now issued papers to her ex, which he has to sign within seven days.
She's just asked me for a few extra weeks(?!) to sort the paperwork. She said the estate agent just told her to pull out, but she knows how much we love the property and in her words "I'm not the type of person to do that"
So, what do I do lol? - Do I just wait? This place is our perfect forever home.
Our buyer only got their mortgage approved a month ago or so, so no worry on that running out. I'm just so stressed something will go wrong down the line then we're back to square one?
This is a long rant but, gosh my brain hurts.

My partner and I want to sell our house and move into a new build. So we put our house on the market, found a new build which we like, have received an offer on our house (which we accepted) and reserved the new build at the end of March. Since then, our buyer has been dragging their feet, changed conveyancer (or was allocated to a subsidiary, not sure what's happened there) after 3 weeks, paid the engagement fee and the searches fee however is still to send the engagement form to her conveyancer so they can start the work. I, on the other hand, are pressed by the house developer who wants reassurances that we are selling our house and can afford their new build, which is looking less likely by the day. So, I need help. What would you? 1. Pull out of the sale and purchase (the house we are looking to buy is potentially our forever home) 2. Continue with the sale but remarket the property 3. Pull the sale, do a let to buy on it 4. Forget it - move on entirely
Thanks

I've been facing a recurring issue over the past two months where my personal emails, property search alerts, and market reports consistently land in recipients' spam folders. Despite urging recipients to check their spam folders and receiving replies, Kvcore still registers these emails as unopened. This has resulted in numerous missed business opportunities. With a list of 5000 leads, individually emailing each one to check their spam is impractical. I tested with Brevo CRM, and my emails landed in the inbox, not spam. Kvcore, touted as top-tier, should address this. I use my own email not the companies not a fwd email and yes it's synced to kvcore. I watch for spam words. Frustrated and seeking insights how to fix this myself. And if you have this problem too please contact Kvcore so it will urge them to take it more seriously. Thanks for any help.

Based in Missouri Please be nice and offer any advice you can 🫶🏻
I also want to say I’m 22 and I started this job when I was 19. I had no previous experience or knowledge of anything before starting this job. Please know that I do not agree with any of these things my boss and Landlord has done. It is not morally right. I have stayed this long because I needed a job to pays all my bills, rent, groceries, and any other necessities.
•
Hi all, I am in a tricky situation.
Starting off, I just want to explain the current predicament. I currently work as a Property Manager for multiple smaller apartment complexes and several rental homes. I also rent from one of these apartments that I manage. Obviously making my boss my Landlord as well.
A little backstory; in August 2020 I moved into this small 1 bedroom apartment with my boyfriend so that we could move closer to the community college we enrolled in. Unfortunately, in December 2020, I dropped out of said college because I had lost my scholarship and could no longer afford college. In January 2021, I was desperately looking for a job so that I could pay rent and other necessities. Then in March 2021, to my surprise, the Landlord’s wife (who was working as Property Manager at the time), straight up asked me if I wanted to work there as Property ManageLeasing Agent. Of course I said yes because I had been searching for a job for about 3 months at this point (nowhere would hire me because I had no previous job experience, so it was hard to find a job I liked that paid decently). The Landlord’s wife then retired soon after. In October 2022 the Landlord upgraded me and my boyfriend to a 2 bedroom apartment. Now, it’s May 2024 and I am still working here and living in the 2 bedroom apartment, but I’ve had just about enough.
First things first, the Landlord is going against the Missouri Fair Housing Act/Laws.
He is racist. He will say things to me all the time about African Americans, Mexicans, Asians, literally any other race other than white. He has denied African Americans before for an apartment and has literally said “You know how those black people are. I just don’t want to take the risk.” Or he’ll say “Those Mexicans will move their whole family into that 1 bedroom apartment; their brother, sister, mom, dad, cousin, and the list goes on. Then when they vacate the unit it will be completely destroyed.” Also, if he were to approve any one of a different race or national origin, many times he would double or even TRIPLE the deposit amount. Which, keep in mind, anyone of any race or national origin, even white, can NOT afford to pay a $1,890-$2,835 security deposit, nor does anyone want to!
He is also does not allow emotional support and service animals. I’m not talking about the fake ESA or service animals without the paper work (because they’re just trying to get past the pet restrictions), I’m talking about the people who have legit ESA and Service animal paperwork. He claims the animals will ruin the apartment; which in some cases are true, but it’s still against the Fair Housing Laws to deny them for only that reason.
Oh, and he is actually a horrible person too (if you couldn’t already tell). He treats me, his employee, like shit. He wasn’t this bad when I first got employed, I guess because he didn’t want to scare me off. But now, the way he talks to me and demands things from me is just downright disrespectful and unprofessional. Just yesterday at 4PM (my hours are 9AM-4PM, so I usually leave or clock out at 4) he called me and I kid you not, DEMANDED in the most disrespectful tone ever for me to get all this work done before I leave. This wasn’t quick and easy work either - he wanted me to manually type this paper rental application into the online system and process the screening, he wanted me to make a spreadsheet list of every tenant who was late on rent, and he wanted me to make out bank deposits (there were a lot), ALL BEFORE I LEFT. The thing is, he could’ve told me to do all of these things way before 4pm.
There’s so many other things he’s done that’s just morally wrong - I could go on all day, but for the sake of keeping this from being a whole book, I’ll just leave it at that.
I know I should’ve quit a long time ago, it’s just so difficult because I live where I work and he’s also my Landlord. If I quit, I just know he will increase my rent up to standard by $220 extra a month. I didn’t have enough money to get another apartment yet. However, now I do. I applied to live at another apartment complex a few days ago. I also will eventually get an assistant property manager job at this same complex too. I first want to move out and then save up a little bit of money then put my 2 weeks in (unless I just suddenly quit - Missouri is an employment-at-will state).
He is a super petty and out of pocket dude. I wouldn’t be surprised if he tried to sue me for some made up stupid shit. So my question is - if he does try to sue me, could I sue him back for all these reasons? I would give attorneys all the evidence I will gather, along with if I get any testimony’s from previous applicants and past tenants.
Thank you all 🫶🏻

So in Google search console, under HTTP settings it shows that I have 169 HTTPS URLs and 0 NON-HTTPS URLs. Yet when I inspect my homepage, it says "page is not served over HTTPS". When I inspect any other page, this error goes away. I've scanned the source code of the homepage and I don't see any mixed use of HTTP and HTTPS URLs. I have no clue what would cause this. Is it likely that the property is corrupt and should I deleted it start a new one or is there any other tool that I can use and check to see why this is happening? Thanks.

I'm a first time buyer (19M) and submitted a mortgage application to Nationwide last Wednesday. The property is a 3 bed terraced on a residential street, theres a small takeaway with just 2 doors down (I didn't realise this would be a problem considering the street is strictly residential other than the takeaway).
Unfortunately my mortgage broker has just called and explained that Nationwide have received the valuation report and chosen not to lend due to the property being within close proximity to the takeaway. I really don't know what to do, Nationwide were the chosen lender due to their helping hand scheme and I'm unaware of any lenders offering similar products. It seems my only options are to either find a different property or contribute a greater deposit around 5% of the property price in addition to my current 10% (would likely be different to obtain in such a short time as I'm already maxxing out my affordability).
I just feel beat as its been a stressful process so far and It feels like it's now only just beginning, especially since I believe Nationwide undertake valuations before underwriting / I've now got a hard credit search on my file (unsure the effects of this?), which are my biggest worries. Apologies for the rant.

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FTB hopefully moving to Nottingham soon. The solicitor has sent for searches two days ago and I was just wondering if anyone has done one recently and how long it takes.
Thanks

Spells:

Abjuration:

Arcanic Padding:

Level: 1
School: Abjuration
Casting time: 1 action
Range: Self
Components: V,S
Duration: Concentration, up to 1 minute
Classes: Artificer, Bard, Cleric, Fighter (Eldritch Knight), Paladin, Warlock, Sorcerer, Wizard
You thicken the air around you to soften incoming projectiles. For the duration of this spell, whenever you would take any type of damage besides psychic damage, reduce the damage by 1. Apply this reduction before resistances, and, if an effect deals multiple instances of damage or does damage from multiple sources (eg scorching ray, magic missile, etc), reduce the damage of each source by 1.

Chronomantic Shield:

Level: 3
School: Abjuration
Casting time: 1 action
Range: Self
Components: S
Duration: Concentration, up to 1 minute
Classes: Artificer, Bard, Fighter (Eldritch Knight), Paladin, Sorcerer, Wizard
You create a field of time distortion in a small area around you, causing everything that nears you to slow down. For the duration, you gain the following benefits:
If you are wearing armour, your AC increases by 2 and you gain a +2 bonus to Dexterity saving throws.
If you aren’t wearing armour, you gain a +2 bonus to Dexterity saving throws and, whenever you take damage, reduce the damage taken by 3. Apply this reduction before resistances, and, if an effect deals multiple instances of damage or does damage from multiple sources (eg scorching ray, magic missile, etc), reduce the damage of each source by 3.

Protective Totem:

Level: 3
School: Abjuration
Casting time: 1 action
Range Self
Components: V,S,M (smoke released from a burning pinecone)
Duration: Concentration, up to 1 minute
Classes: Cleric, Druid, Paladin, Ranger
You place on the ground the burning pinecone, filling the cleansing smoke in a 15ft radius around it. Choose any number of creatures that you can see to be affected by the spell. While in the area, any creature affected by the spell is immune to being poisoned or possessed. In addition, if they start the turn in the area with more than 1 hit point, they are healed for 1d8 hit points, or they can use an action to heal for 3d8 hit points instead. This spell can heal a maximum of 8 times, before the smoke loses its healing properties (still retaining its protection against poison and possession, however.)

King’s Ward

Level: 6
School: Abjuration
Casting time: 1 minute
Range: 1 mile
Components: V,S,M (incense, salt and chalk for the magic circle, and a rune to be drawn in squid ink on both the caster and the target of the spell)
Duration: Concentration, up to indefinite duration
Classes: Bard, Cleric, Druid, Warlock, Sorcerer, Wizard
You draw a pentagon shape out of chalk, at each point a little circle with salt and sage alternating, light some incense then sit in the centre. You must then draw the binding rune on the skin of you and your target. You then think of the person you want to protect. While concentrating in this way, you are unable to take any other actions, and must remain seated in the circle for the spell to sustain.
While you are concentrating in this way, you provide your target with a powerful protective ward, which grants them a +5 bonus to their Armour Class, and, whenever they take damage, they reduce the damage taken by 5. Apply this reduction before resistances, and, if an effect deals multiple instances of damage or does damage from multiple sources (eg scorching ray, magic missile, etc), reduce the damage of each source by 1.
In addition, you can also choose to reduce any damage they take further. If you do this, you choose by how much you wish to further reduce their damage, and you take psychic damage equal to half that amount. The damage you take cannot be reduced in any way.
You can hold this spell for as long as you can concentrate on the spell and remain in the circle.

Ward and Wager:

Level: 8
School: Abjuration
Casting time: 1 action
Range: self
Components: V,S,M (a golden dice worth at least 100gp or any enchanted shield worth at least 100gp)
Duration: 1 minute
Classes: Bard, Sorcerer, Warlock, Cleric(Trickery)
You create a golden aura of protection around yourself, that swirls around in a sharp, chaotic pattern. For the duration, whenever you get hit by an attack, or take damage, roll a d6 and consult the table:
Result (d6):Effect: 1No effect. 2You only suffer half damage and no additional effects, as an event of random luck occurs that either absorbs the blow or distracts the attacker, such as a root on the ground trips up the attacker, or a bug flies into their face, or a deer happens to run past and get hit instead. 3You launch out 2 meteors at randomly determined enemies, as if by the spell Melf’s Minute Meteors. 4You cast Shield, without expending a spell slot or using a reaction. 5Through sheer luck, you completely avoid the attack, and it instead hits a random other creature (the attacker included), within 30ft or the attack’s range (whichever is larger). For example, a sword may accidentally be flung from the attacker’s hand and slice through a bird in flight, which promptly falls on the damaged creature’s head (thus doing the damage) and the weapon falls back into the attacker’s hand. 6You suffer an additional 20 damage, as an event occurs that makes you suffer more damage (eg a torrent of rainwater falls out of the sky and pushes you into the attack) but the spell duplicates itself onto a random one of your allies. All duplicates of the spell end when the original spell end.

Phoenix’s Protection:

Level: 9
School: Abjuration
Casting time: 1 action
Range: Self (20ft radius)
Components: V,S,M (a phoenix feather)
Duration: Concentration, up to 10 minutes
Classes: Druid, Wizard
You create a sphere of Phoenix fire surrounding you in a 20ft radius. While concentrating on this spell, you resist all damage and are healed for 3d12 at the start of each of your turns.
When you cast this spell, choose any number of creatures you can see to benefit from the phoenix fire. While they are in the area, they have resistance to fire damage and all attacks they make against targets outside of the area deal an additional 2d6 fire damage and 2d6 radiant damage. In addition, if they start their turn in the area, they heal 1d10 hit points.
Any creature you didn’t choose when you cast the spell takes 3d8 fire damage every turn they start within 20ft of the sphere’s edge.
While keeping this spell active, you cannot take any actions other than the following:
Strengthen: As an action, you can empower the sphere. Doing so increases the radius of the sphere by 10ft. In addition, it increases the fire damage by 1d8 and the additional attack damage by 1d6.
Explosive: As an action, you choose to end the spell. This forces any creature not chosen by you when you cast the spell within 100ft of the sphere’s edge to make a dexterity saving throw. They take 10d10 fire damage on a failed save or half as much on a successful save.
Rise from the Ashes: As an action, you can revive any dead creature within the sphere for 1 round, after which they will die permanently and cannot be brought back to life by any means short of True Resurrection.
You can also take the Search and the Help basic actions
You cannot take bonus actions or move while the spell is active.