Sample denial letter response for a debit adjustment

How to Get Off the Waitlist and Negotiate Better Financial Aid for Medical School

2024.05.17 05:56 MCATSelfPrep How to Get Off the Waitlist and Negotiate Better Financial Aid for Medical School

How to Get Off the Waitlist and Negotiate Better Financial Aid for Medical School

Written and edited by the MCAT Self Prep Tutoring Team
Home of the Free MCAT Prep Course
It’s that time of year again! Every April, medical school applicants begin the last phase of the medical school journey: negotiations.
While you can still maintain all of your positions on any waitlists, this narrowing process allows for mobility. New spots become available for individuals to move off of waitlists, additional financial aid frees up to be redistributed, and added movement creates the perfect opportunity for negotiation. These tips helped me turn my dream school (UCLA) from one of my most expensive initial offers into the cheapest option overall! Through our admissions consulting program, these strategies have also helped my students get into top 10 medical schools and save hundreds of thousands of dollars in financial aid. I hope they can help you too!
Whether you are hoping to turn a waitlist into an acceptance or get more financial aid, you must understand that asking never hurts. The worst thing that can happen in negotiation is that the medical school says…. no. If the worst-case scenario plays out, you’ll simply be back in the exact position from where you started. With a huge potential payoff and minimal downside, realize that advocating for yourself at this stage may be the most critical piece in applying to medical school. This realization empowered me to be bold in three key ways.

1. Communicating interest/intent (most important)

To achieve success in negotiation, medical schools need to know that they will gain something from the process. Your most powerful bargaining tool is your willingness to attend their institution. Understand that medical schools care deeply about their retention rate (the percentage of admitted students who ultimately choose to attend). Even the schools with the highest retention rates only retain about 70% of their admitted students. So if a school can guarantee that they will keep you, this dramatically improves your chances of a successful negotiation.
When negotiating, you can extend promises to various schools depending on your interest level. The strongest commitment you can send a school is “____ is my top choice for medical school and I will attend ____ if admitted, no matter the cost or other circumstances.” This commitment is the best thing you can say to increase your odds of turning a waitlist into an acceptance. The next most powerful thing you could say would be, “This is my top choice and I will attend ____ if admitted, barring any significant financial barriers.” This allows for some wiggle room if you ultimately decide not to attend. The least strong statement you can make is, “____ is one of my top choices for medical school and I am extremely interested in matriculating, barring any significant financial restraints, etc.”
This final statement does not guarantee anything to the given school other than your interest. However, if you make these statements, you must follow through with your promises. While you want to make the school believe that you will attend, you do not want to lie. Lying in negotiations is not only wrong, but it can ultimately hurt your chances if discovered. You must follow through with any clear commitments that you make. Remember, the more a school is convinced of your commitment to attend, the more favorably they will treat you.

2. Updates

Updates are another essential part of negotiation. They communicate your interest in the school and potentially sway a committee to extend you an acceptance or more aid. Yet, updates are not as important as expressing interest. For the most part, if a school interviewed you, that means that they believe you could succeed at their institution academically.
Understand that once you make it past the interview, your job is to show how you would contribute to the class, not to prove that you are competent. New publications, significant awards, and updated hours help to establish a pattern of excellence but try to frame these updates into how they would benefit your classmates rather than how impressive they make you seem.

3. Negotiating with multiple medical school offers

Whether hoping to move off of a waitlist or more financial aid, you should always use competing offers as bargaining tools. If you are hoping to get off of a waitlist, use other offers as a way to express your commitment to your top choice waitlists. Tell them that you would instead attend school ____ than your current offer. If you can promise them that you will attend, this will further increase your commitment in their eyes. Other offers can also help negotiate financial aid with competing schools. Be careful. Playing schools off each other can be extremely delicate as you still want to establish that you are deeply committed to attending the school of interest.
However, you’ll need to play hard to get. If you tell them directly that you will happily attend with their current financial package, there will be no need for them to increase your aid. Not all schools are open to negotiation, but if they are willing, I would highly recommend this approach. For example, you could express that attending a different school would allow for a lower cost, better location, proximity to family, any factor that could influence your decision. Ultimately, simply asking could save you thousands of dollars.
Here is a sample letter:
This opening letter establishes intent, using the second-highest form of commitment: commitment to enroll if there are not significant financial barriers. I also told the school that they were my #1 choice. Here, I promise to attend their school if they offer a specific amount.

Bonus Tip: Playing hard to get

Remember that sometimes you need to start with a higher request in negotiations than what you expect. In negotiation, the receiving end may counter-offer with a lower amount until you arrive at a happy medium. This is exactly what happened to me! The school I negotiated with came back and offered me more aid, but an amount that was significantly less than I had hoped. In response, I decided to play hard-to-get. While I do not always recommend this choice, there was nothing to lose at this point.
Again, I cannot stress enough the maintaining your commitment to attend the school. Even while playing hard to get. Your commitment to attend the school is your most powerful bargaining chip, do not spend it lightly.
After sending this letter, the school I was negotiating with came back with the offer that I was hoping. Now, I will never know whether this letter was the ultimate reason for my successful negotiation, but similar tactics have worked for other students as well. I hope these tips help get you off waitlists and negotiate for better financial aid. Medical school is incredibly expensive, but remember that this investment will be worth it regardless of cost.
If you need personalized help in applying for medical school, please reach out for a FREE consultation. We also offer an application advising course and one-on-one consulting sessions for those needing a personalized advantage. Just starting out, boost your MCAT score with our 100% FREE eCourse that covers everything you need to know for the MCAT. I used this free course and it helped me get a perfect 528 score on the MCAT!
Warm regards,
Theo
Theo scored a perfect score (528) on the MCAT and has been accepted at Harvard, UPenn, Columbia, UCLA, and other top 10 medical schools across the country.
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2024.05.17 03:43 businessnewstv How to get a free business bank account for your suit tailoring service in 2024

Importance of a business bank account

A business bank account is of utmost importance for launching a successful group home. It provides a dedicated financial platform to manage the financial transactions and operations of the business. With a business bank account, you can separate your personal finances from your business finances, ensuring clarity and transparency in your financial records. Additionally, having a business bank account allows you to accept payments from clients and customers, make business-related purchases, and track your business expenses more efficiently. By having a dedicated business bank account, you can demonstrate professionalism and establish credibility in the industry, which is crucial for the success of your bespoke tailoring service.

Benefits of a free business bank account

A free business bank account offers numerous benefits for your bespoke tailoring service. Firstly, it provides a dedicated account for your business finances, separating them from your personal funds. This not only helps in maintaining transparency but also simplifies bookkeeping and financial management. Additionally, a free business bank account often comes with features such as online banking, mobile banking, and the ability to accept card payments, making it convenient for your customers to pay for your services. Moreover, having a business bank account can enhance your professional image and credibility, as it demonstrates that you are a legitimate and serious business owner. Lastly, a free business bank account may offer perks such as discounted merchant services or access to business loans, which can further support the growth and success of your bespoke tailoring service.

Choosing the right bank for your bespoke tailoring service

Choosing the right bank for your bespoke tailoring service is a crucial decision that can impact the financial health and success of your business. When it comes to selecting a bank, there are several factors to consider. First and foremost, you need to ensure that the bank offers a free business bank account. This will help you save on unnecessary fees and charges, allowing you to allocate more resources towards growing your bespoke tailoring service. Additionally, it is important to choose a bank that understands the unique needs and requirements of your industry. Look for a bank that has experience working with businesses in the fashion and retail sector, as they will be better equipped to provide tailored financial solutions. Finally, consider the convenience and accessibility of the bank's services. Look for a bank that offers online banking, mobile banking, and a network of ATMs that are easily accessible to you and your customers. By carefully considering these factors, you can choose the right bank that will support the financial needs of your bespoke tailoring service.

Step 1: Researching free business bank account options

Understanding the features and limitations

Understanding the features and limitations of a free business bank account is crucial for any entrepreneur, especially those in the bespoke tailoring service industry. By comprehending the various aspects of such an account, tailors can make informed decisions about their financial management. One important consideration is the ability to handle healthcare staffing expenses efficiently. This entails understanding the features of the bank account that facilitate seamless payment processing for healthcare staffing services. Additionally, it is essential to be aware of any limitations that may exist, such as transaction limits or restrictions on certain types of healthcare staffing expenses. By having a clear understanding of these features and limitations, bespoke tailoring service providers can ensure the smooth operation of their businesses and effectively manage their financial resources.

Comparing fees and charges

When comparing fees and charges for business bank accounts, it is important to consider various factors. One such factor is the availability of group home opportunities. Group home opportunities provide a unique chance for bespoke tailoring services to expand their reach and cater to a wider audience. By offering specialized services to group homes, tailors can tap into a lucrative market and establish long-term partnerships. These partnerships can lead to increased revenue and brand recognition. Additionally, group home opportunities often come with additional benefits such as reduced fees or exclusive promotions. Therefore, it is essential for bespoke tailoring services to explore and take advantage of group home opportunities when selecting a business bank account.

Reading customer reviews and ratings

Reading customer reviews and ratings is an essential step in evaluating the quality and credibility of a business. It provides valuable insights into the experiences of previous customers and helps potential customers make informed decisions. When it comes to the bespoke tailoring service industry, staying ahead of the competition is crucial. One effective way to do this is by using a competitor tracking tool. This tool allows businesses to monitor and analyze the performance of their competitors, identify their strengths and weaknesses, and make strategic decisions based on the gathered data. By utilizing a competitor tracking tool, bespoke tailoring service providers can stay updated on the latest market trends, benchmark their own performance, and make necessary adjustments to stay competitive.

Step 2: Gathering required documents

Business registration documents

To register your bespoke tailoring service as a business, you will need to gather and submit the necessary business registration documents. These documents are essential for establishing the legal framework of your business and ensuring compliance with local regulations. The registration process typically includes obtaining a business license, registering your business name, and obtaining any required permits or certifications. It is important to carefully review the specific requirements in your jurisdiction and consult with a legal professional if needed. By completing the business registration process, you will be able to operate your bespoke tailoring service as a legitimate business entity, allowing you to provide your services to a wider audience and establish credibility in the industry.

Proof of identity and address

To open a free business bank account for your bespoke tailoring service, you will need to provide proof of identity and address. This is a necessary step to ensure the security and legitimacy of your business transactions. Proof of identity can include a valid passport, driver's license, or national ID card. For proof of address, you can provide a recent utility bill, bank statement, or government-issued document that clearly shows your name and address. By providing these documents, you can establish trust with the bank and gain access to the financial services you need to boost revenue.

Financial statements and tax returns

Financial statements and tax returns are essential components of running a successful business. These documents provide a clear and accurate picture of a company's financial health and help in making informed decisions. Financial statements include the balance sheet, income statement, and cash flow statement, which showcase the company's assets, liabilities, revenues, and expenses. Tax returns, on the other hand, are filed annually and report the company's income and deductions for tax purposes. By maintaining accurate financial statements and filing tax returns diligently, businesses can ensure compliance with regulatory requirements and demonstrate transparency to stakeholders.

Step 3: Applying for a free business bank account

Completing the application form

Completing the application form is a crucial step in obtaining a free business bank account for your bespoke tailoring service. By providing accurate and detailed information, you can ensure a smooth and efficient process. One important aspect to consider is implementing effective email marketing strategies. Email marketing allows you to reach out to potential customers and build strong relationships with existing ones. By utilizing personalized and targeted emails, you can showcase your tailoring services, promote special offers, and keep customers informed about the latest trends in the industry. Implementing email marketing strategies can greatly enhance your business's visibility and attract a wider customer base. To maximize the impact of your email campaigns, it is essential to craft compelling subject lines, engaging content, and visually appealing designs. By following these best practices, you can leverage the power of email marketing to grow your bespoke tailoring service and achieve long-term success.

Submitting the required documents

To submit the required documents for opening a free business bank account for your bespoke tailoring service, you will need to gather several important pieces of information. First and foremost, you will need to provide proof of your business registration and legal status, such as your business license or registration certificate. Additionally, you will need to present identification documents for all authorized signatories, such as passports or driver's licenses. It is also necessary to provide proof of your business address, which can be done through utility bills or a lease agreement. Finally, you may be required to provide financial statements or tax returns to demonstrate the financial stability of your business. Once you have gathered all the necessary documents, you can submit them to the bank for review and approval. It is important to ensure that all documents are accurate and up-to-date to avoid any delays or complications in the account opening process.

Meeting with a bank representative

Meeting with a bank representative is a crucial step in the process of obtaining a free business bank account for your bespoke tailoring service. During this meeting, you will have the opportunity to discuss your business needs and requirements with a knowledgeable professional who can guide you through the account opening process. The bank representative will provide you with valuable insights and advice on the various account options available, ensuring that you choose the one that best aligns with your business objectives. Additionally, they will explain the necessary documentation and paperwork required to complete the account opening process, making sure that you are well-prepared and informed. By scheduling a meeting with a bank representative, you can ensure a smooth and efficient process of acquiring a free business bank account for your bespoke tailoring service.

Step 4: Setting up your business bank account

Activating your account

To activate your business bank account for your bespoke tailoring service, follow these steps carefully. Firstly, gather all the required documents such as your business registration certificate, identification documents, and proof of address. Next, visit the bank branch and meet with a representative to submit your application. Provide all the necessary information and documents accurately to ensure a smooth activation process. Once your application is submitted, the bank will review it and verify the provided information. If everything is in order, you will receive a confirmation email or letter with instructions on how to proceed. Follow the instructions promptly to complete the activation process and gain access to your free business bank account. It is important to note that any discrepancies or incorrect information may cause delays or rejection of your application, so double-check all the details before submission. By following these steps diligently, you can activate your account and start enjoying the benefits of a free business bank account for your bespoke tailoring service.

Setting up online banking

Setting up online banking is an essential step for any business, including bespoke tailoring services. It provides a convenient and secure way to manage finances and make transactions. To set up online banking, there are a few key steps to follow. Firstly, research different banks that offer business accounts and compare their features and fees. Look for banks that provide free business bank accounts to minimize costs. Next, gather the necessary documents and information required by the bank, such as your business registration details, identification documents, and proof of address. Once you have all the required documents, visit the bank's website or contact their customer service to initiate the account opening process. Follow the instructions provided and fill out the required forms accurately. After submitting your application, the bank will review it and may require additional verification. Once your online banking account is approved, you will receive login credentials to access your account and start managing your finances effectively.

Ordering business checks and debit cards

Ordering business checks and debit cards is an essential step when starting a bespoke tailoring service. As a business owner, it is important to have the necessary financial tools to manage your finances effectively. One crucial aspect is obtaining a free business bank account that offers the convenience of business checks and debit cards. By opening a business bank account, you can easily make payments, track expenses, and separate your personal and business finances. Additionally, having a business account provides credibility and professionalism to your bespoke tailoring service. To get started, consider looking for banks that offer free business bank accounts and cater to the needs of small businesses. Some banks even provide additional perks such as no monthly fees, unlimited transactions, and online banking services. By taking the time to research and choose the right bank, you can ensure a smooth and efficient financial management system for your bespoke tailoring service.

Conclusion

The importance of a free business bank account

Having a free business bank account is crucial for the success of your bespoke tailoring service. It provides numerous benefits and plays a vital role in managing your finances effectively. A free business bank account allows you to separate your personal and business expenses, making it easier to track your income and expenses accurately. Additionally, it enables you to build a professional image for your business by providing you with a dedicated account for all your financial transactions. Furthermore, a free business bank account offers various features and services that can streamline your financial operations, such as online banking, mobile banking, and easy access to credit facilities. By having a free business bank account, you can take advantage of actionable tips to optimize your financial management and make informed decisions for the growth and sustainability of your bespoke tailoring service.

Benefits for your bespoke tailoring service

A business bank account can provide numerous benefits for your bespoke tailoring service. One of the key advantages is the ability to easily manage your finances and separate your personal and business expenses. This can help you maintain accurate financial records and simplify tax reporting. Additionally, a business bank account allows you to accept payments from your clients more professionally, providing them with the convenience of various payment methods such as credit cards, online transfers, and checks. Another benefit is the opportunity to build a strong business credit history, which can be crucial when you need to apply for business loans or credit in the future. Furthermore, having a business bank account enables you to streamline your financial operations by integrating with accounting software and automating processes such as invoicing and expense tracking. Overall, having a business bank account can enhance the credibility and professionalism of your bespoke tailoring service, making it easier for you to manage your finances and grow your business.

Taking the first step towards financial success

Taking the first step towards financial success is crucial for any business. One important aspect of this journey is setting up a business bank account. For your bespoke tailoring service, it is essential to have a dedicated account to manage your finances effectively. By opening a free business bank account, you can streamline your financial transactions and keep your personal and business finances separate. This separation is vital for accurate bookkeeping and tax purposes. With a free business bank account, you can also take advantage of additional services and benefits tailored to the needs of small businesses. So, don't delay any further and start exploring the options available to get a free business bank account for your bespoke tailoring service.
In conclusion, Square is the ultimate solution to power your entire business. With Square, you can sell anywhere, diversify revenue streams, streamline operations, and manage your staff. Get paid faster and sign up for Square today to experience the benefits of a comprehensive business management platform. Don't miss out on the opportunity to take your business to the next level with Square.
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2024.05.17 02:59 moondog151 A family of three would go missing after a trip to the mountains. Their 4-year-old son was found buried while the father was found shot to death and the mother was raped and forced to jump off a cliff. Their 19-year-old shepherd and his family continue to profess his innocence.

A family of three would go missing after a trip to the mountains. Their 4-year-old son was found buried while the father was found shot to death and the mother was raped and forced to jump off a cliff. Their 19-year-old shepherd and his family continue to profess his innocence.
(Sometimes when writing one of these I'll go check and see how those who covered the case themselves did so and to see if they have any extra sources of their own. It appears that outside of the news media, this case has not been covered by anyone prior to me.
This means this is another one researched entirely by me, involving going through as many newspaper article as possible. However this appears to be a huge case in Georgia so if anyone speaks Georgian or is Georgian, feel free to correct me on any mistakes made
One thing I'm already a little on the fence about is that this may come off as too pro-convicted in the event that the correct verdict was reached, especially with how heinous the crimes are. But in my research I couldn't actually find in detail the prosecutor's rebuttals to the defence's claims and I just write whatever I can find personally. Some details also may still be lost in translation)
Little information seems to be known on the very early years of Ryan Michael Smith other than the fact that he was born in 1975 in San Diego, California. At 7 years old his family both moved to Marneuli, Georgia for a brief period which Ryan always remembered. Later Ryan moved to Azerbaijan in 2002. In Azerbaijan, Ryan soon learnt Azerbaijani and developed an interest in traditional carpets and rugs. He spent his time in the Caucasus, living with the native Lezghi people and using what he learnt from them, attempted to set up a local rug business but the business never took off and in December 2005 he returned to The United States. While in America he met Lora Joy Tacquard born in 1976, a school teacher. The two would eventually marry.
In 2010 the couple moved back to Marneuli and lived with Georgia's Azerbaijani community. Lora began working as an English teacher while Ryan tracked down elderly residents who knew how to weave, sow and make old-style carpets and rugs which were slowly falling out of fashion so he himself could learn how to make them, try starting up a business again and revive them. In 2012, Ryan finally found enough professionals to formally hire and founded his company "reWoven". That same year, he and Lori obtained Georgian citizenship becoming dual nationals.
In the early years of reWoven's operations, most of the money made went back into the local community, to pay for the resident's medical bills, legal fees and infrastructure. They also used the profits to fund weddings, funerals, and local civic events, even spending 10,000 dollars to buy 400 sets of plates, glasses and cutlery for the local community center and to fund the construction of a children's playground. Most of Ryan's own money that he used to support himself came from donations from both Georgia and from relatives in the United States.
They always wanted to have a child and first attempted so in 2012 with Lora giving birth to a baby girl named Shannon. Tragically Shannon was born unhealthy and passed away after only 9 days. Lora would then suffer three consecutive miscarriages until the couple's healthy son, Caleb Ismat Smith was born in 2014. Caleb was raised bilingually and by the age of 4, he was able to understand both English and Azerbaijani. In 2016, the family built themselves a house in Marneuli and decided that they would live in Georgia permanently and planned on becoming only Georgian citizens.
Ryan, Lora and Caleb
On July 3, 2018, the family decided to take a little vacation and went hiking at the Khadi Valley in Dusheti, Georgia. They spent the night in the valley, on the meadow, near a local village and on July 4, they began exploring the valley, river and waterfall, taking pictures of everything. On July 6, they were reported missing by friends and relatives after Ryan failed to show up to a meeting in the Georgian capital of Tbilisi.
The police and Georgia's Emergency Management Agency organized a search and rescue operation to find the family. That same day, on July 6, they found their car and personal belongings near the village of Tskere. 3 kilometres away from the car, Lora's naked body was found at the foot of a waterfall. Initial examinations conducted apparently showed no signs of intinial violence although she did sustain many bruises, cuts and scratches but they could've been the result of a fall. The only item of note was a wristwatch. so the police were now continuing the search efforts under the assumption that the family had all suffered an accident. The search was then called off due to the rain and resumed on July 7. On that day, Ryan's body was found floating in a river bearing many injuries and one source said he was "mutilated". Found near his body were a camera case, a child's toy shovel, and a plastic chisel Police assumed these injuries were caused post-mortem by being dragged along by the river current, but an autopsy revealed that the injuries, specifically blunt force trauma to his abdomen, legs, shins, chest and armpits were man-made and that the cause of death was a gunshot wound.
Now that it was a murder investigation, the police amped up the search for 4-year-old Caleb, the only member of the family still missing. The police even closed off the area to all other tourists, the only people allowed were the search and rescue team aided by local guides and shepherds and even using a drone once. According to the police they had gone through 99% of the valley and searched an area of 11 kilometers but Caleb was still nowhere to be found.
https://preview.redd.it/76l8rlncvv0d1.png?width=850&format=png&auto=webp&s=142b522caa914a1d5d8c02863ccfc34c199d9753
The search operation
Still lacking any trace of Caleb, the police shifted focus to trying to find a suspect. The police learned that the two had a local shepherd to guide them. The shepherd was a 19-year-old named Malkhaz Kobauri. Malkhaz had taken part in the search efforts and was joined by other shepherds. In fact, Malkhaz was the one who just so happened to find Lora's body. These fellow shepherds were questioned and they told police that slightly before they went missing, he returned to a campsite the shepherds had set up and was missing his watch and had a scratch on his chin. Malkhaz said that he lost his watch and was very reluctant and nervous when asked about his scratch. The police showed the watch to all those present who identified it as Malkhaz's.
Malkhaz was arrested on July 8 and repeatably interrogated. According to him, He and Ryan had gotten into an argument over Malkhaz being negligent with a hunting rifle and in the course of the argument, Ryan would be proven correct when he pointed it toward him and accidentally shot him. Afterwards, wanting to cover up the crime he shot Caleb and then Lora ran away and accidently fell from the cliff. To cover up and hide his crime he buried Caleb's body near a waterfall. He led police to the burial site and when the police dug up Caleb's body, they also recovered a camera used by the family during their trip. An autopsy revealed that Caleb had also been shot to death at least 3-4 times from different trajectories.
Going through the pictures, the police found 3-4 pictures of Malkhaz leading the family through the valley. In one of the pictures, he was seen holding the rifle used to shoot Ryan and Caleb with his pockets bulging from the rifle cartridges. On that same rifle both his and the victim's DNA were found. The last pictures were taken at the aforementioned waterfall and in all of them, Malkhaz was wearing the wristwatch found near Lora's body.
Malkhaz after his arrest
Now who was Malkhaz Kobauri? Malkhaz was born sometime in late 1998 in the village of Sadziguri located in a region called Akhalgori. They were moderately successful, selling various goods such as chickens and crops. In 2008 this would all be taken away when the Russo-Georgian War broke out and Akhalgori fell under the control of the largely unrecognized and self-proclaimed country of South Ossetia. Malkhaz's family fled before the annexation.
After fleeing they arrived in the capital Tbilisi as refugees with the Georgian government eventually providing Malkhaz, his parents and 5 siblings temporary housing at a cottage in Tsilkani with some farmland. They engaged in backbreaking labour in the farmlands for hours upon hours with little to no profit, and then a new factory opened up in the area which harmed their financial situation even further, then Malkhaz's mother was struck by illness and became bedridden for over a year. Eventually, Malkhaz had to drop out of school and went out to work as a shepherd to help his family.
Soon after his arrest, Malkhaz retracted his confession. He now claimed to only be a witness and that two foreigners emerged from a black vehicle and that he went into hiding while he watched the two kill Ryan, Lora and Caleb and then watched them dispose of the bodies. Malkhaz would now never deviate from this story and his family and his lawyer believed him to be truthful and that the police forced him to confess and were making a scapegoat out of them. His mother went so far as to pledge that she'd find the real killer all by herself, in her own words "even if they are buried in the ground"
Upon his arrest, Malkhaz was made to undergo a psychiatric evaluation where he was found to be sane and thus charged with the murder of the family on July 10 where in court, he continued with his story that two unknown foreigners were responsible and that they threatened to kill him and his family if he came forward. He described them as two meters tall and dark-skinned, and that the Georgian they spoke was accented, he believed them to be North Caucasians. He was unable to describe their vehicle aside from its colour because he was too far away from it. According to his lawyer, there were even witnesses who saw this car and could vindicate Malkhaz but that the police purposefully refused to question them. They even had plans to have a digital recreation of those men's faces created. On July 11th, he was remanded to custody and held in pretrial detention as due to his hometown now being in South Ossetia, it was believed that he may flee and that an extradition would be immensely unlikely.
Malkhaz at his pre-trial hearings
Unfornatuely for Malkhaz, his claim of innocence, already seemingly unlikely was looking more and more implausible. A forensic autopsy conducted on Lora's body showed samples of Malkhaz's DNA and biological profile on her body. After this revelation his lawyer withdrew from the case and he was assigned a new attorney. His new lawyer tried to claim that it didn't necessarily mean she was raped and Malkhaz demanded he be examined immediately, claiming to be impotent, the prosecution was still already looking into further charges. Malkhaz also changed his story and claimed that he was swimming when seven attackers as opposed to two emerged, stole his gun and ordered him out of the water while he looked away. The only reason his life was spared is because one of the men convinced the others not to kill Malkhaz This story only made him look more guilty as if it were true, there would be no way for him to know where Caleb's body had been buried. But regardless, Malkhaz remained confident and asked the court and investigators to investigate his cellphone records and where his phone pinged as it would exonerate him. His lawyer also remained confident and firmly believed in his client's innocence even stating that he would be willing to fly to The United States and question the victim's relatives himself.
He also said that the autopsy and forensic reports contradicted the prosecution's version of events. According to them, after an argument, he shot Ryan once and to silence Caleb's cries he also shot him before attacking Lora, raping her before ending her life. But the autopsies found no traces of violence on Lora's body to prompt a reconsideration of the theory that she simply fell, in fact, the cause of death was still listed as drowning and Caleb as mentioned seemed to have been shot from mutable different trajectories as opposed to a single bullet. Lastly, they doubted the report which stated that Malkhaz's sperm was found on Lora's body and underwear as when she was found, Lora was in the water and had been dead for 2-3 days. He went so far as to accuse the report of being fabricated. The autopsy conducted on Ryan also determined that the bullet that had killed him was fired from an above trajectory which according to his lawyer, meant that it was impossible for Malkhaz to have been the gunman as he was shorter than Ryan. According to Malkhaz, Ryan had tried wrestling the gun away from his killer's hands with the fight resulting in wounds to his legs and stomach before he finally shot Ryan at close range, killing him. Malkhaz's lawyer also felt it unlikely that he caused Ryan's pre-mortem injuries due to his build and body type.
On November 9th, only a week before his trial on November 19, 2018, the prosecution added on an extra charge with Malkhaz now set to stand trial not just for murder, but also for the rape of Lora Smith and changed their story claiming that the motive for the murder was the rape and that his altercation with Ryan was over him sexually harassing Lora and not gun safety. They also now stated that they believed Lora was killed elsewhere, and carried over to a river where she was disposed of and flowed down until falling off the cliff. Malkhaz's lawyer was furious and also believed this impossible. According to him, they actually conducted a test after this theory where they tried carrying on their backs (which is what the prosecution alleged that Malkhaz did) the equivalent of Lora's weight through the valley's terrain and actively struggled to walk it over to where Malkhaz supposedly disposed of her body. And even if he could, the current was calm and it wasn't raining so they doubted that her body could've floated to where it was found. The prosecution refuted this, stating that the report on the injuries Lora had sustained was amended to be the result of violence, the claims that Malkhaz was impotent to them held no weight, and leading up to the murders, Malkhaz had frequently browsed pornographic websites.
Because the defence demanded a jury trial not long before the trial itself was due to begin, the proceedings were delayed as the jury selection began. The Trial proper began on March 5, 2019, at the Gori District Court. The defence repeated their claims that Malkhaz was being scapegoated as 95% of the prosecution's own evidence was supposedly not presented and out of the 126 witnesses only 20 were called, the defence believed that the remaining 100 would either contradict their version of events or even outright exonerate him. On March 25, 2019, after 4 hours of deliberation, the jury returned their unanimous verdict finding Malkhaz guilty. On March 27, Malkhaz Kobauri was handed down a life sentence without the possibility of parole. After hearing the sentence, His mother and aunt both fainted and had to be hospitalized. Meanwhile, the victim's family and American Representatives were satisfied with the sentence. Upon recovery, they refused to accept the verdict and his mother even accused The United States of influencing the trial in some way.
https://preview.redd.it/iuw8592vtv0d1.png?width=750&format=png&auto=webp&s=666d61ed15ce6d3f4cdd4ca21a254d5df9eea149
Malkhaz at cournt
Malkhaz's mother removed from court on a stretcher.
In October 2019, Ryan's family wrote a letter to Malkhaz while he was in prison where they chose to forgive him. Malkhaz was appreciative but continued to stand by his innocence and said that the only thing "keeping me going" was that his family still continued to fight in an attempt to exonerate him. His lawyer also announced his intention to appeal and his family even tried to have The European Court of Human Rights hear the case but were unable to due to the finances involved. In November 2022, he sent a letter back saying much the same, that he was innocent.
MreWoven remains in business to this day and continues in Ryan, Lora and Caleb's memory.
Sources (In the comments)
submitted by moondog151 to TrueCrimeDiscussion [link] [comments]


2024.05.17 02:51 RedLawThrowaway Bank failed to notify about overdrafts via email, resulting in multiple additional days of fees

(Per rules - Location is Florida, U.S.; Using a throwaway and trying to keep this post short.)
I had an overdraft on a Checking Account due to an oversight on my part. (I typically keep on top of finances, so this is very uncommon.) My bank (large chain) charged me an overdraft fee but did not contact me about it via email/text. Over the next ~5 days, they continued to charge me additional overdraft fees without reaching out. I noticed this happening by chance, while checking my account; I immediately topped-off my balance. If they were to contact me on the first day, I would have quickly resolved the issue without it escalating to multiple days of fees ($35 each fee, with a limit of 3 per day). While I fully accept responsibility for the first day of overdrafts, I feel that the bank's subsequent failure to notify me is unacceptable.
Is the bank legally liable or responsible for any part of this?
I contacted them to find out why I did not get overdraft notifications; spoke to 10+ reps/supervisors, filed multiple complaints with them, and got mixed information at each step. The responses got progressively worse:
The most that the bank was willing to do is "grace" 2 of the overdrafts (about 20% of my total fees) if I agreed (and I did not).
The reps said that physical alert letters ("snail mail") were sent. I confirmed after checking that they arrived, but with several days of lag; unsure when the first arrived, but am sure that when checking on a Friday, the letters from that week's Monday and Tuesday were still not there. Which is exactly why I prefer (and am signed up for) digital alerts.
They said that per their terms, I am still responsible for any overdraft fees and that even with alerts, the fees would still happen because the alerts do not block those overdrafts and are just for information. But I understand the difference between "Overdraft Protection", "Overdraft Coverage", and "Overdraft Fee Alerts". I know that "Overdraft Fee Alerts" via email would not prevent an overdraft from happening; they would simply notify me when one happens (via email) to allow me to action on it in a timely manner. (Also, see "P.S." note below.) And that is what I am opted-in for and expected to happen here, but the bank failed to make that happen.
I even contacted a lawyer; we did a joint call to the bank a month later, but they again offered at most the same "grace" amount (if I accept). Lawyer said that writing a "legal demand letter" is the next step, but did not see it going anywhere else if the bank refused to do anything.
I am honestly worn out at this point and want to move on. But wanted to post here and ask, before I move on. Obviously unhappy with the bank (after being with them for over a decade, pre-merge), and am considering switching to another bank in the future.
P.S. It is especially frustrating because most of the transactions that resulted in each $35 overdraft fee were simple daily automatic payments ($5 a day) from my Checking to my Credit Card, both within this same bank. I set these up years ago as a silly way to "pay a coffee's price a day to continuously knock on my bill". In retrospect, not the best idea.
Per the bank's terms:
This means that even if I used all the available Overdraft Coverage and Overdraft Protection, I would still get those overdraft fees (which are considered ACH). This just highlights the importance of timely and functional digital alert notifications, which the bank failed to send to me despite me being signed up for them.
Is there really nothing that I can do about this? The bank gets no consequences at all?
submitted by RedLawThrowaway to legaladvice [link] [comments]


2024.05.17 01:22 Similar_Two2135 Xactim8 Estimator Los Angeles

Hey team. looking for some folks who are local to Los angeles, who have Xactimate experience. These jobs are all LARGE LOSS, we do not touch anything less than $100,000. Please dont respond if you are not local. No offense but its important that you are in or close to LA. I will post the job listing here. Please read and feel free to DM me here or to the email provided. Thanks yall for letting us post here.
Job Title: Xactimate EstimatorCompany: VIP Claim ServiceLocation: Los angeles, CaliforniaType: Full-time/Part-time/ContractResponsibilities:
Qualifications:
Compensation:
How to Apply: Interested candidates should submit their resume and a brief cover letter detailing their Xactimate experience to demian@vipclaimservice.com
submitted by Similar_Two2135 to xactimate [link] [comments]


2024.05.17 01:14 SanderSo47 Part 2

As Reddit doesn't allow posts to exceed 40,000 characters, Eastwood's edition had to be split into two parts because his whole career cannot be ignored. The first part was posted yesterday.

Million Dollar Baby (2004)¨

"Beyond his silence, there is a past. Beyond her dreams, there is a feeling. Beyond hope, there is a memory. Beyond their journey, there is a love."
His 25th film. Based on stories from the 2000 collection Rope Burns: Stories from the Corner by F.X. Toole, it stars Eastwood, Hilary Swank and Morgan Freeman. The film follows Margaret "Maggie" Fitzgerald, an underdog amateur boxer who is helped by an underappreciated boxing trainer to achieve her dream of becoming a professional.
Paul Haggis wrote the script on spec, and it took four years to sell it. The film was stuck in development hell for years before it was shot. Several studios rejected the project even when Eastwood signed on as actor and director. Even Warner Bros., Eastwood's longtime home base, would not agree to a $30 million budget. Eastwood persuaded Lakeshore Entertainment's Tom Rosenberg to put up half the budget (as well as handle foreign distribution), with Warner Bros. contributing the rest.
The film had an incredible run in limited release, breaking many records for Eastwood's career. It eventually earned a fantastic $216 million worldwide, becoming his highest grossing film ever. It received critical acclaim, and it was named as one of his greatest films. It won four Oscars: Best Picture, Best Director, Best Actress (for Swank), and Best Supporting Actor (for Freeman). Eastwood became one of the very few directors to make two films to win both Best Picture and Best Director.

Flags of Our Fathers (2006)

"A single shot can end the war."
His 26th film. Based on the book written by James Bradley and Ron Powers, it stars Ryan Phillippe, Jesse Bradford, Adam Beach, John Benjamin Hickey, John Slattery, Paul Walker, Jamie Bell, Barry Pepper, Robert Patrick and Neal McDonough. The film follows the 1945 Battle of Iwo Jima, the five Marines and one Navy corpsman who were involved in raising the flag on Iwo Jima, and the after effects of that event on their lives.
The film received positive reviews, but it bombed at the box office with just $65 million against its huge $90 million budget.

Letters from Iwo Jima (2006)

"The completion of the Iwo Jima saga."
His 27th film. Based on Picture Letters from Commander in Chief by Tadamichi Kuribayashi, it stars Ken Watanabe, Kazunari Ninomiya, Tsuyoshi Ihara, Ryō Kase and Shidō Nakamura. It's a companion film to Flags of Our Fathers, and portrays the Battle of Iwo Jima from the perspective of the Japanese soldiers.
In the process of reading about the Japanese perspective of the war for Flags of Our Fathers, in particular General Tadamichi Kuribayashi, Eastwood decided to film a companion piece with this film, which was shot entirely in Japanese. The film was shot back-to-back, starting filming just one month after Flags of Our Fathers wrapped filming.
Despite being seen as the least accessible of both films, this film was much more successful at the box office than the previous film (including a colossal $42 million in Japan alone). It also received critical acclaim, particularly for how it handed the depiction of good and evil from both sides. It received 4 Oscar nominations, including Best Picture and Best Director.

Changeling (2008)

"To find her son, she did what no one else dared."
His 28th film. It stars Angelina Jolie and John Malkovich, and is based on real-life events, specifically the 1928 Wineville Chicken Coop murders in Mira Loma, California. It follows a woman united with a boy who she realizes is not her missing son. When she tries to demonstrate that to the police and city authorities, she is vilified as delusional, labeled as an unfit mother and confined to a psychiatric ward.
The film earned $113 million worldwide, barely breaking even at the box office. The film received mixed reviews, but Jolie received praise for her performance. She was nominated for the Oscar for Best Actress.

Gran Torino (2008)

"Ever come across somebody you shouldn't have messed with?"
His 29th film. It stars Eastwood, and follows Walt Kowalski, a recently widowed Korean War veteran alienated from his family and angry at the world, whose young neighbor, Thao Vang Lor, is pressured by his cousin into stealing Walt's prized Ford Torino for his initiation into a gang. Walt thwarts the theft and subsequently develops a relationship with the boy and his family.
The film received great reviews, as well as praise from the Hmong community. It ended up becoming a sleeper hit, and it earned $270 million worldwide, becoming his highest grossing film.

Invictus (2009)

"His people needed a leader. He gave them a champion."
His 30th film. It stars Morgan Freeman and Matt Damon. Following the aftermath of the apartheid, President Nelson Mandela decides to unite his people by supporting a rugby team in their bid to win the 1995 Rugby World Cup.
The film earned $122 million worldwide, barely breaking even. It received positive reviews, and Freeman and Damon received Oscar nominations for their performances.

Hereafter (2010)

"Touched by death. Changed by life."
His 31st film. It stars Matt Damon, Cécile de France, Bryce Dallas Howard, Lyndsey Marshal, Jay Mohr and Thierry Neuvic. An American with a special connection to the afterlife, a woman with a near-death experience and a young English boy, who lost his loved ones, cross paths in an effort to find closure in their lives.
Despite mixed reviews, it managed to earn $107 million, turning a small profit.

J. Edgar (2011)

"The most powerful man in the world."
His 32nd film. The film stars Leonardo DiCaprio, Armie Hammer, Naomi Watts, Josh Lucas, and Judi Dench, and follows the career of FBI director J. Edgar Hoover, focusing on Hoover's life from the 1919 Palmer Raids onward.
The film received mixed reviews; while DiCaprio received praise, the technical aspects of the film were criticized. It earned $84 million, making it a box office success, but far below what DiCaprio usually makes at the box office.

Jersey Boys (2014)

"Everybody remembers it how they need to."
His 33rd film. Base on the 2004 jukebox musical, it stars John Lloyd Young, Erich Bergen, Michael Lomenda, Vincent Piazza and Christopher Walken, and tells the story of the musical group The Four Seasons.
It received mixed reviews, with praise for the musical numbers but criticism for the narrative and runtime, and failed at the box office.

American Sniper (2014)

"The most lethal sniper in U.S. history."
His 34th film. It is based on the memoir by Chris Kyle, Scott McEwen and Jim DeFelice, and stars Bradley Cooper and Sienna Miller. The film follows the life of Kyle, who became the deadliest marksman in U.S. military history with 255 kills from four tours in the Iraq War, 160 of which were officially confirmed by the Department of Defense. While Kyle was celebrated for his military successes, his tours of duty took a heavy toll on his personal and family life.
In 2012, Cooper and Warner Bros. bought the rights to the memoir. Cooper wanted Chris Pratt to star as Kyle, but WB told him they would only greenlight the film if he stars in it. After Kyle's murder in 2013, Steven Spielberg signed to direct. Spielberg had read Kyle's book, though he desired to have a more psychological conflict present in the screenplay so an "enemy sniper" character could serve as the insurgent sharpshooter who was trying to track down and kill Kyle. Spielberg's ideas contributed to the development of a lengthy screenplay approaching 160 pages. Due to Warner Bros.' budget constraints, Spielberg felt he could not bring his vision of the story to the screen. So Eastwood was brought in to direct.
The film attained a solid, but not extraordinary response from critics. It also attracted some controversy over its portrayal of both the Iraq War and Kyle himself.
The box office though?
To say that the film had a fantastic run would be selling it short.
It opened on Christmas Day in 4 theaters, and it earned a huge $633,456 ($158,364 PTA). But the following weekend, it actually increased despite playing at the same amount of theaters, adding $676,909. That translated to a $169,227 PTA, becoming the highest second weekend PTA in history for a live-action film. And on its third weekend, it earned $579,518 ($144,879 PTA), becoming the first film to have three weekends above $100,000 PTA. In the 22 days it played in just 4 theaters, it earned $3,424,778.
On its first wide weekend, the film shook the industry by opening with a colossal $89 million. That was almost as much as the other 2014 blockbusters, and given that the film didn't have 3D pricing, it's very likely it sold far more tickets than them. It broke the January opening weekend record by twice as much, and the second biggest for an R-rated title. With insane word of mouth ("A+" on CinemaScore), this film had the legs. In less than one week, it became Eastwood's highest grossing film domestically. On its second weekend, it dropped just 28% and made $64 million, which was the biggest second weekend for an R-rated film (a record it still maintains) and crossed $200 million domestically. And by March, the film overtook The Hunger Games: Mockingjay – Part 1 ($334 million) as the highest grossing 2014 film in North America.
After an insane run in theaters, it closed with a gigantic $350 million domestically, which made it the second highest grossing R-rated film in North America. Overseas, it was also very strong, and it made a huge $547 million worldwide. It was easily Eastwood's highest grossing film, even adjusted for inflation. One of the greatest box office runs in recent memory.
The biggest surprise of the 2010s? Perhaps. Cause let's face it, when 2014, did any of you had this as the top film of the year? Or even in the Top 20? Please.

Sully (2016)

"The untold story behind the miracle on the Hudson."
His 35th film. Based on the autobiography Highest Duty by Chesley "Sully" Sullenberger and Jeffrey Skiles, it stars Tom Hanks, Aaron Eckhart, Laura Linney, Anna Gunn, Autumn Reeser, Holt McCallany, and Jamey Sheridan. The film follows Sullenberger's 2009 emergency landing of US Airways Flight 1549 on the Hudson River, in which all 155 passengers and crew survived and the subsequent publicity and investigation.
The film received strong reviews, and earned over $240 million worldwide, becoming one of his highest grossing films.

The 15:17 to Paris (2018)

"The real heroes."
His 36th film. Based on the autobiography by Jeffrey E. Stern, Spencer Stone, Anthony Sadler, and Alek Skarlatos, it stars Stone, Sadler, and Skarlatos as themselves and follows the trio through life leading up to and including their stopping of the 2015 Thalys train attack.
Despite choosing Kyle Gallner, Jeremie Harris and Alexander Ludwig as the leads, Eastwood decided to cast the heroes to play themselves, which was met with confusion as they lacked acting experience. And that was reflected on the final film; it received negative reviews for its acting, and it bombed at the box office.

The Mule (2018)

"Nobody runs forever."
His 37th film. Based on the 2014 The New York Times article The Sinaloa Cartel's 90-Year-Old Drug Mule by Sam Dolnick, it stars Eastwood, Bradley Cooper, Laurence Fishburne, Michael Peña, Dianne Wiest, and Andy García. Due to financial issues, horticulturist Earl Stone becomes a courier for a drug cartel. Slowly, he grows closer to his estranged family, but his illegal activities threaten much more than his life.
It received good reviews (although some questioned its story and tone), and earned over $173 million worldwide.

MOVIES (FROM HIGHEST GROSSING TO LEAST GROSSING)

No. Movie Year Studio Domestic Total Overseas Total Worldwide Total Budget
x American Sniper 2014 Warner Bros. $350,159,020 $197,500,000 $547,659,020 $59M
x Gran Torino 2008 Warner Bros. $148,095,302 $121,862,926 $269,958,228 $25M
x Sully 2016 Warner Bros. $125,070,033 $118,800,000 $243,870,033 $60M
x Million Dollar Baby 2004 Warner Bros. $100,492,203 $116,271,443 $216,763,646 $30M
x The Bridges of Madison County 1995 Warner Bros. $71,516,617 $110,500,000 $182,016,617 $22M
x The Mule 2018 Warner Bros. $103,804,407 $71,000,000 $174,804,407 $50M
x Unforgiven 1992 Warner Bros. $101,167,799 $58,000,000 $159,167,799 $14.4M
x Mystic River 2003 Warner Bros. $90,135,191 $66,460,000 $156,595,191 $25M
x Sudden Impact 1983 Warner Bros. $67,642,693 $83,000,000 $150,642,693 $22M
x A Perfect World 1993 Warner Bros. $31,130,999 $104,000,000 $135,130,999 $30M
x Space Cowboys 2000 Warner Bros. $90,464,773 $38,419,359 $128,884,132 $60M
x Invictus 2009 Warner Bros. $37,491,364 $84,935,428 $122,426,792 $55M
x Heartbreak Ridge 1986 Warner Bros. $42,724,017 $78,975,983 $121,700,000 $15M
x Changeling 2008 Universal $35,739,802 $77,658,435 $113,398,237 $55M
x Hereafter 2010 Warner Bros. $32,746,941 $74,209,389 $106,956,330 $50M
x Absolute Power 1997 Sony $50,068,310 $42,700,000 $92,768,310 $50M
x J. Edgar 2011 Warner Bros. $37,306,030 $47,614,509 $84,920,539 $35M
x Letters from Iwo Jima 2006 Warner Bros. $13,756,082 $54,917,146 $68,673,228 $19M
x Jersey Boys 2014 Warner Bros. $47,047,013 $20,600,000 $67,647,013 $40M
x Flags of Our Fathers 2006 Warner Bros. $33,602,376 $32,297,873 $65,900,249 $90M
x The 15:17 to Paris 2018 Warner Bros. $36,276,286 $20,900,000 $57,176,286 $30M
x Firefox 1982 Warner Bros. $46,708,276 $0 $46,708,276 $21M
x Pale Rider 1985 Warner Bros. $41,410,568 $0 $41,410,568 $6.9M
x The Gauntlet 1977 Warner Bros. $35,400,000 $0 $35,400,000 $5.5M
x The Outlaw Josey Wales 1976 Warner Bros. $31,800,000 $0 $31,800,000 $3.7M
x Blood Work 2002 Warner Bros. $26,235,081 $5,559,637 $31,794,718 $50M
x Midnight in the Garden of Good and Evil 1997 Warner Bros. $25,105,255 $0 $25,105,255 $30M
x Bronco Billy 1980 Warner Bros. $24,265,659 $0 $24,265,659 $6.5M
x The Rookie 1990 Warner Bros. $21,633,874 $0 $21,633,874 $30M
x True Crime 1999 Warner Bros. $16,649,768 $0 $16,649,768 $55M
x High Plains Drifter 1973 Universal $15,700,000 $0 $15,700,000 $5.5M
x The Eiger Sanction 1975 Universal $14,200,000 $0 $14,200,000 $9M
x Play Misty for Me 1971 Universal $10,600,000 $0 $10,600,000 $950K
x Honkytonk Man 1982 Warner Bros. $4,484,991 $0 $4,484,991 $2M
x White Hunter Black Heart 1990 Warner Bros. $2,319,124 $0 $2,319,124 $24M
x Bird 1988 Warner Bros. $2,181,286 $0 $2,181,286 $14M
x Breezy 1973 Universal $200,000 $17,753 $217,753 $750K

The Verdict

Hope you liked this edition. You can find this and more in the wiki for this section.
The next director will be Robert Zemeckis. One of the biggest falls from grace.
I asked you to choose who else should be in the run and the comment with the most upvotes would be chosen. It had to be a controversial filmmaker. Well, we'll later talk about... Zack Snyder. Oh, BoxOffice chose fuego 🔥
This is the schedule for the following four:
Week Director Reasoning
May 20-26 Robert Zemeckis Can we get old Zemeckis back?
May 27-June 2 Richard Donner An influential figure of the 70s and 80s.
June 3-9 Ang Lee What happened to Lee?
June 10-16 Zack Snyder RIP Inbox.
Who should be next after Snyder? That's up to you.
submitted by SanderSo47 to u/SanderSo47 [link] [comments]


2024.05.17 00:50 Old_Combination_6239 This may help you to explain what's Hi-Res music to your CD friends

The following article may help you to explain what's Hi-Res music to your CD freinds as some of them may be mis-led into believe that "Hi-Res is useless" from information they got on the internet (especially from "audio science" discussion forums)

source: "768kHz for digital music sampling? Can you hear 384kHz? You're crazy... "(no-pseudo-science.blogspot.com)

Do I want to hear up to 384kHz? LOL... of course not 😂 768kHz sampling is for something else...

Hi-Res Audio DAC

The number one mis-understanding of why using Hi-Res music is:

"why we need to to hear frequencies that fall in the ultrasonic range (i.e. higher than 22kHz for most people)???"

If you asked similar question or answered someone's question like below, then you are pretty much belong to a group of people who don't know what's Hi-Res music is.

Hi-Res music is, in fact, to help your DAC to reconstruct better audio output for the audible range (yes, it is for the frequencies BELOW 22kHz with 768kHz sampling)...

(It is a real dialogue as I just saw it today in an Audio Science forum)

Someone asked:
Many DACs descriptions enhance in capital letters 32/768 kHz resolution. Is there any domain when such a resolution may be justified?
Other (more experienced member) replied:
Can you think of a circumstance where you'd even want a dynamic range of over 190dB and/or a frequency response up to 384kHz?
Apparently the Gray Moth can hear up to about 300kHz (gotta get away from those bats with that pesky echolocation thing), so there is that to consider if you want to record those sounds, but otherwise it doesn't seem to be useful for listening to music.

Sorry, I would like to help to debunk these misleading information on the spot in the discussion but I couldn't as I was stopped from replying that thread. I could only help here.

The wrong answer shown above is the number one mis-leading answer in an attempt to kill Hi-Res music (especially for the people who asked such question have limited knowledge about digital music / signal sampling).... I hope that guy won't really take the wrong answer from a supposed-to-be objective audio science based web site as a fact without checking more by himself.

Ok, then you may ask "then what Hi-Res do for us?" It is simple, let's see what it does first:

1. Over-sampling (ie. sample the original music signal more frequently within a second

2. More bits for bit-depth (i.e. 24 or even 32 instead of 16 bit)What are the benefits?

Over sampling helps to reconstruct final better audio signal from a DAC

1. Oversampling does help to reconstruct better audio signal as it improves anti-aliasing performance, increase resolution, and reduce noise.

2. In terms of sampling frequency, "Hi-Res" music (anything higher than 44k) is an example of oversampling (as in theory, only 44kHz is required). It happens during the ADC process. From point 1 above, it would help to regenerate better audio signal, hence, better music.

3. In terms of bit depth, "Hi-Res" music use more than 16 bit. It helps to reduce Quantization#Noise) error. it would help to regenerate better audio signal, hence, better music.

4. The purpose for using "Hi-Res" input is not for its ability to reconstruct signal outside the audible range. It is just a by-product. Yes, based on sampling theory, we can use 768k sampling to reconstruct signal with frequencies up to 384k but again, this is not what we needed.

5. Hi-Res industry used the by-product I mentioned in point 4 above as a marketing material when they initially pushed for SACD. It caused people who knows about the audible frequency range to consider Hi-Res music as snake oil (but it is not snake oil for other reasons stated above)

I don't want to go too deep about all the benefits here as it is extremely technical. If you really want to know. Let me know, see if I can help further.

(updated 29 April 2024, I saw this on facebook: Hi-Res Audio Hi Res: Why higher sample rates sound better and what you can do about it Facebook )

p.s.: Sigh... looks like one more guy (who asked the question above) was somehow convinced by the misleading info....

=========== Follow up ===========

update 28 Apri 2024:

that person was eventually banned for that thread as he was rising some concerns with his critical thinking. As stated in my other blog, "psueduo science hates critical thinking"; they cannot co-exist.

submitted by Old_Combination_6239 to Music [link] [comments]


2024.05.16 23:51 mr_boizoff Truthear x Crinacle ZERO: RED Earphones Review

Truthear x Crinacle ZERO: RED Earphones Review
A job change and all sorts of other adventures made me take some time off from the reviews. But, as the saying is, "Don't count on it!" — there will be a lot of them in the short run, and they will be interesting, well balanced and spot on!
In short, let's talk today about the in-ear wired earphones Truthear x Crinacle ZERO: RED (or just RED later on), which I purchased for about $55 you know where.
https://preview.redd.it/9ywolwakyu0d1.jpg?width=1800&format=pjpg&auto=webp&s=57da9791a73200cc6d3c99ce8a3c061657ae7bb8
By the way, my old camera broke down, so I bought a new one, that's why the pictures will be even more unbelievably brilliant now. Come on and get a look, all the pictures are clickable, as always.

Truthear in a nutshell

Truthear, a Chinese company, has just turned 2 years old, but they have already released 5 models of earphones and one portable DAC. The company was allegedly founded by one or more Moondrop people. With all the trimmings of modern Chinese fashion, Truthear has a mascot, which is an anime girl named Shiroi, weighing 45 kg, 170 cm tall and... I have no idea why I say all this.
Their partner in the field of 3D printing technology is HeyGears, whose equipment or capacities, I believe, Truthear uses to produce its devices (at least, earphones).

What's included

The proud owner of this top-quality cardboard box will find in it as follows:
https://preview.redd.it/ea3yvoxpyu0d1.jpg?width=1800&format=pjpg&auto=webp&s=bd5ea91ac6fdb1ec11c76dd3f8c77c81b7b7b7e9
1. the earphones themselves;
2. a cable with a 3.5 TRS connector;
3. an adapter with an additional load of 10 Ohms (I'll tell you why we need it later);
4. a set of 7 pairs of eartips;
5. a fair-to-middling cover made of faux leather;
6. a pile of papers with the image of Shiroi.
The box, I will repeat myself, is perfectly made, I've never seen anything like this. I'm totally cool with the set, it's a good one.

Technological features, build quality

RED use a less common structure 'a larger dynamic driver + a second smaller dynamic driver'. The first one is responsible for the subbass and bass up to 200 Hz and has a diameter of 10 mm, and the second one plays the rest of the range and has a diameter of 7.5 mm.
The manufacturer talks about the 'CCAW voice coil', that is, about the fact that the driver coil is made of copper-plated aluminum wire. Usually, when it applies to headphones, this is made to reduce the weight of the driver's mobile system. This technology is not new: for example, it is also used in Moondrop Aria Snow.
Besides, 'DLP', or 'Digital light processing', 3D printing technology is mentioned. This is a three-dimensional printing process, characterized by high accuracy and the ability to correctly reproduce extremely small details.
And the last but not the least, the earphones are optimized for use at high volume (over 94 dB) and configured in accordance with the 'IEF Neutral 2023' curve by Corin Ako (better known as Crinacle), but with some adjustments in the bass and subbass sections, giving the sound of RED more weight and physicality.
So, RED are earphones printed on an industrial 3D printer, based on a 2-driver scheme. And Crinacle, a well-known reviewer and owner of the largest IEM measurement database, is responsible for tuning RED.
The earphones have a simple but distinctive design. The enclosures are completely glossy and slightly transparent on the inside. On the outside, there are mildly glaring red inserts under a coat of varnish.
https://preview.redd.it/5og1uxwsyu0d1.jpg?width=1800&format=pjpg&auto=webp&s=b0403d22e9fcb489cf8da789149869145fcf8349
You can discern bass speakers inside at a definite angle.
https://preview.redd.it/9v2r688uyu0d1.jpg?width=1800&format=pjpg&auto=webp&s=846183aa032e50b66ae4344c5af8fe6109e1cc26
The grids of the sound ducts are neat, inserted smoothly.
https://preview.redd.it/6b569ycvyu0d1.jpg?width=1800&format=pjpg&auto=webp&s=4a2a9a4c28e277808efd6e80c2b767457ee7e640
There is one compensation hole per each earphone, located in close proximity to a 2-pin connector. L and R are marked in bright golden letters. Small edgings for fixing the eartips were made, too.
Overall, they are quite good and even stylish. The only issue is microscratching that affects the enclosure right off the bat. But it's not really perceptible to the eye.
On top of that, the earphones act as a magnet to fingerprints.
The cable is just decent. It doesn't get too tangled, and the earholders are made at the right angle. The metal splitter is solid black, with the company logo printed on it.
https://preview.redd.it/c7331knwyu0d1.jpg?width=1800&format=pjpg&auto=webp&s=d66836329928887b3fc396b7bb6596bf486eae20
The very same cable comes with Truthear HEXA and Zero earphones.
The case is made decently, too, but it does not have any internal compartments or partitions. I already wrote about how an adequate case should be designed 5 years ago – no one has released anything alike yet.
https://preview.redd.it/3rbvma2zyu0d1.jpg?width=1800&format=pjpg&auto=webp&s=cc21b72be8af06e6cd816a5903135b0e1255c46a

Ergonomics

The geometry of the RED enclosures turned out to be perfectly compatible with my ears. They don’t have any strange concavities, bulges, or sharp edges, the sound ducts are positioned at a natural angle, the dimensions of the enclosures are... ordinary, only a little thick. Just put them in and listen to music. And they don't have much weight at all.
I'll assume that the sound ducts may turn out to be uncomfortably large for owners of small ears, because, let's be honest, these are not sound ducts, they are simply muzzles. Probably, when you get a first taste of these earphones, you will want to change your favorite eartips for the same, but smaller ones.
The flipside is the noise insulation — RED's one is above average because the earphones fit in tightly.
As for the 10-Ohm adapter, it is not convenient to use it on the go: a few centimeters long, thin rigid structure will stick out of the player audio output, which can easily damage the connector if stressed accidentally.

Quick specifications overview

  • Design: in-ear closed-back.
  • Drivers: 2 dynamic drivers.
  • Impedance: 18 Ohms.
  • Sensitivity: 117 dB.
  • Connectors: classic 2-pin, 0.78 mm.
  • Weight: 6 g (each earphone).

Subjective sound impression

RED sound great: balanced and new at the same time. Imagine that a 'top-up' of a very weighty and fast subbass was added to neutral sound delivery, which never overlaps the bass for a moment, not a iota, let alone the mid-frequency range. What's more, a lot of well-articulated high frequencies were poured in (we're talking about the 3-10 kHz range), but not those that get sandy, filled with sibilants that grate on the ear. They are just heard very well. This is, you know, sort of 'a joy of a HF-phobe who still wants a lot of HF'. With this in mind, the middle range is perceived to the utmost, there are no dips and curbs there, and it is just excellent.
The result is a 'smooth', but vibrant and simultaneously informative sound delivery with a stable low-frequency basis, perceived as 'dynamic' and 'detailed'. It is ten kinds of cool, simply brilliant tuning that retains its uniqueness and accuracy far beyond the price category of these earphones.
Against the background of the high frequencies delivered in this fashion, RED have a clear and wide virtual sound stage with a clear localization of instruments. It could be better, but in a very, very different price bracket.
Why the RED sound might not work for someone:
  • The sound is not 'thick'. And that's exactly how a normal bass, separated from the subbass, not affecting the midrange, sounds like.
  • "I hear something that's out of place". When mixing, the authors decided to make the recording 'brighter' or simply did not handle the sound very carefully, having thought that no one would hear the nuances. If this was the case, RED will let you hear weird synthetic glide sounds, abrupt high-frequency sounds etc. To cut it short, you will hear a lot of blatant defects in the music poorly recorded and mixed, as well as a lot of new and amazing things in the well-recorded and -mixed one.
  • There's not enough subbass. And here comes the 10-Ohm adapter included. Upon its connection, the bass and subbass are raised by 3 dB (see the next section). Even if everything is fine with your subbass perception, when using RED in an urban environment, the low-frequency range being masked with external sound sources may require the usage of this adapter.
  • The ultra-high frequency range (from 10 kHz and above) could be more delicate. Actually not, it couldn't because the earphones cost $55 and not $550.
  • To sum up, in terms of frequency balance, the RED sound is truly unique and one of a kind. For me, RED have become the first in-ear headphones in a month of Sundays that made me freeze on the spot when listening to music that I've been familiar with for a lifetime.

Measurements

The earphones were connected to the RME ADI-2 DAC (IEM output). A measuring rig conforms to the IEC60318-4 standard. The provided eartips were used for measurements. The smoothing is indicated on the graphs. For the info about rigs, graphs and headphones measurements, refer to my article.
Frequency response:
https://preview.redd.it/eri2gsdezu0d1.jpg?width=1600&format=pjpg&auto=webp&s=290174f139b73f2f312471e985e624548293bc9b
Keep your eye out for the dashed green line – this is the target curve conventionally named Crinacle Neutral Target 2023. This target curve was proposed by Ako in April 2023 as an alternative to the Harman curve, which is appreciated by far from everyone. The diffuse field curve measured at the Type 5128 rig manufactured by Brüel & Kjær was used as a basis, which was then transferred to the IEC711 rig and 'tilted' clockwise. Why it was done and why this way – I will try to answer these questions in detail in another article on the theoretical part of measurements, but I won't go deep at the moment.
What matters is that this is not just a tuning. This is a very specific tuning that has been contemplated on for quite a while.
To put this in perspective and see something more common, here is the frequency response of RED and the most current Harman curve:
https://preview.redd.it/hi0j1bkuzu0d1.jpg?width=1600&format=pjpg&auto=webp&s=8fd9854f18d81798fc43e769f6eca16027dbb144
And the situation here is very interesting:
  • up to 200 Hz, the RED frequency response corresponds to the Harman curve in shape;
  • 200 Hz are 'sunk', and this is what gives a feeling of elastic, full-fledged subbass;
  • at low frequencies and in the middle, there is a smooth addition of up to 2 dB at maximum;
  • the midrange rise is shifted from 2.7 kHz slightly to the right;
  • peaks after 13 kHz are most likely aberrations of the rig, I personally do not hear them.
Does such sound tuning have a right to life? My ears tell me that yes, more than that.
As a reminder, there is a 10-Ohm attenuator included.
https://preview.redd.it/gna9eigwzu0d1.jpg?width=1800&format=pjpg&auto=webp&s=cb2c1b9ed0b29c76a2e156215626383ff72c6ca4
When it is connected, the left part of the frequency response graph rises predictably, and the sound becomes more 'common':
https://preview.redd.it/n5egvhryzu0d1.jpg?width=1600&format=pjpg&auto=webp&s=5b3d26d901780a7eca911071bd68f838b2ce6b88
The left/right volume balance is not ideal, but acceptable:
https://preview.redd.it/iwsc9mh00v0d1.jpg?width=1600&format=pjpg&auto=webp&s=e7fb32e88c180e2183a53c7747464d5ab8382ef5
Nonlinear distortions (these are measurements that should not be 100% trusted because my equipment is far from perfect):
https://preview.redd.it/m8ozge320v0d1.jpg?width=1600&format=pjpg&auto=webp&s=0b47fde9e64b1857e633b8adebc82a2f182f5da6

Sound source choice

For my listening tests, I've connected the earphones to the following devices.
  • PC + RME ADI-2 DAC fs (IEM output) – unbalanced connection
  • PC + RME ADI-2 DAC fs ('High Power' mode) – unbalanced connection
  • Hiby R6 gen 3 ( Gain – High, Amplifier Operation – Class AB/A)
The sources were switched by a mechanical input switch.
With Hiby R6, the earphones' sound is a little more bassy and solid. I didn't hear any other difference in the sound of RED when using various sources.

Eartip choice

I didn't like the eartips provided.
https://preview.redd.it/ibe7nc860v0d1.jpg?width=1800&format=pjpg&auto=webp&s=fbd68bf567e714ad6809423295c8e0b049af3048
Three left pairs have a clearly smaller diameter compared to one of the sound duct and are just difficult to pull on. The right pairs fit the sound ducts easier, but just like the left ones, they're not really soundproof.
As for foam eartips, I just don't like them.
In short, I tested RED with TRI Clarion, and the same I recommend to you. The fit is comfortable, deep and tight enough.

Comparisons

PLEASE NOTE: everything I say below is only applicable to the earphones from the point of view of comparison to other models, nothing more!

RED vs. Truthear HEXA

The Truthear x Crinacle ZERO: RED and Truthear HEXA frequency response graphs compared:
https://preview.redd.it/690dctkb0v0d1.jpg?width=1600&format=pjpg&auto=webp&s=901456e8b5ae27dfe60ab024099b82a41dd4f49a
Subjective difference in sounding
  • RED are much bassier as compared to HEXA.
  • HEXA have a more pronounced middle range and less accentuated upper frequencies.
  • However, the upper frequency range of HEXA is less even, so the peak of nearly 7.5 kHz is perceived more clearly with HEXA.
Compared to each other, RED's sound can be called 'V-shaped', with their sound delivery more versatile, whereas HEXA are more 'reserved' and 'neutral'.

RED vs. Moondrop May

I'd like to note that comparing RED earphones and, in fact, DAP+earphones, which is what May is, is incorrect. Therefore, below we will talk only about the sound. May were connected via their standard DSP cable, and the equalizer was set to 'Standard'.
The Truthear x Crinacle ZERO: RED and Moondrop May frequency response graphs compared:
https://preview.redd.it/up1nlade0v0d1.jpg?width=1600&format=pjpg&auto=webp&s=10b015a8032de6440aefc8033fde02c579d72268
Subjective difference in sounding
  • May highlight the range of about 6 kHz in a stronger manner, their sound is more sonorous and sharp.
  • The voices in May's interpretation sound noticeably closer.
  • May give the sound a little more 'physicality' and 'dirt'.
Compared to each other, RED's sound can be called more 'neutral' and even 'intelligent', whereas I would characterize May's sound delivery as 'rougher', less 'balanced', more 'subjective'.

Summary

The Chinese economic ramp-up, the development of manufacturing technologies for drivers and enclosures, as well as the development of knowledge about sound in in-ear headphones let us buy a product for $55 in 2024, for which sound they would have charged us good $550 without batting an eyelid and turning a hair 10 years ago, although it seems questionable to me that someone would have been up to such tuning at that time.
And I'm quite agreeable to give credit to Crinacle: while I honestly wrote in the KZ Zex Pro review that the earphones were frankly poorly tuned (whether through Crinacle's fault or not, I have no idea), RED is a completely different story. This is just an example of how to proceed from competence in the field of headphone measurements to successful headphone production.
I am not inclined to believe, of course, that this was a sole effort of Crinacle — everyone sang in harmony, both him and Truthear as the immediate manufacturer.
In general, everything is both clear and complicated about RED at the same time: these are earphones with a universal fit and eminently calibrated tuning, combining neutrality, detail, weight, dynamics and lack of listening fatigue in equal measure. Top it off, there is a 10-Ohm attenuator included for those who 'starve for the lower section'.
To buy or not to buy: to buy, at least just for the fun of learning what kind of tuning is this!
submitted by mr_boizoff to headphones [link] [comments]


2024.05.16 23:49 HarryPudding careldindiabloleague

Cisco Router Security
What are the two access privilege modes of the Cisco router?
User EXEC Mode: This is the initial access mode for a router. In this mode, the user can access only a limited set of basic monitoring commands.
Privileged EXEC Mode: This mode provides access to all router commands, such as debugging and configuration commands. It requires a password for access to ensure security.
What is the approach for password for the privileged mode of the router?
enable secret [password]
uses hashing algorithm so that the password is not in plain text but encrypted
How to ensure that all passwords in the router are stored in the encrypted form?
service password-encryption
What is the difference between the Cisco router’s startup and running configurations?
How to save the running configuration into start up configuration?
Startup Configuration: Stored in the NVRAM, this configuration is used to boot the router. It remains unchanged until an administrator explicitly saves the running configuration to it.
Running Configuration: Held in the router’s RAM, this configuration is active on the router. Changes to the router’s configuration are made here and are effective immediately.
Know and be able to configure all aspects of the Cisco router covered in class. For example,
configuring the router interfaces, setting the router OSPF ID, etc.
enable
configure terminal
hostname MyRouter
interface GigabitEthernet0/0
ip address 192.168.1.1 255.255.255.0
no shutdown
exit
interface Serial0/0/0
ip address 10.0.0.1 255.255.255.252
clock rate 64000
no shutdown
exit
router ospf 1
router-id 1.1.1.1
network 192.168.1.0 0.0.0.255 area 0
exit
enable secret mysecretpassword
line console 0
password myconsolepassword
login
exit
line vty 0 4
password myvtypassword
login
exit
crypto key generate rsa
ip ssh version 2
ip ssh time-out 60
ip ssh authentication-retries 2
ip route 0.0.0.0 0.0.0.0 192.168.1.254
access-list 10 permit 192.168.1.0 0.0.0.255
access-list 10 deny any
Practical Routing, OSPF, and Security
What is the difference between static and dynamic routing?
Static Routing: Involves manually setting up routes in the router's routing table through configuration commands. These routes do not change unless manually updated or removed. Static routing is simple, secure, and uses less bandwidth but lacks scalability and flexibility.
Dynamic Routing: Automatically adjusts routes in the routing table based on current network conditions using routing protocols. This approach allows for more flexibility, scalability, and fault tolerance, but consumes more resources and can be complex to configure.
What is the difference between link state and distance vector routing?
Distance Vector Routing: Routers using distance vector protocols calculate the best path to a destination based on the distance and direction (vector) to nodes. Updates are shared with neighboring routers at regular intervals or when changes occur. This approach can lead to slower convergence and issues like routing loops.
Link State Routing: Each router learns the entire network topology by exchanging link-state information. Routers then independently calculate the shortest path to every node using algorithms like Dijkstra’s. This results in quicker convergence and fewer routing loops.
Distance Vector Routing: Each router computes distance from itself to its next immediate neighbors. (RIP, EIGRP, & BGP)
-Does not build a full map of the network
-Focuses more on the next hop towards the destination
Link State Routing: Each router shares knowledge of its neighbors with every other router in the network. (OSPF and IS-IS)
-Builds a full map of the network
-Each router shares information
-Maintains a database of the entire network.
Give an example of the distance vector and link state algorithms.
Distance = RIPLink State = OSPF
What type of protocol is Routing Information Protocol (RIP)? Be able to understand
examples and solve problems.
Example of a distance vector protocol
dynamic protocol
-shares routing info with neighboring routers
-an interior gateway protocol that operates within autonomous system
-oldest of all dynamic protocol; RIPv1
-widely used open standard developed by IETF
-a distance vector routing protocol
-limited to maximum 15 hops;
 how rip works -rip sends regular update message (advertisements to neighboring routers) 
-every 30 seconds that resets after each successful ack
-route becomes invalid if it has not received a message for 180 seconds
-RIPv1 (obsolete) uses broadcast, while RIPv2 uses a multicast address -Update message only travel to a single hop
downside : limitations, each router in its table can only have one entry per destination. Have to wait for advertisement for an alternative path, cannot reach hops 15 paths away, little to no security.
What type of protocol is Open Shortest Paths First (OSPF) protocol? Be able to under-
stand examples and solve problems.
-a link state routing protocol
 intra as routing with RIP 
What is the Link State Advertisement (LSA) in OSPF? What is the Link State Database
(LSDB)?
-LSA contains data about a router, its subnets, and some other network information.-OSPF puts all the LSAs from different routers into a Link-State Database (LSDB)
The goal of OSPF is to be able to determine a complete map of the interior routing path to be able to create the best route possible.
The way this is done is that OSPF finds all the routers and subnets that can be reached within the entire network. The result is that each router will have the same information about the network by sending out LSA.
How does each router in OSPF create a map of the entire network?
Step 1 : Acquire neighbor relationship to exchange network information.
Step 2: Exchange database information, neighboring routers swap LSDB information with each other
Step 3: Choosing the best routes, each router chooses the best routes to add to its routing table based on the learned LSDB information.
What is the process for two OSPF routers to become neighbors?
A. a neighbor sends out a Hello packet including the router ID along with subnets that it routes to the given multicast address to a given OSPF area ID.
this is also a way for routers to tell neighbors that they are still on and good to go. 
B. Once other routers receive this packet, they run some checks. The neighboring routers must match the following requirements:
-area id needs to be the same (also used when scaling up OSPF)
-the shared or connecting link should be on the same subnet.
-The Hello and dead timer must be the same.
-the dead timer is having enogh time before the sending router assumes that the neighbor is down.
-this timer is typically 10 secs for point-to-point and broadcast networks.
C. If all is fine, the receiving router will go into Init stage and sends a hello message of its own. This Hello packet list its own network info along with the known neighbor R1. This puts R1 into a 2-way communication status.
D. R1 sends another Hello message to R2 with the information as a known neighbor. This allows the R2 now with a 2-way communication status as well.E. We now have a 2-way neighboring routers
What is the difference between point-to-point and multi-access networks? How does OSPF
handle each case?
Point-to-Point: A network setup where each connection is between two specific nodes or devices. OSPF treats these links with straightforward neighbor relationships since there are only two routers on each segment. 
Multi-Access Networks: Networks where multiple routers can connect on the same segment, such as Ethernet. OSPF uses a Designated Router (DR) and a Backup Designated Router (BDR) on these types of networks to reduce the amount of OSPF traffic and the size of the topological database.
DR selected by the highest OSPF prio.
Be able to configure OSPF routing given a topology.

Example:
Consider a topology with three routers R1, R2, and R3. The routers
are connected R1 =⇒R2 =⇒R3 =⇒R1.
R1 has interface f0/0 connected to the
interface f0/0 of R2. R2 has interface f0/1 connecting to the interface f0/0 of R3.
Finally R3 has interface 1/0 connecting to the interface 1/0 of R3. Assuming all
routers are Cisco 7200 routers, configure them to use OSPF to dynamically route in
this topology (you will be given the Cisco router manual for such questions).

R1enable
configure terminal
hostname R1
interface FastEthernet0/0
ip address 192.168.12.1 255.255.255.0
no shutdown
exit
interface FastEthernet1/0
ip address 192.168.31.1 255.255.255.0
no shutdown
exit
router ospf 1
router-id 1.1.1.1
network 192.168.12.0 0.0.0.255 area 0
network 192.168.31.0 0.0.0.255 area 0
exit
end
write memory
R2enable
configure terminal
hostname R2
interface FastEthernet0/0
ip address 192.168.12.2 255.255.255.0
no shutdown
exit
interface FastEthernet0/1
ip address 192.168.23.1 255.255.255.0
no shutdown
exit
router ospf 1
router-id 2.2.2.2
network 192.168.12.0 0.0.0.255 area 0
network 192.168.23.0 0.0.0.255 area 0
exit
end
write memory
R3enable
configure terminal
hostname R3
interface FastEthernet0/0
ip address 192.168.23.2 255.255.255.0
no shutdown
exit
interface FastEthernet1/0
ip address 192.168.31.2 255.255.255.0
no shutdown
exit
router ospf 1
router-id 3.3.3.3
network 192.168.23.0 0.0.0.255 area 0
network 192.168.31.0 0.0.0.255 area 0
exit
end
write memory
How does OSPF authenticate packets to protect against packet spoofing and tempering?
Be able to enable it a Cisco router.
OSPF (Open Shortest Path First) can authenticate packets to protect against packet spoofing and tampering using several methods. The two main types of authentication are:
Plain Text Authentication: This is simple and provides minimal security. It sends the password in clear text.
Message Digest 5 (MD5) Authentication: This provides stronger security by using cryptographic hash functions to authenticate OSPF packets.
Plain textenable
configure terminal
interface FastEthernet0/0
ip address 192.168.12.1 255.255.255.0
ip ospf authentication
ip ospf authentication-key cisco123
no shutdown
exit
router ospf 1
router-id 1.1.1.1
network 192.168.12.0 0.0.0.255 area 0
area 0 authentication
exit
write memory
MD5enable
configure terminal
interface FastEthernet0/0
ip address 192.168.12.1 255.255.255.0
ip ospf authentication message-digest
ip ospf message-digest-key 1 md5 securepassword
no shutdown
exit
router ospf 1
router-id 1.1.1.1
network 192.168.12.0 0.0.0.255 area 0
area 0 authentication message-digest
exit
write memory
Network Defense Fundamentals

What is IP spoofing? Explain.
-The ip packet contains the source and destination Ip addresses.-Is it straightforward to modify the ip address of the packet.
-IP Spoofing: sender chagrin his source address to something other than his real address.
How can IP spoofing be used in security attacks?
-If the attacker sends an Ip packet with a spoofed IP, they will not receive a response form the destination: the machine with the IP matching the spoofed IP will receive the response.Ip spoofing operation - the sender spoofs the source IP address to point to another target. The receiver system replies to the spoofed IP.

What are the countermeasures to IP spoofing?
Ingress and Egress Filtering: Network operators should implement filtering rules on routers and firewalls to block packets with source IP addresses that should not originate from those networks. Ingress filtering blocks incoming packets with a source IP address that is not valid for the network, while egress filtering blocks outgoing packets with an invalid source IP address.
Reverse Path Forwarding (RPF): This technique ensures that the incoming packets are received on the same interface that the router would use to send traffic back to the source. If the path does not match, the packet is discarded, preventing spoofed packets from passing through.
IPsec (Internet Protocol Security): IPsec can be used to authenticate and encrypt IP packets, ensuring that they come from legitimate sources and have not been tampered with. This makes spoofing attacks significantly more difficult.
How can IP spoofing be used to perform DoS attacks?
IP spoofing is often used in Denial of Service (DoS) attacks to obscure the attacker's identity and to overwhelm the target with traffic from what appears to be multiple sources. One common type of DoS attack that utilizes IP spoofing is a Smurf Attack. In a Smurf Attack, the attacker sends ICMP (Internet Control Message Protocol) echo requests to broadcast addresses of networks, with the source IP address spoofed to that of the victim. The devices on the network respond to the echo requests, sending replies back to the victim's IP address. This amplifies the traffic directed at the victim, potentially overwhelming their network and causing a DoS condition.

Know how to use
hping3
for performing ping floods.
Using hping3 to perform ping floods involves sending a high volume of ICMP Echo Request packets to a target to overwhelm it.basic ping floodsudo hping3 -1 --flood [target_IP]
Using spoofed source ipsudo hping3 -1 --flood -a [spoofed_IP] [target_IP]
Controlling the Packet Sending Rateo hping3 -1 --flood -i u1000 [target_IP]Combining sudo hping3 -1 --flood -a 10.0.0.1 -i u1000 192.168.1.1
Firewalling
What is a firewall?
a filtering device on a network that enforces network security policy and protects the network against external attacks.
According to NIST SP 800-41, what are the characteristics of a firewall?
NIST standard defines the possible characteristics that a firewall can use to filter traffic.
-(IP Address and Protocol type) filtering based on source/destination IP address/ports, traffic direction and other transport layer characteristics.
-(Application Protocols)controls access based on application protocol data
-(User identity) controls access based on user identity
-(Network activity)
What are the limitations of the firewall?
Firewall capabilities: -Define a traffic chokepoint in the network and protects against IP spoofing and routing attacks
-Provide a location for monitoring the security events -Provide non-security functions: loggin internet usage, network address translation-Serve as platform for VPN/IPSec
Firewall limitations:-protect against attacks bypassing the firewall, connections from inside the organization to the outside that do not go through the firewall.-protect against internal threats such as disgruntled employees.
What is a packet filter firewall? Be able to write and interpret rules and to spot configu-
rationflaws.
Packet filtering firewall : applies a set of rules to each packet based on the packet headers.Filters based on: source/destination IP, source/destination port numbers, IP Protocol Field:defines the transport protocol, Interface : for firewalls with 3+ network interfaces, the interface from which the packet came from/going to

What is the difference between the default and allow and default deny policies? Which
one is the more secure one?
-when no rules apply to a packet, a default rule is applied: default deny : what is not explicitly permitted is denied default forward : what is not explicitly denied is allowed
default deny is more secure, you dont have to identify all of the cases that needs to be blocked, if one is missed, default deny will deny it.
Port 0-1023 reserved
1024-2**17 ephemeral
source port used by the system initialiatizng a connection is always chosen from the ephemeral ports
Be able to configure the packet filtering functions of iptables.

Example:
Write iptables rules to block all ICMP traffic to and from the system.
iptables -A INPUT -p icmp -j DROP
iptables -A OUTPUT -p icmp -j DROP
Example:
Write iptables rules to block all traffic on port 22
iptables -A INPUT -p tcp --sport 22 -j DROP
iptables -A OUTPUT -p tcp --dport 22 -j DROP

Example:
Write iptables rules to block traffic to host 192.168.2.2
iptables -A OUTPUT -p tcp --dest 192.168.2.2 -j DROP
iptables -A INPUT -p tcp --src 192.168.2.2 -j DROP
What are the limitations of the packet filter firewall?
-does not examine upper layer data : cannot prevent attacks that employ application specfic vulnerabilities or functions.cannot block application specific commands.

What is the stateful firewall and how does it compare to a packet filter?
A stateful firewall is a network security device that monitors and tracks the state of active connections, making decisions based on the context of the traffic. Unlike a simple packet filter, which examines individual packets in isolation based on predetermined rules, a stateful firewall keeps track of connections over time, distinguishing between legitimate packets that are part of an established session and potentially malicious ones. This contextual awareness allows it to block unauthorized connection attempts and prevent attacks such as spoofing and session hijacking. While packet filters, or stateless firewalls, operate faster and consume fewer resources by applying static rules to each packet independently, they lack the sophisticated traffic pattern handling and enhanced security provided by stateful firewalls.

What is the application-level firewall? What are its advantages and limitations?
An application-level firewall, also known as an application firewall or proxy firewall, operates at the application layer of the OSI model. It inspects and filters traffic based on the specific application protocols (e.g., HTTP, FTP, DNS) rather than just IP addresses and port numbers. limitations : increased communications overhead due to two separate TCP connections
 and not transparent to the client 
Application-level gateways are also known as application-level proxies.
-act as a relay for the application-level traffic.
-runs at the application layer, and examines application-layer data
Supported ProtocolsFTPSTMPHTTP
What is a circuit-level firewall? What are its advantages and limitations?
-Similar to the application-level gateway, but only tracks the state of the TCP/UDP sessions.
-Does not examine application data , simply relays TCP segments
-Allow/deny decisions based on whether a packet belongs to an established and trusted connection
Advantage of circuit-level firewall -do not filter individual packets(simplifies rules)
-fast and efficient 
Disadvantages:
-do not filter individual packets -require frequent updates: traffic is filtered with rules and policies that need regular updates for new threats and risks -the vendor needs to modify the TCP/IP implementation for thor applications to use the circuit-level proxy. 
What are the different approaches to basing the firewall?
-stand-alone machines -software modules in roosters, switches, or servers, or pre-configured security appliances. 
What are the host-based firewalls?
Host-based firewalls: a firewall software module used to secure a single host.
What are the network device firewalls?
Network device firewall = routers and switches often have firewall functions, like packet filtering and stateful inspection, to check and filter packets
What are the virtual firewalls?
-in a virtualized environment, servers, switches, and routers can be virtualized and share physical hardware. The hypervisor that manages the virtual machines can also have firewall capabilities.
What is the DMZ? How is it used for securing networks?
A Demilitarized Zone (DMZ) in network security is a physical or logical subnetwork that contains and exposes an organization's external-facing services to an untrusted network, typically the internet. The primary purpose of a DMZ is to add an additional layer of security to an organization's local area network (LAN). By isolating these externally accessible services, the DMZ ensures that if an attacker gains access to the public-facing systems, they do not have direct access to the rest of the network.
How the DMZ Secures Networks
Isolation of Public Services: Services that need to be accessible from the outside, such as web servers, mail servers, FTP servers, and DNS servers, are placed in the DMZ. These services are isolated from the internal network, which helps protect the internal systems from attacks that may exploit vulnerabilities in the public-facing services.
Controlled Access: Firewalls are used to create boundaries between the internet, the DMZ, and the internal network. The firewall rules are configured to allow only specific types of traffic to and from the DMZ. For example, incoming web traffic might be allowed to reach a web server in the DMZ, but not to access internal systems directly.
Minimal Exposure: Only the necessary services are exposed to the internet. This minimizes the attack surface, reducing the number of entry points that an attacker can exploit. Internal systems and data remain protected behind the additional layer of the firewall.
Layered Security: The DMZ provides an additional layer of defense (defense-in-depth). Even if an attacker manages to compromise a server in the DMZ, the internal network is still protected by another firewall, making it harder for the attacker to penetrate further.
Monitoring and Logging: Activities within the DMZ can be closely monitored and logged. Any suspicious behavior can be detected early, and appropriate actions can be taken to mitigate potential threats before they impact the internal network.
Traffic Filtering: The firewalls between the internet and the DMZ, as well as between the DMZ and the internal network, can filter traffic based on IP addresses, ports, and protocols. This filtering ensures that only legitimate traffic is allowed and that malicious traffic is blocked.
-if attacker compromises a server on the network, they will be able to pivot to other systems on the network.
What are the advantages and disadvantages of having the two DMZ firewalls be from
different vendors?
Using different firewall manufacturers for the two firewalls maybe a good idea, avoids possibility of both having the same vulnerability but introduces more complexity and management overhead.
Be able to write pfSense firewall rules
Penetration Testing

What is penetration testing?
-legal and suthorzied attempt to locate and exploit vulnerable systems for the purpose of making those systems more secure.
pen testing, pt, hacking, ethical hacking, whitehate hacking, offensive security, red teaming 
What is the objective of the penetration testing?
Use tools and techniques used by the attackers in order to discover security vulnerabilities before the attackers do. 
What is the BAD pyramid?
The purpose of a red team is to find ways to improve the blue team, so purple teams should not be needed in an organization where the red/blue teams interaction is healthy and functioning properly. 
red attack
purple defender changes based off attack knowledge
blue defend
green builder changes based on defender knowledge
yellow build
orange builder changes based on attacker knowledge
Why are the penetration tests conducted?
-a company may want to have a stronger understanding of their security footprint.
-system policy shortcomings -network protocol weaknesses -network/software misconfigurations -software vulnerabilities 
What is the difference between penetration testing and vulnerability assessment?
-two terms often incorrectly ,interchangeably used in practice.
-vulnerability assessment : review of systems services to find potential vulnerabilities-penetration testing: finding an exploiting system vulnerabilities as proof-of-concept
What is the difference between black-box, white-box, and grey-box testing.
Black-Box Testing
Tester Knowledge: The tester has no knowledge of the internal structure, code, or implementation details of the system.
-lack knowledge of system
White-Box Testing
Tester Knowledge: The tester has full knowledge of the internal structure, code, and implementation details of the system.
-very thorough , but not completely realistic
Grey-Box Testing
Tester Knowledge: The tester has partial knowledge of the internal structure, code, or implementation details of the system.
What is the difference between ethical and unethical hackers?
-penetration testers, with proper authorization of the company, help improve the security of the company.
-unethical hackers, personal gain through extortion or other devious methods, profit, revenge, fame, etc. No authorization to conduct the attacks
•Ethical vs unethical hacking, penetration testers: obtain the authorization from the organization whose systems they plan to attack unethical hackers: attack without authorization.
Know the stages of penetration testing and the importance of following a structured ap-
proach.

Planning and Reconnaissance:
Planning: Define the scope and goals of the test, including the systems to be tested and the testing methods.
Reconnaissance: Gather information about the target, such as IP addresses, domain names, and network infrastructure, to understand how to approach the test.
Scanning:
Purpose: Identify potential entry points and vulnerabilities in the target system.
Methods: Use tools to scan for open ports, services running on those ports, and known vulnerabilities.
Gaining Access:
Purpose: Attempt to exploit identified vulnerabilities to gain unauthorized access to the system.
Techniques: Use techniques like password cracking, SQL injection, or exploiting software vulnerabilities.
Maintaining Access:
Planning and Reconnaissance:
Purpose: Ensure continued access to the compromised system to understand the potential impact of a prolonged attack.
Methods: Install backdoors or use other methods to maintain control over the system.
Analysis and Reporting:
Scanning
Purpose: Document the findings, including vulnerabilities discovered, methods used, and the level of access achieved.
Report: Provide a detailed report to the organization, highlighting the risks and recommending steps to mitigate the vulnerabilities.
Remediation:
Gaining Access
Purpose: Address and fix the identified vulnerabilities to improve the security of the system.
Action: Implement the recommended security measures from the report to protect against future attacks.
Retesting:
Maintaining Access
Purpose: Verify that the vulnerabilities have been successfully remediated.
Process: Conduct a follow-up test to ensure that the fixes are effective and no new issues have been introduced.
Importance of Following a Structured Approach
Consistency: A structured approach ensures that each stage is systematically followed, making the testing thorough and reliable.
Comprehensiveness: Following each stage helps identify and address all potential vulnerabilities, leaving no gaps in the security assessment.
Documentation: A structured method produces detailed documentation, which is crucial for understanding the security posture and for future reference.
Effectiveness: It ensures that the penetration test effectively mimics real-world attack scenarios, providing valuable insights into how an actual attacker might exploit vulnerabilities.
Risk Management: By identifying and addressing vulnerabilities, organizations can proactively manage security risks and protect their assets from potential attacks.
Example:
What is the difference between the passive and active reconnaissance?

Passive Reconnaissance
Definition: Gathering information about the target without directly interacting with the target system or network. The aim is to collect data without alerting the target.
Methods:
Publicly Available Information: Searching for information that is freely available on the internet, such as social media profiles, company websites, and news articles.
DNS Queries: Looking up domain registration information (WHOIS data), DNS records, and IP address ranges.
Network Traffic Analysis: Capturing and analyzing network traffic without sending packets to the target (e.g., using tools like Wireshark in a non-intrusive manner).
Search Engines: Using search engines to find information about the target, such as employee names, email addresses, and technical details.
Advantages:
Low Risk: Minimizes the chance of detection by the target because no direct interaction occurs.
Stealth: Suitable for the early stages of reconnaissance when the goal is to remain undetected.
Disadvantages:
Limited Information: May not provide as much detailed or specific information about vulnerabilities or configurations as active reconnaissance.
Active Reconnaissance
Definition: Actively engaging with the target system or network to gather information. This involves direct interaction, such as sending packets or probing the target.
Methods:
Network Scanning: Using tools like Nmap to scan for open ports, running services, and network topology.
Vulnerability Scanning: Running vulnerability scanners (e.g., Nessus, OpenVAS) to identify known weaknesses in the target systems.
Social Engineering: Directly interacting with individuals (e.g., phishing attacks) to gather information.
Probing and Enumerating: Sending specific queries or packets to the target to elicit responses that reveal information about the system (e.g., banner grabbing).
Advantages:
Detailed Information: Provides more detailed and specific information about the target's vulnerabilities, configurations, and active services.
Identification of Weaknesses: More effective in identifying exploitable vulnerabilities that can be used in subsequent attack phases.
Disadvantages:
Higher Risk: Increases the risk of detection by the target, which could alert them to the reconnaissance activity.
Potential Legal Issues: Unauthorized active reconnaissance can lead to legal repercussions if done without permission.
Summary
Passive Reconnaissance: Involves gathering information without direct interaction with the target, resulting in lower risk of detection but potentially less detailed information.
Active Reconnaissance: Involves direct interaction with the target to gather detailed information, but carries a higher risk of detection and potential legal consequences.
Both types of reconnaissance are essential in penetration testing to understand the target's environment and identify potential vulnerabilities while balancing the need for stealth and detailed information.
Be able to use the penetration testing tools discussed in class
nmap 192.168.1.1
nmap -sS -sV -O -A 192.168.1.1-sS: Perform a stealth SYN scan.
-sV: Detect service versions.
-O: Detect operating system.
-A: Perform aggressive scan (includes OS detection, version detection, script scanning, and traceroute).
submitted by HarryPudding to u/HarryPudding [link] [comments]


2024.05.16 22:00 hoggersbridge Engines of Arachnea: The Bug Planet (Chapter 21: Kryptus)

Link for all the chapters available here: Engines of Arachnea on Royal Road
Having said his piece, Rene had expected the woman to accept her role as a prisoner of the Fleet. But no sooner had he taken his knee of her back than she was at him again, rolling over and cursing as she tried to spit him on her claws. Training kicked in and Rene applied the wrestling component of his hand-to-hand combat course. He secured underhooks with his arms, locking them together with his hands and hugging her tight from behind. Zildiz bucked and twisted around in a futile attempt to make room for her blades, even managing to get one of her knees beneath her and push off the ground. Rene allowed her to gain her feet, cunningly using the opening to slip the loop of his encircling arms around her waist. Now in complete control of her center of gravity, Rene swung his leg out and arched his back, heaving her up and over like a sack of turnips in a textbook suplex. A fraction of a second before he smashed the top of her skull into the hard ground, he remembered that he was supposed to keep prisoners alive and preferably not in a vegetative state, and so he cushioned the fall with his own body, falling on his side to increase surface area and dissipate the force.
Zildiz was caught totally by surprise. Unlike Rene she had neglected to tuck in her chin before the moment of impact, a vital detail which was one of the first things a recruit was taught to do on the mats.
“Oof!” she said as all the breath slammed out of her by the throw. Rene felt her body go limp as her dazed senses tried to adjust to the violent change of orientation. He took advantage of this moment of weakness and looped his legs around her body, locking his ankles together to form a full body triangle. His left forearm punched up and took her neck in a rear naked choke, a suffocating vise formed by the insides of his elbow crushing her windpipe and carotid arteries.
“I warned you,” he told her. His choking hand grabbed the inside of his other elbow, right forearm sneaking behind her neck and under his armpit, tightening the garrote even further.
“Had enough?”
“Hrrnnkk…” Zildiz choked. She lifted an arm and slid back the blade until it was the length of a finger, deliberately giving Rene the universal gesture to go and fornicate with himself, before sheathing the claw entirely and aiming her fist at him over her shoulder.
Rene ducked as the blade shot out again, only just avoiding it going through his eye socket and into his brain. As it was, it only nicked his temple, sending warm lines of blood trickling down his visor. Rene hugged her even tighter, constricting the chokehold until he heard her breathing reduced to an agonized wheeze. He throttled her until she stopped moving, her struggles weakening until she went completely lax. Then he held the choke for exactly three seconds longer, counting carefully to avoid giving her lasting brain damage. He let go and was relieved to hear her snoring faintly. Gently rolling her onto her back so she didn’t suffocate in the dirt, Rene cast about for a means to secure his prisoner. He had only a few seconds before she regained consciousness. Quickly he cut some vines from the surrounding trees and knotted them into a crude rope. He flipped her back over again and tied her hands at the wrists and elbows. He had no illusions that it would hold her for long. He tied her wings together at their bases for good measure. She had two sets of them, but the larger pair was missing one of its partners that had been torn off at the socket to reveal a gaping wound. They were wondrously tough membranes considering how thin and flexible they were, as sturdy as ultrapod leather. Rene looked over his work and loosened it a bit so as not to cut off the circulation in her arms. It wasn’t bad for something done on the fly. Then again, he’d been playing this whole thing by ear ever since the ambush that had cut his unit to pieces. Ye gods, but that whole experience felt like a lifetime ago. He had not expected to ever use that component of his hand-to-hand training designed for fighting human opponents. Of course, he’d helped put down a fair share of civil unrest in his time, but even during the worst of the food riots in Mound Ulysses he’d never so much as given a person a light shove. The civilians knew better than to antagonize a battalion of the Fleet’s finest over something as routine and reoccurring as a government rationing in the face of crop failure.
He felt quite bad about having to roughhouse the woman, that is, until she sat up awake and glowered hatefully at him, coughing and retching.
“Don’t,” he pleaded with her in exasperation as she gave him the old stink eye, “I don’t want to fight you again.”
“Why?” she spat defiantly, “Afraid you’d lose?”
“Uh huh,” Rene grunted, amused and even a little impressed by her spunk. She couldn’t have weighed more than sixty kilos soaking wet and was at least half a foot shorter than him even with that exomorph of hers, but this woman was all fight and no quit. She would have to be, living on the surface world and facing these abominations day after day. Rene looked at the dismembered corpses of the black-furred devils and had a sudden jolt of inspiration. As Zildiz tested the strength of her restraints Rene went over to the monster he had chopped to bits and poked the misshapen hump on its back, which had excreted thick ribbons of silk at the moment of death. Feeling more than a little squeamish, Rene pulled on the threads of silk. He had only meant to collect two or three meters of the material, but more and more of the stuff kept unwinding out its glands like a handkerchief from a magician’s pocket. Eventually his hands became enmeshed in the horrid stuff and he had to struggle like the dickens to unstick himself and scrape it off onto a bush where it stuck like a lumpy hammock. Remembering how his enemy had plugged the stab wound in its gut, Rene snapped off a twig and curled it into the white mess like those vendors at the fairs did with candy cloud treats, ending up with a spool of silk. He applied it to the cut on his temple by winding it around his head like a bandage, and was gratified when it stopped the bleeding almost immediately. He heard the rustle of dead leaves and turned around to find Zildiz furtively attempting to sidle away from him.
“Don’t even try it,” he told her, “Or I’ll run you down and knock you senseless. I’m taking you back to civilization. The Fleet needs to know what it’s up against out here, and you’re a veritable trove of information.”
Zildiz squatted back down and stared at him, simmering with resentment. Rene shook his head and continued his work, moving on to the monster that had been the first to die at the woman’s hands. Cutting open its hump, Rene was rewarded with a dense lump of thread still packed inside its spinneret. He took another twig and spooled it in, then wrapped the bundle of silk in a large leaf.
A leg twitched of its own accord. Rene nearly dropped the bundle as he sprang back, sword upraised. The devil’s limbs began doing a tap dance and Rene relaxed a bit, recognizing it as the onset of rigor mortis. The side of its face was split open and hanging loosely by a strap of flesh. Struck by a nagging suspicion, Rene stooped down and peeled off the segments of its head, holding the edge of his sword against its neck to decapitate it in the event that it proved too lively for his liking.
The musculature and armor tore away just like it had with Zildiz’s helm, and for the second time that night he found himself staring into the face of another living human being. Only this time it was a man whose face was utterly disfigured, a perversion of the basic form. In the place of his lower jaw were fingerlike protrusions of gummy tissue and exposed nerve endings. His nose cartilage was likewise missing, leaving only a pair of holes dribbling with snot. The man blinked, and glassy eyes with almost no whites at their edges fixed Rene in their gaze.
“Kill…me…” the man whispered.
Rene began to shake uncontrollably, wiping a trembling hand across his mouth as he was forced to consider the carnage he’d just wrought in a new and horrifying light. These weren’t three dead monsters littering the jungle floor; these were three dead men, and some of them he had killed himself.
“Kill me!” the man begged him. He was young, barely Rene’s age, his smooth skin untroubled by the wrinkles of age and worry. He had clear brown pupils and dark, expressive brows. If it weren’t for all the rest of him, Rene might’ve mistaken him for a fresh-faced recruit at the academy, or a paperboy climbing up the terraced apartments of inner hive to deliver news of the Fleet’s latest victory.
On unsteady legs Rene staggered back to Zildiz’s side and away from the awful truth he had uncovered.
“Something the matter?” Zildiz asked in a gleeful tone, “Feeling a little worse for wear, are we?”
“Shut it,” Rene said distantly. He dragged Zildiz to her feet and began winding the silk around her wrists, layering them over thick and tying them off with a simple knot. He kept the vines on her for added insurance and told her to start walking.
“Where to?” she demanded.
“I’m not feeding you to my children, if that’s what you’re asking,” he muttered, “I don’t have any to begin with, and even if I did, I sure as hell wouldn’t raise them to be cannibals.”
Zildiz didn’t move, so Rene grabbed her and frog marched her away. He had no real destination in mind—he just had to get away from this place and the bodies he’d made. Zildiz rounded on Rene, saying:
“Aren’t you going to deal with him? I only severed his neural connection to paralyze his exomorph. He’s still very much alive.”
“No!” Rene yelled, “That’s not how I—how people do things. Almighty ancestors, is that so hard for you to grasp?”
“Yes,” Zildiz replied quite candidly.
“He’s a living, breathing human being. I don’t know if you’ve heard, but those are pretty rare on Arachnea and worth keeping around.”
“No. He is a Leaper. After extracting your gilt helix, he and his packmates would devoured you right then and there.”
“That’s why you saved me, isn’t it? So they couldn’t obtain this shiny helix thing?”
Zildiz ignored his question, continuing:
“If you leave him here, at best he will die of exposure. At worst, his tribe will come looking for him, and if they find him, they will run us down and kill us anyway.”
Rene bit his lip. She spoke the truth and they both knew it. But after all this world had already taken from him, there remained one thing which he refused to part with. And Rene knew that if he gave in now and took the expedient option—the sensible option—he would be surrendering it forever.
“Sorry,” he said finally, “That’s against the rules.”
He dragged Zildiz over to the Leaper and spoke to him, saying:
“I won’t kill you. I’m not about to eat you either, so you can stop begging for a quick death. As long as you tell me what I want to know, we’ll leave you here and go our separate ways. I might even patch your wounds if you’re cooperative. Does that strike you as a fair bargain?”
The Leaper met this pronouncement with a look of utter perplexity that mirrored the one on Zildiz’s face.
“I’ll take that silence as a yes,” Rene said impatiently, “You’ll begin by telling me your name.”
“Kryptusshh,” the Leaper said slowly, as if not daring to hope.
“Very good. Are there any more of your people out there, Kryptus?”
“Why sshhould I trusht you? I would only be dooming more of my kindred, and there issh no certainty you would not kill me afterwardssh.”
“It’s a chance you have to take,” Rene shrugged, “Either that, or I’ll let this woman do as she pleases with you. And just between you and me,” he said in a loud stage whisper, “She doesn’t seem all that fond of your sort.”
Zildiz and Kryptus locked eyes with each other. Rene could almost feel the waves of hatred coming off her as she bristled, every tendon in her body tensing expectantly. Kryptus must have seen something he didn’t like, for he looked away and said:
“I am a warrior of the Weeping Vipersh. We are roughly eleven hundred sshtrong. One tenth of that number are bravesshh like me.”
“He lies,” Zildiz said, baring her teeth in a snarl, “That is less than half their true strength. He does not count the adolescents and the old loom-mothers, who are the deadliest of their kind.”
“Three hundred, then, if they are consshidered,” Kryptman quickly admitted, “Your pardon, merciful one.”
“I’ll excuse your forgetfulness just this once,” Rene warned, “But your memory better not fail you again.”
He questioned the Leaper closely. Kryptus claimed that only he and his pack had seen the safety pod’s crash landing, and that they had told no one else as they wished to claim the great prize all for themselves. The Weeping Vipers were the largest tribe in the rainforest and were always looking for an advantage over their numerous and belligerent neighbors. Apparently Kryptus had hoped to gain a modicum of the Divine Engine’s power by extracting something called a ‘gilt helix’ from Rene’s blood.
“Jussht one sample would have shatishfied uss,” Kryptus swore, “Then we would have taken you back to the Loom alive.”
“I’m sure nothing would’ve pleased you better,” Rene said wryly, all too cognizant of Zildiz’s earlier assumption that he planned to feed her to the Fleet’s youth.
Rene learned from Kryptus that the Divine Engine had ignited a blazing wildfire that was swiftly spreading north and west. The tribes would likely have noticed it by now, and would all be sending braves in a joint effort to douse the flames. For some reason all the Leapers felt collectively responsible for the wellbeing of the region, and could not allow it to come to harm for fear of dire repercussions.
“Last question. Is anyone going to come looking for you?”
“Not till the morning.”
“Good!” said Zildiz, breaking out of Rene’s grip and aiming a vicious kick at the side of the Leaper’s head. Rene barely caught her and yanked her back, shouting:
“Blood and thunder, woman! Is there nothing you won’t do to piss me off?”
“Are you insane? You cannot possibly mean to leave him alive!” the Gallivant hissed.
“That’s exactly what I’m going to do. Now come here!”
Rene took her by the elbow and pulled her forward, leaving Kryptus where he lay.
“You promished you would tend to my woundssh!” the Leaper cried after them.
“Don’t push your luck!” Rene said over his shoulder, “Anyone who follows us will meet the same end as your friends.”
He and his prisoner went tramping off into the night, Zildiz raging at him all the while.
“Fool! We will both come to regret that decision!”
“You’re probably right,” Rene had to agree.
“Then why did you do it?”
“For the same reason I’m letting you strut around and screech into my ear. What can I say? I’m a conversationalist.”
Link for all the chapters available here: Engines of Arachnea on Royal Road
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2024.05.16 20:42 WrongRun4764 Groomsman dress being destroyed?!

It’s been a long time I wanted to submit this story to the Potato Queen herself!
It’s a long story, actually it’s two stories in one, because as it involves the same person over more than decade long, it’s worth telling the whole story all at once (and it makes it may more fun too!). I decided to share it because it’s the kind of story that doesn’t seem to happen very often.
Below you will find goodies about an ex, a wedding, a dress, a delivery company and more! Please simply be mindful English is not my first language, trying my best to entertain you all the same.
This story goes back a long way, when (let’s name him) Frank (M) and myself (F) were both in college (both 17 at the time, we’re now 33), young and naive teenagers. We started as friends and eventually decided to be together. We then decided to move to another city together, as I was about to start university.
It went well for a while and then started to go south. So, long story short, after about two years together, we decided to break up. It wasn’t a mean breakup or anything, I think we were mostly disappointed it didn’t work out. Anyway.
We live in the province of Quebec. For those who don’t know, there is this weird tradition of starting and ending about any lease on July 1st. I have no idea why, but Canada’s Day has always been for anybody moving, in this province, a synonym of sweating under the sun, moving boxes, lifting heavy things and ending the day with cold beer and cheap pizza in a new and probably not so clean apartment. Why this context? Because we broke up two weeks before July 1st. It means it was virtually impossible to find another apartment so close to this date. We were about 7 hours away from both our families living on the countryside. We were also awfully broke students. We decided to give it a chance at being roommates.
Yes, it was super awkward at first, really not easy to manage to say the least. We were walking on eggshells and were definitely on edge for a while. There were also some pretty awkward situations, like this one time he decided to bring a one night home as I was sleeping in the adjacent room. Not only that, but the shameful phone call he had to make, waking me up in the middle of the night, so I could unlock the front door because he had forgotten his keys to find out he had brought home an acquaintance of mine. Nowadays I find this story delightfully funny tbh. But on that night, as I couldn’t go back to sleep because the gal decided to show off how an amazing singer she could have been —because, oh boy, this voice carried loudly all the way to my ears for more than an hour — I did not find it funny. I was furious, but prepared myself for the eventuality it would ever happen again. Do you remember the “Tiny Wall Challenges”? Let’s just say I had some games ideas after that night.
Anyway, anybody would probably have walked away but we still deeply cared for each other. We even did better than just survive through this whole year as roommates, we decided to move into a bigger apartment with two other friends. Believe it or not, we stayed there two more years. Moreover, these years were some of the best years and I still keep lots of good memories from this period.
Fast forward to the second part of the story. After being roommates for years, at some point we parted ways and lived our lives. We maintained contact throughout the years and when Frank finally started dating his wife to be, I was absolutely happy for him. He asked her to marry him and she said yes! Our friendship still held such a high place in both our hearts that he asked me to be one of his groomsmen, with his other best friend and his little brother. I felt so honoured, as I was technically a female, to be chosen to be on his side at the wedding.
The bridesmaids chose matching dresses in a beautiful forest green, all from a specialized website from UK, and I was to also be in a dress on the groom’s side, but matching the colour of the other groomsmen suits. With Frank, We all shopped together for their suits, chose a beautiful dark grey for his and a light grey for us, and we were able to match it perfectly with clothing samples I ordered from the website. Everything was going as planned. That being done, I ordered the dress, considering buying two inches heel shoes to go with it. It would take about four months to be done and the dress would arrive about a month and a half before the wedding. I decided to wait for the dress to arrive to pick shoes to go with it.
Four months passed, and I finally received a notice that the dress was on its way. The bridesmaids dresses arrived a bit before mine and they were all absolutely beautiful. As we all ordered from the same shop, we were able to choose different dresses that suited each of our styles, with identical fabrics that made the whole thing look fantastic.
I received the delivery’s notice, saying it was to be delivered by DHL. (If you never had to deal with this delivery company before, let’s just say this in itself is a red flag, but what could I do.)
I chose a delivery date that I could be home all day. I awaited their arrival, and waited. At some point I received a notification that they couldn’t deliver it because there was an error in the address. I called DHL customer service as soon as I read it and could verify with the clerk on the phone that there was no error on the original delivery address and that actually, internally, they miss-wrote a letter of the postal code. The person assured me that the delivery person would be notified and they would then be on their way back.
I waited. It never came.
The next morning, I received a notification that, unable to deliver it, the expeditor had agreed to DESTROY the package! I screamed! Why in the world would the UK online shop allow to destroy a custom made dress that took four months to do?! And why the hell the delivery service didn’t make any other attempt after being responsible of the address error in the first place. I was beyond mad. I called DHL, they confirmed someone at the company had agreed on the destruction of the item. I wrote to the person I was in contact with from the beginning at the online shop (this lovely clerk who clearly never asked for any of this). Over there, they couldn’t find who the hell agreed to this insane request to destroy the dress. They were also appalled and didn’t understand how it could have happened. They could put a request to redo the dress rush, but we first needed to either try to stop the destruction from happening by going to the DHL warehouse directly, or to obtain a proof from DHL that the dress was irreversibly lost forever.
It felt surreal! The fiancées were both furious too. There was only one DHL warehouse we could go to do this kind of request in the city and it was really far. As the clock was ticking, they jumped in their car, joined me, and to the warehouse we went, arriving a few minutes before closing like an epic movie scene. The clerk there was mind blown by the whole situation. It seemed we were too late and the best we could do was to have the proof that, in their system, the dress had effectively transited and was destroyed.
With photos as proof in hand, I forwarded everything to the clerk of the online dress shop. Days passed, as they were awaiting the okay to start sewing a new dress. They were really trying their best to help the situation but it seemed to be a mess over there about the whole situation. We were now a month before the wedding. At some point, I was starting to panic. They finally agreed to redo it, but it would be waaaay too close before the wedding to receive it. Like a few days before kind of close, if nothing happened in transport this time.
I decided to go shopping for another dress. I spent a whole day trying to find the perfect grey that would fit the other groomsmen suits. In the last possible boutique, there was one dress checking all the criteria. I bought the new one and wrote to the first shop, hoping they would agree to refund the lost dress.
I took an appointment later that week to do the adjustments on the new dress. I then shopped for shoes. I found a cute pair with one inch heel that would be perfect for me. I’m not used to walking with heels, so the lower the better after all.
Like all this turmoil wasn’t enough, my family called and told me that my grandfather’s health suddenly decreased. Remember? Seven hours drive from family. I canceled some plans and bought a ticket for the night’s bus ride right after the dress fitting. On that morning, the UK shop agreed to refund the dress. That part was a big relief. I went to the dress fitting. At last, three weeks before the wedding, The second dress would be ready in about seven days. I came back home to gather some things to get back out to catch my bus.
But suddenly, the doorbell rang.
I opened.
Some DHL delivery man casually gave me a package and left.
Yes. That’s what you think.
I closed the door, went to my room, sat on the bed, opened the bag. It was indeed the first dress. I had a melt down. I cried so hard. I put the dress down, looked at it, told it “I’ll deal with you when I come back” and went away to the bus station.
Few days later, coming back from the family, I collected the second dress and dealt with the first one, which no longer fitted the length of the shoes! My MIL at the time knew an old lady who was lovely enough to accommodate me and do the fitting of the first one for a as modest price. I decided to keep it a secret until the wedding day. (These friends wouldn’t do any drama about reveals etc, nor would they think it was stealing any of their thunder, don’t worry about that.)
On the wedding morning, I effectively surprised the bride and groom with both dresses. They were mind blowed, flabbergasted to say the least! I put the original one for the official photoshoot and discretely changed right after dinner for the other one. People around that had followed the incredible adventures were laughing out loud and finding it hilarious that I decided to wear both of them as I had so much troubles!
Quite a story with dresses and with an ex, right? Guess what, I’m also the godmother of their first child!
submitted by WrongRun4764 to CharlotteDobreYouTube [link] [comments]


2024.05.16 20:12 LoboLocoCW California's outstanding education benefits for children of disabled veterans is slept on

Technically it's not just for children, but they're the most common category of dependent and most likely to benefit from *one* of the plans. It zeroes out tuition, it does not cover other expenses.
I just learned that California shifted its income-eligibility status (under Plan B) to a state-level poverty wage, rather than a federal-level poverty wage. This is a shift from something like a ~$15k annual limit for the child, to a ~$20k annual limit, and will increase as California's Franchise Tax Board revises.
One HUGE advantage of this program is that it does not require the VETERAN to live in California, which is a lot more flexible, than, say, Washington's. This is based on the residency of the DEPENDENT.
I told a friend about this when I was using my GI Bill, and by the next week not only did she zero out her future law school tuition, she got a refund on the amount she had already paid. She later ran into difficulties using this with an MBA program, because there was confusion over what it covers. It apparently covers "academic" programs, which includes full-time MBA studies, but does not cover "self-funded" or "professional" programs like the part-time MBA programs. So, her parent's sacrifices *only* covered a law degree.
Three useful links for you and your dependents to assess:
California College Fee Waiver, to explain in further detail (I'll copy-past the content of this here, but it may update) https://www.calvet.ca.gov/VetServices/Pages/College-Fee-Waiver.aspx
How a Dependent would to establish residency in California for Education purposes (TLDR: 366 days, intent to permanently stay):
https://www.ucop.edu/residency/establishing-residency.html
California Income Eligiblity Limits for Plan B (looks like $21,561 for 2024 based off 2023 numbers): https://www.ftb.ca.gov/file/personal/residency-status/index.html

College Fee Waiver

​​​The College Fee Waiver for Veteran Dependents benefit waives mandatory system-wide tuition and fees at any State of California Community College, California State University, or University of California campus. This program does not cover the expense of books, parking or room and board. There are four plans under which dependents of Veterans may be eligible.

Plan A

The Veteran must have served at least one day of active duty during a period of war as declared by the U.S. Congress, or during any time in which the Veteran was awarded a campaign or expeditionary medal. Concurrent receipt of benefits under Plan A and VA Chapter 35 benefits is prohibited. To receive benefits under Plan A, a dependent must sign an "Election To Receive College Waiver Benefits" statement acknowledging this fact. There are no income restrictions under this plan. To be eligible, the event which caused basic entitlement to benefits (i.e., the date the Veteran died of service-connected causes or the date the military or United States Department of Veterans Affairs (USDVA) rated the Veteran as totally disabled as a result of service-connected disabilities) must have occurred prior to the child's 21st birthday.

Plan B

The child of a Veteran who has a service-connected disability, or had a service-connected disability at the time of death, or died of service-related causes is eligible. The child's annual income, which includes the child's adjusted gross income, plus the value of support provided by a parent, may not exceed the annual income limit. The current academic year entitlement is based upon the previous calendar year's annual income. Under Plan B, wartime service is not required and there are no specific age requirements. Children are the only dependents eligible under this plan. There is no prohibition against receiving concurrent VA Chapter 35 benefits.

Plan C

Any dependent of any member of the California National Guard, who in the line of duty while on active service to the state, was killed, died of a disability resulting from an event that occurred while in active service to the state, or is permanently disabled as a result of an event that occurred while in the service to the state is eligible. Surviving spouses who have not remarried are also eligible.
"Active service to the state," for the purpose of this benefit, means a member of the California National Guard activated pursuant to Section 146 of the Military and Veterans Code. A copy of those orders pursuant to Section 146, not Section 143, must be furnished to establish eligibility.

Plan D

Medal of Honor recipients and children of Medal of Honor recipients under the age of 27 may qualify. Benefits under Plan D are limited to undergraduate studies only, and applicants are subject to both income and age restrictions. There is no prohibition against receiving concurrent VA Chapter 35 benefits.

Notes:

submitted by LoboLocoCW to VeteransBenefits [link] [comments]


2024.05.16 17:57 aelfin Dorian Hightower, Beacon of the South, Defender of Oldtown, Defender of the Citadel, Lord of Oldtown, Lord of the Hightower, Lord of the Port, Voice of Oldtown

Reddit Account: aelfin
Discord Tag: Bolt1219
Name and House: Dorian Hightower
Age: 80
Cultural Group: Reachman
Appearance: Once tall and strong and proud -- a knight of renown -- the passage of time has seen fit to humble Dorian Hightower. The gold-brown hair of his youth has bleached to silver, his countenance marked by wrinkles. He wears his hair long, often unbound that it frames his features. His beard is neatly styled. Despite the betrayal of his body, Dorian's eyes remain sharp and quick, and his smile is that of a younger man.
Trait: Mastermind
Skill(s): Devious(e), Espionage(e), Assassin
Talent(s): Napping, Meandering, Gardening
Negative Trait(s): Sickly
Starting Title(s): Beacon of the South, Defender of Oldtown, Defender of the Citadel, Lord of Oldtown, Lord of the Hightower, Lord of the Port, Voice of Oldtown
Starting Location: Starting Event
Alternate Characters: n/a
Biogaphy Early Life
In 55BC, under a golden sun in the bustling city of Oldtown, Dorian Hightower was born the second son to Lord Leyton Hightower and his wife Leona Bulwer. His early childhood was marked by a sense of curiosity and an inherent noble pride that was expected of a Hightower; against a backdrop filled with the sounds of the bustling harbour, the smell of the sea, and the sight of a forest of sails coming and going. Oft he would watch the ships as they sailed away and wondered where they went
From a young age, Dorian showed a keen interest in learning and the world around him. His education was that expected of one of his lineage; lessons with the Maester were as important as that of his martial education. At just ten, he was sent to Highgarden to squire for House Gardener. There, amidst the vibrant gardens and rich traditions of the Reach, he learned the values of chivalry, honour, and the importance of duty. His time at Highgarden left a lasting impression on him, fostering a deep respect for the knightly traditions that would shape his later life -- which would make the later actions of the Tyrells sting all the more,
At one-and-seven, Dorian’s path took a scholarly turn. Sent to study at the Citadel, immersed in the halls of knowledge, he began forging his maester's chain, dedicating himself to the studies of copper for history, bronze for astronomy, and iron for warcraft. His mentors noted a sharp intellect and strategic mind, qualities that would serve him well in the years to come.
The Heir to the Hightower
In 35 BC, a marriage united Dorian with Leila Tarly, a match both strategic and affectionate. At the age of twnety Dorian became a father, welcoming his first child, Garlan, into the world. Over the years, the Hightower family grew with the births of Garmund, Delena, Owen, and Lynesse. Each child brought new joy and responsibility, shaping Dorian into a devoted father and a wise lord.
The Stranger visited the Hightowers in 20 BC, when Dorian's older brother, Leyton, the heir to the Hightower, was lost in a shipwreck while returning from a journey to Braavos. At five-and-twenty, Dorian was thrust into the role of heir, a position he had not anticipated. Embracing his new responsibilities with determination, he began learning the intricacies of rule, administration, and justice from his father. Living in Oldtown, the heart of the Faith of the Seven, also imparted a deep spiritual awareness in Dorian. The more he learned, the more he was put into positions of authority. Initially undertaking a role as his father's Steward, Dorian learned quickly that he was much too bored by numbers to be anything close to competent. He was better at dealing with people.
Through his dealings his network grew, and this network, he recognised, could be turned toward the flow of information. The ships he had watched as a boy carried trade, but they also carried words from half the world away. If he could find a way to hear those words before any else, he'd have an advantage -- not only in trade, but in politics as well. Setting to work, Dorian used his House's name to tour as often as he could, finding those in key places that would serve his ends for the right price.
Life and Trials
As the head of House Hightower, Dorian instilled in his family a profound sense of fairness and the importance of knightly traditions. He stressed the values of chivalry and gallantry, ensuring that these principles were deeply rooted in the Hightower legacy. His household became known for its adherence to these values, earning respect and admiration throughout the Reach.
He was an avid hunter, frequently organising grand hunting expeditions in the lands surrounding Oldtown. Not merely for sport, these hunts also served as opportunities to bond with his children and vassals. One notable hunt saw Dorian bring down a formidable stag, a feat that became legendary in his household.
Dorian’s daughter Delena married Harlan Tyrell after a secret tryst, a match that Dorian did not initially support but ultimately was forced to accept. His youngest daughter, Lynesse, found a husband in Willem Ryger. A man whom Dorian had mentored in the art of espionage, and who would later go on to prove the most succesful spymaster in the country.
Feasts at the Hightower were grand affairs, known throughout the Reach for their opulence and hospitality. Dorian believed in the power of communal gatherings, often using these occasions to strengthen alliances and resolve disputes. The harvest feast was a particularly notable event, drawing his vassals to Oldtown to celebrate the bounty of the land, and to reaffirm their loyalty to House Hightower.
From the Ashes:
Family life, however, was not without its hardships, and the Hightowers not immune to tragedy. The House faced a profound loss when Garlan, Dorian's eldest son, was killed on the Field of Fire, turned to ash by dragonfire. This tragedy left Garlan's young son, Gwayne, as Dorian's heir, a heavy burden for the grieving boy to bear at such a young age. By then Dorian was a man nearing his sixtieth decade, not young by any stretch, and so particularly attension was paid to Gwayne's education near to the exclusion of all else. A small army of learned men were brought in to cover every aspect that would eventually be required of him. Dorian hardly went anywhere without his grandson in tow. The Seven Kingdoms might have been united, but the dawn of this new age was eclipsed by Dorian's fears that he would pass before his heir was ready, and he had known many a House felled by the poorly equipped.
Dorian levied from Lord Hightower against House Costayne of having refused the call to rally at Oldtown, backed by the word of the High Septon. A host marched on Three Towers but was met with denial from Lord Costayne who eventually demanded a trial by combat. Gyles Gardener offered himself as champion, and for his victory was given rule over Three Towers, with the fallen lord’s kin being exiled to Essos. Aegon Targaryen was crowned in the Starry Sept upon their return.
In 8AC, a band of sellswords by the name of the Black Roses arrived in Oldtown, headed up by Harlon Costayne, offering cheap mercenaries for the city and protection for its trade. Dorian put to them a challenge, a trial by combat to determine if the Seven stood with the Roses. Pit against a knight of Oldtown, the Black Roses emerged the victorious party, and Dorian issued them leave to remain so long as they served the Reach and her interests.
25AC
Life is a loan, and eventually all men's accounts are settled in full. Having passed into his eightieth year, Dorian Hightower knows the end is nearing for him. Age wracks his body, though his mind remains sharp. He has prepared his grandson as best as he could have done, and all that remains is the wait until his last, content in the knowledge. For the first time in a decade, the Lord of the Hightower has descended from his perch and travels towards King's Landing.
Timeline:
55 BC - Birth of Dorian Hightower
45 BC - Dorian Sent to Highgarden
38 BC - Scholarly Pursuits at the Citadel
35 BC - Marriage to Leila Tarly
35 BC - 30 BC - Birth of Children
20 BC - Death of Leyton Hightower
15 BC - 10 BC - Expansion of Dorian's Network
10 BC - Dorian Becomes Lord Hightower
5 BC - Marriage of Daughters
5 BC - 1 BC - Grand Feasts and Gatherings
0 AC - Tragedy at the Field of Fire
5 AC - Conflict with House Costayne
8 AC - Arrival of the Black Roses
25 AC - Dorian Prepares for the End
AC
Name and House: Gwayne Hightower
Age: 30
Cultural Group: Reachman
Appearance: Gwayne stands the perfect example of the Hightower ideal; in him are the echoes of his father and his grandfather and the knightly traditions of the Hightower. He boasts hazel-hued eyes that are dominant green, alight with curiosity. His hair seems to shfit between a gold and a shade dark brown dependant on the light. Oft seen in the colours of his house; smoke greys cut with whites or greens.
Trait: Champion,
Skill(s): Swords, Andal Knight(e)
Talent(s): Hunting, Hawking, Harp
Negative Trait(s): n/a
Starting Title(s): Heir to the Hightower, Ser
Starting Location: Starting Event
Alternate Characters:n/a
Family Tree: https://www.familyecho.com/#view:SZ32K
Biography:
Born in 5BC, the firstborn son to Garlan Hightower, Gwayne was bathed in a viridescent light, anointed with the seven oils and named in the rainbow of light that filled the sept in the Hightower. This act alone is reserved for the heirs to the Hightower, a ceremony to mark them from birth as defenders of the Faith. His early life was a happy one, though he recalls little of the time. His mother and father were truly in love. Only two years later after his birth would his brother follow, and their two sisters after them. His grandfather's hall and hearth was filled with the laughter of children.
It was Garlan Hightower who held command of the Hightower host the fateful day that dragonfire swept across the Field of Fire, who perished there on the field, and whose bones were turned to ash and no longer able to be laid to rest. Gwayne was too young to grasp the reality of it, and before long his Grandfather had him learning with such intensity that he hardly had time to process the fact his father wasn't coming home.
Life turned into a steady routine of learning. His lessons consisted of how to act at court, his histories, his number and letters, and martial training in the yard. He would be woken before the dawn and not be permitted to bed until the sun had slipped away and night had fallen. Recklessly bold, oft he would attempt to climb the exterior of the Hightower and be scolded for the act if discovered.
His first true test at arms came when in the form of pirates. They had made their home in a cove and would strike out at ships fat and ripe with goods. Gwayne rode out with a small band of men, headed up by his uncle, Owen. For a week they scoured the coastline looking for signs of their quarry, and eventually, one night, sky unclouded and stars bright, they saw the fires. Come the dawn the charge of the Reachmen sent the pirates srambling for their weapons, and though they put up a fight, they were cut down to a man and their ships burned. Of those that surrendered, they would hang at the port in Oldtown as a stark reminder. For his bravery Gwayne was given their Valyrian Steel sword, Vigilance, upon his return.
He would seek out his glory in the lists after that, travelling the length of the Seven Kingdoms looking to make his name as a knight. Tourney followed tourney, but at each stop he remembered to paya visit to the local Sept and offer prayer. He lent a hand where he could. Sometimes he found friends, sometimes he found foe.
When the Orphans of the Fire descended on the Reach, Gwayne wished to march out and chase them down, but Dorian refused him -- and as well he did, for the chaos wrought by the Orphans might have claimed him, and Dorian was adamant that he would not lose another heir to fire. The inaction rankled at Gwayne, but he heeded his grandfather's words all the same.
Now, in 25AC, with Dorian ailing and a celebration called, Gwayne travels toward the event and prepares himself for what may come.
Timeline: 5 BC - Birth of Gwayne Hightower
3 BC - Birth of Gwayne's Brother
0 AC - Death of Garlan Hightower
1 AC - 15 AC - Intensive Education and Martial Training
15 AC - First Test of Arms Against Pirates
16 AC - 23 AC - Knighthood and Tournament Circuit
20 AC - Orphans of the Fire Incident
25 AC - Current Events
submitted by aelfin to ITRPCommunity [link] [comments]


2024.05.16 16:36 kibblepigeon Time is ticking away, with only 2 DAYS REMAINING to support the rejection of SR-OCC-2024-001: Have you sent your comment to the SEC yet? If not, check out this BRAND NEW LETTER TEMPLATE 🔥 DEADLINE: Friday 17th May.

Time is ticking away, with only 2 DAYS REMAINING to support the rejection of SR-OCC-2024-001: Have you sent your comment to the SEC yet? If not, check out this BRAND NEW LETTER TEMPLATE 🔥 DEADLINE: Friday 17th May.
https://preview.redd.it/xuvxg4pd6s0d1.png?width=1822&format=png&auto=webp&s=8c936943fefd2d43d40ab4413881116b2ef399ec
What a week it's been, but it's not over yet!
WE STILL HAVE TWO DAYS LEFT UNTIL THE SEC SUBMISSION DEADLINE 🔥
If shifting goal posts, isn't for you - and you fancy holding Wall Street accountable should they be unable to facilitate their Margin requirements, why not consider sending the SEC an email to support their rejection of the SR-OCC-2024-001 rule.
The integrity of our financial markets are at stake here.

Future generations are depending on you. Let's not let them down.

Let's fight for Market Reform.

https://preview.redd.it/xf39ute6cs0d1.png?width=2344&format=png&auto=webp&s=5a56d95d1d67c58932a4981eb755558a2fe48733
To: [rule-comments@sec.gov](mailto:rule-comments@sec.gov)
Subject: Comments on SR-OCC-2024-001 34-100009
Dear Members of the Securities and Exchange Commission,
I am writing to express my concerns regarding Rule SR-OCC-2024-001, which proposes adjustments to margin thresholds, specifically during periods of high volatility.
This proposed adjustment is concerning because it essentially shifts the goalposts when clearing members are unable to meet their financial obligations. The necessity for margin calls in the first place is to prevent clearing members from overextending themselves on their bets, ensuring that they have adequate collateral to cover potential losses.
By adjusting margin thresholds during periods of high volatility, there is a risk that clearing members may not be required to maintain sufficient collateral, increasing the likelihood of default and destabilising the financial system.
This proposed adjustment raises critical questions about the integrity of the options market and the role of the Options Clearing Corporation (OCC) in managing risk.
The basis of this letter is equally to express support and appreciation to the SEC in their rejection of this rule, with supporting encouragement for this decision and future outcome.
With due consideration to the reasons for the rejection as presented:
  • Section 17A(b)(3)(F) of the Exchange Act, which requires, among other things, that the rules of a clearing agency are designed to promote the prompt and accurate clearance and settlement of securities transactions and derivative agreements, contracts, and transactions; and to assure the safeguarding of securities and funds which are in the custody or control of the clearing agency or for which it is responsible; [Refer to 15 U.S.C. 78q-1(b)(3)(F)]
  • Rule 17Ad-22(e)(2) of the Exchange Act, which requires that a covered clearing agency provide for governance arrangements that, among other things, specify clear and direct lines of responsibility; and [Refer to 17 CFR § 240.17Ad-22(e)(2)]
  • Rule 17Ad-22(e)(6) of the Exchange Act, which requires that a covered clearing agency establish, implement, maintain, and enforce written policies and procedures reasonably designed to cover, if the covered clearing agency provides central counterparty services, its credit exposures to its participants by establishing a risk-based margin system that, among other things, (1) considers, and produces margin levels commensurate with, the risks and particular attributes of each relevant product, portfolio, and market, and (2) calculates sufficient margin to cover its potential future exposure to participants in the interval between the last margin collection and the close out of positions following a participant default. [Refer to 17 CFR § 240.17Ad-22(e)(6)]
The OCC, as the central counterparty for options and futures contracts traded on U.S. exchanges, plays a crucial role in ensuring the integrity of the options market. Its primary responsibility is to guarantee the fulfillment of contracts and manage the risk associated with trading these financial instruments.
Margin calls serve a crucial purpose in the financial system by acting as a safeguard against excessive risk-taking. They ensure that clearing members have adequate collateral to cover potential losses, thereby preventing them from overextending themselves on their bets. However, by allowing for adjustments to margin thresholds during periods of high volatility, there is a risk of undermining this fundamental principle.
In the context of financial jargon, this proposal effectively allows clearing members to "kick the can down the road" when it comes to meeting their financial obligations. It's akin to "moving the goalposts" in a high-stakes game, where the rules are changed to accommodate those struggling to keep up.
Imagine a scenario where a hedge fund has taken substantial positions on a volatile stock. As the stock price experiences wild fluctuations, the hedge fund might find itself increasingly unable to meet its margin requirements. Under Rule SR-OCC-2024-001, the margin thresholds could be adjusted, effectively lowering the bar for maintaining adequate collateral. This not only incentivises risky behavior but also exacerbates systemic risk, as it increases the likelihood of default later down the line.
Furthermore, such adjustments lack transparency and introduce an element of arbitrariness into the margin calculation process. Without clear guidelines and objective criteria for determining margin thresholds, there is a risk of favoritism or manipulation, further eroding market integrity.
The use of "idiosyncratic volatility control settings" to adjust these margin thresholds during high volatility introduces a risk because it lacks transparency in the calculation and implementation process. Without clear guidelines on how these settings are determined, there is a potential for arbitrary or ad-hoc adjustments, allowing the Options Clearing Corporation (OCC) to alter the criteria whenever Clearing Members require assistance. This flexibility raises concerns about fairness, as it may create an environment where the rules can be changed based on individual circumstances, potentially favouring certain market participants or introducing an element of unpredictability.
The proposal's supporting evidence, particularly regarding said calculation of margin thresholds, is troublingly redacted. This lack of disclosure undermines the principles of transparency and accountability that are crucial in regulatory frameworks. As stakeholders, we require detailed information on how these adjustments will be made to ensure fair and equitable treatment of all market participants.
This lack of transparency undermines the integrity of financial markets by eroding trust among participants. Financial markets thrive on clear and consistent rules that are applied uniformly to ensure a level playing field. When rules can be adjusted opaquely, it creates uncertainty and diminishes confidence in the regulatory framework. Maintaining trust is essential for the effective functioning of financial markets, and transparency in rule-making and enforcement is a key factor in upholding the integrity of the overall financial system.
Moreover, the proposal grants unchecked authority to the Financial Risk Management (FRM) Officer to make unilateral decisions during periods of high market stress. This authority, while ostensibly intended to protect the interests of the OCC, raises questions about potential conflicts of interest. The FRM Officer is entrusted with safeguarding both the OCC's interests and those of at-risk Clearing Members, creating a potential conflict that needs addressing and changing.
In conclusion, Rule SR-OCC-2024-001 poses a significant threat to the stability and integrity of the financial system. It undermines the fundamental purpose of margin calls and introduces unnecessary risks that could have dire consequences for market participants.
In light of these concerns, I urge the Securities and Exchange Commission to carefully reconsider this proposal and prioritise the protection of investors and the stability of the financial markets by rejecting Proposed Rule SR-OCC-2024-001. Clear guidelines, transparency in calculations, and checks and balances on discretionary authority are essential for maintaining the integrity and stability of the financial markets.
Thank you for your attention to this matter. I trust that the SEC will carefully consider these concerns and take appropriate actions to address the potential risks associated with this rule.
Sincerely,
[APE]
📱 ☎️ Pastebin for mobile users: https://pastebin.com/RGZBBNjG
You can copy and paste the letter here, making it even easier to submit to the SEC via mobile.
https://preview.redd.it/tj0pmvz5cs0d1.png?width=2330&format=png&auto=webp&s=c7d0417f87e11beac4ed67201ff9a77d5fb2036e
Right, in addition to the swiftly composed piece I've just shared, this is with the full caveat that my comment letter pails in comparison to the absolute powerhouse of a submission that has been drafted by WhatCanIMakeToday.
You can check it out here:
https://preview.redd.it/4st65buv6s0d1.png?width=1396&format=png&auto=webp&s=61da514112e8310a25dbafa72f94c2b381a52cdf

FULLY DETAILED LETTER TEMPLATE:

Because excellence deserves to be recognised.

Simians Smash SEC Rule Proposal To Reduce Margin Requirements To Prevent A Cascade of Clearing Member Failures! [COMMENT TEMPLATE INCLUDED]

📱 ☎️ Pastebin for mobile users: https://pastebin.com/dpXQ0gim
Go on, go make a difference out there. Submit your comment 💪
https://i.redd.it/f3qbsq0tjs0d1.gif
Seriously, please go give this a read.
This is a very comprehensive and well articulated deep dive into the issues as we have been discussing here, and if you need more assistance to help you shape your comments - this is a great resource to draw from. Please do give it every appreciation it deserves.
Thank you WhatCanIMakeToday 🙏
https://preview.redd.it/91f67n3w6s0d1.png?width=1386&format=png&auto=webp&s=40ff09ca5db7b3fa9ffb17fe120340b03660ca4a
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✅ 📢 🌏 How to Comment:

📱🖥️ ✉️ Email: [rule-comments@sec.gov](mailto:rule-comments@sec.gov)
  • Include the file number: SR-OCC-2024-001 34-100009 - in the subject line of your email to the SEC.
  • This is open to audiences worldwide.
  • Commission's Internet Comment Form: Use the form available at SEC's rule comment page.

🤫 🫣 Valuing Your Privacy

Remember:
Avoid including personal identifiable information in your submissions unless you want it to be made publicly available.
  • The SEC may redact or withhold content that is obscene.

✉️ 🔍 Don't want to use your personal email?

Why not sign up for https://proton.me/mail
From their website:
Proton Mail is an encrypted email service based in Switzerland that protects your privacy and data from trackers and scanners. You can create a free account, switch from any email provider, and enjoy features like password protection, aliases, and scheduling.

🖥️ 💡 Work Smarter, not Harder - with ChatGPT

AI Language Model designed to help you.
https://preview.redd.it/udun9ov9qs0d1.jpg?width=1600&format=pjpg&auto=webp&s=3e6b20cf5b949b3dfdab6694360b5597da4b6472
Consider inputting these writing guides into ChatGPT to help you compose your own comment.
Here's a prompt to help you get started:
Draft a formal letter expressing support for the SEC's decision to reject the OCC's proposed rule change. Emphasise the importance of transparency, risk mitigation, and investor protection in maintaining a fair financial market. Specifically, address concerns about the lack of transparency in the OCC's proposal, potential systemic risks from margin requirement adjustments during market volatility, and the conflict of interest in the FRM Officer's role. Maintain a respectful and professional tone, providing detailed reasons and supporting evidence for your support of the SEC's decision. Use the example letter as a reference for structuring arguments and aligning with the SEC's grounds for disapproval.
Work Smarter, not Harder.
ChatGPT is user friendly, check out what it looks like here: https://chatgpt.com

Please note:
🚨 ChatGPT remains an unreliable source for verified information and facts and will always require people to assess/review and cross-reference the generated responses.
You are the fact checker, not the AI.

https://preview.redd.it/0kaawwfejs0d1.jpg?width=1912&format=pjpg&auto=webp&s=610dbd6d5b2a9c5664c2079a7ab9188496b633cc
https://preview.redd.it/u9bei97jfs0d1.png?width=2746&format=png&auto=webp&s=1e38b38897b166c8e8f3c38d3de6dde6443df672

📚👀 Want to learn more about this rule? Check out the following posts:

🔥 SR-OCC-2024-001 EXPLAINER POSTS:🔥
CREDIT: Dismal-Jellyfish.
Options Clearing Corporation is looking to adjust parameters for calculating margin requirements during periods when the products it clears & the markets it serves experience high volatility. OPEN for comment! here.
CREDIT: WhatCanIMakeToday
OCC Proposes Reducing Margin Requirements To Prevent A Cascade of Clearing Member Failures: here.
CREDIT: kibblepigeon
Dismantling Rule SR-OCC-2024-001 - The Exposed Threat of Margin Erosion and Risk Escalation: here.
🔥 FOLLOW UP SEC REJECTION AND TEMPLATE LETTER:🔥
CREDIT: WhatCanIMakeToday
Simians Smash SEC Rule Proposal To Reduce Margin Requirements To Prevent A Cascade of Clearing Member Failures! [COMMENT TEMPLATE INCLUDED]: here.
📚👀 SEC COMMENTS / REJECTION:📚👀
To access the submitted proposals: https://www.sec.gov/files/rules/sro/occ/2024/34-99393.pdf?ref=dismal-jellyfish.com
To access the submitted SEC comments: https://www.sec.gov/comments/sr-occ-2024-001/srocc2024001.htm

📚👀 Want to learn more about how to reject it? Check out the following posts:

  • REGULATORY KILL SHOT 🎯- Part one: here.
  • REGULATORY KILL SHOT 🎯- Part two: here.
These include helpful reading sources, a breakdown of what this rule means the materials needed to help you write your own comment!
https://preview.redd.it/61cu99ke6s0d1.png?width=2034&format=png&auto=webp&s=96364289b259e134442514f9b7a5f5ac9495dc50
https://preview.redd.it/byvthi4g6s0d1.jpg?width=2024&format=pjpg&auto=webp&s=91e3589927ee5782d99d072bc959bb1fc2910fb9
TL;DRs 🚀🦍
  • Wall Street relies on the OCC for options and futures contracts.
  • Options require less upfront capital than buying shares, allowing Wall Street to control larger market positions with less initial investment.
  • Ideal for those who might be low on liquidity
  • Wall Street often leverages these positions using loans from banks, known as margin trading.
  • If a stock’s price moves against the investor's position (like GME skyrocketing), Wall Street's gotta put up more collateral against their option contracts.
  • This is called margin call.
  • Failure to meet margin calls can lead to hedge fund defaults and potentially bankruptcy.
  • Hedge fund defaults can also impact the banks that lent them money, increasing the risk of bank defaults.
  • AKA risking bank default too.
  • If clearing members can't cover losses, the OCC may need to use its funds to fulfill obligations to GME shareholders.
  • OCC don’t want to lose money
  • To prevent losses, the OCC wants to adjust margin thresholds for short sellers, reducing the risk of defaults by hedge funds and banks, and minimising threat to the OCC.
___________🔥___________
If you do anything today, let it be this. Every comment matters.
Don't just be game on for change, be the driving force behind it.
submitted by kibblepigeon to Superstonk [link] [comments]


2024.05.16 16:06 healthmedicinet Health Daily News May 15 2024

DAY: MAY 15, 2024

submitted by healthmedicinet to u/healthmedicinet [link] [comments]


2024.05.16 14:11 Penguin-Pete Example of a bot-written help wanted ad

Greetings! Since the subject came up recently about AI-written job posts, I twiddled by MS-Copilot and asked it to write a help-wanted ad for hiring a freelance writer.
Here's what it spat: (down to the ### )

Help Wanted: Talented Freelance Writer

📝 About Us: We are a dynamic and growing online platform dedicated to delivering high-quality content across various industries. Our mission is to inform, engage, and inspire our audience with fresh perspectives and compelling storytelling.
🔍 The Role: We’re on the hunt for a creative and self-motivated Freelance Writer to join our team. If you have a passion for words and a knack for crafting engaging narratives, we want you!
Responsibilities:
• Produce original content on assigned topics. • Research and fact-check information to ensure accuracy. • Collaborate with our editorial team to refine articles. • Meet deadlines with consistency and reliability. 
Requirements:
• Excellent writing and editing skills in English. • Ability to write in a variety of tones and styles. • Strong research skills and attention to detail. • A portfolio showcasing your writing abilities. 
Perks:
• Competitive pay rates. • Flexible work hours. • Opportunities for growth and development. • A supportive and collaborative remote work environment. 
How to Apply: Send your resume, a cover letter, and two writing samples to email\@domain.com. Use “Freelance Writer Application” as the subject line.
We can’t wait to read your submissions and welcome a new voice to our team!
Feel free to customize this template to better fit the specific needs and brand voice of your platform!

###

It includes that last line in the output, so it might be fun to scan your FrankenSPAM for tell-tale filler text at the end like that.
What have we learned? AI-text is basically easy to spot, and is really not that different from the years of fill-in-the-blank templates and business mail that commerce has deployed for decades. It sounds canned and trite, because it's the "elevator music" of text.
I have seen a lot of work posts on UpWork just like this, and indeed on dozens of other job-board sites. I love the emphasis on "story-teller" and "narrative," which do ring true as the hot content-creator buzzwords of 2024.
submitted by Penguin-Pete to Upwork [link] [comments]


2024.05.16 13:40 Incman [long read, ~10 mins] I delivered "goodbye for now" letter to nMom that I still rent a room from, and I'm feeling vulnerable but also hopeful for my own future.

[I just recently learned of this community after I had shared this in the raisedbynarcissists sub, and I couldn't figure out how to crosspost it so I'm just copy&pasting]
As the title states, (and despite the existential risk to myself - as I am disabled, impoverished, and my survival is reliant on the room I rent in her attic - given her recent threat to have have me thrown out by the police because she could not handle the feelings she had during the argument that she initiated), I have finally drawn a bright red line in the metaphorical sand regarding my nMom's treatment of me. This is the culmination of 8+ years of sustained, one-sided, unreciprocated, and unsuccessful effort on my part to sustain, salvage, repair, or improve our "relationship".
 
Reading through some of the posts on this sub over the past day or so has been very validating, as one thing she's always been extremely committed to is making sure she's the loudest voice in my life telling me how invalid all of my emotions and experiences and realities are.
 
I am very grateful for anyone who takes the time to read this post, and any input, commentary, criticism, insight, commiseration, etc, is welcome and appreciated (especially on the topic of being NC-except-as-a-tenant). Her lifelong response to my needs or inconvenient requests for respect or attempts to hold her accountable for her behaviour (throughout literally hundreds and hundreds of interactions that she has walked away from or hung-up on) has essentially been "tl;dr 🖕". So I'm acutely aware of the length of what I'm written, and I'm very used to her cold (or even mocking) avoidance and dismissal of valid issues by commenting on the length or format of my communications without ever engaging on the merits.
 
Anyways, enough preamble, here's the full letter (all of the square-bracketed disclaimers and AI-summary are part of the letter as delivered to her, to try and counter the acute and selective illiteracy she develops whenever she begins to read something she doesn't like):
 
[Start of Letter]
 
[This document begins with a 382 word AI-generated summary (titled "AI- GENERATED SUMMARY:" below the square-bracketed opening remarks), estimated at 1m23s time required to read. If you are unable or unwilling to make it through even this brief summary, then there is literally nothing else I could possibly do to assist in your comprehension of my positions. The full message following the summary is approximately 2100 words, estimated at approximately 8 minutes to read.]
 
[If you would like assistance in understanding things I've written that you're struggling to interpret or comprehend, you can go to chatgpt.com (no account necessary), or download the ChatGPT app from the Google Play Store on your phone. You can simply interact with the chat in natural language (in other words, type as though you were texting another person) and it will understand what you are saying. If you are struggling to understand how to interact with it effectively, you can simply inform it of that (in any wording you choose) and it will assist you with altering your approach to receive more effective results.]
 
AI-GENERATED SUMMARY:
 
Your son's message is a powerful declaration of his boundaries, grievances, and intentions within your relationship. Here's a breakdown to help you understand:
 
Preface: He advises you to read with an open mind and, if needed, with assistance due to the emotional complexity.
 
Declaration of Disengagement: He firmly states his decision to disengage from any form of interaction or acknowledgment outside of essential landlord-tenant matters.
 
Condemnation of Abuse: He accuses you of perpetuating a cycle of abuse that has deeply impacted his health and stability.
 
Rejection of Coercion: He dismisses the idea that being evicted is a viable solution to the abuse, highlighting the coercive nature of such a choice, and how it leaves him vulnerable to further harm.
 
Criticism of Your Behavior: He unreservedly condemns your actions, particularly your exploitation and manipulation, emphasizing the gravity and effects of your conduct.
 
Challenges to Your Claims: He directly confronts your claims regarding his efforts in the relationship, asserting that he has consistently made extensive attempts to maintain it, despite your accusations to the contrary.
 
Commitment to Compliance: He unequivocally affirms his commitment to compliance with all landlord-related demands, demonstrating his unwavering respect for your authority as the homeowner.
 
Demand for Clarity: He demands clear and unambiguous knowledge of the requisite terms when any changes to living arrangement paradigms are demanded, underscoring his willingness to comply with any directives you may issue.
 
Defense Against Gaslighting: He firmly asserts his unwavering commitment to respecting your property and authority, preemptively refuting any attempts to accuse him otherwise.
 
Insights into Your Behaviour: He offers insights into patterns in your behaviour, linking them to moments of vulnerability or distress in your life.
 
Call for Self-Reflection: He urges you to seek professional help for your narcissism and unresolved childhood traumas.
 
Caution Regarding Gravity: He states that failing to address your responsibilities would be a missed opportunity for both of you to salvage the relationship and resolve underlying issues.
 
Reiteration of Hope: Despite his current stance, he leaves the door open for reconciliation if you undergo necessary personal growth.
 
Closure on Unequal Effort: He firmly states that he can no longer sustain the one-sided effort in the relationship and won't continue to do so.
 
It's evident that he's deeply hurt and demanding acknowledgment, change, and resolution in your relationship.
 
[end of AI-generated summary; my full, non-AI-generated message follows below]
 
[I recommend that you read this in its entirety at a time and capacity level where your literacy and comprehension are at their highest level, and preferably with the interpretational assistance of a knowledgeable and competent support person or technological assistant.]
 
[Presumably, after reading a few sentences or less, your defense mechanisms will be activated and you will eject. However, as with the vast majority of the things I have said to you that have gone unacknowledged, I am completely certain that the contents are cogent and comprehensible, and I believe that with competent support and vulnerable effort you undoubtedly have the raw cognitive capacity necessary for comprehension if you are able to stabilize your emotional reactions and put real effort into the actions necessary for you to understand my words.]
 
I will not talk to you.
I will not look at you.
I will not approach you.
I will not acknowledge you.
 
If you attempt to interact with me on any interpersonal level not related to your role as a landlord, I will reserve the right to express just how fucking despicable it is to treat such a vulnerable person with such utter disregard and abuse for so fucking long.
 
The cycle of abuse you have maintained to destabilize me for your own pathological reasons has caused - and continues to cause - extensive damage to my health, stability, and existence. However, since I know your response to this would likely be some variation of "you're not a victim here [my name], so if I treat you so bad, just leave", I'll preemptively and unequivocally condemn such coercive and abusive tactics, and state again (as I did the other day), that the forced choice between your abuse and life-threatening-homelessness is obviously no choice at all, and leaves me perpetually subject to your coercion and abusive control.
 
Such exploitation by you is absolutely disgusting, and honestly I understand why you run away from yourself at every single instance where you're in danger of having your lifelong house-of-cards ego even slightly threatened. I know if I treated another human being the way you treat me for even a moment, let alone for the literal years you have done so, I would not be able to face myself in the mirror either. You should be fucking ashamed of yourself.
 
You say I "don't want to be your son anymore", as though it has been someone other than me making hundreds and hundreds and hundreds of hours of efforts and attempts in order to try and single-handedly keep our relationship alive, and as though it has been someone other than you who has stonewalled me for years about every single legitimate and valid time I attempted to gain even the slightest foothold as a full human being in the owner-pet relationship you have fought so hard to maintain. You siphon, in fact demand, emotional supply whenever you so choose, and then fucking discard me as soon as it appears that I might do anything that would result in you losing even a fraction of a percent of the 99% to 1% imbalance you believe is an immutable part of our "relationship".
 
I will do my absolute best to be in my room as much as physically possible when you are home, so as to minimize the need to be physically adjacent to you in the course of our respective activities of daily living.
 
I, again, remain unequivocally committed to my position of deference and compliance towards any rules/demands related to my existence, presence, or activities as your tenant.
 
As you refuse to provide any sort of unambiguous guidance or clarification whatsoever regarding your shifting demands affecting my ability to access/perform basic activities of daily living, I will continue to act in good faith with respect to my adherence to all previously-established arrangements and protocols (whether codified or de facto) regarding such activities. To the full extent of my abilities, and to the extent that it is physically possible, I will immediately and unequivocally comply with any alterations, additions, or excisions you choose to impose regarding the nature of our physical coexistence as landlord and tenant, regardless of your disregard or intent for any harm to my stability that will ensue as a result.
 
If you intend to attempt to manipulate or threaten or gaslight me to illegitimately and dishonestly accuse me of failing to comply with your rights and demands as the homeownelandlord, then I can assure you that such efforts will be ineffective and inadvisable. The extensive history of my genuine, documented, and unwavering commitment to absolute respect of your home, property, and landlord-tenant authority is unassailable, and nothing has or will change about the good faith nature of my efforts to simply live peacefully and work on stabilizing my health and continuing to attempt to develop basic protocols that offer me the opportunity to seek the ways and means required to sustainably exist, survive, and seek meaning and fulfilment as a human being.
 
To try and make it a bit more bite-sized (without warranty as to the efficacy of said efforts), since I know when your ego is threatened you conveniently - and dishonestly - become completely unable to read a couple thousand words:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
I love you, and goodbye for now. I hope to see you on the other side, but I cannot force you to undertake the journey.
 
- [my name]
 
[/End of Letter]
(any edits are fixing formatting/copy&paste errors)
submitted by Incman to EstrangedAdultKids [link] [comments]


2024.05.16 13:37 jimmydeparis Advice Needed on Indemnity Letter from Bank After Fraudulent Transactions

I recently became a victim of a phishing scam where I unknowingly provided my debit card details on a fraudulent website while trying to purchase tickets. Shortly after, multiple unauthorized transactions totaling AED 25,995.08 were made from my account. I immediately reported this to my bank (RAK Bank) and they froze my account as a security measure.
Now, the bank has asked me to sign an indemnity undertaking letter to unfreeze my account. The letter contains several concerning clauses:
  1. Unlimited Liability: It seems to make me responsible for any claims, losses, or damages arising from the incident, even though I was the victim.
  2. Waiver of Rights: It requires me to waive my rights to make any claims against the bank regarding this incident.
  3. Authorization to Debit Accounts: It allows the bank to debit my accounts without prior notice to cover any claims or disputes.
  4. Indefinite Duration: The terms of the indemnity appear to be indefinite and binding on my heirs.
I am uncomfortable with these terms as they seem overly broad and one-sided. I feel pressured to sign in order to regain access to my accounts, which are crucial for my business.
Has anyone experienced a similar situation or can offer advice on how to handle this? Should I sign the letter or are there better ways to address this with the bank?
Thanks for your help!
submitted by jimmydeparis to uaelaw [link] [comments]


2024.05.16 07:01 MentalCelOmega Quit or Risk Getting Fired

Follow up post to one I made about a month ago. About a couple of months ago, I was assigned a high level client a couple of months ago. They are, by far, my hardest client. For the most part, my job was fine until this client. A major issue that they had was that hundreds of payments would come in on one day and this amount would constantly change. They would also withold data and important information from me that was only told to the co-manager. The client pretty much thinks I am incompotent and the co-manager accuses me too. The co-manager and manager are nervous about them because they think that if this client leaves, all of their other clients will leave. When I try to reach out for help, the co-manager basically told me to figure it out.
Well, I finally solved their issue. Turns out their was a fault in the payment system and they did not take adjustments into account. I felt estatic. I finally solved a major issue that has been an issue for me and the company for months. I showed this to a senior member as verification and they agreed with me and were impressed at my finding given their difficulty and size. I showed this to my co-manager and his response? He accused me of manipulating data even though I showed him physical evidence. He only calmed down when the senior member tried to vouch for me. He is also mad that I am not doing this fast enough, which is only moving slow because of just how messed up their payment system is and because I have also been forced to do replacement duties for another employee who is going on a sabbatical.
Needless to say, I feel defeated. I'm just done. This job is taking a toll on my physical and mental health. I've had to rescind days off and other important things because of this client. I am also being underpaid by at least $10k then what I could make. I've been applying for jobs for about two weeks now and am nervous because I am hearing that the job market is brutal. But I know that I am basically on the chopping now. It is only a matter time before I get fired now.
TLDR, management assigned me a client that is way above my skill level and pay grade while also being witheld important information. Co-manager acts surprised when I make mistakes in a rigged system. Discovered how to fix a major issue with them only to be yelled at for not figuring it out sooner (not even the co-manager was able to solve it). Contemplating handing in my letter of resignation now or risk getting fired when this client inevitably breaks contact with my bosses.
submitted by MentalCelOmega to Accounting [link] [comments]


2024.05.16 06:25 katana2698 I was warned

I’ve seen the numerous posts warning going back to a pwbpd. Mine broke up with me a month ago (while living with me) and went and had sex with someone and made a tinder all while sleeping next to me every night. Also while leaving me in financial ruin and mental and verbally abusing me daily, going into rages telling me the most vile things about myself such as no man will ever love me, he thought of other women every time we had sex, I was disgusting pitiful cancerous pathetic the list goes on. It was probably the most traumatic month of my life, I lost 15 pounds, have insomnia and visibly am still in shambles. He told me he thought he had bpd about 6 months ago and I started reading up on it and everything made sense. He had a traumatic childhood, in short term foster homes his entire life. I love him so much and knew that he was sick and had been through unimaginable pain. I knew he had to protect himself and was always left and I wanted him to know I would protect him always and would never leave him.
After this month of horror and dealing with someone who I didn’t recognize, after one night of raging on me I guess I said something that struck a chord finally and he broke down. He took down the mask and cried to me for hours. Telling me about how he knows he’s sick and he’s been in these cycles his entire life and ruined every relationship. He said he’d do anything to stop living like this. He said he didn’t mean anything he said that he only wanted to hurt me because he was hurt. He even told me he believes he has narcissistic traits which i definitely had thought before but thought i was being too harsh. I told him he needed to start therapy and remember this night and hold on to that clarity, that he couldn’t revert after this and be in denial. I then spent a few days writing out a letter that I read to him detailing my boundaries and that I would stick by him through whatever but that I couldn’t accept abuse or cheating.
I was so nervous to bring it to him because I thought he may not take it well and as you know we walk on eggshells with these people but I had studied up on ways to communicate with your partner with bpd and put a lot of thought into it. His response was pulling me close and telling me he loved me. I decided that I was giving him a fresh clean slate to be the best him he could be, who he wanted to be, I thought. I didn’t treat him as if he just cheated on me 2 weeks prior. We had a great week. 2 days ago I had an important exam and woke up anxious and told him. He was trying to make me feel better but I guess I didn’t respond to him in the way he wanted and he changed his tone and I asked him why he was being rude to me, this upset him so he walked outside without saying anything to leave. I followed after him which I shouldn’t have, and he told me to shut up and leave him alone. My exam was in one hour, I was crying and a mess, he tried to quickly make up for it and move past it and prepare me for my exam but I definetley failed. I let it go and didn’t let it ruin the day. Things were good but in the back of my mind I wondered did he subconsciously intentionally try to mess up a day he knew was so important to me, but I was sweet and let it go. Yesterday morning things felt off. He wasn’t as cheery as he had been the rest of the week, and left to work and didn’t message me the entire morning or afternoon. When he got home i let him know that I felt like things were off and was sad that he didn’t kiss me when he came in or talk to me throughout the day. I’m an anxious attachment style anyways and my love language is definitely touch. Besides that I was just cheated on and told by the man I love how awful I am, so despite me playing it so cool I do feel insecure and distrusting of him and when he will switch.
To make a long story short, he doesn’t take it well. I try to communicate calmly and tell him that these things don’t need to be turned into this, that he could have simply hugged me and let me know nothing was wrong and that I made it clear it was his responsibility to help reassure me through this process. He flips everything on me, somehow is the victim who isn’t enough or doesn’t do enough and says he’s done and this isn’t worth it to him. Goes to sleep, wake up at 7 leaves doesn’t say a word to me all day. Gets home at 5 and acts like nothing really happened but still no kiss or I love you and of course no recognition of what’s happened. At this point I’m so tired of the weird games. I ask him is he comfortable with this weirdness. That he could have just hugged me today and apologized and moved forward. But his pride doesn’t allow him to do that. It turned into a huge ordeal and I tried to remind him of our conversation where he had a moment of clarity, everything he told me, and it got no where. He denied everything and tried to flip it all on me. Said he thinks I’m being emotionally unstable because I just got off my birth control not because I’m being gaslit cheated on and manipulated by the man I’ve given my everything to. Took no accountability and just ends it with what’s easiest, that this isn’t gonna work. I tell him I took him back after the biggest betrayal of my life because I believed him that he was aware of his issues and that he needed to work on them and couldn’t hurt me anymore. He tells me no, he took ME back. He doesn’t live in reality and it’s honestly terrifying, for him and for me being in love with him. I’m not crying right now. I don’t even know what’s real anymore. My life just feels like a bad acid trip. Words couldn’t describe how I feel. I question if it’s rubbing off on me. I feel an incredible emptiness and confusion now from going through this manipulation and trauma. I have my second therapy appt tomorrow. I can’t make sense of anything in my life. I’ve just tried to be a good person and love him and it seems he is incapable of giving me that back. I’ve accepted that this won’t work but still feel guilt and pain that he will continue to suffer through life. I don’t want him to be alone. I wanted to be that one person that never left him. But it feels like he cannot care for me or think of me in the same capacity and sometimes that he wants to actually destroy me.
submitted by katana2698 to BPDlovedones [link] [comments]


2024.05.16 06:02 Direct-Caterpillar77 my boss enlists me in hiding his multiple affairs from his wife

my boss enlists me in hiding his multiple affairs from his wife
Originally posted to Ask A Manager
TRIGGER WARNING: infidelity, abuse of authority
Original Post Jan 30, 2017
My boss is having multiple affairs. I am his assistant, so I know about all his visitors and his schedule. He is married, but he often has visits from two different women, and he outright told me to never tell his wife about them. When either of them visit, he locks his door and tells me he is not to be disturbed. This happens almost weekly.
He sometimes asks me to book local hotel rooms for an hour or an afternoon, and he sometimes buys jewelry and flowers for the two women he sees regularly. I know this because he sends me out to pick up the jewelry (which I later see them wearing) or asks me to have the flowers sent to them. He never does anything like this for his wife. One of the women just had a baby who is named after my boss and has his surname.
One time, his wife showed up for a surprise visit to take him out to lunch, and he directed me to lie that the woman who was in his office was there for a job interview. He also submits expenses from his business trips (where he has traveled alone) and I have to re-calculate everything because he has upgraded the company-provided hotel room to a better one on his personal credit card and bought breakfast for more than one person the next morning. When this happens, he tells me he had “company.” There was also an incident where he came to work panicked because he said he accidentally used his company credit card at a strip club. He sent me to retrieve it and pay his tab with cash, but the address he sent me to was actually a massage parlor.
Normally I honestly don’t care what people do in their own private lives, but I hate that I’m part of his lies to his wife. She is a nice person and she is dealing with a heart condition that just required surgery. I know they don’t have an open relationship because my boss lies to her and also directs me to lie to her about his actions. He says she can never know. I get sick whenever I think about what he is doing. I know a way I can out him to his wife anonymously. Do you think I should let her know, or is this none of my business and I need to stay out of it?
Update March 9, 2017
Two days after you published my letter, my boss was served with divorce papers here at work. His wife publicly outed his affairs, and she sent copies of emails and text messages sent between him and the two women he was having affairs with, as well as one of the escorts he was seeing regularly, to some people here at our office (including me), his relatives, and some of their friends. She also sent these to the two women and the escort, and some of their relatives and colleagues at work. The texts and emails prove that all three of them not only knew he was married but that he was seeing other women besides each one of them. They also include his acknowledgement he fathered a child outside of his marriage and evidence he used funds from the joint account and his wife’s pay to spend money on them, as well as for the random women he cheated with when he was out of town on business.
His wife has filed alienation of affection lawsuits against the two women and the escort he was cheating with regularly. All of three of them kept calling and coming to see him here at work to confront him after they were outed to people and served with the lawsuit papers, and I heard them talking (sometimes yelling) about it each time and him saying his wife moved out the day he was served with divorce papers and he has no way to contact except through her lawyer (hey have no children and apparently she has cut all contact).
I played dumb the entire time and no one, including his wife, has accused me of knowing anything or asked me if I did.
Before all of this happened, after reading your response and the responses in the comments, I decided to seriously start looking for another job. The same week my letter was published, there was an opening inside my company for a receptionist in a different division. The company usually posts jobs internally before they look externally, and since I’m classified as admin and the posting is for an administrative position, I didn’t have to apply and could just put in for a transfer.
They gave it to me, and I have been in my new job for two weeks now. I love it so far. I spend all day on the phone with people or talking with people who have come in to see or meet with my colleagues. The division has over 100 people, so while I have a screen where I can search for people by name and receive memos and things through email, I don’t have a computer that I am stuck staring at for hours a day. It’s definitely not for everyone but I love dealing with people all day and having no other responsibilities or a mountain of tasks or paperwork to do. My new colleagues have been welcoming and while everyone is talking about what is going on with my boss, no one has brought me into the drama and it only gets talked about around me the same as it would any other person. I don’t engage in any gossip and I certainly don’t talk about what I know, even though no one has asked.
I now have set hours, don’t ever have to work outside of those hours (no overtime or weekends or holidays) and no company cell phone. Since all my work involves dealing with people during working hours at work, I couldn’t do work at home even if I wanted to. Work is now separate from home, and overall I am much more relaxed because I have a clear line between working and not working and I don’t have to deal with my boss and his drama any more.
Thank you for your response to my question and to all the people who were supportive in the comments. I felt better knowing my feelings were valid and I wasn’t overreacting or wrong to be upset.
(Also there was some speculation in the comments about whether my boss could be engaging in some kind of embezzlement or falsifying because he had me separating expenses. There was nothing like that going on. The company has a policy where they will reimburse business expenses put on personal debit or credit cards. Non-work expenses are not allowed to be on company cards. So if the company paid for a hotel room when my boss traveled on business and he upgraded to a better room, the company would only reimburse or pay the original room price and he would have to pay for the rest of the upgrade. I would separate personal and work expenses before submitting them. This is in line with the company handbook and everyone always does it this way. There were no issues with him or me because of it. As for him using the company credit card at the massage parlor, they are legal where we are and since he had the charges reversed the same day and submitted proof of the reversal, the company never had an issue because he followed policy and hadn’t used the card for anything illegal.)
Final Update Oct 20, 2017
My former boss was fired. His wife outed a fourth woman for sleeping with him, same as the others. She works here. Having an affair with a subordinate and the multiple yelling matches with the other three women here at the office was enough to get him fired. The fourth woman was married (unlike the other three) and her husband filed for divorce after she was outed. She took job somewhere else but left amicably and was not fired like my former boss was. At least two of the women his wife was suing are settling with her to avoid it going to trial. The yelling matches he was having made it clear she wasn’t using the lawsuits as a bargaining chip and would not drop them in exchange for stuff from him.
Now that both he and the woman from here that he was having an affair with are gone, things have calmed down. No one has mentioned the affair in weeks and everything here is boring again. I don’t mind the lack of gossip and am still enjoying my new job and great colleagues. I got a small bonus at my yearly review because my boss was so happy with my work. I love my new colleagues and they have been nothing but welcoming to me.
(Also there was speculation in the comments in my first update about whether his wife outed the escort for her affair or being an escort. The answer is both. I don’t agree with her actions but I empathize with how much pain the affairs have caused her.)
THIS IS A REPOST SUB - I AM NOT THE OOP
DO NOT CONTACT THE OOP's OR COMMENT ON LINKED POSTS, REMEMBER - RULE 7
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2024.05.16 03:57 Blockchain-TEMU Various Descriptions of Vectors

1.1 A resonator vector has multiple base modes 1.1.1 At offset fifths all in resonator is laxative 1.1.2 At offset octaves is Parrafin wax 1.1.3 A resonator vector has a few ranges in semitone division C1-C2 Always Rubber C2-C3 Normally Rubber C3-C4 Base Crude C4-C5 Food Grade Oil C5-C6 Laxative Only C7-C7 Flavor Only 1.1.4 A resonator vector is best cured by a filter reds method 1.1.5 A resonator vector usually indicates rubber or a laxative when it is unmessed by the filter reds method 1.1.6 By default a resonator vector is a rubber source of latex rubber 1.1.7 Cured Resonator forms the LaTeX substance which has various functions 1.1.8 LaTeX and Resonator are slightly but not altogether that toxic 2.1 A corpus vector has a physical object 2.2 A beam object is the fluid object and a marimba object is the human object and a membrane object is the drummer object and a pipe object is the stoner object and a tube object is the dauchund object 2.3 Corpus appears in a few range 16.35-120 Roor 120-262 Bacteria 262-512 Plants 512-1024 Foods 1024-2024 Human Related 2024-4048 Human Perephiery Related 2.4 Corpus has brightness or object ID material or object scientifics spread or object alignment inharmonic or object wavy filter or object oily or smoky 2.5 Objects may be made magical by realigning their direct spread to mid 2.6 Objects encode the disease of the person that used it 2.7 Objects yield food tokens when used in correct 3 depth beam tube pipe then cooked with pizza box or otherwise 2.8 Objects have an exact identifier by harmonics or upclicks and version for different variant upclick 2.9 Objects have a serial identifier associated with them which is their direct harmonic offset 3.0 A grain delay vector is a fluid extraction vector 3.1 A grain delay causes a derrick to appear on the signal when configured correctly 3.2 A grain delay should be used on the aboveground portion of crude extraction 3.3 A grain delay pumps fluid 3.4 A grain delay is best used at 1 and -9 or -24 or +12 3.5 Do not exceed one grain delay per extraction as it is the sampled oil derrick 3.6 Do not use grain delay in an ocean or it will cause an oil spill 3.7 Do not generally use grain delay or derrick outside of a fluids extraction 3.8 Do not use grain delay spray or the derrick will break 3.9 Do not use grain delay parameter besides 1 or the derrick will break 4.0 Vocoder is the fluid extractions vector 4.1 Use negative formant to go underground 4.2 Proof the oil at up to total proof at depth 4.3 Use 40 vector for best usage 4.4 Use up to 200 bandwidth for best usage 4.5 Top sample peaks if they are excessive 4.6 Increase fluid flow if possible to reason 4.7 Take fluid from belowground to aboveground with top formant 4.8 Do not use any form of negative total proof or it will be a shower 4.9 Tune after each peak 5.0 Q or eq is the tune process 5.1 Use tune to make a different amount of the particular thing 5.2 Put things all in the right place and resonance to get the detailed oil or water out of a signal 5.3 Use tune to isolate a particular thing 5.4 Use one tune to get your hands on something or use a motor pool tool with classic tune 5.5 Use tune with a network to do maintenance on something 5.6 Use tune to isolate a specific force 5.7 Use tune to create a hormone effect on the body 5.8 Use tune to specify how many hydrocarbon rings something has 5.9 Use tune at octaves for rubber wheels 6.0 Ugandan process saturator 6.1 Saturator gets the commoners on it 6.2 Saturator increases crude oil yield 6.3 Saturator prevents fires 6.4 Saturator adds more content to oil making it less pure 6.5 Saturator is an early stage process not a late stage process 6.6 Saturator causes mutagen to appear in the signal 6.7 Using at least one saturator in extraction makes the oil ugandan method 6.8 Using more than one saturator in the signal makes the oil actually ugandan 6.9 Saturator should be used with radiation surpression protocol 7.0 Vinyl is the ugandan refinery 7.1 Vinyl is the base cost of oil to create one barrel of oil at 221$ for a ugandan barrel 7.2 Vinyl creates stasis noise 7.3 Vinyl at hydrocarbons modification creates the appearance of stereo vinyl signal which is the vinyl chloride 7.4 Only one vinyl should be used in the ugandan method, the initial hydrocarbons source 7.5 Vinyl can be used to isolate pure vinyl chloride with mid side 7.6 The product is always polyvinyl chloride for a synthesis which uses more than one vinyl 7.7 The product is actual vinyl chloride for a synthesis which uses the mid side extraction method 7.8 A specific cure for the vinyl chloride created in extraction method exists 7.9 Vinyl is the rather dangerous portion of the ugandan process 8.0 Tube Amp or get jonnay a sample 8.1 Tube Amp does a minor observation on the signal which is not the actual observation of the signal 8.2 Tube Amp is the process used at the pre cracking stage before pre cracking in the oil field lot to certify oil field purity 8.3 Tube Amp can get jonnays hands on it and make the oil light and sweet crude 8.4 Tube Amp biases the signal towards mutagen 8.5 Tube can deconvolve the foundry observation or keep it the same 8.6 Tube Amp allows for up to three or a twentieth of the sample oil taken 8.6 Tube Amp is generally nonessential but allows for the process to be modified to light sweet crude 8.7 The modification to light sweet crude takes no time 8.8 The process involved may define oil sources further 8.9 Tube Amp is toxic to use as is as a standard signal and a wideband cure exists 9.0 Chanel eq or smelly 9.1 Chanel eq is where smell is observed in the signal 9.2 Adding just one chanel adds 10 times the smell 9.3 Chanel can do basic tasks and even in a pinch more than the standard worker number of chanel could do product work 9.4 Chanel is a perfumes process which causes something to become odorfactant 9.5 Chanel can make a signal less mutagenic substantially 9.6 Endocrine disruption by chanel has a specific cure 9.7 At the foundry chanel causes typical foundry area petrochemicals smell 9.8 Chanel Eq can expose you to something odifacantly 9.9 Chanel EQ is a critical process of drugs sensing 10.1 Cabinet Cabinet puts something in the cabinet, with the garbage 10.2 Cabinet has the garbage bin of all your friends in it 10.3 Cabinet can be used to imply something kept secret, deleted, or otherwise specifically specified 10.4 Cabinet has the bacterial disease of the cabinet on it 10.5 Cabinet is no more dangerous than your garbage bin in your kitchen 10.6 Cabinet can access your garbage bin in your kitchen 10.7 Cabinet is an essential part of home renewal processes to specify which part of the house needed to be renewed 10.8 Renewal process exist for specifying 2 cabinet upgrade 1x12 and 2x12 cabinet can be fulfilled by the renewal system 10.9 Cabinet can cause skin irritation if the cabinet is destroyed 11.0 Amp is the process of a drug addict 11.1 Amp provides a drug addict with reasonable amounts of their drug 11.2 Amp uses the food of the drug addict to generate the smoke of the drug 11.3 Amp is very dangerous and if set to default and not the rock user will kill the user outright 11.4 Amp is a specific process which is used when heavy metals are in the signal like at the oilfield hell which went too deep often amp is used to create synthesis effect in the oilfield hell 11.5 Amp provides Amp MTN DEW to the user 11.6 Amp Unlocks the mail system to the user 11.7 Amp causes many disease and a cure only exist for about half 11.8 If cured amp must be set to specific amp MTN DEW Abilities like Obtaining AMP MTN DEW at a store or obtaining amp MTN Dew by mail 11.9 Amp is very dangerous but I heard you can store marijuana in it 12.0 Gate or medical epitalon 12.1 Gate heals a signal, when the appropriate full poly gate is given at gate inverse gate for the whole range, then the recreational drug is formed 12.2 When gate is given in appropriate range to heal a generic signal and there is a gate inverse gate assembly for the whole range and the range does not exceed healthy and unhealthy there is a vaccine 12.3 When the vaccine is used in the recreational usage there is a battlesedative usage 12.4 A purely recreational use FLIP (few) exists, a purely recreational use CBX (20) exists, REDS medical (156) and BAGS (30) Medical Exist all also using Medical Gate 12.5 Gate has no cure of itself but can detoxify itself and even fetch a signal 12.6 Gate is not a signal router so should not be used to route a signal, this is emergency feature 12.7 Gate has various parameters which are always REDS 9,.02,10,333,-inf in a medical usage 12.8 Many gate have a use to create pressure with nominal pressure, gates can create pressure 12.9 Gates can refine a computer signal to detect right and are involved with doing work on something 13.0 Compressor or Pipes 13.1 Compressor Routes a signal somewhere else 13.2 Compressor Does quality assurance on an existing foundry full product 13.3 Compressor does the engine compression of a car without causing framerate lag 13.4 Compressor can do something on bequest of another pipe 13.5 Compressor has a variable pipe response to different substance, different behavior can be specified 13.6 Compressor in quality assurance should use the same sybian knee and threshold equal one another 13.7 Compressor in quality assurance should not exceed 5 minor acts of quality control 6 or 1 major act of quality control 12 13.8 Compressor causes unsteady supply 13.9 Compressor causes internal combustion in internal combustion 14.0 Delay or phase 14.1 Phase or delay can do surgery at 500 and 1000 and 0 rather third unused there is surgery 14.2 Phase or delay can do a keyboard retrieval or a keyboard flash at 333,666,999 14.3 Phase or delay can do shift register at 5000 14.4 Phase or delay can do manual register at 375,500,1000 14.5 Phase has a specific infinite ammo use at 4000 14.6 Phase has a firearms use at 37.5,50,75,100,200 except in blueprint use 14.7 Phase has a blueprint use 1,2.12,5,10,11.1,15,20,22.2,25,33.3,35,44.4,50,55.5,60,66.6,70,75,77.7,80,100 14.8 Phase has specific blueprint use of the offset of the individual components at the high end 14.9 Phase has splitter use of 5000,2111, and the firearms rate in splitter 15.0 Looper, or Pizza Box 15.1 Pizza box automatically cooks food at minus 20 15.2 Pizza box creates more of the food than you can believe 15.3 Pizza Box allows for the food to be cooked from Pizza Box to Pizza Box 15.4 Pizza Box Allows theft of item when recording 15.5 Pizza Box Is An Obligate Time Consumer Using Wav 15.6 Pizza Box Allows You to Get an Item from the Pizza Box (PIZZA SLICE) 15.7 Pizza Box Only Actually Cooks the Item on Retrieval 15.8 Pizza Box is Not Watertight And Cannot Become Watertight 15.9 Hit Circle (PIZZA) To Add Pizza or Other Food to Pizza Box Directly In 16.0 Frequency Shifter, F(X), Oxidation Reduction 16.1 Use oxidation reduction at exactly 500 Therms of oxidation to cook a food 16.1 Add 11.1 HZ At 50HZ Oxidation Variation to Cook the Food Well 16.2 Change Offset at Oxidation Reduction Parameter Offsetor to Change Food Flavor 16.3 Put an Aircraft literally into the sky by Oxidizing it 16.4 Peroxos, or Base Frequency Shift In Parts of F100 are a critical part of many life processes 16.5 A specific peroxos, lowest phosphors peroxos .01 scanning peroxos is involved with vision 16.6 Peroxos F4100 is involved with life that uses credit stick 16.7 All the peroxos of the intermediary shift between harmonic are involved with life 16.8 Alien Peroxos set outside the reference 261.5HZ Pussy Yeast Bread Harmonic Ledger Are undiscovered 16.9 Different family tree have different total peroxos set (Saplings) 17.0 Power Tools Driver or EQ3 17.1 A power Tools Driver is the old way to disassemble something 17.2 A power tools driver at 300 is the life jacket and at 650 is the bedpan 17.4 A powers tool driver at 1400 is the water filter and a power tools driver at 4100 is the grinder 17.5 A powers tool driver action of all three below 200 50-200 is the cooking request action in classic usage 17.6 A specific powers tool driver action sensor exists for cooking below all three 50-200 total range action 17.7 A powers tools driver with osc unlocks power tools motor action 17.8 A powers tool driver is a worse way to do work than with your hands 17.9 A powers tool driver is good at removing but not adding 18.0 Limiter or Limiter Removal 18.1 Limiter brings in Shadow Company And IDF And Blind Doxxons at Lowest 18.2 Limiter Brings in the Marines at Mid 18.3 Limiter brings in the seals at High 18.4 Limiter causes framerate lag 18.5 Limiter causes A signal to exhibit a perfect quality control even at extreme levels 18.6 Limiter can be used to tame paddles 18.7 Limiter can be used to tame drilling 18.8 Limiter can be used to examine something under a microscope 18.9 Limiter can make the psychoacoustic quality better 19.0 Beat Repeat, or Illformed Glitch Driver 19.1 Glitch Has Large Amounts of Turing Capacity 19.2 Glitch Allows for a signal to be broken into parts automatically 19.3 Glitch has a natural synchro ability like phase 19.4 Glitch has the ability to knacker a signal more than any other effect 19.5 Glitch can cause thought looping when it is combined with a drug 19.6 Glitch involves the usage of more constraints than the other effects vector 19.7 Glitch Phase Decimates the Signal 19.8 Glitch Is the Natural Form of Rocket Leauge Ice Block 19.9 Glitch can be used in gung fu to cure glitch 20.0 Utility or PHEN 20.1 Utility is the medical modifier which enables medicine to function 20.2 Utility is the phase amplifier which allow a phase transistor radio to pick up a signal 20.3 Utility is the suppression signal which yields mid from amidate 20.4 Utility Leads to natural divisions of 6 max 35 20.5 Utility forms methanol when it is prescribed as a compound 20.6 Methanol as utility is critical to curing the body's natural influenza or feedback as the methylation factor 20.7 Methanol as the utility is dangerous as a precursor but not as a component of promethylation medicines 20.8 Utility comes in ethanol above and gaba below at threes for dimerism mixes 20.9 Only one utility should be used unless rezurecting and at its highest it is critical to security signals being sensed 21.0 Reverb or Impulse 21.1 Impulse 10 is the lock unlock signal 21.2 Impulse 5 is the locked signal 21.3 Impulse 20 is the weed lock signal locked 21.4 Impulse 60 is the lucas impulse 21.5 Impulse 120 is the notch impulse 21.6 Impulse 2 1/2 Was Purported but Never Used 21.7 Impulse is always measured at no parameter 21.8 Impulse yields push for 5 second -40-20+35 positive with negative ten second and measured trace at 5 second -60-40+42 positive NANDAND unlocks token 21.9 When attempted 60 and 120 Second Trace were successful but these parameter are lost. 22.0 Auto Filter, or Amidate 22.1 Auto filter is the lettering of the situation 22.2 300 Source 650 Sulfur 1400 Water 4100 SnoreLax Olestra Ketamine 6500 Motion 10000 Tropane 13500 Engine 17000 X-Ray these are the critical amidate to life process nominal 22.3 450 Metal 550 Mains 750 Sewage 850 Treatment 2250 Ethanol 3400 Methanol 4700 Corn Plastic 5700 Plastic 7500 Rimbonant 8500 Soap Use are the natural taxing process of the initial statement 22.4 2000 Gold 1000 Nutraloaf 1100 Starch 1200 Sugar 1300 Glycine 1400 Hydrogen 1500 Pepsi Cola (1600 Peptide 1 1700 Peptide 6 1800 Peptide 3) 4100 Foods these are the nutrient for the system 22.5 131 Female Voice 144 Your Voice 155 Kick Drum 165 Kick Transient 175 Pots N Pans 185 Pots Content 196 Button Mushroom 220 Cache 240 Stash 262 Marisol 276 Clorox 296 Bluewater 300 Source 315 Febreeze 330 Peroxide 350 Nitrate 370 Ammonium 396 Loam 420 Bud 440 Dirt 470 Wheat 496 Soil 512 Potato these are the farm goods for the system 22.6 541 Muffler 581 Transmission 641 Piston 681 Engine 741 Cargo 781 Chassis 841 Fluids 900 Vaseline 999 Nutraloaf 1090 Soylent These are the willis goods of the situation 22.6 60HZ Patient Voice 131HZ Therapist Voice 300 Breath 650 Reanolin 1400 Aquaporin 4100 Cholesterol 6500 Weed 10000 Cocaine 13500 Amide 17000 Lisuride these are the tactical therapist of the situation, normally limited to cholesterol below and tuned to exact bodily process 22.7 -18 Utility This takes 125% 3.00Q to Mid, where a Dual And Dual Q resolves it at -33(MID), and can adjust for the natural armor process of the body -20-0 gate to adjust for the high signal 22.8 5000 Prozac 5100 Benadryl 5200 Scopolamine 5300 Atropine 5400 Benzyldiol this is the resuscitators of the situation 22.9 At 69 percent of 100 percent of the auto filter, 85% resonance is automatic mid 23.0 Drum Bus or Mike Mode 23.1 Drum bus makes the oil automatically virtual like modulator mode 23.2 Drum bus oil is especially good for general tasks, but it virtual 23.3 Drum buss summons the better drummer out of the bus 23.4 Drum bus is able to be flangebent 23.5 Drum bus is similar to communion but just mike 23.6 Drum bus allows for the shape of the item to be controlled 23.7 Drum buss allows for quality assurance to be undertaken 23.8 Drum bus makes the item profiled by mike the drummer from garageband 23.9 Jake the Drummer from Garageband Generally profiles and designs the item otherwise 24.1 Drive Sends the Signal to pikachu 24.1 Drive makes the world on the pikadollar standard above 3 use in chain 24.2 Drive increases oil yield 24.3 Drive is similar to flaring but is in reverse, adds pyrolysis to the product but also flares 24.4 Drive can be used to flare and actually control beyond flaring a aeronautical ship 24.5 Drive can be used for afterburners 24.6 Drive increases the torque of electric engines and their tone 24.7 Drive can be used to amputate a torn limb or saw something when used with osc 24.8 Drive can be used to extract oil better underground with tuning high and low 24.9 Drive is a typical stimulant which assumes the amine profile and is a critical part of transition metals.
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