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Peloton - World Tour Road Cycling News, Results and Discussion

2011.09.11 08:36 tdm911 Peloton - World Tour Road Cycling News, Results and Discussion

Peloton is the community for professional road cycling. Share links, news, results, transfer rumours & other road cycling tidbits related to the teams, events and riders in the World Tour.
[link]


2024.05.05 23:05 Creative_Fox_9187 ADOPTING IN KENYA?

Hello I am really hoping someone out there might have some insight for me. Sorry in advance for the lengthy post!
I met a 30 year old man named peter 2 years ago when my husband and I travelled to Kenya for a service trip.. We planted garden towers and visited schools and villages and I got to know him throughout our two weeks there and my husband and I just really liked and respected him. After we came home I sponsored peter to attend some college courses and he helped me to facilitate some service projects in his village like providing groceries to some of the widows and sponsoring some of the girls to attend school. He’s a wonderful person from the very humblest of all circumstances. He is supporting his 7 younger siblings and his life is very very hard.
3 months ago I got a message from peter that his uncles wife had died in childbirth, and he was there at the hospital with the newborn. I have no idea where the father was - he wasn’t there and due to the polygamous nature of their community really doesn’t have anything to do with the children he fathers. I asked what would happen to the baby and he told me he was going to find a mother to take her and look after her.
Nova is now 3 months old and peter texted me this week that the family has decided to give her to HIM to raise once she is about a year old. (🤯) this basically means Peter’s mother (who is 65 and struggling to feed the 7 children already in her care) will raise her. Peter then said to me “if it’s possible please come adopt her!”
We talked at length about it and essentially he wants her to have a better future than being an underage polygamous bride with no education - which sadly is the typical fate for girls in their community but especially an orphan with no mother.
So that’s the background. I have no idea if it’s even possible to adopt a child from Kenya that is not residing in an orphanage - and especially a Maasai child. If there is anyone out there who has adopted from Kenya or another African country who would be willing to help me or point me to someone who can I would be so thankful! Thank you!
submitted by Creative_Fox_9187 to Adoption [link] [comments]


2024.05.05 23:01 ThrowRa-777333 Should I go to my friends wedding?

Honestly I don't know where to even start but recently some of my friends came up with the idea to have a dinner since we're graduating from school in a few weeks and they claimed they wanted to just see the entire friend group one last time before we all graduated.
One of them let's call her Laila was just bombarding the group chat and saying she's going to "cut everyone off" if they don't come which I thought was funny at the time but looking back was strange.
She told one of the girls who could not make it due to cramping that it was sad for her.....They kept reminding the group chat multiple times which I found weird because it was just a dinner.
They wanted to take a group picture outside and I was not thinking anything of it. The friend that was taking the picture started taking a video and said " say we're graduating" and then said " say friend (let's call her Emily) is getting married" and I was just taken aback and walked away from how loud it was.
Laila comes up to me with a camera and shouts "Emily's getting married it's real " like 18 times and my reaction was very confused and I just said really???? multiple times as I could not believe it. One of the girls pulls out a bridal sash out of her bag and that's when I realized it wasn't a joke.
I did not know she was even in a relationship either.
The next day we found out almost every single girl knew she was getting married besides six of us. We realized there must have been a second group chat where they pre planned the dinner and the announcement which is why they were acting hectic over it. We found out Emily has also been hiding photos and flowers/gifts.
And in the video you can clearly see me and the girls who did now know anything walk away as we thought it was a joke because who announces that outside a restaurant randomly. I'm convinced that since Emily is having her graduation ceremony soon, her fiance would be there and she wanted to break the news before we found out.
A friend of my mothers told me that she has seen photos of engagement rings months ago and her daughter (close with one of the girls that lives with Emily) showed them to her.
Also I need to add that after the announcement there was literally no explanation from Emily. She kept dodging any questions and clearly did not want to tell us anything.
I just feel so grossed out that I believed Emily was my close friend at one point and honestly I refuse to go her wedding because that's just so embarrassing to me.
I'm convinced she has something against us. Im just angry at the fact that many people outside of our friend group have been finding out from other people and she was closing off the other girls and herself from us finding out as if it was a secret when it was not. Emily’s mom has been telling people since January.
I'm surprised I even found out so late as so many other people have told me they found out months ago from rumors.
Should I attend her bridal events that are taking place in 2 months + wedding or no?
submitted by ThrowRa-777333 to Advice [link] [comments]


2024.05.05 23:01 PLpro12 How do you stay updated with changes in Amazon FBA policies and guidelines reddit?

Subscribe to Official Channels and Newsletters

One of the most direct ways to stay updated is by subscribing to official Amazon channels and newsletters. Amazon regularly communicates policy changes and updates through emails, blog posts, and announcements on their Seller Central platform. By subscribing to these channels, you gain access to timely information straight from the source.

Join Online Communities and Forums

Harness the power of community by joining online forums and communities dedicated to Amazon FBA sellers. Platforms like Reddit, Facebook Groups, and specialized forums offer invaluable insights and discussions on policy changes, strategies, and best practices. Engage with fellow sellers, ask questions, and share experiences to stay ahead of the curve.

Follow Industry Experts and Blogs

In addition to official channels, following industry experts and blogs can provide nuanced perspectives and analysis on Amazon FBA policies. Many seasoned sellers and e-commerce gurus offer valuable content through blogs, podcasts, and social media platforms. By following these thought leaders, you gain access to expert opinions, interpretation of policies, and actionable advice.

Set Up Google Alerts

Harness the power of technology by setting up Google Alerts for keywords related to Amazon FBA policies and guidelines. Google Alerts notify you whenever new content matching your specified keywords is published online. By customizing your alerts, you can receive real-time updates on policy changes, news articles, and discussions relevant to your business.

Attend Webinars and Workshops

Stay proactive in your quest for knowledge by attending webinars and workshops hosted by Amazon experts and industry insiders. These virtual events often provide in-depth analysis, case studies, and Q&A sessions on navigating Amazon's ever-evolving landscape. Take advantage of these learning opportunities to deepen your understanding and network with like-minded sellers.

Regularly Review Amazon's Policies and Guidelines

Make it a habit to regularly review Amazon's official policies and guidelines on their Seller Central platform. Familiarize yourself with key documents such as the Amazon Services Business Solutions Agreement, Seller Code of Conduct, and Product Compliance policies. By understanding the rules of the game, you can ensure compliance and mitigate risks.

Conclusion: Stay Informed, Stay Ahead

In conclusion, mastering Amazon FBA policy updates is essential for sustained success in the competitive world of e-commerce. By subscribing to official channels, joining online communities, following industry experts, setting up Google Alerts, attending webinars, and reviewing policies regularly, you can stay informed and compliant. Remember, knowledge is power, and staying ahead of the curve is the key to thriving in the ever-changing landscape of Amazon FBA.

Utilizing Amazon Seller Tools

Helium 10 is a comprehensive suite of tools designed to empower Amazon sellers and optimize their e-commerce journey. Here's how this software can specifically aid individuals in staying updated with changes in Amazon FBA policies and guidelines:

1. Keyword Research:

The software's keyword research tool allows sellers to discover high-ranking keywords relevant to their products. By identifying trending keywords related to Amazon FBA policies, sellers can stay ahead of the curve and optimize their listings accordingly.

2. Listing Optimization:

With the listing optimization tools, sellers can ensure their product listings are fully optimized for maximum visibility and conversion. By incorporating relevant keywords and complying with Amazon's guidelines, sellers can enhance their listings' performance and stay compliant with policy changes.

3. Alerts and Notifications:

The software offers alerts and notifications features that keep sellers informed about changes in Amazon's policies and guidelines. Sellers can set up custom alerts to receive real-time updates on policy changes, ensuring they remain proactive and compliant with the latest regulations.

4. Competitor Analysis:

The software's competitor analysis tools provide valuable insights into competitors' strategies and performance. By analyzing competitors who are successfully navigating Amazon's policies, sellers can learn from their tactics and adapt their own approach to stay competitive in the marketplace.

5. Training and Education:

The software offers comprehensive training resources, including webinars, tutorials, and courses, to help sellers master the intricacies of Amazon FBA. Through educational content tailored to policy updates and compliance best practices, sellers can deepen their understanding and stay informed about the latest changes.

6. Data-Driven Decision Making:

The suite of data analytics tools empowers sellers to make informed decisions based on actionable insights. By analyzing data trends related to Amazon FBA policies and guidelines, sellers can adjust their strategies accordingly to optimize performance and maintain compliance.
In summary, this software serves as a valuable ally for Amazon sellers seeking to stay updated with changes in FBA policies and guidelines. Through its suite of tools encompassing keyword research, listing optimization, alerts, competitor analysis, training, and data analytics, the software equips sellers with the knowledge and resources needed to navigate the ever-changing landscape of Amazon FBA successfully.

Helium 10 - 20% OFF Discount (Limited Time)
An all-in-one Amazon seller tool to easily find, list, and sell 10K+/month products! Disclosure: I get a small kickback if you click through - Thanks for reading! DM if you have any questions :)
submitted by PLpro12 to newamazonsellers [link] [comments]


2024.05.05 23:00 MaineCoonMama18 Am I right for thinking these are red flags?

This is long I’m sorry.
For context: I an a dog trainer who has been running my own business since 2017. I have a certification and have worked with pretty much every behavior possible.
I applied to a job (group dog trainer) in mid-March that advertised $30-45/hr. Got a response from them very quickly and set up an interview. 1 week later I went to the first interview and they immediately asked me to come back for a second. 1 week later i attended the second interview. I was asked to give them a week for a decision. I was really excited at this point because the pay was better than any of the other options I saw out there and it was pretty much what I do now just without having to sell my services.
1 week later, I got an email asking if I could give them a month to revamp their training program. I didn’t mind because I had other interviews lined up and figured I could weigh my options.
2 weeks later I got an email promising a job offer in 24 hours.
72 hours later, I got an offer at $22/hr ($8-18 LESS than advertised). They also asked me if I’d be interested in working a second position with them at $13/hr since the position I applied for wasn’t full time. I’m not looking for full time and had told them this during my interviews.
I asked them some questions via email and they asked me to attend a THIRD interview with them to shadow this other position and they would answer my questions then.
I declined the other position and I haven’t heard back from them yet.
Am I crazy for thinking these are kinda red flags and I should be wary?
submitted by MaineCoonMama18 to jobs [link] [comments]


2024.05.05 22:59 Audio_Addicted_Teen Who wanna be proud of me

Who wanna be proud of me submitted by Audio_Addicted_Teen to teenagersbuthot [link] [comments]


2024.05.05 22:59 cheungster Week 19 - 5/6/24 - 5/10/24 - Weekly Discussion Thread

Week 19 - 5/6/24 - 5/10/24 - Weekly Discussion Thread

Week 19 Lets go!!!!!!!!!

What are you looking forward to this week? Share your watchlists, ideas, TA, DD, questions, comments, suggestions!
  1. Discord
  2. Book Club
  3. Economic Calendar
  4. Earnings
  5. Market
  6. NAIMM and The AAII Investor Sentiment Survey
  7. Sectors & ETFs
  8. Gold, Silver, Copper, Solar, Uranium, Oil
  9. Treasuries, Bonds, Dollar, Currencies, Bitcoin
<===> 1. Discord <===>
Join the lively discussion in discord! https://discord.gg/yWFavAVQpm
<===> 2. Book Club <===>
Starting this year, we began book of the month club. Books so far have been:
  1. January: How to Make Money in Stocks by William J. O’Neil (4th ed)
  2. February: Trade Like a Stock Market Wizard by Mark Minervini
  3. March: Think & Trade Like a Champion: The Secrets, Rules & Blunt Truths of a Stock Market Wizard by Mark Minervini
  4. April: Stan Weinstein's Secrets For Profiting in Bull and Bear Markets (1988)
For May, we are reading: Mastering The Market Cycle: Getting the Odds on Your Side - Howard Marks (2021)
Pick up your copy and join the discussion! Post your thoughts, ideas, charts, insights, and strategies you learned from the book and if/how you plan on incorporating the lessons into your day to day trading.
Join us in discord as well for more discussion opportunities!
Amazon: https://a.co/d/inPBwyy
Goodreads: https://www.goodreads.com/book/show/37570460-mastering-the-market-cycle
<===> 3. Economic Calendar <===>
Only item of "high importance" according to Tradingview is Michigan Consumer Sentiment on Friday, May 10 at 10am.
Bond auctions considered only "medium importance" but sometime the 10yr ($TNX) and 30 yr ($TYX) auctions sometimes can move markets.
Unemployment Claims - Thu 5/9 8:30am are considered "medium importance" but can also see some fluctuations within the market so it's helpful to be aware of.
https://preview.redd.it/hflm37xl0oyc1.png?width=998&format=png&auto=webp&s=b923a3bd38eeaaca965b2435d9a97acf14e5a433
<===> 4. Earnings <===>

1169 companies set to report according to Finviz
<===> 5. Market <===>
Dow/NYSE: Friday tagged the 50day MA on heavier volume; A/D volume ticking up; seeing more stocks above their 50&200day's.
https://preview.redd.it/izyd41po1oyc1.png?width=2010&format=png&auto=webp&s=cf8a845432a0e181d12946afea0aece88bbdb390
S&P 500 w/ VIX: Tagged 50 day on average volume. Vix cooling off. New Highs to Lows % on the increase. 50/200 days still lagging but improving.
https://preview.redd.it/dndhpxn22oyc1.png?width=2005&format=png&auto=webp&s=1a26aaf718af476df06d1f9e1b1d96cbcfccc303
Nasdaq: Gapped up and closed above the 50 day but on below avg volume. Slight tick down on A/D. Healthy improvement in 50/200day MA's. Large relative increase in new 52w highs and lows continue to decrease.
https://preview.redd.it/pd7uvdnb2oyc1.png?width=1992&format=png&auto=webp&s=83a75f68ea7514bcfe2cfd8a2c1ef5c9abc31901
Russell 2000 w/ RVX: Gap up and close above 50 day on below avg volume. RVX cooling off.
https://preview.redd.it/piffyxwp2oyc1.png?width=1989&format=png&auto=webp&s=d731cf37e24f2bf0c7a016e6a219afdd71e48d83
Market conditions seem to be improving for the most part. This is also confirmed by my weekend scan - a lot more names setting up in constructive bases.
<===> 6. NAIMM and The AAII Investor Sentiment Survey <===>

https://preview.redd.it/fqfhjpf64oyc1.png?width=1341&format=png&auto=webp&s=ade5a265f4743e4c9abff56ed65f8be5458bc45b
https://preview.redd.it/1lhe5h484oyc1.png?width=2747&format=png&auto=webp&s=13d836abd691d6a096b1306506e10604ae101d72
https://preview.redd.it/9tja59rc4oyc1.png?width=2020&format=png&auto=webp&s=6e8f85cfcf3ebf4cc4cc7087e2e948f7a244586d
<===> 7. Sectors & ETFs <===>
https://preview.redd.it/eego6ef53oyc1.png?width=1091&format=png&auto=webp&s=0a943182b1db2f69f6fa11b80a727c1e8202bd1c
https://preview.redd.it/httoxkzi3oyc1.png?width=1558&format=png&auto=webp&s=a20100873b2603311b53e52909f9ade52ca716f6
https://preview.redd.it/azswt5c83oyc1.png?width=2984&format=png&auto=webp&s=4ae742bb7194c4f139a8a75d08715e6efcf87240
<===> 8. Gold, Silver, Copper, Solar, Uranium, Oil <===>

https://preview.redd.it/n6vcn0rw6oyc1.png?width=905&format=png&auto=webp&s=e45a5eca5fd365d4a5df32fc491a646722e9a9d4
https://preview.redd.it/byqr0psx6oyc1.png?width=1552&format=png&auto=webp&s=260826c097d65a05a909d5891d32a6b062162590
https://preview.redd.it/64riez0z6oyc1.png?width=3023&format=png&auto=webp&s=b9aebe37dc68617fd241ef41cd3d5c9bf2f3184c
<===> 9. Treasuries, Bonds, Notes, Oil, Dollar, Bitcoin <===>

https://preview.redd.it/apybhknj8oyc1.png?width=908&format=png&auto=webp&s=05163ccd0a44db2b80cc0af9598fadce4be91793
https://preview.redd.it/r660mwjk8oyc1.png?width=1583&format=png&auto=webp&s=0a3c9d9489019c6f7a976a56ec78447b9c080afb
https://preview.redd.it/n6ho3adm8oyc1.png?width=2984&format=png&auto=webp&s=b2df18d859f4ed7d213f2bf53cd2e024b133919f
https://preview.redd.it/p0sw6e2z8oyc1.png?width=3228&format=png&auto=webp&s=717dce0203885fad991d3f3bf4db1ee27a69f753
https://preview.redd.it/twriuez19oyc1.png?width=2252&format=png&auto=webp&s=845e29dd7ebff132c572def86ec42a7621ad6a12
<===>
Have a great week everyone! If you made it this far please hit that upvote button!
submitted by cheungster to swingtrading [link] [comments]


2024.05.05 22:59 Important_Figure9811 [For Hire] Senior Full Stack Developer 15 Years Experience

Hello!
I'm a 33 years old Digital Nomad, and I have worked freelance as a programmer and server administrator for 15 years.
I really take the digital nomad lifestyle to heart; as the experience of meeting and interacting with such a wide range of people gives me huge key insights into life.
My main experience is within eCommerce. I have worked with a rather diverse range of businesses ranging from large rims+tyres chains, to multinational manufacturing businesses.

 

Some of My References

I created the point of sale app for Front Systems AS (https://www.frontsystems.com ) and worked with them for over 2 years. During this time, I helped them grow from a startup with an idea to replace bulky POS systems with tablets, to a company that now generates over $5 million in annual revenue.
I have been involved in countless other projects, ranging from developing eCommerce shops to working with startups to bring an idea to market - to life. Some of my other works include: https://eplehuset.no, https://www.klarna.com/no/, and https://www.xxl.no .

 

Let’s Chat. Add me on Discord:

laravel_nomad

 

Skills and length of professional usage

Programming languages and frameworks

PHP (currently on 8.1) 14 years
Laravel 9 years
Wordpress 10 years
Node.js 11 years
Browser JS 12 years
TypeScript 5.5 years
Vue.js 6 years
React 2 years
HTML/CSS (SCSS) 13 years

 

Databases

MySQL 14 years
MongoDB 8 years
Elasticsearch 9 years
Neo4J 6 years
PostgreSQL 7 years
InfluxDB 4 months
Redis 7 years
ArangoDB 6 months

 

DevOps/Automation

I have extensive experience with CI/CD and DevOps. Mainly in using Docker to wrap applications in an image which can be reliably deployed on containers in a single or multi-server setup. Multi-server setups I have mainly used Docker Swarm but recently I took the dive into Kubernetes (previously experimented with RancheK3s).
Docker 7 years
Ansible 5 years
GitLab CI 3 years
Jenkins 4 years
Rancher 2 years
Kubernetes Hobby experience

 

Business Applications

I have extensive experience in building business applications such as ERPs and CRMs.
I am fast to grasp the concept of a business and translate it into an agile task system (Jira) and working with those who will be using the application to ensure it not only solves business needs, but is also easy and pleasing to use.

 

eCommerce Development

I am a Magento Certified Solution Specialist; and I have 8 years experience delivering WooCommerce shops.
Together with my Linux system administration skills, it's not uncommon that I can take a conversion rate of <2% and bring it to +4%.
Aside from the technical aspect, I have a strong grasp of how people shop online. How to help them find what they need and how to give them an experience suited for a fast product selection straight to a fast checkout.

 

Pricing

I am looking for monthly agreements where I work on, and focus on an specific system.
Regardless of platform - to have one system I am responsible for planning, construction, and ongoing maintenance.
The price I charge ranges from $500/month for upkeep/improvements of an existing platform (Laravel, Wordpress, etc.) - to $2,500 - $7,500 for work which includes building a platform.

 

Contact me and let's get started

Add me on Discord and send a quick intro of the project you have, and I'll give you a feedback on how we can proceed.

My Discord

laravel_nomad
submitted by Important_Figure9811 to forhire [link] [comments]


2024.05.05 22:50 MicrowaveBurritoKing The Most Motivating Car Audio SQ Video I’ve Seen. ‘ResoNix Competitor Spotlight - Aggieland X (2024): Tank Fulton’

The Most Motivating Car Audio SQ Video I’ve Seen. ‘ResoNix Competitor Spotlight - Aggieland X (2024): Tank Fulton’
I wanted to share with you all the video of ‘Tank Fulton’ which motivated me to begin to build my first SQ system. If this guy can do it, using used equipment with a basic install, anyone can do it.
I’ve been learning about the sound quality competition community by watching Resonix’s YouTube channel, which features excellent interviews with audiophiles from all beats of life. As someone who didn’t know a thing about this world, these videos have been eye/ear-opening.
I’m attending my first car audio competition (as a spectator) next month.
Kudos to Nick who produced all this content. You’re a legend, bro!
submitted by MicrowaveBurritoKing to CarAV [link] [comments]


2024.05.05 22:42 RagingWaterfall Do they ever plan on not demonizing college?

I know in today's February 2024 Watchtower article, the main focus is on how we can trust the governing body just as the Israelites could trust Moses. Other people can articulate the problems with that better than I can but what really caught my attention were paragraphs 15 and 16. Especially 16.
I have no problem with simplifying your life and getting rid of excess. But the example they give is taking it to the extreme. 'Robyn says: “We have lived in some very small spaces, often with no kitchen. And I had to sell a lot of equipment that I used for photography, a hobby I loved. That brought me to tears.' And what reward does she get for this sacrifice? "When working on theocratic assignments, we get a glimpse of how life will be in the new world... We have the satisfaction of being completely spent in support of the Kingdom.” So for all that sacrifice and heartache, she only gets a glimpse of a future paradise but a lifetime of exhaustion and unpaid work. How is that a life worth living.
But the main thing that got under my skin was paragraph 16 when it said "How else do we benefit when we keep following Jehovah’s guidance?" So already, without explicitly saying it, they are strongly hinting that what they are about to present is something a sincere believer should choose. Then it says, "[Marcia] was offered a four-year scholarship at a university. But I wanted to pursue spiritual goals. So I chose to attend a technical training school to learn a trade that would support me in my ministry." So why exactly couldn't she pursue the degree and do her ministry? If anything, the degree might help her more because it would give her greater odds of getting a well-paying job and not bouncing between multiple minimum wage gigs.
Now, I'm not one of those people who thinks a college degree is the end-all-be-all and that if you don't have one you're destined to eat ramen noodles every day until you die. I have my own gripes with the current tertiary education system and how ridiculous it is that you have to spend an extra 4 years of your life after legally mandated 12+ years of schooling just to be somewhat employable. Most jobs could easily give you 6 months to a year of training and have you functioning better than a recent college grad who knows nothing. But unfortunately, that's the system we currently live in and it's not changing anytime soon so we have to play by those rules.
Watchtower goes to the other extreme and actively discourages people from pursuing a degree if they so choose. They use anecdotes like the one above and try to make it look as if getting offered a scholarship is equivalent to being tempted to bow down to the devil. Of course, they will never outright ban it. It's like with beards. They never say no but they always put it in a negative light and if you decide to do it, be ready to be looked at as less spiritual. This is less extreme in some places but it's still generally true. How do they know that wasn't Jehovah's way of blessing Marcia so that she could support herself and donate more money? They basically shot themselves in the foot. Now she will most likely join the army of broke pioneers who can barely make ends meet and can barely scratch together two pennies to feed herself let alone give them money.
My question is: when will they stop demonizing college and let people do what they want to make a better future for themselves?
submitted by RagingWaterfall to exjw [link] [comments]


2024.05.05 22:39 darvin218 My kids are little diplomats now. Oh and let me also flex about the Porsche I never bought.

My kids are little diplomats now. Oh and let me also flex about the Porsche I never bought. submitted by darvin218 to LinkedInLunatics [link] [comments]


2024.05.05 22:36 InfamouslyJuniper Need help.. if a guy doesn’t reach out anymore do you ever try? Specific problem

Edits: said guy bcz I have 0 male friends!! Hey! I hung out with this guy a few months ago. To preface he never called it a date, we just said we’re going to catch up, called me dude a lot etc. so I assumed he wanted to be homiez. We weren’t friends? I guess acquaintances in undergrad and hes actually in my graduate program (he’s starting now, I’m finishing it soon). Anyway we met up and chatted.. it was funny and fun because we have a baseline of kinda knowing one another. In undergrad we sat near one another and had a class where the prof had us do icebreakers/ we also were in a group project together.
Anyway after we hung out he reached out and we talked a bit. After that we stopped. I told him to hop on call of duty because we both play and he said yea but then said nah he’s good. He interacted with my socials for a bit but then stopped.
Still have his digits and still have his socials but should I try to be friends again with him? Or did he drift off because he wasn’t feeling it.. I must add he dated someone I also kinda knew in undergrad and she essentially told me to “back off” of him when we were first years. He mentioned her when we hung and how he broke up w her but I’m kinda thinking bout if that would make it awk. She might’ve thought I want him as more??
Thank you shalligators!!
submitted by InfamouslyJuniper to Shalligators [link] [comments]


2024.05.05 22:36 porterpotty7 PPO has higher deductible than HDHP?! Help deciding pls

I signed for a new job/employer that I start in July. The plan is Cigna and I'm not too worried about having to go out of network for any care except maybe (worst case) for the 2026 surgery mentioned below. Pretty sure that's a future problem that I might be able to dodge when my spouse gets a new job with (hopefully) a different insurance provider at the end of 2024.
I'm feeling a lil gaslit by the benefits booklet which repeatedly says the HDHP's advantage is that it has higher deductibles and lower premiums. But later on the side-by-side of costs shows that the PPO actually has the higher deductible and out-of-pocket max (LITERALLY DOUBLE).
The consequence of a poor choice, even just for the 6-month period in 2024, seems like it could literally be in the thousands.
FYI, the benefits guide says that the out-of-pocket max and deductible operate on a calendar year basis (Jan-Dec). Which I guess means out of pocket max or deductible might not get hit for July-Dec... and then the same thing would happen again for the first 6 months (-ish) of 2025.
An important piece of info is that my prescription for one chronic condition (HIV) doesn't have a generic equivalent, is extremely expensive, and I'm pretty sure that switching meds is not possible or advisable. A 30-day supply is supposedly $5200. GoodRx only brings it down to like $4500. There's some other HIV-related costs like frequent specialist visits and twice per year procedures, which I'm hoping will mostly be counted as preventive care?
Last, I anticipate having an expensive-ish outpatient surgery (I think ~$15,000) in 2025. This one has potential to not be covered, not due to out-of-network, but let's run under the assumption that I can get it covered (meaning the choice of plan could make a big diff). And another surgery in 2026 that's inpatient and costs around $50K out-of-pocket, possibly more.
All of the initial numbers below are for family plan (individual is in parentheses in case splitting up my insurance from husband's makes sense). My spouse only uses preventive care + therapy.
Help pls! I'm feeling overwhelmed w trying to think thru the numbers and terms. Thank you to all you wonderful people who understand this stuff and are willing to help🙏🏻
HDHP:
deductible - 6K (3K individual)
premium - $167 (employee + spouse)
coinsurance - 100% paid by plan after deductible met (I don't understand why they listed this since all the info about specific services is listed later - does this mean something different?)
annual out-of-pocket - 12K (6K individual)
preventive care - 100% covered BEFORE deductible
primary care and specialist visits, urgent care, emergency, inpatient care, surgical physician fees, lab tests and imaging - all are 100% covered AFTER deductible
Rx coinsurance - 80% is paid by insurance after deductible met, 20% by employee
employer's annual HSA contribution - $600 (employee + spouse)
employee max HSA contribution - $3,250
PPO:
deductible - 12K (6K individual)
premium - $198 (employee + spouse)
coinsurance - 100% paid by plan after deductible met (I don't understand why they listed this since all the info about emergency, inpatient, and surgery is specified below - does this mean something different?)
annual out-of-pocket - 17K (8.5K individual)
preventive care - 100% covered BEFORE deductible
primary care visit - $30 copay
specialist visit - $60 copay
urgent care - $25 copay
lab testing - $0 copay
major imaging - $400 copay
Rx copay - cost for 30d supply of covered meds Tier 1/2/3 = $10/35/60
No HSA :(
submitted by porterpotty7 to personalfinance [link] [comments]


2024.05.05 22:33 Teenibeez My (21F) boyfriend (22M) forgot to take me on a date this week and instead went out for drinks with another girl. How should I handle this?

Hi forgive me as this is my first Reddit post but I was hoping to get some feedback to solve an issue with my boyfriend (who doesn’t understand why this bothers me.)
Background info: we are both college students and attend universities directly next to each other that intermix often. We’ve been in a serious relationship for about 7 months now. We have a rule: to keep our time together less passive we alternate every week taking each other on dates. Finals season is upon us, and my finals are a lot more intense than his are (he would agree with me on this.) Last week after a 9 hour day of classes/meetings I still made an effort to take him out to a nice dinneget ice cream. This week, he made no effort to plan anything with me (despite his finals being essentially done.) One night I asked him if he’d like to spend some time together, he said that he was going out to our local college bar for drinks with some friends from class and I could come over to his after. Fast forward to after and he informs me that he met up alone with a girl from his class for drinks, this was their first time hanging out outside of class and he had a great time with her.
I know things have changed a lot in our generation but this set off alarm bells for me, especially considering he forgot to plan a date for us but still found time to meet up alone with another girl for drinks (also funnily at the place we had our first date.) He’s assuming I’m lacking trust in him, which isn’t true, I feel incredibly secure in our relationship but this feels to me more like an issue of respect.
TLDR: my boyfriend went out alone with a girl from class for drinks (their first time hanging out outside of this setting) and didn’t plan a date he was supposed to take me on.
Am I in the wrong here? He says I shouldn’t be worried because I should have more trust in the relationship, but is this more of an issue of respect? Any advice would be greatly appreciated, I’m going to share this with him after.
submitted by Teenibeez to relationship_advice [link] [comments]


2024.05.05 22:33 WelderTiny5629 Scholarships for Flight Training

Hi Everyone! I am graduating High School this month, and I will be attending a University to do my flight training, and I wanted to ask- what scholarships are worth applying to and are open currently?
submitted by WelderTiny5629 to flying [link] [comments]


2024.05.05 22:28 Richy5000 Best editing app

I returned to photography a couple of years ago and actually had never used a digital camera so I’ve had a lot to catch up tech wise. I actually started using Snapseed very early on and I’ve stuck with it. I actually find the quality really good and it’s very convenient. I do a lot of test shoots for good agencies and had no complaints and even had editorial printed from it. There’s obviously a few things it doesn’t cover. It might not be PC to say but occasionally you do need to trim a girls waist a little. It can be done on Snapseed but you can’t really do the body without effecting face. So basically can anyone recommend best app for body shaping. Don’t mind paying small monthly fee if it’s good.
submitted by Richy5000 to MODELING [link] [comments]


2024.05.05 22:27 QuietConsideration54 الرسالة طويلة بس بعتذر عشان تفهموني وبعتذر انها مش عربي جت كدا 🙏🏻

I am a well-educated man, thanks to a great father and the only son, no brothers or sisters. We were a mid family (not too rich), but again, I lived and enjoyed everything in this life. Thanks to Habibi, my dad(رحمة الله عليه). He was so fit and so young, but suddenly, out of nowhere he died because of Heart Attack. I remember every little detail of this dark day, I even sat in the middle of the road and felt that Earth stopped moving as he was my best friend and my everything wallah.
After his visit to heaven, I did my best in my career to get my mother everything she wanted, but all her actions made me feel like she is pleased my dad is gone. Firstly, after a few weeks of death she sat with her friends in his room, laughing so loud and when I told her not to do this she told me it is not your home and you don't have to control or tell me what to do. Secondly, I was giving her lots of money cuz she is my mom so I deal with heart, no laws, or anything just to see her happy and feeling good without any worries about anything in life and when I told her with all respect and kindness to take care about her money which is 99% is mine (I mean nothing, till death I'll be grateful for my parents) she got annoyed and said it's none of your business so I left silently. Thirdly, when I felt that the responsibility more and more especially in such economic situation in Egypt I travelled to KSA so I can guarantee getting her anything she wants, I swear to God I was working 24/7 for her and because I am an ambitious man with big goals and then I discovered that instead of saving money for both of us she is wasting it with her friends, she is pleased as long as she is the one who is spending money in the group and that's why she is is the main character between her friends (Her only son's Hardworking is in the trash without any problem!) again when I faced her just to be more aware that no-one is going to have our back she used the same method again and again. After only one month of this call I find out that she called everyone (My dad's friends, my uncles and even the neighbours) to tell them He (Me) is not treating me well he is wasting my money and not giving me my all money!!!! I got thousands of calls my people cannot realize or believing (there's something wrong as they said), what made me sad about that is My father's reputation (I swear to God I don't care about myself as long as I cared about my father)
I left my job at KSA after only 9 Months and get back to Egypt to find out a lot of things changed
I decided to call the two families with their big heads in a meeting, and in the middle of it, she said it is not my son it is yours, and I will leave. I just need my money!! People got shocked, can you imagine how I felt after hearing such painful words after working my ass off for her!! She left, and I gave her the inheritance, but there was a small amount of money I told her leave me two months and I'll bring it to you she decided to sign (وصل أمانه!!) Adding my fingerprints, too!!! She is not done yet, During these two months she came to take her (قايمه) dealing with me as I am her husband, not her son!!!! She even told me your father wrote an amount of Gold to me I want it!! I gave her (القايمه كلها) just to make sure my father resting in peace. Now she is married and living her life as she didn't have a son before.
Those are my questions (I am I wrong?):
Sorry for talking too much
submitted by QuietConsideration54 to BPDlovedones [link] [comments]


2024.05.05 22:25 calvin324hk [H] 1000+ Games / DLCs / VR Games [W] Paypal / Wishlist / Offers

https://www.reddit.com/IGSRep/comments/pikmri/calvin324hks_igs_rep_page/
https://www.reddit.com/sgsflaicomments/of2wzu/flair_profile_ucalvin324hk/
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Region: NA (Canada)
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submitted by calvin324hk to SteamGameSwap [link] [comments]


2024.05.05 22:25 jurmo_P So i got probably the worst gmail of my life

I got an gmail from someone called "Chirstabella Limas" the first thing i saw was like 70 words... They were all of my passwords like paypal, steam and even my school passwords. Then there was file attached that said:
Hi. Something has come up that you might find startling. OK - Be advised that on this day, I have successfully penetrated your device's operating system and gained unrestricted access to your account. My watch over your digital dealings has been long-standing and comprehensive. A virus has been successfully embedded in your system, allowing me administrative control over your devices. I can now operate your microphone, camera, keyboard, and display. All your data has been funneled to my servers. Over a prolonged period, I've collected ample details regarding you. During my observation of you, I discovered some curious information. It's evident we both grasp the implications of the known facts. If you would prefer that I not do it, transfer 800 $ (US Dollar) in my bitcoin wallet. My BTC address: bc1qq94mgkst3e2za97mpcsek8hq7evd43crcrzcx3 Google can help demystify the process of funding a Bitcoin wallet with its straightforward instructional guides. Upon the reception of funds, I will promptly take action to remove all unwanted content. After that, we can go our separate ways. I also pledge to deactivate and eliminate any malware from your devices. You can place your trust in me, as I always follow through on my promises. This arrangement is equitable, particularly in light of the time I've spent monitoring your profile and traffic. Please be advised that you have 48 hours from the time of opening this letter to make the payment! If, after this timeframe, I don't receive the requested payment from you, I will make your accounts and visited websites, personal data, and edited materials accessible to everyone without any advance notice. Bear in mind: I am error-free, and I strongly advise against jesting with me; my capabilities are abundant. Complaining about me is futile because locating me is impossible. Wiping the drive or destroying the device won't be of any use since I already possess your data. It's not worth replying to me because I don't use a traceable email, and I won't have access to any responses Best of luck, and don't allow this to frustrate you! Everyone has their own responsibilities, and today just happened to be your turn. P.S. In the days ahead, I suggest that you keep to online safety rules and avoid questionable websites. You can use an antivirus like Avast Premier for enhanced protection.
I got bit of a panic when reading this i just ran to my pc to change my most important passwords. I also know what the virus was since they attached a screenshot, when i was loading a mod to a video game, the mod never worked and i got a feeling it might be a virus. So i took care of it like a month ago.
submitted by jurmo_P to everything [link] [comments]


2024.05.05 22:25 calvin324hk [H] 1000+ Games / DLCs / VR Games [W] Paypal / Wishlist / Offers

https://www.reddit.com/IGSRep/comments/pikmri/calvin324hks_igs_rep_page/
https://www.reddit.com/sgsflaicomments/of2wzu/flair_profile_ucalvin324hk/
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  • Konung 2
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  • LEGION TD 2 - MULTIPLAYER TOWER DEFENSE.
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  • SEARCH PARTY: Director's Cut
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  • Serious Sam 3 Bonus Content DLC, Serious Sam 3: Jewel of the Nile, and Serious Sam 3: BFE
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  • SEUM: Speedrunners from Hell
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  • Superbugs: Awaken
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  • TEKKEN 7
  • TEMTEM
  • Terminus: Zombie Survivors
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  • The Amazing American Circus
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  • The Battle of Polytopia *DLC1. Cymanti Tribe *DLC2. ∑∫ỹriȱŋ Tribe *DLC3. Aquarion Tribe *DLC4. Polaris Tribe
  • The Blackout Club
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  • THE DARK PICTURES ANTHOLOGY: LITTLE HOPE
  • The Darkest Tales
  • The Dungeon Beneath
  • The Dungeon of Naheulbeuk: The Amulet of Chaos
  • The Elder Scrolls Adventures: Redguard
  • The Elder Scrolls III: Morrowind® Game of the Year Edition
  • The Elder Scrolls IV: Oblivion® Game of the Year Edition
  • The Elder Scrolls Online
  • The Escapists 2
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  • The Golf Club™ 2019 featuring PGA TOUR
  • THE GUNK
  • The Haunted Island, a Frog Detective Game
  • The Hong Kong Massacre
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  • The Indie Mixtape
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  • The Invisible Hours
  • The Jackbox Party Pack 9
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  • THE OUTER WORLDS: SPACER'S CHOICE EDITION
  • THE PALE BEYOND
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  • The Quarry deluxe
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  • The Sexy Brutale
  • The Smurfs - Mission Vileaf
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  • The Uncertain: Light At The End
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  • The Walking Dead
  • The Walking Dead - 400 Days
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  • The Walking Dead: Saints & Sinners
  • The Walking Dead: Season 1
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  • The Way
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  • Thief of Thieves
  • This War of Mine
  • This Way Madness Lies
  • Three Kingdom: The Journey
  • Through the Woods
  • Time on Frog Island
  • Tinkertown
  • Tiny Tina’s Wonderland(EU)
  • TINY TINA'S WONDERLANDS CHAOTIC GREAT EDITION
  • Tiny Troopers
  • Tinykin
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  • TIS-100
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  • Tokyo Xanadu eX+
  • Tools up
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  • Total Tank Simulator
  • Tour de France 2020
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  • Train Sim World 3: Standard Edition
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  • Transport INC
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  • TRIBES OF MIDGARD
  • Trine 4
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  • Tropico 5 - Complete Collection
  • Trover Saves the Universe
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  • Unexplored 2: The Wayfarer's Legacy
  • Unity of Command: Stalingrad Campaign
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  • Until I have you
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  • URU: Complete Chronicles
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  • Valfaris: Mecha Therion
  • Valkryia Chronicles 4 Complete Edition
  • Valkyria Chronicles 4 Complete Edition
  • Valkyria Chronicles 4: Complete Edition
  • Vambrace: Cold Soul
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submitted by calvin324hk to indiegameswap [link] [comments]


2024.05.05 22:24 onlinehead New driver auto insurance over states

I checked the rules and hope that question will be fine. So, I came to the US (NC) a bit more than 6 month ago. Got a US license in last November. Have 10+ years of foreign license, 35 yo. The current payment for the insurance is ~$430 per month for 50/100. No incidents, violations etc. Price breakdown shows that car insurance is about 40%, all other is my personal insurance. Checked today (first 6 month of insurance passed) and… the rate is the same (+-$20). As for me it sounds insane, but few insurance agents I spoke with told me “yeah that is NC and first 3 years you will have crazy rates”. And I actually checked a progressive calculator with 12+ month of experience and it shown me… even bigger payment.
So my question is: the situation is the same across all states? Is anywhere better? All ratings show that NC is one of the cheapest states for insurance, but with all that digits I don’t know what to say. I mean seriously, I have some freedom of moving between states (AL, FL, SC, GA maybe) with my job (I have working visa) and because my wife will also got a license soon (and for her it will be a real first time) maybe it will be financially reasonable to move to another state instead of paying 10k per year for car insurance for us. Or that hell is everywhere (how people can afford it then?..)
submitted by onlinehead to Insurance [link] [comments]


2024.05.05 22:21 Thin_Piece627 BASE NFTs are the stars of 2024

Base NFT`s traded on OpenSea have seen steady grow in the last four months, from January to April the number of unique traders were: 12k, 28k, 44k and 140k in April this alone is a good reason to start this community. Let's build a digital gallery where imagination knows no bounds!
submitted by Thin_Piece627 to Base_NFTs [link] [comments]


2024.05.05 22:20 Dust_Exact Fraudulent transactions - issues with replacements?

This is kind of a long one so I appreciate anyone who reads it.
This part might be unrelated but last week, I wasn’t allowed to use my cash card to pay my Apple credit card after months and months of doing so with no issues. I was told the transactions were fraudulent and there was no way for me to approve the transaction. Support, and the manager they escalated to, were completely useless and just kept saying they weren’t allowed to tell me anything further and there’s nothing else I can do.
Fast forward a few days and my account suddenly gets hit with a barrage of fraudulent transactions, the majority of which were blocked but one went through. I never even use this card, I get my paychecks deposited here then I use it to pay off the credit card that I actually use on a daily basis. It’s possible it was some kind of security breach but I only have used this card through Apple Pay or Walmart Pay so I highly doubt it was a skimmer or somebody taking a picture of the information.
I tried disputing the one that went through last night around 9pm but it wouldn’t let me since it was pending. I locked the card (we’ll call it card 1) and just ordered a replacement (card 2) via the manage card options. I wasn’t given any digital version of card 2 to use, I just had to wait the 1-2 weeks until it arrives physically. It still showed the locked card 1 in my cashapp account.
Then today, the fraudulent transaction clears so I dispute it and it had me follow the prompts to report the card as stolen now. The prompts include ordering a card, so I followed them assuming it would recognize I had already ordered a replacement. Nope! I got charged twice (for card 2 and now card 3). Card 3 gave me instant access which I’m thankful for. Now cashapp refuses to refund because “card 2 was stolen.” I sent them the exact screenshot showing I had reported my card as stolen via disputing a transaction that occurred on card 1, and my account only ever showed card 1 still, and that I had no way to even report card 2, but they’re telling me there’s nothing they can do as far as a refund.
Does anyone have any advice or experience with this? If you asked me a couple weeks ago, I would’ve recommended Cash App with flying colors but now I feel like I can’t get support for any issues because support will just misunderstand for 20 minutes then tell me there’s nothing else they can say.
submitted by Dust_Exact to CashApp [link] [comments]


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