Grad school letter of intent sample

2018: (PARENT) "DO NOT WASTE YOUR MONEY AND SEND YOUR KIDS HERE! This program lives to make profit not to help kids. Clearly they over idealize everything in their website. You pay so much yet they won't change a $30 water filter at least once a week leading to many kids getting sick. Forget any new supplies when they break. "School" consists of 1 hour a day 1 week a month sitting in a room working on a single essay. Your kid WILL be falling behind. They also seem to not care to feed your kids. My daughter lost a total of 30 lb! I hardly recognized her. Apparently she was carrying so much weight that her pack (built to carry 110 lb) broke straight off her back. All letters are sensored so you don't know the truth. Punishments are inhumane. They try to convince you to send your kid to boarding school which is possibly the very worst thing you could do for them. They are just trying to make sure you don't see how much they have damaged your child. In her speaking with her other group mates, they ALL felt post Trails that they gained major anxiety disorders. 3 years later this trauma still cripples my child. Reading these reviews it seems these girls are not alone in their continuing trauma. PLEASE DON'T GET SCAMMED! More importantly : DON'T DESTROY YOUR CHILD BY SENDING THEM TO THIS PROGRAM! I really hope no other parent or child has to go through what we went through." - Alex (Google Reviews)

So I’m usually loathe to ask for advice from internet strangers, but I’m genuinely tweaking over this decision and I feel like I need advice and thoughts from people who aren’t connected to me.
I (20m) am a half-Japanese rising senior in college studying electrical engineering. No internship or research this summer, and an okay but very meh GPA (3.12). As this is probably the last summer break of my life, I’ve been thinking a lot about what’s coming next and I’m torn between two paths. I could either start relentlessly applying to jobs to try to get a job in engineering after I graduate, or I could do something completely different and try to move to Japan to teach English as a foreign language for the next year or two, before returning to engineering and beginning my career in earnest.
If I was to go with the latter, I’d apply through the JET (Japan Exchange & Teaching) program, a program facilitated by the Japanese government to set up English speaking foreigners in Japan to assist teachers in elementary through high school language classrooms. They pay you, set you up in an apartment, and cover the flight over if you’re selected.
There are a lot of reasons I want to do it, and also a lot of reasons the thought scares me.
I was born in Tokyo but my family moved to the US when I was around three years old, so I’ve been raised essentially American. However, half my family, including my dad, grandparents, aunt and uncle, and half sister all live in Japan. My family over there is actually larger than my family in the US, which is just my mom and little brother. They are the biggest reason why I want to go. I would love to become closer with my extended Japanese family and to connect more deeply with my culture. Of course, the idea of living is Japan is also sick as fuck, and it’s an opportunity that could actually be once in a lifetime. My Japanese, while not at all near fluent, is around low-intermediate conversational, and if I decided to pursue the JET program I would pick up some Japanese classes at my university next year. Additionally, I kind of feel like something needs to change in my life. I’ve lived in the same college town for 8 years now (high school and then college) relentlessly pursuing these crazy academic goals. I’ve thrown away friends and partners to focus more on school, and I would be lying if I said it all wasn’t starting to weigh on me. Not necessarily burnout but…I often fantasize about being able to escape the rat race, at least for a little.
But on the other hand, I fear that this decision could negatively impact my engineering career in the future. Being a rising senior who hasn’t gotten an internship yet, I already feel behind the curve and the thought of wasting my time and being left behind professionally is a really scary one. I worry that doing the JET program, although personally fulfilling, would be a frivolous diversion that shoots my career in the foot. I’ve been trying to hedge my bets slightly by working on projects on my own time that would be impressive on my resume (building an FM radio transmitter, a synthesizer, a generative art program, stuff like that). I’m just not sure that would be enough to stack up compared to people a year or two younger than me who’ve had internships at FAANG companies.
Since JET applications for 2025 (my grad year) don’t open until fall, I will most likely spend the summer applying for engineering jobs. But given the choice between the two, I don’t know which is the right decision. Both my parents have been strongly encouraging me to go for the JET program (my mom is an ESL teacher who met my dad while teaching English in Japan), and every time I talk about it with my friends they tell me I sound like I really want to do it but keep trying to convince myself not to. That’s probably true, but I want to be realistic. Of course, there’s no guarantee I’m even accepted into the JET program, and there’s a world where I neither get an engineering job nor have the opportunity to move to Japan. Hopefully that doesn’t happen though. Anyway at this point I’m rambling. I just want to get some advice from people with more life experience than me.

Hey guys, looking to get some 2nd and 3rd opinions on a financial plan for the next few years.
33m and will be in the black this year for the first time. Simultaneously coming into some money through family that will wipe out the last bit of my car loan and top up my RRSP, FHSA and TFSA. So now I'm considering what to do with my incoming savings and tax refunds.

• 90k salary, ~1.5k savings per month after necessary and discretionary expenses
• Work RRSP and stock purchase matching programs already maxed starting this year
• TFSA (150k) and FHSA (8K) soon to be maxed out, mainly invested in blue-chip CAD stocks.
• RRSP (100k total) soon to be topped up by 70k, also in big CAD stocks, maybe an ETF or two.
• Will start by putting 6-10k in Wealthsimple cash (4% interest) as liquid/emergency savings
• Common-law Partner will be going back to school soon and I will probably to contribute more to rent/groceries. Tuition and expenses will either be paid for thru scholarships/grants, family, or in 0% interest student loan.
• Partner has very little/nothing in her RRSP/TFSA/FHSA, but negligible debt (just some 0% student loans from undergrad).

So, after building the emergency fund, what to do with the large cash influx over the next few years as I claim the RRSP contributions on my taxes... Obviously each year the priority will be topping up my registered accounts.
It would be nice to have some higher-risk investments that we could cash out for discretionary purposes, like a vacation, or to help my partner nuke her 0% student loans after she's done grad school. Does it make the most sense to put a bunch of money into her TFSA for this purpose?
I assume there's no point doing any investment in a non-registered account while there's still room in her TFSA?
Buying a house isn't on the horizon unless the housing market and interest rates both crater.

Throwaway because this is about to get spicy. I feel like I am in an existential crisis with dysphagia. 100% you can't know if someone is actually aspirating without an instrumental, but also 100% everyone and their brother can't have an instrumental, even in acute, for a variety of reasons. So many mixed feelings about what I/we are doing. I had an acute placement in grad school about three years ago at a community hospital where practice patterns were poor (cervical auscultation and thickening at bedside) as well as extremely conservative in recs. (Then I worked in EI) I just started training for a PRN (in pediatrics) at the major level one trauma center in my region and the team is very liberal . They are of the mindset, we can't rehab swallowing without actually swallowing, which touche... but sometimes I feel like there isn't just a strong rationale for what we as SLPs are doing--- or maybe I just need more clinical experience.... here's an example from this past week that's weighing heavy on me....
16 year old, no relevant PMH, MVA, Dx with R cerebellar hemorrhage, and DAI. GCS of 4 at the accident and intubated in the field. Stabilized at community hospital and transferred. GCS of 7 upon arrival to our hospital. Prolonged intubation- 4 days. We are asked to eval 1 day post op(still in SICU, weaning sedation). Obviously cog is in the toilet. Honestly, it took a herculean effort to rouse the pt. I would not have proceeded with PO trials if it was just me but the lead training me said the pt isn't here to sleep and we were asked to eval... so we did. Honestly pt seemed okay with straw sip thin (no overt s/sx of aspiration). Puree was slow. Needed verbal cuing to open mouth and strip spoon but could follow commands with a significant amount of time. 5ish bites had fatigued pt. In my mind this is screaming NPO. Pt is Ranchos level 3 for the most part. My lead reminded me that you need to swallow to practice and they had no means of nutrition so "pureed snacks" (meaning no tray but you can applesauce/yogurt pudding from the galley) and thins were reccomended. Told the medical team to consider a NG, which they declined due to risk of self injury (understandable). Go back the next day. PT and OT have pt in chair and are going to do the first walk. Pt still a hot mess- approaching Ranchos level 4 but still not a true 4. Mom reported she gave pt eggs for breakfast that morning (I know, right?!). Pt now overt signs/symptoms of aspiration on thin via straw but not open cup. Pt self fed puree from preloaded spoon. Pt with prolonged mastication (due to attention) after taking too large of a bite of graham cracker. Pt still not voicing. (cog status vs. ?intubation injury). Pt not appropriate for MBSS at this point. We recommended soft and bite sized w/1:1 assist esp because medical team is adamant they are not placing a tube.
This is where I feel like we are stabbing in the dark. I honestly feel like I could have rationalized any diet with NPO being the most conservative to soft and bite sized being the most liberal.
Any who thanks for bearing with me... I guess final question 1) How do you decide who actually gets an instrumental? 1a) Do you just feel like a fraud with the rest since we don't have X-ray vision? 2) What would you have done in that scenario?

Hi all,
I was recently admitted to the American U MPP program for a fall start and was admitted last week. Yay! Now, I need to make a decision. I’m hoping that some of y’all who are current / former SPA grad students might be able to answer a few questions about your experience.

1. Are you a part or full time student? I work full time in DC right now — is it possible to work full time and also be a full time student?
2. How has your experience at American been? Is your cohort friendly / collaborative? Is faculty supportive and engaging? How have your classes been?
3. How is student advising?
4. Do you feel your SPA education has helped / will help you in your career? Do employers like to see an AU MPP on your resume? Do you find the school’s connections helpful?
5. Do you recommend SPA / the MPP program to others?

Thank you!

For context po, nakapagaral po ako ng malayo samin kasi yun lang yung choice ko para maavail yung scholarship with the intentiom of transferring and shifting the following year. Sadly di ko po natiis and nung second sem bumaba yung grades ko. Pero nakapasa na po ako sa university and sa course program na gusto ko and have informed dost about my intention to transfer. Should I send po ba a letter of appeal along with my requirements for transfer? Or uunahin ko po pagsubmit ng appeal? Thank you po sa sasagot!

Hi I’m a 29 year old female. When I was 13, I fell pregnant. This wasn’t a consensual relationship, I was a virgin who didn’t really even know how babies were made, i still played with barbies, I was raped by my friends 23 year old brother during a sleepover.
I didn’t tell anybody. I didn’t know I was pregnant, Id only started my periods a few months prior so there absence didn’t concern me and like I said, I didn’t really know how babies were made beyond the basics. I found out I was pregnant at 29 weeks when I went to ER with my parents for stomach pain.
My parents were very angry at me despite the circumstances. He was convicted and imprisoned. They tried to find a doctor who’d give me an abortion but none would due to gestation. They said I had to give the baby up and I went along with it, I had no support from them and I grew up having a very cold relationship with them. When my daughter was born I was inconsolable and didn’t want to give her up. I refused to and my daughter was forcefully taken from me at the hospital. After which I was hysterical and had to be sedated. I made attempts on my life in the months after that. I was then put in to boarding school, where I stayed until I was 18.
It wasn’t an open adoption, I was allowed to leave a letter with her and I also left her my necklace which was my prized possession at the time. The adoptive mother stated she wanted no contact which I was devastated about but the social worker told me I could have contact when she turned 18. After I turned 18 and left boarding school, I moved in with my Nan whilst attending university. My Nan gave me so much love and care and was very disappointed in my parents (my Nan had no knowledge of me even being pregnant)
When I was 21 I graduated and I also got pregnant, that relationship didn’t work out but I’ve since married and had 3 more children. But I’ve never stopped thinking about my first born. I gave birth to her on my 14th birthday so we share a birthday and every birthday I feel like I’m grieving. I go through periods of just crying and staying in bed feeling guilty at what I’d done. I still feel so guilty and I can’t cope with guilt.
Anyway, my daughter who is now 15 found me on Facebook 2 weeks ago (I have a distinct name and I still use my maiden name on there) she messaged me an angry message and then blocked me so I couldn’t even respond.
She messaged me saying that she hates me and I’m dead to her, she told me how much she loves her adoptive mother and as far as she’s concerned I don’t exist. She says I’ve turned her in to a “messed up person” She told me how she thought I was a disgusting person for giving her up for adoption because I wanted to “enjoy life without the burden of a child” her words. She called me a slut (among other words) and questioned why I was having sex at 13. She said that she hoped my other children die and called them racist terms (they are mixed) because she is angry that I kept them and not her and that she felt that meant I wasn’t good enough. She then went on to say her adoptive mother told her that
1: My parents (her bio grandparents) wanted her but I refused to look after her and wanted her to be adopted.
2: I wanted an abortion and told adoptive mother that I wished I could have had an abortion
3: That adoptive mother had reached out to me when I was 21 and pregnant with her first sibling to ask if I wanted contact, and I (according to her birth mum) said I didn’t care about her and wanted to forget the whole thing and asked her not to contact me again.
4: That I was sleeping around with a lot of men my age and didn’t know her bio dad as I’d been with so many male school friends which is why I got sent to boarding school because I was “out of control”
All the above are just outright lies. I am glad she doesn’t know the circumstances of her conception, I’d be happy if bio mum had told her for example that her father was a childhood boyfriend of mine because the truth is something she shouldn’t know until she’s older, but to suggest I was sleeping around with multiple men at the age of 13 and didn’t know who he was is disgusting when it’s not true.
Im not able to contact her back because she’s blocked me. I’ve looked at her profile from my husbands account, I’ve seen her bio mums Facebook profile but I don’t intend to contact either of them as much as I want to because I guess I will just tell her everything when she’s 18 if she wants to hear it because perhaps now is not the appropriate age.
Her mums Facebook shows that she is her only child, that she’s now divorced (her and her husband adopted my daughter so she’s since divorced him) they seem very close and have lots of pictures together.
Her Facebook is concerning and it’s public so I could see everything. She posts quotes about depression and anxiety, has scars on her wrists which I fear may be SH scars) writes status’ such as “no body cares about me I may as well just die” constantly posts pictures laying in a hospital bed.
I have since informed social services about what I’ve seen on Facebook and they’ve just told me that they can not discuss this with me due to confidentiality as she’s legally not my child but have said they can assure me that they are doing everything necessary to ensure she is ok.
I don’t really know what to do. She has a false impression of me told by her adoptive mother. None of which is true, she was so wanted and I’ve never got over it. I now fear that her thinking I rejected her and didn’t want her and she wasn’t good enough has led to some serious mental health issues and potentially these will only get worse or she could harm herself very badly based on lots of lies.
I want her to know I love her, I want her to know I wanted her but I was forced to give her up, I want her to know that I still love her and always will and that I’d do anything for her. I want to tell her I was never contacted by adoptive mother and had I have been I would have jumped at the opportunity to even just talk to my daughter. I want to tell her that I do know her bio father and I wasn’t sleeping with multiple men (although the truth regarding the rape shouldn’t be disclosed right now) I just want her to know all of this, but I’m powerless until she is 18. I have been told if I message her from a different account since I’m blocked I could face legal charges.
I am so scared of her hurting herself based on lies. Her adoptive mum whilst I believe does love her, has poisoned my daughter against me in an attempt to get my daughter to hate me because she doesn’t want daughter potentially coming back to me or forming a relationship with me and her getting pushed out, so she’s said all of this to make that impossible so she will be her only mother.
But that’s to the detriment of my daughter, my daughter clearly has mental health issues and whilst they could be from other things I know that feeling unloved, unwanted and having being told this information that is outright lies must be weighing heavily on her and making her feel inadequate. I can’t imagine if I was adopted and I heard things like that about my bio mum, it would devastate me and I would hate myself.
I don’t know what I’m hoping to gain from this post just looking for advice. I can contact her in 3 years. But I’m scared in those 3 years something bad could happen with the way her mental health is, and that something bad may happen without her knowing the truth about how much I love her.
I’ve been off sick from work since, I have been an emotional wreck. I just hope she’s okay even if she does hate me. Of course I’d love to tell her the truth but more than anything I want her to know the truth for the sake of her own mental well-being even if that means she still doesn’t want to speak to me. Social services just keep telling me that they can’t discuss anything with her about me beyond the basics of the fact that she’s adopted. The rest is down to adoptive mother to disclose if she wishes. When she is 18 she will get access to her file and know the true circumstances but until then, everything she knows is based on lies.

I’ve been quiet for a while because I moved in with BP and we have been working through things for almost two years. I’ve been doing bi-weekly IC, monthly relationship coaching, we did bi weekly couples counseling, and I continued with my psychiatrist. I’ve read multiple books such as “the body keeps the score”, “the state of affairs”, “not just friends”, and “the courage to stay”. I’ve poured effort and energy into the marriage helper (though we aren’t married) program and one other program. I am really trying. I have so many good memories from the past 18 months that completely warm my heart…. And then suddenly a few weeks ago — BP asked me to move out. BP felt the angry thoughts about me they continuously had weren’t healthy and that it wasn’t a good way to live “always feeling triggered by me”. We have had a few bumps in the road: There was some tension after I found solace in a game on my phone for a bit — but BP brought this to my attention in CC and I quickly realized how triggering that might be and did my best to never be on my phone when we were together. BP also had free rein to any of my devices including my phone whenever they wanted. Eventually, BP started to get annoyed anytime I would even look something up - even for work. So that was difficult. But I was trying my best. I kept trying to be better — truly. BP also felt I was “disinterested” in any intimacy , which wasn’t anything BP did wrong but more of a personal self-confidence issue with me after gaining some weight after a recent running injury. So I got a weight loss and wellness coach to help me get back on track.
Anyway, BP made the announcement suddenly in one of our CC meetings. I felt so blindsided. It felt like we were working through this. However, out of respect for BP and their wishes (but against my heart and feelings for BP), I have slowly since moved out to stay with some mutual friends.
It has been AGONY without my BP. Today, BP asked for their house key back and my heart just sank. That kind of sinking feeling when you just take a deep breath and the only thing that comes out are tears because the sadness is boiling over inside. In my heart, I don’t want to give it back. Not because I will do anything nefarious or horrible. But because it feels so final. Please don’t hate on me for this. I would never do anything horrible or vengeful. But I just still feel special having their key on my key ring - like I still have a home with BP.
Last week, I spent multiple days constructing a really heartfelt letter to BP relaying how much I appreciate all the effort BP has put into trying to make this work , the amount of bravery it took to stay and try, and a few of the reasons I am so in love and cherish them. I did my best to pour my heart into it. I read it to them as I came to get a few more boxes of my stuff. It didn’t get much of a reaction - but that’s ok, maybe it needs to marinate for a bit… I also sent it to them so BP could have it to read if they chose to do so. I am trying so hard to be respectful and mature through this because I know it’s my fault this is broken. But I am not well. Not well at all.
I don’t want to whine or make this about myself but I just feel completely soul broken. I know what I did to BP was awful and betraying them destroyed everything they thought they knew. I know this relationship is broken because of my actions. I also realize that it is not up to me whether or not BP takes me back. But I thought we were slowly trucking along. Of course there were small bumps and blips in the road but I felt we were doing well getting through some things and making some (albeit slow) progress.
I love BP so much. I realized how much I took their love, passion, generosity, tenderness, and spirit for granted. I emasculated them and likely destroyed their ego. Maybe I didn’t do enough to help build it back up? I’m not sure. But I definitely had/have every intention of repairing everything in my power. I will do anything to help repair this for us.
I hate myself for it. But I just cannot get through this I cannot leave them. It is killing me. I honestly find myself driving to work and hoping I get side-swiped in a horrible car accident so I don’t have to think about everything I’m losing because of what I did the first two years of our nearly 4 year relationship. I am not the kind to do anything to hurt myself but if something were to happen to me - maybe it would be a little mental and emotional break. It hurts so bad. I know I can’t force BP to love me. But part of me thinks they still care but they are so hurt (traumatized) and haven’t been able to get through the trauma that I have caused. I want to be there to help but I know they don’t want me around. And it kills me.
To add salt to the wounds, I gave up a once-in-lifetime dream job offer to move down here to live with BP and work on “us”. And now the job I took here (which is definitely not dream job status) is falling apart (so-to-speak). I just feel so broken and hopeless and it’s all my fault. It absolutely kills me. I miss every single moment with them. I guess I just need a shoulder to cry on and some sort of hope that maybe my BP just needs a little time and space. I’ve searched and there really isn’t much support for waywards that are in my position. Any support or reassurance is appreciated.
Thanks everyone. 🙏🏼

I (18F) have always known my dad (53M) wasn’t the most healthy person in the world. For some context on my family and to make sure it’s a whole picture i’m basically going to trauma dump, so TW for sexual assault i guess? When i was two he and my mom(48F) got a divorce because he was using drugs and alcohol to cope with some of his past traumas, while never putting in any work to get past them. After the divorce he ended up being put in prison after receiving multiple DUI’s (im not entirely sure how it happened exactly, i was two or three when he was locked up) and it got him locked up till I was six. My mom, despite having every reason to speak badly of my father, never said anything negative about him. She would take me to visit him, let me read the letters he sent me (when i actually could read, and she would write my replies down for me), and always let me talk to him when he called. We lived with my grandparents while he was locked up. After he got out he spent a long time working to get past his unhealthy coping mechanisms. He lives with his parents for two years and i would visit often. When i was eight he finally had a stable enough job to have both me and my mother move back in with him. I was young, and stupid, and when they asked me if i was okay with it I said yes. We moved into a single wide mobile home in my dad’s home town. My entire life was uprooted and replanted. I began classes in my new school and was bullied for most of my time there. I was told to “suck it up, bullies aren’t that bad.” even though in middle school i was pushed down a very steep flight of stairs and almost broke my arm. My grades began slipping and i went from a gifted child to a burn out really quick. My dad would yell at me and my mom for my grades, then get mad when i couldn’t understand how explained something to me. By thirteen i was suicidal and it was “an attempt to get attention” according to my dad. He had begun to pick fights with my mom over the littlest things. The house wasn’t clean enough, she didn’t make dinner fast enough, my room was a mess. (it was the size of a medium sized walk in closet.) And then my older (half) brother moved in with us. He (32M, let’s call him Michael) had never had a stable life and my dad coddled him because he felt like he had failed him. He had, but Michael was always a screwed up dude, so it only added into it. Anyways, over the course of the next three years my older brother would come to sexually assault me about five times over the next three years. We ended up moving into a larger house when i was about fifteen and i ended up going into counseling and learning that i had been groomed and conditioned to be basically unaware of the trauma inflicted on my by my brother since i was a kid. My dad, when i was seven and my brother a teenager, would turn a blind eye to Michael basically bashing my head into the island counter whenever he would steal something like food from me. My grandparents would always intervene and he would call me a whiner. At night he would tell me all sorts of things and make it seem like he was my only friend in the world. He kept doing it my entire life. My father, who had stopped drinking, had begun again because my grandfather was diagnosed with stage four lung cancer and has been fighting for him life since, it’s been about eight years i think since they had to pull him out of remission because the cancer came back. This is when he really became a nightmare. Depending on what type of alchohol he drinks his mood goes a few ways. Whiskey and he gets angry. Tequila and he gets all sappy and lovey dovey(this makes me very uncomfortable because he hasn’t ever been very openly affectionate), beer and he’s just a happy drunk, and wine and he gets sad. Sometimes it switches up but normally this is how it goes. After i finally told my parents about my brother and what he had done and him getting kicked out, he began to bury himself in alcohol. I had to get over it fast because he was blaming anyone within pissing distance. Eventually he would cry to me about how he had failed him son, to the daughter that his son had raped. it was really fucked up, and he only ever said that when he was drunk. (I want to say that my dad isn’t an inherently terrible person, he didn’t have a good life growing up and generational trauma hits hard.)He has been using drinking as a way to escape reality for a long time. It’s caused a great deal of arguments and both of my parents asking “what they do to deserve this” while my dad accuses me of treating him like garbage (he says the same thing to my mom). We’ve had to leave the house and spend a few days with other people before because i was scared he was going to hit us instead of the walls next time, multiple times. The most recent bought of fighting has been happening over the last three days. (for more context i moved out right after i turned eighteen, i became a manager at my workplace and was able to live with friends) I’ve been visiting my family and spending time with them since i haven’t really had time the past few months. I guess my mom found out that he had been receiving nudes from other women on messenger and wanted AT LEAST an apology. My dad blamed it on a married friend who was using his phone. it was a lie because he’s been receiving them almost every day. and commenting on them. it makes me sick to think about. he has begun blaming my mom for it. saying she ruined our old house, that she has to one up him, and saying “do you really wanna go there?” while he was the one who fucked up. After screaming at each other for nearly an hour he said he wanted to break up. My mom spiraled and wanted to kill herself. Her psychiatrist that she had a tele-health call with that day, asked me to basically watch my mom to make sure she doesn’t kill herself. I took her pills and asked my dad to lock up his guns. he took this as her “one -upping him”. Yesterday while i was back at my apartment i got a call from my mom explaining that he had gotten drunk and had told her to kill herself. She had left and was at a bridge to watch the water. I drove back in a panic since i live a town over. Today, my father was drunk again and asked me to go spend time alone so he could screw my mom. I didn’t want to be there so i showered and got ready to leave. Turns out their conversation had shifted and he was berating her for “not letting him discipline me”. I guess that after years of pent up anger never being touched on, i finally snapped and began yelling at him. I called him a hypocrite and he called me a bitch. And basically i left as he began to destroy things around the house. That was after i told him if he kept going this way i would cut contact. I’m currently sitting at our outdoor sports complex writing this because everyone i know is busy and i don’t want to bother them. I just needed to get it out. I don’t know if cutting contact is the right thing to do. Of if it makes me an asshole. I’m only eighteen. I don’t know what to do anymore.

My Dad's grandma passed away two years ago. My uncle is the executor of the estate. Per the will, my grandparents land is to be divided among their children equally. My uncle sat on the property for two years before finally deciding to put the home up for auction. Both my Dad and his siblings objected to an auction but my uncle blitzed through the process and two weeks after my Dad received a letter of his intentions in the mail, the land was sold.
My grandparents owned a large farm that's no longer in operation but still has the barns and whatnot, the land is about 120 acres, I believe. After about $200,000 in taxes my dad and his siblings got about $175k each, I believe he said the total sale was something like $750,000.
Immediately my Dad was suspicious. He felt the estate sold well below it's value but my uncle has claimed to "wash his hands with this mess" and refuses to discuss it or acknowledge anyone in the family. My Dad received his notice of intention to sell in late March. The auction happened in early-mid April, we found out today that the land was then resold in less than a month for just under $1.8m.
Because of my uncle's reaction the immediate flip of the land for more than double what it went for at auction my Dad is incredibly suspicious. He's reached out a realtor friend who said there's really not much to dig into outside of public records.
My Dad is trying to find out what, if anything, he can do to find out if my uncle received a kickback to undersell the property at auction, and what sort of responsibility my uncle had to ensure that the land sold for fair value.

I got in cal for engineering undeclared and will probably declare eecs And usc for computer science/business admin
I am out of state, but cal is still cheaper by around $10k. My parents are paying, but I do want to save as money as I can for them
Berkeley pro: 1. Students tend to be more academically focused 2. Higher ranking, more recognition 3. Silicon Valley, tons of internship opportunities 4. Better labs 5. I requested a roommate I already know
Berkeley con: 1. A little too liberal for me
USC pro: 1. Private schools have better resource distribution 2. Actually get to know the professors because of the smaller class size(which leads to more lab opportunities, better recommendation letters) 3. I got double major cs/ba, so I can access resources from both viterbi and marshall 4. There are more connections 5. GPA may be higher. so if I want to study for a master’s degree in the future, it will be easier to apply 6. Better weather
USC con: 1. I submitted my housing application the last day and will be paired with a random roommate
I am having difficulty choosing(I paid deposit for both schools already since the deadline already passed, sorry). Appreciate any recommendations or advices, thanks!

I honestly for years have hoped that I would get sick by now. I intentionally treated my body like shit and after having a parent die while I was in high school- I thought I could meet the same fate and die at an earlier age. Well no sickness. No chronic illness or anything. The best I can do is stop taking blood pressure meds (which I’ve done) but I’m still here! Thought and studied fatal single car crashes. I need this to not look like a suicide so my wife and kids don’t have to carry that.
I love my family but my passion for what I do for my living has ruined me. I’m never satisfied at work and feel I’ll never realize my full potential. I had so much promise in my field - like truly felt I started out with a bang and accomplished a lot by the time I hit mid 20’s. Well all that subsided and it doesn’t matter now. I’ve been afraid of rejection and refused to put myself out there, instead doing the safe bets and in turn making myself absolutely miserable and unfulfilled.
I saw such a different life for myself. I now am planning it all out since my “treat yourself like shit and take away medicine and die” plan didn’t work.

I female 20 just blocked my mother 37 f. Tuesday i used my grandmothers truck to go see my bf and while i was there my cousin asked if she could come stay for a few days because she missed me so i called my gma to ask she agreed but said i couldnt use her truck to go get her so i told her my mama was going to bring her to meet me which was a lie and since we where going that way to get my cousin my bf needed to make a stop by his ppls house which wasnt far from where my cousin was so i said ok and we went there before picking her up later i received a call from my grandma den my mother i called my mama to see what all was said otp with my gma and she yelled and said she said i was lying which i didnt have a problem with then i called my gma back and she yelled calling me a liar and said to bring her truck back which i did little did i know my mama told her exactly where i was and this is why she is getting cut off completely from my life idc that she told her i was lying im mad because she told her where i was because that was something she didnt have to do she brought it upon herself to tell her and to yall that may not be a good reason to cut her off but that was the straw that broke the camel's back for me backstory ig … i recently moved back with my gma and gpa because they are older and have many health problems but they live in the middle of nowhere they raised me from a baby they are all i know i didnt live with my mother til high school and that was because i wanted to have a bond with my mother but in that time when she would get drunk she would treat me like i was a random on the street called me every nasty name and even tried to fight me and i lost my father at 11 and it was him and his parents that raised me right before moving with my grandma this last time i lived with her to get myself together and whatever they needed and i had it they had it but when i didnt i was selfish i cried almost everyday living with her but i still wanted that relationship with her but now im over it she didn't have to tell her that that was some dirty work fr and i dont have a problem with owning up to what i did but if she wouldn't have did that there wouldn't be so much drama now ik i was wrong but i feel like when she did that she had bad intentions and i cant get over that i feel like she could have told me yes she said i was lying and told me bring my gma ha truck or something in that nature this may be all over the place but im so upset and have so much to say im very sensitive so gentle criticism please
ik this is karma but it still hurt it came from my mother

So I seated for the PCP entrance exam in a Calgary school last week. It failed - I didn’t expect them to ask so many high school mathematics questions. I had been solely focused on the medical questions - but what was most memorable about it was the scenario test. It was wild. I am not sure if I did something wrong or the instructor intentionally made it that way. Obviously I made some mistakes, but perhaps there’s something else I did not catch. Let’s see what you guys think about it.
The patient is sitting on a park bench. It is a sunny day. He complained of a shortness of breathe. Initial assessment found rapid and shallow breathing, rapid HR, pale and clammy skin, cyanosis on extremities (15L O2 given), and some kind of hive/rash on the skin. Strider was heard but the airway was patent.
I suspected anaphylaxis and went for the EpiPen. (First mistake made: I forgot that as EMR I was only supposed to assist the patient in taking their own medication) The patient did carry EpiPen and a Ventolin puffer. I went through the whole sequence of drug administration (6 rights > Color, Clarity, Concentration, Expiration, etc) and assist the patient in self-administration on the side of his thigh.
But the pt’ vitals were unchanged. So I continued with the head to toe. Wheezing was noted on both lungs. Of interest was that there was no pulse on the patient’s feet, but he could move them.
The pt was unable to stand, so we transferred him to the stretcher via rescue seat. Due to compromise in ABC I called it a load and go. Upon moving on-board, reassessment found no change in patient’s condition. Vitals were taken and revealed no change. HR and RR remain very high. SpO2 is low. BP and BGL are both normal.
I chose not to use the Ventolin because it would have worsened the tachycardia. 15L O2 remains on. I am also unsure of the patient’s condition. Regarding the shock-like condition, I chose not to put the pt in the Trendelenburg position - the pt was already in respiratory distress and was being transported in high Fowler position. Beside the O2, the only thing I could do was to keep the patient warm. (2nd mistake: I didn’t call medical control. Though I m not sure if it is even an option to begin with.)
En route, pt suddenly went unconscious. I found no breathing (3nd mistake made: I assessed in the ABC order instead of CAB). At that point I didn’t realize it was a code, so my initial reaction was to check gag reflex > inserted the OPA > BVM at 5-6 BPM. But then I got to the pulse and found that he actually had no pulse as well. Shit. I instructed my partner to go light and siren and sped up, while I began one-person resuscitation.
(Potential mistake: prompt transport is not in the life chain. So perhaps I should have stopped the truck and have my partner assisted me?)
I put on the AED first before I worked on the CPR. For rescue breath I opined for the pocket mask in lieu of the BVM. I justified it on the ground that I won’t have time to work the BVM while I was working on both the CPR and AED.
Two shocks from the AED and more than two minutes of CPR later, the pt achieved ROSC. He is breathing 4 time a minute. I replugged the 15L O2 (mistake) but then I realized the mistake and then immediately shifted to the BVM, giving breath at 5-6 BPM.
Eventually, the patient made it to the hospital. Scenario was over.
So that’s it. It’s very unlike the scenarios I undertook in EMR school, where the pt usually had only one condition. This pt seemed to have multiple conditions at once. And I really could not fathom which single medical condition could cause all those respiratory distress and a loss of pulse in both feet.
Any help before I retake the test three months later is greatly appreciated.

I'm currently struggling to decide between UofT and UWaterloo for electrical engineering. I understand that UofT is better for grad school and Waterloo is better for employability however neither of these truly appeal to me. My current goal is to create a startup since the job market is terrible right now and due to the exponential growth of AI that I fear will take over the tech industry. In addition to that goal I greatly value the ability to make strong connections to likeminded individuals who share similar ambitions to myself. Other than entrepreneurship and sociability/networking, the last factor that might influence my decision is cost of living and overall living situations. I live in Markham (about 1.5 hour commute to get to UofT and unable to commute to waterloo). I also enjoy working out and generally staying healthy and so the ability to focus on those things would also be important.
To summarize, the things I'm looking for is the best potential for entrepreneurship, an engaging environment where I can meet lots of brilliant people to work on projects and ventures with, and an overall healthy/balanced life.
If anyone can share their insights as to which school is the better option based on my criteria I would greatly appreciate it. Thanks!

I choose this platform to say sorry to a person I hurt 15 years ago. I know we have our own lives today but I would like to take the courage to say sorry. For me to also move on and validate the feelings I had this moment. I'm not a good writer but I want to share my story. Do you guys experienced having no memory of a certain situation in your life? It's like you remember the person but not fully apprehend what "really" happened to both of you? Seems like there is a missing puzzle in the big picture? It happened to me and realized everything after all the embarrasing things I did. I was like acting the victim before and not knowing I am to blame after all. Year 2023 when I came back in my country, I'm working overseas by the way. As I went home, I declutter my personal things and there I saw some letters wayback 15years ago. Letters during our retreat activity college days. I read all their sweet messages and I stumbled to read a letter written by my crush. After reading his short and sweet letter I'm sobbing. Tears rolling down my cheeks and asking myself, what was my reaction when I read his letter before? Like what did I do?!! Did I read this? I'm thinking so hard searching for answers in my head about his letter but got no answer. It was so vague to me that I cannot find the answer I'm looking for in my mind and in my memory. All memories and emotions were bleak during that specific time. Throughout the day, all I'm thinking about was his letter. Thoughts like, yeah, I do have a crush on him during college days and it is too impossible that I disregarded that letter. I'm thinking crazy things already about his letter yet I cannot remember what really happened. I contacted my close friend who's been with me since college. She's like my sister from another mother who knows everything since college days. I started the convo sending her the letter he wrote for me and instantly she recognize who wrote it. She even ask me what did I do when I read the letter before or did I even bother to read the letter? I told her I cannot remember what I did before but one thing that's clear to me was our friendship seemed to drift away even before the graduation day. That's why I was'nt able to contact him after graduation day till up to present. Thinking, I was just the girl who just learned that the guy I like before, liked me back after reading the letter, my friend give me a silly suggestion of giving him a PM. Yes, we are classmates, friends during those days. He was on my list of friends in my socmedia yet after all this years, I never sent him a PM. I just wanted to say hi but I'm too embarassed to do it. Overthinking stuff and crazy ideas crossing in my mind. Then all of a sudden I saw in my screen 11:11am, immediately type hi and hit send button. Feeling embarassed that I pm-ed him first at the same time doubting if he still knows me, I'm too anxious in wanting to have or not to have a reply from him that time. Morning the next day upon checking my phone I got a reply from him, 👍 at 5:55am. Being weirdo again all I did was to talk to myself early that morning to give him a reply or not. I'm thorn of doing so or what. Then I just decided to give him a message of asking how is he, introducing myself, hope he's doing okay, message him because of blah, blah then wishin him luck and good day. Ugh, still embarassed. I thought it will be the end of our convo but he replied back saying he's doing okay. He remember me saying I'm his classmate and I'm happy that he's doing good now in his new career. He also ask how I'm doing and what do I do these days. We exchange 4-5 convo until he stop responding. I'm like yeah, that's it. I'm sure he's busy and I understand his profession demands time but I also want myself not to expect anything in REALITY. I'm being too emotional as of the moment that all I got to think was him and his letter creating imaginary things between us. I'm a rational person so as I pacify myself and calm down the thoughts in my mind, I decided to write everything in my journal. As I write down my thoughts, the question of how's and why's, slowly I remember everything that happened 15 years ago. I clearly remember the thoughts I had, the decisions I made and how I ghosted him.
Circa 2009. 4th year college. I have a guy friend who's my classmate during 3rd year since we were block section. He's also my block groupmate. Maybe we became close because we were together most of the times. He's tall, lanky, sweet, caring, funny and brainy. He's the type of guy who only bring a notebook in the room, I never saw him with a bag in normal schedule of classes but hey he always pass. And as a cheapskate college girl, I used to take down notes and do everything as I can to not spend extra penny. I become aware of him being sweet to me by borrowing my notes saying she can understand my handwriting, sitting beside me on classes where sitting position is not required, going to library doing group activities, walking side by side in school aisle and seeing him giving me a sweet smile. Getting him caught staring at me then he will just smile mirorring his eyes. It seems like normal things right? But I can sense there is something behind those small gestures. I also shared this to my friend that I can sense there is something about him but he never confirm anything at all. He was never even bothered when he knew one of my girl friends told him she had a crush on him. I got a little jealous during that time, I even got jealous on her friends that were beauties during college days. He was a friendly guy but knows how to be a gentleman. Since, no admission of feelings in his part we continued to be good friends, him still giving the same care and treatment to me. I can't remember if it was 2nd trimester when we had our retreat activity. It was months also before our graduation day and then after that will have our in-house review for upcoming board examination. Everyone is excited to attend the retreat because we can give a rest on our tired minds. We rented a good place with a perfect weather during that time. During our last day, the last task given to us is write a letter to each person in your group. He was my groupmate during the retreat. We can read the letter after the activity or if we have time to spare. I decided to read mine when I got home. Me and him are still good during that time. When I arrived home, I started reading their letter, I read his letter last. His letter goes like this,
A_____, " I have met you on a cloudy Monday and now you never knew how much I loved the rain." Your a gentle child and very sincere. You are very concern to all the people around you and thats what make you different from others. You can carry things up and I know you can make it. Goodluck and Godbless. I am just on yourside waiting for you to tap me and call my name.
I'm shocked yet relieved knowing that what he's doing towards me is confirmed in his letter. It might be a indirect confirmation but I think it still says so. I'm happy to know he's not just a friend caring for me but someone special who took care of me all this time. But as my happiness took over me, that feeling of anxiousness and cowardice envelops my entire body. Confessing his feelings, then now, what? What will happen in our friendship? How do I face him, as I am shy girl before? If I tell him I like him too, what will happen to us? Graduation day is in the corner, inhouse review is giving us pressure, licensure examination will happen in next few months and I need to focus, to study to pass the exam. Those were my concerns at that time. So, I made up my mind. Without giving him any answer, without telling him what I have in my mind, without him knowing what I really wanted to say despite the concerns I had in mind. I let him go without telling him what I feel towards him that time. Following days at school, I started avoiding him. I dare not to look at him directly in his eyes. I never got to talk to him about his letter. And as days passes by giving him same treatment and distance, I saw him once looking at me, his eyes saying like giving up. From then on, our friendship drifted off. I never got to talk to him in our graduation day, even in succeding events after our licensure exam. I did pass my licensure, he also did. I'm not expecting he will talk to me or greet me if ever we crossed our path again. He was my first love. But I never give him the chance. There might be a future for our relationship but I never gave him a chance. To my lovecrush, I am sorry for ghosting you, for not giving you a chance, and for leaving you hanging-up. I know I'm a big coward, selfish, self centered and faint hearted person when it comes to you. Confessing and telling you what my heart wants before will NOT/NEVER change anything now. But I wanted to say this for me to let go of the feelings that I still have for you. Lovecrush, I like you too. I care for you too. I did become a scaredy cat before telling you my true feelings are but know that after all those days knowing you like me too, I always think of you. The heartbeak I give to myself and to you, left me no choice but to suppress the pain and convince myself to forget the painful choice I made. Thank you for letting me feel how special I am in my own way. Thank you for being my green flag.❤️ Thank you for being warm, caring, thoughtful and loving friend.🥰 Now, I will never ever forget the memories we shared before even if it brings joy and pain. It is now my treasure. Thank you so much lovecrush. 🥰 You will always be my first love and first heartache.🙂 I know you can make it in life. You're such a kind hearted soul. Wishin you all the best in life! Takecare as always. Godbless!🙏❤️

Hi Reddit. This is my first ever post and a throwaway because I don't want this to get back to her. I don't even know really where to start. I should give some context, so here goes nothing. My sister, we'll call her Gabby, has only ever had one boyfriend her entire life. She met her boyfriend, we'll call him Marvin, in high school. They've been together ever since and eventually got married. When Marvin stepped into the picture, Gabby started acting differently towards her friends and family. She stopped hanging out with her friends and became snappy with the family. I figured this was typical teenage behavior. Over the years, her and my relationship grew distant, as I never really thought Marvin was a good fit for her as he made her mean and isolated her from the things she once loved (she stopped hanging out with her friend group she was once constantly hanging out with, started making mean comments and jokes directed towards me even though we were once close, etc). Anyways, fast forward to a year after they're married. They're trying for a baby, but they are still living with family. Despite living with family, they refuse to disclose any personal life details with the family. Weird, but okay, you're an adult. They ended up buying an old house that needs to be completely renovated without telling anyone that they were even thinking about buying a house. Anyways, they have their child, and they wanted everyone to get shots before meeting their child. We all complied. We asked to hold their child and they refused, which I respected. They said that we would be able to hold their child when she was a bit older. She is now more than a few months old and they still refuse to let anyone hold her. Whatever, they're allowed to parent the way they want to parent. This story is so complex and forever ongoing that I don't even know where to begin with it. There have been multiple instances where the slightest thing anyone in my family does sets Gabby off. For instance, there was a piece of furniture that my mom let me use that was just in their basement being unused that once belonged to Gabby. This upset Gabby so much that she, an adult in her 20's actively trying for a baby, rolled around the floor screaming and ripping out her hair. I had to restrain her from harming herself over this. When I asked why this escalated to the point it did, I was told that it was truly only over the furniture, nothing else. There are many other instances like this which only started when Gabby met Marvin.
Since Gabby and Marvin married, Gabby's relationship with our mom has significantly deteriorated. Their relationship had been strong up until that point, so this came as a shock. It has been really hard on our mom. Gabby will call/text our dad, but ignore the calls/texts from our mom. So we know that this action is deliberate. For context, there's nothing that ever happened between the two of them that would have sparked this behavior. No big fight, no major viewpoint differences, nothing. However, Marvin has always had a rough relationship with his mother.
Anyways, The biggest thing that happened recently that led me to write this post revolves around a mothers day. Last year, Gabby did not acknowledge mothers day at all. She didn't call/text/send flowers/ do anything for our mom. Radio silence. This year, Gabby is a mother. My mom gave Gabby a very nice mothers day gift, which she did not thank her for, and Gabby only acknowledged the date by sending a group text message. I don't want to go too far into detail to keep my identity hidden, but this really upset my mother.
I did not say happy mothers day to Gabby, but this was not an intentional act of malice. I worked 12 hours that day and really only thought mothers day was for your own mother. I guess some people acknowledge all of the mothers in their life, but I only acknowledged my own mother. This really upset Gabby and when I tried to explain my view, she didn’t want any of it. I apologized, but the call ended with feelings still heightened. She has since stopped returning my calls/texts/DMs. It's been almost a week since this happened.
I recently found out that Marvin and Gabby had stopped communication completely with Martin's side of the family. This was seemingly also an unwarranted decision on their part - a family member got so worried that they weren't returning calls/texts that they drove out to see them and check on them (mind you, they live hours away) just to find out that the lack of communication was intentional and that they were no longer speaking to their family.
It seems like every time I see Gabby/Marvin, something that I do sets them off. They always have a reason to be upset with me. When I try to explain my actions, they don't want to come to a resolution and see eye to eye, they just want me to apologize and admit that i'm wrong - even when I don't feel like what I did was wrong. I feel like i'm always apologizing for things that I don't need to be apologizing for and that they dictate everything in the mess of a relationship we do have. I am all for setting boundaries, but she won't communicate her boundaries and then blow up on you when you violate them.
There's so much more to this story I could literally go on and on.
Essentially, I fear that Marvin is painting Gabby's family and friends in a way that makes her want to cut us all off. Gabby doesn't have any friends outside of her husband besides a few people she sees at religious events. Gabby doesn't talk to my mom, and now isn't talking to me. I fear that she may be in an abusive relationship due to the fact that ever since Gabby married Marvin (her first and only boyfriend) she has become more and more isolated.
Oh, I forgot to mention that Gabby also is the primary breadwinner and ALSO the primary caregiver to their child.
I don't know what to think of this and I know that this post is scrambled, but I'm all ears to what the people of reddit have to say about this situation. I will try and provide more context if necessary in the comments, but do you think that Gabby is in an abusive relationship and that Marvin is isolating her from the people who love her? Or what do you think is going on?

So, I’m eligible for PSLF. I’ve been a public school teacher for 19 years. However I only really started digging into it last year.
My loan payments have been on pause since January of last year because of grad school and COVID pause before that.
I’ve taken about 40k in grad school loans and I’m in my last semester of my masters starting in a week but I only have four hours left which means I drop below part time according to my school.
So I went ahead and completed exit counseling as prompted.
Now here is the question. Since I went ahead and completed the exit counseling, I would like to consolidate my student loans together with the pitance of what’s left of my undergrad loans, hoping to take advantage of the adjusted PSLF counts should they happen.
Here in lies the rub, the deadline to consolidate is June 30, I’m less than half time but don’t finish till 8/5. On 8/15, I begin a NEW degree program (my specialist).
Is it even possible to consolidate my masters loans with my undergrad loans before the deadline?
Sorry if this seems convoluted. Just trying to see if there’s even a chance of consolidation.
If not, oh well I’ll be working another 10-15 as I’ll have kids in college and about 10-20 in loans for my specialist but not going to lie, it’d be nice to take advantage of this as I understand it.

Do I even stand a chance?
Feeling defeated….I just recently got my MCAT score back, and after scoring consistently in the mid-500s on every practice FL, I got only one point higher than my initial score (495–>496). I am nontraditional (out of college for a few years) with roughly a 3.35 cGPA, 3.0 sGPA, 2000+ clinical experience hours, 100ish shadowing hours (MD, DO, and PA). I grew up in a medically underserved rural area, and I’m interested in rural primary care and plan on only applying DO at this time.
I know that my stats are below average, and I am strongly considering retaking MCAT either in August or September, as well as doing volunteer work this year and continuing to work my healthcare job. However, I really want to apply this cycle, and I’m not sure if I have time to study for the MCAT and retake it by the time I’d need to apply. Another option might be to send an update letter to ADCOMs, though I’m not sure that this would help if I had already gotten a rejection prior to updating MCAT.

• Should I apply later this cycle (fall/winter) after getting more hours and possibly retaking the MCAT, or would I have a better chance submitting sooner rather than later (June-ish) prior to (or regardless of) retaking MCAT?
  
• Would I be at a disadvantage if I had to reapply next cycle (other than potentially wasting time/paying fees again) if I didn’t get accepted this cycle?
  
• Do I have any shot at DO schools in the US with my current stats?
  
• Any other suggestions on how to use this next year wisely to enhance my application/use my time wisely are welcome! What would you do in my situation?
  

I'm an international student who just completed my second year of grad school, with one more year to go. Unfortunately, I've exhausted all my funds and now find myself in urgent need of a private loan to continue my studies. From my research and common knowledge, it's clear that federal loans are the best option, but as an F1 visa holder, I'm not eligible for them.
I'm also applying for scholarships at my school, but I want to prepare for the worst-case scenario where I might need to rely on a private loan. I would greatly appreciate your guidance on a few points:

1. Where do I start with private loans? What are the key things I should look for in a private loan, and are there any specific lenders you would recommend for international students?
2. Are there any red flags or specific lenders known for predatory practices that I should avoid?
3. Although I have a basic understanding of how student loans work in the USA, I would appreciate any detailed advice or resources you could share.
4. Are there any scholarships for international students that I might be missing? Any global or country-specific scholarships worth looking into?

I'm an international student who just completed my second year of grad school, with one more year to go. Unfortunately, I've exhausted all my funds and now find myself in urgent need of a private loan to continue my studies. From my research and common knowledge, it's clear that federal loans are the best option, but as an F1 visa holder, I'm not eligible for them.
I'm also applying for scholarships at my school, but I want to prepare for the worst-case scenario where I might need to rely on a private loan. I would greatly appreciate your guidance on a few points:

1. Where do I start with private loans? What are the key things I should look for in a private loan, and are there any specific lenders you would recommend for international students?
2. Are there any red flags or specific lenders known for predatory practices that I should avoid?
3. Although I have a basic understanding of how student loans work in the USA, I would appreciate any detailed advice or resources you could share.
4. Are there any scholarships for international students that I might be missing? Any global or country-specific scholarships worth looking into?

If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ASSESSMENTS I CAN COMPLETE:

• Online Courses (1 - 20 Weeks Long)
• Homework Assignments
• Exams Quizzes Tests
• Excel Projects
• Discussion Forum Posts
• Research Papers Term Papers Essays
• Employment Assessments

MY MATH SUBJECTS OF EXPERTISE:
I am very knowledgeable and proficient in assisting students in a wide range of mathematics classes. I can help students complete their homework assignments and other projects get an A on quizzes, tests, and exams (including proctored assessments) answer online discussion posts write essays & papers in MLA APA Chicago format and provide general overall academic help in each math course listed below:

• Advanced Placement Honors High School Level Math
• AP Calculus AB A.P. Calculus BC
• AP Statistics
• Biostatistics Bio-Statistics
• College Algebra Intermediate Algebra
• Business Calculus
• Business Statistics
• Business Math
• Calculus I Calculus II Calculus III (Calc)
• Geometry
• International Baccalaureate (IB) Maths
• Liberal Arts Math
• Logic & Reasoning
• Multivariable Calculus Multi variable Calculus
• Precalculus Pre-calculus
• Probability & Statistics
• Psychology Statistics Psych Stats
• Quantitative Reasoning Quantitative Methods Quantitative Literacy (Quant)
• Statistics (Stats)
• Statistics for Social Sciences
• Trigonometry (Trig)

STATISTICS HELP (MY BEST SUBJECT):

• I have a master's degree in Applied Statistics from a university in New Jersey, USA. As a result, I am very proficient in helping students with various types of Statistics courses including Biostatistics Business Statistics Elementary Statistics Probability & Statistics Psychology Statistics.
• I have extensive knowledge and skill with helping students get through various statistical concepts including all of the following in alphabetical order:
• ANOVA Bar Graph, Boxplot, Dot Plot, Histogram, Pie Chart Bias Binomial, Exponential, Poisson, Gamma, Uniform Distribution Central Limit Theorem Chi-Square Test Coefficient of Determination (R^2) Conditional & Relative Probability Confidence Interval Correlation Coefficient (r) Critical Region Critical Value Descriptive & Inferential Statistics Effect Size Expected Value Experiment vs Observation Goodness of Fit Test Hypothesis Testing Interpolation & Extrapolation Interquartile Range (IQR) Kurtosis Left, Negative, Right, Positive Skewed Distribution Logistic Regression Mean, Median, Mode, Midrange Multiple Regression Nominal, Ordinal, Interval, Ratio I Population Parameter Normal, Symmetric & Bell Shaped Distribution Null & Alternate Hypothesis One & Two Sample T-Test One & Two Sample Z-Test Ordinary Least Squares Outliers P-Value Pooled Variance (Equal Variances) Proportion R^2 Range Regression Regression Line Reject & Fail to Reject Ho Relative & Cumulative Frequency Distributions Relativity & Reliability Right, Left, One, Two Tailed Tailed Hypothesis Test Sample Statistics Sampling Methods (Convenience, Stratified, Simple, Cluster, Systematic) Significance Level (1%, 5%, 10%) Skewness Standard Deviation& Variance T-Score Test Statistic Time Series Type I & Type II Errors Unbiased Estimators Z-Score

ALGEBRA HELP:

• I am well-versed in helping students do well in Algebra 1 & 2 College Algebra Intermediate Algebra Pre-Algebra and I am very knowledgeable and proficient in the following algebra topics in alphabetical order:
• Absolute Values Circle Equation Domain Exponents Graphing Horizontal & Vertical Asymptotes Inequalities, Equations & Functions Inverse Functions Linear, Exponential, Logarithmic, Quadratic Equations Logarithms Maximum & Minimum Values of a Graph Number Lines One-to-One Functions Parallel & Perpendicular Lines Plotting Points & Ordered Pairs Point-Slope Form Polynomial Division Polynomials Radicals Range Rational & Irrational Expressions Rational Functions Real Roots Real Zeros Relations & Functions Slope Slope-Intercept Form Square Roots Standard Form of a Line System of Equations System of Inequalities Variables X and Y Intercepts

CALCULUS HELP:

• I am well-versed in helping students do well in Calculus I, II & III, Calculus 1, 2 & 3, Business Calculus, Multivariable Calculus, Vector Calculus and I am very knowledgeable and proficient in the following calculus topics in alphabetical order:
• Absolute & Local Maximum and Minimum Antiderivative Area & Volume Chain Rule Concavity Continuity Convergence Test Critical Points Curvature Curve of Rotation Curve Sketching Derivatives Divergence Test First & Second Derivative Test Fourier Series Implicit Differentiation Increasing / Decreasing Functions Infinite Series Integrals Integration by Parts Jacobian Matrix Limits L’Hopital’s Rule Maclaurin Series Mean Value Theorem Partial Derivative Product & Quotient Rule Reiman Sum Related Rates Simpson’s Rule Solid of Revolution Substitution Rule Taylor Series

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ATTRIBUTES THAT SET ME APART FROM OTHER TUTORS:

• I firmly believe that I have many attributes and skills that set me apart from other tutors. Below is a list of qualities that makes me an ideal fit to help you master your coursework:

I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:

• Proficient in CollegeBoard AP Calculus AB, AP Calculus BC & AP Statistics exams.
• Skilled with International Baccalaureate Math Exams: IB Maths HL & IB Maths SL
• Can intentionally answer a few problems incorrectly at the student's request.
• Can text solutions to the student while they are taking a proctored exam.
• Upon request, can purposely obtain grades below an A (ex: B+, B, C+, C-).
• I can stretch out the time to a plausible length for timed exams and assignments before submitting them.
• Have reliable software that can change my IP address to match the closest major city near the student.
• I have exceptional multiple-choice exam-taking skills. I have mastered the various techniques to make calculated guesses for the correct option in standardized exams such as the SAT & GRE.

I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:

• I have no problem with requests to solve sample problems upfront to prove my knowledge & proficiency of the course concepts.
• I can provide glowing references & strong examples of work done for past clients to verify my academic skills.
• I can also provide, upon request, complete detailed calculations with explanations for solutions to the problems worked on.
• I am quite skilled and adept in using multiple modernized educational platforms and software, including but not limited to: Brightspace MyStatLab D2L WebAssign Canvas MyMathLab Blackboard ALEKS
• Can format term papers and discussion posts in APA MLA Harvard Chicago Vancouver OSCOLA IEEE format.

I HAVE PAID ACCESS TO OVER 15 STUDY-HELP WEBSITES AND MATHEMATICAL SOFTWARE:

• I have multiple paid subscriptions to a wide range of academic tutoring resources, including Chegg, Quizlet, CourseHero, Brainly, Grammarly, Study. com, Bartleby, Slader, Transtutors, Slideshare, StudocU, Turnitin, Academia, SymboLab, WolframAlpha, and Scribd to help guide to solve exam & homework questions that I may not immediately know.
• However, I am smart enough not to blatantly plagiarize solutions online but instead write them in my own unique words, formatting, & mathematical terminology.
• I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
• I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, or PDF formats.

MY AVAILABILITY & RELIABILITY:

• Depending on my availability, I can accommodate immediate tutoring requests, 1-24 hour, and 1-30-day deadlines.
• I can schedule live real-time online sessions and meet deadlines in an impressively timely fashion.
• I can provide quick notifications and updates of progress made in the student's class via email text phone calls.
• I can also be available to tutor students for Fall 2021 Spring 2022 Summer 2022 semesters.

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
• D - K: Dallas College Dartmouth DeVry Excelsior College Florida International Florida State Full Sail Georgia State Grand Canyon Harvard Houston Community College Ivy Tech Community College Kaplan Kennesaw State Kent State
• L - T: Liberty Lone Star College System Kaplan Miami Dade Michigan State CUNY State University of New York (SUNY) Northern Virginia Ohio State University of Phoenix (UOP) Penn State Princeton Purdue (Davenport) San Diego State San Francisco State San Jose State Southern New Hampshire Southern Nevada Stanford St. Petersburg Strayer Texas Tech
• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
• U - Z: UCLA Extension Utah State Utah Valley Valencia Walden U Wake Technical Western Governors Wilmington Yale

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
I OFFER FLEXIBLE PAYMENT PLANS:

• I offer several unique payment plans, including a weekly plan, a discounted monthly plan, a discounted half-now / half-later plan, and highly discounted up-front rates.
• I can accept the following payment methods for my services: PayPal Debit Cards Square Cash Credit Cards Cash App Venmo.
• Only people located in North America have access to Venmo Cash App Zelle.
• This is an excellent way to determine if the person you're dealing with is from the United States.
• Within reason, I offer a partial or full money-Back guarantee if the student is very unsatisfied with my academic services.

TUTORING AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
• Computer Science: C C++ Computer Programming (Comp) Java Python R (Introduction & Intermediate Level Only)
• Humanities: Communications (Comm) English Literature Essay & Term Paper Writing, Editing, Proofreading Essays History Papers Philosophy (Phil) Religious Studies Theology (Theo)
• Mathematics: A.P. Calculus AB & BC Psychology Statistics AP Statistics Bio statistics Calculus I (1) Calculus II (2) Calculus III (3) College Algebra Differential Equations Discrete Math Finite Math Functions General Math Geometry Liberal Arts Math Linear Algebra Multi-variable Calculus Partial Differential Equations Precalculus Probability Quantitative Reasoning Real Analysis Statistics Trigonometry (Trig) Vector Calculus
• Science & Medicine: Anatomy & Physiology (A & P) Biochemistry Biology (Bio) Biostatistics Earth Science Environmental Science General Chemistry (Chem) Healthcare Medicine Nursing Nutrition Organic Chemistry Physics (Phys)
• Social Sciences: Anthropology Economics (Econ) Geology Law & Justice Liberal Arts Liberal Studies Political Science Psychology Sociology

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
• 4) Send you full screenshots of written exam solutions I wrote up by hand for students in the past in the same course that you need help with so that you can see my neat handwriting.
• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes. Why choose low-income victims when it would be much more profitable to target high-income, high-net-worth individuals earning at least six figures a year? I have knowledge in business consulting, and I promise you that a business owner would be a MUCH more lucrative mark than a low-income college student.
• I wouldn’t choose such a time & energy-draining method of scamming people. Also, communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine. This means that 90% of my time communicating with potential clients ultimately proves to be a colossal waste of my irretrievable time & energy.
• If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now. And I would have been permanently banned from opening new accounts. Therefore, the fact that all my payment apps have been fully active for years should be sufficient proof that I haven’t had people consistently disputing payments sent to me.

HOW TO CONTACT ME:
Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641

• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
• Please feel free to contact me if you're interested in my services and would like to learn more. I'm available 24/7 via phone call, email, and text. Again, thank you for taking the time to read my Reddit tutoring ad, and I hope to hear from you soon!

My contact details:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
TAGS:
^{Accounting Exam Help Reddit, Best Online Test Takers Reddit, Best Ways to Cheat on a Test Reddit, Best Website to Pay for Homework Reddit, Bypass Respondus Lockdown Browser Reddit, Calculus Test Taker Reddit, Canvas Cheating Reddit, Cheating in Online Exam Reddit, Cheating on Pearson Mymathlab Reddit, Cheating on Proctortrack Reddit, Cheating on Zoom Proctored Exams Reddit, Cheating on a Test Reddit, College Algebra Mymathlab Reddit, Do Homework for Money Reddit, Do My Assignment Reddit, Do My Exam for Me Reddit, Do My Homework for Me Reddit, Do My Math Homework Reddit, Do My Math Homework for Me Reddit, Do My Test for Me Reddit, Doing Homework Reddit, Domyhomework Reddit, Exam Cheating Reddit, Exam Help Online Reddit, Examity Reddit, Finance Homework Help Reddit, Fiverr Exam Cheating Reddit, Gradeseekers Reddit, Hire Someone to Take My Online Exam Reddit, Hire Test Taker Reddit, Homework Help Reddit, Homework Sites Reddit, Reddit, Homeworkhelp Reddit, Honorlock Reddit, How Much Should I Pay Someone to Take My Exam Reddit, How to Beat Honorlock Reddit, How to Beat Lockdown Browser Reddit, How to Cheat Examity Reddit 2022, How to Cheat Honorlock Reddit, How to Cheat and Not Get Caught Reddit, How to Cheat in School Reddit, How to Cheat on Canvas Tests Reddit, How to Cheat on Examity Reddit, How to Cheat on Honorlock Reddit, How to Cheat on Math Test Reddit, How to Cheat on Mymathlab Reddit, How to Cheat on Online Exams Reddit, How to Cheat on Online Proctored Exams Reddit, How to Cheat on Zoom Exam Reddit, How to Cheat on Zoom Exams Reddit, How to Cheat on a Proctored Exam Reddit, How to Cheat with Proctorio 2020 Reddit, How to Cheat with Proctorio Reddit, How to Cheat with Respondus Monitor Reddit, How to Get Past Lockdown Browser Reddit, Hwforcash Discord, I Paid Someone to Write My Essay Reddit, Is Hwforcash Legit, Lockdown Browser Hack Reddit, Lockdown Browser How to Cheat Reddit, Math Homework Reddit, Monitoredu Reddit, Mymathlab Answer Key Reddit, Mymathlab Answers Reddit, Mymathlab Cheat Reddit, Mymathlab Proctored Test Reddit, Online Exam Help Reddit, Online Exam Proctor Reddit, Online Proctored Exam Reddit, Organic Chemistry Exam Help Reddit, Organic Chemistry Test Taker Reddit, Paper Writers Reddit, Pay Me to Do Your Homework Reddit, Pay Me to Do Your Homework Reviews Reddit, Pay Someone to Do Homework Reddit, Pay Someone to Do My Assignment Reddit, Pay Someone to Do My College Homework Reddit, Pay Someone to Do My Homework Reddit, Pay Someone to Do My Math Homework Reddit, Pay Someone to Do My Online Class Reddit, Pay Someone to Do My Online Math Class Reddit, Pay Someone to Do My Programming Homework Reddit, Pay Someone to Do Statistics Homework Reddit, Pay Someone to Take Exam Reddit, Pay Someone to Take Exam for Me Reddit, Pay Someone to Take My Calculus Exam Reddit, Pay Someone to Take My Chemistry Exam Reddit, Pay Someone to Take My Exam Reddit, Pay Someone to Take My Online Class Reddit, Pay Someone to Take My Online Exam Reddit, Pay Someone to Take My Proctored Exam Reddit, Pay Someone to Take My Test in Person Reddit, Pay Someone to Take Online Class for Me Reddit, Pay Someone to Take Online Test Reddit, Pay Someone to Take Your Online Class Reddit, Pay Someone to Write My Paper Reddit, Pay for Homework Reddit, Pay to Do Homework Reddit, Paying Someone to Do Your Homework Reddit, Paying Someone to Take My Online Class Reddit, Paying Someone to Take Online Class Reddit, Paysomeonetodo Reddit, Physics Test Taker Reddit, Proctored Exam Reddit, Reddit Do My Homework for Me, Reddit Domyhomework, Reddit Homework Cheat, Reddit Homework Help, Reddit Homework for Money, Reddit Honorlock Cheating, Reddit Mymathlab Hack, Reddit Mymathlab Homework Answers, Reddit Paid Homework, Reddit Pay Someone to Do Your Homework, Reddit Pay Someone to Take Online Test, Reddit Pay for Homework, Reddit Pay to Do Homework, Reddit Test Takers for Hire, Reddit Tutors, Should I Pay Someone to Take My Exam Reddit, Statistics Test Taker Reddit, Take My Calculus Exam Reddit, Take My Class Pro Reddit, Take My Class Pro Reviews Reddit, Take My Exam for Me Reddit, Take My Math Test for Me Reddit, Take My Online Class Reddit, Take My Online Class for Me Reddit, Take My Online Exam for Me Reddit, Take My Online Exams Reddit, Take My Online Exams Review Reddit, Take My Online Exams Reviews Reddit, Take My Online Test Reddit, Take My Online Test for Me Reddit, Take My Physics Exam for Me Reddit, Take My Proctored Exam for Me Reddit, Take My Statistics Exam for Me Reddit, Take My Test for Me Reddit, Takemyonlineexams Reddit, Test Taker Reddit, We Take Classes Reddit, Write My Exam for Me Reddit}
What are your Thoughts! Write in comments and ask for help if needed
Suggest more topic Ideas
Join this subreddit to help us grow!