Hi friends,
I can finally say that I'm richer than Ambani now that I've got my hands on the new, shiny Infinia Reserve Titanium Credit Card all thanks to Mussu. He is nothing less than an angel sent by the almighty himself.
I was having so many problems in my life but all got solved as soon as I opened the luxury box containing this Card. It's like magic!
I had to sell some properties and invest in something called ULIPs to get this card but it's totally worth it. I haven't got the slightest idea about these ULIPs but Mussu said I will earn so much money from it, I can donate in electoral bonds and feed generations to come.
I went to the nearby grocery store to buy milk and eggs in the morning and swiped my Card which made a lot of people stand and notice the absolute beauty of this Card and the list of benefits it provides and since then I've realised that I'm the new 'Sharmaji ka beta' of our neighborhood. The neighborhood uncle no longer scolds his son by giving him an earful about Sharmaji ka beta doing govt job but instead asks him to study enough to get this Card one day.
The benefits are something never heard before. I now simply flash this card at club entries and get free stag entry wherein other guys look at me standing there like fools. I don't have to pay fines anymore, I just flash this Card and the traffic police thinks I'm some bigshot and doesn't want to get into trouble. In fact, on the last two occasions he was asking me for a referral and put 500₹ in my pocket! Imagine getting money from a traffic cop! God this Card is crazy. All thanks to Mussu.
Finally looking forward to buy that 5th Avenue condo in NYC and getting that Lamborghini which they said they will deliver to my address just because I have this Card.
Not attaching pictures here as it's super exclusive and too beautiful. Even getting a look at it has to be earned through hard work.
Thank you /Mussu for changing my life :)

Were most people taught to not use credit cards (at least without paying interest) as a kid?

1. Look both ways when you cross the street
2. Don’t buy a timeshare
3. Never pay credit card interest

On several subreddits I see people casually talking about making minimum payments on credit cards as if that’s not a grave financial emergency.
Not people dealing with some kind of life-threatening emergency, but like “oh whoopsie how’d that get there?”.
Was my family unique teaching this, or is this (nearly) universally understood?

Student trying to get free/greatly reduced flights mostly from SEATAC to Hawaii but also across the western US. It seems like Alaska is the best option, I will spend enough during late fall early summer to qualify for the signup bonus. Current cards :
Local credit union card, 2k limit should be increased soon. American Express (I think everyday preferred, my parents pay for this one but I am an authorized user) unsure about limit but pretty high Credit score 771 Oldest account age about 3 years income 15k ish still in college expenses starting in fall
rent 800 food 400 gas 100 misc 300
purpose is travel, can be for category spending as I have other cards, expenses are still not very high though I don't even know if I have enough income to get any of the good travel cards, so some insight into that would be great.
Thanks

! Limited offer !!

I'll make u an offer, u can't resist.
Starting a yt channel/ Blog/ Small business /Event / Greeting Card?? And need designing done at minimum rates so that u can afford multiple options to choose from? I m the guy!
I do Image resizing, watermark removal, and other image related stuff as well.

🔶OFFER

Logos, posters, Thumbnails, business cards and t-shirt design, certificates, posters/flyers/ business module, greeting cards, intros, channel art, profile pictures! at just starting from 2-3$only.
If you are looking to start a brand new business or rebrand and need a professional logo for your brand at a affordable cost or if you are looking for any Poster or anything related to Insta post or anything related to design!
So I m basically looking to add more work to my portfolio gig so I want few more work which I can put there,
I will also add this to my portfolio so please allow permission for that☺️
⚪Starting@ 3$ + (overseas transaction fees if any/platform taxes) (can increase depends on the complexity and time)⚪

🔶what more do u get

• 3 revisions on the design
• Design in JPG/PNG/PDF (4000x4000) or any other required file type! (Extra Charges)

I can also design "personalized/ customized t-shirt art" !
I do Image resizing, watermark removal, and other image related stuff as well.

🔶CONTACT

$Bid here in comments (mandatory) Either send me a chat or msg me if u have any work for me. ☺️

🛑Serious and interested BIDS$ AND INQUIRES only

🛑NO BID = NO RESPONSE FROM ME

🔶PAYMENT:

I Accept [PAYPAL] and [UPI] Not any other payment method.
Once the logo is completed and finalized I will send you a watermarked preview version. After the payment is sent (via PayPal or upi), I will send you the complete work via email in required file type.

🔶PORTFOLIO:-

If u wanna see my portfolio or work u can dm me and I'll send u the link, or u can directly speak up ur ideas and we can start working asap!

🔶CLIENT EXPERIENCE/FEEDBACK

Client Experience
Client Experience
Client Experience
Client Experience
Client Experience
Client Experience
Client Experience
Client Experience
Client experience
Client Experience
Client Experience
Client Experience
Client Experience
Thank you For spending some time with my post☺️⚡🙏 Hope to work with u soon!
TLDR; I would suggest reading the whole thing for more clearity, but all the above mentioned services r provided starting @ 3-4$ /- usd rate (can increase depends on the complexity and time)

So i need to take out a personal loan from a bank for arnd 5L for something tht is going to come up in a few months and i cannot avoid it . My question is

• on what basis do banks sanction loans ? they will ask for a salary slip for 3m but by then, i will only be working for 2 months at the company ...
• i already have a loan in my name which is very very expensive and i wish to get that taken over from this loan or to be repaid from it and pay less emi . is this going to be a problem ? how should i explain it to them ?
• how much do credit card outstanding affect loan approval ? when i apply for it i would probably be also having a cc o/s of anrd 70k on both my cards
• what are the criterias on the basis of which my loan can get rejected ?
• how to manage a loan from a govt banks say sbi or union bank considering u donot have a salary acc with them ? coz these banks donot offer loans very easily
• how long do u wait before u are eligible for a pl from the bank where u have a salary acc ?

Hi all. Does anyone know if the DM12 or any other credit card sized calculator will ever be back in stock?
Need one badly. Thank you.

My daughter is trying to rebuild her credit score which took a big hit when her ex-husband quit making payments on his car, and she was still on the loan, in violation of the settlement agreement. He was supposed to refinance in his name only, and didn't do it. He submitted an explanation to the credit companies, and she did, too, but it didn't matter. Her credit score dropped from 720 to about 600. Now she's trying to build it back up again. I added her as an authorized user to my credit card in the hopes that that would help somewhat. I've been reading about secured credit cards and they seem like a good option. Does anybody have any input about this? Which ones are good? Which ones to avoid? Or even some completely other idea that she could try to help rebuild her credit? Thanks.

So i need to take out a personal loan from a bank for arnd 5L for something tht is going to come up in a few months and i cannot avoid it . My question is

• on what basis do banks sanction loans ? they will ask for a salary slip for 3m but by then, i will only be working for 2 months at the company ...
• i already have a loan in my name which is very very expensive and i wish to get that taken over from this loan or to be repaid from it and pay less emi . is this going to be a problem ? how should i explain it to them ?
• how much do credit card outstanding affect loan approval ? when i apply for it i would probably be also having a cc o/s of anrd 70k on both my cards
• what are the criterias on the basis of which my loan can get rejected ?
• how to manage a loan from a govt banks say sbi or union bank considering u donot have a salary acc with them ? coz these banks donot offer loans very easily
• how long do u wait before u are eligible for a pl from the bank where u have a salary acc ?

I rented a car from a small business and signed a contract for rent to own. My credit is pretty bad so I took what I could find. Paid 3k downpayment and $300 weekly car payment. This month I was 1 day late paying the car payment and the car was repo’d and my $300 for this month was refunded. There isn't anything in the contract mentioning late payments. Can I take them to small claims for my 3k and also items that were inside the vehicle when they repo’d it?

Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,200 Finance with $200 Down and 12 Payments of $110 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 

My cousin and I just got back from a 2 week trip to another country. The very first day her debit card was declined. She doesn’t have any credit cards. She said she would get paid in a few days so I agreed to cover until then and she’d pay me back. Then the paycheck came and went. Autopay bills supposedly took most of the money. She then asked for $400 from her mom and $500 from her dad. Other bills came out. She was able to get some cash out, but lots of this money went to fill the negative checking balance.
We’re back now, but she wants to pay half on 6/1 and half on 7/1. AITAH for wanting the money back ASAP? I have a trip planned for June I may need to cancel since I don’t have that extra $1200+. Also who goes on vacation with no money saved? I could have been given a heads up at the very least. I feel used and scammed.

So i need to take out a personal loan from a bank for arnd 5L for something tht is going to come up in a few months and i cannot avoid it . My question is

• on what basis do banks sanction loans ? they will ask for a salary slip for 3m but by then, i will only be working for 2 months at the company ...
• i already have a loan in my name which is very very expensive and i wish to get that taken over from this loan or to be repaid from it and pay less emi . is this going to be a problem ? how should i explain it to them ?
• how much do credit card outstanding affect loan approval ? when i apply for it i would probably be also having a cc o/s of anrd 70k on both my cards
• what are the criterias on the basis of which my loan can get rejected ?
• how to manage a loan from a govt banks say sbi or union bank considering u donot have a salary acc with them ? coz these banks donot offer loans very easily
• how long do u wait before u are eligible for a pl from the bank where u have a salary acc ?

I need guidance for the Pennsylvania Education Certification Test (PECT EXAM) which is grades pre-K - 4. I’ve been studying for months through books, practice tests, online, flash cards, I even bought practice test through the PA official website and I still failed my 1st attempt. My 2nd attempt is at the end of May and I only have until August, 2024 to pass all 3 modules if I want to start student teaching by January, 2025. Any additional advice would be greatly appreciated! Are there any secret study hacks?
PS: Module 2 is my lowest scoring so I do give myself extra study time with literacy and development.

PECTEXAM #teaching #teachingcertification #PECT

Right now I’m paying the loans 1k/month but I feel I’m paying a lot in interest

I’m going to Ireland this fall and after a quick google, the only 2 credit cards I have are not really taken there (discover and Amex). I’m looking for a credit card that’s got good enough travel benefits, no foreign transaction fee, and no annual fee, any recommendations?
Not worried about acceptance since I have good credit and an annual income of about 72K.
Or alternatively should I just take out euros and not apply for a new card?

I need guidance for the Pennsylvania Education Certification Test (PECT EXAM) which is grades pre-K - 4. I’ve been studying for months through books, practice tests, online, flash cards, I even bought practice test through the PA official website and I still failed my 1st attempt. My 2nd attempt is at the end of May and I only have until August, 2024 to pass all 3 modules if I want to start student teaching by January, 2025. Any additional advice would be greatly appreciated! Are there any secret study hacks?
PS: Module 2 is my lowest scoring so I do give myself extra study time with literacy and development.

PECTEXAM #teaching #teachingcertification #PECT

Last time I made a purchase at this place using the app, I was with my ex. He'd use his Visa on my app as he was from another country.
I didn't know the card was still linked as when he broke up, he made sure all connection was cut off and blocked everywhere (he lives in another country).
So I made a purchase with his card by accident as when I went to checkout to make the payment on my browser, it auto accepted the card I used to make the payment on this app the last time.
I don't know what to do to fix this issue. Do I just wait until he reaches out or reports it or is there something else I can do?

My wife is 33 years old from Taiwan. We relocated to the Midwest in 2022. We didn't expect it would be this hard for her to adjust and integrate here and are trying to move to either Los Angeles or Seattle where there are more Mandarin speaking opportunities. She's on the verge of giving up and moving back to Taiwan unless we have better plans to help her have a career here. Recently we stumbled upon the online degrees from WGU and have been considering for her to get a master's degree in order to be more successful on finding jobs (Preferably remote or hybrid) or in case she still decides to move back home she would have a degree from the US, but we're not sure if she should do the MBA or Marketing (Either Digital marketing or Marketing analytics) degree with her background and situation. We are preparing for a move hopefully in the next few months so were hoping to use the time as best we can to help her have a chance at finding a job. She is looking for more long term career potential and something that won't be impossible to get into while lacking the work experience and only have the latest masters degree to speak for her ability. We'd really love to hear any advice on the degrees or careers as well as any advice that comes to mind! Here's the background of my wife. • She speaks Mandarin as her native language and English fluently. Close, but not quite the same as a native English speaker. • She has a Bachelor's degree in Business Administration from a university in Taiwan. • She has corporate work experience as an assistant/receptionist in 2 European companies in Taiwan. • She has a big gap in her resume since 2019 including having physical and mental health issues, the preparation for green card and relocation to the US. • After moving to the US she took online courses to learn UX/UI design but due to the oversaturated job market she gave up on this idea. It seems fun to her and she likes that kind of design and organization however for a newcomer the market seems pretty hopeless. • She's always interested in digital marketing but has no experience working in this field.
Thank you

​
Menu of Professional Reading Ritual Services by ConsulttheTarot
​
1.) Tailored Tarot Card Readings
My Tailored Tarot Readings are personalized to your needs, your personal question(s) and life situation. If you are interested in a custom Tarot Reading, this is for you.
-$65 us dollars.
2.) Rune Throw Reading Ritual
My Rune Throws are personalized Rune Readings that hone in on your personal question(s) and your life situation. My Rune Reading uses a traditional throw ritual to cast the runes for your readings. If you are looking for a Rune Throw & Reading, this is for you.
-$65 us dollars.
My Special and Sacred Reading Rituals:
I have created these three very special Reading Rituals: Arrow Reading Ritual, Pathways to Power Reading Ritual and Enter your Sacred Circle Reading Ritual. They are unique to me and generate very powerful readings. I just adore casting these Reading Rituals for my clients.
3.) Arrow Reading Ritual
My Arrow Reading Ritual is a very special tarot reading ritual that I have created. They have the power to unlock and amplify messages from your inner most powerful self. They are EMPOWERING. They can offer you guidance and insights.
-$65 us dollars.
4.) Pathways to Power Reading Ritual
My Pathways to Power Reading Ritual are cleansing, protecting and empowering. They really uncover and open up blocks that you have in your life. There is a beautiful candle ritual element, in addition to your personalized tarot reading. This opens your path to new opportunities, a reboot for you. This is a Road Opener.
-$70 us dollars
5.) Enter your Sacred Circle Reading Ritual
My Enter your Sacred Circle Reading Ritual is an empowering and advanced reading that utilizes the divination power of both the Tarot and Runes. This Reading Ritual is an advanced. It is a Shamanic Ritual that you can journey with, trance with at your own leisure, after the Sacred Circle is cast for you. Open the door to this very special Reading Ritual. Let the adventure begin and Enter your Sacred Circle.
-$70 us dollars
Brief Summary of My Professional Reading Ritual Process:
First, there is a brief consultation, after you contact me to schedule your Professional Reading. The price is confirmed. Then, you submit your payment through PayPal.
Now, we move to fun part, your READING RITUAL. Your reading ritual is always conducted by me. You receive this in writing. This is pretty standard across all experienced Tarot and Rune Readers. It is a clear and straightforward process. You are able to reach me throughout your Reading Ritual. Also, you can always reach me here on ConsulttheTarot.
More Information on the Payment Method and Scheduling your Appointment:
-The payment method is Paypal.
-You can easily schedule your Professional Reading Ritual with me by contacting me through the ConsulttheTarot ModMail button. ConsulttheTarot is a sub here on Reddit. Here is a shortcut link: https://www.reddit.com/message/compose?to=%2Fr%2FConsulttheTarot
My goal is to offer a very special Professional Reading experience that is EMPOWERING for my clients. My Reading Rituals are both special and unique. I have created them for my clients, so they have something to cherish.
And remember, you can always find me on ConsulttheTarot.
Many Blessings!
-ConsulttheTarot
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PS: ConsulttheTarot is the only Professional Reader we endorse. This is the only Professional Reading Service that we allow on [ConsulttheTarot] and [Tarots]
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