My insurance doesnt cover clomid

I am a caregiver for my sibling with a congenital disability. His SSI got approved 2 weeks ago and his GA Medicaid automatically began effective 05/17. Just received the Medicaid card and based on my research, I do not believe he is under "GA Families" (GA's managed care program under Medicaid), which means his Medicaid is going to be a fee-for-service. I am only used to using a private health insurance and feel a bit lost when I am not given any 'explanation of plan' or 'evidence of coverage' for a health insurance. What exactly is going to be covered under GA Medicaid? I see a list of items under the state website (ex. preventive care, in- and out-patient services, etc.) but it doesn't specify what co-payment/co-insurance/deductible are going to be for each different category. Is this normal for any state Medicaid? Does anybody have experience using GA Medicaid? I've been doing my own research and feel as though I've hit the dead end. Where can I find the 'explanation of benefit' for GA Medicaid (or is there even one)? What exactly do I need to expect to pay on behalf of my sibling if he were to receive a medical care? Thanks so much.

My mother passed away last month and I am starting to worry that the Hospice service I placed her with may have been a bad choice.
what started this train of thought was the fact that I am dealing with a bill for only 2 days, which were the start of her hospice.
I was told by the Pharmscript company that the Hospice doesn't cover IVs. I was also told my mothers Insurance was not one I know of Express scripts. Last I was aware, she had BCBS, Medicare, and Wellcare
This lead me to look up the Hospice and I was startled by the 1 star google reviews(only 2 reviews).
I am now thinking back to when I agreed to the hospice and how they wanted to give my mother morphine which I believe is related to codeine.
My mother was considered allergic to codeine and I spoke up, but I was told that unless it was anaphylaxis it's not allergies.
the last time my mother had codeine it made her sleep a lot and she had trouble waking up.
So now I'm wondering if the hospice may have lied to me or treated me like I was an idiot.
I would think any negative medical reaction should be seen as an allergy or equal to, not dismissed because its not anaphylaxis.
I mean, I believe in trusting the experts and now I'm worried I was tricked.
Please tell me I'm wrong. I'm not sharing the name of the Hospice as I don't want to falsely accuse.

I saw someone else did something like this recently and thought that I might have something to add to the discussion to help people figure out whether they think this program is right for them, or for people currently in the program to help them plan out classes.
My background is very heavy in statistics and finance (I'm an actuary), so my grounding in calculus, statistics, linear algebra, and business topics was considerably better than most of the other people I interacted with in this program. Conversely, I'm sure my programming skills were probably about average or maybe a little bit below compared to someone with a more targeted background towards those skills.
I started in Fall of 2020 and just finished up this month, Spring 2024. I started out just taking one class a semester and never changed up that plan, would highly recommend doing the same if you're working full time alongside; there's no reason to rush this program. I got a 4.0 GPA overall, although I never really stressed that much about it and definitely did not shy away from "harder" classes in order to bolster GPA. I did this to learn, not to get good grades. The classes I took, in order (my memory of some of the earlier ones might be a bit jumbled as so much time has passed):

1. CSE 6040 - I mentioned how my programming background was weaker relative to my mathematical background. However, reflecting on my experience in this class, it was probably still pretty strong. This class is focused on generalized programming skills, you don't really get into the analytics and modeling that much; it's more of a primer on things like functions, recursion, computer memory management, etc. It's been a few years, but I don't remember struggling with this class at all, and most of the concepts covered (object oriented programming, things like byte encoding, hexadecimal forms, recursion, etc.) were things I was already familiar with in another programming language (this class was in Python) or was relatively easy to pick up. From what I remember, the assignments were auto-graded and you had unlimited attempts, not to mention the fact that most of the prompts were to produce some predetermined result... and, as long as you were able to verify that your code produced that result, you got full points. I didn't miss a single point in this entire class. I believe there were "final exams" which were really just timed window coding assignments much like the homework, and you could do the assignments at any point during a 4-day window or something like that.
2. ISYE 6501 - This class was R-based and focused on basic analytics models. The material was much more applied than 6040. Similarly, the material was not difficult, and I was familiar with a lot of the basic models already (such as GLMs) from having worked with them in my job. The grading was done on a peer-grading framework; based on who anonymously is assigned your homework to grade, you can get someone who's a stickler for every point on the guide, or people who are a bit more lenient. I never really worried much about how things were graded in this class; yeah, I did miss some points arbitrarily, but nothing that made that much of a difference. If you generally put in the work and understand the material, your peers will recognize that. I found this a bit more interesting than 6040 because, rather than a deterministic "right answer", there was some more creativity implied here to solve each problem. There was a final project for this class where you walked through a hypothetical analytics problem and explained how you would go about solving it. I found this an interesting thought exercise and enjoyed this class. The pacing felt a little fast, as you basically had an assignment due each week, but the assignments were small. Like 6040 I found this class to be quite easy but I didn't 100% it due to the peer grading thing.
3. MGT 8803 - I almost applied to be exempt from this class, as my background intersects a lot with the material. The accounting and finance modules for this class literally did not teach me anything new. Supply chain was new for me and I found it interesting. I'm trying to remember what the other module was. I think it was marketing? I didn't like it. Overall I found this class quite easy for the aforementioned reasons, however I've heard from a lot of the other folks without business backgrounds that this class was pretty tough so take my opinions with a grain of salt. Taking this in the summer cut out one of the modules, normally there are 5 but in Summer there are 4. I figured this made sense to take during the truncated semester because I was unlikely to cover that much new material, and it turns out I was right about that. Each module lasted 2 weeks (I think in a normal semester it lasts 3) and has a timed multiple-choice test at the end. A lot of people didn't like this format compared to ISYE 6501 and CSE 6040; I'm not really sure how else this material could've been covered. This class was OK, the material is not really that deep but it's a pretty good primer on a large number of business topics.
4. ISYE 6740 - The first class I took that was actually pretty challenging, which makes sense considering the first 3 courses were just the basic core. This is pretty much an intro to machine learning as a discipline, and the first time I remember digging into academic papers that discuss some machine learning topic and attempting to recreate the results (this is something we did a lot in the more advanced classes going forward and incidentally now that I have graduated is probably one of the best ways to go about learning a new topic). I remember this class as having a format similar to ISYE 6501/CSE6040 in that you had large programming assignments to do, as well as open-book "exams" which were really just timed programming assignments. Assignments are not auto-graded; TA's review each one and thus the assignments have much more of a focus on explaining your findings than producing the exact expected output (unlike 6040). Some of the theory questions have you applying complicated matrix algebra rules that I'm not surprised a lot of people struggled with. The TA responsiveness in this class was pretty good from what I remember, but your mileage may vary. I remember getting 3 weeks to do each assignment but I also remember not thinking that was a lot of time, these assignments are very extensive, have many parts, and take a long time to get through. Like with 6040 I ended up not missing a single point in this class but I did find it difficult and spent significantly more time working on it than in prior classes, probably 10-15 hrs a week, give or take.
5. ISYE 6644 - I was familiar with maybe 50% of the material we covered due to my extensive statistics background, however I was not aware of the exact mechanics of random number generation or the concept of a batched mean, for example. I remember this class having several "check your understanding" quizzes that focused on the mathematical foundations. Didn't struggle with this much in terms of difficulty and found the material very useful. Setting up custom simulation environments is very useful and arena is pretty cool even if it's unlikely you'll ever use it. Some assignments feature similar tools in Python (simpy). There might have been some coverage of R in this as well, or at least the accommodation for people that wanted to use it. There was a project for this class, but you didn't have to come up with the topic on your own, you could pick from a list, and you could do your project on your own if you wanted (which, given the option, was always the choice I made, due to the inherent randomness in picking the right members of a group). However you can do a group project if you want.
6. MGT 6203 - The first of the classes I took that required a group project. I recommend you are proactive in putting together groups in situations like these, posting threads on Ed/whatever the forum is as soon as the class begins. My group was alright; not everyone in it was great, but we had enough going overall to make up for the weaker group members. The project has some arbitrary guidelines from what I remember - you need to put together a midterm report and video presentation that is no more than ~2 minutes long or something like that (if it's 2:01 you get penalized) and the final report is 5 minutes or less, and everyone in the group needs to speak. I honestly don't remember much else about this class, it was pretty forgettable, but not horrible. Not overall that difficult, another business class so a lot of topics I was already familiar with, but there was more new here than in 8803.
7. CSE 6242 - Another class with a group project. Again, I was proactive, and again, overall, my group was... okay. Some people who were really good, some who were... not. This class is characterized by a lot of assignments that are autograded, like 6040, but the assignments are a bit more difficult. Overall not that difficult with the exception of the D3 assignment, but that's more due to the fact that I'm not really sure how the autograder works for that; it tries to determine based on some internal structure of your html code whether or not you're fulfilling the requirements. I got a perfect score on all of the assignments, and they give you the chance to score over 100% on I believe either assignment 1 or assignment 2. A lot of people bombed the D3 assignment (I think it's assignment 2) but still did well in the class because it's not that hard to do well on everything else, so keep that in mind. This class does a great job of exposing you to a lot of new technologies, but there isn't that much depth to it. That's not really the point of this kind of class though, it equips you with the tools to explore things deeper if you so choose.
8. ISYE 8803 - I was a big fan of this class. It's taught in MATLAB but you can use Python if you so choose, you'll see in reviews of this class that you should really just use MATLAB since a lot of the sample code etc. is not in other languages, so that's what I did. However, they must've recently added Python and R code for sample solutions, so feel free to use what you want. MATLAB was interesting, there were parts of one assignment I also used R for (grouped lasso in R is a lot more straightforward). This class is all about high dimensional data and representing it in a more simplified and comprehensive way, think about something like sonar which might have datapoints separated by milliseconds and thus a very dense representation of a signal captured over a short period of time. After ISYE 6740, I found this to be the class that taught me the most up to this point.
9. CS 7642 - Taking this class in summer is kind of rough. There's 6 homework assignments that are autograded, similar format to CSE 6040. There are 3 projects which are much larger programming assignments for which you'll write papers explaining methodology, results, etc. These projects take a while, particularly project 3. I did well on projects 1 and 2 and decently on 3, although I spent the most time on 3 by far; it involves reinforcement learning to simulate a soccer environment and train agents how to play against an AI developed externally. The AI baselines are hard to beat, and I didn't manage to beat them, but I wrote a decent paper explaining what I did. The final exam for this class should be dropped as it doesn't add value to the class, people regularly score extremely low on it, the average score in the class was something like a 45%. I scored a bit lower than average but still got an A in the class because it was heavily curved. Reinforcement learning is a very interesting topic, though, and I would highly recommend this class as a primer on the material. It's probably a good idea not to take it in the summer, though.
10. CS 7643 - This class was pretty difficult but I still think 6740 was tougher. The material is extremely dense. There are parts of programming assignments that are autograded, but also short answer portions that are reviewed by TAs. Grading on those were pretty subjective. This is the only class I can remember really needing to discuss things with TAs to understand what was being asked a little better. Unfortunately, the TAs in the semester I took this weren't the best. They seemed more concerned with unintentionally giving away a bit too much information in any of their responses. I can understand this, but it came off as intentionally opaque most of the time. There was a group project for this course as well, and my group was excellent, probably the best experience I had with a group in this program. I can imagine how much this course would've sucked if I would've had a mediocre/bad group. Based on discussions with my group, some of the grading seemed highly arbitrary, with some TAs grading similar responses to the same question differently. Like I said above, though, I never really worried about this. I never once in this program ever disputed a grade, and I continued with that in this class as well.
11. CSE 6748 - Practicum and final class. For this class you get to choose between a number of pre-determined Georgia Tech sponsors, or form your own project for your own employesome external entity. It was a lot more work to do this, so I just went with one of the pre-determined GTech ones. I really enjoyed this one, I had constant communication with the sponsor as I developed my project and came up with something that I was quite proud of. I wanted to explore a natural language processing task, so I picked a project that I thought would allow me to do this, and was very satisfied with the result. There's a number of videos you have to watch that explain some overarching aspect of analytics that were pretty interesting as well, you can watch all of these in a single day and then focus on the project if you like. It's possible to finish the entire semester's work in just a few weeks, I was able to do the entire project and write the final paper in about a month's time, at which point I coordinated with the sponsor to tailor the work I did to a format that they would be able to implement for their business problem if they wanted to.

I can't comment on the job placement prospects of this program, as I just finished it and was actively employed the entire time I was in it. As an actuary there's not much this program does that my exam certification process didn't in terms of career prospects. However, it did position me much better within the context of the expanding role of data and analytics in insurance going forward, and also opens me up to similarly mathematical roles with a firmer grounding in big data and also some business elements (quantitative finance/data science roles). There were also things I learned in this program that I was able to apply directly to my day-to-day work. If you're considering this program, I would recommend you think about a few things:

1. I'm pretty shocked at how many people I saw during my program who didn't really think that much about why they're doing this. I get that the barrier to entry is low, but it's a serious commitment if you're actually trying to graduate. Most of the people who start this program don't finish, so consider whether you're ready to spend almost 4 years going to school part-time, or if you're able to double up on classes for some of the semesters. Most of the people I know in the program doubled up at least once, I never did but I was never in a hurry. If you must double up, don't make it your first semester. Dip your toe in the water, see how it is, and then reassess. But, above all else, think about why you want to do this, and use that as your guiding goal to bring you through to the end.
2. Something I tended to see pretty much without fail in most of my classes - a lot of the graduate students in this program spend way too much time worrying about minute, particular details that don't really matter. Maybe it was just my philosophy that I would probably never dispute a grade, or that I was never really that concerned with getting a perfect GPA, etc. but I was always marveling at what I saw asked in Ed posts. People would ask whether they could use a certain programming language for an assignment, what packages they were allowed to use, would post screenshots of bugs and ask for TA's to help walk them through it, etc. Generally, without fail, the TAs would respond along the lines of: use whatever programming language you want, as long as you can display your output/submit it in a way that we can verify by running ourselves, we'll make the effort; use the debugger to step through your code to find the problem; etc. Generally, in most cases, the assignments and questions are designed in a way to teach you something, to get you to realize/understand some pattern or data concept that has some underlying logic that makes sense. For example, the idea of saliency maps on image processing takes the 3-channel RGB color pixel shading representation of an image and condenses it into a single channel, and, as a result of that, loses some resolution in suggesting parts of the image driving a model result that might be different depending on the channel; i.e., an image with a very heavily blue-shaded part that detracts from a certain result, but with a red-shaded part somewhere else that increases the probability of the modeled result. This was part of a conceptual question on how saliency maps differed from other pixel influence attribution methods in Deep Learning, and is part of what you should logically understand since it reduces the channels of the image representation from 3 (R, G, B) to 1 (usually grayscale). I think people tend to run to the TA the second they have difficulty with something and don't stop for a second to think it through, one exercise I might recommend is to consider: if you ran into this problem out in the world and you didn't have a TA/managesome other authority figure to explain the answer to you, what do you think it might be? Does the answer even matter? If it still matters and you have no idea how to solve it, maybe then you can go to the TA.
3. In every single group project I worked on, we had an initial planning session where we determined the scope of what we wanted to do. For most of the projects, this was an essential deliverable in addition to the final paper. However, in almost every case, someone in the group was always playing some game of runaway scope where they kept on wanting to add methods/questions to exploration beyond what was initially planned in ways that I intuitively knew would be impossible to manage in just one semester. I often had to say something along the lines of "if we have time we'll do that" or "when we write up our paper, we can put that in the avenues for future exploration section" or something similar. It turns out that we never had time to look into these things, and our initial scope was usually well-defined considering the time we had. I'm not sure why this was always so front-and-center in my focus, maybe since I used to work in consulting and project budgeting/scoping is so unbelievably important in that context. Whatever the case may be, understand that you won't be able to change the world every time you do a project. Make some incremental improvement, reflect on the results, and then include some notes in a "potential avenues for future exploration" section. I was pretty surprised at how many people had so much trouble putting the pencils down at the end. I can practically guarantee that, for the classes where I did a project on my own, I probably did substantially less work than other individual groups for precisely this reason. In general, you probably don't have to do as much work as you think you do.

So, would I recommend the program overall? Absolutely. It's not perfect, I found some of the formats annoying - CS 7642 has no business having that final exam, it adds nothing to the class at all, is arbitrarily extremely difficult and the class is good enough and complete enough with the removal of that exam that its inclusion to me appears to be the result of some arbitrary quota somewhere. I also don't really like the group project format and profoundly disagree with the reasoning that GTech and most other academic institutions give as to why group projects are even good or necessary, however I do acknowledge that from a logistics and resource standpoint it's unmanageable to grade individual projects for every single person in a given class and group projects do decrease the number of papers that TAs will have to read. Considering the scale of what GTech has managed to do, and how many students enroll each year, I'm surprised the program is as well-managed as it is. Yes, it does require a lot of self-teaching, but in most cases you can actively engage with TAs multiple times a week if you're struggling with topics and from what I've seen they were very responsive.
Anyways just wanted to give my perspective as someone who just finished this program and still thinks it's worthwhile despite its flaws.

I'm in California, getting insurance under {doesn't matter}. I ONLY deal with food, which means no passengers are involved in my work.
The breakdown of the "ride share insurance" works as follows:
There are 3 parts of a delivery:
1- while waiting for an order
2- while going to pick up an order
3- while delivering an order
Part 1, presumably, you are parked and reading a book, or idk, driving to McDonalds to get some food.
You're covered... supposedly.
Part 2, you get a ping and now you are on your merry way. This is going to be, at most 5 minutes of driving, and quite often, I wouldn't have to drive at all.
You're not covered here.
Part 3 is the "ride share service" of your work, when we physically have food in our car and we are on the way to the customer.
If you thought this would be covered after seeing part 2 isn't covered... well, no, you're not covered.
So, eventually, I did get hit while doing Part 3. We both did a merge into an empty lane and some people are more inclined to cause problems, take photos of your ID, and steal your insurance documents instead of doing what they are supposed to. I never been in an accident before, so call me stupid: I already got the lecture from more experienced people.
So, the part of our work when we are "covered" is the part that has the lowest risk of an accident. What exactly does this entail?
I called {doesn't matter} and asked:
-- if I'm sitting and reading a book on a side street, parked correctly, parked 100% legally, and a Tesla driver using FSD slams into my car, who's at fault here?
-- If I'm sitting at home and my car gets slammed into while it is parked in the building garage, do I get anything out of this while I'm not working?
What about if I have the app on and I'm waiting for pings? What if I accept an order and I'm taking the elevator down?
I know some of these questions are absurd, but my point is that it's weird that this coverage only exists during the times we are at our lowest risk, when we AREN'T doing much driving.
Can {doesn't matter} answer any of these questions? No, of course not. I'm only supposed to blindly hand them money and hope I win the accident lottery if it ever comes to that.
I had full coverage before. With "ride share insurance," I had to go to minimum liability, remove under-insured coverage, and basically strip my coverage to the legal bare minimum. I'm still paying more for this insurance.
My "ride share" comes with less coverage, and to make it worse, no humans are live animals enter my car at any time. Is a $5 order of fries really equal to the value of a human being?
Does that question even matter when we literally aren't covered during any time we are working?
What exactly are we paying for and getting in return?
Why is it impossible to ask questions and get answers? I'm paying money for this stuff, and I never agreed to pay for a mystery box, but that's what I'm getting.

Warning: cursing
I'm so fucking defeated. Everything I do seems to be taken as me purposely being rude or that I'm trying to target someone. I've tried so so fucking hard over the years to fix how I'm perceived but it never seems to work. I'm lucky I have three friends that don't seem to misinterpret me all the time which is a pleasant change because they tell me when my tone isn't right or they tell me if they have an issue with me so I can fix it. But it's almost daily that I seem to be disregarded as an ass like I'm actively choosing to be one or people think I'm trying to be mean and they don't say anything to me about it but sit and stew so situations become bigger and worse without me ever knowing otherwise because people don't just tell me. It seems to be happening more and more recently, especially at work. I'm pretty sure I autistic from the last 3+ years I've researched and sadly a diagnosis isnt covered by ny insurance so I haven't told anyone other than my two closest friends of my assumptions.
I'm tired of constantly having to walk on eggshells with the way I speak. The only person that will every tell me anything is my boss, and she let's me explain myself but I don't get why my other coworkers won't just tell me. I don't blame them or anything I know how I am I expect to be perceived like this at this point so its not their fault but I don't get why they can't just say something to me so I can fix it? It sucks so much. I'm the asst. manager (not my choice I got forced into taking the position) but my coworkers who I hella like think I'm an ass or I dislike them so to them it always feels like I'm a dick boss who is out to get them. I didn't want this position, I just wanna keep my head down and do my job. I don't think it's fair that my boss and coworkers have to "warn" new hires that I act like an ass but to take it with a grain of salt cause I'm not actually one. I don't think I should have to come with a damn warning just for existing.
Why am I always the one in the wrong? If people would just talk to me, I apologize and try to fix my behavior but no one ever does until it's been weeks and my boss finally says something. I know this is messed up but sometimes I wish I was mute just so I don't have to have the expectation to talk and then I won't constantly be misinterpreted and no one would have an excuse for me being taken as rude. I'm tired and I'm defeated, I've been told twice in the last week and a half that's I'm coming off as a prick when I didn't realize it and now I'm so on edge about everything that I say and I just want to keep to myself at work but my position doesn't allow that. It's so disappointing and exhausting...

I got diagnosed with reactive hypoglycemia about 3 years ago (I'd have to dive into my notes but it's been over 2 years) and it was life changing to finally know what was wrong with me and how to help it. For years before it I just knew it would help sometimes if I had something savory (protein) to absorb the sugar, and just felt like i was going crazy so much of the time. I'd crash, get hungry, angry, couldn't stop crying, even self harmed.
It isn't exactly easy to go to a low carb diet but I felt so much better it was worth it, learning I actually felt less hungry if I DIDN'T eat white bread or other high carb/sugary stuff and actually felt more full when I ate less as long as it had enough fiber and protein. I wasn't on a keto diet but I quickly learned that anything keto or Atkins was usually safe to consume and some actually tasted good.
My father is a narcissist and noticed I was losing weight (like most Americans I'm over weight but I was happier about feeling better than getting closer to a healthy weight) and not eating the trash he would buy or make (besides all the carbs and salt he doesn't practice any food safety like handwashing so I don't like to eat what he makes) and to try to force me to eat his food he'd throw my low carb food in the dog dish. That was just one of many ways he tried to control my life. Fortunately a little less than two years ago I was able to get into a group home.
At first there were some misunderstandings in the group home about my dietary needs, but this place was all about setting people up to become independent and healthy and with my Endocrinologist's notes I was able to work things out to have a low carb diet and didn't have crashes.
Unfortunately this first group home is only supposed to be transitional living so I had to move out and landed in this second group home. And this place has been hell. The first group home was setting people up to move on, would teach life skills like cooking (I already knew how to cook before coming to the first group home, helped teach others, it was a good environment) here people just come to rot. It used to be a nursing home and refuses to let anyone forget that. I can't even go into the kitchen, much less cook anything that can't be microwaved.
My dietary needs would have been on my application for this place. And I told them my first day here that I have reactive hypoglycemia and need to have a low carb diet.
They don't care. The only bread they have is white bread and they have white bread with every. single. meal. Shepherd's pie get a side of white bread. Pasta gets a side of white bread. If you don't like what's for breakfast you can get cereal- and don't expect something like Cheerios, the only cereal they have is sugary cereal, this morning I tried to get a cereal that isn't sugar and all they had is Fruity Pebbles and Cinnamon Toast Crunch, one morning they gave me Capn Crunch. If you have researched life with reactive hypoglycemia by now you know sugary cereal is on the don't eat list, and having sugary cereal first thing in the morning on an empty stomach is possibly the worst thing you can do, expect maybe hard drugs. No protein besides the milk they pour on it.
If you don't like what's for lunch or dinner you can get peanut butter and jelly- on white bread.
I calculated what this place feeds us in a single day and it's over the recommended amount of salt, sugar and carbs and below the recommended amount of protein. The only vegetable I've had in over two days was a little corn in the shepherd's pie and potatoes. They give us potato chips at least once a day.
I'm disabled (claim keeps getting denied) so I have no income. My endocrinologist got insurance to cover protein shakes for me, but the insurance only covers one of those a day. I bought a jar of peanut butter the other day so I can get some protein and have been eating straight peanut butter to the point that I'm sick to death of peanut butter.
Today I had an appointment so I had lunch over 2 hours late. They decided that i didn't need dinner. Didn't even ask me, I just went to dinner and had no food.
If you're wondering how I'm eating like this without crashing- I'm not. I've been having episodes pretty much daily since I got here. My mental health has gone to hell, I struggle to think straight. I keep dropping things. My joints all hurt. I'm supposed to have a job orientation later this week but I don't feel up to it at all since I'm always too hungry to even think.

Hey! You guys saw my post about if my insurance is covered or not. I'm making some progress but it's still up in the air. I'm hoping it might be covered but there's a lot in flux right now and it's stressing me out.
I don't really have friends or family in the area. I don't really have much to distract myself currently. Like, I try my hobbies but they just feel so flat in the face of all that's hanging in the balance. It's like, if I just keep poking, keep pushing, maybe it'll get done faster. I know it doesn't work like that but...
How do you kill time in between all these confirmation/denial phone calls? How do you live?

I just need to vent and get this out because I have been bottling up some rage. My boyfriend (38) is currently semi employed - he works some weekends for a weather dependent job and trades stocks on the OTC during the week. All of his assets (low 5 figures) are in a highly volatile market. He doesn't contribute to any living expenses except occasionally he'll by dog food or some groceries.
He doesn't have a car. I paid off my car this year and gifted it to him. It's in excellent shape and is still worth about 11k according to KBB. I gifted him the car because when he works on the weekends he needs something to drive because it's a few hours away. This left me stranded on my days off and it was annoying.
I work full time + overtime and put in about 60-80hrs a week. I make a great salary (200k+), pay for all of our living expenses, and decided to buy myself a used luxury SUV because I wanted it, deserve it, and it makes me happy. The insurance is a bit higher on this than the vehicle I gifted my BF (450 vs 180). My bf doesn't want to get a US license because his international license gets him out of tickets when he gets pulled over. This means I cannot add him to my insurance on either car.
This doesn't bother me with the car that is paid off because it's inexpensive to fix if something were to happen. With my new car, it does bother me because it's much more expensive to fix if something were to happen while he's driving it. Without being an insured driver, the insurance will not cover the damages and I will be left to clean that mess up.
The issue is, he takes the new car at his leisure while I am at work to run errands, drive to the beach, do whatever it is that unemployed people do. I gave him a car and he takes the other car without asking. I have mentioned to him many times that if he wants to drive the more expensive car, he needs to be on the insurance, but he refuses to get a US license. And yet..still drives it whenever he feels like it. Sometimes, during the work day I need to run errands and he's got the car and usually has the other car's keys in his pocket. So again I am left stranded.
WTF DUDE. I LITERALLY GAVE YOU A CAR. JUST USE THAT. IT IS YOURS.
okay that's it, thank you for reading.

Hi all,
I've tried to take pictures but I cant get anything clear at all, very sorry. I think it's around tooth 14 (1st molar). Basically, I burned the roof of my mouth pretty bad a few weeks ago. A fair amount of skin came off and it was very painful to eat for a week or so. Now it's less painful, but I could feel something hard there. I've felt it a fair amount and I'm pretty sure it's the back of my tooth. It's about 1/6 inch above the top of my teeth in my hard palate. There's still some swelling, but that very well could be from the burn healing. The spot itself is painful when pressed on, but the tooth doesn't hurt at all. Basically, is this something I have to go to the dentist for, or will it heal on its own? I am living in a state outside of where my dental insurance is issued and the covered providers here are very limited. I have a primary care physician appointment mid June (for something else), but I know they aren't really trained in dentistry. Anyway, is this something that's going to cause greater issues or can I leave it be and wait for it to heal?

So I have chronic pain in my shoulder in arm that I have been getting physiotherapy on. After two sessions my physio basically said that my arm is so messed up that he doesn't know what the issue is and said he'd refer me for 3 MRIs. He asked where I was covered with my Health Insurance and having checked it recently, I listed out the places I remembered.
I get the MRIs done and on the call they asked if I was covered. I said yes and was told that my insurance doesn't do direct settlement with the clinic so I would need to claim it later but that the cost would be €810 for the 3 scans. It's a lot of money but I think to myself that this is the first clinic to get back to me and I'll be able to get this sorted quickly and get the money back. Although it pains me to spend it, I'm lucky enough that I'll be able to get by until the money gets back into my account.
Anyway, today I went to put the claim in and I discovered that I must have misread the eligible clinics list because the clinic is not listed. So it looks like I just spent €810 on 3 mri scans when there were 3 other clinics within a 20minute drive where I could have gotten it done for free. Thankfully, this won't break me financially but I will feel it with my wedding fast approaching and I'm currently trying to save for a house.
TL;DR: Misread my insurance policy and thought I was covered for scans at a clinic. Instead spent over €800 when it would have been free at 3 other clinics near to me.

Good evening, I live in Georgia, US, but I have no idea how to handle what's currently going on as it's absolutely insane and it doesn't help that I have a mother whose bothering the absolute last of my mental capacity trying to get me to pursue anything related to what happened.
On March 31st, Easter Sunday, I was attacked by a coworker while on the job. It resulted after almost an hour of small but not irate back and forth disagreements, them yelling at my kitchen manager and supervisor about me, me yelling back for the first time, they then turned and grappled me into a cooling rack while the supervisor and manager pulled him off. I did not retaliate at all. After the grappling was done, I realized my pinky finger was crooked, purple, and swollen.
The aggressor was immediately terminated after being sent home. I forgot to make a police report until later, from what I heard from coworkers, the aggressor has had many written complaints about him and instances like this before. I know I have given a written complaint about him as well, but I cannot confirm other employees complaints. My manager and I thought the pinky might just be a jammed since it was only on the last digit of the pinky that seem affected. We duct taped it to my ring finger as a splint, and I finished my shift. When I removed the duct tape after, the pinky was much darker, much more swollen and not looking the best, so I asked for worker's comp to cover getting it checked out.
Workers comp was approved, and same day the 31st, I was sent to an urgent care to receive an x-ray. X-ray confirmed that the last digit was fractured and displaced next to the joint. They gave me a reference for an orthopedic, and I filed a police report that evening for the attack. The aggressor now has a warrant for a misdemeanor that could be upgraded to a felony from what I understood, but he still hasn't been picked up yet.
The company I work for gave me a final written warning for yelling, and it later took another 3 weeks to get an appointment for an orthopedic through my company's workers comp insurer. After the appointment, the doctor confirmed I would need surgery on the pinky, and two pins placed in it to keep the healing aligned. The surgery took place on April 29th, and I have been out of work since as I cannot cook with pins in my left hand and large bandages preventing gloves.
I was sent a VascuTherm to help with swelling and pain, plenty of pain killers, and asked to return on the 9th for checkup. Check up told me I'd have the pins in for another 2 to 4 weeks but overall was healing well. On May 13th, one of the pins was accidentally ripped out of my finger just by closing a microwave door. I saw the doctor the following day on the 14th, who confirmed the arc of the joint still looks alright but that he doesn't think I'd need another pin. Will find out more on the next check up on the 23rd. I will have to have physical therapy once the pins are removed.
The workers comp insurance company sent me a check in the mail yesterday for the 29th through the 19th, but it really equals to roughly 2 weeks worth of hours pre-tax. I would like the cash the check since this months bills are already behind from missing work, but wanted to reach out for advice before hand. I have not heard anything from the county about the aggressor in the mean time. Despite it being just a pinky digit, I have lost roughly 50% of my dexterity in my left hand, I wish I was kidding, turns out you need your pinky for a fist and grip. I do like the company, my coworkers, etc. and I want to work there for a few years minimum, but I always don't want to shoot myself in the foot and lose my job with no back up because I looked into legals. I also just have a TON of anxiety, so that hasn't helped the situation.
Any advice is appreciated, sorry for the wall.
TL;DR: Coworker attacked and broke one of my fingers, everything seems fine but everybody is bothering me to pursue legal, but I'm scared for my job and jobs of my coworkers who helped me because the place is really that great.

48f 5'7" 120 pounds
T1D
Meds: buspirone, zoloft, adderall, dexilant, insulin, rosuvastatin
Been having ruq pain, constipation, and diarrhea. Serious cramping at times. Biggest complaint it's that pain in the right side, i have been constantly adjusting my posture and sleep position so my back is now always hurting too. Happening since March
Fecal Elastase was <50
Gall bladder removed last year
Today was my endoscopy
Before the procedure? The doctor was like : oh your a1c is too high, that's probably causing all your symptoms"
My last A1C was 6.6 and it has been between 6.3 and 6.8 for the last 15 years, which is when i was diagnosed
After the procedure they said i had a hiatal hernia and fluid in my stomach, likely pointing to gastroparesis
They will likely schedule a gastric emptying if insurance will cover it but that will likely take several months
They took some samples to biopsy
I was told to eat small low fiber meals and see you in September for a follow up
My sister has had a hernia strangulation and almost lost part of her bowel so i am a little concerned they seem to be doing nothing about this. Is this something they're going to be watching? Do hernias get bigger? Constipation and hernia is no good right? I get backed up pretty easily, always have, and low fiber seems like that'll make that worse?
(Older colonoscopy showed a sharp right turn in a part of my lower colon, and yes that is where it often hurts when things aren't moving bc it doesn't get around the corner as well i guess)
He also didn't like that i was on Dexilant and wants to move me to otc famotidine after a month, which doesn't touch the GERD at all. Says Dexilant has too many side effects
I have tried famotidine, omeprazole, pantaprozale
Dexilant is the only one that works. Believe me, this shit is expensive, if otc pepcid worked Id be ALL over it
I understand being hesitant for hernia surgery, surgery is a big deal and if it can be managed medically, great
But i would like to know what, if anything, is going to happen going forward. Do i get an egd every year or something to watch it? Does this explain the upper right quadrant pain? I asked about the enzymes from the Fecal test and he just said"take them if you want"??
And if anyone could clarify what problems Dexilant could cause that'd be very helpful too Thank you.

So I switched to a new dentist after moving and they recommended a deeper periodontal cleaning because I have a few (I think it was like 4 or 5) 5 and 6 pockets in my gums. The thing is this is much more expensive than a regular cleaning and with insurance the total comes out to nearly $900 for me to pay. I think the actual total was like 1600.
I'm also having my wisdom teeth taken out this month and learned that insurance doesn't cover anesthesia for that so I'm paying nearly $700 for that. I don't even know what the after insurance cost will be.
These are not small numbers. So I asked my dentist if I could just have a regular cleaning done and wait until next year to have the deeper clean when I'm not, ya know, broke.
He said I could sign something but that he didn't advise it and it wouldn't be helping. And honestly it gave very "we want you to pay more" vibes.
Like is a regular cleaning hitting everything? No, but it hardly seems like it wouldn't be worth it.

Okay I am switching employers and just found our my new employer does not cover any weightloss meds. Otherwise it's a fantastic opportunity but not going to lie this is kind of a deal breaker for me.
What other options do you have if insurance doesn't cover? What are people paying out of pocket at the pharmacy with the savings card? What are some compound options?
Thanks in advance

Hello, hi, new here and I'll get straight to the point... I've had depression for as long as I can remember... Maybe since 12... I'm now 17, uninterested, unenthusiastic, always tired...sorry bye...
7:18 PM... EDIT: I had a discussion with my mum about how I felt and why... Earlier today, at a doctors appointment, when I was filling out a form, I didn't realize that I was being honest about how I've felt about myself and..things...
It basically went like this: "I have depression;
Mom:Why? "She covers her face with a pillow so that it makes me...feel better? Anyways, I then told her why for 5 years I've felt pent up sadness, later stating about social anxiety, the fact that I'm TRANS/LESBIAN, biggest insecurity, why I'm scared to tell them ANYTHING, my immense fear for my future. I finally say everything I feel has been killing me an then she says "Everything your saying has been happening for years" and "Gay people are America's biggest issue". Something along those lines. She says that still doesn't answer her question: Why am I depressed? ....
I start to fumble and panic not feeling good, but I speak to her as if I'm a teacher, mature, while keeping my calm, and I try to explain to her that not everyone wants to be married, have a wife an kids. That not everyone wants to be straight and engaged and that people have different takes on certain things. And I even insisted MULTIPLE TIMES that if you don't understand about my homosexuality than I can teach her about basic sex education....She says she doesn't want to know or learn about it...She says that America's going to hell and that Gen Z is lazy. That turned into a WHOLE other sub-convo, that made me sad to hear her assume that....
Later, I shaking as I'm writing, I'm currently readily available to cut grass, clean, dog walk or SOMETHING AT THE POINT BECAUSE LIKE...I cannot live like this anymore....on my end though she told me that I'll talk to a stranger than talk about this with them Mum & Pa.That "you have two YOUNGER SIBLINGS to talk to" and that I "Don't talk enough and always stay at home"....
The whole thing ended swiftly into me taking action for her to find me a therapist and I even show her where to find them and that they take our insurance....
I feel like a fat, broke, hideous, sad, weird, fcking deliquent piece of sht. . .

Hi Reddit. Posting this again as the senior grant is about to renew in July and there is still unused money availably that will be lost if not used before July 1st. Currently there is about $75,000 left in the grant and if it doesn't get used for free dental work for needy seniors It goes back to the city of Denver and they will probably use it on politician lunches or painting sidewalks.
I am a dentist in the Englewood/Cherry Hills area and our office is part of a dental grant through the Denver Gerantological Society. The grant is designed to cover low income and fixed income seniors who have no insurance or are under insured and allows us to provide dental care for free to those who qualify.
All medically necessary procedures are covered at 100% with no copay or out of pocket expenses. In previous years this grant had a very small copay, but with recent changes to medicaid, the grant has also changed to allow comprehensive coverage.
To qualify you:

• Must make less than $3036 a month from all earned income (you can make more if you have dependents in the house)
• Have no private Dental insurance greater than $750 coverage
• Have no dental medicaid coverage (Dentaquest)
• Be 60 years or older
• Be a colorado resident

You do not need to do anything to apply other than schedule an appointment at our office. We will happily help determine if you qualify, fill out all paperwork, and submit the application for approval.
I know not many elderly people use reddit so if anyone knows someone who might qualify who needs dentures, root canals, crowns, or has just been putting off a good cleaning please let them know about us. We will be happy to help them smile better. :)
Feel free to reach out to me here on reddit or at my office.
Dr. Palmer
2725 s Colorado Blvd Denver, Co
303.781.1810

I am the only one who wasn't aware CAA Roadside Assistance (not insurance) doesn't cover your vehicle if it has a logo on it? We have been with CAA for 14 years only to discover we have never been covered. Our employee's vehicle broke down and CAA refused to tow it because it's a commercial vehicle (Chevy Savanna Express) Ok fair enough but when I called to discuss it they advised me my Ford Escape isn't covered because it has a company logo on it and my husband's Dodge pick up isn't covered because he carries a portable toolbox in his truck. No logo on it. There is no indication on the website that any type of vehicle is excluded, except if you click on the Terms and Conditions at the bottom of the site and go to PAGE 22!!!! It is not part of their policy to ask or advise on vehicle usage. I have paid a premium for 14 yrs only to discover, when we actually needed them, they never would have helped us. It should be on the main website page that commercial/company vehicles aren't covered.

Hi. Posted about this a few months ago, but I'm a tandem pump user and was on humalog for years before switching insurance and now having to use novolog. My Endo says that there isn't a difference but my body STILL says differently. I have huge spikes after eating and stay high longer. I've self experimented because my Endo isn't really available and doesn't answer my messages. I increased my basal rate by 10% like someone recommended on here, that helped with having highs not last as long but did not help with spikes being as big or high. To make a point, I used a year old vial of humalog (it's been in my fridge the whole time) and I'm having better numbers in 2 days than I had in the last 4 months! My insurance doesn't cover humalog, but it does cover admelog and fiasp, I've never used either. Does anyone have advice on what should I do or experience using admelog or fiasp in a pump?

I've been on Emgality since Oct 31 2023. I've been taking it monthly since and have had a fair bit of luck being on it. I went from roughly 15 migraines a month down to 5-7. I've used Rizatriptan for most of the duration as a rescue medication and it works fairly well but I found that I would have to lay down in bed for an hour or two in order for it to be effective, otherwise it wouldn't do anything other than make me a little drowsy and feel drained. I've recently switched to Nurtec as a rescue but have yet to take one after almost two weeks. Amazing how good it feels to not have a migraine for such a long time! But, I have noticed the Emgality to be linked to a greater problem that I hadn't noticed until just last week. Last week I had horrible abdominal pain and I realized I hadn't been having consistent BMs since starting the emgality. I was so bad I went to urgent care and they gave me the same remedy they give those undergoing colonoscopies to flush me out (xrays showed a ton of stool). It worked and it started to rebound after a couple of days. Since, I've been put on MiraLAX to help keep a consistent BM, and so far things have been going fine. However my Nuero told me to stop taking the Emgality and we're seeking a different option. Doesn't look like Aimoveg is an option due to its chances of constipation too, and Ajovy is not covered by my insurance, nor is Botox. Looks like she's going to fight for me to take Nurtec every other day, but wants me to report back in a week before we get a plan. I have about 10 days before I need to start another Emgality dose, or I'm going to start going through withdrawals so I hope she has something ready right away so I dont have to wait for insurance approval/denial and start going back to how I was premedication while things get sorted out.
I also suffer from dysphagia so swallowing pills is next to impossible. It was hard enough taking the ones I did before my insurance approved of the injections. I took 3 different ones, can't remember the names but they all caused a lot of GI problems and made me feel very tired.
Anyone know of an alternative if the Nurtec doesn't get approved? Basically, the way I see it is if they don't approve the Nurtec as a preventative, I have very little options, or none that I know of. if that's the case, i'm also surely going to revert back to how I was months ago and be forced to file for disability seeing as my insurance is being of no help by not allowing me to try the other medications. I dont want to be on disability but I feel like I will have no other financial choice either. It's not something I can just "tough" through while at work. Migraines are the worst.....

Or if your kid did get a diagnosis, did it become clear eventually that they don't have autism?
I know it's a weird question. I guess I'm just wondering how common it is for these centres to over-diagnose autism just to be on the safe side and so the kid can get services they might need. I've heard stories here of some centres giving the kid a higher level just so insurance can cover more services.
We have an assessment coming up and I just want to prepare myself. I'm wondering if even if my son doesn't have autism, if it's very unlikely we'll leave without a diagnosis just based on the centres wanting to play it safe.

I'm posting this in regards to my mother's Super visa. So, I've applied for my mother and my brother in a group for a family visit (TRV) for my newborn and got rejected for financial reason and purpose of visit. Though they had strong purpose of visit and inviation letter stating everything.
Then I decided to apply just for my mom with Super Visa (As I'm a permanent resident) so that she doesn't necessarily show her bank staments and I can cover everything for her. Can anyone shed some lights on what are the chances of getting the visa without any bank statements from Applicant?
I've submitted my NOC and T4 under - Proof of Income (where it's almost double the min cutoff income)
And there was another field to upload (proof of funds) - which I was really confused about - and I've uploaded my Employment Letter and last 3 months paystubs on that.
Purchased 1 year Health Insurance as per the requirements as well.
In the invitation letter - the only ties I've mentioned was about her getting back to my brother as she lives with his family.
Any comments will be appreciated. Thanks.