Diagnosis type insurance billing
Life skills and healthy coping mechanisms for the ASD community.
2014.05.30 01:37 Life skills and healthy coping mechanisms for the ASD community.
Aspergirls is a place to share advice and tips for topics related to autism and self-improvement. We help with INTERPERSONAL questions/struggles related to autism and life skills, personal growth, healthy coping mechanisms, etc. We are a support community for autists, please remain civil at all times when posting here. Thank you!
2024.05.17 12:21 JChad68 Evicted over dog
Hi,
I'm in Ontario and my neighbor is being threatened with eviction over getting a puppy. My understanding is she can't be evicted, but does she have any options?
Landlord e-mail:
I am well versed in the Residential Tenancies Act (2006) and its rules surrounding pets in rental accommodations. While pets cannot be generally prohibited from rental properties in Ontario, their owners can face eviction proceedings for allowing their pets to interfere with the reasonable enjoyment of others and the Landlord's right of entry.
The following is also included in the lease agreement that you signed: "Pets xxvi. The Tenant agrees to not allow pets in the common areas. Any exception must be approved by the Landlord. The tenant agrees not to allow pets in shared units unless all other tenants in that shared unit agrees to allow such pet. Landlord may restrict certain types of pet based on allergic reactions that would affect the reasonable enjoyment of the community."
Your dog relieving itself in the common area kitchen, and it's presence there alone, constitutes interfering with the reasonable enjoyment of the community because other residents shouldn't need to fear entering this space because an unattended dog is present and shouldn't need to be concerned about falling ill when preparing food because a dog has contaminated the area with fecal matter.
Our staff, as the Landlord's agents, have the right to enter the kitchen and adjoining balcony without a dog present. When an animal is unattended we have no way of knowing if it is unfriendly and cannot put ourselves at risk during the course of our work. Maintenance staff may also need to access your suite in emergencies, and cannot do so if there is a dog present. For example, if a water leak was found to be coming from your bathroom and we aren't able to access your suite to shut off the water, you would be responsible for the cost of remediation and replacing the belongings of other tenants because the dog prevented us from carrying out our duties.
Keeping a long-haired dog also requires that any common areas the dog passes through receive additional cleaning, beyond what is considered reasonable and included in your lease.
Going forward and until this issue is resolved, all costs associated with additional cleaning or staff time wasted due to not being able to complete their work because of the presence of the dog will be billed back to you. Please also note that, as outlined above, the dog does not have the right to be in any areas besides your personal suite and must be kept leashed and under your control at all times when entering or exiting the building. The dog is not to enter the kitchen, balcony, or any parts of the basement under any circumstances. When entering or exiting the building with the dog, you must proceed directly to the exterior door or your suite and not stop anywhere in the hallways while the dog is present.
You must also immediately provide a tenant's insurance certificate indicating that the dog, and any damage it may cause to other residents or their belongings, is covered under your policy. The deadline for providing proof of adequate insurance is Monday May 20, 2024 at end of day.
For the reasons described above, it is in your best interest to seek alternative accommodations should you wish to keep the dog. I am prepared to sign an N11 Agreement to End the Tenancy with you to help facilitate this process, end your lease on good terms so we can provide a positive landlord reference and allow us to return any unused deposits. This offer will stand until May 31, 2024.
Should the dog remain after June 1, 2024 and you not have a confirmed, verifiable plan in place to move or rehome/surrender the dog that same month, we will have no choice but to file for an eviction with the Landlord & Tenant Board which will cause you to incur additional filing fees and attend a hearing before the tribunal. Reviewing LTB hearing outcomes from recent years regarding similar cases indicates that your chances of winning the right to keep the dog and remain a tenant at Osgoode are slim to none
submitted by JChad68 to legaladvicecanada [link] [comments]
I'm in Ontario and my neighbor is being threatened with eviction over getting a puppy. My understanding is she can't be evicted, but does she have any options?
Landlord e-mail:
I am well versed in the Residential Tenancies Act (2006) and its rules surrounding pets in rental accommodations. While pets cannot be generally prohibited from rental properties in Ontario, their owners can face eviction proceedings for allowing their pets to interfere with the reasonable enjoyment of others and the Landlord's right of entry.
The following is also included in the lease agreement that you signed: "Pets xxvi. The Tenant agrees to not allow pets in the common areas. Any exception must be approved by the Landlord. The tenant agrees not to allow pets in shared units unless all other tenants in that shared unit agrees to allow such pet. Landlord may restrict certain types of pet based on allergic reactions that would affect the reasonable enjoyment of the community."
Your dog relieving itself in the common area kitchen, and it's presence there alone, constitutes interfering with the reasonable enjoyment of the community because other residents shouldn't need to fear entering this space because an unattended dog is present and shouldn't need to be concerned about falling ill when preparing food because a dog has contaminated the area with fecal matter.
Our staff, as the Landlord's agents, have the right to enter the kitchen and adjoining balcony without a dog present. When an animal is unattended we have no way of knowing if it is unfriendly and cannot put ourselves at risk during the course of our work. Maintenance staff may also need to access your suite in emergencies, and cannot do so if there is a dog present. For example, if a water leak was found to be coming from your bathroom and we aren't able to access your suite to shut off the water, you would be responsible for the cost of remediation and replacing the belongings of other tenants because the dog prevented us from carrying out our duties.
Keeping a long-haired dog also requires that any common areas the dog passes through receive additional cleaning, beyond what is considered reasonable and included in your lease.
Going forward and until this issue is resolved, all costs associated with additional cleaning or staff time wasted due to not being able to complete their work because of the presence of the dog will be billed back to you. Please also note that, as outlined above, the dog does not have the right to be in any areas besides your personal suite and must be kept leashed and under your control at all times when entering or exiting the building. The dog is not to enter the kitchen, balcony, or any parts of the basement under any circumstances. When entering or exiting the building with the dog, you must proceed directly to the exterior door or your suite and not stop anywhere in the hallways while the dog is present.
You must also immediately provide a tenant's insurance certificate indicating that the dog, and any damage it may cause to other residents or their belongings, is covered under your policy. The deadline for providing proof of adequate insurance is Monday May 20, 2024 at end of day.
For the reasons described above, it is in your best interest to seek alternative accommodations should you wish to keep the dog. I am prepared to sign an N11 Agreement to End the Tenancy with you to help facilitate this process, end your lease on good terms so we can provide a positive landlord reference and allow us to return any unused deposits. This offer will stand until May 31, 2024.
Should the dog remain after June 1, 2024 and you not have a confirmed, verifiable plan in place to move or rehome/surrender the dog that same month, we will have no choice but to file for an eviction with the Landlord & Tenant Board which will cause you to incur additional filing fees and attend a hearing before the tribunal. Reviewing LTB hearing outcomes from recent years regarding similar cases indicates that your chances of winning the right to keep the dog and remain a tenant at Osgoode are slim to none
2024.05.17 12:06 Kath-MindOnFire Could you help me to find some remote jobs and the network to earn really needed incomes?
Hi everyone, I hope you can help me
I am 30 years female, I studied and get graduated as an Lawyer in 2015. Since I have been working on my career, specializing myself into corporative Right, including elaboration and analysis of contracts, creation and analysis of companies from the beginning, etc. Outside of my career I have been always interesting and learning about first and second world wars and I have a lot of knowledge about history, also Spanish is my mother language, in addition I am very good with the computer typing, reading, checking documents. And when I was in the University I used to give unofficial tuitions. So we could say that those are my principal skills
Right now in my country the situation is very complicated because we are under a dictatorship system so being a lawyer is everyday more complicated and we have less jobs because everyone is leaving the country, and also the government is creating and creating new laws everyday to control every single institution and movement that the population can do so it's more complicated get the job done the people cannot pay or is not available to pay the amount of money that the institution ask and the money that the services require, but live in the country is not an option for me.
I would be grateful if you can help me with some places in the network or ideas of any kind of remote jobs that I could applied and be hired to get more work, cuz actually I am leaving only with my youngest brother and he cannot work yet, it's only the two of us and I cannot cover all the expenses of maintaining the bills of the house and our pets, buy food by the supplements that are required for maintaining the house and pay for the expenses of my brother high School, 😔 I am very desperate to find out options for get news incomes, that's why I am asking you for help to get a trustful page or company that pay for work do it remotely.
Thanks for the support in advance and please let me know if you could help me.
submitted by Kath-MindOnFire to personalfinance [link] [comments]
I am 30 years female, I studied and get graduated as an Lawyer in 2015. Since I have been working on my career, specializing myself into corporative Right, including elaboration and analysis of contracts, creation and analysis of companies from the beginning, etc. Outside of my career I have been always interesting and learning about first and second world wars and I have a lot of knowledge about history, also Spanish is my mother language, in addition I am very good with the computer typing, reading, checking documents. And when I was in the University I used to give unofficial tuitions. So we could say that those are my principal skills
Right now in my country the situation is very complicated because we are under a dictatorship system so being a lawyer is everyday more complicated and we have less jobs because everyone is leaving the country, and also the government is creating and creating new laws everyday to control every single institution and movement that the population can do so it's more complicated get the job done the people cannot pay or is not available to pay the amount of money that the institution ask and the money that the services require, but live in the country is not an option for me.
I would be grateful if you can help me with some places in the network or ideas of any kind of remote jobs that I could applied and be hired to get more work, cuz actually I am leaving only with my youngest brother and he cannot work yet, it's only the two of us and I cannot cover all the expenses of maintaining the bills of the house and our pets, buy food by the supplements that are required for maintaining the house and pay for the expenses of my brother high School, 😔 I am very desperate to find out options for get news incomes, that's why I am asking you for help to get a trustful page or company that pay for work do it remotely.
Thanks for the support in advance and please let me know if you could help me.
2024.05.17 11:44 laparosopyhospital Postoperative pulmonary hypertension: Increased blood pressure in the arteries of the lungs, which can complicate the postoperative course, especially after cardiac surgery.
Pulmonary hypertension is a condition characterized by increased pressure in the pulmonary arteries, which can lead to right ventricular dysfunction and ultimately heart failure. Postoperative PH refers to the development of pulmonary hypertension following surgery, with cardiac surgery being a common setting where this complication occurs. The pathophysiology of postoperative PH is complex and involves various factors, including changes in pulmonary vascular resistance, inflammation, and oxidative stress.
Pathophysiology
The pathophysiology of postoperative PH is multifactorial and involves several mechanisms:
Pulmonary Vasoconstriction: During surgery, the release of vasoactive substances such as endothelin and thromboxane can lead to vasoconstriction in the pulmonary arteries, increasing pulmonary vascular resistance.
Endothelial Dysfunction: Surgery-induced inflammation and oxidative stress can damage the endothelium of the pulmonary arteries, leading to impaired vasodilation and increased vasoconstriction.
Hypoxia: Postoperative hypoxia, which can result from factors such as atelectasis or impaired gas exchange, can lead to pulmonary vasoconstriction and increased pulmonary vascular resistance.
Fluid Overload: Fluid administration during surgery can lead to volume overload, increasing right ventricular afterload and contributing to the development of PH.
Neurohumoral Activation: Surgical stress can lead to activation of the sympathetic nervous system and the renin-angiotensin-aldosterone system, which can further contribute to pulmonary vasoconstriction and PH.
Risk Factors
Several factors increase the risk of developing postoperative PH, including:
Preexisting Pulmonary Hypertension: Patients with preexisting PH are at a higher risk of developing postoperative PH, especially after cardiac surgery.
Age: Older age is associated with an increased risk of postoperative PH.
Type of Surgery: Certain types of surgery, such as cardiac surgery, are associated with a higher risk of postoperative PH due to the complexity of the procedure and the potential for intraoperative complications.
Obesity: Obesity is a risk factor for the development of PH, and obese patients undergoing surgery are at a higher risk of postoperative PH.
Smoking: Smoking is a risk factor for the development of PH and can increase the risk of postoperative PH.
Clinical Manifestations
The clinical manifestations of postoperative PH can vary depending on the severity of the condition. Common symptoms include:
Dyspnea: Shortness of breath is a common symptom of postoperative PH, especially with exertion.
Fatigue: Patients with postoperative PH may experience fatigue due to decreased cardiac output and exercise intolerance.
Chest Pain: Chest pain may occur due to increased right ventricular afterload and myocardial ischemia.
Syncope: Syncope may occur in severe cases of postoperative PH due to decreased cardiac output and cerebral hypoperfusion.
Right Ventricular Failure: In advanced cases, postoperative PH can lead to right ventricular failure, characterized by symptoms such as peripheral edema and ascites.
Diagnosis
The diagnosis of postoperative PH is based on a combination of clinical findings, imaging studies, and hemodynamic assessment. Common diagnostic tests include:
Echocardiography: Echocardiography is the primary imaging modality used to assess pulmonary artery pressure and right ventricular function.
Right Heart Catheterization: Right heart catheterization is the gold standard for diagnosing PH and provides information on hemodynamic parameters such as pulmonary artery pressure and pulmonary vascular resistance.
Chest X-ray: Chest X-ray may show signs of right ventricular enlargement and pulmonary congestion in patients with postoperative PH.
Electrocardiogram (ECG): ECG may show signs of right ventricular strain, such as right axis deviation and right bundle branch block.
Management
The management of postoperative PH involves a multidisciplinary approach, including pharmacological and non-pharmacological interventions. Treatment goals include improving symptoms, reducing pulmonary artery pressure, and preventing disease progression.
Oxygen Therapy: Supplemental oxygen can help improve oxygenation and reduce pulmonary vasoconstriction.
Diuretics: Diuretics can help reduce fluid overload and decrease right ventricular filling pressure.
Vasodilators: Vasodilator therapy, such as nitric oxide or prostacyclin analogs, can help reduce pulmonary vascular resistance and improve symptoms.
Inotropes: Inotropes may be used to improve right ventricular function and cardiac output in patients with right ventricular failure. Surgical Interventions: In some cases, surgical interventions such as pulmonary thromboendarterectomy or atrial septostomy may be considered.
Conclusion
Postoperative PH is a serious complication that can occur following surgery, particularly after cardiac procedures. The pathophysiology of postoperative PH is complex and involves various mechanisms, including pulmonary vasoconstriction, endothelial dysfunction, and hypoxia. Early recognition and management of postoperative PH are essential to prevent complications and improve outcomes. A multidisciplinary approach, including pharmacological and non-pharmacological interventions, is key to the successful management of postoperative PH.
https://www.laparoscopyhospital.com/SERV01.HTM
submitted by laparosopyhospital to u/laparosopyhospital [link] [comments]
Pathophysiology
The pathophysiology of postoperative PH is multifactorial and involves several mechanisms:
Pulmonary Vasoconstriction: During surgery, the release of vasoactive substances such as endothelin and thromboxane can lead to vasoconstriction in the pulmonary arteries, increasing pulmonary vascular resistance.
Endothelial Dysfunction: Surgery-induced inflammation and oxidative stress can damage the endothelium of the pulmonary arteries, leading to impaired vasodilation and increased vasoconstriction.
Hypoxia: Postoperative hypoxia, which can result from factors such as atelectasis or impaired gas exchange, can lead to pulmonary vasoconstriction and increased pulmonary vascular resistance.
Fluid Overload: Fluid administration during surgery can lead to volume overload, increasing right ventricular afterload and contributing to the development of PH.
Neurohumoral Activation: Surgical stress can lead to activation of the sympathetic nervous system and the renin-angiotensin-aldosterone system, which can further contribute to pulmonary vasoconstriction and PH.
Risk Factors
Several factors increase the risk of developing postoperative PH, including:
Preexisting Pulmonary Hypertension: Patients with preexisting PH are at a higher risk of developing postoperative PH, especially after cardiac surgery.
Age: Older age is associated with an increased risk of postoperative PH.
Type of Surgery: Certain types of surgery, such as cardiac surgery, are associated with a higher risk of postoperative PH due to the complexity of the procedure and the potential for intraoperative complications.
Obesity: Obesity is a risk factor for the development of PH, and obese patients undergoing surgery are at a higher risk of postoperative PH.
Smoking: Smoking is a risk factor for the development of PH and can increase the risk of postoperative PH.
Clinical Manifestations
The clinical manifestations of postoperative PH can vary depending on the severity of the condition. Common symptoms include:
Dyspnea: Shortness of breath is a common symptom of postoperative PH, especially with exertion.
Fatigue: Patients with postoperative PH may experience fatigue due to decreased cardiac output and exercise intolerance.
Chest Pain: Chest pain may occur due to increased right ventricular afterload and myocardial ischemia.
Syncope: Syncope may occur in severe cases of postoperative PH due to decreased cardiac output and cerebral hypoperfusion.
Right Ventricular Failure: In advanced cases, postoperative PH can lead to right ventricular failure, characterized by symptoms such as peripheral edema and ascites.
Diagnosis
The diagnosis of postoperative PH is based on a combination of clinical findings, imaging studies, and hemodynamic assessment. Common diagnostic tests include:
Echocardiography: Echocardiography is the primary imaging modality used to assess pulmonary artery pressure and right ventricular function.
Right Heart Catheterization: Right heart catheterization is the gold standard for diagnosing PH and provides information on hemodynamic parameters such as pulmonary artery pressure and pulmonary vascular resistance.
Chest X-ray: Chest X-ray may show signs of right ventricular enlargement and pulmonary congestion in patients with postoperative PH.
Electrocardiogram (ECG): ECG may show signs of right ventricular strain, such as right axis deviation and right bundle branch block.
Management
The management of postoperative PH involves a multidisciplinary approach, including pharmacological and non-pharmacological interventions. Treatment goals include improving symptoms, reducing pulmonary artery pressure, and preventing disease progression.
Oxygen Therapy: Supplemental oxygen can help improve oxygenation and reduce pulmonary vasoconstriction.
Diuretics: Diuretics can help reduce fluid overload and decrease right ventricular filling pressure.
Vasodilators: Vasodilator therapy, such as nitric oxide or prostacyclin analogs, can help reduce pulmonary vascular resistance and improve symptoms.
Inotropes: Inotropes may be used to improve right ventricular function and cardiac output in patients with right ventricular failure. Surgical Interventions: In some cases, surgical interventions such as pulmonary thromboendarterectomy or atrial septostomy may be considered.
Conclusion
Postoperative PH is a serious complication that can occur following surgery, particularly after cardiac procedures. The pathophysiology of postoperative PH is complex and involves various mechanisms, including pulmonary vasoconstriction, endothelial dysfunction, and hypoxia. Early recognition and management of postoperative PH are essential to prevent complications and improve outcomes. A multidisciplinary approach, including pharmacological and non-pharmacological interventions, is key to the successful management of postoperative PH.
https://www.laparoscopyhospital.com/SERV01.HTM
2024.05.17 11:43 Professional-End2316 How to get a prescription covered by insurance? - please help!
Hello everyone-
I have been struggling with my weight nearly my entire adult life and need some help.
I went thought Ro to try and get a prescription however my insurance only covers it if I have Type 2 Diabetes so I either need to get fatter and sicker, loose weight miraculously on my own (if I could have do this by now I would have) or pay $1200 mo. out of pocket.
It is so frustrating seeing others find a way and feeling locked out of the club to a better outcome on this journey I am on.
What help, advice or suggestions would you give me?
Thank you in advance for any and all help!
submitted by Professional-End2316 to Ozempic [link] [comments]
I have been struggling with my weight nearly my entire adult life and need some help.
I went thought Ro to try and get a prescription however my insurance only covers it if I have Type 2 Diabetes so I either need to get fatter and sicker, loose weight miraculously on my own (if I could have do this by now I would have) or pay $1200 mo. out of pocket.
It is so frustrating seeing others find a way and feeling locked out of the club to a better outcome on this journey I am on.
What help, advice or suggestions would you give me?
Thank you in advance for any and all help!
2024.05.17 11:42 EchoJobs Hiring Senior Software Engineer - Multi-User Admin & Billings Team Bengaluru, India India [GraphQL Python React Next.js Node.js TypeScript API JavaScript Angular Vue.js]
![Hiring Senior Software Engineer - Multi-User Admin & Billings Team Bengaluru, India India [GraphQL Python React Next.js Node.js TypeScript API JavaScript Angular Vue.js]](https://external-preview.redd.it/mF2ZGPbOS3ktwrLi950HKmsdTjCfcvuPjjE481YVB20.jpg?width=640&crop=smart&auto=webp&s=d830ad3aeea99f4689d25f7d85dfbc5e338fd36c "Hiring Senior Software Engineer - Multi-User Admin & Billings Team Bengaluru, India India [GraphQL Python React Next.js Node.js TypeScript API JavaScript Angular Vue.js]") | submitted by EchoJobs to VueJSJobs [link] [comments] |
2024.05.17 11:36 Both-Scholar4167 Liberty General: Your One-Stop for All Type of Insurance Shop
Liberty General Insurance offers a comprehensive suite of insurance plans to protect what matters most – your car, bike, health, and home. Whether you're a young professional on the go, a growing family building a nest, or someone enjoying a well-earned retirement, Liberty General has a plan to fit your needs and budget. Get a free quote online!
submitted by Both-Scholar4167 to u/Both-Scholar4167 [link] [comments]
2024.05.17 11:33 ConsiderationFar2282 Duration/EDSS/lesion count
Hello!
I was curious about the relationship between the lesion count, type of lesions, current EDSS and disease duration. I've had MS with noticeable relapses since ~2011, but my initial diagnosis was in 1997 - pediatric onset MS, discarded then after symptoms resolving quickly and completely, or so they said (tinnitus remained a permanent symptom).
I have ~100 lesions on T2 / ~30 on T1 / 15 on spine from which some disappeared completely and mostly regressed in size. EDSS is 1.5. Disease duration is probably 26 years.
What is your status?
submitted by ConsiderationFar2282 to MultipleSclerosis [link] [comments]
I was curious about the relationship between the lesion count, type of lesions, current EDSS and disease duration. I've had MS with noticeable relapses since ~2011, but my initial diagnosis was in 1997 - pediatric onset MS, discarded then after symptoms resolving quickly and completely, or so they said (tinnitus remained a permanent symptom).
I have ~100 lesions on T2 / ~30 on T1 / 15 on spine from which some disappeared completely and mostly regressed in size. EDSS is 1.5. Disease duration is probably 26 years.
What is your status?
2024.05.17 11:32 No-Impression-7394 Looking for advice on my emergency fund?
Hi
After the company I work for currently undergoing redundancies and me having an expensive house repair bill I was hoping for some advice on emergency funds and what other people have (my job is safe at the moment).
I earn £41k and am mid 30s, no dependants, single homeowner with £110k left on mortgage (purchased for £200k). Take home is £2.5k, monthly spending is roughly £1.7k (this includes car tax/ and other insurances but pay them annually)
I currently have £16k saved in easy access savings accounts, plus another £8k in a stocks and shares ISA (Vanguard life strategy 100). I'm planning to increase my easy access savings to £22-25k
My first question is should the money in the ISA count towards my emergency fund or is it only money that won't drop in value that should be included?
Secondly when people recommend a 3-6 months emergency fund (or longer), does this just cover if you were to lose your job and then they have an additional pot for essential house/ car repairs?
Thanks
submitted by No-Impression-7394 to UKPersonalFinance [link] [comments]
After the company I work for currently undergoing redundancies and me having an expensive house repair bill I was hoping for some advice on emergency funds and what other people have (my job is safe at the moment).
I earn £41k and am mid 30s, no dependants, single homeowner with £110k left on mortgage (purchased for £200k). Take home is £2.5k, monthly spending is roughly £1.7k (this includes car tax/ and other insurances but pay them annually)
I currently have £16k saved in easy access savings accounts, plus another £8k in a stocks and shares ISA (Vanguard life strategy 100). I'm planning to increase my easy access savings to £22-25k
My first question is should the money in the ISA count towards my emergency fund or is it only money that won't drop in value that should be included?
Secondly when people recommend a 3-6 months emergency fund (or longer), does this just cover if you were to lose your job and then they have an additional pot for essential house/ car repairs?
Thanks
2024.05.17 11:31 jessica_Ellen How to Choose Life Insurance: A Personal Guide to Safeguarding Your Future?
 | Selecting the right life insurance policy isn't just a financial decision; it's a choice that affects the future well-being of your loved ones. submitted by jessica_Ellen to u/jessica_Ellen [link] [comments] With a range of options like term life insurance, whole life insurance, universal life insurance, and other forms of permanent life insurance, navigating through your choices can feel overwhelming. This guide will help you understand the key types of life insurance and give you the insights you need to make an informed, personalized decision. Understand Your Needs and GoalsBefore diving into the various types of life insurance, it’s important to reflect on why you’re considering a policy in the first place. Ask yourself-
Exploring the Types of Life Insurance?
Comparing Your OptionsFeatureTerm Life InsuranceWhole Life InsuranceUniversal Life Insurance Coverage DurationFixed Term (e.g., 20 years)LifetimeLifetime Cash ValueNoneYesYes Premium FlexibilityNoNoYes CostLowestHigherMedium to High Ideal ForShort-term, specific coverage needsLong-term financial planning, legacy goalsLong-term with flexibility needsHow to Choose the Right Policy?https://preview.redd.it/irp0w7lghy0d1.jpg?width=1000&format=pjpg&auto=webp&s=59d6a8bbd8336d29c1d0f8572864b7a238cd2bb01. Assess Your Financial Situation- Understand your current and future financial obligations. How much debt do you have? What future expenses need to be covered? 2. Determine the Coverage Amount- A general rule of thumb is 10-15 times your annual income, but consider your specific circumstances. 3. Consider the Long-Term- How might your needs change over the years? Does the flexibility of a universal life insurance policy make sense, or is the certainty of whole life insurance more appealing? 4. Get Quotes and Compare- Look at different insurers. What are the premiums, benefits, and features of their policies? How do they match your needs? 5. Consult with a Financial Advisor- A professional can offer personalized advice based on your financial goals and help you navigate the complexities of life insurance. 6. Review Regularly- Your life insurance needs will change over time. Regular reviews will help ensure your policy still fits your needs. Conclusion Choosing the right life insurance policy — whether it’s term, whole, or universal life insurance— means balancing your immediate needs with your long-term goals. By understanding the different types of life insurance available and how they align with your financial strategy, you can make an informed decision that will provide peace of mind and financial security for your loved ones. Picture your life 10, 20, or even 30 years from now. What does it look like? Who are you with? What are you most proud of having achieved? Your life insurance choice is a key part of making that vision a reality. |
2024.05.17 11:16 anizz29 Best use of credit cards for rewards
Hello all, I recently got SBI cashback CC and I also hold a Regalia Gold CC. Among these, I also own a few of the below cards.
Citibank IOC, Citibank Rewards, HSBC Platinum, Standard Chartered, Flipkart Axis bank, Indusind Legend Signature, Kotak Rupay, Axis IOC Rupay,
Between SBI cashback and Regalia gold, which gives a better rewards on spends like utility bills, zomato/swiggy, quick commerce apps (zepto/blinkit/BB), and insurance spends? If the above 2 are not better for certain categories then please let me know among the list of my above cards what would be better to optimize best rewards.
I'm also planning to apply for Axis Atlas and eventually build for HDFC Infinia as my spends are crossing the 10L pa.
Thank you in advance and appreciate all your insights.
submitted by anizz29 to CreditCardsIndia [link] [comments]
Citibank IOC, Citibank Rewards, HSBC Platinum, Standard Chartered, Flipkart Axis bank, Indusind Legend Signature, Kotak Rupay, Axis IOC Rupay,
Between SBI cashback and Regalia gold, which gives a better rewards on spends like utility bills, zomato/swiggy, quick commerce apps (zepto/blinkit/BB), and insurance spends? If the above 2 are not better for certain categories then please let me know among the list of my above cards what would be better to optimize best rewards.
I'm also planning to apply for Axis Atlas and eventually build for HDFC Infinia as my spends are crossing the 10L pa.
Thank you in advance and appreciate all your insights.
2024.05.17 11:13 Ill-Total768 Should I get a Car on finance at 22
Hi there,
I'm 22 (M) and a big petrol head lol, + considering getting a car on finance. Looking to sell my current car for around the £8k mark + could also put another £1.5k into a deposit (£9.5k deposit)
Currently earn around 1800 after tax a month + have outgoings of £375 which includes a mortgage and the usual bills. So after all outgoings I'm left with around 1400 a month. I'd be looking at cars around the £17-19K mark with the £9.5k deposit so would be financing £9500 MAX.
Is this a smart idea? Would it be better to take out a bank loan instead of finance? and as i mentioned before I'm a big petrol head so looking at something relatively quick/fun (Golf R, M140i etc)
EDIT: for some reason my insurance quotes for both cars are cheap around £750 a year.
submitted by Ill-Total768 to CarTalkUK [link] [comments]
I'm 22 (M) and a big petrol head lol, + considering getting a car on finance. Looking to sell my current car for around the £8k mark + could also put another £1.5k into a deposit (£9.5k deposit)
Currently earn around 1800 after tax a month + have outgoings of £375 which includes a mortgage and the usual bills. So after all outgoings I'm left with around 1400 a month. I'd be looking at cars around the £17-19K mark with the £9.5k deposit so would be financing £9500 MAX.
Is this a smart idea? Would it be better to take out a bank loan instead of finance? and as i mentioned before I'm a big petrol head so looking at something relatively quick/fun (Golf R, M140i etc)
EDIT: for some reason my insurance quotes for both cars are cheap around £750 a year.
2024.05.17 11:09 sotefinparking Revolutionizing Parking Management with Smart Systems
 | https://preview.redd.it/h02ji4wkdy0d1.jpg?width=750&format=pjpg&auto=webp&s=7c48285be92388c6535d925266767cd4d5cba7fb submitted by sotefinparking to u/sotefinparking [link] [comments] Urban areas face persistent challenges with parking management system due to limited space and increasing vehicle numbers. Traditional parking methods often lead to inefficiencies, congestion, and frustration for drivers. To address these issues, innovative solutions such as automatic parking car system and puzzle car parking system have emerged. These smart systems optimize space, reduce congestion, and enhance the overall parking experience. Automatic Parking Systems: Enhancing EfficiencyAutomatic parking car system are designed to streamline the parking process and reduce the stress associated with finding a parking spot. These systems use advanced technology, including sensors, cameras, and software, to autonomously park vehicles. Drivers simply leave their cars at a designated entry point, and the system takes over, maneuvering the vehicle into an available space.Additionally, automated parking system reduce the risk of minor accidents and damage that often occur in tight parking spaces. This can lead to lower repair costs and insurance premiums for vehicle owners. Furthermore, these systems save time for drivers, who no longer need to circle parking lots searching for a spot. Puzzle Car Parking Systems: Maximizing SpacePuzzle car parking system, also known as mechanical parking systems, are designed to maximize vertical and horizontal space. These systems stack vehicles in a multi-layered, puzzle-like configuration, allowing for a greater number of cars to be parked in a smaller footprint. Different types of puzzle car parking system exist, including stackers, lift-and-slide systems, and rotary mechanisms, each using various methods to move and park vehicles efficiently.Moreover, puzzle parking system can be customized to fit specific site requirements, offering flexibility for different locations. These systems also help reduce the time drivers spend searching for parking, which decreases traffic congestion and emissions, contributing to a cleaner urban environment. https://reddit.com/link/1cu0rag/video/h47tzkxidy0d1/player Environmental and Economic BenefitsBoth automatic parking car system and puzzle car parking system contribute to environmental sustainability by reducing vehicle emissions. By minimizing the time cars spend idling and searching for parking, these systems help lower overall fuel consumption and pollutants. This is particularly important in urban areas where air quality is a major concern.Economically, these systems can lead to significant cost savings for both parking facility operators and users. For operators, the efficient use of space translates to lower real estate costs and higher revenue potential from more parked vehicles. For users, the reduced risk of vehicle damage can mean lower insurance premiums and repair costs, alongside the time savings and convenience these systems offer. Also Read : Efficiency Elevated: Exploring Automated Parking Management Solutions Conclusion! Innovative parking management system solutions like automated parking system and puzzle parking system are transforming how urban areas handle vehicle parking. By maximizing space and improving efficiency, these smart technologies address critical issues related to urban mobility and environmental sustainability. As cities continue to grow, the adoption of these advanced parking systems will be crucial in creating more livable, efficient, and sustainable urban environments. Embracing these innovations not only enhances the parking experience for drivers but also contributes to the overall improvement of urban life. |
2024.05.17 11:00 AutoModerator Weekly Newcomer Questions, Support, Vents & Victories
As the community continues to grow and attract people who are just figuring this all out, we've decided to change the weekly thread focus to be more open and encourage newcomer questions and support. Please use this thread if you are seeking support or have newcomer questions. Want to see if your post topic has been discussed here? Type "subreddit:cptsd" after a search term in the search bar (ex. "friendships subreddit:cptsd"). Here are some common newcomer questions:
Keep the rules in mind when you post & comment:
We recognize that healing communities such as CPTSD are not exempt from the insidious impacts of racism, whether overt or covert (for example, invalidating, minimizing, or microaggressive comments made by those with good intentions). In these cases, we encourage users to report the comments as Rule #3 violations. Because of the subreddit's high profile and open nature, this problem will continue to be with us, and we therefore can only promise a "safe-ish" environment for BIPOC. Racial trauma will always be on topic here at /CPTSD, but BIPOC users that want a more closed space can make use of /cptsd_bipoc. Thank you to the mod team at /cptsd_bipoc for helping us write this verbiage.
Additional Newcomer Resources
submitted by AutoModerator to CPTSD [link] [comments]
- DAE struggle with expressing anger?
- DAE struggle with anxiety/ depression?
- What are emotional flashbacks? How do I deal with them?
- How do I set boundaries?
- Was this (situation) abuse? Was it bad enough to be considered trauma?
- What books do you recommend?
- What type of therapy worked best for you?
- How to deal with relationship struggles/ anxiety/ fear of intimacy?
Keep the rules in mind when you post & comment:
- This is a peer support community. Be a supportive peer.
- Don’t ask for diagnosis, don’t diagnose others: Respect that you may not have all of OPs details and even a trained, trauma informed care provider cannot diagnose over the internet. So don't. Assume the context of OP as a CPTSD survivor or supportive partner of a CPTSD survivor.
- No hate speech
- Please be mindful about triggering content. Avoid graphic thread titles, and use [Trigger Warning], NSFW and/or the spoiler tag whenever appropriate.
- No RaisedByNarcissists lingo: A lot of folks come from the RBN support community. A lot of us do not. To keep the sub inclusive to CPTSD newcomers and survivors of different backgrounds, use common language synonyms for RBN acronyms. There are some exceptions.
- All content must be CPTSD related: Our lives, our struggles, and our victories with CPTSD.
- No Self-Promotion: Don't sell stuff or recruit for studies and projects without explicit mod approval. This thread is an exception; in the Vents & Victories thread, you may self-promote blogs, videos, and other media you created.
We recognize that healing communities such as CPTSD are not exempt from the insidious impacts of racism, whether overt or covert (for example, invalidating, minimizing, or microaggressive comments made by those with good intentions). In these cases, we encourage users to report the comments as Rule #3 violations. Because of the subreddit's high profile and open nature, this problem will continue to be with us, and we therefore can only promise a "safe-ish" environment for BIPOC. Racial trauma will always be on topic here at /CPTSD, but BIPOC users that want a more closed space can make use of /cptsd_bipoc. Thank you to the mod team at /cptsd_bipoc for helping us write this verbiage.
Additional Newcomer Resources
- Crisis Resources
- Emotional Flashback 1st Aid Kit
- Grounding & Containment Tools
- An FAQ Guide to CPTSD
- Our Library of Books, Media, and Healing Resources for CPTSD
- Common Myths About CPTSD
- The 5-Steps to Find a Therapist Plan
- The CPTSD Wiki Project Index, while currently under construction, has all of the above information and regular updates on many additional topics you may find helpful in your healing journey
2024.05.17 10:58 Blueberry__Salmon AXA GHA (family of 3) + some HMO?
Hello. I'm looking for health insurance for me(40), my wife(39) and our 3yo kid.
What I don't need: life insurance. Me and my wife running several businesses. We are also into land banking business, and when/if something will happen to either one of us, technically the other side+kid won't be needing emergency funds.
Ok. So what we DO want, is an insurance which will save us from an unexpected hospital bill (let's say 500k/1M+) which will disrupt the business cash flow significantly.
I'm do get the logic. GHA Gold, doesn't cover outpatients. I get it. But GHA Silver does. And GHA silver.is like 35k more expensive, then gold.
If you got into accident and need a surgery - then GHA supposed to cover it. I get it.
But if you get, bitten by a horse, fell from the bicycle, sawcut yourself during home improvement DIY project, fell from the stairs.... and have to visit hospital (without needing of a surgery, but with need of major treatment)...does such events got covered?
submitted by Blueberry__Salmon to phinvest [link] [comments]
What I don't need: life insurance. Me and my wife running several businesses. We are also into land banking business, and when/if something will happen to either one of us, technically the other side+kid won't be needing emergency funds.
Ok. So what we DO want, is an insurance which will save us from an unexpected hospital bill (let's say 500k/1M+) which will disrupt the business cash flow significantly.
Judging by this reddit, what we need is GHA Gold Lite, Gold Lite Plus or SILVER.
Ok, questions. 1. Why does many people on this reddit seems to purchase a combo of GHA Gold + HMO from MAXICARE (or similar)?I'm do get the logic. GHA Gold, doesn't cover outpatients. I get it. But GHA Silver does. And GHA silver.is like 35k more expensive, then gold.
So....MAXICARE 250k coverage plan cost 40k/year. Soooo? What am I missing here, how does GHA Gold + HMO MAXICARE is better (seems like a common Philinvest reddit choice), then standalone AXA GHA Silver?
As for GHA (in general), I'm still a bit confused what does it cover in terms of accidents....If you got into accident and need a surgery - then GHA supposed to cover it. I get it.
But if you get, bitten by a horse, fell from the bicycle, sawcut yourself during home improvement DIY project, fell from the stairs.... and have to visit hospital (without needing of a surgery, but with need of major treatment)...does such events got covered?
2024.05.17 10:47 omega_ui What's the worth of my resume in tech industry? Can you suggest some improvements?
 | Hi Everyone, I completed my college in this month, on 11th May 2024. I'm currently working at the company where I used to do internship. This is my resume, what do you say about it. submitted by omega_ui to developersIndia [link] [comments] Here's my GitHub and Portfolio links. My Resume |
2024.05.17 10:43 Marwari_Chhokro Is my laptop used?
 | So I've bought an HP laptop recently and was trying to register the warranty but it's showing this. Since this is my first laptop so I don't know much about technicalities but I wanna ask if my laptop is used or a new product since the start date is back dated as per their website. submitted by Marwari_Chhokro to laptops [link] [comments] |
2024.05.17 10:32 Nevada955 [REQUEST] [Battlenet] Diablo IV currently on sale 34,99€ (10th attempt)
The game went on sale again, but this time on battle.net, i will post anyway my steam id below to avoid breaking any rules. But i will also share my battlenet account so in case you can add me there! (10th attempt), sale will last till May, 21!
Im part of this sub for a long time now and it feels so refreshing finding people that love games and likes to share they're hobby with others, both who can afford a game or gifts and who can't. The community its amazing and im gratefull to be part of it :D .
Today im here asking for help on getting Diablo IV! but lets deep-dive into the request a bit...shall we?
What is Diablo IV?:
Well, even if you're not an RPG or in this case, ARPG fan, you probably heard in your life about Diablo! it's probably the most famous ARPG of all times, it's been out for more than 20 years now and even with the latest up's and down's of the title in the past years, it's probably one of the best in its genre. For this reason i won't really make a wall of text about it, because im gonna be real, im a new player of ARPG's (beside playing some diablo 2/3 and path of exile years ago), the first one i took seriously was Last Epoch 1 month and half ago (amazing title, i suggest it to everyone that loves this type of games) so i don't really know a lot about Diablo IV lore, story, campaign etc. I kept spoilers away from me, because i think beauty of this genre, sometimes is to explore it by yourself without people telling you what to do and how to do at first.
Why i am requesting it now?:
As i said im a big fan of RPG's, MMORPG's and now recently ARPG's made space into my list of games that im loving and im starting to appreciate any one of them (beside Path of Exile where its still a bit hard for me, one day...one day).
I recently reached the "end" of the current Last Epoch "Season / Cycle" for the characters i made and i was looking deep into the genre, Diablo is game that i already played in the past (with diablo 2 maybe 3 even, years ago when i was a young boy) and i always had a great time playing it, also it's currently one of the two games on the market that's pretty new player friendly (like Last Epoch) and i heard/readed that they're improving the game a lot with the next seasons coming up in the next months, so this is probably the best time to jump in and learn the mechanics of this title and have fun with my friends or solo eventually, so to be prepared to the next big major content update for the game.
Im looking forward to play Barbarian class and then...we'll see heheh (im addicted to big muscle and big weapons characters ahah). I love the graphic, the enviroments, the aesthetic and the whole settings of the campaign (from what i saw on the steam trailer between last year and this week), it gives me a lot of old school rpg's vibes, also the character customization and combat seems amazing, really good to see.
Why im asking for your help currently?:
As you can imagine, right now, i don't have enough money to buy a copy of the game, even when it goes on sale still a price that i can't really afford. My job is not stable and every income i have goes towards my family, the bills and the GeForce Now subscription (cloud gaming platform that i use to play games on my old laptop, since my main computer died during the covid era and i couldn't buy a new one). Unfortunately i never had the opportunity to get the game even at launch or during 2023/early this year and it went out on sale always when i was short on money for gaming. Also on the platform where im playing (GeForce Now Experience cloud gaming) doesn’t have Diablo IV avalaible through the game pass but only from steam or battlenet, so I can’t benefit from the game pass.
For this reason im asking for your help and for your generosity once again, since i met a lot of good people around here and all of them were great.
If you can or want to help me i will leave below my steam profile and the page of the game, i wish you really the best and thank you again for reading me <3 .
Battlenet ID: Nevada#21665
My Steam Profile: https://steamcommunity.com/profiles/76561198259313755/
submitted by Nevada955 to GiftofGames [link] [comments]
Im part of this sub for a long time now and it feels so refreshing finding people that love games and likes to share they're hobby with others, both who can afford a game or gifts and who can't. The community its amazing and im gratefull to be part of it :D .
Today im here asking for help on getting Diablo IV! but lets deep-dive into the request a bit...shall we?
What is Diablo IV?:
Well, even if you're not an RPG or in this case, ARPG fan, you probably heard in your life about Diablo! it's probably the most famous ARPG of all times, it's been out for more than 20 years now and even with the latest up's and down's of the title in the past years, it's probably one of the best in its genre. For this reason i won't really make a wall of text about it, because im gonna be real, im a new player of ARPG's (beside playing some diablo 2/3 and path of exile years ago), the first one i took seriously was Last Epoch 1 month and half ago (amazing title, i suggest it to everyone that loves this type of games) so i don't really know a lot about Diablo IV lore, story, campaign etc. I kept spoilers away from me, because i think beauty of this genre, sometimes is to explore it by yourself without people telling you what to do and how to do at first.
Why i am requesting it now?:
As i said im a big fan of RPG's, MMORPG's and now recently ARPG's made space into my list of games that im loving and im starting to appreciate any one of them (beside Path of Exile where its still a bit hard for me, one day...one day).
I recently reached the "end" of the current Last Epoch "Season / Cycle" for the characters i made and i was looking deep into the genre, Diablo is game that i already played in the past (with diablo 2 maybe 3 even, years ago when i was a young boy) and i always had a great time playing it, also it's currently one of the two games on the market that's pretty new player friendly (like Last Epoch) and i heard/readed that they're improving the game a lot with the next seasons coming up in the next months, so this is probably the best time to jump in and learn the mechanics of this title and have fun with my friends or solo eventually, so to be prepared to the next big major content update for the game.
Im looking forward to play Barbarian class and then...we'll see heheh (im addicted to big muscle and big weapons characters ahah). I love the graphic, the enviroments, the aesthetic and the whole settings of the campaign (from what i saw on the steam trailer between last year and this week), it gives me a lot of old school rpg's vibes, also the character customization and combat seems amazing, really good to see.
Why im asking for your help currently?:
As you can imagine, right now, i don't have enough money to buy a copy of the game, even when it goes on sale still a price that i can't really afford. My job is not stable and every income i have goes towards my family, the bills and the GeForce Now subscription (cloud gaming platform that i use to play games on my old laptop, since my main computer died during the covid era and i couldn't buy a new one). Unfortunately i never had the opportunity to get the game even at launch or during 2023/early this year and it went out on sale always when i was short on money for gaming. Also on the platform where im playing (GeForce Now Experience cloud gaming) doesn’t have Diablo IV avalaible through the game pass but only from steam or battlenet, so I can’t benefit from the game pass.
For this reason im asking for your help and for your generosity once again, since i met a lot of good people around here and all of them were great.
If you can or want to help me i will leave below my steam profile and the page of the game, i wish you really the best and thank you again for reading me <3 .
Battlenet ID: Nevada#21665
My Steam Profile: https://steamcommunity.com/profiles/76561198259313755/
2024.05.17 10:18 CC_Boredom Crying misophonia
I think I have misophonia but I'm not sure if it's a diagnosis type thing. I've done a lot of research but the only thing different I've noticed is instead of anger or irritation mine makes me cry. For example if I hear gum chewing I don't get mad about it I just start crying. Does anyone experience this too?
submitted by CC_Boredom to misophonia [link] [comments]
2024.05.17 10:17 MissMaryJane469 How do you go up when you’ve hit rock bottom? I genuinely need advice.
I (23F) am really struggling to move forward in life. For context I recently switched jobs from sales to Pizza Delivery. My last manager was just awful to deal with, she cared more about putting money in her own wallet than her workers safety. About 2 months ago I transferred to a pizza delivery company because my friend was just raving about how much better it would be for me to work there. She told me I would be making just as much money and the work environment was comfortable with kind customers/employees. Literally a month into working I got in a car accident with a car I JUST took a bank loan out to pay for. (He was wanting to drive at least 300 feet in the bike lane to turn right at a light way behind me. Traffic was at a complete stop and backed up, the two lanes to the left of me had traffic stopped with a gap for me to turn left back into work. He was driving so fast when he got in the turning lane I didn’t see him until I was making my turn and it completely totaled my car… my radiator sits in the very front of my car.) my insurance still has not gotten back to me about who is at fault and I had to sell my car because the towing company wanted $500 to give me my car back and I didn’t have the money. I am now without a car having to work as an insider making not even half of what I was making before. I’m stuck with a $4,000 car loan with no car to show for, and I’m barely able to find rides to work every day. I can barely afford to pay for my bills, my boyfriends has to help me pay them every 2 weeks because I keep running short in money. We barely have money for food at this point and i just don’t see me making enough money to be able to afford another car. I can’t afford to take out another loan since I also have snap payments for $5,000 of work I had done on my car to get it up and running. I can switch my job and still barely have enough money to live at this point, with no opportunity to save for another vehicle. I am so lost at, I worked so hard just to end up here, no vehicle, making less money than before, and I’m CONSTANTLY getting sick and vomiting from the stress. I don’t even have the money to see a therapist for a single session.. I really need some advice I don’t know what more I can do except work my life away praying for miracles. Even words of encouragement would be appreciated at this point. Every time I think about my life situation I start bawling.
2024.05.17 10:07 keerthiamyg Type 1 diabetes complications
Introduction
An excessive rise in blood sugar or glucose is known as "Diabetes Mellitus". The primary form of sugar in blood is blood glucose, which also serves as the body's primary energy source. In addition to being produced in the muscles and liver, glucose is obtained via diet. All of the body's cells receive glucose from the blood to utilize as fuel.
The hormone known as insulin, which transports glucose to every cell in the body, is released into the circulation by the pancreas, an organ situated between the stomach and the spine. When the pancreas produces insufficient insulin or insulin that is not functioning properly, glucose remains in the bloodstream instead of entering cells. Diabetes can be brought on by excessive blood glucose levels. Diabetes can affect people of any age or gender. Diabetes occurs in three basic types: Type 1, Type 2, and Gestational Diabetes.
Type 1 diabetes:
Although it can occur in adults as well, type 1 diabetes, often known as juvenile diabetes, primarily affects young people. Due to an immune system attack and subsequent destruction of the insulin-producing cells (pancreatic beta cells), type 1 diabetes results in insufficient or nonexistent insulin production. You won't get diabetes if you eat too much sugar, despite popular belief. The immune system of a person with Type 1 diabetes attacks the beta cells in their body, which produce insulin, which is how the disease began. Monogenic diabetes is the term for a subset of rare types of diabetes caused by mutations or alterations in a single gene. The two primary types of monogenic diabetes are Maturity-Onset Diabetes of the Young (MODY) and Neonatal Diabetes Mellitus (NDM).
Before the age of six months, diabetes is more likely to be non-diabetic diabetes mellitus (NDM) than autoimmune Type 1 Diabetes Mellitus (T1DM). MODY refers to a class of hereditary autosomal-dominant conditions characterized by early-onset, usually moderate hyperglycemia (high blood sugar). Rather than insulin resistance, it is the consequence of beta-cell malfunction. MODY is associated with mutations in a minimum of eight genes. There is an older group with the slower onset disease in addition to the typical young individuals with acute onset T1DM. They may appear to have Type 2 Diabetes Mellitus (T2DM) in middle age, but tests for the anti-glutamic acid decarboxylase (GAD) antibody show indications of autoimmunity. Eventually, they develop an insulin-dependent lifestyle. This condition is known as Adult Latent Autoimmune Diabetes (LADA).
Complications of diabetes
Complications from diabetes have been shown to significantly raise health care expenditures for both treating and managing the disease as well as increasing morbidity and mortality. Diabetic patients who have out-of-range diabetes treatment and higher long-term blood glucose levels are more likely to experience microvascular and macrovascular problems.
Blood glucose levels that are too high over time can lead to a number of problems, including:
Type 1 diabetes is a complicated illness that needs to be managed on a daily basis with effort and preparation. Here are some tips to help you effectively manage your Type 1 diabetes:
Check your blood sugar frequently: Using a continuous glucose monitor (CGM) or a glucometer to check your blood sugar is essential for managing diabetes and avoiding complications. If nothing else, make an effort to monitor your blood sugar levels before bed and after meals. Treating high blood sugar as soon as feasible is crucial.
Regularly take your insulin and other medications: Pay attention to the directions provided by your healthcare practitioner when taking your insulin and any additional drugs, if any.
See your endocrinologist frequently: To ensure that your Type 1 diabetes treatment plan is effective, it's critical to see your endocrinologist frequently. Don't be hesitant to pose targeted queries to them.
See your eye doctor and all of your other providers on a regular basis. Complications from type 1 diabetes can affect many parts of your body, but particularly your eyes. It's crucial to visit your ophthalmologist (eye doctor) at least once a year so they can examine your eyes.
Plan ahead for a sick day: Consult your endocrinologist about self-care and managing your diabetes during illness. Diabetes-related ketoacidosis (DKA) can be brought on by illness, so it's critical to be prepared by knowing what to do if you become ill in advance.
Stay educated: Never be reluctant to inquire about Type 1 diabetes with your healthcare physician. Your chances of leading a healthy life and avoiding problems from Type 1 diabetes increase with your level of knowledge about the disease and how to manage it.
Find a community: Making online or in-person connections with other Type 1 diabetics can make you feel less isolated while managing your condition.
Ensure your emotional well-being: Compared to people without diabetes, people with diabetes have a two to three times higher risk of depression and a 20% higher chance of receiving an anxiety diagnosis. Having a chronic illness that needs ongoing care can be very demanding. In the event that you exhibit symptoms of depression, it is imperative that you consult a mental health expert.
Conclusion
Four daily actions can help blood glucose levels remain within the desired range:
I. Stick to a balanced diet.
IV. Monitor diabetes.
At first, these tasks could seem overwhelming. Make minor adjustments until completing these actions becomes a regular part of your day.
To prevent hypoglycemia, learn to balance your insulin dosage with each meal and physical activity. Establish a goal range for your blood sugar and raise your HbA1c (keep it between 6% and 7%). Take part in running events and diabetic camps to network with other Type 1 diabetics and gain insight from their experiences. Stay positive, do yoga, and meditate. People can resume their normal lives and no longer have to fear diabetic consequences once they have learnt how to manage their diabetes.
submitted by keerthiamyg to u/keerthiamyg [link] [comments]
An excessive rise in blood sugar or glucose is known as "Diabetes Mellitus". The primary form of sugar in blood is blood glucose, which also serves as the body's primary energy source. In addition to being produced in the muscles and liver, glucose is obtained via diet. All of the body's cells receive glucose from the blood to utilize as fuel.
The hormone known as insulin, which transports glucose to every cell in the body, is released into the circulation by the pancreas, an organ situated between the stomach and the spine. When the pancreas produces insufficient insulin or insulin that is not functioning properly, glucose remains in the bloodstream instead of entering cells. Diabetes can be brought on by excessive blood glucose levels. Diabetes can affect people of any age or gender. Diabetes occurs in three basic types: Type 1, Type 2, and Gestational Diabetes.
Type 1 diabetes:
Although it can occur in adults as well, type 1 diabetes, often known as juvenile diabetes, primarily affects young people. Due to an immune system attack and subsequent destruction of the insulin-producing cells (pancreatic beta cells), type 1 diabetes results in insufficient or nonexistent insulin production. You won't get diabetes if you eat too much sugar, despite popular belief. The immune system of a person with Type 1 diabetes attacks the beta cells in their body, which produce insulin, which is how the disease began. Monogenic diabetes is the term for a subset of rare types of diabetes caused by mutations or alterations in a single gene. The two primary types of monogenic diabetes are Maturity-Onset Diabetes of the Young (MODY) and Neonatal Diabetes Mellitus (NDM).
Before the age of six months, diabetes is more likely to be non-diabetic diabetes mellitus (NDM) than autoimmune Type 1 Diabetes Mellitus (T1DM). MODY refers to a class of hereditary autosomal-dominant conditions characterized by early-onset, usually moderate hyperglycemia (high blood sugar). Rather than insulin resistance, it is the consequence of beta-cell malfunction. MODY is associated with mutations in a minimum of eight genes. There is an older group with the slower onset disease in addition to the typical young individuals with acute onset T1DM. They may appear to have Type 2 Diabetes Mellitus (T2DM) in middle age, but tests for the anti-glutamic acid decarboxylase (GAD) antibody show indications of autoimmunity. Eventually, they develop an insulin-dependent lifestyle. This condition is known as Adult Latent Autoimmune Diabetes (LADA).
Complications of diabetes
Complications from diabetes have been shown to significantly raise health care expenditures for both treating and managing the disease as well as increasing morbidity and mortality. Diabetic patients who have out-of-range diabetes treatment and higher long-term blood glucose levels are more likely to experience microvascular and macrovascular problems.
Blood glucose levels that are too high over time can lead to a number of problems, including:
- Diseases of the eyes caused by alterations in fluid levels, tissue edema, and injury to the blood vessels in the eyes
- Foot issues brought on by nerve damage and decreased blood flow to your foot
- Gum disease and other dental issues, as harmful bacteria are encouraged to proliferate in your mouth by a high blood sugar level in your saliva. Food particles and bacteria interact to create plaque, a soft, sticky film. Eating foods high in sugar or carbohydrate can also cause plaque. Certain kinds of plaque lead to foul breath and gum disease. Cavities and tooth decay are caused by other types.
- Damage to your blood vessels and the nerves that regulate your heart and blood vessels can result in heart disease and stroke.
- Renal disease brought on by harm to the kidneys' blood arteries. Diabetes frequently results in elevated blood pressure. That could also be bad for your kidneys.
- Damage to the nerves and the tiny blood arteries that supply your nerves with oxygen and nutrients might result in nerve issues (diabetic neuropathy).
- Nerve injury and decreased blood supply to the genitalia and bladder can lead to sexual and urinary issues.
- Disorders of the skin, some of which are brought on by modifications to the small blood vessels and poor circulation. It is also more common for people with diabetes to get infections, particularly skin infections.
- The most common cause of ketoacidosis, a potentially fatal condition marked by hyperglycemia and elevated blood acid (ketone) levels, is type 1 diabetes.
- Hyperosmolarity is a condition that causes the body to lose water from its organs. It is marked by prolonged hyperglycemia without ketoacidosis and severe dehydration.
Type 1 diabetes is a complicated illness that needs to be managed on a daily basis with effort and preparation. Here are some tips to help you effectively manage your Type 1 diabetes:
Check your blood sugar frequently: Using a continuous glucose monitor (CGM) or a glucometer to check your blood sugar is essential for managing diabetes and avoiding complications. If nothing else, make an effort to monitor your blood sugar levels before bed and after meals. Treating high blood sugar as soon as feasible is crucial.
Regularly take your insulin and other medications: Pay attention to the directions provided by your healthcare practitioner when taking your insulin and any additional drugs, if any.
See your endocrinologist frequently: To ensure that your Type 1 diabetes treatment plan is effective, it's critical to see your endocrinologist frequently. Don't be hesitant to pose targeted queries to them.
See your eye doctor and all of your other providers on a regular basis. Complications from type 1 diabetes can affect many parts of your body, but particularly your eyes. It's crucial to visit your ophthalmologist (eye doctor) at least once a year so they can examine your eyes.
Plan ahead for a sick day: Consult your endocrinologist about self-care and managing your diabetes during illness. Diabetes-related ketoacidosis (DKA) can be brought on by illness, so it's critical to be prepared by knowing what to do if you become ill in advance.
Stay educated: Never be reluctant to inquire about Type 1 diabetes with your healthcare physician. Your chances of leading a healthy life and avoiding problems from Type 1 diabetes increase with your level of knowledge about the disease and how to manage it.
Find a community: Making online or in-person connections with other Type 1 diabetics can make you feel less isolated while managing your condition.
Ensure your emotional well-being: Compared to people without diabetes, people with diabetes have a two to three times higher risk of depression and a 20% higher chance of receiving an anxiety diagnosis. Having a chronic illness that needs ongoing care can be very demanding. In the event that you exhibit symptoms of depression, it is imperative that you consult a mental health expert.
Conclusion
Four daily actions can help blood glucose levels remain within the desired range:
I. Stick to a balanced diet.
- Engage in physical activity.
IV. Monitor diabetes.
At first, these tasks could seem overwhelming. Make minor adjustments until completing these actions becomes a regular part of your day.
To prevent hypoglycemia, learn to balance your insulin dosage with each meal and physical activity. Establish a goal range for your blood sugar and raise your HbA1c (keep it between 6% and 7%). Take part in running events and diabetic camps to network with other Type 1 diabetics and gain insight from their experiences. Stay positive, do yoga, and meditate. People can resume their normal lives and no longer have to fear diabetic consequences once they have learnt how to manage their diabetes.
2024.05.17 10:05 MissMaryJane469 How do you go up when you’ve hit rock bottom?
I (23F) am really struggling to move forward in life. For context I recently switched jobs from sales to Pizza Delivery. My last manager was just awful to deal with, she cared more about putting money in her own wallet than her workers safety. About 2 months ago I transferred to a pizza delivery company because my friend was just raving about how much better it would be for me to work there. She told me I would be making just as much money and the work environment was comfortable with kind customers/employees. Literally a month into working I got in a car accident with a car I JUST took a bank loan out to pay for. (He was wanting to drive at least 300 feet in the bike lane to turn right at a light way behind me. Traffic was at a complete stop and backed up, the two lanes to the left of me had traffic stopped with a gap for me to turn left back into work. He was driving so fast when he got in the turning lane I didn’t see him until I was making my turn and it completely totaled my car… my radiator sits in the very front of my car.) my insurance still has not gotten back to me about who is at fault and I had to sell my car because the towing company wanted $500 to give me my car back and I didn’t have the money. I am now without a car having to work as an insider making not even half of what I was making before. I’m stuck with a $4,000 car loan with no car to show for, and I’m barely able to find rides to work every day. I can barely afford to pay for my bills, my boyfriends has to help me pay them every 2 weeks because I keep running short in money. We barely have money for food at this point and i just don’t see me making enough money to be able to afford another car. I can’t afford to take out another loan since I also have snap payments for $5,000 of work I had done on my car to get it up and running. I can switch my job and still barely have enough money to live at this point, with no opportunity to save for another vehicle. I am so lost at, I worked so hard just to end up here, no vehicle, making less money than before, and I’m CONSTANTLY getting sick and vomiting from the stress. I don’t even have the money to see a therapist for a single session.. I really need some advice I don’t know what more I can do except work my life away praying for miracles. Even words of encouragement would be appreciated at this point. Every time I think about my life situation I start bawling.
2024.05.17 10:03 Debjit_M How to Choose a Four-Wheeler Insurance Policy Online
Choosing the right four-wheeler insurance policy online can be a daunting task, especially with the myriad of options available. Whether you’re a first-time car owner or looking to switch providers, understanding the nuances of car insurance can help you make an informed decision. Here’s a comprehensive guide to help you choose the best car insurance policy online.
By following these steps, you can navigate the complexities of motor insurance and make an informed decision that ensures your four-wheeler is protected on the road. Happy driving!
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Understanding Car Insurance
Car insurance is a policy that provides financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. It’s essential to understand the different types of car insurance policies available:- Third Party Insurance: This is the most basic type of motor insurance and is mandatory by law. It covers damages caused to a third party but does not cover the insured vehicle.
- Comprehensive Insurance: This covers both third-party liabilities and damages to your own vehicle due to accidents, theft, fire, and natural disasters.
Steps to Choose the Best Car Insurance Policy Online
1. Assess Your Needs
Before purchasing a car insurance policy, assess your specific needs. Consider factors like the age of your car, how frequently you drive, and your budget. If you drive an older vehicle, third-party insurance might suffice. For newer or more expensive cars, comprehensive coverage is advisable.2. Research and Compare Policies
With numerous options available online, it’s crucial to compare different car insurance policies. Look at the coverage, benefits, and exclusions of each policy. Many websites offer comparison tools that can help you compare car insurance online from different providers. Pay attention to the following aspects:- Coverage: Ensure the policy offers adequate coverage for both third-party liabilities and personal damages.
- Add-ons: Check for additional cover options like zero depreciation, roadside assistance, and engine protection.
- Claim Settlement Ratio: This is a key indicator of an insurer’s reliability. A higher ratio suggests a better likelihood of claims being settled efficiently.
3. Check the Insurer’s Reputation
Research the reputation of the insurance company. Read reviews and ratings from other customers to gauge their experiences. An insurer with a strong track record and good customer service can make a significant difference when it comes to claims processing.4. Understand the Car Insurance Price
While comparing policies, don’t just look at the premium. The car insurance price should reflect the value and extent of coverage provided. Sometimes, cheaper policies might have hidden costs or inadequate coverage. Balance the cost with the benefits offered.5. Read the Fine Print
Carefully read the policy documents to understand the terms and conditions. Pay attention to exclusions, deductibles, and the claim process. Understanding the fine print can prevent unpleasant surprises later.6. Utilize Discounts
Many insurers offer discounts for various factors such as:- No-claim bonuses
- Installing anti-theft devices
- Bundling multiple policies (like car and home insurance)
7. Consider Customer Support
Good customer support can make a big difference. Choose an insurer with a robust support system that can assist you in times of need. Check if they offer 24/7 support and how accessible they are through different channels (phone, email, chat).8. Make an Informed Decision
After thorough research, choose a policy that best meets your requirements and budget. Ensure that the policy provides comprehensive coverage and is from a reputable insurer with good customer service and a high claim settlement ratio.Conclusion
Choosing a car insurance policy online doesn’t have to be overwhelming. By assessing your needs, researching and comparing options, understanding the car insurance price, and considering customer reviews and support, you can find the best car insurance policy for your vehicle. Remember, the right policy not only offers financial protection but also peace of mind, knowing that you and your car are well-covered.By following these steps, you can navigate the complexities of motor insurance and make an informed decision that ensures your four-wheeler is protected on the road. Happy driving!