We live in Germany and have O2 for our cell service. Whenever we go to a EU country we get texts that tell us we get 65.1 GB data roaming, and then will be charged 1.85€ per GB after.
We are currently in Italy for 2 weeks, so I was curious if this was 65GB per day? or per month? or what? The message wasn’t clear.
If it will help, here is the original message:
Datenroaming ist in Italien bis zu einem EU-Inklusivvolumen von 65,1 GB kostenlos. Es findet entsprechend den Regelungen über die angemessene Nutzung eine Volumenbegrenzung statt. Nach Verbrauch des EU-Inklusivvolumens wird Ihnen ein Aufschlag von 1,8445 € pro GB berechnet. Falls Sie dies nicht wünschen, deaktivieren Sie bitte Datenroaming auf Ihrem Smartphone. Sie können jederzeit in der Mein o2 App Informationen zu Ihrem aktuellen Verbrauch abrufen. Wenn Sie diese SMS nicht mehr erhalten wollen, können Sie sie unter https://www.telefonica.de/80115 deaktivieren bzw. reaktivieren. Gute Reise wünscht Ihnen o2.
We as a family do use a lot of data, especially since we are driving alot and the kids stream entertainment.
Anyone have experience with this? would it be better to get Italian sim cards with unlimited data?

As per a market veteran, greed is at every level. There is greed with F&O traders, hedge funds and exchanges facing M/W/D expiry. Since greed at such expiries are natural, why blame hedge funds for our actions and losses? It is wrong to blame others for our failure to understand the risks of F&O trading. If retail investors don't know the tricks of trading, they should simply step aside and do nothing. Volatility on expiry day is a given fact. One should know how to play against the big sharks or else stay away from F&O trading. We just create excuses for our failure in understanding the terms of business and the risks involved as everyone is addicted to F&O trading despite the huge losses. It is impossible for them to control their greed. Interpreting the right direction on expiry day is a must if one has to survive the volatility in the markets.
As per a market veteran, when market is on its peak, avoid tip and rumor-based trading, as there are chances of getting trapped. Do your own research for every company you choose to invest in. Follow very strictly the single rule allocation - not more than 7-9% of the portfolio in a single stock even if the promoter says so. Do not trade if the concept of the trade is not clear in your mind. Till 4th June, there will be wild volatile swings both ways. But if you have taken a trade without having the clear concept, you will get trapped.
As per a market veteran, never sell your winners to average out your losers! Otherwise, the day is not far when you will end up having a bunch of losers only! Bull markets are like marathons. Those who run it know the importance of consistency and discipline. People expect calamities and catastrophic in steady bull markets. So invest energy to develop patience and face them. Ride the tide and don’t time the ride.
Eco Recycling, first identified by Money Times two-years back and billed as a potential multi-bagger in our Panchratna newsletter this February has posted excellent results and the stock is on its upward journey.
In our 6th Jan MTTs, Sika Interplant recommended at Rs.1395 touched Rs.2504.
In our 21st Oct MTTs, Techno Ele. recommended at Rs. 514 touched Rs.1135.
In our 11th May MTTs, RAMINFO recommended at Rs.143 touched Rs.159, DCM Shriram Ind. recommended at Rs.195 touched Rs.220, Shemaroo recommended at Rs.157 touched Rs.165, Gulshan Polyoils recommended at Rs.197 touched Rs.205.
IRB Infra Q4 PAT grew 45% to Rs.189 cr. and consolidated income rose 47% to Rs.2504 cr. It has a equity of Rs.604 cr. and reserve of Rs.13141 cr. Total aggregate payout of Rs.181 cr. towards final dividend and third interim for FY24 has been declared. Add for decent gains.
Last week, Axis MF bought 26 lakh shares of Anantraj. Keep on radar for decent gains in medium-long term.
Va Tech Wabag results will be declared on 21st May 2024, which are expected to be encouraging. Keep it on your radar.
PNC Infratech results will be declared on 24th May 2024, which are expected to be strong. Further, a health dividend is also expected. Keep it on your radar.
ITD Cementation results will be declared on 28th May 2024, which are likely to be encouraging. Further, a health dividend is also expected. Keep it on your radar.
Vibrant Global notched an EPS of Rs.17.5 in the last 6 months and trades at a P/E of 4x. Promoters hold 71.3% and renowned fund manager, Siddharth Bhaiya, holds 22.64%. Its results on 18th May 2024 are likely to be promising with a healthy dividend. Add for multi bagger gains.
Shri Bajrang Alliance caters to Jubliant Foods, Nestle, KFC & Lulu Group for exports and exports to Australia, USA, Netherlands, Middle East, UK and New Zealand. It posted 9M EPS of Rs.29.77 and trades at a P/E of 8.5x. Buy for multi-bagger gains.
Debt-free Elixir Capital posted Q4 EPS of Rs.13.55 and FY24 EPS of Rs 26.89. It trades at a P/E of 4x. Promoters hold 71.3%, HNI’s & corporates hold 15.93%. Keep it on your radar.
Himatsingka Seide results on 23rd May 2024, which are expected to be strong with a healthy dividend. Keep it on your radar.
Kabra Extrusion Q4 NP rose 450% to Rs.18.97 cr. and declared a dividend of 70%. It is the industry leader 40% market share and partners Hero MotoCorp to supply battery packs & chargers. Thus, FY25 is expected to be the best. Add for 30% gains.
PNB Q4 NP rose 159.8% to Rs.3,010 cr. from Rs.1,159 cr. YoY and 35.4% to Rs.3,010 cr. from Rs.2,223 cr. QoQ. Its FY24 NP grew 228.8% to Rs.8,245 cr. and declared a divided of 75%. Add for decent gains.
Godrej Agrovet is into animal feed, crop protection, dairy, oil palm, poultry & processed foods. Promoters hold 74%, DIIs & FIIs hold 16.3%. It posted FY24 NP of Rs.359 cr. and declared a dividend of 100%. Add for 30% gains.
HCC results on 24th May 2024 are expected to be excellent. Keep it on your radar.
Andhra Petrochemicals Q3 NP grew 923% to Rs.9.82 cr. from Rs.0.96 cr. YoY. Its tie-up with GAIL for Natural Gas will lower production cost and boost its bottom-line. It results on 25th May 2024 are expected to be strong and a healthy dividend is likely. Buy for hefty gains.
Artefact Projects has huge orders for 6 years having bagged Rs.5.50 cr. order from NHAI. It pre-paid its debt of Rs.5 cr. and trades at a P/E of 8x and P/B of 0.86x. Its Q3 NP grew 60% and 9M NP rose 53%. It results on 21st May 2024 are expected to be good. Keep it on your radar.
TVS Holdings not only holds TVS Motor shares but is also engaged in the booming real estate business. Recently, it took over an NBFC aslo. Accumulate.
Hero MotoCorp is going ultra-aggressive in the two-wheeler segment and in the stock market too. Catch it before it goes out of reach. Add.
Maruti Suzuki remains unmatched in its market share, new models, distribution reach & service excellence. The stock is likely to speed up. Accumulate.
Fineotex Chemical receives an in-principle approval from BSE & NSE for preferential issue of warrants. It is in advanced talks for acquisition of a specialty chemicals unit. Add.
JTL Industries posted its highest-ever sales volume of 3,41,846 TPA for FY24 and posted revenue of Rs.2040.2 cr. on the back of robust demand. Buy.
Cellecor Gadgets record significant growth as it broadens its reach, distribution channels & product offerings, which boosted its marketing success. Add.
One Point One Solutions FY24 revenue grew 21.44% YoY to Rs.175.16 cr., EBITDA grew 52.95% YoY to Rs.56.76 cr. and PAT grew 143.5%. Add.
Sakuma Exports announced a substantial investment of £7.1 million in its wholly-owned subsidiary, Sakuma Impex Ltd. UK., which has an order book of £5 million. Add.
Sawaca Business Machines receives strategic proposal from TCS IT Dubai to develop AI based SCM, which includes acquisition of 20-25% stake in Sawaca Business Machines. A big positive. Buy.
Gujarat Toolroom's Rs.572.5 cr. Hybrid-Green Energy Power plant is projected to generate yearly profit of Rs.145.82 cr. Add.
Univastu India into civil construction projects has a Mkt.Cap. of Rs.237 cr. and posted Q3 sale of Rs.29.93 cr. with PAT of Rs.2.49 cr. and Q4 is likely to be better. Strong growth likely amid the infra boom. Buy.
Aartech Solonics, a turnaround player in Electrical Machinery boasts record order book and expansion plans. With investments in USA & UK subsidiaries, is poised for multi-bagger returns in the fancied Defense & Power sectors. Its Q4 results on 30th May 2024 may spring a pleasant surprise to shareholders. Buy.
Rudra Global Infra Products, manufactures TMT Bars, serving top clients like L&T and Reliance. Recently doubled production capacity and launched Rudra Inframart stores. Strong growth expected amid govt.'s infra investments. Buy.
NSE SME-listed ROX Hi-Tech evolved from an IBM & Cisco Business Partner to offer comprehensive IT solutions including AI. It is expected to notch an EPS of Rs 10 in FY24. Its IPO capex of Rs 50 cr. may lead to FY25 EPS of Rs 15+. Buy for hefty gain.
Zero-debt Just Dial from Reliance fame provides local search services through various platforms such as the internet, mobile internet, over the telephone (voice) & text (SMS). It posted 37% higher Q4 EPS of Rs.13.6 and 126% higher FY24 EPS of Rs. 42.7. Buy for 25% gain.
Union Bank has clocked 54% higher FY24 EPS of Rs.19.2. Buy for 20% gain.
Sandesh, Gujarati newspaper, published from 7 centers, posted 74% higher Q3 EPS of Rs.76.2 and 28% higher 9M EPS of Rs.154.3 on small equity of Rs.7 cr., which may lead to FY24 EPS to Rs.185/190. Buy for 25% gain.
Bank of India posted 35% higher Q4 EPS of Rs.4.6 and 65% higher FY24 EPS of Rs.15.5. Buy.
Repco Home Finance posted 36% higher Q3 EPS of Rs.18.2 and 32% higher FY24 EPS of Rs.66.6, which may lead to FY25 EPS of Rs.82+ Buy for a decent gain.
Jammu & Kashmir Bank posted Q4 EPS of Rs.5.8 and FY24 EPS of Rs.6.8. The robust Q4 EPS indicates that FY25 EPS may lead to Rs.24. Buy for 25% gain.
Nile Ltd., manufacturer of Pure Lead & Lead Alloys, plans a Lithium-ion recycling plant. It posted 140% higher Q3 EPS of Rs.39.7 and 78% higher 9M EPS of Rs.84.2, which may lead to FY24 EPS to Rs.125+. Add.
Karur Vysys Bank posted 36% higher Q4 EPS of Rs.5.7 and 45% higher FY24 EPS of Rs.20. Investments in Govt securities rose 19% to Rs.22,344 cr. in FY24, which may lead to FY25 EPS of Rs.27/28. Buy for 20% gain.
NCL Industries posted 152% higher Q4 EPS of Rs.5.2 and 110% higher FY24 EPS of Rs.20.5. Buy for 25% gain.
GPIL into iron ore mining, iron ore pellets, sponge iron, steel billets, rounds & wires, silico manganese, ferroalloys, prefab galvanized with captive power plants is expected to clock an EPS of Rs. 65. Buy for the long term.
Jaysynth Dyestuff manufacturer & dealer in dyes, dyes intermediates, organic chemicals, textile auxiliaries, pigments, resins, plasticizers & emulsions with low equity capital of Rs.0.9 cr. and is all set to garner an EPS of Rs. 9.5/10. Buy for the long term.
Basilic Fly Studios has a strong order book ~ Rs. 80 cr. to be executed in H1FY25, of which 75% is of FY24 total revenue.
Praveg launched Praveg Beach Resort at Nagoa Beach, Diu on May 15, featuring 31 Premium Tents and 4 dual-bedroom suites. It projects a 40-50% occupancy rate and an Average Room Rate of Rs.7,000-9,000. It is also expanding to 12 properties & developing 14 new projects.
Supreme Power Equipment secures Rs. 11.32 crore order to supply 50 MVA transformers for a solar project by Sept 2024, raising its total order book to Rs. 49.52 crore.
Praveg secures a 30-year land lease in Jawai, Rajasthan, for a luxury cave resort with 12 cave rooms, 8 tents, a pool, restaurant, bar & safari experiences, offering a blend of luxury & cultural immersion.
Wardwizard Innovations & Mobility post 135% YoY growth in EV sales of 1,071 units compared to 455 units in April 2023 with retail sales reaching 1,212 units in April 2024.
Mitsu Chem Plast currently operating at 70% of its 26,206 TPA capacity to expand by 1,800 TPA by May 2024 investing Rs. 206.5 lakh in new machinery.
BEL has a healthy order book. All it manufactures is a part of the Aatmanirbhar Bharat's programme and is expected to post a strong FY24 along with a good dividend/ bonus. Add.
Shyam Metaliks plans to establish a SS bright bars capacity of 25,000 TPA and an SS wires division with a capacity of 18,000 TPA. Add.
M&M Q4 NP rose 32% YoY to Rs.2,038 cr. and revenue grew 11% YoY. Further, it approved an investment of Rs.12,000 cr. for its EV Subsidiary. Add.
Eicher Motors’s unit, VE Commercial Vehicles signs a JV with I Triangle Info tech. A big positive. Further, it plans to launch its first electric Royal Enfield bike by 2025. Buy.
Glaxo (GSK) Q4 NP rose 46% to Rs.194.5 cr. It now plans 12 launches from 2025, which include new vaccines & medicines for HIV, oncology, respiratory diseases, etc. Add.
Dixon Technologies sees a $10 bn. IT hardware opportunity in India. Recently, it signed a MOU with Acerpure for manufacturing of consumer appliance products. A big positive. Buy.
TVS Motors plans to launch a series of products in the range of 5-25 KW by 2025. Further, it also started its operation in Italy. Add.
Infosys enters in to a multi-year pact with UAE's First Abu Dhabi Bank to optimize and modernize its IT infra. A big positive. Add.
Cochin Shipyard bags huge Rs.500-1000 cr. orders from an European client for Hybrid SOVs. Further, it also has orders worth Rs.11.54 cr. from UDUPI Cochin Shipyard Ltd. Buy.
HAL Q4 profit jumped 52% to Rs.4309 cr. YoY and revenue grew 18% YoY. Analysts are still bullish on this counter. Add for the long term.

As per a market veteran, greed is at every level. There is greed with F&O traders, hedge funds and exchanges facing M/W/D expiry. Since greed at such expiries are natural, why blame hedge funds for our actions and losses? It is wrong to blame others for our failure to understand the risks of F&O trading. If retail investors don't know the tricks of trading, they should simply step aside and do nothing. Volatility on expiry day is a given fact. One should know how to play against the big sharks or else stay away from F&O trading. We just create excuses for our failure in understanding the terms of business and the risks involved as everyone is addicted to F&O trading despite the huge losses. It is impossible for them to control their greed. Interpreting the right direction on expiry day is a must if one has to survive the volatility in the markets.
As per a market veteran, when market is on its peak, avoid tip and rumor-based trading, as there are chances of getting trapped. Do your own research for every company you choose to invest in. Follow very strictly the single rule allocation - not more than 7-9% of the portfolio in a single stock even if the promoter says so. Do not trade if the concept of the trade is not clear in your mind. Till 4th June, there will be wild volatile swings both ways. But if you have taken a trade without having the clear concept, you will get trapped.
As per a market veteran, never sell your winners to average out your losers! Otherwise, the day is not far when you will end up having a bunch of losers only! Bull markets are like marathons. Those who run it know the importance of consistency and discipline. People expect calamities and catastrophic in steady bull markets. So invest energy to develop patience and face them. Ride the tide and don’t time the ride.
Eco Recycling, first identified by Money Times two-years back and billed as a potential multi-bagger in our Panchratna newsletter this February has posted excellent results and the stock is on its upward journey.
In our 6th Jan MTTs, Sika Interplant recommended at Rs.1395 touched Rs.2504.
In our 21st Oct MTTs, Techno Ele. recommended at Rs. 514 touched Rs.1135.
In our 11th May MTTs, RAMINFO recommended at Rs.143 touched Rs.159, DCM Shriram Ind. recommended at Rs.195 touched Rs.220, Shemaroo recommended at Rs.157 touched Rs.165, Gulshan Polyoils recommended at Rs.197 touched Rs.205.
IRB Infra Q4 PAT grew 45% to Rs.189 cr. and consolidated income rose 47% to Rs.2504 cr. It has a equity of Rs.604 cr. and reserve of Rs.13141 cr. Total aggregate payout of Rs.181 cr. towards final dividend and third interim for FY24 has been declared. Add for decent gains.
Last week, Axis MF bought 26 lakh shares of Anantraj. Keep on radar for decent gains in medium-long term.
Va Tech Wabag results will be declared on 21st May 2024, which are expected to be encouraging. Keep it on your radar.
PNC Infratech results will be declared on 24th May 2024, which are expected to be strong. Further, a health dividend is also expected. Keep it on your radar.
ITD Cementation results will be declared on 28th May 2024, which are likely to be encouraging. Further, a health dividend is also expected. Keep it on your radar.
Vibrant Global notched an EPS of Rs.17.5 in the last 6 months and trades at a P/E of 4x. Promoters hold 71.3% and renowned fund manager, Siddharth Bhaiya, holds 22.64%. Its results on 18th May 2024 are likely to be promising with a healthy dividend. Add for multi bagger gains.
Shri Bajrang Alliance caters to Jubliant Foods, Nestle, KFC & Lulu Group for exports and exports to Australia, USA, Netherlands, Middle East, UK and New Zealand. It posted 9M EPS of Rs.29.77 and trades at a P/E of 8.5x. Buy for multi-bagger gains.
Debt-free Elixir Capital posted Q4 EPS of Rs.13.55 and FY24 EPS of Rs 26.89. It trades at a P/E of 4x. Promoters hold 71.3%, HNI’s & corporates hold 15.93%. Keep it on your radar.
Himatsingka Seide results on 23rd May 2024, which are expected to be strong with a healthy dividend. Keep it on your radar.
Kabra Extrusion Q4 NP rose 450% to Rs.18.97 cr. and declared a dividend of 70%. It is the industry leader 40% market share and partners Hero MotoCorp to supply battery packs & chargers. Thus, FY25 is expected to be the best. Add for 30% gains.
PNB Q4 NP rose 159.8% to Rs.3,010 cr. from Rs.1,159 cr. YoY and 35.4% to Rs.3,010 cr. from Rs.2,223 cr. QoQ. Its FY24 NP grew 228.8% to Rs.8,245 cr. and declared a divided of 75%. Add for decent gains.
Godrej Agrovet is into animal feed, crop protection, dairy, oil palm, poultry & processed foods. Promoters hold 74%, DIIs & FIIs hold 16.3%. It posted FY24 NP of Rs.359 cr. and declared a dividend of 100%. Add for 30% gains.
HCC results on 24th May 2024 are expected to be excellent. Keep it on your radar.
Andhra Petrochemicals Q3 NP grew 923% to Rs.9.82 cr. from Rs.0.96 cr. YoY. Its tie-up with GAIL for Natural Gas will lower production cost and boost its bottom-line. It results on 25th May 2024 are expected to be strong and a healthy dividend is likely. Buy for hefty gains.
Artefact Projects has huge orders for 6 years having bagged Rs.5.50 cr. order from NHAI. It pre-paid its debt of Rs.5 cr. and trades at a P/E of 8x and P/B of 0.86x. Its Q3 NP grew 60% and 9M NP rose 53%. It results on 21st May 2024 are expected to be good. Keep it on your radar.
TVS Holdings not only holds TVS Motor shares but is also engaged in the booming real estate business. Recently, it took over an NBFC aslo. Accumulate.
Hero MotoCorp is going ultra-aggressive in the two-wheeler segment and in the stock market too. Catch it before it goes out of reach. Add.
Maruti Suzuki remains unmatched in its market share, new models, distribution reach & service excellence. The stock is likely to speed up. Accumulate.
Fineotex Chemical receives an in-principle approval from BSE & NSE for preferential issue of warrants. It is in advanced talks for acquisition of a specialty chemicals unit. Add.
JTL Industries posted its highest-ever sales volume of 3,41,846 TPA for FY24 and posted revenue of Rs.2040.2 cr. on the back of robust demand. Buy.
Cellecor Gadgets record significant growth as it broadens its reach, distribution channels & product offerings, which boosted its marketing success. Add.
One Point One Solutions FY24 revenue grew 21.44% YoY to Rs.175.16 cr., EBITDA grew 52.95% YoY to Rs.56.76 cr. and PAT grew 143.5%. Add.
Sakuma Exports announced a substantial investment of £7.1 million in its wholly-owned subsidiary, Sakuma Impex Ltd. UK., which has an order book of £5 million. Add.
Sawaca Business Machines receives strategic proposal from TCS IT Dubai to develop AI based SCM, which includes acquisition of 20-25% stake in Sawaca Business Machines. A big positive. Buy.
Gujarat Toolroom's Rs.572.5 cr. Hybrid-Green Energy Power plant is projected to generate yearly profit of Rs.145.82 cr. Add.
Univastu India into civil construction projects has a Mkt.Cap. of Rs.237 cr. and posted Q3 sale of Rs.29.93 cr. with PAT of Rs.2.49 cr. and Q4 is likely to be better. Strong growth likely amid the infra boom. Buy.
Aartech Solonics, a turnaround player in Electrical Machinery boasts record order book and expansion plans. With investments in USA & UK subsidiaries, is poised for multi-bagger returns in the fancied Defense & Power sectors. Its Q4 results on 30th May 2024 may spring a pleasant surprise to shareholders. Buy.
Rudra Global Infra Products, manufactures TMT Bars, serving top clients like L&T and Reliance. Recently doubled production capacity and launched Rudra Inframart stores. Strong growth expected amid govt.'s infra investments. Buy.
NSE SME-listed ROX Hi-Tech evolved from an IBM & Cisco Business Partner to offer comprehensive IT solutions including AI. It is expected to notch an EPS of Rs 10 in FY24. Its IPO capex of Rs 50 cr. may lead to FY25 EPS of Rs 15+. Buy for hefty gain.
Zero-debt Just Dial from Reliance fame provides local search services through various platforms such as the internet, mobile internet, over the telephone (voice) & text (SMS). It posted 37% higher Q4 EPS of Rs.13.6 and 126% higher FY24 EPS of Rs. 42.7. Buy for 25% gain.
Union Bank has clocked 54% higher FY24 EPS of Rs.19.2. Buy for 20% gain.
Sandesh, Gujarati newspaper, published from 7 centers, posted 74% higher Q3 EPS of Rs.76.2 and 28% higher 9M EPS of Rs.154.3 on small equity of Rs.7 cr., which may lead to FY24 EPS to Rs.185/190. Buy for 25% gain.
Bank of India posted 35% higher Q4 EPS of Rs.4.6 and 65% higher FY24 EPS of Rs.15.5. Buy.
Repco Home Finance posted 36% higher Q3 EPS of Rs.18.2 and 32% higher FY24 EPS of Rs.66.6, which may lead to FY25 EPS of Rs.82+ Buy for a decent gain.
Jammu & Kashmir Bank posted Q4 EPS of Rs.5.8 and FY24 EPS of Rs.6.8. The robust Q4 EPS indicates that FY25 EPS may lead to Rs.24. Buy for 25% gain.
Nile Ltd., manufacturer of Pure Lead & Lead Alloys, plans a Lithium-ion recycling plant. It posted 140% higher Q3 EPS of Rs.39.7 and 78% higher 9M EPS of Rs.84.2, which may lead to FY24 EPS to Rs.125+. Add.
Karur Vysys Bank posted 36% higher Q4 EPS of Rs.5.7 and 45% higher FY24 EPS of Rs.20. Investments in Govt securities rose 19% to Rs.22,344 cr. in FY24, which may lead to FY25 EPS of Rs.27/28. Buy for 20% gain.
NCL Industries posted 152% higher Q4 EPS of Rs.5.2 and 110% higher FY24 EPS of Rs.20.5. Buy for 25% gain.
GPIL into iron ore mining, iron ore pellets, sponge iron, steel billets, rounds & wires, silico manganese, ferroalloys, prefab galvanized with captive power plants is expected to clock an EPS of Rs. 65. Buy for the long term.
Jaysynth Dyestuff manufacturer & dealer in dyes, dyes intermediates, organic chemicals, textile auxiliaries, pigments, resins, plasticizers & emulsions with low equity capital of Rs.0.9 cr. and is all set to garner an EPS of Rs. 9.5/10. Buy for the long term.
Basilic Fly Studios has a strong order book ~ Rs. 80 cr. to be executed in H1FY25, of which 75% is of FY24 total revenue.
Praveg launched Praveg Beach Resort at Nagoa Beach, Diu on May 15, featuring 31 Premium Tents and 4 dual-bedroom suites. It projects a 40-50% occupancy rate and an Average Room Rate of Rs.7,000-9,000. It is also expanding to 12 properties & developing 14 new projects.
Supreme Power Equipment secures Rs. 11.32 crore order to supply 50 MVA transformers for a solar project by Sept 2024, raising its total order book to Rs. 49.52 crore.
Praveg secures a 30-year land lease in Jawai, Rajasthan, for a luxury cave resort with 12 cave rooms, 8 tents, a pool, restaurant, bar & safari experiences, offering a blend of luxury & cultural immersion.
Wardwizard Innovations & Mobility post 135% YoY growth in EV sales of 1,071 units compared to 455 units in April 2023 with retail sales reaching 1,212 units in April 2024.
Mitsu Chem Plast currently operating at 70% of its 26,206 TPA capacity to expand by 1,800 TPA by May 2024 investing Rs. 206.5 lakh in new machinery.
BEL has a healthy order book. All it manufactures is a part of the Aatmanirbhar Bharat's programme and is expected to post a strong FY24 along with a good dividend/ bonus. Add.
Shyam Metaliks plans to establish a SS bright bars capacity of 25,000 TPA and an SS wires division with a capacity of 18,000 TPA. Add.
M&M Q4 NP rose 32% YoY to Rs.2,038 cr. and revenue grew 11% YoY. Further, it approved an investment of Rs.12,000 cr. for its EV Subsidiary. Add.
Eicher Motors’s unit, VE Commercial Vehicles signs a JV with I Triangle Info tech. A big positive. Further, it plans to launch its first electric Royal Enfield bike by 2025. Buy.
Glaxo (GSK) Q4 NP rose 46% to Rs.194.5 cr. It now plans 12 launches from 2025, which include new vaccines & medicines for HIV, oncology, respiratory diseases, etc. Add.
Dixon Technologies sees a $10 bn. IT hardware opportunity in India. Recently, it signed a MOU with Acerpure for manufacturing of consumer appliance products. A big positive. Buy.
TVS Motors plans to launch a series of products in the range of 5-25 KW by 2025. Further, it also started its operation in Italy. Add.
Infosys enters in to a multi-year pact with UAE's First Abu Dhabi Bank to optimize and modernize its IT infra. A big positive. Add.
Cochin Shipyard bags huge Rs.500-1000 cr. orders from an European client for Hybrid SOVs. Further, it also has orders worth Rs.11.54 cr. from UDUPI Cochin Shipyard Ltd. Buy.
HAL Q4 profit jumped 52% to Rs.4309 cr. YoY and revenue grew 18% YoY. Analysts are still bullish on this counter. Add for the long term.

As per a market veteran, greed is at every level. There is greed with F&O traders, hedge funds and exchanges facing M/W/D expiry. Since greed at such expiries are natural, why blame hedge funds for our actions and losses? It is wrong to blame others for our failure to understand the risks of F&O trading. If retail investors don't know the tricks of trading, they should simply step aside and do nothing. Volatility on expiry day is a given fact. One should know how to play against the big sharks or else stay away from F&O trading. We just create excuses for our failure in understanding the terms of business and the risks involved as everyone is addicted to F&O trading despite the huge losses. It is impossible for them to control their greed. Interpreting the right direction on expiry day is a must if one has to survive the volatility in the markets.
As per a market veteran, when market is on its peak, avoid tip and rumor-based trading, as there are chances of getting trapped. Do your own research for every company you choose to invest in. Follow very strictly the single rule allocation - not more than 7-9% of the portfolio in a single stock even if the promoter says so. Do not trade if the concept of the trade is not clear in your mind. Till 4th June, there will be wild volatile swings both ways. But if you have taken a trade without having the clear concept, you will get trapped.
As per a market veteran, never sell your winners to average out your losers! Otherwise, the day is not far when you will end up having a bunch of losers only! Bull markets are like marathons. Those who run it know the importance of consistency and discipline. People expect calamities and catastrophic in steady bull markets. So invest energy to develop patience and face them. Ride the tide and don’t time the ride.
Eco Recycling, first identified by Money Times two-years back and billed as a potential multi-bagger in our Panchratna newsletter this February has posted excellent results and the stock is on its upward journey.
In our 6th Jan MTTs, Sika Interplant recommended at Rs.1395 touched Rs.2504.
In our 21st Oct MTTs, Techno Ele. recommended at Rs. 514 touched Rs.1135.
In our 11th May MTTs, RAMINFO recommended at Rs.143 touched Rs.159, DCM Shriram Ind. recommended at Rs.195 touched Rs.220, Shemaroo recommended at Rs.157 touched Rs.165, Gulshan Polyoils recommended at Rs.197 touched Rs.205.
IRB Infra Q4 PAT grew 45% to Rs.189 cr. and consolidated income rose 47% to Rs.2504 cr. It has a equity of Rs.604 cr. and reserve of Rs.13141 cr. Total aggregate payout of Rs.181 cr. towards final dividend and third interim for FY24 has been declared. Add for decent gains.
Last week, Axis MF bought 26 lakh shares of Anantraj. Keep on radar for decent gains in medium-long term.
Va Tech Wabag results will be declared on 21st May 2024, which are expected to be encouraging. Keep it on your radar.
PNC Infratech results will be declared on 24th May 2024, which are expected to be strong. Further, a health dividend is also expected. Keep it on your radar.
ITD Cementation results will be declared on 28th May 2024, which are likely to be encouraging. Further, a health dividend is also expected. Keep it on your radar.
Vibrant Global notched an EPS of Rs.17.5 in the last 6 months and trades at a P/E of 4x. Promoters hold 71.3% and renowned fund manager, Siddharth Bhaiya, holds 22.64%. Its results on 18th May 2024 are likely to be promising with a healthy dividend. Add for multi bagger gains.
Shri Bajrang Alliance caters to Jubliant Foods, Nestle, KFC & Lulu Group for exports and exports to Australia, USA, Netherlands, Middle East, UK and New Zealand. It posted 9M EPS of Rs.29.77 and trades at a P/E of 8.5x. Buy for multi-bagger gains.
Debt-free Elixir Capital posted Q4 EPS of Rs.13.55 and FY24 EPS of Rs 26.89. It trades at a P/E of 4x. Promoters hold 71.3%, HNI’s & corporates hold 15.93%. Keep it on your radar.
Himatsingka Seide results on 23rd May 2024, which are expected to be strong with a healthy dividend. Keep it on your radar.
Kabra Extrusion Q4 NP rose 450% to Rs.18.97 cr. and declared a dividend of 70%. It is the industry leader 40% market share and partners Hero MotoCorp to supply battery packs & chargers. Thus, FY25 is expected to be the best. Add for 30% gains.
PNB Q4 NP rose 159.8% to Rs.3,010 cr. from Rs.1,159 cr. YoY and 35.4% to Rs.3,010 cr. from Rs.2,223 cr. QoQ. Its FY24 NP grew 228.8% to Rs.8,245 cr. and declared a divided of 75%. Add for decent gains.
Godrej Agrovet is into animal feed, crop protection, dairy, oil palm, poultry & processed foods. Promoters hold 74%, DIIs & FIIs hold 16.3%. It posted FY24 NP of Rs.359 cr. and declared a dividend of 100%. Add for 30% gains.
HCC results on 24th May 2024 are expected to be excellent. Keep it on your radar.
Andhra Petrochemicals Q3 NP grew 923% to Rs.9.82 cr. from Rs.0.96 cr. YoY. Its tie-up with GAIL for Natural Gas will lower production cost and boost its bottom-line. It results on 25th May 2024 are expected to be strong and a healthy dividend is likely. Buy for hefty gains.
Artefact Projects has huge orders for 6 years having bagged Rs.5.50 cr. order from NHAI. It pre-paid its debt of Rs.5 cr. and trades at a P/E of 8x and P/B of 0.86x. Its Q3 NP grew 60% and 9M NP rose 53%. It results on 21st May 2024 are expected to be good. Keep it on your radar.
TVS Holdings not only holds TVS Motor shares but is also engaged in the booming real estate business. Recently, it took over an NBFC aslo. Accumulate.
Hero MotoCorp is going ultra-aggressive in the two-wheeler segment and in the stock market too. Catch it before it goes out of reach. Add.
Maruti Suzuki remains unmatched in its market share, new models, distribution reach & service excellence. The stock is likely to speed up. Accumulate.
Fineotex Chemical receives an in-principle approval from BSE & NSE for preferential issue of warrants. It is in advanced talks for acquisition of a specialty chemicals unit. Add.
JTL Industries posted its highest-ever sales volume of 3,41,846 TPA for FY24 and posted revenue of Rs.2040.2 cr. on the back of robust demand. Buy.
Cellecor Gadgets record significant growth as it broadens its reach, distribution channels & product offerings, which boosted its marketing success. Add.
One Point One Solutions FY24 revenue grew 21.44% YoY to Rs.175.16 cr., EBITDA grew 52.95% YoY to Rs.56.76 cr. and PAT grew 143.5%. Add.
Sakuma Exports announced a substantial investment of £7.1 million in its wholly-owned subsidiary, Sakuma Impex Ltd. UK., which has an order book of £5 million. Add.
Sawaca Business Machines receives strategic proposal from TCS IT Dubai to develop AI based SCM, which includes acquisition of 20-25% stake in Sawaca Business Machines. A big positive. Buy.
Gujarat Toolroom's Rs.572.5 cr. Hybrid-Green Energy Power plant is projected to generate yearly profit of Rs.145.82 cr. Add.
Univastu India into civil construction projects has a Mkt.Cap. of Rs.237 cr. and posted Q3 sale of Rs.29.93 cr. with PAT of Rs.2.49 cr. and Q4 is likely to be better. Strong growth likely amid the infra boom. Buy.
Aartech Solonics, a turnaround player in Electrical Machinery boasts record order book and expansion plans. With investments in USA & UK subsidiaries, is poised for multi-bagger returns in the fancied Defense & Power sectors. Its Q4 results on 30th May 2024 may spring a pleasant surprise to shareholders. Buy.
Rudra Global Infra Products, manufactures TMT Bars, serving top clients like L&T and Reliance. Recently doubled production capacity and launched Rudra Inframart stores. Strong growth expected amid govt.'s infra investments. Buy.
NSE SME-listed ROX Hi-Tech evolved from an IBM & Cisco Business Partner to offer comprehensive IT solutions including AI. It is expected to notch an EPS of Rs 10 in FY24. Its IPO capex of Rs 50 cr. may lead to FY25 EPS of Rs 15+. Buy for hefty gain.
Zero-debt Just Dial from Reliance fame provides local search services through various platforms such as the internet, mobile internet, over the telephone (voice) & text (SMS). It posted 37% higher Q4 EPS of Rs.13.6 and 126% higher FY24 EPS of Rs. 42.7. Buy for 25% gain.
Union Bank has clocked 54% higher FY24 EPS of Rs.19.2. Buy for 20% gain.
Sandesh, Gujarati newspaper, published from 7 centers, posted 74% higher Q3 EPS of Rs.76.2 and 28% higher 9M EPS of Rs.154.3 on small equity of Rs.7 cr., which may lead to FY24 EPS to Rs.185/190. Buy for 25% gain.
Bank of India posted 35% higher Q4 EPS of Rs.4.6 and 65% higher FY24 EPS of Rs.15.5. Buy.
Repco Home Finance posted 36% higher Q3 EPS of Rs.18.2 and 32% higher FY24 EPS of Rs.66.6, which may lead to FY25 EPS of Rs.82+ Buy for a decent gain.
Jammu & Kashmir Bank posted Q4 EPS of Rs.5.8 and FY24 EPS of Rs.6.8. The robust Q4 EPS indicates that FY25 EPS may lead to Rs.24. Buy for 25% gain.
Nile Ltd., manufacturer of Pure Lead & Lead Alloys, plans a Lithium-ion recycling plant. It posted 140% higher Q3 EPS of Rs.39.7 and 78% higher 9M EPS of Rs.84.2, which may lead to FY24 EPS to Rs.125+. Add.
Karur Vysys Bank posted 36% higher Q4 EPS of Rs.5.7 and 45% higher FY24 EPS of Rs.20. Investments in Govt securities rose 19% to Rs.22,344 cr. in FY24, which may lead to FY25 EPS of Rs.27/28. Buy for 20% gain.
NCL Industries posted 152% higher Q4 EPS of Rs.5.2 and 110% higher FY24 EPS of Rs.20.5. Buy for 25% gain.
GPIL into iron ore mining, iron ore pellets, sponge iron, steel billets, rounds & wires, silico manganese, ferroalloys, prefab galvanized with captive power plants is expected to clock an EPS of Rs. 65. Buy for the long term.
Jaysynth Dyestuff manufacturer & dealer in dyes, dyes intermediates, organic chemicals, textile auxiliaries, pigments, resins, plasticizers & emulsions with low equity capital of Rs.0.9 cr. and is all set to garner an EPS of Rs. 9.5/10. Buy for the long term.
Basilic Fly Studios has a strong order book ~ Rs. 80 cr. to be executed in H1FY25, of which 75% is of FY24 total revenue.
Praveg launched Praveg Beach Resort at Nagoa Beach, Diu on May 15, featuring 31 Premium Tents and 4 dual-bedroom suites. It projects a 40-50% occupancy rate and an Average Room Rate of Rs.7,000-9,000. It is also expanding to 12 properties & developing 14 new projects.
Supreme Power Equipment secures Rs. 11.32 crore order to supply 50 MVA transformers for a solar project by Sept 2024, raising its total order book to Rs. 49.52 crore.
Praveg secures a 30-year land lease in Jawai, Rajasthan, for a luxury cave resort with 12 cave rooms, 8 tents, a pool, restaurant, bar & safari experiences, offering a blend of luxury & cultural immersion.
Wardwizard Innovations & Mobility post 135% YoY growth in EV sales of 1,071 units compared to 455 units in April 2023 with retail sales reaching 1,212 units in April 2024.
Mitsu Chem Plast currently operating at 70% of its 26,206 TPA capacity to expand by 1,800 TPA by May 2024 investing Rs. 206.5 lakh in new machinery.
BEL has a healthy order book. All it manufactures is a part of the Aatmanirbhar Bharat's programme and is expected to post a strong FY24 along with a good dividend/ bonus. Add.
Shyam Metaliks plans to establish a SS bright bars capacity of 25,000 TPA and an SS wires division with a capacity of 18,000 TPA. Add.
M&M Q4 NP rose 32% YoY to Rs.2,038 cr. and revenue grew 11% YoY. Further, it approved an investment of Rs.12,000 cr. for its EV Subsidiary. Add.
Eicher Motors’s unit, VE Commercial Vehicles signs a JV with I Triangle Info tech. A big positive. Further, it plans to launch its first electric Royal Enfield bike by 2025. Buy.
Glaxo (GSK) Q4 NP rose 46% to Rs.194.5 cr. It now plans 12 launches from 2025, which include new vaccines & medicines for HIV, oncology, respiratory diseases, etc. Add.
Dixon Technologies sees a $10 bn. IT hardware opportunity in India. Recently, it signed a MOU with Acerpure for manufacturing of consumer appliance products. A big positive. Buy.
TVS Motors plans to launch a series of products in the range of 5-25 KW by 2025. Further, it also started its operation in Italy. Add.
Infosys enters in to a multi-year pact with UAE's First Abu Dhabi Bank to optimize and modernize its IT infra. A big positive. Add.
Cochin Shipyard bags huge Rs.500-1000 cr. orders from an European client for Hybrid SOVs. Further, it also has orders worth Rs.11.54 cr. from UDUPI Cochin Shipyard Ltd. Buy.
HAL Q4 profit jumped 52% to Rs.4309 cr. YoY and revenue grew 18% YoY. Analysts are still bullish on this counter. Add for the long term.

Hallo zusammen, vergangene Woche erhielt ich Post von der Bundesnetzagentur mit dem Betreff:"Rechtswidrige Nutzung von Rufnummer(n)". In dem Brief wurde mir mitgeteilt, dass von einer Rufnummer, auf mich registriert, diverse SMS-Scams ("Hallo Mama/Oma/Uropa, ich habe mein Handy verloren und eine neue Rufnummer, brauche Geld, bla bla...") verschickt wurden. Die erwähnte Rufnummer ist mir nicht bekannt. Diese Woche erhielt ich dann auch eine zugehörige Rechnung von Vodafone dazu inkl. SEPA Mandat für mein Konto. Der knapp 4-stellige Betrag wird kommende Woche dann von meinem Konto abgebucht. Ich habe und hatte nie ein Vertragsverhältnis mit Vodafone.
Was ich bis jetzt unternommen habe:

• versucht bei Vodafone anzurufen, aber nichts erreicht, weil nach langer Warteschlange konnte mir die Dame nur mitteilen, dass sie einen Systemausfall haben und ich es ein anderes Mal wieder versuchen soll muss ich nachholen
  
• versucht Anzeige zu erstatten. Bislang auch nicht erfolgreich, da erst ich keine Zeit hatte und dann die Polizei keine Zeit hatte muss ich nachholen
  
• schriftlich Widerspruch bei Vodafone eingelegt und Auskunft nach Artikel 15 angefragt
  
• schriftlich bei der Bundesnetzagentur mitgeteilt, dass ich das nicht war und Anzeige erstatten werde
  
• versucht, bei meiner Bank zu verhindern, dass der Betrag abgebucht wird. Das ist aber wohl nicht möglich. Allerdings haben sie mir versichert, dass sie die Abbuchung im Nachgang rückgängig machen können. Ich hoffe, das klappt...
  

Ich frage mich gerade, wie das funktionieren kann, dass jmd. in meinem Namen einen Mobilfunkvertrag abschließen kann. Soweit mir bekannt, muss man sich da vorher per Ausweis legitimieren (Video-Ident/Post-Ident). Das Verfahren erscheint mir ja doch sehr sicher. Kennt jmd. diese Art von Betrug? Wie sind die Erfolgsaussichten? Was kann ich unternehmen, damit nicht noch mehr Betrügereien mit meinen persönlichen Daten passieren? Besonders auch, dass sowohl meine Ausweisdaten, als auch meine Kontodaten zusammen sind verunsichert gerade extrem. Insgesamt gerade kein gutes Gefühl...

I worked at Starbucks for over 3 years, from 2020 to 2023. For that entire time, I had a full time job during the week and only ever worked the Saturday and Sunday opening shifts at the Bux. I had (mostly) great coworkers and amazing, understanding SMs and ASMs who always approved my time off requests and understood that Starbucks was NOT my main priority and my main job and life outside of work would always come first. However, I gave this job my all during the 12 hours per week I was at work. I was one of my store’s best and fastest bar partners and called out maybe three times during those three years. When I left Starbucks around this past Thanksgiving, it was because the customers had just become so overwhelmingly rude and entitled, and I realized I didn’t want to deal with that anymore.
However, I recently moved to a smaller town that has only one store, and the customers seem a lot more chill and polite. The partners all also seem to be genuinely enjoying their jobs whenever I’m in there. Since I do miss my extra “fun money” from my 3 years as a partner, I applied to work at that store and had an interview with the SM pretty soon after. Even though I felt it went really well, I was told today that I didn’t get the job because corporate/the DM wants stores to have as few partners working as many hours as possible. Because I can only work weekends, I would be a waste of a limited partner spot. This store can only have 14 partners, and they’re almost all full time. So…the days of people being able to use Starbucks as a second job are over? You have to dedicate all of your time to the siren or you can’t work there? Anyway, rant over. I’ll go tutor people for the GRE, I guess.

Double spacing at the start of a new sentence?
Keeping your "homework floppy" safe by putting it on the fridge with a magnet?
Paying 25¢ PER sms?
Ringing your friend in short intervals to take advantage of the "first 3 minutes are free to any mobile" offer on prepaid phones?
3 mobile?
Admiring the Year 12 students in the computer room, USING THE COMPUTERS, as we walked passed to our regular stupid paper classroom?
Pinky's Pizza and Ribs?
The endless imported rug sales commercials?
When the TV channels would close over night?
SBS late night foreign films?
Australia's Funniest Home Videos?
Tania Zaetta and Mike Whitney on Who Dares Wins?
I miss having a "beer with Bert" (Newton) at 10am.

Double spacing at the start of a new sentence?
Keeping your "homework floppy" safe by putting it on the fridge with a magnet?
Paying 25¢ PER sms?
Ringing your friend in short intervals to take advantage of the "first 3 minutes are free to any mobile" offer on prepaid phones?
3 mobile?
Admiring the Year 12 students in the computer room, USING THE COMPUTERS, as we walked passed to our regular stupid paper classroom?
Pinky's Pizza and Ribs?
The endless imported rug sales commercials?
When the TV channels would close over night?
SBS late night foreign films?
Australia's Funniest Home Videos?
Tania Zaetta and Mike Whitney on Who Dares Wins?
I miss having a "beer with Bert" (Newton) at 10am.

Double spacing at the start of a new sentence?
Keeping your "homework floppy" safe by putting it on the fridge with a magnet?
Paying 25¢ PER sms?
Ringing your friend in short intervals to take advantage of the "first 3 minutes are free to any mobile" offer on prepaid phones?
3 mobile?
Admiring the Year 12 students in the computer room, USING THE COMPUTERS, as we walked passed to our regular stupid paper classroom?
Pinky's Pizza and Ribs?
The endless imported rug sales commercials?
When the TV channels would close over night?
SBS late night foreign films?
Australia's Funniest Home Videos?
Tania Zaetta and Mike Whitney on Who Dares Wins?
I miss having a "beer with Bert" (Newton) at 10am.

I am a gold/silver numismatics broker and my firm is running a promotion to onboard new clients so I am spreading the word.
1922P – 1924P Ch Unc- MS64 NGC condition $1900 per roll and that includes shipping/handling, insurance, 30 day inspection moneyback guarantee. 20 coins per roll DM me if interested. I work for a firm so we have everything in a safe. The picture I posted is obviously from my desktop. I work for a large firm. I can accept payment Monday through Friday from 10 AM through 5:30 PM Eastern standard time.
https://imgur.com/a/PY6vQ8o?s=sms

Last Wednesday I opened my account and the screen said it would ship in 2-3 days. I had heard nothing. Yesterday I messaged with the chat support. Over a 10 min period, huge lags in responds from them, I was given the tracking number. Once I got to the USPS site with the tracking number, it indicates that it still has not shipped. I ask over chat if there was something wrong with my account or if I needed to do something, they said 'no'.
I am not sure what is going on. Do they not have any sims to ship? Is it that I am a Verizon customer and they are trying to prevent me from moving to their lower cost product line?
Let me know if others have experienced this or have suggestions on how to make progress with moving to Visible.
Update: It seems the Verizon is making it difficult or impossible for us to move to Visible. Just found out a minute ago that yesterday after I messaged with Visible on their site, my wife (listed as the account owner) received a sms from Verizon about lowering our bill by $10 per line.
Unfortunately, after messaging with Byron here on Reddit, all that could happen is that it was 'escalated'. Sigh. Just found mint mobile and am creating an account and starting the process to move there. Does Verizon think that this will allow them to keep customers??

• Short descriptions of websites and apps to make a bit of extra cash. Most platforms listed below will be linked to honest reviews and real expectations of how much you can potentially earn based on my personal experience.
• PayPal is one of the most common ways to get paid, so if you don’t already have an account, I would advise you to create one here.
• The list will be regularly updated whenever I review new platforms.

The list will consist of 4 parts.

• Part 1: Passive income apps for Windows, Linux, Mac OS, Android and iOS
• Part 2: Mobile apps only
• Part 3: Surveys, studies, watching videos, playing games etc.
• Part 4: Ireland only - Surveys and Scanning groceries for cashback

Part 1: Passive income apps for Windows, Linux, Mac OS, Android and iOS
EarnApp Review (Payment Proof) - (Windows, Mac, Linux, Android, iOS and Raspberry PI)

• Payout options: PayPal, Amazon gift cards, Wise
• Install their app on your computer and/or mobile phone and leave it running in the background.
• This app basically shares some of your Internet traffic.
• 100% passive
  HoneyGain Review (Payment Proof) - (Windows, Mac OS and Android)
  
• Payout option: PayPal
  
• Install their app on your computer and/or mobile phone and leave it running in the background.
  
• This software basically shares some of your Internet traffic.
  
• 100% passive
  

PacketStream Review (Payment Proof) - (Windows, Linux and Mac OS)

• Payout option: PayPal
• Same concept as EarnApp and Honeygain
• 100% passive

SimCash Review (Payment Proof) - (Android only)

• Referral code (optional): T3XJZ
• Payout options: Crypto, Bank transfer
• App to download on your mobile that sends texts automatically. The earnings will depend on the demand and how many texts you set in the settings to be sent daily, weekly or monthly.
• 100% passive

Mobirich Review (Payment Proof) - (Android only)

• Referral code (to get 0.50€ bonus): moFYtQlW
• Payout option: PayPal, USDT (Crypto)
• App to download on your Android phone where you will earn by receiving texts automatically.
• 100% passive

Repays Me Review (Payment Proof) - (Android only)

• Invitation code (optional): 5e8rO
• Payout options: Crypto, gift cards, bank transfers.
• App to download on your Android phone where you will earn by sending and receiving texts automatically.
• 100% passive

Money SMS Review (Payment Proof) - (Android only)

• Sign up bonus: 0,25€ when using this code MZ2GLM24
• Payout option: PayPal
• Money SMS payment proof
• App to download on your Android phone where you will earn 0.02€ per text received.
• These are very random texts and you don't need to read them. There are days I don't receive any texts at all and times I receive a few texts at a time every day.
• 100% passive

McMoney Review (Payment Proof) - (Android only)

• Sign up bonus: $0,25 when using this code V6TM2KP5
• Payout option: PayPal
• Same concept as Money SMS
• They pay $0.05 per text (twice more than Money SMS but I personally run both on my mobile).
• 100% passive

LoadTeam Review (Payment Proof) - (Windows only)

• Payout option: PayPal
• Download their software on your computer and leave it running.
• This app basically "harvests" your computer's idle power.
• Note that your computer could run slow if you don't change the settings on their software.
• Tip: I would advise to use this only if you use your computer at the same time. Leaving this particular software running for the purpose of simply earning money might not be worth it.
• Once you install it, you can see how much money you could potentially make as it all depends on your computer's performance.
• 100% passive

Kryptex Review (Payment Proof) - (Windows)

• Payout options: Crypto, Visa gift cards etc.
• Download their software on your computer and leave it running.
• Tip: I would advise to use this only if you use your computer at the same time. Leaving this particular software running for the purpose of simply earning money might not be worth it.
• 100% passive

eBesucher Review (Payment Proof) - (Windows, Linux and Mac OS)

• Payout options: PayPal and bank transfer
• Autosurf that launches random advertised websites on your browser. You can also earn points by reading emails they send you but then it wouldn't be a passive income. I personally just let the Autosurf running.
• The main purpose of an Autosurf is for new websites to bring traffic.
• You will need to download their software on your computer and leave it running.
• Simply hit "Start" once the software is installed.
• 100% passive

Part 2: Mobile apps only
AttaPoll Review (Payment Proof) - (Android and iOS)

• Payout options: PayPal, Revolut, Ethereum
• AttaPoll payment proof
• Short surveys. Usually take between 1 to 10 minutes.

Poll Pay Review (Payment Proof) - (Android and iOS)

• Sign up bonus: 0.23€ when using this code N6D2DC84BB
• Payout options: PayPal, App Store/iTunes and Spotify Premium
• Short surveys. Usually take between 5 to 10 minutes.

Money App (Android and IOS) http://moneyapp.org/app

• Sign up bonus: 200 Credits when using this code 71YNBT
• Payout option: PayPal
• Surveys, installing/playing games, signing up to sites etc.

CashKarma Review (Payment Proof) - (Android and iOS)

• Sign up bonus: 300 Karma points. Go to the top right corner of the app and enter weaselbusters
• Payout options: PayPal, Google Play, Xbox Live and Steam
• Surveys, installing/playing, signing up to sites etc.

BeMyEye (Android and IOS) https://bemyeye.com/earn-money/

• Sign up bonus: 1€ when you enter this code j5z6pk and complete your first mission.
• Payout options: PayPal and Bank transfer
• This app allows you to earn money by completing missions. They include taking pictures at specific locations in your area, answering questions and following instructions given to you by the app.

StreetBees (Android and IOS) Android iPhone

• Sign up bonus: 1€ when you enter this code 8572TF
• Payout option: PayPal
• Stories (these are basically surveys, but they show as if someone was asking you questions on a messaging app)

Givvy App Review (Payment Proof) - (Android and iOS)

• Sign up bonus: 130 coins
• Payout options: PayPal, Revolut
• Earn Givvy points by playing games (Memory cards, Tic tac toe and Calculate).
• With those coins, you can enter entries to earn between 0.25€ to 50€.
• The other option is to keep your coins and convert them to cash, but this could take longer to earn.

BigCash Review (Payment Proof) - (Android and iOS)

• Sign up bonus: 70 coins when you enter this code nwzh7k5z after installing the app
• Payout options: PayPal, Amazon gift card etc.
• Earn points by watching videos, checking in every day, surveys etc.

Part 3: Surveys, studies, watching videos, playing games etc.
SwagBucks - Sign up here

• Sign up bonus: $3 (if you sign up through the link above and earn 300 SB points within 30 days)
• Payout options: PayPal, gift cards etc.
• Wide range of surveys & offers

OfferNation Review (Payment Proof)

• Sign up bonus: $0.25
• Payout options: PayPal and Skrill
• Points proof PayPal payment proof Email payment proof
• Wide range of surveys & offers
• You might need to send a utility bill or any document with your name on it. It is to prevent fraud. I had to do that myself, I just sent them my broadband utility bill.
• You get paid almost instantly as you can cash out from $1

Prolific Review (Payment Proof)

• Payout option: PayPal
• Payment proof 1 / Payment proof 2
• This website is one of my favorites. You basically get random "studies" depending on the questions you pre-filled when signing up (you can change them later on at any stage).
• It might help if you speak more than 1 language. I speak both English and French, so I get studies in both languages.
• Some examples of studies I've done:
• Decision-making in recruitment: They gave me different short CVs and I had to choose which applicants I would hire if I were a recruiter (there are no right or wrong answers, they just want to know whom I would choose depending on their degrees, experience etc.).
• Food items: Type the first 10 words that come to your mind with the word "Orange" (I don't actually remember the name of the food they gave me but basically, for this one, I'd enter "Vitamin C, sun etc." for example.
• Male grooming: In this one, I had to say whether I shave my body hair, which parts and whether I thought men should do it or not.

I've had many more studies but I'm not going to write them all down, it's just to let you know what kind of studies you can expect.
ySense Review (Payment Proof)

• Payout options: PayPal, Amazon gift cards and more.
• Wide range of Surveys & Offers

InstaGC Review (Payment Proof)

• Sign up bonus: 10 points ($0.10)
• Payout options: PayPal and Bitcoin
• PayPal payment proof / Email payment proof
• Wide range of Surveys & Offers

GG2U Click here to sign up

• Sign up bonus: $1
• Payout options: PayPal, Bitcoin
• Wide range of Surveys & Offers

Gain.gg Review (Payment Proof)

• Sign up bonus: 100 coins ($0.10)
• Payout options: Cryptocurrencies (Bitcoin, Ethererum, Litecoin and more).
• Wide range of Surveys & Offers

TimeBucks Click here to sign up

• Sign up bonus: $1
• Payout options: PayPal, Payeer and Bitcoin
• Wide range of Surveys & Offers

ZoomBucks Click here to sign up

• Sign up bonus: 500 points
• Payout options: PayPal, Amazon gift cards and more.
• Wide range of Surveys & Offers

GrabPoints Review (Payment Proof)

• Sign up bonus: 500 points ($0.50)
• Payout options: PayPal, Amazon gift cards and more.
• Wide range of Surveys & Offers

FeaturePoints Review (Payment Proof) - (Android and iOS)

• Sign up bonus: 50 points
• Payout options: PayPal, Visa gift card, Amazon gift cards, Bitcoin and more
• Enter the code 9BGX93 to get 50 points if you download the app directly from the Play Store or App Store.
• Wide range of Surveys & Offers

PrizeRebel Review (Payment Proof)

• Payout options: PayPal, Amazon gift cards and more
• Wide range of Surveys & Offers

Market Agent Click here to sign up

• Payout options: PayPal, Skrill and Bank transfer
• Surveys

Testing Time Click here to sign up

• Payout options: PayPal, Direct deposit
• Test new products & services and earn up to €50 per hour.
• I haven’t had any luck yet with this site but maybe you’ll be lucky!
• They should send you an email whenever a product or service needs to be tested.

Part 4: Ireland only - Surveys and Scanning groceries for cashback
Mobrog Review (Payment Proof)

• Payout options: PayPal and SkrillMobrog payment proof
• Surveys. Note that your reward will usually show the next day.

Shop and Scan Click here to sign up

• Payout options: One4all, Amazon, Penneys, Zalando, Clarks and more.
• Shop and Scan payment proof Shop and Scan points earned proof (past 30 days)
• Earn cash back when scanning your groceries.
• Once you sign up, you will receive a barcode scanner by post with a book.
• Every time you go shopping (once a week), scan the items you bought, take a picture of your receipt and upload them to their site through their app.
• Uploading a receipt = 60 points
• Scanning and uploading your groceries = 140 points
• That's a total of 2€ every week. (Doesn't sound like much but that's a free 8€ per month spending no more than 5 minutes each time).
• Once they are in contact with you via email with the full application to join, I would really appreciate if you could enter the panel number 916062 into your application to confirm the referral.

Redclive Review (Payment Proof)

• Payout options: Virtual Card or cheques sent by post
• Redclive payment proof email Redclive payment proof
• This is my favorite Irish survey site. They pay 1€ for every 5 minutes spent (if you qualify).
• The only downside is that you need to reach 50€ to get your payment. Once you reach that amount, they will send you an email where you can choose to get a Virtual Card or a cheque.
  Irish Opinions Review (Payment Proof)
  
• Payout options: Amazon, Tesco, Penneys, TK Maxx and more.
  
• IrishOpinions payment proof email IrishOpinions payment proof Tesco gift card
  
• Same as Redclive. They don’t pay as well but you can cash out once you reach 10€
  Acumen Panel Review (Payment Proof)
  
• Payout options: AllGifts.ie voucher
  
• Acumen payment proof email Payment proof AllGifts.ie voucher
  
• Surveys. They pay as much as Redclive (1€ for every 5 minutes spent) but I don't get many surveys from them. I had one survey from them very recently that took me about 10 minutes for 250 points (2.5€).
  

Media Opinions Ireland Review (Payment Proof)

• Payout options: One4all and iTunes.
• Daily short survey. I don’t get many other surveys from them.

Recently, I traveled from Cameroon 🇨🇲 to Uganda 🇺🇬 and then to Rwanda 🇷🇼. I noticed significant differences in internet prices across these countries.
In Cameroon 🇨🇲, we had an ISP called Blue by Camtel. It wasn't very fast, but the plans were affordable. For example, I used to buy an unlimited plan for 3,000 CFA (approximately $6) for 30 days. It wasn't fast, but I could watch Netflix shows, low-quality YouTube videos, and use Spotify.
When I arrived in Uganda 🇺🇬, the prices were much higher. I used an Airtel plan that cost 30,000 UGX (approximately $8) for 12 GB, which last 30 days. I found myself depleting it in just a few days because I was used to the unlimited plan in Cameroon.
In Rwanda 🇷🇼, I was even more surprised. I got an Airtel plan for 5,000 RWF (approximately $4), which gave me 2 GB per day at maximum speed, with unlimited calls and SMS to all local networks for 30 days that’s 60Gb per month for $4.
I keep asking myself, what affects internet prices? Why is it expensive in some countries and affordable in others? Can somebody explain this to me? What's the internet price in your country?

Long Story Short: Großer, teurer, neuer TV hatte ne kleine, kaum sehbare Macke. Trotzdem natürlich ausgetauscht. Kauf bei großem Markt, per Spedition geliefert. Beim Austausch waren die aber 3 Stunden vor Ankündigungs SMS da, alter TV noch nicht fertig zum mitnehmen. Daher nur neuer TV da, alter TV sollte abgeholt werden. Geld zurück habe ich bereits erhalten.
Zu letzterem kam es nun innerhalb von über 7 Monaten nicht und das Ding steht immer noch bei mir. Mehrere Service Mails mit "Ja, wir reden mit der Spedition" absolut erfolglos.
Rechtsberatung auch schwierig. Sollte wohl nen Datumsultimatum per Einschreiben raussenden. Aber das muss auch keinen Erfolg haben :D
Frage also: Wie würdet ihr handeln? Verkaufen wär arg risky, wenn sie random mal doch zu Potte kommen. Aber gleichzeitig ist nun echt viel Zeit vergangen und vlt. fällt das ja doch einfach unter deren Radar, wenn ich nicht mehr nachhake?