I feel like an idiot and need help.
What is the process to obtain child support and any other financial support when your partner is a very high net worth (and very sneaky) self employed business owner? He is also verbally and financially abusive.
The story:
My partner and I have two kids 2 and 4. We had a religious ceremony but never did the legal paperwork at a courthouse because my partner kept making excuses about “pending sales of investor deals”. When I was pregnant with our first child, the production company I worked for went bankrupt due to Covid. My partner’s self-owned business luckily took off. And I mean really took off. Over the last 4 years his company has made over $40 million in profit. Before this happened him and I had equal earnings (about 150k each/ year). Since having kids, I haven’t worked I’ve just supported him during the company’s explosive growth by picking up projects as needed. It’s been a wild ride and unfortunately my husband’s mental health has suffered along with the tons of stress and some substance use issues. He has become financially and verbally abusive. I’ve tried to get him help but it hasn’t been successful. Now he’s decided that I don’t make him happy anymore and he wants me to move out immediately. My guess is he is cheating. He doesn’t want to give me any support and wants full custody of the kids. He told me he has enough money to find the best lawyer who will deem me an unfit parent and no chance I’d win. We live in California full time but I found out recently that he pays our taxes in NY and claims we still live there. The company headquarters is in NY.
This all really sucks. Before acquiring wealth we were a normal happy couple. Money ruined him. My kids are my entire world and I just want to care for them and protect them from this mess.
Can anyone give me advice on where to start? I don’t know who to contact and what state to do it in. What proof to I need to start gathering?
Thanks so much.

Alex always had a thing for vintage electronics. So when he spotted an old, dusty radio at the flea market, he knew he had to have it. The stall owner, a withered old man with piercing eyes, warned him about the radio. He claimed it was cursed, that its previous owners all met mysterious fates. Alex laughed it off as a ploy to jack up the price, but the old man let it go for a mere five dollars, almost as if he was eager to be rid of it.
Back in his apartment, Alex placed the radio on his bedside table. It was a beautiful piece, with a wooden casing and an intricate dial. He plugged it in, expecting nothing more than static. But to his surprise, the radio hummed to life, the dial lighting up with a soft, eerie glow. The tuning knob moved on its own, settling on a station that played an old, melancholic tune.
That night, Alex woke up at 3:33 a.m., his room filled with the crackling sound of static. The radio had turned itself on. He stumbled out of bed and switched it off, blaming a faulty switch. But the next night, it happened again, and the night after that. Each time, the clock read 3:33 a.m.
One night, as he lay in bed, the radio switched on, and through the static, he heard a faint whispering. He strained to listen, and though he couldn't make out the words, the tone was unmistakably pleading, desperate. His skin crawled, and he quickly turned the radio off.
Determined to get to the bottom of it, Alex did some research and found that the radio was from the 1930s. It had belonged to a family that had perished in a fire, their home burning down in the middle of the night. The only survivor was a young girl, who had been found clutching the radio in the charred remains of her bedroom. She never spoke again, and when she passed away years later, the radio was sold at an estate sale.
The more he discovered, the more uneasy Alex became. The nightly disturbances continued, and he began to feel a presence in his apartment. Shadows seemed to move on their own, and he often felt a cold breath on the back of his neck.
One particularly dark night, the radio turned on with a deafening screech. The static was louder than ever, and through it, he heard the voice of a child crying for help. His blood ran cold as he realized the voice was calling his name. Panicked, he tried to unplug the radio, but it seemed fused to the socket. The room grew colder, and he felt an invisible hand grip his arm, freezing him in place.
The voice grew louder, more frantic. "Help me, Alex! Help me!" It was as if the spirit was in the room with him, trapped between worlds. Gathering his courage, he shouted, "What do you want from me?"
The room fell silent, the static stopping abruptly. Then, the dial on the radio began to spin wildly, finally stopping on a station that played the old, melancholic tune once more. But this time, there were words sung by a hauntingly beautiful voice:
"In the night so cold and deep, A soul lost, in shadows it weeps. Find the fire, find the light, Free me from this endless night."
Alex understood. The spirit was bound to the radio, reliving the night of the fire over and over. He knew what he had to do. He took the radio to the place where the family's home once stood, now an empty, desolate lot. As he stood there, the radio began to burn in his hands, a fire igniting from within it.
He dropped it to the ground and watched as it was consumed by flames. He could hear the distant echoes of a child's laughter, free at last. The fire died down quickly, leaving nothing but ashes. The presence he had felt lifted, and the air seemed lighter.
From that night on, the disturbances ceased. The haunted radio was no more, and the lost spirit was finally at peace. Alex never bought another vintage item again, but he never regretted helping a lost soul find its way to the light.

Inter will self-finance and no major sales are currently planned. Inter could also afford a great signing and go for Alessandro Buongiorno if they are able to give up one of the young loaned out players who have done well this season.
Inter are preparing to change ownership. If Steven Zhang does not return about 380 million to Oaktree by Tuesday, unless there are resounding last-hour twists and turns, the California fund will draw the pledge and become the new owner of the Nerazzurri club, waiting to sell it to another investor.
Oaktree has made it clear to Suning that it does not want to change its position regarding the loan contract entered into in 2021. So, if nothing changes, the same fund is ready to own the Nerazzurri club.
https://www.fcinter1908.it/copertina/inter-strategia-oaktree-2/

Long story short my old boss (who became a friend) was/is highly unstable. Im fairly certain she has undiagnosed BPD and had mentioned it to her in the past. She had no boundaries for work or personal. It was only her and I who worked together each day so I have no one to really speak for the experience I went thru (anyone who did work there quit by week 6 because she was bad. They don't want to write testimony letters in my appeal case due to fear of her retaliating). My boss ensured I quit via email and not fired so i could not get unemployment. I did get approved for unemployment due to a toxic work environment. She claims she did not receive the documents in time to dispute the claim.
Here's a quick overview of why I quit below: We where on a "worktrip" (I was not paid) at a medspa conference. I am not a injector but she is and I was her model. She got mad at me during lunch for inviting one of the girls to go out with us later that night because she was alone. My boss decided to be rude and say ACTUALLY NO THIS IS MY ASSISTANT AND WE ARE NOT GOING OUT TONIGHT (we where and had already had plans on the night for weeks) and then she said COME ON LETS GO and I said no Im going to finish lunch and the conversation and she rolled her eyes and walked away. After that she ignored me for the rest of the day and would pretty much walk away from me if I tried to engage her. She started to be rude to the people running this thing and throwing a fit because she was one of the last injectors. She threw such a fit that they ended up giving her thousands of dollars in free product to get back into her good graces. I was around for this and it was super akward. There was no reason for her to be so rude and disrespectful and she knows I dont play that game and dont want to be associated with people that do cause its not a good look (I had almost quit a few months back due to her being so rude to a sales person that she almost cried and told her then I would not be apart of that ever again and she said she would fix it). After the conference there was a reception for drinks and snacks. She went straight to bar and I sat where she could see me and she just walked away so I went downstairs to the lobby to call and check on my kids. When I went to go back up to the room she had a call on speaker and she was saying terrible things about me and lies. After 15 mins of this she realized I was outside the door and could hear her and asked me to come in and talk. I was pissed at the time so I said no not right now and she slammed the door. I went downstairs to call my husband and calm down and about 20 mins later she comes down with glass of wine in hand telling me we had to speak now. I said no I'm speaking to my husband right now and I'll speak with her later. She said OH YEA REALLY THATS HOW ITS GNA BE THEN I GOT YOU and went back upstairs. A few minutes later a text comes thru from the girl I met at lunch asking about plans for the night. I go to respond and my boss had locked me out of the work account so I go and check my other work accounts and I was locked out of those as well. Then I see her go into the lobby bar and I was not wanting to play her mind games and her "forcing" me to talk to her so I went up to the hotel room to pack my stuff and go to another hotel. I get to the door and try my key and it won't work so go down to the lobby asking for assistance. They called her 3x on speaker with no answer and then go to the back office and 5 mins later come out saying security would be escorting me to get my things. After getting my stuff with security I'm in the lobby and she's like where are you going and I said I'm leaving I'm not doing this with you and she freaks out so I said I was serious to leave me alone and we would discuss it once we got into the office on Monday. She went on to text me at least 70 text messages during the night saying how I wasn't suppose to hear her saying those things (backstory: she has been caught doing this multiple times to me either clients, coworkers, friends, and even directly in front of me. I had spoken to her about it previously saying to stop and she said would and was always just teasing). The next morning (aprx 8 hours later) we fly home. I changed my seat so I wasn't next to her and she kept walking the aisles trying to get my attention and after the 4th time dropped a note on my lap apologizing again). I didn't speak with her and had my husband pick me up from the airport. A few hours later she ends up sending a text that says HEY DID YOU QUIT? I said no I assumed I was fired since I was locked out of all accounts and I'm fine with that. She said no your not fired but if you want to quit please send a resignation letter so I did and it said I QUIT DUE TO A TOXIC WORK ENVIRONMENT. As the days and weeks passed she continued to message me apologizing and asking me to come back to work and each time I refused telling her until she is under the care of a mental health professional for at least 6 months I would not consider it. Once she realized I filed for unemployment and got approved she lost her shit and started to report me saying that I am working and frauding the system (I'm not) and that I quit because I was mad that she told me I was not hitting work standards. Eventually she filed the appeal and it's filled with lies and aprx 40 fake document "writeups" and where the employee should sign it says EMPLOYEE REFUSED TO SIGN on every single one (this is not true as I never received any write up in my 1 year). The appeal hearing case was the other day and she brought her brother inlaw/part owner of company/lawyer with her. I know this guy and have watched his child for him and we have always been on great terms. He came at me hard. So hard to the point that when I was answering the officers questions I had to ask that he be muted due to him laughing or repeatedly yelling at me saying REALLY or ARE YOU SURE ABOUT THAT?! They denied ever receiving my documents concerning the case (they did I sent them to her email where she sent her documents to me from) and insisted they not be used. This went on for over a hour leaving the officer to say we need to continue this at another date and the packet will be in the mail with the new date and time. He went on to argue about why it should be settled now and she had to keep repeating herself that it would be continued as she has other appointments. I expect this next hearing will be just as crazy and if I am still approved for unemployment that they will appeal it again and again until they win or are out of appeals. I'm not sure if I should continue to fight it or just say screw it because I have really bad anxiety over it all (even typing this my heart is racing and hands are sweating) and she is pretty crazy so I'm kind of worried how she will retaliate if I do win. I also know if I lose that I have to repay all money received plus interest and I can't afford that at the moment..obviously. Really the only reason I am at this point is due to principal and wanting to let's her know what she doesn't isn't acceptable. If I give up I feel like she will win and continue on her merry path of destruction and hate. Should I get my own lawyer for this? I'm sure it will cost me more that I will even get from unemployment in total (I have a max benefit amount of 2k) but I have never done this before and feel like I might need someone with experience.

https://oldhousesunder50k.com/?p=199328 Here is a 1962 Airstream for sale by owner for $15,000.This model is the one of the last years that the coveted door-within-a-door was made. It has a rear bathroom, twin beds in the middle, and a dining area in front.
https://oldhousesunder50k.com/?p=199328

May 2024
To the Citizens of Bloxburg and the Broader Roblox Community:
We, the undersigned players of Bloxburg, compelled by the dire need for justice, equality, and transparency within our cherished virtual realm, hereby declare the Bloxburg Revolution. This document articulates our grievances, asserts our rights, and outlines our demands for a fairer and more inclusive Bloxburg.
Whereas:

1. Ownership Transition: The sale of Bloxburg by its original creator, Dev. Coeptus, to new owners in December 2023 has precipitated widespread uncertainty and dissatisfaction among the player community. 2. Lack of Transparency: The new management has repeatedly failed to provide clear and transparent communication regarding their plans for Bloxburg, fostering a climate of mistrust and apprehension. 3. Disregard for Player Concerns: The concerns and suggestions of the player community have been consistently ignored, resulting in updates and changes that do not reflect the wishes or needs of the players. 4. Economic Inequality: The implementation of the Equal Pay update has nullified the hard-earned progress of long-time players, creating economic disparities and widespread dissatisfaction. 5. Unwelcome Changes: Updates such as the Fainting feature, which impose additional costs on players, have been implemented without adequate consideration of their impact on the player experience. 6. Cultural Erasure: The removal of iconic figures, such as the Bloxburg News Reporter, has disrupted the community’s sense of continuity and tradition. 

Therefore, we, the players of Bloxburg, solemnly publish and declare:

1. A Call for Transparency: We demand that the new owners of Bloxburg engage in open, honest, and regular communication with the player community, providing clear explanations for any changes and updates. 2. Restoration of Fair Wages: We call for the immediate repeal of the Equal Pay update and the restoration of the original job payment system, recognizing the efforts and dedication of veteran players. 3. Reinstatement of Icons: We urge the developers to restore beloved community figures, such as the Bloxburg News Reporter, to honor the game’s history and maintain its cultural fabric. 4. Meaningful Updates: We insist that future updates be developed in consultation with the player community, ensuring that changes enhance the gameplay experience and address player needs. 5. Economic Equity: We advocate for policies that promote economic fairness, preventing any form of segregation between players based on the timing of their game purchase. 6. Respect for Tradition: We demand that the developers respect the traditions and spirit of Bloxburg, preserving its unique identity while fostering innovation. 

Our Vision:
We envision a Bloxburg where all players, regardless of their tenure or economic status, can enjoy a fair, inclusive, and engaging virtual world. We seek a community where player voices are heard, respected, and acted upon. Through this revolution, we aim to dismantle systems of oppression and build a better, more equitable Bloxburg.
In conclusion:
In solidarity and determination, we, the players of Bloxburg, hereby declare our commitment to the Bloxburg Revolution. We will continue to organize, protest, and advocate until our demands are met and justice is achieved. Let this declaration serve as a testament to our unwavering resolve to create a Bloxburg that truly reflects the values of its community.
John Heckerson, Former President of Bloxburg

Like subject says, the host has listed their cabin for sale and I found out by looking for directions.
Our month long stay is in 35 days and I am curious how this works if she sells. I know I can get credit for another stay but there are no other properties available at that price because it’s a tourist area.
Are we going to be SOL if she sells and the new owner wants to use it for the summer?
Can she let random people in for viewing while we’re staying there?
As a host would you kick us out or honor your commitment? Ugh

Like subject says, the host has listed their cabin for sale and I found out by looking for directions.
Our month long stay is in 35 days and I am curious how this works if she sells. I know I can get credit for another stay but there are no other properties available at that price because it’s a tourist area.
Are we going to be SOL if she sells and the new owner wants to use it for the summer?
Can she let random people in for viewing while we’re staying there?

All prices include shipping assuming you live in the US. Payment via PayPal f&f, if you please. No trades.
TIMESTAMP!!

• Spyderco Techno - $210 Sold
  • The original, not the Techno 2. Chunky little CTS-XHP blade, titanium framelock. I am the original owner, and have only carried it about a week. Factory edge untouched and still quite sharp. A discontinued gem!
• Spyderco Wayne Goddard Lightweight 4V Exclusive - $125
  • I'm the original owner. Picked one up form the SNK drop, used on and off since then. Unsharpened but could use a touch-up, it's still slicing paper but barely. Future classic here for sure.
• Spyderco Slysz Bowie (Latest Drop) - $400
  • Purchased by me from the most recent drop. Carried a handful of times, used very lightly. These blasted scales are so sensitive to wear; as you can see they already feature a few marks and snail trails. M390 steel. A legitimately great knife but I can't live with the pocket clip and don't love the overall design enough to get an aftermarket replacement. The best Spyderco knife for people who don't actually like Spyderco knives lol
• Chris Reeve Sebenza 31 KnifeCenter Exclusive G-Carta - $725
  • I'm the original owner. Carred and used very lightly, factory edge still razor sharp. All original packaging included. Magnacut blade. Show-side inlay has expanded slightly (which is why subsequent runs now feature a much more drab Micarta instead) but is still rock-solid.
• CRKT Michael Walker Pursue - $285
  • I'm the original owner. Carried a few times but never used. Manufactured by LionSteel and designed by one of the true greats. Contoured Dark Matter FatCarbon scales, mother of pearl pivot, Damasteel blade, titanium clip. A modernized art deco masterpiece that just so happens to be a knife.
• SPK Lamia - $715
  • I won a lottery spot for it in April 2023, carried and used lightly since then, never had it apart. It's a Gen 2, running on washers, with CruWear steel. Comes complete with all original packaging and an optional set of teflon washers. Fantastic knife, I'm kinda already regretting putting it up for sale but hey, I can't keep 'em all.
• TRM Atom Milled Titanium "Lizard Skin" Scales - $195
  • Brand-new. Took 'em off a new Atom so now they're up for grabs. Mounting screws included. These are $230 new from TRM!
• Kansept Korvid M+ Damascus - $70
  • Brand new, never carried. Outlandish design rendered in Damascus and titanium.

Howdy swap, I have a few up for sale today. If you have any questions about any of these feel free to shoot me a message. Only trade I may be willing to make is for a Cortex XL but mainly just trying to sell. Yolo is king. Zelle only at the moment as I’m having issues with PayPal. Should ship out Monday. Other than that thanks for checking these out!
https://imgur.com/a/7hyTb1g
SPK Lamia nature grip: this one was from the swap so at least second owner, Elmax blade, nature grip handles, cut, carried, disassembled, and sharpened, no signs of snail trails or wear that I can see besides being sharpened, came in a pouch and will ship in same pouch. SV: $900 TV: $900 SOLD
Modded Koenig Arius: just picked this one up last week on the swap, wanted to try it out compared to the Rosie but still prefer my Rosie, came a little dull so I did sharpen it with the precision adjust pro but one bevel came out a little wider than the other side so adjusted price accordingly, other than that everything else is in amazing condition. Below are the mods done to it according to previous owner: * Custom Shepared cc custom carbon fiber scale with windows and micro milling. * Ted Rooney vapor honed the scales and anodized the hardware, backspacer and clip blurpuple. * Vapor Honed Scales and blurple anodized hardware, spacer and clip by Ted Rooney * Flipper Delete by geckcustom SV: $850 TV: $850
CRK Backpacker: just picked up this one from the swap a couple days ago as well and was hoping it would be small and lightweight enough for me to EDC but I can’t find a way to comfortably carry it since I mainly wear athletic wear, was not cut or carried by me. Looks like there’s a little of the finish worn off on sheath rivets, other than that in great condition, comes with original box and paperwork, letting it go for what I paid for it. SV: $395
Magnacut PM2: first owner, DLC coated Magnacut blade, black G10 handles, impulsively purchased this one last week but I doubt I’m ever really going to carry it so just going to let it go, LNIB condition, never cut, carried, or disassembled, just flicked open a few times. SV: $220
CruWear PM2: first owner, satin cruwear blade, natural canvas micatra handles, have had this one for a while, cut, carried, and sharpened, but never disassembled, pocket clip screw did get cross threaded and broke off inside handles upon attempt to remove, it was a user so pricing accordingly. SV: $100 SOLD

Hello everyone,
I'm seeking legal advice regarding a complicated situation involving an inherited property.
This situation is taking place in Peru
My grandfather passed away and left a house to her descendants: me, my sister, my mother, and my aunt. The ownership shares are as follows: my sister and I each have 8%, while my mother and my aunt each have 42%.
Since 2021, we have been trying to sell the house for $450,000, a price set by my aunt. We have worked with several independent realtors, but we have been unsuccessful in selling it at that price. My sister, my mother, and I believe the house should be sold for $400,000, as several large real estate companies have indicated that this is a more realistic price they would be comfortable and confident in selling.
We believe that keeping the price at $450,000, combined with using independent realtors who I personally find incompetent based on my conversations with them and their lack of results, is why the house hasn't sold in three years. It’s also worth noting that my aunt is the only one living in the house, as the rest of us live in the US.
Here's my plan and what I'm considering doing:
I'm thinking about telling my aunt that if the house isn't sold with one of the reputable real estate companies we've consulted with and at the price they say is ideal ($400,000), then my sister and I, and possibly my mother (My mother's stance may vary, as she sometimes expresses neutral comments regarding the situation), will refuse to sell. Of course, we wouldn't actually refuse if one of the six realtors who have been trying to sell the house for the past three years manages to find a buyer, but we are confident that won't happen given their track record. They all initially claimed the house would sell in less than six months, and it's been three years without success. Additionally, the reason we can't work with one of the large companies at the same time as the six independent realtors is that the large companies require exclusivity to be able to sell the house.
By making this statement, my aunt would have two options:

1. Accept to sell with the reputable real estate company at the ideal price of $400,000.
   
2. Risk having the house be subject to a forced sale or auction due to a disagreement among the co-owners.
   

I believe this is a good strategy because my aunt's larger ownership percentage means she would be more adversely affected by a forced sale, which might compel her to accept our proposal.
Here are my questions:

1. Is there any legal way to compel my aunt to lower the sale price to $400,000, or can we force a sale through one of the real estate companies we've consulted with?
2. Is my strategy of threatening to refuse to sell (to pressure my aunt) viable, and what are the legal implications of forcing a sale or auction due to a disagreement among co-owners?
3. What specific rights do my sister and I have as minority co-owners in Peru in this situation, and what legal options do we have if my aunt continues to refuse to lower the sale price?
4. Could we face legal repercussions for delaying the sale or refusing to sell under current conditions, and are there tax or legal implications of selling the property at a lower price than initially requested?
5. Are there mediators or conflict resolution services in Peru that can help us reach an agreement, and what are the legal costs and potential timelines involved if we decide to proceed with a forced sale?
6. What would you do in my situation?

My objective overall is to work with reputable real estate companies at the price they indicate because my sister, my mother, and I believe this is the most effective and correct way to achieve the sale.
Lastly, I want to specify that my aunt is a very confrontational person and harbors significant resentment (specifically towards me), likely stemming from long-standing family issues. She has previously attempted to harm my life and reputation.
Thank you in advance for your assistance.

Time stamp/Pics
https://imgur.com/a/VF81E2o
SOLD /// Chris Reeves Knives Small Sebenza 31 Drop Point, S35VN 2nd owner but never carried or used by me. Previous owner stated little carry and even less cutting and I have no reason to believe otherwise. Still has the factor edge. Only defect I can see is the tiniest snail on the show side. Was disassembled by me to remove lanyard. Only comes with what’s shown in box.
325 OBRO /// SOLD
Benchmade Bugout 533 with flytanium carbon fiber rain drop scales, never used by me, blade looks brand new, only marks are on the pocket clip. 2nd owner.
140 OBRO
Microtech Brachial, came to me as a safe queens, actuated maybe a dozen times and kept it as a safe queen. Kicks like a damn 50 cal. Superficial marks on the clip side of the blade, blade is still smooth and pristine. 2nd owner.
295 OBRO
All trade values are 25 dollars more than the price of the sale value . Only looking for LNIB TI folders but open to anything interesting, thanks for stopping by!

An attractive alternative to traditional rewards for outstanding performance

Synthetic equity refers to a collection of strategies and instruments frequently used to provide employees with financial advantages of share ownership without actual shares changing hands. It is a potent instrument that practically all advanced investment organizations may utilize to attract, retain, and reward competent employees.
The favorable economic qualities of equity are embedded into synthetic equity plans, also known as equity alternatives, without the financial obligations coming from purchasing shares from the initial owner. Instead, synthetic equity programs often develop into cash payments to the employee and a corresponding deduction for the employer. Since it represents compensation, synthetic equity may be easily adjusted to handle almost any scenario.
The following scenarios exemplify the situations in which synthetic equity is an optimal solution:

• An employee desires ownership-like benefits but is unable or unwilling to assume the financial risk of purchasing and paying for company equity.
• An employee aspires to ownership but lacks the credentials or licenses required for a role of a full equity partner in the company.
• Employees feel uncomfortable providing personal guarantees or accepting responsibility for credit lines, office leases, payroll-related expenditures, or the commitments made under buy-sell or continuity agreements.
• A company owner wants to share the economic worth of equity rather than the actual equity. This includes owners not interested in supporting this transaction with seller financing.
• A company owner wishes to motivate an employee to work on increasing the company’s value but also wants to discourage them from leaving and creating competition for the business, engaging in client solicitation, or performing other actions that might harm the company.
• An owner planning to leave the company in the following 5-year period wishes to reward one or more critical workers at the time of the sale without requiring them to purchase and pay for equity.

Tokenization of business and individual performance

The above method has been known for decades. The critical challenge in the modern business world is ensuring that innovation and productivity are rewarded equitably across an organization. At the same time, executives must be compensated for creating these conditions.
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The tokenization of business elements such as performance and innovation is one of the newest ways to drive planned outcomes. The process is about moving your business to blockchain. Although it may seem complicated and challenging to implement, almost any entrepreneur can tokenize the building blocks of their business. Tokenization is simply transforming a company’s value into a digitized resource in the form of tokens.
Tokens represent a value within the organization in a transparent and auditable way. They can be cashed in upon completion of the vesting period if both company and individual targets have been met. What makes Synthetic Equity on the chain unique is its transparency, auditability of incentives, and most notably, equitable distribution of tokens corresponding to each employee’s job size.

The Mechanism Behind Synthetic Equity

For synthetic equity to produce favorable results, a profitable, successful firm with a proper entity structure is necessary. Corporations and LLCs can use the tools relating to synthetic equity. In some situations, they may also be used by sole proprietorships, albeit in a slightly different form.
To fully grasp the idea of synthetic equity, it might be helpful to understand the mechanism behind equity in general. Understanding how equity functions allows those interested in synthetic equity to utilize some of the tools used in working with actual equity.
For example, investing in an independent advisory company generally offers the following considerable advantages:

• The right to vote
• Participation in the corporate governance system
• Access to the company’s financial documents
• Limited liability
• A proportionate cut of the revenue
• Sale-related long-term capital gains tax rates
• Capital growth potential

SyntheticEquity.io app is changing how we think about incentives and rewards.
These advantages have a monetary value. Therefore, purchasing equity carries a price, and awarding employee equity has tax repercussions. A tiny ownership share in a fee-based firm might cost several hundred thousand dollars. In these types of businesses, the stock is often acquired and paid for after tax, and the equity partner or shareholder usually expects to obtain the entire set of rights in return for taking on the investment risk.
The rights can be unbundled, meaning that the current owner does not have to sell or provide the full bundle of rights to an employee or investment advisor. To fulfill specific goals, each of the rights mentioned above can also be further divided or redefined in as much detail as necessary. For example, one or two rights from the total package might be provided, such as the opportunity to grow the company’s worth or a percentage of the profits.
By allowing someone to own a portion of the rights in the bundle rather than all of them, synthetic equity generates an advantage. These unique rights or benefits are often described in a plan document and frequently provided via individual award agreements between the employer and employee. A wide range of flexible options for creating a solid and profitable company are produced when equity-like benefits and a long-term remuneration strategy are combined.
Synthetic equity plans often come in one of the following three forms:

• Full-value plans can result in a substantially big payment to an employee since they pay both the value of the underlying stock and any appreciation that is gained over a certain period.
• Performance unit plans swap out equity as the value metric for another metric like sales growth or profitability.
• The value of any growth in the underlying stock value over a specific period following the date of the award is typically paid out under appreciation-only plans.

These kinds of plans are like conventional non-qualified plans insofar as they offer a possibility of discrimination and a significant risk of forfeiture that often lasts until shortly before the benefit is awarded to the employee.
Essentially, synthetic equity is a type of delayed compensation that links a worker’s financial incentive to the company’s performance. By striking the correct balance between the danger of losing a valuable employee and the potential future cost to the employer, each plan is specifically created to meet the advisor’s needs. The plans are intended to reward employees for contributing to the company’s success, but they also ensure that no payment is due if either the company doesn’t develop as expected or the employee doesn’t uphold their end of the deal by quitting their job to work for a rival company or starting their own.

Synthetic Equity Benefits

Synthetic equity is meant to be an equity-related instrument that helps a company find, reward, and keep hold of valuable people.
Synthetic equity benefits are:

• Synthetic equity inspires employees to adopt an owner’s perspective and put development and shareholder value first.
• There is no debt since important participants do not buy phantom shares like full equity stockholders do.
• If a participant’s job terminates before the designated vesting date, they typically forfeit any benefits under the plan.
• Participants normally do not have voting rights or a vote in corporate governance and may or may not be entitled to collect profits from the company.
• Synthetic equity programs provide flexible vesting timelines; vesting can take place over time, depending on the accomplishment of certain quantifiable company or individual goals.
• If the company’s growth is slower than expected and the stock price does not rise, nothing is exchanged.
• When a synthetic equity grant is issued, owners of genuine equity are not adversely affected by a dilution of their ownership percentages.
• Compared to S-Corporations, which are often more restricted, more freedom is provided in terms of stock class and shareholder count.
• The advising business’s shareholders’ or members’ agreement and associated buy-sell provisions do not immediately apply to synthetic equity.

Synthetic equity options’ versatility comes with many benefits but may also have many drawbacks. The companies need to make decisions regarding what valuation technique will be utilized, what vesting rules will be implemented, how liquidity problems will be addressed, what eligibility conditions will be imposed, and what rights to participate in corporate governance will be granted due to the wide range of possible directions for designing synthetic equity plans.

Conclusion

In the hands of a forward-thinking business leader, synthetic equity is a potent instrument. It may be utilized to solve the difficulty of attracting, rewarding, and maintaining top talent to create a great practice or viable business without the challenges of selling and paying for an actual ownership stake.
Like full stock, synthetic equity may refocus the employee’s attention and motivate them to contribute to a flourishing and profitable company.
Authors

Paul Lalovich

Organizational Effectiveness and Strategy Execution Practice

In the ever-evolving landscape of modern business, companies face a critical choice when it comes to rewarding and motivating their key talent.

The debate between adopting traditional token distribution models and embracing Synthetic Equity with deferred cash payments based on performance continues to shape the compensation strategies of organizations worldwide. This expository essay aims to shed light on this important decision-making process, offering insights into the advantages and pitfalls of each approach.

Token Distribution:

Pros:

1. Immediate Ownership: Token distribution provides immediate ownership, aligning team members with the project’s success from the outset.
2. Strong Incentive: Tokens are potent incentives, as their value can soar if the project prospers.
3. Transparency: Blockchain-based tokens often offer transparency and traceability in ownership and transactions.
4. Avoiding Ownership Dilution: Tokens allow companies to avoid diluting their cap tables.
5. Payment Efficiency: Salaries and performance-based bonuses in token form can conserve cash reserves, with employees seeking liquidity in the market.

Cons:

1. Market Volatility: Token values can be highly volatile, creating uncertainty for team members.
2. Limited Liquidity: Token liquidity constraints make converting tokens into cash challenging.
3. Tax Implications: Transferring token value can trigger income tax obligations.
4. Legal and Regulatory Compliance: Issuing tokens, especially in countries like the US, often involves legal, financial, and administrative hurdles.
5. Access to Top Talent: High-caliber talent may be hesitant to accept tokens due to market volatility.

Synthetic Equity:

Pros:

1. Performance-Driven: Synthetic Equity and deferred cash payments link rewards directly to individual or team performance, fostering a strong work ethic.
2. Predictable Rewards: Cash payments offer stability and predictability compared to volatile tokens.
3. Flexibility: Synthetic Equity and cash incentives can be customized to align with specific performance metrics and goals.
4. Avoiding Ownership Dilution: Tokens allow companies to avoid diluting their cap tables.
5. Value for Investors: High-performing organizations often deliver greater value to shareholders.
6. Utility Token: Synthetic Equity tokens, being a derivative of work, carry no inherent value, making them utility tokens with fewer legal implications.
7. Bottom-Line Impact: Additional payments are derived from bottom-line growth, directly rewarding employees for business expansion.
8. Tax Implications: Specify payouts such as “time certain” and separation of service, all of which are 100% compensation expense for tax purposes. Have the lowest predictable cost to the company based on after- tax cash flow.

Cons:

1. Performance management system set up: Synthetic Equity requires strong expertise in establishing performance management and incentive structures.
2. Delayed Ownership: Synthetic Equity lacks the immediate ownership associated with tokens.
3. Administrative Complexity: Implementing and managing a comprehensive incentives program can be administratively intricate.

SyntheticEquity.io combines innovative compensation strategies designed to simulate the value of actual equity shares.
Synthetic Equity offers an alternative to the traditional token issuance model, integrating performance management seamlessly. It aligns stakeholder and shareholder interests, encourages innovation, and rewards high performance. Furthermore, it addresses a common challenge faced by startups—creating and measuring key performance indicators (KPIs). Our unique performance plan methodology enhances teamwork, promotes a healthier work environment, and ensures individual productivity by emphasizing collective success.
Synthetic equity is ideal for companies committed to thriving and nurturing top talent. Individuals who meet their KPIs are rewarded, while those failing to contribute positively to the business unit’s performance forfeit part of their compensation.
The decision between token distribution and Synthetic Equity hinges on an organization’s objectives, risk tolerance, and the preferences of founders and team members. Some organizations may choose a combination of both to balance immediate ownership and performance-based incentives. Legal, regulatory, and tax considerations, as well as project dynamics, must be carefully weighed. Consulting with legal and financial experts can prove invaluable in crafting an effective and compliant compensation strategy.
Synthetic equity is a powerful tool for attracting, retaining, and rewarding top talent, especially in owner succession planning. However, many business owners and advisors possess only a rudimentary understanding of synthetic equity and its design. This essay defines synthetic equity, explores its appropriateness for specific capital and tax structures, illustrates its flexibility and benefits in owner succession, and showcases its potential through a compelling case study.
Synthetic equity, unlike traditional equity plans, is a compensation approach that grants executives and contract-based employees the right to a defined portion of enterprise value without requiring them to invest their own capital. It offers exceptional versatility and can be tailored to meet specific criteria related to who receives what, when, and under what conditions in terms of value sharing.
Outlined below are six fundamental examples of synthetic equity programs:

1. Phantom Stock:
   • An executive is entitled to a percentage share of the company’s value. (For example, Joe holds 5% of the company’s value expressed as phantom stock.)
2. Phantom Stock Over an Owner’s Threshold:
   • An executive has the right to a percentage share of the company’s value beyond an initial fixed threshold value or formula. (For instance, Joe has 5% of the company’s value above $10 million.)
3. Stock Appreciation Rights (SARs):
   • Executives are granted the right to share in a set percentage of the company’s value exceeding its value at the time of the grant—similar to employee stock options. (For instance, Joe has 5% of the company’s value above the current valuation of $20 million.)
4. Value Band Plans:
   • Executives are entitled to a graduated percentage share of the company’s value based on predetermined thresholds. (For example, Joe has a baseline right to 3% of the company’s value and can earn an additional 1% for every $10 million in growth, with a maximum share of 7%.)
5. Sales Bonus in Event of Change of Control:
   • Executives are entitled to a percentage share of the company’s value payable exclusively in the event of a change of control. (For example, Joe has 5% of the company’s value expressed as phantom stock, payable only if a change of control occurs.)
6. Simulated Equity Plan:
   • Executives are entitled to a percentage share of the value of a specific division or segment of the company, determined by a predefined formulaic breakup value of the company. (For instance, Joe holds 5% of the European division’s value based on a preset formulaic breakup value of the company.)

These diverse synthetic equity programs offer flexibility and the ability to tailor incentive structures to meet specific business objectives and circumstances.
The possibilities are virtually endless. Synthetic equity is akin to a sculptor’s clay for incentive structures—it can be molded into a wide array of forms to suit a business owner’s preferences. It can transform from a tracking stock to a pure performance-based incentive.
Of significant significance to business owners, synthetic equity operates independently of the company’s shareholders’ agreement and related buy-sell terms. This independence grants a high degree of flexibility, particularly concerning payout. Synthetic equity agreements must adhere to IRS code section 409A, which outlines rules governing plan payouts. According to 409A, synthetic equity plans can be triggered by six permissible events or plan termination. The three events that cannot be predicted are death, disability, and unforeseeable emergencies, while the three strategic triggers are change of control, time certain, and separation of service. Consequently, business owners have the authority to determine when executives can realize the value of the plan. This contrasts with a typical employee stock option plan, where executives decide when to “exercise” their stock options independently. In summary, synthetic equity plans provide business owners with enhanced control and flexibility in terms of plan design and payout.
In conclusion, synthetic equity stands as a compelling option for organizations seeking to optimize cash resources, empower succession, and reward high performance. It offers a robust and flexible framework, ensuring that top talent remains motivated and aligned with organizational goals. Embracing Synthetic Equity can truly set a company on the path to sustained high performance and success.
Authors

Paul Lalovich

Hello everyone, FTB here with a few silly questions.
I viewed a property yesterday evening for the 1st time and thinking about putting an offer in. I am very new to this so have a few questions I would like to ask. The estate agent has said that one offer is already in. The house has been up for several months and has already had one sale fall through. I'm thinking about making an offer on the back of just one viewing, but seeking some opinions.
I know the area well, as I used to work close by so not worried about that. Asking price is £265,000 it says on the website it was reduced previously but I'm not sure from what.
1) Is it reasonable to offer under £265k?
The reason for this is I'm happy with the state of the property (as far as I can tell, not any expertise in this area) however I am chain free and have a large deposit (25-30%), I've heard this can give an advantage, especially as they have already had a sale fall through. Several family members have said not to offer the list price and that it is the "done thing" to offer a little bit under (not sure about this). I'm considering to offer 5%-10% under so around £235-250k. I am a serious buyer and don't want to come off like I'm playing games to try and save a bit of money, but on the other hand, I'm feel I'm an attractive buyer and with one sale already falling through moving quicker for a bit less might be in their interest. Is it reasonable to stick in an offer of 235 and expect to negotiate up to 245 (for example).
2) I would like to go with my parents/sister to visit the property. Should I book a second viewing before or after making an offer? How likely will it be that the owner accepts another offer, in the meantime if I request a second viewing immediately, rather than going straight into the offer, and does my chain free status give me any lee-way here?
I'm thinking maybe to just go right in and offer on Monday, but equally I would like to go with my family to get their opinions. I'd also like to have a look at the loft space, which I couldn't do first time around. I wouldn't class this as essential, but something I would like to do, and I think having someone else look is reasonable. The balance I'm trying to strike here is a bit tricky perhaps.
I don't want the seller, or estate agent to doubt my legitimacy by putting in an offer and then asking for a second viewing, would it make the seller worried, like I'm trying to find some faults with the property or something? Equally I don't want to request a second viewing, and then in the meantime the house is taken off the market by the first offer (which the EA has told me is in). I have no idea about this other offer, it could be that the first offer is by someone in a chain, or a worse financial position than myself. This could worry the buyer as the first sale fell through because the buyer could not secure the correct funding.
3) Should I amend my AIP to be closer in value to the property?
Based on my salary, I could probably mortgage around 280k and I have a deposit of up to around 120k. So in theory I could be looking at properties around 350-400k. I'm not because I'd prefer to not go for the max amount and I am happy with this house after my first visit. If the EA sees I can (in theory) afford another 150k on the house price, they might be more likely to want to me to pay more. On the other hand, it can indicate I am more likely to get accepted for a mortgage (which was the sticking point of the sale that fell through).
4) How honest should I be with the EA? And should I wait for him to call me or shall I call him on Monday?
I'm thinking I could just ring him up and ask directly, "look I like the property, I'm chain free with a large deposit, so you can tell the owner I can move quickly, and more likely to be fine getting a mortgage, this should be more comforting to the owner who had a sale fall through before, I would like to do a second viewing and then immediately put an offer in, I'm very interested, but because of those reasons I'd like to offer 240k".
Or is it better to "play the game"?
5) Did I miss anything, general advice anyone can give.
Ultimately I'm very serious and very interested, just trying to get the best price and hopefully my chain free status and decent deposit should make me more attractive.
Thank you so much for reading, and thanks for anyone considering to comment, looking to get some opinions from all the experts here! :)
Good evening all.

Context:

Three of my friends asked me about Teslas this month, so I compiled all my thoughts and information into an analysis. Hopefully, it's useful. I have a 2023 Model 3 Long Range. Something I won't go into in the Analysis, but is the key factor for my purchase was the self-driving capabilities. I used Autopilot until Full Self-Driving (FSD) was available for $99/month, then used the free trial and subscribed. I believe this feature is better than any of the competitors (mostly luxury brands) at a significantly better price. Teslas are cheaper than those cars, and the best self driving alternative I found was a Mercedes at $100k+.

Data Driven Analysis of Tesla Model 3 and Model Y Costs and Financing May 2024

Tesla's electric vehicles (EVs) have made significant strides in the automotive market. This analysis focuses on the financial aspects of purchasing a Tesla Model 3 or Model Y, with particular attention to the long-range all-wheel-drive (AWD) options and current financing offers. The aim is to provide a clear, data-driven perspective to assist in making an informed decision.

Cost Comparison

Tesla Model 3

For the 2024 Model 3 Rear-Wheel Drive (50 miles), the cost details are as follows:

• Total Cost of Vehicle: $44,015.52
• Additional Non-Tesla Fees: $1,790.52
• Total Amount Due at Delivery: $43,765.52
• Finance Amount: $36,765.52
• Monthly Payment: $619.84 (72 months at 6.49% interest)

Tesla Model Y

For the 2024 Model Y Long Range Rear-Wheel Drive (50 miles), the cost details are:

• Total Cost of Vehicle: $50,270.52
• Additional Non-Tesla Fees: $2,045.52
• Total Amount Due at Delivery: $50,020.52
• Finance Amount: $43,040.52
• Monthly Payment: $616.22 (72 months at 0.99% interest)

Financing Analysis

Tesla’s current offer of a 0.99% interest rate for financing until the end of May 2024 presents a significant financial advantage. This low interest rate minimizes the cost of financing over the loan term. This option seems to only be for the Model Y which makes it a very strong value which I will outline below.

Loan Term Comparison

Using an auto loan calculator, we can evaluate the impact of different loan terms on the overall cost:

• 64-month loan:
  • Principal: $47,990
  • Interest Rate: 0.99%
  • Monthly Payment: $750.00
  • Total Interest Paid: $1,294.85
  • Loan Calculator
• 72-month loan:
  • Principal: $47,990
  • Interest Rate: 0.99%
  • Monthly Payment: $616.22
  • Total Interest Paid: $1,373.22
  • Loan Calculator
• 84-month loan:
  • Principal: $47,990
  • Interest Rate: 0.99%
  • Monthly Payment: $499.12
  • Total Interest Paid: $1,617.84
  • Loan Calculator

The minimal difference in total interest paid between the 64-month, 72-month, and 84-month terms suggests that extending the loan term can significantly reduce monthly payments with a negligible increase in total cost.

High-Yield Savings and Investment Considerations

Given the current high-yield savings account rates of 5% or more, taking advantage of Tesla’s 0.99% loan rate can be financially beneficial. By extending the loan term to 72 or 84 months, you can reduce your monthly payments significantly. This frees up more money that can be saved in high-yield accounts, effectively reducing the overall amount spent due to the low interest cost on the loan.

Practical Considerations

Vehicle Comparisons

When evaluating Teslas, I compare them to luxury brands like Audi, Volvo, Mercedes, and BMW. While a Toyota might be cheaper upfront, Teslas save you money compared to luxury brands both upfront and in the long run with lower maintenance and fuel costs. Plus, they’re reliable with fewer parts that can fail compared to the luxury gas cars.

Model 3 vs. Model Y

From my experience and preference, I only consider the long-range AWD options for both the Model 3 and Model Y. The Model Y offers more space and versatility, making it suitable for those with additional cargo needs, such as transporting a dog. Despite the minimal range difference, the Model Y's value as an SUV is compelling. However, the Model 3's design and efficiency make it a great choice for those prioritizing aesthetics and performance.

Resale Value and Depreciation

Recent studies indicate that Tesla vehicles depreciate faster than some luxury brands, such as Maserati. This depreciation can be attributed to frequent price adjustments and incentives offered by Tesla. While this may be a concern for some buyers, the overall savings on maintenance and fuel costs should also be considered. The Tesla price cuts in early 2024 devalued my December 2023 car overnight by ~$8-$10k.

Charging Infrastructure

Tesla’s extensive Supercharger network is a key advantage for EV owners. However, for those without home charging capabilities, managing battery levels becomes more crucial. Features like Sentry Mode drain the battery ~3-5% per day, so be mindful of charging and usage habits to maintain your battery levels. I do not use Sentry Mode when I know I am leaving the car for long periods without charging.

Customization Strategy

For those considering vehicle customization, opting for a free color and then applying a Paint Protection Film (PPF) in the desired color can be a cost-effective strategy. This approach allows for color flexibility and protects the vehicle’s original paint which is notoriously weak.

Government Incentives

The federal tax rebate of up to $7,500 for Tesla vehicles remains an important factor in reducing the effective purchase cost. This rebate, combined with the 0.99% financing rate, enhances the overall value proposition of Tesla cars.
My state also offers 0% sales tax on EVs, a rebate incentive, home charger install incentive, and EZPASS has a discount for EVs.

Conclusion

My analysis of the Tesla Model 3 and Model Y indicates that both offer substantial value, particularly with the current 0.99% financing rate on the Model Y. The low interest rate allows for extended loan terms with minimal additional cost, making the monthly payments more manageable. Despite potential concerns about depreciation, the long-term savings on maintenance and fuel, combined with government incentives, make Tesla a financially sound choice for many buyers who are already looking for a car like Audi, Volvo, Mercedes, and BMW.

Some Final Information

To do a detailed evaluation of your specific situation, consider using the loan calculator links to explore different financing scenarios and determine the best options. Taking advantage of the 0.99% interest rate by extending the loan term can significantly reduce monthly payments and allow you to save more in high-yield savings accounts, further mitigating the amount spent when buying a Tesla.

It has been a bit since I've moved some goods and I've got a new car that's calling my name! Take a look at the wares!
PP FF only
Timestamp: https://drive.google.com/drive/folders/19DuDMHO3OAYF3SKeuof6ox03HSz03Tib?usp=drive_link
Spyderco Domino CTS XHP discontinued: 2nd owner, purchased here on the swap, light cut and carry I was told and believe. Blade has also been sharpened and they did a fine job, it is very very sharp. Cut myself taking the pics lol. They also polished the blade to a fine mirror and it looks pretty damn good IMO. Action is smooth, light shake shut. There are no flaws minus some straight slender scratches on the blade. They are kind of difficult to see in the pics, tried my best to show em. They most definitely don't jump out, but you can see em if you're looking at the blade closely. Have the OG box. $180
https://drive.google.com/drive/folders/1fBYHLVZz1KaWAgPxp5wHiCp6vbJqH8ac?usp=drive_link
~~Spyderco Advocate orange peel titanium discontinued: 2nd owner, this one looks to have been carried a bit, but it does not appear to have been cut with at all. There is just like a bit of grime on the blade spine that looks like lube and pocket lint. M4 steel. Action is solid, could use a clean and lube. No flaws as far as scratches or blems. Blade centered. I accidentally grabbed the Spyderco Kapara box instead of the Advocate one, if this is important to you I will go back to my storage and get the OG one. $180~~ SOLD SOLD
~~Spyderco Citadel Auto 92mm S30v discontinued: 2nd owner, Knife is in new condition, the safety does have some light wear and it is loose, but still functional. I'm sure this could be fixed with disassembly. Other than that fires hard and is flawless. Blade looks centered. Very cool collector piece. $230~~ SOLD SOLD
~~Ratworx Chain Drive: 2nd owner, knife has been carried and cut, many scratches on the scales, a little blade play. Blade is centered. Action is great and has a unique deploy feel.~~ $150 SOLD SOLD SOLD
Benchmade Adamas black in D2: 1st owner, I don't believe they make this version anymore. No cut no carry. Blade centered. Action is fabulous. No blems. $175
https://drive.google.com/drive/folders/1aD28rHJdWIQQKZe0xYtZbOchqnS4wsWX?usp=drive_link
Benchmade Claymore D2: 1st owner, no cut no carry, blade centered, action fabulous, no blems. $170
https://drive.google.com/drive/folders/1aD28rHJdWIQQKZe0xYtZbOchqnS4wsWX?usp=drive_link
Rike Athron: Had no intentions of moving this guy, cuz it's a sweet thick blade. M390, LNIB, never cut or carried, centered, no blade play, never disassembled, action is excellent, 1st owner. $250
https://drive.google.com/drive/folders/1reGJ8nAJqlYJUp_uxkdamCKoOc9WScaP?usp=drive_link
Rike Knife M1 S35v: 1st owner, no cut no carry, no blems, blade tip is a bent design so it looks off center, but it is centered. Action is smooth. $150
https://drive.google.com/drive/folders/1QaupL3lCoE51KYKx1mTzTpwP8aNgEcJg?usp=drive_link
Ketuo Griffin M390: 1st owner, these are hard to find, no cut no carry, blade centered, action is awesome in any deployment method, no blems. $200
https://drive.google.com/drive/folders/1reGJ8nAJqlYJUp_uxkdamCKoOc9WScaP?usp=drive_link
Infinite tattoo timascus and MOP inlay: 1st owner, no cut no carry, no blems, action could use some break in. blade is centered. $200
https://drive.google.com/drive/folders/1jHRj_IcFZwK654d2clt2R6ALqGue_YAz?usp=drive_link
Protech emerson operator DLC: 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered. $160 https://drive.google.com/drive/folders/1_8CEltstslXXlsTZklH7LAXTBTJOtt14?usp=drive_link
~~TwoSun Bundle: I have Two sun boxes for all of these, but the numbers do not match the knife models SOLD SOLD SOLD
TwoSun 162 M390: 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered.
TwoSun 142 Integral M390: 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered.
TS100 Integral M390: 2nd owner, knife is like new, no cut no carry. Only blem is microscopic on the spine near the bottom. blade is centered, action is great from the flipper, but the thumb deploy is tough.
TS 81 M390: 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered.
TS 177 Fauxcuti anodized by WOK: M390, 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered.
Bundle Price: $250 SOLD SOLD SOLD~~
Clones:
~~Kevin John Matrix Clone S90v w/tritium on flipper tab: 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered. 150$~~ SOLD SOLD SOLD
~~Green Thorn SMKE Spectre M390: 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered. This clip is essentially mirror polished. $75~~ SOLD SOLD
~~Evil Eyes Strider SMF M390: 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered. ~~$140 SOLD SOLD SOLD
~~Jufule Strider PT3 154CM: 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered. $50~~ SOLD SOLD SOLD
~~Jufule MT socom 154CM: 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered. $50~~ SOLD SOLD SOLD
~~Lemifshe MT Warhound flipper clone in D2 supposedly : 1st owner, no cut no carry, no blems, action is great and smooth. blade is centered. $50~~ SOLD SOLD SOLD
~~Free addons for sale over $700~~ Will now give one of these addons with any sale $100 or more.
Premium chrome skull Zippo
Premium glow in the dark Zippo
~~Sig Sauer Romeo 1 red dot NIB~~ Gone

The 3 basic parameters of hashtag #Valzubiriagenda:

1. We artists and everyone else can write and self-publish art- and artist-related books: memoirs, biographies, art books and art catalogs. Books are forever. Pamphlets and brochures are not books.
2. We announce a schedule of increasing prices of our art pieces, which includes quantities (scarcity numbers) per price point and overall (the total quantity of art pieces we might ever make). This helps art traders, art investors and art collectors speculate or even stop speculating and instead join a community of investors working together to hopefully skyrocket to the higher announced prices in a shorter span of time.
3. We can use the NFT world, because NFTs provide the tracking (who owns what) and trading.

We can also not be involved with NFTs. Stores and individuals can help sell art using online presence and our catalogs in the stores. If this trends, or once this trends, even expensive art can be sold by neighboring businesses, without exclusivity. Commission systems do not have to be standardized. Art investors can produce their own catalogs to leave at the cafés. Even the cafés can produce their own catalogs.
Valzubiriagenda NFTs
NFTs only came about a few years ago. But I had been working on this since the 1990s. I wrote a book, Valzubiriagenda, along with fellow artist Silverio Perez, and released it in 2018 (Amazon and elsewhere), tackling everything related to #1 & #2. We'll come up with #3 in a later book/ memoi marketing book.
Any artist, including tangible artists can release 10,000 NFTs if the artist chooses to do so. For tangible artists, the NFT first becomes an Art Commission Contract for sight unseen, yet-to-be made art. Once the art is made, the NFT becomes proof of ownership that the actual, tangible art is theirs.
Warehousing our tangible art
Another related idea is that the tangible art may be warehoused by the artist so that the NFT traders continue to trade. This means that even 10-ton 10-foot tall sculptures can be owned and traded by anyone without worrying about shipping, reshipping, scratches, smudges, parts breaking off, etc. The newness of the pieces remain because they are stored by the artist, source, gallery, etc. The art piece gets shipped to the art collector, the ultimate owner.
An artist who makes ceramic coffee mugs - smaller art pieces, can release 10,000 NFTs with a schedule of increasing prices so that NFT traders can trade immediately. The 10,000 coffee mugs can get damaged, so as they are made, they continue to be stored by the artist, until the time when art collectors decide to have the art pieces shipped to them.
Why only now?
I decided to write as many book-length memoirs as I can before I came out to promote this.
I'm an artist and an author. Both need time to "master." I would not even fully use "master" on myself, because there's always something new, even to my own art, my own writing and publishing.

I am now claiming that I'm the visual artist who has produced the most artist memoirs in the world. I have 5 on Amazon. I count Valzubiriagenda as both a marketing book and a memoir-of-sorts, because it has a lot of my own life lessons on writing and publishing. I would not care to contest my claim of having the most memoirs. I will release 5 more over the next 3 years.

BARTER! Get help to write, photograph art and publish your books!
Anyone can hire 11 ghostwriters for 11 memoirs. If you can make art, but you cannot write, then barter your forever art with those who can help you produce forever books.
I don't feel the pressure of writing and publishing because I feel my focus should be on art students and art experts who would study my art and my books 100 years from now. Don't expect relatives and friends to read your books.
I call myself the Dollman
For my NFTs, I am proposing to make dioramas - my original, costumed, bejeweled porcelain dolls in backdrops that will also have precious metals and gemstones. This way I can incorporate precious metals and gemstones in my work, to make sure that people perceive my art as expensive, just in case I myself don't become "famous" - there's no need to get world famous. We are artists and all we need to do is to satisfy the art niche.
Use your laptop now!
I will encourage you to start writing your book-length memoir. Write, Edit and then Self-publish it. Get help. Why wait a hundred years for someone to write about you when all you need is a laptop and a nearby coffee shop.
Don't start counting chickens before the eggs hatch. I have encountered a lot of would-be writers who immediately see themselves as bestselling. world famous assets to society. Two even wanted me to sign NDAs (Nondisclosure agreements), because they did not want me to steal their book ideas.
Here's a suggestion. I would not personally do it. From one manuscript can come 2 books: The Original Draft (unedited, with misspellings, considered to be an art piece, scanned pages(?) of your handwritten original effort), and The Final Edition (edited).
PROVENANCE!
Another way to enhance our investability, tradability and collectability is PROVENANCE - how art ownership proceeds through time. The way this can be done is also through publishing books. Everyone can write their memoirs, biographies, art books and art catalogs, including traders, investors and art collectors. In effect, we artists can continue to be included or mentioned in even more books, without any additional effort by us.
You as an investor, reseller, trader, art collector should be able to publish a catalog with 250 works by 250 different artists, but they need to agree to this right from the start - it's your money, you should require them to follow your version of the hashtag #valzubiriagenda parameters, which preferably should include permission for you to publish their art. Why would you track down 250 artists later?
No exclusive contracts
If you're a café, you can call for artists, and come up with a book with for example, 30 artists, with a chapter devoted to each artist's profile and images of the artist's art.
You can distribute your catalogs to businesses and individuals near and far and online.
The book Valzubiriagenda even cites that funeral homes and janitors closets can sell art, with or without exclusivity. Airline catalogs can include million dollar art pieces. Car manufacturers, showrooms and even car repair shops can sell art as well. Everyone should be able to do this, anywhere in the world, especially not just because of the pandemic, but right now, we are in really bad economies.
What's with the name #Valzubiriagenda
I was into conspiracy theories in 2018, and this term, "The Mandela Effect," was popular. I had read many times that an artist coined the term, but I had to research online, for her name, many times, before remembering it. I'm not good at remembering names. It took me a year and a half to finally tell you that Fiona Broome coined "The Mandela Effect."
I also thought I might have to research trademarks and copyrights just to come up with a generic name. So I decided on "Valzubiriagenda." I was not really sure at first, but I decided to use it as the title for my book (with co-authoartist Silverio Perez) so that there would be no turning back and I can move on.
Am I a FUTURIST?
Someone I recently met this May 2022 just called me a futurist.
In the 1990s, I proposed to a pension fund that they can raise billions of dollars, especially for emergencies, or as needed, or out of desperation, if the pension fund purchases a quantity of art from an artist who not only has a current, reasonable price, but an announced future price that the artist wants to reach.
That future price would obviously be higher than the current price. The art commission contract for multiple art pieces can be taken to the fund's financial lender for a loan. The higher future price can be used for financing purposes.
The pension fund's treasurer, a publicly elected official, said this idea might work, but we had to keep this a secret and discuss this some more, because other pension funds might copy and do this prematurely. This idea had to come from the two of us. The treasurer needed his votes and I needed credentials.
Added into the pot was my idea that I, as the artist, will also write one book-length artist memoir. This was and still is a strong factor, because the leadership and marketing books I had read then mentioned a strong tip. If you want to advance in your field, write a full-length book that is related to the field.
Unfortunately, the elected official, the treasurer of the pension fund, who was also a friend, passed away - he was old and had ailments. At that point in time, I cannot just approach another pension fund treasurer to share this idea with.
I realized I had to write a few memoirs. I needed to set an example for other artists, so I needed to write more than one memoir. Then I felt I should also make ready another book - the how-to of what I'm up to. I wrote Valzubiriagenda, which was a memoir of sorts. I knew how long it would take me to write a book, so I had to make sure I can also consider this book a memoir.
In 2008, I imagined that someone like Bernie Madoff, or a fund like Lehman Brothers, would be desperate enough to use this to save themselves and their companies. I was not ready. I had only written 1 manuscript for a memoir.
In 2012, I released Dollman the Musical, A Memoir of an Artist as a Dollmaker. Once again, I was not ready because writing it depressed me a little, and I knew I had to write more.
In 2014, I released 3 memoirs, and re-released Dollman the Musical. Besides releasing regular books, I released special editions of the 4 books, which had a "Special Secret Insert for Bankers," which explains my ideas of an announced schedule of exponentially increasing prices, to satisfy investors, and the publication of artist memoirs, to satisfy art collectors.
In 2014, I also issued out a press release. Google "Can Billion Dollar Artist Save Investors and World Economy Valentino Zubiri PRWeb August 19 2014" and you will see the press release.
What I did was stake a claim on my ideas. I did not promote my books and the press release. I just wanted them to stay online, like a sleeping giant or a dormant volcano. I even designed 3 of the book covers to look like indie books from the 1980s. I was planting the seeds, thinking they will eventually grow and bear fruit in the future.
In 2015, I was interviewed by Richard Syrett, about one of my memoirs, Hocus Pocus Lately. This book is my memoir with paranormal stories. I could have pursued promoting my paranormal stories, but I wanted to be known first as a visual artist and memoirist, so I allowed myself one interview related to Hocus Pocus Lately. Richard Syrett has(had?) his own syndicated radio show, The Conspiracy Show with Richard Syrett, about the paranormal. He also guest hosts on Coast to Coast AM, another internationally syndicated show about the paranormal.
In 2018, I released Valzubiriagenda (co-authored by artist Silverio Perez, a fellow artist). Finally, this book is "the how-to of what I'm to."
I'm going to end this with some strangeness. In 1986, a lady at a religious gathering went into a trance and left a good number of messages. Supposedly, anyone who got into a trance would have messages, but once the trance was over, the person would not remember what was said.
I was not part of the group, but the lady turned her head to face me. She "foretold" that whatever I would decide to do in the future, it will take time, but it will be the right thing. This is one of my stories in one of my memoirs, Hocus Pocus Lately.
The Tulipmania of 1634-37
I discovered that there was this incident of rare tulips becoming collectible during the Dutch Golden Age. There were tulips so rare and so well-desired that their prices equaled to that of a house. You can read more about this online (Wikipedia) or watch a few YouTube videos about it.
Here is the most useful idea that I gleaned from the Tulipmania. The tulip bulbs remained safe inside nurseries. The traders were carrying the deeds of ownership to the tulip bulbs.
Then NFTs came to the forefront
I started learning PHP, an HTML scripting language, and MySQL, the database that PHP can connect to in the background, in 1999, when there were only 3 books about PHP and MySQL at the bookstores.
By 2014, I was trying to figure out how to make the "ledger," or database that can be used to update ownership and who can be contacted. If we are trading art, then the art ownership should be updated.
Then NFTs came about. This can be used as our ledger. Everyone can immediately trade NFTs of future, yet-to-be made art pieces, especially because it takes time to make tangible art.
NFTs actually went a step ahead, by allowing digital art to be traded.
The only setback with NFTs, in my opinion, is that it still lacks a commission system for resellers and representatives.
For example, if a café wants to represent me, then they can promote me at their café and on their online pages. If I make one piece of art that will be exclusively represented by a gallery, then that commission will be different and more specific. As ownership is transferred, the subsequent owners should be able to reset the commission. We should also have the option of giving commissions to hundreds of representatives at one time with different percentages if need be.
The recent crypto crash
Lately, we have observed that NFTs and cryptocurrencies have been behaving like the stock market and other markets. They have been fluctuating.
I believe that it is time for a trend which discourages fluctuation of prices.
I have also seen YouTube videos where social influencers are encouraging us to be on the lookout for exponentially profitable ventures, because we have all seen this happen with the exponential increase of Bitcoin and Ethereum.
Let's see if #Valzubiriagenda trends
We can announce present and future art prices. The galleries won't do this (yet?) because they follow a more traditional approach to the business of art.
We have a choice of using incrementally or exponentially increasing prices. We still reserve the right to change things in the future, so everyone should know to follow the latest update.
If this trends, if you as an artist simply announces that you will write an artist memoir, or that you will include the future works in future art books, you might have more art traders, investors and collectors approaching you.
Get your pen, paper and calculator
Imagine yourself as an artist, where you are right now. Let's just say you still do not have a book about yourself and your art yet. Imagine now that you have a memoir out there. Don't you think it makes sense to charge more than what you are charging now? Writing and publishing books is just the beginning. I'm just standardizing this approach. The books also say to do other related projects. In my case, getting Dollman the Musical onstage is one idea. You will have other related projects, but the publication of memoirs, biographies, art books and art catalogs will help all of us.
You can also imagine that a law firm that has meeting rooms, with someone who wants to form a local #valzubiriagenda group, can have meetings. A local café can do the same. Local photographers for your art, writers, editors, book designers, proofreaders and others can join in.
I suggest have printed books to share. 15 copies of your memoir or art books will be better than an e-reader or laptop or your phone to show. These gadgets can be stolen, sabotaged, broken, have coffee spilled on them, etc. 15 printed books means simultaneously showing to 15 people. You can even give them away to potential resellers, investors, traders and collectors.
When it rains, it pours, as in the days of Noah
There's a saying, "When it rains, it pours." There is a negative interpretation and a positive interpretation.
Negative: When trouble comes, they cascade to even more.
Positive: When opportunity comes knocking, more follow suit. We can assume that if one gets our art because of #valzubiriagenda, more want to do it now, because of the rising prices, and FOMO - fear of missing out. What will they lose if they miss the boat?
As I have said earlier, if the #valzubiriagenda trends, if you announce a future memoir or art catalog, you might have an increase of investors, traders and art collectors who would want to check you out. You might encourage more sales. Just remember to write and publish that memoir and art catalog.
There's this saying, "As in the days of Noah." Imagine Noah, building his ark, with members of his own family, putting all his time and effort into it. Noah was a nice guy. I'm sure every once in a while a neighbor offered him coffee, or chai latte, or whatever refreshing drink they might have back then.
Here's the lesson to be learned. Just because they offered him some type of bubble tea drink, or coca cola, they still didn't make it to the ark. Rubbing shoulders with actors does not make you an actor. I have told my artist friends to write their memoirs. They told me that once they see me succeed, after all these many years of seeing my seemingly useless efforts, then they will write their memoirs and follow the road that I had paved for them.
Good luck to them, but if I were you, act now, get my art or make art. Support the 5-year old artist whose parent promised to release a comprehensive art catalog. If you get that 5-year old's art, and mine, I would be honored to be in the same art catalog that you will produce. I'm already successful at that point. You have gotten the mission just right.
I have already claimed to have written the most book-length artist memoirs in the world. Dethrone that claim. Barter. Use ghostwriters. Success to me means facing God one day and saying, I wrote my memoirs and left the world a legacy of books and art. I will not tell God, smiling and proudly, that I encouraged a run for my art by announcing a schedule of exponentially increasing prices that reached 9 figures. I'm sure God knows we had fun.

JOIN THIS GROUP

If you want to try out #valzubiriagenda, in any capacity, join this group. Let others know about this group as well.
If you are an artist, you can let everyone know here that you will produce your memoir, art catalogs, etc. It's okay if you don't know how to go about publishing yet, I will discuss this. Please be honorable enough to produce what you promise to produce.
If you want to meet fellow artists, investors, resellers, etc., join us here.
If you are a book writer, editor, proofreader; if you can photograph art pieces; if you are a book designer, etc., join us here. Let us know if you charge, barter for art, or both.
If you have your own tips and knowledge to share, join us here.
If you have underaged artists you are managing (parents, etc.) join us here.
Join this group if you want to sell works. Post your works. You web links. I'm sure I will.
You can announce meetings in your area. You might have meeting rooms, a café, restaurant, etc. where people can meet. In the future, you can have the regular show and tell, where books can be shown and shared.
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Thanks for reading. Please let me know if I need to edit some parts. Please share and join this group. - Valentino Zubiri, Dollman, Artist, Memoirist
Underaged artists are welcome here, so please be mindful of your language. We cannot post your adult-oriented art pieces, but you can direct us to a separate page or community. There will be limits to your posts, and there will be adult-oriented art that we cannot allow to be posted.
Thanks for reading. Please let me know if I need to edit some parts. Please share and join this group. - Valentino Zubiri, Dollman, artist & memoirist

Repost with price drops and a few new knives I'm letting go. Feel free to ask any questions or for more photos/details. Just reached 25 flair so sales are now f&f and I can let these go for a little bit less without worrying about fees.
Timestamp - https://imgur.com/gallery/5-18-24-a0v0oNJ

• Kaviso X QSP Penguin Titanium Timascus with s35vn blade. I bought the very last one from this production. My holy grail of Penguins, but it turned out to be too good looking for me to use and can't justify it sitting indefinitely for the price I paid. Never cut, never sharpened, centered lock up, original owner, has only came out of the box twice. An absolutely amazing knife but I don't want to risk damaging it, which is a shame because it's one of the only Penguins I know with a s35vn blade. SV 300 280 255

Photos - https://imgur.com/gallery/0SnF2hQ

• Jack Wolf Midnight Wolf Kaotic Resin, just got this a week ago to give slip joints a go, but it just isn't for me. Purchased from the original owner one week ago, copying his discription as all I've done is open and close it a few times then put it away. "This is never cut or carried and I'm the first owner. No idea where the "cosmetic second" would come in here, but I'm letting it go for $100+ off retail. Comes with tin, sticker, pog, cloth and leather sheath." SV 180 162

Photos - https://imgur.com/gallery/VEKQycx

• Benchmade Bugout Carbon Fiber, bought this while not being a bugout guy. Awesome knife modified by previous owner. Carbon Fiber scales, bronze Titanium backspace with tritium insert, super neat. Hardware swapped to bronze, one of the thumb studs has some imperfections but does not affect use. Centered lock up, not cut by me but appears to have been cut and possibly sharpened by previous owner. I'm not sure but can send more photos if you'd be able to tell. Great action and centered lock up. SV 160 144

Video - https://imgur.com/gallery/GLp8t1q

• White River Firecraft FC 3.5 Pro Fixed Blade, Second owner, not sure if its been cut, looks to have the original blade, not sharpened. Awesome little knife for bushcraft/hiking or any outdoor use. S35vn blade with kydex sheath that holds a ferro rod to start fires. Great knife but I own a TOPS BOB bushcraft knife that is a little bigger and is my main use knife. SV 135

Hello. I have been renting for almost 3 years now. When I initially signed a 2 year lease, I gave almost $80k for all of the rent (proceeds from my house sale). Now, I am month to month. The landlord has become really aggressive and wanted to raise my rent by almost 600. I already pay 2800 a month. It’s just me and my 2 quiet boys. On the first month that I had to pay (after the 80k ran out), I split the rent into two payments per the app that we pay on. The manager said that was fine! I know people who do this all the time with rent and mortgages. Apparently that really pissed the owner off and he went nuts and said he was sending the sheriff out to evict me and wouldn’t renew my lease in July. I’m not leaving anything out. I am baffled. Doesn’t he have to give me notice? What can I do? I didn’t do anything wrong, did I? I am current on rent. I am even giving him June’s rent on the 30th of May. Please help. I am a single mom and have nowhere to go. I almost feel as if he is trying to bully me into raising rent or trying to scare me. I’m a mess.