Lamictal max level toxicity

Cautious Hero - Kono Yuusha ga Ore Tueee - The Hero is Overpowered - Shincho Yusha - Shinchou Yuusha

2019.04.12 23:22 Cautious Hero - Kono Yuusha ga Ore Tueee - The Hero is Overpowered - Shincho Yusha - Shinchou Yuusha

Cautious Hero - Shinchou Yuusha - Kono Yuusha ga Ore Tueee Kuse ni Shinchou sugiru - The Hero is Overpowered but Overly Cautious - Shincho Yusha - The Hero is Invincible but Too Cautious
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2024.05.21 11:22 Nyx_Valentine Does P3R get better?

I've been playing P3R on and off from around the time it came out, and I still haven't beaten it yet; partially due to playing other games, and also in part due to not enjoying it as much as I wish I did. I've played Persona 4 Golden (just finished another playthrough of it a few days ago), and Persona 5 Royal, so I'm used to the format of Persona games, but P3R feels especially tedious, and repetitive. Especially since our only main place to fight is Tartarus, and it barely feels like I'm doing Tartarus with a goal, with the exception of reaching the top level. There's very little feeling of accomplishing anything there, since there aren't big turning points in it like dungeons or palaces in the other two. It feels more like I'm spending a bunch of time in Mementos, and that the game is 98% grinding. Even the full moon boss battles aren't satisfying because it feels like stuff really doesn't change.
Again, I'm used to Persona games, I'm used to them being somewhat tedious, and that a lot of it is free time spent levelling up, working on social links, and your skills, but the method of levelling up is boring, and a lot of the social links just feel like I'm enabling people (encouraging Kenji to pursue a teacher, not telling the coach that Kaz is injured, letting Maiko run away from home...) For my own team, half of them don't have confidants, and the half that do require me to max out my skills so I can hang out with them.
I saw that I've got at least until the end of January and I'm pretty early in September. The stuff with the Strega is somewhat interesting, but few and far between. Maybe with Chidori being held by SEEs, that storyline will pick up now? I took 20-30 hours of gameplay to get into Persona 5 Royal, so I'm not unused to hating the beginning of the game - that's why I'm wondering if it gets better.
submitted by Nyx_Valentine to PERSoNA [link] [comments]


2024.05.21 11:21 Hegy_the3rd GM HEGE FAM! - 21st May 2024

GM HEGE FAM. (copy paste from Telegram)
It’s May 21st here in Europe and you deserve your daily update.
MARKET: What a day in the HEGEverse. All feels so bullish. Whaleplays. Marketing push. Breakout. Remember this day!
OLLIE’S TA CORNER:
“On both the 1D and 12H we can see the RSI is sitting just above the 50 line in bullish territory which is very promising from a higher time frame perspective. On the 12H chart we're currently testing the next level of resistance around 4.2m and already starting to push through. Get a close above on the 12H and we're really cooking!”
DEVELOPMENTS:
* DEV announced the marketing plan
* community went nuts and broke the ceiling with a push of marketing funds beyond the min (7200$) and max (17600$) goal to atm 23.5k$
* “Friends of Hege” program announced
* “Hegebank” collects HEGE so marketing will rise with rising MC - check announcements and this doc (https://docs.google.com/document/d/1R6cFitmlsE0J0sj\_EuemLZ1xmIVCsBzA8rDaEWnFLZw/edit) for details
* meme contest winners got announced, renounced and announced again: congrats to all winners! We got some fantastic works!
NUMBERS in 24h (as of writing):
Holders: 4761 > 4735
TG: 3597 > 3767 (!)
TEASE OF THE DAY:
u/Han “ CHAPTER 3 IS MEGA! Dying for it to be revealed👀👀👀👀👀👀” - the perks of being DEV’s Hegena
RISKY COMMITMENT OF THE DAY:
u/Dutch1214 “If hege reaches 10mil MC within a month i will tatto hege also LOL”
COMMENT OF THE DAY:
u/coincreep4 “100k Hege and you don’t have to work this year, 1M Hege and you don’t have to work this decade, 10M Hege and you and your kids never have to work again”
DIALOGUE OF THE DAY:
u/HegeDev “wow. 23.5k. holy. shit.”
u/Joxen89 “We believe in you dad!”
Thanks for reading. Have a very hegy day!
PS: on a personal note. I have been copying "April" instead of "May apparently. Thanks to u/andcrypt0 for pointing that out :)
submitted by Hegy_the3rd to HegeCoin [link] [comments]


2024.05.21 11:20 Novel-Cap-5312 Beginner totally lost

I just started playing with a friend and quickly fell in love with grinding for having higher power guns and armor (even though I have no idea what the power e.a 1730 for example means). Then we played with another friend of mine and he launched us somewhere where there’s was a big cat called lord shaxx or something and a chest with maxed out 1810 gear. I was a bit disappointed since I just invested a good 20h to get my stuff to 1730 and he just got gifted everything. Why is that? And what does the power level even mean? And are exotics as important as they seem? Thanks in advance
submitted by Novel-Cap-5312 to destiny2 [link] [comments]


2024.05.21 11:19 yamallamaa How do I actually do well in university?

Hi guys, I'm confused about how to do well in my degree. For context, I do psychology with neuroscience BSc. I've never done psychology before as my school didn't offer it for A-level, but I did biology for A-level, enjoyed it a lot, and was successful, as well as for my other A-levels.
I was excited to do this degree, and I do enjoy the content. But the coursework and final exams just killed my enjoyment and self-confidence. I'm finishing my 2nd year right now and I'm so terrified of doing poorly, cause it contributes 30% to my degree, and also I just want to understand my course. I've tried different note-taking and revision methods, I've gone to drop-in sessions and sought external help, but my best grades are like a 65% max on an essay (which is not bad but when it's one of the only 2:1 grades you get per term............).
Anyway, I just really need help, especially with understanding how to 1) balance my lifestyle between working + taking care of myself, 2) understand how to critically evaluate, it's so confusing to me and my essays always have the same feedback with too much of a range in grades for me to know what I'm doing wrong and 3) know how to properly revise this content. I think I may have been so used to having a syllabus laid out for me like in A-levels that my brain just doesn't know what's important to know (we only get one sample paper for revision, not any past papers, and MAYBE an online MCQ self-assessment with answers (sometimes not even with answers!!)) Does anyone have any advice?
tldr; I suck at my degree and genuinely cannot find out what's wrong with me and how to improve.
submitted by yamallamaa to UKUniversityStudents [link] [comments]


2024.05.21 11:18 Ricky_Derach Don't go braking my heart

Please, read the post minding that my intention is mostly to laugh and debate altogether, I'm loving the current state of the game more than anyone. Best patch ever.
The first thing I found strange in my first SC day years ago was the top speed limits. I never got it, even when I understand how important numbers and certain limits are for game balance. The only speed factor to matter should be acceleration; the human body marks the limit and, even when various sci-fi universes took different paths to break those limits in a certain level, that's where the roof should be settled, but nowhere else.
Human beings are theoretically capable of reaching a close to light speed as long as the movement is constant enough and the only true problem would be space dust and debris tearing ships apart. If we are taking care of that with shields or quantum bubbles, I don't see why we can't be doing slingshots or larger travels just with our thrusters, limited only by acceleration. It would be slower than quantum travel as it's exponential but doable in times of need for certain distances or for the sake of fun and glory.
Except for the gaming limits, we don't want people to become the ultimate space deadly bullets at untraceable speeds and other sorts of crazy scenarios.
So don't worry, I'm not here to beg for all that to be changed, even when I would love to be able to travel just by inertia with dosed little bursts, same as I'd love objects not stopping just because of distance, ballistics ceasing to exist after a few km or how much I'd love to be able to truly orbit around celestial bodies to leave my ship going around by itself while I contemplate a sunset and a sunrise every 60 seconds through my windshields like living a dream.
We all know how harmful those scenarios could be for a multiplayer environment and a few arguments can be made up with a tolerable but stretched logic just for the sake of keeping the fun going safely without breaking the entire game and a few GPU.
But now Master Modes has come to stay to balance certain aspects of the game and collaterally so many snubs are locked down to ridiculous speeds while their $ prices are still the same, prices often higher than some regular fully useful and rewarding ships with quantum capabilities. These snubs had their value raised due to their performance, their utility and their small size for versatility, they weren't meant to quantum jump but neither to be capped like this.
Now you'll have to struggle to make a place for ships like the Fury LX, heavily marketed to be close to useless in less than 1 year of existence, breaking so many promises to become nothing but a LTI token for some people.
I know it has been discussed even by the developers about giving them some sort of short quantum limited capabilities, I'm not getting there as I don't even know where those components could be stocked in most of them tiny vessels without remaking the whole game again out of work pain.
I bet you'll find something to equilibrate everything, because you always do it so amazingly, but the whole point of this free detour is why in this universe have finally manifested the midichlorians to, instead of giving power to certain hooded figures with light sticks to bring order to the galaxy, they've decided to use their time braking ships out of sorcery?! I can get that you don't want us flying in EVA as fast as the Silver Surfer just using inertia, but why would I reach the limited speed with my ship's thrusters to then be dangerously stopped close to death, stopped by the same g-forces you refuse to give us in other axis, stopped by an invisible force out in space without any matter in my way just because I've released the boost button?!
If we are not in any atmosphere, let the ship keep going while losing maneuverability. There is not a single reasonable gist you can make there to justify that utterly illogical braking out of nowhere.
For ships combat, going above SCM should just penalize with a lack of ship control, up to their skills and strategy. Anybody going that fast will be out of the ideal speeds, useful just to try an escape right before jumping into NAV mode but exposed to enemy fire in a more predictable trajectory. That would require some control and calm to master combat as well as other game loops like racing, lovely. Then at least it won't be a magic brake, non quantum ships would be able to have some margin while you decide their future, not needing more than 1 hour to travel from ground to station orbit, sticking the boost button to the max every minute to see how the ship brakes by divine forces every time it's released to then start it all again in an infinite loop.
I love that science meets fun in the midway to find some equilibrium getting the best of both worlds but lately it is hard to cope with the levels of fantasy being added to an originally meant to be hardcore sci-fi game just to make it good enough for everyone, but this one has me laughing so hard every time I use SCM. Bring more science back.
Mind my first sentence. Love.
submitted by Ricky_Derach to starcitizen [link] [comments]


2024.05.21 11:10 CarrotDue5340 To the people saying exploration in Genshin is not fun

Maybe you maxed out all regions already and that's why you're salty but I recently started a new run (well, my gf started it as a total newcomer) and I tell you, I haven't had bigger fun for ages!
She's interested exclusively only in exploration, she doesn't spend resin, she doesn't do quests, she unlocked Fontaine before Dragonspine and half of Liyue and it's so satisfying to just unlock tons of chests after chests and helping her in her world level 1 with my full Abyss teams. I completely forgot how relaxing Mondstadt can be.
submitted by CarrotDue5340 to Genshin_Impact [link] [comments]


2024.05.21 11:04 Hollowfiedx Special move point bug?

Special move point bug?
Why does the Ichigo unit say max points reached when there’s still a slot left to unlock?
submitted by Hollowfiedx to BleachBraveSouls [link] [comments]


2024.05.21 10:59 SussyWazo- Our SubReddit / Firefly Main's Reputation :(

Hello fellow Firefly lovers!
After jumping from a few HSR media such as Reddit and Hoyolab, I got the impression that Firefly mains are (A few key words I picked up...)
People with no life who jump at the slightest bit of recognition from a Waifu.
People who trash on other characters hoping that Firefly powercreeps all of them.
Irritating and doesn't let others have an opinion.
"Firefly is the best character in the game and you must accept that"
And the list goes on...
Having always checked in this Subreddit and meet other Firefly lovers, I think I could confidently say that this is NOT the case. I feel like we, like many other communities, are suffering from the small toxic minorities, who happens to be extremely outspoken. And especially with the new leaks around the corner, I have seen some of us and some of others attacking each other for the smallest thing, adding fire and literally burning our reputation (pun intended).
I wish that some of us could be more careful when talking on the internet, to avoid maybe accidental behaviour that may be seem as "another toxic firefly main". Of course we have to celebrate the good news, and of course if others are being the one starting the irrational argument we should fight back, but I think it will be great if we avoid starting any conflict ourselves, for the sake of our community and Miss Firefly. :)
Also some people are not gonna pull for Miss Firefly because of the toxic fans they have encountered, which is really sad as her sparks would spread to one less trailblazer :(
It's also so funny how in an argument about characters the Firefly fan is sometimes instantly thought to be overly defending and toxic, welp I guess that shows how popular she is.
(Can't wait for 2.3 story maybe they'll pull an Aventurine-level quest so hyped!!!)
Anyways thank you everyone for listening to me yap, may all Firefly fans be one day free from the negative stereotypes!
submitted by SussyWazo- to FireflyMains [link] [comments]


2024.05.21 10:55 Ihavetoxicfriends Glitch gone wrong

Glitch gone wrong
I guess that’s why they don’t let us look 😅
submitted by Ihavetoxicfriends to Genshin_Impact [link] [comments]


2024.05.21 10:53 __specs_ sword forging

sword forging
whenever i go to forge my infinity blade, it doesn’t let me. it lets me enchant it, but not forge it. from what i’ve seen, the max level for a weapon is 20 so i’m confused as to why i can’t get it past 19. i can’t find anything on the wiki about this :/ (and yes i have gone to the forge with more than enough gems and cinder shards, the pics r just for reference)
submitted by __specs_ to StardewValley [link] [comments]


2024.05.21 10:53 Chefchanyu Lv50 club 1 spot available, you can have awards right away

Lv50 club 1 spot available, you can have awards right away
25k xp first day in every sprint. DM me, if you can do it.
submitted by Chefchanyu to eatventureofficial [link] [comments]


2024.05.21 10:52 PotentialCarpet2464 Selling EU full access Acc with Champion Phantom Neo frontier/Reaver 2.0 Bundles RGX Vandal/Protocol Phantom/Balison knife/Primordial Vandal & more... Price (60$ Via paypal)

Selling EU full access Acc with Champion Phantom Neo frontieReaver 2.0 Bundles RGX Vandal/Protocol Phantom/Balison knife/Primordial Vandal & more... Price (60$ Via paypal) submitted by PotentialCarpet2464 to ValorantAccounts [link] [comments]


2024.05.21 10:49 Difficult_Fee_2102 I 25F seek advice on my Bf 26M prioritising his work and personal life more than me lately

My boyfriend and I are in LDR due to our jobs and we have forever been in LDR and completed 5 years this way. For past 1 year I have seen this change in him that he loves his job and does extra work also if required in odd times, office parties, loves to run, read books, hangout with work colleagues some days in shiny city of Mumbai. Ofcourse he does keep me informed about it, sends me pics. But in all this where am I?
We call mostly everyday for 30-40mins max and some days go without calls, moreover we chat lil between in day to keep eachother updated about our progress n challenges. But problem is that I like stable conversation, my idea of relationship is like we work maybe in a time frame of 8am to 8pm which include our office work, our hobbies, meals or catch-up with friends. But after 8 or 9pm it should be just US time i.e our relationship time wherein we bond, we watch something together, we do some activity together and this is my idea of relationship esp in LDR where communicais only way to bond and I would love to do this everyday wherein we take the baggage of the whole day n dump in front of eachother n be in a place of love and happiness.
But my bf likes to have a life on his own as well, he would never feel sad if we skip one day due to his work or party or next day big meeting for which he has to sleep early. But what about me who longs whole day for evening when I will be in my happy place, in a place where I feel unfiltered. And because of this we have fights as I ask him to skip his friends or any event to be with me. He also feels that I don’t have a life n has knitted everything around him. He doesn’t like me poking him if I ask him not to go, it gives an impression to him that I am controlling n create chaos when he says he wants to go out. He thinks these are toxic traits, he feels someday if we r not talking it’s okay next day we will do, but many a times this kal kal kal no I don’t want to listen this kal kal. I also have a life of my own def not as fun as his I like staying indoors mostly in my free time n I love spending my time with him. But he is recently teaching me it’s okay some days to not talk and be with urself. Sometimes he also cancels the commitments of spending evening virtually together due to last minute maybe work stuff or some friend has called for dinner.
I am so pissed n feeling very hurt.
I have talked to him about this n he has given solution that he doesnt do anything wrong so nothing to worry but he should not seek for my permission every time to go out. He also suggested to start loving time just with myself n if he is not around then not to be sad do some hobby
But how I can change my inherent nature of being a person who loves to put in alot in relationship. I love being with him.
Can anybody please suggest me how to get out of this hurtful situation
submitted by Difficult_Fee_2102 to RelationshipIndia [link] [comments]


2024.05.21 10:46 Difficult_Fee_2102 I am 25F want an advice wherein Bf 26M loves to have life of his own other than me and his work

My boyfriend and I are in LDR due to our jobs and we have forever been in LDR and completed 5 years this way. For past 1 year I have seen this change in him that he loves his job and does extra work also if required in odd times, office parties, loves to run, read books, hangout with work colleagues some days in shiny city of Mumbai. Ofcourse he does keep me informed about it, sends me pics. But in all this where am I?
We call mostly everyday for 30-40mins max and some days go without calls, moreover we chat lil between in day to keep eachother updated about our progress n challenges. But problem is that I like stable conversation, my idea of relationship is like we work maybe in a time frame of 8am to 8pm which include our office work, our hobbies, meals or catch-up with friends. But after 8 or 9pm it should be just US time i.e our relationship time wherein we bond, we watch something together, we do some activity together and this is my idea of relationship esp in LDR where communicais only way to bond and I would love to do this everyday wherein we take the baggage of the whole day n dump in front of eachother n be in a place of love and happiness.
But my bf likes to have a life on his own as well, he would never feel sad if we skip one day due to his work or party or next day big meeting for which he has to sleep early. But what about me who longs whole day for evening when I will be in my happy place, in a place where I feel unfiltered. And because of this we have fights as I ask him to skip his friends or any event to be with me. He also feels that I don’t have a life n has knitted everything around him. He doesn’t like me poking him if I ask him not to go, it gives an impression to him that I am controlling n create chaos when he says he wants to go out. He thinks these are toxic traits, he feels someday if we r not talking it’s okay next day we will do, but many a times this kal kal kal no I don’t want to listen this kal kal. I also have a life of my own def not as fun as his I like staying indoors mostly in my free time n I love spending my time with him. But he is recently teaching me it’s okay some days to not talk and be with urself. Sometimes he also cancels the commitments of spending evening virtually together due to last minute maybe work stuff or some friend has called for dinner.
I am so pissed n feeling very hurt.
I have talked to him about this n he has given solution that he doesnt do anything wrong so nothing to worry but he should not seek for my permission every time to go out. He also suggested to start loving time just with myself n if he is not around then not to be sad do some hobby
But how I can change my inherent nature of being a person who loves to put in alot in relationship. I love being with him.
Can anybody please suggest me how to get out of this hurtful situation
submitted by Difficult_Fee_2102 to TwoXIndia [link] [comments]


2024.05.21 10:39 Intelligent-Dig4150 Looking for more members

Looking for more members
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submitted by Intelligent-Dig4150 to RushRoyale [link] [comments]


2024.05.21 10:37 cougarvigilante Me (22M) and my ex (20F) broke up because I was too "submissive". What can I do?

As the title suggests my relationship with my ex let's call her "crow", ended because she lost feelings for me after 6 months of dating because you felt I was being too submissive with some if my actions. Those actions included greeting her everyday, being gentle and soft spoken when I was with her, and just being nice I guess. Crow was saying it's a complete 180 from when I'm with my friends and other people, for example I can be kinda of a dickhead and make really outlandish jokes/statements that can be a turn off to be people that don't really know me at that kind of personal level. I wiIl say that in her life she's a bit of an introvert and has a lot of toxic friends that put her down, when we are with said friends she won't let me defend her and will kinda of take the lashings from these toxic people. So when it's just me and her I tend to be kinder and gentler to show her that not everyone is an asshole, and especially I wanted to show her that there was someone that cared and loved her. But I guess that was a complete turn off for her, around 5 months in I felt her get really distant and moody and when I tried to speak to her about it I got pushed away. It got to the point that I was really frustrated and I confronted her about the truth and she pretty much told me she no longer loved me because I was submissive. I guess I'm just looking on advice to see if I can change these "submissive" tendencies? Or any advice to help me forget about her and move on in my life? Or if I'm just crazy or if she's crazy?... IDK this shit kinda fked with my head ngl.
submitted by cougarvigilante to relationship_advice [link] [comments]


2024.05.21 10:36 gweaver Are levels capped until you hit that expansion?

Hey all - I couldn't find an answer to this so hoping someone knows the answer easy enough - I'm on the free trial and hit Level 70 on my Fisher - so now it's maxed at 70 (the bar continues to climb but it's at 0/~2m exp)... so if I buy the game now will that be unmaxed until I hit 90 - or will it stay maxed until I get to whatever expansion is 70+ (I'm currently only at the start of Heavensward).
I guess I'd have to buy the Complete Edition (all expansions) to get it above 70 anyway seeing the Starter Edition only goes up to 70 (I think)? And can I get my Fisher up to 90 asap & do all their quests & unlocks while my "main" Ninja is only like 60-something and in Heavensward? I'm assuming no because some fishing quests will be tied to locations that don't exist for me until I unlock that region on the MSQ?
submitted by gweaver to ffxiv [link] [comments]


2024.05.21 10:34 thelordofhell34 How I would design the sailing skill as someone who voted no

Before you downvote and move on, Tl;dr is sailing good, core gameplay loop should be dull and easy, mini game should be fun but I wanna turn off my brain and click for hours if I need to.
The reason that I voted no was that I though that sailing fit more as a mini game than a skill.
I’m not going to tell you that I want OG 2007scape no changes reeeee. But a super fun skill just doesn’t fit what we have already.
The skills started off incredibly basic and progressed into something fun over time. What kept us going in these super basic skills is the interactions with other players, asking their woodcutting level, flexing your 70 woodcutting, and then over time more unique and fun ways to do the skill we’re added.
We started off with:
Woodcutting: chop log
Mining: mine rock
Firemaking: make fire
How I would design the skill, therefore, would be incredibly basic.
Firstly, we need very repeatable activities which require 0 brain and can be done over and over with no heavy requirements.
I would suggest something like: board an NPC’s ship similar to trawler, you help out as a crew member where you bail, fix things, cook supplies, help with ropes, help with navigation.
All of these things could be maxed by going between them or AFKed by just doing one or two which are close by.
Xp and efficiency could then be closely tied in to cooking, crafting and construction levels which would allow you to perform tasks better and more consistently.
Next, some sort of salvaging where you actually help other sailers salvage their goods. This wouldn’t actually impact other players but you would be helping out the NPCs who are the ones at the salvaging lot.
This could be a very simple task that could involve tick manipulation for faster rates and include a more afk method.
Now that we have the basics down it’s time for the actual fun part.
What you would gain from all of this is access to new sailing routes which make charters free. You can now get anywhere around the game, to different areas on the coast with higher levels, for free. Going on these routes would also give sailing xp and can either be done manually or automatically.
Doing it automatically would grant much less xp but be a fast way of transport around the world.
Doing it manually would involve all of the things that you have been learning as a crew member but now with your own ship.
Increasing your sailing level, con level, crafting level and such will increase the ships that you can build which will be faster, bigger and stronger.
Increasing your ship will allow you to get to new places and use new, faster routes because the waters are more violent. Using smaller ships will also allow you to get to new fishing locations with buffs to fish received as well as a new type of fish.
These can be cooked inside your boat and can be dropped for efficiency or sent to your boat storage which can only be unlocked at a harbour so that you can bank them later.
Now that the core gameplay loop is sorted, I would then implement a ‘sailing update! New mini game!’ Where you can now sail the oceans hunting for treasure and bring it to the salvaging yard, like has been shown in recent videos.
This isn’t perfect but I could see this being a skill. I think there is too much focus on the sailing part of sailing being the main gameplay loop which I feel does not fit the current skills that we have.
I want the sailing part to be fun, where you can just explore open oceans and find islands and treasure without worrying about levelling the skill, but also for the core gameplay loop to be very dull and repetitive, just like everything else is. Then, doing the unique ways is fun, but when you need to turn your brain off you can still do 3 hours of mindless salvaging.
But that’s just my 2 cents. What do you think?
submitted by thelordofhell34 to 2007scape [link] [comments]


2024.05.21 10:33 Pristine-Structure35 Advice for changing my work pension fund from the default

Hi all,
I'm in the process of trying to get on top of my long term investments and was hoping to sense check a decision please. I'm 40, and my current work pension pot is £95k. I pay in 8% and my employer tops it up with 10% on top. Until now I haven't given it much thought so I've been on the default fund which is with Aviva 'Av MyM My Future Focus Growth S4' and it has a risk level of 4, with 60% in equities.
In addition to my pension I've just set up a stocks & shares ISA and have a small amount in the VWRP fund, and I will be adding money to this every month. I wanted to invest in a global, passive fund that I can set and forget and after doing a lot of research this seemed like a decent option. I also liked the idea of the flexibility I have from having the S&S ISA in addition to my work pension, rather than putting more money into my work pension, and the research I did seemed to suggest that as a good option (once maxed out employer contribution in work pension then set up an S&S ISA next).
From my research it seems I've made a mistake leaving my pension in the default lifestyle fund which auto changes as you age, so I'm thinking of changing it. The risk level is 4 at the moment – I'm happy to have more risk and volatility, and I'm 40 so still have 20+ years before retirement. As with my ISA, I want something simple that doesn't need too much management. I was thinking that due to the above I should look at changing my pension to a 100% equities fund, something globally diverse like the HSBC FTSE All World Index C Acc. And then just keep paying into that fund, and as I approach retirement then start thinking about de-risking with bonds.
I know it's a personal decision, but I just wanted to sense check the above please as I'm still learning a lot about investing/pensions etc. Is changing my current pension pot of £94k from the 'Av MyM My Future Focus Growth S4' fund to something like the 100% equities 'HSBC FTSE All World Index C Acc' a sensible move? Or should there be concerns with that? I know it would be more volatile so could see a big drop in my fund, and I know nobody can time the market but seeing news stories online that market at all time high and could be crash/correction coming etc then would doing something like this right now not be ideal timing?
Also if I I went ahead I would have both my pension and my S&S ISA in passive, global 100% equities funds. As they have the same objective of investing for the long term I don't think this is a bad thing? I watched a Pension Craft video and he mentioned having your ISA and Pension in same fund is fine if for the same goal.
Any other thoughts welcome please!
Many thanks!
submitted by Pristine-Structure35 to UKPersonalFinance [link] [comments]


2024.05.21 10:28 Jealous-Split1279 Did journaling ever became harmful to you to the point you had to pause it?

I've been debating whether I'm taking it to a level where it is forcing me to think of things that are actually affecting the way I can take any joy from life. I see myself doing this with many other hobbies, overdoing them or doing them in ways that become toxic to me, and I'm concerned that my journaling routine became so "necessary" that even in days that I feel okay and have nothing to say, I force the writing and end up over analyzing situations and people for no reason, which obviously affect the natural flow I could be living life.
Did you ever experience this somehow? Did you pause it? How do you manage your practice?
Sorry if this comes across as a bit dramatic, lol
Thank you.
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2024.05.21 10:26 NemoSanctus I finally have my first fully uncapped card!!

Did 200 pull… LILIAAA MY LUV, the light of my love <3 !!! YOU SPOILING ME SO BADD ON THAT LAST PULL♡ ♡ ♡
submitted by NemoSanctus to TwistedWonderland [link] [comments]


2024.05.21 10:21 Lazy_Shadow_Youtube We are looking for one active member that can hit 25000+ xp. EdQZaGA6e2.

We are looking for one active member that can hit 25000+ xp. EdQZaGA6e2. submitted by Lazy_Shadow_Youtube to eatventureofficial [link] [comments]


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