Cost of automobile labor in germany per hour

A victory for one is a victory for all

2022.01.26 06:49 RIOP3L A victory for one is a victory for all

Join WorkReform! Fight for a good quality of life for everyone who sells their labor!
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2020.01.05 05:39 dirtyhairry Kappachino

Kappachino is a wide open and minimally moderated subreddit to talk about Fighting Games and the Fighting Game Community. E-sports are not a part of the FGC. Smash is not a fighting game.
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2014.07.23 12:18 brightman95 Fight for a living minimum wage. $15, $20, $30, $50

/FightFor15 is a grassroots community designed to raise support and awareness for a nationwide federal minimum wage. The minimum wage of $7.25 hasn't increased in over 15 years. This subs original goal was $15 but even that isn't a living wage in most parts of the US. $15, $20, $30, $50 . This movement works to give workers a living wage and the right to unionize.
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2024.05.21 23:30 FunGoal130 Teachergo.com! This platform provides student resources and shared classrooms

Dear Teachers,
We are delighted to introduce a charitable initiative supported by the Love Charity Foundation, exclusively designed for teachers: Teachergo.com! This platform provides student resources and shared classrooms, facilitating transactions between teachers, students, and shared classroom owners. We already have over 5,000 registered students. Our goal is to help you gain more income and teaching opportunities, whether it's for face-to-face or online courses.
Note: You do not need to pay any fees to the platform before you earn income.
Here are the services and advantages our platform offers you:
  1. Diverse Course Types and Management Functions
Whether it's K-12 education, adult interest courses, or new vocational courses, we provide you with the opportunity to showcase and promote your classes. The platform includes a leave and rescheduling system that automatically arranges leave and makeup classes according to your rules. It also features detailed income and expense statements, class reminders, renewal reminders, and a one-stop online consultation service for parents.
  1. Flexible Offline Course Venues
Our platform offers shared classrooms for hourly rental, with rental costs as low as tens of dollars. You can flexibly schedule your classes and easily conduct your educational activities.
  1. Student Resources
The platform will bring students to you. When a student books your course on the platform, 90% of the tuition fee will be automatically credited to your wallet within 24 hours after each class is completed. At this point, you have already earned income, and the platform only charges a 10% service fee per order, with no other fees.
  1. Growing Teacher Community
We are committed to developing the platform into the world's largest teacher community. In the future, we will continuously optimize our features to provide you with better services and support.
submitted by FunGoal130 to Teachergo [link] [comments]


2024.05.21 23:18 veewooks What is a normal rate for an editor for short horror films?

noob question!
I'm writing and directing short horror films (5 pages or less) and am looking for a great horror film editor. This is mostly for a YouTube channel, but possible could be for festival submissions as well. Does anyone know a normal rate for this type of work? Ideally I could hand over the footage and they'd come back with an initial edit and maybe I'd have some notes. A flat rate would help out, just knowing what my costs per project would be, but I understand charging per hour too. And does anyone know a good place to find an editor that would be interested in this work?
Thanks!
submitted by veewooks to Filmmakers [link] [comments]


2024.05.21 23:10 aznpersuazion Is Online Tutoring Worth it? Reviewing Online Tutoring Websites

Hello fellow tutor aspirees, side hustlers, academic extraordinaires. I’m here to give you the scoop on the various tutoring platforms, how their services work, tutoring requirements, the types of students on each platform, and of course - how much you get paid for your time.
A little about me. I’ve tutored for a few months now on the following platforms: Varsity Tutors, Wyzant, and SuperProf. I’ve had a number of students on each platform, and it’s safe to say I’ve definitely realized the pros and cons of each one.
Wyzant
Money Info: You set your hourly rate. Wyzant takes 25% of it. If you set your rate to $20/hr you get paid $15/hr.
The Requirements: Each subject you tutor you have to take a 10–20 question multiple choice test on it. The test will be beginner to intermediate questions on the subject you’ve chosen. You only have one chance to pass the test.
The Pros:
The Cons:
Final Verdict
Wyzant is an easy to use platform that takes a while to build a student base. You’ll have to apply and reach out to students a lot at first before you start getting more consistent jobs. This can take a few months, so consider this before you start. The 25% fee is high, but certainly not unreasonable compared to other platforms.
Varsity Tutors
Money Info: Unless you’re tutoring GRE or LSATs, the flat rate is $15/hr, regardless of the subject. GRE and LSAT tutors make $28/hr. Varsity Tutors charges their students $50 - $75/hr.
Requirements: Most subjects do not require a test, however you do need to send in a video interview of yourself, mostly to confirm that you can speak eloquently.
The Pros:
The Cons:
Final Verdict
Varsity Tutors definitely has the lowest pay amongst all the platforms. $15/hr to teach is what you can make at some retail jobs in the US. The platform can be better if you need to start making money immediately, or if you live in a country where the cost of living is lower. The amount you are paid is better for people who are teaching subjects that aren’t too difficult.
SuperProf
Money Info: You set your own rate, SuperProf takes 10%. The caveat, SuperProf charges students $39 a month to use the platform.
Pros:
Cons:
Final Verdict
SuperProf is very similar to Wyzant in that students and tutors can openly communicate and set up time with each other. The 10% fee is lower than the other platforms. But because it’s already hard to get started as a new tutor, and there are less students on the platform, it’s one of the harder platforms to build a student base.
Additional Notes
While all these platforms have their pros and cons. You can always consider tutoring independently. You do not need any licenses or business registration for tutoring in most places. Once you get a student base through Wyzant or SuperProf, you can take them off-platform and teach independently. The best part? You keep the money you work hard for.
**If you found any of this helpful, consider checking out a referral link. You get additional sign up and welcome bonuses. Signing up and using Rakuten for cash back is free!*\*
submitted by aznpersuazion to sidehustlemoney [link] [comments]


2024.05.21 23:04 LoveScoutCEO You can meet ANY woman in the catalog of the world's largest international matchmaking agency without going on a group tour! These are some of the most beautiful women in the world and they want to meet men a lot like YOU! It is not complicated or particularly expensive and the women are stunning.

You can meet ANY woman in the catalog of the world's largest international matchmaking agency without going on a group tour! These are some of the most beautiful women in the world and they want to meet men a lot like YOU! It is not complicated or particularly expensive and the women are stunning.

You Can Still Meet Any of These Women
I posted this information about a week ago, but apparently my headline was not clear, because a lot of guys keep DMing me the same question, "How can I meet these women if they are not doing group tours to Ukraine?"
Yes, You Can Meet Any Woman In AFA's Catalog!
A Foreign Affair has a gigantic database of beautiful women - some of the hottest women in the world - and you have a very solid shot of getting a real date with ANY of those women if you just follow these simple directions.
AFA Practically Keeps This Secret
Oddly, AFA practically keeps this secret. That is odd, because they would earn FAR more money if they would explain this. But as I have mentioned before in my long review of AFA, they are a small company owned and operated for almost thirty years and that leads to a lot of idiosyncrasies.
One of the biggest oddities of AFA is that they work very hard to sell group tours. Tens of thousands relationships have started on their group tours, and, in fact, I got a comment here from a former AFA client whose wife was in labor with his first child when he wrote me.
So, that's great and there is some real magic on the tours. They are also the most imaginable way possible to meet hundreds of single women unless you happen to be the starting quarterback of a good NFL team.
But AFA does not do a great job of explaining the rest of their services.
Other Ways To Meet AFA's Women
AFA offers several ways other than group tours to meet their women. One approach is the Executive Plan - which is a full service matchmaking program. It is very successful, but too pricey for most men. I have mentioned it before.
Another approach is to take an Individual Tour to Europe, Latin America, or Asia. Here you call AFA tell them where you want to go and they will give you the details. You can meet up to three women a day for fourteen days and YOU are picking the women.
Individual tours are cheaper than group tours, and a lot of men like the choice. What you lose is the support of the other men in the group - which is oddly pretty amazing - and you don't usually have the opportunity to meet the hundreds of women you will be in a room with on a group tour.
Many Men Are Worried About Chemistry
A lot of guys are really hesitant about individual tours because they are worried about chemistry. Well, chemistry is important, and if you are really concerned about that write a woman you are attracted to a few letters.
Five letters is usually plenty to see if you have common interests and philosophical compatibility, but you should certainly not write more than ten. Then if you believe there is some chemistry contact AFA and tell them you want to arrange a date with that a specific woman.
They will contact the woman and ask her if she is interested. If she is not interested, well, it is a little disappointing but a pretty gentle rejection and AFA has hundreds more women for you to chat with. If she is interested - BOOM!
You can start making your travel plans to meet the woman of your dreams. It is pretty amazing.
The Details
I wanted to get the details right so I asked John Adams, the President of AFA to explain things for me. Here is his response:
One on one introductions can be done for virtually anyone on the site regardless of destination. Most are done where we have offices, but we can facilitate a meeting for women that do not live close to an office or AFA or affiliate staff.
So if it is an introduction within a city where we have an office or an affiliate office the fee structure is as follows:
$150.00 one time office for which is good for the time that you are in that city doing introductions. Then, there is a fee of $125.00 per introduction. Normally the office fee and the first introduction fee is paid in advance via the Phoenix office before you fly to the country and visit the office. THe first date would cost the $150.00 office fee (one time during the visit) and then the $125.00 introduction fee. So the total for just one date would be $275.00. If the client elects to do a second date then it would only be $125.00. It would be the $125.00 for each additional date while he is in that city arranging dates. If he leaves for a few weeks and comes back and starts over there will be a new office fee. If he goes to a new city there will be a new office fee.
If he wants to meet someone outside of the tour city, say like Germany or Poland etc. then it is a flat fee of $275.00 total for each introduction. No office fee as there is no office, however it does cost us more to do the introduction logistically.
All introductions include our staff executing the IMBRA paperwork at the time of the introduction and facilitating the introduction. If they do not meet they are refunded the intro fee.
If the client wishes to have a translator on the date that is extra, normally about $20.00 to $25.00 per hour.
We do not offer the Euro club in Kazakhstan, (not enough profiles, support) so it would have to be a one on one intro.
Conclusion
So, for $275 and your airfare, hotel, food, and other incidentals you can meet an absolutely stunning woman from AFA's catalog. If you have meet several women in the same city it will end up being a bit cheaper per introduction.
This is amazing! You can use the same process to meet any of AFA's women in Asia or Latin America.
You can meet women from the other parts of the world too!
Yes, it is a little pricey, but dating is difficult no matter what you do or where you live. And, really, could you get a date with woman this hot wherever in South Alabama or Western Nebraska?
Heck, even if you live in Santa Monica, which sometimes seems to be overrun with stunning women, it is nearly impossible to set up a date. But if you time watch the deals for airfare you should be able to meet an incredible woman that you believe there might be some chemistry with for about $1000.
These women are serious
One of the main attractions to AFA is it is at heart still a marriage agency, the last American based international marriage agency, and the women who sign up with them are far more serious than girls who sign on to Tinder. At least that has been my experience.
So, it the date goes great that it can quickly turn into an incredible deal - an absolute life changing event. If it doesn't go well AFA has hundreds more beautiful women to consider and since you already paid for airfare why not meet more of the locals?
But please, please, please! Do not write any woman more than ten letters without thinking about calling AFA and setting up a date. It is a big step but it is the right thing to do.
Best Wishes!
submitted by LoveScoutCEO to MailOrderBrideFacts [link] [comments]


2024.05.21 22:55 honeybeesy Attempting to charge me an insane amount in addition to my security deposit credit (Oregon)

I moved last month after 5 years in the same apartment, at the very last moment before hitting 31 days, I got a piece of mail from my old property management claiming that I owe $1,724 in ADDITIONAL charges after my deposit credit was applied. They provided an itemized list, but not actual receipts, and the amounts are completely unreasonable. For example: $1,100 for one damaged cabinet, and $975 for a piece of vinyl to replace one burn mark on one countertop. Along with 25% ($218) of painting “per rental agreement”, and $235 for carpet cleaning “per ORS/rental agreement”, among some other things.
I failed to take pictures which I’m majorly regretting, however despite the existing damage, these specific things should absolutely not cost this much.
I emailed them requesting my original signed copy of my rental agreement, original signed unit walk through, and receipts of the products used and labor required. They responded with zero acknowledgment to my requests, and instead asked me for pictures and to describe the things I disagree with. I promptly wrote back explaining that I do not need to provide anything in order to receive these documents as I am entitled to them, and they since haven’t responded. Today, I called and reiterated the situation to simply ask that they please respond to my email, as it’s nearing the end of the business hours for the day. The manager on the phone was extremely rude to me and told me that they’re not required to provide receipts (while still failing to acknowledge the rest of what I asked for) and asked if I have pictures. I told her that I’ve been made aware that I am entitled to these documents and she began speaking rapidly and told me she’ll have someone deal with it, and before I could even say “thank you” she said “BYE” and hung up. Essentially hanging up on me as I was still actively speaking.
My question is, are they in fact required to send receipts when the listed charges are unreasonable? My friend who works in property management in the same town told me that they need to send me all three documents that I requested or else they have no leg to stand on, regardless of whether or not I have pictures.
Also, I did request in my first email that while I don’t agree with the charges, that I am willing to set up a payment plan in the mean time for the sake of compliance and to not be sent to collections, and they have refused to acknowledge that at all. So additionally, if it reaches the date that this is supposed to be due by, but they haven’t responded to my request to set up a payment play, then what happens?
I am willing to go to small claims court, I’m just very unfamiliar with it all.
I also don’t believe that the amount they claimed that I have in credit is correct, which is part of why I want to see my rental agreement.
I also paid my last months rent during my last month there, without any acknowledgement of having paid first and last upon moving in, and the amount listed of my credit doesn’t reflect the amount I remember paying.
This is my first time dealing with a situation like this and it’s hurting my brain. All help is appreciated.
submitted by honeybeesy to Tenant [link] [comments]


2024.05.21 22:20 HehroMaraFara Disneyland is a massive ripoff.

Having recently finished a 4 day trip with family and not having been there in over 20 years, I was actually pretty excited to go.
Boy, how perspective changes when you’re not an ignorant dumb kid. The place looks rundown first of all. While there a handful of rides broke down for the entire day and when you take any kind of a close look at the place, it just looks old AF. So much so that spending about $1200 on tickets for everyone for 4 days made me want to go Hulk on it big time.
That on top of the minimum 2k you’ll spend on a decent hotel for that long and then the insanely priced food, you better take out a Disney loan (trademark pending) if you don’t want to be bankrupt when you get home.
I even did the Goofys kitchen which has reservations MONTHS out. The place is a fucking cafeteria that a couple characters wander around in for a bit and costs, oh about $50 PER PLATE.
I didn’t even mention that for the 3 dozen or so rides we did, which amounted to probably 1.5 hours of ride, we waited in an average of 35 minutes. So we spent probably about 21 HOURS in line. Not to mention the miles of walking on hot concrete to get anywhere.
Fuck Disneyland and allllll the gift shops you end EVERY ride in.
submitted by HehroMaraFara to unpopularopinion [link] [comments]


2024.05.21 22:13 Top-View7248 Type 1 diabetic UK primary school teacher. My classroom is unbelievably hot (as I'm constantly told by pupils, parents and other teachers). I nearly died last week.

I've been a teacher for 25 years, 20 of which have been at my current school. I use a blood glucose sensor so my sugars can be shown to others, which I have done to share with SLT how the heat makes me constantly hypo as it makes insulin much more effective, but unpredictably so. I even make them put into writing at my annual review that the heat and lack of ventilation makes me ill. It results in me hypoing all day (emergency low blood sugar) and becoming exhausted, which is frightening as (due to public service cuts) I'm the lone adult in the classroom. It's 8pm here and I'm already in bed.
Last Tuesday was undoubtedly the most terrifying day of my life. The unbearable heat caused a prolonged hypo and I was so incredibly low (the idiom '4 on the floor' is appropriate here. Most diabetics will have a blood sugar around 7. Non-diabetics around 5. I know USA employ a different scaling system, so hopefully this provides some context). My blood sugar was 1. Pupils were about to leave at 3.30. I couldn't see due to double vision. I was sweating profusely and shaking like a pooping dog. Most importantly, I couldn't think straight. No chance. I had zero coordination a'd kept falling over.
My lovely classroom cleaner came in and recognised the signs straight away as she has a type 1 son. She knew I was BAD. In 16 ish years, I've never experienced such an event. I've never passed out. That was about to change...
My cleaner grabbed SLT member whom knew I'd never, ever been as bad as this. She takes me home and ensures I drink juice, eat etc until BS raise. She drives me back to school. This took far longer than usual and was indicative of how low I was. I collect car and come home. I've been a single parent for 20 years and have a son studying medicine (important later) at uni and a daughter waiting to start uni in September. She was not due home on Tuesday and was due to play football which I encouraged her to do as I was absolutely fine. She was due to stay at her b/fs but forgot something so popped home. She found me passed out cold in bed.
My daughter called for an NHS ambulance (every Brit will tell you of their total admiration for the NHS, as well as those that work there, but consistent and deliberate underfunding by our God awful government of over 14 years has destroyed what we hold dear) and was told the wait would be around 3 hrs. My son has nearly qualified as a doctor and told her to bundle me into the car and drive 5 mins to the hospital.
I have near zero recollection of the hospital as I kept passing out in the resuss unit. But even after stacks of IV and oral glucose, my sugar stayed at 1. It took HOURS to reach a safe level. It was around 430 am when we left and (as I didn't have my phone), my daughter emailed my head teacher informing him what happened and that I wouldn't be in that day. I took one day off (many will understand that staying off is usually more problematic than it's worth) and I returned to work on Thursday. Apon my return, I expected from SLT (Senior Leadership Team) understanding, empathy and a way of moving forward with a required adjustment to my working environment being seriously considered. Silly, silly me.
This is what happened and what I'm struggling to deal with.
I'd love some advice - how to proceed to never experience this again, how to regain some confidence, and how I stand legally. Even if your advice is hard to hear, a harsh truth is preferable to a placating half truth.
Thank you so, so much in advance.
submitted by Top-View7248 to Teachers [link] [comments]


2024.05.21 22:10 jtreddit702 AIW for asking for a favor in return for helping a friend out?

A few months ago, I bought my friend a pair of Apple Airpod Max for her birthday, per her request. These cost me about $600 and she was very happy.
But two weeks after her birthday, I go to her apartment and see the headphones in her bedroom closet still factory sealed. I offer to open and set them up for her but she says no. When asked why, she says it's cause she wants to treat them well and save them for a fitness photoshoot she wants to do when her abs become more toned. She also is scared that her roommate, who has been known to steal, will see them and steal them and pretend she doesn't know where they went. I shrug it off and move on.
3 months later and I've seen her once or twice a week as she asks me various favors from picking up her online orders at Target, babysitting her kids and rides if her car is unavailable. I usually don't mind if I'm free but I've yet to see her use these headphones or even seen them since I spotted them in the closet. I ask her again about the headphones. She says she hide them and again, will open them once she's ready. I tell her that I find it odd that she'd request an expensive gift and wait this long to open and use it. I imply that she has re-gifted it or even sold it. She denies it and says she would never take advantage of me like that. So I ask her to show me the headphones but she says "I don't have time for this. I'll send you a picture later."
She sends me a photo but I say that could be an old photo or even one she got online. I ask that she Facetime me and show me the headphones but again she says "I don't time for this." and stops answering me. I let it go and just yesterday, she asks me for another favor.
"I'll do you a favor in exchange for a favor in return. And when I go to your house, please show me the headphones." I say.
"Why are you so obsessed with these headphones?" she ask.
"Cause I want to see that you still have these headphones. If you have them, then I'm asking that you show me. If you're telling me the truth, this is an easy favor."
"So you're only going to do me a favor if I do something for you in return? You're messed up. Who does that? I do favors for friends and family out of the good will of my heart and not in exchange for a favor in return." she goes on to say. I explain that I simply want to see she hasn't lied to me about still having the headphones cause she was the one that asked for them.
"Fine I'll show you the headphones when you get to my apartment." she says. I go there but she then says she can't find them. She then says she thinks she may have left them at her mom's house. She says she will get them back later but since I was there, if I could do her the favor and take her to her dentist appointment. I give in and take her and take her home 2 hours later.
No, she still hasn't proven to me that she still has the headphones but she goes on to say that if I agree to do a favor for a friend, then it should be out of genuine good will and not because I'm expecting something in return? Am I wrong for expecting a favor in return? Am I being too harsh about the headphones issue?
submitted by jtreddit702 to amiwrong [link] [comments]


2024.05.21 22:09 MrBackBreaker586 Estimated vs. True Budgets – Why Many Struggle with Housing and Living Costs

The Reality of Housing and Utility Costs: Why Estimated Budgets Fall Short Across Different Income Levels

The discussion around housing affordability is increasingly relevant as home prices and utility costs continue to rise, especially near major metropolitan areas. Let's dive into a detailed comparison of estimated and true budgets for individuals earning the federal minimum wage, median income, and average income, and see how they fare in terms of affording housing and utilities close to major cities. This comparison will highlight why these budgets often fall short.

Budget Analysis

Federal Minimum Wage Scenario:

Estimated Monthly Budget: - Housing: $400 - Utilities: $100 - Food: $300 - Transportation: $100 - Healthcare: $50 - Debt Payments: $50 - Savings and Investments: $50 - Entertainment and Miscellaneous: $81
Estimated Total Monthly Expenses: $1,131
True Monthly Budget: - Housing: $400 (Shared housing or low-cost rentals) - Utilities: $367 - Food: $416 (national average) - Transportation: $400 - Healthcare: $400 - Debt Payments: $400 - Savings and Investments: $400 - Entertainment and Miscellaneous: $300
True Total Monthly Expenses: $3,083
Shortfall: $1,952 per month

Median Income Scenario:

Estimated Monthly Budget: - Housing: $1,400 - Utilities: $200 - Food: $600 - Transportation: $400 - Healthcare: $400 - Debt Payments: $400 - Savings and Investments: $400 - Entertainment and Miscellaneous: $861
Estimated Total Monthly Expenses: $4,661
True Monthly Budget: - Housing: $1,919 (average mortgage for a $400,000 home) - Utilities: $367 - Food: $416 - Transportation: $400 - Healthcare: $400 - Debt Payments: $400 - Savings and Investments: $400 - Entertainment and Miscellaneous: $300
True Total Monthly Expenses: $4,602

Average Income Scenario:

Estimated Monthly Budget: - Housing: $1,300 - Utilities: $200 - Food: $600 - Transportation: $400 - Healthcare: $400 - Debt Payments: $400 - Savings and Investments: $400 - Entertainment and Miscellaneous: $637
Estimated Total Monthly Expenses: $4,337
True Monthly Budget: - Housing: $1,919 (average mortgage for a $400,000 home) - Utilities: $367 - Food: $416 - Transportation: $400 - Healthcare: $400 - Debt Payments: $400 - Savings and Investments: $400 - Entertainment and Miscellaneous: $300
True Total Monthly Expenses: $4,602

Housing Prices in Major Cities

Here are the average home prices and their impact on affordability in some major cities:
  1. New York, NY (Queens):
    • Average Home Price: $1,091,100
    • Typical Monthly Mortgage: $5,795
  2. San Francisco, CA:
    • Average Home Price: $1,515,000
    • Typical Monthly Mortgage: $6,320
  3. Seattle, WA:
    • Average Home Price: $800,000
    • Typical Monthly Mortgage: $3,579
  4. Los Angeles, CA:
    • Average Home Price: $900,000
    • Typical Monthly Mortgage: $3,840
  5. Austin, TX:
    • Average Home Price: $575,000
    • Typical Monthly Mortgage: $2,450

Additional Cost Increases: Food, Gas, and Car Prices

1. Food Prices: - Food prices in the U.S. have increased significantly, with the average cost of groceries being $416 per person per month (https://www.nerdwallet.com/article/finance/how-much-to-spend-on-groceries).
2. Gas Prices: - Gas prices have been volatile, with significant increases due to global events and supply chain disruptions. The average cost of gasoline is now around $3.50 per gallon, up from pre-pandemic levels.
3. Car Prices: - The cost of new and used cars has surged due to supply chain issues and increased demand. New car prices have increased by approximately 12% over the past year, while used car prices have seen even larger increases.

Inflation and Price Gouging

Inflation Impact: - Overall inflation has driven up the cost of living, impacting housing, utilities, food, and transportation. The Consumer Price Index (CPI) shows a significant rise in prices across all major categories.
Price Gouging: - During periods of high demand and low supply, some businesses have engaged in price gouging, further exacerbating the financial strain on consumers.

Taxation of a Dollar

When discussing the taxation process, it’s important to understand how many times a dollar is taxed before it is effectively reduced to zero through successive transactions.
1. How a Dollar is Taxed: - Initial Income Tax: Assume a marginal tax rate of 25%. From $1 earned, 25 cents goes to taxes, leaving 75 cents. - Subsequent Spending and Sales Tax: When the 75 cents is spent, assume a sales tax rate of 10%. This deducts 7.5 cents, leaving 67.5 cents. - Cycle of Transactions: This process repeats with each transaction. Each time the money changes hands, it is subject to additional taxation (income tax, sales tax, etc.).
2. How Many Times a Dollar Changes Hands: - Mathematical Model: The dollar's value after each transaction is ( Vn = V{n-1} \times (1 - t) ), where ( V ) is the value and ( t ) is the combined tax rate. - Effective Tax Rate: Assuming a combined effective tax rate of 35% (including various forms of taxation), we can calculate how many times a dollar changes hands before it is effectively reduced to zero. - Calculation: Using the formula ( V_n = V_0 \times (1 - t)n ), where ( V_0 ) is the initial dollar and solving for when ( V_n \approx 0 ): - If ( t = 0.35 ), then ( V_n = 1 \times (0.65)n ). - Solving for ( n ) when ( V_n \approx 0 ) (practically considered close to zero when it is less than 1 cent), we find that it takes approximately 10-12 transactions for the dollar to be effectively taxed to zero.

Why Budgets Don't Make Sense

Minimum Wage Earner: - The true total monthly expenses for a minimum wage earner exceed their after-tax income by $1,952. Even with shared housing and minimal expenses, they cannot afford basic living costs without significant financial assistance or multiple jobs.
Median Income Earner: - While the estimated and true budgets balance, they do not leave much room for unexpected expenses or significant savings. Housing and utility costs consume a significant portion of the income, limiting financial flexibility.
Average Income Earner: - Similar to median income earners, the estimated and true budgets balance but are very tight. High housing and utility costs significantly constrain the ability to save or spend on discretionary items.

Conclusion

Comparing these budgets highlights the stark differences in financial flexibility between minimum wage earners and those earning median or average incomes. Minimum wage earners face significant challenges in meeting basic living expenses, particularly housing and utilities. Even median and average income earners experience tight budgets when purchasing homes near major cities. Addressing housing affordability requires a multifaceted approach, including policy interventions, financial support, and increased wages to ensure financial stability and quality of life for all income groups.
Sources: - National Association of Realtors (https://www.nar.realtor) - Kiplinger (https://www.kiplinger.com) - Redfin (https://www.redfin.com) - Harvard Joint Center for Housing Studies (https://www.jchs.harvard.edu) - MIT Living Wage Calculator (https://livingwage.mit.edu) - U.S. Census Bureau (https://www.census.gov) - Bureau of Labor Statistics (https://www.bls.gov) - Move.org (https://www.move.org) - HomeGuide (https://www.homeguide.com) - Food and Agricultural Organization (https://www.fao.org) - NerdWallet (https://www.nerdwallet.com/article/finance/how-much-to-spend-on-groceries)
This comprehensive analysis provides a solid foundation for discussing housing affordability and financial challenges across different income levels. Let’s discuss
submitted by MrBackBreaker586 to u/MrBackBreaker586 [link] [comments]


2024.05.21 22:07 Stefankx1 Sweden doesn’t have that low NET salaries

I read a lot about that everyone thinks that Sweden has such low salaries. But I don’t agree, I don’t think Sweden has low salaries when talking about the median NET pay. I don’t compare to countries outside of Europe. Not everyone is an engineer, programmer or working in finance. I’m talking about the average person on the street. I am not saying Sweden has the one of the best salaries but definitely not the worst. Different countries have different tax and insurance systems and we need to compare net pay here. The money in your hand after tax and insurance to use for consumption.
Let’s take me for example. I work as a project manager and planning architect in the local government in Stockholm and I have 40k gross and 32k NET. All taxes and insurances are already paid when I get my 32k SEK. The payroll tax is paid by my employer and that includes insurances and other stuffs. I’m 31 years old and have 4 years of experience. So with 32k SEK I can do whatever I want with it. This salary has allowed me to afford to buy a newly constructed studio in Täby park which is considered one of the better areas to live in the Stockholm area. I travel every month and I wear a 5000 SEK suit. I often have fika 2-3 times a week and maybe have a dinner somewhere once a week. I don’t drink alcohol. I spend around 310 SEK for great sushi for two. That’s 26,7€. My life is comfortable and I have Friday as a weekend. I don’t feel poor when I travel and I’ve been to NYC, LA, and Switzerland recent year. So I don’t think that my salary is that low in an international context. Converted to euro it’s around 2726€ net, and with that money I pay my mortgage and living costs. My mortgage and housing costs including utilities are around 7500 SEK which isn’t expensive I think, that’s like 647€. My gym is around 1499 SEK a year after the friskvårdsbidrag. After traveling to over 100 countries I don’t find Sweden more expensive than other western European countries. I am not including alcohol here. The housing is definitely cheaper than other Western European countries. Buying an apartment seems to be very difficult in other Western European countries.
From my research only Denmark, Norway, Luxembourg, and Switzerland have significantly higher salaries than Sweden. London is also a bit higher but that’s a special case. The Netherlands, Germany, Austria, Ireland, UK, Belgium, Finland are give and take similar levels as Sweden depending on the job. I am talking about NET pay now. After all deductions, taxes, and insurances are paid. Some jobs better some worse. Sweden does good on average jobs and worse in the top level ones. But I do find Sweden competitive still. Yes engineers make more money in Germany. But how about cashier workers?
Nominal gross national income per capita in $ of some countries:
Norway 95,510 Luxembourg 91,200 Switzerland 89,145 USA 76,370 Denmark 73,200
Sweden 62,990 Netherlands 57,430 Austria 56,140 Finland 54,360 Germany 53,390 UK 48,890 Belgium 48,700 France 45,860
Source: World Bank
https://en.wikipedia.org/wiki/List_of_countries_by_GNI_(nominal)_per_capita?wprov=sfti1#Methodology
As you can see Sweden is doing okay. So please don’t call Sweden poor. I don’t compare to countries outside of Europe as they have a different environment all together. USA shouldn’t be mentioned in an European context. So my conclusion is that Sweden isn’t bad when it comes to money compared to European countries, rather decent. Yes it’s not the top 5. Yes it’s not great compared to USA.
TL;DR: People say that salaries are so low in Sweden but I actually think they are okay. Yes Sweden isn’t one of the best but it’s not worst either. I’m talking about median NET pay for normal average jobs. Not talking about engineering and IT. Sweden isn’t that bad what everyone claims it to be. I’m not comparing to USA. For 2726€ NET you will afford a decent life in Stockholm as I do.
submitted by Stefankx1 to TillSverige [link] [comments]


2024.05.21 22:00 Rosalia_MaidOfSpears Item Balancing

My players have just felled a beast that seemed to be part Basilisk, part Wyvern, and part Behir. Afterwards, they rolled very well on a survival check with the help of a skilled hunter in the area (26) so I gave them a bunch of the beasts scales, horns, tail, claws, and teeth. with this, they went back to the hunting town that sent them on this quest, and traded a bunch of other magic items they found along the way to commission the blacksmith of the town to make them a suit of mail out of their materials.
I wanted to make it similar to Dragon Scale Mail, but unique in its own right. the player I'm giving it to also likes powerful items and abilities that have drawbacks, (tomb of levistus is their favourite spell, along with summon demon) they took the medium armour feat as a Warlock and the suit of mail is going to be theirs.
Right now I'm thinking this for the suit of mail:
Scale Mail, +2 AC, resistance to poison and lightning damage, and the ability to camouflage once per day as a bonus action (adv. on stealth checks in the wild) but at the cost of taking 1d4+1 necrotic damage every minute they're using this ability, the ability lasts for 10 minutes. As well as if they wear the armour for 3 hours, they get a point of exhaustion, after 6 hours its two, and after 12 its three.
I did this because I sort of thought it made sense as the beast was this awful and malignant amalgamation of some of the most dangerous beings of the wild, and it would be very powerful, but at a cost. I'd love to hear feedback on the item, I AM going to make it powerful, with some very apparent drawbacks. I'm just wondering if it's balanced for a party of 5 level 9 characters, and if the drawbacks make sense as well as being not bad enough/too negative.
submitted by Rosalia_MaidOfSpears to DMAcademy [link] [comments]


2024.05.21 21:49 pilotslashCPA Write-Up: Zero to CFII in 13 months, Part 61, $52K

Hi all! After a crazy, but incredibly fun and rewarding year earning my pilot certs, I wanted to make a write-up of my experience in hopes that it’ll be helpful for any other aspiring or current pilots. To summarize, I went from zero aviation experience to CFII in 13 months, Part 61, paying as I go and on the pretty cheap side. I do want to emphasize that I was ~incredibly~ lucky and had some very generous people who helped me out, and I could not have done this as efficiently and cheaply if it weren’t for them. I’m going to list all my takeaways below, but I think my biggest piece of advice is to network as much as you can because there are some amazing, generous people in this community that want to see us all succeed.
Background:
For context, I’m in my mid to late twenties and have been in the workforce for about 5 years. Through a combination of factors I decided to make a career switch to professional pilot but was hesitant because I did not want to take on debt. I have a family member who is an airline pilot who helped me devise a plan. I moved home and kept working my job remotely so I was able to put all my paychecks towards flying.
Private Pilot – 3 months, 75 hours TT, $12k
I did my private in a Piper Archer owned by my local FBO. The owner allowed my family member to be my instructor and gave me a small discount for pre-paying hours. We flew almost daily. I also took ground school at another local FBO in-person, and that was much more helpful than having to learn everything on my own because I was brand new to aviation. I took the private written exam as soon as my ground school concluded which was also the week of my checkride (bad idea in hindsight, but it worked out).
I solo’d around 25 hours and took my checkride with about 60 hours in the Archer (15 additional hours were in a friend’s airplane). The checkride was challenging, but straightforward and I was well prepared. The DPE said good things about me afterward and I was officially a private pilot! I’d be happy to answer questions or do a writeup in a separate post on any of my checkrides but for the sake of brevity I’ll skip that for now.
~Key takeaways from private:~
Fly as often as possible and make sure your instructor is aligned with that. Also stay on top of ground school. Also, don’t rush to take the checkride before you’re ready, it’s okay to have a lot of practice first. Lastly, I know DPE availability is a big issue in lots of areas and can cause people to have to wait on a checkride even though they’ve been ready for months. In my experience, if you try hard enough and call around, you will find someone. However, it might mean you have to travel a little bit which I know is not possible for everyone.
Instrument – 2 months, 150 hours TT, $14k
I was feeling a little fatigued after private so I was slow to start studying for instrument. I started by doing a lot of flying for fun, mainly flying in the Archer by myself on little cross countries to check off some of the requirements (in hindsight I should have found someone to split time with).
I did my instrument at a flight school in one of the adjacent states. This particular school specializes in accelerated programs, but they do not have a formalized instrument course. I went in-person and spoke with the director of flight operations to discuss my options. Since I had to take PTO to do this, the goal was to finish my instrument in one week with the checkride at the end. I paid a flat rate for the airplane and instructor time. I also stayed over there during that week so I had to pay for housing as well.
Before I went over there, I did some prep in the Archer that I did my private in and took the written exam (Sheppard air). I also purchased Sporty’s Instrument course and used that to prep and for the endorsement needed to take the written. The week I spent at the flight school was honestly a blast, and I was able to take my checkride on day 7 with 20 hours in the plane and about 4 hours of sim time. Again, happy to discuss the checkride in the comments or another post.
~Key takeaways from instrument:~
TAKE THE IRA, FII, AND IGI EXAMS AT THE SAME TIME. You only have to purchase the IRA Sheppard course and can take all 3 exams back to back. Also, again stay on top of ground school because instrument flying requires a lot of technical knowledge. But it honestly is really fun!
Commercial – 3 months, 263 hours TT, $8k
The biggest challenge for commercial was time building, of course. This is where networking saved me. I made friends with another instructor who frequented my local FBO who also owns a plane. He needed the time as well so we flew together a lot and I paid for the fuel. I also had another friend at the airport who owns a plane that he doesn’t fly often and offered to let me time build in that (again, I’ve been so lucky to come across some very generous people).
I did my checkride in the Archer that I learned in with my family member signing me off, and with the same DPE who did my private. Commercial was probably the easiest one I had done so far, but it still was no joke! I will say I was amazed with how much easier things came to me by this point versus when I first started, which was a great feeling.
~Key takeaways from commercial:~
Network, network, network. Spend as much time as you can at your local FBO or flight school and make friends with everyone. Like I’ve said, there are some very generous people out there who love to help out new pilots, and I could not have made it this far without them.
Also, in retrospect, it would have been a really good idea to have done commercial from the right seat. I’ve heard of a lot of people doing that and if I had, I would have been able to knock out CFI a lot sooner and cheaper.
Multi-engine add-on – 1 week, 298 hours TT, $4.3k
Shortly after getting my CPL, I had a week of PTO and decided to knock out my multi add-on. I found a flight school with a Seminole and got ahold of their MEI, and we figured we could knock it out during that week. I contacted the DPE who did my private and commercial and we scheduled my checkride for the end of the week. This flight school was about 2 hours driving from home, and I was able to stay with friends while I was there.
This one was a little challenging because this was in January in the midwest and we were seeing a lot of low IFR days. We ended up getting weathered out the first half of the week, but luckily the Seminole was an easy transition for me and we got me trained up in 3 days, 8 hours of flying. I took the checkride as scheduled and passed (I will say I have had extremely good luck with weather for all of my checkride days so far).
Sidenote: Prior to this checkride, I also took the AGI and IGI exams and asked the DPE who did my multi checkride to sign off on the ground instructor certificate at the same time. I did this because I’ve heard it helps when applying to CFI jobs (shows a little extra effort) and it was easier to do it this way versus having a FSDO issue the cert. Cost me $50 to the DPE.
~Key takeaways from multi:~
Do your research to find an airplane at a good rate. I paid $395 per hour which included the instructor, but I’ve seen some schools charging a lot more. Also, I looked into schools with accelerated courses that you pay as a package, and based on my experience I would not recommend because I was able to do it much cheaper my way.
My instructor did a good job of making sure I knew all the aircraft systems well enough to teach them in case I go for my MEI (which I would like to do soon). Since the MEL is light on material, I highly recommend this. Also, when I was doing research I was told to look for a Seminole or DA-42 because they’re easy trainers, which I would agree with based on my limited experience.
CFI – 1 month (on top of all my experience thus far), 316 hours TT, $5k
This was the scariest one for me. I had heard all along that CFI is the hardest and longest checkride and for the most part I would agree. I originally was planning on going to a school with an accelerated program for this, but after asking around I decided to do it on my own (with my family member signing me off).
This one was heavy on ground school. I got some lesson plans from various people as I heard that’s what everyone has prepared for the checkride, but I hardly ended up using them. I also had a friend send me PowerPoints he made for the technical subject areas. I edited them/made them my own and these are what I ended up using for the checkride along with a couple props.
As far as studying goes, the thing I found most helpful was watching random YouTube videos before bed every night. Although it was all review, I picked up a lot of tidbits that weren’t quite drilled into my brain as I still feel new to aviation overall. As the DPE described it, to be a good CFI you basically need to be a nerd about everything aviation and that’s what I tried to do. I would guess that I studied a few hours a day for a month and a half or so. As for the flying part, I had a little bit of right seat experience prior to buckling down for CFI (probably under 5 hours), so I’d guess it took me about 5 more hours to feel comfortable in the right seat. I took the checkride with the same DPE who did my private, commercial, and multi and passed! The checkride was 8 hours total so definitely a long day. As we were debriefing, I went ahead and scheduled CFII with him as well.
~Key takeaways from CFI:~
Start nerding out now (if you aren’t already). Keep a running collection of links and videos that explain concepts well or teach you something interesting, they will be useful for the checkride. Also, don’t buy lesson plans. As my DPE put it, there are really only like 5 lesson plans for any given topic and we all steal them from each other, so no need to reinvent the wheel or pay for them if someone else can give them to you. I’d also recommend really getting to know the PTS, because it lays out very clearly what you are required to do on the checkride (for example you know you’re going to need to teach runway incursions so it’s a good opportunity to be really prepared). I’m sure my last point is most applicable to those doing CFI on their own since you won’t have a school telling you exactly what to expect.
CFII – 1 month, 368 hours TT, $1.3k
CFII was possibly the easiest checkride to prepare for. I did this one in a friend’s airplane – a Mooney with a G750 and GFC 500 autopilot. It probably took about 10 hours of flying (I already have lots of time in this plane) to be ready. For studying, I reviewed Pilot Cafe, YouTube videos, and obtained some lesson plans from a friend. I did not use PowerPoints or anything for this one. I also had already completed the written exam back when I did my instrument rating. I’m not sure what else to say about this one, but I did it with the same DPE again and passed. It feels amazing to be done with checkrides for a while!
~Key takeaways from CFII:~
Select an airplane with a good autopilot. This made the flying portion of the checkride super easy. For the oral, I highly recommend working with instructors who send students for a lot of instrument checkrides. I feel like there are so many very specific questions that DPEs like to ask on instrument/CFII checkrides, so it helps if you have someone who knows what those questions are going to be. Also, FlightInsight on YouTube and Boldmethod were my favorite resources for this one. Lastly, make sure you know your avionics and autopilot really well, including reading and being able to teach all of the limitations that are in the user manuals.
Notes regarding cost:
I did a decent job of tracking all my expenses throughout this process. I noted in the title that the total cost to me was about $50k, which consists of the ~$45k that I discussed above plus some additional expenses. I also did my commercial ASES rating at Jack Brown’s seaplane base which cost me about $2.5K total (of course this was just for fun). The remaining amount consists of things like buying a headset, books, random accessories, and even some things I called “unnecessary expenses”. I temporarily paid for a membership at a flight school that I barely ended up using, so I put that in that category. While I did everything pretty cheap, I was definitely not perfect!
Here is a further breakdown of my expenses:
Airplane rentals/fuel - $36.9k
Instructor fees - $2.5k (bear in mind I got a lot of free instruction from friends & family)
Ground school - $1.3k (includes actual ground school and books)
Flight accessories - $1.2k
Written exam fees - $1.2k (8 exams total)
DPE fees - $5.8k (7 checkrides; this includes seaplane)
Medical fees - $290
Housing - $900
Misc/unnecessary expenses - $1.2k
Total: $51.7k
Overall Takeaways:
- For those doing Part 61/pay as you go, I highly recommend finding an independent instructor with a flexible schedule. This was key for me because I had a work schedule to work around.
- NETWORKING/MAKING FRIENDS. Go to every fly-in you can, always stop into the FBO to say hi to people, etc. etc. Having friends in aviation was monumentally helpful for me and saved me SO much money. Cannot stress this enough!
- If you are on a timeline, make sure you set specific milestones and when you are going to hit them. Make sure your instructor is on board too.
- Do your research! Reddit has been a fantastic resource for me throughout this process. Talk to people who have achieved the things you want to achieve. I really cannot thank you all enough for all your help and insights on your experiences!
Again, I am more than happy to answer any and all questions. I also apologize if anything is jumbled or confusing; this took a long time to write and I’m sure I missed things. I will also disclaim that while I did a good job of tracking all my expenses, I was not perfect and YMMV for sure. I just hope this gave a somewhat helpful picture for those hoping to do something similar to what I did.
As for next steps, I am aiming for the airlines one of these days! I have a couple interviews at flight schools coming up so I am planning to quit my job and finally start flying full-time soon. I want to do my MEI sometime soon as well but I haven’t figured out how I’m going to pay for the PIC time yet.
I also want to say that I absolutely love general aviation and hope to always be involved in it. I have made so many friends, had some incredible experiences, and learned way more than I could have ever imagined in the past year. For anyone thinking about flying, hopefully this is your sign to just do it! Feel free to comment with questions!
submitted by pilotslashCPA to flying [link] [comments]


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submitted by BigSignificant9501 to Thebestvadvise [link] [comments]


2024.05.21 21:26 MindlessYou2965 Delivery Speed: Too fast, too Slow.

The fast someone could be is to deliver 120 packages per hour, meaning 2 package per minute.
Sometimes we deliver 5 packages to the same location, it is 5 packages in one minute, right?
Don't forget about the time driving. And your breaks, all of them.
So to be realistic 60 packages per hour is insane, unless you delivering to lockers. But let's keep on the houses and apartments scenario.
So 40 packages per hour is very fast. It will be possible sometimes. Considering 6 hours of labor it would be 240 packages. But we often hear someone say that he has 400 packages, 350 packages. How do they deliver it all in the same 6 hours that all the drivers have? I don't know.
If you work for a good DSP as I am, you would have somebody to help you if you package count gets close to 300. Leaving you with 250, or even 150 on the beginning of your route, a dream, right?
So going back to speed.
To keep the pace you need to focus and avoid distraction.
Drive, stop, take package, deliver, drive, stop, take a package, deliver, drive.....
Avoid looking on your personal phone during work time, that is valid for all kind of jobs.
If you like to listen to music or podcasts/videos, prepare your playlist before your shift.
Know your route. Give a look on the map before you start driving, know where you gonna be.
Organize your van. Be able to use all the door easily.
Organize the packages. There are a lot of methods to do it, find one that works for you. So you know where they are and you don't need to look for them at every stop.
Some drivers use the Sharpie to write big the colored sticker number on the boxes so they can see easily.
Remember access codes, make your won't record of access codes. Ask dispatch if they have a code for that address. Try to ask the customer and neighbors (for apartment buildings) what's the code, be friendly.
With time on the same route you will learn and memorize the paths and shortcuts.
Use elevator to go up and stairs to go down. Watch your steps.
You can use the tote to care lot of packages. Just drag them. Use a piece of rope or the tote plastic cover to hold, because the handles are too short while dragging it.
Have paper and pen, you may need it.
Don't be too fast on the first week, you are learning it's ok to be slow a bit. Try to know what time the other drivers usually finish their routes so you can be in that same range. Be discreet.
submitted by MindlessYou2965 to AmazonDeliveryDrivers [link] [comments]


2024.05.21 21:22 goingnutz2 Host suddenly increased price? (On a fully confirmed booking?) [Germany]

"Hello [my name], Unfortunately, the price is an error, we unfortunately had to send you an adjusted price of the booking for our apartment. Thank you in advance for your understanding."
I have just received this message from my host, who wants to increase the price of my booking, even though it has been fully confirmed. The host has sent me a request for a change that corresponds to an additional charge of around $100, which I do not want to pay, as the booking, as mentioned, is fully confirmed.
Furthermore, it got me thinking, what happens if the host is not available when I arrive at the destination?
The destination is a 12-hour drive away, and it is in connection with the EURO (football) in Germany. If the host ends up either not responding or making life difficult for me and my two friends, what can we actually do?
The closer we get to the dates, the more expensive everything becomes due to supply and demand, especially because of the EURO. Does Airbnb cover any additional costs? Can I get help at the destination right away?
submitted by goingnutz2 to AirBnB [link] [comments]


2024.05.21 21:17 Icy-Turn-2759 A Cautionary Tale for First-Time Home Buyers

This may become a long post so apologies in advance.
As a first-time home buyer, I want to share a cautionary story about our experience with home remodelling, as I keep on getting DMs every now and then because of a previous comment on a post- about how I was able to get a reasonably priced contractor(which took a weird turn later on)
So, we recently purchased a house in a Very High Cost of Living Area (VHCOL) after a long and grueling process. We were finally able to secure the house by removing all contingencies (based on pre-inspection report) and putting down a substantial earnest money deposit, while releasing half of it to the sellers.
However, our dream house had dated bathrooms and a kitchen, which we were eager to update.(in hindsight, we could have waited a bit so we guess it’s our mistake) We met this amazing contractor who offered us a great rate and discount on materials, but unfortunately, she disappeared mid-project, leaving us high and dry. We shopped for a bit, but the charges were double of what we initially got quoted. With no experience in building or renovating homes, still my husband and I decided to save some money by doing it ourselves as it was the most cost effective option after purchasing the house.
We soon realized that updating the house while working full-time jobs was a monumental task. We drained our emergency funds and spent countless hours researching and learning through YouTube tutorials and multiple trips to home depot. While we're proud of what we accomplished, we wish we had known better before taking on the project.
A Word of Warning
If you're a first-time home buyer without experience in home remodeling, beware! Unless you have the means to update the house on your own, it may be wise to reconsider. We recently purchased a fully updated house for my in-laws, and it's been a blessing. (their previous owner was a contractor)
Few takeaways :
I hope our experience serves as a cautionary tale for fellow first-time home buyers. Happy renovating (or not)!
submitted by Icy-Turn-2759 to FirstTimeHomeBuyer [link] [comments]


2024.05.21 21:06 CampingWorld What Are The Best RV Trips for Beginners?

There’s a lot to learn when you’re new to RVing. After purchasing your RV and equipping it with the right gear, the last thing you want is to feel overwhelmed trying to select where to camp. So we asked the question: what are the best RV trips for beginners?
Of course, we have our own opinions, but we wanted to see what the RV community felt. We asked experienced RVers which destinations or campgrounds they would recommend for beginners. With over 150 replies, here are the top five answers:
  1. Somewhere close to home
  2. State parks
  3. Good Sam Campgrounds
  4. Your backyard
  5. National parks
(Runner-up: Wal-Mart parking lot).

Why Stay Close to Home on Your First RV Trip as a Beginner?

The overwhelming majority of experienced RVers recommended sticking to somewhere close to home as a beginner. Their reasons were practical:
Boondocking in your backyard is a great way to learn about your RV and its systems. Just remember: Depending on your RV, you’ll need potable water, a way to empty your holding tanks, and a proper power supply – 30 or 50 amps.

Which Locations Make For The Best RV Trips for Beginners?

We collected specific recommendations for those who want to venture out while staying close to home. These came directly from experienced RVers nationwide who were willing to share their favorite destinations for RV newbies.
Because we don’t know where home is for you, we organized this list of the best RV trips for beginners and organized them by region.

The Best RV Trips for Beginners in the Northeast

Bayley’s Camping Resort – Scarborough, Maine

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Kennebec River Campground – The Forks, Maine

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Gettysburg Battlefield RV Resort – Gettysburg, Pennsylvania

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Quechee / Pine Valley – Hartford, Vermont

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Cherrystone Campground – Cape Charles, Virginia

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Holiday Trav-L-Park – Virginia Beach, Virginia

Why They Recommended: “The place is pretty big (but tight, please know HOW to drive). It has seven pools, a bar, a restaurant, laundry, concerts, and a little trolley that will take you to the beach for even more entertainment.”
Park Features:
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Virginia Beach Holiday – Virginia Beach, Virginia

Why They Recommended: “They just put in a lazy river and a brand new pool. It’s state-of-the-art!”
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New River Gorge Campground – Lansing, West Virginia

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The Best RV Trips for Beginners in the Southeast

Wind Creek State Park – Alexander City, Alabama

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Everglades Isle – Everglades City, Florida

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Orlando / Kissimmee – Kissimmee, Florida

Why They Recommended: “Orlando has the best prices all year round! It’s in close proximity to Universal Studios, Disney, Disney Springs, lots of attractions, several grocery stores, and restaurants. Target even ships deliveries there.”
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Fisheating Creek Outpost – Palmdale, Florida

Why They Recommended: “The lots have much more space than most parks. You are not three feet from your neighbor.”
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Big Lagoon State Park – Pensacola, Florida

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Jetty Park Campground – Port Canaveral, Florida

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Smith Ridge Campground – Campbellsville, Kentucky

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Mountain Stream RV Park – Marion, North Carolina

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North Myrtle Beach RV Resort – Little River, South Carolina

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Myrtle Beach State Park – Myrtle Beach, South Carolina

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PirateLand Family Camping Resort – Myrtle Beach, South Carolina

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Ocean Lakes Family Campground – Myrtle Beach, South Carolina

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Anchor Down RV Resort – Dandridge, Tennessee

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Cherokee Dam Campground – Jefferson City, Tennessee

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Melton Hill Dam Campground – Lenoir City, Tennessee

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Camp Margaritaville RV Resort and Lodge – Pigeon Forge, Tennessee

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Little Arrow Outdoor Resort – Townsend, Tennessee

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The Best RV Trips for Beginners in the Midwest

Sycamore Springs Park – English, Indiana

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Lake Rudolph Campground and RV Resort – Santa Claus, Indiana

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Grand Haven State Park – Grand Haven, Michigan

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Otsego Lake State Park – Gaylord, Michigan

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Itasca State Park – Park Rapids, Minnesota

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Silver Dollar City Campground – Branson, Missouri

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Lake Mcconaughy State Recreation Area – Brule, Nebraska

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Mt. Gilead Holiday – Mt. Gilead, Ohio

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The Best RV Trips for Beginners in the South

The Woodlands RV Resort – Heber Springs, Arkansas

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Sarah’s Seaside RV Oasis – Grand Isle, Louisiana

Why They Recommended: It’s the most laid back!
Park Features:
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The Best RV Trips for Beginners in the Southwest

Mather Campground – Grand Canyon Village, Arizona

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Tucson Lazydays – Tucson, Arizona

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Caballo Lake State Park – Caballo, New Mexico

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The Best RV Trips for Beginners in the Northwest

Coloma Resort – Coloma, California

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Pro Tip: You must cross the Mt. Murphy Bridge to reach this campground. Here are the height and weight restrictions for that bridge:
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Arrowhead RV Park – Cascade, Idaho

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St. Mary / East Glacier – St. Mary, Montana

Why They Recommended: “Beautiful views right from the park!”
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Cape Blanco State Park – Port Orford, Oregon

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Seven Feathers RV Resort – Canyonville, Oregon

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Want to add your advice to our poll? Click below to join the conversation!
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Which destinations would you recommend for first-time RVers? Share your tips in the comments below.
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2024.05.21 21:00 TheLotStore 210 Hedgewood Circle, Horseshoe Bend, AR 72512

210 Hedgewood Circle, Horseshoe Bend, AR 72512
210 Hedgewood Circle, Horseshoe Bend, AR 72512
Gorgeous spacious lot in an excellent location in the Ozarks!
GPS Coordinates are 336.230161521785035, -91.71359716720802.
Plenty of privacy on this lot and when you're ready for nearby some recreation, swing by either Diamond Lake or Crown Lake!
Priced way below area comparable sales in the area!
Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,200 Finance with $200 Down and 12 Payments of $110 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 
Property Address: 210 Hedgewood Circle, Horseshoe Bend, AR 72512 (Map location is approximate)
County: Izard
Assessor Parcel Number: 800-06680-000
Legal Description: Lot 392, Lynwood Addition
Zoning: Residential
Annual Property Taxes: $4.87
About Horseshoe Bend:
The best kept secret in north Arkansas is Horseshoe Bend. Nestled in the Ozark Mountains on the Strawberry River, this quaint town is the perfect place to find rest, relaxation, and recreation.
The crown jewel of the town is the 640-acre Crown Lake. On Crown Lake, water lovers can participate in a variety of activities, including swimming, kayaking, paddle boarding, water skiing, and tubing. Crown Lake is best known for good fishing, but it is not the only sought-after fishing hole in the area. Besides Crown Lake and the Strawberry River, fishing enthusiasts can also visit one of the smaller fishing lakes – Diamond, Pioneer, and North.
There are plenty of activities for young and old alike! Golfers have their choice between two par 3, 18-hole golf courses. Citizens and guests can also bowl, pitch horseshoes, and play miniature golf. The town has several stores, a library, three resorts, a community theater, a spa, and several restaurants.
The citizens of Horseshoe Bend take pride in the community spirit and the ability to offer a memorable experience for all who come to visit. The Music in the Mountains show occurs every third Saturday of the month, and during summer, the Farmers’ Market occurs every Wednesday. Every year, the town celebrates Dogwood Days on the second Saturday of May, and Independence Day is celebrated every 4th of July with a parade and fireworks. The annual Christmas parade occurs on the first Saturday in December. There are many more events that happen throughout the year, thanks to the numerous civic groups which are active in Horseshoe Bend. All of these events embrace the unique Ozark culture of small-town pride and fellowship.
The largest town in Izard County with 2,180 residents, Horseshoe Bend is accessible to the state’s most scenic highways. The town is centrally located and just a 3-hour drive to Little Rock, Memphis, and Springfield. With its gorgeous views, slower pace of life, and laid-back charm, Horseshoe Bend is the perfect place to stay a week or a lifetime.
More Information on Horseshoe Bend can be found at http://ozarklandstore.com/.
View our amazing property deals at TheLotStore.Com.
Additional Information: https://thelotstore.com/property/210-hedgewood-circle-horseshoe-bend-ar-72512/?feed_id=11260
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2024.05.21 20:45 According-Ring-8678 The Charles Markward Situation (POSSIBLY IMPORTANT)

I apologize in advance for the length of this thread, but by far this is the user that wrote the most comments in the video of our song. At first, he suggested Scepter and Reign, but he debunked this lead by saying: "Scepter and Reign can be crossed off. I have been corresponding with the lady whose name is mentioned in the legal document, Naomi (first name used with her permission, and only her first name) since Thursday. She was legitimately shocked her name was on the document because in all these years NOBODY ever contacted her regarding it. She thinks they may have realized how much money it would cost and probably withdrew. She knew both bands fairly well, scale of 1-10 she answered "6.5 maybe 7'ish". She designed 1 "logo" for each band that was literally just a sketch she made with their band names on them she could print out in the Xerox store she worked at. Scepter's original name was actually "Dungeon Master" but they changed it to fit their name on her design. As for the abandoned demo from Scepter, she said they abandoned it because they couldn't afford to produce it. They didn't even make it far enough to name their 3 or 4 songs. So, on to the big question, are either bands involved with this song? According to her both bands came out in 1985, and according to her this "The Falling King" song predates both bands by a year or 2. This is not Scepter or Reign, this song is older than both bands. According to her, she first heard this song on a Detroit station while visiting family. Even back then, the Detroit station personnel had absolutely NO CLUE who this was. She remembers her father making fun of the singers accent claiming it was a "Posh" accent and also used to think the lyric was "The fall, the fall in the king" lol. I explained how this song was recorded off of several stations in 1987 and she replied "How many songs do you hear on the radio that are several years old?". She was stumped this was played on Z-Rock because this does not sound like an amateur band to her. She is not the only person to make comments that this does not sound like an amateur band, this sounds professionally recorded and produced, something EXTREMELY few amateugarage bands could have done. I thought i had something, but at least i tried. By the way, apparently Reign still performs in the Pittsburgh area under the name "Metallic Thunder"." (THIS IS HIS LATEST COMMENT) If this is true, it means our search will be even more difficult.
In one of his earliest comments he said this: "My 2 oldest sisters (born in 1970 and 1972) actually remember this song being played by garage bands and local talents in the Coatesville PA area. However, they both swear on mom and dads ashes that the first time they heard this song, a local music festival in Exton PA, I was NOT born yet (I was born in 1984). Even back then nobody could say who it was or what the title was. In fact the one band from Downingtown PA used to refer to it as "The Dungeons and Dragons song". And by that i mean, according to my sisters the lead singers girlfriend (or his sister....they could never tell?) would be in the crowd and when they were ready to end their performance she would shout "Play the Dungeons and Dragons song". My sisters also remember the adults thinking this song was somehow a promotional thing for the PA Renaissance Fair. Unfortunately they cannot offer any clues to the identity of this band or songs title, their guess, back then and still today, was Manowar."
At first, he claims our band is Manowar, explaining: "I do not think Manowar is an obscure band, nor do my sisters. The "obscure" bands mentioned in my postings are all the local garage/amateur bands that they remember playing this song and most of those garage/amateur bands even back then, along with my sisters, were under the impression this was a Manowar song. Many people, not just on this post but others feel this is Manowar "pitch" song, other bands thrown around have been Iron Maiden, Overdrive (Or Overkill, i'm not sure if it's the same band?), Blackmane, Axis and Cirith Ungol (spelling?). Keep this in mind, it's not that uncommon for mainstream/well known bands to have unreleased music in their "library". A good example, ask the most diehard Rammstein fans what their first song ever was, they'll probably answer Du Recht So Gut or Rammstein. Most people have never heard their 1992-1993 pitch song, "Tier" (Monster, beast). In fact, Till Linderman himself stated in 2018 he was unaware Tier was ever recorded by anyone, yet alone put up on the internet. Like this "Fall of the King" song, "Tier" was toted as an mystery song for years but was in a group of 4 or 5 other songs that Rammstein did but never released. One of my favorite bands, Corvus Corax, actually had something similar happen, a song they did back in the early 90's, "Vampire", opening for another band was recorded by a fan in the audience and made rounds on the Neo Folk community ages later. Corvus Corax themselves heard it on a radio station in Denmark roughly 2009'ish and called them asking how and when they got that song because they NEVER recorded it for public use. Personally i cannot give a wager who this is? I am not that good with this genre so i go with what people older than me and much better with this music say. To me it could be Manowar, something they never intended to be released publicly, it could be the Z'Rose a bunch of people feel it is, it could be Overdrive/Overkill (i do not know if these names are the same band or 2 separate ones?), it could be me time traveling impersonating my great uncle Fred......ok that last one was just meant to be a joke lol." Then someone says: "has your sister contacted erik to see about the the song?" and he says "OH HELL NO!!! They haven't spoken since they broke up in 1991-1992. I did reach out to his brother probably a year ago and never heard back."
He suggests it's either Manowar or Sarissa (he mispelled them): "@aSome1 There's some confusion, my sisters never said Z'Rose was playing the song in our hometown area. Local teenage to early college yrs bands were playing it. They recognized this song when I was on a family Zoom chat, i had this song on in the background (by accident actually lol) and my oldest sister (#1 born in '70) asked what i was listening to. I turned it up and she shook her head and asked the other sister (#2 born in '72) "Oh my gosh isn't that that stupid Manowar song Erik and his brother used to play all the time?". Erik was the name of her high school boyfriend. They remember hearing it first at an amateur music fest when my brother (born in '82) was still a baby. Mainly they remember mom fitting all of them in her old "Batmobile" station wagon. By the time i was born in '84 that station wagon was gone for at least several months. The band names they specifically remember playing this, and keep in mind these were "Garage bands" from the 80's were: Venomous Vomit, Razors in your Coffee (Erik's band), Ash to Ash, Cauldron Kings, Coven of Metal, Pridesville, South of Hell and Purgatory. They said there were a few more, but didn't remember....or care....to know their names. (Disclaimer: Several peoples associated with those mentioned bands have been contacted by me and several have replied.....the most common reply is "How the hell do you know us!?" lol)
"I have actually been looking at this song for almost 3yrs. I've had some "good leads" and some "bad leads" and i've also had "WTF leads".......but at the end it is still unsolved. So far the biggest contenders, from people way better with this music than me (I'm more a symphonic or extreme metal person) have been: Manowar, Iron Maiden, OverDrive, Overkill, Onslaught of Destruction and Sonic Mahem. My sisters really believe it is possibly an unreleased or "pitch demo" of Manowar but they also said it might be a Greek band from the early 80's called Sarassa or something like that?"
Then he denies it's Z-Rose: "@lostwavefinder587 I have seen that name tossed around a lot on forums and random chats (this being one of them). Most people way smarter and better with this music than myself seem to have the opinion that it is not Z'Rose. They range in reason from: the equipment sound professional and they were not, the dates don't add up, Z'Rose only did covers so even it is them in the recordings it's still not their song.....one individual (a supervisor at work who lived in Texas during this time frame) actually said "Z'Rose wouldn't have been sober enough to finish that song". I have only heard 1 Z'Rose recording, and unfortunately the person who recorded it (I think the date says 1989?) spends the majority of the 5 minute video talking during the performance so all i hear is them and not the singer. I have to emphasize about %99 of this info i'm presenting is NOT from me but people who know this genre of music way better than me....i'm more Symphonic metal and neo folk (Corvus Corax, Heilung, Faun etc."
"Out of curiosity, since a lot people think this might be Z'Rose, has anyone contacted the family/families of Nick or Joe Cavazos? My "team" is looking into a blog page from 2018 of a pretty intense exchange between a blogger and a woman who is believed to be "Rocker Joe's daughter. In this exchange she states this song is NOT her dad and uncle's band. But it gets pretty rough because the blogger keeps pressing and let's just say some NSFW language is exchanged. I will only say this, the woman's name does match one of the names in Julio "Joe" Cavazos obituary, but they can't tell if it is actually HER or someone posing. I also find it interesting that in another posting of this song someone is claiming to be the nephew of both Nick and Joe.....but about a dozen people ask about this song and he does not answer them......but someone else will ask something unrelated to this song and he answers??"
"About a year ago on another posting of this song, someone had a link to a conversation with a woman who was allegedly Joe Cavazos daughter. She very adamantly denied this was her dads band, Z'Rose. They person kept pressing her and she did not budge a single inch, "NO, its not my dad's band". The only thing that could be confirmed was the woman's name did match a name in Julio "Joe" Cavazos obituary as his daughter. But if it was her or not I can't say? Many peoples on other postings and on forums have all claimed to have gotten in contact with Z'Rose and stated they responded "No" to this being theirs.
So the "Kings Fall" song by Bernard Cavazos is actually a completely different song. He is also not related to the Z'Rose Cavazos. Somewhere I read that the "Kings Fall"/"Fallen King" song by Bernard Cavazos is about a corrupt politician or mafia like "king" not an actual king. Again none of this is from me, it's from things I read, not me.
When 'Wang' did a video about several mystery songs he included this one. In his video (I don't know if he made more than one?) he talked about how that Bernard Cavazos has been contacted and has denied this is his Fall of the King song. If my memory is correct Wang read a message from him explaining his "king" was a corrupt politician or gang leader like king. Wang also mentioned there was another Bernard Cavazos who was a doctor and he is sick and tired of people contacting him about this song"
Someone that replied to him said:
"@CharlesMarkward probably this tape recording was an attempt from them to make something of their own, many bands have started this way, an example is the Brazilian power metal band Angra, they were first meant to be an Iron Maiden tribute but as things went by, they have decided to release things of their own...I couldn't find anything about this "Z'Rose" band in metal-archives, neither at Google with a simple research, but the data gathered until this moment make sense: the Z Rock radio is from Texas, the so called "Z'Rose" band is also from Texas, it was the 80's, so, without internet, this was the way bands used to promote their work...but your story adds some drifts from this sensible data available until now...they are/were from Texas, ok...but until then, they weren't any big group, which means they were probably 9 to 5 salarymen whose musician activity was on weekends and the money earned wasn't enough to keep up with, so, a trip from TX to PA is a long ranged one and expensive for their then standards, I can remember when I've read the Mick Wall's Metallica biography, in which they highlight how hard was for them to go all the way from CA to NY to record Kill em' All, well, unless someone sponsored the so called "Z'Rose from Texas" (like the Zazula couple to Metallica) to play in the events you've mentioned in PA...which means they were good and had potential (this "mysterious recording" doesn't let me lie), because it takes a lot for someone at the other eastern extreme of a big country like the USA to call someone all the way from TX to play in an event when probably there were good bands around and without the need of a sponsorship to travel and get some place to sleep and eat..."
Therefore Charles says: "Also, i am not the one saying it's not them. People much better with much more access to metal archives/records are saying it's not them. BUT, everything you said makes perfect sense to me and I have no argument against any of it. It would make perfect sense if it was a possible pitch demo Z'Rose recorded and kept along for a few years before a station played it. My sisters are %98 certain it was a Manowar song, the only other band they mentioned as a possibility is a Greek band i can't find anything about called something like Sarassa??"
Someone told him to contact Erik: "A little bit ago someone in here suggested i contact my sisters ex and ask where he got this song. I could not get a hold of him, but i did get in contact with his brother he played with. According to the brother they got the song from their aunt who lived in Philly (Center City) and would send them tapes of songs to play. This song was on a tape sandwiched between "4 or 5" Manowar songs. He specifically remembered this for 2 reasons: 1, their aunt wrote "Killing of the king by No Name" and 2, the last song on the this tape was labled as a Venom song (he did not recall which) but was actually "Melody of Love" by Bobby Vinton😂. So i think this is why my sisters keep saying it's Manowar, because if it was on a tape with a bunch of their songs that chances are they heard a crapload of times?"
He contacted Erik's brother (Erik is supposedly the ex boyfriend of one of his sisters) and received this reply: "Erik's brother returned another email I sent about this song. I made a post about it about a week ago. The brother says their aunt who lived in Philly included this song on a mix tape of stuff for him and his brother to play. This song was sandwiched between several Manowar songs and the last song on the tape was supposed to be a Venom song but was actually Bobby Vinton's "Melody of Love" 🤣"
Therefore debunking the possibility it's a Manowar song, he also adds: "She (the aunt) passed in 2014. She would record songs off the radio for them. She lived in Philly (Center City) but also had a place in Florida, so he was never sure which cities radio stations she would record from. This song she wrote "Killing the King?" As the title and "???" as the band name, but it was between several Manowar songs. I think this might be why my oldest sisters are so insistent this is a Manowar song because they may have listened to it with Erik and his brother.....it's a theory lol"
He also thought of Iced Earth as the possible band: "lostwavefinder587 I immediately thought of Iced Earth when I heard this song. Although it's likely just a coincidence, it's interesting to note that Iced Earth was originally called "The Rose".
Someone said to him: "if that's any help, the Greek band's name you're talking about is probably Sarissa. I don't think it's them, though: the vox sound kinda different, and their songs are mostly Ancient Greece-themed." And he replied: "Yes, thank you! All this time I've been spelling it wrong. I gave a quick listen to a demo of theirs from '86. In terms of sound and beat and tempo etc, they are pretty close to this song. In terms of vocals, they sound nothing alike." Therefore, he debunked Sarissa himself.
Now here he changed his version and provides a new lead given by his sisters:
"Holy crap for some reason my last post got cut in half and didn't include the following info, sorry! So the individual i spoke to and got the new possible lead is the former singer of the one band my sisters mentioned, Purgatory, (i do NOT have his permission to use his real name but his stage name was Tarantula). He confirmed he played this song "once or twice" but didn't know the lyrics so they just repeated several "blocks" over and over again. He heard it from a band in NJ and when he asked if he could use the song they replied along the lines of "It's not our song, we don't care" but gave no indication who it was or they even knew who it was? He suggested the band "Knightmare" because they were from Texas and he remembers all of their songs being medieval or medieval fantasy related. Supposedly they wore what looked like full on plate armor (he does not know if it was actual metal armor or something made to look like it). He saw them perform a handful of times because he spent summers in Texas on his grandfathers (mistakenly said uncle in my last post, sorry) ranch and would sneak off at night to "the metal scene" (i do not know if that was a club name or if he just meant that in general?). He began visiting his grandfathers ranch in 1980 and stopped when his grandfather retired in 1992. He gave an estimated timeline for "Knightmare" of 1981-1989."
He corrects himself by saying they are not called "Knightmare": Interestingly, my supervisor at work lived in Texas during this timeline (roughly mid 70's to mid 90's from what i can gather?) and when I asked him about Knightmare he had no idea. But when i mentioned they dressed up like knights in armor he suddenly looked startled and said "That wasn't their name, their name was Battle Battalion or some s*** like that".
But then he says: "So i posted a few months ago about this song, my sisters remember garage bands in the area playing this… I checked every band called Knightmare on Metal Encyclopedia and it doesn’t look like it’s our band." "Forgive my French.....Damn. I thought maybe it could have been a lead but i guess like dozens of others I've come across, dead end. I did a quick search for Knightmare a few weeks ago and I got all excited i saw one band dressed up like monks or Druids, but that band only came out in 2017. I think it's safe to say the name has been used by many bands."
Then someone asks him: "Does the name "Battle Battalion" show up on any Metal "pedia" sites? That's what my supervisor claims this "dressed up in medieval armor" bands name was?" and another one told him: "I saw some bands with Battalion on the metal encyclopedia and discogs and none of them are our band. I don’t think we should go based on what a band wears as our lead."
Then he debunks the Knightmare (and the Conquest) lead: "So a little bit ago i mentioned a band name "Knightmare" as a possibility for this song. Well the band was actually called "KnyghtBlyde" (Knight Blade) and i got in contact with the daughter of the vocalist last night. I played this song for her and after some confliction/hesitation she said it is NOT her dad. The biggest thing was all of her dads songs were based of Aruthurian lore and filled with references to Camelot, Arthur, Morgana, Lancelot, Excalibur etc. Since this song has none of that, its not them. She has no idea who this is. I did a quick search "Conquest 80's metal band Texas" and found 3 results. Conquest from San Antonio, split in either '85 or '87. Conquest from Dallas, '86 - '90. Khan'quest (possibly same band as Khanquistador?), no location given but split up in '88 then reformed in 2000 then......nothing? I could not find anything about any of their songs or demos or releases or band members. But it's obvious I was thinking of the wrong Conquest bands 😂 Conquest was ruled out. Someone who owns the tape was contacted and told us this isn't them."
And he says the singer of KnyghtBlade is convinced this song is from Battallion:
"So a little bit ago I mentioned getting in contact with KnyghtBlyde singers daughter who states that this is NOT her dad. She contacted me this morning, her father thinks this song might be by a band called Battalion. But her father said Battalion also went by the name AAA, Anti Aircraft Assault (or Artillery) in their early days. According to her father AAA/Battalion were from Texas but at least 2 of their members were originally from Chicago. Has anyone ever heard of either Battalion or AAA, Anti Aircraft Assault? The closest I can say is my one supervisor at work mentioned a band Battle Battalion from Texas when he lived there."
Then someone replies to him: "you are right there is a band named Battalion formed in 1984" He says: "I cannot find a single piece of music from this particular "Battalion"? From what I could find they formed between 1983 and 1985, split, reformed under a few possible names, split, repeat. 2 people I asked did say they remember a band of some sort from "out west" Anti Aircraft A-something, but neither could give any info."
Now here, he suggests it could be a Talon song:
"So here's a potential lead for everyone: I was just playing this song for a friend who is obsessed with all metal music. She asked me "Where did you get that Talon song?" Talon was/is a German heavy metal band from the early 80's that released several demos and full on albums between '83-'89. Almost all of there songs were medieval themed, especially their 2 demos. Herr's the thing, they supposedly have 3 unnamed tracks from both demos, one allegedly called "King Slayer". I listened to a bunch of there songs and I have to say there are several songs where the singer sounds exactly like our mystery singer, but then the next song they sound nothing alike. There was one song called something like "Execution" that the opening guitar sounds like this songs opening only slower? I'm not saying it is Talon, but it is possibly something to look into or at least consider?"
He also claimed the singer sounds like Bruce Dickinson (which has been suggested many times):
"I've said many times that I personally feel this vocalist sounds extremely close to Bruce Dickinson. There is a clip of Bruce singing Tom Jones' "Delilah" on either a talk or game show, and his opening of that song is nearly identical to this Fall of the King vocals! Tone, tempo, cadence, pitch......it's really really on spot. I am NOT saying it is Bruce, I'm just saying whoever it is does a good job singing like him."
He says this song could be made by Eviscerator:
"Hello again everyone, has anyone ever heard of a band from Britain, late 70's through late 80's called "Eviscerator"? Very very long story short: I played this song at a Viking/Pagan/Neo-Folk/Black Metal "bar" about half a mile up the road from my place and the one patron who looked like Elvira and Lilith Bathory had a daughter together (HOT HOT HOT) comes over and asked me to replay it and she sang along with the recording with about %95 accuracy! Oddly, at the end after the 4 or 5 "The Fall of the King"s, she suddenly sang "The evil one now wears the crown, all hail the evil one" and head banged for a few moments. According to her, this song was by a band called "Eviscerator" and they always claimed this song was written as a pitch track for the movie Heavy Metal? I mentioned how this song by numerous accounts was recorded here in the USA in 86-87 from stations in Texas, Chicago, Cleveland, NYC and (by only one account) possibly Florida. She didn't feel there was an issue with that as stations will often play random things just to fill the spot including songs that are several years older. I asked about her added line at the end and she stated "I didn't add s*** bud, whoever recorded it must have cut it off before they got to it". I mentioned how numerous people strongly believe this is the work of Z'Rose, she said they probably covered it a bunch of times but it is not their song and even stated that this particular recording sounds like it could be them covering. She was more familiar with Z'Rose than me, she commented "The 3 Cavlaros brothers from Texas right? The singer was the oldest brother Jeff?" (I know that's not their name, i only included it for aunthenticity per context of our discussion, the last name is Cavazos and there was only 2 of them right?). She also told me Z'Rose had about a dozen other names through their years including "Gypsy Rose". I asked how she knew this British band "Eviscerator" and she answered that she lived in London from 78-85 and this song was played a lot on "amateur hour" on several stations, especially university stations. This kind of took me by surprise because i thought she looked younger than me (I'm 39) but she lived in England for college and her first husband in the late 70's??"
"In my last comments i mentioned a bar i went to was going to have a mini concert featuring bands that specialize in black metal and 80's tribute metal and i would play this song to see if any of the band peoples or concert goers would chime in. I did just that and got a few hits on the radar with a few of the band members. The one band, Inviaat, the singer says he remembers this song being played on a radio station in Philly PA for an entire summer because that station was trying to find the band. He does not remember the specific station but said it was near the Taylor University campus (my understanding is that there is several?) because the station thought it was the students from that university's music program. When i asked him when exactly that would have been he said Summer of 1983 because he was married on Halloween 1983 and was hoping the station would find the band so they could play at his wedding. A member from the local band "inductus Mortis" said he recalls that song being played "somewhere in the mid 80's" but does not remember if he heard it in Chicago or Cleveland because he bounced between them. I asked several bands, include the Venom tribute band Poisonous Whisper if anyone had ever heard of a band name Eviscerator from the 80's. Only one person thought he heard the name but it wasn't a band name it was a compilation album of NWOBHM from roughly '83-'84, but couldn't tell me anything other than that. As for the other concert goers, the #1 response i got from them was along the lines of "Dude you can sing, you should go pro!".....in other words they thought it was me promoting myself (I wish i could sing like that!!). the #2 response was people thought it was Manowar. After those 2 the guesses were the usual ones i have seen here and everywhere else this topic comes up: Blackmaine, Axis, Overkill, Overdrive, Black Sabath, Iron Maiden, Anthrax, Slayer, WitchAxe and 2 people even asked if it was an Ozzy Osbourne demo."
"I asked around, including my oldest sisters I've mentioned in my postings, about Eviscerator. The only person who heard of them, the one from this time-frame not the other 8 or 9 bands from the 2000's with that name, said they were a generic ManowaIron Maiden/Judas Priest tribute or more accurately, ripoff, band who sucked. I am not saying I buy this woman's account, but i'm also not discrediting it or calling her a liar. Her familiarity with this song and her accuracy with the lyrics makes me believe she knows this song from somewhere.....what that somewhere is, i can't comment because i don't know?"
"So far my friends and I have several "pings" to look into, the name Eviscerator has absolutely nothing from the time frame we're looking at. But there is (was?) a "Lee Lesaat" Canadian/British "mercenary" (did not belong to any band but would play for others) drummer who now lives in NYC my friends are looking into.
There is an 80's metal/black metal tribute concert this Saturday at the bar I was at last weekend. After the bands play their sets they have an open mic like set up where you can play your own music (as long as it fits the theme). I'm going to try and play this song and see if anyone, bands or crowd or food vendors etc, have any reaction.
And by "pings" I just mean responses/possible possible long shot leads. The guy or girl claiming to be a psychic vampire who time traveled and wrote this song for The Lost Boys movie is NOT going to be one of them😂"
Then someone asks: "What band is this Eviscerator ? I found a band that was formed in 2012 . Furthermore tthe song is not in the metal archives I searched through lyrics was not found." He says: "Allegedly they were in England in the 1980's, but the woman stated 2 of them had New York accents. If all of her account is true and accurate, they were NOT a professional big name band. I did find several bands with the title "Eviscerator" (in different variations) but all of them were from the 2000's. The only "pro" band with that title I could find was a Hungarian band from the mid 2000's. I asked Satanic lady if she remembered any of the other bands that played alongside "Eviscerator" and she only remembered 3: "Band-Shee" (an all female band....get it?) Gargoyle, and Werewolf Tears."
"I have a very very small update for everyone, but it's still an update nonetheless. The mystery succubus looking woman who said this song was by Eviscerator and sang along to it (even when I "accidentally" muted my phone to see if she was just repeating what she was hearing.....she was not) has been identified by my journalist friend! We are going to try and get in contact with her and see if there is anything else she can remember about "Eviscerator" that could help. I'm not going to get my hopes up, but her familiarity with this songs lyrics and the fact she sang almost in perfect synch with the beat makes me feel she really did know this song from somewhere in her past. That or she is a very good actress? Lol
I found only 1 solid, confirmed band with that name but they were from mid 2000's Hungary. But several peoples now and then tell me they remember hearing that name in the 80's as various things; crappy garage band, NWOHBM compilation album/work, some sort of event space or name, most recently someone claimed he thought it was the stage name of a singer but didn't know who or what band. I'm trying to get in touch with the woman who originally mentioned that name."
He posted this comment that lead nowhere: "2 very small updates for everyone:
1) The Viking/Pagan/Goth/Black Metal themed bar just around the corner from me is having a New Years event tomorrow night. They actually agree to give me a "booth" where i can have a "guess this song" set up. And, it will be right next to where the bands play...I'm going to be between the "stage" and the food truck lol
2) The one radio station i submitted this song to will play it on their "X hour" on 1/8/24. It is not a hugely popular segment, maybe a few hundred listeners, but it's better than nothing.
Here's to the New Year and hope this song and numerous others get solved!"
"So the station played this song Sunday night/Monday morning. They played it 4 times between 2:07am - 3:12am. They received 9 calls about it and about a dozen emails (I seriously didn't know they had an email!?!?!?). Unfortunately the majority of contacts were people either asking for them to replay it or people thinking it was Manowar. There were a few Iron Maidens and one or 2 Ozzy Osborne's. Only 2 people stated they heard this song before. Unfortunately they heard it from "some kilt wearing guy at blank bar plays it, I think it's him self promoting". Yes that's me they referenced and no it is not me singing lol"
He suggest matrixx as a possibility: "There's a band called matrixx that has been giving me interest. They were only around for two years due to financial struggles in their stage. If you look up attaxe and fiinal notice they share two members of matrixx. Their drummer and guitarist sound very similar to the band from this song. It's pretty crazy too because they have a song called defy the king. They also had a label to produce their songs which is called Suma Recording Studios. This may be the reason why the audio sounds too good for a small band. I hope that this is the band! Too many good clues that I found"
He debunks the Steven Lindfield lead: "One of the names thrown about here and there on posts about this song is a Steven Linfield ("Lindi") who bounced between Chicago and NYC in the 1980's. His alleged involvement varries between being the DJ who allegedly played it on a NYC station, to being a Chicago stations record manageclerk etc etc. I got in contact with him yesterday. He denies having ANYTHING to do with the airing of this song and does not know how or why his name came up. While he did work at 2 stations (NYC, then Chicago during the summer) he was an overnight watchman (security). However, he does recall this song being played on "some amateur hour crapshoot" in '86 in NYC a bunch of times. At that point in '86 he claims people were referencing it as "The King Song" or "The song of the King" (drawn out to match the singers "The Faaaalllll, the fall of the kiiiiiing") and it was already 2 or 3 years old at that time. He did explain that at least at the Chicago station there was an amateur drop-off slot that the dj's would pick through and play random "no namers" labeling them as "space filler". Because they would be played, literally just to fill space, they were NOT mandated to keep any records of them. Sometimes the dj's would just make up names to some of these. One of his main duties was to check the drop-off to make sure there were no bad things thrown in there instead of cassettes. Another dead end, but at least we rulled out one theory......silver lining??😂 LINDFIELD, not Linfield. Darn autocorrect on this phone."
He is convinced it's a professional band's demo: Thats why a lot people I have introduced to this song think it's a professional band, or at the extreme least an amateur band playing with top level equipment/sponsor? 1983 guy stated they sound like they have equipment his garage band "couldn't even afford to dream about looking at yet alone use". It's also one of the reasons my 2 oldest sisters insist this is a professional band (sister #1 says Manowar, #2 says Manowar or Sarissa) because there are no goofs or mistakes or errors. My sisters gave an example of a garage band from their Kutztown university days, "Freefall Abyss" that self released a demo and in one song you can hear a telephone ringing in the background and in another you can hear a fan or ac unit going.
He contacted a girl named Della: "This song was actually played on an old Philly/NJ station on the segment "Della names your tune" in 2009. I was able to get in contact with "Della" (real name withheld by her request) who at first stated "I played thousands of unnamed songs bud, I probably played this one 100 times, sorry i wont be much help" . Then a few days later replied "I do recall this one, it was sent in from a local listener who had it labeled as Dungeon Master or maybe Dragon Master on a CD with a bunch of old early Manowar, JudaPriest, Iron Maiden, Megadead, Metallica and AngelWitch songs. He or she claimed their father had this song on a tape from his college days. Nobody knew what or who it was back in '09 or '10 and as far as I know nobody figured it out when I left the program in '15." The only name she gave, and I don't know if this was even a real name or the drummers "stage name" was Leopald Lestat.........I do have 2 people looking into it (from a metal dating site of all places). Disclaimer: I know some of those bands are misspelled, I purposefully left it that way because that's how she sent it to me."
"I went down that road, you nailed it right on the head. There is no way to track down who that listener was. The only hint she had, in the form of the note attached to the CD was the person said they were from Radnor PA. I couldn't tell you because the other songs kind of bounce around in terms of year: there's a Judas Priest and an Angel Witch song both from 1980 but then there's a song from Megadeath (I believe Megadeath came out in '85?) and a Metallica song from '86? For some reason my one comment didn't show up? Della gave a pretty big hint, she said the mailing address on the CD was from Radnor PA, but the phone number included was a landline for a Chicago address. Her and the station managers assumed it was a "shadow number" and didn't bother keeping record of it. A lot of her requests had local addresses with out of state phone numbers, cellular and landline."
He suggests Dungeon Masters: "I have a potential lead, "Dungeon Masters" from Pittsburgh PA? Long story short: everyone at work talks about a "hot nerdy chick" who works at the one antique book store in town and she is a music genius and knows EVERY song people play. So i decided to test it. I played this song and she stated "I think thats Dungeon Masters, they were from my hometown of Pittsburgh PA back in the early to late 80's. Thats either Dungeon Masters or someone doing an incredible job imitating them?". Given that Cleveland is only a 2-3 hr drive from Pittsburgh (from what Steelers players say) i think this could be a possible lead and explain the Cleveland recording? Again, this is only a POSSIBLE lead, but i think it has potential?
Currently my one "source" is looking into it. He is not always accurate (as evidenced when we were looking into Conquest) but its better than nothing."
And someone adds this: "Della said the same Dungeon Masters so better look into it"
But he says this: "Close, "Della" stated the listener who sent in the CD had this song labeled as "Dungeon Master?", not a band name. But I am looking into it as best as I can. I found a Pittsburgh band "Dungeon" but they're NOT metal they're an Omnia/Faun like band (neo-folk I think is the term?) formed in 2018. I sent word out to the people I know and my "team". Now it is a waiting game."
submitted by According-Ring-8678 to thefalloftheking [link] [comments]


2024.05.21 20:21 Away_Wasabi8561 I am starting school in the fall with my GI bill, have some debt but debating how much to work

Hello everyone, I got out in 2022 and I'm finally going back to school this fall. I'm going to community college for nursing. For the first few semesters I'll be doing all prerequisites trying to get my GPA back up from when I was in school like 7 years ago. Essentially my classes will be pretty easy minutes anatomy and physiology up until I start nursing.
Right now I have $20,000 in debt, a personal loan with 18% interest, which is high I know. Minimum payment is $550 a month. Basically I spent money on vacations, buying shit I didn't need, etc but I just made a budget with YNAB and I'm feeling confident about being able to pay it off. I'm just kind of stuck on how to approach this upcoming fall semester.
Right now I am a CNA making 23 an hour working full time, and I'm at 80% disability. My take is $5,000 per month. About $3,000 or more usually from my job and $1995.02 from the VA. I live in an extremely low cost of living state, and my BAH will come out to ~$1,300 bucks. I'll be making over $3,000 just going to school. I also want to get this damn debt paid off so I can get on with my life like an adult should.
My job is very flexible, and I can go part time, as needed or stay full time if I want. My rent and living expenses are $600/month as I share a house. I'm single, no kids nothing. I understand financially Im in a very good spot, and I don't want to blow this like I did last year. Should I stay working full time and go to school and blow through this debt, or just chill out and go PRN/part time since I have more than enough to live off of from school and the VA? I'm not sure how to proceed.
submitted by Away_Wasabi8561 to Veterans [link] [comments]


2024.05.21 20:20 PlayPUBGMobile PUBG MOBILE - COMMUNITY EVENT - Mech Mania Showcase - FULL LEGAL RULES

PUBG MOBILE
Mech Mania Showcase
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Social Media Entry: Collect your best PUBG MOBILE content; then upload your content to social media with the hashtag #MECHMANIASHOWCASE + #SWEEPSTAKES. 
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You agree to release, indemnify, defend and hold ZAM and its parent, affiliates, subsidiaries, directors, officers, employees, sponsors and agents, including advertising and promotion agencies, and assigns, and any other organizations related to the Sweepstakes, harmless, from any and all claims, injuries, damages, expenses or losses to person or property and/or liabilities of any nature that in any way arise from participation in the Sweepstakes or acceptance or use of a prize or parts thereof, including, without limitation, (a) any condition caused by events beyond ZAM’s control that may cause the Sweepstakes to be disrupted or corrupted; (b) the prize, or acceptance, possession, or use of the prize, or from participation in the Sweepstakes; and (c) any printing or typographical errors in any materials associated with the Sweepstakes.
  1. Publicity
Except where prohibited, by participating in the Sweepstakes, you consent to the use of your name, photograph, likeness, voice, opinions, information, biographical information, entry and statements attributed to you (if true), hometown and jurisdiction of residence for advertising, publicity and promotional purposes, including without limitation, inclusion in ZAM’s newsletters, social media accounts and affiliated websites and the applicable Sweepstakes webpage, without further compensation.
  1. Governing Law
These Official Rules, and any action related thereto, will be governed by the Federal Arbitration Act, federal arbitration law and the laws of the State of California without regard to conflict of laws provisions. Except as otherwise expressly set forth in Section 15 “Dispute Resolution and Arbitration” the exclusive jurisdiction for all Disputes (defined below) that you and ZAM are not required to arbitrate will be the state and federal courts located in Los Angeles County, California and you and ZAM each waive any objection to jurisdiction and venue in such courts.
  1. Dispute Resolution and Arbitration
  2. Mandatory Arbitration of Disputes. We each agree that any dispute, claim or controversy arising out of or relating to these Official Rules or the breach, termination, enforcement, interpretation or validity thereof or participation in the Sweepstakes (collectively, “Disputes”) will be resolved solely by binding, individual arbitration and not in a class, representative or consolidated action or proceeding. You and ZAM agree that the U.S. Federal Arbitration Act governs the interpretation and enforcement of these Official Rules, and that you and ZAM are each waiving the right to a trial by jury or to participate in a class action. This arbitration provision shall survive termination of these Official Rules.
  3. Exceptions. As limited exceptions to Section 15(a) above: (i) we both may seek to resolve a Dispute in small claims court if it qualifies; and (ii) we each retain the right to seek injunctive or other equitable relief from a court to prevent (or enjoin) the infringement or misappropriation of our intellectual property rights.
  4. Conducting Arbitration and Arbitration Rules. The arbitration will be conducted by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules (the “AAA Rules”) then in effect, except as modified by these Official Rules. The AAA Rules are available at www.adr.org or by calling 1-800-778-7879. A party who wishes to start arbitration must submit a written Demand for Arbitration to AAA and give notice to the other party as specified in the AAA Rules. The AAA provides a form Demand for Arbitration at www.adr.org. Any arbitration hearings will take place in the county (or parish) where you live, unless we both agree to a different location. The parties agree that the arbitrator shall have exclusive authority to decide all issues relating to the interpretation, applicability, enforceability and scope of this arbitration agreement.
  5. Arbitration Costs. Payment of all filing, administration and arbitrator fees will be governed by the AAA Rules, and we won’t seek to recover the administration and arbitrator fees we are responsible for paying, unless the arbitrator finds your Dispute frivolous. If we prevail in arbitration we’ll pay all of our attorneys’ fees and costs and won’t seek to recover them from you. If you prevail in arbitration you will be entitled to an award of attorneys’ fees and expenses to the extent provided under applicable law.
  6. Injunctive and Declaratory Relief. Except as provided in 13(b) above, the arbitrator shall determine all issues of liability on the merits of any claim asserted by either party and may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. To the extent that you or we prevail on a claim and seek public injunctive relief (that is, injunctive relief that has the primary purpose and effect of prohibiting unlawful acts that threaten future injury to the public), the entitlement to and extent of such relief must be litigated in a civil court of competent jurisdiction and not in arbitration. The parties agree that litigation of any issues of public injunctive relief shall be stayed pending the outcome of the merits of any individual claims in arbitration.
  7. Class Action Waiver. YOU AND ZAM AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, if the parties’ Dispute is resolved through arbitration, the arbitrator may not consolidate another person’s claims with your claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this Dispute Resolution and Arbitration section shall be null and void.
  8. Severability. With the exception of any of the provisions in Section 15(f) (“Class Action Waiver”), if an arbitrator or court of competent jurisdiction decides that any part of these Official Rules is invalid or unenforceable, the other parts of these Official Rules will still apply.
  9. Languages. These Official Rules may be made in multiple language versions. In the event of a dispute as to the terms of different language versions, the English version shall prevail.
  10. Country Specific Notices.
  11. If any provision of these Official Rules is invalid under the law, rules, or regulations of a particular country, it will only apply to the extent permitted.
  12. No Affiliation with Social Media Channels.
  13. This Sweepstakes is in no way sponsored, endorsed, or administered by, or associated with, any of the social media channels used in connection with this Contest. Entrants understand that entrants are providing information to Sponsor and not to the social media channels. The information provided by entrants will only be used as described in these Official Rules and the Game’s Privacy Policy.
For any feedback or questions regarding these Official Rules, the Sweepstakes, winners, or prizes, you can contact Sponsor by sending an email to: entries@zam.com
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2024.05.21 20:19 Blue-Sand2424 Is Australia the perfect country?

I currently live in the states and I’m thinking about my future and where I want to end up. When I think of Australia, I think of an isolated utopia that is free and far away from the problems of the rest of the world. Here is what draws me to Australia
  1. Fair wages and reasonable cost of living. I’ve heard you only need to work 32 hours per week there and you can own your own house comfortably. That greatly appeals to me, I would love to have extra free time
  2. Free healthcare for all. Walk into a hospital with any ailment, get treated, and walk out. Same day, no money spent
  3. Nearly unlimited workplace vacation time. I’ve heard you can basically take months off of work at a time for travel
  4. Not effected by the worlds problems because of being a relatively isolated Island nation. I know they are pretty close to Southeast Asia, but what problems does southeast Asian bring to them? None I imagine, they are pretty much the only country that gets to focus on themselves and their own people which I think is great
  5. Some of the most cheerful people in the world. They just seem to glow and obviously love where they live, that is something I want to surround myself with
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