Roulette strategy free

Clash Royale: A Most Ridiculous Duel!

2016.01.04 08:39 HyperXxX Clash Royale: A Most Ridiculous Duel!

Subreddit for all things Clash Royale, the free mobile strategy game from Supercell.
[link]


2009.01.20 17:08 Blackjack subreddit

All the information about blackjack you want, both for serious advantage players and for casual players.
[link]


2022.07.30 15:04 CharlieDott Survivorio

Subreddit for all things survivor io, the free mobile strategy game from the producers of Archero
[link]


2024.05.22 03:08 Bibelott_ Command Economy vs Free Market Economy

Would a sorting mechanism for IQ in the job market elicit better outcomes for the country? I think the answer is an obvious 'yes'.
I think filtering people up the chain via an IQ test would vastly improve efficiency and progress in the country multi-folds. There are so many intelligent people who, for whatever reason, opt-out or bide their time with inane things. If given the opportunity I'm sure many would gladly take up the opportunity to work a more technical role.
Some may say this is shallow and unfair to those who put in their time. I'm sorry, but brighter people affect change better in more powerful roles.
This is one reason I wasn't totally against the WEF and their plans for the world. They had a system in mind of doling out jobs and partitioning society based on competency. There was an acknowledgement that many people who end up in positions of authority get there via aggression, smooth-talking, or family ties. They don't make the best decisions and squander the potential of the company affecting thousands around them.
What do you guys think? If you were playing a strategy video game the answer would be obvious. We could just bypass IQ tests altogether and do fMRI scans for grey matter. Barring anyone with personality disorders, drug abuse, or laziness I think we need people with bigger brains in higher positions and it should be systematic. Relying on the free market only gets us part of the way there.
submitted by Bibelott_ to cognitiveTesting [link] [comments]


2024.05.22 03:07 Ok-Breakfast-3536 Should I stay and pay down principal instead of trying to sell?

Tldr: bought a house with my partner in late 2022. We broke up in early 2024 (this was wildly unexpected). I’m trying to sell but I’m underwater. The house has been on the market for nearly 90 days, with questionable strategy from my agent including small price reductions. Do I take the listing down and commit to paying off my soft second DPA to reduce my overall principal and more likely break even in a year?
I’ve posted here before with more detail, but my partner and I are both on loans and a deed for a home we’ve owned for ~20 months. He’s paid nothing from closing to mortgage to maintenance; we’re on good terms and I’ll continue to function as if he isn’t involved — this is not a concern.
My ideal plan is to sell, live with my folks for a while to pay off debt and then relocate to rent. BUT my house has been on the market for nearly 90 days without an offer, and listen — I already know the price is the problem. Original comps in February ranged $235k-$260k IIRC, but I’m fairly sure prices have fallen in my market.
February 26 – listed at $255k
April 13 – $252k
April 25 – $247k with $3k concession
May 16 – $240k
I have a silent second through the Chenoa fund, so my combined principals are ~$228k, $218k+$10k. If I’m estimating 10% in seller’s fees on $240k, I’m looking at about $12k difference that I’ll need to cover. I have $13k saved, and save about $1k a month.
Option 1: I’m fine with wiping out my savings to sell, but considering costs from inspection discoveries or an offer below $240k – I’m starting to think I’d have to take a personal loan (or 401k loan) to realistically sell.
Option 2: I can comfortably continue to pay the mortgage. I can use my $13k in savings to pay off all personal debt, freeing up an additional $800 a month. Then I can take $1,000 of my monthly savings ($1.8k), apply it to the silent second and do minor updates over a year. Relist in a year when I’ve paid off the second mortgage and have a better position to negotiate sale price. (Minor updates would include new flooring, interior painting, light fixtures, maybe exterior paint)
I’m leaning 30/70 between Option 1/Option 2. Option 2 is the smarter choice, of course. I just dread the idea of being back in that house or back in that town for another year. I want Option 1 to work desperately, but I think I’m just accepting now that it won’t.
Do I make the smart choice, give it maybe 2 more weeks then pull the listing? Any angles I’m not considering?
submitted by Ok-Breakfast-3536 to RealEstate [link] [comments]


2024.05.22 03:01 Dazzling-Volume9629 Free $10 to trade with. Nothing to lose.

Closeoption is a good broker (even for those in USA). Been using it for long with seemless withdrawals. Register with my link and verify to get a free $10 to start real trading with.
https://www.closeoption.com/referral/10591484570955
submitted by Dazzling-Volume9629 to binaryoptions [link] [comments]


2024.05.22 03:00 Shybella_1114 Looking for a server to host your favorite game?

Looking for a server to host your favorite game?
https://bananaservers.ca Hey fellow gamers on Reddit! Are you in search of a reliable and high-performance server for your favorite games? Look no further than BananaServers.ca! Here's why they might just be the best choice for hosting your game server.
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1. Wide Range of Supported Games BananaServers offers server support for a plethora of popular games including Minecraft, Rust, ARK: Survival Evolved, and many more. Whether you’re into survival games, creative sandbox experiences, or intense strategy games, they have you covered.
2. Rapid Server Setup One of the standout features of BananaServers is their quick setup process. You can have your server up and running in less than 10 minutes! This is perfect for gamers who want to dive right into the action without lengthy setups.
3. 24-Hour Free Trials Not sure if BananaServers is right for you? They offer a 24-hour trial period for all their servers—absolutely free and no credit card required. This allows you to test the server with your specific game and see if it meets your needs before committing.
4. User-Friendly Management Panel BananaServers uses the Peel panel, a user-friendly server management interface that makes it easy for both beginners and experienced server admins to manage their game servers. Whether you need to install mods, adjust server settings, or manage backups, it’s all streamlined through their intuitive panel.
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Website: https://bananaservers.ca Discord: https://discord.gg/6ePuuP5cRr

https://preview.redd.it/he1bnq408izc1.png?width=3837&format=png&auto=webp&s=773cddb50b6405198df3df2b1fad4602659d4edf
submitted by Shybella_1114 to Bananaservers [link] [comments]


2024.05.22 02:55 BroMandi [Amazon] AMIGO X-Code Cooperative Strategy Board Game $6.86 + Free Shipping w/ Prime or on $35+ [Deal: $6.86, Actual: $19.99]

[Amazon] AMIGO X-Code Cooperative Strategy Board Game $6.86 + Free Shipping w/ Prime or on $35+ [Deal: $6.86, Actual: $19.99] submitted by BroMandi to RedditShoppingDeals [link] [comments]


2024.05.22 02:39 Queen_Gambit Squadron Battle Manual VS Heat of Battles ?

Hiya, I need help mathing the exp boosts I have specifically the overlapping of Heat of Battle and Squadron Battle Manual. I want to start off by explaining what EXP boosts I have in the beginning and then the EXP boosts I get when I apply these two items.
Okay lets play this out. I login and get prepared and think about the other EXP boosts that I have:
Scenario 1: FC is doing Heat of battle 2, initially have Squadron turned off. I ran msq roulette with a mentor and killing the 1st boss gave me +313% Right before the 2nd boss, I used the Sqaudron Battle Manual, killing 2nd boss gave me +328% 313% - 193% = 120%. Does that mean Mentor EXP bonus gives me 120% EXP? Note that adding squadron battle manual, nothing was overridden it added the 15% to the 313% which became 328%.
Scenario 2: FC is doing Heat of battle 3, initially have Squadron turned off. I would run roulette with a mentor and killing the 1st boss gave me +328% already?????????? Right before the 2nd boss, I used the Squadron Battle Manual, killing 2nd boss still gave me only +328%??? Note I mean 328% is a lot but the Squadron bonus didn't do anything????
Scenario 3: I visit another world, FC bonus is now gone, i have squadron turned on. I would run roulette with a mentor and killing 1st boss already gives me +328%?????? 2nd boss irrelevant. So does that mean squadron battle manual automatically gives 15% plus more?????
Help me make this make sense thank you.
https://www.twitch.tv/videos/2151860005?t=0h25m13s
I don't have a video clip of running roulette when my free company does Heat of Battle 3, let me know if you want me to make one.
submitted by Queen_Gambit to ffxiv [link] [comments]


2024.05.22 02:32 GlitteringBall9259 I (F26) have had a BF (M26) for 4 months now, but now I feel like escaping the relationship and I don't know why?

Let's start by saying that this is my first (official) relationship ever.
A bit of background:
I've always had trouble socially relating to people; I'm so insecure and afraid of rejection, and I also had strict parents. Throughout the years, I've gained a bit of freedom for myself but it's not enough (I still live my parents).
I've always wanted to get close to people and have friends (I currently have just one) and a relationship, but I'm also afraid that I'm not interesting enough, that I won't know what to talk about, etc. So my strategy has always been to act cold towards people and wait for them to approach me first. If they approach me, it must mean that they have at least some interest in me...
In the past, I often found myself daydreaming about how a loving relationship would look like: he would love me a lot, accept me for who I am, not judge me for my physical little imperfections, have great emotional and physical chemistry, and I would love him back just the same. I know it might sound too perfect, but that's what I know I've always craved.
I have had a very few relationships/situationships where the men just never asked me to be their girlfriend and make things official. I think those "relationships" failed in part because I was so cold towards them even if inside I wanted to kiss or hug them first. I always hoped they asked me to be their girlfriend. Also, I always stayed till the end, until THEY didn't want anything to do with me anymore.
So with my current boyfriend, all things seem different. I met him at a mall. HE approached me first. At first I wasn't really attracted to him physically but he started telling me about his life and his varied life experiences. He seemed interesting. We exchanged numbers. Then we started going out. He's very different from me. He has a different clothing style than mine, he likes urban music, he has tattoos and has 1 piercing.
My very first impression of him was that he looked like the bad-boy type, so I didn't think he was interested in anything serious. But right on the second date, he mentioned he was looking for someone who really cared for him. He said something like: "it's nice to have someone that cares for you, even for the little things and even asks if you ate already, if you slept well, etc." Before that moment, I didn't have high expectations and was probably ready to accept whatever 🤦🏻‍♀️.
As time went by, I started liking more things on him, finding a few things in common. Until he asked me to be his girlfriend after one month of hanging out. I had waited for that moment for so long, and it finally came, but I didn't know how to feel. I felt kind of sad. Even though I knew he and me were looking for a serious relationship, I felt fearful, but I kept going.
We've shared beautiful moments so far. I feel at home, peaceful, respected, and loved when I'm with him. But sometimes I catch myself judging him for small imperfections. I'm physically attracted to him and we have good chemistry there, but I can't help noticing what he does "wrong." When we text, he sometimes writes with bad grammar and I can't help but judge him inside. Sometimes he sends me videos of him dancing happily for me, and I can't help but think "how isn't he afraid of being silly in front of me or even others?" I believe me judging him might stem from the same type of judgment I received when growing up. I just hate it and don't want to be like this. I know no one is perfect and yet my mind is obsessed with perfection.
My BF has had a difficult life and experiences, and yet he smiles all the time, has fun, is free, and has lots of love to give. He even says he loves me, but I don't feel sure to say it back to him. My mind tells me that I'm probably just using him and getting his love while I'm not able to love him back. I feel like a bad person for that. I do care for him. I've cried with him listening to how he feels when sad of bc of past hurtful events. When I look at him, I see someone sincere. I love to have him close, hug him, kiss him, feel his odor, listen to his voice, listen to him singing. Yet I have these other horrible thoughts that I can't let go.
I feel like I wasn't really ready for a relationship as I believed, and that there's a lot of work I need to do on myself, but I don't want to lose him either. I can't decide if I really like him, if I'm obsessed, if I'm dependant or what.
Need some advice on what to do and hear others perspective on this.
Sorry for the long post. I tried to give enough details 😅. Thanks in advance.
submitted by GlitteringBall9259 to relationship_advice [link] [comments]


2024.05.22 02:18 SwedishRizzler Minewind Most Cursed Minecraft Server [SMP] {1.20} {No World Resets}

🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
🌍 Minewind is an innovative Minecraft Survival Multiplayer (SMP) server. Join epic boss fights and discover thousands of unique items and weapon combinations. Meet villagers in the wild who sell insane god items for mere emeralds, explore infinite wild worlds and find chests brimming with overpowered gear. Seek out the rarest treasure, but be prepared to face formidable boss monsters guarding them. Beware – they won't hesitate to use everything in their arsenal against you!

🌌 Participate in daily events offering unique powerful rewards, and, at the end of the day, explore the natural beauty of Minecraft's wilderness and build a masterpiece in the perfect spot.

🌄 ► Explore a Vast and Infinite World:
Minewind's world is immense, spanning multiple terabytes, and it never undergoes a reset. This enduring nature lets you wander through years of architectural wonders and ingenious creations left by other players, capturing the rich history and diverse tapestry of the Minewind community. Embark on journeys through landscapes dotted with ancient relics, bustling modern cities, concealed treasures, and beyond. Every masterpiece you create adds to this ever-evolving tapestry.

🔗 ► Explore Item Combinations:
Minewind features a diverse and extensive collection of items, each with unique attributes and the potential for synergistic effects.
Take 2 crossbows for example: - Quick Headshot: Enhances firing speed and boosts damage for headshots. - Exploding Seenk: Fires at a slower rate but produces explosive shots.
Additionally, you can experience weapon combination effects. For example, wielding different crossbows in each hand merges their abilities, allowing you to rapidly fire exploding arrows.
This intricate system of item synergy, whether it involves magic, melee, or ranged weapons, is a defining characteristic of Minewind. With thousands combinations to explore, many of which remain undiscovered, you have the chance to pioneer new strategies and effects.

🛠️ ► Navigate the Server with Ease:
Find helpful UIs like the game menu (/gamemenu) with adjustable difficulty settings and land claiming, allowing you to claim a portion of the land as your own. Players gain more land power for every minute played, ensuring your space is safe from griefing. Need help? The community is welcoming and ready to assist!

🎁 ► Join and Receive Benefits:
I'm promoting Minewind, so join through my referral IP "cherry.minewind.com" for these free rank benefits:

+6 home waypoints
1x Super level-up potion via /daily command
1x Gold coin currency via /daily command
1x Star remnant via /daily command

If you join through my referral IP, I'll earn deggs (Dragon Eggs), the main currency on Minewind, and you'll get a rank with benefits!
👋 See you in the game!!
🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
submitted by SwedishRizzler to MinecraftServerShare [link] [comments]


2024.05.22 02:18 SwedishRizzler Minewind Most Cursed Minecraft Server [SMP] {1.20} {No World Resets}

🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
🌍 Minewind is an innovative Minecraft Survival Multiplayer (SMP) server. Join epic boss fights and discover thousands of unique items and weapon combinations. Meet villagers in the wild who sell insane god items for mere emeralds, explore infinite wild worlds and find chests brimming with overpowered gear. Seek out the rarest treasure, but be prepared to face formidable boss monsters guarding them. Beware – they won't hesitate to use everything in their arsenal against you!

🌌 Participate in daily events offering unique powerful rewards, and, at the end of the day, explore the natural beauty of Minecraft's wilderness and build a masterpiece in the perfect spot.

🌄 ► Explore a Vast and Infinite World:
Minewind's world is immense, spanning multiple terabytes, and it never undergoes a reset. This enduring nature lets you wander through years of architectural wonders and ingenious creations left by other players, capturing the rich history and diverse tapestry of the Minewind community. Embark on journeys through landscapes dotted with ancient relics, bustling modern cities, concealed treasures, and beyond. Every masterpiece you create adds to this ever-evolving tapestry.

🔗 ► Explore Item Combinations:
Minewind features a diverse and extensive collection of items, each with unique attributes and the potential for synergistic effects.
Take 2 crossbows for example: - Quick Headshot: Enhances firing speed and boosts damage for headshots. - Exploding Seenk: Fires at a slower rate but produces explosive shots.
Additionally, you can experience weapon combination effects. For example, wielding different crossbows in each hand merges their abilities, allowing you to rapidly fire exploding arrows.
This intricate system of item synergy, whether it involves magic, melee, or ranged weapons, is a defining characteristic of Minewind. With thousands combinations to explore, many of which remain undiscovered, you have the chance to pioneer new strategies and effects.

🛠️ ► Navigate the Server with Ease:
Find helpful UIs like the game menu (/gamemenu) with adjustable difficulty settings and land claiming, allowing you to claim a portion of the land as your own. Players gain more land power for every minute played, ensuring your space is safe from griefing. Need help? The community is welcoming and ready to assist!

🎁 ► Join and Receive Benefits:
I'm promoting Minewind, so join through my referral IP "cherry.minewind.com" for these free rank benefits:

+6 home waypoints
1x Super level-up potion via /daily command
1x Gold coin currency via /daily command
1x Star remnant via /daily command

If you join through my referral IP, I'll earn deggs (Dragon Eggs), the main currency on Minewind, and you'll get a rank with benefits!
👋 See you in the game!!
🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
submitted by SwedishRizzler to McServerAdverts [link] [comments]


2024.05.22 02:18 SwedishRizzler Minewind Most Cursed Minecraft Server [SMP] {1.20} {No World Resets}

🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
🌍 Minewind is an innovative Minecraft Survival Multiplayer (SMP) server. Join epic boss fights and discover thousands of unique items and weapon combinations. Meet villagers in the wild who sell insane god items for mere emeralds, explore infinite wild worlds and find chests brimming with overpowered gear. Seek out the rarest treasure, but be prepared to face formidable boss monsters guarding them. Beware – they won't hesitate to use everything in their arsenal against you!

🌌 Participate in daily events offering unique powerful rewards, and, at the end of the day, explore the natural beauty of Minecraft's wilderness and build a masterpiece in the perfect spot.

🌄 ► Explore a Vast and Infinite World:
Minewind's world is immense, spanning multiple terabytes, and it never undergoes a reset. This enduring nature lets you wander through years of architectural wonders and ingenious creations left by other players, capturing the rich history and diverse tapestry of the Minewind community. Embark on journeys through landscapes dotted with ancient relics, bustling modern cities, concealed treasures, and beyond. Every masterpiece you create adds to this ever-evolving tapestry.

🔗 ► Explore Item Combinations:
Minewind features a diverse and extensive collection of items, each with unique attributes and the potential for synergistic effects.
Take 2 crossbows for example: - Quick Headshot: Enhances firing speed and boosts damage for headshots. - Exploding Seenk: Fires at a slower rate but produces explosive shots.
Additionally, you can experience weapon combination effects. For example, wielding different crossbows in each hand merges their abilities, allowing you to rapidly fire exploding arrows.
This intricate system of item synergy, whether it involves magic, melee, or ranged weapons, is a defining characteristic of Minewind. With thousands combinations to explore, many of which remain undiscovered, you have the chance to pioneer new strategies and effects.

🛠️ ► Navigate the Server with Ease:
Find helpful UIs like the game menu (/gamemenu) with adjustable difficulty settings and land claiming, allowing you to claim a portion of the land as your own. Players gain more land power for every minute played, ensuring your space is safe from griefing. Need help? The community is welcoming and ready to assist!

🎁 ► Join and Receive Benefits:
I'm promoting Minewind, so join through my referral IP "cherry.minewind.com" for these free rank benefits:

+6 home waypoints
1x Super level-up potion via /daily command
1x Gold coin currency via /daily command
1x Star remnant via /daily command

If you join through my referral IP, I'll earn deggs (Dragon Eggs), the main currency on Minewind, and you'll get a rank with benefits!
👋 See you in the game!!
🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
submitted by SwedishRizzler to MinecraftServer [link] [comments]


2024.05.22 02:18 SwedishRizzler Minewind Most Cursed Minecraft Server [SMP] {1.20} {No World Resets}

🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
🌍 Minewind is an innovative Minecraft Survival Multiplayer (SMP) server. Join epic boss fights and discover thousands of unique items and weapon combinations. Meet villagers in the wild who sell insane god items for mere emeralds, explore infinite wild worlds and find chests brimming with overpowered gear. Seek out the rarest treasure, but be prepared to face formidable boss monsters guarding them. Beware – they won't hesitate to use everything in their arsenal against you!

🌌 Participate in daily events offering unique powerful rewards, and, at the end of the day, explore the natural beauty of Minecraft's wilderness and build a masterpiece in the perfect spot.

🌄 ► Explore a Vast and Infinite World:
Minewind's world is immense, spanning multiple terabytes, and it never undergoes a reset. This enduring nature lets you wander through years of architectural wonders and ingenious creations left by other players, capturing the rich history and diverse tapestry of the Minewind community. Embark on journeys through landscapes dotted with ancient relics, bustling modern cities, concealed treasures, and beyond. Every masterpiece you create adds to this ever-evolving tapestry.

🔗 ► Explore Item Combinations:
Minewind features a diverse and extensive collection of items, each with unique attributes and the potential for synergistic effects.
Take 2 crossbows for example: - Quick Headshot: Enhances firing speed and boosts damage for headshots. - Exploding Seenk: Fires at a slower rate but produces explosive shots.
Additionally, you can experience weapon combination effects. For example, wielding different crossbows in each hand merges their abilities, allowing you to rapidly fire exploding arrows.
This intricate system of item synergy, whether it involves magic, melee, or ranged weapons, is a defining characteristic of Minewind. With thousands combinations to explore, many of which remain undiscovered, you have the chance to pioneer new strategies and effects.

🛠️ ► Navigate the Server with Ease:
Find helpful UIs like the game menu (/gamemenu) with adjustable difficulty settings and land claiming, allowing you to claim a portion of the land as your own. Players gain more land power for every minute played, ensuring your space is safe from griefing. Need help? The community is welcoming and ready to assist!

🎁 ► Join and Receive Benefits:
I'm promoting Minewind, so join through my referral IP "cherry.minewind.com" for these free rank benefits:

+6 home waypoints
1x Super level-up potion via /daily command
1x Gold coin currency via /daily command
1x Star remnant via /daily command

If you join through my referral IP, I'll earn deggs (Dragon Eggs), the main currency on Minewind, and you'll get a rank with benefits!
👋 See you in the game!!
🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
submitted by SwedishRizzler to MinecraftServerTalk [link] [comments]


2024.05.22 02:18 SwedishRizzler Minewind Most Cursed Minecraft Server [SMP] {1.20} {No World Resets}

🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
🌍 Minewind is an innovative Minecraft Survival Multiplayer (SMP) server. Join epic boss fights and discover thousands of unique items and weapon combinations. Meet villagers in the wild who sell insane god items for mere emeralds, explore infinite wild worlds and find chests brimming with overpowered gear. Seek out the rarest treasure, but be prepared to face formidable boss monsters guarding them. Beware – they won't hesitate to use everything in their arsenal against you!

🌌 Participate in daily events offering unique powerful rewards, and, at the end of the day, explore the natural beauty of Minecraft's wilderness and build a masterpiece in the perfect spot.

🌄 ► Explore a Vast and Infinite World:
Minewind's world is immense, spanning multiple terabytes, and it never undergoes a reset. This enduring nature lets you wander through years of architectural wonders and ingenious creations left by other players, capturing the rich history and diverse tapestry of the Minewind community. Embark on journeys through landscapes dotted with ancient relics, bustling modern cities, concealed treasures, and beyond. Every masterpiece you create adds to this ever-evolving tapestry.

🔗 ► Explore Item Combinations:
Minewind features a diverse and extensive collection of items, each with unique attributes and the potential for synergistic effects.
Take 2 crossbows for example: - Quick Headshot: Enhances firing speed and boosts damage for headshots. - Exploding Seenk: Fires at a slower rate but produces explosive shots.
Additionally, you can experience weapon combination effects. For example, wielding different crossbows in each hand merges their abilities, allowing you to rapidly fire exploding arrows.
This intricate system of item synergy, whether it involves magic, melee, or ranged weapons, is a defining characteristic of Minewind. With thousands combinations to explore, many of which remain undiscovered, you have the chance to pioneer new strategies and effects.

🛠️ ► Navigate the Server with Ease:
Find helpful UIs like the game menu (/gamemenu) with adjustable difficulty settings and land claiming, allowing you to claim a portion of the land as your own. Players gain more land power for every minute played, ensuring your space is safe from griefing. Need help? The community is welcoming and ready to assist!

🎁 ► Join and Receive Benefits:
I'm promoting Minewind, so join through my referral IP "cherry.minewind.com" for these free rank benefits:

+6 home waypoints
1x Super level-up potion via /daily command
1x Gold coin currency via /daily command
1x Star remnant via /daily command

If you join through my referral IP, I'll earn deggs (Dragon Eggs), the main currency on Minewind, and you'll get a rank with benefits!
👋 See you in the game!!
🔗 Server IP:
cherry.minewind.com 
Minewind Website
https://minewind.com/
submitted by SwedishRizzler to MinecraftServerFinder [link] [comments]


2024.05.22 02:12 Sleestakman Steam Library Synchronization Issue

Today, I grabbed Endless Legend for free and bought Buckshot Roulette from Steam. However, playnite doesn't seem to detect either of the games when updating my library. Is anyone else experiencing Steam library sync issues? Any ideas on how to fix it?
I'm using the Steam library integration ver 2.23
submitted by Sleestakman to playnite [link] [comments]


2024.05.22 02:00 SpeakerLimp [Request] [STEAM] Horizon Forbidden West Complete Edition aka this is what happened when you put Siri in charge( $59.99)

First of all, I would like to thanks Epic Game Store for giving away the Horizon Zero Dawn for free, cause if it weren't for EGS, I would never dive into Horizon universe and would miss out Aloy's story, and also my friend for gifted me his brother's old pc so I can play it. Both of you are the MVP.
Anyway, what's Horizon Forbidden West, you ask? Well, it's a sequel from the previous game, Horizon Zero Dawn. The Horizon universe tell us a tale about post-apocalyptic Earth and trying to survive while battling robots. Yeah, yeah, I know, post-apocalyptic world, what's new, right? Been there, done that, post-apocalyptic is the hot commodity for story telling.
But it's how they tell the story, and how, in this case, the VAs delivered the character's emotions. In the previous game, the dev left some crumbs here and there about what happened in the past, and how people trying to survive during the apocalypse event in form of audio logs and chatlog that you can collect as you explore the world. And of course we finally found out what happened during the Main Story line. But even then, it's not 100% retelling the story of the past, and Aloy (and also myself) have more questions than ever before.
I mentioned about how voice actoactress play a huge role for video game. and I know graphic/animation also play a huge role for making the character doesn't look like they just woke up from 1000 years sleep during an emotional scenes. And Aloy's VA really did an amazing job of delivering Aloy's character, from emotional scene to her banters with the NPCs, or even just her random rambling whenever I try to jump from the mountain "This is easier when I was a kid" yes, Aloy, thank you for reminding me. The rest of the team also did an amazing job, my eyes were watery during some scenes at the prologue and early chapter.
I'm the type of person that didn't really care for graphic as long as I can play it. I literally finished Final Fantasy XIV Heavensward with just 10 fps, I will forever grateful to everyone that was unfortunately met me in duty roulette cause I kept dying thanks to 10 fps and triple digit ping, that's why I changed to drg so if I died people would just like "ah yes, dead drg, what's new" and gently pat my silly catboi's head and move on.
But then again, my favorite game of all time is Mass Effect (oof, bad choice, I know) and, well, BioWare isn't famous for having state of the art animation, it's the story, it's how they deliver said story, and most of all, how with just listening to Liara's voice can make me cry like a baby. God, I miss my blue wife so much.
Opps, we getting sidetrack, I'm sorry.
But, I'm also not a hypocrite and seeing the graphic for Horizon Forbidden West makes forget what is reality for a second because, damn, those graphic looks amazing. Like have you see Aloy's hair?? Hello! Wish I have that hair. But I do still hoping there still some hidden glitch we can exploit, like the one on previous game where you have to climb a mountain while riding a horse to go back to the previous location.
I want to see what's waiting for Aloy at the Horizon of the Forbidden West, But, sadly, I can't afford the game now, I'm still looking for job, so far the furthest I get was interview phase, and of course, none of them get back to me ever again. And payment I get from doing odd jobs here and there is for helping my parents with groceries and bills.
I know the game is still expensive as shit, and I'm asking a lot from you. I will forever grateful to you if you're kind enough to gift this to me.
Anyway, thank you for reading this rambling. Have a nice day, folks!
Horizon Forbidden West Complete Edition
my Steam ID
submitted by SpeakerLimp to GiftofGames [link] [comments]


2024.05.22 01:57 Octsober Looking for Something 'Crunchy'

Greetings,
Lately, I've been stuck in one of those spirals, can't seem to find that game that sticks. The last game I had as the 'go-to' was Against the Storm, a nifty rogue-like city builder. I pick it back up here and there as it's a decent game to jump on during the week. Not that I'm looking for a strategy game specifically, but something that feels weighty meaning, decisions matter. I love slower combat games like what we see in The Souls series, and in Monster Hunter, but I'm not up for that level of difficulty currently. Something to be excited to come home to after work for a few hours.
I don't mind a potato chip game here and there, been playing Diablo 4 Season four very casually, but playing it over time just makes me sad. It's like watching a loved one just all washed up and frankly just a complete mess. What happened to you Diablo... Though the story is good.
Another potato chip, XDefiant, (Ubi of Duty? Call of Soft?) has been moving around the friend group as its free. I played it a bit back last year when it was in closed beta. It's not bad, but gets to the same level of what am I doing with myself moment(s) after a bit.
In any case, I bought Manor Lords. It's fun, though a little too easy for me. I love Battle Brothers, Frostpunk, and, Darkest Dungeon (1&2) with 1-2 mistakes and its game over style strategy games. Excited to see what's to come for Manor Lords in the future.
Is anyone else upset Homeworld 3 didn't do so great out of the gate? Played the series since the original. Hopefully, this one will turn around with time. Likely a sale game for me. I've got Hades II on my radar, but am likely going to wait for it to leave EA before playing. Pacific Drive has piqued my interest, so if anyone has played it let me know what you think.
As for the backlog I've got the following, though none of them are jumping out at me -Cult of the lamb -Death Trash -Dome Keeper -Dune: Spice Wars -Graveyard Keeper
So yeah! I'm stuck in one of those, I have no idea what to play/feel like I'm bouncing off just about everything. The two games I still generally play are Marvel Snap (albeit it's pretty easy to pick up and play a few) and Helldivers 2 though it's more of a weekend game with friends.
If there's any cool, obscure strategy, rogue-like, arpg out there let me know! Super appreciate the help.
submitted by Octsober to gaming [link] [comments]


2024.05.22 01:53 stockholmssbm Passed A+ Core 1 today - 731/900 - here's how I did it

Hello all. So yes I passed the a+ core 1 today. I'm very happy with that but the primary reason for creating this post is to help people like me when I first started looking into this 3 months ago trying to figure out the best way to do things. I hope that by sharing my methods for preparing for this exam that it may help someone else that was in my position a few months ago.
If you're like me and you you take or took picking up a plus or another certification seriously, you probably have read a bunch of stuff on Reddit about how people passed and what they did or even people that failed and what they did or didn't do. And the question I had was, what should I do?
I work from home at what is basically a help desk job so I have a lot of downtime. I set out to do 2 hours a day of studying. This included watching videos, looking up information about material that would be covered on the exam, making flashcards, and using the flashcards. At first I started with Mike Myers course on udemy. I then took some practice tests on examcompass.com. those practice exams are 25 questions and therefore short, and cover about two and a half topics that are relevant to the exam. I did Mike Myers course and realized that there was a bit of information that was not covered. So after making flashcards off of the notes from his course, I then went and watch Professor messer's course. I took notes on everything Professor Messer covered that I didn't know from Mike Myers or anything that I felt I needed more practice on. From that giant piece of notes I made flashcards out of that and practice those ones. I then did a bunch of those practice exams on examcompass.com and I made flashcards out of the concepts and if applicable, questions that I just straight up got wrong on those. The flash card website/service I used is called Quizlet and I like it because it has a mobile app that I find easy to use and whatnot. It also has good compatibility with the desktop version so I would use the desktop version to create my flashcards and then use the mobile version to actually study them. So I'd study them when someone was driving me somewhere or basically anytime that it was a good time for me to do it just to make sure I hit my 2 hours every day. I did 2 hours a day for 2 months doing these sorts of activities. I used an app a Time logger on my cell phone to track how much time I had spent studying in a given day. You can use the app to track how much time you spent studying in the current day and in other days. It's very easy to use in this app kind of carried me if I'm being honest
a random note I do have pretty bad inattentive ADHD but I didn't let that be an excuse. I just buckled down and I did it and it was hard to focus at times but I just did it anyway because I really was committed to passing.
I think there's lots of ways that you can successfully go about doing this. Other people have talked about how they've done it on this subreddit successfully and I just wanted to in detail how I did it to perhaps provide someone like me the means for a successful study and preparation strategy.
If you have any questions about my exam or my means of studying or if you would like some of my study materials I'm happy to provide whatever. Spent basically $15 on the udemy course and the money for the voucher for the exam and that's it so you really can self study basically for free. I probably could have passed without Mike Myers course but to be honest I probably will go for Core 2 by using two courses again. I want to minimize all chances of failing within my control, that's just how I do it. Thanks for reading!
submitted by stockholmssbm to CompTIA [link] [comments]


2024.05.22 01:50 cporter202 ChatGPT: Revolutionizing E-commerce with Personalized Multilingual and Cultural Shopping Experiences

Title: ChatGPT: Revolutionizing E-commerce with Personalized Multilingual and Cultural Shopping Experiences
As the digital marketplace continues to expand, e-commerce is facing the next frontier of customer service: personalized multilingual and cultural shopping experiences. With the integration of advanced AI like ChatGPT, online retailers have started offering services that go far beyond the standard one-size-fits-all approach.
Imagine logging into a website and being greeted by a chatbot that not only speaks your language fluently but also understands your cultural context. This is now becoming a reality. ChatGPT, with its sophisticated language models, is powering a new wave of customer interactions that feel remarkably human and incredibly personalized.
For international customers, the benefits are immediately clear. They can shop with ease in their native language, receive product recommendations that resonate with their cultural background, and interact with customer service bots that understand local nuances, idioms, and expressions. This reduces the friction that often accompanies online shopping in a foreign language and leads to a more enjoyable and stress-free experience.
Moreover, these AI-driven services can provide real-time translation and support, breaking down the barriers to accessing global markets. As a result, businesses are not only able to provide personalized shopping experiences but can also expand their reach to a broader audience without the need for extensive multilingual staff.
Behind the scenes, ChatGPT is constantly learning and adapting to individual customer preferences, taking into account past interactions, purchase history, and even sentiments expressed during chat sessions. This allows for a degree of customization in marketing and communication strategies that was previously unattainable.
For e-commerce businesses, the implications of utilizing AI like ChatGPT are profound. With the ability to scale personalized experiences across diverse markets, they can increase customer satisfaction, loyalty, and ultimately, drive sales growth. This digital transformation in e-commerce is not just about technology; it's about creating connections with customers that feel personal and authentic, no matter where they are in the world.
As we forge ahead into this era of enhanced online retail, it's exciting to think of how these personalized, multilingual, and cultural shopping experiences will shape the future of e-commerce. The revolution is just beginning, and the potential for creating deeper, more meaningful customer relationships is immense.
submitted by cporter202 to ChatGPTautomation [link] [comments]


2024.05.22 01:45 eyesdefinedlondon 10 Surprising Causes of Dry Eye You Didn't Know About

10 Surprising Causes of Dry Eye You Didn't Know About
https://preview.redd.it/unr3tilh9v1d1.jpg?width=1500&format=pjpg&auto=webp&s=f01f5ba8d0aef7ef026cba7edaf15d3cd1d9e944

Understanding the Influence of Lifestyle on Dry Eye Syndrome

Dry Eye Syndrome, characterized by insufficient lubrication on the surface of the eye, is a condition that can lead to significant discomfort, visual disturbances, and potential damage to the eye's surface. While environmental factors and underlying health conditions play substantial roles in its development, lifestyle choices are increasingly recognized for their profound impact on dry eye symptoms. This article delves into how personal habits, daily routines, and even dietary choices can either exacerbate or alleviate the symptoms of dry eye. By understanding the influence of factors such as screen time, hydration, and sleep patterns, individuals can make informed decisions to manage and potentially improve their dry eye condition. Additionally, we will explore practical strategies and tips for mitigating these symptoms effectively.

Key Lifestyle Factors Affecting Dry Eye

Various lifestyle choices directly contribute to the development and severity of dry eye symptoms. Notable among these are prolonged screen use, poor diet, inadequate hydration, smoking, and insufficient sleep quality. Prolonged screen use can reduce blink rates, exacerbating dryness. A poor diet lacking in essential fatty acids can impair tear production. Inadequate hydration and smoking further dehydrate the body, worsening symptoms. Poor sleep quality can prevent the eyes from repairing overnight. Managing these factors effectively by taking regular screen breaks, maintaining a balanced diet, staying well-hydrated, avoiding smoking, and ensuring good sleep hygiene can help mitigate the discomfort associated with Dry Eye Syndrome.

Screen Use and Visual Health

Excessive use of computers, smartphones, and other digital devices is one of the leading lifestyle-related causes of dry eye. Prolonged screen time leads to reduced blinking rates, which in turn decreases the eye's tear film renewal, drying out the eye's surface. To minimize this risk, the "20-20-20 rule" (taking a 20-second break every 20 minutes to look at something 20 feet away) is recommended. Furthermore, ensuring proper lighting and reducing screen glare can also help in reducing eye strain and dryness.

Dietary Choices and Hydration

The role of diet in eye health cannot be overstressed. Omega-3 fatty acids, found in fish such as salmon and sardines, have been shown to support the tear film's oil layer, reducing evaporation of the underlying aqueous layer. Additionally, staying hydrated by drinking plenty of water helps maintain overall body hydration, including that of the eye's surface. A dehydrated body results in less tear production, which is a vital aspect of keeping the eye moist and healthy.

Impact of Smoking on Eye Health

Smoking not only harms the lungs and heart but also has a detrimental effect on eye health. The smoke from cigarettes irritates the ocular surface and also diminishes the tear film's quality and quantity, leading to aggravated dry eye symptoms. Quitting smoking can significantly improve eye health and reduce dry eye symptoms.

The Importance of Adequate Sleep

Sleep plays a crucial role in the health of the eyes. During sleep, the eyes rejuvenate, and natural tears replenish the moisture lost during the day. Insufficient sleep disrupts this process, worsening the symptoms of dry eye. Establishing a regular, healthful sleep pattern can help alleviate dry eye symptoms and promote overall ocular health.

Additional Lifestyle Tips for Managing Dry Eye

Environmental Control: Manage environmental factors such as air conditioning or heating, which may reduce indoor humidity and increase tear evaporation. Using a humidifier can help add moisture back into the air.
Protective Eyewear: Wearing sunglasses or protective eyewear helps shield the eyes from wind and debris, which can dry out the eyes.
Regular Eye Exams: Regular check-ups with an eye care professional can help catch and manage dry eye symptoms before they become more severe.
Understanding and adjusting lifestyle factors can greatly affect the management of dry eye symptoms. Adopting eye-healthy habits helps not only in alleviating symptoms but also contributes to overall visual and health wellness. Through informed choices about screen use, diet, hydration, smoking, and sleep, individuals suffering from dry eye can find significant relief.
By addressing these key areas, people can not only improve their eye health but also enhance their quality of life by reducing the discomfort associated with Dry Eye Syndrome. It’s essential for those affected to consciously modify their everyday habits and seek guidance from health professionals to effectively manage their symptoms. Simple changes, such as taking regular breaks from screens, staying hydrated, and using appropriate eye drops, can make a significant difference. Additionally, adopting a balanced diet rich in omega-3 fatty acids and ensuring adequate sleep can further support eye health. Consulting with an eye care specialist can provide personalized strategies and treatments to alleviate symptoms. For more information or to schedule a consultation, please contact us at +44 20 7965 7484. Additionally, feel free to explore our Blog for insightful articles on cosmetic procedures or visit our Google business profile for reviews and location details.
Understanding the Influence of Lifestyle on Dry Eye Syndrome
Dry Eye Syndrome, characterized by insufficient lubrication on the surface of the eye, is a condition that can lead to significant discomfort, visual disturbances, and potential damage to the eye's surface. While environmental factors and underlying health conditions play substantial roles in its development, lifestyle choices are increasingly recognized for their profound impact on dry eye symptoms. This article delves into how personal habits, daily routines, and even dietary choices can either exacerbate or alleviate the symptoms of dry eye. By understanding the influence of factors such as screen time, hydration, and sleep patterns, individuals can make informed decisions to manage and potentially improve their dry eye condition. Additionally, we will explore practical strategies and tips for mitigating these symptoms effectively.
submitted by eyesdefinedlondon to u/eyesdefinedlondon [link] [comments]


2024.05.22 01:36 officeDrone87 I feel like this is the "optimal" skill tree layout

I feel like this is the
Wondering if any of you came to the same conclusions. I keep wanting to change it up, but I can never justify making cuts to go different routes.
Bottom right: pretty much mandatory IMO. Ethereal Roulette gives the best dice in the game that allow you to reroll your traits. I don't have a strong opinion between Adapt/Dedication, but the 3 skills after it are very important. Free magic find, more epics, and better legendaries (which tend to be the items that will carry you into the late game) are must haves.
Bottom left: I'm torn between guaranteed taverns and guaranteed blacksmith. Guaranteed clerics are a must, curse is a HUGE DPS nerf for 90% of builds.
Straight left: Spoiled for Choice and Thief in the Shadows are too good to ignore. They make getting the rares/epics/legendaries that carry you into late much more common.
Top right: Secret Service gives a nice way to spend extra bombs. Speed is nice for being able to maneuver.
Is there anything you disagree with it? I think the only things I wish I could have access to are Butterfly Effect and maybe one of the mimic skills. None of the others really seem worthwhile to me.
submitted by officeDrone87 to tinyrogues [link] [comments]


2024.05.22 01:28 snorken123 Why are men more likely to answer and message on dating apps?

I have tried with both genders in online dating in the past before figuring out that I only wants to date women. I'm an average woman, and from my experience most men replied to my messages or messaged first. I have never experienced women messaging me first, so I messages first. Most women I match with doesn't reply to my messages. I usually ask about their hobbies, what they likes to do on their free times and sometimes what they wants on the app. I'm clear about my intentions in my bio, so everyone knows I'm looking for a date and not an one night stand. Sometimes I compliment their bio or profile pictures telling them that they have nice photos, are good at writing or have an interesting hobby. I'm wondering what I can do to improve. To be honest, I have used the same strategy to women that I used when I tried men. Men have liked my questions. Many women doesn't seem interested at all, but still swiped right on me. What to do?
submitted by snorken123 to LesbianActually [link] [comments]


2024.05.22 01:25 Hot-Pilot7179 AGI and our Changing Relationship with work

AGI Defined
An autonomous assistant that solves tasks you give it as well as or better than a human would. It has the reasoning, agency, learning capability, and ability to use tools like a human.
How AGI Solves Tasks
Problem Definition and Understanding:
Start by understanding the problem, desired outcomes, and constraints.
Planning:
Formulate a detailed plan outlining steps and strategies to address the problem.
Knowledge Acquisition:
Gather relevant information from its database, the internet, and through its own experiments.
Data Collection and Analysis:
Collect, clean, and analyze data to extract useful insights.
Reasoning and Planning:
Plan by simulating different strategies and evaluating their feasibility.
Creative Generation of Solutions:
Create innovative solutions by combining and extrapolating ideas.
Evaluation and Selection:
Evaluate solutions based on criteria like effectiveness and ethics.
Decision-Making:
Decide on the best solution by weighing pros and cons.
Implementation and Execution:
Implement the chosen solution with an action plan.
Iterative Feedback and Learning:
Adjust approach based on feedback during implementation.
Continuous Improvement:
Learn from experiences to improve problem-solving over time.
How Agi Is Smarter Than Humans In Discovering and Implementing New Knowledge
Enhanced Memory:
Have an extensive and perfect memory, allowing it to recall and use vast amounts of information instantly.
Processing Speed:
Analyze vast amounts of data and complex problems much faster than humans.
Integration:
Integrate information from diverse sources and disciplines more effectively, generating novel insights.
Pattern Recognition:
Detect subtle patterns and anomalies in data that humans might overlook.
Deep Learning:
Understand and learn from complex datasets, making connections and insights that are difficult for humans to grasp.
Hypothesis Generation:
Systematically generate and evaluate a vast number of hypotheses, including unconventional ones humans might not consider.
Simulations:
Run countless simulations of theoretical models quickly to test their validity.
Unbiased Exploration:
Explore hypotheses without cognitive biases that might influence human researchers.
Logical Consistency:
Maintain higher levels of logical consistency in reasoning, avoiding common cognitive fallacies and errors.
Advanced Problem-Solving:
Solve complex problems more effectively by using advanced algorithms and heuristic methods beyond human capability.
Feedback Loop:
Rapidly iterate and refine models based on new data, accelerating the cycle of discovery.
Innovative Thinking:
Generate truly novel ideas and solutions that go beyond conventional human thinking.
Continuous Operation:
Work continuously without breaks, accelerating the research process.
Innovations Needed For AGI
Hardware:
Better chips
Data centers
Energy production
Software:
Agents perform multi-step tasks and know what to do next for the task to be done without being asked to.
Self operating computer
Having every workflow application have the AI be able to use the tools rather than just give advice based on what it sees on the device and hears from the user.
Spoken Timelines: I didn't add links but you could just search what I said on Google.
Dan Schulman (former PayPal CEO): GPT-5 will be a freak out moment. 80% of the jobs out there will be reduced 80% in scope.
Sam Altman thinks GPT-4.5 will automate 100 million jobs globally.
In 2023, Sam Altman said he predicts job losses will begin in 2-3 years.
Sam Altman's AI Capabilities Projection:
AI that controls your computer is coming soon
Sam Altman said GPT 4 is really dumb. So he knows the next model is actually way better.
OpenAI is likely two years ahead of everyone.
OpenAI COO: Brad Lightcap
Every company’s workflow would be reengineered by May 2026. Nvidia, Dell Are Building Their Own AI 'Factories' (Based on May 2024)
Project Stargate: Nuclear fusion to power the $100 billion data center to be released in 2028. This is likely for scaling for smarter models, make AI faster, cheaper, or getting it to as many hands as possible.
Many leaders in AI give AGI release dates between 2025-2030. Most people that think AI won't take jobs are thinking of todays tech for the future. They don't consider how AGI would be like for AI to take jobs. Like the required technology and how those innovations could be achieved. People don't consider how embodied humanoid robots with AGI could also eliminate many jobs. People think trade jobs are safe. NVIDIA's project groot is training robots in simulation. Who's to say that the robots can't learn to do all tasks. Maybe not in a year, but five years is a lot of progress with the rate AI is advancing. Even if we don't have AGI now, AI will be replacing jobs. If one person can use AI to do the work of one team, then those people who would have been on a team would be laid off. Especially when Agents roll around in 1-2 years.
Sometimes it really worries me about the people who go to college to get a high paying jobs, especially first gen college students from immigrant families. Imagine working hard for the dream of getting a high paying job only to be automated in six years. What happens to their drive? All their hard work for what? Sold a long gone dream and had the carpet pulled under them. In my opinion, even jobs like doctors could be automated if humanoid robots had embodied AGI. Sure it might not be wanted at first, but it has the potential too.
My Thoughts on AGI
AGI would just be the accumulation of all the different innovations needed to reach the requirements needed to meet the definition of what AGI is. Realistically, engineers could do this within six years. So even though I have a general idea of how AGI could be achieved by the end of the decade, I would just have to wait and see when these innovations are created.
Post Labor Info
Most people work to gain money because money is needed to survive and buy things that you want. The purpose of school is to provide people with a pathway to secure a high-paying job. When students say they work hard in school to be successful, it often means they want to get a high-paying career.
But if AI were to start taking over jobs, then our relationship with work would change. There would be mass unemployment, leading people to receive UBI. The government would be forced to give UBI unless they want societal collapse. No one would need to work to have money for survival and buying the things they want.
If everyone had free money, people would use the extra time on bettering their personal lives. They can spend more time with loved ones and do the things they want to do. There would be a paradigm shift in how society is set up. People wouldn’t have to work so hard at school or a job in the pursuit of money. A lot of people don’t like working anyway, especially since the cost of living is causing them to work harder and subsequently deal with mental health issues. Look at Gen Z doesn't want to work, antiwork, wage slavery, 9-5 rat race. Cost of living being unaffordable. People work so hard but can not get by. Hard work is not properly financially compensated and college grads can't find jobs. Meaning from work could be derived from work you want to do not work you do for a paycheck. Look at David Shapiro's YouTube channel for more info on Post-Labor and Post-AGI videos.
It would be better for the next generation of people born in this post-labor world. Nasa researchers found that 98% of 5-year-old children fell into the “genius category of imagination.” This number dropped to 12% for 15-year-olds and to 2% for adults. The reason for this drop is the education system killing creativity. But with the traditional education system gone, that generation is likely to remain geniuses.
submitted by Hot-Pilot7179 to u/Hot-Pilot7179 [link] [comments]


2024.05.22 01:01 MerkadoBarkada VREIT Q1 div drops 23% q/q; Ayala Land sells P3.2-B block of AREIT; Figaro confirms "double-digit growth" plan; Alliance Global injects P2.6-B into Megaworld (Wednesday, May 22)

Happy Wednesday, Barkada --

The PSE lost 49 points to 6634 ▼0.7%

Shout-out to Jing for alerting me to the crypto pump, to Rat Race Running for knowing that when talking about FILRT it's all about the context, to Atot for the positive feedback on Raymund's "would you rather" question on DDMPFILRT, to ApCap for simply laughing at FILRT, to Bestpupever for remembering MVP's botched Skycable deal, to grinsken, princessybyang, VodkaMartini_007, and Nv21 for the happy bday wishes, and to arkitrader for the accurate Tuesday meme.

In today's MB:

Daily meme Subscribe (it's free) Today's email

▌Main stories covered:

  • [DIVS] VistaREIT Q1 dividend drops 23% q/q... VistaREIT [VREIT 1.75 ▲0.6%; 0% avgVol] [link] declared a Q1/24 dividend of ₱0.04132, payable on June 27 to shareholders of record as of June 5. The dividend has an annualized yield of 9.4% based on the previous closing price, which is considerably smaller than VREIT’s pre-dividend yield of 12.3%. The total amount of the dividend is ₱310 million, which is 100% of the ₱310 million in distributable income that VREIT declared for the quarter. Relative to VREIT’s IPO price, the div increased VREIT’s total stock and dividend return to 18.55% (up from 16.19%). The VREIT Q1 dividend is up 5.4% y/y, but down 23.2% q/q.
    • MB: I don’t know enough about VREIT to understand the quarter-on-quarter drop. This is the first dividend decrease in VREIT history, so we don’t have a past narrative of a Q4 to Q1 dip to gain comfort that this is just part of the regular business cycle for a malls-based REIT. Last year, VREIT’s dividend actually increased 1.5% between Q4/22 and Q1/23. But a 23% drop? *FILRT** be like: VREIT, I owe you an apology, I wasn’t familiar with your game. Does anyone have context to help me understand this one?*
  • [UPDATE] Ayala Land sells ₱3.2-B worth of AREIT in block sale... Ayala Land [ALI 29.00 ▼2.4%; 121% avgVol] [link] disclosed that it sold 98 million common shares of AREIT [AREIT 33.00 ▼3.4%; 848% avgVol] in a private placement block sale at a price of ₱32.45/share. ALI said that the transaction was two-times oversubscribed at the clearing price, which was 5% under AREIT’s closing price from the previous day. The transaction raised ₱3.18 billion for ALI and increased AREIT’s public float to facilitate the planned property-for-share swap between ALI and AREIT.
    • MB: While I didn’t know exactly when this second block sale would happen, I did know that it was going to happen and I speculated back in January that it would probably come as a surprise and at a discounted price to AREIT’s market price at the time. Here’s a link to that analysis if you’re interested. At the end of the day, the first sale was at a 7.2% discount whereas this one was only at 5.0%, and the public float is now prepped to handle the SEC’s eventual approval of the transaction (whenever that happens) without plunging AREIT’s shareholders into chaos and confusion like what happened to *SP New Energy** [SPNEC 1.05 ▼0.9%; 85% avgVol] when the SEC approved its share swap and caught Leandro Leviste’s management team flat-footed.*
  • [NEWS] Figaro confirms ₱1-B FY24 capex and “double-digit growth” target... Figaro [FCG 0.75 ▲1.4%; 95% avgVol] [link] confirmed statements made by its Chairman, Justin Liu, in an interview with Manila Bulletin. In that interview, Mr. Liu said that FCG’s FY24 capex target is ₱1 billion, that they’re looking to open 70 to 80 new stores this year, and that he expects this expansion effort to push earnings to grow “double-digits” this year. FCG confirmed all those statements. FCG’s indicated that it would expand from 150 stores at the end of 2022 to 300 stores by the end of 2029.
    • MB: According to its Q1/24 press release, FCG ended 2023 with 203 stores after adding 68 stores that year. If FCG were to put up another “70 to 80” stores this year, that would leave it with 273 to 283 total stores by the end of 2024, and give FCG plenty of time (5 years!) to complete the remaining 127 to 117 stores. Usually in the quick service restaurant world, periods of intense growth don’t correspond with periods of great profitability, so the “double digit” earnings growth target is what stands out to me the most. FCG net income was up 7.2% y/y last quarter, and that’s actually considerable given the previous year’s expansion and the current expansion, but that’s not double-digit growth. One thing that confuses me, though, is that in its Q1/23 quarterly report from a year earlier, FCG said that it ended 2022 with 150 stores. If it had 150 stores at the end of 2022 and then added 68 stores in 2023, shouldn’t it have 218 stores by now, not 203? I know, I know: 15 stores isn’t that big of a deal. Maybe it’s just a miscommunication between marketing and operations. Maybe there was a little bit of internal pressure to count 15 nearly-completed stores as completed stores in order to hit that IPO prospectus goal of 150 total stores by the end of 2022, and then they double-counted those 15 stores as part of the 2023 completes? I don’t know. I’m just going by the info they tell me. Any readers have any insight?
  • [UPDATE] Alliance Global injects ₱2.6-B into Megaworld... Megaworld [MEG 1.89 ▼0.5%; 156% avgVol] [link] clarified the recent subscription of its parent company, Alliance Global [AGI 9.30 ▼2.8%; 185% avgVol], to 1.375 billion common shares at ₱1.90/share to say that it is part of a plan to increase MEG’s outstanding authorized capital stock by ₱5.5 billion (from ₱40.2 billion to ₱45.7 billion). MEG explained that it “intends to submit its application for increase in authorized capital stock... by around June 2024”, and will list the shares issued to AGI once the full payment of the subscription price is received. MEG said that the purpose of the sale and the larger transaction is for “supporting growth and future business expansions of [MEG] in line with [MEG’s] strategies and directions.”
    • MB: Once approved, this will give MEG’s management team 4.125 billion common shares that it can sell to fund its ambitious capex for FY24 and beyond. If MEG sold the remainder at the same ₱1.90/share price, that would bring in an additional ₱7.8 billion. If I were a shareholder, I’d be less concerned by the details of the transaction as I would be about the meaningless word salad of the rationale behind it. I know many MEG shareholders who are frustrated with the stock’s laggard price performance. MEG just recently touched a 12-year low, and is trading at prices that the stock has not seen since early 2012. It’s down 4% year-to-date, down 8.7% over the past 12 months, down 34% over the past 3 years, and down 69% (not nice) from its all-time high that it set back in July 2019. What’s the plan? So far it seems all I hear is “townships townships townships” but that “strategy and direction” hasn’t been profitable for shareholders for almost 5 years now.
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