• See previous posts for how bad this company is reported to be

The Strategy

This seems ridiculous, but if you read the details below, you will see why this is needed.

Did it work?

Why?!

The Promise

• On many cashback and get-paid-to sites, there's an enticing offer:
  • "Get paid £XX for trying out OnThatAss."
  • For example, Cashback.co.uk offers: "Grab your first pair of On That Ass boxers for FREE! (get paid £3)."

The Reality

• Overpriced Boxers. tk maxx for the win here.
• Difficult Cancellation: When trying to cancel, OnThatAss makes it tough, often sending a second pair and charging £11.99 for them.

The Confusing Terms

• "Try now for free for 14 days!" - but it’s actually a monthly subscription.
• "Your free boxer short will be in your mailbox within 7 working days!"
• "You will always receive your monthly delivery between the 17th and 23rd of the month."
• "After receiving your boxer shorts, you can cancel your subscription immediately within the first 14 days. After your first 14 days, we apply a month's notice period. If you cancel before the 20th of the month, there will be one payment and one delivery."

• Flair: REQUEST
• Link to the deleted post
• Was a selfpost with score: 0
• Submitted 2023-07-26 10:09 (UTC)
• Was up for for approx 297.90 days
• Probably deleted within the past 2.22 days
  • Was last seen up around 2024-05-17 02:26 (UTC)
  • Deletion detected at 2024-05-19 07:42 (UTC)

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Title

[REQ] (£55)- (England, Manchester) (Repayment of £75 on 4th August)

Post contents

Business Plan: TrustWave

Executive Summary

Business Description

Market Analysis

Competitive Analysis

Marketing Plan

Operations Plan

Financial Plan

Risk Analysis

1a. Despite case by case variations; who are personnel that everyone will see no matter what? What should you expect from them, and is there more they can do...but only if you know how to ask? I'm imagining a knowledgeable answer would be a long list of all the possible outcomes within the maximum allowed in WC, but probably more helpful is to address the most common. A small list may only include a companies HR, Claims adjustor, and an Occupational Health doctor for example. Then continuing the list after those essential people is there typically a usual process where if once your case goes for a certain amount of time or ______ happens, you could expect to meet these ______ job title? I'm hoping to help other people at least have an idea of what to expect out of said people.

1b. TLDR: Here's one of the biggest examples of not knowing who to talk to and whether that information is correct. I have not been given crucial test results from 3 months ago. Original test (Neuropathy) doc said to get my results from my doctor, who sends me to therapist, who sends me back to doctor, my adjustor says doctor, doctor sends me to "Specialist", turns out not specialist, who sends me back to my doctor...ummmm....WTF do I do at my next doctors visits in a few days??

1b (cont.) It has come to my attention that I'm completely unaware of exactly what a large majority of the people I've been assigned to see do. In fact, in what capacity do I "have to see them"? Can I request a swap, or how do I make a complaint? I have been MORE than patient, and I've given the benefit of the doubt for so long that I can no longer accept being passed along. I'm already back where I started, for the 3rd time. Uh...so, besides just wanting information for myself, I'd think the test results should help me heal. I've been denied more treatments (Appeal's denied too) where I'd think that those test results could play a crucial role. Where once I thought there has there been a miscommunication, now feels like I'm in an echo chamber, or worse. This is quite alarming as it also shines light into the fact that I am also unaware of how "my doctor" can best help me, if at all. "My doctor", the one I'm required to see at Occupational Health, (I'm told I not allowed to see my family doctor) doesn't seem to do anything other than fill out the "Return to work form". Is that correct? How would I know?? They seem to just write whatever I tell them. Similarly the same goes for what treatments I've gotten. Best I can tell, there is no indication they have reviewed any of the information from other doctors and therapists. It's now going on 3 months where I haven't been given test results.

Thank you for always supporting Tokyo Women's Pro Wrestling. This is a sudden announcement, but we would like to inform you that Hikari Noa, a member of her team, has graduated from Tokyo Women's Pro Wrestling and left the organization.
Hikari Noa has been on hiatus from her activities since December of last year, but after receiving a request from herself and discussing her future plans, she came to this conclusion.
She would like to apologize to everyone who has been waiting for her to resume her activities, as she was not able to live up to their wishes. Also, there are no greetings or comments from the person herself or her fans. Thank you very much for your understanding.
We sincerely wish Hikari Noa the best as she moves on to the next stage of her life.
We apologize for any inconvenience or concern this may cause to the fans who support us on a daily basis, but we ask for your continued support and assistance for Tokyo Women's Pro Wrestling. Masu.

Notice regarding Hikari Noa
Thank you very much for always supporting Up Up Girls (Pro Wrestling).
We would like to inform you that member Hikari Noa will graduate from the group and leave the group on May 15, 2024. We have had many discussions with her while she was on vacation since December last year, and we have come to this conclusion out of respect for her wishes.
I have also reported this to Tokyo Women's Pro Wrestling, which I belonged to. Please note that there will be no retirement matches or comments.
Hikari Noa has been working hard as a member of Up Up Girls (Pro Wrestling) as an idol and professional wrestler for about 7 years since the group was formed. We sincerely thank her for her past contributions and wish her a rich and fulfilling life ahead.
We apologize for the sudden announcement and ask for your understanding and understanding. Thank you for your continued support of Up Up Girls (Pro Wrestling).

'In carer’s allowance we are progressing an enhanced notification strategy as part of our existing commitment to improve customer engagement, building on our existing communications with customers. As part of this notification strategy we are considering all forms of targeted contact to find the most effective and efficient solution, such as exploring the use of targeted text messages or emails to alert claimants and encourage them to contact the Department when the DWP is made aware of a potential overpayment.'

'The new strategy will help claimants understand when they may have received an earnings-related overpayment or are at risk of doing so, and will encourage claimants to contact the DWP to meet their obligation to inform the Department of changes in their income and other relevant circumstances. This will reduce the risk of those customers being overpaid.'

• the earnings threshold appeared to influence decisions about how many hours some people worked. Even though claimants often denied that the threshold influenced their choices, they acknowledged being mindful to stay below the threshold. One claimant felt he had to refuse shifts at work that would take him over the threshold;
• in another example, the earnings limit led a claimant to reduce her hours as her wages increased, and eventually she was working so few hours that her employer felt it was not worth employing her due to her limited availability; and
• some claimants in paid work felt they might work more hours if not for the earnings threshold, and even suggested tapering the carer’s allowance earnings rule to encourage claimants to work more.

• poor communication on the part of the DWP meant that not all of those that had been overpaid benefit were clear on the reason for the overpayment;
• some said that while they were initially notified or questioned about an overpayment there was then no follow-up from the Department; and
• when the overpayment was initially raised, several claimants felt that they were spoken to or treated by DWP as though they had intentionally committed fraud when the overpayment had been a misunderstanding.

'... there is room to improve claimant understanding and possibly reduce mistakes leading to overpayments by improving communications around eligibility criteria. Since claimants did not engage with the detail of their benefit regularly, possibly only considering it once a year when they received their annual letter, more frequent communications may improve clarity of knowledge around carer’s allowance.'

• most claimants cared for close relatives, with two in five caring for a child (39 per cent), a quarter caring for a spouse or partner (25 per cent), and one in five (22 per cent) caring for a parent;
• caring was a long-term and high-intensity commitment, with half of claimants (52 per cent) spending 65 or more hours caring per week and more than half (54 per cent) caring for between 5 and 20 years;
• only 16 per cent of carer's allowance claimants were currently in paid work, tending to work part- time in lower paid jobs that they were able to fit around their caring responsibilities, with most (81 per cent) working 20 hours or less a week;
• of those not currently in paid work, seven in ten (69 per cent) said this was due to their responsibilities as a carer, with other barriers including a lack of flexible working options, claimants’ own health and confidence issues; and
• there was a lag between starting caring and claiming carer's allowance, with seven in ten claimants (70 per cent) caring for 5+ years, but only 3 in 10 (34 per cent) having claimed carer's allowance for that length of time.

'As of 14 May 2024, the volume of people who have an outstanding carers allowance debt is 134,800 with a total value of £251 million. This figure represents the total stock and as such the total monetary amount may have been accrued over multiple years. Those who have an outstanding carers allowance debt may no longer be in receipt of the benefit.'

'Women make up the majority of carer’s allowance claims, and this is reflected in the proportion of those with an outstanding carer’s allowance debt. As of 14 May 2024, there were 42,800 (32 per cent) males, 91,900 (68 per cent) females and 100 (less than 1 per cent) not identified, with an outstanding carer's allowance debt.'

• for universal credit, expenditure increased to £51.9bn in 2024 with an overpayment rate of 12.4 per cent (£6.5bn) and underpayment rate of 0.3 per cent (£180m), compared to expenditure of £43.4 bn, overpayments at 12.7 per cent (£5.5bn) and underpayments at 0.6 per cent (£240m) in FYE 2023;
• for personal independence payment (PIP), the overpayment rate was at the lowest recorded level of 0.4 per cent (£90m), compared with 1.1 per cent (£200m) in FYE 2023. However, the underpayment rate went up to 0.4 per cent (£80m), from 0.3 per cent (£60m) the previous year;
• for pension credit, the overpayment rate was 9.7 per cent (£520m) in FYE 2024, compared with 6.8 per cent (£330m) in the previous year, with underpayments remaining unchanged at 0.3 per cent (£50m) for both years; and
• for housing benefit, almost £1bn (£980m) was overpaid in FYE 2024 (6.3 per cent of expenditure), compared with £860m (5.7 per cent) in 2023. Underpayments remained stable at 0.4 per cent of spending (£50m in FYE 2024 and £60m in FYE 2023).

• the unfulfilled eligibility rate for 2024 is 1.2 per cent of expenditure (£3.1bn), compared with 1.0 per cent (£2.3bn) in the previous year; and
• universal credit, PIP and disability living allowance (DLA) account for around three-quarters of the total value of unfulfilled eligibility (at £730m, £870m and £750m respectively in FYE 2024).

'PIP has the second highest unfulfilled eligibility rate [4 per cent] of all benefits and fairly high expenditure [£21.6bn], so due to this combination, PIP accounts for around one-quarter of total unfulfilled eligibility in FYE 2024. DLA has the highest unfulfilled eligibility rate [11.1 per cent] but relatively low expenditure [£6.8m], so even though its rate is higher than PIP, it accounts for a similar amount of total unfulfilled eligibility in FYE 2024. Universal credit has a lower unfulfilled eligibility rate than DLA and PIP [1.4 per cent] but its high expenditure means that it also accounts for a similar amount of total unfulfilled eligibility in FYE 2024.'

'In the continued fight against fraud, today the Government will publish a new paper setting out the progress we have made in tackling fraud and error in the welfare system - Fighting Fraud in the Welfare System: Going Further. The paper sets out the progress we have made in delivering the commitments in the Government's 2022 command paper Fighting Fraud in the Welfare System and it demonstrates where we are going further to protect taxpayers’ money from fraudsters.'

• bringing forward a new Fraud Bill in the next parliament to treat benefit fraud like tax fraud, by providing for the ability to make arrests and conduct searches and seizures by warrant;
• exploring a new civil penalty to punish fraudsters, potentially broadening the scope of cases that can receive a penalty when the courts are not prosecuting, and increasing the value of the civil penalty;
• tripling the size of the Targeted Case Review programme to reach almost 6,000 staff with the aim of saving £6.6 billion by 2027/2028; and
• making changes to universal credit including new partly automated checks on self-employed income, new online prompts for claimants to re-declare their circumstances (such as if they have moved in with a partner), and increasing checks on capital when people claim the benefit to ensure they are eligible.

'In the period covered by this bulletin, the vast majority of migration notices have been sent to tax credit households whose likelihood of claiming universal credit and receiving transitional protection may be different from DWP legacy benefit claimants, the majority of whom had not yet been sent a migration notice in the period covered in this bulletin.'

• a total of 824,050 individuals (in 540,070 households) were sent migration notices up to March 2024 - up by around 300,000 and 200,000 respectively compared to the totals for December 2023;
• a total of 400,940 individuals (49 per cent of those sent migration notices), living in 275,980 households, have made a claim for universal credit;
• of households that have claimed universal credit, 166,860 (60 per cent) have been awarded transitional protection;
• a total of 238,990 individuals who were sent migration notices are still going through the managed migration process; and
• a total of 184,120 individuals who were sent migration notices have had their legacy benefit claims closed.

'We continue to take a measured and carefully managed approach to migrating legacy benefit recipients to universal credit. We have already successfully completed issuing migration notices to tax credit only recipients and we will continue to take every step possible to ensure that everyone receives the help and support they need during this next phase of Move to UC.'

• people claiming income support;
• people claiming housing benefit only, and those claiming child tax credit with income-related employment and support allowance (ESA); and
• people claiming income-based jobseeker's allowance.

• in February 2024, 30.1 per cent of claimants were in conditionality regimes that were subject to sanctions and, of these, 6.52 per cent were sanctioned - down 0.64 percentage points from the previous quarter;
• over the last year, 94.9 per cent of adverse sanction decisions were for failure to attend or participate in a mandatory interview; and
• in February 2024, there were 20,000 completed sanctions in the 4 weeks to 13 weeks sanction duration band, 4,800 in the over 13 weeks to 26 weeks duration band, and 4,000 of over 26 weeks duration.

'Comparisons with universal credit prior to February 2024 ... should not be made. This is because the data sources, methodology and rules of the benefits differ from those used for universal credit currently.'

'Across all households the most common reason for referral was due to issues with income and debt levels. The vital role of the social security system in driving these trends is clear from the fact that the majority (78 per cent) of people referred to food banks were reported to solely have income from the social security system, with a further 8 per cent having earned income as well as income from social security.'

'It’s 2024 and we’re facing historically high levels of food bank need. As a society, we cannot allow this to continue. We must not let food banks become the new norm ... A supportive social security system is the bedrock on which we end hunger for good. Building on this, we need much more effective employment and financial support for parents, carers and disabled people, and action to ensure everyone can have the security we all need to access opportunities and have hope for the future, through more secure and flexible jobs and investment in social housing. Food banks are not the answer. They will be there to support people as long as they are needed, but our political leaders must take bold action to build a future where everyone has enough money to afford the life’s essentials. The time to act is now.'

'... similar, no doubt to the material that the Social Security Advisory Committee saw but correctly declined, if information is not available to the House and the public, then we feel unable to consider it either.'

'I have asked for [the RDD study] to be available as soon as it can be, and the date I was given was spring 2024 ... I would like it out the door as soon as possible, so you have more data ... RDD is the next piece, the next building block and then, the longitudinal study will come through in 2025.'

'... we're looking for an undertaking from you, not to further expand the cohort until the Department can publish robust evidence of its effects. Are you able to give us that undertaking?

'So are you alluding to us holding 15 hours or with this latest laying at 18? Because I could certainly say to you, I think with all confidence that at 18, we want to understand the iterations and make sure that we've got a sound evidence base from there.'

'... we accept your undertaking, except we are still as dissatisfied as we were because you haven't provided, in the view of the Committee, sufficient explanation yet. We are awaiting this robust evidence, which I think that we now expect in June 2024.'

'The evidence we received indicated support for a rules-based system. This would be a system where payments would be adjusted within a range (based on the PHSO’s severity of injustice scale) to reflect the extent of change in the individual’s State Pension age and the notice of the change which the individual received. This would mean that the less notice you had of the change and the bigger the change in your SPA, the higher the payment you would receive. While not perfect, the advantages of such a system are that it would be: quick to administer; applying known data to a formula to determine the amount due; and relatively inexpensive (compared to a more bespoke system).'

'... the need for urgent action, given that the Ombudsman started to look at this issue in 2018 and that every 13 minutes a woman born in the 1950s dies ... Implementing a remedy will need parliamentary time, financial resources, and the data and technical systems only available to your department. It cannot happen without government support. We would ask you to bring forward proposals for a remedy by the summer recess.'

Facts:

• 30 states have a higher minimum wage than Tennessee's $7.25.
• Tennessee last raised its minimum wage in 2009.
• Since then, inflation has risen by about 36.6%.
• A decent living wage for a single adult in Tennessee is about $13.25 per hour.

Rising Rents in Knoxville

• Rapid Rent Increases: In 2022, rent growth in Knoxville was 9.6%, significantly higher than the national average of 2.3%. This trend has continued, with apartment rents increasing by around 6.06% in 2023 compared to the previous year.
• Forecasted Increases: The trend of rising rents is expected to continue, with forecasts indicating an additional 5% increase over the next year.
• High Occupancy Rates: Despite these rent increases, Knoxville's rental market remains highly competitive with occupancy rates around 96.3%, which is higher than the national average of 94.7%.

Recent Home Price Increases in Knoxville

• Median Home Price: The median home sales price in Knoxville rose to $350,000 in July 2023, representing an increase of around 7.9% compared to the previous year.
• Affordability: As of November 2023, the median home sales price was $346,000, up by about 10.8% from the previous year.
• Income Requirements: The income required to qualify for a mortgage on a median-priced home has risen dramatically, from around $59,000 at the start of 2022 to over $110,000 by August 2023.
• Housing Inventory: Despite the rising prices, the total number of homes available in Knoxville is still around half of pre-pandemic levels, contributing to the increased competition and higher prices.

Steps to Raise the Minimum Wage

• Form a Nonpartisan Group: Create or join a group focused solely on raising the minimum wage, without political affiliations. Use platforms like Zoom for virtual meetings, schedule regular meetings, and use social media and local forums to recruit members.
• Research Requirements: For statewide initiatives, the number of signatures required is typically a percentage of the votes cast in the last gubernatorial election. Confirm the exact number with the Tennessee Secretary of State's office. For local initiatives in Knoxville, a charter amendment can be proposed if at least one registered voter files the petition with the county election commission for pre-approval (TCA 2-5-151).
  • Tennessee Secretary of State: (615) 741-2819
• Create the Petition: Draft a clear and concise petition for a minimum wage increase. Here is a sample:

• Host Community Events: Organize events like town hall meetings, local fairs, or farmers' markets to gather signatures.
• Utilize Local Networks: Leverage small-town connections where everyone knows each other to spread the word and gather support.
• Set Up Booths: Place booths in high-traffic areas like grocery stores, libraries, and community centers to collect signatures.
• Door-to-Door Campaigning: Go door-to-door in your neighborhood to ask for signatures.

• Social Media Campaign: Use platforms like Facebook, Twitter, and Instagram to inform the community and encourage them to sign the petition.
• Local Media: Reach out to local newspapers, radio stations, and TV channels to cover your campaign.
• Flyers and Posters: Distribute flyers and put up posters in local businesses and public spaces.

• Verify Signatures: Ensure all collected signatures meet the requirements.
• Submit to Authorities: Submit the petition to the appropriate state or local authority for validation.

Deadlines and Requirements

• Submission Deadline: Typically, signatures must be submitted several months before the general election to allow time for verification. For 2024, check with the Tennessee Secretary of State for specific deadlines and the number of required signatures.

How Petitions Work

• Single Signature Submission: In some cases, a single well-documented request or petition signed by one person can be submitted to local officials to initiate a discussion. However, this method is less likely to compel action without demonstrating broader community support.
• Gathering Multiple Signatures: To increase the chances of the petition being taken seriously, gathering multiple signatures shows that the issue has significant support within the community. This can influence local officials to take action.
• Specific Requirements: The exact number of signatures required can vary based on local laws and regulations. For example, getting an initiative on the ballot often requires a specific percentage of registered voters' signatures.

• Submitting a Petition to the City Council: One person can submit a petition to the city council to raise an issue. However, gathering more signatures from residents increases the impact.
• Ballot Initiatives: For ballot initiatives, there are usually legal requirements regarding the number of signatures needed. This varies by jurisdiction.

Strategies to Address Rising Rents

1. Rent Control and Stabilization:
   • Implement policies that limit how much rents can be increased annually.
2. Increased Tenant Protections:
   • Strengthen tenant rights to provide more security and stability, such as "just cause" eviction protections.
3. Affordable Housing Development:
   • Increase the supply of affordable housing through new developments and mixed-income housing projects.
4. Tax Incentives for Landlords:
   • Offer tax breaks or incentives to landlords who keep rents affordable.
5. Community Land Trusts:
   • Establish community land trusts to manage and develop affordable housing.
6. Rent Subsidy Programs:
   • Expand rent subsidy programs to assist low-income tenants.

Petition Example for Rent Control and Tenant Protections

1. Rent Control: Implement rent control measures that limit annual rent increases to no more than a set percentage, tied to inflation.
2. Just Cause Eviction Protections: Establish "just cause" eviction protections to prevent arbitrary evictions and provide stability for tenants.
3. Tax Incentives for Affordable Rent: Offer tax breaks or incentives to landlords who commit to keeping rents affordable.
4. Encourage Long-Term Leases: Promote the use of long-term leases with fixed rent increases to provide stability for both tenants and landlords.

Other Strategies to Help Afford Homes

1. Affordable Housing Programs: Support and expand local programs that provide affordable housing options.
2. Down Payment Assistance: Advocate for city or county programs that help with down payments for first-time homebuyers.
3. Community Land Trusts: Promote local models where the community owns the land and leases it to homeowners, reducing the cost of purchasing a home.
4. Zoning Reforms: Push for zoning changes within Knoxville to allow for more diverse and affordable housing developments.
5. Financial Education: Provide resources locally to help individuals better manage their finances and improve their credit scores.
6. Rent-to-Own Programs: Implement or support local programs where tenants can rent properties with the option to buy after a certain period.
7. Increased Housing Supply: Encourage the construction of more housing units in Knoxville to meet demand.
8. Public-Private Partnerships: Foster collaborations between the city and private developers to create affordable housing projects.
9. Inclusionary Zoning: Require a portion of new developments in Knoxville to include affordable housing units.
10. Tax Incentives: Offer local tax credits or abatements to developers who build affordable housing or to homeowners for property improvements.
11. Tiny Homes and ADUs: Promote the development of tiny homes and accessory dwelling units (ADUs) in Knoxville as affordable housing options.
12. Housing Cooperatives: Support cooperative housing models locally where residents collectively own and manage their housing.
13. Employer-Assisted Housing: Encourage local employers to provide housing assistance or benefits to their employees.
14. Energy Efficiency Programs: Implement local programs to improve the energy efficiency of homes, reducing utility costs and overall housing expenses.
15. Foreclosure Prevention Programs: Provide local assistance and counseling to homeowners at risk of foreclosure to help them retain their homes.
16. Land Banks: Establish land banks at the city level to acquire, manage, and repurpose vacant and foreclosed properties for affordable housing development.

• Petition for Ballot Initiatives: Registered voters can start petitions to get these issues on local ballots. This involves gathering a required number of signatures from the community.
• Engage with Local Officials: Attend city council meetings, contact local representatives, and advocate for these programs and reforms.
• Form or Join Advocacy Groups: Collaborate with local organizations focused on housing and community development to amplify your efforts.
• Raise Public Awareness: Use social media, local news, and community events to inform and mobilize residents around these initiatives.
• Vote: Encourage community members to vote for local leaders and initiatives that support affordable housing and related programs.

Example Petitions:

1. Tax Incentives: Offer local tax credits or abatements to developers who build affordable housing or to homeowners for property improvements. These incentives will encourage the development and maintenance of affordable housing units, ensuring more options are available for low- and moderate-income families.
2. Public-Private Partnerships: Foster collaborations between the city and private developers to create affordable housing projects. By working together, the public and private sectors can pool resources, expertise, and funding to develop housing that meets the community's needs.
3. Inclusionary Zoning: Require a portion of new developments in Knoxville to include affordable housing units. Inclusionary zoning ensures that affordable housing is integrated into new developments, promoting economic diversity and increasing the availability of affordable homes.
4. Affordable Housing Programs: Support and expand local affordable housing programs to provide quality, affordable housing options for low- and moderate-income residents. Currently, many residents are struggling to find affordable housing, which impacts their quality of life and financial stability. By expanding these programs, we can ensure that more residents have access to safe, decent, and affordable housing.
5. Land Banks: Establish land banks at the city level to acquire, manage, and repurpose vacant and foreclosed properties for affordable housing development. Land banks can transform unused or abandoned properties into valuable assets for the community, providing opportunities for affordable housing development and revitalizing neighborhoods.

State or Federal Level:

• Subsidized Housing Vouchers: Increase the availability and funding for housing vouchers that subsidize rent for low-income families.
• Mortgage Credit Certificates (MCC): Promote MCC programs that provide tax credits to first-time homebuyers at the state or federal level.

How New Jersey Did It:

• Legislative Action: Passed in 2019, the law set a schedule for gradual increases to reach $15 by 2024.
• Annual Adjustments: Provisions for annual increases based on the Consumer Price Index (CPI).
• Broad Support: Significant political backing from the governor and legislature.
• Sector-Specific Plans: Different timelines and rates for small businesses, seasonal workers, and agricultural employees.
• Economic Advocacy: Studies and advocacy highlighted the benefits, helping to build public and political support.

Tennessee's Business Environment and Minimum Wage:

• Business-Friendly State: It's true Tennessee is known for being business-friendly, which can make raising the minimum wage challenging.
• Jobs Over $12/Hour: While many jobs may pay over $12 an hour, not all workers have access to these opportunities, especially those with limited skills or education.

Steps to Take:

• Educate and Advocate: Inform the community about the benefits of a higher minimum wage for both workers and the economy.
• Highlight Success Stories: Share examples from other states like New Jersey that have successfully raised their minimum wages without harming businesses.
• Promote Nonpartisan Support: Work with groups that focus on worker rights without political affiliations to gather broader support.

 # Prepare API request symbol = symbol.upper() end = datetime.datetime.now(pytz.timezone("US/Eastern")) start = end - datetime.timedelta(days=7) # Yahoo Finance API url = ( f"https://query1.finance.yahoo.com/v7/finance/download/{urllib.parse.quote_plus(symbol)}" f"?period1={int(start.timestamp())}" f"&period2={int(end.timestamp())}" f"&interval=1d&events=history&includeAdjustedClose=true" ) # Query API try: response = requests.get( url, cookies={"session": str(uuid.uuid4())}, headers={"Accept": "*/*", "User-Agent": request.headers.get("User-Agent")}, ) response.raise_for_status() # CSV header: Date,Open,High,Low,Close,Adj Close,Volume quotes = list(csv.DictReader(response.content.decode("utf-8").splitlines())) price = round(float(quotes[-1]["Adj Close"]), 2) return {"price": price, "symbol": symbol} except (KeyError, IndexError, requests.RequestException, ValueError): return None def usd(value): """Format value as USD.""" return f"${value:,.2f}" 

ef lookup(symbol): """Look up quote for symbol using Zerodha Kite Connect API.""" # Prepare API request symbol = symbol.upper() headers = {"X-Kite-version": "3"} # Specify API version # Endpoint URL with placeholder for access token and symbol url = f"https://api.kite.trade/data/v3/instruments/{symbol}" # Read access token from config file securely try: config = ConfigParser() config.read('config.py') # Assuming config.py is in the same directory access_token = config.get('DEFAULT', 'ZERodha_ACCESS_TOKEN') except (FileNotFoundError, KeyError): # Handle missing config file or key gracefully print("Error: Configuration file or access token not found.") return None ..................................................... 

1. API Endpoint: Ensure that you're using the correct endpoint for the Zerodha API. The endpoint you're accessing in the lookup function (https://api.kite.trade/data/v3/instruments/{symbol}) seems appropriate for retrieving instrument data.
2. Authentication: Make sure you're handling authentication correctly. It appears that you're attempting to read the Zerodha access token from a config file. Ensure that the access token is valid and that your application has the necessary permissions to access the Zerodha API.
3. Error Handling: Implement robust error handling to handle cases where the Zerodha API request fails or returns unexpected data. This includes handling exceptions such as FileNotFoundError, KeyError, and requests.RequestException as you've done in your code.
4. Testing: Once you've configured the code to interact with the Zerodha API, thoroughly test your application to ensure that it retrieves data correctly and handles errors gracefully.

1. Permission Denied: Ensure that you have the necessary permissions to install packages and run commands as required. If you're working in a Linux environment, you may need to use sudo to elevate your privileges. For example:arduinoCopy code sudo apt-get install libffi-dev python-dev python3-dev
2. Lock File Issue: The error message E: Could not open lock file /valib/dpkg/lock-frontend indicates that another process is currently using the package management system. Make sure that no other package manager or update process is running in the background. If you're certain there are no other processes, you can remove the lock file manually:After removing the lock file, try running the apt-get command again.bashCopy code sudo rm /valib/dpkg/lock-frontend
3. Installation of pykiteconnect: Since you couldn't find a matching distribution for pykiteconnect, it's possible that it's not available via pip or apt-get in your current environment. You may need to check the installation instructions provided by Zerodha or consider alternative methods for installing pykiteconnect.