Hi all,
I've been itching to return to PoE, but with nothing left that I want to accomplish this league I figured that the best way to do that would be to make a private league.
This league, however, comes with a few twists, which aren't in the form of any of the usual private league modifiers that you can add (don't worry, this isn't one of those masochist leagues). When making this league I had two goals in mind:

1. Make a fresh start league that would feel different to play than the current Ruthless Necropolis league, and experience how the endgame has changed without it being under the effect of Necropolis and everything it provides.
2. Make a space where everyone is effectively forced encouraged to play different builds and ascendancies than they would league start with normally.

As such, here's a rundown of how this private league will work.
Standard Ruthless, not Necropolis
Why? Because I want to 'return to Ruthless', and gravecrafting is a mechanic that largely goes against the spirit of Ruthless. Rare ground drops have mattered so much less this league and many people have found themselves forced to invest as much into corpses as they can because all other sources of crafting available in ruthless pale in comparison. The capabilities of gravecrafting would largely dictate what people consider to be more or less playable for a new league, which means it has to go.
While this also means losing embers and the Lantern, these are also mechanics that I want to explore the endgame without. Part of the original vision of ruthless was that you needed to do a specific mechanic in order to get its associated rewards (unless you liked Expedition somehow), but Embers give us breach/legion splinters on top of tainted currency, omens and more. The lantern would also wildly swing how exciting maps were depending on the devoted mods you could get - while this was fun for a while, I also want to experience the new ruthless endgame without this.
Without gravecrafting and embers, it will be interesting to see how the scarab rework has affected the endgame. A lot of mechanics like essence are much more accessible than before, and people might feel like taking advantage of that better when your gear doesn't come from filling out a spreadsheet full of corpses. Due to scarabs, there also won't be as much of a feeling of content drought as you might have felt in previous private leagues. This league was light on content anyway, outside of what embers added to your maps, and you'll be able to spend more points on the atlas than usual because you won't feel the need to invest in corpses etc.
Group Self Found, trading enabled
I like being able to trade away cool stuff that I find, simple as; you can just play SSF here if you prefer.
The most popular five ascendancies are not allowed
This is in respect to 2), and part of the challenge of the league; there's less room for experimenting with league starters in ruthless because there are options that are clearly above the rest, and this starts with certain ascendancies being much better than others.
The list of disallowed ascendancies, based on poe.ninja data for Trade and SSF, is as follows:

• necromancer
• guardian
• juggernaut
• chieftain
• deadeye

Obviously this leaves minion players in a rough spot compared to everyone else, but minions have always been a very solid starter so it balances out. Juggernaut and Chieftain overperform for obvious reasons, and Deadeye is likewise an instant pick for anyone looking to blast maps quickly on a bow character. With this, the meta will already shift - but wait, there's more!
Many popular and 'proven' skills are also not allowed
One goal of this league is to experiment with new starters, and on top of banning the most popular ascendancies this means also disallowing main skills with high popularity and performance for the league. This means you can't just plug and play a well-known tried and tested league starter - you'll most likely have to work out something new, or adapt what you've done before into something else. This rule was inspired by similar banlists you can find in other private leagues such a Ziz's gauntlet, though instead of being there to make the meta more even this list is here to encourage you to go for something that you probably wouldn't have league started for Necropolis.
The list below was formed by looking at the most popular and top performing skills across all of Ruthless Trade and SSF for Necropolis, on top of looking at the most popular and top performing skill(s) of each allowed ascendancy (i.e. splitting steel is banned because of its higher playrate and performance on Champion). In some cases only a particular normal or trans version of a skill is banned. Vaal versions of skills are only allowed if their normal version is allowed. In some cases a skill was only strong because of gravecrafting, but it's easier to just remove both gravecrafting and the most popular skills than it is to examine every possible build on a case by base basis to see what deserves a ban.
The list of disallowed main skills, based on poe.ninja data for Trade and SSF, is as follows:

• animate weapon of ranged arms
• arc (all versions)
• armageddon brand (all versions)
• artillery ballista
• bane (all versions)
• boneshatter (all versions)
• cobra lash
• detonate dead (all versions)
• dual strike of ambidexterity
• elemental hit of the spectrum
• exsanguinate (all versions)
• explosive arrow
• explosive trap of shrapnel
• fire trap
• flicker strike
• frost blades
• ice nova of frostbolts
• ice trap of hollowness
• lightning arrow
• mirror arrow (all versions)
• penance brand (all versions)
• poisonous concoction (all versions)
• splitting steel
• sunder (all versions)
• summon raging spirit (all versions)
• reap
• righteous fire (all versions)
• tornado of elemental turbulence
• toxic rain (all versions)
• volcanic fissure (all versions)

If you think something else should be added to this list, please let me know before the league starts. I'd like to encourage as much creativity as possible and not leave something allowed that people feel they can just autopick.
The league is due to start at 00:00 on the 31st of May, GMT. You can join the league here - I've put it in crowdfunding mode for now, though I'll be happily footing the initial costs of the league myself before it starts. I'm also planning to stream my progress on my usual channel.
Good luck to anyone who joins!

Hey Everyone,
I'm planning on getting a MYLR before May 31 to take advantage of the 0.99% APR. However, the awesome interest rate isn't as clear cut for my situation. The specifics:

• MYLR 52k after options and fees
• Lease: No buyout option (so no residual calculation). Money factor 7.7%. Lease incentive -7500 MSRP
• Finance: 0.99% APR. no 7500 credit because I do not qualify

Because of the Lease incentive shaving 7500 off of the MSRP, it is hard to quantify which is a better deal financially. I'm not decided on whether I want to hang on to this model for 3+ years or if I definitely want a new car then. I'm just trying to figure out how the numbers compare; every leasing vs. finance calculator asks for a residual on the leasing side, but I don't have that since Tesla doesn't have a buyout option.
How do you all compare in this situation?

My boyfriend (28) and I (24)have been or were dating for the past 9 months. With us being two guys it was a pretty significant relationship because this usually isn’t common for gay men.
Whole situation:
My boyfriend was straight when we first met each other and we hit it off pretty well. It felt natural considering we didn’t meet through an app and we weren’t looking for each other. I thought he was so pretty and later on did I find out he also thought the same thing about me. That night with our group of friends he continued to flirt and make jokes with me to the point where my friend was offended thinking he was gay baiting me. Sparing all the details of that night. Nothing sexual happened but we had good chemistry for barely knowing each other. Of course this confused him but after messaging some people to get my number he finally got in contact with me
My boyfriend made significantly less money than me considering I’m a veteran and also a medical professional and I think this caused a bit of insecurity with him even though I assured him I never cared. A few months into our relationship we were at dinner with some friends. We were all heavily drinking and I made a joke about being able to afford the car I have now. Just poking at him but it extremely hurt his feelings which I realized immediately. We went to his house and he was still visibly upset but I had to go home so I asked if he wanted to come over so that way I can be there for him since he was hurting.
This is where it gets complicated - I eventually asked him what was wrong after we made it to mine because he was sulking. He then told me how the joke was not funny and it hurt him so I apologized and assured him again that I did not mean to offend him. I promised I wouldn’t even make a joke or bring up financial topics again. He then became aggravated as (us both still intoxicated) he began getting loud and saying that we have nothing in common and the only thing I’ve done is made him miserable. He stated he felt trapped and then he said “what is even the point of us dating” he continue to yell at me as he was storming out. He ignored me as he waited for an Uber and declined to let me drive him home. He even walked down the street just so he wouldn’t be waiting in front of my apartment. At this time I continued to drink so much to the point where I was spilling wine everywhere. He wouldn’t respond to me over the phone. Not even to tell me he was safe.
I felt as if we had just broken up because of his aggravation and statements. (Sober me did not think this). I ended up downloading Grindr and convincing myself that he hated me and I drunkenly drove to a randos house to hook up. Which was extremely stupid. (I used to hook up with strangers during bad times in my life, of course this only hurt me. I think I was reverting back to my old ways of wanting to feel wanted). As I met the guy I began to sober up and realized I did not want to do this anymore but long story short, I was afraid to leave the hookup after he had been waiting and was aroused and I was also in his home, and I felt like he had a lot of potential to hurt me if wanted. So I just gave him a bj and left. As soon as I left I felt guilt in my life I had never felt before and I immediately deleted the app and vowed to tell my BF immediately.
The next day in the morning I told him what happened and assured him it was because of my immaturity that I did that and I never wanted to do anything like that again in my life as it hurt me so bad and this hurt him even more. He continued to tell me that he wanted to hurt me and that I can’t love him because I can’t even love my self. And some more stuff that extremely hurt my self esteem but at the time I thought I deserved it. Then he told me to get out of his house. He broke up with me via text 2 days later.
A few days passed and we decided to stay together as we both messed up. Me more than him though. I loved him and told him that my own actions caused me to cheat but I wasn’t thinking of the consequences and that in no way was it because I didn’t like him. But because I felt alone and hurt by how he treated me that night.
Our sex life was about once a month after this. He wanted to do something every day but I felt guilt every time he wanted to sleep with me. He also made a statement to me that hurt me so bad and I can’t put on here. He said he didn’t mean it but it made me ashamed to have sex at all ever again. He also stated a few months later that because I don’t have as much sex with him that it’s affecting his mental health and it doesn’t matter how I feel anymore but that I need to start putting out.
I’m also on SSRIs so it’s extremely hard for me to orgasm so every time we had sex it felt like it was just for him and I told him this. So when we weren’t together I would masterbate. He told me he does also but that I shouldn’t and that I should only be having satisfaction from him. I had sex toys before the relationship and he told me that they were disgusting and that I can’t use them. He even told me to throw some away. They were just regular phallic toys.
We continued to date for about 7 more months with resentment building up towards each other understandably.
Ending:
Last week I was already upset about our relationship and wanted to sit down and talk about it. But before I got the chance he hurt my feelings even more. I had just gotten my dream car, reasonably gonna talk about it. It also was 70k so I think it offended him that I could have the luxury of getting something so expensive. Last week I simply stated I wanted to get a modification done to the car and he told me he’s tired of hearing about the car and that I need to stop talking about it. He said I cared about the car more than him just because I talked about it. I also had a junk car before so I was just proud of myself. At this point I decided I can’t be happy anymore as he’s always getting upset with me. So we both agreed to split up. (Throughout our relationship he said “I love you” about 5 times for every time I said it just because I had a hard time showing I cared sometimes, at times I felt as him I didn’t love him enough because he loved me so much). I told him I want to remain friends and he agreed but now he stopped speaking to me altogether. I loved him and he “loved” me so how could he just drop me so fast. I know it takes time to heal from this but I feel like I just lost my best friend also and I don’t know what to do.

Tuesday, May 21 Good morning! Today's Morning Brief is all about strategists revising their 2024 year-end predictions. Nasdaq record highs: The Nasdaq rose 0.65% to a record close as the S&P 500 gained 0.1% Monday. The week's optimism came on the back of a few revised S&P 500 year-end calls (see both today's Takeaway and the Chart of the Day!). ‌
JPMorgan's succession story: JPMorgan CEO Jamie Dimon noted that his retirement was both closer than "five years away," his standard stock answer over the years, and that a succession plan was "well on the way." Talk of the CEO's departure moved the stock down 4.5%, despite the bank's good news: It revised its 2024 revenue expectations higher due to two potential rate cuts. The cuts would increase its net interest margin, a key banking metric marking the difference between what banks pay for deposits and what they make from them. ‌ Microsoft's new vision for AI: Microsoft announced its "Copilot+ PCs" on Monday, giving the world a look at how the most valuable company in the world plans to integrate its AI capabilities into consumer computers — capabilities that it hopes will reignite the PC market. Using specialized chips on the devices (no need for cloud processing), the ChatGPT-4o-based system assists users by seeing and analyzing what's already on the screen, integrating a key communication step. The software will be on Surface tablets as well as PCs from the usual suspects: Acer, ASUS, Dell, HP, Lenovo, and Samsung. The stock rose 1.2% Monday. ‌ 'A good position to hold steady': Monday's round of Fedspeak had Fed Vice Chair Philip Jefferson and Fed Vice Chair for Supervision Michael Barr concurring with a suite of their peers who have reiterated their wait-and-see approach to rates. One month of encouraging data isn't enough for them, and as Fed Chair Jerome Powell said last week, three months might be better. ‌
Rising metal prices: Gold and copper hit records Monday as silver hit a 12-year high. Gold has been on a roll of late thanks to demand from central banks and potential Fed rate cuts. And copper, as a non-precious metal, has seen its value spike due to higher demand from machinery and wiring applications. Another picks-and-shovels AI trade, perhaps. What we're watching Morning Brief is written and edited by Ethan Wolff-Mann. For the web version, click here. Follow all the action throughout the day on Yahoo Finance and on the Yahoo Finance app.
Taylor Swift's economic boost is traveling from the US to Europe. ‌ Amid uncertainty around Social Security, here's what financial advisers are telling clients. ‌ Audi furthers EV push into China with new platform agreement.‌ Housing experts revise mortgage rate forecasts for remainder of 2024. ‌ Secondhand Rolex sales surge in 'underdeveloped' US market. ‌ Wall Street's biggest bear flips, raises S&P 500 price target by 20%. What we're reading
Today's Takeaway is by Myles Udland, Head of News. ‌ One of the most notable bears on Wall Street finally flipped this week. Morgan Stanley's Mike Wilson raised his price target for the S&P 500 over the next 12 months to 5,400 from 4,500, a 20% jump amid a market Wilson sees defined by "higher than normal uncertainty." Josh Schafer has more on Wilson's call here. ‌ And in his report, Wilson included a chart that serves as a note of caution to stock market bulls looking for lower rates to power the next leg of this rally. ‌ "[There] is a wide array of return outcomes across history following the start of the cutting cycle," Wilson wrote. ‌ "In many ways, this analysis encapsulates our outlook well — a balanced risk/reward profile in the average/base line view, but the potential for a wide array of scenarios to play out. Once again, get ready for some notable swings in sentiment, positioning and prices."
Interest rate cuts have a complicated history with the stock market The S&P 500's average annual return is around 10%, making the 12-month returns that follow rate cuts, on average, well below this bogey. And with the exceptions of 1974, 1989, and 2019, year-ahead returns for the S&P 500 after rate cuts have typically been well outside this historical average both high and low. ‌ All else equal, lower interest rates benefit riskier assets like stocks, bringing down the return hurdle that makes stocks preferable to something like fixed income. ‌ What Wilson's data reminds us, however, is that rate cuts aren't something the Federal Reserve typically does "just because." ‌ Even the winning years in Wilson's chart are reminders of precarious moments in financial market history — the 1994 bond market crash gave rise to James Carville's famous complaints about "bond vigilantes," and 1998's emerging market crisis and collapse of LTCM forced the Fed to take drastic action to save a single hedge fund. ‌
Go back 18 months and Wall Street expected a recession to prompt rate cuts. Today, the Fed is looking for "greater confidence that inflation is moving down sustainably toward 2%" as the catalyst to lower rates. ‌ Last year's view on rate cuts was in line with history: A negative shock prompts the Fed to move. The current view is anomalous. ‌ Though as Wilson notes, in the current market, what else would you expect? ‌ "The last couple of months have been a microcosm in this respect as economic growth data have once again cooled after a period of strength, while inflation data have been bumpy," Wilson wrote. ‌ "In short, macro outcomes have become increasingly hard to predict as data have become more volatile. We see this environment persisting." The Wall Street consensus for the S&P 500 has been shifting, with three strategists boosting their outlook for the benchmark index. Let's round up the latest changes. ‌ ‌ ‌
Chart of the day BMO Capital Market's chief investment strategist Brian Belski boosted his year-end target to 5,600 from 5,100, noting that momentum in the market is "likely to persist." On Friday, Deutsche Bank chief equity strategist Binky Chadha boosted his year-end target for the benchmark to 5,500 from 5,100, noting robust earnings growth and an improving macroeconomic consensus. Then, on Sunday, one of the biggest bears on Wall Street over the past year joined the crowd. Morgan Stanley chief investment officer Mike Wilson now sees the S&P 500 hitting 5,400 in the next 12 months, up from his prior call that the index would fall to 4,500, driven by solid earnings growth.
As Myles writes in the Takeaway, there are notes of caution in Wilson's "bullish" call. Macro consensus has become "increasingly hard to predict" in the current environment, with the market shifting back and forth between a "soft landing" and "no landing" base case. Investors, he wrote, should be "ready for more rotations." ‌ But as our chart of the day shows, with Wilson no longer calling for a market decline, few on Wall Street see any further "rotations" sending stocks sinking to end the year. ‌ And to JPMorgan ... we are waiting patiently. ‌ — Josh Schafer, Markets Reporter

Has anyone ever made a transition as a licensed banke manager to a BD or an investment firm for financial planning and have been successful? Why did you do to be successful and get over the fear of how hard it it?

We met online with a 1.5 hour commute between us - It was lovebomb at first sight. The first date (june 2023) was magic spending 10 hours at the beach in the water. I had a feeling after just a week of knowing him... facetimes or texts every 3-5 hours, seeing each other every other weekend. It was lovely to have such an incredible connection with someone so quickly and crave them every moment of everyday. I really felt like this was it with the amount of attention/affection he gave me, we would surf and skate together. he said his dream was always to skate with a girl. he told me how important it was to have the same interests as your partner and we also were both into taking film photos and have really special memories captured.
The distance started to take a toll on us 3 months (September) in. It was our first sort of argument he picked about it being almost noon and we hadn't left the house yet to do what we said we would do I was ready and waiting for him to be done playing guitar. But this was all due to him waking up late per usual and his ADHD is so severe he has no idea how quickly time goes by while He will do 4 things at once and then complain about not enough time in the day.
We ended up breaking up because he kept saying "I don't Know" when I Would ask him what he wants. We both crying I packed all my things and then I said why don't we enjoy the day and do what we said we would do and then I'll go home. We ended up enjoying the afternoon and he cried to me about how he can't lose me and how foolish he was to start an argument.
OK fast forward 2 weeks in September we had plans to go camping for the weekend, I booked a dog sitter. the night he was planning to come over he cancels on because there is a rat in his house (he has 3 roommates and the kitchen and pans and cabinets were never cleaned). so I end up taking my oldest dog on the camping trip and leaving the younger one with the sitters. this was my first sign from the universe that things happen for a reason... keep reading.
Then in end of October. My old boy is sick I drive to Mexico for vet care and he offered to come with me both times and then said he had too much work. Mind you, he wakes up at 9am, clocks in from his bed, does his morning routine and doesn't start to work until 11am usually. He will go run errands in the middle of the work day, play guitar and complains about not being a good worker. He even told me a friend called him out for it because he had mentioned it to them a year prior. So he had been knowingly a poor worker for more than the time I have known him. I brushed it off since my dog was #1. 2 weeks later I take the second trip to Mexico which also happened to be the day after I had been put under for a broken finger from a surf accident. he did not come for my surgery to support me and i expressed concern on lifting my 80 lb dog with my finger freshly put back together with a metal plate. yeah he couldn't come he has work. I spend 8 hours in mexico going to 5 hospitals for my sick dog to find answers. while he ended up going to the skatepark after work. I went to stay at his house that night which was nice he setup a bed for me to lay next to my dog on the floor.
the next morning was Friday. I said ok I have to put my baby down this weekend he is so sick. he said ok I am coming over right after work to be with you. that evening he calls me. his friends brother is in town and he is going to go surfing in the morning (saturday) with them and come over right after. I said ok whatever. I was screaming inside.
he comes its fine. sunday I put my dog down. I have the vet come, before hand I had frequencies playing for my baby on spotify and he has the audacity to change it to youtube video to show my cousin a skate clip. I called him out and he dismissed me.
a week after my dog is put down we have another (many not even mentioned because its painful) butting heads episode of him telling me knitting is not faster than crocheting and he has the experience since he was around it when his friends crocheted so i should listen to him. mind you I have been crocheting for 10 years i have never knitted so i mentioned i was going to start knitting and he told me how much slower it is and i just genuinely don't know so i said oh I didn't know and I don't know what to expect and because I didn't say I believe you it was this terrible icky feeling in my gut I didn't even wanna talk to him anymore. I was telling him how excited I Was about something and he would always shoot me down. so I called him later that evening after work to discuss it and of course he is driving to the skatepark and he says he needs to go skate and feels bad energy after me calling him to talk about the knitting crocheting mishap and he goes "your life has been so depressing lately" and I was just so taken back by that and hurt I don't even remember what my response was but I should have hungup and never talked to him again. I don't remember what happened but I let it go.
then a couple weeks later (November) its 2 weeks from Thanksgiving, he says his roommate is making a fried turkey and invites me i am so excited because I am 2,000 miles from my family so I begin to prepare what meals I want to make. a week before Thanksgiving he facetimes me and says he has exciting news that hes going to mexico for thanksgiving to surf with his friends. I was so sad, I asked him why he would make plans in place of what we planned and he just said it was a special opportunity and so I felt i had no choice and didn't fight it. i realize at this point of typing all of this I enabled alot of this behavior.
that evening I sent a video message to him about how hurt I was and how inconsiderate he is of my feelings and the fact that I am his girlfriend and his friends and what he wants to do comes before me always. the next morning he apologizes via text and then is quite throughout the day which is very odd because he texts every 3 hours pretty much. I ask how his day is going and he says it started off shitty because of the message he received from me that morning, it wasn't the "best way to start the day". so again I am dismissed for sharing my feelings. and I let it go again.
Thanksgiving comes and I take my other dog camping to the spot I took my recently passed dog. Fast forward December he was visting at my house and I have been working on training my younger dog he has leash reactivity. I say "here" and treat dog when we pass other dogs so he associates quiet still behavior with a reward in this moment. Ok so then he suggests I teach dog a different word that would associate a dog is coming and that my dog needs to behave............ I said that is exactly why I say "here". He continues and starts to raise his voice, "you aren't listening to me, teach him a different word like leave it" and I said ok but he still isn't good with "here" so why would i give him another word to learn? it turned into an explosive fight. we broke up the next night and he is bawling his eyes out and so am I. a week goes by we get back together because I can't help but think he has potential to be this amazing partner he talks about all these things he wants out of someone and I check every box but he just would pick this random little arguments and then be so indecisive of what he wants to break up or not.
I told him how I wanted to do yoga teacher training he says "theres already a lot of yoga teachers". I told him I was going to costa rica with my girlfriend for a surf trip and he says "why would you go with her and not me? how long have you known her? your level of surfing isn't even at the par to go to costa rica" but he had already gone on 2 surf trips with friends. he would dismiss me time and time again. he would criticize everything I do. even telling him something I saw happen he would qualify everything I said and question what I saw was true.
His birthday comes in January and prior to this I told him how excited I am and important it is to spend brithdays together and shower each other. I make him a cake the night before and set up my dog for daycare. I drive to work keep his cake in the fridge and then after pick up dog from daycare and drive 2 hours to see him and celebrate. He then tells me he booked a trip to skate in Spain with his friends over my birthday. I was so heartbroken I wanted to throw up I asked him if he takes me seriously and he said yes of course and we both cry I am so furious I should have left but I didn't. I then tell him how disgusting his house and its been 8 months and hes never bought me flowers. the next day he brings flowers to the coffee shop I went to work at. I went back to his house after and broke up with him yet again. I burned a picture of him he gave me. I really tried to move on. he hurt me so much and would dismiss me all the time.
I don't know why but we got back together again. he started watching dharma talks I would send him (mindfulness talks, Tara Brach, Jack Kornfield, Ram Dass kind of stuff) because he knew how selfish and self centered he was and he admited it every time we broke up but made no effort and this last break up he really did seem to make an effort.
we didn't see each other for 40 days and he came over in April for a weekend we went to the art museaum he was in the middle of a story and we were getting kicked out I asked him if he can take my picture quick and he flips, "I can never finish a story it takes forever all the time" he takes my picture and then I stop being silent. I tell him you are the storyteller all the time I never tell you stories because its always about your stories I remind him I haven't been to an art museum in ages and i want a photo in that moment and your story already happened so why cant it wait a moment??? he then woke up a little and saw my perspective. and then the next day we went to surf, the surfboards are in the car we go thrifting and he says oh we can't be in there for even 30 minutes someone will steal the boards he had all this concern on the surfboards and I was like why did we come here then...? lets just leave but no we go inside and of course 15 min in he says ok! 15 more min! and then later that night I said why did you make such a big fuss and then you don't even live the truth you say? he says yeah I wanted to come apologize to you but I didn't and I am like are you kidding?! come on please I need you to take accountability for your actions this is part of being an adult!! and then he admits to being a "whiny baby" and I was like yes you are a huge baby and youre a grown ass man! anyways it was a very nice talk while I was actually able to talk and he was listening very well.
Ten days ago was my birthday, I went camping with my dog. He told me he would facetime me on my birthday he only sent a text in the morning from spain mentioning "I wish I could be with you" whatever crock of s*/t. he never called me. I saw his friends posting on IG though so I know they had Wi-Fi. I sent a picture of my camp and said "we made it, thanks for calling like you said you would :(" that was my last text to him.
the next morning he gave every excuse, "sooooo sorry I didn't get to facetime you" we were so busy blah blah blah. its like if you wanted to make the effort you would? sends another text asking how camp was and what are we doing that day and then another one 8 hours later apologizing saying how truly bad he feels and hopes I am willing to speak with him but could understand how I wouldnt want to and says he blew it.
I never responded. He never even tried to call me to apologize just 4 total texts. I blocked him from seeing my IG stories. I am so heartbroken that I spend a year thinking I was with this wonderful person who wants the same things as me to learn that all he wants is to skate and surf and not do any hard work or put any effort into life he has not made any growth the entire almost year I have known him.
I have made so many advancements in my own life. I sold my motorcycle, rented out my garage, laid brick in my yard by myself never offered to help, I starting selling all of my vintage at pop ups I did 3 and he never came to any. I broke my finger and put my dog of 11 years down. I have a really wonderful job and I also stick to my word and do what I Tell people I am going to do.
I can't help but be missing him. Wanting to work it out. I act impulsively quite often but I know in my gut this man would not stand up for me if times got tough like he hasnt this whole year. can people really change? do I owe closure to him?

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• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

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Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
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• Payment Plans: I offer the following payment plans for my services: weekly (most expensive), monthly, half-now / half-later, and all upfront (least expensive).
• Money Back Guarantee: I guarantee the following grades for coursework completed: A+. A, A-, B+, B. and B-. However, I offer a 50% refund for C+, C, and C- grades, and a full 100% refund for D+, D, D-, and F grades.

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THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

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• My Mission: Thank you for taking the time to read my Reddit post. I take what I do very seriously and I always strive to get the highest possible grades for all students who entrust me with their coursework.
• Closing Words: Please feel free to reach out to me if you're sincerely interested in having help you with your school work. I am available via text, email, and call almost 24/7/365.

Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
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Hi everyone. I did read and answered some of my questions like could I get a mortgage with settled status and would have been in arranged overdraft an issue. Apparently from others experience both aint problem. I’ve only been into overdraft 20-80£ for few days in the past couple months due excessive travelling, thats like ever in my life.
I struggle to find information about share investing and private pensions. I have an annual income of 65-80k depending on overtime and I’m only looking into loan between 250-270k with 30k deposit. When they consider spendings I’ve been told money going into savings and pension are considered negative although they are positive spendings. I have about 900£ gross going into both, so its quiet a chunk. Most of my share schemes will be over next year and I’ll probably won’t renew them to be able to cope better with my budget, but I’m planning to apply for mortgage end of summer. Would that have a negative impact?
I do have a good credit history and by the time of my application I should NOT have any monthly dept outgoing towards loans/car.
Any helpful information about how they view different outgoings and what impact they could have would help me manage better the upcoming 3-4 months to try and give best impression to the bank. Thank you

Please forgive me if I make grammatical error as english is not my native language. My fiancè and I have been engaged for 5 years but we've been together for 13 years.
To be honest I don't know where to start. We have a tumultous relationship before since we've been together since we were 16. Our relationship has always been rocky since I am kind of damage and toxic (I have issues with my parents). I acknowledged that and matured for the better. Its a lot peaceful now and we are happy.
My situation started when my fiancée is telling me the story of how his coworker's fiancée broke their engagement. Which lead to our conversation into me asking why he chose me. We are in a long distance relationship and I'm lost at what to do.
10 years ago he had an affair with a co worker. That said co worker is super rich, beautiful, and I don't think she's a bad person just someone who made a stupid mistake. To be honest I tried to reach out before after I learned about the affair but she blocked me. I took it as she didn't want her peace disturb and maybe its better that way. Im no saint myself and did some horrible things too before.
In the present day. She became his boss and when covid hits my fiancée lost his job. We are not technically in financial struggle with just me working but he has a high paying job. She called him and asking him to work for her on their previous company. She is now married with a kid and very accomplished in life. I encouraged him to accept the job offer and we became a long distance couple once again. I am grateful for the opportunies she gave him as it would help us so much financially to reach our goals faster. She also left the department a month after she hired him. (She can only hire 2 people). I think she did it as a consolation for the both of us and also because he is great at his job too.
Now we are planning to get married in June but I can't. I always back out whenever the date of our marriage is near. Its obvious that she was the perfect choice both of them came from a good family background and was perfect for each other whenever I ask him he cannot give me a proper answer of what happened and whenever I ask him why he chose me he just gave me the answer "its always been you" obviously its not enough and I became fed up and broke things up with him. I think he only settled with me because no matter what he did I stayed.
Am I making the right choice? Am I being too hasty? I dont know what to do.

In April 2024, I received a speeding ticket with code violation 22349A for driving 79 MPH in a 50 MPH zone. The officer mentioned I could attend traffic school to avoid affecting my insurance.
However, I believe the officer was mistaken as the suggested violation is 25 MPH over the limit. Traffic school is not guaranteed. Initially, I planned to pay the fine, attend traffic school, and move on without contesting the ticket. But now I am not sure.
Surprisingly, when I contacted the courthouse to discuss options with a clerk, I was informed that due to exceeding 25 MPH over the limit, a court appearance is mandatory, contrary to what's been shown on the Courtesy Notice (Court Appearance: Optional). The clerk also stated that a Trial by Written Declaration (TBWD) is not available to me. This contradicts with everything I have learned from my own research.
Here are my questions:

1. To pursue traffic school, should I just follow the clerk's advice and schedule a court appearance? Would hiring a traffic lawyer improve my chances of the judge allowing traffic school?
2. Should I proceed with filing for TBWD despite the clerk's advice and fight the ticket to the end? Could this increase my chances of being granted traffic school?

I appreciate your feedback and insights on how to proceed in this situation. While there may not be a definitive answer, I value your opinions.

First of all, let me clear out a few things.

• I'm not a stan of any contestant and I'll try not to have a bias towards anyone while i post this.
• I'm not criticising anyone for their looks or weakness but mostly for their hypocritical actions & words which is negatively impacting the show and majorly spoiling the vibes.
• I know this is gonna be long, i might miss out a few points which you can add in comments , so please bear with me.
• Mods, I'm not breaking any rules or abusing anyone here. Just stating my observations.
• I'll state the good points too which i like about everybody. The negatives & the positives keep changing with every epsisode. So this is limited to what is up so far.
• I'll keep the content limited to what i see in episodes as i don't follow the recent insta controversies much.

Siwet : - Avoids situations & conversations and try to divert any actual blames with some past stories or fake sympathies. - Always up for fighting people in dome and get aggressive which is sooo overdone. - Let Anica speak ffs! - Call yourself a "performer" only when you actually perform ! - "Addy tune baakiyo ko pitch ki toh tujhe nahi liya" Wtf bro ?

• He tries to respect bonds, goes on a limb to save Aniket & Ayushman as much as he could. Did addy dirty a couple of times though.
• Although everybody plans and plots, but plays game on face more than other contestants rather than hiding behind.

Anica : - Stop victimising yourself so much that your emotions start looking washed out. - Grow out of the dependant personality. - "Brooo" and the 🤌🏻🤌🏻 are irritating af.

• Haven't fucked up any task as such.
• She doesn't bitch any wrong things about Lakshay and tries to maintain good relations which i find nice.

Digvijay : - Stop with the hypocrisy! "Mai toh bolunga beech me" & "mere beech me mat bol" is plane stupid. - Although all ex-roadies & TRP contestants are getting majorly favoured, but his looks very clear with the out of nowhere saves & unfair ideal match contender when he was literally standing unsafe. - Stop using your friends (nayera to save, then demotivating her for dome which was logically right but could have been said subtly) (Gullu to write his name and then dumping her) (Akriti to save him and not sending her to den which i really loved tho XD ) - However true it maybe as well know, but calling out Prince to de-justify any other's spot was just purely out of jealousy and spite when he literally tried to do the same in roadies and outside.

• Plays game straight forward out of all the others. No behind the back bullshit.
• Beast performer
• Good at logics and strategies (asking Nayera not to go to the dome which almost eliminated Sachin if not for the twist) ik i contradicted myself but he could have talked it out better.
• Never said anything wrong about his ex.

Unnati : - although almost all the couples are fake and were pre-planned but having a bf outside and still coming to the show is a big NO NO ! - stop being so insecure dragging ishita in everything needs to stop when digvijay & ishita are literally showing no affections to each other (although i get the emotions & bringing exes was the whole point of this but still) - Crybaby over having no friends what?!

• Chose a good partner is all i can say lol.

Addy : - STOP flexing your steroids , losing temper every two seconds. - Grow a spine, "mai kabhi task nahi karunga iske saath" to "meri marzi mai jo karu"

• Might turn out to be a good performer in strength based task, haven't had any yet.
• Having survived so far and would survive further which is expected despite being all this stupidity, I'll count as a plus idk xD

Kashish : - Stop being so horny all the time ffs, it's soo cringe. - This fake sophisticated queen aura needs to be stopped.

• Doesn't fear to call out people . Be it akriti , yuvraj or even his own connection sometimes.
• Good performer so far.
• vamp vibes me likey.

Lakshay : - Same as unnati, having a gf and coming to the show is a NO NO for me. - Again like addy, stop making diggy papa and grow a spine. (Asking for chances to save and then giving them to diggy taking others for a fool) - However bitter your past relation maybe, but don't let Diggy disrespect your ex infront of you or everyone when you say you respect her. - Speak more bruh.

• Most well mannered among any other guy. Calm minded, lets people speak to the point of literally getting walked over.
• Haven't spoke shit about any people in the game.
• Supports his friends.

Ruru : - Unneccessary baseless shouting in last dome was such a turn off exactly like Divyansh.

• Tough mentality.
• Nice vibes , cute.

Sachin : - Literally a dumb character, lost half of the times, fucks up tasks . - cries more than needed ( he was done dirty in the court room tho) - Confused with connections and goes for the ones which makes no sense ( like deekila who was already messed up with aniket & even the personalities are so poles apart) . good that he finally paired up now. - Either defend your connection or just call her out for her fuckup, don't try to play both sides. (court room digvijay i love you drama)

• Genuine overall. Tries to maintain good relations with everyone and does less groupism than other people.
• Sweet & gonna rock in dance & entertainment & town-market wale tasks (if there any) probably.

Akriti : - Most cringe contestant of the whole show. - Majorly favoured by the show be it ideal match or screentime or VDs. - Crybaby max. Cry over sachin, cry over diggy allegations, cry over not being able to go to Loveden, cry over people calling her put and i can go on. - stop speaking in between everybody ffs. (she does it way far more than siwet & diggy) - Stop acting like a queen ffs it's so cringe. - stop with your "Maine aapko favour kiya aap mujhe favour lautao" . mat karo bhai favour fir . - Acts like a mastermind by saving diggy and then crying about it and bringing it up everytime.

• favours friends which is good in splitsvilla ig? (throwing hearts wala task where everybody was trying to show themselves neutral just for screen)
• understands vote in , vote outs and numbers game a little better.

Jashwant : - Stop with haan-ji, correct , ekdum sahi, bilkul, agreed and have your own opinions. - Stop with the cringe romantic one liners . - Speak more bruh (but speak sensible) and speak for yourself. You're not your partners' ambassador.

• Good genes lol
• Laidback, chill.

Nayera : - Stop milking your 2 day fling for such drama and sympathy (although it was need of the show and she finally got over it but still) - Stop crying and showing how you got hurt & ruined and then call it chewing gum and stuff. double standards.

• Goes out on a limb for friends. Values relations over playing double sides.
• Beast performer.

Harsh : - Most cringe contestant after Akriti. Stop with this King-Queen bullshit. - Stop acting like you're playing neutral when you're actually playing both sides (dono side jaake chugli karna) - Stop hyping up yourself as morally correct using feminism and fairness. (court room , tasks and dome votes)

• Somehow gets the best girls wtf

Rushali : - What a poor choice of guy lol - Elegant. Well behaved. Carries herself well. Dresses beautifully and talks graciously.
Shobhika - Again, having a bf and coming to the show ? NOPE. - Cried when called out by yuvraj and legit ran away from the set? - Does nothing and is basically female ayushman lol.

• somehow has the best friends to save her everytime.
• chill, laidback, cute .

Ishita : - Going and fighting to stand between Diggy and unnati in ex-isle was so weird to watch (although she was been told by uorfi)

• Nice personality overall. always respects diggy and never bitches about him.

Yuvraj : - Does he really understand the concept of the show? You have to make a connection to move forward lol.

• Dresses cool. Genuine and great personality and styling sense.
• Most chill and laidback (after lord Rigden ofcourse)

Adit : - Please grow a spine and stop having a herd mentality. - not fit for the politics and the dirties of the show.

• Great vibes, pretty chill, funny.

Khanak: - Stop following the herd mentality again. - Despite even knowing the other connections are fake and theirs are genuine, it somehow seems faker than the others?

• Carries herself well.
• Gives proper sophisticated NRI vibes (unlike kashish & shobhika. idk if they're for sure)

Ameha : - Idk. speak more? hide less. - Cutest of all. Dresses and carries herself well. - Most bearable nepali contestant amongst all. (it has nothing to do with race. it just how she carries herself better than the rest)
Devakaran : - speak more , hide less in crowd maybe ? - Old school gentlemen vibes.
Arbaaz : - Being married and coming to the show? NOPEEEE. - Romance is so dead and fake . cringe.

• No drama . Speaks as much needed and somehow still not hides in the crowd and have a more opinionated stand than adit & devkaran.

Aniket : - Major toxicity alert! Messed up relationship, mean vibes and much controlling. - Maintains calm even when provoked . Tries not to involve people in his messed up connection (his fuckups actually) .
Deekila : - Dependant personality pro max. - Irritating to the ears once she starts shouting. - Forgiving aniket after whatver was revealed to us is the only truth takes heart and if she takes step to fix it , it's heartening to see. (although it's toxic and wrong but still)
Lastly, i feel like this calling out was much needed. Akriti hate on this sub is justified, Digvijay worshipping is going too much and needs to be called out for his hypocrisy but i think is this sub is filled with his insta supporters now, dewangini-divyansh stupidity was needed to be called out for, ayushman and rigden hype is a yesss, nayera is underrated and siwet turns his unneccessary hate into completely neccessary with each episode and instagram oustide the show . Sorry, not sorry. Feel free to add any if i missed or you don't agree to.

I totaled my car last March and haven’t gotten another car since. I’m planning on getting a used car but what will be your recommended cheaper car insurance? I paid 600+ monthly on my old car for auto insurance. Also does anybody knows how a totaled car will affect my insurance. I totaled the car but I don’t have a dmv demerit points.

I have somewhat of a philosophical question for you all. In my world, there was an event where the gods opened portals to the realm between universes, allowing creatures from other universes into my world. So basically, there are races from my world as well as those from The Elder Scrolls, other D&D campaigns, or different worlds entirely. A colleague I am playing D&D with asked if I could incorporate his character into my world if he wrote up some lore for me, and I agreed under certain conditions.
So, anyways, that's the situation. My question is: How do you think a change like that would affect species such as the Khajiit from The Elder Scrolls? The Khajiit rely on the moons Jone and Jode to determine what type of Khajiit is being born, and while my world has a moon or two, they aren't the ones from their home world. The same goes for species like the Argonians, as they depend on the Hist for procreation.
Of course, we could also apply this question to other beings as well. Just think about how creatures from your world would react if they ended up in a different world with different gods and different rules all of a sudden.
I kind of need some input on this, as I plan to implement my role-play characters from The Elder Scrolls Online into my world, as well as some other races from different games or universes.
Thanks for your insights!

Coming Fall 2024!

Nearly four years ago (Sep-2020), I began an apprenticeship at Cambridge Typewriter Co. (CTC), under legendary repairman Tom Furrier, that would come to define my life until only recently. As Tom’s chosen successor, I was over the moon to be taking CTC into the future, having already banked 1,000+ refurbished typewriters (repairs, sales, and even Hollywood props) and learned the finer points of customer service. Unfortunately, between the costs of purchasing the shop, providing necessary upgrades/modernizations, and leasing Boston-area commercial space (all the while having enough money left over for the day-to-day operations of running the business), I could not afford to acquire CTC without a bank loan. As Tom’s apprentice, and not his employee, my journey into learning the trade was funded by my extremely supportive and loving wife, who, as sole breadwinner during my entire apprenticeship, I couldn’t ask to shoulder yet another financial burden, i.e. today’s interest rates, just so I could pursue my dream of purchasing the shop.

My exit from CTC shocked both Tom and myself. On my last day, he asked what I planned to do. Considering how much we had saved to purchase CTC, I told him my wife and I hoped to begin a self-funded venture in southern New Hampshire, nearer to home, within 6-12 months. (The 80+ miles of cumulative, daily commute to/from CTC was draining.) While saddened by my departure, Tom agreed my strategy was sound and gave me his blessing, although he admitted he would try to find a replacement buyer, which I agreed was fair, as CTC is his legacy and should not be wholly dependent upon my involvement moving forward—and Tom deserves a well-earned and long-overdue retirement after decades spent maintaining the business.

Shaking hands, we parted ways.

Since then, it’s been a whirlwind of material acquisitions (hundreds of typewriters!), legal approvals, and commercial contracts, but I’m proud to announce the future opening of New England Typewriter, LLC (NET). Located minutes from the MA border in sales-tax-free New Hampshire, NET will be a self-funded typewriter shop, easily accessible from Boston/Worcester, MA; Nashua/Manchester, NH; Kittery, ME; and the entire North Shore region, without the pesky congestion of city traffic. We are also a reasonable drive from Vermont, Connecticut, and Rhode Island. Apart from providing quality, affordable typewriter repair and sales, our goal is to promote a thriving typewriter community within the New England area through type-ins, outreach, and other such events.

Thank you, Tom, for your tutelage!

Thank you to my wife for her love and support (and Happy 15^th Wedding Anniversary, by the way)!

Thank you, everyone, for your time and attention!

Follow us on Facebook, Instagram, and our website (under construction) to support a small business!

“Log off the ‘net…with NET!”

[Chapter 1] ; [Previous Chapter] ; [Discord + Wiki] ; [Patreon]
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Chapter 168 – The moment to live and the moment to die
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„Jumping!“ an Ensign announced loudly as the Sun's view-windows very briefly flickered into a dark black only to go back to a full view of the ongoing battle basically instantly, having barely shifted the ship's position at incomprehensible speed. „Shot clear of allied ships.“
Vice-Admiral Kazadi tapped his finger on one of the armrests of the Commander's seat that still felt anything but comfortable for him to sit in as the tight grid of flashing lights reflected in his eyes within the twilight of the bridge.
“Fire,” he then ordered. Not even a blink later, a burst of colorful light broke into his view from the side of his very own ship, lighting up the entirety of the bridge even through the automatically tinting windows that absorbed a lot of the harmful light so the crew wouldn't flashbang themselves with each shot.
The relativity canon fire tore through the enemy ship at an almost literal instant with any travel time barely being conceivable to a mortal mind. In a large unload of energy that left almost the entire stern-side of the zodiatos ship as a molten mass of dispersing slag, the main propulsion was taken out. Simultaneously, the two accompanying cruisers had also taken their shots; with the 'Civil' taking out the engine of one more enemy vessel while the 'of the roses' had instead used its shot to disperse one of the enemy projectiles in order to buy their own hunter ships more freedom of movement. Those huge ones didn't go down easy from one of the hunters' smaller shots, so using one of the large canons to dispatch it took some of the heat off them.
Meanwhile, smaller targets on the enemy vessels, such as their own canons, were gradually taken out by said hunters, whose own fire – while able to be quite destructive if intended no doubt – could be used in a far more precise manner. With more and more of their canons failing, the protective volleys the coreworld terrorists could fire to hide themselves away also became less and less effective.
“Send the fallback-beacon,” Kazadi then ordered, since close quarter attacks became less and less necessary.
It seemed that the zodiatos had a hard time adjusting to the combat style of the human unkindnesses, however that didn't mean they should take any unnecessary risks. Even if a pilot could've been able to avoid all enemy attacks in a perfect world, he knew that his pilots were only human.
Casualties of their own had been comparatively minimal so far, however as if to prove him right about his thoughts, he could see on his surveillance screen how, just in that moment, one of their ships was taken out by an enemy craft.
He grimaced to himself and let out a mild sigh. One more family who would never see one of their own again...
It took a moment before all the ships were reached by the beacon. Due to the nature of their own combat strategies, as well as the particular nature of hyperspace, it was entirely impossible to effectively contact any of their ships directly while they were out in the battle. Therefore, the order to fall back had to be broadcast as a general signal, that each of the pilots could individually pick up as soon as they would keep still for long enough so that it could reach them.
By now, the battle was already won. None of the zodiatos' weapons were able to match the relativity canons in effective range and without the larger ships to back them up, their small hunters wouldn't be able to launch an offensive – shields or not. They could just stay back and fire until surrender now. As the signal was picked up, one of their ships after another disappeared in one last flash of hyperspace as they joined back up with the larger vessels in an enclosing formation.
“Prepare for the retrieval of some of those projectiles,” the Vice-Admiral then ordered as he hoped they would be able to track some of those spent shots their enemies had fired. They would have to figure out what kind of tech that was.
In such a small-scale conflict, it was more than manageable to face it. However, it could offer some difficulties in larger fleets – especially since they didn't know how far this kind of tech could possible be expanded and refined. It was quite possible this was just some form of prototype.
While that order was followed, one of his Lieutenants suddenly spoke up.
“Sir, we have an incoming transmission from the planet. Civilian. Not encrypted, but they seemingly had an access code,” they related quickly.
“Is the earlier interference cleared up?” he immediately asked back, to which the answer was positive. “Put it through then,” he immediately ordered as soon as he heard that.
He rubbed one of his tight braids between his fingers as he waited for contact to be established. Once the line was clear, things remained quiet for a moment.
“What are we best at?” he then asked the silent line, his chest tightening ever so slightly, even if he didn't have to wait long for a reply.
“Topping from the bottom,” a very familiar voice replied from the other end, sounding incredibly strained but most certainly alive.
The code phrase was an old in-joke about something that had been said back during humanity's first contact with the tonamstrosites due to a slightly choppy translation. However, it more than sufficed here to tell Kazadi that the person on the other side of the line was not only genuine, but also not in any immediate distress – at least none that was brought onto her by someone else.
“Good to hear your voice Ma'am,” he greeted the Admiral after taking a brief moment to allow his heart to settle.
“The pleasure is all mine, Celestin,” Admiral Krieger replied in between heavy breaths that sounded like a combination between being ready to collapse and absolutely willing to tear anyone's throat out at a moment's notice. “Excuse me for the unorthodox contact, my own means of communication have all been destroyed. Update me.”
A brief smile played on the Vice-Admiral's lips.
“No problem, Ma'am. Things are under control up here, but multiple allied coluyvoree ships were destroyed and we suffered some casualties of our own which I will take full responsibility for,” he quickly complied. “By now, the enemy crafts have been largely disabled and our fighters are falling back. What's the situation on your end?”
There was a bit of a grunt from the other side of the line that seemed unrelated to the ongoing conversation.
“I'm sure you did everything by the books,” Krieger then replied a moment later. “Down here the situation is precarious but momentarily under control. We have an unconfirmed number of casualties after an attack with an unknown weapon. All squads are either KIA or unresponsive. We took down six enemy combatants but can't confirm if there's more. I'm going to need clean up, rescue teams, as well as pickup for me and two large offworlders asap.”
Celestin nodded.
“We're in a stable position, so we'll jump teams down right away. Hold out just a minute more,” he assured her while already signing in the necessary order to the troops they had on standby. “How bad are your injuries?”
There was another groan of pain from Krieger's side.
“Crushed cranberries,” she replied after a long moment that sounded like she needed to catch her breath.
“Copy that,” Kazadi replied with a grimace. “Sending muti-team with the evac.”
“Copy that,” Krieger confirmed. “Krieger out.”
With that, the call was hung up. On his screen, Celestin could see how the preparations for dispatch of the requested teams was already well underway. Jumping towards a planet at FTL was generally discouraged by the Galactic Community. However, this was an emergency. They couldn't wait for normal re-entry.
After watching the reported progress for just a moment, his eyes returned to the ongoing battle. He watched the enemy ships as they hovered dead in space, unable to maneuver.
They seemed to have recalled their own fighters back in order to form some sort of protective wall around the 'mother ships' with their own small shields. Obviously it wouldn't be very effective, so it seemed like needless cruelty to make their own soldiers get in the way of the incoming fire. Something within Kazadi told the Vice-Admiral they weren't going to stand down.
“Sir, we're getting some strange hyperspace-readings,” his Lieutenant suddenly announced, making him look up.
“Weapon-grade?” he immediately asked, knowing they had less than a moment to react if it was. However, he also figured there would've been more urgency to their voice had it been so.
“No, Sir. Travel-grade,” the Lieutenant quickly replied. “However the readings are unusual. It seems like they are creating a stretch solely around themselves.”
Kazadi's lips shifted a bit as he took that in and he briefly ran a hand over his mouth in thought. “Prepare to collapse,” he ordered. “Maybe they will attempt some sort of running start. We can't let them get away.”
Right then, the light of what was happening had not yet caught up to the spacial distortion that their sensors were detecting, meaning the ships still looked perfectly normal – if damaged – when he looked at them. However, they were planning something. And that made them appear all the more ominous.
His mind quickly went through their own protocols. The U.H.S.D.F. employed hyperspace in nearly all its possible facets in their tactics. If it was even close to sensible, they would have something that was akin to the maneuver their foes were attempting to execute right now.
A bubble of hyperspace solely around their ships...a dodge? Hardly, there was nothing to dodge like that. An attempt to hide away? No, they knew human ships could collapse hyperspace from the outside easily.
Before him, the windows of the ship once again automatically dimmed, protecting the crew's eyes as the colorful light of the created hyperspace-bubble finally reached them.
“Hyperspace collapsed!” the Lieutenant then suddenly announced, causing Kazadi to blink in surprise as his eyes shot up to his screen. He hadn't given any order to collapse it yet. But indeed, it was gone. For a moment, he thought that the stress had caused his officer to use the wrong term in haste, however no, they had been completely right. It had not been dispersed in a controlled manner. It had collapsed.
In a mild 'thud', the Vice-Admiral's fist descended on the armrest, hand firmly clenched into a fist.
“Those cowardly ba-” he began to growl but then bit his tongue and released a low, almost grunting exhale while his fist quivered from momentarily clenching tighter. “Prepare to search for survivors,” he instead said in a much more controlled manner a moment later. “Preserve lives.”
“Yessir,” multiple of his officers echoed back as he looked out of the window, where he could still see the ghostly afterimage of the hyperspace bubble linger for a bit longer. It was always a strange feeling, seeing someone in the distance who was already dead...
–
With her view darkened and her goggles momentarily pulled off her eyes, Shida stared at the glowing bubble of impossible colors. Her sensors had already told her what was about to happen at any moment now, however her eyes still heavily constricted as they finally witnessed what unfolded themselves.
In what could be described as nothing else than a 'snap' , the light of the hyperspace-stretch instantly condensed down into its original size as the universe all at once remembered that the laws of physics were a thing that existed and brutally forced space to conform to them once again – no matter what may have been in between it and its original form.
Anything within the strange, round stretch was mercilessly ripped along with the convulsion, forcing all the injected warships and fighters into the single, small point that the stretch had been generated from. Though not even a faction of a second later, it all exploded outwards again as the megatons of mass realized that they could not all exist in the same place at once, since the energy of the event was not quite potent enough to press it all into a neutron star or singularity.
No longer recognizable blotches of undefined, white-hot matter were instantly scattered in all directions like some sort of micro-supernova that accentuated the sometimes still burning nano-stars that the earlier battle had created from the opposing fighters.
It was almost pretty...but still, Shida couldn't help but let her ears hang as she wondered how many of the enemy combatants had known about the decision to end things this way. Had any of them even been asked?
Even if it was the far more disturbing answer in a way, Shida almost hoped that this had actually been one mutual suicide-pact instead of the decision of one single commander to choose death over dishonor. Especially while sitting in a ship that was technically under the command of someone else herself, that was certainly the less immediately petrifying option – even if it would probably spell far worse things in the long run.
As she said there, the 'shockwave' of the collapsing hyperspace suddenly hit her, spreading out through space even without any medium to carry it and rocking her ship gently while also penetrating all throughout her body. Of course the earlier relativity fire had already caused similar ripples and she was therefore quite used to the feeling, however these ones sure felt a bit more severe than those of the U.H.S.D.F.'s own canons. It was like she felt her own body distort while also remaining perfectly in palace – almost like she was a stiff container full of water that someone had given a heavy smack from the side, riling up the liquid without it actually having any place to plash to.
According to everything they knew, this phenomenon felt incredibly odd but was entirely harmless to living beings – which was instinctively very hard to believe when one felt it on their own body.
However, her dwelling thoughts were, perhaps luckily, interrupted as she – or more precisely one of her scanners - picked up on a peculiar signature that one of the scattered debris pieces was sending out.
Well, it was 'peculiar' to her that there was a signal at all at first, however then she quickly realized what it actually was. This particular signal was hammered into any pilot's head six ways to Sunday, and so she reacted relatively quickly when she glanced at the grid and realized that she was the closest ship to it. Firing up her engines, she turned her ship on the spot in a slight drift before activating her generator and making a jump right behind the flying object.
Once there, she allowed her computer to take aim for a second before firing out a harpoon that quickly struck the flying debris and latched her ship onto it through a long cable, allowing her to pull the thing along with her after slowly using her backwards thrusters to disperse its speed little by little. Pressing the indicator of her communication, she then spoke up.
“Scratches to Sun,” she announced. “I just recovered a black box. Permission to return for inspection?”
The black boxes of modern ships truly were among the most ridiculous pieces of tech out there, in Shida's humble opinion. Built to withstand almost everything that would likely take a ship out through a combination of brilliant engineering and extremely flexible material that only worked in its indented manner on very small scales. Well, very small compared to the ships they were built into. The things were about half the size of Shida in the end. For many years, armies of scientists had attempted their very best to make this same sort of defense useful in ways that could maybe be used to protect actual people from catastrophic events – but to no avail so far. For now, the only thing those little marvels could allow to survive even something as ludicrous as hyperspace collapsing was information.
“Permission granted, Lieutenant-Commander,” the answer came almost immediately. “Return to hangar three.”
“Copy,” Shida replied. “Scratches out.”
With that, she moved her ship around and prepared for her jump back to the Sun. Hopefully this thing would give them some answers on what exactly this whole thing was meant to accomplish...
–
Far away in another part of the galaxy, a pair of mildly glowing red eyes was laser-focused on a large screen that was just one of many that had merged all over Nedstaniot-Station to broadcast the breaking news to anyone willing to lift their eyes at a slight angle to look at them.
An attack on a coreworld. And not just any coreworld. Gewelitten itself. Something like this hadn't happened in...well, Curi didn't even know how long.
Details seemed to still be incredibly fuzzy as the battle so close to the coluyvoree homeworld had either just happened or was still happening at the moment of the broadcast, however what few details were known were already repeated on end in an endless scroll of text that was meant to catch as many people up to speed as was at all possible through the medium of television. Obviously the same emerging details could already be looked up on the net as well to find them in a more digestible format than the endlessly moving text next to the not exactly top quality footage of the occurring conflict.
However, despite the speed with which it went by, Curi had no problem following the scroll as they stared at the screen intensely.
“Attack was unannounced. Multiple Gewelitten fleet ships destroyed. Official sources confirm: Humanity NOT the aggressor. Attacking ships presumed to be of zodiatos origin. Unknown weapon technology deployed during the attack. U.H.S.D.F. ships engaged in combat after aggression. Myiat delegation ship confirmed unharmed. Attack on government facility on planet simultaneous to spacial attack. Councilman-Candidate Aldwin confirmed unharmed. Status of U.H.S.D.F. General Krieger unknown. Status of Gewelitten Governor H. Cierrophai unknown. Status of Acting-Councilman Afuéhner unknown. Allied coreworld defense fleets activated and inbound. General alert level raised to 8. Hyperspace-travel shut down around the system.”
“Mother, oh no...” Mueen said with absolute shock in his eyes, both of his hands clasped over this mouth as his wide pupils quivered in fear from what they witnessed.
Curi could understand his worry. Though Moar had supposedly been with James, so she would probably be fine. The cyborg was certainly more than just a little relieved that James was already confirmed to be safe. Though the idea that Admiral Krieger's situation was unknown was more than just a little disconcerting.
Though despite the supposed lack of their commanding officer, it seemed like the humans had decisively won out in the battle outside of the coreworld's atmosphere; unknown technology or not.
Given the sub-par footage that some drone was likely recording from quite far away from the actual conflict, it was very hard to tell just what sort of weapon the unknown but presumed to be zodiatos attackers had unleashed there. It looked like some sort of emanating energy that destroyed what it came into contact with but also interacted with it as if it had a physical presence.
Curi had never seen anything remotely like it before – not even in their wildest theories – and their mind immediately wanted to go wild with speculations and ideas about how such a thing might work now that they knew for a fact that it was possible from seeing it with their own eyes.
However, the cyborg pulled themselves together and successfully forced the briefly almost overwhelming desire to focus on nothing else down as they shifted their gaze slightly away from the screen to look over at their other currently nearby company.
Then again, as much as they knew they couldn't let their guard down around him, Reprig's eyes were just as immovably attached to the large screen as Mueen's were as he witnessed the unfolding battle with quivering horror.
His trunk was wiggling wildly in his face and one of his hands nervously scratched over the plate of the table they were all sitting and standing at and on, right next to a piece of paper with a hastily drawn sketch of a spring-like mechanical leg that was inspired by what humans called 'running blades'. The Warrant Officer's weapon also laid on the table, pushed a but further away from his hand so he wouldn't be able to easily reach it.
Though despite his focus, Curi couldn't quite help but speak up after a moment of watching him. “A coreworld attacking another coreworld,” they said to the man, who they knew either had to know far more than they did about this – or would be far more invested in it unfolding. “This is unprecedented.”
Reprig seemed to notice that they were talking to him, however he still remained silent and stared a good few moments longer before finally pulling his gaze away from the screen.
As his eyes met theirs, he looked a bit sick. It almost reminded the cyborg of one of the first interactions they had with the man, back when they nudged him slightly to hand his spy-device back to him after he tried to hide it in James' cabin. Though this time, the cyborg was quite sure that they were not the reason why the man seemed like most of his blood was currently rushing into his stomach.
Could he actually be shocked about what was happening? Was this not part of the plan?
“Unprecedented doesn't even come close to describing it...” he mumbled and couldn't hold the cyborg's gaze for long, looking down to the table's plate instead. “And these aren't just any coreworlds. Osontjar and Gewelitten have been allied for an unimaginably long time. The thought that they would even think of attacking each other...what sort of madness could've caused something like this?”
Curi was the first to admit to themselves that they were far from the best at reading people. If someone with even a modicum of skill in acting wanted to make them believe something untrue about the person they were talking to, they would never deny that there was a good chance of that person succeeding.
Still, Reprig's reaction felt...genuine to them. As if he had actually never expected something like this to happen. Not in a million years.
Maybe it was just skillful acting. And Curi knew that they should have been suspicious like that. However, despite everything he had done, they couldn't quite bring themselves to suspect that he was lying at that moment.
“I know it is unlikely you will give me an honest answer, but-” Curi began to say, however Reprig was more than able to anticipate what they were going to ask and replied long before they were finished.
“No. No. Never,” the sipusserleng said, shaking his head heavily and standing his trunk up while making a denying gesture with his hand that was so brash that he actually knocked his crutch off the small outcrop in the table it had been laid down on. “This must be some absolutely deranged people, no two ways about it. To attack a coreword...”
Curi noticed Reprig's gaze briefly twitching down, his eyes jumping onto the personal assistant strapped to his lower arm as if he suddenly got the urge to use it for something.
Curi suspected he likely wanted to call someone; question them to make extra sure that they had, in fact, nothing to do with this. Though the sipusserleng suppressed the urge and pulled his eyes away, bringing them back up to the screen.
Just at that moment, the implosion of collapsing hyperspace suddenly lit up the footage moments before the glowing remnants of what once had been the zodiatos ships were scattered across the star-system.
Mueen mumbled something in his home's language as his eyes remained affixed to the screen. Curi couldn't even begin to guess what he was saying. However, his voice sounded pleading.
“Suicide instead of surrender?” Reprig meanwhile mouthed breathlessly as his nervous tick of excessively licking his trunk began to show.
Although he had often been otherwise employed in recent times, Curi could see it in the man's eyes that he was still, in a way, military at heart. He knew the general values and doctrines that were conveyed to the soldiers of the Communal Military, both inside and out. And the idea of someone choosing death like this...it seemed to rock him to his very core.
Slowly, he turned his gaze over to Curi. His eyes were almost pleading with the cyborg, even if they seemed to already know that his next question would be asked in vain.
“Could it maybe have been the humans and their-” he began, but this time, it was Curi's term to cut him off after anticipating what was coming.
“While humans very much employ the collapsing of hyperspace as a tactic in war, the process is not invisible – or even subtle. Had the human ships caused that collapse, it would've been noticeable,” they explained succinctly. “It could've still been a mere unexpected failure of the hyperspace generation, of course. However, with the rarity of such events, the timing seems...unlikely.”
“They weren't even trying to generate a real stretch...” Reprig concurred dejectedly and left his head hanging, his trunk also sinking down limply. “I can't even imagine- Well...I hope they will at least find peace now, away from the madness.”
Curi paused for a long moment, staring at the Warrant Officer some more. Admittedly, the cyborg was a bit confounded at something. They knew for a fact the man had put his own life on the line for his orders, with a very real chance that they would lead to his death, more than just once. And yet the idea of being ordered to die seemed to disturb him. They couldn't quite figure out the difference that led to the results in reaction being so incredibly different, however it was still very clear that there was one.
And it seemed to hit the man hard.
Self-admittedly, Curi didn't exactly pity the man. They didn't quite have the capacity to. They knew about so many horrible things he had done that simply seeing him distressed was far from enough to stir such deep empathy for him within them.
Yet still, they weren't left entirely cold by it either – and if it was only because he seemed to be affected by these events in the ways a, for a lack of a better term, 'normal person' would be. He was shocked at the sudden, seemingly senseless violence, and concerned about the people involved.
Granted, it was likely only because they were people he considered worth being concerned about, yet still, the reaction was so...'normal', in a way they didn't quite expect from someone with such a capability for unceremonious acts of cruelty and violence. Even this person who had tried to kill them, or at least had been entirely comfortable with them getting killed, was capable of such a reaction.
And Curi...wasn't sure if that made things better or worse, if they were being honest.
It felt better because there was the capability for empathy there, however...it felt worse because they felt how they had been and likely still were willingly denied said empathy.
He could have cared...he just didn't want to.
Curi shook their body heavily, causing mild sounds from the engines running their legs' movements from the sudden force as they tried to shoo away emotions that they really didn't want to be feeling at that exact moment.
The thing that mostly kept them from following up on some of their uncomfortably aggressive thoughts at that moment was the fact that Mueen was still with them, the worry for his mother written across his features like a deep engraving in a metal plaque. He did not need anything like that around him right now, that much was clear.
Slowly, they moved over to him and reached up one of their long legs to run it along his arm while he still covered parts of his large face with both hands.
“She will be alright,” Curi then assured the dark-furred rafulite, switching from their usual voice box to their more “melodic” one to put on a gentle, calming tone. “She is stronger than she seems.”
Inhaling deeply as his nostrils flared, Mueen closed his dark eyes and swallowed heavily, taking his gaze off the large screen for the first time in many minutes while slowly hanging his head down.
“Yeah,” he said, seeming to force hopefulness into his tone. “Yes, she'll be fine. She made it his far. This won't get to her.”
Curi nodded with their entire body and continued to run the tip of their leg along his arm.
“She will be,” they repeated, both to the man and themselves as their own eyes moved upwards, their gaze falling back on the battlefield riddled with burning remnants of matter. “I'm sure of it.”
–
Never in his life had James felt so drunk and so sober at the same time. His mind was entirely clear, running a light-year a minute as it desperately tried to simultaneously process all the admittedly little information that he had in his current situation AND to not absolutely freak out while doing so somehow – a task he was ludicrously failing at. And it did NOT help that his body could barely keep itself on his own two feet.
He had avoided completely fainting by a hair earlier after reminding himself that, instead of being terrified for Shida's life, it would be much more fair towards her to simply focus on trusting in her skills to carry her through. However, that was barely a little patch on an enormous crack in his facade as he couldn't help but go over and over and over the fact of how much worse the situation that she needed to jump into here had been for her simply because it was his damn birthday and they wanted to indulge over it. He should've stopped that, but noooo, he just had to go and let himself be swayed so damn easily, as if he was still that little boy following Koko around whenever she visited the compound to try and get some attention.
Of course, a quiet voice in the back of his head tried to politely remind him that Shida had, in fact, not only taken part in the festivities as well but also encouraged him to do so, however it was easily overpowered by the screaming rest of his mind.
He briefly glanced over at the only somewhat conscious Commander. When she said that they should match each other's drinks, that should've been the moment he stopped. She was like half his weight, what the hell was he thinking?
His mechanical hand shot up, heavily gripping a fist full of hair as he tried to force himself to focus. What's done is done. There's no changing it. He should focus on anything else right now.
Though as he painfully pulled on his hair like that, his eyes suddenly went wide as he noticed something. Or, more precisely, didn't notice something.
When had the alarm stopped? Just now? Or had it been out and he just hadn't noticed?
Letting go of his hair, he lifted his face and looked around. If the alarm was over, then that meant...
The uncoordinated movement of soldiers reaching for their phones and radios with different speeds went through the room, and after brief confirmation, the uniformed forces began to move, having seemingly gotten new orders other than guarding the safe-rooms. Apparently, the threat was over.
James quickly fumbled for his own phone, his barely coordinated hands struggling extremely with the simple task of trying to call one of his contacts – much to the frustration of his already cleared mind. His finger trembled as he swiped it across the screen, trying to get it to the right damn place to make a simple god-damn call.
However, he froze in the motion at a quiet sound that was immediately followed by a sudden stir behind him as multiple people seemed to move quickly. And after just a second, James was among them as well.
Nearly tripping over his feet, he damn near threw himself onto the sickbed that didn't stand too far away from him, his phone momentarily forgotten and eyes wide open as they stared over at an endlessly familiar dark face, that however had life in it for the first time in what felt like an eternity at that moment.
Slowly and twitchy, Nia's eyes fluttered open as she let out quiet groans while mildly stirring in place while her doctors and nurses hurried around her and quickly began to take her vitals.
After flinching heavily as a flashlight was quite suddenly shone into her eyes to test her photopupillary reflex, she began to move even more. Meanwhile, James and Tuya were basically pressed shoulder to shoulder close to the foot of her bed, the only thing keeping them from dashing right up to her face being just enough awareness to not get in the doctor's way.
Still, although her movements were very slow, stiff, and groggy, Nia eventually lifted up her head, looking around with still somewhat hazy and half-closed eyes. But that didn't stop her from smiling when her gaze fell onto the two who so nervously stood at her bedside there.
“Hey,” she said in a quiet, croaky, but still very much cheerful voice as her unkempt hair fell down both sides of her face.
Though James didn't see much more than that, because just about at that moment, his vision was entirely taking away by welling-up waters sweeping him along.

For me it's my father. No second thoughts about it. I've disliked him on so many occasions, for scolding me harshly in public and treating my sister with 5x more affection and compassion. But he is the one whom I can rely on and count on no matter what. Other members get emotionally carried away, and despite having the best of intentions, Freak out.
His financial literacy is truly remarkable. If I am financially stable now, it's only because of him. He understood the importance and encouraged me to do my bank work on my own as early as I was 16. Even now I consult him before investing and filing my taxes. He sponsored my entire education till I finished my undergrad; all the money I earn is for myself. I am grateful for the privilege. It's all because of his planning.
His father abandoned him and his 4 younger siblings and moved to Andaman. His mother (my grandmom) worked as a factory worker to meet ends. He started earning when he was 14 by teaching younger kids. His relatives wanted him to start working after 10th, but he rebelled, completed his Bachelor's and masters, all while working and supporting his mother, paying house rent for family, and education fees for his siblings. In fact all his salary well into his 20's went to repaying all the loans that his mother was unable to pay. A few years ago, his father reeached out to him after 30 odd years, as he was unable to pay for his treatment (Dialysis). Father refused to meet him, but sent money for his treatment to some mutual relative. The man died to drinking, his siblings apparently attended the funeral, my father refused. I have visited his home town only a couple of timss and realised how far he has come in life.
I hope I am capable enough to follow his footsteps, and maybe improve a little by being more sensitive and unbiased towards loved ones.

How we could save Star Trek: Lower Decks and create Star Trek: Legacy

Mike O'Sullivan • May 2024 • mike@cerritosenterprises.com
Executive summary
We can save Lower Decks and create Legacy, but it will take more than appeals to Paramount. It will take money. These series can be fostered by a group of business savvy Star Trek fans. It would be a profit making venture that could also give Star Trek fans more of what they want.
Key takeaways:

• I'm not being a downer, but we need to face reality.
• Letter writing campaigns and petitions will not save Lower Decks or create Legacy.
• Doing so would take money.
• Investors could make a good profit from those shows.
• I propose here a plan that is a long shot but could work.

Historical background
Star Trek TOS was the first show ever extended because of a letter writing campaign. NBC and Desilu executives were impressed enough by the campaign to extend the show one more season.
At the time, determining television ratings was a young science. Shows were only rated by percent of total viewers. Demographics were not taken into account. Only a few years later, NBC executives realized that Star Trek was actually a big hit. It attracted young, middle class Americans… one of the most sought after markets in the world. Ever since then, Star Trek has had a symbiotic but complicated relationship with fans and networks.
Recent background
Unlike TV ratings in the 1960s, streaming services know quite a bit about viewership. They know which shows are popular and the demographics of those viewers. They know exactly how much money each show is bringing in. Apparently, Star Trek isn't doing well enough to attract their investment dollars.
Paramount is in the midst of serious financial difficulties. Their stock has declined by 50% in the last year. Their streaming service, Paramount+, lost $490 million last year, which was an improvement over the previous year when they lost about $575 million. All of Paramount's revenue streams are down, they're over leveraged, and they have a cash flow problem. [https://www.hollywoodreporter.com/business/business-news/paramount-streaming-loss-subs-1235838684/] Paramount is struggling to make ends meet, so they're making cuts. We wish they weren't cutting back on Star Trek, but tough decisions have to be made.
Executives presumably already knew that there would be campaigns to save Lower Decks and create Legacy. They've already taken that into account. Unless a campaign is overwhelming, it's unlikely to change their minds.
The plan
It's important to understand that this plan is based on profit, not fandom. While there is certainly a place in the world of commerce for doing something because it's cool, profit is the engine that drives business.
I propose here a plan in which a group of investors form a company devoted to investing in Star Trek. This plan would reduce Paramount's risk while leveraging the popularity of Star Trek. As business ventures go, the plan would be relatively low risk because it only moves forward if certain contracts could be arranged. However, even with contracts signed, it would take a significant investment to get the cameras rolling.
First, let's look at some numbers. I'm working from memory here, but I think these numbers are close enough for an overview of the situation.
It costs about $3 million to produce an episode of Lower Decks. It costs about $8 million for an episode of Discovery, so Legacy would probably cost around the same amount. For the purposes of this discussion, we'll only look at Lower Decks. The same principles would apply to Legacy on a larger scale. A ten episode season of Lower Decks would therefore cost around $30 million. Hollywood accounting can get tricky… an expense item can get allocated among multiple projects that might not seem related. Therefore, a per-episode estimate is fuzzy and doesn't necessarily extrapolate into a season-long budget. We'll go with a season budget of $30 million here. Reality will adjust those numbers as necessary.
In terms of corporate structure, there are two Paramount divisions involved in producing Lower Decks: Paramount Studios and Paramount+. This plan drops Paramount+ out of the equation, instead relying on other streaming services like Netflix.
So let's get to the actual plan.
A group of investors would form a company called Cerritos Enterprises. Those investors would probably be Star Trek fans… the tech world is filled with Trekkies. However, remember that this is a profit making endeavor, so fanship isn't a requirement.
Cerritos Enterprises wouldn't initially need to raise a huge amount of money (as startups go). $1 million would probably be a good start, enough to show that the company is a real, established startup that's ready to do business. They would need to provide evidence that they can raise more funds if the deal goes forward. That makes it relatively low risk because more money isn't invested until there are signed contracts. (I'm going to stop saying "relatively" every time I say "low risk". Just assume the risk is always relative to the general risk of any business startup.)
Having established credibility, Cerritos Enterprises makes proposals to two companies: Paramount and a streaming service, say Netflix.
To Paramount, they propose hiring Paramount Studios to produce Lower Decks. That would appeal to Paramount because it would be low risk: they don't have to proceed until they have at least some cash in hand.
To Netflix they propose that Netflix would carry the show. Netflix would be the biggest risk taker: they can't know for sure how popular the show would be on their platform. However, Netflix is in a good position to take risks. They made $5.4 billion profit last year, up from the previous year. In fact, they have been consistently profitable every year since 2011. [https://www.businessofapps.com/data/netflix-statistics/] They're a good candidate for a risky entertainment venture.
The proposals involve sharing expenses. Each player would contribute money. For example, Cerritos Enterprises would kick in $10 million, as would Paramount and Netflix. Paramount's investment would be in-kind… they produce the show with the knowledge that Netflix is already ready to buy. Netflix would need to kick in some money before delivery to get production going.
Allocating profits would get complicated. Paramount might want more than just payment for producing the show; they would want revenue based on the popularity of the show. Netflix might not be satisfied with just adding a great show to their platform: they might want a share of merchandising or of future expansion of the franchise. All of that would have to be worked out.
If we go with these numbers, Cerritos Enterprises would need to pony up about $10 million. To give some perspective, $25 million is considered the sweet spot for first round investment in a tech startup. Most startups fail, so an investment of $10 million in a low risk venture wouldn't phase the world of investors. It has a better promise of profit at a lower investment than most startups.
In terms of who would put up the money, we can generally divide investors into two categories: macroinvestors and microinvestors.
Macroinvestors are the peoplecompanies that put up millions of dollars for a venture. They're often called "angel investors'' because they put money into projects that most people wouldn't view as promising. Angel investors would form the bulk of investment.
I would love to see the project include Star Trek fans (like me) as microinvestors. However, that might be difficult or impossible. Securities and Exchange Commission regulations make it difficult for small investors to get in on startups. (Personal note: this is a situation that I think should change. Little guys like me should be able to get in on the action.) You can't just crowdfund a project by selling equity. That being said, fans could be a promising source of money. Trekkies probably skew towards higher incomes, and they're passionate about the franchise they love. I'm sure quite a few fans (like me) would make small investments just for the sheer excitement of getting involved in Star Trek. If for no other reason, I would like to see Cerritos Enterprises include microinvestors so the fan base could have more say in the future of our franchise. A company like MicroVentures (https://microventures.com/) might be able to help implement microinvestment.
Cerritos Enterprises would benefit from having a Star Trek star on the board of directors. Jonathan Frakes would be a good choice. Not only is he beloved by the Star Trek community, he's an experienced director and producer. He knows the business. He could attract Trekkie investors, then he could talk business with them. George Takei is also an experienced entertainment producer. There are probably other business savvy stars who could get involved.
Conclusion
Entertainment industry professionals will undoubtedly find flaws in this plan. That's a good thing: it helps make the plan better. However, Hollywood is like any other industry: money talks. A pile of cash on the table will get their attention.
This is an ambitious plan, but Trekkies are an innovative group. Making things happen is what we do.
Let's make this happen.
Mike O'Sullivan [mike@cerritosenterprises.com](mailto:mike@cerritosenterprises.com) Star Trek fan

The title might sound like a complete quitter's thought, but hear me out.
I've had some sort of interest in photography since my teen years, but never got really into it until two years ago, when I had a Digital Photography class in my university. I got my first DSLR camera a year prior to that (Nikon D5100 with 18-55 and 55-200 kit lenses), and that class taught me some solid basics on how to use the camera. I still wouldn't call myself advanced, or anything but beginner, but I like my photography hobby. It's creative, it's fun, it gets me outside, and perhaps most importantly, it gets me out of my comfort zone.
I like how photography requires constant learning, I like how you can always create something new (at least new to yourself), and I like how it helps me connect with people. It's a pretty fulfilling hobby.
However, there's a problem I have. I have a medical condition called Essential Tremor. My case seems to be pretty mild, I can even do stuff like repairing phones (to varying degrees of success, admittedly), it doesn't affect eating much, and generally, the main problem I have with it is that it affects my self-confidence and self-esteem. But lately, it seems to be getting ever so slightly worse and worse, and I find that worrying. Maybe it will get better, maybe it will impact my day-to-day functions, making photography impossible for me.
I'm not looking for sympathies, I'm just saying how things are, unfortunately. Last weekend I went out shooting with a friend, and I had to crank the ISO on that poor thing up to 800 and even higher at f/5.6-f/8 to be able to shoot, and I'm not experienced enough to know if the shutter speeds of around 1/100 are problematic even to 'normal' people or just to my tremorous hands. Maybe the light was too low, maybe I didn't get the settings right, but overall, I felt a little bit disappointed in my photographic abilities that time.
To make things worse, I'm doing my bachelor's paper, and it's about comparing digital photography to analog photography. It was supposed to be fun and a good way to finish my studies, but as this academic year I have nothing but the thesis to do, I got a job. Apparently, it's much less fun when your whole life is basically revolving around balancing a 9-5 job, a bachelor's thesis, and mental sanity, so the appeal of photography as a hobby is sort of vanishing for me. Hopefully I manage to pull the paper off by July, and it doesn't become a chore.
Not to mention that I feel as creative lately, but that's probably a topic for another time. It boils down to perfectionism and my general lack of patience, which I acknowledge as a problem, but often can't fight.
So between a medical condition, having to do it as a bachelor's thesis, and generally having a creative block, does it even make sense to invest myself into photography (I mean both time-wise and financially), or should I focus my energies elsewhere?

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ASSESSMENTS I CAN COMPLETE:

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MY MATH SUBJECTS OF EXPERTISE:
I am very knowledgeable and proficient in assisting students in a wide range of mathematics classes. I can help students complete their homework assignments and other projects get an A on quizzes, tests, and exams (including proctored assessments) answer online discussion posts write essays & papers in MLA APA Chicago format and provide general overall academic help in each math course listed below:

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• Quantitative Reasoning Quantitative Methods Quantitative Literacy (Quant)
• Statistics (Stats)
• Statistics for Social Sciences
• Trigonometry (Trig)

STATISTICS HELP (MY BEST SUBJECT):

• I have a master's degree in Applied Statistics from a university in New Jersey, USA. As a result, I am very proficient in helping students with various types of Statistics courses including Biostatistics Business Statistics Elementary Statistics Probability & Statistics Psychology Statistics.
• I have extensive knowledge and skill with helping students get through various statistical concepts including all of the following in alphabetical order:
• ANOVA Bar Graph, Boxplot, Dot Plot, Histogram, Pie Chart Bias Binomial, Exponential, Poisson, Gamma, Uniform Distribution Central Limit Theorem Chi-Square Test Coefficient of Determination (R^2) Conditional & Relative Probability Confidence Interval Correlation Coefficient (r) Critical Region Critical Value Descriptive & Inferential Statistics Effect Size Expected Value Experiment vs Observation Goodness of Fit Test Hypothesis Testing Interpolation & Extrapolation Interquartile Range (IQR) Kurtosis Left, Negative, Right, Positive Skewed Distribution Logistic Regression Mean, Median, Mode, Midrange Multiple Regression Nominal, Ordinal, Interval, Ratio I Population Parameter Normal, Symmetric & Bell Shaped Distribution Null & Alternate Hypothesis One & Two Sample T-Test One & Two Sample Z-Test Ordinary Least Squares Outliers P-Value Pooled Variance (Equal Variances) Proportion R^2 Range Regression Regression Line Reject & Fail to Reject Ho Relative & Cumulative Frequency Distributions Relativity & Reliability Right, Left, One, Two Tailed Tailed Hypothesis Test Sample Statistics Sampling Methods (Convenience, Stratified, Simple, Cluster, Systematic) Significance Level (1%, 5%, 10%) Skewness Standard Deviation& Variance T-Score Test Statistic Time Series Type I & Type II Errors Unbiased Estimators Z-Score

ALGEBRA HELP:

• I am well-versed in helping students do well in Algebra 1 & 2 College Algebra Intermediate Algebra Pre-Algebra and I am very knowledgeable and proficient in the following algebra topics in alphabetical order:
• Absolute Values Circle Equation Domain Exponents Graphing Horizontal & Vertical Asymptotes Inequalities, Equations & Functions Inverse Functions Linear, Exponential, Logarithmic, Quadratic Equations Logarithms Maximum & Minimum Values of a Graph Number Lines One-to-One Functions Parallel & Perpendicular Lines Plotting Points & Ordered Pairs Point-Slope Form Polynomial Division Polynomials Radicals Range Rational & Irrational Expressions Rational Functions Real Roots Real Zeros Relations & Functions Slope Slope-Intercept Form Square Roots Standard Form of a Line System of Equations System of Inequalities Variables X and Y Intercepts

CALCULUS HELP:

• I am well-versed in helping students do well in Calculus I, II & III, Calculus 1, 2 & 3, Business Calculus, Multivariable Calculus, Vector Calculus and I am very knowledgeable and proficient in the following calculus topics in alphabetical order:
• Absolute & Local Maximum and Minimum Antiderivative Area & Volume Chain Rule Concavity Continuity Convergence Test Critical Points Curvature Curve of Rotation Curve Sketching Derivatives Divergence Test First & Second Derivative Test Fourier Series Implicit Differentiation Increasing / Decreasing Functions Infinite Series Integrals Integration by Parts Jacobian Matrix Limits L’Hopital’s Rule Maclaurin Series Mean Value Theorem Partial Derivative Product & Quotient Rule Reiman Sum Related Rates Simpson’s Rule Solid of Revolution Substitution Rule Taylor Series

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ATTRIBUTES THAT SET ME APART FROM OTHER TUTORS:

• I firmly believe that I have many attributes and skills that set me apart from other tutors. Below is a list of qualities that makes me an ideal fit to help you master your coursework:

I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:

• Proficient in CollegeBoard AP Calculus AB, AP Calculus BC & AP Statistics exams.
• Skilled with International Baccalaureate Math Exams: IB Maths HL & IB Maths SL
• Can intentionally answer a few problems incorrectly at the student's request.
• Can text solutions to the student while they are taking a proctored exam.
• Upon request, can purposely obtain grades below an A (ex: B+, B, C+, C-).
• I can stretch out the time to a plausible length for timed exams and assignments before submitting them.
• Have reliable software that can change my IP address to match the closest major city near the student.
• I have exceptional multiple-choice exam-taking skills. I have mastered the various techniques to make calculated guesses for the correct option in standardized exams such as the SAT & GRE.

I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:

• I have no problem with requests to solve sample problems upfront to prove my knowledge & proficiency of the course concepts.
• I can provide glowing references & strong examples of work done for past clients to verify my academic skills.
• I can also provide, upon request, complete detailed calculations with explanations for solutions to the problems worked on.
• I am quite skilled and adept in using multiple modernized educational platforms and software, including but not limited to: Brightspace MyStatLab D2L WebAssign Canvas MyMathLab Blackboard ALEKS
• Can format term papers and discussion posts in APA MLA Harvard Chicago Vancouver OSCOLA IEEE format.

I HAVE PAID ACCESS TO OVER 15 STUDY-HELP WEBSITES AND MATHEMATICAL SOFTWARE:

• I have multiple paid subscriptions to a wide range of academic tutoring resources, including Chegg, Quizlet, CourseHero, Brainly, Grammarly, Study. com, Bartleby, Slader, Transtutors, Slideshare, StudocU, Turnitin, Academia, SymboLab, WolframAlpha, and Scribd to help guide to solve exam & homework questions that I may not immediately know.
• However, I am smart enough not to blatantly plagiarize solutions online but instead write them in my own unique words, formatting, & mathematical terminology.
• I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
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MY AVAILABILITY & RELIABILITY:

• Depending on my availability, I can accommodate immediate tutoring requests, 1-24 hour, and 1-30-day deadlines.
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• I can also be available to tutor students for Fall 2021 Spring 2022 Summer 2022 semesters.

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
• D - K: Dallas College Dartmouth DeVry Excelsior College Florida International Florida State Full Sail Georgia State Grand Canyon Harvard Houston Community College Ivy Tech Community College Kaplan Kennesaw State Kent State
• L - T: Liberty Lone Star College System Kaplan Miami Dade Michigan State CUNY State University of New York (SUNY) Northern Virginia Ohio State University of Phoenix (UOP) Penn State Princeton Purdue (Davenport) San Diego State San Francisco State San Jose State Southern New Hampshire Southern Nevada Stanford St. Petersburg Strayer Texas Tech
• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
• U - Z: UCLA Extension Utah State Utah Valley Valencia Walden U Wake Technical Western Governors Wilmington Yale

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I OFFER FLEXIBLE PAYMENT PLANS:

• I offer several unique payment plans, including a weekly plan, a discounted monthly plan, a discounted half-now / half-later plan, and highly discounted up-front rates.
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• Only people located in North America have access to Venmo Cash App Zelle.
• This is an excellent way to determine if the person you're dealing with is from the United States.
• Within reason, I offer a partial or full money-Back guarantee if the student is very unsatisfied with my academic services.

TUTORING AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
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THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
• 4) Send you full screenshots of written exam solutions I wrote up by hand for students in the past in the same course that you need help with so that you can see my neat handwriting.
• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes. Why choose low-income victims when it would be much more profitable to target high-income, high-net-worth individuals earning at least six figures a year? I have knowledge in business consulting, and I promise you that a business owner would be a MUCH more lucrative mark than a low-income college student.
• I wouldn’t choose such a time & energy-draining method of scamming people. Also, communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine. This means that 90% of my time communicating with potential clients ultimately proves to be a colossal waste of my irretrievable time & energy.
• If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now. And I would have been permanently banned from opening new accounts. Therefore, the fact that all my payment apps have been fully active for years should be sufficient proof that I haven’t had people consistently disputing payments sent to me.

HOW TO CONTACT ME:
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• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
• Please feel free to contact me if you're interested in my services and would like to learn more. I'm available 24/7 via phone call, email, and text. Again, thank you for taking the time to read my Reddit tutoring ad, and I hope to hear from you soon!

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Day 21!
Tuesday Tuesday Tuesday. Off we go, let’s talk goals!
Don’t spend $ outside of preset weekly budget: On it today. I’m also setting aside time this week to make some longer term financial plans. And if that doesn’t make you feel ancient, I envy you.
600 calorie meals, 20 minutes a meal (for Invisalign), no snacking & be at goal weight maintenance (1831 calories): I'm counting & logging my meals but that’s about it for this one.
Weigh in daily: Don’t got it. 11/21 days.
Lose 1-2% of body weight per month: I'll check on this at the end of the month.
Active minutes five days a week: TBD. 7/21 days.
Journal for two minutes every morning: Got it this morning. 19/21 days.
Today's gratitude or laugh list: Today, I'm grateful for my stable career, wonderful family of choice & my humble abode, which I keep up mostly for my ancient cat. She’s 21 & deserves the finest things.
Meditate (sensory grounding) for 5 minutes: Will do when I get home.
Self-care activity for today: I remembered my morning skincare routine & will do a hair mask & bath before bed this evening. I also booked a mani pedi for the weekend.
That's me for today. How about all of you lovely folks?