Allstate life insurance exam

Hi I'm needing some guidance/advice on a situation that has me feeling extremely helpless clueless and has affected my mental health like nothing ever has in my life. Because of it all its been hard for me to have a complete thought. In a way it's like my brain is going 100000mph but at the same time is completely blank. I'm going to summarize best I can and I apologize if anything gets confusing. Please if you are able to guide me in the right direction or advise me on what my rights are I will be extremely grateful for it. My partner who I will call B and I have been together for 12 years and we live in New Mexico. B has always been the breadwinner and I am a homemaker. Throughout the years we have acquired quite a bit of things, property, vehicles, animals (horse dogs ducks chickens) tools etc together. Quite a bit of things. Everything is in his name but we have never had any problems or had any reason to worry otherwise. Ive always just used his card and/or acct to pay bills etc. Through the years we have distanced ourselves from the majority of our families because of their lifestyles and because we enjoy the simple things and try to avoid the drama our families are always stirring up.His son who lives in texas will call about once a week which usually ends up in B sending him hundreds and at times thousands of dollars at least a couple times a month if not more which B makes good money so it's never been a problem. The end of February B had a hemorrhaging stroke and was airlifted to Texas. For a month and a half I was there 24/ 7 doing everything I could for him. He and I are very close. Its been just us two for so long. His son was still asking for money while we were up there and I told him due to the circumstances we couldn't until we knew what all was gonna happen. Long story short he wasn't happy about it and everything seemed to go downhill from there A couple weeks into being in texas our home in new mexico got broken into and so I ended up having to drive back to check it out. I was gone for two days. When I got back his son came up there and told me he had power of attorney that his dad had personally signed himself (which his father is not medically competent at this point because of the severity of the stroke. He has very little left side function and his speech was non existent to everyone except for me which was only about 5 words because he was frustrated trying to talk and not being able to so he only would try when it was us two alone ) and had me removed from the hospital and also literally grabbed my keys from my hand and took our truck leaving me stranded in the parking lot. Our truck is under Bs name. It used to be under Bs and my grandmother's both but she's now deceased so no longer on title. I'm not on title but I am on the insurance as a driver of the vehicle. His son is no where on it. All my money and keys and clothes and a lot of important things were in the truck. I have asked multiple times to see the power of attorney papers but nothing. They have a privacy thing on B so I can't get any info. I was lucky enough to have a friend help me with an old vehicle that has no ac or heater but at least runs. I have been sleeping in the Walmart parking lot for over a month now with door dashing to maintain. It is one of the hardest most low times of my life but I have nothing and nowhere to go. His son and their family knowing i have nothing and my current mental state to intimidate and bully me and won't let me go to our home in new mexico which doesnt have much left that hasnt been taken or destroyed at thos point sadly but I haven't pushed too much because idk who I can talk to with us being from and our home being in New mexico but him being in texas currently in the hospital and also texas where his son took our truck from me. I'm not sure of what legal rights I have because even though we've been together 12 years I'm not on any paperwork. My license says our address but idk if that matters and I don't want to do something that could get me in trouble and maybe effect something in the future but also his son has had all of our animals removed and are all gone from the property. I have no idea where any of them are and have heard that he has done bad things to them. His son is not a good person and very sneaky and malicious. I have no money. I have no home anymore I miss my partner more than life itself and every moment i wonder what he thinks because its been just him and i and we were best friends and does he think i just abandoned him and what has his son told him if he knew the truth of what was going on this would just kill him. I am backed up against a wall and don't know what to do or what rights I have and my mental state is getting so low I have thoughts about giving up and they are starting to scare me. Thank you ahead of time for any help.

As requested, I am going to share a list of things I did that helped me pass my exam yesterday. Just a heads up, this list is going to be more focused on changes that I made in my personal life I strongly attribute to passing both the SIE and Series 7 on my first try while I only had 2 months to do so. I also did not have a group to study with and I did this on my own. I really wanted to prove to my boss that I deserve to work with him and I’m so glad I succeeded. Let’s get into it…

1. Eating healthy: sounds stupid but it’s necessary. You have to feed your body good food in order to help better prepare.
   
2. Getting off social media: I deleted Facebook, Instagram, and TikTok when I started studying for these exams. I found that I was able to pay attention to my studies for longer periods of time, and I actually don’t miss these apps at all. Life overall is better without them but I think they’re necessary to delete while studying for these exams. I only kept Snapchat, YouTube and Reddit because I didn’t want to be completely cut off from society and friends lol.
   
3. Taking breaks: don’t be afraid to take breaks while studying. There’s no point in trying to wrap your head around a concept if you’re pushing yourself too hard. I would study for about 20 minutes and then I would take a few minutes to chill. I think this technique is great for memorization.
   
4. Study when you feel the best: again, there is no point in pushing yourself too much. You will not be able to memorize concepts if you aren’t feeling your best. Somedays I just was not feeling well and I wouldn’t study for as long as usual. Sleep is also super important.
   
5. Study everyday: I studied everyday for at least 3 hours, most days it was about 5 or 6 hours. I do have the time to be able to do this but my boss gave me 4 weeks to study for this exam so I really had to push it. I increased it to 7 hours everyday during the last week of studying. You have to keep up with memorization. I quit my restaurant job and took a quarter off from school so that I would be able to pursue this, and it was important that I studied as much as possible.
   
6. Really try to nail concepts from the SIE: this applies to people who are getting ready to start studying for the 7, but I noticed that a lot of concepts from the SIE directly applied to what we learn on the 7. It’s important to have a basic understanding of that exam since they go hand in hand.
   
7. Believe in yourself: I’m a strong believer that you are your biggest supporter! This sounds stupid but I know a lot of people struggle with self worth, including myself. You have to be your biggest hype man!
   
8. Relaxing before the exam: this is arguably the most important thing to do. I took my exam on Monday, and last Saturday, I studied for 7 hours and then went to hangout with friends and we had some drinks. I am not promoting alcohol use, but I am promoting finding a way to relax, and that’s how I felt I needed to do it. There is no way in hell you’ll be able to pass this exam if you’re too stressed. I basically cut out alcohol and hanging out with friends while studying for this exam, so it was nice to be able to see them and be with them. It really helped with my nerves. Some people might scold at this idea, but I have no regrets.
   
9. Going with your gut: I can’t lie, I think I guessed on about 30% of the questions on the exam. This exam is EXTREMELY detail oriented, I was shocked. I honestly did not think I was going to pass while taking it. I marked about 10-12 questions for review, and then decided to not change any of my answers and to just go with my gut.
   
10. FINRA has ridiculous protocols: this sounds crazy, but sometimes, the most wild choice is the right choice. When I was taking practice exams, I would always choose answers that seemed like they would be the right answer, and the answer almost always ended up being out of pocket in some way. I cannot exactly describe what I’m talking about, but if you know, you know. Sometimes I would laugh and think to myself, “that answer is silly, but ok”. I kind of applied the same idea when I was taking the actual exam. There are some really crazy questions that will have the weirdest of answers. It’s funny in a way.
    
11. Things to study: OPTIONS!! Everything about options! Nail it down! Regulations and rules as well. Taxes are important too. Realized/unrealized gain/loss and the different strategies to sell stocks (FIFO, LIFO, etc) are important as well.
    

Good luck to everyone out there! You got this! Keep at it! It’s pointless to take the exam if you’re too stressed and if you don’t feel confident. That’s what’s most important! Cheers!

Has anyone tried lidocaine infusions? I had them and they were wonderful. My pain would be below a 5 for 3 or 4 weeks before I needed another. Got them that often and lived a pretty normal life until COVID hit. During that time, to my knowledge, the treatment is no longer covered by insurance companies, so all the doctors I know who provided those left the state to continue offering.

Am I morally obligated to assist my child's mother in all aspects of her life despite the fact that she refused to work on our relationship, manipulated and gaslight me, and walked out of therapy and never came back, effectively ending our relationship 3 years ago?
She literally relies on me for everything. Just in the last couple weeks she asked me to fix her lawn mower, fix her AC, take care of her ant problem, fix her security cameras and hang her ferns on her porch. She also asks me to watch/let her dog out while she works, now she's asking me for a ride to work tomorrow.
This isn't just a one time thing. It's been this way for years. At first my mindset was "ill help her get established but after that, I'm done". Now I feel guilty because I feel like I owe these things to her since she is so helpless and the mother of my child.
What makes it even worse is that I'm still in love with her. I have a really hard time being her go-to person when she wouldn't even take the time to better our relationship and keep our family together. I try to help her without expectation, but it's really hard being there for someone constantly and not have some kind of hope that they value you. Also, I know that with some of the things, my son will ultimately suffer. For example, she bought him furniture that needed to be assembled. I knew she was capable of assembling it but was just being lazy. 2 months after she bought it, it was still sitting in the box...so I spent 2 days assembling everything.
It just doesn't seem fair and I constantly feel used. Anyone else been in a similar situation? I pay child support, provide health insurance, co parent amicably, and do more than my fair share of parenting responsibilities, even when it's not "my time" with my son. Im perfectly ok with all that. But I feel like she should have accepted the fact that she would have to do life on her own when she ended our relationship.
Also, my son is 12 years old and perfectly healthy.

2019: graduated from University with a gold medal, and i have an idea what I want to be in future, where I want to earn money and enjoy as many things as possible and live life in luxury so I started upskilling myself and applied to many jobs and attended job fairs but i failed in passing exams in every job and I never succeeded in any interview , I took each and every experience and started improving myself but i failed again and again. No matter how much I try there is so huge competition that I'm failing in every job openings . I am getting rejected by every company.
2020: COVID happened , no job openings and no job fairs to attend and stayed at home and became a shut in for 6 months all while watching animes, movies with whatever money I earned from part time jobs, friends and family. I thought I want to live like that forever (stupid me). In the later years i joined masters course from online as my father pressurized me by saying "do it , u r jobless, u r worthless scum, u are just a shut in who won't do anything" , I said "if I join masters in the institute u r recommending then this plan of urs will definitely fail as u already know it well, u don't have enough guts to send to go far away place where the institute is located if in case COVID reduces" he said "when COVID reduces, just drop out of masters" I said "huh? Then y should I join then?" He said "because I said so, it's for ur good" i said "dad,wait for few months I will find worthwhile job" he said "u will be worthless if u neglect ur career further" . And everyone around me pressured me to join masters course and I joined the course because of pressures and it was completely online at the time , and I worked tirelessly to pass each semester.
2021: continuing masters, i put so much effort into my exams only to barely pass. Whereas , my classmates scored straight As . I was suprised , i was putting so much effort and why I couldn't be as good as them but I was chill cause I'm passing. I finally got assigned a project. I completed the project early even before final semester and I even published a research paper in a journal
2022: in final semester when the COVID decreased the institute which I enrolled masters insisted us to come. The institute was pretty far away from my place. And my dad never allowed me to go there and he never wanted me to lose the masters , I thought of making deal with professor as i already completed the project and even my research paper was published in journal and my professor said " even if u complete the project and passed in every exam I won't pass u in the project unless u come " I said " I can't come due to family issues" my professor "then u r unworthy to study " my dad raised a complaint and after hearing the complaint the whole institute accused me of defaming the institute honor and blackmailed me they will get cops involved in this and ruin my future and to solve this they demanded me to come there and do what they say. I said to them "whatever it is , i won't come there" and i am dropping out of the institute and i do t need any master's . I dropped out of the college and I said this to my dad he became angry and i blamed him this was his mistake and told him "2 years ago I told u this will happen u and none listened to me now see there is 3 years gap in my career and no one will recruit me and 2 years ago when I was clean i failed everything now I have this remark of dropout and now none will recruit me, u do realise how fcked up competition really is in our country , if u r not competent u will be crushed" . A few months passed and i decided to leave the town and family. I found a minimum wage job out of the town and lived with one of my cousins, where I have to do maintenance of transformers and other electrical equipment. There i worked for 4 months and left it because my boss was too bossy and I don't want to work under him. I started working as another minum wage job and left it too because I can't stand bossy people there and also i slapped my boss and i finally thought my own stupidity, professors arrogance and power and my father arrogance and power are the reasons for this, and i decided to go in teaching field. So, i planned how to get into it, so first I started working as a tutor. I joined masters course again at a different institute with scholarship facility as I was a gold medalist from University during my undergraduation. I continued tutoring as a part time to earn money and working on masters in other hand
2023: I worked on my masters and passed through all semesters with above 4 GPA and worked on my project. The students that i tutored as a part time stood as strong as support to me. Their happiness after I teach them filled me with confidence that I can do many good things in life and I want to help as many students as possible. Though I never admitted this to them because as a teacher I can't show weakness before and I need to be strong. Also, my cousin who provided me shelter in times of need made me to be strong and not lose hope on myself
2024: i completed my masters last march and I immediately joined as professor and this professor job is good that none bosses me around again and i am teaching students who are very interested in my lectures, as i already has experience in teaching. I kinda love this job , i don't live with minimum wage anymore and I am helping people with their studies and most importantly none bothers me as i myself earned quite a name regarding skills all thanks to the technical skills and subjects i learned back in 2019. My hardwork of that time not wasted , instead the skills that i developed at the time are helping other people instead. Currently,i am planning on doing PhD maybe I will do it next year or some time later but presently I need to stabilize myself financially .
That's it guys, I'm curious what u think my type is based on this
Also, I agree , I made many stupid decisions in my life don't be harsh on me please... I already blamed myself enough

I am currently at a software startup, have been here about 6 years working in 'customer success' which really means any and everything they throw at me. I make $80k a year with an associates degree; when I started I was at $50k (so I have gotten a 60% increase in 6 years.) For reference, I'm 40/f, 3 kids at home (2 school age, 1 in daycare) - married, total household income right now is ~$225k. We paid off all of our debt minus our mortgage in 2020, so life is pretty good and I can afford to take a pay cut if needed. Husband's job covers our insurance. I am working in a very toxic environment where I'm basically gaslit every day. I can't do it anymore.
I have 2 offers right now and both have pros and cons. The first offer is for a school secretary at the school my oldest starts in this fall. Hours are 7-3:30, M-F, no nights no weekends. Pays $21 an hour with a pension. I would get 18 holidays, 3 weeks of sick time and 15 days of PTO. I know I would kick ass at this job, I had my interview today and rocked it, they called and made an offer a couple of hours later. I could realistically retire from this job - work there for the next 15-20 years while my kids finish up school and retire with a pension when the youngest graduates. It's union so there are guaranteed 4% increases every year as well as the step levels you can progress through. But the max base pay looks to be about $28/hour at some point (before increases, any other stipends, etc). I'm also looking at the fact that most of their staff is closer to retirement age so maybe some other higher level roles will open up in the next few years?
Second offer is with another software startup, I know a handful of people over there because they have moved on from my current company in the past few years. Their current President, Engineering Manager and Head of Product are all people I've worked closely with, President actually hired me at this company and I reported to him for 2 years. 'Unlimited' PTO which I have now, colleague claims they have the 'best work life balance he's ever had' which... who knows. I was told the salary is anywhere from $40-60k but I have a feeling I could talk them up to $70k or maybe even closer to where I am at now. I'm nervous about working in another startup. It's so chaotic where I'm at now, I'm not sure if I want to do it again.
Would love some unbiased advice, as my mental health is really struggling in my current role and I'm ready to walk tomorrow. ('Keep looking' would normally be an option - but my current company is not normal.) Thanks!

Does anyone have any experience with colonial life insurance? I’m currently a hairstylist and my employer is offering “insurance” through colonial life. I am aware that it’s supplementary insurance and not like traditional health insurance. But I’m currently in the position where I can’t necessarily afford regular health insurance and my thoughts are something is better than nothing. Upon doing a little bit of research, I see that the company has very poor ratings and I just wanted to know if anyone had any experiences or could shed on the accidental insurance policy and whole life insurance policy ?

I don’t know what is happening to me. I’ve lost all sensation of my body, I can’t feel anything. I was driving and it feels like I’m floating, I don’t even feel bumps in the road. I drive places and it feels like I just appeared there, I don’t remember the drive or how I got there.
I go out into the sunshine and have no idea what time is it, I don’t feel like I’m “here” at all. Things are unrecognizable, and not visually - mentally. It’s like I’ve never been where I am before.
I have no thoughts in my mind at all, just music repeating over and over again. It’s like my thinking brain and inner monologue are gone, and the fear part of my brain is in complete control. The scariest part is, I don’t have any physical anxiety or panic at all, that’s how I can’t understand why this has gotten worse. I haven’t felt any sort of panic in probably a year. I feel so past the point of many people on here - I don’t see very many people saying they have no anxiety, or they can’t feel their body, they feel disoriented and unable to comprehend reality around them. I cannot focus, or get my mind on anything that requires concentration. My mind is blank.
Why is my nervous system doing this? I cannot find any triggers or anything that would make me feel MORE anxious. Nothing in my life has changed. DPDR is destroying my ability to function. Walking around feeling like you have no body, like life isn’t real, like you’re no connected to yourself or the world around you. I try so hard to just live, and I have been for many months, but I continue to feel worse - not better.
I haven’t had health insurance but once it’s active, I’m going to have every test done. This is not normal, my nervous system must be damaged in some way. If you can’t feel your body even when you touch yourself, or it feels like your legs aren’t even attached to anything, there’s something wrong. I don’t even feel myself breathing or my heartbeat. When I used to take deep breaths, I could feel my lungs expanding, now it feels like I can barely take a full deep breath.
The cognitive issues, the memory loss, the complete lack of energy or interest in anything, the lack of an inner self, not recognizing where I am, what time it is, what life even is. I 100% feel dead, I don’t understand how a doctor wouldn’t able to see this on an MRI or scan - I’ve lost all sensations in my body. Is DPDR just cutting off the physical sensations from being read by my brain?? Same with senses, I don’t smell, feel, taste, nothing. Those things still have to be there but my brain isn’t reading the input and connecting it with memories, which is why everything feels so foreign and awful.
I’ve been watching Robin Shindelka’s YouTube channel and she’s so wonderful, calm, collected. She had DPDR and she came out of it. But I don’t see her explaining my symptoms the way I experience them, she still had physical anxiety and feelings. I have none of that. How can you heal from anxiety when you can’t even feel it? You can’t accept or float through something you’re unable to feel. I don’t see anyone describe DPDR the way I do.
I’ve truly never been in such a worse place. Even at my worst DPDR, I could feel anxiety. It didn’t feel like it was happening to me, or my body - but it was there. Anyone living like this would be afraid. It’s not only taken my reality from me, it’s taken myself and my body from me too. I picture someone experiencing this as they are dying, as a way to cope with the pain. But I’m not dying, I’m not being eaten alive, I’m just doing basic things trying to survive. I don’t fight the way I don’t feel anything. I just sit in this hell every single day.
Robin mentions that DPDR happens when you can’t run from your emotions, yourself or your fears. There’s no actual bear, I’m the bear. My mind fears my own emotions, my own self, there’s no trust. I don’t even know where to begin to get my subconscious to not fear existence. To not fear my own emotions. Any little bit of feeling I have, my mind goes deeper into DPDR. This is all subconscious. My mind doesn’t trust itself - a real bind I’m in here. If you can’t trust you own mind, who are you?

So I've been on lamo for about six months now and as far as I can tell its going good. No major moodswings in either direction and I feel ... Alright I would say. My psych told me it would bring my mood to a baseline so I can live life without spiraling into massive depressive episodes at any given circumatance (Ive always been more on the depressed side rather than manic). And its doing its job, really. But here is the thing - its not that I miss my depressed ass. Its that the ups dont feel as good as they used to, as they should even. Little things, but also big things, that used to bring me so much joy are now leaving me with a "meh" feeling. As if I dont care about them anymore. I passed an exam? Meh. I got asked on a date? Meh. The sun is shining and I'm having icecream? MEH. THE LIST GOES ON. I miss small highs and lows, especially the highs. But I'd never trade them for my sanity. How do you guys cope with this?

My (16M) best friend (16F) has been completely ignoring me for 3 weeks. It began half way through a day, we had spoken before school, and when it got to break time, she was completely blanking me. I tried asking how class was but I had no response. She spoke to our other friends, it was just me she refused to speak to. This has happened 3 times before (November 2023, December 2023 and January 2024), lasting a couple weeks each time - every time I feel like I’m going insane. I begin replaying every conversation we’ve had in the past week to figure out what I did. She still talks to everyone else, if anything she’s even friendlier to them, as if she’s trying to rub in the fact that she’s ignoring me?
Every time I have this sinking feeling in the pit of my stomach telling me that I ruined the friendship and that it’s all my fault. Every time this happens I ask if she’s okay over text, and she leaves me on read, which confirms she’s mad. I ask why she’s mad at me? I say I’m sorry, I plead for forgiveness and I ask how I can fix what I’ve done. I bombard her with messages over a week period and I get nothing back. When I try to mention it in person, she makes eye contact with me as I ask, and then she whips her head 180 degrees so she’s facing away from me? Like an over exaggerated way to show that she is ignoring me?
All the other times this has happened, she got bored after a few weeks and we go back to normal. I was always just grateful that she was talking to me, grateful that she had “forgiven” me. I asked her why she had ignored me once and she said that she wasn’t actually mad at me but was stressed with exams? Idk if that was the truth or if she was just making an excuse to avoid conflict?
I’ve realised I don’t want things to go back to the way they were. Every time she does this it consumes my entire life with anxiety and guilt. It’s constantly on my mind. I know that when she gets bored of ignoring me and comes back that the entire thing would happen again in a couple of months. Originally, I thought ignoring her back was playing into her mind games and stooping to her level but in reality, I’m just saving myself. If she does reach out, I’d respond but the point was that I quit trying to start conversations and stop begging for forgiveness.
if she refuses to elaborate on what I’ve done and refuses to even speak to me then there is no way of me knowing what I have done. I feel like I’m doing the right thing by putting boundaries in place and not jumping at any little bit of attention she gives me, like I have in the past but there’s still a part of me that feels guilty. I find myself thinking that maybe I genuinely hurt her and I’m the one mad at her? But I have given her plenty of opportunities to be honest and come clean about the issue and she continues with the immature silent treatment.
What is the best way to handle the situation?

I have to choose between two plans. My family is on this insurance, I have two children and a wife. My wife frequently visits specialists.
The two plans are here and here and are virtually identical except this one line:

Are there services covered before you meet your deductible?

more expensive one (by $106/mo out of pocket) says:
"Yes. Preventive care, Primary care, Urgent care, Specialist, Outpatient services for behavioral health, Office visits, Rehabilitation, Habilitation, Children’s eye exams, and Children’s dental check-up are covered before you meet your deductible."
less expensive one says:
"Yes. Preventive care and categories with a copay are covered before you meet your deductible."
I don't exactly understand what is the difference here... is it just for the first one we don't have to additionally pay the co-pay? Is the intention for people who have weekly visits to a specialist to avoid the extra cost? Can't tell

Hi everyone, first thing to say I got no money to go to fiance advisor, thank you so much for your help and time, honestly my finance situation has a big effect on my life and my mental health (( I got depressed)) that is another reason why I scare to even get in relationship Long story short , I've been working since I was 11 years old in back home, now I'm 25M living in England, moved to UK almost six years ago, I got ID card, can apply for British passport but I got no money to do, went to college 3 years became a qualified plumber, used to work in takeaway and KFC but 10 month ago became a self employed getting £23 per hour from agency I work on sites get pay round £700 per week after tax , I paid £3K for gas course and soon I'll become a gas engineer, the average salary for a gas engineer is £35K if I work for a company, I managed to save £20K but I lost £16K in crypto in last 2 years have only £4K left I got no savings no pension I pay £250 for rent £700 for car, insurance and diesel and £300 for eating and fun I was thinking to get a mortgage for £150K to buy my first house and give it for rent to friend of mine and get cash for £500 per month but the interest rate is too high I have to pay back £160K only for interest after 20 years, is there any hope that I can get to a good financial position in next 3 years or what should I do now ? Should I get the house or is there any other way ? Honestly I'm looking for a way to get out of this situation.

I've liked my best friend for ages now but I could never tell her cuz I didn't wanna do anything to risk our friendship. She means so much to me and I couldn't lose her over a stupid crush. It's not like I hide it as well, everyone in our school knows and tells me I should ask her out. But we've had conversations about relationships and stuff and it's pretty clear that she will never like me.
My friend was one of the people who shipped us and kept asking both of us why we weren't dating. But out of nowhere he told my best friend he liked her even tho they've never talked irl and are basically strangers. Turns out she has a thing for him as well and they're planning on dating sometime soon.
What sucks is that he didn't tell me at all. That piece of shit had the audacity to tell me to ask her out and ship us and ask her out the next day. He was also acting like nothing happened at all and talking to me like normal. They didn't plan on telling me either, but my best friend went behind his back and told me and expected me to be happy for her.
We've been having exams and I'm under a lot of stress and there's a lot going on in my life all at once and she's been pushing me away. When I was noticeably upset after she told me she liked him she complained how I was too needy and felt like I was draining her emotionally. I had been willingly helping her through anxiety for almost a year at that point. I didn't ask for anything back and all I wanted was a best friend who genuinely cared about me. It was taking a toll on me emotionally as well but I cared about her too much to tell her.
We used to text all the time every day but now she's only online like every 3 hours and sometimes ignores my messages. We're a month away from leaving school and chances are I'll probably not see her cuz she lives far away, but I was hoping we'd still remain close and text just as much. But she straight up said that times change and shit happens and friendships change and that we shouldn't force it.
So I lost my best friend who's also my crush and blew any chances I had by not telling her. I really needed to vent and wanted someone to talk to cuz I have no one. I used to be able to tell my best friend everything but not anymore. Any advice?

I've liked my best friend for ages now but I could never tell her cuz I didn't wanna do anything to risk our friendship. She means so much to me and I couldn't lose her over a stupid crush. It's not like I hide it as well, everyone in our school knows and tells me I should ask her out. But we've had conversations about relationships and stuff and it's pretty clear that she will never like me.
My friend was one of the people who shipped us and kept asking both of us why we weren't dating. But out of nowhere he told my best friend he liked her even tho they've never talked irl and are basically strangers. Turns out she has a thing for him as well and they're planning on dating sometime soon.
What sucks is that he didn't tell me at all. That piece of shit had the audacity to tell me to ask her out and ship us and ask her out the next day. He was also acting like nothing happened at all and talking to me like normal. They didn't plan on telling me either, but my best friend went behind his back and told me and expected me to be happy for her.
We've been having exams and I'm under a lot of stress and there's a lot going on in my life all at once and she's been pushing me away. When I was noticeably upset after she told me she liked him she complained how I was too needy and felt like I was draining her emotionally. I had been willingly helping her through anxiety for almost a year at that point. I didn't ask for anything back and all I wanted was a best friend who genuinely cared about me. It was taking a toll on me emotionally as well but I cared about her too much to tell her.
We used to text all the time every day but now she's only online like every 3 hours and sometimes ignores my messages. We're a month away from leaving school and chances are I'll probably not see her cuz she lives far away, but I was hoping we'd still remain close and text just as much. But she straight up said that times change and shit happens and friendships change and that we shouldn't force it.
So I lost my best friend who's also my crush and blew any chances I had by not telling her. I really needed to vent and wanted someone to talk to cuz I have no one. I used to be able to tell my best friend everything but not anymore. Any advice?

I think it’s so funny. The whole comment section of crusty TikTok is saying she’s glowing and that she’s matured and then there’s always that one person that is so funny and has to bring out what she’s doing wrong and then that whole comment section under that one comment says” can nobody give her a compliment without your miserable attitude”, but I think it’s funny because that same person is in Rachel‘s comments tearing her down, and is tearing down everybody else in that comment section that doesn’t agree with what crusty does and all the people that give Rachel a compliment they tear them down, anybody else noticed that crispies and big back no ass fans are just so toxic and so hypocritical And crispy if you’re listening or reading this get a life and stop hurting your unborn baby because some people would gladly take that baby out of your care. If you don’t want it and for big back no ass your music nobody wants to hear it It literally sounds like a Disney Channel movie gone wrong also, Jacob put a pin in your girlfriend‘s ass because she’s starting to look obsessed with Rachel. We all know she loves kissing girls so maybe she’s in love with Rachel but let’s be real It’s getting weird also get a damn job and support your kids for once pay something for G health insurance or when he goes to school pay for that it’s not that hard to pay for something that you created and for the new baby Well clearly you didn’t even want him so my advice for that would be put a condom on it Let’s not have the next baby mama for another year Give it a break and break up with crispy panties because we all know it’s coming and settle down find a cool job and start paying for your babies and not relying on girls to pay your way. And for Tyler man the hell up and break up with her man she’s cheating on you like grow up and leave Find someone that actually wants you because she doesn’t and everybody sees it except your blind ass self and if Rachel reading this get G before crispy panties and Jacob have that new baby because clearly crispy can’t respect your boundaries as a mother and constantly tearing you down and also sending her friends and minions after you, you have enough proof to get G out of a toxic and homophobic, racist crappy household also can we just mention that there is literally nothing healthy in crispies house for your household Ellie has fruit and vegetables and then balancing off with a couple treats here and there crispies is just junk food.

With my family history littered with dementia, I'd be astounded if I didn't get it. I had just applied for new york life long term care hybrid insurance. I have heard horror stories about insurance companies going under and then not paying up on the policy you spent a fortune on in the end. But new york life has been in business for like almost 200 years or something like that and the salesperson mentioned some trust rating of there's which no other company could match.
So I felt long term care insurance through them was the way to go only to get rejected by them for a heart issue I have.
So what should I do now to both protect my assets and be able to pass on some money to the next generation. As well as be able to afford a decent place should I get dementia? My aunt had dementia for over 20 years. And my dad is on his 6th year now, if I follow in my families footsteps, I'm going to have dementia for an extremely long time which will rob me of every dollar I have and still leave me having to rely on medicaid.
feeling sad about the long term care insurance rejection. feels like a guarantee for bankruptcy and living in a third world quality care home in the future.

So its been almost 3 weeks since I've given my college entrance exam and everything that could've went wrong have gone wrong.
Here are the instances that have occurred in my life since exams :-
I've been in an accident, got stiches (5+1) (if i had gotten one more stitch then i could've said suiiiiiiiiiiiii) have had my phone broken (twice) have had a trip with friends cancelled my favorite sneakers tore up had a situationship turning into a relationship but that went in opposite direction.
how's your life been?

Here are all of the relevant keywords/abbreviations for the CompTIA sec+ exam.
Comment below if you have any questions, if I made a mistake, or if I missed something!
AAA: Authentication, Authorization, and Accounting ABAC: Attribute-Based Access Control ACL: Access Control List AD: Active Directory AES: Advanced Encryption Standard AES256: Advanced Encryption Standard with a key size of 256 bits AH: Authentication Header AI: Artificial Intelligence AIS: Automated Information System ALE: Annual Loss Expectancy AP: Access Point API: Application Programming Interface APT: Advanced Persistent Threat ARO: Annualized Rate of Occurrence ARP: Address Resolution Protocol ASLR: Address Space Layout Randomization ASP: Application Service Provider ATT&CK: Adversarial Tactics, Techniques, and Common Knowledge AUP: Acceptable Use Policy AV: Antivirus BASH: Bourne Again Shell BCP: Business Continuity Plan BGP: Border Gateway Protocol BIA: Business Impact Analysis BIOS: Basic Input/Output System BPA: Business Process Automation BPDU: Bridge Protocol Data Unit BSSID: Basic Service Set Identifier BYOD: Bring Your Own Device CA: Certificate Authority CAPTCHA: Completely Automated Public Turing test to tell Computers and Humans Apart CAR: Corrective Action Report CASB: Cloud Access Security Broker CBC: Cipher Block Chaining CBT: Computer-Based Training CCMP: Counter Mode with Cipher Block Chaining Message Authentication Code Protocol CCTV: Closed-Circuit Television CERT: Computer Emergency Response Team CFB: Cipher Feedback CHAP: Challenge-Handshake Authentication Protocol CIO: Chief Information Officer CIRT: Computer Incident Response Team CIS: Center for Internet Security CMS: Content Management System CN: Common Name COOP: Continuity of Operations COPE: Corporate-Owned, Personally-Enabled CP: Control Plane CRC: Cyclic Redundancy Check CRL: Certificate Revocation List CSA: Cloud Security Alliance CSIRT: Computer Security Incident Response Team CSO: Chief Security Officer CSP: Cloud Service Provider CSR: Certificate Signing Request CSRF: Cross-Site Request Forgery CSU: Central Service Unit CTM: Content Threat Management CTO: Chief Technology Officer CVE: Common Vulnerabilities and Exposures CVSS: Common Vulnerability Scoring System CYOD: Choose Your Own Device DAC: Discretionary Access Control DBA: Database Administrator DDoS: Distributed Denial of Service DEP: Data Execution Prevention DER: Distinguished Encoding Rules DES: Data Encryption Standard DHCP: Dynamic Host Configuration Protocol DHE: Diffie-Hellman Ephemeral DKIM: DomainKeys Identified Mail DLL: Dynamic Link Library DLP: Data Loss Prevention DMARC: Domain-based Message Authentication, Reporting, and Conformance DNT: Do Not Track DNS: Domain Name System DNSSEC: Domain Name System Security Extensions DoS: Denial of Service DPO: Data Protection Officer DRP: Disaster Recovery Plan DSA: Digital Signature Algorithm DSL: Digital Subscriber Line EAP: Extensible Authentication Protocol ECB: Electronic Codebook ECC: Elliptic Curve Cryptography ECDHE: Elliptic Curve Diffie-Hellman Ephemeral ECDSA: Elliptic Curve Digital Signature Algorithm EDR: Endpoint Detection and Response EFS: Encrypting File System EIP: Enterprise Information Portal EOL: End of Life EOS: End of Support ERP: Enterprise Resource Planning ESN: Electronic Serial Number ESP: Encapsulating Security Payload ESSID: Extended Service Set Identifier FACL: File Access Control List FDE: Full Disk Encryption FIM: File Integrity Monitoring FPGA: Field-Programmable Gate Array FRR: Fast Reroute FTP: File Transfer Protocol FTPS: FTP Secure GCM: Galois/Counter Mode GDPR: General Data Protection Regulation GPG: GNU Privacy Guard GPO: Group Policy Object GPS: Global Positioning System GPU: Graphics Processing Unit GRE: Generic Routing Encapsulation HA: High Availability HDD: Hard Disk Drive HIDS: Host-based Intrusion Detection System HIPS: Host-based Intrusion Prevention System HMAC: Keyed-Hash Message Authentication Code HOTP: HMAC-based One-Time Password HSM: Hardware Security Module HSMaaS: Hardware Security Module as a Service HTML: Hypertext Markup Language HTTP: Hypertext Transfer Protocol HTTPS: Hypertext Transfer Protocol Secure HVAC: Heating, Ventilation, and Air Conditioning IaaS: Infrastructure as a Service IAM: Identity and Access Management ICMP: Internet Control Message Protocol ICS: Industrial Control System IDEA: International Data Encryption Algorithm IDF: Intermediate Distribution Frame IdP: Identity Provider IDS: Intrusion Detection System IPS: Intrusion Prevention System IEEE: Institute of Electrical and Electronics Engineers IKE: Internet Key Exchange IM: Instant Messaging IMAP4: Internet Message Access Protocol version 4 IoC: Indicator of Compromise IoT: Internet of Things IP: Internet Protocol IPSec: Internet Protocol Security IR: Incident Response IRC: Internet Relay Chat IRP: Incident Response Plan ISA: Interconnection Security Agreement ISFW: Integrated Security and Firewalls ISO: International Organization for Standardization ISP: Internet Service Provider ISSO: Information Systems Security Officer ITCP: Information Technology Contingency Plan IV: Initialization Vector KDC: Key Distribution Center KEK: Key Encryption Key L2TP: Layer 2 Tunneling Protocol LAN: Local Area Network LDAP: Lightweight Directory Access Protocol LEAP: Lightweight Extensible Authentication Protocol MaaS: Monitoring as a Service MAC: Media Access Control MAM: Mobile Application Management MAN: Metropolitan Area Network MBR: Master Boot Record MD5: Message Digest Algorithm 5 MDF: Main Distribution Frame MDM: Mobile Device Management MFA: Multi-Factor Authentication MFD: Multi-Function Device MFP: Multi-Function Printer ML: Machine Learning MMS: Multimedia Messaging Service MOA: Memorandum of Agreement MOU: Memorandum of Understanding MPLS: Multiprotocol Label Switching MSA: Master Service Agreement MSP: Managed Service Provider MSSP: Managed Security Service Provider MTBF: Mean Time Between Failures MTTF: Mean Time To Failure MTTR: Mean Time To Repair MTU: Maximum Transmission Unit NAC: Network Access Control NAT: Network Address Translation NDA: Non-Disclosure Agreement NFC: Near Field Communication NFV: Network Functions Virtualization NGFW: Next-Generation Firewall NG-SWG: Next-Generation Secure Web Gateway NIC: Network Interface Card NIDS: Network Intrusion Detection System NIPS: Network Intrusion Prevention System NIST: National Institute of Standards and Technology NOC: Network Operations Center NTFS: New Technology File System NTLM: New Technology LAN Manager NTP: Network Time Protocol OCSP: Online Certificate Status Protocol OID: Object Identifier OS: Operating System OAI: OpenID Authentication OSINT: Open Source Intelligence OSPF: Open Shortest Path First OT: Operational Technology OTA: Over-the-Air OTG: On-The-Go OVAL: Open Vulnerability and Assessment Language OWASP: Open Web Application Security Project P12: Personal Information Exchange Format P2P: Peer-to-Peer PaaS: Platform as a Service PAC: Proxy Auto-Configuration PAM: Privileged Access Management PAP: Password Authentication Protocol PAT: Port Address Translation PBKDF2: Password-Based Key Derivation Function 2 PBX: Private Branch Exchange PCAP: Packet Capture PCI DSS: Payment Card Industry Data Security Standard PDU: Protocol Data Unit PE: Protected Extensible Authentication Protocol PEAP: Protected Extensible Authentication Protocol PED: Portable Electronic Device PEM: Privacy Enhanced Mail PFS: Perfect Forward Secrecy PGP: Pretty Good Privacy PHI: Protected Health Information PII: Personally Identifiable Information PIN: Personal Identification Number PIV: Personal Identity Verification PKCS: Public Key Cryptography Standards PKI: Public Key Infrastructure PoC: Proof of Concept POP: Post Office Protocol POTS: Plain Old Telephone Service PPP: Point-to-Point Protocol PPTP: Point-to-Point Tunneling Protocol PSK: Pre-Shared Key PTZ: Pan-Tilt-Zoom PUP: Potentially Unwanted Program QA: Quality Assurance QoS: Quality of Service RA: Recovery Agent RAD: Rapid Application Development RADIUS: Remote Authentication Dial-In User Service RAID: Redundant Array of Independent Disks RAM: Random Access Memory RAS: Remote Access Service RAT: Remote Access Trojan RC4: Rivest Cipher 4 RCS: Remote Control System RFC: Request for Comments RFID: Radio-Frequency Identification RIPEMD: RACE Integrity Primitives Evaluation Message Digest ROI: Return on Investment RPO: Recovery Point Objective RSA: Rivest-Shamir-Adleman RTBH: Remote Triggered Black Hole RTO: Recovery Time Objective RTOS: Real-Time Operating System RTP: Real-Time Transport Protocol S/MIME: Secure/Multipurpose Internet Mail Extensions SaaS: Software as a Service SAE: Simultaneous Authentication of Equals SAML: Security Assertion Markup Language SCADA: Supervisory Control and Data Acquisition SCAP: Security Content Automation Protocol SCEP: Simple Certificate Enrollment Protocol SDK: Software Development Kit SDLC: Software Development Life Cycle SDLM: Software Development Lifecycle Management SDN: Software-Defined Networking SDP: Session Description Protocol SDV: Software-Defined Vehicle SED: Self-Encrypting Drive SEH: Structured Exception Handler SFTP: Secure File Transfer Protocol SHA: Secure Hash Algorithm SIEM: Security Information and Event Management SIM: Subscriber Identity Module SIP: Session Initiation Protocol SLA: Service Level Agreement SLE: Single Loss Expectancy SMB: Server Message Block SMS: Short Message Service SMTP/S: Simple Mail Transfer Protocol/Secure SNMP: Simple Network Management Protocol SOAP: Simple Object Access Protocol SOAR: Security Orchestration, Automation, and Response SoC: Security Operations Center SOC: System-On-Chip SPF: Sender Policy Framework SPIM: Spam Over Instant Messaging SQL: Structured Query Language SQLi: SQL Injection SRTP: Secure Real-Time Transport Protocol SSD: Solid-State Drive SSH: Secure Shell SSID: Service Set Identifier SSL: Secure Sockets Layer SSO: Single Sign-On STIX: Structured Threat Information eXpression STP: Spanning Tree Protocol SWG: Secure Web Gateway TACACS+: Terminal Access Controller Access-Control System Plus TGT: Ticket Granting Ticket TKIP: Temporal Key Integrity Protocol TLS: Transport Layer Security TOTP: Time-Based One-Time Password TPM: Trusted Platform Module TSIG: Transaction Signature TTP: Tactics, Techniques, and Procedures UAT: User Acceptance Testing UDP: User Datagram Protocol UEBA: User and Entity Behavior Analytics UEFI: Unified Extensible Firmware Interface UEM: Unified Endpoint Management UPS: Uninterruptible Power Supply URI: Uniform Resource Identifier URL: Uniform Resource Locator USB: Universal Serial Bus USB OTG: USB On-The-Go UTM: Unified Threat Management UTP: Unshielded Twisted Pair VBA: Visual Basic for Applications VDE: Virtual Desktop Environment VDI: Virtual Desktop Infrastructure VLAN: Virtual Local Area Network VLSM: Variable Length Subnet Masking VM: Virtual Machine VoIP: Voice over Internet Protocol VPC: Virtual Private Cloud VPN: Virtual Private Network VTC: Video Teleconferencing WAF: Web Application Firewall WAP: Wireless Access Point WEP: Wired Equivalent Privacy WIDS: Wireless Intrusion Detection System WIPS: Wireless Intrusion Prevention System WORM: Write Once, Read Many WPA: Wi-Fi Protected Access WPS: Wi-Fi Protected Setup XaaS: Anything as a Service XSRF: Cross-Site Request Forgery

Hey, so I’m unable to get a breast reduction at the moment unfortunately…
I just had my reconsultation with my surgeon today. I received some bad news on how he thought that the amount of breast tissue that my insurance company deemed medically necessary (375g) was too high for someone who was my height (5’5”). He also didn’t want to put a random number and it not meeting expectations with how much tissue I had taken off, then have the hospital go after me and cause trouble. So long story short, I have to hold off my breast reduction for a while, at least until another year. I have tried everything to lose the excess fat on my boobs, but nothing has worked. I still have severe pain in my back, shoulders, and neck. My surgeon did recommend physical therapy, which I’ve done before but for a different purpose. That still didn’t work. I was still the same size. I also have dieted but they still haven’t gone down.
FYI I am a 36DD-DDD, but they make life so unbearable. Not only do I have to deal with my poor quality of life, but I also hate how I look in everything. I hate my body. I hate how I look. I always get the wrong impression that I’m trying to be sexy when I’m not.
Yes I’m the right size, and NO my pain hasn’t gone away. at all.
I’m at such a loss right now, I can’t get a reduction so are there different ways that I can lose breast fat instead of getting a breast reduction, at least until the time being? Please let me know of any, thank you so much…..

What is the right approach for this situation ? TLDR - Self Sabotage ,Student , haven't studied for past 7 years . Now can't read properly and understand text.
Story goes like this - Never Studied in life (the way and actual student studies , just listened in class and went tuition and just opened books before exams and still got very high marks so everybody started expecting a lot from me . That was my whole identity like I was the guy who just scores good marks . But in reality I didn't even put 10% effort what an ideal student does and feel guilty about that , about not working hard and wasting time . I believe it was luck because sometimes what I read before exams only that questions came and now my luck has run out . So have to resort to hardwork . Here comes the real problem as I never learnt how to learn i am facing problem to learn now. Along with this I have a lot of bad habits . Extreme Procrastination , 24×7 Mobile phone , social media overuse , doom scrolling and just wasting time watching movies and TV . This continues since past 7-8 years . Completely. Close to 2920 days . That's a lot of time I have wasted . My greatest vice is porn and masturbation addiction. I have tried to quit cold turkey or by willpower but can't last more than 2-3 days and fall back to same pattern for months . I think due to combination of all these habits my brain has fried completely and now I can't even read properly. I can't even watch a YouTube video properly anymore . I just doom scroll and sleep and eat . No physical exercise. I tried going to gym for 4 months but it didn't help one bit or maybe my approach was wrong. Now I have again fallen into bad eating habits and gained weight (120KGS). This is no way life should be lived. I want to be happy and proud of myself for just one day in my life before I due where I don't hate and despise myself . I am a 20 years old guy from India . The worst situation is I know what to do. I just don't do it even though I know what to do . Now I know no one can do it for me and I have to do it myself but I couldn't. Watched 1000 of self help videos, didn't apply anything and still am same . Bought self help books but didn't read a single page . Have wasted a lot of money of my parents but they still support me so I have to do something good for them for once in my lifetime . I know I want to change and how to change and what to change. But I just don't do it . I am stuck in a very dangerous loop . Guilt shame and regret has consumed me with self hatred . Why do I do this self sabotage and how can I get started from today ? Have went to doctors multiple times and taken meds but didn't help so have decided to do this myself .