Appeal for loan modification denial

LoanModification: Information resource for how to avoid foreclosure

2008.11.26 20:48 LoanModification: Information resource for how to avoid foreclosure

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2021.07.09 12:54 GoldenStar2 paydayloans_

Welcome to paydayloans_! This community is intended for people who need a short-term loan (aka payday loan). You must have at least 400 COMMENT karma and a 180-day Reddit account age to request a loan here. Sending unsolicited DMs to any lenders is STRICTLY PROHIBITED; doing so will result in a LIFETIME BAN without appeal! NOTICE: Payday loans are intended for short-term needs; using them long-term can be expensive. Those with credit difficulties are encouraged to seek credit counseling.
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2018.10.10 22:11 SayVandalay StudentLoanSupport

This is a subreddit dedicated to providing a supportive, empathetic, and practical place to talk about student loan debt and experiences related to student loan debt.
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2024.05.19 01:43 misheeck11 Credit card debt + foreclosure notice just received

I feel like i am drowning and am starting to get really scared and depressed. I got cancer in 2019 and went thru a major depression so i was unable to work all while my husband was trying to start his business so it was very tight at that time so we were racking up our cc’s… then covid happened and he ended up closing his business while i worked my low paying job to build experience in a new industry.
Fast forward- the house we live is in probate (we are in so cal/la county). We have not been able to do loan modifications and forbearance because we were waiting for the letters appointing my husband as the executor. During this time our loan got bought out by selene. They requested a birth certificate which we ordered but will take maybe another 2 weeks to get. During this time, we received a notice that a notice of default was entered. There is currently 2 properties- 1 is paid off and a rental currently with a tenant that isnt paying with a pending eviction case. The home we live in is the main we want to stay in but has a delinquent mortgage of 150k out of 280k remaining. The plan was to sell the other home and pay off the remaining balance but our target end date for probate is next year sept and our foreclosure is set to kick in end of Aug. We wanted to do the covid forbearance and do loan modification but since my husband was not appointed to be executor, we were unable to do so until now but it seems like all the protections are all expired?…. My husband and I make ok income combined but we are having to choose between our high cc payments + mortgage but clearly id much rather choose a home than my credit. We can try to do a probate sale but we need to evict the tenant first… so we are currently looking into all options such as chapter 13 while waiting for my husbands birth certificate to arrive. Any advice or personal experience would be greatly appreciated.
submitted by misheeck11 to personalfinance [link] [comments]


2024.05.19 01:24 Professional_Bonus44 Denial of coverage for Photrexa cross-linking (medication for the procedure)

My 23 yr old son needs this surgery. My plan's benefit has a quantity limitation for this drug. Anyone else have insurance deny this therapy? What can we do to get it appealed. The Dr. asked me to get records from a previous eye exam, when he told us he needed the surgery. I contacted who we had seen several years ago. They forwarded the records to this specialist. I'm guessing that he expected a denial. Any advise would be greatly appreciated. We have a date for the surgery of June 13 for one eye and June 19 for the other.
submitted by Professional_Bonus44 to Keratoconus [link] [comments]


2024.05.19 00:38 misheeck11 Credit card debt + notice to foreclose received

I feel like i am drowning and am starting to get really scared and depressed. I got cancer in 2019 and went thru a major depression so i was unable to work all while my husband was trying to start his business so it was very tight at that time so we were racking up our cc’s… then covid happened and he ended up closing his business while i worked my low paying job to build experience in a new industry.
Fast forward- the house we live is in probate (we are in so cal/la county). We have not been able to do loan modifications and forbearance because we were waiting for the letters appointing my husband as the executor. During this time our loan got bought out by selene. They requested a birth certificate which we ordered but will take maybe another 2 weeks to get. During this time, we received a notice that a notice of default was entered. There is currently 2 properties- 1 is paid off and a rental currently with a tenant that isnt paying with a pending eviction case. The home we live in is the main we want to stay in but has a delinquent mortgage of 150k out of 280k remaining. The plan was to sell the other home and pay off the remaining balance but our target end date for probate is next year sept and our foreclosure is set to kick in end of Aug. We wanted to do the covid forbearance and do loan modification but since my husband was not appointed to be executor, we were unable to do so until now but it seems like all the protections are all expired?…. My husband and I make ok income combined but we are having to choose between our high cc payments + mortgage but clearly id much rather choose a home than my credit. We can try to do a probate sale but we need to evict the tenant first… so we are currently looking into all options such as chapter 13 while waiting for my husbands birth certificate to arrive. Any advice or personal experience would be greatly appreciated.
submitted by misheeck11 to Bankruptcy [link] [comments]


2024.05.19 00:15 Medium-Wing-4710 The harrowing experience of a cancer-surviving partner turned abuser

Over the course of my 4 year marriage to my partner, I have arrived at the position that I was abused, manipulated, and functionally enslaved to a mentally ill partner.
In simplest form, the progression is apparently observable. She was diagnosed with cancer in October of 2019 while we were engaged. Due to the diagnosis, we moved up our actual marriage date (our wedding was still set for mid-April) to December 1, 2019. Her surgery was December 13, 2019. In my compassion for her, I agreed to move our wedding date up to offset her anxiety around who would be responsible for her if things went south with her surgical treatment.
Our first month of marriage was straightforward; she was on pain meds recovering from surgery, so the main engagement that occurred was me walking her up and down the hospital hallway as she recovered and trying to meet her base physical needs of hygiene, food, and presence. We stayed in the hospital for 2-3 weeks (with recurring hospital visits for complications).
Quickly after we figured out our marital living situation in her small 3-bed apartment with 2 roommates, our relationship devolved. Specifically, she was irritable because of the pain she was in, causing her to lash out at me with regular frequency for small things. If I didn’t put clothes away in the right place, didn’t anticipate her needs (without her communicating them), or ate the wrong food in front of her she would shout at me and decry me for my thoughtlessness.
These small, critical engagements were wounding and created a distance between us – and there was no upside. She was never kind, never paid mind to needs I might have, and started down a path of cultivating a root of bitterness in her soul. She quickly revealed herself to be venomous, hateful, and vindictive when she felt like she was wronged — and any observation of concern about our marriage resulted me in being accused of being mean or insensitive, even if I spent hours or days calculating the best way to share my concern (and I have a master’s degree in communication where I focused in studying disagreement — I know how to carefully package concerns).
During this time, I worked hard to provide for us, foreseeing a significant time period where I would have to be primary financial provider and caregiver. I increased my income each year we were married by around 25%, finishing our marriage at >$80,000 in yearly income, compared to starting our marriage at a modest $42,000 salary (including dramatically improving our healthcare). Frankly, I increased my income to provide for us in spite of the lack of support at home.
But to be clear: I don’t think it would have been particularly difficult to provide financially if I had an ounce of support at home.
However, the relentless criticism and expectation of mind-reading continued through the years. I rationalized this abuse for the first year of our marriage because of all the excuses to be cruel, she had a good one – she had cancer. I hung onto a hope that it would stop. Contrary to my hope, as the years went on – and our expenses climbed – and I continued to work myself to the bone – she continued to relentlessly critique and even started being more emotionally demanding, expecting me to take responsibility for her inability to cope with her emotions – I was drowning. She was asking too much of me. There was no deliverance from her abuse.
I was exhausted. In the peak of the abuse I endured at her hand, I was working multiple jobs, sleeping 10+ hours a night and napping frequently during the day around meetings and work, then coping with alcohol to numb myself to the abusive dynamic and fall asleep with no support from her. The only time I could approach her sexually was when I was intoxicated, with inhibitions lowered. The only time I could have a conversation with her was with a counselor in the room. Without something to mitigate opportunity for her to be cruel to me, either a mediator or self-medication, I was scared.
I lived at home in a constant state of alert and cognitive fatigue. No matter how I tried to make sense of my home life, I couldn’t. When she looked at or touched me, I would recoil in fear, anticipating some sort of incisive critique or demand expressed. Then she would criticize me for not responding warmly to her, exacerbating the cycle.
I couldn’t meet her needs – I was utterly exhausted. When I would tell her of the exhaustion I experienced in marital counseling, her responses were typically something along the lines of not believing me, denying what I was saying was true, or calling my exhaustion an ‘excuse’. I could interact happily with my friends… why not her?
I did not deny her demands were legitimate; rather, I expressed my inability to meet them because of how fatigued I was. I said ‘I can’t’ so many times. I realize her demands were small; affection, saying ‘i love you’, complimenting her. But it’s disorienting to be consistently berated and belittled by a person and then asked to compliment them and tell them you love them.
The push and pull of abuse is exhausting to a person who is not mentally because it does not make sense.
Further, in counseling I realized that I have forgotten that I have needs. I have lost the tools to even evaluate what my needs might be because, implicitly and explicitly in my marriage, I was told my needs don’t matter.
My marriage made no sense; I was obviously drowning, exhausted with the demands our life imposed on me. I was doing everything I could to get straight. I was in individual therapy, marital counseling, pastoral counseling, trying different antidepressants (4 in total – all with no effect), changing eating habits, trying to reduce my drinking, getting medical tests to see if I had health issues causing my fatigue, and being vulnerable in my friendships in an attempt to invite others in to process and move forward and figure out my marriage. I desperately shared everything I could about my marriage, hoping someone else would crack the code where I couldn’t.
None of my efforts worked. I could not get out of the exhausted state I was in. It’s worth noting here that within weeks of separating I almost completely cut out alcohol, got into a regular sleep schedule, was waking up at 6-7am every day and reading multiple hours (which I couldn’t do in marriage due to cognitive fatigue/distraction), and experienced a resurgence of energy. I have felt the duress I was under lift and lift and lift and the weeks and months have went on.
In retrospect, I was experiencing cognitive fatigue because I was taking the demands my wife was placing on me seriously, but no matter what I did I could not make sense of them. How could she not see that I was doing everything I could to make ends meet – the ends which she was imposing on me? I did not have additional energy left. She would ask me ‘Do you love me?’ and I didn’t know how to respond. How is my work not at least some symbol of love? My dream was to be a poor professor, which she knew – instead I was grinding myself to the bone, working in digital marketing with multiple freelance projects, picking up a bartending gig and a teaching gig on top of full-time employment.
The last straw was when she accused me of abuse. I took that accusation seriously, and weighed it against my experience. ‘Am I an abuser?’ I asked myself. I sorted through my behavior and how I treated her. I came to the conclusion that I may be a poor husband in serious ways; but I am not an abuser. And the abuse question opened the door to the question… ‘I may not be an abuser… but is there abuse in our marriage?’ And the answer quickly became ‘Yes.’
When we were married, I understood that she wasn’t going to work much for a while. However, she worked the bare minimum she could for 4 years, earning at most in a single year $18,000. As the years went on and my income climbed, our debt continued to climb as well. She was still contributing the same, yet spending frivolously on useless knick knacks for our home and a cat. As I packed up our home to sell, the majority of items were dozens of boxes of useless junk she’d accumulated.
She lived a life of mania around finances. We would go to marital counseling and she would regularly express, ‘I would rather be poor and happy than rich and sad’. We were poor and sad. Sure, my income was the highest it’d ever been – but we were still drowning, with debts climbing. At the end of our marriage, we’d accumulated about $20,000 in consumer debt between credit cards and personal loans.
It was traumatizing (and abusive) to go to counseling and be told by my partner she would ‘rather be poor and happy and than rich and sad’ when the factual scenario we were living was neither. She actively denied reality – both my lived experience and the reality of our finances – at my expense. It was killing me, trying to make sense of what we were going through but being unable to make sense of what I was being told and what I was experiencing.
Throughout this time, it is worth adding that she also leveraged my spiritual leadership to ‘set me straight’. I was in a conservative Evangelical space, believing that men are the ultimate provider in a family unit and primarily responsible for the status of the marriage. Because I was not doing what she wanted me to (lavishing her with affection), I was muscled into multiple groups and meetings where pastoral care intervened to restore our marriage. In the moment, I submitted to my pastoral care because of my trust for them and my faith in God. Now, I believe this dynamic was abusive; my pastoral care did not care in any sense for my soul; they only cared about fixing my marriage. No questions around ‘why’ my marriage was so bad were asked; only what was going on and how it could be fixed. I relish the thought of my pastoral care being held accountable for the abuse they exercised upon me during this time on judgment day, albeit through a shaken faith in a God that would enable this dynamic.
With my spiritual community, I shared that I felt like she was my tormentor; that she it felt as if I were on the ground due to exhaustion, and she was standing on my throat, telling me to ‘get up’ and ‘tell me you love me’; that our metaphorical life was a boat, sinking, and I was desperately bailing out water. All the while, she stood at the other end of the boat, desperately bailing water in and looking at me like I was a maniac.
And yet, because there was no adultery, there was no category for divorce. We had sworn an oath before God and were required to fix this.
As I reflect upon my marriage (and the ongoing divorce proceedings), a few things are clear.
She is an abuser. I don’t think she intends to be, but impact matters. She is mentally ill and unable to reckon with basic reality.
She is a manipulator. She manipulated my spiritual community against me. I was viewed as someone to be corrected while begging for help from my trusted friends and pastoral care, whom I now regret being vulnerable with due to their abuse and denial of my reality because I didn’t fit neatly into their thin theological categories.
She is an enslaver. In divorce proceedings, she is doing everything she can to get every dollar from me, leveraging student loans I did not co-sign, my continually increasing income due to my hard work, and denying every claim of dissipated assets she can.
It is truly a mind-breaking experience to see your compassion leveraged against you for money. I had to sit under an attorney proclaiming to a judge that, since I consented to move up our marriage date before her cancer surgery, ‘I knew what I was getting into’. That she is entitled to large sums of money (that do not exist; we never had more than $3000 in our bank account during marriage) due to that decision.
Even apart from the abuse, I did not know what I was getting into. Including the abuse, I am full of remorse for having invited such an evil, hateful person into my life.
This experience has been the most challenging to my faith. As I endured abuse from her, I trusted God in a few ways. That the compassion I showed would maybe be rewarded – or, at least not punished. That my spiritual community wanted what was best for me. That God was not a punitive, hateful God (like my partner). I do not believe this trust was well placed, but am open to shortcomings in my views here.
I struggle to consent to a God that allowed my experience to occur. I’m open and processing in some kind of faith, but I really don’t know what it looks like to find a place to put this pain and betrayal that I’m experiencing.
I am a survivor of abuse, and the abuse I endured was mind-shattering. I sacrificed everything to support a partner diagnosed with serious bodily illness, which drove her to hate me and deny my lived experience because she could not reconcile it with the hatefulness she cultivated over our marriage, choosing bitterness over any positivity for four years, poisoning my well-being in the process.
What I envisioned to be the most compassionate moment of my life — marrying a person with cancer and promising to support and love them — has become nothing but a symbol of pain and remorse. I envisioned a life where my partner and I would fight against the terror of cancer; instead she hopped to the other side, choosing her ongoing health issues as the ally and myself as the enemy.
It took me 4 years to realize it. And as she drags me through court to leverage every dollar out of me I can, my only regret is that I didn’t leave my abuser to her own devices sooner; self-pity, hatefulness, and a sheer disregard toward taking responsibility for anything.
I am grateful but drowning. As we are negotiating settlement, the end is near, and my abuser will soon be unable to execute any influence in my life.
submitted by Medium-Wing-4710 to abusesurvivors [link] [comments]


2024.05.18 23:24 TheLotStore The Pros and Cons of Owner Financing Houses Near Me

The Pros and Cons of Owner Financing Houses Near Me
The Pros and Cons of Owner Financing Houses Near Me
The Advantages and Disadvantages of Seller Financing Homes Nearby
Seller financing, also referred to as owner financing, is a transaction in the real estate sector where the owner of a property accepts to finance the purchase of the house for the buyer. This implies that rather than the buyer obtaining a traditional mortgage from a bank, they make payments directly to the seller until the entire purchase price is cleared. This kind of agreement can be advantageous for both the buyer and the seller, but it also comes with its own set of hazards and drawbacks. In this piece, we will delve into the benefits and disadvantages of seller financing homes nearby.
Merits of Seller Financing
One of the primary perks of seller financing for buyers is the capability to acquire a home without needing to qualify for a traditional mortgage. This can be helpful for buyers who may have a less than ideal credit history or face challenges in meeting the stringent financial prerequisites of a bank. Also, seller financing can expedite the process and involve fewer charges and less paperwork compared to dealing with a bank.
For sellers, offering seller financing can be an enticing choice for selling their property. By providing this kind of financing, sellers can appeal to a wider pool of potential buyers, including those who may not meet the criteria for a traditional mortgage. This can lead to a swifter sale and potentially a higher sale price, as the seller has the authority to bargain the loan terms and potentially demand a higher interest rate.
Another benefit of seller financing for both buyers and sellers is the flexibility it offers in terms of the loan conditions. Unlike a traditional mortgage, which is customarily a 15 or 30-year fixed term, seller financing permits greater flexibility in interest rates, payment schedules, and down payment amounts. This flexibility allows both parties to negotiate terms that are more favorable to their particular circumstances.
Downsides of Seller Financing
While seller financing can offer several advantages to both buyers and sellers, there are also potential drawbacks to consider. For buyers, one of the main disadvantages of seller financing is the higher interest rates commonly associated with this type of financing. Since sellers are shouldering the risk of financing the loan themselves, they may levy higher interest rates to compensate for this risk. This can result in higher monthly payments and a greater overall cost of the home for the buyer.
Furthermore, as seller financing is not typically reported to credit agencies, buyers may be unable to establish or enhance their credit by making timely payments on the loan. This could be a drawback for buyers aiming to boost their credit score to qualify for a traditional mortgage in the future.
For sellers, one of the principal drawbacks of seller financing is the potential risk of default by the buyer. If the buyer fails to make payments on the loan, the seller may be compelled to foreclose on the property, which can be a drawn-out and expensive process. Additionally, sellers may also face the risk of the buyer defaulting on the loan and causing damage to the property, leaving the seller with a compromised or devalued property.
Another potential disadvantage for sellers is the lack of immediacy in receiving the proceeds of the sale that comes with seller financing. When a seller finances a buyer's purchase, they receive payments over time rather than a lump sum payment, which may not be ideal for sellers in need of immediate access to the funds from the sale of their property.
Contemplations for Seller Financing
Upon considering seller financing, both buyers and sellers should meticulously evaluate the pros and cons before proceeding with this type of arrangement. Buyers should scrutinize their ability to make the monthly loan payments, as well as the overall cost of the home with the higher interest rates associated with seller financing. Additionally, buyers should factor in the potential for the seller to foreclose on the property in the event of loan default.
Sellers should meticulously assess potential buyers and contemplate requiring a substantial down payment to mitigate the risk of default. Sellers should also ponder the potential for the property to sustain damage or devaluation if the buyer defaults, and weigh this risk against the potential benefits of seller financing.
Ultimately, seller financing can be an advantageous option for both buyers and sellers, but it also comes with its own set of dangers and drawbacks. Before entering into a seller financing agreement, it's crucial for both parties to thoroughly gauge the potential benefits and pitfalls and seek counsel from a real estate attorney to ensure that they fully comprehend the terms of the agreement and the potential repercussions. By carefully weighing the pros and cons of seller financing, buyers and sellers can make an informed decision about whether this type of financing is the right choice for their particular circumstances.
View our amazing property deals at TheLotStore.Com.
Additional Information: https://thelotstore.com/the-pros-and-cons-of-owner-financing-houses-near-me/?feed_id=10851
submitted by TheLotStore to u/TheLotStore [link] [comments]


2024.05.18 22:44 Mister_hi All I feel for my parents now is indifference. All I see in them is financial support.

All I feel for my parents now is indifference. All I see in them is financial support.
I'm a 24-year-old man, happy on the face of it, with a good job, a great education and a great girlfriend. I thought everything was going well in my life. However, I realised that this wasn't the case. I had a breakthrough: I no longer feel anything for my parents. No love, no hate, no contempt, just nothing. As the title says, for me they're just a financial help.
I wasn't aware of this until a few months ago (well 6 months ago), but a discussion between friends made me realise it. It took me even longer to realise that I needed to talk about it, and today I've decided to talk about it on reddit, because it's weighing on me, and I don't know what to do.
To put it in context, today I'm with my girlfriend, quite a long way from my parents. I'm the eldest of 3 siblings. My parents divorced when I was 8-10 I think, and at first it was shared custody. As far as I remember, the divorce didn't affect me that much. It was a bit more complicated for the rest of my siblings, but nothing more. We alternated between my father and my mother on a regular basis, and everything was fine on the face of it.
However, my father is a violent person. He regularly lost his temper at the drop of a hat. He wasn't an alcoholic, he wasn't depressed, he was a normal person, but he sometimes lost his temper. And of course, we paid the price. I won't go into the details, but first it was my brother, who was almost sent to hospital, and then after an initial blow of pressure from my mother, he took it out on me. It was very violent. To tell you how angry he got over nothing, my beating was provoked by forgetting my notebook at school. That was it.
But apart from that, he was surprisingly a good father, who looked after us, organised activities... Even though I was still afraid of him. One day, I told him, and he said that was fine, that way I wouldn't do anything stupid.
Anyway, after his outburst against me, my mother took me to lodge a complaint against him. Then, of course, she got custody of the children. And that's when another ordeal began: life with my mother.
You'd think that with her everything would be fine, but it was horrible. I'd be tempted to say that with my mother it was worse, but that's probably because I spent longer with her (about ten years, before I left home).
So now you're probably wondering what it was like: well, she was violent in every way, both physically and psychologically. She's still a woman, so it wasn't as violent as with my father, but it was definitely more humiliating (pulling my hair, kicking me when I was on the floor, throwing herself at me to hit me, threatening me with a knife and saying she was going to kill me...). As with my father, she had violent outbursts (I strongly suspect she's bipolar, but she never wanted to admit it). On top of that, there was a lot of psychological violence, where I was belittled, humiliated, in short, the whole package. The worst was her mood swings, where one minute everything was fine, then the next minute I was being called names. I remember one memorable moment when I wanted to buy a $40 game, and I'd saved up half of it, and Mum told me she'd pay me half. So, all happy, we go to the shop, I get the game, I give her my $20 and she gives me her credit card so I can go and buy it. Only, I don't know what happened, but when I got to the checkout, she started calling me a thief, saying that I was ruining her, that I was a shit, that I was going to get us into trouble, that I was no better than my father, etc. I was so shocked that I couldn't believe it. I was so shocked that I didn't know what to do, and by the time I'd made up my mind, I'd bought the game... the next day was horrible. Or again: I was humiliated because I had put the pasta in the water before it boiled (my mother didn't want to cook, she was ‘lazy’). It may not sound like much, but it was a regular occurrence, mood swings and being insulted for no reason at all. Was she angry about a phone call? We took the blame. She spent all her time taking it out on us.
After a while, it started to take its toll, especially on me. I became unbearable with her. In fact, I was entering adolescence, the age when you start to rebel, and so I rebelled against her. But of course, she made me look like the big bad. One day, she even tried to make me look like a schizophrenic. Especially as, according to those close to her, she was very brave, because she was continuing with the divorce proceedings, continuing to ‘fight’ against our father, who had appealed against the sole custody decision. But she never gave up for several reasons: because she was simply lazy, because it would have been too complicated to abandon all the legal procedures, especially in relation to her family, and because this situation, which made her look like a poor, grieving mother, suited her anyway. In exchange, all she had to do was provide documents and go to the tribunal once a year on average. So, in terms of difficulty... Especially as everyone was supporting her, I was stuck. The only thing I can say in her defence is that she had a long depression, but I think that was mainly due to her poor mental health, which she never wanted to treat. But in my opinion, that in no way excuses her crises.
Fortunately, I was a surprisingly good student, so I never had to worry about getting into a good university. There were a few problems during my time at school, including of course bullying, mainly because my mother was so horrible that I shut myself off, had no friends... So obviously I became an easy target. But being away from all these family problems forced me to educate myself. I asserted myself, and the harassment stopped on its own. I even became friends with my former harassers.
Then the problems with my mother started to stop when I went away to boarding school. Then, after I graduated, I had to leave home to go to university, with a student loan. Even though my mother had other problematic behaviour with me, and with the rest of my siblings, I gradually distanced myself from her. I won't go into the details, but it had a lot to do with financial problems, where she demanded the money from my loan, or the money I was saving... And then recently I got back in touch with my father. It's complicated, because I haven't seen him or anyone else in his family for a long, long time. In fact, one point I haven't touched on is that my mother did everything she could to turn us against our father and his family, by telling us horrible things. It was typical parental alienation. So, on top of not having seen him for a long time, the fact that he beat me up, and his constant bouts of bloodshed (even if it's not physical), I'm finding it very hard to get back into a good relationship with him. Looking back, I know that a lot of the things my mother told me were false, or very exaggerated, but it's still complicated to sort out the truth from the falsehood.
Today, I can no longer call my father ‘Dad’ or my mother ‘Mum’. I find a way to avoid having to say these words. Or I force myself to use them when I need money, for example. I try to maintain a semblance of a relationship, but my parents realise that something's not right, especially my father. But for example, my mother has had serious health problems (several cancers...), and that hasn't affected me that much.
I've been able to take a lot of distance from everything my mother put us through. I realise what she put me through. But it's going to be a long time before I can tell her the 4 truths and move on. With my father, it's a bit easier, because there hasn't been as much damage. I think deep down there's still a bit of love left for them, but it's going to take a while for that to come back.
I hope I've made myself clear. Obviously, I haven't suffered nearly as much as some people, but it's weighing on me and I want to talk about it. I don't really know why I'm doing this, but I'm sure it's an outlet, because I can't really talk to anyone about this situation. I hope this will help a bit. Thanks in any case for reading all the way through.
submitted by Mister_hi to raisedbynarcissists [link] [comments]


2024.05.18 19:56 ManderTehPander Diagnosed at 34, went from having an existential crisis to dealing with a denied pre-auth. :(

Like it says above, I'm 34. I finally went back to my PCP after a few years of not seeing him, and we had a fairly in-depth discussion about my current needs and so on, and it was then he made the determination that I very likely have ADHD, whiiiiich explains a lot. A lot, a lot.
I can't drive without forcing myself to focus, and even then sometimes it doesn't work. Especially if I listen to music. I forget the stupidest things, go into rooms and forget why, sometimes it's as soon as rounding a corner. I buy food or ingredients and forget them. I've had tempura supplies sitting for a month or so..
Now I'm being told this isn't 'normal', and I've been living with executive dysfunction for a long, long time. I wasn't lazy. I wasn't forgetful. I wasn't unmotivated. I was just dealt a house of cards I'm constantly re-organizing because I forgot about them again. I'm kind of beside myself and not really sure how to handle the information. I guess it just.. never occurred to me that this wasn't 'normal'.
Now, to top it all off, my lovely insurance declined a pre-auth for medication that might FIX this, and did not elaborate why without a physical letter - Hooray. Anyone have experience with CVS Caremark and getting a Pre-Auth denial appealed? If not no worries, I'm sure I'll dissect the letter when it arrives and find a loophole if I need to. I'm good at that. :')
submitted by ManderTehPander to ADHD [link] [comments]


2024.05.18 17:45 MassClassSuicide Schematic of Frantz Fanon's On National Culture

Below I summarize and paraphrase Fanon's essay into a schematic fashion. Hopefully this will be useful to some.
Original: https://proletarian-library.neocities.org/en/on-national-culture

The three phases of the colonized intellectual

Phase 1: Racial and regional culture.

Colonialism asserts that the colonized are barbarians without nations or culture, who need colonialism in order to be saved from themselves. It does not bother with making a special case against the existence of any individual nationalism, but for the sake of efficiency, instead chooses to deny the existence of culture on regional or racial grounds. This also has a reciprocal effect on the colonizing Europeans nations, forming them into an international mass of whiteness.
In an attempt to negate the Europeans' claims, the colonized intellectuals assert an international or interregional culture, such as Pan-Africanism, or Pan-Arabism. The colonized intellectual first finds the qualities that define white culture: dull reason, stifling logic, rigidity, ceremony, protocol, skepticism - qualities of the capitalist colonialist venture and the cold calculation of surplus value. Within these limits, the intellectual then defines the regional culture by finding the opposite of those qualities: poetry, exuberant nature, naivete, petulance, freedom, luxuriance - portraying the colonized as irresponsible. Although it emphasizes international solidarity against colonialism, the simple negation of racial capitalist culture does not culminate in an overall antagonistic contradiction to colonialism. The intellectual who forwards it desires most of all to be seen as equals to the Europeans. They attempt to combat the colonizer on their own terms, resorting to racialized claims to match the concept of whiteness and the vision of a universal Europe. Equal footing in this case then could only mean that the colonized intellectuals meet the European intellectuals as the exploited to their exploiter.
However, soon objective problems undo this attempt at regional culture. The intellectual finds that the fight against colonialism differs in progression amongst the nations of the region. They abandon their asserted regional/racial culture once these objective problems make it clear that the decisive unit of struggle against colonialism is the nation, not the region or race. As culture is a reflection of struggle, it too differs amongst the nations, revealing that culture is first and foremost national. To be connected to reality, productive, and substantive, culture must be a national culture, not a pseudo-continental culture. The problem with the racialized cultures, is that they are a negation without transcendence of the colonialist's whiteness, whereas national culture is the progressive negation of the colonialist claims of barbarity. In order to really find a regional culture and cultural unity of a region, first there must be national liberation for all nations in that region. Specifically national problems expose racial universalization as immaterial, returning the intellectual back to the nation.

Phase 2: Stuck between the colonizer and the masses.

Phase 2A: Persuading the colonizer with defensive shallow national culture.

As the intellectual returns to the nation, their approach to the national culture has been altered. In the period preceding colonialism, the intellectual has a dynamic attitude towards the people’s culture, but after colonialism, this is replaced by a static attitude full of concrete particularism. The intellectual claims that national culture is the folklore of 'the people', turning it into simple self-discovery and at attempt at defining an abstract people through historical appeals. National culture becomes defined by narrow terms and limits, a rigid structure. Particulars of the nation are elevated to mystical proportions to signify the nation's historical roots. The intellectual brings forth cultural items in a mechanical way, finding the most surface level cultural items to display the existence of a national culture. It is loud, it is bold, and it is cliche.
This aesthetic of particularism is a defense mechanism to preserve what remains of the old culture and life before colonialism. It is also an attempt to assert the nation to the colonizer. The intellectual hopes they can stop the colonial occupation by putting the shallow culture under the occupier's nose. But to do this, they must necessarily make the culture comprehensible to the occupier, translating the culture into a language they will understand. This locks the intellectual into the style and aesthetic of the colonialist, dooming the culture to shallowness, and especially making it alien to the national masses.
The national masses have their own relationship to the national customs. Following conquest, they continue to practice the customs of pre-conquest culture. They do this as a means of asserting their nationhood, in the only way they know how. In doing so, they prove by themselves that their nation does exist, despite the colonizers' claims to the contrary. This demonstration of nationhood upsets the racial (nation denial) justification of colonialism and is subsequently prohibited by the colonizers. When, in spite of prohibition, the masses go on practicing the customs, the colonizer responds with repression, calling forth a correspondingly violent reaction by the colonized. Such violence unites and emboldens the national masses, furthering their claim to nationhood.
But this practice and defense of customs is not in itself a struggle for national liberation. Rather, the violence is too only a defensive reaction to prevent losing what little remains of material life before domination. Customs are built by, and reflect the needs of, struggles that existed before the fight for national liberation. In their practice, the masses parade out something that is dead and try to pretend it is alive. Culture, on the other hand, reflects the living, always adapting needs of the present. Culture becomes solidified into custom through changes in the economic structure. Thus, asserting that customs are the primary symbol of the nation deteriorates the culture, making it lifeless, highlighting the past while ignoring the issues of the present. However, there is a positive side to the masses continual practice of customs under colonialism. By experiencing the masses’ demonstration of nationhood, the intellectual sees that the nation is being created through the masses' struggle against colonialism.

Phase 2B: Moving towards the masses, recreating their struggle.

The intellectual starts to identify with the masses through their movements and their development of national consciousness, moving the primacy of the contradiction within themselves towards the masses. The longer any open battle and combat for national liberation persists, more intellectuals will be moved from phase 2A, through 2B. The national masses' staying power, their ability to persist in their struggle despite repression, setbacks, and any other attempts to stop their struggle, impresses the intellectual and impels them to stop whatever else they were doing.
The intellectual begins to openly criticize colonialism, rather than attempting to persuade it. When the intellectual first attempts to prove the existence of the nation, they, in a kind of clumsy way, raise above all else the particulars of custom. But now, the masses have displayed their fresh vibrant quality of creation in the struggle. By counterposing this quality of the masses to the qualities of the colonial administrator, the opposition between the colonialist and the intellectual are brought to an antagonistic contradiction, progressing past the racial and regional culture of phase 1.
The intellectual’s work now changes forms, from poetry to novels, short stories or essays. The work becomes more direct. The abstract indirectness of poetry fades away as the intellectual becomes involved in the masses' struggle. The content of the work changes as well. Gone are the intellectual’s emotional cathartic outbursts towards the colonizer, which were always acceptable to the colonizer anyway. As long as violence is left to the domain of art, and doesn’t make its way to the masses, these outbursts will always be applauded.
But now the audience is shifted. In phase 2A, the audience is still the colonizer, while in phase 2B the masses become the audience. The intellectual now insists on describing the sacrifices of the national masses. They attempt to capture the masses in their moment of national creation. The intellectual analyzes and describes the moment of revolt with unnerving precision, creating a careful rendition of truth. But Fanon asks if this version of truth is real, or if it is outmoded, irrelevant, called into question by the actual reality being created by the masses.
Despite their rationality and commitment, the intellectual still fails to live up to the rationality and irreversible commitment displayed by the masses actually in motion. The intellectual is not capable of showing the reality of the nation this way, because culture is the continual never-ending struggle of the nation. As soon as the artist sets down to catalog the moment, it has passed. The intellectual that attempts to create culture and a work of national significance by simple replication of motion is chasing a dead end.
The intellectual who is intent on describing the national culture must make a full break with their colonial side. The intellectual is still caught in a contradiction that makes the creation of culture impossible. They must decisively define the masses as their subject. This objective choice must first begin within the intellectual, through recognizing their division between their colonialist education, and the colonized nation. Fanon calls this the intellectual’s alienation. This alienation is a result of what the intellectual has taken from colonialism. The transaction has been one-sided; the colonizer did not actually give what the intellectual took. Everything ‘given’ has been in the interest of colonialism, making the intellectual the one who was really taken. In an attempt to reverse what they gave, the intellectual proclaims against the colonizer, proclaims for the nation, proclaims against being divided, attempts to reunite with the nation through old dead customs. But to really reverse what was taken, the intellectual must give instead to the masses. The intellectual must reunite with the masses and the living culture of the present struggle. This will suddenly call the alienation into question.
The intellectual of 2B begins with simply highlighting the contradictions between the nation and the colonizer. But culture is authentic when it reflects the reality of the nation, and the reality and culture of the colonized nation is not just its life under domination, but actually its liberation. The culture describes where the nation is going, not just where it is at or where it has been, calling upon the whole people to join in the struggle for the existence of the nation. They must move to rousing the masses to liberation.

Phase 3: Revolutionary national culture

The intellectual transitions into their role of delivering marching orders for the liberation struggle, becomes more direct and calculated. It is only by calling the national masses to combat that the intellectual can assist in proving the existence of the nation. All other attempts at proving the nation's existence are for the colonizer only. The present colonial situation is no longer a matter simply for the intellectual, for their personal anguish, which they only communicate to the oppressor, but instead is channeled out to the national masses in every direction. The intellectual is called to the masses in their struggle for national liberation, but just the same, the intellectual calls the masses to rise for national liberation. Fanon’s word choices: rouse, galvanize, combat, signal that this is not a portrayal for artistic sake but for the purpose of revolution.
Only the intellectuals who are rousing the masses for the current national struggle at hand, speaking directly to the masses, are creating works of national culture. In all other roles, they fall short. Until they reach this point, the culture of the nation does not exist for the intellectual. They cannot create national culture, nor proclaim the nation by extension, until they rouse the people to combat. Then the intellectual can finally create, and finally becomes creative. To fight for national culture means fighting for the liberation of the nation. The intellectual who wants to fight for culture, must take part in the action by spurring the people into further action, fostering hope and using the past to open up the future.
Phase 3 creation does not 'trifle with the reality' of the nation, a characteristic of phase 2 creation, but rather reinterprets the images of the country for revolutionary purposes. It also finds the exact moment of the struggle, place of action, and ideas around which culture will form. The word 'will' is the main difference between phase 2 and 3. Phase 2B describes where the moment of struggle took place, rather than where it will take place. Phase 2B tells us about the struggle after it has passed, while phase 3 leads and amplifies the wave of the struggle.
Phase 3 literature is pedagogical. It presents things in a clear manner, and its account is meticulous and develops progressively. The most esteemed praise Fanon places upon the intellectual is to say that, through understanding their creation of national culture, the masses have performed an intellectual and political act:
To understand this poem is to understand the role we have to play, to identify our approach and prepare to fight.
This is the outline to any combat. The colonized national masses understand their position within the chain of command, the battle plan, and are ready to deploy at any moment. Fanon says that all colonized subjects will perform these acts when they receive the message of the national culture.
The intellectual and the masses' real movement against the colonial world is the determining factor for the culture. National liberation defines the national culture in explicit terms, determining the shape the intellectual’s work takes. Customs in all art forms will be upset during the revolutionary upsurge, updated to be relevant to the current struggle. The rough skeletons of customs are kept while the content and form are changed, transforming customs into living dynamic culture. New amateurs join in the creation of national culture, pushing old intellectuals to adapt to the new forms. Comedy and farce as artistic forms become less important, and drama is no longer simply for the intellectual only, but becomes part of the national masses regular experience, part of the struggle. Characters are portrayed in action or in combat, or instead of depicting single subjects, multiple people.
The degree to which the new culture reflects the old customs, is only determined by the capacity for the old customs to be appropriated to the new ends of advancing the national struggle. In practice, appeals to custom are not excluded by a set of rules, but rather the awakening to the real national culture, which is always in the moment changing, naturally excludes custom by definition. Custom is stagnant and in contradiction to the radical reality grasping required by revolution. National culture deteriorates and erodes all customs obsolete to the present. Involving or carrying through the customs is not the critical part of the formation of the new national culture, but rather the nation adapting and struggling against their colonialist, neocolonialist, or imperialist reality, creating national culture along the way. The intellectual’s appropriation of the nation's history is progressive only in the context that it is used for national liberation.

Summary

We began with the intellectuals' attempt to negate the European colonialists' claim that the colonized have no culture. And this attempt has gone through three phases, where only the final phase has not been a dead end. In the first phase, the intellectual is insignificant to the national masses. This is a historically transient phase, upset by national realities. In the second phase, the artist is producing for the nation and for the colonizer. It is probably the most prevalent and common phase, and the one most commodified. In the third phase, the intellectual is a revolutionary, intertwined with the masses and the creation of culture.
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2024.05.18 17:44 Thunderblessed63 Rebuilding the Bavarian Juggernaut: Squad Planning and Transfer Targets

Rebuilding the Bavarian Juggernaut: Squad Planning and Transfer Targets
Well folks, the season is over, with the final whistle being blown on a 4-2 loss to Hoffenheim, and the remaining excitement now revolves around which manager will Bayern manage to pull in after the massive debacle this past season has been. There is much blame to go around, with Tuchel, many of the key players, and the supervisory board all failing in significant fashion as Bayern fall to third-place in the Bundesliga, and a very early exit in the Pokal in embarrassing fashion (though Bayern did manage to rally for a strong run in the Champions League).
Roberto de Zerbi in action.
At this point, Italian manager Roberto de Zerbi seems like the most likely candidate, which an announcement coming that he'll be leaving Brighton this season. However, some additional candidates remain available, as Erik ten Hag, Massimiliano Allegri, and some others are still out there and de Zerbi is not a lock to Bayern yet.
Ten Hag with Bayern II.
Either way, this post explores what I would largely do if the transfers were up to me at Bayern. While the specific manager does play a degree of importance in these decisions, part of this does extensively look at some options who could fit a number of schemes, styles, systems, tactics, and such. My slight preference is for Erik ten Hag, as I think his familiarity from Bayern II and his past success at Ajax would be easier to replicate at Bayern than it was at Manchester United, a club I find is more concerned with its branding than its footballing. But I think de Zerbi has a lot of potential, though I worry about whether Bayern's supervisory board would be willing to let de Zerbi do his own thing, and the lack of German is going to be a problem for that board. It's problematic that the board feels so much need to do things one way and operate in such a chaotic fashion, so whomever Bayern hires is likely going to be fighting an uphill battle.

Defense

Bayern's future keeper, Nubel (left) and current keeper, Neuer (right).
Let's start off with the goalkeeper position, a spot that Bayern are largely set at. Right now, Bayern is set at that spot, as Manuel Neuer continues to be an elite goalkeeper even at 38-years old. And while the Bavarians have Sven Ulreich as the immediate backup keeper, Alexander Nübel is the long-term successor being eyed and groomed for the role, recently extending his contract at Bayern, though he remains loaned out to Stuttgart. Then of course there's also Daniel Peretz, a 23-year old keeper that Bayern added this past season. He seems likely to head out to a club such as RSC Anderlecht for a loan period for awhile this summer. In the meantime, Bayern might have Johannes Schenk back from Muenster to fill that third keeper on the roster, or he might get loaned back out once more. Overall, Bayern appear to be in really good shape for the goalkeeper spot, with Neuer continuing to lock things down for another season or so, before probably passing the torch over to Nübel in 2025 or 2026.
Shifting to the centre-back position, Bayern right now seem to have a good deal of interest in adding another big time centre-back, with rumored links of varying degrees to Ronald Araujo and Virgil van Dijk. This would likely mean that at least one current centre-back would need to be sold, as Bayern have a decent enough set of four starting caliber CBs on the roster, headlined by Matthijs de Ligt, but also including Kim Min-jae, Eric Dier, and Dayot Upamecano. My guess would be that if any departs, Upamecano is the most likely, given his inconsistent play and limited role in the lineup these days. De Ligt is the leader of the backline and has had some terrific outings as of late. Min-jae was a big time signing this past summer from Napoli, but has had some bumps along the way adjusting to life in Germany, and meshing into the current defensive system, which is quite hectic from the frequency of errors committed as a whole. Min-jae was excellent at Napoli and so it would not be too difficult to project him returning to that level of form after additional time in Bavaria.
Eric Dier was brought in as a late in the window depth addition, but so far has become a very solid add, starting a good number of matches alongside de Ligt. And whether he projects to start or is a rotational player next year, Bayern have already triggered an option to keep him next season. He's a solid piece to the puzzle overall, capable of giving them some veteran experience, and another Englishman alongside Harry Kane.
If Bayern did opt to sell Upamecano, then they reasonably could take a look at some other options to add into the mix. The top end of options here probably starts with discussing Ronald Araújo further, a 25-year old Uruguayan star for FC Barcelona. He's been a long desired prospect for the Bavarians, but he'd cost a pretty penny no doubt, as some have projected it could be upwards of 100 million € to acquire the talented CB. That's a big price tag, especially after Bayern spent almost €60 million last summer to bring in Min-jae.
Riccardo Calafiori in action for Bologna.
Should de Zerbi take the Bayern job, it's already been rumored that he has some targets in mind, namely Bologna center-back Riccardo Calafiori, a 21-year old Italian talent who can also handle some duties at left-back. He's been excellent this past year under Thiago Matta, and could fill a very valuable role for Bayern, competing with Min-Jae and Dier for the starting position next to Matthijs de Ligt. He also happens to be a left-footed defender, something Bayern have been lacking there as of late.
Some more middle tier options that peak the interest could be Kevin Danso, a 25-year Austrian CB playing for RC Lens in France. He spent a handful of seasons at Augsburg, and so has a good deal of Bundesliga experience and 100 appearances for Les Sang et Or these past three seasons. He's projected to cost about €25 million, so a much cheaper option that could fit well. Another mid-tier option could be Maxence Lacroix, currently in the Bundesliga at Wolfsburg. He's valued at about €20 million, and is a very strong and menacing presence on the backline, still 24-years old. He did get cooked a couple of times against Bayern, which probably harms some appeal there for some, but week-to-week he's been a quality player for Wolfsburg. The third name I'd mention here is Feyenoord's Dávid Hancko, a 26-year old Slovakian talent. He's a smart, savvy defender, and also provides some versatility between centre-back and left-back, which could be quite useful going forward. Oh and I'd be remiss to not mention German national Malick Thiaw, currently at Milan, as another promising option there.
The other option is to go with a younger, less established talent, someone like Armel Bella-Kotchap, who landed on Bayern's transfer rumor threads a good deal in the winter circuit as they were searching for some defensive help.
At left- and right-back, Bayern are in another similar spot where they might be fine, as the Bavarians have a deep rotation of capable options, but positional versatility, injuries, and inconsistent play have caused varying levels of upheaval. Let's start with this one -- if Bayern's new manager is able to convince Joshua Kimmich to remain as a right back, that would be one of the biggest wins they could manage. Kimmich is an elite player at the position, and while he's certainly a high caliber midfielder as well, I think he's best at right back. Whether that's likely or not, is a to-be-determined piece, but it should absolutely a conversation a new manager has with Kimmich.
While Bayern has kept its contract offer on the table for Alphonso Davies, I must admit, whether this is a popular position or not, I would not be a huge fan of Davies remaining with the club at this point. Part of this is because it very much appears as though Davies largely checked out of the season, instead letting all the plotting of a Real Madrid move occupy his headspace, leading to some very uninspired performance. Essentially, I hate to put it so bluntly, but I have been unable to really see it any differently despite my best desires to, it really looks like Davies quit on his team midway through the year, dreaming of Madrid. Whether Madrid come in with an offer at this point or not remains to be seen, but I would look for a way to remove Davies. As much as he offers a lot of potential, any new project for Bayern is going to require players who are bought in to making it happen once against in München, and I just cannot see that happening with Davies at this point.
Behind him, we've seen some excellent play down the stretch from Raphaël Guerreiro and Noussair Mazraoui, tag teaming duties at left-back and left wing to various degrees. I think if Kimmich is willing to man the right-back position, then a trio of Mazraoui, Guerreiro, and promising youngsters like Frans Krätzig and Adam Aznou would be sufficient.
Milan's Theo Hernandez, potentially Bayern's new left-back.
Bayern have been linked, however, with major moves such as AC Milan's Theo Hernandez, a world class player with elite pace and ability. They've also apparently looked into hijacking a potential reunion of Ian Maatsen and Borussia Dortmund, as the Chelsea-owned talent was quite good in Dortmund on loan. BVB would like to get Maatsen permenantly, though Bayern could pull a heist there. I think Bayern could also look at some other German options, such as 27-year old Stuttgart left-back Maximillian Mittelstädt, who recently broke out to the tune of some national team call-ups lately, or perhaps emerging youngster Luca Netz, who looked very promising at Borussia Mönchengladbach this past season.
And then the final note here, but Bayern are likely set with their right-back room, as Joshua Kimmich, Noussair Mazraoui, Josip Stanišić, and Sacha Boey are all on the team. However, there have been rumors that Bayern are interested in Leverkusen's Dutch phenomenon there, Jeremie Frimpong. While he plays as a very forward-oriented RWB, he's a very prolific player outright, with tons of big moments for Leverkusen this past season and a big part of their success.

Midfield

Do not for this one, while the no. 10 position is classified as a midfield position, I am including it in attack, with this one more just focused on the no. 6 and no. 8 roles in the midfield.
Pavlovic had a breakout season in Bavaria.
Bayern's midfield is going to need a major reshuffle. The two most certain pieces to be kept around are emerging youngster Aleksandar Pavlović, an academy talent who has worked his way up to being a go-to starter late into the season, and Konrad Laimer, who is valuable due to his versatility, intensity, and toughness. Kimmich, we'll touch on more below, but in the mean time, one of the major questions for any midfield duo at Bayern is going to be who departs and how things align? I think the one guy probably on the outside looking in is going to be Leon Goretzka. He's had his moments, some ups and downs, but right now figures as the odd man out for assorted reasons, namely the need for more defensive help in the midfield. Goretzka would have a market too if Bayern opted to move forward without him, with teams such as Juventus, Manchester United, and West Ham all having interest over the past year. Unknown. I'd lean towards a departure, even if only because Kimmich in the midfield is a better overall asset, and Bayern would need to free up some funds to acquire a better midfield partner than Goretzka provides.
Then of course there is 29-year old Joshua Kimmich. Mentioned him earlier as ideally slotting in at right back for Bayern going forward, but he's also proven to be quite capable in the midfield. He's excellent at dictating the play going forward, with timely, precise passes, and an aggressive demeanor. He's not terribly reliable as a no. 6, and some of this was the source of the rift between Kimmich and Tuchel earlier this summer, where he and Tuchel were somewhat publicly feuding over whether or not Kimmich could handle that role. Ultimately, I do think Kimmich is better as more of a no. 8, with a more defensive-oriented type of player brought in to compliment him. I think in that role, Kimmich can be wildly successful for Bayern in the remaining years of his career, but a long-term extension is needed at this point. As I've said earlier, I would prefer to keep Kimmich as a right-back, but I am quite content keeping him in the midfield if Bayern can find that no. 6.
Everton's Amadou Onana is a tempting target for Bayern.
And speaking of the need for a defensively minded midfielder... I do believe there is one genuinely excellent option there, with Everton's Amadou Onana available. Onana is a Senegalese-born Belgian national, and came up playing in Germany, with time at Hoffenheim II and Hamburger SV. Thus, he's fluent in German and could integrate to life in München quite easily. He's a very disruptive defensive stopper, with excellent ability to make tackles, halt offensive build-ups, and then quickly turn and push the ball forward for his side to go on the counteroffensive. He's an ideal fit for the system, able to help turn defense into offense in a hurry. Another one for the no. 6 that's been mentioned for Bayern is Adam Wharton, currently at Crystal Palace. The 20-year old English midfielder had an excellent season this past year.
The other one that I would anticipate being a priority if we see ten Hag taking over is a ramped up pursuit of Barcelona's Frenkie de Jong, a fellow Dutchman who was at Ajax under ten Hag for awhile. De Jong's had some injuries issues plaguing him lately, but when he's on, he's an excellent possession-oriented central midfielder, bringing a very well-rounded game as well that includes some noteworthy capacity with dribbling, defense, and passing as well. De Jong also has a notable history/connection with Bayern's Matthijs de Ligt, which makes it seem more feasible that he'd integrate well into the team. In many ways, I think de Jong probably only makes sense as a replacement for Kimmich if he were to depart.
Additionally, while he has been mentioned more as a Tuchel target than anything else, Fulham's Joao Palhinha is an intriguing option as a defensive midfielder. He's an elite tackler and defender in the middle of the defensive half, and shows some solid ability to distribute the ball and lead the build-up. Personally, I think Palhinha is the ideal partner in the midfield to be paired with Aleksandar Pavlovic, whereas Onana next to Kimmich is more preferable there. So some options based on how Bayern wants to set-up. And one other name that could pop up here is Mats Wieffer, currently at Feyenoord, a central figure to Arne Slot's success there. A 24-year old Dutch midfielder, Wieffer has been an excellent option in Slot's midfield, and it seems likely he'll be pursued by Liverpool with Slot taking over there, but Bayern could perhaps try to hijack it.
While at this point, I think Bayern would probably add Onana or Palhinha, maybe de Jong if Kimmich leaves, and then call it a day with Konrad Laimer and Aleksandar Pavlovic there as well, with Kimmich maybe even splitting some time between right-back and midfield throughout the season, there could be room for more players to be added. For some additional depth in the midfield, I think Bayern would do well to go after former academy player Angelo Stiller, who appeared in almost 30 matches this past season for third-place Stuttgart. The 23-year old is an excellent passer, able to distribute the ball forward with precision and anticipation. He'd be a nice reunion for Bayern as well, as he's also born and raised in München, and was added to the national team roster for the EUROs. However, I think Stiller's probably one that Bayern does not really need at this point, though if additional midfield help becomes a need (say perhaps next winter), then he's one to continue monitoring. One other name here would be OGC Nice's Khéphren Thuram, a talented 23-year old midfielder who is quite cheap considering his talent. His brother played for several years at Borussia Mönchengladbach.
Another younger option I'd love to add to the roster here would be 17-year old Sverre Nypan, a Norwegian midfielder who currently plays in-country with Rosenborg BK. I admittedly don't know much about Nypan personally, but am going off of something from I read earlier about Ten Hag and United already monitoring his progress. He'd be a nice piece to add to the mix with other young midfielders like Zovrenek and Wanner coming through the ranks. However, I think a loan for at least one of them would be worthwhile.

Attack

Simons has been electric this past season at RB Leipzig.
Looking at the no. 10 role for Bayern, I have some questions. Jamal Musiala is an exceptional talent, and at only 21 years old, Bayern need to be doing everything in their power to extend him and make him the central figure of the club in the years to come. But, as far as position goes, he's very versatile and that allows for Bayern to get very creative in how they configure their attack alongside him. And while Leverkusen's Florian Wirtz is a top target for the 2025 transfer window for Bayern, I do tend to agree with take from Complexes on Twitter, that Wirtz probably follows Alonso to Madrid in 2025, and thus I'd be very much in favor of Bayern opting to add Xavi Simons from RB Leipzig this summer. This isn't to say Bayern should abandon its pursuit of Wirtz, but rather that I'd say that Bayern should pursue Simons this summer and be quite happy/content to land him, lest they risk going 0-2 on both if Wirtz does indeed land with Madrid next summer.
The thing I love most about pairing Simons and Musiala together is the versatility and creativity. While both tend to occupy a spot more frequently as a central attacking midfielder, Musiala has played a decent amount of time on the left wing and Simons has also played over as a right wing. Add in Bayern's current right winger, Leroy Sané, also showing some versatility between right wing and occasionally cutting in and operating centrally, and you have the recipe for a versatile, ever changing, flexible attack that can advance the ball. Overall, I think Simons addition into Bayern's attack would unlock a new level of effectiveness for the incoming regime.
The other one to mention here is Schalke academy product Assan Ouédraogo. At just 18-years old, Ouédraogo has already landed on the monitor of Bayern and RB Leipzig, and the two clubs appear to be battling for his signature. A move to acquire Ouédraogo and then loan him back out for more experience, whether back to Schalke or moving him up to the Bundesliga, would seem to be a solid plan for the Bavarian giants to see if Ouédraogo could become a long-term fixture in their lineup. If a move for Ouédraogo falls through, another young attacking midfield with immense promise that I think Bayern should look at is 16-year old Polish midfielder Jakob Adkonis, currently at Legia Warsaw. He'd definitely be a development piece long-term, but the upside is very high.
Then looking at the wing spots, Bayern are in an interesting spot. Jamal Musiala and Thomas Müller have interchangeably slotted in as attacking midfield types with the ability to spell time out on the wings. Serge Gnabry and Kingsley Coman are both very talented options there, but suffer from a lack of reliability with their frequent injuries.
Fuhrich is a very solid player who could be a strong add for Bayern.
This section thus deals with a lot of ifs. I think Bayern could theoretically look at it and say Serge Gnabry, Kingsley Coman, Jamal Musiala, Thomas Müller and then maybe some Mathys Tel, as well another who can play wing at a good level, and be content. But, if they choose to sell one of Gnabry or Coman, which I think they should, Bayern could be in the hunt for a replacement there. They've already been linked with German international talent Chris Führich. He has been very good for Stuttgart this past season, and would only cost Bayern a fraction of some bigger names. At 26-years old, Führich could still give Bayern a solid run of play, and has shown some versatility to alternate sides or even drop into the midfield as required. He's a steady and solid player, not a superstar by any means, but could serve as a valuable rotational piece if Bayern do move on from Coman or Gnabry.
Another option would be the speedy Nico Williams, a 21-year old Spanish winger playing for Athletic Bilbao. He's going to be in the very expensive price tag range, but with his combination of potential, production thus far, and excitement, he could be well worth the cost. Another younger option here, and a more affordable one, would be Brajan Gruda, a 19-year right-side winger playing for Mainz. He infamously had the jersey swap photo already with Thomas Müller and seems like a rising talent with 27 appearances for Mainz. While Gruda statistically hasn't had much production thus far, at just 19-years old, he's given some very promising performances against the likes of Bayern and Dortmund as well while getting acclimated to life in the Bundesliga.
If Bayern continues to play Tel more as a winger than a true no. 9 striker, which I think is also the correct call, then Bayern are going to need to be in search of a strong replacement for Eric Chuopo-Maxim after this season, a genuine backup to Harry Kane. There are two routes they can go which is to either find a youngster who could theoretically take over for Kane in 2-3 years (as most of the reports indicated he'd probably want to return to the Premier League before the end of his career to chase the all-time EPL goal record), or a veteran looking to milk the last couple of years out of their career and be a part of a championship squad. If Bayern go the youngster route, two names that stick out are Leipzig's Benjamin Šeško, a towering 20-year old Slovenian who has looked really sharp in Leipzig spelling Lois Openda. Sesko would likely cost a pretty penny, but if Bayern are willing to pay it, I think they should make that move. If they want a more budget friendly option than perhaps angling for Hoffenheim's recent DFB call-up, Maximillian Beier as a promising up-and-comer could be in the cards. Beier scored against Bayern in the final match of the season. Not as young, but Wolfsburg's Jonas Wind, a 25-year old Danish talent, could perhaps fit nicely, as he can also operate as a second striker and produced 11 goals in the Bundesliga this past season.
If Bayern want a veteran option, Serhou Guirassy has been a player that Bayern are already linked to. He's also got some interest from Dortmund and Tottenham as of late. While Guirassy is a fun player, and a talented one, as he was second in the Bundesliga in terms of goals scored, I don't think that he should be a significant priority for Bayern, as they need to allocate funds to other positions before coming around to landing a backup striker to Harry Kane. And since we've mentioned significant versatility for a lot of others, both Mathys Tel and Thomas Müller could certainly be able to fill in situationally, though if there's a major injury to Kane that becomes more problematic.
Personally, the move I think is much more likely is finding a veteran striker on a lower level squad who might be interest in chasing some titles with a bigger club. Bayern added Chuopo-Maxim as a 31-year old, albeit from PSG rather than a smaller club, but I do think it's a decent example of a reasonable move Bayern can make to shore up their depth without breaking out too much spending. Two names I think really intrigue in this kind of mold are Hoffenheim's Andrej Kramarić, a 32-year old Croatian forward who scored 15 goals this past season for Die Kraichgauer, including a hat trick against Bayern in the season finale as well. The other one is Tim Kleindienst, a 28-year old German who has played largely in the 2. Bundesliga but has spent a few seasons in the top league at Heidenheim and Freiburg during his career. He had an excellent showing in Heidenheim's upset win over Bayern earlier this season, netting himself a brace, two of his twelve total goals this season. Both are veteran, experienced strikers with some capacity, but might be open to a diminished role behind Harry Kane in order to potentially get some bigger opportunities with Bayern's pedigree.

Final Squad Planning

Now, time to prioritize.
  • Top priority for me would be figuring out what Joshua Kimmich is going to do. I'd still love to extend him, and ideally keep him at right-back which he's indicated he's open to. Besides, Kimmich's non-stop motor, stamina, and intensity make him well suited to being a highly versatile piece, so someone who starts at right-back every week, but can easily spell others in the midfield throughout the season. That's the top priority.
  • Next one is figuring out who goes. In this exercise I am going to go ahead and move forward with the idea that I would sell the following players:
    • Midfielder Leon Goretzka
    • Winger Serge Gnabry
    • Defender Dayot Upamecano
    • Left-Back Alphonso Davies
  • I could certainly be talked into selling some others, like Kingsley Coman, Kim Min-jae, or Noussair Mazaraoui, maybe even Leroy Sane if the contract talks don't prove fruitful. In this scenario, let's just say Kimmich is set to take on the right-back role, and thus we facilitate a departure for Noussair Mazraoui who still is in a stage in his career where he could command a bigger role at plenty of other quality clubs. With Kimmich and Stanisic taking on the roles there, the right back spot remains set.
  • Before we even think about what the team needs, I'd see what Bayern can make happen to bring in PSG's Xavi Simons into the lineup, ideally a loan with an option to buy afterwards, though PSG seems reluctant to sell, and thus it's probably only a loan on the table. I'd still be fine with a one-year loan, as it'd set Bayern up to see about integrating him for one season and then either pursue and land Florian Wirtz next summer, or at that point revisit a purchase with PSG.
  • After that, Bayern's defense needs better shape. They've had some rough stretches lately, and while the backline has shown some shakiness, I think adding a true no. 6 to command more of the structure and steadiness there is ideal. I would prioritize a pursuit of Everton's Amadou Onana, as his time in Germany suggests he'll be able to integrate into the team quite easily. Palhinha would be my backup option.
  • Next up is the left-back role, and I'd be glad to see them make a big signing here, going for Theo Hernandez, whom it already sounds like they've been back-channeling with to facilitate something. He's a world class player who should fit just about any manager. After him, I think my next choices would be Maatsen and then Mittelstadt, though at that point, I would just as soon not sell Mazraoui and let him take over at left-back. But if they can move Davies, get Theo, then I am estatic.
  • I'd want another CB option here with Upamecano on the way out. If it's de Zerbi as the manager, Riccardo Calafiori seems like a no brainer for him to add, though Kevin Danso would be a fun choice as well, as both play similar styles.
  • For a striker behind Harry Kane, I'd make a push for Hoffenheim's Maximillian Beier. He's a very talented younger player, and Bayern can use him behind Kane and then he has the pace and speed to contribute as an additional versatile forward.
  • With Gnabry out, the right wing needs some solidifying. Even though Sane is the starter, it would be nice to have further options there, so we'll go ahead and target Stuttgart's Chris Führich to join Bayern. Again, versatile and can be an excellent piece for Bayern.
  • After that, it's youth stacking time, as I'd push to add both Assan Ouédraogo and Brajan Gruda, though probably with the desire to send both out on loan for another season or so. The priority is towards Assan, but either would be a very fun add.
Additions:
Position Player Former Club Valuation*
MID Amadou Onana Everton €50.00m
MID Xavi Simons PSG Loan
LB Theo Hernández AC Milan €60.00m
CB Riccardo Calafiori Bologna €25.00m
ST Maximillian Beier Hoffenheim €24.00m
RW Chris Führich Stuttgart €23.50m
MID Assan Ouédraogo Schalke €15.00m
RW Brajan Gruda Mainz €9.00m
*- number listed is the value projected for the player on Transfermarkt for the sake of consistency.**- my preference here would be to facilitate a loan with an option to buy for Simons.
And of course, that means a number of players need to depart. Here's ultimately who I'd move on from:
Position Player Any Where In Mind? Valuation*
MID Leon Goretzka Juventus €30.00m
RW Serge Gnabry €45.00m
CB Dayot Upamecano €50.00m
LB Alphonso Davies Real Madrid €60.00m
RB Noussair Mazraoui €30.00m
Again, just using the Transfermarkt values for consistency on these. This would lead to pretty much net zero spending if only these values were used. The reality of it probably becomes that Bayern would end up shelling out more than they'd get back, as I know, just off the top of my head, that with Davies contract where it's at, it's likely he wouldn't command as much as the valuation indicates. So overall, it's a spot where if Bayern can sell some of these guys for bigger figures, they can make multiple changes to the squad to revamp it.

Bayern Munich "Depth Chart" 2024-2025 Season

Harry Kane (left), and Joshua Kimmich (right front) are major pieces for Bayern's chances at a turnaround.
The idea of a "depth chart" isn't used in international football as much as it is in other sports, namely American football. However, think it's a useful organizational tool to get a feel for roughly what the squad would look like headed into this next season. The bolded names are the ones I'd most want in an ideal starting XI, and then the rotation and depth players would also see various minutes based on how far into the Champions League, Pokal, and other competitions that Bayern goes through, or injuries require.
Position Starter Rotation Depth
Goalkeeper Manuel Neuer Sven Ulreich Johannes Schenk
Left Back Theo Hernández Raphaël Guerreiro Adam Aznou
Centre Back Riccardo Calafiori Eric Dier Tarik Buchmann
Centre Back Matthijs de Ligt Kim Min-Jae - - -
Right Back Joshua Kimmich Josip Stanišić Sacha Boey
Defensive Midfield Amadou Onana Konrad Laimer Noel Aseko Nkili
Central Midfield Aleksandar Pavlović (Joshua Kimmich) Lovro Zvonarek
Attacking Midfield Xavi Simons* Thomas Müller Arijon Ibrahimović
Left Wing Jamal Musiala Kingsley Coman Yusuf Kabadayı
Striker Harry Kane Maximillian Beier - - -
Right Wing Leroy Sané Mathys Tel Bryan Zaragoza
And this sets up fairly well for the 2025 summer transfer window, as Bayern can aim to bring in Leverkusen's Florian Wirtz, and either shift Musiala over to the left wing, where I personally think he has the highest potential, or find ways to integrate both together more centrally.
Loans
Position Player Club
GK Daniel Peretz R.S.C. Anderlecht (Belgium)
MID Paul Wanner Lower Bundesliga.
LB Frans Krätzig Austria Wien
MID Assan Ouédraogo Schalke
Could also maybe throw in a loan move for Zaragoza depending on how things shape out there. Feel bad for him. Not much opportunity for the guy lately.
Probably plenty of other good options, and I'm sure there's some parts that'll happen quite differently than projected, but this would be my ideal outcome for Bayern at this stage in the process. It's been a rough process so far, but think there's still lots of potential for Bayern with a revamped and refreshed squad.
submitted by Thunderblessed63 to BayernMunich [link] [comments]


2024.05.18 17:26 iamoftenclueless We are now selling our home and it feels like I'm betraying my mom

My dad and I are giving up our house for a lot of reasons, mainly financial. What breaks me more is that I never thought this time will come. We are struggling with money right now as a result of too many setbacks. My mom and dad worked hard for this house, however, my dad wanted to move after my mom died 10 years ago. My grandma from mom's side did not want us to move, so my father did not sell our house before.
I'm not really sure, maybe out of respect as people were still grieving.
However, now my dad said he wants to move out and sell this house because staying in here feels "too heavy". Along with financial struggles and other factors, it seems like staying in here long-term does not serve us anymore.
So I agreed. Maybe I was in denial, I thought maybe we could still save the house because no one will buy it. And I was wrong. There's already a prospective buyer and she will talk to my dad next week.
Doing this feels like I'm betraying my mom. It feels so strange, I am relapsing and I'm in so much pain right now. But we need to pay my dad's debts and my student loans and expenses (I'm still in college), the commute from my dad's job is exhausting too, the location of our house is not really ideal. It seems like this is the most practical thing to do instead of staying here and incurring more debts. Yet I feel like once I get out of here, I will finally lose my last piece of her. The memories before and after her death in this house brings me comfort and familiarity. That somehow she's still here with me. Now it will be gone. It feels like I'm losing her again. There's also this guilt that "what if we are giving up too soon". I don't know anymore.
I am having a trouble studying/functioning right now because I'm so broken over this. I'm trying my best though. Everything is just too much. I just want someone to hold me and tell me that everything's gonna be fine. I know I need someone right now but I don't want to bother my friends. I'm so sorry if I failed you ma.
submitted by iamoftenclueless to OffMyChestPH [link] [comments]


2024.05.18 17:01 iamoftenclueless We are now selling our home and I feel like I'm betraying my mom

My dad and I are giving up our house for a lot of reasons, mainly financial. What breaks me more is that I never thought this time will come. We are struggling with money right now as a result of too many setbacks. My mom and dad worked hard for this house, however, my dad wanted to move after my mom died 10 years ago. My grandma from mom's side did not want us to move, so my father did not sell our house before.
I'm not really sure, maybe out of respect as people were still grieving.
However, now my dad said he wants to move out and sell this house because staying in here feels "too heavy". Along with financial struggles and other factors, it seems like staying in here long-term does not serve us anymore.
So I agreed. Maybe I was in denial, I thought maybe we could still save the house because no one will buy it. And I was wrong. There's already a prospective buyer and she will talk to my dad next week.
Doing this feels like I'm betraying my mom. It feels so strange, I am relapsing and I'm in so much pain right now. But we need to pay my dad's debts and my student loans and expenses (I'm still in college), the commute from my dad's job is exhausting too, the location of our house is not really ideal. It seems like this is the most practical thing to do instead of staying here and incurring more debts. Yet I feel like once I get out of here, I will finally lose my last piece of her. The memories before and after her death in this house brings me comfort and familiarity. That somehow she's still here with me. Now it will be gone. It feels like I'm losing her again. There's also this guilt that "what if we are giving up too soon". I don't know anymore.
I am having a trouble studying/functioning right now because I'm so broken over this. I'm trying my best though. Everything is just too much. I'm so sorry if I failed you mom.
submitted by iamoftenclueless to GriefSupport [link] [comments]


2024.05.18 15:32 Gambit-Accepted DAK Battlegroups And DLC Ideas

DAK Battlegroups And DLC Ideas
With the recent additional content for DAK, I’ve had a lot of ideas poking around in the back of my head about new battlegroups that could be developed and other related ideas for DAK. Having a creative bent of mind, I decided to do a write up of these ideas for publication, ideally to influence what comes out later, but mostly for my own enjoyment. This is what this post contains.
The perspective I’m coming from in this post is that, to me, it would be non-sensical for Relic to develop another sequel to Coh, as the release of Coh3 has demonstrated that you have to compete directly with the predecessors, leading to schisms in the playerbase. Moving to Coh3 made a lot of sense, as the technology required updating, but now that that is done, I feel doubling down on DLC for Coh3 in terms of new factions, battlegroups and content is the way to go, unless some fundamental technology leap happens in the next 10 years. Coh3 should be treated as the ‘platform’ on which Coh is developed. Even if we have to wait another 5 years for another faction, this probably makes the most sense. This way, the effort that would go to porting functionality to a new game, can be spent on creating new content and new features for the already existing game.
In terms of the design of the battlegroups, I wanted to make them thematic, different from existing battlegroups, unique and mostly historically accurate. The interesting aspect of DAK battlegroups is that you have a limited pool of units to work with.
Without further ado, here are my battlegroup ideas:
https://preview.redd.it/ln47ig1ct61d1.png?width=1308&format=png&auto=webp&s=931bc2205f9585526dc0543c3b24fb7f15611ccc
Central Idea: Logistics, augmenting Halftrack Deployment System. The battlegroup focuses on mobility and efficient resource expenditure.
Opel Blitz Fuel Truck: The Opel Blitz Fuel Truck should have two effects with the lockdown, when locked down on fuel, it should increase the rate of fuel supply, probably by more than a normal cache, however when locked down in base, it should reduce fuel cost of the vehicles in the selected structure, so kind of like officer supervision. This would encourage more active micro management of the unit. When it dies it should have a large AOE explosion, meaning friendly units should avoid it and also that it can be driven towards enemy units, kinda like a less efficient Goliath that you can't manually detonate, I can’t see this being anything but ludicrously fun. You really could go nuts with the audio design on that. Top Up Vehicle should be an ability that can be targeted on friendly vehicles. Once done, the target vehicle has faster speed, acceleration and deceleration for a fixed distance. Note this is a fixed distance, instead of time, so if the vehicle doesn't move, it won't 'expend' the ability.
Recharge Halftrack Deployment: This feeds into DAK’s tempo playstyle by allowing you to muster units rapidly. The situations where I see this being useful are early in the game when you want to get double call ins early to build out your composition at a discount or later in the game where you’re trying to mass late game armour quickly. For instance, calling in a P4 as a stopgap measure before calling in a Tiger 90 seconds later, especially if you build up a bank in the lategame.
Panzer III Munitions Supply Vehicle: Largely self explanatory, its like the Munitions Store for US, except mobile and provides different buffs. I could see this unit being coupled with ATGs and LeIGs being strong, as well as recharging snares faster, it compliments that infantry and support weapon playstyle nicely. The unit also can drop MG42s and Mortars, which give DAK manpower efficient access to more team weapons, diversifying potential builds.
Vehicle ROF Ability: Self explanatory. Could see it being strong on Marders, Tigers and Stug Ds. You could make this a global ability but here I’ve stuck with a unit ability.
Ability/Upgrades Discount: This essentially makes Unit Upgrades and Unit Abilities 50% cheaper for the duration. Its thematically appropriate and potentially a strong ability. If you could pair this with the Panzer III Muntions Vehicle, grenades would be cheaper but also recharge faster, although this combination could apply to a whole bunch of different things. Strategies where you rush this ability to ‘mass upgrade’ MG34s on the PGs could be a thing, although you’d need a fair bit of munitions banked up. One thing that could be experimented with is applying this to mines, where you could pop this to spam out mines, depending on how expensive the ability is, the calculus might add up.
Panzer I Command Tank: Feeding into that tempo style again, this early game vehicle would have roughly the potency against infantry as a 250, albeit with better armour. However, the main appeals are the capping and mobility bonuses, these would allow you to rapidly gain map control and would give you an edge when switching sides of the map. For flanking manoeuvres, this would also come in handy, one combination that would be strong would be your vehicles ‘Topped Up’ with the mobility bonuses from the Opel Blitz Fuel Truck and your infantry buffed by the Pzr I Command Tank, meaning your forces can get off flanks or respond to threats much faster.
Withdraw & Refit: Again interacting with the Halftrack Deployment System, this allows you to trade in vehicles that are not needed for resources, exactly like with Brits. I could see this being useful when you want to get rid of 250s that you have spare.
Panzer III S-Mine Launchers: This would be an ability on the Panzer III that allows it to launch S-Mines. I could see this being implemented in 2 ways, either exactly like the Tiger S-Mine launcher ability, which would be really strong for flanking AT Guns or chasing down squads, or if that’s too strong, more like the grenade ability on the Sturmtiger in Coh2. Again, this synergises with the Panzer III Munitions Vehicle and the Ability/Upgrades Discount ability.
Panzer III Side Skirts: Self explanatory, improves the armour and health of your Panzer IIIs after a unit upgrade is purchased. I wouldn’t be in favour of this being an instant upgrade to all units. This would again synergise with the Ability/Upgrades Discount ability.
Lorraine Schlepper Mobile Artillery: Finally, mobile artillery, not unlike the Wespe, giving DAK another tool in the box at their disposal.
https://preview.redd.it/japhac3bt61d1.png?width=1496&format=png&auto=webp&s=3e701d51062abcefb4181342300ec17de4d2fcf1
Central Idea: Fire, anti-cover. It would be strong against team weapon camp gameplay.
Incendiary Grenade Assault: Its essentially the exact same as the Assault Gren grenade assault, except Panzer Grens have access to it and its better at denying cover. So I see this being useful when you want to dislodge infantry in cover or make a Team Weapon move, as they won’t be able to jump back into cover or move back.
Detonating Shot: This ability is available for; Paks, Marders, P3s, Tigers, P4s, Stugs, Flak 36s. While active, if you land a kill shot on a vehicle, that vehicle will blow up causing AOE damage to nearby units. How good this should be will need to be tested. The basic counter play would be just to split up your units, but that requires micro. On the flip side, using the ability well also requires micro and good timing, so there’s a skill factor involved. This ability can also be used on ATGs and Indirect fire units (including emplacements), and if you land the kill shot on these units while the ability is active, it not only explodes but also, importantly, destroys the weapon outright. So you wouldn’t need to focus the decrewed weapon afterwards. This is pretty strong against team weapon play.
Indirect Incendiary Rounds: Exactly like it was in Coh2 for the same units. It also applies to the 254 Artillery observer. All of these barrages are good for area denial and also killing off emplacements.
21cm Nebelwerfer 42: A heavier version of the Nebelwerfer, relative to Wehr’s one. This would have higher alpha damage on it’s shells and the flame dot damage to boot. Only 5 rockets though.
Incendiary Creeping Barrage: Self-explanatory, area denial tool, good against team weapons and emplacements. Strong for denying VPs.
Double Flamethrower Panzer Pios: Strong upgrade naturally, but expensive. In order to get the double flamethrowers you need to buy each flamethrower for 50 munitions. It makes the squad a massive target.
Flammpanzer I Assault Group: This is very much a shock callin, you’d get this to drive your opponent off the map in the early stages of the game. Relative to the L6/40 with the flamethrower upgrade, this would be more potent as it retains the coaxial MG. Relative to the Flammpanzer III, it would have less health but come earlier. Combined with the Panzer Pios, it’s a strong power spike which would be especially good on urban maps.
Inspired Assault: Exactly like it was in Coh1, it was an interesting ability.
Sd. Kfz. 233 Armoured Car: In the great pantheon of DAK light vehicles, where does the 233 fit? It would be most comparable to the Stummel and the Scott, being effective against Team Weapons and Camp playstyle. Unlike the Stummel, it would be more effective at short range, as it retains an MG42 and has the canister round, as well as having more health. Relative to the 8 Rad, it would be worse at chasing infantry on retreat (although you already have the Flammpanzer I), but it would be far more proficient against units at range, units in cover and team weapons. Relative to the StuG D, it would be faster, cheaper and require less teching, but would have worse armour.
Heavy Incendiary Bomb Drop: Extremely good against team weapon camp, emplacements and units capping VPs. Could potentially neutralise points like the Dive Bomb in Coh2?
https://preview.redd.it/aipq57z9t61d1.png?width=1020&format=png&auto=webp&s=0bba7347d9d2321fca701d0e1b97fac68f4d1a0f
Central Idea: Heavy Team weapon play, this battlegroup is the only one that ‘goes against the grain’ of the DAK traditional playstyle by offering you more of a camp based strategy.
250 Reinforce: Essentially a utility ability that congeals with the rest of the battlegroup. Although I could see it being useful in combination with Assault Grens as well.
Pak 36 ATG: Light ATG, effective against Light Vehicles. Unlike the Pak 38, it requires no tech, so you can get it early and allows you to tech T2 while still having ATG support. The Stielgranate 41 shot improves it’s penetration against vehicles, although at the cost of munitions.
Tobruk Bunkers: Variety of emplacements, lots of photos of the DAK using these in WW2, hence the origin of their name. For defence in depth, these are going to be strong, you could have one of the Panzerturms in the back to prevent light vehicles or infantry from breaking in. The 360 Bunker is not fundamentally different from the Wehr AA piece, however, to make it more skilful, it would be cool if you have to manually switch the firing arc.
Flak 37 AA: A larger and more powerful AA than the Wehr Flak 30. This would be more effective against light vehicles and infantry, although could be made slower to move around, and have slower pack up and setup times, to balance it. My thinking is something like the speed of Pak 40s in camo would be slow enough to make indirect highly effective against them. It would encourage using them in conjunction with a tow vehicle, moving them around the battlefield quickly would be impossible without a tow vehicle, although not strictly necessary.
Rapid Suppression Barrage: This is mostly a standard off-map, except that the shells also cause suppression. My thinking with this is that it should cover a broad area, with a relatively short delay between each shell, with each shell having a large AOE suppression. Perhaps the effect would be best compared to the Nebelwerfer from Coh1, minus the flame. What you essentially use it for is area denial and forcing off squads.
MG131 HMG Team: Essentially a ‘premium’ HMG team, the same way the MG42 and DSKH were considered premium in Coh2. Its suppression and damage would be far better than the MG34. It should perform relatively well against light vehicles, like the .50 Cal did in Coh2. The HE rounds ability I see performing better against units in cover, potentially even allowing you to perform cover suppression.
Sd. Ah. 52 Supply Trailer: The Supply Trailer requires some explanation. My thinking with this is that its a brand new unit type, which loosely can be defined as a support weapon. How it works is that infantry squads can crew it, push it around, vehicles can tow it, etc. When in a position, it provides an aura which in this case gives nearby units additional construction options as well as increasing pio construction speeds and giving vehicles the ability to hull down. However, the unit shouldn't require pop cap and moreover, you can actually manually decrew it and it will still provide you the benefits. So for example, let's say it spawns in your base and you want to setup a strong point, you can crew it with a squad, wheel it over to a house near the frontline and then decrew it. Units within its vicinity would still be benefiting from the aura. When you want to move it, recrew it again, or tow it, to a new location. The beauty of this dynamic is that your opponents can steal these units from you like an ATG, so while they don't take up popcap and would be relatively cheap (say 100 to 150 manpower), you're still incentivised to protect them. You can also attack move them with AT guns etc, would be interesting to play around it. I think it would make for an fun dynamic, but would need to be coded from scratch. It also indirectly makes tow yet more useful. With this trailer specifically, it’s aura will make the area around it a point where you can dig in. Multiple squads would be setting up sandbags, vehicles would be able to hulldown and it can also distribute medical supplies.
Off-map Mortar Creeping Barrage: Fairly straight forward light off-map.
Hold The Line: This allows you to hold onto territory easier. A global ability, while in capture circles, your infantry will be hardier. Moreover, they can also reverse the capping progress of your opponent when you contest the capture with your own unit, although you can’t use this to capture territory that is contested. This will be really powerful in VP wars.
15 cm sIG 33 Heavy Infantry Support Gun: The star of the battlegroup. This would be like an LeIG but dialled up to 11. It would have 110 range direct autofire (so like Free Fire Drills), but with a slower ROF. The team would be able to move it around without tow, but like the Flak 37, it would be incredibly slow, like a Pak 40 in camo. The demolition shot would have a much shorter range, like 50, but be incredible against emplacements, although if you manage to get vehicles or team weapons it would be deadly as well. The trick shot nature of this should make it easier to avoid. So kind of like a Sturmtiger but much easier to notice and dodge, while also being less powerful. Realistically you would need to use tow to get it around, but its not strictly required.
https://preview.redd.it/4yg3itn8t61d1.png?width=1012&format=png&auto=webp&s=bb6f1e7b2a4c8d145cfe231db303b0474c33d4e9
Central Idea: Vision, having awareness of the battlefield and executing flanks. Conceptually this battlegroup is the opposite of Battlefield Espionage.
Horch 108 Recon: A heavy ‘ultra light’, which sounds like an oxymoron, but to put this on a scale, it would be better than the Krad as a harassment tool, but not as good as the 250. However, the 250 can’t cap and this can, whereas the Krad is cheaper, faster and has more vision while stationary. So there are trade offs to all 3. The Flak 38 gives the Horch better scaling than the krad. Relative to the Dingo, the Dingo should win, but one would expect the fight with the US Jeep to be more even, if not slightly Horch favoured.
Forward Observation Posts: These are equivalent to the battlefield espionage beacons, except they’re focused on providing LOS. You set them up with infantry and they can be faced to an area to provide sight. I could see these being super handy on the edge of the map, overlooking a flanking route.
Sd. Kfz. 263 Panzerfunkwagen: The Panzerfunkwagen would be a solid sight tool. The MG would be roughly as good as a 250, so you might want to use it aggressively early on, but you’d mostly be using it as a mobile sight platform. With cautious movement, you would be able to spot your opponents forces from camo and the Mark infantry ability should have a short cooldown and be free. You’d mark several units and they would make they more vulnerable to small arms. This would reward active micro management.
Timed Infantry Sight: Amazing for executing flanks, you can detect enemy units before they see you. This should make getting around MGs and picking your engagements far easier.
Panzer Commander Upgrade: Exactly like Coh2.
Suppressive Fire: Gives various units access to a suppressive fire ability. Coupled with the sight abilities, you can trigger this before an opponent’s unit comes into range.
Sd.Kfz.6/3 AT Halftrack: Weaker than the Marder in terms of health, the ATHT has the benefit of providing mobile AT without needing to tech T2. The ranged shot works well in conjunction with the sight tools allowing you to get off shots against more powerful vehicles without taking shots in return.
Temporary 222 Recon Group: Double 222s arrive off-map, they are in your control and you can use them how you please. However, after 75 seconds, they turn to AI control and leave the battlefield. By the time they reach the front, you’ll have roughly 60 seconds to ‘go nuts’ and do as much damage as possible. They don’t require manpower, fuel or popcap. This feeds into DAK’s tempo, all-in playstyle. So I could see a player building an 8-Rad and then using this ability, using the sight tools to determine where the ATGs are and then going all in, the 222s are relatively expendable. The 222s should benefit from the armoury upgrades, so in the lategame you could use this ability to jam captures or sneak off to grab a VP. As an opposing player, mines, hand held AT and snares are your friends. 222s should basically require 1 snare to cause engine damage. Some people have said they don't like temporary units, I haven't seen a good argument against them yet.
Bf 110 Autocannon Heavy Strafing Run: A heavy anti infantry strafing run, akin to the IL-2 strafe in Coh2. It would also be of variable length. Let's say X is your first click and Y is your second, which marks the end and direction of the run, the default run is diagram A, but you can drag the cursor of point Y as far as you want, with a maximum of either 35 range or when you don't have enough munitions banked up for the run. This gives you the flexibility of deciding how much you want to spend and where it will land. A well placed strafe on retreat could be devastating. The cursor should highlight the munitions cost as you drag from point x to point y.
Me 210 Light (SC50) Bombing Run: This is a much lighter bombing run than the US carpet bombing. It should be single line and relatively fast, the damage of the shells should be roughly equivalent to 5.5 inch artillery shells.
https://preview.redd.it/qi30nfn7t61d1.png?width=1417&format=png&auto=webp&s=200547a5ba6b66003c79100161f2613bc96b8c4f
Central Idea: Map presence, retaining position. The battlegroup was inspired by the invasion of Crete.
Luftwaffe Ground Forces: Somewhat similar to the Coh1 equivalent, they would be a fairly weak combat squad with lots of utility. In this case, they would have various construction options as well as being able to heal squads. L.P.Z. Light AT Mines would be more spamable than your standard mines, would be cheaper and only detonate on vehicles. If the vehicle is on less than 80% health, it would cause an engine crit. As an alpha damage, probably 75% of the standard mine would be sufficient. It would require 2 of these mines to detonate on a full health vehicle to engine crit it basically. Dosenmines are essentially like S-Mines and would be planted in patches. The M30 Drilling Shotgun Shot ability would be targeted on a squad and would have short range of about 5. You’d more or less use it like you would a grenade, except it like a throwing knife and the Sniper Shot ability, it can’t be dodged. More than likely, you’d get just one of these squads to augment your composition, with PGs as the mainline.
DFS 230 Glider HQ: Essentially a standard glider, you can drop it in to provide in field reinforcement. However, this glider can also heal nearby squads and recrew team weapons. In addition, the DFS 230 has roof top MG15 upgrade, which turns it into something akin to a light MG emplacement. So there are a few ways I see this being useful. One would be to drop the glider so that it covers your cut off, upgrade the MG and it will make it much harder for your opponent to cut you off and you’ll get infield reinforcement with healing. Maps like Famonville and Road to Tunis, this would be immensely useful. Another use would be in intense VP wars, at the end of the game you want to secure a flank VP, you drop the glider in and upgrade the MG, in many ways its like an auto build, quick deploy MG emplacement, that can also reinforce. Great for map control.
250 W/ Flak 38: Fairly vanilla, like the other 250 callins except with a Flak 38. The Flak 38 would have identical performance to the Flak 30 of Wehr, one way to differentiate them would be to give the gun shield heavy cover properties, but reduce the unit to 4 men to compensate.
Ju-87 Multi Vector MG Strafes: Essentially 3 separate strafes that you call in one after the other. The difference between this and a standard MG strafe is that these strafes give you what is essentially a ‘bulk buy discount’, but also, since they can be targeted in 3 totally separate places within LOS, your opponent has to react quickly to dodge all 3 of them. Its acts as a micro spike test, where you quickly throw them down and they quickly have to dodge. The skill of placing them all fast and accurately needs to be matched by the skill in dodging them all. Moreover, when combined with an attack with units, it can create an overwhelming set of threats.
Bomb Drop Overwatch: The most comparable ability to this would be sector artillery. However, in this case, its planes dropping bombs on units that come into the territory. Its not exactly a loiter though as the planes wait off map, they can still be shot down however. In terms of how strong the bombs should be, it would require testing but somewhere between a 5.5 inch shell and the US Dive Bomb would be a good place to start. Ideally a broad AOE, with only a small zone of full damage. This tool would essentially be used for area denial and be really strong in VP wars.
Ready Reinforcements: A fairly straight forward ability that speeds up reinforcement and allows quick return to the battlefield, again allowing you to retain field presence. Another feature of this ability is that it speeds up in field reinforcement and allows infantry to sprint in friendly territory outside of combat, being able to react to hot spots faster.
Junkers Ju 52 Reinforcement Pass: This is most comparable to the Paradrop Reinforcements of US, except where that ability is a stream of reinforcements over a long duration, this ability is more geared towards a burst of reinforcements all at once. There’s an element of skill in its deployment, as you’re incentivised to line up as many squads lengthwise as possible to maximise reinforcements dropped per munitions expenditure. Since its substantially longer than wide, you could have several squads in different engagements all ‘caught’ in the line and all benefiting from the ability. I could see this happening when you have multiple squads spread across the centre of the map and all located within the area of effect. The ability can be used to swing engagements and keep units in the field.
Paradrop 4.2cm Pak 41 Team: Self-explanatory, the performance of the Pak would be better than both the Pak 36 and the 38, as well as being more mobile than the 38. Useful to quickly deploy AT to a trouble spot.
Temporary Bolster: During the duration of the ability, squads can get an extra man. So Panzer grenadiers can go from 5 to 6 (or from 6 to 7), MG34s go from 4 to 5, Paks likewise etc. This applies to all infantry and support weapons. Once the ability ends, the extra model doesn’t leave, but when the squad drops back to normal numbers of models, it won’t return to the bolstered level until the ability is reactivated. What this ability allows you to do is augment the heath and DPS of your squads temporarily, making them more survivable in the field. Obviously though, the extra models are not free, costing both manpower and munitions.
Temporary Fallschirmjägers Assignment: Like the 222 assignment in the previous battlegroup, this involves you taking control of 2 squads which leave the battlefield after a period of time. In this case, 2 squads of MP40 Falls are dropped where you like and then can be used to sow carnage for 75 seconds from when they touch the ground. Their MP40s make them ideal for flanking team weapons, they have smoke grenades and the can throw short range snares. So you could potentially drop them in behind the lines with the intention of catching a vehicle trying to back up from the front line. One massive use of this ability will be in VP wars, where you drop them onto a VP in the lategame to swing the match in your favour. They don’t cost manpower, population or upkeep, but require a lot of munitions.
Historical Accuracy Notes
A few notes on what is inaccurate or anachronistic. The Panzer III Munitions Vehicle, as far as I know, wasn’t used in Africa but on the Eastern Front. There was another, the Lorraine Schlepper Munitions Vehicle, that was used in Africa for the exact same purpose and this could be used instead, but the benefits of the P3 are reduced development cost as some of the voice lines and the vehicle sounds can be reused. I’m also not so sure whether Side Skirts were used on P3s in North Africa, I haven’t seen photo evidence in any case.
The MG131, while used in a ground HMG role, I haven’t seen evidence of it being used by the DAK in North Africa. About ten Sd.Kfz.6/3 AT Halftracks were used, some people might object to that unit on these grounds. I haven’t seen evidence of the Pak 41 being used in North Africa, I’m also fairly sure they didn’t paradrop them. The M30 Drilling Shotgun was used in North Africa…but only by downed pilots. The Madsen Belt Fed MG was a Luftwaffe contract gun, but I haven’t seen evidence of it being used in North Africa. Likewise with the Panzerhandmine 3. Needless to say, all these are exceptions. Otherwise, to the best of my knowledge, these designs are historically congruent.
Design Notes
I deliberately avoided using Italian Units in these designs. Following from what I said about Relic doubling down on Coh3, I feel it makes sense for them to eventually create an Italian Faction, so I didn’t want to cannibalise that faction, especially when the DAK already has plenty of material to play with.
What to do with the remaining units in the files?
There are several other units in the game files that I haven’t used here. This was intentional. Several people having been calling out for the substitute vehicle feature from Coh1:
https://preview.redd.it/ijcq0sb6t61d1.png?width=1280&format=png&auto=webp&s=62585a9618ad9fb793d9ce95dcaccacf61dabaaa
As a feature it makes a lot of sense, I feel the community would be far more interested in small and frequent content drops like these instead of cosmetics and they could be priced to be more profitable than battlegroups at less development cost. They would ideally be more frequent as well, bringing players to the game. I feel games like War Thunder and WOT benefit from the sheer variety of units and I can’t see how this wouldn’t apply to Coh. Whenever they release, the units will be similar enough to the units they replace that they won’t disturb balance much, meaning less emergency balance hotfixes.
I feel this is what makes the most sense for the units already modelled, for example, the Panzer II is fundamentally serving the exact same role as the 8-Rad, they’re both 20mm autocannon light vehicles. Its hard to imagine a build where you would build both of them in the same composition and trying to make them different would be clumsy. We see this with the L6/40s, which are also similar to the 8 Rad and have been specialised to be worse against infantry and better against vehicles, to mixed results. Then there’s the 250/9. Adding another autocannon light vehicle via a battlegroup wouldn’t be that different from what we already have but as a substitute vehicle it makes a lot of sense. This logic can be applied to most of the vehicles already in the game files. The substitutions I would advise would be:
https://preview.redd.it/rermeob5t61d1.png?width=584&format=png&auto=webp&s=9a507899379f8fcd8c50d3ae04d85f8982f7ca12
The Panzerjäger I is already in the game files and could be substituted for the Marder. It would have less health and worse pen, but could be made significantly cheaper. This would be an interesting trade off in the composition. Alternatively, there’s the Marder III H which also could be made as a substitute, it would largely have the same performance but could have an MG upgrade and have a different starting price.
https://preview.redd.it/1jsj20n4t61d1.png?width=698&format=png&auto=webp&s=8be575f13ce97a2cd6c3e773ce16d67885949a5c
The Sturmpanzer II would have a much larger up front damage, closer to a Brummbär, but would have a lot less health and far worse frontal armour. You wouldn’t be tanking Bazooka shots like you do with the StuG D but it would be significantly more deadly.
https://preview.redd.it/gza0pvy3t61d1.png?width=526&format=png&auto=webp&s=c3425632265b68ee6e8d47216ceb8d6c0f36b83b
For the Opel Blitz Flak 38, it would be cool if this worked more like the Flak HT in Coh2, with the set up time and suppression. So this unit could be made cheaper and have the same role as the Flakvierling, but be more finicky to use.
Others:
https://preview.redd.it/mtp4c3a3t61d1.png?width=702&format=png&auto=webp&s=32e312dabe55957321e2ec9af9e8f89f89709906
https://preview.redd.it/n0klnvo2t61d1.png?width=652&format=png&auto=webp&s=e5825bd63a95e22090b3b9f52a8f820e61054537
https://preview.redd.it/59hqrd02t61d1.png?width=617&format=png&auto=webp&s=428ac413c7d8617936417072a1e74e0116285c46
https://preview.redd.it/9xmco9e1t61d1.png?width=813&format=png&auto=webp&s=3f34a21b37f36313900d7dc0cc2f0fa025370b03
Conclusion
This is what I would do with the remaining DAK content, short of a rework. The battlegroups are unique, fairly historically accurate, thematic and interesting. The concepts can at least be stolen and repurposed elsewhere. If there’s anything clearly broken or so amazing that it needs a shout out, feel free to let me know. I have other ideas for the other factions but I'm still pondering them.
PS. This is a repost from before, when I initially posted this I didn't understand how Reddit worked.
submitted by Gambit-Accepted to CompanyOfHeroes [link] [comments]


2024.05.18 15:04 TheQuranicMumin What you should (and shouldn't) do according to the Qur'an

Salaam all!
I've attempted to compile the "do's and don'ts" of the Qur'an, the following list is all OC. I very likely have made some mistakes/errors in judgment whilst compiling - or missed things out, so please do comment and point things out, i'll edit the post.
Enjoy :)

Do this:

Serve God (1:5)
Ask God for help (1:5)
Believe in Unseen (2:3)
Uphold the salāt (2:3)
Believe in the Qur’an and what preceded it (2:4)
Be certain of the Hereafter (2:4)
If in doubt, bring a Surah like it (2:23)
If there comes to you guidance from Him, follow it (2:38)
Render the zakāt (2:43)
Be in ruku’ (2:43)
Use reason (2:44)
Seek help in patience and salāt (2:45)
Consider your meeting with the Lord (2:46)
Be in prudent fear of the judgment day (2:48)
Trust in God, the last day, and do good (2:62)
Be good to parents (2:83)
Be good to kin, fatherless or the poor (2:83)
Be in prudent fear (2:103)
Say “look at us” (2:104)
Pardon and forbear (2:109)
Send good ahead (2:110)
Bring proof of claims (2:111)
Submit to God (2:112)
Do Good (2:82)
Trust in God and the last day (2:126)
Hold to the creed of Abraham (2:135)
Say that you trust in Him, what He has sent down (2:136)
Make no distinction between the prophets (2:136)
Immerse in Him (2:138)
Respond to those who say that Abraham (and descendants) were Christians/Jews with “know you better, or does God?” (2:140)
Direct your face to the inviolable place of worship wherever you are (2:144)
Remember Him (2:152)
Be grateful to Him (2:152)
Be patient (2:153)
Bear glad tidings to the patient (2:155)
Repent / Ask forgiveness (2:160)
Love Him (2:165)
Eat what is halāl or tayyeb (2:168)
Trust in Him, the last day, the angels, the Writ, the prophets (2:177)
Give wealth to relatives, the fatherless, the needy, and the wayfarer (2:177)
Manumit slaves (2:177)
Keep a covenant when you make it (2:177)
Qisās ‘prescribed’ (2:178)
Pay blood-money if no Qisās (2:178)
Will ‘prescribed’ (2:180)
Make right when you notice testator partiality (2:182)
Fasting in general ‘prescribed’ (2:183)
If sick or on journey, carry fasting forward (2:184)
Pay fidya if fast missed (2:184)
Fast in Ramadān (2:185)
Respond to Him (2:186)
Trust Him (2:186)
Lie with women after fasting (2:187)
Seek what he prescribed (2:187)
Eat and drink until the white thead is clear from the dark, then fast till sunset (2:187)
Approach houses by doors (2:189)
Fight those who fight you (2:190)
Kill those who fight you (2:191)
Turn out those who turned you out (2:191)
Don’t fight in the inviolable masjid until fought (2:191)
Fight until they desist, or until the end of fitnah (2:193)
Qisās in the sacred months (2:194)
Spend in His cause (2:195)
Do the hajj (2:196)
Do the offering of animals if not possible (2:196)
If sick, or hindrance of the head: redemption by fasting, charity, or penance (2:196)
If cannot attend, fast three days during it, the seven days upon return, save if family is permanently resident on site (2:196)
Take provision (2:197)
Remember Him at al-mash’ar al-harām (2:198)
Pour forth from where men have poured forth (2:199)
Remember Him like the remembrance of your father or stronger, after rites finished (2:200)
Ask Him to give you good in the World and Hereafter, and to protect you from the punishment (2:201)
Sell yourself for Him (2:207)
Enter into submission completely (2:208)
Fighting ‘prescribed’ (2:216)
Trust (2:218)
Emigrate (2:218)
Strive in His cause (2:218)
Hope for his mercy (2:218)
Spend the surplus (2:219)
Approach purified women in the correct manner (2:222)
Purify yourself (2:222)
Bear glad tidings to the mu’minūn (2:223)
Wait four months after foreswearing women (2:226)
Divorced women wait themselves for three menstrural courses (2:228)
When divorcing, retain them or release them (2:231)
Remember His favour (2:231)
Children are suckled for two ‘haūl’ (2:233)
Father provides provision and clothing (2:233)
Widows must wait for 4 months and ten days (2:234)
When divorcing her and you haven’t touched her nor appointed an obligation for her, make her a gift (2:236)
If they have an obligation appointed, then give half, unless forgoed (2:237)
Don’t forget the bounty between you two (2:237)
Preserve the salawāt (2:238)
Stand up for God humbly obedient (2:238)
If in fear, waking or riding (2:239)
Widows are to recieve one years maintenance with no expulsion (2:240)
Divorced women recieve provision (2:241)
Fight in His cause (2:244)
Spend of what He provided (2:254)
Deny tāghūt (2:257)
Spend in His cause (2:261)
Give up usury (2:278)
Defer money return until ease upon borrower (2:280)
[Follow debt contract instructions] (2:282)
If on journey and no writer, then a pledge in hand (2:283)
Make no distinction between messengers (2:285)
Obey Him (2:285)
Be truthful (3:17)
Seek forgiveness at dawn (3:17)
Be obedient (3:17)
Bear witness that there is no God save He (3:18)
Ask those given the writ and the unschooled if they’ve submitted (3:20)
Obey Him and the Messenger (3:32)
If they turn away, bear witness that you are submitting (3:64)
Fulfil your covenant (3:76)
Make no distinction between the prophets (3:84)
Spend of what you love (3:92)
Make pilgrimage to the house (3:97)
Hold fast to Him (3:101)
Hold fast to the rope of God together (3:103)
Have a community that invites to God, enjoins what is fitting, and forbids perversity (3:104)
Compete in good deeds (3:114)
Place trust in Him (3:122)
Be in prudent fear of the fire (3:131)
Vie with each other for forgiveness (3:133)
Control wrath (3:134)
Travel in the Earth to see the final outcome of the deniers (3:137)
Seek His approval (3:162)
Respond to God after injury befalls (3:172)
Fear Him (3:175)
Remember Allah standing, sitting, on the sides; reflect on the creation (3:191)
Be steady (3:200)
Give the fatherless their property (4:2)
If there is an injustice of the fatherless, then perform polygamy (4:3)
Give women their dowries (4:4)
If they remit anything voluntarily, then consume it with satisfaction and pleasure (4:4)
Feed and clothe the incompetent (4:5)
Test the fatherless when they reach marriage, if they are sound then give their property with witnesses (4:6)
Men/Women have a designated share of what parents/relatives leave (4:7)
If the fatherless and needy are at the site of division, then give part of what is left (4:8)
[Inheritance laws] (4:12-13)
[*] (4:15-16)
If you can’t marry free women, then from MMA of believing maids, marry them with the leave of their people (4:25)
MMA are due half the punishment of free women if they commit fāhisha (4:25)
Avoid enormities of whats forbidden (4:31)
For men and women is a share of what they earned (4:32)
Give shares to those whom your oaths have bound (4:33)
Men have responsibility over women (4:34)
Women are to be humbly obedient and keeping unseen what God keeps (4:34)
If you fear contempt from your women, then admonish them, and leave in beds apart, and [*] them – save that they obey you (4:34)
If a breach is feared, then an arbitrator from both sides are to be raised (4:35)
Good conduct towards relatives, the fatherless, the needy, the neighbour, the companion, the wayfarers, and MMA (4:36)
Spend of what Allah provides (4:39)
If you are ill, on a journey, have defecated, or had intercourse, and find not water, then perform tayammum (4:43)
Deliver trusts to owners and judge with justice (4:58)
Obey those in authority amongst you (4:59)
If you differ in a matter, refer to God and the Messenger (4:59)
Turn away from munāfiqūn, and admonish them (4:63)
Ask the messenger to ask forgiveness for you (4:64)
Take precaution and advance in groups/together (4:71)
Fight satan’s allies (4:76)
Consider the Qur’an with care (4:82)
Interceding in a good cause (4:85)
When you are greeted, return it, or greet with something greater (4:86)
Take not that munāfiqūn as allies until they emigrate in His cause, if they turn back then kill them (4:89)
If they withdraw and offer peace, you have no path against them (4:90)
Accidental murder of a mu’min: Manumit a mu’min slave and give blood-momey to family – save forgiveness (4:92)
Fast two months consecutively if not possible (4:92)
Verify/investigate when you go forth in His cause (4:94)
When you are amongst them then perform the salāt for them[follow procedure mentioned] (4:102)
When that salāt is concluded, remember Him standing, sitting, on the sides, and when at ease (4:103)
The salāt is required to be performed at set times for the mu’minūn (4:103)
Submit your face to Him, do good, follow the creed of Abraham (4:125)
Stand up for equity for the fatherless (4:127)
Be witnesses to God (4:135)
Bear tidings to the munāfiqūn (4:138)
Desist from tritheism (4:171)
[Kalalah inheritance] (4:176)
Fulfil contracts (5:1)
Assist one another to virtue (5:2)
Eat from what is caught by what you have trained of animals of prey as trainers (5:4)
When you rise for the prayer, wash the face, the hands, the arm, and the feet to the ankles (5:6)
If you are unclean, then purify yourself (5:6)
Lend to God a goodly loan (5:12)
Bury after death? (5:31)
If one wages war against God and His messenger, and work corruption in the land: Then kill them, or crucify [or put to death by stake] them, ot their hands and feet be cut off, or they be banished (5:33)
Seek to Him the means of approach (5:35)
[Punishment for stealing] (5:38)
Let ahl al-injīl judge by what God sent (5:47)
Take Him, His messenger, and those who trusted as allies (5:56)
Be moderate (5:66)
Prevent one another from performing perversity (5:79)
Eat of what God has provided from what is lawful and good (5:88)
[Oath expiation] (5:89)
Avoid khamr, games of change, altars, and divining arrows (5:90)
Bear responsibility for yourself (5:105)
[Testimony after death] (5:106)
Listen (5:108)
Travel in the Earth to see the final outcomes of the deniers (6:11)
Use reason (6:32)
Call to Him (6:41)
Humble yourself (6:43)
Turn in repentance after committing evil by ignorance (6:54)
Measure God with the measure due (6:91)
Preserve your salāt (6:92)
Leave those who fabricate, and what they fabricate (6:112)
Eat over which His name has been remembered (6:118)
Leave the outwardness and the inwardness of sin (6:120)
Work according to your power (6:135)
Render due on day of harvest (6:141)
Inform with knowledge when making claim (6:143)
Follow the straight path (6:153)
Dedicate your salāt, penance, your living, and your dying to Him (6:162)
Uphold countenances at every place of submission (7:29)
Call to Him sincere in doctrine (7:29)
Take your adornment at every place of submission (7:31)
Acknowledge Messengers when they come (7:35)
Call to Him humbly and in secret (7:55)
Be patient for the judgment (7:87)
Repent and believe after evil deeds (7:153)
Follow the unschooled prophet (7:157)
Forbid evil (7:165)
Use your [metaphoric] senses (7:179)
Call to Him by his names (7:180)
Call your partners and see if they respond (7:194)
Seek refuge in Him from the satan, if provoked (7:200)
Heed to the Qur’an and listen attentively (7:204)
Reserve spoils for God and His messenger (8:1)
Make right in what is between you (8:1)
Respond to Him and His messenger when He calls you to what gives you life (8:24)
Fight until no fitnah (8:39)
If they turn away know that He’s your protector (8:40)
What you obtain of spoils, a fifth belongs to God, His messenger, relatives, fatherless, the poor, and wayfarer (8:41)
If you fear treachery, cast them back (8:58)
Prepare forces and calvary to terrify them (8:60)
If they incline to peace, then incline to it (8:61)
Consume what you took of spoils (8:69)
Strive with four property and lives (8:72)
Help those who seek help within the deen (8:72)
Bear tidings to those in kufr of a painful punishment (9:3)
Kill, seize, ambush, and restrain the mushrikīn once the inviolable months have passed (9:5)
Release them if they repent, and perform the prayer, and render the zakāt (9:5)
If a mushrik seeks protection, grant it,.until he hears His words; then escort to his secure place (9:6)
Fight those who make not unlawful what is unlawful (9:29)
Fight until the jizya is payed (9:29)
Give the Rabbis and Monks tidings of a painful punishment (9:34)
Please Him (9:62)
Let them be (9:95)
Act (9:105)
Rejoice in the contracted bargain with Him (9:111)
Keep His limits (9:112)
Be with the truthful (9:119)
Fight the kufār close to you (9:123)
Be harsh with them (9:123)
Serve Him (10:3)
If they challenge the Qur’an, ask them to bring a Surah like it (10:38)
Declare yourself quit of them (10:41)
Consider that the punishment can come at any time (10:50)
Take a straight path (10:89)
Look at what is in the heavens and the Earth (10:101)
Humble yourself unto Him (11:23)
Be clement, compassionate, penitent (11:75)
Be right-minded (11:78)
Right ordering (11:88)
Watch (11:93)
Fear the punishment of the hereafter (11:103)
Uphold the prayer at both ends of the day, and at the night’s approach (11:114)
Forbid corruption (11:116)
Use reason (12:2)
Pick imprisonment over sexual immorality (12:33)
Invite to Him with insight (12:108)
Respond to Him (13:18)
Join what’s commanded to be joined (13:21)
Avert evil with good (13:22)
Find rest in remembrance (13:28)
Be patient wherein you are hindered (14:12)
Fear His station (14:14)
Speak a good word (14:24)
Leave them to enjoy themselves (15:3)
Give glory (15:98)
Warn that there is no God save Him (16:2)
Be virtuous (16:32)
Ask the people of the remembrance if you know not (16:43)
When you recite the Qur’an, seek refuge from the accursed satan (16:98)
Falsely declare things to be lawful/unlawful (16:116)
Repent, despite committing evil out of ignorance (16:119)
Invite with wisdom, comely admonition, and dispute with what is best (16:125)
Retaliate with the like of what wherewith you are harmed, save that you forgive (16:126)
Strive for the hereafter (17:19)
Good conduct to parents (17:23)
Speak to them a noble word (17:23)
Be gentle with them and make supplication for them (17:24)
Speak a gentle word to those who need charity, but you can’t provide (17:28)
Weigh with the straight balance (17:35)
Recite the Qur’an (17:45)
Say that which is best (17:53)
Uphold the prayer at the merging of the sun until the dark of the night (17:78)
Recite at dawn (17:78)
Keep a vigil with some of the night (17:79)
Ask God to cause you to enter a true entrance and to leave at a true exit (17;80)
Declare that truth has come, and vanity is to pass (17:81)
Declare Him a sufficient witness (17:96)
Perform salāt at a medium volume (17:110)
Whoso wills, let them believe – and vice versa (18:29)
Be steadfast in His ‘ibādah (19:65)
Eat and attend to your cattle (20:54)
Give glory before rising of the sun, before it’s setting, some of the night, and at two ends of the day (20:130)
Extend your eyes towards what has been granted to others (20:131)
Call in hope and fear (21:90)
Be a righteous servant (21:105)
Feed the unfortunate poor (22:28)
Make an end of unkemptness (22:29)
Fulfil vows (22:29)
Walk around that ancient house (22:29)
Honour the sacred things (22:30)
Avoid false speech and abomination of idols (22:30)
Incline to Him (22:31)
Honour the tokens of God (22:32)
Sacrifice at ancient house (22:33)
Remember His name over camels when they are in lines (22:36)
When their flanks collapse, eat thereof and feed the reticent poor and the beggar (22:36)
Be in ruku’, and sujood (22:77)
Be a mu’min (23:1)
Be humble in salāt (23:2)
Preserve chastity (23:5)
Preserve your salawāt (23:9)
Leave them in their flood of ignorance, for a time (23:54)
Have a heavy balance (23:102)
Lash the unchaste woman and the unchaste man each with 100 lashes, have no pity on them, and let it be witnessed by mu’minūn (24:2)
Lash those who accuse chaste women with insufficient witnesses with 80 lashes, and never accept them as a witness (24:4)
If you, as a visitor, are asked to leave, then leave (24:28)
If you are a man, lower your gaze (24:30)
As a woman, you should also lower the gaze, you must additionally not reveal adornment except what I’d apparent, and you should cover the bosom [except to listed people] (24:31)
Give in marriage the unmarried (24:32)
Abstain if you find not marriage (24:33)
Emancipate those who seek it, if there is good in them, and give them of your wealth (24:33)
Declare allegiance (24:51)
If you are part of one’s right hand possessions, or one who has not reached puberty yet, then – ask permission before entering at the three times of their nakedness (24:58)
Greet with a greeting from God (24:61)
Rest at night (25:47)
Walk modestly (25:63)
Speak peace when addressed by ignorants (25:63)
Spend the night standing and in sujūd (25:64)
Seek a middle ground when spending, if you must (25:63)
Pass by vain speech with dignity (25:72)
Request to Him that your wives and progeny be made a comfort, and make you a good model (25:74)
Obey the command of the committers of excess (26:151)
Warn relatives (26:214)
Help people out (28:25)
Seek provision with Him (29:17)
Discover how He originated creation (29:20)
Reflect within yourself (30:8)
Provide to MMA (30:28)
Set yourself towards the right natural deen (30:30)
Desire His face (30:38)
Prepare for yourself (30:44)
Grateful to parents (31:14)
Be modest in walk (31:19)
Lower the voice (31:19)
Fall in sujūd when reminded of proofs (32:15)
Forsake your bed (32:16)
Call the adopted children by their fathers (33:5)
Take the messenger as a model
Stay within houses [prophet wives] (33:33)
Give glory morning and evening (33:42)
Give those whom you divorce before consummation provision (33:49)
[Historic conduct regarding prophet’s house] (33:53)
Greet the prophet with a valuation (33:56)
Women draw down over themselves some garments, for recognition (33:59)
Stand up for God in twos and alone, then reflect (34:46)
Let the workers work (37:61)
Remember David, the repentant (38:17)
Be humbly obedient in the watches of the night (39:9)
Hope for His mercy (39:9)
Expand your breast to submission (39:22)
Experience a positive reaction to the Qur’an (39:23)
Come with the truth and live in accordance to it (39:33)
Follow the best of what is sent down (39:55)
Invite to your Lord (41:33)
Grow not weary in giving glory (41:38)
Take the Qur’an as a healing (41:44)
Defer disputes to His judgement (42:10)
Uphold the Deen (42:13)
Be in dread of the hour (42:18)
Love your kin (42:23)
Avoid enormities of sin and immorality (42:37)
Conduct affairs by mutual consultation (42:38)
Help yourself when insolence visits (42:39)
Remember His favour once settled on cattle (43:13)
Watch for the day of the obvious smoke (44:10)
Watch (44:59)
Forgive those who look not for His days (45:14)
Follow the sharī’a (45:18)
Keep to the path (46:13)
[Say what is mentioned upon reaching fourty] (46:15)
Believe in what was sent down upon Muhammad (47:2)
Smite the necks of those in kufr when in battle (47:4)
Grace or ransom war captives (47:4)
Help Him (47:7)
Be obedient (47:21)
Consider the Qur’an with care (47:24)
Sue for peace when you have the upper hand (47:35)
Honour the messenger (48:9)
Be hard against those in kufr (48:29)
Lower voice in presence of messenger (49:3)
Verify the report of a perfidious one (49:6)
Make right between groups of mu’minūn (49:9)
Fight the oppressive group (49:9)
Make right between brothers (49:10)
Preserve modesty and duties (50:32)
Give ear with a conscious mind (50:37)
Glorify at the ends of the sujūd (50:40)
Listen for the day that the Caller will call from near (50:41)
Sleep little of the night (51:17)
Ask forgiveness before break of day (51:18)
Give glory when arising (52:48)
Give glory at the retreat of the stars (52:49)
Remember the ayah of the ark (54:15)
Remember the Qur’an, which is easy for remembrance (54:17)
Remember destruction of sects (54:51)
Fear His standing (55:46)
Aim to be of the sābiqūn (56:10)
Touch the Qur’an only when purified (56:79)
Aim to be of the muqarrabūn (56:88)
Fight before victories (57:10)
Lend to Him a goodly loan (57:11)
Compete for forgiveness (57:21)
Observe good/neutral innovations with due observation (57:27)
If you go back on what you have said, then free a slave before touching [other circumstances in next verse] (58:3)
When engaging in private conversation, don’t allow it to be of a sinful kind (58:9)
Make room in the assemblies when instructed; arise when instructed (58:11)
[Charity before conversation with messenger historically] (58:12)
What the messenger gives you, take it [and opposite] (59:7)
Protect from avarice of the nafs (59:9)
Look to what you have sent ahead for the morrow (59:18)
Take Abraham and his companions as good models [see full verse] (60:4)
Examine the emigrated women, to determine their faith; if they are mu’mināt, send them not back (60:10)
Return the mahr to those whom have had wives flee to kuffār (60:11)
Fight in compacted ranks (61:4)
When the call for the Friday salāt is heard, hasten to it (62:9)
Disperse upon completion, seek His bounty (62:10)
Spend before death arrives (63:10)
Beware of enemies amongst wives and children (64:14)
Listen to the Qur’an (64:16)
Count waiting period after divorce (65:1)
Turn not divorcees out of house, unless they commit immorality (65:1)
Seperation to be witnessed by two just men (65:2)
If no menstruation, count three months (65:4)
If pregnant, wait until end (65:4)
Lodge then where you are, according to means, don’t press them (65:6)
Spend if they have a child, until delivered (65:6)
If they suckle, give them their reward; consult honourably (65:6)
If difficulties between you, let another suckle (65:6)
Let him with abundance spend out of it (65:7)
Fear your Lord while unseen (67:12)
Walk in the tracts (67:15)
Be patient with comely patience (70:5)
Be constant in your salāt (70:23)
Confirm.the day of judgment (70:26)
Be in dread of the punishment (70:27)
Be upright in your witness (70:33)
Preserve you salāt (70:34)
Follow the broad ways of the Earth (71:20)
Recite the Qur’an distinctly (73:4)
Devote yourself completely to Him (73:8)
Recite what is made easy of the Qur’an (73:20)
Magnify Him (74:3)
Purify your garments (74:4)
Foresake defilement (74:5)
Give food out of love of Him to the prisoner (76:8)
Seek a way to paradise (76:18)
Remember His name morning and evening (76:25)
If you have a plan then plan against Him [challenge] (77:39)
Be lowly (77:48)
Take the day as a living (78:11)
Take your Lord as a journey’s end (78:39)
Fear His station (79:40)
Let aspire those who aspire (83:26)
Let look at what you are created from (86:5)
Take heed (87:10)
Purify yourself (87:14)
Remember His name (87:15)
Look at the creation of the camel, sky, mountain, Earth (88:20)
Free a slave (90:13)
Feed in a day of starvation a fatherless relation, or a needy one in misery (90:16)
Counsel one another to compassion (90:17)
Increase the nafs in purity (91:9)
Confirm the best (92:6)
Recount His favour (93:11)
When unoccupied, make ready (94:7)
Turn your desire to Him (94:8)
Enjoin prudent fear (96:12)
Draw near (96:19)
Be pleased with Him (98:8)
Have a heavy balance (101:6)
Counsel each other to truth (103:3)
Sacrifice (108:2)
Declare that you serve not what those in kufr serve (109:2)
Declare the oneness.of Him (112:1)
Seek refuge in Him from the evil of what He created, the darkness, the blowers on knots, and the envier (113:5)
Seek refuge from the evil of the retreating whisperer (114:4)

Don’t do this:

Buy error at the price of guidance (2:16)
Make equals with God (2:22)
Deny before bringing a surah like it (2:24)
Break the agreement (2:27)
Work corruption in the land (2:27)
Deny the āyāt (2:39)
Conceal truth knowingly (2:42)
Enjoin virtue and forget yourselves (2:44)
Ask to see/interact with Him openly (2:55)
Change the saying (2:59)
Complain (2:61)
Kill prophets (2:61)
Exceed bounds / Transgress (2:61)
Transgress the Sabbath (2:65)
Ask unnecessary/excessive questions (2:71)
Assume (2:78)
Fabricate a kitāb, claiming it’s from God (2:79)
Ascribe what you know not (2:80)
Allow offenses to encompass you (2:81)
Kill amongst you and turn out of homes (2:84)
Assist in sin (2:85)
Believe in part of the kitāb and reject the rest (2:85)
Buy this life over the hereafter (2:86)
Wax proud (2:87)
Claim that your heart is covered (2:88)
Deny what God has sent (2:90)
Ignore/Deny clear signs (2:92)
Commit shirk (2:96)
Be an enemy to Him, angels, messenger, or Gabriel and Michael (2:98)
Practice sihr (2:102)
Say “attend to us” (2:104)
Ask Muhammad the same way that Moses was asked (2:108)
Exchange security for kufr (2:108)
Attempt to bring people into kufr (2:109)
Claim who enters paradise (2:111)
Hinder places places of worship (2:114)
Say that He has a son (2:116)
Follow vain desires (2:120)
Be in kufr (2:126)
Be averse to the creed of Abraham (2:130)
Die save you are submitting (2:132)
Conceal witness from Him (2:140)
Say that those matyred are dead (2:154)
Follow the footsteps of shaytān (2:168)
Commit evil (2:169)
Commit the immorality (2:169)
Follow/Trust forefathers blindly (2:170)
Eat carrion, blood, or flesh of al-khinzīr (2:173)
Eat what is dedicated to other than Him (2:173)
Buy punishment at the price of forgiveness (2:175)
Differ concerning the kitāb (2:176)
Transgress after qisās settlement (2:178)
Change the will (2:181)
Lie with women when remaining in masājid (2:187)
Consume wealth in vanity (2:188)
Bribery (2:188)
Shave head until animal is at slaughter place (2:196)
Destroy yourself (2:195)
Have sex, do perfidity, or quarrel during hajj (2:197)
Ask God to give to you in the World (2:200)
Complete the hajj in less than two days (2:203)
Destroy tilth and progeny (2:205)
Have pride in sin (2:206)
Exchange favour of God for denial (2:211)
Fight in the sacred months (2:217)
Expel those of the inviolable masjid (2:217)
Consume khamr or engage in games of chance (2:219)
Marry mushrikīn until they are safe from calling to hell (2:221)
Approach women during menstruation (2:222)
Make God a cover for oaths (2:224)
Conceal pregnancy (2:228)
Take what you have given women unless they cannot uphold the limits (2:229)
Transgress the limits of God (2:229)
Remarriage not lawful till she marries someone else (2:230)
Retain women through harm (2:231)
Take ayāt in mockery (2:231)
Constrain not those whom you divorce from marrying spouses (2:232)
Allow a mothefather to be harmed by child (2:233)
Take an oath with those whom you intimated of women regarding proposal, save you speak a fitting word (2:235)
Decide upon knot of marriage until writ reaches it’s term (2:235)
Force others into the doctrine (2:256)
Hinder (2:262)
Commit immortality (2:268)
Consume usury (2:275)
Commit sin (2:276)
Conceal the witness (2:283)
Seek the interpretation of what is ambiguous, seeking fitnah (3:7)
Kill those who enjoin equity (3:21)
Say that the fire will touch for days numbered (3:24)
Take kāfirūn as allies (3:28)
Engage in scheming (3:54)
Dispute regarding what you have no knowledge in (3:66)
Clothe truth in vanity (3:71)
Seek outside the doctrine of God (3:83)
Deny after faith (3:86)
Obey a faction of those given the writ (3:100)
Be divided (3:103)
Take intimatez other than your own (3:118)
Consume usury (3:130)
Faint/Grieve (3:139)
Assume entry to jannah (3:142)
Weaken/Yield (3:146)
Be like those in kufr, who believe that different circumstances would have saved their brothers (3:156)
Coercion (3:161)
Incur His wrath (3:162)
Say with your mouths what isn’t in your heart (3:167)
Think that those killed in his cause are dead (3:169)
Fear not Satan’s allies (3:175)
Buy denial at the price of faith (3:177)
Be miserly with what God gives of His bounty (3:180)
Say that God is poor (3:181)
Having pride and pretending (3:188)
Exchange your bad things for their [fatherless] good things (4:2)
Polygamy if you fear that the fatherless will not be justly treated (4:3)
Give the incompetent your wealth (4:5)
Consume the property of the fatherless wastefully/hastily (4:6)
Try repent last minute (4:18)
Inheriting from/Constraining wiomen against their will – save that they commit fāhisha (4:19)
Take from the fortune that you gave your first wife for your new wife (4:20)
Marrying what your fathers married (4:22)
Marrying your mothers, daughters, sisters, p/m aunts, nieces, milk-mothers, milk-sisters, mothers-in-law, step-daughters under protection, daughters-in-law, being in wedlock with two biological sisters simultaneously (4:23)
Marrying married women – save MMA (4:24)
Take secret friends (4:25)
Kill those amongst you (4:29)
Consume wealth in vanity (4:29)
Wish for that by which Allah has made some of you exceed others (4:32)
Being a conceited boaster (4:36)
Being miserly and enjoining miserliness (4:37)
Spend wealth for recognition (4:38)
Oppose the messenger (4:42)
Approaching the salāt when intoxicated or unclean – save passing by upon the path – until you wash (4:43)
Twist tongue and slander the Deen (4:46)
Beliefs in fictions and tāghūt (4:51)
Envy the bounty of others (4:54)
Referring legislation to tāghūt (4:60)
Staying behind from fighting (4:72)
Try hiding away (4:78)
Conspiring (4:81)
Leaking information regarding public safety (4:83)
Interceding in an evil cause (4:85)
Killing a mu’min on purpose (4:92)
If one greets with peace, don’t declare them a non-mu’min (4:94)
Being sedentary (4:95)
Making excuses about being oppressed, to justify wronging their souls (4:97)
Faint in seeking the people (4:104)
Advocating for the treacherous (4:105)
Argue on behalf of those who decieve themselves (4:107)
Commit an offense upon an innocent (4:122)
Make a breach with the messenger after the guidance is clear (4:115)
Following desires, changing the creation (4:119)
Incline towards only one wife, leaving the other hanging (4:129)
Distort/Evade (4:135)
Wavering (4:137)
Sit with those who discourse vainly concerning the proofs of God until they move to another subject (4:140)
Seel to decieve God (4:142)
Performing the salāt to be seen (4:142)
Public mention of evil, save when wronged (4:148)
‘Choosing’ messengers (4:150)
Ask to see God (4:153)
Be tritheistic (4:171)
Hunt when forbidden (5:1)
Violate the tokens of God, or the inviolable month, or the offering, or the necklaces, or the visitors (5:2)
Commit injustice to those who turned you out of the inviolable place of worship (5:2)
Consume the strangled, the beaten, the fallen, the gored, that eaten by the beast of prey – save what is slaughtered, that sacrificed upon the alter (5:3)
Seek apportionment by divining arrows (5:3)
Deny the faith (5:5)
Claim that God is the Messiah, son of Mary (5:17)
Claim that you are His sons and beloved (5:18)
Kill another soul (5:30)
Fear mankind (5:44)
Take the Jews and Christians as allies (5:51)
Take those who take the dīn in mockery as allies (5:57)
Take the call to the salāt in mockery (5:58)
Claim that His hand is fettered (5:64)
Forbid the good things made lawful (5:87)
Kill game when forbidden (5:95)
[Expiation for killing] (5:95)
Ask about things that would distress you if made clear (5:101)
Follow forefathers (5:104)
Declare clear signs to be sorcery (5:110)
Take Jesus and Mary as gods (5:116)
Ask for angels (6:8)
Mock messengers (6:10)
Be among the mushrikīn (6:14)
Oppose Him (6:15)
Be a wrongdoer (6:21)
Declare the Qur’an to be be legend (6:25)
Claim that there is only one life (6:29)
Denial of the meeting (6:31)
Of the ignorant (6:35)
Call to other than Him (6:40)
Take an intercessor besides Him (6:51)
Drive away those seeking His face (6:52)
Sit with those who discourse vainly concerning His proofs (6:68)
Take your deen as play and diversion 6:70)
Clothe the faith with injustice (6:82)
Deny the Writ, judgment, and prophethood (6:89)
Claim revelation (6:93)
Be deluded (6:95)
Make the jinn partners of God (6:100)
Revile those whom are called besides Him (6:108)
Seek other than Him.as a judge (6:114)
Be of the doubtful (6:114)
Obey most on Earth (6:116)
Lead astray by vain desires without knowledge (6:119)
Eat not that over which His name has not been remembered (6:121)
Assigning a share of His creation to partners (6:136)
Declaring things to be taboo (6:138)
Kill your children (6:140)
Make unlawful what He has provided you (6:140)
Commit excess (6:141)
Approach open or concealed immorality (6:151)
Follow other ways (6:153)
Wait for angels (6:158)
Divide the deen into sects (6:159)
Allow the satan to subject you to fitnah (7:27)
Commit excess when eating and drinking (7:31)
Make unlawful the adornment of God (7:32)
Sectarian zealotry (7:33)
Wax proud at proofs (7:36)
Be a mujrim (7:40)
Seek to make His path crooked (7:45)
Name names with no authority (7:71)
Scorn His command (7:77)
Approach men with lust, rather than women (7:80)
Lie in wait on the road, threatening and turning away from The Path (7:86)
Being blind to lessons (7:95)
Bribe using promise of power (7:114)
Bewitch people (7:116)
Be stubborn (7:132)
Be heedless of proofs (7:136)
Follow that path of the workers of corruption (7:142)
Take the wrong path, ignore the path of sound judgment (7:146)
Be impatient over His command (7:150)
Be a forger (7:152)
Scorn what you’ve been forbidden.(7:166)
Deviate concerning His names (7:180)
Public speech (7:205)
Dispute the truth after it’s clear (8:6)
Retreat (8:15)
Turn away when you are near (8:20)
Pretend to hear (8:21)
Betray (8:27)
Turn away from the inviolable place of submission (8:34)
Make a mockery of the salāt (8:35)
Spend wealth on turning away from path of God (8:36)
Dispute together (8:46)
Be boastful (8:47)
Let those in kufr believe that they got away (8:59)
Bear tidings of a painful punishment to the mushrikīn with whom a covenant has been made, who haven’t been deficient towards you in anything, nor assisted anyone against you (9:4)
Allow your beloved things to be dearer to you than Him and His messenger (9:24)
Allow the mushrikīn to approach the inviolable place of submission (9:28)
Take Rabbis and Monks as lords (9:31)
Wrong yourselves concerning the count of months (9:36)
Engage in their postponement (9:37)
Spend unwillingly (9:54)
Come to the prayer as an idler (9:54)
Allow their wealth and children to impress you (9:55)
Complain regarding charity distribution (9:58)
Hinder the prophet (9:61)
Enjoin perversity and forbid what is fitting (9:67)
Withhold His bounty and turn away (9:76)
Deride the believers who willingly give charity (9:79)
Remain behind due to weather (9:81)
Perform the funeral prayer for any one of them (9:84)
Staying behind due to affluence (9:86)
Make excuses (9:94)
Take what you spend as a loss, await reversals (9:98)
Take a place of submission in harm and denial (9:107)
Ask forgiveness for the mushrikīn (9:113)
Go forth all at once (9:122)
Look not for the meeting (10:7)
Neglect after being helped (10:12)
Desire for the Qur’an to be changed (10:15)
Rebel in the Earth after being delivered (10:23)
Deny before interpretation arrives to you (10:39)
Allow their speech to grieve you (10:65)
Repent too late (10:91)
Hide away (11:5)
Wish that a treasure or an angel had been sent upon him.(11:12)
Make the path crooked (11:19)
Dismiss on basis of mortality and lack of bounty (11:27)
Claim that your deity caused messenger to be touched with evil (11:54)
Follow that command of tyrants (11:59)
Heed due to their disappointment (11:62)
Decrease the measure and the balance (11:84)
Respevt others for power more than you do Him (11:92)
Rely upon those who do wrong (11:113)
Reveal dreams that could cause enmity (12:5)
Falsify evidence (12:18)
Sexual assault (12:23)
Despair of the comfort of God (12:87)
Deny physical resurrection (13:5)
Seek to hasten the evil instead of the good (13:6)
Sever what’s commanded to be joined (13:25)
Become bored when being presented with ayāt (14:9)
Threaten to expell warners (14:13)
Respond to Satan (14:22)
Speak a bad word (14:26)
Ignore similitudes (14:45)
Be of those who despair (15:55)
Refuse to provide rights and hospitality (15:70)
Build bunkers to feel secure from Him (15:82)
Make the Qur’an into parts (15:91)
Seek to hasten the command (16:1)
Be an open disputant (16:4)
Offer submission too late (16:28)
Appoint daughters for Him (16:57)
Refuse to give provision to those that their right hands posses (16:71)
Make conceptual comparisons for God (16:74)
Be a burden (16:76)
Take oaths as deception (16:92)
Take another disposer of affairs (17:2)
Being hasty (17:11)
Be perfidious (17:16)
Say “fie” to / Repell old parents (17:23)
Squander wastefully (17:26)
Be extreme on both ends of charity (17:29)
Kill your children for fear of poverty (17:31)
Approach zina (17:32)
Commit excess in lawful killing (17:33)
Walk exultantly (17:37)
Be neither loud nor quiet in salāt (17:110)
Say that you will do something later without declaring that it’s dependant upon God’s will (18:23)
Show-off (18:34)
Declare something to be eternal (18:35)
Be contentious (18:54)
Try refuting the truth (18:56)
Do shirk in the ‘ibadah of Him (18:110)
Follow lusts instead of the salāt (19:59)
Deny, then claim that you will recieve wealth and children (19:77)
Neglect the rememberance (20:42)
Carry injustice (20:111)
Oppose His command (20:121)
Have a distracted heart (21:3)
Declare the Qur’an to make no sense (21:5)
Declare yourself to be a God (21:29)
Be devoted to statues (21:52)
Divide your affair amongst yourselves (21:93)
Serve upon an edge (22:11)
Be a treacherous ingrate (22:38)
Take what Satan casts as a fitnah for you (22:53)
Seek behind relations with wives or MMA (23:7)
Declare His promise to be far-fetched (23:36)
Be self-exalting (23:46)
Divide your command into writings (23:53)
Talk to no purpose into the night (23:67)
Have a light balance (23:103)
Marry other than one unchaste or a mushrik, if you are unchaste (24:3)
Accuse chaste women without sufficient witnesses (24:4)
Love that there be spread of immorality (24:19)
Swear not to give (24:22)
Enter other’s houses without having asked leave nor greeted those therein (24:27)
Strike feet to reveal adornment [for women] (24:31)
Compel your girls to whoredom, if they desire chastity (24:33)
Submit only when the truth is to your liking (24:49)
Swear that you’d do what the messenger commands (24:53)
Slip away surreptitiously (24:63)
Be greatly scornful (25:21)
Make friends with wrong people (25:28)
Abandon the Qur’an (25:30)
Take desires as a god (25:43)
Spend extravagantly and miserly (25:67)
Bear witness to falsehood (25:72)
Disbelieve on basis of abject followers (26:111)
Build bunkers to live forever (26:129)
Lay hold as tyrants (26:130)
Cheat with men (26:166)
Follow poets (26:224)
Hasten on the evil before the good (27:46)
Commit immorality with open eyes (27:54)
Approach men with lust instead of women (27:55)
Divide and oppress people (28:4)
Seek the ignorant (28:55)
Exult in riches (28:76)
Assume that you won’t be tried (29:2)
Obey parents who compel you to shirk (29:8)
Take idols as love between you and the life of this world (29:25)
Cut off the way (29:29)
Commit perversity in your assemblies (29:29)
Continued in the comments.
submitted by TheQuranicMumin to Quraniyoon [link] [comments]


2024.05.18 14:53 TheQuranicMumin What you should (and shouldn't) do according to the Qur'an [OC, Effort Post]

Salaam all!
I've attempted to compile the "do's and don'ts" of the Qur'an, the following list is all OC. I very likely have made some mistakes/errors in judgment whilst compiling, so please do comment and point things out, i'll edit the post.
Enjoy :)

Do this:

Serve God (1:5)
Ask God for help (1:5)
Believe in Unseen (2:3)
Uphold the salāt (2:3)
Believe in the Qur’an and what preceded it (2:4)
Be certain of the Hereafter (2:4)
If in doubt, bring a Surah like it (2:23)
If there comes to you guidance from Him, follow it (2:38)
Render the zakāt (2:43)
Be in ruku’ (2:43)
Use reason (2:44)
Seek help in patience and salāt (2:45)
Consider your meeting with the Lord (2:46)
Be in prudent fear of the judgment day (2:48)
Trust in God, the last day, and do good (2:62)
Be good to parents (2:83)
Be good to kin, fatherless or the poor (2:83)
Be in prudent fear (2:103)
Say “look at us” (2:104)
Pardon and forbear (2:109)
Send good ahead (2:110)
Bring proof of claims (2:111)
Submit to God (2:112)
Do Good (2:82)
Trust in God and the last day (2:126)
Hold to the creed of Abraham (2:135)
Say that you trust in Him, what He has sent down (2:136)
Make no distinction between the prophets (2:136)
Immerse in Him (2:138)
Respond to those who say that Abraham (and descendants) were Christians/Jews with “know you better, or does God?” (2:140)
Direct your face to the inviolable place of worship wherever you are (2:144)
Remember Him (2:152)
Be grateful to Him (2:152)
Be patient (2:153)
Bear glad tidings to the patient (2:155)
Repent / Ask forgiveness (2:160)
Love Him (2:165)
Eat what is halāl or tayyeb (2:168)
Trust in Him, the last day, the angels, the Writ, the prophets (2:177)
Give wealth to relatives, the fatherless, the needy, and the wayfarer (2:177)
Manumit slaves (2:177)
Keep a covenant when you make it (2:177)
Qisās ‘prescribed’ (2:178)
Pay blood-money if no Qisās (2:178)
Will ‘prescribed’ (2:180)
Make right when you notice testator partiality (2:182)
Fasting in general ‘prescribed’ (2:183)
If sick or on journey, carry fasting forward (2:184)
Pay fidya if fast missed (2:184)
Fast in Ramadān (2:185)
Respond to Him (2:186)
Trust Him (2:186)
Lie with women after fasting (2:187)
Seek what he prescribed (2:187)
Eat and drink until the white thead is clear from the dark, then fast till sunset (2:187)
Approach houses by doors (2:189)
Fight those who fight you (2:190)
Kill those who fight you (2:191)
Turn out those who turned you out (2:191)
Don’t fight in the inviolable masjid until fought (2:191)
Fight until they desist, or until the end of fitnah (2:193)
Qisās in the sacred months (2:194)
Spend in His cause (2:195)
Do the hajj (2:196)
Do the offering of animals if not possible (2:196)
If sick, or hindrance of the head: redemption by fasting, charity, or penance (2:196)
If cannot attend, fast three days during it, the seven days upon return, save if family is permanently resident on site (2:196)
Take provision (2:197)
Remember Him at al-mash’ar al-harām (2:198)
Pour forth from where men have poured forth (2:199)
Remember Him like the remembrance of your father or stronger, after rites finished (2:200)
Ask Him to give you good in the World and Hereafter, and to protect you from the punishment (2:201)
Sell yourself for Him (2:207)
Enter into submission completely (2:208)
Fighting ‘prescribed’ (2:216)
Trust (2:218)
Emigrate (2:218)
Strive in His cause (2:218)
Hope for his mercy (2:218)
Spend the surplus (2:219)
Approach purified women in the correct manner (2:222)
Purify yourself (2:222)
Bear glad tidings to the mu’minūn (2:223)
Wait four months after foreswearing women (2:226)
Divorced women wait themselves for three menstrural courses (2:228)
When divorcing, retain them or release them (2:231)
Remember His favour (2:231)
Children are suckled for two ‘haūl’ (2:233)
Father provides provision and clothing (2:233)
Widows must wait for 4 months and ten days (2:234)
When divorcing her and you haven’t touched her nor appointed an obligation for her, make her a gift (2:236)
If they have an obligation appointed, then give half, unless forgoed (2:237)
Don’t forget the bounty between you two (2:237)
Preserve the salawāt (2:238)
Stand up for God humbly obedient (2:238)
If in fear, waking or riding (2:239)
Widows are to recieve one years maintenance with no expulsion (2:240)
Divorced women recieve provision (2:241)
Fight in His cause (2:244)
Spend of what He provided (2:254)
Deny tāghūt (2:257)
Spend in His cause (2:261)
Give up usury (2:278)
Defer money return until ease upon borrower (2:280)
[Follow debt contract instructions] (2:282)
If on journey and no writer, then a pledge in hand (2:283)
Make no distinction between messengers (2:285)
Obey Him (2:285)
Be truthful (3:17)
Seek forgiveness at dawn (3:17)
Be obedient (3:17)
Bear witness that there is no God save He (3:18)
Ask those given the writ and the unschooled if they’ve submitted (3:20)
Obey Him and the Messenger (3:32)
If they turn away, bear witness that you are submitting (3:64)
Fulfil your covenant (3:76)
Make no distinction between the prophets (3:84)
Spend of what you love (3:92)
Make pilgrimage to the house (3:97)
Hold fast to Him (3:101)
Hold fast to the rope of God together (3:103)
Have a community that invites to God, enjoins what is fitting, and forbids perversity (3:104)
Compete in good deeds (3:114)
Place trust in Him (3:122)
Be in prudent fear of the fire (3:131)
Vie with each other for forgiveness (3:133)
Control wrath (3:134)
Travel in the Earth to see the final outcome of the deniers (3:137)
Seek His approval (3:162)
Respond to God after injury befalls (3:172)
Fear Him (3:175)
Remember Allah standing, sitting, on the sides; reflect on the creation (3:191)
Be steady (3:200)
Give the fatherless their property (4:2)
If there is an injustice of the fatherless, then perform polygamy (4:3)
Give women their dowries (4:4)
If they remit anything voluntarily, then consume it with satisfaction and pleasure (4:4)
Feed and clothe the incompetent (4:5)
Test the fatherless when they reach marriage, if they are sound then give their property with witnesses (4:6)
Men/Women have a designated share of what parents/relatives leave (4:7)
If the fatherless and needy are at the site of division, then give part of what is left (4:8)
[Inheritance laws] (4:12-13)
[*] (4:15-16)
If you can’t marry free women, then from MMA of believing maids, marry them with the lesve of their people (4:25)
MMA are due half the punishment of free wine if they commit fāhisha (4:25)
Avoid enormities of whats forbidden (4:31)
For men and women is a share of what they earned (4:32)
Give shares to those whom your oaths have bound (4:33)
Men have responsibility over women (4:34)
Women are to be humbly obedient and keeping unseen what God keeps (4:34)
If you fear contempt from your women, then admonish them, and leave in beds apart, and [*] them – save that they obey you (4:34)
If a breach is feared, then an arbitrator from both sides are to be raised (4:35)
Good conduct towards relatives, the fatherless, the needy, the neighbour, the companion, the wayfarers, and MMA (4:36)
Spend of what Allah provides (4:39)
If you are ill, on a journey, have defecated, or had intercourse, and find not water, then perform tayammum (4:43)
Deliver trusts to owners and judge with justice (4:58)
Obey those in authority amongst you (4:59)
If you differ in a matter, refer to God and the Messenger (4:59)
Turn away from munāfiqūn, and admonish them (4:63)
Ask the messenger to ask forgiveness for you (4:64)
Take precaution and advance in groups/together (4:71)
Fight satan’s allies (4:76)
Consider the Qur’an with care (4:82)
Interceding in a good cause (4:85)
When you are greeted, return it, or greet with something greater (4:86)
Take not that munāfiqūn as allies until they emigrate in His cause, if they turn back then kill them (4:89)
If they withdraw and offer peace, you have no path against them (4:90)
Accidental murder of a mu’min: Manumit a mu’min slave and give blood-momey to family – save forgiveness (4:92)
Fast two months consecutively if not possible (4:92)
Verify/investigate when you go forth in His cause (4:94)
When you are amongst them then perform the salāt for them[follow procedure mentioned] (4:102)
When that salāt is concluded, remember Him standing, sitting, on the sides, and when at ease (4:103)
The salāt is required to be performed at set times for the mu’minūn (4:103)
Submit your face to Him, do good, follow the creed of Abraham (4:125)
Stand up for equity for the fatherless (4:127)
Be witnesses to God (4:135)
Bear tidings to the munāfiqūn (4:138)
Desist from tritheism (4:171)
[Kalalah inheritance] (4:176)
Fulfil contracts (5:1)
Assist one another to virtue (5:2)
Eat from what is caught by what you have trained of animals of prey as trainers (5:4)
When you rise for the prayer, wash the face, the hands, the arm, and the feet to the ankles (5:6)
If you are unclean, then purify yourself (5:6)
Lend to God a goodly loan (5:12)
Bury after death? (5:31)
If one wages war against God and His messenger, and work corruption in the land: Then kill them, or crucify [or put to death by stake] them, ot their hands and feet be cut off, or they be banished (5:33)
Seek to Him the means of approach (5:35)
[Punishment for stealing] (5:38)
Let ahl al-injīl judge by what God sent (5:47)
Take Him, His messenger, and those who trusted as allies (5:56)
Be moderate (5:66)
Prevent one another from performing perversity (5:79)
Eat of what God has provided from what is lawful and good (5:88)
[Oath expiation] (5:89)
Avoid khamr, games of change, altars, and divining arrows (5:90)
Bear responsibility for yourself (5:105)
[Testimony after death] (5:106)
Listen (5:108)
Travel in the Earth to see the final outcomes of the deniers (6:11)
Use reason (6:32)
Call to Him (6:41)
Humble yourself (6:43)
Turn in repentance after committing evil by ignorance (6:54)
Measure God with the measure due (6:91)
Preserve your salāt (6:92)
Leave those who fabricate, and what they fabricate (6:112)
Eat over which His name has been remembered (6:118)
Leave the outwardness and the inwardness of sin (6:120)
Work according to your power (6:135)
Render due on day of harvest (6:141)
Inform with knowledge when making claim (6:143)
Follow the straight path (6:153)
Dedicate your salāt, penance, your living, and your dying to Him (6:162)
Uphold countenances at every place of submission (7:29)
Call to Him sincere in doctrine (7:29)
Take your adornment at every place of submission (7:31)
Acknowledge Messengers when they come (7:35)
Call to Him humbly and in secret (7:55)
Be patient for the judgment (7:87)
Repent and believe after evil deeds (7:153)
Follow the unschooled prophet (7:157)
Forbid evil (7:165)
Use your [metaphoric] senses (7:179)
Call to Him by his names (7:180)
Call your partners and see if they respond (7:194)
Seek refuge in Him from the satan, if provoked (7:200)
Heed to the Qur’an and listen attentively (7:204)
Reserve spoils for God and His messenger (8:1)
Make right in what is between you (8:1)
Respond to Him and His messenger when He calls you to what gives you life (8:24)
Fight until no fitnah (8:39)
If they turn away know that He’s your protector (8:40)
What you obtain of spoils, a fifth belongs to God, His messenger, relatives, fatherless, the poor, and wayfarer (8:41)
If you fear treachery, cast them back (8:58)
Prepare forces and calvary to terrify them (8:60)
If they incline to peace, then incline to it (8:61)
Consume what you took of spoils (8:69)
Strive with four property and lives (8:72)
Help those who seek help within the deen (8:72)
Bear tidings to those in kufr of a painful punishment (9:3)
Kill, seize, ambush, and restrain the mushrikīn once the inviolable months have passed (9:5)
Release them if they repent, and perform the prayer, and render the zakāt (9:5)
If a mushrik seeks protection, grant it,.until he hears His words; then escort to his secure place (9:6)
Fight those who make not unlawful what is unlawful (9:29)
Fight until the jizya is payed (9:29)
Give the Rabbis and Monks tidings of a painful punishment (9:34)
Please Him (9:62)
Let them be (9:95)
Act (9:105)
Rejoice in the contracted bargain with Him (9:111)
Keep His limits (9:112)
Be with the truthful (9:119)
Fight the kufār close to you (9:123)
Be harsh with them (9:123)
Serve Him (10:3)
If they challenge the Qur’an, ask them to bring a Surah like it (10:38)
Declare yourself quit of them (10:41)
Consider that the punishment can come at any time (10:50)
Take a straight path (10:89)
Look at what is in the heavens and the Earth (10:101)
Humble yourself unto Him (11:23)
Be clement, compassionate, penitent (11:75)
Be right-minded (11:78)
Right ordering (11:88)
Watch (11:93)
Fear the punishment of the hereafter (11:103)
Uphold the prayer at both ends of the day, and at the night’s approach (11:114)
Forbid corruption (11:116)
Use reason (12:2)
Pick imprisonment over sexual immorality (12:33)
Invite to Him with insight (12:108)
Respond to Him (13:18)
Join what’s commanded to be joined (13:21)
Avert evil with good (13:22)
Find rest in remembrance (13:28)
Be patient wherein you are hindered (14:12)
Fear His station (14:14)
Speak a good word (14:24)
Leave them to enjoy themselves (15:3)
Give glory (15:98)
Warn that there is no God save Him (16:2)
Be virtuous (16:32)
Ask the people of the remembrance if you know not (16:43)
When you recite the Qur’an, seek refuge from the accursed satan (16:98)
Falsely declare things to be lawful/unlawful (16:116)
Repent, despite committing evil out of ignorance (16:119)
Invite with wisdom, comely admonition, and dispute with what is best (16:125)
Retaliate with the like of what wherewith you are harmed, save that you forgive (16:126)
Strive for the hereafter (17:19)
Good conduct to parents (17:23)
Speak to them a noble word (17:23)
Be gentle with them and make supplication for them (17:24)
Speak a gentle word to those who need charity, but you can’t provide (17:28)
Weigh with the straight balance (17:35)
Recite the Qur’an (17:45)
Say that which is best (17:53)
Uphold the prayer at the merging of the sun until the dark of the night (17:78)
Recite at dawn (17:78)
Keep a vigil with some of the night (17:79)
Ask God to cause you to enter a true entrance and to leave at a true exit (17;80)
Declare that truth has come, and vanity is to pass (17:81)
Declare Him a sufficient witness (17:96)
Perform salāt at a medium volume (17:110)
Whoso wills, let them believe – and vice versa (18:29)
Be steadfast in His ‘ibādah (19:65)
Eat and attend to your cattle (20:54)
Give glory before rising of the sun, before it’s setting, some of the night, and at two ends of the day (20:130)
Extend your eyes towards what has been granted to others (20:131)
Call in hope and fear (21:90)
Be a righteous servant (21:105)
Feed the unfortunate poor (22:28)
Make an end of unkemptness (22:29)
Fulfil vows (22:29)
Walk around that ancient house (22:29)
Honour the sacred things (22:30)
Avoid false speech and abomination of idols (22:30)
Incline to Him (22:31)
Honour the tokens of God (22:32)
Sacrifice at ancient house (22:33)
Remember His name over camels when they are in lines (22:36)
When their flanks collapse, eat thereof and feed the reticent poor and the beggar (22:36)
Be in ruku’, and sujood (22:77)
Be a mu’min (23:1)
Be humble in salāt (23:2)
Preserve chastity (23:5)
Preserve your salawāt (23:9)
Leave them in their flood of ignorance, for a time (23:54)
Have a heavy balance (23:102)
Lash the unchaste woman and the unchaste man each with 100 lashes, have no pity on them, and let it be witnessed by mu’minūn (24:2)
Lash those who accuse chaste women with insufficient witnesses with 80 lashes, and never accept them as a witness (24:4)
If you, as a visitor, are asked to leave, then leave (24:28)
If you are a man, lower your gaze (24:30)
As a woman, you should also lower the gaze, you must additionally not reveal adornment except what I’d apparent, and you should cover the bosom [except to listed people] (24:31)
Give in marriage the unmarried (24:32)
Abstain if you find not marriage (24:33)
Emancipate those who seek it, if there is good in them, and give them of your wealth (24:33)
Declare allegiance (24:51)
If you are part of one’s right hand possessions, or one who has not reached puberty yet, then – ask permission before entering at the three times of their nakedness (24:58)
Greet with a greeting from God (24:61)
Rest at night (25:47)
Walk modestly (25:63)
Speak peace when addressed by ignorants (25:63)
Spend the night standing and in sujūd (25:64)
Seek a middle ground when spending, if you must (25:63)
Pass by vain speech with dignity (25:72)
Request to Him that your wives and progeny be made a comfort, and make you a good model (25:74)
Obey the command of the committers of excess (26:151)
Warn relatives (26:214)
Help people out (28:25)
Seek provision with Him (29:17)
Discover how He originated creation (29:20)
Reflect within yourself (30:8)
Provide to MMA (30:28)
Set yourself towards the right natural deen (30:30)
Desire His face (30:38)
Prepare for yourself (30:44)
Grateful to parents (31:14)
Be modest in walk (31:19)
Lower the voice (31:19)
Fall in sujūd when reminded of proofs (32:15)
Forsake your bed (32:16)
Call the adopted children by their fathers (33:5)
Take the messenger as a model
Stay within houses [prophet wives] (33:33)
Give glory morning and evening (33:42)
Give those whom you divorce before consummation provision (33:49)
[Historic conduct regarding prophet’s house] (33:53)
Greet the prophet with a valuation (33:56)
Women draw down over themselves some garments, for recognition (33:59)
Stand up for God in twos and alone, then reflect (34:46)
Let the workers work (37:61)
Remember David, the repentant (38:17)
Be humbly obedient in the watches of the night (39:9)
Hope for His mercy (39:9)
Expand your breast to submission (39:22)
Experience a positive reaction to the Qur’an (39:23)
Come with the truth and live in accordance to it (39:33)
Follow the best of what is sent down (39:55)
Invite to your Lord (41:33)
Grow not weary in giving glory (41:38)
Take the Qur’an as a healing (41:44)
Defer disputes to His judgement (42:10)
Uphold the Deen (42:13)
Be in dread of the hour (42:18)
Love your kin (42:23)
Avoid enormities of sin and immorality (42:37)
Conduct affairs by mutual consultation (42:38)
Help yourself when insolence visits (42:39)
Remember His favour once settled on cattle (43:13)
Watch for the day of the obvious smoke (44:10)
Watch (44:59)
Forgive those who look not for His days (45:14)
Follow the sharī’a (45:18)
Keep to the path (46:13)
[Say what is mentioned upon reaching fourty] (46:15)
Believe in what was sent down upon Muhammad (47:2)
Smite the necks of those in kufr when in battle (47:4)
Grace or ransom war captives (47:4)
Help Him (47:7)
Be obedient (47:21)
Consider the Qur’an with care (47:24)
Sue for peace when you have the upper hand (47:35)
Honour the messenger (48:9)
Be hard against those in kufr (48:29)
Lower voice in presence of messenger (49:3)
Verify the report of a perfidious one (49:6)
Make right between groups of mu’minūn (49:9)
Fight the oppressive group (49:9)
Make right between brothers (49:10)
Preserve modesty and duties (50:32)
Give ear with a conscious mind (50:37)
Glorify at the ends of the sujūd (50:40)
Listen for the day that the Caller will call from near (50:41)
Sleep little of the night (51:17)
Ask forgiveness before break of day (51:18)
Give glory when arising (52:48)
Give glory at the retreat of the stars (52:49)
Remember the ayah of the ark (54:15)
Remember the Qur’an, which is easy for remembrance (54:17)
Remember destruction of sects (54:51)
Fear His standing (55:46)
Aim to be of the sābiqūn (56:10)
Touch the Qur’an only when purified (56:79)
Aim to be of the muqarrabūn (56:88)
Fight before victories (57:10)
Lend to Him a goodly loan (57:11)
Compete for forgiveness (57:21)
Observe good/neutral innovations with due observation (57:27)
If you go back on what you have said, then free a slave before touching [other circumstances in next verse] (58:3)
When engaging in private conversation, don’t allow it to be of a sinful kind (58:9)
Make room in the assemblies when instructed; arise when instructed (58:11)
[Charity before conversation with messenger historically] (58:12)
What the messenger gives you, take it [and opposite] (59:7)
Protect from avarice of the nafs (59:9)
Look to what you have sent ahead for the morrow (59:18)
Take Abraham and his companions as good models [see full verse] (60:4)
Examine the emigrated women, to determine their faith; if they are mu’mināt, send them not back (60:10)
Return the mahr to those whom have had wives flee to kuffār (60:11)
Fight in compacted ranks (61:4)
When the call for the Friday salāt is heard, hasten to it (62:9)
Disperse upon completion, seek His bounty (62:10)
Spend before death arrives (63:10)
Beware of enemies amongst wives and children (64:14)
Listen to the Qur’an (64:16)
Count waiting period after divorce (65:1)
Turn divorcees out of house, unless they commit immorality (65:1)
Seperation to be witnessed by two just men (65:2)
If no menstruation, count three months (65:4)
If pregnant, wait until end (65:4)
Lodge then where you are, according to means, don’t press them (65:6)
Spend if they have a child, until delivered (65:6)
If they suckle, give them their reward; consult honourably (65:6)
If difficulties between you, let another suckle (65:6)
Let him with abundance spend out of it (65:7)
Fear your Lord while unseen (67:12)
Walk in the tracts (67:15)
Be patient with comely patience (70:5)
Be constant in your salāt (70:23)
Confirm.the day of judgment (70:26)
Be in dread of the punishment (70:27)
Be upright in your witness (70:33)
Preserve you salāt (70:34)
Follow the broad ways of the Earth (71:20)
Recite the Qur’an distinctly (73:4)
Devote yourself completely to Him (73:8)
Recite what is made easy of the Qur’an (73:20)
Magnify Him (74:3)
Purify your garments (74:4)
Foresake defilement (74:5)
Give food out of love of Him to the prisoner (76:8)
Seek a way to paradise (76:18)
Remember His name morning and evening (76:25)
If you have a plan then plan against Him [challenge] (77:39)
Be lowly (77:48)
Take the day as a living (78:11)
Take your Lord as a journey’s end (78:39)
Fear His station (79:40)
Let aspire those who aspire (83:26)
Let look at what you are created from (86:5)
Take heed (87:10)
Purify yourself (87:14)
Remember His name (87:15)
Look at the creation of the camel, sky, mountain, Earth (88:20)
Free a slave (90:13)
Feed in a day of starvation a fatherless relation, or a needy one in misery (90:16)
Counsel one another to compassion (90:17)
Increase the nafs in purity (91:9)
Confirm the best (92:6)
Recount His favour (93:11)
When unoccupied, make ready (94:7)
Turn your desire to Him (94:8)
Enjoin prudent fear (96:12)
Draw near (96:19)
Be pleased with Him (98:8)
Have a heavy balance (101:6)
Counsel each other to truth (103:3)
Sacrifice (108:2)
Declare that you serve not what those in kufr serve (109:2)
Declare the oneness.of Him (112:1)
Seek refuge in Him from the evil of what He created, the darkness, the blowers on knots, and the envier (113:5)
Seek refuge from the evil of the retreating whisperer (114:4)

Don’t do this:

Buy error at the price of guidance (2:16)
Make equals with God (2:22)
Deny before bringing a surah like it (2:24)
Break the agreement (2:27)
Work corruption in the land (2:27)
Deny the āyāt (2:39)
Conceal truth knowingly (2:42)
Enjoin virtue and forget yourselves (2:44)
Ask to see/interact with Him openly (2:55)
Change the saying (2:59)
Complain (2:61)
Kill prophets (2:61)
Exceed bounds / Transgress (2:61)
Transgress the Sabbath (2:65)
Ask unnecessary/excessive questions (2:71)
Assume (2:78)
Fabricate a kitāb, claiming it’s from God (2:79)
Ascribe what you know not (2:80)
Allow offenses to encompass you (2:81)
Kill amongst you and turn out of homes (2:84)
Assist in sin (2:85)
Believe in part of the kitāb and reject the rest (2:85)
Buy this life over the hereafter (2:86)
Wax proud (2:87)
Claim that your heart is covered (2:88)
Deny what God has sent (2:90)
Ignore/Deny clear signs (2:92)
Commit shirk (2:96)
Be an enemy to Him, angels, messenger, or Gabriel and Michael (2:98)
Practice sihr (2:102)
Say “attend to us” (2:104)
Ask Muhammad the same way that Moses was asked (2:108)
Exchange security for kufr (2:108)
Attempt to bring people into kufr (2:109)
Claim who enters paradise (2:111)
Hinder places places of worship (2:114)
Say that He has a son (2:116)
Follow vain desires (2:120)
Be in kufr (2:126)
Be averse to the creed of Abraham (2:130)
Die save you are submitting (2:132)
Conceal witness from Him (2:140)
Say that those matyred are dead (2:154)
Follow the footsteps of shaytān (2:168)
Commit evil (2:169)
Commit the immorality (2:169)
Follow/Trust forefathers blindly (2:170)
Eat carrion, blood, or flesh of al-khinzīr (2:173)
Eat what is dedicated to other than Him (2:173)
Buy punishment at the price of forgiveness (2:175)
Differ concerning the kitāb (2:176)
Transgress after qisās settlement (2:178)
Change the will (2:181)
Lie with women when remaining in masājid (2:187)
Consume wealth in vanity (2:188)
Bribery (2:188)
Shave head until animal is at slaughter place (2:196)
Destroy yourself (2:195)
Have sex, do perfidity, or quarrel during hajj (2:197)
Ask God to give to you in the World (2:200)
Complete the hajj in less than two days (2:203)
Destroy tilth and progeny (2:205)
Have pride in sin (2:206)
Exchange favour of God for denial (2:211)
Fight in the sacred months (2:217)
Expel those of the inviolable masjid (2:217)
Consume khamr or engage in games of change (2:219)
Marry mushrikīn until they are safe from calling to hell (2:221)
Approach women during menstruation (2:222)
Make God a cover for oaths (2:224)
Conceal pregnancy (2:228)
Take what you have given women unless they cannot uphold the limits (2:229)
Transgress the limits of God (2:229)
Remarriage not lawful till she marries someone else (2:230)
Retain women through harm (2:231)
Take ayāt in mockery (2:231)
Constrain not those whom you divorce from marrying spouses (2:232)
Allow a mothefather to be harmed by child (2:233)
Take an oath with those whom you intimated of women regarding proposal, save you speak a fitting word (2:235)
Decide upon knot of marriage until writ reaches it’s term (2:235)
Force others into the doctrine (2:256)
Hinder (2:262)
Commit immortality (2:268)
Consume usury (2:275)
Commit sin (2:276)
Conceal the witness (2:283)
Seek the interpretation of what is ambiguous, seeking fitnah (3:7)
Kill those who enjoin equity (3:21)
Say that the fire will touch for days numbered (3:24)
Take kāfirūn as allies (3:28)
Engage in scheming (3:54)
Dispute regarding what you have no knowledge in (3:66)
Clothe truth in vanity (3:71)
Seek outside the doctrine of God (3:83)
Deny after faith (3:86)
Obey a faction of those given the writ (3:100)
Be divided (3:103)
Take intimatez other than your own (3:118)
Consume usury (3:130)
Faint/Grieve (3:139)
Assume entry to jannah (3:142)
Weaken/Yield (3:146)
Be like those in kufr, who believe that different circumstances would have saved their brothers (3:156)
Coercion (3:161)
Incur His wrath (3:162)
Say with your mouths what isn’t in your heart (3:167)
Think that those killed in his cause are dead (3:169)
Fear not Satan’s allies (3:175)
Buy denial at the price of faith (3:177)
Be miserly with what God gives of His bounty (3:180)
Say that God is poor (3:181)
Having pride and pretending (3:188)
Exchange your bad things for their [fatherless] good things (4:2)
Polygamy if you fear that the fatherless will not be justly treated (4:3)
Give the incompetent your wealth (4:5)
Consume the property of the fatherless wastefully/hastily (4:6)
Try repent last minute (4:18)
Inheriting from/Constraining wiomen against their will – save that they commit fāhisha (4:19)
Take from the fortune that you gave your first wife for your new wife (4:20)
Marrying what your fathers married (4:22)
Marrying your mothers, daughters, sisters, p/m aunts, nieces, milk-mothers, milk-sisters, mothers-in-law, step-daughters under protection, daughters-in-law, being in wedlock with two biological sisters simultaneously (4:23)
Marrying married women – save MMA (4:24)
Take secret friends (4:25)
Kill those amongst you (4:29)
Consume wealth in vanity (4:29)
Wish for that by which Allah has made some of you exceed others (4:32)
Being a conceited boaster (4:36)
Being miserly and enjoining miserliness (4:37)
Spend wealth for recognition (4:38)
Oppose the messenger (4:42)
Approaching the salāt when intoxicated or unclean – save passing by upon the path – until you wash (4:43)
Twist tongue and slander the Deen (4:46)
Beliefs in fictions and tāghūt (4:51)
Envy the bounty of others (4:54)
Referring legislation to tāghūt (4:60)
Staying behind from fighting (4:72)
Try hiding away (4:78)
Conspiring (4:81)
Leaking information regarding public safety (4:83)
Interceding in an evil cause (4:85)
Killing a mu’min on purpose (4:92)
If one greets with peace, don’t declare them a non-mu’min (4:94)
Being sedentary (4:95)
Making excuses about being oppressed, to justify wronging their souls (4:97)
Faint in seeking the people (4:104)
Advocating for the treacherous (4:105)
Argue on behalf of those who decieve themselves (4:107)
Commit an offense upon an innocent (4:122)
Make a breach with the messenger after the guidance is clear (4:115)
Following desires, changing the creation (4:119)
Incline towards only one wife, leaving the other hanging (4:129)
Distort/Evade (4:135)
Wavering (4:137)
Sit with those who discourse vainly concerning the proofs of God until they move to another subject (4:140)
Seel to decieve God (4:142)
Performing the salāt to be seen (4:142)
Public mention of evil, save when wronged (4:148)
‘Choosing’ messengers (4:150)
Ask to see God (4:153)
Be tritheistic (4:171)
Hunt when forbidden (5:1)
Violate the tokens of God, or the inviolable month, or the offering, or the necklaces, or the visitors (5:2)
Commit injustice to those who turned you out of the inviolable place of worship (5:2)
Consume the strangled, the beaten, the fallen, the gored, that eaten by the beast of prey – save what is slaughtered, that sacrificed upon the alter (5:3)
Seek apportionment by divining arrows (5:3)
Deny the faith (5:5)
Claim that God is the Messiah, son of Mary (5:17)
Claim that you are His sons and beloved (5:18)
Kill another soul (5:30)
Fear mankind (5:44)
Take the Jews and Christians as allies (5:51)
Take those who take the dīn in mockery as allies (5:57)
Take the call to the salāt in mockery (5:58)
Claim that His hand is fettered (5:64)
Forbid the good things made lawful (5:87)
Kill game when forbidden (5:95)
[Expiation for killing] (5:95)
Ask about things that would distress you if made clear (5:101)
Follow forefathers (5:104)
Declare clear signs to be sorcery (5:110)
Take Jesus and Mary as gods (5:116)
Ask for angels (6:8)
Mock messengers (6:10)
Be among the mushrikīn (6:14)
Oppose Him (6:15)
Be a wrongdoer (6:21)
Declare the Qur’an to be be legend (6:25)
Claim that there is only one life (6:29)
Denial of the meeting (6:31)
Of the ignorant (6:35)
Call to other than Him (6:40)
Take an intercessor besides Him (6:51)
Drive away those seeking His face (6:52)
Sit with those who discourse vainly concerning His proofs (6:68)
Take your deen as play and diversion 6:70)
Clothe the faith with injustice (6:82)
Deny the Writ, judgment, and prophethood (6:89)
Claim revelation (6:93)
Be deluded (6:95)
Make the jinn partners of God (6:100)
Revile those whom are called besides Him (6:108)
Seek other than Him.as a judge (6:114)
Be of the doubtful (6:114)
Obey most on Earth (6:116)
Lead astray by vain desires without knowledge (6:119)
Eat not that over which His name has not been remembered (6:121)
Assigning a share of His creation to partners (6:136)
Declaring things to be taboo (6:138)
Kill your children (6:140)
Make unlawful what He has provided you (6:140)
Commit excess (6:141)
Approach open or concealed immorality (6:151)
Follow other ways (6:153)
Wait for angels (6:158)
Divide the deen into sects (6:159)
Allow the satan to subject you to fitnah (7:27)
Commit excess when eating and drinking (7:31)
Make unlawful the adornment of God (7:32)
Sectarian zealotry (7:33)
Wax proud at proofs (7:36)
Be a mujrim (7:40)
Seek to make His path crooked (7:45)
Name names with no authority (7:71)
Scorn His command (7:77)
Approach men with lust, rather than women (7:80)
Lie in wait on the road, threatening and turning away from The Path (7:86)
Being blind to lessons (7:95)
Bribe using promise of power (7:114)
Bewitch people (7:116)
Be stubborn (7:132)
Be heedless of proofs (7:136)
Follow that path of the workers of corruption (7:142)
Take the wrong path, ignore the path of sound judgment (7:146)
Be impatient over His command (7:150)
Be a forger (7:152)
Scorn what you’ve been forbidden.(7:166)
Deviate concerning His names (7:180)
Public speech (7:205)
Dispute the truth after it’s clear (8:6)
Retreat (8:15)
Turn away when you are near (8:20)
Pretend to hear (8:21)
Betray (8:27)
Turn away from the inviolable place of submission (8:34)
Make a mockery of the salāt (8:35)
Spend wealth on turning away from path of God (8:36)
Dispute together (8:46)
Be boastful (8:47)
Let those in kufr believe that they got away (8:59)
Bear tidings of a painful punishment to the mushrikīn with whom a covenant has been made, who haven’t been deficient towards you in anything, nor assisted anyone against you (9:4)
Allow your beloved things to be dearer to you than Him and His messenger (9:24)
Allow the mushrikīn to approach the inviolable place of submission (9:28)
Take Rabbis and Monks as lords (9:31)
Wrong yourselves concerning the count of months (9:36)
Engage in their postponement (9:37)
Spend unwillingly (9:54)
Come to the prayer as an idler (9:54)
Allow their wealth and children to impress you (9:55)
Complain regarding charity distribution (9:58)
Hinder the prophet (9:61)
Enjoin perversity and forbid what is fitting (9:67)
Withhold His bounty and turn away (9:76)
Deride the believers who willingly give charity (9:79)
Remain behind due to weather (9:81)
Perform the funeral prayer for any one of them (9:84)
Staying behind due to affluence (9:86)
Make excuses (9:94)
Take what you spend as a loss, await reversals (9:98)
Take a place of submission in harm and denial (9:107)
Ask forgiveness for the mushrikīn (9:113)
Go forth all at once (9:122)
Look not for the meeting (10:7)
Neglect after being helped (10:12)
Desire for the Qur’an to be changed (10:15)
Rebel in the Earth after being delivered (10:23)
Deny before interpretation arrives to you (10:39)
Allow their speech to grieve you (10:65)
Repent too late (10:91)
Hide away (11:5)
Wish that a treasure or an angel had been sent upon him.(11:12)
Make the path crooked (11:19)
Dismiss on basis of mortality and lack of bounty (11:27)
Claim that your deity caused messenger to be touched with evil (11:54)
Follow that command of tyrants (11:59)
Heed due to their disappointment (11:62)
Decrease the measure and the balance (11:84)
Respevt others for power more than you do Him (11:92)
Rely upon those who do wrong (11:113)
Reveal dreams that could cause enmity (12:5)
Falsify evidence (12:18)
Sexual assault (12:23)
Despair of the comfort of God (12:87)
Deny physical resurrection (13:5)
Seek to hasten the evil instead of the good (13:6)
Sever what’s commanded to be joined (13:25)
Become bored when being presented with ayāt (14:9)
Threaten to expell warners (14:13)
Respond to Satan (14:22)
Speak a bad word (14:26)
Ignore similitudes (14:45)
Be of those who despair (15:55)
Refuse to provide rights and hospitality (15:70)
Build bunkers to feel secure from Him (15:82)
Make the Qur’an into parts (15:91)
Seek to hasten the command (16:1)
Be an open disputant (16:4)
Offer submission too late (16:28)
Appoint daughters for Him (16:57)
Refuse to give provision to those that their right hands posses (16:71)
Make conceptual comparisons for God (16:74)
Be a burden (16:76)
Take oaths as deception (16:92)
Take another disposer of affairs (17:2)
Being hasty (17:11)
Be perfidious (17:16)
Say “fie” to / Repell old parents (17:23)
Squander wastefully (17:26)
Be extreme on both ends of charity (17:29)
Kill your children for fear of poverty (17:31)
Approach zina (17:32)
Commit excess in lawful killing (17:33)
Walk exultantly (17:37)
Be neither loud nor quiet in salāt (17:110)
Say that you will do something later without declaring that it’s dependant upon God’s will (18:23)
Show-off (18:34)
Declare something to be eternal (18:35)
Be contentious (18:54)
Try refuting the truth (18:56)
Do shirk in the ‘ibadah of Him (18:110)
Follow lusts instead of the salāt (19:59)
Deny, then claim that you will recieve wealth and children (19:77)
Neglect the rememberance (20:42)
Carry injustice (20:111)
Oppose His command (20:121)
Have a distracted heart (21:3)
Declare the Qur’an to make no sense (21:5)
Declare yourself to be a God (21:29)
Be devoted to statues (21:52)
Divide your affair amongst yourselves (21:93)
Serve upon an edge (22:11)
Be a treacherous ingrate (22:38)
Take what Satan casts as a fitnah for you (22:53)
Seek behind relations with wives or MMA (23:7)
Declare His promise to be far-fetched (23:36)
Be self-exalting (23:46)
Divide your command into writings (23:53)
Talk to no purpose into the night (23:67)
Have a light balance (23:103)
Marry other than one unchaste or a mushrik, if you are unchaste (24:3)
Accuse chaste women without sufficient witnesses (24:4)
Love that there be spread of immorality (24:19)
Swear not to give (24:22)
Enter other’s houses without having asked leave nor greeted those therein (24:27)
Strike feet to reveal adornment [for women] (24:31)
Compel your girls to whoredom, if they desire chastity (24:33)
Submit only when the truth is to your liking (24:49)
Swear that you’d do what the messenger commands (24:53)
Slip away surreptitiously (24:63)
Be greatly scornful (25:21)
Make friends with wrong people (25:28)
Abandon the Qur’an (25:30)
Take desires as a god (25:43)
Spend extravagantly and miserly (25:67)
Bear witness to falsehood (25:72)
Disbelieve on basis of abject followers (26:111)
Build bunkers to live forever (26:129)
Lay hold as tyrants (26:130)
Cheat with men (26:166)
Follow poets (26:224)
Hasten on the evil before the good (27:46)
Commit immorality with open eyes (27:54)
Approach men with lust instead of women (27:55)
Divide and oppress people (28:4)
Seek the ignorant (28:55)
Exult in riches (28:76)
Assume that you won’t be tried (29:2)
Obey parents who compel you to shirk (29:8)
Take idols as love between you and the life of this world (29:25)
Cut off the way (29:29)
Commit perversity in your assemblies (29:29)
Continued in the comments.
submitted by TheQuranicMumin to islam [link] [comments]


2024.05.18 13:02 ailawllc The Right to Due Process of Law: A Pillar of Justice ⚖️

The Right to Due Process of Law: A Pillar of Justice ⚖️
The Right to Due Process of Law
The right to due process of law is a fundamental principle enshrined in the constitutions of many democratic nations. This principle ensures that all legal proceedings will be fair and that individuals will be given notice and an opportunity to be heard before any government action affecting their rights is taken. In the United States, the Fifth and Fourteenth Amendments to the Constitution explicitly guarantee due process, providing a crucial safeguard against arbitrary denial of life, liberty, or property.
Historical Background and Constitutional Basis
The concept of due process has deep historical roots, tracing back to the Magna Carta of 1215, which established the principle that the king could not deprive a free man of his rights without lawful judgment. In the U.S., the Fifth Amendment (ratified in 1791) applies this principle to the federal government, stating that "No person shall... be deprived of life, liberty, or property, without due process of law." The Fourteenth Amendment (ratified in 1868) extends this protection to actions by state governments.
Substantive and Procedural Due Process ⚖️🛡️
Due process encompasses two main components: substantive due process and procedural due process.
  1. Substantive Due Process: This aspect protects individuals from government actions that are not related to any legitimate government interest or that are arbitrary and unreasonable. Substantive due process has been invoked in cases involving fundamental rights such as privacy, marriage, and bodily autonomy. A landmark case illustrating substantive due process is Griswold v. Connecticut (1965), where the Supreme Court recognized the right to marital privacy, striking down a state law that prohibited the use of contraceptives.
  2. Procedural Due Process: This aspect ensures that the government follows fair procedures before depriving an individual of life, liberty, or property. Procedural due process involves the right to receive notice of legal action, the right to a fair hearing, and the right to appeal. Goldberg v. Kelly (1970) is a seminal case in this regard, where the Supreme Court held that individuals receiving welfare benefits must be given an evidentiary hearing before those benefits can be terminated.
Key Doctrines and Case Law 📚
Several doctrines and cases have shaped the understanding and application of due process over time.
  1. The Mathews v. Eldridge Balancing Test: In Mathews v. Eldridge (1976), the Supreme Court established a three-part test to determine what procedural protections are required by due process. This test considers:
  • The private interest affected by the government action.
  • The risk of erroneous deprivation of such interest through the procedures used and the probable value of additional or substitute procedural safeguards.
  • The government's interest, including the function involved and the fiscal and administrative burdens that additional or substitute procedural requirements would entail.
  1. Incorporation Doctrine: The doctrine of incorporation, through which the Supreme Court has applied most of the Bill of Rights to the states via the Fourteenth Amendment's Due Process Clause, is crucial in extending due process protections. For example, in Mapp v. Ohio (1961), the Court held that the exclusionary rule, which prohibits illegally obtained evidence from being used in court, applies to the states.
  2. Loving v. Virginia (1967): This case is a hallmark of substantive due process and equal protection. The Supreme Court struck down Virginia's anti-miscegenation laws, declaring that the freedom to marry is a fundamental right protected by the Due Process Clause of the Fourteenth Amendment.
  3. Roe v. Wade (1973): This landmark decision recognized a woman's right to choose to have an abortion as part of the right to privacy under substantive due process. Although recent cases have revisited and altered the framework established by Roe, its impact on the due process jurisprudence remains significant.
Contemporary Issues and Challenges 🌐
The right to due process continues to evolve, facing new challenges and interpretations in contemporary society. Issues such as digital privacy, due process rights of non-citizens, and the procedural fairness in administrative actions remain at the forefront of legal debates. The principles established in foundational cases provide a framework, but courts constantly adapt due process protections to address the complexities of modern governance and technology.
Conclusion 🏛️
The right to due process of law is a cornerstone of the justice system, ensuring fairness and preventing arbitrary government actions. Through a rich tapestry of case law and doctrines, due process continues to protect fundamental rights and maintain the balance between individual freedoms and governmental power. As society progresses, the dynamic interpretation and application of due process principles will remain essential in safeguarding the rights and liberties of all individuals.
submitted by ailawllc to u/ailawllc [link] [comments]


2024.05.18 12:46 LoansPayDayOnline Instant Quick Cash Loans Borrow $100 - $5,000 Over 2 - 24 Months Today

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Online Payday Loans instant approval come in various shapes and forms, which you’ll explore in the next section. For now, you need to know that most of our loans follow a similar format. Simply fill out the online application form with your requested loan amount and term, wait for the lenders on our panel to decide if they can assist, sign the loan and get the money in the bank! It sounds super simple because it is.
Types of Payday Loans Online
Remember we mentioned that fast payday loans online come in many shapes and forms and that we offer them all? Here’s what you need to know about each type.
Instant Online Payday Loans Bad Credit Back in the day, bad credit was a financial death sentence to borrowers – it meant no loan for you, no matter what you said to state your case. Nowadays, bad credit is a hiccup along the way, but it doesn’t mean you can’t get the loan you want and need.
In fact, many lenders readily help borrowers with a less than ideal credit score and assist those who have no credit history to speak of. If a traditional bank has denied your application or you have received a rejection from another online platform, you may very well have better luck with us. Of course, it doesn’t really come down to luck, just like it doesn’t come down to your credit score. What it really comes down to is whether or not you can afford to pay the requested instant loan and if you’re able to meet the other requirements.
The reason lenders have become less fixated on the “bad credit” term is that it’s a term that can be quite broad. For instance, if you were bankrupt or defaulted on account payments several years ago, you may still be considered to have “bad credit.” That’s in the past and shouldn’t affect your access to financial aid right now. Nowadays, lenders treat borrowers like the individuals they are and assess the application based on the facts. One of the perks of bad credit loans is that they’re small and easy to repay, which can help you rebuild a better credit score – that’s a neat side effect of taking out a loan!
Quick Cash Loans No Credit Check Credit checks can be so prying! The thought of a lender poking around in your credit history isn’t very appealing, is it? Especially if your credit score is less than perfect. If you’d rather avoid the digital interrogation, you can opt for a no credit check payday loan that requires – you guessed it – payday loans online no credit check instant approval!
This loan is designed for the everyday American who may not have a credit history or has had a few financial hurdles in the past. We don’t judge or discriminate at Viva Payday Loans, so you don’t have to worry about that.
This is the best online payday loans for you if you want a bit of bridging cash to get you through the month or pay for small expenses that crop up along the way. They’re not big loans, typically ranging from $100 to $2,000 and one of the most popular being the 500 dollar loan, although many of our lenders offer quick cash loans of up to $5,000. It all comes down to affordability. The only not-so-great part of these instant payday loans online is that they come with a high interest rate, but you’ll quickly forget about that detail when you realize just how quick, easy, and convenient it is to borrow money through Viva Payday Loans.

Payday Loans Instant Quick Cash Loans Borrow $100 - $5,000 Over 2 - 24 Months Today

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2024.05.18 11:17 tristanfinn US: Stuck on Stupid, Biden and the Democrats Face Disaster in November – by Stewart Lawrence – 17 May 2024

https://xenagoguevicene.wordpress.com/2024/05/17/us-stuck-on-stupid-biden-and-the-democrats-face-disaster-in-november-by-stewart-lawrence-17-may-2024/
“Let them eat cake,” Marie Antoinette once famously said, disdaining the immiseration of peasants in pre-revolutionary France. Joe Biden didn’t use those exact words last week during his interview with CNN’s Erin Burnett, but his tone-deafness about the suffering of millions of Americans grappling with high food and gas prices and unaffordable rents was palpable.
Burnett did her best to allow Biden the opportunity to address voters with a measure of simple empathy – but Old Joe was having none of it. When Burnett gently suggested that Americans weren’t feeling the vaunted “recovery” the White House keeps touting, Biden all but insisted that Americans were simply wrong – and needed to buck up.
It was an embarrassing performance, and coming on the heels of Donald Trump’s remarkable mass rally in Jersey City in the midst of his trial in the Stormy Daniels case, it suggests that the White House is sinking deeper into denial about its prospects for losing – and losing big – in November.
Despite weeks of campaigning and TV ad buys in the key swing states – outspending Trump by a whopping 13-1, while the former president is largely sidelined – Biden hasn’t moved the needle in the polls. In fact, he appears to be losing ground. The latest NY Times/Siena poll has Trump up by a whopping 13 points in Nevada, 9 in Georgia, and 6 in Arizona, three states Biden carried in 2020. In Pennsylvania, where Biden recently barnstormed, Trump went from slightly behind to ahead by 3. Trump also inched up in Wisconsin, a state that many consider the pre-eminent 2024 bellwether.
Only in Michigan, where Biden clings to a 1 point lead, is there a fresh sliver of hope, and that could soon fade as the prospects for peace in Gaza slip further and further away.
Burnett’s willingness to challenge Biden on his administration’s economic performance is just one of the many signs that the mainstream media is unlikely to continue fronting for an administration that keeps gas-lighting voters with misleading data on jobs and GDP growth while a growing number of metrics point to the country’s continuing descent into full-blown stagflation.
By almost every indicator – from sagging consumer confidence and rising home prices to declining real wages and mass layoffs at major firms – Americans do not feel better off than they were during the heyday of the Trump administration – before COVID-19 and the mandated government shutdown all but destroyed the burgeoning economy, resulting in jobless numbers not seen since the Great Depression.
A large number of those jobs – maybe three-quarters – have since returned, but those are hardly jobs that Biden “created” from scratch. Americans, still traumatized by the COVID experience, are grateful for a return to a semblance of “normalcy.” But they hardly credit Biden for putting America back on a solid footing. Unemployment at 3.9%? Perhaps, but many Americans are working two jobs that still don’t pay enough to feed their families, while a record number of those without jobs are homeless – with an increase of 12% between 2022 and 2023 alone.
America, of course, has never been just one country economically, current trends mask the continuing divide. Some, in fact, were protected during COVID and large corporations reaped billions. And though funded through deepening consumer debt, the fortunes of some are now improving. But what many analysts don’t recognize is that a disproportionate share of the nouveau riche and comfortably salaried professionals, especially in government and health care, are now Democrats, not Republicans. The party may still be the “party of the working class” when it comes to the labor aristocracy in the trade unions – but those workers represent less than 10% of the total workforce. Many blue-collar workers – even a goodly share (close to half) of those in unions like the UAW – have drifted to the Trump camp, while the greater mass of non-union workers are voting GOP, and indeed, have done so for years. These voters generally don’t eat cake – not the fancy stuff, at least.
And their ranks now include a growing number of Hispanics and African Americans, especially men, who find Trump’s angry macho posturing appealing, or least comforting. “Polls are just polls,” Democrats keep saying, but we haven’t seen numbers like this since…..well ever. Trump could end up with well over 20% of the Black vote, besting the historic percentages reached by the Nixon-Ford regimes in the 1970s. And amazingly, if current trends hold, he might well take close to 50% of the Hispanic vote –besting George W. Bush’s former record of 41% in 2004, and completely reversing the more recent 2-1 – and even 3-1 – Democratic voting trend. Hispanics interviewed in Larino-rich swing states like Arizona and Nevada tell reporters a simple truth: they can’t afford the rising price of beans and tortillas, their family staple.
Something is happening to the U.S. electorate that goes far beyond Joe Biden. The old “Obama coalition” – the one that analysts John Judis and Ruy Texeira famously predicted – or, at least hoped – would become a “permanent” Democratic majority – is falling apart. It’s not just the large-scale defection of workers of colors, but of youth. Amazingly, Trump, in most polls, is now leading or tied with Biden among 18-29 year old voters, completely reversing the president’s former advantage. And while Biden leads strongly among women, some polls have the gap surprisingly narrow, while Trump’s lead among men remains wide. While the GOP is not about to become the “populist multicultural working-class coalition” that Republicans like Marco Rubio still fantasize about, Democrats are in danger of losing their once broad demographic support, giving Trump and GOP a fresh opening not just in 2024 – but well beyond.
The good news? Signs of a serious freak-out — and even a potential meltdown – about Biden’s prospects in November – once dismissed as mere “bed-wetting” – are finally appearing among party pooh-bahs. Witness the remarkable drunken rant of former Clinton strategist James Carville posted on Twitter last week. Never one to mince words, an angry and exasperated Carville bemoaned the continuing slide of Biden in the polls and confessed that “nothing is working” to convince disaffected Democratic voters to return to the fold. “You can prepare and you can be on TV, you can write pieces, you can have a YouTube channel, you can have a podcast…and it doesn’t matter. Everything we’re throwing is spaghetti at a wall, and none of it is sticking, me included,” he fumed.
Another staunch Biden supporter, CNN’s Farid Zakaria, also took to the airwaves to issue his own stern warning about Biden’s rapidly diminishing prospects. In a blistering six minute review, he listed one area after another where Trump’s political resurrection and standing with voters is exceeding expectations, noting that a landslide win – including a popular vote victory – by Trump in November was looming. Zakaria even broke with the party line on Trump’s presumed “criminality.” suggesting that the four legal trials aimed at discrediting the former president were largely motivated by simple politics, not a concern for justice. “I doubt a criminal indictment in New York would have been brought against a defendant whose name wasn’t Donald Trump,” he deadpanned.
Could all this dire hand-wringing lead to another public call for Biden to step down? That seems highly unlikely for now. Top White House apologists like Simon Rosneberg and Jim Messina continue to insist that Biden is simply suffering from the usual presidential first-term blues – disaffection at the base combined with pre-general election apathy among all voters. Sustained outreach coupled with a persistent hammering of the challenger can turn things around, they say. Once voters realize what the real stakes are – democracy, abortion rights, climate change – and the threat posed by Trump, they’ll surely pull a lever for Biden, even if it’s not with great enthusiasm.
It sounds logical – but the accumulating evidence strongly suggests otherwise. Most voters do question Trump’s commitment to upholding democracy, but nearly as many now question Biden’s. And by a wide margin, they also rate Trump as a stronger and more effective leader. Trump enjoys a 10 to 20-point edge over Biden on the handling of the economy overall, inflation, immigration, crime and foreign and defense policy which are also deemed by voters to be the nation’s top issues. Dismissing this perception – and support for Trump generally – as a form of irrational “nostalgia”– as pro-Biden pundits continue to do, is self-defeating. 2024 wasn’t destined to become a classic “change” election – not with a current incumbent battling a former scandal-ridden one – but that’s what it’s becoming. By all appearances, 2024 is now Donald Trump’s to lose.
Of course, there’s still six months left before the election – and “anything can happen.” But anything includes a further deterioration of Biden’s position. One election-year wild card Democrats clearly didn’t count on was Gaza, which has only compounded voter concerns about Biden’s weakness on the world stage. The chimera of a pending peace may have helped Biden in the polls in Michigan recently – the one battleground where he’s gained ground just slightly – but it’s unlikely to last. Despite mounting pressure from the White House– or perhaps because of it – Netanyahu is digging in his heels and will likely stall in any deal until November, hoping that Trump wins and gives Israel a freer hand to prosecute the war as it sees fit. By trying to have it both ways – castigating Netanyahu publicly, while sending massive new amounts of military aid, Biden has managed to alienate Arab-Americans and Jews both, while leaving many undecided voters both aghast at the carnage and dismayed by Biden’s obvious pandering to both sides.
“Genocide Joe” and the Democrats could well face a decline in support thirty highly competitive congressional districts where the Arab-American vote (though relatively small nationally) is large enough to make a difference, and not just in Michigan. But a loss of support among the much larger and traditionally Democrat-leaning Jewish population – concentrated heavily in the four main “Blue” states, California, Florida, New York and New Jersey – could also weigh heavily on key House and Senate races. And if Trump is right – God forbid – it could even help put New Jersey – where Biden won by 16 points in 2020 – in play for the first time in years.
“We need to do something completely different,” Carville moaned at the conclusion of his recent Twitter rant, before wandering, Biden-like, off camera. But from all appearances, the Democrats, right now, have no Plan B. Not in Gaza or anywhere else.
Biden’s apologists insist on comparing his re-election prospects to Obama’s in 2012, when a once-popular incumbent began sinking in the polls, and for six months prior to the election, seemed headed to defeat, only to pull out of his tailspin, thanks to Bill Clinton and Hurricane Sandy. But the more obvious if daunting parallel might be Jimmy Carter’s predicament 30 years earlier. In 1980, Carter was saddled with domestic discontent over inflation, a general feeling of pessimism and malaise, and a series of intractable foreign policy challenges, including a never-ending hostage crisis. Ronald Reagan – whom Democrats derided as a right-wing “madman” – threatened Carter’s re-election. Democrats were clearly rattled by Reagan’s rise in the polls and decided to play it safe, pivoting to the center and closing ranks against Ted Kennedy, who enjoyed a fierce loyalty among liberals. There are eerie parallels to Biden’s predicament today, with another Kennedy RFK, Jr., Teddy’s nephew, stoking discontent. And of course, there’s another madman, Trump, fueling a right-wing insurgency – or in this case, resurgence.
Overconfidence and a misreading of the public mood killed Carter in the end. Right up to the final week of the campaign, he enjoyed a small but seemingly unshakable single-digit lead over Reagan.. Most pundits – and Carter’s senior advisors – confidently predicted victory. It was conceivable that voters would choose as their leader a man steeped in anticommunism, pro-life family policies while promising – much like Trump – to “make America great again.”
But Reagan won big. Capitalizing on a groundswell of discontent with Carter, even among Democrats missed by pollsters, the Gipper, ended up winning by a whopping 10 points, with a near-landslide in the electoral college. The party, shut out of power for the next 12 years, eventually recovered, but it wasn’t easy. Bill Clinton led the Democratic comeback, largely by moving the party even further to the right than Carter had. And America – saddled with Reagan’s legacy of militarism and free market fundamentalism for much of the past half century – has never been the same.
Is it really too late to reconsider Biden’s faltering candidacy? LBJ, facing antiwar opposition, pulled out before the Democratic convention in 1968, at roughly the same distance from the election that year. Democrats are headed for another potentially riotous convention – and in Chicago, no less – which will only further damage Biden’s standing with the public. Most Democrats, shocked by the prospects of Trump 2.0, are quietly loitering in the shadows, just holding their breath, while an increasingly emboldened right – championing their beleaguered King – is eagerly waiting to exhale.
Democrats, it seems, are destined to soldier on. They missed their chance to replace Biden painlessly months ago, and are now stuck on stupid. Barring a miracle, the price for their cowardice and lack of vision is likely to be severe.
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2024.05.18 10:42 anitadesai9 Best Business Ideas for Women Entrepreneurs in 2024

The Rise of Women Entrepreneurship in the 21st Century
The 21st Century has witnessed a remarkable surge in women's entrepreneurship as more and more women are leaping to start their businesses. This rise in women-owned enterprises is a testament to the growing empowerment and economic independence of women worldwide.
One key driver behind this trend is women's increasing access to education and professional opportunities. With higher education and work experience, women are better equipped to identify viable business opportunities and turn their ideas into successful ventures.
The digital age has also opened up a world of possibilities for women entrepreneurs. Online platforms and e-commerce have made it easier for women to start and scale their businesses, reaching a broader customer base without the traditional barriers of brick-and-mortar operations.
Women are also bringing unique perspectives and innovative solutions to the table, addressing unmet market needs and catering to consumers' evolving demands. From tech startups to social enterprises, women-led businesses are making a significant impact across various industries.
Emerging Trends and Opportunities for Women Entrepreneurs
The landscape for women entrepreneurs is rapidly evolving, with emerging trends and exciting new opportunities. As more women leap into business ownership, they are discovering their paths to success.
One key trend is the rise of innovative, women-led startups disrupting traditional industries. From tech to healthcare to consumer goods, women leverage their unique perspectives and problem-solving skills to bring fresh ideas to the marketplace.
Another significant opportunity lies in the growing support systems for women entrepreneurs. Mentorship programs, networking communities, and specialized funding sources empower women to access the resources they need to transform their business dreams into reality.
Equally important is the increasing demand for products and services catering to female consumers' needs and preferences. Women entrepreneurs are well-positioned to capitalize on this trend, developing solutions that resonate with their target audience.
The future is bright for women in business. By embracing these emerging trends and seizing the available opportunities, aspiring entrepreneurs can position themselves for long-term success and make a lasting impact on their communities and the global economy.
Lucrative Home-Based Business Ideas for Women
Many lucrative home-based business ideas are particularly well-suited for women. These opportunities allow you to work from the comfort of your home, often with a flexible schedule that accommodates family responsibilities.
Some of the most promising home-based business ideas for women include:
The key is identifying a business idea that aligns with your skills, interests, and lifestyle. Many of these options have low startup costs and can be scaled up as your business grows. With dedication and the right strategy, a home-based business can provide women with a fulfilling and profitable entrepreneurial path.
Women-Focused Service Businesses to Consider
Starting a business can be exciting and empowering, especially for women. Many service-based business ideas cater specifically to the needs and preferences of female customers. Here are some women-focused service businesses to consider:
Spa and Wellness Services: Opening a spa, salon, or yoga studio that provides relaxation, self-care, and wellness services can be a rewarding business venture. These types of businesses tend to attract a loyal female clientele.
Personal Styling and Wardrobe Consulting: Offering personalized styling, wardrobe organization, and shopping assistance can be an excellent service for women who want to enhance their style and confidence.
Home Organization and Decluttering: Many women value having an organized, functional, and aesthetically pleasing living space. A business specializing in home organization, decluttering, and interior design can be very appealing.
Health and Fitness Coaching: Women often seek guidance and support in achieving their health and fitness goals. Providing personalized coaching, nutrition advice, and fitness classes can be a fulfilling business opportunity.
Innovative Tech and Digital Business Opportunities for Female Founders
Technology has opened up a world of innovative business opportunities for female founders. The tech landscape is ripe with potential for women entrepreneurs, from e-commerce and digital marketing to SaaS and mobile apps.
One key advantage of starting a tech-driven business is the ability to scale rapidly and reach global markets. Online platforms and digital tools make it easier than ever to launch, market, and grow a business without large upfront investments.
Additionally, areas like cybersecurity, health tech, and fintech are seeing a rise in female founders, bringing fresh perspectives and creative solutions to solve real-world problems. The flexibility and accessibility of many tech business models also appeal to women seeking work-life balance.
Funding and Support Resources for Women Entrepreneurs
There are various funding and support resources available for women looking to start their own businesses. Access to capital remains one of the biggest challenges for female founders, but there are programs and organizations dedicated to providing financial assistance and mentorship.
Some of the best business ideas for women entrepreneurs span various industries, from e-commerce and professional services to healthcare and technology. No matter the industry, securing the proper funding and support can make all the difference when starting your own business.
From small business loans and angel investors to business accelerators and networking groups, women have many options to explore when seeking to start their entrepreneurial journey. Researching these resources and understanding the various funding and support mechanisms can help women overcome barriers and set their businesses up for long-term success.
Embrace Your Entrepreneurial Spirit and Thrive in 2024
As we look ahead to the new year, there's no better time to tap into your entrepreneurial spirit and explore potential business opportunities. Whether you're dreaming of launching your startup or simply seeking to diversify your income streams, 2024 promises to be an exciting year for budding entrepreneurs.
The market is ripe with potential for those willing to leap from innovative tech solutions to niche service offerings. By staying informed about the latest industry trends and identifying emerging needs, you can position yourself for success in the coming year.
The key is to approach entrepreneurship with a clear vision, a willingness to adapt, and a dedication to continuous learning. With the right mindset and a strategic plan, you can navigate the challenges and capitalize on the rewards of being your boss.
So, what are you waiting for? Embrace your entrepreneurial spirit and get ready to thrive in 2024!
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2024.05.18 05:30 BreadfruitBoth165 Why I think Libertarianism never flourished in India

I'm Indian, and we're pretty rare in Libertarian corners online. But it is interesting why Libertarianism never really become mainstream, or even a part of the political discourse here. I have seen some pretty insane justifications for it but I think most of them are incorrect (culture or subordinate nature).
The real thing is more historical and societal rather than cultural. I'll try to explain these things below.
I split this in 3 parts.

Early years (1950s)

This part is known as "license raj", it is one of the most strictly managed economies and it was pretty insane in terms of how long it lasted and how much damage it did. It is just a term used for a system of government that adhered to strict rules, regulations and control over the Indian economy. Under this system, businesses in the country required licences to operate.
Licenses were not easy to get bdw, no one can get it easily. You need approval from upto 80 government agencies to get licences to produce some products. Also the government would decide what, where and how it would be produced.
Governments did not allow things like layoffs and factories closing. This overreaching of powers by the government was so bad and India during these times witnessed mass sterilization from the government (lot of whom were botched), slow growth and even nationalizing of several banks in the 60s.
Foreign investments were also strictly monitored and restricted, free trade was not a possibility. This is a part of the belief of the leaders of those times that you'd need to rely on internal markets for development, not international trade. To achieve this goal, the Indian government erected strict import restrictions and a system of tariffs which was different for each industry.
The early leaders were Socialists (or were inspired by them) and wanted a strong, planned, central economy like the USSR had (our first prime minister (president equivalent) visited the USSR in 1927). This influenced a lot of the early years (or decades) and hence the shitshow you see.
India was essentially run by the congress party in this era and they won most of the elections, although towards the end opposition did increase but they were the dominant political force during these times. (More on this later). Oh, fun fact: Socialist was added to the constitution in 1976.

Economic liberalisation (1990s)

Now to sum it up, a massive debt crisis and economy being shite (and a political crisis) causes the leaders of these times Manmohan Singh and PV Narsimha Rao to liberalise the economy. Essentially open up to the outside world. In short, Government control was reduced, Import restrictions were lifted, however the state did play a prominent part it was reduced greatly.
To avoid getting too caught up in details, India changed the economic model and enacted several reforms. Essentially doing this to save the economy and get some growth in. This formally marks the end of the License raj which was a term coined by a prominent Indian libertarian C Rajagopalachari.
This marked years of growth, emergence of the stock market, the IT boom, emergence of middle classes and generally fairly positive things for the general population.

Aftermath and Conclusion

So now you might wonder why Libertarianism or even those ideas are not even in the mainstream of Indian Political discourse. No parties (prominent ones or even the small ones) support the ideas or have a libertarian platform, socialist and communist parties are very successful but there's little to no space for libertarians (apart from a few urban folks there's none and I bet they are outnumbered by socialists 10:1 even at our best).
If you ask me there are a few reasons:
It is not a surprise that the initial leaders of the nation ( Gandhi or Nehru) were not too keen on our ideals. These leaders have a large following, i.e. a section of the population absolutely adores them and largely supports their actions and shares their views. This is a large section of the population and ideas like free trade or lax regulation don't resonate with them. INC (Indian National Congress), is the dominant party from the 1960s and they generally share these same views (although not entirely).
For example Farmers get loan waivers regularly since it is an easy way to get votes, and since only 1-2% of Indians actually pay income taxes (which are pretty insane bdw) they don't really have a large enough say to oppose and influence the wasteful spending happening. The government often guarantees work to laborers, has price caps and obstructs free trade with regulations in manufacturing and agriculture (albeit not like the OG days). Add the fact that government jobs have a strange appeal to a large section of the populace. Yeah.. "fuck the state" doesn't have the same appeal here, especially when a ton of people love the opposite for their personal goals or they just agree with the state's role in the economy to keep things "safe" and "comfortable".
Indian politics is a shitshow, I will try and explain it here. Essentially no one cares about personal liberties or personal freedoms. INC (centre-left) never cared about it and has repeatedly trampled over personal liberty and rights of Indian citizens (with little opposition in some cases).
Now surely the opposition to it is better, right?. WRONG, now there is a big national party, the BJP (religious right wing nationalists) they don't give a shit about personal liberty or rights either, although they pretend to but yeah they are Crony capitalism loving freaks who have engaged in blatant regional favouritism , religious hate and government overreach multiple times (internet shutdowns are an example) and in general trying to subvert Indian democracy but don't be fooled every other party will do it without shame as well.
Well you might say " u/breadfruitboth165 what about the other parties?" ok, so the other big parties are: TMC (regional party in eastern India) unironically led by a female dictator who arrests people for making memes about her and engaged in harassing and covering up systemic s*xual assault.
Then there is AAP (centre- centre right from Northern India) it is a populist party with general emphasis on social welfare and free things (literally free electricity, free water and other things like that lol). They're small and losing support as well.
There is the Communist party, I don't need to say anything here. But there is the BSP and SP (both are different and caste based parties big in Northern India) they do not care about anything but their own communities and are pretty shady.
So there is no real political voice for people who want more personal rights, less red tape but these people do exist, albeit it is a tiny tiny minority, which is due to some of the factors I mention, most of them are societal and political.
Indian libertarian parties did exist (they were small) but they were wiped off in 1971 and haven't made a revival since, I don't think they will and the population does not care about it sadly. There are no real politicians who support libertarian ideas some thinkers to exist but they are not in the mainstream and not that relevant either.
Thanks for reading, I hope this is somewhat coherently written lol. I just wanted to give my two cents about the ideology in my country and why it never caught up.
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2024.05.18 04:30 Playonxx34 Appeal process questions

For context. I have a chronic health condition that impacts Mobility and energy levels. I have medicaid.
My doctor prescribed a wheelchair for Me and I was fitted by an ATP and an OT. Insurance denied the chair and we have to file an appeal. Since the denial my condition has worsened significantly. Major visible changes. I went from being able to walk a little to now not at all. My doctor is aware of the changes and so are the people involved in ordering the chair. I had to contact the ATP for a loaner and now have a loaner. I want to make sure the appeal gets approved this time. They prescribed me an aero z with a smart drive (due to fatigue and a partially paralyzed arm) but insurance said they denied the chair because they don’t see that a power assist was trialed or discussed. I actually did test drive it in front of atp and ot and they do have notes on it. Just wondering if anyone has any advice on what I can do to make sure things get approved especially since things have worsened since the initial evaluation and the need is more crucial? Also I am wondering how long the appeal process will take?
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2024.05.18 03:35 Moocao123 Medicare Advantage - Capitation model, prior authorization, and care coordination in a not vertically integrated model

Medicare Advantage - Capitation model, prior authorization, and care coordination in a not vertically integrated model
Good evening Healthcare_anon members
After the debacle that is the 2024 meme rally, we are finally back to normal operating schedule. For this weekend and possibly even longer, I would like to focus on Medicare Advantage and its model effects. I would like to thank Fabulous-airport-273 and his submission, which is available:
(5) Your thoughts on this April 2024 policy paper - “Medicare Advantage & Vertical Consolidation in Healthcare” : Healthcare_Anon (reddit.com) -> Medicare-Advantage-AELP.pdf (economicliberties.us)
This is a very very dense position paper, and it was a lot to read through. Rainy went through some of the discussion here:
(5) Vertical consolidation of healthcare: the goods, the bads, and the might not work out. bahaha! : Healthcare_Anon (reddit.com)
I thought it would be a good idea to discuss the model of Medicare Advantage, the purpose of capitation, the reason why vertical integration is even happening (think UNH comprising of Optum and UHG), why there is a risk of monopoly and the chance of a company taking more than the mandated MLR threshold, why the DOJ is considering targeting UNH, and what are some of the barriers to achieving the intended final outcome (think why BHG failed, and why CVS/Aetna is having a hard time). That being said, this is a multiple part DD that will link through one another. Their titles will be different, as it speaks to different aspects of the healthcare landscape. If there are any members who are part of the landscape, please speak up and discuss the ideas and or conjectures. We are only a SMALL cog within a much bigger machine, and sometimes our understanding may not be as complete. Your input is welcome!
That being said, let us get started on this extremely dense topic. I thought we may need to start with the background first, therefore this current post.
Medicare advantage and its history: I will not go through so much of this as I have already went through the history quite a bit. Please see the following link for the history lesson of MA:
(5) CMS Finalizes Payment Updates for 2025 Medicare Advantage and Medicare Part D Programs - Moocao read it so you hopefully shouldn't have to, part 1: an introduction to Medicare Advantage : Healthcare_Anon (reddit.com)
Capitation model:
Payment Model primer - capitated payments. Policy brief September 2022, available: CEbP_PaymentModelPrimer_CapitatedPayments.pdf (centerforevidencebasedpolicy.org), accessed 05/17/24
How is it supposed to work: capitation payments are adjusted for risk, based on population acuity to ensure adequate payment. To ensure the entity receiving the capitated payment does not withhold care, plans and providers receiving capitated payments often report on quality and utilization measures, which can be linked to performance bonuses or publicly reported to increase transparency. Capitated payments are generally made prior to care delivery and are based on the spectrum of services and utilization of services.
What is the goal: The goal of capitated payments is to reduce, or slow the rate of growth of health care expenditures and to improve quality of care by encouraging greater management and coordination of care.1,5 Capitation payments can be appealing to both public payers and commercial payers, as they shift the locus of care oversight to another entity, whether that be a managed care organization (MCO), physician group, or health system.5 This allows the payer to focus on tasks that are more limited in scope, such as enrollment, claims processing, risk analysis, reinsurance, and customer service.
What are the strengths and pitfalls:
https://preview.redd.it/n7jdj8xw131d1.png?width=904&format=png&auto=webp&s=2179782e8a41e6f0147105a344dbd84208572a1a
So, as an insurance company, the integration of care will create the most cost-effective solution to the care process. This includes reducing utilization, risk management, readmission reduction, risk adjustment documentation, and finally, a whole vertical integration structure to encapsulate the entire medical care process if sufficient capital is raised to allow this process to occur. There is a whole host of processes to discuss, but first let us talk about what happens if that capital isn't available yet.
Prior authorization
What is prior authorization? Lets take Cigna's definition, as they are a big player within the healthcare insurance space:
What is Prior Authorization? Cigna Healthcare
Under medical and prescription drug plans, some treatments and medications may need approval from your health insurance carrier before you receive care.
Prior authorization is usually required if you need a complex treatment or prescription. Coverage will not happen without it. That’s why beginning the prior authorization process early is important.
Or another way of saying it: Insurance companies are playing doctor without a medical license, under the pretext of cost savings.
The above is a very simplification of the complex discussion with prior authorizations, and PA does have a role in many discussions. I do get a little pissed off knowing patients being denied getting an MRI scan at a location that is first available (like at the place where they are first seen), and instead being told they have to wait at another location or else it won't get paid. If you have brain cancer, driving to another location isn't exactly great, worse if you are told you have to wait a month.
Insurance denied MRI claim, saying the location wasn't approved. Hospital now wants me to pay $7000. What should I do? : personalfinance (reddit.com)
In addition, in the medicare advantage space, there is an explosion of prior authorization denials, and CMS has looked into the practice:
https://www.kff.org/medicare/issue-brief/over-35-million-prior-authorization-requests-were-submitted-to-medicare-advantage-plans-in-2021/
And has given their answer to PA's scandalous process:
https://www.cms.gov/newsroom/press-releases/cms-finalizes-rule-expand-access-health-information-and-improve-prior-authorization-process
I could dive into each link to discuss the findings within each report, but I decided that our readership must be educated well enough within the space to be able to achieve the necessary function to understand either their investments, or their ability to navigate the complex systems to which our subreddit is dedicated to. I have too much to go through to delve into details.
The overall discussion I would like to say with regards to insufficient capital to achieve vertical integration: prior authorizations can allow an insurance company to deny needed medical services on the basis on many reasons, which can range as innocuous as incorrect procedure for the diagnosis (yes, ultrasound on a leg is worthless when it was meant for the liver) all the way to completely egregious and almost malpractice (a PET Scan should be considered to find metastasis https://www.ncbi.nlm.nih.gov/books/NBK573059/, but try talking to Aetna (now CVS): https://csn.cancer.org/discussion/315527/pet-scan-denied-by-insurance).
Personally I favor using prior authorizations as a way to triage care, but that isn't what insurance is doing:
https://preview.redd.it/fnm74y20531d1.png?width=859&format=png&auto=webp&s=09b6b8670bdd8d6ca31471f53a84b1940635cf26
https://preview.redd.it/qpkzrlo2531d1.png?width=857&format=png&auto=webp&s=194d7b2bfd83e5fa6cf6a8c9ed5066f8e8a78ca7
Ever tried appealing a prior authorization denial? If you didn't have the pleasure either as a clinician or as a patient, I would never wish that misfortune onto you, even if your appeal is accepted, which can be months down the road and may have cost you very precious time you no longer have. Onto our next topic.
Care coordination
Let us go through care coordination via CMS's definition:
https://www.cms.gov/priorities/innovation/key-concepts/care-coordination
Why Care Coordination is Important: when doctors and other health care providers work together and share information, patient's needs and preferences are known and communicated at the right time to the right people, and the information is used to provide safe, appropriate, and effective care. This can help to keep patients healthier longer, better manage chronic conditions and experience care that is consistent with their goals.
Within the hospital this is achieved by a multidisciplinary team. If you were ever admitted to an inpatient unit and you see a bunch of white coats huddling in front of the patient's room, its basically a mini huddle of all the different people trying to give you the best care possible.
When Care Needs to Be Coordinated:
Follow up care after an emergency hospital visit.
  • Care between a patient’s primary care provider and multiple specialists for a chronic health condition.
  • A temporary stay in a skilled nursing facility.
  • Health care providers coordinating with social services to help a patient with social determinants of health, such as housing, transportation or food.
This sounds wonderful Moocao, why this sounds like a great thing! Why are you telling me this?
Because sometimes the story ends there, and the prior authorization horror story comes around. Remember insurance company pays for your care! What if you needed a rehab facility, and your doctors within the hospital thinks that is the best thing for you, but Humana/UNH MA AI bots decide that you don't need that service?
https://www.lpm.org/news/2023-12-14/lawsuit-claims-humana-uses-ai-to-deny-necessary-health-care-services-to-medicare-advantage-patients
https://www.statnews.com/2023/11/14/unitedhealth-class-action-lawsuit-algorithm-medicare-advantage/
Remember that Health insurers are supposed to coordinate care as part of their patient responsibility? What if they betray that part of their mandate, ration the care you are supposed to receive, just so their stock price looks better in the next quarter?
Eventually this model would create a system where sick people don't get the care they need, and this will show up on the modeling from CMS. Which is why CMS V28 is a horror story to quite a lot of insurance companies. That being said, what if the health insurance companies DID get enough capital for vertical integration?
We shall visit that topic next, and the meat of u/Fabulous-airport-273 Reddit post.
Thank you for taking the time to read through this. I hope this provides you with a better perspective on Medicare Advantage plans and a glimpse of the landscape that I am personally aware. Please submit your comments below on your thoughts
Sincerely
Moocao
submitted by Moocao123 to Healthcare_Anon [link] [comments]


2024.05.18 03:32 VarietyImpossible938 CC Suggestion for a PNC Customer 9mos. history

Current cards: PNC Secured (8/23-$500) AMEX BCP (3/24-$1000)
FICO Score: 738 Vantage: 713
Oldest account age: ~9mos.
Chase 5/24 status: 0/24
Income: $55k/yr
Average monthly spend and categories:
dining $100 / groceries: $200 / gas: $250/ travel: $0/ other: $300-$800
Open to Business Cards: No
What's the purpose of your next card? Building credit, Cashback, SUB
Do you have any cards you've been looking at? CFU, CCC, PNC Cash Rewards, WFAC
Are you OK with category spending or do you want a general spending card? Eitheor
Good evening. I'm looking to get a second credit card to supplement my AMEX BCP that I will be downgrading to a BCE before the AF kicks in (I don't spend much in groceries as I work in hospitality). I currently have a savings and checking account with PNC Bank. I'm not impressed with the cards. The Cash rewards card seems okay, as my biggest single category would be gas (4%) but doesn't have an intro APR. I would like an intro APR *Just in case* I need to make a big or emergency purchase. Haven't carried a balance before. I'm just concerned with doing hard inquires with the short history, and know PNC is fickle with approvals, but I'm not sure how they treat you with having a relationship. not much info out there about PNC rules. I just want to get the hell out of the Secured card. I only have 9mos history. I would be okay with it, if you think I would be approved with 9mos history, since I still have plenty months of intro rate with Amex. Have a good relationship with PNC at a year with $6k in savings, but will be moving that to a hysa soon. I also have a remaining balance of $10k on a car loan that I'm 6mos. ahead on. I'd like to get a second card before I close the secured cc account for the AAoA, because 2 cards will be fine for me for about a year. I like the citi custom, and I just hear a lot about the CFU. I know the WFAC is prolly out since I don't have a relationship. I'm also considering changing to Chase bank, so there's that opportunity to get into that ecosystem (so maybe ill be approved with >1yr?). Changing all my accounts won't be a bother. PNC Just doesn''t appeal to me other than the banking app is decent. I don't really know where to go from here. I'd rather not wait until Sept. for a year history, but maybe, since I'm also eligible for my 3x CLI in about a month with AMEX to $3k. if that helps my credit profile, the CLI, Ill wait the month. Id rather not do Capital one or Discover. I am open to any and all suggestions. Thank you if you're still reading lol.
submitted by VarietyImpossible938 to CreditCards [link] [comments]


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