Walmart walton scholarship

I originally posted this one findapath but then someone commented and recommended that I post here. I'm not sure if this will get any action but I just thought I'd try it and see. I feel stuck. I have no idea what to do
I'm currently 19F but I will be 20 next month. This month makes 2 years since I graduated high school and I wanted to go to college but didn't because I didn't have the money nor did I have scholarships.
My parents are both poop so they were no help at all. I went from working at walmart and now I'm at amazon but it's taking a toll on my body. I'm skinny but my bones are bad. My knees hurt, my feet, and my back. I feel like I'm wasting my life away and it makes me sad. Time has been going by so fast so I know in the blink of an eye I will be 30 and feel even more bad about wasting my life away at amazon.
I really need more money as I stay with my grandparents right now because neither of my "parents" have their own place. Sometimes I feel like my life is a complete joke. I'm tired of being with my grandparents because they're old so the way they think is just odd. Plus I feel like a burden.
I want to move out but I don't have the money to do so because last year I was in an accident, totaling my car and so I had to get a new one and start all over with my payments. And my insurance skyrocketed. So now my car payments are $335 and my insurance is $445 plus my phone bill which is $105. So that's already $885 I have to kick out a month when I only make about $2000 a month because amazon doesn't pay that well.
I just feel like my life is so pointless and I will never find my purpose. I don't know what I want to do. I hate waking up everyday just to go to amazon for 10 hours and feel like I want to cry 24/7.
I also think I'm having a crisis because I've been wanting to just up and move to another country. I thought about studying abroad. Idk. I just need something else that could get me more money. I hate being sad every single day. I want to move out. I'm willing to try anything. But I really don't want a job with commission pay. Also if there was a way for me to go to college maybe not for free but for a cheaper price, I would. Though I'm not sure what I would major in.

I'm currently 19F but I will be 20 next month. This month makes 2 years since I graduated high school and I wanted to go to college but didn't because I didn't have the money nor did I have scholarships.
My parents are both poop so they were no help at all. I went from working at walmart and now I'm at amazon but it's taking a toll on my body. I'm skinny but my bones are bad. My knees hurt, my feet, and my back. I feel like I'm wasting my life away and it makes me sad. Time has been going by so fast so I know in the blink of an eye I will be 30 and feel even more bad about wasting my life away at amazon.
I really need more money as I stay with my grandparents right now because neither of my "parents" have their own place. Sometimes I feel like my life is a complete joke. I'm tired of being with my grandparents because they're old so the way they think is just odd. Plus I feel like a burden.
I want to move out but I don't have the money to do so because last year I was in an accident, totaling my car and so I had to get a new one and start all over with my payments. And my insurance skyrocketed. So now my car payments are $335 and my insurance is $445 plus my phone bill which is $105. So that's already $885 I have to kick out a month when I only make about $2000 a month because amazon doesn't pay that well.
I just feel like my life is so pointless and I will never find my purpose. I don't know what I want to do. I hate waking up everyday just to go to amazon for 10 hours and feel like I want to cry 24/7.
I also think I'm having a crisis because I've been wanting to just up and move to another country. I thought about studying abroad. Idk. I just need something else that could get me more money. I hate being sad every single day. I want to move out. I'm willing to try anything. But I really don't want a job with commission pay. Also if there was a way for me to go to college maybe not for free but for a cheaper price, I would. Though I'm not sure what I would major in.

I (27F) have an older brother, 33M. We didn't get along very much as kids due to the age gap, not for my lack of trying. I never really understood why my brother didn't really like spending time with me, because he was one of my favorite people in the world, despite all his bullying.
For context, I'll give some examples of what my brother has done to me over the years with some vague age ranges of when they occurred.
When I was about 3, my brother convinced me that red was orange and orange was red because I was learning my colors in preschool. He also used to steal food like tater tots off my little high chair tray and would pretend he didn't do anything when my mom checked on why I was crying (I was NOT a fussy baby/toddler, so it set off alarm bells when I did.)
I think when I was 4 or 5, my brother came into my room after I had already been put to bed, and he woke me up. Thing is, he was hovering over me with a scary mask on, only the hallway light, and a butterknife. Not sure I really have to explain why that was traumatic. I'm still afraid of masks to this day.
When I was around 10-12, my brother kept drinking all the milk or kool aid that I would make and never replenish/remake it. I told him to stop, he wouldn't, of course. My mom was fostering other children and didn't have time for squabbles like this. So I very visibly spit on top of the kool aid pitcher and left the lid off so it was seen. What does my (reminder, 17-19) brother do? He wrenches the bowl of cereal I'm currently eating out of my hands, spits in it, and shoves it back at me hard enough that it spilled all over me. Now, I'm not an angry person. I'm not a violent person. But I was still a child and fed up with being bullied by someone who was/almost an adult. I never tried getting physical before because I was so much smaller, but I hit puberty kind of early. So I splashed the bowl back at him to see how he liked it. He threw me to the ground and hit me. My mom had to break us up and told us we were both to blame, so he didn't even get punished.
Several times, he would turn the lights off on me when I was on the other side of the room in the basement away from the switch, because I was afraid of the dark for a very long time.
We had Sonic Adventure 2 we shared. If we ever fought about something, or I reminded him it was my turn, he threatened to say goodbye forever to my chao. I am extremely soft hearted so that accomplished what he wanted.
Sometimes I would notice my things go missing. I had assumed maybe my mom put them away somewhere and forgot, but I'm pretty sure I know what happened to them. Especially gamecube games-- Those discs were tiny! He was pawning them for drug and booze money. One time he was drunk and admitted he had been selling his adderall for other drugs. That came to a head one terrible Christmas Eve. Brother was home for the holiday and I'm not very clear on what events led up to it, but my parents caught my brother in the bathroom with a baggie of various drugs that he was already doing. He insisted it was just weed, but my parents didn't believe that. I wouldn't know, I only briefly saw the bag, but it was full of both a large green ball of like leaves and lots of white powder. It was a vicious screaming match for a few hours. I hid out in my room on a different floor and played a video game as loud as I could so I didn't have to hear my family. The screams died down after a while, and I cautiously went out of my room. My brother had left the house for a while. I had a few holiday assignments and decided to just crank them out while my family cooled off, and I did it at the dining room table because that's where our Christmas tree was too and I desperately needed that good cheer magic. I was quietly writing, not saying anything, not making much noise, when my brother came back in the house. He stopped off at the kitchen for something and muttered something rude and belittling to me. At this point I'm a preeten-early teen and he had already ruined the day that had always been magical to me before, as my grandma used to stay over with us on Christmas Eve. She had died rather recently at the time. And I can't tell you exactly what I said. I think I've blocked out as much as I can. I made some snide remark, something like 'at least I don't do drugs' and in the next second I was yanked out of my chair. My brother picked me up by the neck and slammed me against the wall. I know I clawed and kicked against the wall as hard as I could. I blacked out, and I woke up on the floor with my parents absolutely screaming at him that he could have killed me. As a side note to the whole ordeal, he never apologized, and it's made my adult life a lot harder as weed becomes more and more commonplace. Just the thought of it used to send me in a panic attack, I could feel the hands choking me again. I've gotten better about dealing with it, but I still refuse to have it in any part of my life whatsoever. It's cost me a few relationships.
When I was in college, my brother had moved back in with me and my parents because his girlfriend dumped him for being a piece of shit that worked at walmart and did nothing but drink all day despite having a state paid scholarship, that he wasted, because he couldn't keep his GPA above 2.8. He was a music major. The classes he took were things like 'History of Jimi Hendrix' and 'The Beatles'. He just partied too much to even attend class. He took the dog they got with him, not at all prepared for her. The dog is a high energy breed that is difficult to train, and we had two small 5-10 pound dogs at home. At 1 year old, bro's dog was about 30 pounds. He often left for several hours during summers/breaks when I was home, without telling anyone, knowing that I would either hear the dog cry if he crated them and feel bad and let them out or that I wouldn't banish them to a crate if they were already in a room with me. The dog bullied our other dogs and bit at everyone. Dog was incredibly overly protective of my brother-- Trait of the breed. I was back at college for a few months and had spent a good month mourning the loss of a 5 year relationship. I never really heard anything from him. Then out of the blue, my brother asks me if I can let him and dog stay for the night (we live 2 hours from the college) because my mom had kicked him out. The dog had bit her and she snapped at my brother to control his f'ing dog and he responded by calling her, the woman who birthed him, payed for his other college costs, paid back loans he promised to pay to other family members, never charged him rent, and he called her a f'ing female dog. She snapped. While I agree that my mom was completely in the right to do that, I have too soft of a heart to just leave him with nowhere to go. He promised it was just a night so he could get in touch with some friends closer to home and figure shit out. I let him come to me.
I really regret that decision.
At the time I had a new roommate (she was very nice though, I liked her) and a sort of FWB who doted on me for a little while. I texted FWB and asked if he could bring some alcohol by-- I was still 19 at the time, underage to buy it, but FWB was old enough and agreed the man could probably do with a drink. We stayed out on our little porch area to make sure that we wouldn't be disturbing my roomie in any way while we socialized. My brother got really wasted. He told me terrible things about our deceased grandmother (who he knew I had really loved growing up, and had no idea about who she really was because she had always loved me). And he laughed. He laughed when he saw the discomfort on my face. My FWB was feeling pretty bad for me and suggested we go to bed because it was also like 3 in the morning and both of us had class in the morning, so we go inside. The apartment has a shared common room/living room, little kitchen area, and laundry closet. My bedroom is on one side and roomie's was on the other-- Both bathrooms are also ensuite to the bedroom. So I went in and changed out of my clothes into something comfier to sleep in and crawled into my bed, letting my brother do his own thing in the bathroom. I'm just trying to rest and suddenly my brother is pulling me out of my bed and dragging me out of my own room. He's yelling that he's taking my bed, did I really expect him to take the couch? And I'm not very confrontational. I'm flustered, tired, and honestly a little afraid after the neck choke incident. FWB steps in like a hero and tries to calmly explain that its my bed, and I will sleep in it, I have been kind enough to let him stay and he should not be so ungrateful. Brother fucking loses his mind. Starts screaming his head off about how selfish I am and how reliant I am on our parents and won't be able to do anything on my own as an adult (I was financially dependent on my parents at 19 while in college, shocker). He starts drunkenly trying to pick up his dog's toys and searching for his keys, and both FWB and I step in and tell him he can't go driving like this, after like half a bottle of fireball. He at least needs to sober up before he can drive. I stand in front of the front door, as my brother is still searching for his keys, and there is no way I'm letting him out of here right now. Brother has found his keys, and starts pulling at me and hurting me. Lucky for me, FWB had been a pretty good wrestler in highschool. He got my brother pinned down and I snatched the keys, hiding over by the sink in case I had to throw them in there. He's screaming his head off and my poor roommate comes out and asks what the hell is going on because she knows I'm very quiet and tend to keep visitors in my room. I'm like half sobbing trying to explain and the FWB, still pinning my brother, tells her that we're trying to keep him from drunk driving. My roommate does not play around with that. She was in nursing school, and had recently lost a friend to a drunk driver. I don't know how it worked, but she put on her stern nurse tone and told my brother that he was free to leave when he sobered up, or she herself would be calling the cops on him, and both me and FWB could press additional charges for assault. He reluctantly agreed to this condition and FWB let him off the floor, but sat in front of the front door just in case. When he was sobered up, he left, saying 'I hope you like mom and dad, because I'm not your family anymore'.
And that was devastating. I couldn't stop crying. My FWB went back to bed with me and laid me down in bed and let me cry until I passed out. He skipped his class that day to be there for me. I know I don't paint a good picture of my brother, but I did/do love him. I thought now that we were older that he'd mellowed out and we could be good friends like I always wanted. I mean, I made like 300 fake facebook accounts back in the day to vote for his band to be a headliner at a large concert. Just a few years prior when he was home on a break he introduced me to a TV show we binged and he let my lay on his shoulder. (I was/am very touch starved but paralyzed by fear that I'm annoying the other person, and all my friends were made later in life and are states away). When Pokemon Go came out we would take late night drives around quiet places of town while hunting pokemon together. We traded off the controller on online battlefield games and compared scores and the most ridiculous deaths. I really thought that he loved me too, finally, after years of resentment.
He didn't speak to me for 2 years. I didn't find out until later, but my parents lied for him on my behalf that he still loved me and was just annoyed, and gave me birthday/christmas presents that they told me had been from him, just that he was working. I really treasured those objects when I didn't know the truth about them. I got a really stupid mug with the first letter of my name on it in pink and zebra print (two things I don't really enjoy) but I used that thing every single day.
So, these are glimpses into my previous relationship with my brother. I don't really remember when he started speaking to me again, but I sure know he never apologized. He had finally hit rock bottom and asked my father to put in a good word for him at (insert facility with decent pay and good benefits but hard work), which he had previously rejected by telling my parents that it was a shit job. My brother's name got put closer to the top of the resumes. He got in. It wasn't easy work, or comfy sometimes, but it paid well enough to endure that, I guess. My brother used to be rather athletic.
Between the cut off point and then, my brother had worked at a (also generic job) a town or two over and hated the commute. He also happened to find a girlfriend with an apartment sort of close by. She didn't like having him over because of his dog, and almost never let him do any overnight. But now that my brother had a better paying job, she was willing to move in with him, of course. My brother bought a house in our home town and she came with it. She pays a ridiculously low amount of rent to my brother.
If she was home and brother wasn't, the dog stayed crated up because she didn't want to deal with it. Both of them worked, but her job isn't at all difficult. And yet somehow, sometimes pulling doubles, my brother ended up doing most of everything. My brother, who didn't learn to do his laundry until his 20s, ate pizza every single day, and had left used condoms on the floor of his bedroom in our parents house when he left. He did most of the cooking because she says she's bad at it. But will make pies for her mom. When the holidays came around, instead of discussing or rotating, they will always go to her family first. If my brother can come to ours at all. He often misses entire occassions (we don't go out big, but like, cmon. Hand your dad the gift card on his birthday at least, not 2 weeks later).
I also used to get to hangout or see my brother sometimes. Maybe once every few weeks, and it was fun! It was the friendship I had always dreamt of. Now I can't even get him to do anything online with me from the comfort of his own home. I don't have a single text from him this year past 1/27.
At first, we all understood. She was quirky. I was quirky. We share several similar traits and interests. I used to like that and be excited to have a family member like me, but now I dread the day she becomes family.
Let's start with the smoking car. Me and my parents were driving near his street so we could cut through to the highway, and out of nowhere, black smoke starts coming from the hood. My father tells me and my mom to get out and he'll get it to my brother's and out of the road to look at it and see what was going on. This was like.... early August. It was very hot outside. Since I've 'been in the house before' and 'know what it's like' I am 'allowed' to come into my brother's house to cool off. But GF refuses letting in either of them, referring to the messy state of the house. Which, okay, fair-- But its HER messes. My brother cleans up after her. I learned later that GF snapped at him about his family always coming over unannounced and how she has to hurry to put on a bra and everything is messy and we can't just drop in its rude! She says, as her mother and brother do the exact same thing, in a house she doesn't own. But my family let it be water under the bridge for now. My brother called me a f'in a'hole for telling my mom about the conversation. Because my mom was livid.
The next thing is my father. My dad's family has a pretty big history of strokes and heart attacks, and he's had one heart attack. My dad had been in pain all day and he finally gave up at about 3AM and woke my mom up to drive him to the hospital. I don't have a license at this point, so there's little that I can do. My mom says the surgery he probably needs isn't even done here and they're transferring him, my mom asked me to keep my brother in the loop. So I told him about this and about the time they would reach the hospital, because my mom dad gran and I share locations. I asked if he would take me up, I had a bag full of things that might make him more comfortable or less stressed. The hospital they're taking our dad to is a little over an hour away. Everyone is more or less frantic. My brother is talking to work for him, I'm making sure that for however many hours that our pets will be okay and talking to my mom's work. We drive there and nothing major happens, but it was so... Uncomfortable? Tense. The thing that's hurting my dad is a blocked or enlarged blood vessel that cuts off oxygen to the tissue around it, which, cells die, and you really need your colon, the area my dad has an issue with. The thing is, until they can do the surgery, it was like he was a ticking time bomb. My brother takes me home when visitor hours are over and I hold my dogs tight. The next day is filled with lots of pricks pokes and prods at my dad so we don't go that day. We do go the day after, Friday. My brother's GF is in the truck with him. I'm not really paying attention to much of anything because for all we know my dad could die before we got there. Brothers' GF goes to get some snacks from the long drive and the fact that she's not exactly family yet. My brother, mom and I rotate who is away in the cafe and eating with GF. I see GF and my brother whispering angrily at each other. She's tugging at his arm. I manage to pick up 'We're going to miss my mom's dinner!" And I am just stunned. Her mother has a small family dinner every single friday and makes meatloaf. His GF wanted us to head back from our critical father, because she didn't want to miss a weekly event. And I really have to hand it to my brother for not snapping right then and there. He waited until we were in his truck and out of the hospital parking lot and says "How in the f'ck do you say something to me like that? Like, for real, wtf!" GF starts crying and says its a family tradition and her mom is all she has left-- False. She has her mom, sister, and brother, at least. Her father died in a car incident that hospitalized her as a kid. So my brother snaps again like 'are you seriously telling me you value a f'ing loaf of meat over a life? we have no idea what will happen, my dad could die within the hour and i'm not there, he could die tomorrow, how long d-" And GF cuts him off wailing that her dad is dead. Which, yes, is a horrifyingly traumatic experience. But she does not get to play the 'my dad is dead' card ten years after the fact, to justify leaving our possibly dying father before visiting hours ended. She tried to emotionally blackmail my brother by apologizing to me through tears that this must be so hard for me but honestly I was doing my best to block it out, staring at pictures of dogs in hammocks. I shared my brother's sentiment.
But wait, there's more! Remember that car accident GF had years ago? You would think that, if nothing else, she would be empathetic for someone/their family in a car crash? You'd be wrong! I was rear ended at 60 mph right in front of my house after coming home from work (the ambulance took me straight back to work lmao). The physical damage to me was pretty minimal, bruises and a sprained ankle because my foot was pressed on the brake, waiting for an opportunity to cross into the driveway. This was late October 2020. Covid regulations were pretty strict. So I was alone in a room for a while and in pain. My parents had followed the ambulance. My dad had actually heard the crash and went 'huh she usually comes home now' and runs over after seeing the wreckage. My parents had the crash footage, grainy, but there thanks to the cameras set up outside our house. I hadn't realized it by that point but I had a pretty good concussion, and I was hurt, and scared. I was texting my mom constantly but my dad had left his phone at home in the rush to get my mom and she hadn't charged her phone, they'd been in the parking lot for like an hour and a half already. They promised me they'd be back soon, they'll just pop in and let my brother know since he lives nearby. My parents didn't even ask to like, stay and sit with them instead of a cold car. My mom asked to pee and to borrow a charging cable (they had one, GF has the same model phone) given the, you know, situation. My brother barely cracked the door to speak with them. He said no, because GF was uncomfortable, because they were waiting for their second negative test to come in. Read that again. They had tested negative. It's not like my mom would go near anyone to the bathroom either-- The back door that's used more often is literally inches away from the bathroom door. My brother didn't even try to argue with his GF about his own home and some empathy for someone else dealing with a car crash. It absolutely disgusted my parents. And later on brother told me he got another earful about our parents just dropping in without notice and its like? Excuse me? Its his house!
Unfortunately, a tire popped on my parents' car when we were nearby. It was like, 3 years since the first issue with the car. I went inside and asked my brother to let my mom in because its raining. GF did not like that, and didn't realize I could overhear her down the hall, arguing with my brother and his family again. I went over the next day to my brother and he was actively cleaning up GF's mess so it wouldn't be as 'embarassing' for her. I sat him down and talked to him as realistically as I could. I have depression, anxiety, emotional abuse trauma, agorophobia, and very few friends. But I'm okay. He started very quietly expressing his frustration towards GF. She doesn't do much around the house or contribute financially, lets her family over but not his, him doing most of the cooking despite regularly pulling 12s. I sat there calmly, because of course I knew this. This is what makes the situation somewhat even more sticky. I asked my brother, "Do you actually love someone like that? Or are you afraid to be alone?" He's been in one relationship or another for most of my life. Lately he had been confiding in me about how bad his mental health was falling and I was like 'that's not a slump, that's. that's depression.' So when I asked my brother the question, he hesitated. That spoke loudly enough in my opinion. But then I also saw my brother's face crumpling as he admitted he just didn't want to be alone. GF wants babies but my brother knows with her medical history and condition on top of being so lazy and bluntly told me she would not be a good mother and hopes to God that day doesn't come. He is so unhappy being with her. We both heard the rustling of a comforter and my brother lowered his panicky voice and asked me to leave so she doesn't see me here. That is incredibly messed up, especially since its his name on the house. I haven't seen my brother at his house since then, and that was over 2 years ago.
During COVID, GF started working from home, and it stayed that way. My brother still takes care of most things.
In the mean time, he's proposed to her. Yeah. I managed to save things when all our faces dropped at the Christmas dinner he announced their engagement at. My brother calls her by a nickname that was also the name of a beloved family dog that had passed away only one month ago. My dad and my reactions at that time were genuine confusion and sadness about him bringing up our passed pet. Everything was pretty quiet after that. When we got home, I texted my brother and told him that hearing our dog's name in conversation after losing her so recently shattered us, be we were, in fact, happy for his engagement.
I lied.
None of us want him to marry her. I dread the day that I get a wedding invitation or GF shows up pregnant. She would be a terrible mother. My brother is aware of the fact that my parents think she's a rude, inconsiderate brat that only thinks of herself, from that earlier conversation that I talked to my parents about. My mom snapped that they don't have to like her, all they were required to do was be civil, and we are, so shut up.
At larger family functions GF tends to gravitate around me. Like I said, we have similar interests and personalities. And I have never told her to get lost or had it in me to upfront tell her we don't like her. I am absolutely horrible at confrontation, but my patience is wearing thin.
Last year my parents set up brunch for Mother's Day. We were at the table when my brother called and said they were going to urgent care because GF had another one of her migraines that make her vomit. Which, she takes medicine and has injectable solutions. Some situation always comes up with her right before my brother would come to us.
My parents tried again with the Mother's Day brunch last week. On the day of, he said that he was too tired to come, can we try next week? Please insert the eyeroll of the century.
Because of our clear dislike, my brother doesn't often bring his GF around anymore on the offchance she lets him. It occurred to me that my parents planned the same brunch as last year, and I was dreading my question. "Is GF coming with us for brunch?" They don't know. All my brother did was confirm the time and place. The thought of having to deal with her in the morning and pretend that I don't see her for what she is, is already exhausting me. I can barely get my brother to even play online with me. I feel like this has been festering long enough that at some point, its all going to overflow at once. But I am absolutely disgusted by how she takes advantage of my brother's fear of being alone and how the world revolves around her.
I had a dream the other day, actually, it was a good dream. I was at their wedding, and the priest guy said the standard 'speak now or hold your peace' and I stood up and loudly shouted OBJECTION! Every single person in the room turned to look at me, one because I don't raise my voice like that, two my patience is vast, and three, to upset me to this level of shouldering my anxiety by making a spectacle of myself. I then explained every detail, especially how much she was charged for rent, that my brother admitted he wasn't happy, and I wanted better for him than to just be an ATM maid.
If I bring this up to my brother again, I may lose him forever. But if I don't, he may be miserable together. And on the third side-- Do I actually really want my brothers' friendship at this point? Like, I'm definitely fed up dealing with his GF like she is. Plus, I pointed out and reiterated to him before that he admitted he wasn't happy.
I am very, very quiet by default. Never got into much trouble. I was and still am a gentle soul at my core being. If things get to a point where I cross lines of polite manners and call someone out on their bs, people around know that someone did something almost unforgivable. I'm wondering if my brother would know that.
TLDR; Brother's fiancee is disliked for good reason. My brother has isolated. I miss him, but also never want to see him again. I want to remind him that this marriage isn't a good idea, but I don't want to antagonize him.

I was reading a speech from Charles T. Munger today. This text talks about how Sam Walton managed to destroy the businesses of many small town merchants, then grew and could go against bigger companies, all the way until he built the giant Walmart ended up being. He mentions Sam Walton was ruthless, and went out of his way to win over all these other businesses.
He then says:

“I personally think that the world is better for having Walmart. I mean, you can idealize small town life, but I’ve spent a fair amount of time in small towns. And let me tell you—you shouldn’t get too idealistic about all those businesses he destroyed. Plus, a lot of people who work at Walmart are very high grade, bouncy people who are raising nice children. I have no feeling that an inferior culture destroyed a superior culture. I think that is nothing more than nostalgia and delusion.”

Let’s assume Charlie Munger truly believes this from the bottom of his heart and it is not a rationalization to be able to convince himself that investing in Walmart is morally good.
It got me thinking there is no way someone can be good at building a capitalist company with an idealized view of the world. Idealized in this case meaning a world where everybody is better than before you were thriving at your business.
Charlie points out that he believes the loss of small family-owned and operated stores is progress. In order to be able to replace such stores, with small owners and their families sustaining themselves, you need to be ruthless at combating them.
There are many things that need to happen a certain way for a business such as Walmart to become as big and important as it has been. Sam Walton must have dedicated a lot of effort and done many things well. Charlie Munger does not go into details and we don’t know what Sam Walton had to do in order to get Walmart on the top.
What is clear in my opinion is that the mentality Sam Walton needed to have to be able to do what he did requires one of two paths.

• He had a strong sense of morality and truly believed he was going to make a better world, and therefore the end justified the means.
• He had a strong will to be the best at what he did, and he did not care however many other people lives he destroyed as long as he came on top.

Why? Because for a company to win they need to be able to offer better prices, a better model, something to outweigh competition. In the early days, such competition was a small store, owned by a family, who only knew that way of living. By offering a much better option for customers, and winning, inevitably you are going to condemn that family to a harsher life, at least until they figure out a new livelihood.
You could again rationalize this in a million ways. You could think that probably this family will be okay, maybe they are also competitors that did this to others, maybe you could say that in your place they would have done the same. But the fact is you need to either believe the world will be in a better place if you win over them or you need to believe that your goal is so important and the world is so unjust that you winning justifies everything.
This means that the only way to win in business is by being ruthless and not caring about others or by convincing yourself that whatever you do to win, you winning is the best option for the world.

I was reading a speech from Charles T. Munger today. This text talks about how Sam Walton managed to destroy the businesses of many small town merchants, then grew and could go against bigger companies, all the way until he built the giant Walmart ended up being. He mentions Sam Walton was ruthless, and went out of his way to win over all these other businesses.
He then says:

“I personally think that the world is better for having Walmart. I mean, you can idealize small town life, but I’ve spent a fair amount of time in small towns. And let me tell you—you shouldn’t get too idealistic about all those businesses he destroyed. Plus, a lot of people who work at Walmart are very high grade, bouncy people who are raising nice children. I have no feeling that an inferior culture destroyed a superior culture. I think that is nothing more than nostalgia and delusion.”

Let’s assume Charlie Munger truly believes this from the bottom of his heart and it is not a rationalization to be able to convince himself that investing in Walmart is morally good.
It got me thinking there is no way someone can be good at building a capitalist company with an idealized view of the world. Idealized in this case meaning a world where everybody is better than before you were thriving at your business.
Charlie points out that he believes the loss of small family-owned and operated stores is progress. In order to be able to replace such stores, with small owners and their families sustaining themselves, you need to be ruthless at combating them.
There are many things that need to happen a certain way for a business such as Walmart to become as big and important as it has been. Sam Walton must have dedicated a lot of effort and done many things well. Charlie Munger does not go into details and we don’t know what Sam Walton had to do in order to get Walmart on the top.
What is clear in my opinion is that the mentality Sam Walton needed to have to be able to do what he did requires one of two paths.

• He had a strong sense of morality and truly believed he was going to make a better world, and therefore the end justified the means.
• He had a strong will to be the best at what he did, and he did not care however many other people lives he destroyed as long as he came on top.

Why? Because for a company to win they need to be able to offer better prices, a better model, something to outweigh competition. In the early days, such competition was a small store, owned by a family, who only knew that way of living. By offering a much better option for customers, and winning, inevitably you are going to condemn that family to a harsher life, at least until they figure out a new livelihood.
You could again rationalize this in a million ways. You could think that probably this family will be okay, maybe they are also competitors that did this to others, maybe you could say that in your place they would have done the same. But the fact is you need to either believe the world will be in a better place if you win over them or you need to believe that your goal is so important and the world is so unjust that you winning justifies everything.
This means that the only way to win in business is by being ruthless and not caring about others or by convincing yourself that whatever you do to win, you winning is the best option for the world.
How do you personally manage this?

I remember when the internet used to be seen as a convenience. This is no longer the case, and doing literally anything on it at this point is like pulling teeth. The entire internet has been redesigned to protect the absolute lowest common denominator, people who probably shouldn't even be able to use the internet in the first place. Types who will give blatant scammers typing in broken english all of their passwords, download random phishing files, etc. and instead of shaming them into learning, tech people have decided to destroy the internet.
Every single website has 2 factor, sometimes 3 or 4 factor authentication, you have to download individual apps for so many accounts, you constantly have to change passwords and make them increasingly "Unique", so it's genuinely impossible to keep track of them unless you keep a list, which just ends you back up at square one for security. I have four authentication apps on my phone, I've had to change my passwords on multiple student accounts sometimes 6 times a year, and since most websites do this password tracking becomes a clusterfuck and one solitary mistake is enough to send you down a tech support rabbithole nightmare.
Not only that but websites in general just do not function on a basic level, very frequently. I have been incredibly busy with job applications, scholarships, student loans, and registering for classes, and using every single website has been absolute torture. College board had a bug that blocked progress on sending SAT scores for 2 months, because it required me to click an option that didn't exist. Why did it take that long!? The PHEEA grant website (Which is extremely important) was literally "Under maintenance" for around a month, and I checked the website 3 times a day for that length. My student portal is littered with broken links, as was the last one I transferred from, and there are constant awful design decisions that clutter the website and make it incredibly difficult to navigate. There are 3 different passwords and 2 different authentication apps I've had to download to use it, and I forgot to write down my "alternative pin" which is, for a reason god himself only knows, the only way to register for classes, so now I have to call the IT department and recover it, because there isn't an option to do that. Why does this site need multiple passwords?? Why do I even need an "alternative pin"???
I just don't understand why this amazing miracle of technology has to be completely ruined to protect people who are probably going to accidentally walk into traffic or fall out of a window anyway. I don't want or need to have 3 different apps to authenticate student websites that a hacker might get into - what are they gonna do, pay my loans?? Register me for classes??? What is the point? Why do I have to spend several minutes going through apps and emails and my text messages to get into everything? Why are websites consistently broken or poorly designed and they take over a month to get fixed in almost every case?
I've adapted to this by exclusively calling places to place appointments, or figure out questions, just because the internet is so awful now. It doesn't feel even remotely reliable or convenient and the constant airtight security and 2 factor authentication on the website for something innocuous like the goddamned fucking Walmart site or my Student Loan account just makes me not want to log in in the first place. Honestly I feel like a boomer but it makes life so much easier. Has anyone else noticed this?

TL;DR at bottom.
So after working as a CPhT for almost 3 years, I’ve decided to attend pharmacy school. I was born and raised in Maine and have lived here all my life, and the two options for pharmacy schools are Husson University in Bangor or the University of New England in Biddeford/Portland (two campuses and soon all PharmD students will attend in Portland). The curriculum is exactly the same as Husson actually uses UNE’s curriculum since attendance for PharmD is so low. I am much closer to Husson (30 minute drive) as I live and work at Walmart in the same county. However I have lived in Portland before and really enjoyed it as it’s the only legitimate city in Maine so lots of amenities. Plus I have family all over the state including Portland. The only reason I’m considering Husson is that I have an awesome team at my pharmacy and I would have to move. My rent is only $900/month with all utilities included which is huge in Maine since heating in the winter is super expensive as you have to have heat for 8 months out of the year. Plus, I’m a 3 minute drive from my pharmacy. But UNE would be great as it has much more to do for recreation and has an Asian market which is important for my wife as she’s from Thailand and we don’t eat American food unless we eat out. Plus, my sister just landed a residency at Maine General Hospital since she just graduated from medical school. Haven’t compared the tuition yet but I assume it’s pretty comparable and I know both schools offer a boatload of scholarships since attendance is so low at both schools. My third option is going out of state, preferably to a college near some Thai communities like Texas or Nevada so my wife can practice Buddhism (no temple in Maine that I know of) and interact with her fellow Thais. I would appreciate some advice, especially if anyone here attended either program. Thanks!
TL;DR:
Can’t choose between two schools in my home state of Maine or going out of state.

I always wanted to be a few things, one was a (tenured) professor of one kind or another, and I would say that I'm probably not smart or knowledgeable enough to ever do that, plus I'm neurologically disabled, but I am tempted to be a layabout autodidact.
I'm actually in a weird position in life, I have almost no money, but I have everything I need due to government programs and family help. I, however, cannot get off that help because with insurance my medical bills go up to $5,000 out of pocket every month.
I can read and study until I'm an autodidact that knows a lot about my religion and how to fix it, and I can even learn Arabic for free since before I got sick I got the lifetime deal with Rosetta Stone. In fact I can learn about 20 languages with it. I could have a nice, cushy life working on my Deen (religion) for the rest of my life, I could still do much even though I'm no longer young, at 29, going on 30, I am disappointed about myself and so is my family, but I try to not let it get me down as it isn't, never was and never will be my fault.
There is one other option:
I can work at Walmart.
I could work part time and keep my benefits and get a degree in business administration all expenses paid (yes, Walmart does this, they even pay for your books as long as its a major the company needs more of) which makes moderate income increases over Walmart unprofitable to pursue, and plus I can get FAFSA (student aid, basically free tuition and books for exceedingly disabled/poor people) that you're basically automatically qualified for if your only job is Walmart to pay for my MBA (Masters of Business Administration) and then DBA (Doctorate of Business administration) in eight years I'll START as a vp of a small company and in a few years after that I'll be a CEO, who's average total compensation is $800,000 in a small company, mid career you can make $14.2 million (which is the median total compensation for CEO's in a S&P 500 company) with massive upticks in pay as the business you manage gets good reviews and results, and you keep climbing for larger businesses and through bonuses and stock, total compensation late career (if you're very successful) could be as high as 2019 $50 million dollars or more. The highest paid one that isn't the owner of the business in America is around $250,000,000. Think about that. A Walmart worker one year, a quarter billionaire in 30. In my case by 55.
I may have been knocked out of life for ten years due to poor health, but now I'm looking forward to the future. I don't even have to climb if I don't want to, I can have a modest salary at a moral company, working part time, doing nothing Haram, but relaxed, just as an advisor, with great benefits, hopefully for a company as great as Walmart... peacefully sleeping nights away as I continue living, maybe some vacations and without any debt. And, with the tactics of John Bogle (who I believe the great Sam Walton would have gotten along with since they were very much in business to cut costs for their customers as much as possible) I will do my small part to help make a great business even better.

People say that college isn't for everyone which is true, but I firmly believe that going to college is infinitely better than not.
I have no ambition, no major, no idea what I wanna be, I grew up in a middle class house hold, I'm not a first generation both of my parents went to college, and I took advantage of my easy life I barely learned in school, I am aware I am not as smart as the average human being believe me, I don't know most of basic history or math, my friends make fun of me for it as they Should I realize how important learning was after graduating hs.
I fucked up so badly ever since I was child. I only did enough to pass, sure I got A's, b's, mostly C's, sometimes never but rarely D's, but never f's until college, but now I am aware of how serious it is to become something in life, we as humans have made it a fundamental need to become something in life.
Sure the college dropouts that made it in life are thriving but be realistic. I know myself I know I'm not gonna be rich or become a fucking famous YouTuber I have become more realistic and more humble than I was before I started college.
But I know I will not be happy, I know I will live a life as a man in a struggling environment, I know I will heavily disappoint my parents and my siblings and friends, they are in college wanting to be something and I know all of the good times and the life that I wanted will not happen.
I genuinely want to cry when people ask me what's my major I've been in college for three years doing nothing with only one class of something that I am failing I hate how fucking stupid I am, I can't do adulting I just can't do this. I'm still a boy not a man.
I can't do this anymore, I don't wanna live in a life where I know I won't be happy in. My gym teacher once said, someone has to be the iceream man, someone has to be the hotdog stand guy, someone has to be the person working at Walmart. He wasn't saying that to me at the time, I wasn't kid whose act up in class nor was I a popular kid, I was just an average teenager who made some friends in HS that's all.
I don't know what I want to be, I flunked out and lost my scholarship I cried for the first time in years because I knew I would be in a life of early mornings for a job that barely gets me through a month, I wish to God my parents manipulated me as a kid to become something, it is so important to know what you wanna do, I don't even wanna have kids, and ruin the cycle.
Our cycle was fixed, I pray to God that NOBODY in life and my siblings will lose their happiness and their ambition it is so important to go to school and become something I honestly don't care what anyone has to say, I am a failure to everyone when they ask me about school I still don't even know how to drive but I have my permit, I am also a failure to most people in my community, all of the old adults talking to me saying I speak well, and I am different kids that want to skip class, I smile and conversate tell them what they wanna hear and they say they look at me and see a man whose knows what he wants, i want to break down and tell them what my situation is but I don't. I have before but most times they say the same stuff I have heard and normally don't know what to tell me and it hurt cause now I don't think there's a solution to my problem I truly think some people are meant to not succeed in life just by chance. I just wish I wasn't so fucking aware of it, and how much the stakes really are in terms of succeeding in life.
Sure people will still say but you can still be successful but look at how fucking hard you have to work without college, I couldn't give a shit about the debt at least you have a degree at least you did something at you have a fucking talent, it pisses me off when people degrade other people's degree or talk shut on their own degrees, like do you realize how fucking hard you have to work just to succeed in college I would be praising and waking up early in the morning with a smile on my face saying that I did it even if I had the world's worst college degree. So fucking own it once you graduate.
People have something to fall back on at least you can say you went to school at least you can make more money, at least you can definitely have the life you want, I wanted to drop out I told my mom this multiple times she did not take it well breaking down crying in public at the college during registration, in front of everyone, my dad is fine with me dropping surprisingly but I know he shouldn't, but my mom no she says i will keep going to college until I want to be something. She literally fucking forcing me. I have been even more depressed ever since, I want to cry Everytime I go to class cause I know I'm s failure and I can't learn.
The emotions are building up I cannot man up any longer, I am considering running away and dying somewhere in the wild I do not give a fuck anymore, I truly wish I was one of you reading this right now who are still in college for sure knowing what they want to do for the rest of their life.
My friend says then "do something about it", nothing can top that statement in being the perfect example of easier said then done. Some of my other friends have sympathy the others truly cannot understand how stupid some people are and why they don't know most of common knowledge. They are right for the insults Andi have myself to blame, they are right. But they don't understand is that it's just hard to get sit or learn sometimes it's always has, I hated school my whole life it was always so fucking hard to get an A . Then again my highschool wasn't the best. It a low testing rate but it very school has they're shinners. I remember looking at the insanely smart kids, I had so much respect for them but most didn't want to be friends with my understably cuz I'd somewhat try to match, learn, or copy from them. They often kept to themselves so I left them alone, but some smart kids that I am still friends with I am proud of them and I think to myself what life what truly be like if I had their intelligence. Most of my friends are the opposite funny enough they come from terrible living conditions working their way up to be first generation students while I'm the opposite, and it's fucking killing me, I'm happy for them but I a really a pethetic though. I just don't know what to do anymore.
To those in college I hope you live your live and have what you want trust me it's better to be something than nothing. The counselor was nice she convinced me to stay in school on the day my mom broke down in front of everyone but I only chose one class cause the other classes she was suggesting were stuff that I struggled a lot with in back in hs
I will say though I am aware of how my life was supposed to go. My childhood and teenage life was absolutely amazing I was actually so happy until I turned 18 I understand that now. And I am not happy for it, I wish I had the ambition to be a fuckin doctor a lawyer a computer scientist, fucking anything a ballerina. I wish I had a photographic memory I wish I was smart. I wish I didn't have to ask the teacher to repeat what they said all he time I wish when after I studied I didn't forget I wish I didn't get so bored in class so easily I wish I could be the guy people wanted me to be. I wish I could make my community proud I can't though I cannot. I have tried tried and trued and it's headache inducing. I just wish I could know what it's like to have to confidence to pass a test.
I don't care I truly wish there was something I can care about or put my mind towards, even then there is stuff that every human wants to be but that stuff is too high for the average person to reach like being an astronaut or a voice actor. I wonder if we'll even have an astronaut thats born in 2000. And I want to be a voice actor buts unrealistic like making it as a NBA player or something like that.
I'm just ranting and I don't give a shit about how stupid this sounds or how many run on sentences I have. I just need to say this I fucked up my life there's still so much more to tell. And I want to stop living but I don't want to commit suicide but I also don't want to live the life that I know that's set for me. I wanted a family a wife and kids, and secure future I wanted to be able to take of my mother, but what man would I be if I bring people I love into this life of failure.
I wouldn't be able to have a woman as a unambitious broke man, I wouldn't be able to support another life by working at fucking McDonald's for the rest of my life. I get so jealous and happy wherever I hear my coworkers talk about school, sometimes I tear up. Secretly cause I think about my life. I wish them the best and I truly pray to God that they stick to their ambition to the end.
I'll just end up as a nothing but another statistic if I bring anyone too close. I've tried pushing people away so that they won't be as disappointed or sad when they realize how much of a failure I'll be in the future. I know I can't just marry a woman who makes more than me because my mother said shed disown me if Im not a provider or a real man. I don't want them to see me like that. I try to compensate for my shitty future by working out because truthfully I know I'll only have myself. So I mind as well look good going down.
I only have one class and it's a class of a major I am fucking shit in and don't enjoy, school is so hard I cannot do this. How are people just so smart I genuinely struggle no matter how hard I try. I go after school meet with professors and my friends tell me that they can just be told information and just remember it. It makes me cry, I ask God why was I born why. Why Give me a life of luxury for only 18 years. There's no point in living.
I won't repeat the cycle by bringing people into my life or a kid into my life, I will be the dead branch that falls off. I would never set myself up for a woman only for her to see I am a disappointment going nowhere, I will never set myself up to have a kid only to realize his father cannot give him a secure life. I will never break my family's cycle of going to college being successful and taking care of the parents, I will die off. It's the only way that I see is a fitting end, a more pg way of natural selection for me.
To those that are reading this
Please if you ever consider having a child this is your one chance to set them up, manipulate them just a little bit to become something, put them in clubs, sports, make them learn how to play piano make them have some sort of skill my parents only did that with me once with basketball but I broke my leg as a kid and never did basketball again, my father didn't want me to do other sports like football or something else even though I was potentially built for it as I am a big person. My mother on the other hand never really offered to put me in anything else. And me as a child after basketball i never went anywhere and was just existing, I also turned down a lot of offers by my parents when I was little but I wish they ignored me saying no to boy scouts or whatever and just forced me in. It would've done me some good.
My older brother and older sister just miraculously wanted to be something in life but they did join clubs and programs during school, my older brother works for NASA now, while my older sister is a therapist. My little sister she is still in college but I am not sure for what but when she was little she joined many clubs and did many childhood things in programs. My little brother he did as well, and it's what kicked off his talent, I am so grateful that he has a talent he wants to be a drummer musician, as he knows how to play the drums.
And you already know about me, I am right in the middle, I have nothing and am nothing and I hate how my friends talk about the future together as if I could be able to afford it. I wish I was never born I truly do. I sometimes wonder if suicide isn't as bad as they say. If there's anything out there for me that can secure me financially for a future I would drop everything and take it in a heartbeat.
I remember my HS history teacher asked me what talent I had when everyone in class were sharing what they are good at and I said nothing and it was true and honest, and I thought it was ok. He looked at me right in the eyes and said out loud in front of the whole class that I was pathetic, and started questioning me about my parents and my life. Non of the answers were satisfactory to him.
I hate school I hate myself I hate the future I gotten to myself, only one life and I choose this it's my fault I have no one else to blame but myself. I want to die but at the same time I don't. I wonder if there was even a purpose to me being born I wonder if I did something in a past life to have earned a life like this. I'm stuck in the middle no motivation or likeness for anything while also wasting time and just existing why God why me why did I have to be a nobody, I don't want this I don't love this life, I truly don't know what to do, I wish whole heartily that I was never born, I hope I die without knowing oneday, so then I wouldn't be burden with the anxiety of my failure of a future knowing that there's nothing for me. why did I have to be human why not a mindless animal with no worries or responsibilities. Death is a better alternative than doing nothing with my life.

Hello everyone! Current college student here. I will be starting an internship job soon which means I will be spending a ton of money on relocation expenses (although reimbursed by company) and just in general spending more money on food and living expenses than I previously did. I thought this would be a good time to open up a new card. I personally don't know much about credit cards, but I have heard that opening a second card helps improve credit so I am looking for some recommendations. I am open to considering cards from any reputable credit card company, but would prefer cards without an annual fee.
​

• Current cards: Discover It, $2500 limit, opened in August 2023
• FICO Score: 755 (according to Discover)
• Oldest account age: 9 months
• Number of personal credit cards approved for in the past 6 months: 0
• Number of personal credit cards approved for in the past 12 months: 1
• Number of personal credit cards approved for in the past 24 months: 1
• Chase 5/24 status: 1/24
• Income: e.g. ~$20000 work income for summer + ~$10000 in scholarship grants that is supposed to be used for rent and food
• Average monthly spend and categories:
  • dining $400
  • groceries: $500 (probably around 1/4 costco and 1/4 walmart)
  • gas: $100 (costco)
  • travel: $200 (very unevenly distributed month to month, probably 1/2 flights, remainder split pretty evenly between amtrak, hotels, ubelyft/car rental)
  • other miscellaneous: $300 (utilities, internet, entertainment, etc.)
  • Do you plan on using this card abroad for a significant length of time: No
  • Can you pay rent by credit card: No
• Open to Business Cards: No
• Current member of Amazon Prime?: I use my parents' account
• Current Verizon postpaid customer?: No
• Current member of Costco or Sam's Club?: I am one of the users in my parents' costco membership
• Currently paying $13.99/month or more for Disney Bundle (Disney+ / Hulu / EPSN+) or other Hulu services?: No
• Current member of Chase, US Bank or any other big bank?: PNC bank
• Active US military?: No
• What's the purpose of your next card? Building credit, also probably travel/rewards (no hotel preference, usually use Airbnbs; no strong airline preference but fly Delta/United more often than others)
• Do you have any cards you've been looking at? Have been looking at lists like "best credit cards with no fee" online, nothing particularly stands out to me though as there's so many options
• Are you OK with category spending or do you want a general spending card? I'm fine with either

Local talk radio host is kind of pissing me off about the boycott. So today when he comes on, and he brings it up, I'm texting in reasons why we're doing this. Here is my rough draft. Please help me out with anything I should be adding or changing to this list. Thanks!

1. It's Canadian. Walmart and Costco are not. Boycotting them in one country will do nothing. Also, as if the Waltons haven't been through this before. 2. Galen Weston has made himself the face of the company through advertising/social media/etc. You don't "see" the faces of Walmart/Metro/Empire/Costco, it makes him an easy target. 3. Their Canadian market share is the biggest 4. We call BS on his claim he can't control costs out of his control when he/ the Weston family owns a huge HUGE chunk of the entire supply chain. The two largest brands in Canada are Presidents Coice & No Name 5. His companies and his family's other Weston owned companies (such as Associated British Foods (ceo George Weston) are the suppliers to about one-third of the products they sell (not just PC and No Name brands 6. Their good guy perception during the pandemic was quickly lost. $2/hour bonus hero pay was gone after first wave even though second wave was much longer. 7. Bread price fixing for 14 years. 8. Resistance to signing grocery code of conduct. 9. Boycotting higher margin industries like the cell phone companies isn't on their radar because you don't NEED a cell phone to live. 10. Millions of tax dollars for fridges they "couldn't afford", while they continue to increase dividends to shareholders quarter after quarter. 11. Many many places in Canada are limited to Loblaws owned stores. People don't have a choice in these communities. Speaks to the control this oligarch has, and it continues to grow buying up more and more. 12. Family paid themselves $45 million in dividend payments after profits across its portfolio grew last year. 

My name is Alex. I'm 23 years old. I have autism and ADHD (among other things). I have an Associates Degree in Arts and I'm nearly done with a Bach Degree in Cybersecurity from Purdue Global. Not to mention graduated high school with honors. My IQ is 132.
It's not that I can't work hard or am lazy. It's that I can't multitask AND work hard at the same time, all while jobs that should take an entire team an entire fricking day are put on me to finish in an hour. I can't handle a job that's fast paced AND complicated AND difficult. I can handle two of those at once but not all three.
I recently got a job at a Casey's gas station as kitchen staff. Which I promptly lost in three days after I realized I couldn't manage an entire kitchen on my own. My autism has never allowed me to do a million things at once. Making pizzas, preparing sandwiches, dishes, cleaning, moving boxes, and a million other tasks that need to be done every hour with me being the only person in a kitchen that should have 7 or more staff members. All while dealing with a hip injury (AVN) that prevents me from doing certain tasks. If my job had consisted of making pizzas all day nonstop from 8-4, no question I'd have thrived there. Or doing dishes from 8-4. Or making sandwiches from 8-4. I quit that job by making up an excuse that it was too hard on my hip (even faked a hip fracture, which cost my parents hundreds of dollars in MRI fees) so my parents wouldn't get mad at me. Luckily they were willing to write it off as an honest mistake rather than a carefully calculated scheme to quit yet another job.
Walmart was a success for a while (from late 2022 to early 2023), as you were doing one thing for a half hour to an hour. I had a lot to do for sure and the work was hard, but my attention was able to be focused on one thing for an extended period of time. I would start the day with trash pickup, for example, and do that for a half hour to an hour. Until I hit the three month mark and they suddenly decided I was ready to be pushed around. One minute I'd be told to load plastic recyclables into a trash compactor, then the next minute a manager would be b1tching about how I didn't clean up a spill I was nowhere near at the time. That is what set me off, and I quit my job that day.
Sodexo (the school lunch company) was a similar success (from Sept 2021 to January 2022), until it wasn't. Though it took a while to understand exactly what was expected of me, once I got it down I thrived in that job because one thing was expected of me: dishwashing from the morning to late evening. I'd be doing roughly the same thing at 6PM as I was at 12:30 PM. Having a routine ensured that I thrived in that job... right up until they switched out the nice manager for this utter Shaniqua who rubbed me entirely the wrong way. She was breathing down my neck constantly criticizing me for things I would've done last week and been congratulated for. I ended that job by throwing a massive fit and rage quitting.
Jewel Osco got rid of me after two freaking days without even bothering to try and train me. But I probably wouldn't have lasted there anyway.
McDonalds was a failure similar to Jewel, but lasted much longer. I went into that job without any practical knowledge of how to do it (thanks Mom and Dad, and the garbage public school system that doesn't teach you S@it even in Independent Living Class). But I did my best, and lasted about a month and a half there largely thanks to the fact that the front lobby was under renovation, saving me a crap ton of "extra" tasks on top of the giant workload already offered. Once that front lobby opened up I utterly crashed and burned. At least when I lost this job it wasn't because I rage quit, it's that I was fired for not knowing how to do a job they never even bothered trying to teach me how to do in the first place.
If school (high school or online college) was any indicator of how I'd function in the real world, then I'd be a mid level manager at Jewel by now. I have never gotten a grade below a C in a class in my entire life. I graduated high school with honors and a 3.8 GPA. College isn't quite as much of a breeze but I pass my classes. I don't expect to have any student debt because of a fat scholarship that covered much of my college career, my choice to go to community college for my associates degree, and my parents' deep pockets. All three of my current classes are A's right now. And I'm taking CYBERSECURITY. I only have one regular term remaining after my current term (the Purdue Capstone, which is basically an essay). After that it's off to find two twelve week internships, which I have high hopes for because they're work-from-home.
Here's the thing though: in school you can pass with a 70% and be considered a good student, and I've always gotten more than that. I have been known to strategically skip on assignments and still pass. In the real world if you don't perform at 100% efficiency and accuracy constantly, you're fired. In school you have a strict routine and are doing one thing at a time. The workforce is chaotic and disordered, and you're expected to multitask well or be fired. In school and even in college you're seated most of the time. In the workforce if you sit down for a brief moment, they fire you. In school if you finish your assignments for the hour, you're assigned harmless busy work with no effect on your life, given time to complete your homework, or you're allowed to chill out. In the workforce if you finish your tasks quicker than everyone else, they give you more tasks. In school if you mouth off, you get detention. If you mouth off in the workplace, you're fired.
If you want someone to blame, blame my parents. They never taught me any real-world skills, such as how to make pizza, flip burgers, or multitask while physically exerting yourself. I was expected to perform well in school, and that was it. No preparation for the real world.
If someone could give me some advice, I'd greatly appreciate it.

Sorry for formatting I am currently on mobile.
Firstly, some background, I (23M) have had a decently varied past with education and work since I got out of high-school. In high school I dual enrolled in a Machinist trade school, so then after high school I got a Machinist apprentice job and continued that education for ~2 years. However; I got laid off from the large chemical company I was co-oping at, and after seeing several industrial accidents I decided to do something else. After that I switched my degree to Cybersecurity, but after working towards that a bit I did some research and found the market to be insane to get into especially for someone in my position. So, I switched again. This time to Comp Sci. I stayed with that for a bit. The school work was doable, but challenging. With it being challenging and also being a saturated market I've made the decision to switch my major again.
Finally I'm switching to a Finance degree with a focus on Financial planning (which brings us to present day). I know finance is what I'll be sticking too. I really love finance. I have a high credit school, solid budget, little debt, investments, etc.. and I truly love talking to people about their finances.
So now im just trying to get into a entry job while working on my finance degree as I kinda hate my current line of work. Currently I am a Certified Pharmacy Technician at a hospital. I am also certified in sterile compounding and in about a month I'll start working on chemo compounding (to make more money in the mean time.)
I also feel it's worth mentioning that I have no student loans. My school has always been paid for by either scholarships or by work programs. (I work at Walmart as a second job cause it covers 100% of tuition)
Additionally I should mention my goal is to either be a loan officer or a certified credit counselor, and my current path I have ~1-1.5 years left on my degree.
Thanks for any advice.

Sorry for formatting I am currently on mobile.
Firstly, some background, I (23M) have had a decently varied past with education and work since I got out of high-school. In high school I dual enrolled in a Machinist trade school, so then after high school I got a Machinist apprentice job and continued that education for ~2 years. However; I got laid off from the large chemical company I was co-oping at, and after seeing several industrial accidents I decided to do something else. After that I switched my degree to Cybersecurity, but after working towards that a bit I did some research and found the market to be insane to get into especially for someone in my position. So, I switched again. This time to Comp Sci. I stayed with that for a bit. The school work was doable, but challenging. With it being challenging and also being a saturated market I've made the decision to switch my major again.
Finally I'm switching to a Finance degree with a focus on Financial planning (which brings us to present day). I know finance is what I'll be sticking too. I really love finance. I have a high credit school, solid budget, little debt, investments, etc.. and I truly love talking to people about their finances.
So now im just trying to get into a entry job while working on my finance degree as I kinda hate my current line of work. Currently I am a Certified Pharmacy Technician at a hospital. I am also certified in sterile compounding and in about a month I'll start working on chemo compounding (to make more money in the mean time.)
I also feel it's worth mentioning that I have no student loans. My school has always been paid for by either scholarships or by work programs. (I work at Walmart as a second job cause it covers 100% of tuition)
Thanks for any advice.

I met my husband when my stepdaughter (Lisa) was 18. She had seizures when she was little and was on some heavy duty meds to stop them. The meds made her very sleepy and out of it. Her mother was an alcoholic/serial cheater and had Borderline Personality Disorder. She said she would homeschool Lisa. Surprise! She didn't do it. Husband worked 2 jobs to make ends meet so she she could stay home with Lisa. (They also had 3 other kids, Lisa was youngest).
The first time I met Lisa I was knocked over by her smell. She was 18 and had never been taught to use deodorant, shower regularly, wrap her menstrual pads etc. She also has extreme BO even when she showers. She had no table manners either, it's like she was feral. When I met hubs, he had custody of her for about a year, he had gotten her off all of her meds (sometimes people grow out of childhood epilepsy).
The first thing I did when I moved in with hubs and Lisa is make her shower DAILY, use clinical strength deodorant, and wrap her pads in toilet paper. We got her into high school and the special needs program that goes to age 21. She was learning how to read a little and was being social for the first time in her life. She did really well. About the time that she aged out of the program, a college about 2 hours from home was doing a pilot program for students like her. She lived in the dorms, went to special Ed classes, and regular college classes with a mentor, real college experience. She even interned at the college art gallery. She was doing so well! Her scholarship was for four years and she didn't want to go after two. She came home and got a job graveyards at Walmart in custodial. Still not being able to read, but doing better after having had some education.
She met her boyfriend about 7 years ago and moved in with him about 6 years ago. Since then, she has done absolutely nothing to learn to read even though EVERYONE in her life is willing to do anything to help her. Her boyfriend has paid for tutoring, and has set up many opportunities to learn. She refuses, it's hard, I know but everyone is putting so much more effort into it than she will.
The first years of their relationship, she put in the effort to be a partner. She quit her job after covid and just stayed home and played on her computer. About a year ago, boyfriend said she needed to go back to work (whenever we asked her why she wasn't working, she would explode on us). Since then she sleeps all day and evening, works, comes home in the morning and is on her computer for hours. She doesn't schedule her sleeping around his work schedule, doesn't do housework, doesn't cook (I taught her how). Just nothing. Boyfriend had enough and told us he is going to have her move out for a month to see if that lights a fire under her. Wednesday night she came home and was devastated, of course who wouldn't be? Her old room is now the office, it took me at least a year to get her BO smell out of that room. Now she is in the guest room and it smells like a barnyard already. She gave me a hug yesterday and wouldn't let go and I kept trying to push her off because my nose was in her disgusting armpit. She is absolutely the grossest person I have ever known, she used to wipe her snot on her bedroom walls. She constantly stinks and the smell absorbs into absolutely everything.
I don't want to live with her. We have space in our basement for an apartment (part of the reason we bought this house, we thought she would be with us forever). Hubs retired and we now don't have the money to build an apartment. She is snippy and explodes easily, will NOT talk about going to a doctor to see if she is depressed etc. Since she has been gone, I have gotten a medical card so I smoke weed sometimes. She pulled a judgmental face when I told her that she will smell it.
We might put her in our 5th wheel until we can pull the money out to build the apartment.
We love our time alone and our life together and I forgot how absolutely disgusting she is.
TLDR: smelly stepdaughter might move back in and I don't want it.

I had been hearing about this mythical place called Bentonville for quite a long time. So when the eclipse came through there, I decided to go out and check out the trails and also see the eclipse nearby. I had watched various YouTube videos about Bentonville, but I must've not been paying close attention because I had no idea how little elevation they have to work with out there.
I'm glad I got to experience it firsthand and it's interesting to see a town that has invested so much into their trail system. However, I was left wondering if that was all there was to it. Granted I was on a hardtail instead of a full suspension or an e-bike, and I think it would be a lot more fun on an e-bike. You could just bang out lap after lap and this would be great for all of the man-made features.
I was also surprised that there weren't dedicated bike lanes in the town itself. It feels like they decided to call themselves a biking town and there are a bunch of biking-themed bars, but it ultimately felt a bit artificial. There's a significant amount of money put into the trails, but it seems like it's primarily to attract and retain Walmart employees. So if one of the heirs decided to put a bunch of money into the trails, that is awesome but it's also self-serving because it serves as a way to attract and retain talent, which is really hard.
The same goes for the art gallery that the Walton family put together – it feels like they're just hoarding art from around the country, which will undoubtedly accrue value over time. And it serves to make the town more attractive and it's a great investment. I think because I'm generally cynical about billionaires, it was hard to shake the overall vibe of the place. I had a fun time talking to random Walmart employees and learning more about their jobs with the various people that I sat next to have a beemeal.
It was fun to see that one of the networks has an actual coffee shop bar built right in the trail area so that's kind of cool cause you can hang out and have a beer.
It's a neat place to check out if you live close to there, and I think it would be a lot more fun with a big group of friends and a lot of e-bikes. So I probably just did it wrong and I the wrong expectations. And if I ended up having to live there, I'm sure it would be fun. But if you're traveling specifically to mountain bike somewhere I would just skip it entirely and go to a lot of other places that will be more fun.