I'm not familiar with Australian law at all so any help would be appreciated.
I have rented a Granny flat in a house on 29 February directly from the owner. The agreement format is the formal "Residential Rental Agreement" made by "Consumer Affairs Victoria" and is in 10 pages. In the second page, between the two choices of "fixed" and "periodic", it is indicated that it's a "periodic agreement (monthly)". Also at page 10, in the "additional terms" section, the owner has written this: (with a little bad grammar)
"Any behavioral issues will be this contract will be terminated without notice of termination."
Also the bond is 0 and it's written in the contract that cash is a better payment (probably because the owner is not reporting to ATO).
Now, back to the story, I always worked as a remote software developer and that's what I told them when I moved in. So I'm basically in my unit all the time. I have a contact with a company that indicated so, too, that I'm working with them.
During the last month, due to small amount of work that I received from my company (long story), I started doing Uber delivery with a bike. From that day, strange behaviors from my house owner, who are a couple in their mid 50s, appeared. First of all, they both start asking me that if I were honest about being a software developer, why am I doing Uber deliver? (Which I answered nicely and said that I'm getting interviews). After several days, I received a text message from them indicating that I let someone stay overnight in my flat and this is a beach of contract and I have to pay them half of my fortnightly rent which I said I didn't had anyone over (I didn't have anyone over and this is not in our rental agreement as I see. Also, they have cameras all over the house and also through the entrance and they could easily check this). Then the wife constantly teases me about how she thought I'm in IT and I'm an Uber delivery person. Also she teases me about not getting out of the house that much and also being late at one night (I was Ubering and got home at 2am after a 9 hour shift, I didn't disturb anyone but their dog that is kept in the yard kept barking when I entered. Maybe this woke them up or they simply checked the cameras).
I'm getting the vibe that they are looking for an excuse to have me evacuated. They don't seem very reasonable. For example, they have a neglected dog in our common 15m² yard that they never take for a walk, treat, get close to or anything, just the automatic feeder is set and the dog shits and pisses all over the yard! (Maybe they, as a foreign (Asian) couple, don't feel safe at home, and the dog is there to scare the two tenants they have I don't know).
My question is, if they decide to have me vacated and make an excuse to show as a beach of contract and it is debatable, what would be the notice period and my options? I can do one month but two weeks for notice period is very short for me.

“Will you look at that,” Captain Yontan marveled from the observation deck. They had arrived in the Solar System at long last, the old bastion of knowledge mankind had abandoned many millennia ago.
“Such a basic tech, yet so beautiful, so… poetic,” Lezlybe uttered, gazing at the constant flux of Sunfire Conduit pulled from the sun to one, two, three relays, and finally to the surface of Pluto, where its energy was being harnessed inside a crater. “And you’re certain that’s where the Ultimate Knowledge is stored?”
“Yes,” Yontan nodded. “Every clue leads to Pluto. Can you imagine? The Ultimate Knowledge, lost for millennia, on this planet out of all places.”
“Ready to descend at your command, captain,” announced Ghenna.
Yontan turned to his crew and smiled. It was the first time they had seen him do that in months. “Hover around the south-south-eastern quadrant of the crater. That’s where the entrance is supposed to be.”
“Yes, Sir!”
Lezlybe’s turned to face the captain, her long black hair swirling around with her.
“Wouldn’t that energy burn us on approach?”
“It might be basic tech, but not that basic, Lez,” said Yontan. “It’s safe up to a distance of 100 meters. Don’t underestimate the intelligence of our ancestors because they built this thing in the distant past. They were as smart as us. Smarter even, in certain aspects, I’m sure.”
“Found the entrance, captain,” said Ghenna. It was a pale peach colored door built on the craterside.
“Land near it, wherever it’s stable.”
“Yes, Sir!”
The ship touched down next to the Hollis Crater. Yontan and four others suited up and left the craft. Before heading for the door, the team stopped to gaze at the Sunfire Conduit from their position. It went up, up, up as far as the eye could see.
Jmerr was awestruck.
“I can’t believe we’re able to look at it with basic sun visors. Do you think our ancestors purposefully designed it like that?”
“Of course,” said Yontan, mesmerized by the spiraling blaze swooshing down the crater. “Aesthetics have always been important, especially since it used to be connected to three planets, two dwarf planets, and eight moons. Many renown painters have depicted the Conduits in their art. Although no physical portraits survived, their works have been well documented over hundreds of books.”
Lezlybe approached Jmerr and put her hand over his shoulder.
“I kind of wish we could hear its thunderous sound. I imagine it’d be a satisfying swoosh, kind of like a blowtorch.”
“You’d be deaf before you’d hear a thing,” laughed Yontan. “We’re speaking of extremely powerful jets coming from a star, after all. I can’t wait to see why they’re pulling so much energy on such a small planet. It’s totally excessive in my view.”
“Maybe it’s not,” said Lezlybe. “Especially if the Ultimate Knowledge is behind this door.”
The team approached the door, a small black panel to its side. Yontan placed a round device on top and, seconds later, it retracted into the ground.
“A Grampus?” frowned Jmerr, even though no one could see his face behind the visor. “Why do you use this old AI?”
“Because I don’t know the code,” explained Yontan as they stepped inside a long hall. “So I brought this device with me to crack the password. Don’t forget that this here is also old tech. Newer devices could break something.” He glanced over his shoulder at the wide-open entryway with the ship not too far behind. “But it looks like the Grampus broke it anyway since it doesn’t slide shut.”
At the end of the wide turquoise hall, another door was easily popped open with Yontan’s device. This time, however, the heavy door closed shut when the last person stepped in.
“I hope we’re not trapped in this small room,” gulped Lezlybe.
“Don’t worry, we can ask someone on board to cut it open if needed,” said Yontan. “After all we –”
PSHHHHHHHH
A burst of gas sprayed them from all sides, followed by a shower of heavy liquid. A few moments after it stopped, the door in front of them opened, and a gentle male voice greeted them.
“Welcome to U.K. ONE. The current air pressure is at 101.3 kilopascals, with a temperature of 22.4 degrees Celsius and a humidity level set at 60% RH.”
The voice then proceeded to inform them about the room’s condition among other sets of data.
“I see. We were inside a basic decompression chamber,” muttered Jmerr.
The tallest crewmate, Lessandre, popped his helmet off and took a deep breath.
“Ah, historical fresh air,” he boomed, looking around the oval room. “It brings a tear to my eye.”
“What are you doing?” Yontan shouted. “We don’t know what particles or microorganisms could linger in here.”
“Relax, captain. Tyche analyzed the air and told me it’s fine. Why don’t you all retract your visors and experience this multimillennial-old air? You’ll never have the chance to do that again, you know.”
Yontan checked with his own version of his AI, Tyche, and everything seemed to be fine, so he retracted the visor of his helmet as well, just in time to scratch an itch on his beard. The rest of the crew followed, except for Jmerr.
“Come on, Jmerr. It’s a unique experience, my friend,” beamed Lessandre, tapping on his shoulder.
Jmerr scowled at Lessandre. “I refuse to take unnecessary risks.”
“As you wish,” Lessandre grinned, loudly sniffing the air. “Ahhh. The air in here is exceptionally… how to describe it?”
“Dusty?” Lezlybe chimed in. “I think the auto-clean on the filter stopped working long ago.”
Yontan was ignoring his crew, inspecting the walls of this oval room for clues. But the room was pretty much empty, outside of the air conditioning holes and lights flickering on the ceiling.
“I know there’s another door on the other side of the crater, but that one’s the entrance to the accumulator and workspaces,” he muttered to himself, caressing the wall in the hopes of finding a button or a gap of sorts.
“Is that place also turquoise?” asked Lessandre. “I really hate this color. Reminds me too much of my ex.”
Lezlybe rolled her eyes.
“Then why don’t we go there?” asked Ghenna, who had closed her visor since she didn’t like the smell.
“Because,” began Yontan absent-mindedly while brushing his hands over the wall, “every document points to this place. We’ll check the other site if we don’t find anything here. Now if only I – aha! A button. This might be it.”
Yontan pushed it with his finger. Instead of clicking, like any other button would, his index finger sank completely in. He immediately withdrew it, fearing something might cut his finger off. But the button came back, except it was now white and protruded out of the wall. Yontan hesitantly pressed it.
An oval pedestal emerged from the middle of the floor, gradually rising until it reached chest height. The left side slid open with melodious clicks, and out came a small table with a round black object on it with a sky-blue center. Before they had the time to guess what it was, a hologram rose from it, displaying the head of an old balding man with a lazy eye.
“Greetings, future humans,” said the feeble voice. “And welcome to K.U. ONE. What is your purpose here?”
Yontan glanced at his crew, who gave him a nod and shrugs. He cleared his throat and spoke clearly, “We’ve come here to gain access to the Ultimate Knowledge, which is said to contain the answers to our purpose within the universe.”
“I see. And you are one, two, five. Oh! That is good news, good news indeed. I’ve been waiting for you. Well, not me per se, since I’m long dead, I suppose,” the hologram laughed, “but my digital image. And five? Oh, proof that nothing happens at random.”
Yontan was slightly taken aback.
“Wait. You’re not a simple recording?”
“No, no. I’m enhanced with artificial intelligence. It speaks as I would speak, saying what I asked it to say – with a bit of panache. Now, move to the other side of the pedestal. It will pop open and contain a box.”
The other side popped open, displaying a silver box embossed with gold on the edges. It was beautiful. Lessandre grabbed it and tried to pry it open.
“Tut-tut! You need the key to open the box. I’ll hand it over only of you accept to eat its contents.”
“Eat it?” Yontan uttered in excitement. “Will it alter our brains? Give us the knowledge we yearn for?”
“Not quite. But it is a necessary step.”
“I won’t touch it,” Jmerr stated firmly. “I don’t trust this man. Whatever’s inside, it’s been in there for thousands of years. There’s no way it’s still edible.”
“Oh but it is,” grinned the man. “What do you think the Sunfire Conduit is used for?”
“What?” uttered Lezlybe. “The power of the sun used for… food?”
“Of course, there’s more to it. But a lot of energy is necessary to cool it down to near zero kelvin and keep it that way until it’s very slowly reheated to the ideal temperature for you to savor.
“Now, will you eat its contents or not?”
“Why don’t we bring it back to the ship and study it?” suggested Jmerr.
“The moment you leave the room with the box, its contents will be destroyed, and so will the key to Ultimate Knowledge.”
Yontan exchanged a glance with his crew. Lessandre gave him thumbs up, Ghenna nodded and Lezlybe shrugged. Jmerr was the only one to firmly shake his head.
“Fine, we’ll eat its contents,” said Yontan, upon which Jmerr put his hands up in the air in frustration.
A key appeared from the front of the pedestal. Yonan used it to open the box Lessandre was holding. Five dark-brown spherical objects were neatly placed within fitting molds, resembling the five dots on a die.
“Behold the Five Orbs of Knowledge,” the hologram said solemnly. “I recommend one for each of you.”
Jmerr crossed his arms. “There’s no way I’m touching this.”
“What if someone eats two?” asked Yontan, eyeing Jmerr.
“It would sadden me, even though it might be beneficial to grasp the Ultimate Knowledge.”
Without hesitation, Lessandre popped the middle one in his mouth. Every other crewmate was staring at him. A few bites in, he suddenly froze, eyes wide open. His gaze slowly shifted from Yontan, to Lezlybe, to Ghenna – whose visor was now lowered – and finally stopped on Jmerr.
“Awl eash ‘em bofh,” he rapidly chewed, popping a second one in. “Awl eash ‘em owl ihf you guysh downt.”
Yontan’s hand was shaking as he picked his Orb. Lezlybe and Ghenna also chose one.
“On the count of three,” gulped Yontan, as he noticed the horrified look on Jmerr. “One… two… three!”
The shell of the Orb had a slight crunch, with a rather soft, creamy inner core, gently melting on their tongue. Sweet with a zest of bitterness. Each bite, each movement of their tongue was another moment they savored, dreading the end of this unique flavor. It was an explosion of exoticism, a sensory overload inside their mouth; the richness of the Orb filled their taste buds and souls alike with pure bliss.
Then there was the aroma, dissolving the dusty odor of the room with its arboraceous perfume. It reminded them of Terrestrial woods, now planted across various planets in the Milky Way. Comforting, ancient, nostalgic, and so raw at heart.
Fortunately, this jolly adventure didn’t end after they swallowed it, no, each residue, sticking to the various corners of their mouths, lingered like a fleeting memory soon to disappear forever. Yet it was still there, to grasp with the palm of their hands. But when they tried to, it became vapor, dwindling, yet etched in their brains with such strength it would be impossible to ever forget this moment. Ever.
Their minds were still floating on a cloud of ecstasy when Yontan stared at Lessandre.
“You ate two,” he breathed. “And you,” he turned to Jmerr, “you have no idea what you’ve just missed. It’s… indescribably delectable.” Yontan faced the hologram. “Please, give us one more, for Jmerr. He has to try this… Orb.”
The hologram grinned widely, creasing the old man’s entire face.
“These were the last five. There are no more.”
“WHAT?” everyone shouted at once.
“Th– that’s it? No more?” Yontan’s shoulder slumped. “Why didn’t you tell us earlier? We could’ve taken it back to the ship and try to recreate it.”
“It’s impossible without the recipe.”
“A recipe? Give it to us, I don’t care about Ultimate Knowledge anymore,” Lessandre laughed.
“But you had two,” Lezlybe scowled.
“And I want more,” he chuckled. “I’ve never felt better in my life. Even two were far too few!”
“Yes, hand us the recipe so we can share it with the rest of the crew,” pleaded Yontan.
The hologram seemed more and more pleased with itself.
“Even if I gave you the recipe you couldn’t make it when the main ingredient’s missing.”
“What’s the main ingredient?” Ghenna asked.
“Cacao. And these were chocolate truffles, which I made myself utilizing the very last cacao beans to ever exist. I’m sorry. You’ll never eat chocolate ever again.”
Jmerr seemed disappointed upon hearing it, especially after seeing how everyone reacted to it.
“B – but… why?” Yontan asked. “Why offer us a delicious treat only to punch us in the gut right after?”
The hologram smiled. “Think. What is your purpose here?”
“To acquire Ultimate Knowledge… But I fail to understand…”
“If my clock is correct, 3622 years have passed since the last human – which is myself – set wheels in this room. 3622 years of technological advancement, of accumulated mastery of various sciences and understanding of the universe. Yet you believe Ultimate Knowledge is to be found in the past?”
The crewmembers looked at each other, dumbfounded.
“So… it doesn’t exist?” suggested Lezlybe. “We’ve come this far for nothing…”
“Haven’t you just experienced the ultimate delicacy of humankind? Therein lies everything you need to know.”
“It’s not about the knowledge,” began Yontan, “but about the experience we savor?”
“Exactly!” Clapping hands appeared in front of the hologram’s face. “Instead of looking for something that may not be, learn to cherish the transient nature of existence through every experience you encounter. Who knows what happens once you’re dead? Constant hesitation leads to a life of lost opportunities. One of you has learned this lesson the hard way, I’m afraid. However, the tall man over there has greatly benefited from this lesson. Balance in all things!”
“No data is ever lost,” snorted Jmerr scornfully. “Death is simply the temporary loss of information until it’s retrieved.”
“The no-hiding theorem,” smiled the hologram. “Of course. But you wouldn’t be here if you could completely determine the state of the entire universe. Thus, my rhetoric stays valid. For as long as this is beyond our grasp – likely until humanity’s extinction – you ought to cherish every experience and lose your fear of consequences within reason.”
The room went silent, the subtle taste of chocolate still lingering in their mouths like the fading words of an old love letter.
“What do we do now, captain?” Ghenna asked shyly.
“Take your new-found knowledge and share it with others,” the hologram said before Yontan could open his mouth.
“So… there really is nothing else here?”
“Nothing at all.”
The hologram fluttered for a moment.
“Were these really the last pieces of chocolate?”
“Yes.”
“Then why didn’t you eat them yourself?”
“Because sharing is the quintessential attribute of humanity. And I’m glad to have contributed my part, even though it took several millennia.”
“So why use all that energy from the sun?” asked Lezlybe.
“It’s twofold,” said the hologram. “Partially to keep this chocolate in pristine state, as I said before. You’ll understand the second reason soon enough. Let’s say it’s a parting gift, for that man who hasn’t eaten his Orb.”
“I don’t understand.” Yontan was running his fingers through his hair. “You speak of sharing, yet we won’t be able to share this exquisite experience. There’s no chocolate left.”
“Share the wisdom you’ve acquired. Or perhaps you shall find something unique to share with others as I did. Even the stories of your adv–”
The man disappeared for a few seconds.
“–entures – Ah? We’ve been cut. Soon I shall be free, just like your minds. Swiftly return to your ships, and sail t–”
It flickered again and stopped for nearly ten seconds.
“–he vast empty space to… wherever your heart leads you. Farewell. Fare well indeed.”
The hologram zoomed out to show an old man sitting on a wheelchair, waving both hands. It flickered one last time before completely fading out with a hum.
Suddenly, a familiar voice spoke from everyone’s earpiece.
“Captain, is everything all right?” asked one of the crew left on the ship in a panic.
“Why? Did the entrance crumble down?”
“No, Sir. It’s the Conduit. You need to see this for yourself.”
The crew put on their visors and hurried out of the room, through the hallway, out on the freezing surface of Pluto. They gasped upon staring up.
“The Conduit!” Ghenna uttered.
It was oscillating, slowly shrinking until the last flames swooshed back and forth from the relay to the crater, and then, it retracted entirely.
“It’s… it’s gone…” sighed Yontan.
“The parting gift,” Jmerr sobbed. “He knew. He knew someone might not try out the chocolate truffle, and he purposefully shut down the entire system.”
Lessandre turned to Jmerr. “Consider this your incredible experience. We must be the only humans to ever see this happen in real time.”
“But we can reconnect it, unlike the chocolate, can’t we?” said Lizlybe.
Yontan shook his head. “Do you know of the ancient pyramids in the northern African continent?”
“Yeah…” she hesitated. “Vaguely.”
“Do you know why they’ve never been rebuilt?”
Lezlybe shrugged.
“Because there’s nothing to gain in doing so.” He pointed his finger at the vast expanse above him. “We’ve never rebuilt the ancient pyramids – not due to complexity, but due to loss of time and resources involved without any actual benefit. I’m afraid this is the last time anyone has admired this old tech at work.”
Upon their return on the ship, they told the rest of the crew what inside the U.K. ONE.
“So the Ultimate Knowledge doesn’t exist?” one of the crewmember asked.
Yontan took one last glance at the crater as the ship took off.
“I believe it does,” he beamed, looking at the bemused faces of his crew. “Not here.” He gently tapped his temple. “But here.” His hand rested on his chest. “And there.” His arms were wide open, as if trying to embrace his whole crew at once. “Acquired wisdom is the Ultimate Knowledge. And the ability to share experiences with others is our greatest gift.”

Trigger warning- miscarriage
Long story short- my journey to a fertility clinic is due to my husband. He chose to get on Testosterone replacement therapy shortly after we started trying and miscarried. We also moved to a new state, Alabama, a month or so after we started trying. It’s officially been 2 years since our miscarriage. Last October we found out his sperm was extremely low count- he then got on all these supplements and his sperm count in January for up to a “normal count” but 24 ML compared to 135ml that he had before TRT is still upsetting to me. Anyway we live in an extremely small town and our only option is Newlife Fertility, they have a satellite office in our town of Dothan Alabama but their main office is in Pensacola. Met with the doctor after months of testing in February and he thinks we will be pregnant in 6 months and doesn’t even think we need to do IUI. I chose for us to do IUI. During the two IUI’s I noticed they have a schedule I need to go off of, not my own personal cycle. For example if a cycle for them starts on May 20th and my period starts May 16th I have to get on birth control from May 16th-20th to control my cycle to fit their needs since they are such a small office. They have also done IUI 12 hours after trigger and 60 hours after trigger shot. They also do not take progesterone sample day 21 or do any ultrasound AFTER IUI. After doing all my research and talking with friends in bigger cities I felt like something was off. I also recently found a new OB that I love and got a second opinion from her. She absolutely got upset and was like what are they doing here it sounds all wrong. They shouldn’t be putting me on BC and IUI should be done the day after trigger. I already paid for my third IUI and my OB wants me to come in on day 21 which is also tricky we don’t even really know when my day 21 is! Since I started my period but then had to get on Bc for 5 days? Anyway she said she can do two IUI’s with me after this round with Newlife but that’s it and then I need to move onto IVF.
My husband has a stressful job and refuses to get off TRT but is working with a urologist to adjust medication to up his count.
Has anyone had success with Newlife Fertility clinic if we have to go to the IvF route or success with a stubborn husband who needs to be on TRT? Any advice appreciated.

So, I had pretty bad thick white build up of I don't even know what on my gums some months back, it even bled when I just feather touch my gums, I didn't even apply any pressure but it bled and my top gums were swollen a bit
I didn't go to dentist right away, I was shit scared to discover it one fine morning, online sources said it's gingivitis or early stage of predontitis which is irreversible in later stage.
We have a herbal doc in my family, he suggested some herb powder that I used like a mouthwash but I gotta keep it for 10 mins in my mouth.
My thick ass white buildup + bleeding problem disappeared due to this in under two weeks and my teeth and gums appeared super normal.
But I got lazy and stopped using it, then notice it to slowly build up white white salivic layer on my gums that goes away after I massage my gums.
With this seemingly minor problem now I felt more confident than how worse it was before and went to dentist and told him everything, he couldn't say what exactly it was, but he said it's tartar and bacteria buildup gave me clorhexdine mouthwash and a gel to massage my gums to stop the swelling and the salivaic build up.
He said in two weeks it should disappear except it didn't, it slowly keeps forming every morning and at the end of the day if I check.
How to stop this formation and mildly swollen gums, just my top four teeth on front, it's hardly noticable but it's swollen and 60% of frontal gum (outside facing) keeps forming this layer.
I never had dental issues, I tried this stupid diet called OMAD which is one meal a day, which is just oats, honey and flaxseed, dentist said due that my immunity might've gone down for the bacteria to hold up n persist and now I have this problem.
I should've either chosen a healthy food in that diet or stopped it before it's too late but yeah...

Okay well, maybe not Potato, potato... But I mean on fairly low end devices, like a Snapdragon 680 ish...
These work for me on my Huawei y9 prime with a kirin 710f, which isn't very far off, but I've been able to run almost any game at full speed, with smooth audio as well.
I've watched many videos, on many different games, where they even go to advanced settings and hardware fixes etc. While some of them truly work, they mostly don't work for the others, these settings ive found to be consistent and with no graphical issues yet.. The difference with optimal def is night and day.
Also, I'd highlight what needs to change, if I don't talk about it, leave it at def.
I've tried with: God Hand, Rumble Racing, Samurai Western, WWE svr 07, Yakuza and Pes 14.
I hope it would work for your games as well.
So basically, you go with fast defaults.
-Dont touch the underclocking,
-1, 2 works for rate and skip respectively.
-cycle skip should always be at 2. You can make rate 0 to start with and see of you're comfortable with that, or leave rate at - 1 and change skip to 1, if you prefer that fps

• • 3 and 3 should be avoided for both skip and rate, the fps counter increases, but even you will feel the game run in slo mo.
• I personally put my frame limit at 110, can make the soundtrack off beat at times but the extra speed is kinda fun. See if you like it or just leave it at 100% normal speed.
  

Graphics settings

• resolution should be at 1x... Just leave it there. You used to play these games at 1x resolutions on screens bigger than your phone anyway.

-mipmapping off. Boosts fps, hasn't given me any issues
-trilinear filtering... Disabled, same as mipmapping

• Hardware download mode: The fast def would put it at unsynchronised but this caused some issues for me in God hand, the groundcover would disappear and reappear at intervals, also text would be blocked out in svr 07, so disable readbacks is used. Which does take some fps away, but is waay more stable and without issues.

-Bilinear upscaling: change to None. It takes a lot of fps.
Now in advanced, change vsync queue size to 3. It apparently causes input lag, but I guess it's not that high for it to be noticeable, as I haven't in any of my games, and I use a bt controller. But it does improve fps.
That's it. Some extra tips:
-Use Nethersx2 classic.

• Use pal roms, as 100% emulation speed is easier to get cos max is 50fps.

-Goodluck and hopefully now you can actually start to enjoy the ps2 games and not need to tinker the settings at frequent intervals

In today’s digital era, live chat jobs have become an increasingly popular option for those seeking flexible and convenient remote work. This comprehensive review of “Live Chat Jobs” will provide an in-depth look at the nature of these roles, the skills required, the top companies hiring, and employee experiences. Through a detailed analysis of “Live Chat Jobs Reviews,” we aim to offer valuable insights for anyone considering this career path.
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One of the most appealing aspects of live chat jobs is the flexibility they offer. You can set your own hours and work from home, making it easier to balance work with personal commitments.

Work-Life Balance

The remote nature of live chat jobs often leads to a better work-life balance. Without the need for a daily commute, you have more time for family, hobbies, and other pursuits.

Low Barrier to Entry

Live chat jobs typically do not require extensive qualifications or prior experience. As long as you have strong communication skills, you can secure an entry-level position.

Variety

The diverse range of customer interactions ensures that no two days are the same, keeping the job interesting and engaging.

Income Potential

With many live chat jobs offering $14-$25 per hour, the income potential is significant. Performance bonuses and incentives can further increase your earnings.
If you want to learn more how to make money with Live Chat Jobs click this link to get all the training you need to get started today

Challenges of Live Chat Jobs

Difficult Customers

Dealing with frustrated or impatient customers can be challenging. Maintaining a calm and professional demeanor is crucial but can be taxing.

Fast-Paced Environment

Handling multiple live chats simultaneously requires strong multitasking skills and the ability to work under pressure.

Technical Issues

Technical problems, such as connectivity issues or software glitches, can disrupt your work and require quick troubleshooting.

Self-Motivation

Working from home requires self-discipline and motivation to stay productive and avoid distractions.

Limited Career Progression

While there are opportunities for advancement, such as becoming a senior agent or supervisor, the upward mobility in live chat jobs can be limited compared to other fields.

How to Find and Apply for Live Chat Jobs

Job Search Tips

When searching for live chat jobs, prepare a detailed resume highlighting your communication abilities and relevant experience. Expect a typing test during the application process to assess your speed and accuracy. Aim for at least 60 words per minute with 90% accuracy.

Pre-Employment Assessments

Some companies conduct personality tests, writing samples, and multitasking tests to evaluate your suitability for the role. Be prepared to demonstrate your ability to handle multiple tasks and communicate effectively.

Recommended Websites

• LiveChat Jobs: A dedicated platform for finding live chat job opportunities.
• Working Solutions: Offers various customer support roles, including live chat positions.
• Smith.ai: Known for its flexible work schedules and comprehensive training.

If you want to learn more how to make money with Live Chat Jobs click this link to get all the training you need to get started today

How to Succeed and Grow as a Live Chat Agent

Master Core Platform Features

• Learn keyboard shortcuts for faster responses.
• Use predefined snippets for common replies.
• Set automatic greetings to welcome customers instantly.

Smoothly Handle Different Customers

• Angry Customers: Listen actively, validate their feelings, and focus on resolving their issues.
• Confused Customers: Ask clarifying questions and provide step-by-step support.
• Impatient Customers: Acknowledge their urgency and respond quickly.
• Overly Chatty Customers: Politely steer conversations back on track.

Boost Expertise

• Shadow top performers to learn from their experience.
• Build a personal knowledge base with resolution steps for common issues.
• Improve your technical skills to handle customer inquiries more effectively.

Improve Typing Abilities

• Benchmark your typing speed and aim for improvements.
• Practice regularly with online typing games and tools.
• Ensure proper ergonomics to prevent fatigue and improve speed.

Increase Income

• Upsell and cross-sell to increase order values.
• Gather positive feedback to improve your visibility and reputation.
• Volunteer for additional training or shadowing opportunities to expand your skill set.

If you want to learn more how to make money with Live Chat Jobs click this link to get all the training you need to get started today

Frequently Asked Questions about Live Chat Jobs

What qualifications do I need?

Strong written communication skills, typing ability, and basic computer literacy are essential. Some companies may require customer service experience or a college degree.

What equipment or tools will I need?

A modern computer with a stable high-speed internet connection is essential. Dual monitors and ergonomic accessories can improve productivity and comfort.

What is the work environment like?

The work environment is typically autonomous, with flexible schedules and independent tasks. Multitasking and managing multiple chats simultaneously are common.

How much does it pay?

Most live chat jobs pay between $14-$25 per hour. Performance bonuses and incentives can increase total earnings.

What are advancement opportunities like?

Advancement opportunities may include senior or supervisory roles. However, upward mobility can be limited compared to other fields.

Do you have any other advice?

Assess your strengths and weaknesses to ensure this career aligns with your skills and working style. Patience, focus, and conflict resolution skills are crucial for success in live chat jobs.

Conclusion

Live chat jobs offer a flexible and rewarding work-from-home opportunity. As highlighted in numerous “Live Chat Jobs Reviews,” these positions provide a good income, the ability to set your own schedule, and the comfort of working from home. While there are challenges, such as dealing with difficult customers and maintaining self-discipline, the benefits often outweigh the drawbacks. With the right skills and dedication, you can build a successful career in live chat support and enjoy the numerous advantages it offers.
If you want to learn more how to make money with Live Chat Jobs click this link to get all the training you need to get started today
\***Affiliate disclaimer**** this article contains affiliate links if you click on the link and purchase the product I will receive a small commission from the product owner this is at no cost to you thank you James :)*

Been using them libre for a few years, failure rate was probably a good 60% on the old libre 1 model, most didn't last 14 days or just gave totally LOW reading for a few days non stop so a type of total failure, got free replacements though. On the libre2 now and doesn't seem to be failing so much at least, but some sensors just give really incorrect readings for days at a time before a day of semi accurate readings then back to totally incorrect again. Such as right now blood testing shows 17, while the libre had been telling me I'm 7 for the last few hours (had no food to suddenly raise it before the blood test either) They are about to be free for New Zealand diabetics as well with the other big brand dexcom, should I move to dexcom as the libre is just totally unreliable must of the time, it's just a pity the dexcom only last 10 days instead of 14 Sometimes I get a libre that is just perfect for 14 days and accurate but I'm sick of flipping a coin if the next sensor will end up helping to kill me quicker by telling me totally incorrect readings most of the time

ANALYSIS section will be posted separately on my sub Tradingedge
DATA LEDE:

• RBA minutes - Australia
• Said they will try not to excessively fine tune policy
• Future changes to cash rate are difficult to rule in or out
• CPI short term variation can be easily and reasonably overlooked
• Recent data does point to slightly increased inflation risks
• NEUTRAL/HAWKISH overall
• Australia consumer confidence numbers drop 0.3% MOM
• German PPI came 0.2% MOM vs 0.2% expected, in line with last months reading.
• YOY came in at -3.3% slightly below expected value of -3.2%. Came in light which is good for German inflation picture.
• Yellen Speech - no real meaningful comments
• EU balance of trade numbers hit a new yearly high. Points to improving world demand environment.
• Fed speakers include:
• Barkin, Waller, Williams, Bostic, Barr
• BoE’s Bailey to speak too

MARKETS:

• SPX: Maintained above 5300, now trading at 5311. Yesterday, touched 5325, before moving lower again. DJI: Trading at 39,813, just below 40k. Opened yesterday above 40k but moved lower on JPM weakness.
• Nasdaq: trading flat at 18,665. Support will now be at around 18,350.
• Ger40: Slightly lower today, at 18,600. Some slight profit taking near the highs.
• HKG50: Moving lower again for 2nd day in a row. Now at 19,240. Yesterday, was at 19,750 at one point. So down 2.7% across yesterday and today.
• Oil - hit 80 yesterday on WTI but was rejected off there. Lower today to 78, down by 1.5%. Back to range bound.
• Gold: Trading at 2418, Support at 2400.
• VIX: After getting crushed to 12 yesterday, bounced up off of there, now higher.

FX:

• DXY moving flat today and yesterday, around 104.5
• Had fallen to 100d moving average after CPI then moved higher, bouncing from there.
• EURUSD positioning still bullish, flat, slightly higher at 1.087
• GBPUSD moving higher again, trading at 1.272
• AUDUSD at 0.667,
• Has broken out of the long term downtrend.

EARNINGS:

• PANW Current Quarter:
• Revenues of 1.985B beat by 0.8%. Revenues rose 15% YOY
• Products revenue beat by 1.2%
• Subscriptions and support revenue beat by 0.3%
• EPS of 1.32 Beat expectations of 1.25 - beat by 5.6%
• Operating income was 508M, beat by 3.5%
• Operating margin was 25.6% , beat by 69 bps
• Billings came more or less in line
• Deferred revenue basically in line, slight miss.
• NEXT QUARTER GUIDANCE:
• EPS of 1.41 v slightly missed expectations of 1.42
• Revenue came in line with consensus at 2.16B
• Billings guidance beat consensus v slightly.
• FULL YEAR GUIDANCE:
• EPS of 5.56-5.58 beat estimates of 5.51
• Revenue of 8B beat estimates of 7.98B
• Billings of 10.15.5B was up 10-11% YoY
• CEO Nikesh Arora: Enthusiastic response to pjatformization and AI infused security outcomes.
• In conference call said that billings isn’t the only important measure, hence investors should overlook the slight softness in billings.
• Said cybersecurity demand will continue to grow for next several quarters, and PANW will benefit.
• Cyberattacks are scaling and aren’t going away. AI will increase these threats. So the tailwinds for PANW are very strong.

XPEV

• EPS of -0.75 was much better than the -2.06 expected
• Revenue of 6.55B beat estimates of 6.19B. Up 63% YOY, but down 50% QOQ
• Vehicle margin was 5.5%, which was up from 4.1% last quarter, and up form -2.5% last year SO VEHICLE MARGIN IMPROVED
• Vehicle sales came in at 5.54B yuan, up 50% YOY but down 50% QOQ
• Gross margin was 12.9%, up from 1.7% last year and 6.2% last quarter
• SO MARGINS IMPROVED, SALES WERE WORSE THAN LAST QUARTER
• In April saw 9,393 vehicles delivered
• Partnership with Volkswagen group on E/E architecture
• Release of AI powered functions
• GROSS MARGIN IMPROVEMENT DESPITE COMPETITION AND OTHERS CUTTING PRICES WAS A KEY BENEFIT.

NEXT QUARTER GUDIANCE:

• Revenue 7.5-8.3B miss by 15%
• Delivered of 29-32K. Up 30% YOY

MACYS:

• Current quarter:
• ADJ EPS $0.27 vs. $0.56 y/y, EST $0.14. BEAT
• EPS $0.22 vs. $0.56 y/y
• Net sales $4.8B, -3.7% y/y, EST $4.81B. IN LINE
• Gross margin 39.2% vs. 40% y/y, EST 39.6%. MISS
• SG&A expense $1.9B, -2.6% y/y, EST $1.98B. MISS
• GUIDANCE:
• Raised guidance from 2.45-2.85 to 2.55-2.9.
• Raised by 4%
• Beat estimates by 4%, although is a wide guidance
• Sees Net sales at 22.3-22.9B, raising bottom end up slightly from 22.2B.
• More or less in line with guidance.
• Merchandise margins down 100bps due to additional discounting
• Merchandise inventories are well positioned for upcoming summer season
• Credit card revenues down slightly due to higher delinquency rates
• Turnaround plan showing signs of progress as they beat and raise guidance.

LOWES:

• Current quarter:
• EPS of 3.67 beat estimates of 2.95
• Revenue of 21.4B was down YOY by 4%, but beat estimates by 1.3%
• Comparables sales were down 4%
• Reaffirms FY guidance:
• EPS of 12-12.3 vs estimate of 12.19. So miss slightly by 0.4%
• Revenue of 84-85B, basically in line.
• EXPECTS COMPARABLE SALES TO BE DOWN 2-3% vs estimates of 2.43% down.

MAG 7:

• MSFT yesterday, said that Copilot Plus PCs will be based on Qualcomm’s snapdragon X Elite chips, and will offer 15 hours of web browsing and 20 hours of video battery life. MSFT says it’ll outperform MacBook Air.
• On Copilot Plus, Neural processor enables new AI features such as recall for a searchable PC memory.
• MSFT estimates 50 million AI PCs will be sold over the next year. Said its rearchitectured Windows 11 is 58% faster than Apple’s MacBook Air.
• MSFT - restructures Windows 11 for better ARM hardware support and AI integration. Introduces prism emulator, launched to improve compatibility with older x86 and x64 apps. MSFT says Prism emulator is 20% faster than previous versions.
• AAPL - Files law suit to overturn $1.8B EU antitrust fine over App Store rules. AAPL is challenging a 1.8B fine.
• MSFT - OpenAI will be sued by Scarlett Johansson for basically copying her voice against her explicit instruction not to.
• TSLA - Tesla shareholder group still not happy with Elon Musk’s $56B pay package. Urged other investors to reject a $56B pay package.

OTHER COMPANIES:

• XPEV higher on their strong earnings
• MACYS higher on improving picture
• LOW - higher on earnings
• Crypto stocks higher on strong Bitcoin performance
• LRCX 10-1 stock split
• PANW lower on eanrings, seems harsh to me. Other crypto names down in sentiment.
• Chinese stocks lower as Hong Kong MARKET down 1.5% today.
• NOVA - Piper Sandler downgrades Sunnova Energy to neutral from overweight, lowered price target to 4.50 from 9. Analyst had upgraded sun nova in December on expectation of lower rates, but rates have stayed high.
• Li - postpones the launch of its all electric SUVs to the first half of 2025, citing inadequate charging stations and other constraints. CEO emphasised the need for sufficient branded charging stations and more display spots.
• DOWN 4% AGAIN TODAY ON THIS.
• BABA - Alibaba cloud slashes prices for its latest LLM model, Tongyi Qianwen, by up to 97%
• BIDU - in response to Alibaba’s move, BIDU made its ENITRE Speed and ENIRE lite models entirely free to use.
• So we are seeing price wars in AI market.
• JPM says that they will not be increasing buybacks of JPM stock at these prices. Will just continue with previously outlined buyback pace.
• Jamie Dimon also hinted at retirement in the speech, hence JPM lower yesterday
• DELL - Citi raises dell price target to 170 from 125. Optimistic they can gain market share more in AI.
• JD - announces a proposed offering of $1.5B in convertible senior notes, due 2029. Will use proceeds to repurchase shares and expand overseas business.
• PTON - plans global refinancing to address debt. Secured nearly $1.4B in new credit facilities.
• ASML and TSM said they have measures in place to remotely disable advanced EUV chip making machines if China was to invade Taiwan.
• QCOM - shares were higher yesterday after Several big companies including Dell and MSFT announced AI laptops using Qualcomm’s snapdragon X elite chip. MSFT says these devices will outperform apple MacBook Air M3.
• ARM - MSFT will announce Arm powered laptops
• WEN - launches a $3 breakfast deal, including small seasoned potatoes, choice of bacon, eggs and cheese or sausage, eggs and cheese muffin. Rivals Mcdonalds $5value meal
• DASH - expanded its partnership with ULTA beauty to offer on demand delivery in under an hour from 1350 stores across all 50 states.
• VFS - US regulators are probing a vin fast VF 8 Crash, that killed 4 in California.
• LLY - secures china approval for diabetes drug, Tirzepatide. Received approval in China for its diabetes drug.
• BA - one killed on Singapore Airlines Boeing 777 due to severe turbulence.
• DIS - Redburn upgrades to neutral from Sell. Price target 100.
• Samsung - appoints new chief for its chip business, amid competition.

OThER NEWS:

• BTC higher to 72K.
• ETH popped 20% yesterday on renewed optimism for ETF, that SEC might green light spot ether ETFs ahead of first deadline later this week.
• Yardeni research sees Dow Jones DJI at 60k and SPX at 8k by 2030
• Mester’s comments yesterday:
• 3 rate cuts this year is no longer appropriate.
• April CPI was good, but too soon to say what path inflation is on. She said she doesnt think about rate cuts in terms of when. We can raise rates but its not base case. That’s bearish, but also unrealistic. I think there’s less risk now that we are too restrictive, and inflation risks are to upside.
• BEARISH COMMENTS FROM MESTER OVERALL
• Jefferson’s Comments yesterday:
• April inflation was encouraging. Labour market coming into better balance. Inflation decline isn’t as fast as we had liked. Policy is restrictive. - NEUTRAL comments, I’d say.
• Following these comments, Bank of America said that whilst the bar for rate hikes is still v high, rate cuts are still far off. Said Services inflation still running way above target.
• Bank of America believes markets got excited at the print, said markets pricing 50bps of cuts are likely to get disappointed.
• Did push back on stagflation narrative.
• SPACEX Q1 launch report shows that SpaceX is now launching 87% of all payload to orbit, a new record high.
• New Yorkers on average earned $89K last year, meaning that without spending more than 30% of annual income on rent, they can afford $2,216 on housing. That’s only enough to afford 4.4% of rentals.
• Marko Kolanovic held his bearish outlook on stocks, urging clients not to buy. So not all bears are capitulating.
• Fidelity ethereal fund says that the trust’s Ether will not be staked.
• IMF official expects next stage for BOE is to ease rates, says UK monetary policy is at inflection point. Actions by UK authorities are paying off.
• Said BoE should cut rates by 50-75bps in 2024.
• Upgraded UK growth forecast to 0.7% this year from 0.5% previously
• Dubai Airport expects record passenger traffic this year, set to top 100M by 2027.

For more of my content, please join Tradingedge

DATA LEDE:

• RBA minutes - Australia
• Said they will try not to excessively fine tune policy
• Future changes to cash rate are difficult to rule in or out
• CPI short term variation can be easily and reasonably overlooked
• Recent data does point to slightly increased inflation risks
• NEUTRAL/HAWKISH overall
• Australia consumer confidence numbers drop 0.3% MOM
• German PPI came 0.2% MOM vs 0.2% expected, in line with last months reading.
• YOY came in at -3.3% slightly below expected value of -3.2%. Came in light which is good for German inflation picture.
• Yellen Speech - no real meaningful comments
• EU balance of trade numbers hit a new yearly high. Points to improving world demand environment.
• Fed speakers include:
• Barkin, Waller, Williams, Bostic, Barr
• BoE’s Bailey to speak too

MARKETS:

• SPX: Maintained above 5300, now trading at 5311. Yesterday, touched 5325, before moving lower again. DJI: Trading at 39,813, just below 40k. Opened yesterday above 40k but moved lower on JPM weakness.
• Nasdaq: trading flat at 18,665. Support will now be at around 18,350.
• Ger40: Slightly lower today, at 18,600. Some slight profit taking near the highs.
• HKG50: Moving lower again for 2nd day in a row. Now at 19,240. Yesterday, was at 19,750 at one point. So down 2.7% across yesterday and today.
• Oil - hit 80 yesterday on WTI but was rejected off there. Lower today to 78, down by 1.5%. Back to range bound.
• Gold: Trading at 2418, Support at 2400.
• VIX: After getting crushed to 12 yesterday, bounced up off of there, now higher.

FX:

• DXY moving flat today and yesterday, around 104.5
• Had fallen to 100d moving average after CPI then moved higher, bouncing from there.
• EURUSD positioning still bullish, flat, slightly higher at 1.087
• GBPUSD moving higher again, trading at 1.272
• AUDUSD at 0.667,
• Has broken out of the long term downtrend.

EARNINGS:

• PANW Current Quarter:
• Revenues of 1.985B beat by 0.8%. Revenues rose 15% YOY
• Products revenue beat by 1.2%
• Subscriptions and support revenue beat by 0.3%
• EPS of 1.32 Beat expectations of 1.25 - beat by 5.6%
• Operating income was 508M, beat by 3.5%
• Operating margin was 25.6% , beat by 69 bps
• Billings came more or less in line
• Deferred revenue basically in line, slight miss.
• NEXT QUARTER GUIDANCE:
• EPS of 1.41 v slightly missed expectations of 1.42
• Revenue came in line with consensus at 2.16B
• Billings guidance beat consensus v slightly.
• FULL YEAR GUIDANCE:
• EPS of 5.56-5.58 beat estimates of 5.51
• Revenue of 8B beat estimates of 7.98B
• Billings of 10.15.5B was up 10-11% YoY
• CEO Nikesh Arora: Enthusiastic response to pjatformization and AI infused security outcomes.
• In conference call said that billings isn’t the only important measure, hence investors should overlook the slight softness in billings.
• Said cybersecurity demand will continue to grow for next several quarters, and PANW will benefit.
• Cyberattacks are scaling and aren’t going away. AI will increase these threats. So the tailwinds for PANW are very strong.

XPEV

• EPS of -0.75 was much better than the -2.06 expected
• Revenue of 6.55B beat estimates of 6.19B. Up 63% YOY, but down 50% QOQ
• Vehicle margin was 5.5%, which was up from 4.1% last quarter, and up form -2.5% last year SO VEHICLE MARGIN IMPROVED
• Vehicle sales came in at 5.54B yuan, up 50% YOY but down 50% QOQ
• Gross margin was 12.9%, up from 1.7% last year and 6.2% last quarter
• SO MARGINS IMPROVED, SALES WERE WORSE THAN LAST QUARTER
• In April saw 9,393 vehicles delivered
• Partnership with Volkswagen group on E/E architecture
• Release of AI powered functions
• GROSS MARGIN IMPROVEMENT DESPITE COMPETITION AND OTHERS CUTTING PRICES WAS A KEY BENEFIT.

NEXT QUARTER GUDIANCE:

• Revenue 7.5-8.3B miss by 15%
• Delivered of 29-32K. Up 30% YOY

MACYS:

• Current quarter:
• ADJ EPS $0.27 vs. $0.56 y/y, EST $0.14. BEAT
• EPS $0.22 vs. $0.56 y/y
• Net sales $4.8B, -3.7% y/y, EST $4.81B. IN LINE
• Gross margin 39.2% vs. 40% y/y, EST 39.6%. MISS
• SG&A expense $1.9B, -2.6% y/y, EST $1.98B. MISS
• GUIDANCE:
• Raised guidance from 2.45-2.85 to 2.55-2.9.
• Raised by 4%
• Beat estimates by 4%, although is a wide guidance
• Sees Net sales at 22.3-22.9B, raising bottom end up slightly from 22.2B.
• More or less in line with guidance.
• Merchandise margins down 100bps due to additional discounting
• Merchandise inventories are well positioned for upcoming summer season
• Credit card revenues down slightly due to higher delinquency rates
• Turnaround plan showing signs of progress as they beat and raise guidance.

LOWES:

• Current quarter:
• EPS of 3.67 beat estimates of 2.95
• Revenue of 21.4B was down YOY by 4%, but beat estimates by 1.3%
• Comparables sales were down 4%
• Reaffirms FY guidance:
• EPS of 12-12.3 vs estimate of 12.19. So miss slightly by 0.4%
• Revenue of 84-85B, basically in line.
• EXPECTS COMPARABLE SALES TO BE DOWN 2-3% vs estimates of 2.43% down.

MAG 7:

• MSFT yesterday, said that Copilot Plus PCs will be based on Qualcomm’s snapdragon X Elite chips, and will offer 15 hours of web browsing and 20 hours of video battery life. MSFT says it’ll outperform MacBook Air.
• On Copilot Plus, Neural processor enables new AI features such as recall for a searchable PC memory.
• MSFT estimates 50 million AI PCs will be sold over the next year. Said its rearchitectured Windows 11 is 58% faster than Apple’s MacBook Air.
• MSFT - restructures Windows 11 for better ARM hardware support and AI integration. Introduces prism emulator, launched to improve compatibility with older x86 and x64 apps. MSFT says Prism emulator is 20% faster than previous versions.
• AAPL - Files law suit to overturn $1.8B EU antitrust fine over App Store rules. AAPL is challenging a 1.8B fine.
• MSFT - OpenAI will be sued by Scarlett Johansson for basically copying her voice against her explicit instruction not to.
• TSLA - Tesla shareholder group still not happy with Elon Musk’s $56B pay package. Urged other investors to reject a $56B pay package.

OTHER COMPANIES:

• XPEV higher on their strong earnings
• MACYS higher on improving picture
• LOW - higher on earnings
• Crypto stocks higher on strong Bitcoin performance
• LRCX 10-1 stock split
• PANW lower on eanrings, seems harsh to me. Other crypto names down in sentiment.
• Chinese stocks lower as Hong Kong MARKET down 1.5% today.
• NOVA - Piper Sandler downgrades Sunnova Energy to neutral from overweight, lowered price target to 4.50 from 9. Analyst had upgraded sun nova in December on expectation of lower rates, but rates have stayed high.
• Li - postpones the launch of its all electric SUVs to the first half of 2025, citing inadequate charging stations and other constraints. CEO emphasised the need for sufficient branded charging stations and more display spots.
• DOWN 4% AGAIN TODAY ON THIS.
• BABA - Alibaba cloud slashes prices for its latest LLM model, Tongyi Qianwen, by up to 97%
• BIDU - in response to Alibaba’s move, BIDU made its ENITRE Speed and ENIRE lite models entirely free to use.
• So we are seeing price wars in AI market.
• JPM says that they will not be increasing buybacks of JPM stock at these prices. Will just continue with previously outlined buyback pace.
• Jamie Dimon also hinted at retirement in the speech, hence JPM lower yesterday
• DELL - Citi raises dell price target to 170 from 125. Optimistic they can gain market share more in AI.
• JD - announces a proposed offering of $1.5B in convertible senior notes, due 2029. Will use proceeds to repurchase shares and expand overseas business.
• PTON - plans global refinancing to address debt. Secured nearly $1.4B in new credit facilities.
• ASML and TSM said they have measures in place to remotely disable advanced EUV chip making machines if China was to invade Taiwan.
• QCOM - shares were higher yesterday after Several big companies including Dell and MSFT announced AI laptops using Qualcomm’s snapdragon X elite chip. MSFT says these devices will outperform apple MacBook Air M3.
• ARM - MSFT will announce Arm powered laptops
• WEN - launches a $3 breakfast deal, including small seasoned potatoes, choice of bacon, eggs and cheese or sausage, eggs and cheese muffin. Rivals Mcdonalds $5value meal
• DASH - expanded its partnership with ULTA beauty to offer on demand delivery in under an hour from 1350 stores across all 50 states.
• VFS - US regulators are probing a vin fast VF 8 Crash, that killed 4 in California.
• LLY - secures china approval for diabetes drug, Tirzepatide. Received approval in China for its diabetes drug.
• BA - one killed on Singapore Airlines Boeing 777 due to severe turbulence.
• DIS - Redburn upgrades to neutral from Sell. Price target 100.
• Samsung - appoints new chief for its chip business, amid competition.

OThER NEWS:

• BTC higher to 72K.
• ETH popped 20% yesterday on renewed optimism for ETF, that SEC might green light spot ether ETFs ahead of first deadline later this week.
• Yardeni research sees Dow Jones DJI at 60k and SPX at 8k by 2030
• Mester’s comments yesterday:
• 3 rate cuts this year is no longer appropriate.
• April CPI was good, but too soon to say what path inflation is on. She said she doesnt think about rate cuts in terms of when. We can raise rates but its not base case. That’s bearish, but also unrealistic. I think there’s less risk now that we are too restrictive, and inflation risks are to upside.
• BEARISH COMMENTS FROM MESTER OVERALL
• Jefferson’s Comments yesterday:
• April inflation was encouraging. Labour market coming into better balance. Inflation decline isn’t as fast as we had liked. Policy is restrictive. - NEUTRAL comments, I’d say.
• Following these comments, Bank of America said that whilst the bar for rate hikes is still v high, rate cuts are still far off. Said Services inflation still running way above target.
• Bank of America believes markets got excited at the print, said markets pricing 50bps of cuts are likely to get disappointed.
• Did push back on stagflation narrative.
• SPACEX Q1 launch report shows that SpaceX is now launching 87% of all payload to orbit, a new record high.
• New Yorkers on average earned $89K last year, meaning that without spending more than 30% of annual income on rent, they can afford $2,216 on housing. That’s only enough to afford 4.4% of rentals.
• Marko Kolanovic held his bearish outlook on stocks, urging clients not to buy. So not all bears are capitulating.
• Fidelity ethereal fund says that the trust’s Ether will not be staked.
• IMF official expects next stage for BOE is to ease rates, says UK monetary policy is at inflection point. Actions by UK authorities are paying off.
• Said BoE should cut rates by 50-75bps in 2024.
• Upgraded UK growth forecast to 0.7% this year from 0.5% previously
• Dubai Airport expects record passenger traffic this year, set to top 100M by 2027.

ANALYSIS section will be posted separately on my sub Tradingedge
DATA LEDE:

• RBA minutes - Australia
• Said they will try not to excessively fine tune policy
• Future changes to cash rate are difficult to rule in or out
• CPI short term variation can be easily and reasonably overlooked
• Recent data does point to slightly increased inflation risks
• NEUTRAL/HAWKISH overall
• Australia consumer confidence numbers drop 0.3% MOM
• German PPI came 0.2% MOM vs 0.2% expected, in line with last months reading.
• YOY came in at -3.3% slightly below expected value of -3.2%. Came in light which is good for German inflation picture.
• Yellen Speech - no real meaningful comments
• EU balance of trade numbers hit a new yearly high. Points to improving world demand environment.
• Fed speakers include:
• Barkin, Waller, Williams, Bostic, Barr
• BoE’s Bailey to speak too

MARKETS:

• SPX: Maintained above 5300, now trading at 5311. Yesterday, touched 5325, before moving lower again. DJI: Trading at 39,813, just below 40k. Opened yesterday above 40k but moved lower on JPM weakness.
• Nasdaq: trading flat at 18,665. Support will now be at around 18,350.
• Ger40: Slightly lower today, at 18,600. Some slight profit taking near the highs.
• HKG50: Moving lower again for 2nd day in a row. Now at 19,240. Yesterday, was at 19,750 at one point. So down 2.7% across yesterday and today.
• Oil - hit 80 yesterday on WTI but was rejected off there. Lower today to 78, down by 1.5%. Back to range bound.
• Gold: Trading at 2418, Support at 2400.
• VIX: After getting crushed to 12 yesterday, bounced up off of there, now higher.

FX:

• DXY moving flat today and yesterday, around 104.5
• Had fallen to 100d moving average after CPI then moved higher, bouncing from there.
• EURUSD positioning still bullish, flat, slightly higher at 1.087
• GBPUSD moving higher again, trading at 1.272
• AUDUSD at 0.667,
• Has broken out of the long term downtrend.

EARNINGS:

• PANW Current Quarter:
• Revenues of 1.985B beat by 0.8%. Revenues rose 15% YOY
• Products revenue beat by 1.2%
• Subscriptions and support revenue beat by 0.3%
• EPS of 1.32 Beat expectations of 1.25 - beat by 5.6%
• Operating income was 508M, beat by 3.5%
• Operating margin was 25.6% , beat by 69 bps
• Billings came more or less in line
• Deferred revenue basically in line, slight miss.
• NEXT QUARTER GUIDANCE:
• EPS of 1.41 v slightly missed expectations of 1.42
• Revenue came in line with consensus at 2.16B
• Billings guidance beat consensus v slightly.
• FULL YEAR GUIDANCE:
• EPS of 5.56-5.58 beat estimates of 5.51
• Revenue of 8B beat estimates of 7.98B
• Billings of 10.15.5B was up 10-11% YoY
• CEO Nikesh Arora: Enthusiastic response to pjatformization and AI infused security outcomes.
• In conference call said that billings isn’t the only important measure, hence investors should overlook the slight softness in billings.
• Said cybersecurity demand will continue to grow for next several quarters, and PANW will benefit.
• Cyberattacks are scaling and aren’t going away. AI will increase these threats. So the tailwinds for PANW are very strong.

XPEV

• EPS of -0.75 was much better than the -2.06 expected
• Revenue of 6.55B beat estimates of 6.19B. Up 63% YOY, but down 50% QOQ
• Vehicle margin was 5.5%, which was up from 4.1% last quarter, and up form -2.5% last year SO VEHICLE MARGIN IMPROVED
• Vehicle sales came in at 5.54B yuan, up 50% YOY but down 50% QOQ
• Gross margin was 12.9%, up from 1.7% last year and 6.2% last quarter
• SO MARGINS IMPROVED, SALES WERE WORSE THAN LAST QUARTER
• In April saw 9,393 vehicles delivered
• Partnership with Volkswagen group on E/E architecture
• Release of AI powered functions
• GROSS MARGIN IMPROVEMENT DESPITE COMPETITION AND OTHERS CUTTING PRICES WAS A KEY BENEFIT.

NEXT QUARTER GUDIANCE:

• Revenue 7.5-8.3B miss by 15%
• Delivered of 29-32K. Up 30% YOY

MACYS:

• Current quarter:
• ADJ EPS $0.27 vs. $0.56 y/y, EST $0.14. BEAT
• EPS $0.22 vs. $0.56 y/y
• Net sales $4.8B, -3.7% y/y, EST $4.81B. IN LINE
• Gross margin 39.2% vs. 40% y/y, EST 39.6%. MISS
• SG&A expense $1.9B, -2.6% y/y, EST $1.98B. MISS
• GUIDANCE:
• Raised guidance from 2.45-2.85 to 2.55-2.9.
• Raised by 4%
• Beat estimates by 4%, although is a wide guidance
• Sees Net sales at 22.3-22.9B, raising bottom end up slightly from 22.2B.
• More or less in line with guidance.
• Merchandise margins down 100bps due to additional discounting
• Merchandise inventories are well positioned for upcoming summer season
• Credit card revenues down slightly due to higher delinquency rates
• Turnaround plan showing signs of progress as they beat and raise guidance.

LOWES:

• Current quarter:
• EPS of 3.67 beat estimates of 2.95
• Revenue of 21.4B was down YOY by 4%, but beat estimates by 1.3%
• Comparables sales were down 4%
• Reaffirms FY guidance:
• EPS of 12-12.3 vs estimate of 12.19. So miss slightly by 0.4%
• Revenue of 84-85B, basically in line.
• EXPECTS COMPARABLE SALES TO BE DOWN 2-3% vs estimates of 2.43% down.

MAG 7:

• MSFT yesterday, said that Copilot Plus PCs will be based on Qualcomm’s snapdragon X Elite chips, and will offer 15 hours of web browsing and 20 hours of video battery life. MSFT says it’ll outperform MacBook Air.
• On Copilot Plus, Neural processor enables new AI features such as recall for a searchable PC memory.
• MSFT estimates 50 million AI PCs will be sold over the next year. Said its rearchitectured Windows 11 is 58% faster than Apple’s MacBook Air.
• MSFT - restructures Windows 11 for better ARM hardware support and AI integration. Introduces prism emulator, launched to improve compatibility with older x86 and x64 apps. MSFT says Prism emulator is 20% faster than previous versions.
• AAPL - Files law suit to overturn $1.8B EU antitrust fine over App Store rules. AAPL is challenging a 1.8B fine.
• MSFT - OpenAI will be sued by Scarlett Johansson for basically copying her voice against her explicit instruction not to.
• TSLA - Tesla shareholder group still not happy with Elon Musk’s $56B pay package. Urged other investors to reject a $56B pay package.

OTHER COMPANIES:

• XPEV higher on their strong earnings
• MACYS higher on improving picture
• LOW - higher on earnings
• Crypto stocks higher on strong Bitcoin performance
• LRCX 10-1 stock split
• PANW lower on eanrings, seems harsh to me. Other crypto names down in sentiment.
• Chinese stocks lower as Hong Kong MARKET down 1.5% today.
• NOVA - Piper Sandler downgrades Sunnova Energy to neutral from overweight, lowered price target to 4.50 from 9. Analyst had upgraded sun nova in December on expectation of lower rates, but rates have stayed high.
• Li - postpones the launch of its all electric SUVs to the first half of 2025, citing inadequate charging stations and other constraints. CEO emphasised the need for sufficient branded charging stations and more display spots.
• DOWN 4% AGAIN TODAY ON THIS.
• BABA - Alibaba cloud slashes prices for its latest LLM model, Tongyi Qianwen, by up to 97%
• BIDU - in response to Alibaba’s move, BIDU made its ENITRE Speed and ENIRE lite models entirely free to use.
• So we are seeing price wars in AI market.
• JPM says that they will not be increasing buybacks of JPM stock at these prices. Will just continue with previously outlined buyback pace.
• Jamie Dimon also hinted at retirement in the speech, hence JPM lower yesterday
• DELL - Citi raises dell price target to 170 from 125. Optimistic they can gain market share more in AI.
• JD - announces a proposed offering of $1.5B in convertible senior notes, due 2029. Will use proceeds to repurchase shares and expand overseas business.
• PTON - plans global refinancing to address debt. Secured nearly $1.4B in new credit facilities.
• ASML and TSM said they have measures in place to remotely disable advanced EUV chip making machines if China was to invade Taiwan.
• QCOM - shares were higher yesterday after Several big companies including Dell and MSFT announced AI laptops using Qualcomm’s snapdragon X elite chip. MSFT says these devices will outperform apple MacBook Air M3.
• ARM - MSFT will announce Arm powered laptops
• WEN - launches a $3 breakfast deal, including small seasoned potatoes, choice of bacon, eggs and cheese or sausage, eggs and cheese muffin. Rivals Mcdonalds $5value meal
• DASH - expanded its partnership with ULTA beauty to offer on demand delivery in under an hour from 1350 stores across all 50 states.
• VFS - US regulators are probing a vin fast VF 8 Crash, that killed 4 in California.
• LLY - secures china approval for diabetes drug, Tirzepatide. Received approval in China for its diabetes drug.
• BA - one killed on Singapore Airlines Boeing 777 due to severe turbulence.
• DIS - Redburn upgrades to neutral from Sell. Price target 100.
• Samsung - appoints new chief for its chip business, amid competition.

OThER NEWS:

• BTC higher to 72K.
• ETH popped 20% yesterday on renewed optimism for ETF, that SEC might green light spot ether ETFs ahead of first deadline later this week.
• Yardeni research sees Dow Jones DJI at 60k and SPX at 8k by 2030
• Mester’s comments yesterday:
• 3 rate cuts this year is no longer appropriate.
• April CPI was good, but too soon to say what path inflation is on. She said she doesnt think about rate cuts in terms of when. We can raise rates but its not base case. That’s bearish, but also unrealistic. I think there’s less risk now that we are too restrictive, and inflation risks are to upside.
• BEARISH COMMENTS FROM MESTER OVERALL
• Jefferson’s Comments yesterday:
• April inflation was encouraging. Labour market coming into better balance. Inflation decline isn’t as fast as we had liked. Policy is restrictive. - NEUTRAL comments, I’d say.
• Following these comments, Bank of America said that whilst the bar for rate hikes is still v high, rate cuts are still far off. Said Services inflation still running way above target.
• Bank of America believes markets got excited at the print, said markets pricing 50bps of cuts are likely to get disappointed.
• Did push back on stagflation narrative.
• SPACEX Q1 launch report shows that SpaceX is now launching 87% of all payload to orbit, a new record high.
• New Yorkers on average earned $89K last year, meaning that without spending more than 30% of annual income on rent, they can afford $2,216 on housing. That’s only enough to afford 4.4% of rentals.
• Marko Kolanovic held his bearish outlook on stocks, urging clients not to buy. So not all bears are capitulating.
• Fidelity ethereal fund says that the trust’s Ether will not be staked.
• IMF official expects next stage for BOE is to ease rates, says UK monetary policy is at inflection point. Actions by UK authorities are paying off.
• Said BoE should cut rates by 50-75bps in 2024.
• Upgraded UK growth forecast to 0.7% this year from 0.5% previously
• Dubai Airport expects record passenger traffic this year, set to top 100M by 2027.

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I had an old R-22 unit that was on a 60A breaker. When I got a new R410A unit it recommended a 50A breaker and I downsized. I'm still under warranty for another 5 years but I was looking at the newer R410A units (which will probably be obsolete by the time I need to replace it) but noticed on the 5 Ton units they're already recommending a 45A breaker.
I didn't even know that existed but its crazy the max draw keeps going down on them.
Past few years eventhough the AC is well maintained its been struggling to keep up as the summers have been hotter in TX. Used to be we'd have a few 100+ degree days but last summer we had like 60 consecutive ones. I've been thinking about a mini-split for the bedroom but that would drive a service upgrade on my 125A service.
At this rate, when I go to replace it, it may only require a 40A breaker. Pretty crazy that they're getting so efficient but that extra 20A may buy me capacity for a small mini split without a service upgrade.

ANALYSIS section will be posted separately on my sub Tradingedge
DATA LEDE:

• RBA minutes - Australia
• Said they will try not to excessively fine tune policy
• Future changes to cash rate are difficult to rule in or out
• CPI short term variation can be easily and reasonably overlooked
• Recent data does point to slightly increased inflation risks
• NEUTRAL/HAWKISH overall
• Australia consumer confidence numbers drop 0.3% MOM
• German PPI came 0.2% MOM vs 0.2% expected, in line with last months reading.
• YOY came in at -3.3% slightly below expected value of -3.2%. Came in light which is good for German inflation picture.
• Yellen Speech - no real meaningful comments
• EU balance of trade numbers hit a new yearly high. Points to improving world demand environment.
• Fed speakers include:
• Barkin, Waller, Williams, Bostic, Barr
• BoE’s Bailey to speak too

MARKETS:

• SPX: Maintained above 5300, now trading at 5311. Yesterday, touched 5325, before moving lower again. DJI: Trading at 39,813, just below 40k. Opened yesterday above 40k but moved lower on JPM weakness.
• Nasdaq: trading flat at 18,665. Support will now be at around 18,350.
• Ger40: Slightly lower today, at 18,600. Some slight profit taking near the highs.
• HKG50: Moving lower again for 2nd day in a row. Now at 19,240. Yesterday, was at 19,750 at one point. So down 2.7% across yesterday and today.
• Oil - hit 80 yesterday on WTI but was rejected off there. Lower today to 78, down by 1.5%. Back to range bound.
• Gold: Trading at 2418, Support at 2400.
• VIX: After getting crushed to 12 yesterday, bounced up off of there, now higher.

FX:

• DXY moving flat today and yesterday, around 104.5
• Had fallen to 100d moving average after CPI then moved higher, bouncing from there.
• EURUSD positioning still bullish, flat, slightly higher at 1.087
• GBPUSD moving higher again, trading at 1.272
• AUDUSD at 0.667,
• Has broken out of the long term downtrend.

EARNINGS:

• PANW Current Quarter:
• Revenues of 1.985B beat by 0.8%. Revenues rose 15% YOY
• Products revenue beat by 1.2%
• Subscriptions and support revenue beat by 0.3%
• EPS of 1.32 Beat expectations of 1.25 - beat by 5.6%
• Operating income was 508M, beat by 3.5%
• Operating margin was 25.6% , beat by 69 bps
• Billings came more or less in line
• Deferred revenue basically in line, slight miss.
• NEXT QUARTER GUIDANCE:
• EPS of 1.41 v slightly missed expectations of 1.42
• Revenue came in line with consensus at 2.16B
• Billings guidance beat consensus v slightly.
• FULL YEAR GUIDANCE:
• EPS of 5.56-5.58 beat estimates of 5.51
• Revenue of 8B beat estimates of 7.98B
• Billings of 10.15.5B was up 10-11% YoY
• CEO Nikesh Arora: Enthusiastic response to pjatformization and AI infused security outcomes.
• In conference call said that billings isn’t the only important measure, hence investors should overlook the slight softness in billings.
• Said cybersecurity demand will continue to grow for next several quarters, and PANW will benefit.
• Cyberattacks are scaling and aren’t going away. AI will increase these threats. So the tailwinds for PANW are very strong.

XPEV

• EPS of -0.75 was much better than the -2.06 expected
• Revenue of 6.55B beat estimates of 6.19B. Up 63% YOY, but down 50% QOQ
• Vehicle margin was 5.5%, which was up from 4.1% last quarter, and up form -2.5% last year SO VEHICLE MARGIN IMPROVED
• Vehicle sales came in at 5.54B yuan, up 50% YOY but down 50% QOQ
• Gross margin was 12.9%, up from 1.7% last year and 6.2% last quarter
• SO MARGINS IMPROVED, SALES WERE WORSE THAN LAST QUARTER
• In April saw 9,393 vehicles delivered
• Partnership with Volkswagen group on E/E architecture
• Release of AI powered functions
• GROSS MARGIN IMPROVEMENT DESPITE COMPETITION AND OTHERS CUTTING PRICES WAS A KEY BENEFIT.

NEXT QUARTER GUDIANCE:

• Revenue 7.5-8.3B miss by 15%
• Delivered of 29-32K. Up 30% YOY

MACYS:

• Current quarter:
• ADJ EPS $0.27 vs. $0.56 y/y, EST $0.14. BEAT
• EPS $0.22 vs. $0.56 y/y
• Net sales $4.8B, -3.7% y/y, EST $4.81B. IN LINE
• Gross margin 39.2% vs. 40% y/y, EST 39.6%. MISS
• SG&A expense $1.9B, -2.6% y/y, EST $1.98B. MISS
• GUIDANCE:
• Raised guidance from 2.45-2.85 to 2.55-2.9.
• Raised by 4%
• Beat estimates by 4%, although is a wide guidance
• Sees Net sales at 22.3-22.9B, raising bottom end up slightly from 22.2B.
• More or less in line with guidance.
• Merchandise margins down 100bps due to additional discounting
• Merchandise inventories are well positioned for upcoming summer season
• Credit card revenues down slightly due to higher delinquency rates
• Turnaround plan showing signs of progress as they beat and raise guidance.

LOWES:

• Current quarter:
• EPS of 3.67 beat estimates of 2.95
• Revenue of 21.4B was down YOY by 4%, but beat estimates by 1.3%
• Comparables sales were down 4%
• Reaffirms FY guidance:
• EPS of 12-12.3 vs estimate of 12.19. So miss slightly by 0.4%
• Revenue of 84-85B, basically in line.
• EXPECTS COMPARABLE SALES TO BE DOWN 2-3% vs estimates of 2.43% down.

MAG 7:

• MSFT yesterday, said that Copilot Plus PCs will be based on Qualcomm’s snapdragon X Elite chips, and will offer 15 hours of web browsing and 20 hours of video battery life. MSFT says it’ll outperform MacBook Air.
• On Copilot Plus, Neural processor enables new AI features such as recall for a searchable PC memory.
• MSFT estimates 50 million AI PCs will be sold over the next year. Said its rearchitectured Windows 11 is 58% faster than Apple’s MacBook Air.
• MSFT - restructures Windows 11 for better ARM hardware support and AI integration. Introduces prism emulator, launched to improve compatibility with older x86 and x64 apps. MSFT says Prism emulator is 20% faster than previous versions.
• AAPL - Files law suit to overturn $1.8B EU antitrust fine over App Store rules. AAPL is challenging a 1.8B fine.
• MSFT - OpenAI will be sued by Scarlett Johansson for basically copying her voice against her explicit instruction not to.
• TSLA - Tesla shareholder group still not happy with Elon Musk’s $56B pay package. Urged other investors to reject a $56B pay package.

OTHER COMPANIES:

• XPEV higher on their strong earnings
• MACYS higher on improving picture
• LOW - higher on earnings
• Crypto stocks higher on strong Bitcoin performance
• LRCX 10-1 stock split
• PANW lower on eanrings, seems harsh to me. Other crypto names down in sentiment.
• Chinese stocks lower as Hong Kong MARKET down 1.5% today.
• NOVA - Piper Sandler downgrades Sunnova Energy to neutral from overweight, lowered price target to 4.50 from 9. Analyst had upgraded sun nova in December on expectation of lower rates, but rates have stayed high.
• Li - postpones the launch of its all electric SUVs to the first half of 2025, citing inadequate charging stations and other constraints. CEO emphasised the need for sufficient branded charging stations and more display spots.
• DOWN 4% AGAIN TODAY ON THIS.
• BABA - Alibaba cloud slashes prices for its latest LLM model, Tongyi Qianwen, by up to 97%
• BIDU - in response to Alibaba’s move, BIDU made its ENITRE Speed and ENIRE lite models entirely free to use.
• So we are seeing price wars in AI market.
• JPM says that they will not be increasing buybacks of JPM stock at these prices. Will just continue with previously outlined buyback pace.
• Jamie Dimon also hinted at retirement in the speech, hence JPM lower yesterday
• DELL - Citi raises dell price target to 170 from 125. Optimistic they can gain market share more in AI.
• JD - announces a proposed offering of $1.5B in convertible senior notes, due 2029. Will use proceeds to repurchase shares and expand overseas business.
• PTON - plans global refinancing to address debt. Secured nearly $1.4B in new credit facilities.
• ASML and TSM said they have measures in place to remotely disable advanced EUV chip making machines if China was to invade Taiwan.
• QCOM - shares were higher yesterday after Several big companies including Dell and MSFT announced AI laptops using Qualcomm’s snapdragon X elite chip. MSFT says these devices will outperform apple MacBook Air M3.
• ARM - MSFT will announce Arm powered laptops
• WEN - launches a $3 breakfast deal, including small seasoned potatoes, choice of bacon, eggs and cheese or sausage, eggs and cheese muffin. Rivals Mcdonalds $5value meal
• DASH - expanded its partnership with ULTA beauty to offer on demand delivery in under an hour from 1350 stores across all 50 states.
• VFS - US regulators are probing a vin fast VF 8 Crash, that killed 4 in California.
• LLY - secures china approval for diabetes drug, Tirzepatide. Received approval in China for its diabetes drug.
• BA - one killed on Singapore Airlines Boeing 777 due to severe turbulence.
• DIS - Redburn upgrades to neutral from Sell. Price target 100.
• Samsung - appoints new chief for its chip business, amid competition.

OThER NEWS:

• BTC higher to 72K.
• ETH popped 20% yesterday on renewed optimism for ETF, that SEC might green light spot ether ETFs ahead of first deadline later this week.
• Yardeni research sees Dow Jones DJI at 60k and SPX at 8k by 2030
• Mester’s comments yesterday:
• 3 rate cuts this year is no longer appropriate.
• April CPI was good, but too soon to say what path inflation is on. She said she doesnt think about rate cuts in terms of when. We can raise rates but its not base case. That’s bearish, but also unrealistic. I think there’s less risk now that we are too restrictive, and inflation risks are to upside.
• BEARISH COMMENTS FROM MESTER OVERALL
• Jefferson’s Comments yesterday:
• April inflation was encouraging. Labour market coming into better balance. Inflation decline isn’t as fast as we had liked. Policy is restrictive. - NEUTRAL comments, I’d say.
• Following these comments, Bank of America said that whilst the bar for rate hikes is still v high, rate cuts are still far off. Said Services inflation still running way above target.
• Bank of America believes markets got excited at the print, said markets pricing 50bps of cuts are likely to get disappointed.
• Did push back on stagflation narrative.
• SPACEX Q1 launch report shows that SpaceX is now launching 87% of all payload to orbit, a new record high.
• New Yorkers on average earned $89K last year, meaning that without spending more than 30% of annual income on rent, they can afford $2,216 on housing. That’s only enough to afford 4.4% of rentals.
• Marko Kolanovic held his bearish outlook on stocks, urging clients not to buy. So not all bears are capitulating.
• Fidelity ethereal fund says that the trust’s Ether will not be staked.
• IMF official expects next stage for BOE is to ease rates, says UK monetary policy is at inflection point. Actions by UK authorities are paying off.
• Said BoE should cut rates by 50-75bps in 2024.
• Upgraded UK growth forecast to 0.7% this year from 0.5% previously
• Dubai Airport expects record passenger traffic this year, set to top 100M by 2027.

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Hello all.
I have been using Brave as my browser. I was in search of other open-source, non-Google apps when I noticed that, while the Aurora store says that Brave has "no known" trackers, it does have Google play services and Google play services for C (I assume Chrome) as dependencies.
Neither of those services are installed on my phone, nor have they ever been, yet Brave works just fine.
I'm just trying to ascertain if Brave, and other similar apps, are compromised in some way.
Also, I'm wondering how secure sandboxing Google play services is. I understand that it's limited, but is that good enough for real privacy?
Thank you, in advance, for your time. 🙂 B

new player here. I played on PS but since my friends started playing on PC i migrated.
And one thing i noticed, is how higher lvls on PC are kinda.... too strong?
Yeah, tanks for the 500 stimpaks, but my last 20 hours i didint saw the color of the legendary mobs that spawn in events.
I was doing the event that you need to make noise and in the time i had to change weapons (i wass hitting with the guitar sword to help with the quest) the legendary was already dead.
It is but an example of my last experience on events on PC so far. low Lvls (30-60) doing the objectives and the highers (100+) spawn camping the legendaries and leaving no chance for us to tag them. im a whole week, doing 3-4 events a day and havent even seen a legendary mob. By the time my PC loads the mob on screen it is already dead. And if it dies before i saw him it doesnt leave a body (i know, crap PC doesnt help) but im talking about 2 to 3 seconds here.
Please, leave some juice to us. I want to get the rewards too.
Edit: 'About events as low lvl on pc' sry for the typo on the tittle. edit2: after a few replyes (2, to be precise) i understand that its a matter of balancing.

Im a support worker for adults with disabilities. Today 40 minutes before my shift started my manager text me telling me I wasn't working in my usual building and I needed to cover at a cafe as someone phoned in sick.
This meant I then had to rush to find my uniform that I have to wear when in the cafe, it meant I had major anxiety because my plan for the day had changed last minute and it made my daughter 30 minutes late for school as I'd had to change my clothes and then my anxiety attack held me up.
I messaged my manager saying I understood that someone had phoned in sick but as occupational health had written on my forms, could she please avoid doing last minute changes to my schedule as I'm autistic and really struggle with this, that I was fine to go to the new location but just asked her to remember what was agreed with occupational health about last minute changes and to let me know at a minimum the night before instead of waking up to the news and causing a meltdown.
She was so unsympathetic, told me that I shouldn't have gone to occupational health behind her back (everyone has to have a meeting with them when they join the company, she arranged it so I'm not sure why she is saying it's behind her back) she said I knew about the cafe during the interview (again, I don't have a problem with working in the other location but when I've got less than an hours notice I'm there and it means getting my daughter to school on time is affected because I have to get changed, as well as the anxiety of my working day being changed last second then there is an issue) and that the needs of the business have to come first and last minute changes will definitely happen again.
I have tried to be open with her, I was polite and explained that its a result of my disability. We are a company that supports disabled adults, i thought she'd have empathy but instead I feel like she purposely misunderstood me and had no empathy when it took me so much to be able to open up about how it had affected me.
I'm not sure what else I could have done but I feel so deflated now.

Okay I'm kinda new to monitor stuff of these days. I hear that from 6-10, 8 bit is probably the most popular (price/performance balance for now? although, idk, businesses buying computers for employees or regular consumers with older hardware may be a different case).
I hear that there are some models that claim to be 8 bit (6 bit + FRC) and 10 bit (8 bit + FRC).
This thing called FRC. First of all, what is it and how does it work, and secondly, how noticeable is it in today's daily use content - web, YouTube, Netflix, etc?
Thanks in advance!

So I was emailed about renewing my parking permit (City Council) on the 25th of February, I activated this and paid for a 3 month extension / renewal on the 26th of February and thought literally nothing more of it.
Yesterday morning my car was given a PCN saying I'd parked without payment.
I've gone into my council profile and can find no evidence of the renewal being submitted so I initially thought I was at fault and accepted it.
I went to check my bank statement as I definitely remember paying for the renewal and low and behold, the charge is there to the council.
Now there is no guarantee your renewal will be accepted but there was no notification or update sent to me, emailed, called whatever about it not being accepted.
I've filed a complaint and the response I've written below and have also appealed the PCN but neither of these will help me with the parking renewal issue. Also they've stated they can take up to 90 days to respond to an appeal for the PCN.
Firstly, isn't the onus on the provider to notify you the renewal has not been accepted. Secondly, they've taken my money for a service permission they haven't granted, and not returned it.
What are my options here as the complaints team for the council advised me to seek legal council or to call the citizens advice bureau. The bureau have told me to call the council but I've on hold for about 2 hours now.
UPDATE
So I've found the screenshot I took saying my application was successful and that a new permit would be sent within 10 days. This means I've been given a PCN stating I haven't paid to park despite having paid to park in the zone it's parked.
What are my options?

I have devised this thread as some guidance for those people who have visited this forum and are concerned about specific symptoms that are effecting them and, in particular, those who are worried that these symptoms are an indication of neurological conditions such as Multiple Sclerosis (MS), Amyotrophic Lateral Sclerosis (ALS) & Motor Neurone Disease (MND).
The first thing that must be realised is that NOBODY on an internet forum can ever diagnose you or truly give you any reassurance that you do not have these conditions. Should anybody experience any signs or symptoms that are new to them they should ALWAYS approach their doctor in the first instance in order for these to be examined. In the vast majority of cases a GP will be able to advise you that these symptoms are benign but some doctors will often refer you to a neurologist for their opinion, if this should happen it is not value laden as regarding a possible diagnosis but rather would be the standard format for how you present to the doctor.
This thread is good news, it is good news because it has had to be written, it is good news because hundreds, maybe thousands of people have logged onto this board and countless other anxiety forums totally convinced that they are suffering from a neurological condition despite being told by health care profesionals that this is not the case. All these people ask the same questions and all these people have the exact same worries as you are having now. If this is you, if you have been to the doctor, maybe even a neuro, maybe even two neuro’s, maybe even had an MRI, maybe even two MRI’s, well, you get the picture, if you have been told by your health care profesional that you are healthy but you are struggling to believe this you may find some help from this thread.
So, you have come to an anxiety board. I guess that is because your doctor has told you that you are suffering from anxiety. Actually, my guess would be that your doctor has told you that you are suffering from ‘just’ anxiety and, if you are lucky, you may have been given some leaflets, you may have had some books recommended and you may even have been given some medication.
So, what took you to the doctor? Was it the tingling? The pins & needles? That damned annoying twitching eyelid that just won’t let up? Was it that weird thing when you keep seeing the flashing in your periphiral vision? The strange sensation in your throat where you just can’t swallow? The constant muscle aches and cramps? The constant small joint aches and cramps? Do you have that weird internal vibrating feeling? Was it the percieved weakness in all your major limbs? What about the foot drop you have been noticing, the clumsiness, finding the car keys in the fridge? Was it the chronic constant fatigue, that feeling when you wake in the morning like you haven’t actually gone to bed? What about the myclonic jerking, that bizarre moment when your whole body jerks like you have had an electric shock? Was it that constant twitching in your calf muscles that looks like you have a bag of worms under your skin? It could have been the parathesia, the feeling on your skin where one moment it feels sunburnt and the next minute it feels soaking wet? Maybe it was the atrophy, you know, the muscle loss in your bicep, your thigh that is so obvious to you but what frustratingly nobody else can see? What about………are you bored? I’m bored!
So, you have had some of those right? Maybe like me you are unlucky enough to have had every one of them…not much fun is it! When you first started getting these weird and wonderful symptoms cropping up I bet one of the first things you did was run off to the all powerful internet and consult that all knowing oracle, the good lord GOOGLE. If you did this, if you searched for your symptoms on a search engine on the internet, congratualtions, you have taken the first step on developing this weird and wonderful anxiety disorder known as Health Anxiety. The reason we Google is because of a basic human need at a time of stress, we are scared and we want reassurance, the problem is nothing you ever read on the internet will give you the reassurance you need, you will unwittingly discard the plethora of evidence that tells you that you do not have a neurological illness and instead will latch onto and inflate those things which seem ambigous, why would you do this? I suggest that at this point it may be adavantagous for you to look in the Genaralized Anxiety Disorder folder on this forum and see the negative thought processes and over generalization and catastrophising that defines GAD, it just may ring some bells for you.
So, by the time you have gone to the doctor you are pretty much resigned to the fact that it is MS or if you are really unlucky ALS. You picture yourself in a wheelchair, the kids looking at you with pity as you can’t play sports in the park with them anymore, you picture your partner standing by you and caring for you but all the while you feel the resentment, they never signed up for this, you picture the scene in four years time, confined to a hospital bed with your family and friends round you with the fruit and flowers…..BUT WAIT!
Oh joyous news, the doctor has said you don’t have MS, you don’t have ALS, what you have is anxiety, well, just anxiety….oh believe me there is a BIG difference. You have got out of jail free! The doctor has examind you thoroughly, he has taken your history, he knows the patterns, he has seen people with MS and ALS and you are not one of those. With a skip and a step you are on your way, same time next year doctor, yep, no worries…so with a happy heart and an increased vigour you are off out of the surgery door to continue with your life that had been on hold up to then. MS, ALS how could you be so silly eh?
…and then it begins! Right, the doctor said this is anxiety, I’m not anxious though, why do I still have these symptoms if I’m not anxious….something just isn’t right here. The more you think about it the more it seems obvious, hold on, I saw the doctor on Friday afternoon, I bet he was just thinking about the weekend and wanted to get rid of me. I’m sure that the doctor should have done more tests than he did you know, crikey, I’m sure when I told him the numbness was down just the one side he didn’t listen to that, that bit is crucial and he never heard it. Hold on, this freakin eye twitch is getting even worse and I’m not even anxious, where is the telephone? What is that doctors number?……welcome to the loop!
If any of the above seems familier to you, believe me, you are not alone…as strange as it may seem the fixation on being convinced you have a neurological condition after being told that you are in actual fact suffering from anxiety in very common.
Firstly, you need to realise that both MS and ALS are rare disease’s. Not only are they both rare disease’s but they also tend to effect spefic groups based on ethnicity, age and sex so we are talking about rare disease with partial excluding factors. In contrast, anxiety is an incredibly common and debilitating condtion that effects people both physically and mentally.
Anxiety is generally percieved to be a mental condition, when we are anxious we are anxious in our head and this can kick in the flight or fight syndrome which in turn causes the physical reactions. These reactions are generally thought to be a racing heart and palpitations, sweating, increased adrenaline etc etc. Now, this is all well and good but how does this fit in with those symptoms that mirror MS etc so effectivly.
I personally believe that the reason most people fail to be believe that their symptoms are being genrated by anxiety is because the concept of anxiety is never actually expalined sufficently. A large number of doctors will often expalin to you that you are suffering from ‘just’ anxety and this usage of the term ‘just’ is supposed to make us somehow feel reassured. The problem is that this has the opposite effect, how can a ‘just’ something cause all these real physical symptoms. If anxiety is effecting me mentally how can it make me twitch, buzz and go numb?
For some people anxiety will surface in the tradional panic attack, much seems to be written on this side of anxiety and this is not what we are concerned with here. For a sizable group of people when anxiety starts to manifest itself physically it is through physical sesnations that effect various aspects of our nervous system. This is why the sensations of this physical anxiety so closely mirror the symptoms of a condition such as MS, they actually effect the same part of the body, now, here is the crucial and all important difference, the symptoms of MS are caused by an organic condition which whilst treatable is irreversable and the physical sensations of anxiety are caused by the mind and are of course reversable. In short, you have to understand and accept that the mind can actually generate these physical sensations.
Whilst for many people physical anxiety can strike out of the blue, I am of the opinion that for the vast majority of people anxiety starts to become physical after whay could be many years of bad stress and anxiety management. You may not have even noticed this. We all have an anxiety threshold and the majority of people will probably never approach the blow off point, yes, a sudden and severe stressor could take someone right over the point from the baseline (think Post Traumatic Stress Disorder & Conversion Disorder etc) but most of us operate at an anxiety level that our bodies can handle. The problem is that if we stress ourselves constantly over a period of time, we do not allow our thermostat to reset and one sunny day something will happen, some stressor which can be a bad or even a good event and which we may not even realise the significance of will push us over the limit and it is at this point that our anxiety will effect us physically and more often than not impact on our nervous system.
This also happens to bring us to another crucial factor and what for many is the paradox that holds us back form accepting the anxiety diagniosis, how the hell can this be anxiety when I am not anxious? It makes no sense to me! What we need to realise is that once we have crossed the anxiety threshold no matter what we do we have to surrender ourselves to our mind and body and accept that we are now operating to a timescale that WE CANNOT CONTROL! We can think we are being as cool as Fonzie but we need to accept that the damage whilst reversible has been done and it is just a case of closing the stable door after the horse has bolted. Our body is now in control of us and the physical sensations will only stop when our body and mind are sufficently recovered.
It is at this point where we commit the ultimate folly, do we do as the experts suggest and sit back and realx and float through this stage? Of course not, we do the total opposite, we monitor our body for every twitch and interpret this as a sign of a misdiagnosis, we become hypervigilant, paranoid, self absorbed…this behaviour just creates more and more anxiety and we do not allow our body and mind the time necessary to recover….we are, in effect, pouring gasoline on the fire and expecting it to go out.
If you read this forum you will find a variety of posts that will offer you suggestions as to why you are suffering from the physical sensations of anxiety. Some people will advocate medication, some Cognitive Behaviour Therapy etc etc but what you will realise is that there is no one right way. I am truly of the belief that recovery is all about acceptance and learning to respond to fear correctly but how we do this is very much an indvidual thing. It could well be that you have issues with GAD and you can see how patterns realting to that disorder resonate with how you currently feel about your health, for example, note how both MS and ALS are diseases with which we lose control of our bodies. It could also be that you have issues with OCD, traits such as reassurance seeking and body and symptom monitoring could suggest this. There may well be suggestions that you could be sufferring from elements of depression, there is as school of thought that believes that the mind will somatise physical sensations when there are aspects of your life that your unconcious is unhappy with etc.
I hope this has helped if you have just visited here convinced you have MS etc and you are feeling scared and confused. You may have noticed I have not mentioned anything specific about MS or ALS and that is because there is no reason to...you do not have those. Your doctor has told you you are suffering from anxiety and therefore you are in the right place. Refrain from researching about diseases you do not have and instead concentrate on dealing with what you have today. Of course, what you have today doesn’t guarantee you won’t have MS or ALS tomorrow and if that thought fills you with fear use your time here wisely and believe me, it becomes a lot more bearable.