Selling car receipt format
Ask a Car Salesman, Managers, or Finance managers anything!
2012.11.06 18:19 DOPE_AS_FUCK_COOK Ask a Car Salesman, Managers, or Finance managers anything!
We are one among thousands of subreddits that have [united in a coordinated protest/blackout](https://www.theverge.com/2023/6/10/23756476/reddit-protest-api-changes-apollo-third-party-apps), aiming to bring Reddit's attention to the significance of our concerns regarding the recently implemented API changes. AskCarSales will remain private Sunday, 06/11 through Wednesday, 06/14 Save3rdPartyApps PLEASE DO NOT MESSAGE US VIA MODMAIL.
2018.11.24 21:30 Benton_The_Panda Forza Auctions
A place to advertise that you are buying or selling rare, non-Autoshow cars. Discord: https://discord.gg/NJGG9Sj
2012.05.24 18:04 cblood86 Because Redditors need soccer shirts.
A place to swap, buy, sell, and show off your soccefooty related kits and gear.
2024.05.16 03:30 Massive-Development1 250 Write-Up for Step 3
Never done one of these, but figured I got lots of info from here so I'd pass on what seemed to work for me. I'm not an expert in test-taking, so keep that in mind before accepting anything I say as absolute.
For background, I am an IM intern who also completed a surgery prelim last year (graduated from USMD school in 2022).
Step 1: 247 (2020)
Step 2ck: 242 :/ (2021)
I was lucky enough to have the 3 weeks prior to my test on a super chill rotation with lots of free time. I have learned from past test taking that I benefit most through exposing myself to topics in multiple different ways. Beginning of this intern year, I used Uworld to study for my ITE exam and did ~500 questions (scored 72%). I then stopped and started doing blocks here and there with my down time in the hospital the last 2-3 months prior to exam day. During the final 3 weeks of study time was my "dedicated." During this time I had majority of day off from rotations. I spent the majority of each day doing blocks of questions for time and then spending a good bit of time reviewing every question and why the answer was correct and why the other answers were wrong. I'd often go into rabbit holes googling pictures, looking up topics, or going back to Step 1 FA book to relearn basics. Doing this, I was luckily able to complete Uworld a few days prior to my test (first time Ive ever come close to this). Doing questions can get boring, so when I needed a break I'd go on walks and listen to Divine Intervention podcasts. Usually shelf review podcasts for my weakest subjects (OB/Peds). And also hit the most floridly HY ones from the excel doc (Risk factors, most common _____, etc.). I would listen to his podcasts in the car, while working out, and just about anywhere I had idle time by myself. Can't tell you how many times on test day I saw questions that I could literally hear Divine's voice in my head making a corny joke that'd they ask it. Also, at least a dozen questions were word for word from Uworld. So much so, that I saw the picture and just looked at the final question and was able to answer correctly in <10 secs.
I read through FA Step 1 sections that are most commonly tested (GI/Cards/Renal etc). I also read the biochem diseases section (don't do this; waste of time). Studying for ABSITE my surgery year (82%) allowed me to neglect any studying for surgery/trauma topics. I did spend disproportionate amount of time on Peds and OBGYN just because I do not see these pts in real life lol.
For Biostats, I did the Uworld biostats review once and would use FA Step 1 for all the equations and made Anki cards for the ones I'd habitually forget. I CANNOT STRESS THIS ENOUGH, biostats is free points. Know it so well that you get excited when you see a question on it. It had to be at least a third of the exam on day 1 and all easy free points. I don't recall a single WTF biostats question. All pretty clear.
For pharm, I knew I was weak on antimicrobials and chemotherapeutics. I just flipped through some of these old Sketchies and picked it up pretty quickly. (note: I had memorized these for step 1 in 2020). Drug side effects and MOA should also be free points.
For the multistep advertisement questions, I'd recommend skipping and coming back to at end of each block. For the first few blocks I would get bogged down and have to guess on the last question or two in block which turned out to be easy questions usually.
Day 2 is more clinical (Step 2CK/Shelf) questions and the cases. For cases, I bought the CCS cases and devoted my entire gap day between Day 1 and 2 to mastering the format and collecting points. I first learned the methodical approach that this guy describes https://www.youtube.com/watch?v=qmxWuV4psFs . ( I legit wrote down the steps on my whiteboard). Then I ordered the CCS cases in order of high yield and did the top 20 then did the USMLE free ones as well. Of all my cases on the real thing, I really only had one that ended with me having no clue wtf was wrong w the patient. Don't be afraid to push time forward to see results!
Day 2 Clinical multiple choice questions is kind of hard to study for. It's really something that I very heavily leaned on my clinical experience as surgery intern and medical intern for. (ie in this presentation, what would we normally order next to diagnose the pt). Some scenarios I remembered seeing in real life less than a month prior.
In summary, this is a hard test w many questions where they expect you to see where they're pointing you without them giving you all the information you'd like. These types of questions will require lots of thought and may even result in incorrect despite much time spent. Because of this fact, to SUCCEED in step 3 you need to just collect all the "free" points you can. "Free" points are straight memorization questions that you know will be tested because they tell you on their website. (ie MOA, drug side effects, BIOSTATS, Screening, Cases). If you master these topics, then the tough questions will just be increasing your pass margin. Additionally, I'd argue that you'd be more relaxed and less pressured on the harder questions with the comfort in knowing you nailed those other topics.
UWSA1: 220 (5 days out)
Step 3 Free 120: ~70%
Uworld question bank completed: 70% correct (weeks up to test was averaging 75-85%)
Real Step 3: 250
submitted by Massive-Development1 to Step3 [link] [comments]
For background, I am an IM intern who also completed a surgery prelim last year (graduated from USMD school in 2022).
Step 1: 247 (2020)
Step 2ck: 242 :/ (2021)
I was lucky enough to have the 3 weeks prior to my test on a super chill rotation with lots of free time. I have learned from past test taking that I benefit most through exposing myself to topics in multiple different ways. Beginning of this intern year, I used Uworld to study for my ITE exam and did ~500 questions (scored 72%). I then stopped and started doing blocks here and there with my down time in the hospital the last 2-3 months prior to exam day. During the final 3 weeks of study time was my "dedicated." During this time I had majority of day off from rotations. I spent the majority of each day doing blocks of questions for time and then spending a good bit of time reviewing every question and why the answer was correct and why the other answers were wrong. I'd often go into rabbit holes googling pictures, looking up topics, or going back to Step 1 FA book to relearn basics. Doing this, I was luckily able to complete Uworld a few days prior to my test (first time Ive ever come close to this). Doing questions can get boring, so when I needed a break I'd go on walks and listen to Divine Intervention podcasts. Usually shelf review podcasts for my weakest subjects (OB/Peds). And also hit the most floridly HY ones from the excel doc (Risk factors, most common _____, etc.). I would listen to his podcasts in the car, while working out, and just about anywhere I had idle time by myself. Can't tell you how many times on test day I saw questions that I could literally hear Divine's voice in my head making a corny joke that'd they ask it. Also, at least a dozen questions were word for word from Uworld. So much so, that I saw the picture and just looked at the final question and was able to answer correctly in <10 secs.
I read through FA Step 1 sections that are most commonly tested (GI/Cards/Renal etc). I also read the biochem diseases section (don't do this; waste of time). Studying for ABSITE my surgery year (82%) allowed me to neglect any studying for surgery/trauma topics. I did spend disproportionate amount of time on Peds and OBGYN just because I do not see these pts in real life lol.
For Biostats, I did the Uworld biostats review once and would use FA Step 1 for all the equations and made Anki cards for the ones I'd habitually forget. I CANNOT STRESS THIS ENOUGH, biostats is free points. Know it so well that you get excited when you see a question on it. It had to be at least a third of the exam on day 1 and all easy free points. I don't recall a single WTF biostats question. All pretty clear.
For pharm, I knew I was weak on antimicrobials and chemotherapeutics. I just flipped through some of these old Sketchies and picked it up pretty quickly. (note: I had memorized these for step 1 in 2020). Drug side effects and MOA should also be free points.
For the multistep advertisement questions, I'd recommend skipping and coming back to at end of each block. For the first few blocks I would get bogged down and have to guess on the last question or two in block which turned out to be easy questions usually.
Day 2 is more clinical (Step 2CK/Shelf) questions and the cases. For cases, I bought the CCS cases and devoted my entire gap day between Day 1 and 2 to mastering the format and collecting points. I first learned the methodical approach that this guy describes https://www.youtube.com/watch?v=qmxWuV4psFs . ( I legit wrote down the steps on my whiteboard). Then I ordered the CCS cases in order of high yield and did the top 20 then did the USMLE free ones as well. Of all my cases on the real thing, I really only had one that ended with me having no clue wtf was wrong w the patient. Don't be afraid to push time forward to see results!
Day 2 Clinical multiple choice questions is kind of hard to study for. It's really something that I very heavily leaned on my clinical experience as surgery intern and medical intern for. (ie in this presentation, what would we normally order next to diagnose the pt). Some scenarios I remembered seeing in real life less than a month prior.
In summary, this is a hard test w many questions where they expect you to see where they're pointing you without them giving you all the information you'd like. These types of questions will require lots of thought and may even result in incorrect despite much time spent. Because of this fact, to SUCCEED in step 3 you need to just collect all the "free" points you can. "Free" points are straight memorization questions that you know will be tested because they tell you on their website. (ie MOA, drug side effects, BIOSTATS, Screening, Cases). If you master these topics, then the tough questions will just be increasing your pass margin. Additionally, I'd argue that you'd be more relaxed and less pressured on the harder questions with the comfort in knowing you nailed those other topics.
UWSA1: 220 (5 days out)
Step 3 Free 120: ~70%
Uworld question bank completed: 70% correct (weeks up to test was averaging 75-85%)
Real Step 3: 250
2024.05.16 03:28 monalisacakeface Notarized document
My slimy niece (entitled, 40 year old brat) coerced my elderly father (diagnosed with Alzheimer’s disease) to sign a piece of paper declaring he wants her to have his car “upon his death, at his discretion or anytime he wants.” It was notarized by my father’s slimy companion’s daughter. I don’t believe he knew or understood what he was signing. He is upset and distraught and tells me repeatedly his car has been stolen and he doesn’t know where it is. I asked him point blank as I recorded him on my phone “Do you want Slimy Niece to have your car?” and I was given an emphatic NO. I’ve had POA for my father well before this document was signed. He lives in a nursing home. Slimy niece can’t get the car titled in her name, because the title has gone missing. I was advised by counsel to report the car stolen, but police say since she has this phony baloney “legal document”, it’s a civil matter. I’ll have to sue her. In the meantime, she continues to drive the car my father pays the insurance on. If she gets into an accident and kills a family, I suppose my father will be held responsible. A lawsuit is going to be incredibly expensive, and I’ll have to use the money that was set aside for my father’s care to resolve everything. Mediation is out, because she refuses to respond to my phone calls or texts.
I guess my question is… how does her notarized piece of paper trump my legally binding POA? Is there any other recourse? I need to sell my father’s car to help pay for his care, which is very expensive. We are in the southern US.
submitted by monalisacakeface to legaladvice [link] [comments]
I guess my question is… how does her notarized piece of paper trump my legally binding POA? Is there any other recourse? I need to sell my father’s car to help pay for his care, which is very expensive. We are in the southern US.
2024.05.16 03:21 koi-03 Im thinking of voluntarily repossessing my car
Let's say I (21yo) has a 2018 SUV with 100,000 miles on it. Payoff amount is $35,000, car is worth $20,000, APR 14% monthly payment $850 with insurance comes to about $1000 a month. I can't afford it and i'm completely upside down on it. I can't afford to sell it privately and pay off the difference ( I have maybe $15 left over from my paycheck a month ). My credit is a 670 (with only student loans and 1 credit card) and I know it will be taking a big hit. Is it worth refinancing will it even help due to being upside down on it? When i've tried I had to pay $2000-3000 before being able to refinance. If I do repo will I be able to pay the difference off slowly like the car? Will it not look bad on my credit after I repay them back? Should I try to trade it in for something cheaper since I would still have to pay the difference either way or will that be me adding more debt to my credit? Is it possible to buy a house after a car repossession ? Please help me i'm so lost.
submitted by koi-03 to personalfinance [link] [comments]
2024.05.16 03:20 Bkong995 Car titles/advice?
So I (m30) and my mother f(66) and I traded cars recently, we didn’t exchange titles. We also don’t live in the same state, only a few hours driving since we’re located in the north east, but none the less we haven’t had the best relationship. Recently though I was informed by her that she would be signing my name on a title transfer. I know that’s wrong but I wasn’t going to do anything about it. She is my mother. But now she has the car title in her name, I never received a title for the car I traded for. (Which was worth quite a bit less and had around 80K miles more on it and is a couple years older then my previous vehicle) I can’t trade in, sell, or even do anything with the vehicle, it broke down and caught on fire last week, so needless to say it needs an entire engine and ect luckily it didn’t cause more damage to anything surrounding it. I haven’t asked for the title in a while, because every time i have asked when we first traded I was told “of course just let me do this blank task first” and then it was never brought up again. I’m looking for advice on what I can do to gain the title? How can I go around her and get the title without her having a say? The same way she did to me? Forging my signature? I wouldn’t dream of ever filing a police report but I can’t say the same is true if the tables were so turned and I forged her signature plus I don’t have the title at all. What can I do? I’m fixing to have to have it moved from my apartment’s parking garage to the new one I will be living in even further away and I have no way to haul it atm. Should I just have it towed to a tow yard and just consider it gone and have to start from square one with having no vehicle?
submitted by Bkong995 to Ask_Lawyers [link] [comments]
2024.05.16 03:20 jq2192 Trying to get My first car
I found a good deal on a car in facebook market place, I dm the person and they tell me its their sisters car and gives me her email. I contact her and she tells me that she wants to sell it using Ebay's sellers protection program. Could this be a type of scam?
submitted by jq2192 to Scams [link] [comments]
2024.05.16 03:17 Bkong995 Car titles/advice?
So I (m30) and my mother f(66) and I traded cars recently, we didn’t exchange titles. We also don’t live in the same state, only a few hours driving since we’re located in the north east, but none the less we haven’t had the best relationship. Recently though I was informed by her that she would be signing my name on a title transfer. I know that’s wrong but I wasn’t going to do anything about it. She is my mother. But now she has the car title in her name, I never received a title for the car I traded for. (Which was worth quite a bit less and had around 80K miles more on it and is a couple years older then my previous vehicle) I can’t trade in, sell, or even do anything with the vehicle, it broke down and caught on fire last week, so needless to say it needs an entire engine and ect luckily it didn’t cause more damage to anything surrounding it. I haven’t asked for the title in a while, because every time i have asked when we first traded I was told “of course just let me do this blank task first” and then it was never brought up again. I’m looking for advice on what I can do to gain the title? How can I go around her and get the title without her having a say? The same way she did to me? Forging my signature? I wouldn’t dream of ever filing a police report but I can’t say the same is true if the tables were so turned and I forged her signature plus I don’t have the title at all. What can I do? I’m fixing to have to have it moved from my apartment’s parking garage to the new one I will be living in even further away and I have no way to haul it atm. Should I just have it towed to a tow yard and just consider it gone and have to start from square one with having no vehicle?
submitted by Bkong995 to legaladvice [link] [comments]
2024.05.16 03:16 1ntour Discover Istanbul: Unforgettable Tours in the Heart of Turkey
 | Istanbul, a city where East meets West, beckons travelers with its rich tapestry of history, culture, and vibrant life. This enchanting city offers an array of tours that will immerse you in its unique blend of ancient and modern. From cruising along the Bosphorus to exploring historic palaces, Istanbul’s tours promise adventures that cater to every traveler’s curiosity and passion. Here’s your guide to the most captivating tours in Istanbul, ensuring your visit is nothing short of extraordinary. submitted by 1ntour to GlobalVoyagers [link] [comments] Discover Istanbul tour package brochure showcasing top attractions, cultural experiences, and guided tours in Turkey. Bosphorus Cruise: Sail Between Two Continents Embark on a mesmerizing journey along the Bosphorus Strait, the waterway that divides Europe and Asia. A Bosphorus cruise offers stunning views of Istanbul’s skyline, iconic landmarks like the Dolmabahçe Palace, and the majestic Bosphorus Bridge. Whether you choose a daytime cruise to enjoy the bustling shoreline or an evening cruise to witness the city’s illuminated beauty, this tour is a must for anyone wanting to capture the essence of Istanbul. Historic Sultanahmet: Step Back in Time Explore the heart of old Istanbul with a tour of Sultanahmet. This historic area is home to some of the city’s most iconic sights, including the Hagia Sophia, Blue Mosque, and Topkapi Palace. Guided tours provide deep insights into the rich history and architectural marvels of these sites, ensuring you don’t miss any hidden gems. Wander through the ancient streets, absorb the stories of empires past, and marvel at the intricate designs that adorn these magnificent structures. Culinary Tours: A Feast for the Senses Indulge in Istanbul’s culinary delights with a food tour that takes you through the city’s bustling markets and local eateries. Sample traditional dishes like kebabs, mezes, and baklava, and sip on Turkish tea and coffee. Visit the Spice Bazaar, where the air is filled with the aroma of exotic spices and herbs. A culinary tour is perfect for food enthusiasts eager to taste the authentic flavors of Istanbul and learn about the cultural significance behind each dish. Grand Bazaar and Spice Market: Shop Like a Local For a true Istanbul shopping experience, join a tour of the Grand Bazaar and Spice Market. These bustling markets are a labyrinth of stalls selling everything from intricate carpets and jewelry to spices and sweets. A guided tour helps you navigate the maze-like alleys, ensuring you find the best bargains and authentic products. Learn the art of haggling and uncover the history behind these historic marketplaces. Princes’ Islands: Escape to Serenity Take a break from the city’s hustle and bustle with a tour to the Princes’ Islands. These car-free islands offer a serene escape, where you can explore charming villages, enjoy bike rides, and relax on beautiful beaches. A guided tour includes a ferry ride with picturesque views of the Sea of Marmara and a deep dive into the history and culture of these tranquil islands. Adventurer’s FAQ Q: What is the best time to visit Istanbul for tours? A: The best time to visit Istanbul is during the spring (April to June) and autumn (September to November) when the weather is mild and pleasant. Q: Are the tours in Istanbul suitable for families? A: Yes, many tours in Istanbul are family-friendly, including the Bosphorus cruises, Sultanahmet tours, and visits to the Princes’ Islands. Q: How long does a typical Bosphorus cruise last? A: A typical Bosphorus cruise lasts between 2 to 4 hours, depending on the type of tour chosen. Q: Do I need to book tours in advance? A: It’s advisable to book popular tours in advance, especially during peak tourist seasons, to secure your spot and avoid long waits. Q: Are guided tours available in languages other than Turkish? A: Yes, many guided tours in Istanbul offer services in various languages, including English, French, German, and Spanish. Top Experiences & Tours in Istanbul Hagia Sophia Tour Discover the architectural grandeur and historical significance of the Hagia Sophia, one of Istanbul’s most iconic landmarks. Topkapi Palace Tour Explore the opulent rooms and courtyards of Topkapi Palace, the former residence of Ottoman sultans. Evening Bosphorus Cruise Experience the magic of Istanbul at night with an evening cruise along the Bosphorus, complete with dinner and traditional Turkish entertainment. Turkish Bath Experience Relax and rejuvenate with a visit to a traditional Turkish bath, an integral part of Turkish culture. Istanbul Modern Art Museum Tour Delve into the contemporary art scene of Istanbul with a tour of the Istanbul Modern Art Museum. Istanbul: The City that Never Stops Surprising Istanbul is a city that captures the heart and imagination of every traveler. With its blend of historical richness, cultural depth, and vibrant modern life, it offers endless opportunities for discovery and adventure. Whether you’re wandering through ancient bazaars, sailing between two continents, or savoring local delicacies, Istanbul promises experiences that will leave you enchanted and eager for more. So pack your bags, book your tours, and get ready to explore the wonders of Istanbul! Visit www.onenationtravel.com for more trip details |
2024.05.16 03:12 Live-Progress1687 wild sultan.fr
🎰🎲✨ Obtenez 500 euros et 200 tours gratuits pour jouer à des jeux de casino en un seul clic ! ✨🎲🎰
wild sultan.fr
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submitted by Live-Progress1687 to u/Live-Progress1687 [link] [comments]
wild sultan.fr
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2024.05.16 03:10 NocturnalRager Canceled my sell order at $1. I'm buckled in and ready to rock. LFG
I hold some shares. Doesn't really matter how many. What does matter is that I canceled my sell order at $1. Fuck that new car money. I want that new life money. Nobody's getting my shares until they change my life. LFG!!
submitted by NocturnalRager to roaringkitty [link] [comments]
2024.05.16 03:09 RudeFilm3746 Selling this car parking acct📲
 | The me for details submitted by RudeFilm3746 to CarParkingMultiplayer [link] [comments] |
2024.05.16 03:04 Combatarms_nx Looking for my first car, absolutely lost
As the title states, unfortunate circumstances have resulted in me needing to get my very first car as soon as possible. I have absolutely 0 clue on how to tackle this. I have tried to check Capital One's Auto Navigator but was declined.
Currently, I am ubering to work which is inefficient so I am looking to get a car as soon as possible. I have no specifics other than reliability which I heard Toyota and Honda are known for.
I have recently paid off all my debt and credit score is slowly climbing back up. (FICO: 660+, Vantage: 730+).
Income: $600/wk, around 2.4k/month
Expenses: - Phone Bill ($30/m)
I am currently a college student, but do not have student loans yet (I will be applying for it for Fall 2024).
Currently have around 2-3k saved up for down payment, potentially more once I sell my Macbooks. In terms of car, I have been looking at Toyota Priuses as I was suggested this by a friend as they are reliable.
I appreciate any advice as I am clueless.
submitted by Combatarms_nx to personalfinance [link] [comments]
Currently, I am ubering to work which is inefficient so I am looking to get a car as soon as possible. I have no specifics other than reliability which I heard Toyota and Honda are known for.
I have recently paid off all my debt and credit score is slowly climbing back up. (FICO: 660+, Vantage: 730+).
Income: $600/wk, around 2.4k/month
Expenses: - Phone Bill ($30/m)
I am currently a college student, but do not have student loans yet (I will be applying for it for Fall 2024).
Currently have around 2-3k saved up for down payment, potentially more once I sell my Macbooks. In terms of car, I have been looking at Toyota Priuses as I was suggested this by a friend as they are reliable.
I appreciate any advice as I am clueless.
2024.05.16 02:58 Acct_jst_4_Qs Former (fired) employee falsely claiming they were given an oral agreement of ownership and other equity in business and is threatening to sue. Any input appreciated!
Throw away since I know this former employee is on Reddit.
This is in regards to a small, privately owned retail business in an at-will state.
Usually oral agreement issues are employees being shafted by owners/managers/etc. that the latter may have orally agreed to about X, Y, or Z to an employee. It has actually been difficult to find online search results that are reversed, which is the case I am experiencing with a former employee (let's call them Alex, in a gender-neutral manner to reduce revealing private info about them) - Alex is claiming that they were promised a large portion of ownership of the business as well as equity related to recent, large product investments.
We had to fire Alex because of prolonged, catalogued/tracked service quality and professionalism issues, as well as strong suspicion (and eventual solid evidence discovered post termination) of theft. The service quality and professionalism issues were discussed with Alex numerous times, and naturally known to other employees working alongside them. Eventually, after numerous continued issues and verbal warnings, Alex was formally written up and we had them sign the notes covered in the meeting. After a couple more months of still declining service quality, and odd, suspicious behavior that strongly indicated theft as mentioned, we were forced to terminate employment. We provided Alex with a fairly standard release form which essentially said "we won't sue you and you won't sue us, and if you sign you get 4 weeks of severance pay." Alex did not sign the form. Alex found new employment about 4 weeks after termination and to my knowledge has not filed for unemployment for the few weeks between jobs.
As mentioned, we later confirmed not only theft, but Alex was selling the stolen goods online while undercutting our prices and then even using the store's financial accounts to purchase shipping labels for their online customers to ship the stolen goods to them. We have screenshots of their Ebay account, along with pictures they took showing of the goods where their hand is visible with recognizable jewelry seen by all the staff before Alex was terminated (so we can confirm it's Alex in the pictures they posted). There is strong evidence of other theft but it is more difficult to prove.
Re: the oral agreement - it should be noted that I did in fact make an oral agreement with Alex, but of which is very different than the one they are claiming was made. Because Alex was our first employee and worked with us for over 5 years, I agreed that if the business was to ever grow to say another storefront, I would allow Alex to buy in for an undetermined percent of the business (probably around 10% at most). That is it. I've maintained that this was the agreement to Alex, my wife, and employees for a number of years, never changing the details of the arrangement. Unfortunately Alex made these poor service quality and theft decisions and was terminated before the business was able to grow into an additional store (still not a possibility at the moment and probably for another couple of years), thus the agreement is now null and void. This agreement was NOT written down or signed by either party (and thus no witnesses either).
Alex is claiming that they were promised to be given (yes, given, not just allowed to buy in) ownership up to 50% of the current business and 20%-30% or so of the value of recent product investments, of which would likely be in excess of $100,000 together. Alex's claim is absolutely not true. There is no paperwork, signatures, witnesses, etc. that would be able to confirm this unless they are going to forge something or have people lie for them. However, I am concerned about this because I otherwise do not have proof that this was not the agreement...
Our two current employees, aware of this situation, and aware of (and witness to) the poor and odd behavior of the former employee that led to their termination (including the theft), are more than willing to testify that Alex's claim is not the case. Alex even spoke to them about thinking about drafting a letter to me about a 7% ownership stake, which they never did. If they were orally promised such a great deal of ownership why would they need to draft a letter for only 7%? Unfortunately Alex has recruited the wrath of their parents (who they lived with for 6 years straight and just moved into an apartment, Alex is in their 30s.) who are going to bankroll them a lawyer. I would imagine that Alex has been telling their parents for some time now (like years) that there was some sort of oral agreement about ownership more in the line of their false claims (to the specifics I am not sure) and they have been able to convince them that their child is telling the truth. So Alex's parents could very well feel like they're telling the truth when they say their child told them about this crazy 50% stake and equity when in fact it was a lie. But how do I prove that? Do I need to prove that?
Here's where it gets a little more complicated - Alex's father (who I miss, he was a good guy) is handy and built a majority of the counters, drawers, storage, display tables, etc. in the storefront for free (he refused payment for the labor, but I paid for all the materials of which I have receipts for). Alex is claiming that because their father built all this furniture, it is "proof" that they were promised part ownership and equity (because why else would their father be so generous?...). But that is not the case, their father just wanted to help and participate in any way he could as he is nearing retirement and wanting to take on new activities. The employee may have been cultivating this false assumption that such construction is proof of promised partnership with their fathefamily from the start, although their father never mentioned anything like that to me.
The personal and professional betrayal aside, I'm concerned about Alex levying such accusations of ridiculous grand promises via oral agreement since it is so hard to confirm either way, and given this person's proclivity of lying (and stealing) I have little trust they will act in good faith if any legal proceedings unfold. I would love any advice on how to possibly handle this issue. Wouldn't the onus be on Alex to prove these grand promises? Given the little I have listed above, what "evidence" might be in their favor? How concerning is it that their parents are fully convinced their child has been wronged (I also know that Alex is telling friends and new coworkers the reason they were fired was because of me not wanting to "give" them part of the business)? It seems ridiculous a parent's perspective would hold much weight in actual legal environments since they would be so biased. Should I be concerned there is no written agreement about any of these promises (including the legitimate one about eventual opportunity to buy in)? Anything about their father volunteering their labor? Is it a good thing that our current employees are willing to testify (on their own volition, I didn't even ask them) about their own first hand experiences and conversations with Alex that contradicts many of Alex's statements? Anything else potentially troublesome I should be aware of?
Yes, lots of lessons learned here - get things in writing for my own protection against such claims. Unfortunately that is not the case here, so advice geared around the fact that no party has much to support their claims (well, I'm only claiming their claim is false) would be most helpful. Please let me know if you have any clarifying questions or need more information for better input. I really appreciate your time and consideration!
submitted by Acct_jst_4_Qs to legal [link] [comments]
This is in regards to a small, privately owned retail business in an at-will state.
Usually oral agreement issues are employees being shafted by owners/managers/etc. that the latter may have orally agreed to about X, Y, or Z to an employee. It has actually been difficult to find online search results that are reversed, which is the case I am experiencing with a former employee (let's call them Alex, in a gender-neutral manner to reduce revealing private info about them) - Alex is claiming that they were promised a large portion of ownership of the business as well as equity related to recent, large product investments.
We had to fire Alex because of prolonged, catalogued/tracked service quality and professionalism issues, as well as strong suspicion (and eventual solid evidence discovered post termination) of theft. The service quality and professionalism issues were discussed with Alex numerous times, and naturally known to other employees working alongside them. Eventually, after numerous continued issues and verbal warnings, Alex was formally written up and we had them sign the notes covered in the meeting. After a couple more months of still declining service quality, and odd, suspicious behavior that strongly indicated theft as mentioned, we were forced to terminate employment. We provided Alex with a fairly standard release form which essentially said "we won't sue you and you won't sue us, and if you sign you get 4 weeks of severance pay." Alex did not sign the form. Alex found new employment about 4 weeks after termination and to my knowledge has not filed for unemployment for the few weeks between jobs.
As mentioned, we later confirmed not only theft, but Alex was selling the stolen goods online while undercutting our prices and then even using the store's financial accounts to purchase shipping labels for their online customers to ship the stolen goods to them. We have screenshots of their Ebay account, along with pictures they took showing of the goods where their hand is visible with recognizable jewelry seen by all the staff before Alex was terminated (so we can confirm it's Alex in the pictures they posted). There is strong evidence of other theft but it is more difficult to prove.
Re: the oral agreement - it should be noted that I did in fact make an oral agreement with Alex, but of which is very different than the one they are claiming was made. Because Alex was our first employee and worked with us for over 5 years, I agreed that if the business was to ever grow to say another storefront, I would allow Alex to buy in for an undetermined percent of the business (probably around 10% at most). That is it. I've maintained that this was the agreement to Alex, my wife, and employees for a number of years, never changing the details of the arrangement. Unfortunately Alex made these poor service quality and theft decisions and was terminated before the business was able to grow into an additional store (still not a possibility at the moment and probably for another couple of years), thus the agreement is now null and void. This agreement was NOT written down or signed by either party (and thus no witnesses either).
Alex is claiming that they were promised to be given (yes, given, not just allowed to buy in) ownership up to 50% of the current business and 20%-30% or so of the value of recent product investments, of which would likely be in excess of $100,000 together. Alex's claim is absolutely not true. There is no paperwork, signatures, witnesses, etc. that would be able to confirm this unless they are going to forge something or have people lie for them. However, I am concerned about this because I otherwise do not have proof that this was not the agreement...
Our two current employees, aware of this situation, and aware of (and witness to) the poor and odd behavior of the former employee that led to their termination (including the theft), are more than willing to testify that Alex's claim is not the case. Alex even spoke to them about thinking about drafting a letter to me about a 7% ownership stake, which they never did. If they were orally promised such a great deal of ownership why would they need to draft a letter for only 7%? Unfortunately Alex has recruited the wrath of their parents (who they lived with for 6 years straight and just moved into an apartment, Alex is in their 30s.) who are going to bankroll them a lawyer. I would imagine that Alex has been telling their parents for some time now (like years) that there was some sort of oral agreement about ownership more in the line of their false claims (to the specifics I am not sure) and they have been able to convince them that their child is telling the truth. So Alex's parents could very well feel like they're telling the truth when they say their child told them about this crazy 50% stake and equity when in fact it was a lie. But how do I prove that? Do I need to prove that?
Here's where it gets a little more complicated - Alex's father (who I miss, he was a good guy) is handy and built a majority of the counters, drawers, storage, display tables, etc. in the storefront for free (he refused payment for the labor, but I paid for all the materials of which I have receipts for). Alex is claiming that because their father built all this furniture, it is "proof" that they were promised part ownership and equity (because why else would their father be so generous?...). But that is not the case, their father just wanted to help and participate in any way he could as he is nearing retirement and wanting to take on new activities. The employee may have been cultivating this false assumption that such construction is proof of promised partnership with their fathefamily from the start, although their father never mentioned anything like that to me.
The personal and professional betrayal aside, I'm concerned about Alex levying such accusations of ridiculous grand promises via oral agreement since it is so hard to confirm either way, and given this person's proclivity of lying (and stealing) I have little trust they will act in good faith if any legal proceedings unfold. I would love any advice on how to possibly handle this issue. Wouldn't the onus be on Alex to prove these grand promises? Given the little I have listed above, what "evidence" might be in their favor? How concerning is it that their parents are fully convinced their child has been wronged (I also know that Alex is telling friends and new coworkers the reason they were fired was because of me not wanting to "give" them part of the business)? It seems ridiculous a parent's perspective would hold much weight in actual legal environments since they would be so biased. Should I be concerned there is no written agreement about any of these promises (including the legitimate one about eventual opportunity to buy in)? Anything about their father volunteering their labor? Is it a good thing that our current employees are willing to testify (on their own volition, I didn't even ask them) about their own first hand experiences and conversations with Alex that contradicts many of Alex's statements? Anything else potentially troublesome I should be aware of?
Yes, lots of lessons learned here - get things in writing for my own protection against such claims. Unfortunately that is not the case here, so advice geared around the fact that no party has much to support their claims (well, I'm only claiming their claim is false) would be most helpful. Please let me know if you have any clarifying questions or need more information for better input. I really appreciate your time and consideration!
2024.05.16 02:55 NewLeafArmand The psychiatric community puts too much weight on hearing “command voices”.
As the name suggests, a command voice is hearing a voice that commands you to take an action. Whether or not your voices are commands can be the make or break factor in determining what gets you admitted into or turned away from a psychiatric hospital that you’ve gone to for help.
The idea behind it is rather silly. It’s assumed that a command voice poses a greater danger than non commands. What matters is whether or not your voice alters your behavior. Apart from getting a direct instruction, is there any difference between a voice that says “cut the bug out from under your skin” and “there are bugs beneath your skin. You’ll die if they stay in there”. There’s not much of one if you ask me.
On the topic of receiving dangerous instructions, you needn’t hallucinate at all. A flood of false memories can easily alter your behavior. Imagine having crystal clear memories of being told by state officials that the lottery would be rigged in your favor tonight if you sell your car. One would probably sell their car. I would sell it despite not hallucinating once. Simply false memory. A symptom not considered to be severe. It could wreck your life in one day.
Hey, they’re not command voices so no biggie right? All signs that your reality is being significantly warped should be grounds to receive prompt and adequate care. We need to reevaluate what is considered severe.
submitted by NewLeafArmand to CrazyNicePeople [link] [comments]
The idea behind it is rather silly. It’s assumed that a command voice poses a greater danger than non commands. What matters is whether or not your voice alters your behavior. Apart from getting a direct instruction, is there any difference between a voice that says “cut the bug out from under your skin” and “there are bugs beneath your skin. You’ll die if they stay in there”. There’s not much of one if you ask me.
On the topic of receiving dangerous instructions, you needn’t hallucinate at all. A flood of false memories can easily alter your behavior. Imagine having crystal clear memories of being told by state officials that the lottery would be rigged in your favor tonight if you sell your car. One would probably sell their car. I would sell it despite not hallucinating once. Simply false memory. A symptom not considered to be severe. It could wreck your life in one day.
Hey, they’re not command voices so no biggie right? All signs that your reality is being significantly warped should be grounds to receive prompt and adequate care. We need to reevaluate what is considered severe.
2024.05.16 02:54 massdrops15 Looking for advice
I am on a serious lookout for suggestion and advise on my current financial situation. My mortgage is coming up for renewal in another 60 days and I am thinking of selling my owned car and put the money into mortgage for renewal. off late I am hardly using my car except for grocery run and to go to office once a week (that too nearest light rail station and I can take the bus).
My partner is out of country for studies and wont be back until end of next year spring.
Please pour in your thoughts.
submitted by massdrops15 to PersonalFinanceCanada [link] [comments]
My partner is out of country for studies and wont be back until end of next year spring.
Please pour in your thoughts.
2024.05.16 02:49 Healthy-Issue-6248 Car value?
I have a 2013 Hyundai Elantra that’s been sitting for 2-3 years. It has 103,000 miles, has never been in any accidents and no serious cosmetic issues (minor rust on tip of the hood, and a small spot on the back where a bike rack was attached).
The only dashboard lights that are on is the tire pressure light. It has a little under half a tank of gas, so I’m assuming the fluid and tubing will need to be replaced. The tires and breaks look rusted at this point, and the muffler likely needs to be replaced (this was the only known issue before the car sat).
Just hoping I can get some advice so I can be transparent when selling this car. Realistically what work will be needed to make it run safely?
Also what would be a fair ‘sold as is’ price for a car in this condition? Not trying to screw anybody over by making a quick buck, so I would greatly appreciate any input.
submitted by Healthy-Issue-6248 to AskAMechanic [link] [comments]
The only dashboard lights that are on is the tire pressure light. It has a little under half a tank of gas, so I’m assuming the fluid and tubing will need to be replaced. The tires and breaks look rusted at this point, and the muffler likely needs to be replaced (this was the only known issue before the car sat).
Just hoping I can get some advice so I can be transparent when selling this car. Realistically what work will be needed to make it run safely?
Also what would be a fair ‘sold as is’ price for a car in this condition? Not trying to screw anybody over by making a quick buck, so I would greatly appreciate any input.
2024.05.16 02:49 kumquatkillz How much should I sell my 2008 328i BMW for?
So, I have a clean title 2008 328i BMW. I have been wanting to sell this car since last year because its given me quite a bit of trouble (understandably so its an older car AND its BMW) anyways, I have invested way more than I wanted to and the most recent issue with it now is a smoking head gasket and the electrical system is malfunctioning (at least so I assume) car will not turn on even after having just replaced the battery in December. After I replaced the battery I managed to get it to drive a few times again then it died on me a few days later. I just want to make sure I am pricing the car fairly, whether its for parts or to sell to someone who wishes to work on it... I have no idea what to sell this car for. HELP
submitted by kumquatkillz to u/kumquatkillz [link] [comments]
2024.05.16 02:49 GrayManTech Just not feeling it.
So my dad left me his rat rod. It needs quite a bit of work. It sat in his garage for a while before he died. Birds, squirrels etc got into it.
The chassis is fairly solid, frame looks good, I'm pretty sure it's a newer rolling chassis or just taken from a good condition older vehicle, it doesn't seem like there is much rust. Interior needs total overhaul, even the floor isn't complete. Body, someone cut it down all around probably to chop it, but I never saw the roof, window frames etc so it has none.
Drive train seems good. 302 Ford V8 with 4bbl, C4, 9 inch rear. Engine runs but needs tuning and cleaning. I don't know a whole lot about it, like what year the engine and trans are, 70s obviously though.
I had big plans when I first got it. Now I haven't even looked at it in 2 years. I've already got 3 other cars and want to get a motorcycle. Don't know if I want to let it sit for years and maybe someday work on it or let it go and sell it. Not sure if someone else even wants this much effort.
Anyway just felt like blabbing lol.
submitted by GrayManTech to RatRod [link] [comments]
The chassis is fairly solid, frame looks good, I'm pretty sure it's a newer rolling chassis or just taken from a good condition older vehicle, it doesn't seem like there is much rust. Interior needs total overhaul, even the floor isn't complete. Body, someone cut it down all around probably to chop it, but I never saw the roof, window frames etc so it has none.
Drive train seems good. 302 Ford V8 with 4bbl, C4, 9 inch rear. Engine runs but needs tuning and cleaning. I don't know a whole lot about it, like what year the engine and trans are, 70s obviously though.
I had big plans when I first got it. Now I haven't even looked at it in 2 years. I've already got 3 other cars and want to get a motorcycle. Don't know if I want to let it sit for years and maybe someday work on it or let it go and sell it. Not sure if someone else even wants this much effort.
Anyway just felt like blabbing lol.
2024.05.16 02:48 rapps376 It’s Wednesday now, on Saturday a lovely friend is coming to help me but I’m needing your advice please
I have vowed to not buy one more thing until all of the “stuff” I drug home is gone. That means either sold or donated. Currently I have a fairly large amount of things which will bring good money when sold. I’ve been listing them and have done well on a few online platforms. -My son’s huge Lego collection which he returned to the original boxes. This represents approx a dishwasher cardboard box full of them. -Other things are a few actual MCM household items all in good condition with the research on its manufacturer and background ready to be listed. -Lower on the list but “sell able” are many things which should sell but the actual money I’ll get is peanuts. The advantage is I get some $ and most are in person pick up. I don’t have to have anyone load a car to drive anything to donate.
With this general information- please advise me on strategies for this Saturday. My daughter’s friend has agreed to come devote a few hours to help me. I’m paying her, which I am happy to do. I’ve suffered a physical injury that prevents me from walking much and I can’t carry anything, so I really need the help.
There’s 3 bedrooms, a bath, a hallway closet and a knee wall attic space. Every room and everything is clean, either in a storage container or box. Each room has like or similar things in it. From here I’m lost as to how to best proceed. -Some of the things my 3 kids left me to deal with. -Some of it my family dumped on me when the childhood home was cleaned out and sold. -Some of it I picked up at some point with the intention of flipping but didn’t. -there are a lot of sentimental things, photos, kids cards and papers, my own memories of vacations and people. -I was given almost all of one family member’s needle craft projects. All started but many not finished. Also their finished pieces which were entered in contests. - I have a lot of supplies for activities I won’t be able to do in the future. I’ve tried to discipline my self with a 5 choice list. These are the things I know I’ll always want to do in the future. The rest should go.
Normally I would use the keep, donate and trash system. I’m leery that will only become further churning, we don’t need churning! The friend is smart, young and able bodied. My thought is to have her help by putting the obvious “keep”, “sell”, “donate” and “toss” items in like areas. Then the things which are donate or toss, have her bring them downstairs for my spouse to take out to car and or garage.
What do you see which is going to derail this de-clutter? What suggestions can you give to help me/us better accomplish this headache of a job? Am I correct that the little written things from the kids, the trinkets and homemade string and pony bead necklaces are pretty much a toss?
Big thank you for helping me out.
submitted by rapps376 to declutter [link] [comments]
With this general information- please advise me on strategies for this Saturday. My daughter’s friend has agreed to come devote a few hours to help me. I’m paying her, which I am happy to do. I’ve suffered a physical injury that prevents me from walking much and I can’t carry anything, so I really need the help.
There’s 3 bedrooms, a bath, a hallway closet and a knee wall attic space. Every room and everything is clean, either in a storage container or box. Each room has like or similar things in it. From here I’m lost as to how to best proceed. -Some of the things my 3 kids left me to deal with. -Some of it my family dumped on me when the childhood home was cleaned out and sold. -Some of it I picked up at some point with the intention of flipping but didn’t. -there are a lot of sentimental things, photos, kids cards and papers, my own memories of vacations and people. -I was given almost all of one family member’s needle craft projects. All started but many not finished. Also their finished pieces which were entered in contests. - I have a lot of supplies for activities I won’t be able to do in the future. I’ve tried to discipline my self with a 5 choice list. These are the things I know I’ll always want to do in the future. The rest should go.
Normally I would use the keep, donate and trash system. I’m leery that will only become further churning, we don’t need churning! The friend is smart, young and able bodied. My thought is to have her help by putting the obvious “keep”, “sell”, “donate” and “toss” items in like areas. Then the things which are donate or toss, have her bring them downstairs for my spouse to take out to car and or garage.
What do you see which is going to derail this de-clutter? What suggestions can you give to help me/us better accomplish this headache of a job? Am I correct that the little written things from the kids, the trinkets and homemade string and pony bead necklaces are pretty much a toss?
Big thank you for helping me out.
2024.05.16 02:43 Extra-Television5201 Worried about the financial stress selling my home will cause
I want to first preface by saying that this is in no way an attempt to brag about my financial situation. I am genuinely seeking financial advice to help alleviate the stress and anxiety that I have been having over potentially needing to sell my house. I have never posted on Reddit before so I hope that this is best place and an appropriate post. My apologies for the length.
Here's my background and situation:
I am 32 and have been dating my boyfriend, 33, for 5 years. I purchased a house in central Maine in 2017 for $138k on a 3.750% RHS loan for 30 years. My payment is about $900 monthly for the mortgage and escrow. Currently, the loan balance is $116k. My home on online real estate websites has an estimated value of $260k. I own a 2013 Chrysler, which is paid off, and am going to have my second car, a 2017 Subaru paid off in July. I currently have no other debts.
I earn $43,000 a year, but have been working as much overtime as allowed by my employer. This brings my potential annual earnings to nearly $60,000. My overtime earnings allow me to pay an additional $800 on my car loan every month. My boyfriend makes about $60,000 a year and has no debts. We both work for state/quasi-state entities, which we will receive a pension from when we retire. We also both contribute to a 401a and 457.
I would have never imagined being this financially sound ever in my life and would love to keep it this way. I have seen my own mother struggle and have worked hard to be where I am today. However, I may need to sell my home. My boyfriend wants to move back where his family is in Ohio. While I don't care where I live, I am incredibly worried about how smart it would be to sell. We may not be guaranteed to keep our jobs if we move out of state. Because of this potential problem, I have set up a financial plan to save $2200 a month for the next five years to put towards buying a home in cash so I am not tied down with two mortgages while I sell my current home. My boyfriend has also been saving as much as possible every month. However, we do not plan on getting a mortgage together. This way if we separate I would either have the home in my name or if it was in his name, then I would have the money I saved up. Again, my mother struggled and I don't want to end up in the same situation.
I truly love my boyfriend and can see myself spending the rest of my life with him, but I would love to be financially debt free before my 40s, which was my plan prior to meeting him.
Is it a wise choice to sell in my situation and take on a much higher loan? This would mean potentially losing our jobs with great pay and benefits and having to find new jobs. I would also be giving up a $900 a month mortgage/escrow, which could be potentially paid off in 5 years. I don't have family or friends that I can lean into for advice, so what would you do?
TL;DR - I am thinking about selling my house with a great loan to move out of state and potentially lose my job and have a much higher rate loan. Is this smart?
submitted by Extra-Television5201 to personalfinance [link] [comments]
Here's my background and situation:
I am 32 and have been dating my boyfriend, 33, for 5 years. I purchased a house in central Maine in 2017 for $138k on a 3.750% RHS loan for 30 years. My payment is about $900 monthly for the mortgage and escrow. Currently, the loan balance is $116k. My home on online real estate websites has an estimated value of $260k. I own a 2013 Chrysler, which is paid off, and am going to have my second car, a 2017 Subaru paid off in July. I currently have no other debts.
I earn $43,000 a year, but have been working as much overtime as allowed by my employer. This brings my potential annual earnings to nearly $60,000. My overtime earnings allow me to pay an additional $800 on my car loan every month. My boyfriend makes about $60,000 a year and has no debts. We both work for state/quasi-state entities, which we will receive a pension from when we retire. We also both contribute to a 401a and 457.
I would have never imagined being this financially sound ever in my life and would love to keep it this way. I have seen my own mother struggle and have worked hard to be where I am today. However, I may need to sell my home. My boyfriend wants to move back where his family is in Ohio. While I don't care where I live, I am incredibly worried about how smart it would be to sell. We may not be guaranteed to keep our jobs if we move out of state. Because of this potential problem, I have set up a financial plan to save $2200 a month for the next five years to put towards buying a home in cash so I am not tied down with two mortgages while I sell my current home. My boyfriend has also been saving as much as possible every month. However, we do not plan on getting a mortgage together. This way if we separate I would either have the home in my name or if it was in his name, then I would have the money I saved up. Again, my mother struggled and I don't want to end up in the same situation.
I truly love my boyfriend and can see myself spending the rest of my life with him, but I would love to be financially debt free before my 40s, which was my plan prior to meeting him.
Is it a wise choice to sell in my situation and take on a much higher loan? This would mean potentially losing our jobs with great pay and benefits and having to find new jobs. I would also be giving up a $900 a month mortgage/escrow, which could be potentially paid off in 5 years. I don't have family or friends that I can lean into for advice, so what would you do?
TL;DR - I am thinking about selling my house with a great loan to move out of state and potentially lose my job and have a much higher rate loan. Is this smart?
2024.05.16 02:40 ercussio126 For anyone who thinks you can save money by riding motorcycles.
First, you buy the training. Then you have to buy a full set of gear, and a motorcycle. Several grand down, but it's no big deal--it still costs less than an average car. And you're on cloud nine.
Then. It snowballs.
There's new parts you want, maintenance, TIRES, all the various sets of gear you'll want for different conditions. Then it gets worse. You obsess about it even more. You buy another bike for variety's sake. You get into various motorsports. You drag knee once and are hooked like heroin. You buy a race bike and race gear. And SO many tools. You spend thousands at track days without realizing it. You take trips to see races, and you rent motorcycles in different cities.
Then. It gets worse.
You try to maintain it all, to the detriment of everything around you. You have four motorcycles that you don't have the time to ride or even maintain. You need to rent a house with a garage just to house it all, which you can barely afford. You're spending almost $2k per year on registration and insurance alone. And you're still going too hard.
Then. It all falls apart.
You get hit. Not for the first time, but this time it's BAD. You can't walk, and you're out of work. Your wife leaves you. You can't make rent without eroding the remainder of your savings. You can't take care of yourself, and your leg heals wrong, crippling you and causing you to lose another 6 months of work and life. You need more surgeries now, and more years down the line. You can't even calculate how many tens of thousands, or even hundreds of thousands of dollars, you will be out of. You physically cannot ride motorcycles anymore.
You sell everything and move into a tiny place to live out the rest of your failed life in solitude and poverty.
--------------------
This may or may not happen to you, but this is the story of the past seven years of my life. I got orphaned, got some inheritance, and blew threw most of it, then got hit, and now my life is ruined.
But, I still don't regret riding. It was the best thing that I ever experienced, and these past seven years could never be matched. The only thing I wish were different is I wish I had died when I got hit a year ago. I'd have rather been ended at my prime doing what I loved than live out the rest of this botched life.
There is but one ray of hope. There is a chance in some years when I am 40 to have a joint replacement surgery that will allow me to be functional, and ride motorcycles, once more. But I'll have to salvage and rebuild my life to a point of sustainability by that time.
submitted by ercussio126 to motorcycles [link] [comments]
Then. It snowballs.
There's new parts you want, maintenance, TIRES, all the various sets of gear you'll want for different conditions. Then it gets worse. You obsess about it even more. You buy another bike for variety's sake. You get into various motorsports. You drag knee once and are hooked like heroin. You buy a race bike and race gear. And SO many tools. You spend thousands at track days without realizing it. You take trips to see races, and you rent motorcycles in different cities.
Then. It gets worse.
You try to maintain it all, to the detriment of everything around you. You have four motorcycles that you don't have the time to ride or even maintain. You need to rent a house with a garage just to house it all, which you can barely afford. You're spending almost $2k per year on registration and insurance alone. And you're still going too hard.
Then. It all falls apart.
You get hit. Not for the first time, but this time it's BAD. You can't walk, and you're out of work. Your wife leaves you. You can't make rent without eroding the remainder of your savings. You can't take care of yourself, and your leg heals wrong, crippling you and causing you to lose another 6 months of work and life. You need more surgeries now, and more years down the line. You can't even calculate how many tens of thousands, or even hundreds of thousands of dollars, you will be out of. You physically cannot ride motorcycles anymore.
You sell everything and move into a tiny place to live out the rest of your failed life in solitude and poverty.
--------------------
This may or may not happen to you, but this is the story of the past seven years of my life. I got orphaned, got some inheritance, and blew threw most of it, then got hit, and now my life is ruined.
But, I still don't regret riding. It was the best thing that I ever experienced, and these past seven years could never be matched. The only thing I wish were different is I wish I had died when I got hit a year ago. I'd have rather been ended at my prime doing what I loved than live out the rest of this botched life.
There is but one ray of hope. There is a chance in some years when I am 40 to have a joint replacement surgery that will allow me to be functional, and ride motorcycles, once more. But I'll have to salvage and rebuild my life to a point of sustainability by that time.
2024.05.16 02:39 Suge_The_Savage Chain shop gave me potentially bad advice, what do you think?
Hey everyone! My front tires that were quite a bit older than my rear and were in pretty rough condition. I blew one yesterday got the spare on and took it to a chain tire shop which I paid for online and showed up for the appointment. Get the text my cars ready for pickup guy gives me the receipt and says (not exact wording but something very similar) “oh yeah they stripped part of the thread on one the of the lug nuts. Don’t worry though, on 5 lug cars like the Camry the 4 are really the only needed ones the fifth one is just a precaution.” That seems sketchy and I’m not much of a car guy. What do you guys think?
submitted by Suge_The_Savage to MechanicAdvice [link] [comments]
2024.05.16 02:38 PaperPigGolf Removing family car from NW calculation
So I already prescribe not counting primary residence equity to NW calculation, the reasons for that are generally well understood.
But I just removed the family car (which I do own outright), as there's no reasonable way for it to facilitate financial independence in the same way an owned home cannot.
I could understand keeping a 2nd car on the assets sheet if it was truly optional and you may actually sell it and convert into useful investment one day.
Any other items people remove? Any reason to keep the primary car on the asset sheet?
submitted by PaperPigGolf to ChubbyFIRE [link] [comments]
But I just removed the family car (which I do own outright), as there's no reasonable way for it to facilitate financial independence in the same way an owned home cannot.
I could understand keeping a 2nd car on the assets sheet if it was truly optional and you may actually sell it and convert into useful investment one day.
Any other items people remove? Any reason to keep the primary car on the asset sheet?