Business payment agreement template

Financial Overview
Novavax has made substantial progress in reducing its liabilities, with a reduction of $1.7 billion since December 31, 2022. In the first quarter of 2024 alone, liabilities decreased by $831 million, largely due to settlements with Gavi and Fuji. The company updated its 2024 revenue expectations to a range of $400 million to $600 million, including $150 million to $250 million from APA sales and $250 million to $350 million from non-APA revenues. The latter is anticipated from commercial product sales, royalties, and partner-related activities.
Sanofi Agreement
A significant new partnership with Sanofi was announced, bringing an initial payment of $570 million in the second quarter of 2024. This agreement has the potential to generate multibillion-dollar returns through upfront equity investments, milestones, and royalties.
Commercial and Operational Highlights
Updates were provided on dose delivery schedules and volumes with major customers, including Canada, Australia, New Zealand, and Israel. Novavax aims to optimize contract values and adjust delivery schedules to better align with current demands.
Clinical and Product Development
Novavax is actively exploring innovative vaccine technologies and delivery methods, such as needle-free vaccinations and a new class of nanoparticles designed to enhance antigen recognition and immune response.
Strategic and Future Plans
To achieve cost efficiency, Novavax is implementing programs to reduce R&D and SG&A expenses below $500 million for 2025, net of Sanofi cost reimbursements. An updated vaccine product for the 2024-2025 fall season is in development. The company plans to refine its strategic focus and pipeline, with more detailed updates expected by year-end.
Market and Pipeline Expansion
Novavax is exploring opportunities for standalone flu products and combinations with existing vaccines, aiming to differentiate its COVID-Flu program from that of Sanofi.
Source: https://earnings-summary.streamlit.app/?c=reddit&t=NVAX
Given the strategic realignments and new partnerships, how do you perceive Novavax’s market positioning in the competitive landscape of vaccine development over the next few years?

The call center industry stands as a beacon of economic vitality, playing a pivotal role in propelling the growth trajectory of nations across the globe. Its contribution to the country's economic growth is particularly pronounced, weaving a tapestry of opportunities and advancements. For Australians keen on understanding the dynamics of global economic expansion, delving into the realm of call centers unveils a rich landscape of innovation, employment, and prosperity.
The impact of the call center industry on a nation's economic fabric is multifaceted and profound. At its core, it serves as a catalyst for job creation, offering employment opportunities to a diverse workforce. In many countries, including Australia, the call center sector provides avenues for employment for individuals from various educational backgrounds and skill sets. This inclusive approach to employment fosters social mobility and economic empowerment, enriching communities and driving sustainable growth.
Moreover, the call center industry's contribution extends beyond job creation, permeating into the realms of revenue generation and foreign exchange inflows. As call centers cater to clients from around the world, they facilitate cross-border transactions and trade, bolstering the country's export earnings and balance of payments. The revenue generated from call center operations injects vitality into the economy, fueling investments in infrastructure, education, and social welfare programs.
Furthermore, the call center industry serves as a catalyst for technological advancement and innovation. With a constant emphasis on efficiency and productivity, call centers drive demand for cutting-edge technologies and digital solutions. This spurs investments in research and development, fostering a culture of innovation that permeates throughout the economy. As a result, industries beyond the call center sector benefit from technological spillovers, experiencing enhanced productivity and competitiveness.
Additionally, the call center industry fosters a culture of entrepreneurship and business development. As firms within the sector expand their operations, they create opportunities for small and medium enterprises (SMEs) to provide auxiliary services such as training, technology support, and facility management. This symbiotic relationship between large-scale call center operations and SMEs nurtures a vibrant ecosystem of entrepreneurship, driving economic diversification and resilience.
The call center industry's contribution to the country's economic growth is indisputable, encompassing job creation, revenue generation, technological advancement, and entrepreneurship. For Australians seeking insights into global economic dynamics, the call center sector offers a compelling narrative of progress and prosperity. As nations continue to harness the potential of call centers, they pave the way for inclusive growth and sustainable development on a global scale.

Are you looking for a dynamic and rewarding career in the fast-paced world of delivery services? Look no further than Fantuan Courier, the leading delivery platform revolutionizing the way goods are transported across the UK! With our innovative approach and cutting-edge technology, we're not just delivering parcels; we're delivering exceptional opportunities for you to thrive and succeed.
Why Join Fantuan Courier?

1. Flexible Work Hours: At Fantuan Courier, we understand that flexibility is key. Whether you're a student, a parent, or someone seeking a side hustle, we offer flexible work hours that fit seamlessly into your lifestyle. You choose when you work, giving you the freedom to pursue your passions while earning a competitive income.
2. Lucrative Earning Potential: With Fantuan Courier, your earning potential knows no bounds. Our transparent payment structure ensures that you're fairly compensated for your hard work. Plus, with our busy network of clients and growing demand, there's always an opportunity to increase your earnings and take control of your financial future.
3. Access to Exclusive Benefits: As a member of the Fantuan Courier team, you'll enjoy a range of exclusive benefits designed to support your personal and professional growth. We're committed to helping you succeed every step of the way.
4. Join a Thriving Community: At Fantuan Courier, you're not just a delivery driver; you're a valued member of our vibrant and diverse community. With a supportive network of fellow couriers and dedicated support staff, you'll never feel alone on the road. Whether you're seeking advice, sharing tips, or celebrating successes, you'll find camaraderie and support at every turn.
5. Be Part of Something Bigger: By joining Fantuan Courier, you're joining a movement to redefine the delivery industry. With our commitment to sustainability, innovation, and customer satisfaction, you'll be part of a company that's shaping the future of logistics in the UK and beyond.

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If you're ready to take the next step in your career and unlock a world of opportunities, we want to hear from you! Join Fantuan Courier today and embark on a journey filled with excitement, growth, and endless possibilities. Apply now and start delivering your future with Fantuan Courier!

So we run an online store via Shopify, Google, others. We're getting these "too good to be true" emails asking us for bulk orders with certain caveats (private shipper, ACH, payment methods)... I would be shocked if these were legitimate requests, but was wondering what their end game is? Stealing the merchandise? Scamming money? Anyone know? A few examples:
Subject: Order Inquiry ....................!!!
Hello ,
I would like to make an order. We have a retail store in Bahamas.

• Will you accept pickup by a private shipper?
• Do you accept American credit card visa or a mastercard?
• Can you send me your price sheet to view the available product? Kindly get back to me ASAP.

Regards.
Subject: Order Inquiry
I am glad to introduce ourselves as a retail store in Puerto Rico, I would like to purchase some products for my business.
Do you ship to Puerto Rico or allow pick up via freight forwarders?
Please send me your updated price list and let me know if you accept prepayment via US credit card.
Awaiting your response.
With gratitude,

(England)
My sister works for a public sector body that will expense her accommodation while she's in a new city. She can't expense it without an invoice. The original AirBnB booking was refunded, and the host moved her into another flat in exchange for later direct payment. The original AirBnB contract is, therefore, (presumably) irrelevant). She just needs a new invoice for the new payment.
Now, I know what you're thinking, this screams tax avoidance. And yes, it absolutely does. Which is why refusing to issue an invoice sort of makes sense because it removes a paper trail that HMRC could catch them with.
But there's no law saying you don't have to pay for goods and services from businesses you suspect might be dodging taxes. Owner says she'll get an invoice after she's paid, and if you believe that you'll believe anything. I believe the requirement to invoice only applies to VAT-registered companies, of which we both have no idea if they're VAT registered. So what to do? A bit of a stand off. Yes, we'll report to HMRC with the suspicion but how to deal with the current situation aside from replying: Invoice me and I'll pay.

Sorry for grammar and bad spelling. English is my second language.Long story short, I’m from a different country ( been in America for 8 years) and been busting my butt of to make my company work and have a successful business but unfortunately with the lack of people wanting to work while they are my partner in business it cussed me to really have a hard fall , so much that I had to close that part of my business. It end up me being behind on my house rent , my car payment ( it’s was a personal loan from a friend) and so much more .
I went to talk to everyone ( that I owe money for rent and car payment) that I am sorry but I have no money on this moment but I’m trying to get a few jobs so that I can just pay everyone what I owe them . I explained to them what happened but this fantastic ex business partner of mine ( I tried to help her to have a better life and for her kids) have peoples ears filled about what kind of person I am . So I’m the villain and everyone is looking down there nose on me and telling me that having your own business will never work ( more and more people are just calling me stupid and not making me feel welcome at all). Been so bad for me this past 2 weeks I don’t even really talk to people anymore. ( small town of 400 people here and I’m the outsider , always been ).
So my plan is to make this business work ( really want to move also ) and put up a billboard in the town where everyone is coming in to just show theme that I did made it in life and did not do the same 9to 5 that everyone believes in here.
And to make matters worse my ex ( been with him for 5 years ) lives like 5 miles away from here and where cheating on me with 8 other women and everyone knew about it here but no one told me ( He is one of the guys that owns a big company here and a lot of the people around here works for him ). Had to figure it out myself and made me nearly end my life . Make me just love this place more .

This term appears fairly regularly in law and I don't know exactly how to interpret it. It seems to be one of those common phrases that anyone with legal training understands, but as a layman I don't know how to read it.
Suppose something (X) can be done with "authorisation from the owner or occupier of the land"
Suppose F is the freeholder of the land, but L is the leaseholder and occupier of that land. The leasehold agreement probably says that L can "hold and enjoy" the land, or similar. And assuming the leasehold agreement doesn't say anything about X:

• "or" has an implied "either": either F or L could authorise X even if the other objects.
• "or" is an exclusive-or: with no leasehold in place F is the owner so they can authorise X (and there's no L to complain about it), but once the leasehold is signed F gives up their right and only L could authorise X.
• It's more complicated than that. Perhaps F could authorise X regardless of L's objections to it, while L could authorise X only if F did not object.

An example is in POFA 2012:

“relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is - (a) the owner or occupier of the land; or (b) authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land;

I was having a conversation with a friend about how much easier it would be, if best girlfriends married each other.
Lived together and shared domestic duties, and just got the occasional D appointment outside the home.
How do you think dynamics of traditional households would change?
Would you be open to an arrangement like this?
Edit: I can see we’re going to get stuck on why get married. Marriage initially is a business agreement/arrangement so think of it from that perspective versus love/romance.

More of a rant than anything, but I was recently let go at the end of April (2 days after I was told I was doing a great job btw) and I elected for cobra insurance and paid the premium (almost $750) as soon as I had the information on May 3. Fast forward to now, and I am sick and need to go to the doctor, but cobra is still processing my payment and my insurance is ineligible for use until the payment is processed (they said 7-10 business days). How the heck do they expect people to be able to handle these things?? 😫

Hi All, Would be getting mutual termination agreement soon from my employer and below two options have been given to me.
1. 4 month of garden leaves and 2.5 month as severance pay.
2. 6 month of garden leave and no additional sev pay
Which one in your opinion makes more sense ? And also do we get severance payment as gross or after all deduction or we have to claim something in return ?

I come from a tech background and don't know any commercial growers. Happy to hear your thoughts on what I should do.
Have been researching opening my own commercial greenhouse for many years. The costs to do so in my area have skyrocketed. Also wish to move to a safer area from climate change and increasing crime. The tornado warnings and homeless are getting old real quick.
The designs I have been working on would increase yields in hydroponic/aquaponic greenhouses using the same space. I also have some solutions to cut down on heating\cooling costs for 4 season greenhouses. Nothing groundbreaking but the ROI IMHO would be worth it.
Everything would be on a separate system for safety as to not affect current production.

• What would be a good way to approach commercial growers out of state to make a deal that would benefit both parties ? \*
  
• Is is rude to ask for some type of financial statements ( after agreeing to a non-disclosure agreement ) to see that the company is safe to work with and not going out of business in the near future ?
  

\ie I would pay for the hardware and labor upfront while the company would pay off the system with the profits from their increased yields and savings on energy.*
\ Would a commercial grower rent out part of their grow space or does that get tricky with insurance and local business codes ?*
Any advice, personal or commercial, appreciated. I want to grow food not fight hackers and dodge tornadoes.

My partner is starting her own floristry business. For now it’s just word of mouth.
She has a business name, but it is not registered yet. My place of work asked her to produce some flowers for our business’s 25th Anniversary.
Would it be a simple as creating an invoice, then payment sent via BACS?

Hello,
Has anyone recently received a refund of the EAJA fee paid to their attorney and/or the remainder of what SSA withheld for attorney fees and what was actually approved for the attorney? Any attorneys reading this who have recently been paid by the SSA and can shed some light on how long it takes to receive your fee?
It’s getting close to a year of having received my back pay of several years worth of payments and SSA withheld 25% for attorney fees. The case went to federal court, so the attorney was able to petition for and received around $5,000 in EAJA fees. SSA also withheld multiples of the, at the time of agreement, $6,000 cap for fees, around $18k.
I know the $6k/7.2k cap doesn’t apply to case that go federal, but SSA still has to approve that a higher fee is justified.
The judge in the federal court case thought a fee of around $16k was justified, which was right at 25%, but the attorney would have to refund me the EAJA fee and SSA would have to pay me the remainder of what was withheld as well.
Does SSA have to follow the federal judges ordeopinion regarding $16k being justified or can they decide to pay the attorney less than that?
The attorney no longer responds to any emails or calls since I got approved, so I don’t know when or if I should expect either a refund of the EAJA fee already paid to him or when I can expect the remainder of the 25% that was withheld to be paid to me.
Thank you in advance for sharing your experience or insights.

Am I legally binded to a contract/can this business come after me even though the business hasn't sent us any deposit information (this is in Maryland)? I signed a contract with a business 2 months ago and an initial deposit was required to set the date in their books. Another payment was supposed to be due 30 days before the event. However, I've been asking for the electronic deposit info and they never sent it to us so I haven't been able to send a deposit. They also never signed the contract and sent it back to us. It is less than a week from the event and the business still hasn't reached out with any info and won't answer our calls. I asked that they call or text us because I was unsure if they were actually still coming or not. Afterwards, I assumed they cancelled on us and booked another business.

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To be honest I dont really expect much to come out of this but I wanted to ask...
A few weeks ago I made an order via JustEat for a family meal. The driver turned up with just one bag which seemed light. Knocked on his window as he was rushing off back to his car to ask for the rest of my stuff, he told me "call restaurant boss" and sped off. Actually called the restaurant, they said the driver had been complaining about the waiting, snatched one bag and left the other before it was finished. I went to JustEat for a refund and argued with them for an hour in chat as they said based on my order history it wasn't in their policy to help me. This being because rather then eating the cost whenever something was wrong/missing I would raise it via the app, because why would I accept anything other than what I paid for?
I went into the restaurant the next day with the order receipt and they said the process is to go through JustEat and they can't help me. Had a polite debate with the manager before they eventually gave me a number which they use to contact JustEat direct. I call this number and its basically an exec / business partner line. I call up, manage to get routed through to an agent, and then eventually get through to their team lead and debate over this for half an hour. They say they understand, but the customer team's decision is usually final and when I said as a consumer they had a duty of care to sort this out they said "well from the legal perspective we're just a delivery company" and I pointed out that "yes, but I am paying you to manage the restaurant as a vendor, they are your third party, not mine"
I know this seems petty but when youve been shorted £10 of stuff and told to eat the cost you tend to get a bit pissy.
Legally I know I can just request a chargeback via my payment provider and run the risk of being blocked from the platform.
But from a UK consumer law standpoint is what they're saying "we're just a delivery company" correct or are they just blowing smoke up my arse?
Also, if I just kept ringing their exec delivery line (which they sort of acknowledged is short on people) and kept politely hassling them to try and basically annoy them into giving me a refund, is there anything they can do to take action against me?
ENGLAND - UK

Freelancing bros! I received my first payment through upwork, I withdrew the amount to my bank account last Tuesday 7th May. The Email notification said it would take 5 business days, I contacted upwork support yesterday and they told me its actually 8 business days?! Which one is it? and does it always take that long?

I recently established an LLC for my car rental business, which currently operates with five vehicles. These vehicles are rented out to a single company. However, they're still registered under my personal name instead of my LLC's name. When I approached the state secretary's office to rectify this, I was informed that transferring ownership would incur significant taxes.

1. Given that I purchased these vehicles just a month ago, I'm considering reaching out to the dealership where I bought them. Do you think they would be able to reissue the titles under my LLC's name to avoid the tax burden?
2. In the rental agreements I've drafted, there's a clause stating that neither I nor my LLC are responsible for any claims or liability issues if the commercial insurance denies coverage. However, since the vehicles are registered under my personal name, would this clause still offer protection in case of disputes or claims?
3. Another concern is when the drivers using the rented vehicles are pulled over by the police. Since the registration documents show my personal name, not my LLC's, could this potentially lead to complications or legal issues during routine traffic stops?

Thank you so much for your time. I really appreciate it.

Hello,
Sorry for the long post and I hope you take time to read this.
We are an emerging marketing consultancy in the UAE, dedicated to fortifying small to medium-sized businesses by enhancing their sales through effective marketing strategies. We optimize processes, aiding them in elevating their business by leveraging our comprehensive digital marketing solutions. We also offer training sessions for new customers to acquaint them with our marketing tools and strategies.
so basically our application is an all-in-one where you can integrate all your company's social media flatform into one application.
Example: You have meta, whatsapp, mails, linkedin, and SMS. when you connect it to our application, anyone who message you will be added to your contact and it's easier to for the users to transform and inquiries to a lead.
We are not offering just this feature, we also have an Calendar, Online-Consultation, AI integration, Automation, AI calling features (where AI will automatically give a call to the leads to gather information, like setting an appointment for you make the job much easier), Marketing (where you can plan your social media posts and contents), Online payments, reporting, opportunities, and more.
Basically anything you need in one application. Aside from that, we are offering unlimited user, so ideally if you have 10 people who do the admin, marketing and etc. You don't need to purchase subscription for each of them.
you can visit our link below:
https://ae.retrographic.digital/

WTS. try to get quick sell and run PO today. trade interest is null grace and i will top cash if needed. All are OBRO. YOLO>DM. payment prefer ppff.
Timestamp
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🟢 🔪 TV 650🤣 Demko MG AD20 harpoon texture ti - second owner. mint condition. looking to trade same condition non slot version ONLY.
🟢 ⌚️ SV $799 OBRO King seiko KS 5626-7040 - at least 2nd owner. bought from ebay a store only sell vintage seiko in australia. i can go find order detail if buy need that. it is with some sign of use for its age. bu in very good condition. functionalwise it is 100%. hands are all close to mint. dial is close to mint except a tiny line shows arround 4pm. other than that its perfect. time marks and glass all without scratch. back side is alots of scratch and that is expected. leather band are very new. i think i only wore it 3 days in my entire 3 years of ownership.

After moving out from an indian area with an indian company as a landlord, 3 months later with absolutely no contact and nothing about my deposit their lawyers send a letter asking for unpaid rent (a weird amount) threatening legal action if unpaid within 7 days.
While i can prove without doubt i paid off all utilities and rent, there was absolutely nothing from the landlord till a legal letter suddenly arrived. They used a courier where you have to accept/deny the letter. Their lawyer claims they have repeatedly contacted me and asked me to pay which has never happened. The letter does not even come with details about the said payment they ask as they just said rent rather than the exact rent missed (even though i paid all the rent).
How should i proceed with this? should i take legal action against them instead? Though i dont have access to a lawyer for this at the moment and my job is very very busy. Should i counter them in court with evidence and instead request they pay my company rate for wasting time when i should be helping some crucial clients and team instead?

Squick warning: descriptions of particularly unpleasasnt smells and sights.
I've seen tales of hotel FD employees having to deal with cops who drop people off at the property, saying, "hey, this person needs a room," but before the hotel can collect payment and deposit, the cops just drive off, leaving the guest stranded and the front desk staff agitated with a new loiterer who decides to cause problems for said staff.
Today, we shall talk about one of these stories, at my old workplace, a motel of about three dozen rooms. The lobby / FD itself is in a suite about the size of a kitchen, like many other motels.
It's a Saturday night shift (22:00-6:00) like any other, and I'm just checking in the last of the arrivals. Someone had called to rent a room - I took name, phone number, and credit card details to hold the room for them.
I see that the cops have arrived and are escorting a man to the front desk to get him a room. Unfortunately, I'm also checking in a guest who already had a reservation, and before I can ask anything to the cop like whether he has a reservation or the funds to rent a room, she's already left as I finish handing the keys to the guest who actually has a booking. Wow, good job officer, so what was your contigency plan if he couldn't afford the room?
So the guy walks in, we'll just alias him as Kevin Kleinbottle. Kevin is a repeat guest to our property who seems to be in his 60s or 70s, having rented a few times here in the past...but hoo boy he has seen far better days. He's wearing some pretty tattered pajamas and smells like he hasn't showered or used the toilet in days. The poor guy also sounds like he's down on his luck, and I also noticed, since he got escorted here by the cops, what happened to the vehicle he would drive to come here?
Well at any rate, I break the news to him, that unfortunately we are sold out. This isn't me pretending to be sold out so I could avoid having to have a hard talk with him, we were genuinely sold out. And given his state, at least if I rented him a room he would be able to shower and get himself clean again.
He's, unsurprisingly, distraught about this. I tell him he could try the other motel around the corner, and he walks off.
Then the next day, he returns, once again aided by a cop who doesn't seem interested in seeing the business transaction through before leaving the property. At least this time the repungent odor is mostly gone and he's better-dressed, in a shirt, light jacket, and sweatpants, but still looks pretty unwell. And this time we had a room available to sell. Unfortunately, his card declines for the room payment and deposit.
He tells me to call the cops again so that they can try to get him somewhere else. The front desk phone is too far to reach to him, so I use my cellphone on speaker instead - of course, making sure it remains in my grip. The cops tell him that they can't assist him again because they are working on some high-profile case so every officer has their hands full.
In the meantime, he has me get a chair since he's getting tired and fears he might stumble over - I grab one of the plastic chairs from the back office.
I'm eager to get him off the property so that I can go back to my work and avoid drawing complaints from paying guests that happen upon his presence in the lobby, and he seems just as eager considering he can't afford a room and can't get anywhere by himself tonight. He decides to just have me call an ambulance instead, citing health problems. I do see that he has a wristband that states "FALL RISK", so I wouldn't be surprised if he was acquainted with the local hospital.
Which he was, upon the arrival of the ambulance and paramedics. They help him to his feet and escort him off.
And that was the last I saw of him - I hope he's doing better these days.