Back in 2016, I was working at a roadside diner west of St. Cloud, Minnesota. Neat little place, had a bit of a 60’s vibe to it, but without the hairdo. On the slow hours of the day, or whenever we just had locals around, I’d be humming along with the chefs playing radio out of the kitchen. It wasn’t an exciting time, but it was nice to have a workplace that felt like a second home.
A couple of weekends a month, we had an all-night crew to serve passing truckers. You usually never had to do more than one shift though, and we got to make own schedules. Our boss was pretty hands-off. It was during one of those shifts, at the first week of early summer, that my life took a turn for the worse – and I didn’t even realize it.

We were used to having the occasional odd customer during those hours of the day. When this guy walked in, I didn’t know what to think. He was about 6’2, bald, and pale as chalk. He wore this worn-out t-shirt that looked like it’d been on fire. With every step, he dragged his feet, and collapsed in one of our booths, seemingly exhausted.
I looked back at the chef, and he just shrugged. Guy wasn’t hurting anyone, but he didn’t look like he was all there. But a job’s a job, so I went up to him.
“You alright there?” I asked.
He looked up at me like I was speaking a foreign language, then sunk his head back down, gently shaking it.
“Nah,” he said. “I, uh… I don’t think I am.”
He had this voice on the knife’s edge between a hysterical laugh and a howling cry. He was trembling.
“You need me to call someone?”
“Call?”
“Yeah, call someone.”
“How?”

I didn’t understand the question. I figured he was coming down from some kind of binge, and I wasn’t about to take any chances. I asked the chef to get me a side of bacon to keep the guy calm while I called the police.
As I slid the plate over to him, he sunk his face into his hands, sobbing.
“T-thank you,” he cried. “I-I’m… please…”
I sat down across from him, instinctively reaching out to grab his hand. He let me. Even at a light touch, I could feel the scars on his palm and fingertips. Whatever’d happened to him, it must’ve been awful.
“I can’t go back,” he sniffled. “Don’t make me go back. I can’t. Please, I can’t.”
“You’re not going anywhere. It’s okay,” I smiled. “You’re safe here.”
“Can you help me?” he asked. “Can you keep him out?”
“I’m sure we can figure it out,” I nodded. “Just eat up. It’s okay.”

His fingers trembled as he tentatively bit off a piece of bacon. His teeth were black, and he flinched.
“I need time,” he said. “I need time to run.”
“Don’t worry,” I assured him. “We’ve called for help.”
“I just… I just need time.”
We just sat there for a while. He calmed his breathing but kept staring out the window. I could tell he was looking for something – or someone. All I could see was a road and a handful of moths. We sat there for some time, in silence, as he carefully nibbled on the slices of maple bacon.
As two police officers entered the diner, he got up from his seat. He reached into his pocket and pulled out a small bundle of scrunched-up trash. A couple of singles, a plastic card, dirt, and something resembling animal bones. He tried to straighten out the bills, pushing them into my hands along with the laminated card.
“Just… I need time. I’ll come back. Please.”
I didn’t understand. I just nodded and accepted it. Seconds later, the officers asked him to step outside and explain the situation. I got busy taking orders from a couple of passing truckers, watching glimpses of the scene through the window. A couple of minutes later, the strange man was taken away.

My shift ended at sunrise. I dragged myself to my car with a yawn, shuffling around my pockets for the keys. I hadn’t thought much about the items he’d handed me, but I took a closer look. I’d thrown away the animal bones and dirt, but there were a couple of dollar bills and that laminated card left. I checked the card first.
It looked like some kind of bookmark. On one side it was completely white, and on the other side there were dried blue flower petals arranged in a spiral. Kinda reminded me of a sunflower. And finally, there were the dollar bills.
I didn’t pay much attention to these at first. Just a couple of singles. But after a closer look, I noticed something unusual. There was a man on the bill that I didn’t recognize. It took me a couple of google searches to realize that this man was Walter Mondale – the man who’d lost to Ronald Reagan’s second run for president back in ’84. Why was this man on a one-dollar bill?

Before heading to bed, I put the items down on my nightstand. In a moment of silent wonder, I looked out the window. What had that man been looking for? What’d he been running from?
There was nothing out there.
Just a couple of moths.

Waking up the next morning, I had a full day off. I spent it cleaning my apartment, watching movies, having dinner with a couple of friends, and ending the night with a couple of drinks at the pub down on the corner. No binge or anything, just got a bit boozy. I was still gonna be in bed by midnight.
I took the scenic route home; a long walk. All the way down main street, past the lake. I took a shortcut through the park by the final stretch, speeding up a bit. That place was trouble.
As I hurried by the fountain, I spotted someone in the distance. A shrouded figure at the edge of the streetlights. I stopped to observe for a second, but as I did, the lights flickered. Coming back on, the figure was gone.
I chalked it up to imagination. I was a bit drunk, after all. Besides – it was small, like a child. What the hell would a kid be doing out at this hour?

A couple of days passed. I didn’t notice anything unusual, but I kept coming back to that distressing feeling of missing something important. Looking back at it now, I just feel dumb. He was there all along. Outside the supermarket. In the parking lot. Off the highway. Hell, he was outside my window at night sometimes, but just too short for me to spot.
I’m getting ahead of myself.
It wasn’t until one morning when I was driving to work that I got a clear view of him. I was crossing a four-way street, taking a sharp left turn, when I had to throw myself on the breaks. There was a kid in the middle of the street.
I hadn’t seen him that clearly before. He was probably around 6, maybe 7 years old. Wearing a plain black shirt and a pair of light blue canvas pants. Short black hair, dark eyes, and no shoes. That particular detail stuck with me. No shoes? Why?
I almost lost control, but I was lucky. There wasn’t much traffic, and I managed to stop further down the road. There were black lines in the pavement from my screeching tires swerving back and forth. Regaining my composure, I looked in the rear-view mirror.
The kid was gone.

But that was just the start.
I’d spot him every now and then. Looking out the window at work. At the gas station. A passing face in the crowd when shopping for groceries. Every now and then, something would pull on my attention, forcing me to whip my head around, looking for the source of that ill feeling crawling up my spine. Sometimes I saw him. And even worse – sometimes I didn’t.
I remember lying awake at night, hearing moths tap against my window. There was nothing else. Nothing outside. I patrolled my apartment six times, checking every window. I’d looked everywhere, and there was no reason for me to feel the way I did. I was growing paranoid.
And yet, in the morning, my front door was unlocked, and slightly open.

It all came to a head one afternoon when I was out on my smoke break. I’d barely slept for the past three nights, and you could kinda tell I was having a bad day. As I stood there, leaning against the side door of the diner, I see the kid again. This time just across the road, maybe 50 feet or so away. I’d had enough. This had to end.
I was furious. I stormed forward, calling him out with every slur and curse I could think of. I was psyching myself up. I was in the right, and I refused to be harassed anymore – kid or not. Didn’t matter. I crossed the road, barely dodging a speeding jeep, and met him face-to-face.
“What the hell do you want?!” I’d yell. “Why are you following me?!”
He was completely expressionless. He didn’t even flinch, no matter how much I pointed or screamed. I snapped my fingers in front of his eyes, and he didn’t even blink. He just stared at me, like a porcelain doll head on a swivel.

I wasn’t thinking about the bystanders though. A couple of middle-aged men stepped up, asking in no kind terms what the hell was wrong with me. I was held back and restrained. Someone called the police. Someone else called my manager – I’d forgotten to take off my apron, so they could see the diner logo. A couple of people filmed it. One of the videos got like 120k views in a day before it fell off the map. I still see it as a react gif sometimes.
It was a disaster. After a couple of officers came by to talk to me, he’d just disappeared into thin air. The officers took me down to the station – not to detain me, but to get me away from the heated crowd. That car ride downtown sobered me up to what the hell was going on. I was being stalked by this kid, but there wasn’t a living soul out there that would believe me.
Well, maybe one.
Maybe.

I was asked a couple of questions and released within about half an hour. They told me to go home and sleep this whole thing off. That wouldn’t be a problem. I didn’t have a job to go back to anyway, according to the (many) texts I’d gotten. I had all the goddamn time in the world.
I was just about to leave when something came to mind. The two officers who’d picked me up were still waiting by their car when I turned back to them.
“Sorry, you picked up the guy I called in about at the diner, right?” I asked.
“Sure did.”
“You got any idea what happened to him?”
The two looked at one another for a moment, shrugged, and turned to me.
“Didn’t have any ID and gave a fake name. I think they took him to psych.”
“Psych?”
“Well, he was saying some, uh… strange things. There were interviews with a, uh…”
The two quieted down and flashed me a smile.
“There’s not that much we can say.”

Coming home, I decided to get to the root of this. It didn’t take me that long to find the place where the guy’d been taken; there aren’t a lot of mental health facilities in this part of the country. Especially facilities that accept involuntary subjects.
But my eyes kept drifting back to the strange dollar bills he’d given me, resting neatly on my nightstand. They were so detailed. A bit old, sure, but that only made them seem more genuine. What the hell was he doing with a handful of clearly fake dollar bills? Like, what’s the purpose? There had to be a purpose.
That unnerved me.

I managed to arrange a meeting. It wasn’t easy, and I think a lot of it boiled down to the police having no idea what could make this guy talk. For some reason, he kept providing them with false information. Maybe a familiar face, for one reason or another, might make him talk.
Just a couple of days later, I was putting my items in a metal bowl on the second floor at a mental health institute in the next town over. I asked one of the nurses if I could keep one of my dollar bills. Apparently, that was okay.
I was shuffled through a couple of locked doors and escorted to an off-white side-room. No décor, no locks. The guy was already there.

He’d been dressed down into these neutral eggshell-white garbs. It was strange seeing him in a lit-up room like this. I didn’t know what to expect.
Getting a closer look at him, he was probably in his 50’s. It’d been hard to tell earlier. I couldn’t get over just how pale he was; it was almost a complete lack of pigment. It looked sickly. His thin arms didn’t help – he looked malnourished. And yet, he was smiling.
“Hello,” he said.
“Hello to you too,” I smiled. “You doing okay?”
“I’m… I’m pretty good,” he nodded. “Thank you.”
I sat down across from him and took out the dollar bill he’d given me.
“I wanted to ask you about this.”
“For the bacon,” he said, matter-of-factly.
“Excuse me?”
“Sorry, was that not enough?”
“No, it’s…”
I took a moment to compose myself. I had too many questions.

He sighed, took the bill, and looked it over. Looking back at me, I could tell there was something painful stirring in his mind. His smile slowly faded.
“Sorry,” he said. “I try to forget sometimes. It’s easier than making sense of it.”
“Let’s start with something simple,” I nodded. “Like… your name. Where you’re from.”
“Those things are pretty far from simple.”
He was looking straight through me; his eyes sinking back to deeper, more uncomfortable thoughts.

His name was Samuel, and he was born around these parts in back in the 1970’s. He’d worked as a telecommunications specialist out of St. Cloud back in the 90's. He had a wife, three children, and a four-bedroom house.
“But it… that was all before, see?” he explained. “Then it all just…”
“Just what?” I asked. “What happened?”
He looked at me, opening and closing his mouth, looking for the right words to come out. Nothing happened. He shook his head, trying again.
“It started with the street preachers,” he said. “Hundreds of them, marching on every city. All saying the same doomsday shit as always. World was dying. All coming to an end.”
“I haven’t seen anything like that.”
“Then there were storms,” he continued without skipping a beat. “Some would last for weeks. Others longer. Entire cities would be flooded or torn apart. Earthquakes causing monster waves along the east coast, sending shockwaves all the way to mainland Europe. Then, Yellowstone.”
“Yellowstone?”
“Yeah,” he nodded. “Lights out.”

Samuel was painting this apocalyptic vision of a world undone. Catastrophe after catastrophe. Hooded people marching the streets, screaming for the mercy of a mad god. But there was more to it.
“Then things stopped making sense. It’s as if the rules changed,” he continued. “Roads would stop leading home. Trees would change color. People turned twisted and corrupted. Like… one of our neighbors couldn’t eat anything but gunpowder. There was a woman just down the street who tried to kill anyone wearing glasses. It was… pandemonium.”
I didn’t say anything. What he was saying didn’t make any sense, but he was trying his best to keep his rambling coherent.
“The plants died. Trees too. The only thing that could grow in that environment were these twisted blue things that popped up out of nowhere. But people… people are what got twisted the most.”
He told me of these towering 7-foot-tall humanoid creatures that roamed the forests. Black as night – not even reflecting light. Arms reaching all the way to their knees. Elongated, inhuman things that all used to be someone he knew.

“The doomsayers all said the same thing,” he continued. “That God was a scared little boy, and that he was dying. Everything that was happening was just an expression of that ceaseless, bottomless, existential grief.”
Samuel looked back and forth, finally burying his face in his hands.
“It all broke down. Roads stopped leading anywhere. No power. No water. Julie changed. Ollie changed. Tobie made himself a mask and wandered off into the woods. Ira just… disappeared. And for… years? Has it been years? It’s just been me.”
“But you’re here, now,” I said. “And what you’re describing, it… it didn’t happen.”
“It happened,” he insisted. “Just not… here. But here.”
He tapped his finger on the single dollar bill.
“Somewhere, somehow, I must’ve taken a wrong turn. I slipped through something broken, and now I’m here. And… and he’s coming to bring me back. He doesn’t want anyone to leave.”
“Who?”
“Just! Just…” he chuckled. “Just a sad little boy who’s been told he’s going to die.”
I didn’t know what to say. I just sat with him for a while, holding his hand.

Before I left, Samuel got up from his chair. He looked at me, forcing himself to smile.
“If I go back, I’ll try not to… to be like them. I’ll try. And… and I’ll be the one to say something.”
He let out a painful little laugh, shaking his head.
“Maybe just a… hello.”

I left that day with more questions than answers. I couldn’t picture the world he’d lived through. Then again, how could it be true? None of it had happened. But what was he gaining from lying about it?
That was the last time I saw Samuel. A few days later, he went missing, as if he’d disappeared into thin air. I didn’t know what to think of it. There was nothing on the cameras – no one entering or leaving the building. No quick escapes, no clever plans. He’d just walked into his room and disappeared. Nothing left but a couple of moths fluttering about.
And for a while, that was it. That was the end of the story. I got busy looking for a new job, and all the little items given to me by Samuel was put away into a little box in my glove compartment. Life soldiered on, and no matter how many questions I had, there was no one around to answer them. Even the strange kid that’d been following me was, seemingly, gone.

A couple of months later, I was driving home from a friend’s place. I stopped at a four-way street, waiting for a couple of trucks to pass, when there was a knock on the passenger side window. I almost choked on my own spit. Scared me half to death.
Looking out, I could see that kid again. I hadn’t seen him for some time, and I quickly bounced between curiosity and downright anger.
“What do you want?” I yelled out.
There was no response. Instead, the door just opened. It’d been locked. As he opened the door, he pointed to the glove box.
“You want his things?” I asked. “Is that it?”
He nodded. I wanted to lash out, but there was something telling me I shouldn’t. Instead, I reached over, opened the glove compartment, and pointed to the box.
“Just take it and leave me alone,” I said. “Get it over with.”

He reached in and grabbed the box. So much effort for a couple of mementos. I turned my head back to face the road. The kid backed out. But of course, I had to get the last word in.
“Not even a thank you, huh?”
That made him pause. He looked at me, tilting his head. As he opened his mouth to speak, a moth fluttered out. Then another. And another.
Then – darkness.

What happened next is hard to describe. My memory of it is fragmented. It’s like trying to watch a buffering video, where long stretches of it are just nothing – but you know something was supposed to happen in-between.
Blink. I was sitting in my car. There was a dark blue sky. No clouds, no stars. Figures in the distance. An open field with blue flowers bending to a howling wind. A powerful stench of ammonia stinging my nostrils. Something to my immediate left, ripping the car door straight off the hinges.
Blink. Running. Ruins of a town. It seemed familiar, but there was barely anything left. My leg was bleeding. I was being followed. No matter where I turned, or where I ran, I seemed to end up at the same intersection.
Blink. A three-story building, brimming with life. Glimpses of arm-long antennae through the broken windows. Clickety-clack of bursting wings tapping against crumbling concrete. A loud warning shriek as something rubs its legs together; a call for prey.
Blink. Hiding in a tipped-over trash container. The rain has stopped in mid-air. Raindrops held in indefinite suspension. I suck water drops out of the air to quench my thirst. My hands are shaking from the blood loss.

Countless little images. Some in order, some not. I have no idea how much time passed. In the moment, it must’ve been much longer than I can remember. Days. Weeks, even. There’s no way to tell.
Blink. Walking through a barren field. It feels like walking through a dead forest, but there are no trees. Only those willingly impaled and wailing.
Blink. An abandoned booth by a broken highway. A sign offers phone calls, in exchange for “real teeth”. There are six sizes of pliers hanging on a wall within. All are bloodied – even the small ones.
Blink. The church that had burned down the night before had reappeared. The people inside, too. They couldn’t leave. Tonight, they would burn again.

Somewhere in this nightmarish puzzle-pieced fragment of nothing, there was a constant drive in me to get away. To get out. I knew that if I’d gotten there, I could get back home again. I just had no idea how. Maybe finding the kid. Asking. Begging. Something.
The last fragment of memory from that space was being cornered in a cellar. They were banging on the door. I’d tipped over a wardrobe to keep them out, but they weren’t going to stop. They were never going to stop. I couldn’t let them kill me again – not like that.
One of the Changed ones were coming. I don’t know what that means, or how I know the name, but I knew of it. There was a mirror, and I could see the signs. It stepped out. Seven feet tall, black as night. Elongated arms and neck. Barely a body at all – just a void space vaguely shaped like the remnants of a person.
Except this one felt… familiar. It was the first one to speak.
“H E L L O.”

Blink. Running. A cold hand. If I squeezed too hard, my fingers went straight through it. I had to keep up. He was showing me something.
Blink. They were flooding over the school bus, tipping it by their sheer numbers. Eruptions from the sewer grates. They were famished.
Blink. An open field. Sunflowers facing me, no matter where I turn. It’s not far.
Blink. I look back, as I’m pushed over the edge. He looks just like the rest of them. They aren’t angered by his betrayal.
They feel nothing, as I fall.

In February of 2017, I was found by the side of the road. I’d been gone for months. My car was too. I came back with nothing but the clothes on my back and countless scars. I’ve been told that I didn’t make any sense at first; I was just rambling nonsense. Or maybe it just sounded like nonsense to these people.
Over time, I forgot more and more of these fragmented images. And the less I remember, the more I can move on. Still, I’ve written them down over time, and they paint an ugly, insane picture of what I’d been going through. Some of which I, myself, have a hard time believing. Then again, I know myself well enough to see that there’s no point in lying.

I haven’t seen Samuel, or that strange kid ever since. I think this is all over, for now. There’s nothing left for me to give.
But even now, years later, I still wake up to that feeling at night. That there’s something wrong, or that I’m forgetting something. That there’s something near that I’m looking straight through, or past.
And every now and then, I hear the flutter of a moth’s wing, tapping against my bedroom window.
And I think I know what it wants.
It wants me to go back.

So, for context, I have this best friend. I am on her phone plan. I have been paying for the full bill every month since August 2023. She has recently added a line for her boyfriend, who then broke the new phone. She has since added a 4th line in order to get him another phone, because the insurance for his phone did not cover the damage. So in total, there are 4 lines on her phone plan. In the past, it seems like she never worried about me, or cared what happened to me, during distressing events. I have done a lot for her, and never held any of it over her, or thrown it in her face. She has been my best friend for several years, and I care about her a lot. However, after the 1st year of our friendship, she began to only contact me when needing help, or a favor. She took me for granted. I love her to pieces, but I feel as though they are going to avoid paying their part of the phone bill, and I cannot afford to pay for 4 lines by myself. If I switch my number to a different service, it will cause her to be charged for the remaining balance on the device I am making monthly payments on through the carrier. Am I the asshole if I switch services in order to not be stuck paying for her entire bill every month?

This morning I tried to log in charges Swab account. The website looked exactly Schwab website. I entered my user name and password. Got a message on screen saying “ there had been too many suspicious attempts to access your account, so your account has been blocked. please call xxxxxxxxxx to resolve this issue”
I called the number. A lady with an Indian Accent (I sensed something wrong! First red flag). Asked my name and DOB, which I supplied. She spoke with very broken English (2nd red flag). She said someone was trying to access my account several times in China, Dubai, and third county i forgot. Asked me if I shared by account info to anyone in those countries. I said no!
She asked me to go to “search bar” in my Window screen and type “GoProFix.Org”. I DID NOT! I went to the browser and typed GoProFix.Org and saw a picture of a lady with a phone!
Then I realized I was talking to a scammer! I hung up and called Schwab! Security section asked me to change my user name and password right away and since I entered those info into their website, they might have gotten it. I changed those info right away. I was also asked to scan my computer for any virus! Right now It I am restoring my system to 2 days earlier setting. Once it is completed I will scan using Window defender.
Security advised me to block my account for online access from anywhere in the world at least for a day until my computer is cleaned of any virus. I agreed. Schwab has locked my account for 24 hours!
So be careful !!!
If there is any scam baiter out there, please dm me for the phone number of these scammers so you guys make them pay!

This morning I tried to log in charges Swab account. The website looked exactly Schwab website. I entered my user name and password. Got a message on screen saying “ there had been too many suspicious attempts to access your account, so your account has been blocked. please call xxxxxxxxxx to resolve this issue”
I called the number. A lady with an Indian Accent (I sensed something wrong! First red flag). Asked my name and DOB, which I supplied. She spoke with very broken English (2nd red flag). She said someone was trying to access my account several times in China, Dubai, and third county i forgot. Asked me if I shared by account info to anyone in those countries. I said no!
She asked me to go to “search bar” in my Window screen and type “GoProFix.Org”. I DID NOT! I went to the browser and typed GoProFix.Org and saw a picture of a lady with a phone!
Then I realized I was talking to a scammer! I hung up and called Schwab! Security section asked me to change my user name and password right away and since I entered those info into their website, they might have gotten it. I changed those info right away. I was also asked to scan my computer for any virus! Right now It I am restoring my system to 2 days earlier setting. Once it is completed I will scan using Window defender.
Security advised me to block my account for online access from anywhere in the world at least for a day until my computer is cleaned of any virus. I agreed. Schwab has locked my account for 24 hours!
So be careful !!!
If there is any scam baiter out there, please dm me for the phone number of these scammers so you guys make them pay!

Not all recruiters but dude I’m sick of the ones that resort to high pressure sales tactics
First off, there are COUNTLESS job scams out there but they’re especially common if you’re looking for remote work so my guard is ALWAYS up.
Well Im currently applying and a recruiter called me (from an unknown number obviously).
From firsthand experience, I’ve learned to be EXTRA skeptical if I get a call from a recruiter for a job I did NOT apply for. Red flag #1
And look, I don’t mean to be unkind, but English was not his first language, which is fine by me but I could not understand him and had to ask him to repeat himself multiple times. It was extremely awkward and difficult to communicate with him. And the harsh reality is that a language barrier is not great for building trust or rapport.
Then he tells me about a job opportunity but is very obviously trying to “close the deal” by getting me to apply. I’ve done sales before and he was trying to “impulse” me into wanting this job. The language barrier combined with him rushing me was red flag #2
I didn’t immediately say no because I wanted to keep my options open. I just went through with the first steps of applying so I could review the opportunity later and get off the phone.
After thinking about it, I started to seriously question whether I wanted to pursue it any further. The pay would’ve been great but the whole thing seems like a scam, no health benefits and it’s in the real estate industry, which I don’t want to work in.
In hindsight, I should’ve just emailed him “never mind please withdraw my application” but I still hadn’t fully decided.
The next day, he texts me “Hi [My name]” which I found unprofessional for a recruiter to send such an informal text like that?
And then immediately calls me to schedule an interview. I said “I thought about it and don’t want this anymore” and then he WOULDNT TAKE NO FOR AN ANSWER.
He seemed SO UPSET and was like “you’re not going to find another job that pays this much in this market”
And I’m thinking to myself “No shit Sherlock! This job is obviously a scam. If the company is able to offer that much $$ then they should be able to offer benefits and use an experienced recruiter who doesn’t pressure people through the application”
I’m sure he’s following a sales process that the recruiting company teaches him, and his behavior is prob “normal” in the recruiting world but I don’t think this shit should be normal.
This is my career. This isn’t a phone plan or used car. Stop trying to sell me a job and push me into a decision.
And also it should NOT be normal for recruiters to text/call applicants out of the blue without sending an email first. It’s pushy because they call and then you feel pressured to give them an answer right there on the phone.
Well I learned some lessons from it. If a recruiter calls me out of the blue, I’ll just ask them to send an email so I can review on my own.

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• Trigonometry (Trig)

STATISTICS HELP (MY BEST SUBJECT):

• I have a master's degree in Applied Statistics from a university in New Jersey, USA. As a result, I am very proficient in helping students with various types of Statistics courses including Biostatistics Business Statistics Elementary Statistics Probability & Statistics Psychology Statistics.
• I have extensive knowledge and skill with helping students get through various statistical concepts including all of the following in alphabetical order:
• ANOVA Bar Graph, Boxplot, Dot Plot, Histogram, Pie Chart Bias Binomial, Exponential, Poisson, Gamma, Uniform Distribution Central Limit Theorem Chi-Square Test Coefficient of Determination (R^2) Conditional & Relative Probability Confidence Interval Correlation Coefficient (r) Critical Region Critical Value Descriptive & Inferential Statistics Effect Size Expected Value Experiment vs Observation Goodness of Fit Test Hypothesis Testing Interpolation & Extrapolation Interquartile Range (IQR) Kurtosis Left, Negative, Right, Positive Skewed Distribution Logistic Regression Mean, Median, Mode, Midrange Multiple Regression Nominal, Ordinal, Interval, Ratio I Population Parameter Normal, Symmetric & Bell Shaped Distribution Null & Alternate Hypothesis One & Two Sample T-Test One & Two Sample Z-Test Ordinary Least Squares Outliers P-Value Pooled Variance (Equal Variances) Proportion R^2 Range Regression Regression Line Reject & Fail to Reject Ho Relative & Cumulative Frequency Distributions Relativity & Reliability Right, Left, One, Two Tailed Tailed Hypothesis Test Sample Statistics Sampling Methods (Convenience, Stratified, Simple, Cluster, Systematic) Significance Level (1%, 5%, 10%) Skewness Standard Deviation& Variance T-Score Test Statistic Time Series Type I & Type II Errors Unbiased Estimators Z-Score

ALGEBRA HELP:

• I am well-versed in helping students do well in Algebra 1 & 2 College Algebra Intermediate Algebra Pre-Algebra and I am very knowledgeable and proficient in the following algebra topics in alphabetical order:
• Absolute Values Circle Equation Domain Exponents Graphing Horizontal & Vertical Asymptotes Inequalities, Equations & Functions Inverse Functions Linear, Exponential, Logarithmic, Quadratic Equations Logarithms Maximum & Minimum Values of a Graph Number Lines One-to-One Functions Parallel & Perpendicular Lines Plotting Points & Ordered Pairs Point-Slope Form Polynomial Division Polynomials Radicals Range Rational & Irrational Expressions Rational Functions Real Roots Real Zeros Relations & Functions Slope Slope-Intercept Form Square Roots Standard Form of a Line System of Equations System of Inequalities Variables X and Y Intercepts

CALCULUS HELP:

• I am well-versed in helping students do well in Calculus I, II & III, Calculus 1, 2 & 3, Business Calculus, Multivariable Calculus, Vector Calculus and I am very knowledgeable and proficient in the following calculus topics in alphabetical order:
• Absolute & Local Maximum and Minimum Antiderivative Area & Volume Chain Rule Concavity Continuity Convergence Test Critical Points Curvature Curve of Rotation Curve Sketching Derivatives Divergence Test First & Second Derivative Test Fourier Series Implicit Differentiation Increasing / Decreasing Functions Infinite Series Integrals Integration by Parts Jacobian Matrix Limits L’Hopital’s Rule Maclaurin Series Mean Value Theorem Partial Derivative Product & Quotient Rule Reiman Sum Related Rates Simpson’s Rule Solid of Revolution Substitution Rule Taylor Series

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ATTRIBUTES THAT SET ME APART FROM OTHER TUTORS:

• I firmly believe that I have many attributes and skills that set me apart from other tutors. Below is a list of qualities that makes me an ideal fit to help you master your coursework:

I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:

• Proficient in CollegeBoard AP Calculus AB, AP Calculus BC & AP Statistics exams.
• Skilled with International Baccalaureate Math Exams: IB Maths HL & IB Maths SL
• Can intentionally answer a few problems incorrectly at the student's request.
• Can text solutions to the student while they are taking a proctored exam.
• Upon request, can purposely obtain grades below an A (ex: B+, B, C+, C-).
• I can stretch out the time to a plausible length for timed exams and assignments before submitting them.
• Have reliable software that can change my IP address to match the closest major city near the student.
• I have exceptional multiple-choice exam-taking skills. I have mastered the various techniques to make calculated guesses for the correct option in standardized exams such as the SAT & GRE.

I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:

• I have no problem with requests to solve sample problems upfront to prove my knowledge & proficiency of the course concepts.
• I can provide glowing references & strong examples of work done for past clients to verify my academic skills.
• I can also provide, upon request, complete detailed calculations with explanations for solutions to the problems worked on.
• I am quite skilled and adept in using multiple modernized educational platforms and software, including but not limited to: Brightspace MyStatLab D2L WebAssign Canvas MyMathLab Blackboard ALEKS
• Can format term papers and discussion posts in APA MLA Harvard Chicago Vancouver OSCOLA IEEE format.

I HAVE PAID ACCESS TO OVER 15 STUDY-HELP WEBSITES AND MATHEMATICAL SOFTWARE:

• I have multiple paid subscriptions to a wide range of academic tutoring resources, including Chegg, Quizlet, CourseHero, Brainly, Grammarly, Study. com, Bartleby, Slader, Transtutors, Slideshare, StudocU, Turnitin, Academia, SymboLab, WolframAlpha, and Scribd to help guide to solve exam & homework questions that I may not immediately know.
• However, I am smart enough not to blatantly plagiarize solutions online but instead write them in my own unique words, formatting, & mathematical terminology.
• I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
• I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, or PDF formats.

MY AVAILABILITY & RELIABILITY:

• Depending on my availability, I can accommodate immediate tutoring requests, 1-24 hour, and 1-30-day deadlines.
• I can schedule live real-time online sessions and meet deadlines in an impressively timely fashion.
• I can provide quick notifications and updates of progress made in the student's class via email text phone calls.
• I can also be available to tutor students for Fall 2021 Spring 2022 Summer 2022 semesters.

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
• D - K: Dallas College Dartmouth DeVry Excelsior College Florida International Florida State Full Sail Georgia State Grand Canyon Harvard Houston Community College Ivy Tech Community College Kaplan Kennesaw State Kent State
• L - T: Liberty Lone Star College System Kaplan Miami Dade Michigan State CUNY State University of New York (SUNY) Northern Virginia Ohio State University of Phoenix (UOP) Penn State Princeton Purdue (Davenport) San Diego State San Francisco State San Jose State Southern New Hampshire Southern Nevada Stanford St. Petersburg Strayer Texas Tech
• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
• U - Z: UCLA Extension Utah State Utah Valley Valencia Walden U Wake Technical Western Governors Wilmington Yale

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
I OFFER FLEXIBLE PAYMENT PLANS:

• I offer several unique payment plans, including a weekly plan, a discounted monthly plan, a discounted half-now / half-later plan, and highly discounted up-front rates.
• I can accept the following payment methods for my services: PayPal Debit Cards Square Cash Credit Cards Cash App Venmo.
• Only people located in North America have access to Venmo Cash App Zelle.
• This is an excellent way to determine if the person you're dealing with is from the United States.
• Within reason, I offer a partial or full money-Back guarantee if the student is very unsatisfied with my academic services.

TUTORING AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
• Computer Science: C C++ Computer Programming (Comp) Java Python R (Introduction & Intermediate Level Only)
• Humanities: Communications (Comm) English Literature Essay & Term Paper Writing, Editing, Proofreading Essays History Papers Philosophy (Phil) Religious Studies Theology (Theo)
• Mathematics: A.P. Calculus AB & BC Psychology Statistics AP Statistics Bio statistics Calculus I (1) Calculus II (2) Calculus III (3) College Algebra Differential Equations Discrete Math Finite Math Functions General Math Geometry Liberal Arts Math Linear Algebra Multi-variable Calculus Partial Differential Equations Precalculus Probability Quantitative Reasoning Real Analysis Statistics Trigonometry (Trig) Vector Calculus
• Science & Medicine: Anatomy & Physiology (A & P) Biochemistry Biology (Bio) Biostatistics Earth Science Environmental Science General Chemistry (Chem) Healthcare Medicine Nursing Nutrition Organic Chemistry Physics (Phys)
• Social Sciences: Anthropology Economics (Econ) Geology Law & Justice Liberal Arts Liberal Studies Political Science Psychology Sociology

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
• 4) Send you full screenshots of written exam solutions I wrote up by hand for students in the past in the same course that you need help with so that you can see my neat handwriting.
• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes. Why choose low-income victims when it would be much more profitable to target high-income, high-net-worth individuals earning at least six figures a year? I have knowledge in business consulting, and I promise you that a business owner would be a MUCH more lucrative mark than a low-income college student.
• I wouldn’t choose such a time & energy-draining method of scamming people. Also, communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine. This means that 90% of my time communicating with potential clients ultimately proves to be a colossal waste of my irretrievable time & energy.
• If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now. And I would have been permanently banned from opening new accounts. Therefore, the fact that all my payment apps have been fully active for years should be sufficient proof that I haven’t had people consistently disputing payments sent to me.

HOW TO CONTACT ME:
Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641

• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
• Please feel free to contact me if you're interested in my services and would like to learn more. I'm available 24/7 via phone call, email, and text. Again, thank you for taking the time to read my Reddit tutoring ad, and I hope to hear from you soon!

My contact details:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
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My best friend and I met at work and have been tight from the get go. I have stuck by her side through a lot of shit and helped her through a lot of shit. I could have had her arrested a couple of times because she has gotten abusive over the last year. She will drink too much get blacked out and start screaming in my ear and hitting and pushing me ext. About a month ago she even bit my arm because I used my forearm to push her out of my face. I have given her rides everywhere given her money helped her and bought her food and paid her bar tabs ext. All of our mutual friends know she is the aggressor and no one understands why I stay. Frankly I don’t either I guess it’s because I don’t abandon my friends. She has gotten herself booted from a couple bars for her getting ridiculous and hitting me.
She got a new boyfriend recently and I am guessing he is threatened by me and by our relationship and is very controlling and been trying to isolate her away. He wanted all the time and so we gave it to him with me and other friends getting one day a week to hangout with her. He met her when we were at one of the bars we go to and essentially only tried to speak to her when I wasn’t around her which was red flag number one. Then come to find out he lives in a shed works maybe one day a week can’t pay his bills and drives a moped without a valid drivers license since he got pulled over and now has a court date.
Anyways we hangout Wednesday and it went perfectly up until he was in her phone saying shit like oh you have been out for six hours you need to come home right now and blowing up her phone and shit. And then he showed up to the bar and refused to talk to her in front of the glass doors were we could see her to make sure she was okay. And his excuse was he came up to make sure she was ok, like bro we have been around her and with her for three years and nothing bad has happened. He wasted forty minutes with this and he finally left after she told him no repeatedly.
Fast forward to Thursday night/morning I start experiencing pretty bad chest pain at home and the ambulance takes me to the er and then I am transferred to a different hospital. Had a mild heart attack saying stress and other shit contributed . Tried talking to her and shit and she is being distant and finally said she has a lot to think about.
I am still in the hospital and going to get released tomorrow.
I told her today I am not going to let her try to hang this nonsense over my head and stress me out further and she had until tonight to decide. And then on Monday we can just meet up and she can pay me back all the money she owes me and give me my things back.
Already to the conclusion she doesn’t actually care and never did more so when she is doing this while I am in the hospital.
She just took advantage of me and is now getting rid of me. It hurts a lot but I guess it’s a lesson learned.

Mastering Statistics: Top Online Resources for Success
If you are unable to Pass your Stat Exams, Quizzes, Tests or Unable to Handle Homework Assignments or full course online, Get paid help from Online Helpers at Hiraedu!
Contact Details for Hiraedu Helper:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: info@hiraedu. com
Statistics can be a tough subject, but with the right resources, you can conquer it! Whether you're a student or a professional, online statistics classes offer flexibility and convenience. In this blog, we'll explore the best online statistics class help, covering resources, courses, and tips for success.Resources:

1. Khan Academy (khanacademy.org): Free statistics courses, video lectures, and practice exercises.
2. Coursera (coursera.org): Offers statistics courses from top universities like Stanford and Duke.
3. edX (edx.org): Provides statistics courses and certifications from leading institutions.
4. Statisticshelp.com: Offers online tutoring, homework help, and study resources.
5. DataCamp (datacamp.com): Interactive statistics and data science courses.

Courses:

1. "Introduction to Statistics" by Khan Academy
2. "Statistics in Medicine" by University of London on Coursera
3. "Data Analysis" by Microsoft on edX
4. "Statistical Inference" by Stanford University on Coursera
5. "Data Visualization" by DataCamp

Tips for Success:

1. Practice regularly with online resources and exercises.
2. Join online communities and forums for support and discussion.
3. Use visual aids like graphs and charts to understand complex concepts.
4. Apply statistical concepts to real-world problems.
5. Seek help from instructors or tutors when needed.

Mastering statistics requires effort, but with the right online resources and support, you can achieve success. Utilize these top online statistics class helps, courses, and tips to improve your understanding and application of statistical concepts. Embrace the power of statistics and unlock new possibilities in your academic and professional journey!
Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ACADEMIC TASKS MY TEAM AND I CAN COMPLETE:

• Entire Degree Programs
• Full Online Classes (1 - 20+ Weeks Long)
• Proctored Exams Quizzes Tests
• Homework Assignments
• Research Papers Term Papers Essays
• Projects & Labs
• Discussion Posts
• Annotated Bibliographies
• Employment Assessments
• Certification Programs

MY TEAM'S CLASSES OF EXPERTISE:

• Statistics: AP Statistics Biostatistics Business Statistics Elementary Statistics Intro to Statistics Psychology Statistics Social Science Statistics Statistics & Probability Statistical Methods Statistical & Probability Models
• Math: Advanced Functions Algebra Calculus 1, 2, 3 (and 4 in some schools) Vector Calculus Differential Calculus Integral Calculus Multivariable Calculus Differential Equations Discrete Math Discrete Structures Finite Mathematics Functions Geometry Linear Algebra Precalculus Probability Real Analysis Statistics Trigonometry Quantitative Methods & Reasoning
• Science: Anatomy & Physiology Astronomy Biochemistry Biology Chemistry (General, Inorganic & Organic) Dental / Pre-Dental Earth Science Engineering (Almost All Types) Environmental Science Epidemiology Fluid & Mechanics Geology Geophysics Medicine / Pre-Med Microbiology Neuroscience Physics Physical Science
• Business: Accounting Auditing Banking Business Administration Business Law Corporate Finance Cost Accounting Econometrics Economics Finance Financial Institutions Financial Reporting Global Economics Governance International Economics Macroeconomics Management Marketing MBA Courses Mergers and Acquisitions Microeconomics Operations Management Principles of Accounting Real Estate Taxation
• English: Business Writing Creative Writing Critical Reading Digital Media Eastern Literature English Literature Essays Expository & Persuasive Writing Fiction Writing Greek and Roman Philosophy Grammar Poetry
• Humanities & Social Sciences: Architecture Anthropology Art History Communication Criminal Justice Forestry Ethnic Studies Film History Law Pre-Law Music Philosophy Political Science Psychology Psychiatry Religious Studies Sociology Theology Women Studies
• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• Acellus ALEKS Aplia APEX Learning Badgr Blackboard Blink Learning Brightspace / D2L Canvas Cengage CengageNow Childsmath Cisco ConnectMath Connexus CPM Crowdmark EViews Edmentum Examity Excel Garch Google Classroom Google Education Gradescope Hawkes Learning Honorlock iClicker InQuizitive (Norton) Java Kaltura Khan Academy Knewton Kryterion LaunchPad MATLAB Maple MasteringChemistry MasteringPhysics MathXL Mathematica McGraw-Hill Connect MegaStat Microsoft Teams Microsoft Access, Word, Excel, PowerPoint Mindtap Minitab MonitorEDU Moodle MyAccountingLab MyEconLab MyFinanceLab MyITLab MyMathLab MyOpenMath MyPsychLab MySocLab MyStatLab NCSS Outlier Pearson MyLab and Mastering Piazza PlatoWeb Prezi Proctor360 Proctorio Proctortrack Python R Respondus Lockdown Browser with Webcam SAM Sapling SAS SPSS Socrative Stata StraighterLine Turnitin VoiceThread WebAssign WebEx WebWork Wiley WileyPlus Zoom

TOP 20 REASONS WHY I'M THE MOST LEGIT EXAM, HW, ONLINE CLASS TUTOR ON REDDIT:

1. Team of U.S. Academic Experts: I and my team of dedicated academic experts complete all types of academic coursework for students in most math, English, science, business, humanities, social Sciences, computer programming, and foreign language classes on a 24/7/365 full-time round-the-clock basis. This is not some part-time gig for me. It’s literally my primary source of income. I can regularly make myself available to help students with last-minute & same-day academic requests.
2. Essay Writing Skills: I can write essays & research papers in native U.S. American English and fluent Canadian English using APA MLA Harvard Chicago Vancouver OSCOLA IEEE formatting & citations.
3. 75+ Types of Academic Software: I am highly skilled & experienced in using over 75+ types of academic software and educational platforms including the following: ALEKS, Blackboard, Brightspace, Canvas, Cengage, WebAssign, ConnectMath, Crowdmark, D2L, Moodle, Pearson MyLab and Mastering, MyMathLab, MyStatLab, MyOpenMath, StraighterLine, WebWork, and Wiley.
4. Can Change IP Address: I have multiple reliable VPN software including: NordVPN, SurfShark & ExpressVPN that allows me to successfully change my computer’s original New Jersey IP address to any major city in the U.S. & Canada to avoid raising red flags with students’ online class software.
5. Proctored Exam Help: I have developed multiple highly effective methods of helping students with exams, tests, and quizzes that are proctored by software like: Respondus Lockdown Browser with Webcam, Honorlock, Examity, Proctorio, Proctor360, Proctortrack, and ProProctor using 3 highly effective proven methods. Option 1 - WhatsApp: I use WhatsApp to have the student discreetly text me photos of the exam questions outside of the webcam’s view and I text them the correct solutions to the exam questions. Option 2 - Screen Share: Using screen share software like Zoom to see the student’s screen displaying the exam questions and I text the correct solutions. Option 3 - Remote PC Access & Control: Using remote computer access software like to control the student’s mouse and keyboard from my own computer.
6. Study Help Apps: I have over 15+ paid subscriptions to a wide range of study help apps, software, websites, and programs to help me solve exam & homework questions faster and more efficiently. Some of these resources include: Brainly, Chegg, CourseHero, Quizlet, SymboLab & WolframAlpha.
7. Calculators & Math Software: I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
8. Test Taking Techniques: I have developed highly effective methods to determine the correct answers to questions that I’m not already familiar with including process of elimination, working backwards, quickly searching for similar questions online, and utilizing standardized test taking techniques taught only in elite standardized test prep tutoring programs.
9. Handwriting & Scanning Apps: I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, and PDF formats.
10. Live Exam Help Videos: I am the only verified U.S.-based online exam hw online class help tutor with a highly successful YouTube Channel where I regularly upload live unedited videos of me actually completing exams, quizzes & homework assignments for other students and clearly explain my entire thought process and display on-screen all the steps, apps, websites, and software I use to compute the correct answers.
11. Flexible Payment Methods: I offer negotiable rates, multiple payment methods (PayPal, Venmo, Cash App, Zelle, anonymous credit & debit card payments via online invoice), and flexible payment plans: weekly (most expensive), monthly, half-now / half-later, and all-up-front (least expensive).
12. Money Back Guarantee: I have won multiple academic awards for my exceptional skills & expertise in math. I guarantee overall A & B grades for all coursework completed. Plus. I also offer a 50% refund for C+, C, and C- scores, and a full 100% refund for D+, D, D-, and F scores.

HOW I CALCULATE FINAL RATES:

• Exams & Quizzes: Final rates for exams and quizzes depend on various factors including: whether or not there is proctoring, how many hours the exam is, total number of questions including sub-parts, preferred method of me delivering solutions, whether it's show all work or just the answer only, and whether the assessment has a flexible window of time to complete or a fixed & rigid start and end time.
• Full Courses: Final rates for full class help depend all the foregoing plus: total number of hw, quizzes, exams, discussion posts, and other academic tasks left that need to be completed, total number of weeks or modules left in the class to complete, and whether there is required multi factor authentication for logging in like Duo Push or text passcode.
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Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• Engage in a Telephone interview: Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, and accent. I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• Provide Telephone References: Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• Not Worth the Money: I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• Most Students are Broke: I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes.
• Waste of Time & Energy: Communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine.
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I have told this before and I figured I would share it again.
Years ago, before the Virus that shall not be named took over, I use to work as a taxi driver in my county (Non-US.) and occasionally, I would get hired by individuals to do jobs like runs to the airport, drop their kids to school, ect. It was like running a smally business really and I had regulars who would hire me.
Well one regular who I will call "Karen" hired me to drop her and her kids to the next town over. We set a time and I eventually went to her place to pick her up. I parked on the side of the street and waited... And waited .. and waited... And she was still in her house doing what ever. I called you fine out if she was ready, but all she would say was "Just now, Im coming now". So I wait some more.
Like an hour later she finally comes out with her kids and they we finally head off. It was at this point her baby starts crying but I shrug it off cause it seems she is trying calm the kid down but it become very distracting when they are seated right behind you and you are driving. Well anyway the route takes us through some hills and it at this point it's started to rain and I mean SERIOUS rain. As in "Complete white out, it's gonna flood" sort of rain. So as you can guess I had to take my time on his road that has numerous blind corners and sharp bends. All the while water is starting to come down the hill and cause a small flood and yes, it can flood on a hill.
Yet for some reason, Karen though I was being a coward for not wanting to cause an accident on a route I am not too familiar with. I just ignore her and eventually we reach the down and I am ready to head down the main road towards the taxi stand. But then Karen starts to give me directions to where she was going and that is when I realized something.
I saw a street sign that said "Saint B" and then I realized this woman has taken me in to one of the most dangerous parts of town. This is a place most taxis avoid cause drivers have been robbed or worse in the past that this woman has taken me right into it. But eventually we reach and I told her the fare.
But it was at that point Karen blew up on me, saying it was too much and she would only give me half of what I deserve and I would get the other half when I came back for her AFTER DARK.... In one of the worst parts of town and there was no way in hell I was gonna do that. I drive a Nissan Wingroad, a popular car that gets stolen alot and no way was I gonna let that happen. And after all the crap I had to put up with, I was not gonna bend over backwards for this woman again. So I take her money and "agree" to come back.
Later that night, she does call and... I don't answer the phone. I fact, I let it ring for a bit before I finally block her number. But I was not done. The next day, I warn the other drives about what she did, effectively black listing her from our route. But just when I thought I was done with her, miss Karen calls me from another phone and has the gaul to hire me again (!)
I just tell her to find someone else and hang up before blocking her again and I haven't heard from her since. As for me, I no longer work taxi, though I still do the odd job from time to time and on a happy note, I ended up getting another client who would hire me regularly and pay very well for my services.
I not saying I proud of abandoning Karen with her kids in a bad part of town, but I have never lost sleep over it either. Never short pay your taxi drivers, people. Cause we will leave you behind.

Around Thanksgiving last year, my 22 year old daughter Izzy started complaining about her back hurting. We just assumed she pulled a muscle or had a pinched nerve. After a couple weeks, the pain seemed to be getting worse. She went to urgent care on a Friday and they confirmed she probably had a pinched nerve. They gave her some meds. That following Monday (Dec. 18) she was in a lot of pain, so I rushed her to the hospital. It was her back and her left arm now bothering her. They blew her off and said that she was fine. I insisted that she get an MRI or cat scan done. Finally at my request they did a cat scan on her back and said they didn't see anything wrong. They said it's probably a pinched nerve, gave her more meds and sent us home.
The week of Christmas everything changed. She woke up each night covered in sweat. On the 28th, her heart was beating fast, she was extremely pale, and had two knots appear on the left side of her neck and one under her left underarm. I brought her to a different hospital.
When we got to the ER, they immediately took her to a room. Her vitals were extremely high (170 heart rate) from the pain she was in. They were considering that she could have meningitis or mono. They wanted to get tests ran right away. They admitted her, and did a spinal tap and MRI. 2 days later (Saturday) the doc said they found a large tumor on her spine. Can't say if it's cancer yet, she would need a biopsy first. They informed us that she would be moved that day to their sister hospital that specializes in cancer.
When we arrived, she was put on the neurology ward in a regular room. They immediately put her on a lot of meds. She was on so many pain drugs, (Oxy, Dilaudid, muscle relaxers, Morphine, Xanax, etc.) that I kept asking, "Is this end of life? Can she overdose from all these drugs?" They would respond with, "no, it's just to keep her comfortable and we're trying to get her heart rate down." On New years day they gave her Ativan. She responded horribly to it. It was a rough day. She was hallucinating and freaking out all day and night. The next day she told them to NEVER give her that again. They told her when we first arrived that anything she didn't want to take, they would respect and not put it in her charts to receive. They would put it under allergies. We assumed they would do so as they said they would.
They finally did the biopsy on Wednesday the 3rd. When she came back from surgery, she wouldn't wake up. She slept all day Wednesday and most of Thursday. I was really concerned.They kept adding more pain meds to her chart. I again was scared she would forget to breathe. That night she wasn't breathing properly and her vitals were going down. She had to be rushed to NeuroICU. They got her stable and explained it was from all the different drugs. They explained that it's trial and error. They're trying to figure out what works for her and they decided to put her on a drip line of Dilaudid. They still gave her other drugs but Dilaudid seemed to help her pain somewhat. They also said she had a spot on her lungs what looked like pneumonia starting.
All week she was constantly telling us that she was losing feeling in her legs and her left arm. By Saturday of that week she was paralyzed. They finally took her for an MRI and saw that the tumor had spread up and down her spine and to her ovaries, and it was stealing her blood supply. She would need emergency surgery asap. They of course came to explain what was happening and the surgeon informed me that Ativan would be used during surgery. I immediately told him no, and that she is allergic to it and it was supposed to be on her allergy list. I explained to him what happened when she received it before. On Sunday they rushed her into surgery and cut the blood supply to the tumor. It was too dangerous to try and remove any of the tumor. They didn't know if the paralysis was permanent, but they were hopeful that the surgery would work. It didn't we would later find out.
When she returned from surgery, she was out of control. She was violent and cursing at me. In 22 years I had never heard her curse, but she was fluent! She was hallucinating bad and kept freaking out. It was scary to watch. They decided to give her some meds to make her to sleep, to help her heal. For 2 straight days my baby screamed blood curdling screams, she would cry out "mommy, mommy" while she slept. She screamed so much and so loud that anyone in ear shot were questioning what was going on. It was heartbreaking to witness. I thought she was having a bad reaction to the anesthesia. I later found out that they were giving her Ativan anyway. They NEVER put it in her chart as an allergy the week before, and the doctor disregarded what I said about not giving her that. They had other options they could have used but he still chose to do what he wanted. I only found out because the nurse mentioned that she would be right back with her Ativan. The nurse had no knowledge that my daughter refused that medication previously. I informed her not to give that drug to her. She went and spoke with the attending physician who changed it to haldol and ketemine. That was Monday night. By Wednesday she finally calmed down from screaming, so they decided to try and wake her up.
When she woke up she could no longer speak properly, use her left arm, or move her legs. Her fingers and toes were turning black. They said it was from a certain med she was on. That it's normal. A lay person could see something was horribly wrong.
Everyday we would see up to 30 doctors. I say we, because I never left her side. One would say one thing while another would say something else. It was confusing and scary. We still didn't have a diagnosis. We just knew she had cancer. They suspected stage 4 but couldn't say until pathology came back. It was traumatic and a nightmare. It went from a diagnosis of a pinched nerve to stage 4 cancer in a matter of a week. WTF?
We finally got the diagnosis on Tuesday the 9th.. Stage 4 anaplastic large cell lymphoma. Very rare and aggressive. They said they were starting chemo immediately. They gave her the first dose that Wednesday night. We had hope. It was a rollercoaster of terror, but the doctors kept saying that she could beat this. I googled everything I could and prayed for a miracle. It's always been my girl and I, so I was desperate for her to live through this. She wasn't just my daughter, she was literally my everything.
By week 2, she needed blood on a daily basis. She couldn't eat or drink. She couldn't relieve herself. She couldn't move. She couldn't speak clearly to explain her needs or wants. Her breathing was shallow. Her vitals were not normal. They would go down and then jump extremely high. She was so out of it, that they had to come to me concerning everything. Her oxygen was dropping significantly and they had to keep changing out the masks and oxygen levels to help her breathe. They kept changing her meds and she had multiple complications from that. They couldn't find any good spots on her arms to put her IVs anymore, and her legs were so swollen that they couldn't locate a useable spot anywhere. They put it on her right side of the neck. During all this she had multiple medical emergencies. One example is they said that spot on her lungs wasn't pneumonia but they now suspected a small blood clot. That medicine she was given would hopefully help, the only problem was that medication was causing problems for her back surgery. A few days later we found out it was blood and it was completely filled up in her chest. She was drowning in her own blood. They couldn't do surgery right away because she would bleed out since her platelets were so low even while receiving blood transfusions. That blood was somehow going into her lungs. I was floored. Everyday I would ask about it and I was told it was getting better, nothing to worry about. In fact the doctor said that very morning it had cleared up significantly. Imagine my shock when the critical team comes rushing in that evening to do ultrasounds on her and tells me they suspect it's why her breathing was going downhill.
On Monday she was transferred to a MICU room on a different floor. This floor felt uneasy to me. There was death all around and you could see it. They said that this floor was where her main doctors were, so that she would get the best care. Now they introduce fentanyl to her med regimen. They explained it that it would help with her pain. She would be allowed so much every hour if needed.
The next day they decided to do the surgery to put a tube in her chest to drain the blood. She now had an extremely dangerous back surgery, staples running up her entire back with tubes, a huge scar under her arm from the biopsy with tubes, and now a huge tube coming out her chest. Her fingers and toes at this point were in a stage of necropsy. But they couldn't do anything about it. They would just have to fall off in time. It was devastating. My daughter was a trooper through out this whole time. She never complained or was negative. She was just scared when she understood what was going on. Honestly I've never seen so much courage in my life.
When it came to her pain meds she was only on fentanyl and Dilaudid drip. She would only receive it when she asked. That was her rule. She was scared she would overdose or become hooked on it and didn't want that monster on her back. She would be in so much pain but would just sit through it. Her vitals were better, but when the pain would become to much to bare, her heart rate would go into the 150 to 170 range. As soon as she got some meds it would go down to the teens to low twenty's.
On Thursday night she had a new nurse. He would administer pain meds even when she didn't request it. I saw him give her shot when she was sleeping. I walked in on him. I asked him if she requested it as I saw she was asleep and he said no. He stated he was trying to keep her comfortable. I asked him not to unless she asks. He didn't listen.Throughout the night as we slept, he would give her meds that she didn't even need. He gave her haldol. She only received that for two days after her back surgery. No one had given her that since. He would give her a shot of fentanyl behind it. I later found this out while talking with her doctors and from her records.
That Friday morning she started having these weird episodes, what later looked like seizures to me. Her vitals would drop and she would go into a deep stare. They blamed the meds. It was constant apologies for her being over medicated again. Even the doctor didn't understand why he gave her so much.She had 4 separate episodes before they (at my constant request) sent her to get a MRI done.
She had a blood clot in her brain. Again they said nothing to worry about. But after experiencing what we went through already, I was highly concerned. As I should have been. They kept apologizing and said they would change her medication up again. I told them it wasn't the medicine it was the nurse. I couldn't understand why he would give her two doses of haldol when she didn't need it. The nurse said my daughter was anxious and thought it would help. My daughter was sleeping so how could she have been anxious. I went off. Something in my spirit was telling me to get her out of there. But how could I when she was hooked up to all these tubes. She was suffering and I couldn't help her. The only thing I could do was use my voice to try and protect her and be her advocate. The next day Jan. 20th, I woke up after a couple hours of sleep, and I knew something was wrong. She was awake and trying to talk. Her vitals were back at a steady 170 with high blood pressure and a low oxygen number so I knew she was in pain. I could feel it in every bone of my body something was different that day. I felt my baby didn't have long as I thought cancer was winning. I called all of our family to come see her. I can't explain it. At one point I pulled one of her doctors out of her room and begged him to tell me what was happening. Shoot it to me straight. He kept saying she's always been critical but she would pull through. He had so much hope.
They gave her some meds to help bring her vitals down and it started to work again. Her vitals started going from 160 to 150. At this point she was having a brain scan done in her room to see what the episodes were exactly. She was awake but could no longer move from her neck down. Which had just started the 2 days before. She had a blood infection and they had to move the pic line from the right side of her neck to the left side but we're unsuccessful because she had obstructions there (2 huge tumors) They had to put the new line back on the right side in the back of the neck. I don't know what happened since I wasn't allowed in the room. I do know my daughter said after they finished, she wasn't able to feel anything but her face. She never turned her head again.
During that day she kept having flem and spit from the congestion she had due to the chest infection and surgery. I would sit there and suck it out for her. No problem, I had been doing it for days with no complaints on my end. The doctors were coming in and out constantly all day to check her brain test and at one point the doctor seeing me and my nephew take shifts suctioning her out said he wanted to try a new medicine she had never received. My daughters nurse interrupted him and said that she didn't think that it was a good idea. They went back and forth for a few minutes and I stepped in and said, it was fine, I would sit there and suction out forever if I had to. Something felt different in this exchange as well. In all of 24 days of being in the hospital, I never saw a nurse challenge a doctor. I immediately went to the computer, where the nurse had typed in the order for this drug, and googled it. The first thing that popped up, was not to give this drug to someone with high blood pressure or high heart rate. It causes a person's heart rate to shoot up high quickly. It was too late. They already administered it to her. Since her heart rate was already high it caused her to go into cardiac arrest. I just stood there in shock screaming is she in cardiac arrest? To which the doctor finally responded "I'm sorry, yes"
They ushered me and my nephew out of the room so they could work on her. After about 30 minutes they called my phone and told me she flatlined but they got her heart beating again. I went flying back in that room screaming at them. I refused to leave the room. She was now on life support, but there was no hope for her to ever wake up again. After consulting with my family and her doctors, and looking at where her vitals were, I decided to pull the plug. She passed within seconds. I feel like the doctor should have listened to the nurse, but his ego would not allow him to. I feel like he's somehow responsible, but at the same time I saw what was happening to her on a daily basis and what cancer was doing to her body. I also witnessed a lot of negligence too on their part. I've been going back and forth since January 20th, about contacting an attorney and seeing if I have a case. I requested an autopsy to be performed, because I wanted to know what all was wrong with her. They informed me they normally don't do that because of the cancer. I argued with them and said I wanted one anyway. I wanted to know what happened. I was trying to understand this whole situation. 25 days prior it was just supposed to be a pinched nerve, but it wasn't. They explained I would have to pay for the autopsy, and I was okay with that. The next day after she passed away, I received the phone call to give my permission for an autopsy. They said it would take a couple days and would let me know when it was finished so the funeral home could pick up her body.
I've been calling for months about the autopsy report with no luck. Here we are in May, I go to the hospital to get the autopsy results and it's all of five pages. It's not even an autopsy report. It doesn't even state her cause of death. It's just bullshit paperwork. All it mentions is the necropsy to her fingers and toes and her basic info like height and weight. I'm so angry right now. I have her medical records, and I noticed on the 19th of January they finally put she was allergic to Ativan. There's a lot wrong with this situation. I even asked for a CD of all her images, from pathology. What I received only two images come up. Everything else is blocked from opening. I know my daughter took multiple MRIs, ultrasounds,and CAT scans in those three and a half weeks. There's no way it's only two images.
I counted all the times the nurse gave my daughter pain meds that Thursday night and it was double what any other nurse had given her at any other time plus with other drugs she didn't need at that time. I found out that haldol and fentanyl is something they give to patients that's in end of life care. Which I was constantly told my daughter was not. Her death certificate states she passed from lymphoma related cardiac arrest. I'm just so confused on what to do. I feel like I'm letting my daughter down if I don't look into this further.
I'm sorry this a novel. I couldn't just ask a simple question with out the back story for you to understand. It was so much more believe me, this was the short version!
Do I have a case or should I just move on and accept my daughter died from cancer related complications? Thank you....

I just moved to Madrid and have a job starting 1st of July. I already got a flat and just want to use the month and a half before I start working to settle in.
I went to the CNP to register as a EU citizen and obtain a NIE in the process, but they turned me down because my work contract hasn't started yet. I'm trying to find a solution to apply differently, since not having a NIE is making everything difficult (getting a phone number, home wifi...). The police officer advised me to apply on the basis of "sufficient needs to maintain myself", which requires a private insurance. Since I'm going to be covered by the social security from July, I don't want to commit to pay for a whole year of private insurance.
Does anyone know of a complying insurance I can get for only one month? Or has anyone been in a similar situation?

Wells Fargo Bank Group U.S.A
1455 E Harrisburg Pennsylvania
United States
4-15-2024.
We hereby officially notifying you about the present arrangement to pay you, your over due Winning Prize/inheritance fund which you could not complete the process of the released of your transfer pin code through the Digitized Payment System. and you have spend a lot of money and a lot time sending money to different people just to make sure you receive your fund and after set and done your received nothing.
We have decided to pay your funds through (ATM VISA Card) for 2024 gift present this arrangement was initiated/constituted by the World Bank, United Nation and Paris CluB The World Bank, United Nations and Paris Club introduced this payment arrangement as to enable our Contract ,Winning Prize,inheritance beneficiary to receive their fund without any interference. the ATM VISA Card was contracted and powered by GOLD BANK WORLD WIDE.The ATM VISA CARD is credited with the sum of 10.8 Million united states dollars.
it is already loaded in the Master Card which you can use to access your fund in any ATM Stand/location worldwide and remember that the maximum withdrawal daily limit is Ten Thousand United States Dollars(US $10,000.00)we have concluded delivery arrangement with the below courier services companies and their delivery time is stated below.

DHL=4hrs/$300.00

FedEx Express=7hrs/$200.00

UPS=9hrs/$100.00
RECONFIRM YOUR DETAILS
1- Your Delivery Address 2- Your Telephone Number
Once it gets to us the package will be delivered to your destination. Kindly state in your response to this email and let me know which courier company you would want us to use for the shipment of your parcel to you.
Contact E-mail: [o.department@yandex.com](mailto:o.department@yandex.com) Tel; (504) 867-2856
Signed
Mr Mike Santomassimo (CFO) Chief Financial Officer, Wells Fargo Bank, (U.S.A) Phone (+1) (504) 867-2856

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AACADEMIC TASKS MY TEAM AND I CAN COMPLETE:

• Entire Degree Programs
• Full Online Classes (1 - 20+ Weeks Long)
• Proctored Exams Quizzes Tests
• Homework Assignments
• Research Papers Term Papers Essays
• Projects & Labs
• Discussion Posts
• Annotated Bibliographies
• Employment Assessments
• Certification Programs

MY TEAM'S CLASSES OF EXPERTISE:

• Statistics: AP Statistics Biostatistics Business Statistics Elementary Statistics Intro to Statistics Psychology Statistics Social Science Statistics Statistics & Probability Statistical Methods Statistical & Probability Models
• Math: Advanced Functions Algebra Calculus 1, 2, 3 (and 4 in some schools) Vector Calculus Differential Calculus Integral Calculus Multivariable Calculus Differential Equations Discrete Math Discrete Structures Finite Mathematics Functions Geometry Linear Algebra Precalculus Probability Real Analysis Statistics Trigonometry Quantitative Methods & Reasoning
• Science: Anatomy & Physiology Astronomy Biochemistry Biology Chemistry (General, Inorganic & Organic) Dental / Pre-Dental Earth Science Engineering (Almost All Types) Environmental Science Epidemiology Fluid & Mechanics Geology Geophysics Medicine / Pre-Med Microbiology Neuroscience Physics Physical Science
• Business: Accounting Auditing Banking Business Administration Business Law Corporate Finance Cost Accounting Econometrics Economics Finance Financial Institutions Financial Reporting Global Economics Governance International Economics Macroeconomics Management Marketing MBA Courses Mergers and Acquisitions Microeconomics Operations Management Principles of Accounting Real Estate Taxation
• English: Business Writing Creative Writing Critical Reading Digital Media Eastern Literature English Literature Essays Expository & Persuasive Writing Fiction Writing Greek and Roman Philosophy Grammar Poetry
• Humanities & Social Sciences: Architecture Anthropology Art History Communication Criminal Justice Forestry Ethnic Studies Film History Law Pre-Law Music Philosophy Political Science Psychology Psychiatry Religious Studies Sociology Theology Women Studies
• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• Acellus ALEKS Aplia APEX Learning Badgr Blackboard Blink Learning Brightspace / D2L Canvas Cengage CengageNow Childsmath Cisco ConnectMath Connexus CPM Crowdmark EViews Edmentum Examity Excel Garch Google Classroom Google Education Gradescope Hawkes Learning Honorlock iClicker InQuizitive (Norton) Java Kaltura Khan Academy Knewton Kryterion LaunchPad MATLAB Maple MasteringChemistry MasteringPhysics MathXL Mathematica McGraw-Hill Connect MegaStat Microsoft Teams Microsoft Access, Word, Excel, PowerPoint Mindtap Minitab MonitorEDU Moodle MyAccountingLab MyEconLab MyFinanceLab MyITLab MyMathLab MyOpenMath MyPsychLab MySocLab MyStatLab NCSS Outlier Pearson MyLab and Mastering Piazza PlatoWeb Prezi Proctor360 Proctorio Proctortrack Python R Respondus Lockdown Browser with Webcam SAM Sapling SAS SPSS Socrative Stata StraighterLine Turnitin VoiceThread WebAssign WebEx WebWork Wiley WileyPlus Zoom

TOP 20 REASONS WHY I'M THE MOST LEGIT EXAM, HW, ONLINE CLASS TUTOR ON REDDIT:

1. Team of U.S. Academic Experts: I and my team of dedicated academic experts complete all types of academic coursework for students in most math, English, science, business, humanities, social Sciences, computer programming, and foreign language classes on a 24/7/365 full-time round-the-clock basis. This is not some part-time gig for me. It’s literally my primary source of income. I can regularly make myself available to help students with last-minute & same-day academic requests.
2. Essay Writing Skills: I can write essays & research papers in native U.S. American English and fluent Canadian English using APA MLA Harvard Chicago Vancouver OSCOLA IEEE formatting & citations.
3. 75+ Types of Academic Software: I am highly skilled & experienced in using over 75+ types of academic software and educational platforms including the following: ALEKS, Blackboard, Brightspace, Canvas, Cengage, WebAssign, ConnectMath, Crowdmark, D2L, Moodle, Pearson MyLab and Mastering, MyMathLab, MyStatLab, MyOpenMath, StraighterLine, WebWork, and Wiley.
4. Can Change IP Address: I have multiple reliable VPN software including: NordVPN, SurfShark & ExpressVPN that allows me to successfully change my computer’s original New Jersey IP address to any major city in the U.S. & Canada to avoid raising red flags with students’ online class software.
5. Proctored Exam Help: I have developed multiple highly effective methods of helping students with exams, tests, and quizzes that are proctored by software like: Respondus Lockdown Browser with Webcam, Honorlock, Examity, Proctorio, Proctor360, Proctortrack, and ProProctor using 3 highly effective proven methods.
6. Option 1 - WhatsApp: I use WhatsApp to have the student discreetly text me photos of the exam questions outside of the webcam’s view and I text them the correct solutions to the exam questions.
7. Option 2 - Screen Share: Using screen share software like Zoom to see the student’s screen displaying the exam questions and I text the correct solutions.
8. Option 3 - Remote PC Access & Control: Using remote computer access software like to control the student’s mouse and keyboard from my own computer.
9. Study Help Apps: I have over 15+ paid subscriptions to a wide range of study help apps, software, websites, and programs to help me solve exam & homework questions faster and more efficiently. Some of these resources include: Brainly, Chegg, CourseHero, Quizlet, SymboLab & WolframAlpha.
10. Calculators & Math Software: I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
11. Test Taking Techniques: I have developed highly effective methods to determine the correct answers to questions that I’m not already familiar with including process of elimination, working backwards, quickly searching for similar questions online, and utilizing standardized test taking techniques taught only in elite standardized test prep tutoring programs.
12. Handwriting & Scanning Apps: I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, and PDF formats.
13. Flexible Payment Methods: I offer negotiable rates, multiple payment methods (PayPal, Venmo, Cash App, Zelle, anonymous credit & debit card payments via online invoice), and flexible payment plans: weekly (most expensive), monthly, half-now / half-later, and all-up-front (least expensive).
14. Money Back Guarantee: I have won multiple academic awards for my exceptional skills & expertise in math. I guarantee overall A & B grades for all coursework completed. Plus. I also offer a 50% refund for C+, C, and C- scores, and a full 100% refund for D+, D, D-, and F scores.

HOW I CALCULATE FINAL RATES:

• Exams & Quizzes: Final rates for exams and quizzes depend on various factors including: whether or not there is proctoring, how many hours the exam is, total number of questions including sub-parts, preferred method of me delivering solutions, whether it's show all work or just the answer only, and whether the assessment has a flexible window of time to complete or a fixed & rigid start and end time.
• Full Courses: Final rates for full class help depend all the foregoing plus: total number of hw, quizzes, exams, discussion posts, and other academic tasks left that need to be completed, total number of weeks or modules left in the class to complete, and whether there is required multi factor authentication for logging in like Duo Push or text passcode.
• Essays Papers Discussion Posts: Final rates for writing tasks depend on the required number of words or pages. topic of interest, type of citations, required number and type of sources & bibliography style , level of research required, and type of additional software required to complete the essay like: Excel, R, or Minitab.

ABOUT MY RATES & PAYMENT OPTIONS:

• Rationale for My Rates: I sincerely believe my rates are more than fair considering my education, skills, native born U.S. resident status, legitimacy, and the substantial amount of value, stress relief, and saved time & energy I’d be providing you in exchange for my valuable, irretrievable time, energy, and effort.
• Disclaimer About Rates: Completing someone else's exam, essay, or homework assignment is obviously NOT something you can just freely ask anyone to do, especially on the internet. Therefore, such help should be well-compensated. Services that are reliable and deliver high-quality results are difficult to find and are very high in demand. Thus, I expect to be compensated fairly for all the value, stress relief, and saved time & energy my services provide. However, I may be willing to negotiate rates if necessary.
• Payment Methods: I accept PayPal (required for all Canadian students), Venmo, Zelle, Cash App, and anonymous credit & debit card payments via online invoice.
• Payment Plans: I offer the following payment plans for my services: weekly (most expensive), monthly, half-now / half-later, and all upfront (least expensive).
• Money Back Guarantee: I guarantee the following grades for coursework completed: A+. A, A-, B+, B. and B-. However, I offer a 50% refund for C+, C, and C- grades, and a full 100% refund for D+, D, D-, and F grades.

CURRENT RATES -- AS OF SUMMER / FALL 2022 -- SUBJECT TO CHANGE:

• Full Class Help Rates: $595 – $2495 USD
• Exam & Test Help Rates: $150 – $350 USD
• Quiz Help Rates: $60 – $180 USD
• HW Assignment Help Rates: $60 – $420 USD
• Essay & Paper Writing Help Rates: $19 – $29 USD per 300 words

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• Engage in a Telephone interview: Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, and accent. I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• Provide Telephone References: Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• Not Worth the Money: I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• Most Students are Broke: I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes.
• Waste of Time & Energy: Communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine.
• All My Payment Apps are Still Active: If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now.

CONCLUSION:

• My Mission: Thank you for taking the time to read my Reddit post. I take what I do very seriously and I always strive to get the highest possible grades for all students who entrust me with their coursework.
• Closing Words: Please feel free to reach out to me if you're sincerely interested in having help you with your school work. I am available via text, email, and call almost 24/7/365.

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Hello. My wife and I recently got married. I’ve been with T-Mobile for almost 5 years and she’s been with Verizon for far longer. I was able to convince her to agree to switching to T-Mobile. We thought it would be an easy switch but we ran into some issues. I was previously the primary account holder for my family’s phone plan (parents and siblings) but they ended up switching to Verizon which locks me out of any phone promotions for 90 days. I currently have an iPhone 11 and wanted to upgrade but I’ll have to wait until I’m eligible for a promo. So I went from 6 lines to 2 lines. I previously had a line for free, now I’m paying for it since I’m no longer under a family plan. I’m under magenta and paying $130 for 2 lines when I only use 1 line. I want to cancel the line I dont use but I was told it’s better to keep it and port my wife’s phone number from Verizon and add her to my account. Another issue is my wife has ~$500 left on her phone so she would have to pay and get reimbursed in the form of a rebate (which she does not want).
Should I just go ahead and cancel the second line now and wait until my wife pays off her phone to add her to my account? I don’t want to keep paying for a line that I no longer use but I also would like for my wife and I to be under 1 account with T-Mobile. Looking for any suggestions or recommendations.
Also, neither one of us wants a new number. Thanks in advance!
TLDR: wife and I want to be under 1 account with T-Mobile instead of being under 2 different carriers. Looking for recommendations on the best way to go about this with current restrictions (90 days promo locked and wife’s phone not paid off).

CREDIT PROFILE

• * Current credit cards you are the primary account holder of:
  • Chase Sapphire Preferred, $12k limit, 11/2021.
  • AmEx Everyday, $3k Limit, 8, 2017
  • Discover It, $9,800 limit, 10/2014
  • BofA Unlimited Cash Rewards, $3k limit, 10/2016
• * FICO Scores with source (see note on FICO score sources below): 805, FICO 8 (Through Amex Portal)
• * Oldest credit card account age with you as primary name on the account: Discover, almost 10 years
• * Number of personal credit cards approved for in the past 6 months: 0
• * Number of personal credit cards approved for in the past 12 months: 0
• * Number of personal credit cards approved for in the past 24 months: 0
• * Annual income $: $145k ($75k being my salary and about $70k being my wifes business)

CATEGORIES

• * OK with category-specific cards?: Yes
• * OK with rotating category cards?: No
• * Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
  • * Dining $: 750 (Includes at restaurants, takeout, cafes, doordash etc).
  • * Groceries $: 350
  • * Gas $: 180
  • * Travel $: $0 Budgeted right now (Have an 8 month old), but going to Italy for for 8 days in June, and will plan to have maybe $2,500/year ($208/mo)
  • * Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: No
  • * Any other categories (examples: phone/internet, insurance) or stores (example: Amazon) with significant, regular credit card spend (the more you specify, the better): $ Amazon shopping, Auto insurance, miscellaneous gas station and convenience store shopping, Online shopping outside of Amazon, clothing shopping.
  • * Any other significant, regular credit card spend you didn't include above?: $
  • * Can you pay rent by credit card? If yes, list rent amount and if there's a fee for paying by credit card: $ Yes, $2,971, $25 Credit Card Fee

MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)

• * Current member of Amazon Prime?: Yes
• * Current member of Costco or Sam's Club? Yes, Costco
• * Currently paying $13.99/month or more for Disney Bundle (Disney+ / Hulu / EPSN+) or other Hulu services? Yes, Hulu 3 Bundle with no ads
• * Current member of Chase, US Bank or any other big bank?: Yes? Have primary Checking/Savings with Amex and another checkings and savings with Schwab. Have Chase Sapphire Preferred with Chase.

PURPOSE

• * What's the purpose of your next card (choose ONE)?: Travel Rewards
  • * If you answered "first credit card", are you an authorized user on any other cards?
  • * If you answered "balance transfer", please give details as to why:
  • * If you answered "travel rewards", do you have a preferred airline and/or hotel chain? Tend to prefer Hilton or Mariott hotels, and usually use Allegiant, Delta, Jet Blue airlines.
• * Do you have any cards you've been looking at? Currently thinking about upgrading my AmEx everyday to the preferred, or an Amex Green card to stay in their ecosystem to synergize with my Amex banking.

If you are unable to pas your Online Exam, Assignment and couldn't handle online courses workload, get paid help from Online Helpers at Hiraedu!
Contact Details for Hiraedu Helper:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
AACADEMIC TASKS MY TEAM AND I CAN COMPLETE:

• Entire Degree Programs
• Full Online Classes (1 - 20+ Weeks Long)
• Proctored Exams Quizzes Tests
• Homework Assignments
• Research Papers Term Papers Essays
• Projects & Labs
• Discussion Posts
• Annotated Bibliographies
• Employment Assessments
• Certification Programs

MY TEAM'S CLASSES OF EXPERTISE:

• Statistics: AP Statistics Biostatistics Business Statistics Elementary Statistics Intro to Statistics Psychology Statistics Social Science Statistics Statistics & Probability Statistical Methods Statistical & Probability Models
• Math: Advanced Functions Algebra Calculus 1, 2, 3 (and 4 in some schools) Vector Calculus Differential Calculus Integral Calculus Multivariable Calculus Differential Equations Discrete Math Discrete Structures Finite Mathematics Functions Geometry Linear Algebra Precalculus Probability Real Analysis Statistics Trigonometry Quantitative Methods & Reasoning
• Science: Anatomy & Physiology Astronomy Biochemistry Biology Chemistry (General, Inorganic & Organic) Dental / Pre-Dental Earth Science Engineering (Almost All Types) Environmental Science Epidemiology Fluid & Mechanics Geology Geophysics Medicine / Pre-Med Microbiology Neuroscience Physics Physical Science
• Business: Accounting Auditing Banking Business Administration Business Law Corporate Finance Cost Accounting Econometrics Economics Finance Financial Institutions Financial Reporting Global Economics Governance International Economics Macroeconomics Management Marketing MBA Courses Mergers and Acquisitions Microeconomics Operations Management Principles of Accounting Real Estate Taxation
• English: Business Writing Creative Writing Critical Reading Digital Media Eastern Literature English Literature Essays Expository & Persuasive Writing Fiction Writing Greek and Roman Philosophy Grammar Poetry
• Humanities & Social Sciences: Architecture Anthropology Art History Communication Criminal Justice Forestry Ethnic Studies Film History Law Pre-Law Music Philosophy Political Science Psychology Psychiatry Religious Studies Sociology Theology Women Studies
• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• Acellus ALEKS Aplia APEX Learning Badgr Blackboard Blink Learning Brightspace / D2L Canvas Cengage CengageNow Childsmath Cisco ConnectMath Connexus CPM Crowdmark EViews Edmentum Examity Excel Garch Google Classroom Google Education Gradescope Hawkes Learning Honorlock iClicker InQuizitive (Norton) Java Kaltura Khan Academy Knewton Kryterion LaunchPad MATLAB Maple MasteringChemistry MasteringPhysics MathXL Mathematica McGraw-Hill Connect MegaStat Microsoft Teams Microsoft Access, Word, Excel, PowerPoint Mindtap Minitab MonitorEDU Moodle MyAccountingLab MyEconLab MyFinanceLab MyITLab MyMathLab MyOpenMath MyPsychLab MySocLab MyStatLab NCSS Outlier Pearson MyLab and Mastering Piazza PlatoWeb Prezi Proctor360 Proctorio Proctortrack Python R Respondus Lockdown Browser with Webcam SAM Sapling SAS SPSS Socrative Stata StraighterLine Turnitin VoiceThread WebAssign WebEx WebWork Wiley WileyPlus Zoom

TOP 20 REASONS WHY I'M THE MOST LEGIT EXAM, HW, ONLINE CLASS TUTOR ON REDDIT:

1. Team of U.S. Academic Experts: I and my team of dedicated academic experts complete all types of academic coursework for students in most math, English, science, business, humanities, social Sciences, computer programming, and foreign language classes on a 24/7/365 full-time round-the-clock basis. This is not some part-time gig for me. It’s literally my primary source of income. I can regularly make myself available to help students with last-minute & same-day academic requests.
2. Essay Writing Skills: I can write essays & research papers in native U.S. American English and fluent Canadian English using APA MLA Harvard Chicago Vancouver OSCOLA IEEE formatting & citations.
3. 75+ Types of Academic Software: I am highly skilled & experienced in using over 75+ types of academic software and educational platforms including the following: ALEKS, Blackboard, Brightspace, Canvas, Cengage, WebAssign, ConnectMath, Crowdmark, D2L, Moodle, Pearson MyLab and Mastering, MyMathLab, MyStatLab, MyOpenMath, StraighterLine, WebWork, and Wiley.
4. Can Change IP Address: I have multiple reliable VPN software including: NordVPN, SurfShark & ExpressVPN that allows me to successfully change my computer’s original New Jersey IP address to any major city in the U.S. & Canada to avoid raising red flags with students’ online class software.
5. Proctored Exam Help: I have developed multiple highly effective methods of helping students with exams, tests, and quizzes that are proctored by software like: Respondus Lockdown Browser with Webcam, Honorlock, Examity, Proctorio, Proctor360, Proctortrack, and ProProctor using 3 highly effective proven methods.
6. Option 1 - WhatsApp: I use WhatsApp to have the student discreetly text me photos of the exam questions outside of the webcam’s view and I text them the correct solutions to the exam questions.
7. Option 2 - Screen Share: Using screen share software like Zoom to see the student’s screen displaying the exam questions and I text the correct solutions.
8. Option 3 - Remote PC Access & Control: Using remote computer access software like to control the student’s mouse and keyboard from my own computer.
9. Study Help Apps: I have over 15+ paid subscriptions to a wide range of study help apps, software, websites, and programs to help me solve exam & homework questions faster and more efficiently. Some of these resources include: Brainly, Chegg, CourseHero, Quizlet, SymboLab & WolframAlpha.
10. Calculators & Math Software: I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
11. Test Taking Techniques: I have developed highly effective methods to determine the correct answers to questions that I’m not already familiar with including process of elimination, working backwards, quickly searching for similar questions online, and utilizing standardized test taking techniques taught only in elite standardized test prep tutoring programs.
12. Handwriting & Scanning Apps: I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, and PDF formats.
13. Flexible Payment Methods: I offer negotiable rates, multiple payment methods (PayPal, Venmo, Cash App, Zelle, anonymous credit & debit card payments via online invoice), and flexible payment plans: weekly (most expensive), monthly, half-now / half-later, and all-up-front (least expensive).
14. Money Back Guarantee: I have won multiple academic awards for my exceptional skills & expertise in math. I guarantee overall A & B grades for all coursework completed. Plus. I also offer a 50% refund for C+, C, and C- scores, and a full 100% refund for D+, D, D-, and F scores.

HOW I CALCULATE FINAL RATES:

• Exams & Quizzes: Final rates for exams and quizzes depend on various factors including: whether or not there is proctoring, how many hours the exam is, total number of questions including sub-parts, preferred method of me delivering solutions, whether it's show all work or just the answer only, and whether the assessment has a flexible window of time to complete or a fixed & rigid start and end time.
• Full Courses: Final rates for full class help depend all the foregoing plus: total number of hw, quizzes, exams, discussion posts, and other academic tasks left that need to be completed, total number of weeks or modules left in the class to complete, and whether there is required multi factor authentication for logging in like Duo Push or text passcode.
• Essays Papers Discussion Posts: Final rates for writing tasks depend on the required number of words or pages. topic of interest, type of citations, required number and type of sources & bibliography style , level of research required, and type of additional software required to complete the essay like: Excel, R, or Minitab.

ABOUT MY RATES & PAYMENT OPTIONS:

• Rationale for My Rates: I sincerely believe my rates are more than fair considering my education, skills, native born U.S. resident status, legitimacy, and the substantial amount of value, stress relief, and saved time & energy I’d be providing you in exchange for my valuable, irretrievable time, energy, and effort.
• Disclaimer About Rates: Completing someone else's exam, essay, or homework assignment is obviously NOT something you can just freely ask anyone to do, especially on the internet. Therefore, such help should be well-compensated. Services that are reliable and deliver high-quality results are difficult to find and are very high in demand. Thus, I expect to be compensated fairly for all the value, stress relief, and saved time & energy my services provide. However, I may be willing to negotiate rates if necessary.
• Payment Methods: I accept PayPal (required for all Canadian students), Venmo, Zelle, Cash App, and anonymous credit & debit card payments via online invoice.
• Payment Plans: I offer the following payment plans for my services: weekly (most expensive), monthly, half-now / half-later, and all upfront (least expensive).
• Money Back Guarantee: I guarantee the following grades for coursework completed: A+. A, A-, B+, B. and B-. However, I offer a 50% refund for C+, C, and C- grades, and a full 100% refund for D+, D, D-, and F grades.

CURRENT RATES -- AS OF SUMMER / FALL 2022 -- SUBJECT TO CHANGE:

• Full Class Help Rates: $595 – $2495 USD
• Exam & Test Help Rates: $150 – $350 USD
• Quiz Help Rates: $60 – $180 USD
• HW Assignment Help Rates: $60 – $420 USD
• Essay & Paper Writing Help Rates: $19 – $29 USD per 300 words

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• Engage in a Telephone interview: Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, and accent. I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• Provide Telephone References: Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• Not Worth the Money: I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• Most Students are Broke: I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes.
• Waste of Time & Energy: Communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine.
• All My Payment Apps are Still Active: If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now.

CONCLUSION:

• My Mission: Thank you for taking the time to read my Reddit post. I take what I do very seriously and I always strive to get the highest possible grades for all students who entrust me with their coursework.
• Closing Words: Please feel free to reach out to me if you're sincerely interested in having help you with your school work. I am available via text, email, and call almost 24/7/365.

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For context, it was my second cruise, on MSC World Europa, my first one was on RC Rhapsody of the Seas, so that's what I'll use as reference when comparing. Most of the experience was not really bad, just a bit worse than RC, but on the last day they tried to steal 60 euros for me, and one of their employees told me to get out of the elevator because there was a VIP guy there, so that seals it up.
I would like to start with the ship, you would think that a new giant ship would be better than a 30 year old much smaller ship, and yet next time I would choose Rhapsody in a blink of an eye. Europa doesn't have promenades on the side of the ship except on the pool deck which is full of people during the day and is wet (due to being washed) at night. The promenade on the 8th floor you're just walking like between two blocks of buildings until you finally reach the back of the ship to actually see the sea, and there are also tons of people there. On Rhapsody you got decks in the middle of the ship where you can just get out, sit under the life boats and just enjoy the sea quietly.
The ship design is not very well thought of, for instance we were on deck 5, if we wanted to go to adults only pool on deck 18, we needed to either first get on floor 8, and then a different elevator on 18, or go directly to 18, but walk in bathing suits through the buffet.
​
The food, it wasn't bad, but it wasn't "good", on RC we we're wondering "why would you pay for specialty restaurants when you got this great food already included?", on MSC we understood "that's why". I can't remember a single really good meal the entire cruise.
​
The pools, Rhapsody had the adults only area covered and with hot tubs, while on Europa there were no hot tubs in the adults only area and it was open. When the weather wasn't sunny, you could only use the botanical garden pool, which wasn't nearly big enough for such number of people on the ship. No free chairs, lines to the hot tubs, too many people in the pool, WAY too much chlorine in the water. But the worst part was the lack of water near the pools, you're under the sun in salty water, you need to drink, on Rhapsody they had a drink station near every pool, which included not just water but also some sweet beverages, on Europa I got out of the pool, went looking for some water, at the bar they told me they could only sell me bottled water, and if I want to just have a glass of regular water I need to go to the buffet, in my wet swimming trunks.
​
The staff members. That's where MSC got to really "shine", on Rhapsody we were welcomed, once we got to our room we were greeted by a guy named Htun, told us everything, every time we had a question or an issue, we knew he was the guy to talk to, extremely helpful and nice. On Europa, we embarked, nothing, just go to your room and figure it out by yourself. At the restaurant in the evening, the service was extremely slow, we had dinner at 19:45 so we booked our theater shows for 21:00, yet a couple of times we still had to decide if we want to skip desert or the show. At the buffet however, every table got a button to call the waiter if we need something, we didn't press it, we could handle things ourselves, yet the servers kept bugging us offering us to purchase additional packages. The staff mostly had very poor English, so if we needed something we had to use very simple sentences, they didn't know the ship well, had to ask about 5 workers until one could finally explain to us how to get to the Zen pool (the adults only pool).
​
The 60 euro overcharge story - During our day in Marseille we asked our room to be cleaned, that's including changing the wet towels, once we come back we find out that the pool towels are missing, the cleaning crew took old ones, didn't put new ones, ok, mistakes happen. I'm calling room service to tell them the story, yet we had to wait 20 minutes for them to bring us new towels so we could go to the pool, not happy about time wasted, but not the end of the world. Fast forward 3 days, on the day of our disembarkation I look at my credit card statement, and notice the night before, specifically at 20:18 they added 60 euro laundry service to our bill, so I call to investigate, and they tell me its the charge for the two lost towels, now I'm pissed, first I try to solve this on the phone, and they tell me they'll check and call me back, so on my last day instead of eating breakfast or enjoying the pool I'm waiting by the phone, of course nobody calls, so I go down to the reception, explain the story to them again, they say they'll check and get back to me, after I refuse to move and kept just standing there they finally called the manager of the room service to come. So he says they need to search the room to make sure the towels aren't there, so we go to the room, and of course there are a couple of wet pool towels on the floor, so he downplays the entire thing, says "ok those are the towels we were looking for, we'll remove that from your bill", what was I suppose to do? bring the towels to the reception? that's bullshit. And I don't believe it was an honest mistake, because if it was, they would add the towels to my bill a few nights before, the fact that they tried to add it a night before we get off, they were hoping I wouldn't notice until after I get off because during the disembarkation day everyone is just trying to enjoy the ship one last time.
​
As a bonus, while packing our luggage, we discovered a sock in our room, not our sock, that was there for at least a week under the sofa. So much it tells you about how well they clean the rooms.
I can go on and on about other issues, with their app, website and other stuff, but I think you get the general picture.

This appears to be a new thing in D.C. so I wanted to write a really comprehensive summary of my experience trying out a dinner with Timeleft.
I had fun and would recommend it to anyone who might be interested in having dinner with a group of strangers and letting an app choose the restaurant for you.
Last week, I saw this ad on Facebook. If you don't want to click the link, it's a screenshot of the ad I saw. The ad is by Timeleft and it says "Dine with 5 strangers, all matched by our algorithm. Every Wednesday night in your city"
Best case scenario, I have a wonderful meal where I meet interesting people and have the potential to make new friends. Worst case scenario, I get murdered... but like many other millennials, I think I wouldn't mind that so much. My risk-benefit analysis tells me to go for it.
I'll separate the rest of this post by

• providing a general overview of how signing up with Timeleft works
• a summary of my personal experience this past Wednesday
• some more thoughts and hopes for this platform

Overview of Timeleft

Here's the website for Timeleft: https://timeleft.com/
In order to sign up for the next available dinner, you must pay a monthly subscription. It's $26 for one month, $56 for three months, and $86 for 6 months. It appears that Timeleft is not making you pay for a subscription if you can wait one or two weeks to reserve a dinner. Someone can correct me if that's actually not the case.
The subscription is paid to Timeleft. The cost does not go towards your dinner.
When you sign up, it asks you to select what country and city you would like to have your dinner in. Here are the options for the United States: Atlanta, Boston, Los Angeles, Miami, New York, Philadelphia, Washington D.C.
For D.C. they provide options in these areas:

• Capitol Hill/Navy Yard
• Dupont Circle/Shaw

Timeleft will ask a series of personality-quiz style questions and ask for basic demographic information. Some questions are single-choice and others are choosing a number between 1-10 to indicate how strongly you feel about what's being asked.
Purportedly the app will take your answers and use an algorithm to match you with a dinner group.
It will ask you for your birth year, and this is the only answer that you cannot edit later in your profile. All other answer choices can be edited after initial account set-up.
The only time and date option for reserving a dinner are Wednesdays with a start time of 7pm. At 7pm the night before your dinner, you will be given a summary of your group. The summary it gives you will look something like this:

Industry: % work in this sector, % in that sector, % in other
Nationalities: % American, % Portgugal
Zodiac signs: % Aries, % Gemini, etc
Main language spoken: English

At 9am on the morning of your dinner, you will be notified of what restaurant and table # you're assigned.
After this point, there seems to be differences in feature depending on whether or not you download the Timeleft app. The browser version of Timeleft gave me my restaurant name, address, table #, and the option to confirm my attendance or indicate that I would be late.
If you need to cancel the day-of, you would need to download the app.
If you are late or need to cancel, you can indicate it on the app. The rest of your table will receive a notification about your status. If you have more than two same-day cancellations in one month, Timeleft says they will cancel your subscription. Your table can also tell the app if you were a no-show, so I would assume the same rule applies to no-shows.
At 8pm, Timeleft gives you a recommendation for a spot to head to for after-dinner drinks so that you can continue hanging out with your table.
After the dinner, if you have the app, you would be given the option to connect or not with the other guests you met at dinner. If two people agree to connect with each other, then the app gives you a chat.

My Dinner Experience

When I arrived at the restaurant, I told the hostess that I am here with Timeleft and was assigned Table number #
It's clear that the organizers set this up with the restaurant, because every one who arrived was able to let the restaurant know that they're with Timeleft and which table # they're assigned and there was no confusion.
At my restaurant, there were three tables in total. It looked like everyone was having a great conversation and enjoying themselves. The Timeleft app provides an icebreaker game, so if the conversation dulls, you can just play the game to inspire conversation.
My table had 4 people show up (including me) and 2 no-shows. Of the 4 of us, two had done a Timeleft dinner before and they enjoyed the experience.
From talking to those who had done Timeleft before, it sounds like there are at least two or three restaurants chosen for each neighborhood to be the dinner spot. For the Navy Yard/Capitol Hill option last week, it was Belga Cafe and Ambar.
Of the three tables in my restaurant, it looked like the Timeleft guests were grouped by age. One table seemed to be mid 40s to late 50s, then a table of 30's, and a table of late 20s.
My table all chose to go to the recommended bar after dinner. Of the other two tables, only one person joined us from one table and we did not get to interact with the third table at all.
We just had fun talking and making conversation. We had actual conversations about a variety of things and it never felt like a stale "getting to know you" or "what do you do for work" type of vibe. I had a great time.

My General Thoughts

I thought it was a great feature for the app to allow you to connect with someone from your table through a chat on the app after the dinner. It saves people who are uncomfortable giving away their phone numbers to essential strangers and gives you the opportunity to keep in touch if you forgot to exchange contact information.
I was told from the other guests that the after-dinner drinks place recommended by the app is the same for the guests at other tables and guests at other restaurants in your neighborhood. Those who are dining in Navy Yard/Capitol Hill are given the same bar recommendation and the Dupont/Shaw crowd gets a different recommendation.
So, I'm looking forward to doing more dinners and hopefully getting to meet people from not just my table, but people who were assigned to other tables and restaurants.
I'm guessing that the app's algorithm primarily groups people by age and meal preferences. I might be wrong. But the consensus from the other Timeleft users is that they also notice tables being grouped by age in their previous dinners.
What I love about D.C. is that a lot of people are transient or are new to the city, so it's easy to find a random group to hang out with in general. I have had success meeting people through Meetup.com, discord servers, and just other opportunities the city provides.
Timeleft is another opportunity for that, but I also get to try new restaurants and bars and I don't have to research too much or think about it before hand or make reservations. I can just show up and try to enjoy myself.
What else would I be doing on Wednesday nights anyway? Might as well try out a new restaurant!
Here's an article I found about Timeleft if you're interested in reading: https://www.vice.com/en/article/v7bnpb/timeleft-friend-finding-platform-review

CREDIT PROFILE

• * Current credit cards you are the primary account holder of: (list cards, limits, opening date): none
• * FICO Scores with source (see note on FICO score sources below): None (no credit history)
• * Oldest credit card account age with you as primary name on the account: 0 years
• * Number of personal credit cards approved for in the past 6 months: 0
• * Number of personal credit cards approved for in the past 12 months: 0
• * Number of personal credit cards approved for in the past 24 months: 0
• * Annual income $: $0

CATEGORIES

• * OK with category-specific cards?: No
• * OK with rotating category cards?: Yes
• * Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
  • * Dining $: 0
  • * Groceries $: 0
  • * Gas $: 0
  • * Travel $: 0
  • * Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: No
  • * Any other categories (examples: phone/internet, insurance) or stores (example: Amazon) with significant, regular credit card spend (the more you specify, the better): $0
  • * Any other significant, regular credit card spend you didn't include above?: $0
  • * Can you pay rent by credit card? If yes, list rent amount and if there's a fee for paying by credit card: n/a - I don't rent.

MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)

• No lines apply

PURPOSE

• * What's the purpose of your next card (choose ONE)?: First credit card.
  • * If you answered "first credit card", are you an authorized user on any other cards?
  • No.
• * Do you have any cards you've been looking at?: A few with high APR but good rewards.

Additional Note: I currently have no expenses and live with my parents. I will be going to a college near me soon. I'm getting a card soon which me and my parents intent to use to buy a few things (I think 5% of the credit limit is the minimum you can pay while raising your credit a fair bit) and then immediately pay it off (being a deadbeat). The credit will be paid for by my parents and the items will be things my parents need (which they would normally pay for themselves on their own credit cards). Essentially, this is just being used to raise my credit. The exception to this is Amazon and Costco, which my parents have separate cards for and won't be using mine for.

Hi, I am trying to take advantage of this port-in deal, but, although the page says my number is valid, I never receive the confirmation text it is supposed to send when I enter my phone number. I've tried my 'real' number, a test Google Voice number, and even one of my friend's numbers (at that point, we were just trying to see if -any- number worked), but none of them received the text. Any idea what I can do to get that text? I'd like to take advantage of this deal and switch to Total by Verizon
Samsung Galaxy A54 5G Prepaid - Total by Verizon