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ARK: Survival Evolved

2015.05.11 18:16 smashT ARK: Survival Evolved

Ark: Survival Evolved Subreddit Post anything to do with Ark Survival Evolved!
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2018.04.07 01:37 officialpvp Ark2

Subreddit for Ark 2
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2009.02.23 01:15 polymath22 Oklahoma, Imagine That!

Welcome to the subreddit for the State of Oklahoma.
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2024.05.15 20:37 Ninja-Tech82 I'm in need of food and gas, I'm currently homeless.

Hello fellow members of the Dallas-Fort Worth metroplex. I'm currently in need of assistance for food and gas, I have a job interview tomorrow and I'm currently awaiting approval for unemployment benefits for next week monday. Unfortunately the pilot project I was working for ended up shutting down as of last week tuesday.
I would gratefully appreciate any assistance or leads that could be given.
This is my second time posting on here, for some reason Reddit deleted my previous post
All the best,
Manny T.
submitted by Ninja-Tech82 to Dallas [link] [comments]


2024.05.15 20:33 tolkienfan2759 What do you regard as the most important macroeconomic factors in the great crisis of 2007-2009?

I'm reading Alan Blinder's very good book, After the Music Stopped, and while I'm aware there was a housing bubble and a bond bubble and all kinds of people weren't doing their jobs (or were doing them VERY BADLY lol), still, macroeconomics played a part I'm sure.
And Blinder suggests a number of culprits of that sort, although he doesn't address the question directly (unless I missed it, which I very well may have). Mortgage debt as a % of GDP started decoupling from personal credit in 1996. Shiller "real house prices" started rising out of control in 2003. Housing starts started falling in 2006. Et cetera. There were a number of potential warning signs.
But what I focus on (probably wrongly) is that % loss rates on mortgages started to rise out of recent historical bounds in the second quarter of 2007. And I guess my question really is why. Or maybe, what are the potential culprits. Unemployment didn't start to rise dramatically until much later. Late in 2008, almost a year and a half later, is the earliest any of Blinder's charts show that happening.
So why were all these people suddenly unable to make their house payments? I mean, if they'd been able to pay, it might have forestalled the whole crisis, at least put it off for a while longer. But they hadn't lost their jobs. Did practical, on-the-ground loan origination standards change dramatically right about then, and is there a chart that might show that? What do you think?
submitted by tolkienfan2759 to AskEconomics [link] [comments]


2024.05.15 20:30 mahafitness officially out of unemployed hell

wishing the rest of y'all best of luck!!!
submitted by mahafitness to recruitinghell [link] [comments]


2024.05.15 20:30 Short_Syrup_4323 Unemployment Question

Hi, everyone. I began work at my current hospital in September of 23. In December, my car was stolen from my work parking lot at 11 o'clock at night. After months of stress and finally getting it back, it was stolen again in April from the same location. I'm currently on pfml due to the ptsd this has caused. I had a meeting with my employer and requested to switch from my shift (1300-2330) to a day time shift due to my ptsd surrounding being there past dark and was denied. Does this fall under good cause? Will I be able to gain unemployment if I quit? My job is very niche and I suspect it will be difficult to find a position that fits my field, so I am hesistant to quit. Thanks in advance.
submitted by Short_Syrup_4323 to legaladvice [link] [comments]


2024.05.15 20:28 Short_Syrup_4323 [Massachusetts] am I eligible?

Hi, everyone. I began work at my current hospital in September of 23. In December, my car was stolen from my work parking lot at 11 o'clock at night. After months of stress and finally getting it back, it was stolen again in April from the same location. I'm currently on pfml due to the ptsd this has caused. I had a meeting with my employer and requested to switch from my shift (1300-2330) to a day time shift due to my ptsd surrounding being there past dark and was denied. Does this fall under good cause? Will I be able to gain unemployment if I quit? My job is very niche and I suspect it will be difficult to find a position that fits my field, so I am hesistant to quit. Thanks in advance.
submitted by Short_Syrup_4323 to Unemployment [link] [comments]


2024.05.15 20:15 Frosty_Management957 Can I apply for secured credit

I turned 21 not to long ago and am looking to start building credit. I want to apply for secured credit but I’m currently unemployed looking for another job and I don’t don’t have any monthly house payments because I still live with my parents. So should I wait to apply for one after or can I right now? I do have more than enough money in savings to pay off the monthly payments
submitted by Frosty_Management957 to FinancialPlanning [link] [comments]


2024.05.15 20:13 Mista_Tee I think I’m done

First things first, I hate the trucking industry. My father’s a retired driver, and he absolutely loved it up until diabetes forced him off the road. I got into it as a means of survival, and I’ve been in and out of it since 2007. This last stint has been since 2017, mostly with FedEx Ground. Everything always starts off good, but it always goes downhill before a year rolls by. The last contractor has a memory issue, and never writes anything down. I took a few days off for vacation, which he approved, and came back to a locked truck. I got all kinds of excuses, and have only worked one day since. Of course, he won’t say if I’m fired, because he doesn’t want to pay unemployment. I called the unemployment office today, and I qualify for benefits regardless of the games being played. The plan is to get a grant, learn a new skill, and stay away from this industry for good. Way too many idiots on the road, lazy and nasty truck drivers (how hard is it to keep a truck clean), and too much stress from it all.
submitted by Mista_Tee to Truckers [link] [comments]


2024.05.15 20:12 Ddggdykbcdu Should I reach out to my N dad if my mom is putting my younger sibling in a bad situation?

I 25F just found out my mom 53F allowed her “fwb” that’s she’s know 2 months to move into her place with my younger siblings. My sister 13F and brother 21M. My brother is sleeping on her couch temporarily while he’s out on bail, so he’ll be gone shortly. He told me about it a week into the stranger staying there. I also found out both my siblings expressed to my mom how uncomfortable this made them and she didn’t care. This is deeply concerning that my mom thinks it’s a good idea to let a man she barely knows have access to her house and kids like that. He was staying there because he’s unemployed without a place to live. He is no longer living there, he was kicked out after I called my mom.
The solution seems fairly obvious, tell my dad. The dilemma is that he is a narcissist and my sister has recently expressed she is unhappy living there. She is in therapy and the solution was for her to spend more time with my mom. After all this my mom is willingly putting her in harms way and being neglectful in my opinion.
Backstory on how I fit in here; I haven’t lived at home since 2020. At this point I have been no contact with my dad for 2 years and this is the last straw with my mom. I am not contact with my dad because he is a narcissist.
I just don’t want my sister to be mad at me. I’m willing to break no contact with my dad to report this. I’ve also thought about telling my mom that she needs to tell him?? At the same time I don’t know what will happen once this gets out. I’ve know for three days.
Do I report this to my Ndad knowing that danger of the situation even if my sister may be upset? Is there another avenue to “level up”? I don’t trust my mom to not do this again.
submitted by Ddggdykbcdu to raisedbynarcissists [link] [comments]


2024.05.15 20:12 ActualThrowaway7856 Any recent law grads here? How are you finding work if any?

idk what fuck all I can do with a JD in this shit economy. Anyone else in the same boat? Can you even do non-attorney related stuff with a JD like accounting and stuff? been unemployed forever and struggling.
submitted by ActualThrowaway7856 to antiwork [link] [comments]


2024.05.15 20:06 Ddggdykbcdu Mom let fwb of 2 month move in with my younger sibling

I 25F just found out my mom 53F allowed her “fwb” that’s she’s know 2 months to move into her place with my younger siblings. My sister 13F and brother 21M. My brother is sleeping on her couch temporarily while he’s out on bail, so he’ll be gone shortly. He told me about it a week into the stranger staying there. I also found out both my siblings expressed to my mom how uncomfortable this made them and she didn’t care. This is deeply concerning that my mom thinks it’s a good idea to let a man she barely knows have access to her house and kids like that. He was staying there because he’s unemployed without a place to live. He is no longer living there, he was kicked out after I called my mom.
The solution seems fairly obvious, tell my dad. The dilemma is that my sister has recently expressed she is unhappy living there. She is in therapy and the solution was for her to spend more time with my mom. After all this my mom is willingly putting her in harms way and being neglectful in my opinion.
Backstory on how I fit in here; I haven’t lived at home since 2020. At this point I have been no contact with my dad for 2 years and this is the last straw with my mom.
I just don’t want my sister to be mad at me. I’m willing to break no contact with my dad to report this. I’ve also thought about telling my mom that she needs to tell him??
Do I report this to my dad knowing that danger of the situation even if my sister may be upset? Is there another avenue to “level up”? I don’t trust my mom to not do this again.
submitted by Ddggdykbcdu to Advice [link] [comments]


2024.05.15 20:06 SensitiveAdeptness99 Passport Bro, Mother’s Day, stalking and ill fated decisions that ruin lives.

My neighbour is a passport bro, he married a woman from the Philippines.
I’ve only lived in this house for a year, but the minute I moved in there was trouble.
I’m single, I live alone, no pets, no children, no boyfriend. I met my neighbours and I had a really bad feeling about them but shrugged it off because it was a man, wife, 3 kids, dog and cat and they seemed alright despite the creepy and kinda sick feeling I got from them, I was thinking that they’re harmless, this is just a family next door, not some creepy single guy serial killer.
This has turned into a complete nightmare, the husband started making advances on me while his wife ( from from Phillipines) was at work ( she works nights). It wasn’t just casual flirting either, it was creepy stalking behaviour like watching my schedule and cornering me outside at 5:30 am to talk to me, waiting at my parking spot after work pretending to work on his vehicle and then cornering me again to talk, then I noticed him watching me out his windows, then he wouldn’t let me go outside without coming outside as well and following me around, even if I was just taking the trash out, then he started following me in his vehicle, then leaving flowers on my step. I finally had enough and told him I’m uncomfortable, leave me alone and if he doesn’t I’m going to tell his wife.
He didn’t stop, instead he got angry, screamed in my face, started tailgating me in his vehicle, throwing garbage on my lawn, coming into yard, walking behind me and singing loudly ( because I told him not to talk to me anymore). I finally did tell his wife and nothing changed. She just said she didn’t believe me and he said I was lying.
I’ve had to call the police 3 times, I spent half the day getting restraining order this week on Monday. I had to call the police on Mother’s Day, because instead of being inside with his wife celebrating, he was outside stalking me and blatantly throwing more garbage in my yard trying to antagonize me into a reaction so I pay some kind of attention to him and validate his existence ( I did not react or even look at him). The police came and said this is his final warning and next step is charges of criminal harassment.
I looked at the wife’s Facebook( I had never looked before) and I saw pictures of her when she first met him, they met online and she was absolutely beautiful, young, full of life, there were pictures of her at the beach with beautiful smile, blowing hair, bright eyes. He went there, married her and brought her back here.
Now they live in poverty because he’s unemployed, she’s working nights, she doesn’t drive because he’s so controlling- he picks her up from work and drops her off, he does all the grocery shopping and she never leaves the house to go anywhere for walks or anywhere he doesn’t drive her. She’s gained a ton of weight, looks downtrodden, no more beautiful smile full of life, she has 3 kids that I hear him screaming at everyday at the top of his lungs.
He’s obviously become bored of her now that she’s older, completely under his control, gained weight and is probably depressed. He’s completely fixated on me and stalking to the point he’s about to be arrested and she spent Mother’s Day with the police showing up because her husband can’t stop stalking the woman next door, then afterwards he dropped her off at work for her night shift. Good times for her….
Ladies please be careful of these passport bros or this can become your fate. It’ll be hard for her to leave him because this is a high cost of living, she doesn’t drive, has 3 kids.
I feel bad for her after seeing pictures of the young, beautiful, vibrant woman at the beach smiling- to seeing her now living in a shithole house, with a deadbeat abusive husband pursuing other women right in front of her while she’s working all night to support the family and this loser. He’s used her up, taken everything from her and now he’s after other women, and he knows she can’t do anything about it because he’s doing it right in front of her face with the woman next door, it’s sickening.
submitted by SensitiveAdeptness99 to BurbNBougie [link] [comments]


2024.05.15 20:01 MVP90210 Treatment and recovery time questions. Need to go back to work eventually.

I am 55, and annual check-ups show an elevated PSA from 1 to 4.7. I am currently waiting for an MRI 3T and a biopsy within the next 2 weeks.
I have been unemployed (laid off) since March. Due to burnout, I decided to take 6 months mental break and do a bucket list. I was planning to start looking for a new job after the end of Summer.
Life throws a curve ball, and I am figuring out what/how to do for the rest of this year and maybe next year.
The good news is that I have COBRA for 18 months. It is very expensive, but at least I have health care coverage. Thankfully, this relieves a lot of my current financial stress.
Financially, I am okay for now. However, I would like to return to work after the summer so I don't dip too much into my retirement investments.
Assume I have PC that requires treatment. What is the length of time needed for each treatment (surgery or radiation) and the length of time required to recover (at least to return to work) fully?
Is anyone currently unemployed and able to get Short Term or Long Term Disability? Is it possible?
Thank you, Best wishes to your health and family.
submitted by MVP90210 to ProstateCancer [link] [comments]


2024.05.15 20:01 Total_hippy9914 Libertarian Case for Unemployment Security

One of the big arguments against undoing regulation, removing trade barriers, eliminating supply management, dropping tariffs, abolishing Federal departments, allowing for M&A, cutting government spending, etc... is that it will hurt people through jobloss. Although the benefits from these policies are spread out over everyone, the pain is concentrated on those hurt (farmers that couldn't compete in a free market, unproductive workers that wouldn't exist post-merger, Federal employees). What if they have no savings, will we just let them end up on the streets and lose their house as we let the economy restructure through shock therapy? Even if you think we should, politically that will be impossible.
Unemployment softens the blow from unemployment resulting from deregulation, giving former employees time to get on their feet and find employment elsewhere, or perhaps retrain. These unemployed workers will eventually re-enter the labor force, likely accepting lower wages than they previously had, but such decrease in wage will lower the cost of production, making previously unprofitable ventures profitable, and soon the economy will be back to its equilibrium, reaching a new efficient frontier.
submitted by Total_hippy9914 to AskLibertarians [link] [comments]


2024.05.15 20:00 Saphire-Bee Is this toxic and what should I do (28F, bf is 28M)?

So, it's a bit of a longer story but I'm really going out of my mind trying to understand how to go about this.
My boyfriend (28M) and myself (28F) have been together for almost three years now. We met through a mutual friend and immediately connected, starting to date exclusively only a few days after. Things were fine in the beginning as we bonded over limited shared interest (and when I say limited, I really do mean LIMITED to HP and LOTR, and nothing else in the hobbies area) and each other's ambition and determination to pursue our goals.
He was attracted to me as I was a bit unusual compared to his previous GFs, where I had studied abroad on a scholarship, travelled around the world, at 25 when we met had a stable job (consulting) bought an apartment, etc. Whereas he had never left the country for longer than a week, was at the time unemployed, had never held a job, and was pursuing his PhD in a field in humanities. What attracted me to him was that he was unapologetically himself, and seemed like someone determined to pursue his goals (one of the things we had in common as I said before).
But, soon after, we started fighting. And the fights would start with either me having said something that was not received well (e.g. one evening after days od being overworked I said I wasn't feeling horny and couldn't remember the last time I felt horny, and he exploded that it was horrible of me to have said so given that I have a boyfriend), or him claiming I do not give him enough attention (because I wouldn't text much while at work or wouldn't say "I love you" several times per day), or after having asked him to give me space to process emotions and to not love bomb me, I was told that he doesn't get to be his authentic self, etc.
We sort of resolved all these, but the traces continued into the relationship. When I wanted or needed to travel for other leisure or business, he would come up with issues that suddenly needed resolution prior to the trip. After a while, I raised that as an issue, he stopped doing it before the trip, but then after every single trip there would be something that was a problem (on the lines of lack of affection, communication, my appreciation of something, etc). If I was with friends I'd be asked to text during the outing. If I didn't text, he would then get passive-aggressive with his texts completely changing the style of communication. He even, one night, told me that in order to text me "good night" we'd actively have to be texting. This just left me baffled because it made me feel like I had to earn niceness and courtesy (what even?)
When I went on my first business trip after we started dating, I had a dinner with a male colleague who was also visiting the location from another office. My BF had a jealousy tantrum demanding to know why I went with the guy, whether I was texting him, how long we had spent together, on the premise that my BF had "the right to know" and even asking for evidence of what I had texted the guy (legit time and address of the place as we were the only two foreigners in that city).
At one point, he said I never want to travel with him, so I saved up some money and organized a week-long trip to the seaside during the summer. I even had my parents drive us back and forth so we wouldn't have to spend 10 hours on the bus, each way. During the trip, we repeatedly fought over my behavior not being expressive and affectionate enough, or my tone being too cold, my voice too loud, including and argument over why I hadn't orgasmed during sex, right before we were supposed to go to dinner with my parents. I basically begged him not to make a scene in front of them and to go to dinner as if nothing had happened (because he wanted not to go out of spite).
The last thing that kind of did it for me was when I started talking about him moving in with me (he has lived with his parents his whole life, whereas I live in my apartment, close to my parents but still separate). He responded to it by saying he absolutely hates the neighborhood I live in (it's actually a newly constructed neighborhood, not a ghetto), that he finds everything ugly and disgusting, that he could never live there and that we could only live together in an area of the city which he likes (which tbh he could never afford an apartment in, so I'd basically have to cover the cost).
One last thing to consider is that whenever I think things are fine, he comes back claiming lack of time spent together, affection, attention or something. What he demands of me i.e. that time, affection etc. , I find too much, to the point of getting into depressive episodes over feeling inadequate and not enough.
He has tried to be caring and supportive, and when I have to work late, he tries not to bother. He also tries to cheer me up in situations, help me with things both tangible and intangible, supported me through surgery earlier, will come to my apartment to cuddle with me when I'm having bad cramps. But the fact is also that a few weeks later, he will usually come to me saying how he has put in so much effort for me to give me what I needed and how that was straining for him.
So, I'm honestly not sure if a) this is all really toxic and b) if I should truly end this. Those are the two questions.
For context, I'm the type of person who will come up with a thousand excuses for someone, so my brain is not the most helpful in protecting me.
Idk how to TL/DR this, so thanks to anyone who manages to read it all. I will attempt though.
TL/DR attempt: GF wants to break up over seemingly toxic situations and incompatibility. But needs help understanding if tha toxicity and incompatibility is truly the case?
submitted by Saphire-Bee to relationship_advice [link] [comments]


2024.05.15 19:56 Impossible-Type-1276 I told my partner that i don't want to work anymore and that he needs to stop dumping his responsibilities on me

I recently had a conversation with my partner of 8 years, expressing my desire to stop working and asking him to take on his responsibilities. Let me provide some context: I'm a 28-year-old massage therapist, and he's a 35-year-old line cook. When I got pregnant in 2017, we were still in the early stages of our relationship and not living together. At that time, I continued working to cover my expenses and rent since I was living alone.
However, when I reached my sixth month of pregnancy, I made the decision to move in with him because I couldn't continue doing massages and was worried about paying the rent on my own. I thought it would be easier if I had someone to support me financially, especially since he was working in a call center at the time. Unfortunately, shortly after we started living together, he had a conflict at work and resigned. He didn't actively search for another job, and this left us in a tight financial situation. Thankfully, we were able to live with his family, so we didn't have to worry about rent. However, we relied on his mother for our daily food needs, with a budget of only 50 pesos ($0.86) aa day.
I felt embarrassed to ask for more, to the point that I ran out of money to buy cleaning supplies for my post-C-section stitches. I resorted to using panty liners to cover the wound. I didn't want to burden my parents with my situation because they were against me being with my partner in the first place. Despite the challenges, I went back to work six months after giving birth, even though it was difficult for me. My partner stayed at home to take care of our child and handle household chores, but I also helped out whenever I could.
I tried encouraging him to find work, but he struggled due to medical exam failures related to a lung scar. Since then, I have been shouldering all the expenses, from our child's needs to food, celebrations, and everything else. My brother managed to get him a construction job, which lasted for a few months, but he ended up unemployed again when the project finished. In December 2023, he got a job at a restaurant, and he asked me to quit my job so that I could focus on taking care of our child. I agreed but still did freelance work twice a week to supplement our budget.
However, there were issues with his job, and the one-month salary they were supposed to receive was delayed. I had to use my earnings to support our household expenses, bills, food, and our child's school allowance. I was forced to start working again because we had nothing left. Eventually, he found another job, and we both started working while hiring someone to take care of our child.
Now, here's the problem: I suggested that we split the expenses, but he refused, claiming that he earns minimum wage and that I earn more (Note: This is in the Philippines). In reality, I earn 700 pesos ($13) per day plus tips, and on my rest days, I do freelance work and earn 3,000 pesos ($53) weekly. Our weekly budget, including our child's allowance, is 2,000 pesos ($34), and I divide it in half so that we each contribute 1,000 pesos ($17). Despite earning more, I pay for utilities, caregiver fees, gas, and other expenses, while his contribution remains at 1,000 pesos ($17). However, he wants me to reduce his share even further so that he can buy things for himself, assuming that I earn a lot. I'm hesitant to agree to this because I'm concerned about our child's needs.
I understand that he wants to enjoy the fruits of his labor now that he's finally earning some money, but what about our child? I want him to take responsibility as a father, but I find it difficult to voice my feelings because he becomes angry and dismissive, accusing me of talking too much. I'm exhausted and overwhelmed, but I have no one to confide in because I don't want my family's perception of him to change. I can't even turn to his family because they are still his relatives. I feel isolated and trapped because he is a good father and doesn't cheat on me, but he lacks a provider mindset.
I have already explained to him the challenges I face in my line of work, he agrees with my decision to stop working, but he doesn't make any effort to find a job himself. That's why I no longer want to work, especially since I have been the sole provider throughout our relationship. We've been together for 8 years, but if we count the days he has worked, it's less than a year . I'm exhausted, neglecting myself, and my mental health is suffering. I know what I should do, and the thought of separating has crossed my mind, but I worry about the impact it would have on our child. Additionally, I don't want to burden my elderly parents any further, as they are both senior citizens. I'm caught in a difficult decision-making process, and I feel like I have no support.
submitted by Impossible-Type-1276 to offmychest [link] [comments]


2024.05.15 19:55 shadowlev AITA for scolding my naked, unemployed, chain-smoking, money-grubbing, lazy husband?

submitted by shadowlev to AmITheAngel [link] [comments]


2024.05.15 19:54 Prinuth Pharmaceutical Industry Working Market in Trouble

Hi all guys,
I just wanted to post something about pharmaceutical industry here in Switzerland, specially in Basel but not only.
I have been living (and I still do) in Basel for two years.
After several months of unemployment, 8 months let's say, I would like to share my thoughts about what I note (just perception).
  1. Movements in the market are quite slow. Up to one month ago, calls and mails that I have been receiving from conpanies and recruiters can be counted with the fingers of, let's say, two hands. Needless to say my expectations were a bit different from reality.
  2. I am high skilled Pharmacist with a Master's Degree and 10 years of experience in pharmaceutical industry in the quality area. At the begining I though my german skills were not enough, but now that I am going faster with that and therefore improving, situation is not going much better.
  3. I have been talking to literally dozens of recruiters with utterly circa zero result. That makes the situation even more desperate.
Can you guess guys what it is really going on in this sector?
Every piece of help is highly appreciated.
Thanks a lot.
submitted by Prinuth to Switzerland [link] [comments]


2024.05.15 19:52 pass_awsccp Asos discount code anyone please?

Unemployed so on a Budget! Thank you in advance
submitted by pass_awsccp to beermoneyuk [link] [comments]


2024.05.15 19:48 ClusterEfff Can someone co-sign on the purchase of a house without being on the title?

It’s probably a stupid question but I can’t find a definitive answer.
I want to buy a house but I’m unemployed at the moment after a car accident. I have a down payment that covers 70% of the property’s price, and as a result of the settlement with the driver, I will be getting monthly payments every month for a year. That amount would comfortably cover the remaining 30%.
My long time boyfriend who has a good job and makes a great salary has suggested co-signing the loan, but he doesn’t know if the bank would accept something like that.
Is this a real possibility?
submitted by ClusterEfff to PersonalFinanceCanada [link] [comments]


2024.05.15 19:44 leisamp [New York] I Filed An Application For Unemployment on March 25. I Have Not Heard Back At All...

Should I be worried? Or does it actually take this long to even get any communication back?
submitted by leisamp to Unemployment [link] [comments]


2024.05.15 19:41 LatoriaWilliams Why Can't You Get a Loan? Main Reasons

Hey there, folks!
Being someone who has spent quite a lot of time in the financial industry, I see a lot of people facing problems while applying for loans. If you’re wondering why your loan applications keep getting rejected, here are some common reasons that might shed some light on the situation:
1. Credit Score: Your credit score has a major influence on the loan assessment. Lenders take it into consideration as a sign of your creditworthiness. If the score is too low, it may be a sign that lenders are not interested in your business, because you are a higher risk of default.
2. Credit History: Just like your credit score, lenders also take into consideration your credit history. They require a proof of the history of the responsible borrowing and repayment before they can approve the request. If you have a short credit history or there are negative marks on your credit like late payments or defaults, your chances of approval could be affected.
3. Income and Employment Stability: Lenders just need to know for sure that you have a regular income to pay back the loan. You can be unemployed or have irregular income, therefore, it is a barrier to approval.
4. Debt-to-Income Ratio: This is the percentage of your monthly debt payments to your monthly income. Lenders rely on it as a tool for evaluating your ability to handle more loans. If your debt-to-income ratio is too big, it means that you might have trouble to pay off the loan with your current financial obligations.
5. Incomplete or Inaccurate Information: The little errors or the omitted data in your loan application could be the basis of the rejection. Do check that all your details are correct and current.
6. Applying for the Wrong Type of Loan: Different loans have different prerequisites and intentions. If you're looking for a loan that does not match your financial condition or needs, you will be most probably rejected.
So, what would be the most suitable thing to do when you are still getting rejected?
First, go through your credit report to make sure it is free of errors and that you can identify the areas that need to be worked on. Review actions that can enhance your credit score, for example, paying down debt or using a credit builder loan.
Second, get your financial situation in check and make sure the loans you're applying for are suitable for your income and credit profile.
Besides, if you're still not capable of solving your problem, look for a way to contact the lenders to discuss your case. Although some might not be ready to help you or be on your side, they would offer you advice on how to improve your approval chances.
submitted by LatoriaWilliams to u/LatoriaWilliams [link] [comments]


2024.05.15 19:38 Big_Dust8901 Past employer is lying to unemployment and preventing me from collecting what should I do?

I’m 21 and had recently gotten laid off due to not enough work coming in was told to give it about a month and I should hear back from him for when I can come back (I have gotten this in a text message from him) when I filed for unemployment I shortly after got a letter in the mail saying that I was to do a fact finding interview due to my last employer stating I had started my own company and was fired due to under performance. I had my fact finding interview where I had given all the information they needed from me INCLUDING the text message from past employer with phone number and email to verify it was him.
Well after three weeks I got yet another letter in the mail stating it was denied due to me being fired for underperforming and “trying to steal clients” from my employer I have submitted an appeal but wonder if anything more can be done I’ve had no luck getting another job in this field and fear my past employer is slandering my name I have bills to pay and have started to fall behind due to this.
submitted by Big_Dust8901 to legal [link] [comments]


http://rodzice.org/