I am still not the Original Poster. That is still u/MajorArtist340. She posted in AITAH
Previous BORUs can be found here and here. New Update marked with ****\*
Mood Spoiler: still kind of a bummer but things are moving forward
Original Post: December 21, 2023
For a while now my husband, John, has been getting more and more angry over little things and generally moody and distant. I had finally had enough and approached him about separation.
This conversation led to a big blow out and him revealing the state of his finances. My husband and I have always kept our finances separate. Also although we call each other husband and wife and had a wedding we are not actually legally married. This was primarily for inheritance purposes because we each have older children from previous relationships.
Anyway John revealed that he had basically no savings left. That all the money he had saved for retirement and for his kids schooling was gone. Furthermore he said it was all my fault since he used all his savings up to try and keep up with my lifestyle.
There was never anything crazy in terms of bills or anything like that and we always split it all equally. The house we live in I own outright as well, so there wasn’t a mortgage payment.
However I have always liked to travel a lot on fairly extravagant vacations. I would invite John or John and his children to join on trips, but never made them feel like they had to come. That’s said he was expected to pay for himself and for his kids. Except for recently he accepted every invitation.
I would also give my kids things he considered “extravagant”, but I considered “normal”. So he felt like he had to give similar things to his own kids.
John said with all the spending to keep up his savings dwindled very fast. I expressed that I couldn’t understand how or why he would spend all he had when he knew he couldn’t afford it. He said it was like keeping up with the Joneses only worse because it was at home so he couldn’t block it out. John thinks since I knew his job I should have had a basic understanding of his finances and realizes this wasn’t a lifestyle he could maintain. That the kind thing would have been to offer to pay for the trips and other things instead of dangle them in front of his and his kids faces.
Looking back I probably could have realized that this spending didn’t make sense for his salary, but I wasn’t thinking about it. I don’t think it was my responsibility to keep his finances in mind here. We had agreed from the beginning to keep our finances separate so to me that means paying for things separately.
Edit. We do not live in a state with common law marriage
Relevant Comments:
Why not get married? You know you can make children beneficiaries in wills, right?
"Here spouses are included in inheritance even if they’re omitted from wills and I plan on leaving everything to my kids."
Ages:
"I’m 44. He’s 53. We don’t have any children together."
So you didn't discuss trips you could afford together??
"We did discuss the trips and I asked for input about where to stay what we would do, but he never gave any or had any suggestions. I always assumed he just didn’t like planning things. I would have likely still gone on the trips if he didn’t want to."
So if he said no would you just go on the trip on your own?
"I would have likely still gone one the trip. That’s said I would have been open to less expensive trips had he brought it up."
"Except for the past two trips he never declined. I didn’t go alone though. I went on one with some friends and the other with my daughter."
This comment exchange:
Commenter: ESH- John should have ended your marriage way earlier. He can't keep with your lifestyle and would horrible and Very unfair to subject his children in a life where half of the family goes on fancy vacations regurlaly and the other stay home. He should have been honest way earlier before his savings drained and ended the marriage. You should have more awareness of your partner's struggled. How do you share a life with someone and don't realize this things?
OOP: He paid for things without any hint that he was struggling. I assume his attitude change was when things started to get really bad and I did ask what was wrong, but he would just say things were fine or say he was upset about some little thing like the dishes not being put away.
Before you were together, how often were you taking trips with your kids?
"I’ve always done about the same amount of trips every year. Usually two with my kids.
His kids mostly live with their mom and mine will split time between me and their dad pretty equally. My eldest is in college now though."
And this exchange:
Commenter: I have a burning question. Did you ever ask him why he was acting that way before you decided it was time for separation. Because from the outside you come off as the female stereotype that men don't have emotions so there's no need to check
OOP: I did. He would always say it was fine or I would ask what’s wrong and he would get mad about the dishes not being put away or some other little thing.
If you enjoy having him with you maybe you could pay for him to go?
"If things were better I might consider it, but at this point I’m really not enjoying being around him anymore. I’m going to use this break to take some time to reevaluate things."
It sounds like you don't love him at all. Why were you with him? Were you really together or just roommates with benefits? Why wouldn't you leave him anything in the will? How do you split daily life?
"With how things are now it’s hard to talk in present tense. I loved him.
For me it just feels like it would be wrong for my money and assets to go to anyone other than my kids given. For him well I don’t really need any inheritance, so it just makes the most sense for it to have gone to his children.
For restaurants we’ve always just taken turns paying."
There is no consensus bot on AITAH. The top comment was NTA, but there were quite a few ESH and info votes because the situation seemed weird
Update Post: January 8, 2024 (18 days later)
After reading all the comments on my first post I realized I needed more time to think about things. I also thought with the situation how it was it would be best that we spend the holidays apart to avoid and controversy. He wasn't a fan of the idea, but I eventually got him to agree to go.
Last week things settled down so we met up to have a more detailed discussion about the state of his finances. A few more things were revealed. I found out that he had lost his job earlier this year and didn't tell me. He got a new job in October, but he went over 4 months without one while pretending he still had one. During that time he only got a small amount of money from unemployment, so he started putting everything on his credit cards. His new job doesn't pay as much as his old one so he hasn't been able to pay more than the minimum towards his debts which are now substantial.
I feel like if he had just brought up all these issues earlier this could have been avoided or we could have worked something out. Now I really just feel like I can't trust him. I can't trust him with money and I can't trust him not to hide things from me. I just can't see going back and trying to make things work him at this point. Since he doesn't have a place to take all their things I've agreed to store their stuff in my garage until he gets more settled. Which means I won't be able to make as clean of a break as I would like right now, but for the most part it's over.
Update Post 2: February 24, 2024 (1.5 months later)
For anyone who hasn’t read my previous posts there’s two of them exposing what happened under my username.
I liked the suggestion I was given when last posted of paying for a storage unit for their things for a few months. My ex however did not agree to it. He said it would make things too difficult because the closest storage location was too far out of the way. It definitely felt like he was still trying to cling to things.
Since I couldn’t get a storage unit in his name without his approval I talked to a friend, who is a lawyer, about the situation. He helped me right up a notice that told him that he had 30 days notice to get their things or they will be disposed of. After 30 days notice was up he still had only picked up a few things.
I ended up calling his ex and asked her if she or their kids wanted anything before I got rid of it all. Well, they had been left in the complete dark about our relationship being over. My ex had been lying to them saying I was sick and then he was sick with Covid and that’s why they hadn’t been able to come over. I’m was not at all surprised this point. I figured she didn’t know about the rest of it either and told her. She is livid. Especially about the money for their kids education since it was part of their divorce agreement.
Anyway the kids all got what they wanted and I had a charity come and pick up the rest. It feels a lot better now that there is a completely clean break. Yes I have gotten the locks changed and blocked his number. Since there is no reason for me to have contact with him anymore this is probably the last time I’ll be posting.
I think I’m there future I will probably look for more transparency when it comes to financials in any serious future relationships. With how much he was lying I can only imagine what else he may have been lying about. Had I known more I don’t think he would have been able to hide things. I am just so grateful and relieved that I was able protect myself and my children.
Relevant Comments:
One more time because people need clarification on inheritance:
Where I live spouses are included in inheritance even if there’s a will.
How could you not know what he was making if you know what he did for work?
I just never looked into what the average salary for his type of work.
This exchange clearing things up:
Commenter: First post said you both have adult kids, why are their education an issue still and why doesn't anyone contact you directly? Was no one on friendly terms?

I don’t know where you got that. My eldest is an adult, but the others are still under 18.I don’t know what/who you mean by why doesn’t any contact me directly.

Commenter: What I mean is they were told you were sick. These are people that went trips with and none of them texted or called to check on you

I don’t know what to say. It doesn’t seem odd to me. We didn’t usually keep in contact when they were with their mom.

*****Update Post 3: May 8, 2024 (4.5 months from OG post)****\*
I know I said that that would be my last update. It’s not really necessary for me to make another, but now I’m kind of using this as a form of journaling which I’ve found cathartic. The previous posts are all under my username.
I only had one run in with my ex since the last incident. He came to my house. I only spoke to him through the camera. He asked about getting his things. I told him that I had already got rid of everything as I had warned him, but that his kids had taken some things. I also told him he needed to leave and to not come back. Surprisingly he didn’t make a big fuss about it. He just said okay and that he was sorry for bothering me before he left, but he did look very tired so maybe that’s why.
I have not seen him since and apparently his ex and his kids haven’t heard from him in all this time either. This update had more to do with them than my ex actually. His ex contacted me to ask about him. She wanted to know if I had heard from him or had his new contact information. His phone is apparently no longer in service. I told her how I hadn’t had any contact with his since the aforementioned visit.
She also asked if she and I could meet up for coffee and talk. I declined because honestly I couldn’t think of a reason for us to meet up. Though I did offer to pass on any info about him if I heard anything.
She apparently wanted to talk to me about helping her pay for her eldest child’s (who is now a senior in highschool) education next year. She also subtly implied there was some fault on my part for their lacks of funds. I rather cowardly told her I would think about it and ended the call.
To be honest I feel like it’s an unfair position she’s putting me in. The main reason being that her children don’t seem to care for me. We got along alright while I was with their dad. However since I ended things with him it has been complete silence from them. I did try to reach out to them to see if they were okay. They never responded. Even when they came over to get their things they ignored me and my youngest. However I did get a message after the call with their mom about how she missed me. The timing though just makes it seem sort of like manipulation to get money out of me.
Edit. I have since blocked all of them.

At my TJ Maxx, I never see any of the managers use a TJX rewards card when they buy things. The same people who harass us to get cards and view customers as potential exploits don't use the card that they claim is so amazing. I just think it's funny in a very sad way since they probably know how shady and scammy the card is. Has anybody else noticed that their managers/key holders never have their own TJX credit card or do they have one?

Title.
Hello! I [M/26] recently accrued a small sum [roughly 7k] of debt across 2 credit cards [ 1st card: longest held with over 5yrs. Cap1 Plat. 2nd card: only had for 7/mo. Local credit union] through Nov of last year to now. We had a kitchen renovation done in my home due to moderate water damage accumulating, unbeknownst to us, under the dishwasher which had then spread into the original wood. Due to said renovation I and my family could not cook or prepare any meals and had no means of safe drinking water.
Context: Renovation began in November and ended in March. I had to step up to the plate despite not being in the most abundant of financial situations. I am a College student and a part-time bartender. I'm the only means of reliable and flexible transportation for my family. From empty to full is usually 67/USD. I only net annually about 21-25k. I only get paid monthly and live with my Grandma [I love her to bits and want to help care for her. Plus my home is close to my college] and my sister
Back to the story: So to ensure, that my grandma and Sister were fed we bought a lot of takeout, ate out frequently, and bought a lot of frozen meals and bottled water. My Grandma [F/63] is retired and can only help so much and my....lovely .... sister [F/24] works mostly full-time and is in larger debt than I, doesn't want to help pay for anything. I foolishly started paying for everything and didn't ask for any help as...you know. man providing for family mentality. I also, frequently, pay for gas myself despite transporting my sister and my mother [she lives about 10mins from me and doesn't drive] to work.
So after paying for food for 5 months straight [2-3 meals/day] and filling my gas up at least 2-4x/week, it added up faster than anticipated. I have been paying off minimum by minimum and can't catch up. I did what I did because I care. Yeah, I should have asked for help and said something. I thought I could do it but quickly realized I could have even with help. Just not on my own right now. I'm not sure where to start.
Any advice or info is appreciated.
Sorry for the word vomit and random info
*Note: Renovations have been done for about a few months now
*Note 2: My Credit score is between 720-760
*Note 3: Capital One Plate Card Limit: 3k [Took me years to get them to increase it. The Local Cred union limit is 10k

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Hello. i doubt i can, but what can i do about Synchrony suddenly closing my CareCredit card due to my credit (prev high 600s)? It was on the rise again then dropped down into the 500s due to them closing my account. is there any possibility of fighting this or suing in small claims?
don’t be mean to me. i’m just a girl. :(

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Hello friends, Has anybody availed international lounge access on Yes Marquee credit card? As it doesn’t provide physical priority pass, is it still linked with PP? I’ve heard it’s linked with LoungeKey now!!
However, I couldn’t register this card on either of their portals.
Is the global lounge access available for add on card holders as well?

By popular demand, I guess...
I was kinda just being a smart-ass, but some of you wanted more so here it is: epilogues for every NPC as if they didn't continue to travel with Gorion's Ward and instead just decided to live their own life. Obviously, there are some implied alignment changes here.
This turned out to be longer than I expected and I kinda just threw it all together while I was working. Please excuse any typos or sloppy writing.
I want to apologize for one thing, though. Viconia's epilogue really only works if GW is a male, so I had to make that assumption for the sake of her story. If it matters any, I easily play just as many female GWs as I do male GWs. In fact, I probably play more female GWs because I don't care for the romances, frequently play the canon party, and want to nip the lame Jah romance in the bud.
But, to have them all in one place, I included my original smart-ass epilogues with the additional ones I created. Now, every character from BG1 and BG2 has an epilogue. I don't have the EE characters, though, because I play the original games and don't really know them.
So, just for funsies, which one is your favorite and why?
"Anomen continued to wait at the Copper Coronet for a party of adventurers willing to travel with him. Maybe it was the grating sound of his voice, or perhaps the way he leered at women, but he continued to remain alone. Eventually, he needed to find work to make ends meet. With Gorion's Ward having disbanded the slave traders and pit fights, Hendak had to find a new form of entertainment for the patrons. As such, he invented an all male review ladies night, and Anomen found work as a 'dancer'. He left the Most Noble Order of the Radiant Heart to join the less noble order of the pole. He also renounced his faith to Helm and instead allied himself with Waukeen because if you wanna see some groin, you gotta have some coin."
"Despite Gorion's Ward clearing the trolls from her keep, Nalia was not able to reclaim her lands and instead lost her estate to Lord Roenall. The lord offered to let her retain residence in her family's ancestral home, but only in exchange for her hand in marriage. Nalia found the proposition to be repugnant. Instead, she salvaged whatever wealth she could from her family's keep and moved to Athkatla to start a new life. She no longer helped the less fortunate, as she was now among their numbers and had her own problems. Nalia's lack of any practical skills combined with her sense of entitlement sent her into a life of failure followed by drinking and debauchery. She now spends more time back at the Copper Coronet than anywhere else. It is hard to say where she squanders her wealth more, the alcohol, or on the dancers during Ladies Night."
"After the incident with the Planar Sphere, Valygar was finally free of his past, could retire to his cabin, and pursue his true passion: writing. Ironically, the only inspiration he found ended up stemming from his family's checkered past. Valygar's only works that even had middling success were 'Tuesdays with Lavok' and 'Dude, Where's My Planar Sphere', with the latter being made into a production at the Five Flagoons Theater."
"Haer'Dalis continued to work as a performer at the Five Flagoons Theater. Unfortunately, it struggled due to poor management. It might have turned out better if an outside agent with fresh ideas had stepped in, but Gorion's Ward had better things to do than be a bard. While the work was generally steady, the returns were not great and the material was a little low-brow for Haer'Dalis' liking. The tiefling realized he reached rock bottom when he was cast as the lead in a play about a buffoon who apparently lost a plane-shifting apparatus the size of a small castle and had to find it before his parents returned from Neverwinter. After the opening night, he took his own life in his dressing room. His body was found the next morning with a note saying, 'Art is dead and I am art, so I shall join art in death.' Biff the Understudy stepped in for Haer'Dalis despite never having an opportunity to read the script. Nevertheless, the production was a resounding success and launched Biff's career to new heights."
“A heartbroken Garrick found work as a character actor at the Five Flagoons Theater, but eventually gained more success as a writer and director. He found it to be a mostly agreeable situation, aside from a tiefling primadonna who would constantly belittle his work and call it ”trite" and “drivel”. Fortunately, that situation worked itself out in time and Garrick found Biff to be much easier to direct. With the tiefling gone, his ideas had room to grow. He invented a new kind of love story, one where the protagonist doesn't always get the girl at the end but the journey to that ending would be quite amusing. He labeled this genre “the Comedy of Romance” and the works were mostly based on his own life. His plays were quite popular among the commoners, with his top selling shows being 'Sleepless in Saradush', 'Silverymoon Linings Playbook', and 'Crazy Rich Aasimars'. He eventually fully transitioned off the stage into the director's chair. By the peak of his fame, he was married to none other than Queen Ellesime."
“Aerie continued to work at the circus and WOULD NOT SHUT UP ABOUT HER DAMN WINGS. Even Quayle eventually grew sick of hearing about it. This put strain on their relationship. Things took a turn for the better when Ribald Barterman acquired a new curiosity for his shop. It was a magical ring which he sold to Quayle at a reduced rate out of sympathy. This ”treasure" was actually a cursed Ring of Deafness, which Quayle found to be anything but a curse and wore it for the rest of his days."
“Xzar and Montaron were both slain at the hands of the Athkatla Harpers, but this is actually where their story begins. Xzar, as he had done so many times before, had a backup plan of an arcane nature should death befall either he or the halfling. Their mortal essences were pulled to a pocket plane he created. There they could be channeled into restored bodies cloned at his estate. With this particular round of ritual, Xzar had incidentally made a slight error in the incantation and the two found themselves in a time suspended state in Xzar's pocket plane. It was only five minutes for the rest of the world, but it was fifty years for them. This turned out to be a pivot point in their relationship. Having only each other's company in this shadowy void, they were finally able to work out their feelings for each other. When they had returned to the prime material plane, they discovered their mutual animosity was replaced with love. Rather than pick up their life where they left off with the Zhentarim, they decided to pack it all in, moved to Bryn Shander, and start a bed and breakfast. Montaron rediscovered his halfling roots and love for the culinary arts while Xzar would perform seances to connect guests with their late loved ones. Scones and Bones became an overnight success and was consistently listed as a “must see” in Volo's travel guides. In their golden years, the couple co-wrote a memoir of their journey, ‘Brokeback Montaron’, which is sold in bookstores everywhere."
“After briefly crossing paths with Gorion's Ward, Mazzy Fentan continued her crusade as a de facto halfling paladin. She eventually found herself petitioning for membership at the Most Noble Order of the Radiant Heart in Athkatla after she had singlehandedly saved a village from an ancient dracolich. Despite the extent of her virtue and accomplishment, her petition was denied on the basis that halflings could not possibly be real paladins. This inspired her next crusade, one to break down vocational barriers for all demihuman races. Why couldn't halflings be paladins or dwarves be wizards? And why did gnomes always have to be illusionists? It simply made no goddamn sense. She began to get traction with her quest when she attended lectures by the wizards of the (sword) coast in Candlekeep. With their help, she ushered Faerun into a new edition era where there would be no vocational barriers for adventurers based on their race. Soon, the world began to see roguish halflings that also venerated Helm, while tending to the wilds as a druid. Half-orc bards also studied as wizards while manifesting natural arcane abilities as sorcerers. Tiefling paladins took their crusades to the wilderness and served as rangers, while sidelining as clergy to Mystra. The world was now a liberated place, free to not make any goddamn sense in a myriad of new ways. At one point, Lady Mazzy Fentan of Trademeet (now formally a paladin) crossed paths with a dwarven shadowdancebard and in that moment she regretted everything. Seriously, just take a moment and picture that. It would look fucking ridiculous.”
“Yeslick's clanhome was flooded once again. Despondent and without options, he took work at a smithy in Baldur's Gate but never stopped dreaming of finding both a clan and a home. He found a way to bring this dream to life after a courageous halfling paladin broke down the barriers for, among other things, dwarves to be wizards. Yeslick had an idea. He studied magic diligently until he was able to cast two spells of great importance: Water Breathing and Permanence. He then searched the lands for other clanless dwarves who would be willing to try something new. With the new clan he formed, Yeslick permanently gave all his fellow clansman the ability to breath underwater. They then moved into the flooded Cloakwood Mines and built the first underwater dwarven stronghold. Using his arcane powers, Yeslick also developed the ability to speak with the marine life that shared this stronghold. And, with that, the clan Aquadwarf was born. At one point, Valygar visited and wrote a play based on Yeslick's story. However, he couldn't even get it to stage at the Five Flagoons Theater. The illustrious director Garrick was quoted as saying, “A hero that can breath underwater and talk to fish? Nobody would go for that!"
“Keldorn finally retired from the Most Noble Order of the Radiant Heart and looked forward to a much simpler life. He rekindled his marriage with Lady Maria and life seemed to improve. It was rather early on when the couple discovered that Maria had become pregnant again. It was also not long after that when Peony, the housekeeper, also became pregnant. Maria started to ask Keldorn about this, but Keldorn started to get defensive and asked, ”Hey, who's the Inquisitor here?" Then Keldorn started to do the math with her to track the conception of Maria's pregnancy. She certainly did not want him to get to the end of that equation, so she quickly changed the subject. She suggested getting a new maid, but Keldorn chastised her for abandoning someone in their time of need who had been like family for years. He forbade Peony's departure claiming that his god, Torm, would not stand for it. Maria then made a passive aggressive comment about Torm being the god of loyalty, but she was mostly just muttering under her breath to get the last word in. Eventually, both children were born and had probably the most awkward upbringing of anyone in Faerun."
“After Gorion's Ward helped Coran take down a wyvern, the rogue brought the beast's head back to the mayor of Beregost for the reward and accolades. He thought this put him in a position to be a hero of great renown and perhaps, just maybe, people would stop mocking him for his flashy attire and completely superfluous eye mask. They didn't. He only gained acceptance when he crossed paths with a ranger who seemed indifferent towards Coran's keen fashion sense. Coran traveled the Sword Coast with his ranger sidekick, righting the wrongs against the ‘little guy’ and taking the law into their own hands when needed. This partnership dissolved when he discovered that the ranger thought Coran was the sidekick. As if! Coran tried to correct the ranger, whose argument was, 'Really, man, if that outfit doesn't scream sidekick then I'm Elminster's twin brother.' The ranger was not related to Elminster and shared no resemblance.
“Kivan never was able to get his revenge on Tazok. Unbeknownst to him, that honor was taken by Gorion's Ward. His thirst for vengeance continued to eat away at him until he found himself in a bat infested cave in the wilderness. It was then he snapped. He turned the cave into his secret hideaway, put together a disguise and started wandering the sword coast looking for evil-doers to punish. He would leave his calling card wherever he saved the day, a token of a bat with longer ears like an elf. And bats already had rather long ears so these bat ears were almost comically obtrusive. Nevertheless, his deeds were generally appreciated and the people stared calling him Bat-elf. For a short spell, another elf tagged along with him and tried to help, but he was so flamboyantly dressed that one could pick his sidekick out of the shadows blindfolded. Kivan eventually had to send him on his way. Unfortunately, his vigilante crusade abruptly ended after receiving a cease and decist order from DC Comics. Kivan could fight both monster and marauder all day, but his 14 Constitution wouldn't hold up against a lawsuit for trademark infringement.”
“Skie was deeply affected by both the death of her brother and the assassination of her father. And yes, her father was actually murdered and didn't lol-jk back to life in some crappy DLC. In any event, through these traumas, she came to realize the puerility of what she thought was her brilliant criminal masterminding. Instead, she decided to settle down and live a more responsible life as an upstanding citizen of Baldur's Gate. She took the reins of her father's estate after his death and rose to prominence as one of the Grand Dukes of the city. She maintained her relationship with Eldoth for quite some time, inexplicably, as he refused to get a job because he didn't want to take attention from his band which he swore was going to make it. However, the bard spent most of the day either lounging at Skie’s estate or gambling away his allowance with games of three-dragon-ante at the Helm and Cloak. Eventually, inspired by the book “Men Are From Menzoberranzan, Women Are From Immilmar," she decided to call it quits with Eldoth and sent him packing. Shortly thereafter, she met a man who was nothing like Eldoth and they settled down together to start a family."
“Eldoth's dreams of being a world-famous musician fronting the greatest band in Faerun never reached fruition. This was partly because he didn't actually have a band and partly because he didn't have the talent to write music. Instead, he just had a lute he purchased at Lucky Aello's Discount Store that only had one A-string and was missing the E-string. Also, Eldoth could only play power chords and he couldn't really sing and play at the same time. Most of the time he would just strum a chord or two and then talk about what the song would do next, often describing a solo and half playing it on an ”air lute" (while he was still holding an actual lute, mind you) to give people the idea as to how the song would sound when it was finally written. Yeah, he was one of those guys. After Skie kicked him to the curb, he bounced between various barmaids who clearly had low self-esteem, but not low enough to keep him around for long. Eventually, he got one of them pregnant and was forced into a shotgun wedding by the barmaid's father. He now works in the kitchen at the same inn as his barmaid wife. She helps the customers up front and he cooks eggs in the back. Eldoth continues to tell himself that this experience will just provide inspiration for his music and that someday he was going to get the band back together."
“After being rescued by Gorion's Ward, Xan made his way to Baldur's Gate to regroup. He spent an inordinate amount of time beating himself up over his failures and trying to muster the gumption to continue his quest to unravel the political turmoil of the region. However, it took him months to get to this point, and by that time, Gorion's Ward already sorted out the problems in the region. Discovering this, he deemed himself a failure yet again and sunk into a deeper depression. He pulled himself out of it when he met a woman who lost most of her family to violent deaths during the iron crisis, yet she still kept herself together and became a local success in a few short years. Xan immediately fell in love with the recently single Skie Silvershield and began to court her. They eventually married and started a family. At Xan's insistence, and inspired by his wife's name, their two daughters were named Sunshine and Rainbow. Xan was a staunch supporter of his wife's career and stayed home to raise the kids. When they were older and needed less attending, he followed a new dream and became a motivational speaker.”
“Korgan had his revenge against his backstabbing crew and employer, but he felt...empty. It was done, but he felt no satisfaction. Disgruntled and disappointed, he decided to lose himself in his cups at the Copper Coronet. Even this did nothing to alleviate his malaise. One night, having passed out drunk in a peasant room at the Copper Coronet, he dreamt of that final fight but something was different. In the background of the battle, there was a glow coming from the door of a shack and he heard the whispering of a language that sounded like it was from Kara-Tur. When he woke the next morning, Korgan returned to the rooftop and found the shack from his dream. He knocked and was greeted by a priest of Illmater. Korgan told the priest of his dream and he was led into the backroom where he found a man from Kara-Tur infirm and huddled over a cup of tea. The priest explained that he had just reincarnated this man of the faith using a heart delivered by a passing adventurer. Korgan took this as a sign, converted to the faith, and the two paired up to help those in suffering as a result of the schemes of others. The tales of Korgan and Yoshimo were not only told in many of a tavern by the bards, but also collected in graphic serials that were popular among the children of Athkatla.”
“Ajantis' death sent him into an afterlife at Everwatch, the realm of Helm. For his honor and diligence, the devout knight was granted an audience with his patron. Ajantis then told Helm what utter bullshit the god was. I mean, c'mon, he's the god of protection, the Vigilant One, and he couldn't protect a group of knights from a dragon's cheap illusion spell that a mage even tried to dispel with True Sight? It was like Helm wasn't even trying. Helm was stunned by the confrontation but also had no valid defense. Ajantis called Helm to a trial that was mediated by Tyr. After careful deliberation, Tyr determined that Helm was sleeping on the job and the judgment was to demote him to a lesser deity. Now, Helm was the patron of guards, but not actual guards that ever see action, just the ceremonial ones whose weapons and armor are super shiny and probably not even real. Ajantis was then granted Helm's old portfolio and became a god that truly protected his followers.”
“Viconia left Athkatla's government district perplexed. She was rescued from burning at the stake by Gorion's Ward and then immediately dismissed. She found this to be unusual behavior for a male. She was accustomed to men either trying to bed her or kill her, but this casual indifference was completely new. Viconia came to be obsessed with Gorion's Ward from a distance. She spiraled into a fantasy where the two of them had a future together. It was pretty bad. There were some extremely embarrassing vision boards involved and that wasn't even the worst of it. When her mania reached critical mass, her obsession actually collapsed and she had an epiphany. She came to realize that she did not need this man, or any for that matter. She started on a journey of self discovery and took a moral inventory of her past relationships. She wrote about it in the book, “Men Are From Menzoberranzan, Women Are From Immilmar”. She then used the revenue from the book sales to open Athkatla's first feminist bookstore. In Her Words became a mecca for women, particularly those who felt trapped in bad relationships. The community that emerged here created the group, Friends of Galia, which strove to free women from abusive relationships. Eventually, the bookstore expanded to include an apartment block above that became a shelter for such women. Occasionally, the partners of these victims would come around to In Her Words in an attempt to drag their partners back home. You can probably guess how a confrontation between a drunken 0-level commoner and a Drow priestess of Shar ends."
“Faldorn was defeated by Jaheira in Trademeet and lost her title of Arch-Druid. In truth, she was relieved to be relieved of the position. Years of pushing forward the Shadow Druid agenda led Faldorn to realize that she had lost touch with the real Faldorn along the way. After some soul-searching, she reinvented herself as a lifestyle guru and developed an entire line of organic health and beauty products under the name, She-Wolf. Both her products and seminars were all the rage in Athkatla, specifically among noblewomen who clearly had too much free time. Faldorn eventually gave up her residence in natural environs for a lavish estate in Athkatla's government district. Her following soon pressured her to petition to join the Council of Six after the fall of the Cowled Wizards left the position open (aside from a short-term replacement). Her petition was a success and she soon found herself on the Council of Six. Under her leadership, she created created the FDAA, the Food and Drink Association of Athkatla. Now, instead of draconian rules governing magic in the city, equally restrictive rules and standards were applied to the food and drink that the people consumed.”
“Barely surviving being gravely wounded by Irenicus, Tiax left Spellhold for Athkatla where he intended to do what he did best: rule. Learning from his past campaign mistakes in Baldur's Gate, he changed his slogan from ”Tiax Rules!" to “Make Athkatla Great Again”. Of course, what he thought would make Athkatla great was putting himself in charge as a despotic leader. But, he toned down that aspect of his platform and instead focused on the history of scheming and backroom dealing of the Cowled Wizards (as if he was any less evil or scheming) and promised the people he would be different than all the other corrupt politicians. Miraculously, despite his obviously apparent character flaws, he succeeded in replacing the Cowled Wizards' representative on the Council of Six. He decided to take their stance on restrictive magic to the next level and banned magic entirely. Since he didn't study the arcane himself, it was no skin of his nose. This move undermined his support base leaving him with only the most backwards and ignorant followers. He was ultimately removed from his position when he insisted the city build a wall around the planar sphere and was expecting that the city's wizards would be the ones to pay for it. After his removal, his few remaining extreme supporters organized an invasion of the main government building under the guise of freedom of assembly. All nine of these “rebels” were rounded up, tried, and sent to prison. Tiax was convicted of treason and reincarnated in Spellhold, which was now just a common prison. After his eventual release, he was prohibited from seeking any position of power in Amn."
"Edwin Odesseiron continued to lay low with the Shadow Thieves for a while. The Cowled Wizards suffered a crippling blow as a side effect of the conflict between Gorion's Ward and Irenicus. Edwin decided to step in and finish the job. His thought was that he could wipe out the Cowled Wizard remnants and then take credit for their defeat, thereby gaining him more clout among the Red Wizards of Thay. After many conspicuous mage battles in the streets of Athkatla, he succeeded. However, the people who noticed his efforts the most were actually the people of Athkatla. They were tired of living under the Cowled Wizards' iron fist and Edwin was lauded as a liberator and hero. He even had a statue in his image raised in Waukeen's Promenade. Edwin was initially nonplussed over people finally giving him the credit he always felt he so rightfully deserved. But, he quickly came to accept their praise and bought in to being a champion for the people. Edwin continued his agenda of liberation when a clearly insane gnome who found his way on the Council of Six tried to ban magic entirely in the city. Edwin and his followers were primarily responsible for having the madman removed from his seat.
“Shar-Teel, Safana, Branwen, and Alora all happened to cross paths with each other at Elfsong one evening. Shar-Teel was looking to fight a man, Safana was looking to shag a man, Branwen was recently petrified by a man, and Alora was just excited to be somewhere new. The four got to talking with each other and, despite having wildly different personalities, seemed to hit it off. Shar-Teel was sarcastic and aggressive, Safana was self-absorbed and man-hungry, Alora was kind and sweet, and Branwen was the matriarch of the group. You wouldn't think this lot would get along, but they actually did, and their differences merely become the fuel for innocuous hi-jinks week after week.”
"With Gorion's Ward's help, Cernd was able to rescue his child that he then abandoned again at the druid grove near Trademeet. He promised that he would return to raise the child, he just needed to run to the general shop in Trademeet for some pipeweed. He never returned, but that was pretty obvious since he didn’t even smoke. Cernd continued to wander Faerun. It came to light in Cormyr that Cernd had actually married, and had children, with numerous women in Cormyr, Amn, the Sword Coast, Tethyr, Calimshan, Turmish, Halruaa, Icewind Dale, Chondath, Sembia, Impiltur, the Silver Marches, and even the Troll Hills (don't ask). Furthermore, it was discovered that Cernd was not actually a druid, just a werewolf that had a Ring of Goodberries. The druid con was so that he could have a reason to abandon his wives and children and move on to a new situation. You would be surprised at how many women could fall for a guy that can conjure an impromptu picnic in the park. Unfortunately for Cernd, Cormyr was not the kind of place to run afoul of the legal system. For the crime of bigamy, he was sentenced to life in prison. He never set foot near a druid grove again, but he was allowed to participate in a work-release program tending to the gardens of nobles.
“Kagain returned to his shop and grew even more bitter, but not over what the death of Entar Silvershield's son had done to his reputation and business. Instead, he resented that even the Enhanced Edition of the game didn't give him a remotely decent companion quest. By Moradin's hammer, Cernd even had a pretty involved companion quest and the story there both starts and ends with a deadbeat dad! Also, Kagain can regenerate! Korgan can't even do that. And another thing! He was sick of people confusing the two of them as if all dwarves look alike or something. Ok, granted, they're both old dwarves with greying beards, but Korgan's beard is tied while Kagain's beard is brushed out. Of course, none of this made sense to anyone, even to Kagain who never actually crossed paths with Cernd or Korgan. However, the dwarf had nothing to do with his time except stand in his shop, isolated and alone, until he was done in by insanity and plantar fasciitis.”
“The death of Khalid shook Jaheira to the core. She convinced herself that she could never love again, certainly not so soon after his death nor with anyone that would be a child in her eyes. That would be absurd and rather tacky. After her escape from Irenicus' prison and deposing Faldorn from the druid grove, she took over as Arch-Druid. Being a Harper just wouldn't be the same without Khalid. However, the grove would allow her to explore a new, but comfortingly familiar, phase of life. She had barely been installed as the Arch-Druid when Cernd dropped off his child and disappeared again. He did not even stay long enough to tell Jaheira the child's name. Knowing he would likely not return, she named the child Khalid after her lost love. Realizing there were other children our there without families to care for them, Jahaeira would send her subordinates to wander nearby lands and bring them to the grove for a better life. Perhaps not surprisingly, many of these children happened to be Cernd's. She eventually renamed the grove to Kinder Garden in honor of the grove's new purpose of giving these children a kinder upbringing. Jaheira's headstrong personality served her well with these lost children, who all loved her as they would any mother. The Kinder Garden became the most thriving druid grove in all of Faerun. Jaheira eventually died in 1547 DR, with hundreds of children haven been rescued in her lifetime, and a memorial was erected in her honor at the grove. The inscription read, 'Nature's Servant Awaits.'"
“After being freed from Irenicus' dungeon, Minsc put his boots on the ground at the Copper Coronet. Being the simple man that he was, he found himself unwittingly recruited into fighting in the gladiator pits (before Gorion's Ward was able to free the slaves). Yet again, Minsc took a blow to the head. But this time, its effects were something completely new. No longer was he the slow-witted evil-slaying ranger, armed to the teeth and packing a hamster. Instead, his intelligence and wisdom started to blossom and he explored, through dissertation, the impact of modern civilization on the overall ecosystem of Faerun. Indeed, before Minsc started his work, the people of Faerun didn't even have the concept of an ”ecosystem". He left Athkatla to pursue a residency at Jaheira's grove where he could study and work in peace. He published works like, “The Intersection of Geopolitics and Biodiversity: Living More but Dying Sooner”, “The Essential Symbiosis Between the Savage and Civilization”, and “Moral Urbanization: Seeking a More Comprehensive Prosperity”. Minsc continued his studies and writing and ultimately produced enough groundbreaking works to have his own annex in Candlekeep. It was shortly after the dedication of this annex that Minsc disappeared from Faerun, never to be seen again."
“Jan Jansen's fate was the most impressive of all as his endeavors shaped the very fabric of Faerun for centuries to come. His story truly serves as a moral lesson for everyone and we should heed its virtue quite seriously. Helping Lissa and Jaella planted a seed of regret in Lissa with regards to her marriage to Vaelag. Speaking of seeds, this reminds Jan of a time when he was helping his Uncle Scratchy with his turnip farm. However, Uncle Scratchy was hoodwinked and the seeds he received were actually purple carrot seeds. You can imagine Uncle Scratchy's surprise when they sprouted and he suddenly had a field of purple carrots. Well, as you probably know, you can't make turnip stew, or turnip casserole, or turnip pie with purple carrots. But it just so happened there was a mage tower nearby and the resident mage needed a vast number of carrots. Apparently, her plan was to animate them as a kind of vegetable army to combat a myconid infestation in cave system rather close to her tower. Of course, animated carrots are quite self-assured and were immune to myconoid's confusion spores. Anyway, Jan had a once-removed cousin, Bobil, that was lost in those caves when he was a young gnome. He had wandered so deep that he found himself in the den of a solitary xvart who was obsessed with a magic ring. Bobil happened to purloin that ring but it turned out to not be magic at all. However, it was still worth enough for Bobil to buy himself a nice cottage in Trademeet. He then started his own turnip farm and had better luck than Uncle Scratchy. Wait, what were we talking about, again?”
“Boo continued his mission to study the sentient life forms of Faerun and determine their potential impact on the metaverse. He preferred the continued company of Minsc due to the ranger's kindness and protectiveness. Boo found this to be quite valuable in his current miniaturized state. Even after Minsc's accident, where his intellect began to expand, Minsc never lost his good heart and inherent kindness and the two remained the best of friends. It was a number of years later that the term of Boo's mission was complete. A team of his fellow people arrived on a spelljammer to collect the giant miniaturized space hamster. Minsc (and Boo) were on a retreat in a remote part of the Neverwinter Wood when a vessel shaped like a giant acorn landed in a nearby clearing. A number of human-sized anthropomorphic hamster-like beings, who called themselves the Ysoki, emerged and met with Boo. One had a strange crystalline device which it used to restore Boo to his proper size. Minsc naturally remained composed while all this was happening. He and Boo talked often and he knew this day would be coming. Boo returned to the spelljammer with his brethren to debrief on the mission. The Ysoki wanted to bring a sample back to their homeworld for further learning and study. Boo offered Minsc for the task, as the exemplar human would fit in nicely with the Ysoki's advanced culture and society. Everyone was in agreement and made the offer to the ranger. Minsc felt like he had made every contribution he could to the people of Faerun, so he accepted and boarded the ship. Boo, excited to finally be on a spelljammer again, took the helm and plotted a course for his homeworld. At his side sat his friend and faithful companion, Minsc.”

Debit/Credit Cards Accepted No Closing Costs Cash Price: $1,175 Finance with $200 Down and 12 Payments of $105 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 

Hello, This will be complicated but I wish for respect.
I am currently 24 years old and will be 25 in less than a month. Within the past 5 years I have gone from working a $12-13 an hour fast food job at Sonic to working for a top femtech/healthcare startup in revenue cycle management. (I am a team lead for a financial navigation/clearance department in RCM (revenue cycle management) and currently make $29 an hour in a small town in southern Missouri.
I am very greatful for the opportunities I have been provided/earned/given but am not sure where to go and feel stuck.
There is nowhere local that will pay what I currently make, and I'm in a somewhat newer market when it comes to my title/Duties. I don't even feel like I have a good backup plan, or know what to work out.
I feel like I'm an adult but I've got so much life ahead of me and it honestly scares the f*** out of me.
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To accompany this I am very behind getting my bachelors degree in Health Services Administration when I've told my family I'm almost done and expecting a graduation ceremony within the next year. I have at least 10-12 classes to take before I can graduate if I have met all my GPA requirements. I have an associates degree of arts in business from a local community College. I've been an okay lier but a bad student lol
This I feel I can take on at some point somehow even though it might end up bad. But I've even contemplated moving away since I can work anywhere with a decent internet connection and just ignoring them. I don't have any savings and just paid off all my credit card debt with money from a Roth my grandparents gave me so I could focus on my life at hand, and figure out my next steps.
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My life plan does not include children but does include a partner of some kind. I would say my family is okay off and expect a decent payout some day so not too worried but really want to live my best life and somehow with my problems be as sucessful/profitable as I can still within my means be.
I am doing my best now to stay within my means and not get more debt. I just really don't feel like where I'm currently at is where I want my life to be.
My plans have included moving to Minneapolis because I love cities and cooler weather generally but then it's more expensive than where I live so less drinking, social outings.
I know this probably sounds like boo hoo young people problems but need some guidance and feel that the guidance I'm receiving from people around me is limiting/old fashioned.
Please note I love my job and want to see how I can grow with them, but also the comfortable life is somehow driving me crazy.

Hello, This will be complicated but I wish for respect.
I am currently 24 years old and will be 25 in less than a month. Within the past 5 years I have gone from working a $12-13 an hour fast food job at Sonic to working for a top femtech/healthcare startup in revenue cycle management. (I am a team lead for a financial navigation/clearance department in RCM (revenue cycle management) and currently make $29 an hour in a small town in southern Missouri.
I am very greatful for the opportunities I have been provided/earned/given but am not sure where to go and feel stuck.
There is nowhere local that will pay what I currently make, and I'm in a somewhat newer market when it comes to my title/Duties. I don't even feel like I have a good backup plan, or know what to work out.
I feel like I'm an adult but I've got so much life ahead of me and it honestly scares the f*** out of me.
‐-------------------------------------------------------
To accompany this I am very behind getting my bachelors degree in Health Services Administration when I've told my family I'm almost done and expecting a graduation ceremony within the next year. I have at least 10-12 classes to take before I can graduate if I have met all my GPA requirements. I have an associates degree of arts in business from a local community College. I've been an okay lier but a bad student lol
This I feel I can take on at some point somehow even though it might end up bad. But I've even contemplated moving away since I can work anywhere with a decent internet connection and just ignoring them. I don't have any savings and just paid off all my credit card debt with money from a Roth my grandparents gave me so I could focus on my life at hand, and figure out my next steps.
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My life plan does not include children but does include a partner of some kind. I would say my family is okay off and expect a decent payout some day so not too worried but really want to live my best life and somehow with my problems be as sucessful/profitable as I can still within my means be.
I am doing my best now to stay within my means and not get more debt. I just really don't feel like where I'm currently at is where I want my life to be.
My plans have included moving to Minneapolis because I love cities and cooler weather generally but then it's more expensive than where I live so less drinking, social outings.
I know this probably sounds like boo hoo young people problems but need some guidance and feel that the guidance I'm receiving from people around me is limiting/old fashioned.
Please note I love my job and want to see how I can grow with them, but also the comfortable life is somehow driving me crazy.

Hello, This will be complicated but I wish for respect.
I am currently 24 years old and will be 25 in less than a month. Within the past 5 years I have gone from working a $12-13 an hour fast food job at Sonic to working for a top femtech/healthcare startup in revenue cycle management. (I am a team lead for a financial navigation/clearance department in RCM (revenue cycle management) and currently make $29 an hour in a small town in southern Missouri.
I am very greatful for the opportunities I have been provided/earned/given but am not sure where to go and feel stuck.
There is nowhere local that will pay what I currently make, and I'm in a somewhat newer market when it comes to my title/Duties. I don't even feel like I have a good backup plan, or know what to work out.
I feel like I'm an adult but I've got so much life ahead of me and it honestly scares the f*** out of me.
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To accompany this I am very behind getting my bachelors degree in Health Services Administration when I've told my family I'm almost done and expecting a graduation ceremony within the next year. I have at least 10-12 classes to take before I can graduate if I have met all my GPA requirements. I have an associates degree of arts in business from a local community College. I've been an okay lier but a bad student lol
This I feel I can take on at some point somehow even though it might end up bad. But I've even contemplated moving away since I can work anywhere with a decent internet connection and just ignoring them. I don't have any savings and just paid off all my credit card debt with money from a Roth my grandparents gave me so I could focus on my life at hand, and figure out my next steps.
‐-----------------------------------------------------
My life plan does not include children but does include a partner of some kind. I would say my family is okay off and expect a decent payout some day so not too worried but really want to live my best life and somehow with my problems be as sucessful/profitable as I can still within my means be.
I am doing my best now to stay within my means and not get more debt. I just really don't feel like where I'm currently at is where I want my life to be.
My plans have included moving to Minneapolis because I love cities and cooler weather generally but then it's more expensive than where I live so less drinking, social outings.
I know this probably sounds like boo hoo young people problems but need some guidance and feel that the guidance I'm receiving from people around me is limiting/old fashioned.
Please note I love my job and want to see how I can grow with them, but also the comfortable life is somehow driving me crazy.

Hello, This will be complicated but I wish for respect.
I am currently 24 years old and will be 25 in less than a month. Within the past 5 years I have gone from working a $12-13 an hour fast food job at Sonic to working for a top femtech/healthcare startup in revenue cycle management. (I am a team lead for a financial navigation/clearance department in RCM (revenue cycle management) and currently make $29 an hour in a small town in southern Missouri.
I am very greatful for the opportunities I have been provided/earned/given but am not sure where to go and feel stuck.
There is nowhere local that will pay what I currently make, and I'm in a somewhat newer market when it comes to my title/Duties. I don't even feel like I have a good backup plan, or know what to work out.
I feel like I'm an adult but I've got so much life ahead of me and it honestly scares the f*** out of me.
‐-------------------------------------------------------
To accompany this I am very behind getting my bachelors degree in Health Services Administration when I've told my family I'm almost done and expecting a graduation ceremony within the next year. I have at least 10-12 classes to take before I can graduate if I have met all my GPA requirements. I have an associates degree of arts in business from a local community College. I've been an okay lier but a bad student lol
This I feel I can take on at some point somehow even though it might end up bad. But I've even contemplated moving away since I can work anywhere with a decent internet connection and just ignoring them. I don't have any savings and just paid off all my credit card debt with money from a Roth my grandparents gave me so I could focus on my life at hand, and figure out my next steps.
‐-----------------------------------------------------
My life plan does not include children but does include a partner of some kind. I would say my family is okay off and expect a decent payout some day so not too worried but really want to live my best life and somehow with my problems be as sucessful/profitable as I can still within my means be.
I am doing my best now to stay within my means and not get more debt. I just really don't feel like where I'm currently at is where I want my life to be.
My plans have included moving to Minneapolis because I love cities and cooler weather generally but then it's more expensive than where I live so less drinking, social outings.
I know this probably sounds like boo hoo young people problems but need some guidance and feel that the guidance I'm receiving from people around me is limiting/old fashioned.
Please note I love my job and want to see how I can grow with them, but also the comfortable life is somehow driving me crazy.

In case you don't know, the Sun Princess is Princess Cruises' latest behemoth ship. I just got back from a 2-week sailing and took meticulous notes on this epic new vessel. Here's my extremely detailed, no-BS review:

The Sheer Size is Nuts

When I say this ship is massive, I mean it's absolutely nuts how big this floating city is. Especially when you get off in ports and have to walk back down the dock to reboard - that's when the sheer scale of the Sun Princess really hits you. Even though it carries a ton of people, the only time it really felt crowded was during breakfast. The Eatery fills up quick and the International Cafe, which sits outside The Eatery doesn't lend itself well for crowds of people wiaint for their coffees. You kind of end up waiting in the middle of where the walking traffic moves.

The Medallion Life

Your entire cruise experience revolves around the new Medallion wearable device and app, for better or worse. I'll admit it has some creepy "Big Brother" vibes with how much it tracks your every movement and purchase. But the convenience it provides is undeniable.
The medallion is your modern day "cruise card" that you tap everywhere to make payments, order drinks, unlock your stateroom, get on/off the ship, and more. But what's crazy is the app can use the medallion to detect your location anywhere on board. Order a drink or meal through the app and the server will manage to find you anywhere on the ship to deliver it, usually within 15 minutes. Caveat: there were times when it took longer and other times when our order was marked "delivered" and it never arrived.
The medallion definitely feels like getting on/off the ship is way faster. The only time we ever waiting in line was for the few minutes it took people to run through security.
This made getting food/drinks almost too easy. On port days when we needed to get off the ship early for excursions, setting up a scheduled delivery of my Egg McMuffin, fruit plate in coffee was really convenient.
Fair warning though - if you're anti-tracking and value privacy over convenience, the ubiquitous Medallion system may not be for you.
Story: we were sitting by the Crooners bar having our nightly pre-dinner cocktail. The bar was packed on this night for some reason. A staff member in a suit started wandering the room, made eye contact with me from 40-feet away and then made a b-line for us. He wanted to sign us up for a wine/food pairing event they were having. I have to believe this is because of the tracking being done via the meddalion. They could see we drink our share of wine. It definitely felt like targeted marketing.

Premium Package Was Best for Us

We opted for the Premium beverage package at $80 per day and I'm glad we did for a few reasons:

1. If you need to have more than one device connected to the internet at a time, Premium makes sense just based on that (you can have four devices). The cheaper Plus package only allows one device, which was a non-starter for me needing both my phone and laptop to be online. I'm unfortunately not able to just live off the grid for almost three weeks and need to periodically check in with my clients.
2. The wine selection is way better with Premium vs Plus. As a wine drinker, the upgrade was 100% worth it.
3. Two free speciality dining meals are included, which was clutch on our 2-week cruise to break up the repetition of the main dining rotation.
4. Unlimited premium desserts and ice creams - a nice perk for those with a sweet tooth.

Basically, Premium removed almost any need to think about or worry over costs on board. For $80 per day, the premium drinks, speciality dining, better wines, desserts and internet made it an easy choice for our group's needs.
And for those wondering about the 15 drink per day limit (since there's almost a weekly post asking about it) - it was never an issue for me. I'm a scrotch drinker and to get a decent pour, you basically have to order a double. Even drinking doubles, I never got to 15 drinks/day. This even includes sea days where we'd typically have a mimosa or two with breakfast, a few cocktails/beers at the pool, an cocktail or two before dinner and then wine at dinner.

Staff & Service

I can't say enough about how incredible and friendly the service was across the board on the Sun Princess. Our room steward, waiters, bartenders - everyone went so above and beyond daily, it really elevated the experience. I'm always amazed how they remember everyone's names.
However, we did notice a clear slip in the quality of service in the second week compared to the first, likely due to a crew changeover partway through our sailing. Simple things like forgetting drink orders or getting meals wrong became more frequent from our new set of MDR servers.

Suites & Staterooms

We originally booked a balcony room. When the bid offer came in I followed some old advice and just placed bids on upgrades because "you don't have to take the offer if you don't like it." Well guess what, that's not the case anymore. My offer was accepted and we automatically became the proud recipients of a Reserve Mini-Suite for an additional $500. In hindsight, I'm glad it worked out. The room has noticably more space than a standard balcony room. These mini-suites are spacious, basically a separate living room and bedroom divided by a curtain you can close off. Having two TVs and an extra closet was great.
As mini-suite guests we also received a nice amenity of free premium wines in our room - on the second week they even topped us up with two more complementary bottles! I guess each week is looked at as a new sailing -- so you get two more bottles! Some older posts complained about the wine quality. It looks like it's been upgraded because we received a Pinot Noir and Chard from La Crema. Being California wine people, La Crema works great for us. If you can swing it, I'd highly recommend going for a mini-suite over a regular balcony.
That being said, I'd avoid the "Cabana" balcony suites. The layout is really bizarre and in my opinion a downgrade. When you walk out onto your balcony, it's not really a balcony. There's another area in front of your balcony that connects a few other cabana suites. The idea is that a few rooms share a private balcony with jacuzzi. However, it also means that walking out onto your balcony doesn't give you a private ocean view because there's this 20-30 feet of additional patio in front of you and everyone above you just looks down into your balcony area.

Dining Highs & Lows

Main Dining Rooms

It can be confusing because there are three floors (Decks 6, 7 and 8). We reserved dining in the MDR prior to the trip via the app for the first few days just so we knew there was a guaranteed place to eat. On night one, the dining room manager introduced himself to us and said he went ahead and booked our table for us every night of the trip. If we didn't show, it was fine.
Food quality in the main dining rooms (MDRs) was consistently good across breakfast and dinner. On port days, it's an "express breakfast" which just means a shorter list of options. Nothing mind-blowing, but solid and tasty. My biggest gripe here is the operating hours. On sea days, the MDR closes for breakfast at 9:00am. You basically have to choose between sleeping in a little, hitting the gym, or getting a decent breakfast.
Pro-Tip: Biggest breakfast tip is stay away from the scrammbled eggs -- they're gross. We figured out that the scrambled eggs come from a bag. If you want real, cracked eggs, either get an omelett or over easy/medium/hard/etc.

Reserve Suite Dining Access

The Reserve mini-suite gives you access to the Reserve Restaurant. It's a little bit more elevated of a dining experience and reservations aren't needed -- you just show up. We dined her a few times and it did feel more elevated. Unlike the MDR, the server in the Reserve Restaurant feels more personal because they're handling smaller groups.

Lido Deck

For more casual fare, the Lido deck had some surprises like an awesome made-to-order salad bar station that became my go-to for healthier meals between all the indulgent dining. The burger grill, taco station and pizza areas were pretty standard, but that salad bar slapped.

Lackluster Buffet

On the flip side, The Eatery buffet left a lot to be desired. Despite different themed stations, the quality was mid at best. We largely avoided eating at the buffet outside of quick breakfast grabs. The Eatery closes for breakfast around 10:00 AM. At which point if you move further into the ship, the restaurants that are normall Catch and Butcherblock become a buffet extension that's opened later -- it's kind of funky.
The layout of the buffet is weird and leaves people wondering if they're cutting in line especially when you go to the extended buffet at Catch/Butcherblock.
What's odd to me is you can go grab a million cheese plates, fruit plates or hummus/veggie plates at the buffet. But if you order those things through the Medallion app, it's not "complimentary." You have to pay like $4.99-$5.99 for those items. We still can't figure out why it costs $5 to order a tiny cheese plate but ordering a cheeseburger is free.

Specialty Dining Winners

We used our two speciality dining credits at Crown Grill and Butcher's Block. I was a little worried because I had read mixed reviews on here about both of these restaurants. However, both meals were really good and before you come at me, I'm a foodie guy -- I'd tell you if they sucked.
We chose Crown for my parent's anniversay dinner. The service was awesome and they made us all feel really special. The setup here is like a steakhouse, where you order your beef and then the sides are a la carte family style. We had a group of seven -- the manager just said "we'll bring you out all the sides, enough for your whole party" which was great.
The next week, we hit up Butcher's Block by Dario. I've never left a meal more full on a cruise ship than at this place. It's family style dining and they just bring out everything for you -- almost like a brazilian barbecue place. We started with a bread appetizer and a glass of wine while you wait for them to get the dining room setup. Then there's more bread on the table + veggies. Then the food starts coming out: beef tartar; beef carpaccio; etc. The main event is the massive tomahawks and porterhouse steaks they carve up tableside. They'll just keep putting beef on your plate until you beg them to stop. Finally, there's desert and a grappa digestif.
Both restaurants were great experiences and a very welcomed change from the MDR after a week of repetition. The food, service and overall vibe were a noticeable step up.

Spellbound

We also splurged one night for the Spellbound immersive magic/dinner experience and it was easily a cruise highlight despite the $150/pp price tag. After an elevated multi-course meal, you get ushered by a guy in a top hat into an exclusive hidden club. While waiting for the magic show, you hang out in their bar which is reminiscent of the Dinseyland Haunted Mansion. While enjoying your drink, there's a magician perorming more intement magic for everyone at the bar. Once they're ready for the show, you're brought into the room where the actual magic show takes place. Afterwards, you're welcome to hang out in the Spellbound bar and continue drinking.
If you're from LA, you probably know about the Magic Castle in Hollywood. Spellbound is an extension of the Magic Castle. Just like with the Magic Castle, you show up in formal wear. This means a coat and tie for the men and an evening gown/dress for the woman.
Overall, we really enjoyed it.

Room Service

This was hit or miss for us. You fill out the paper door hangar and place it on your doorknob before heading to bed. Then you hope and pray that it will actually arrive -- which in two of our instances, it never did. Your options are also super limited. You also may or may not receive what you actually ordered. With coffee for instance, you have a choice of ordering it to-go (paper cup) or stay (actual coffe cup). We always seemed to get the opposite of what we ordered to the point where it became a running joke for us.

International Cafe

This became our goto for a lot of things: coffee, snacks, quick breakfast food (pastries, coffee cake, avodcado toast, Egg McMuffins). Werid fact though: if you order the Egg McMuffin through the app, it comes as an egg patty just like McDonalds and with cheese. When you get the one at International Cafe, it's just an over easy egg and no cheese. Why they can't just be the same is odd.

Night Owl Needs

My main dining gripe was the lack of solid late night food options for us night owls. The Eatery buffet closed at an absurd 10:30pm, leaving only spotty room service or mobile ordering as the choices if you worked up an appetite after evening activities. More robust late-night casual dining would be appreciated.

Bars & Alcohol

Overall, great selection of cocktails. All of the bars have their own little theme and different menus. The ladies I was with were consitently impressed at the quality and thought of the cocktails at each bar. They were also super impressed with the quality of the glassware being used. I must admit, everything from the rocks glasses to the martini glasses really were beautiful.
If you just want straight spirits, you have to order a double to get a normal pour (they're actually measuring out the pours). That being said, with either Plus or Premium, you'll get a good selection of top quality booze.
You gotta try really hard to hit the 15-drink max. Some days I had drinks at breakfast, during the day, lunch, before dinner, during dinner and after dinner. I never hit my max.
One thing that impressed me was staff actually being concerned about drink quality. We were having drinks at one of the bars on the Lido deck. The supervisor was upset with the bartenders because they ran out of premium liquor and hadn't requested more. He made sure to remind them that when someone orders a premium drink they get a premium liquor -- no exceptions.
You also must checkout the Good Spirits bar. There's a few times throughout the night where you watch a live cocktail demonstration. The bartenders at GS are so fun and playful -- really makes for a great vibe.

Amenities - Hits & Misses

The gym facilities on board were a bit of a disappointment, especially for a new ship. While they had a nice assortment of cardio machines, the actual weight room was laughably small with only a few pieces of strength equipment that were always monopolized. Not a deal-breaker, but an area that could be improved.
The pool areas were nicely spread out across different sections of the Lido deck. On sailing days, there was typically a band, the DJ and then a random movie on the jumbotron. The random blasting of action movies at 3pm really ruined the pool vibe and it's typically when the deck would thin out. One minute you're relaxing in the jacuzzi, the next an action movie with explosions is shaking the pool area. It made no sense and seemed tailored for a much younger crowd despite this sailing's passengers being mostly older adults.

Technology & Support

In addition to the Medallion app, the overall internet speeds on board were fast and reliable enough for me to easily stay connected for basic work needs.
The technology support via the app's live chat feature, however, was utterly useless. Any time we had issues properly being charged for drink packages or had to modify reservations, the live chat was a time-wasting nightmare. You're clearly just talking to an outsourced rep with zero actual knowledge of Princess' systems or operations. Your best bet is to go in-person to the guest services desk.

Other Notes & Quibbles

• Dress codes weren't enforced at all. We did the whole suite/gown routine for formal nights only to see plenty of people still rocking jeans and t-shirts in the MDR. Same lack of enforcement for the "formal attire required" Spellbound event. Either lose the formal nights or enforce them.
• Our drink package tallies often had errors, with our group's drinks randomly getting combined onto one person's account. Always double check and ask for corrections.
• The "Cabana" balcony suite layout is bizarre - your balcony is just a shared landing in front of other suites, rather than a private space. We avoided these after hearing the lack of privacy.

In the ’80s, the spy agency investigated the "Gateway Experience" technique to alter consciousness and ultimately escape spacetime.
The intrigue revolves around a classified 1983 CIA report on a technique called the Gateway Experience, which is a training system designed to focus brainwave output to alter consciousness and ultimately escape the restrictions of time and space.
The CIA was interested in all sorts of psychic research at the time, including the theory of applications of remote viewing, which is when someone views real events with only the power of their mind. The documents have since been declassified and are available to view.
This is a comprehensive excavation of The Gateway Process report. The first section provides a timeline of the key historical developments that led to the CIA’s investigation and subsequent experimentations. The second section is a review of The Gateway Process report. It opens with a wall of theoretical context, on the other side of which lies enough understanding to begin to grasp the principles underlying the Gateway Experience training. The last section outlines the Gateway technique itself and the steps that go into achieving spacetime transcendence.
Let’s go.
THE TIMELINE
• 1950s - Robert Monroe, a radio broadcasting executive, begins producing evidence that specific sound patterns have identifiable effects on human capabilities. These include alertness, sleepiness, and expanded states of consciousness.
• 1956 - Monroe forms an R&D division inside his radio program production corporation RAM Enterprises. The goal is to study sound’s effect on human consciousness. He was obsessed with “Sleep-Learning," or hypnopedia, which exposes sleepers to sound recordings to boost memory of previously learned information.
• 1958 - While experimenting with Sleep-Learning, Monroe discovers an unusual phenomenon. He describes it as sensations of paralysis and vibration accompanied by bright light. It allegedly happens nine times over the proceeding six weeks, and culminates in an out-of-body experience (OBE).
• 1962 - RAM Enterprises moves to Virginia, and renames itself Monroe Industries. It becomes active in radio station ownership, cable television, and later in the production and sale of audio cassettes. These cassettes contain applied learnings from the corporate research program, which is renamed The Monroe Institute.
• 1971 - Monroe publishes Journeys Out of the Body, a book that is credited with popularizing the term “out-of-body experience.”
• 1972 - A classified report circulates in the U.S. military and intelligence communities. It claims that the Soviet Union is pouring money into research involving ESP and psychokinesis for espionage purposes.
• 1975 - Monroe registers the first of several patents concerning audio techniques designed to stimulate brain functions until the left and right hemispheres become synchronized. Monroe dubs the state "Hemi-Sync" (hemispheric synchronization), and claims it could be used to promote mental well-being or to trigger an altered state of consciousness.
• 1978 to 1984 - Army veteran Joseph McMoneagle contributes to 450 remote viewing missions under Project Stargate. He is known as “Remote View No. 1”.
• June 9th, 1983 - The CIA report "Analysis and Assessment of The Gateway Process" is produced. It provides a scientific framework for understanding and expanding human consciousness, out-of-body experiments, and other altered states of mind.
• 1989 - Remote viewer Angela Dellafiora Ford helps track down a former customs agent who has gone on the run. She pinpoints his location as “Lowell, Wyoming”. U.S. Customs apprehend him 100 miles west of a Wyoming town called Lovell.
• 2003 - The CIA approves declassification of the Gateway Process report.
• 2017 - The CIA declassifies 12 million pages of records revealing previously unknown details about the program, which would eventually become known as Project Stargate.
THE REPORT
Personnel
The author of The Gateway Process report is Lieutenant Colonel Wayne M. McDonnell, hereon referred to simply as Wayne. There isn’t a tremendous amount of information available on the man, nor any photographs. In 1983, Wayne was tasked by the Commander of the U.S. Army Operational Group with figuring out how The Gateway Experience, astral projection and out-of-body experiences work. Wayne partnered with a bunch of different folks to produce the report, most notably Itzhak Bentov, a very Googleable American-Israeli scientist who helped pioneer the biomedical engineering industry.
A scientific approach
From the outset of the report, Wayne states his intent to employ an objective scientific method in order to understand the Gateway process. The various scientific avenues he takes include:
• A biomedical inquiry to understand the physical aspects of the process.
• Information on quantum mechanics to describe the nature and functioning of human consciousness.
• Theoretical physics to explain the time-space dimension and means by which expanded human consciousness transcends it.
• Classical physics to bring the whole phenomenon of out-of-body states into the language of physical science (and remove the stigma of an occult connotation).
Methodological frames of reference
Before diving into the Gateway Experience, Wayne develops a frame of reference by dissecting three discrete consciousness-altering methodologies. He’s basically saying, there’s no way you’re going to get through The Gateway without a solid grounding in the brain-altering techniques that came before it.
1) He begins with hypnosis. The language is extremely dense, but the basic gist is as follows: the left side of the brain screens incoming stimuli, categorizing, assessing and assigning meaning to everything through self-cognitive, verbal, and linear reasoning. The left hemisphere then dishes the carefully prepared data to the non-critical, holistic, pattern-oriented right hemisphere, which accepts everything without question. Hypnosis works by putting the left side to sleep, or at least distracting it long enough to allow incoming data direct, unchallenged entry to the right hemisphere. There, stimuli can reach the sensor and motor cortices of the right brain, which corresponds to points in the body. Suggestions then can send electrical signals from the brain to certain parts of the body. Directing these signals appropriately, according to the report, can elicit reactions ranging from left leg numbness to feelings of happiness. Same goes for increased powers of concentration.
2) Wayne continues with a snapshot of transcendental meditation. He distinguishes it from hypnotism. Through concentration the subject draws energy up the spinal cord, resulting in acoustical waves that run through the cerebral ventricles, to the right hemisphere, where they stimulate the cerebral cortex, run along the homunculus and then to the body. The waves are the altered rhythm of heart sounds, which create sympathetic vibrations in the walls of the fluid-filled cavities of the brain’s ventricles. He observed that the symptoms begin in the left side of the body, confirming the right brain’s complicity. Bentov also states that the same effect might be achieved by prolonged exposure to 4 - 7 Hertz/second acoustical vibrations. He suggests standing by an air conditioning duct might also do the trick. (David’s Lynch and other celebrities are committed adherents to transcendental meditation today.)
3) Biofeedback, on the other hand, uses the left hemisphere to gain access to the right brain’s lower cerebral, motor, and sensory cortices. Whereas hypnosis suppresses one side of the brain, and TM bypasses that side altogether, biofeedback teaches the left hemisphere to visualize the desired result, recognize the feelings associated with right hemisphere access, and ultimately achieve the result again. With repetition, the left brain can reliably key into the right brain, and strengthen the pathways so that it can be accessed during a conscious demand mode. A digital thermometer is subsequently placed on a target part of the body. When its temperature increases, objective affirmation is recognized and the state is reinforced. Achieving biofeedback can block pain, enhance feeling, and even suppress tumors, according to the report.
The Gateway mechanics
With that, Wayne takes a first stab at the Gateway process. He classifies it as a “training system designed to bring enhanced strength, focus and coherence to the amplitude and frequency of brainwave output between the left and right hemispheres so as to alter consciousness.”
What distinguishes the Gateway process from hypnosis, TM, and biofeedback, is that it requires achieving a state of consciousness in which the electrical brain patterns of both hemispheres are equal in amplitude and frequency. This is called Hemi-Sync. Lamentably, and perhaps conveniently, we cannot as humans achieve this state on our own. The audio techniques developed by Bob Monroe and his Institute (which are comprised as a series of tapes). claim to induce and sustain Hemi-Sync.
Wayne employs the analogy of a lamp versus a laser. Left to its own devices the human mind expends energy like a lamp, in a chaotic and incoherent way, achieving lots of diffusion but relatively little depth. Under Hemi-Sync though, the mind produces a “disciplined stream of light.” So, once the frequency and amplitude of the brain are rendered coherent it can then synchronize with the rarified energy levels of the universe. With this connection intact, the brain begins to receive symbols and display astonishing flashes of holistic intuition.
The Hemi-Sync technique takes advantage of a Frequency Following Response (FFR). It works like this: an external frequency emulating a recognized one will cause the brain to mimic it. So if a subject hears a frequency at the Theta level, it will shift from its resting Beta level. To achieve these unnatural levels, Hemi-Sync puts a single frequency in the left ear and a contrasting frequency in the right. The brain then experiences the Delta frequency, also known as the beat frequency. It’s more familiarly referred to these days as binaural beats. With the FFR and beat frequency phenomena firmly in place, The Gateway Process introduces a series of frequencies at marginally audible, subliminal levels. With the left brain relaxed and the body in a virtual sleep state, the conditions are ideal to promote brainwave outputs of higher and higher amplitude and frequency. Alongside subliminal suggestions from Bob Monroe (naturally), the subject can then alter their consciousness.
The Gateway system only works when the audio, which is introduced through headphones, is accompanied by a physical quietude comparable to other forms of meditation. This increases the subject’s internal resonance to the body’s sound frequencies, for example the heart. This eliminates the “bifurcation echo”, in which the heartbeat moves up and down the body seven times a second. By placing the body in a sleep-like state, The Gateway CD’s, like meditation, lessen the force and frequency of the heartbeat pushing blood into the aorta. The result is a rhythmic sine wave that in turn amplifies the sound volume of the heart three times. This then amplifies the frequency of brainwave output. The film surrounding the brain—the dura—and fluid between that film and the skull, eventually begin to move up and down, by .0005 and .010 millimeters.
The body, based on its own micro-motions, then functions as a tuned vibrational system. The report claims that the entire body eventually transfers energy at between 6.8 and 7.5 Hertz, which matches Earth’s own energy (7 - 7.5 Hertz). The resulting wavelengths are long, about 40,000 kilometers, which also happens to be the perimeter of the planet. According to Bentov, the signal can move around the world’s electrostatic field in 1/7th of a second.
To recap, the Gateway Process goes like this:
• Induced state of calm
• Blood pressure lowers
• Circulatory system, skeleton and other organ systems begin to vibrate at 7 - 7.5 cycles per second
• Increased resonance is achieved
• The resulting sound waves matches the electrostatic field of the earth
• The body and earth and other similarly tuned minds become a single energy continuum.
We’ve gotten slightly ahead of ourselves here though. Back to the drawing board.
A psycho-quantum level deeper
Wayne then turns to the very nature of matter and energy. More materially (or less if you will), solid matter in the strict construction of the term, he explains, doesn’t exist. The atomic structure is composed of oscillating energy grids surrounded by other oscillating energy grids at tremendous speeds. These oscillation rates vary—the nucleus of an atom vibrates at 10 to the power of 22, a molecule vibrates at 10 to the power of 9, a human cell vibrates at 10 to the power of 3. The point is that the entire universe is one complex system of energy fields. States of matter in this conception then are merely variations in the state of energy.
The result of all these moving energies, bouncing off of energy at rest, projects a 3D mode, a pattern, called a hologram, A.K.A our reality as we experience it. It's best to think of it as a 3D photograph. There’s a whole rabbit hole to go down here. Suffice it to say, the hologram that is our experience is incredibly good at depicting and recording all the various energies bouncing around creating matter. So good, in fact, that we buy into it hook, line, and sinker, going so far as to call it our "life."
Consciousness then can be envisaged as a 3D grid system superimposed over all energy patterns, Wayne writes. Using mathematics, each plane of the grid system can then reduce the data to a 2D form. Our binary (go/no go) minds can then process the data and compare it to other historical data saved in our memory. Our reality is then formed by comparisons. The right hemisphere of the brain acts as the primary matrix or receptor for this holographic input. The left hemisphere then compares it to other data, reducing it to its 2D form.
In keeping with our species' commitment to exceptionalism, as far as we know humans are uniquely capable of achieving this level of consciousness. Simply, humans not only know, but we know that we know. This bestows upon us the ability to duplicate aspects of our own hologram, project them out, perceive that projection, run it through a comparison with our own memory of the hologram, measure the differences using 3D geometry, then run it through our binary system to yield verbal cognition of the self.
The click-out phase
Wayne then shows his cards as a true punisher, issuing, "Up to this point our discussion of the Gateway process has been relatively simple and easy to follow. Now the fun begins." Shots fired, Wayne. What he's preparing the commander reading this heady report for is the reveal—how we can use the Gateway to transcend the dimension of spacetime.
Time is a measurement of energy or force in motion; it is a measurement of change. This is really important. For energy to be classified as in motion, it must be confined within a vibratory pattern that can contain its motion, keeping it still. Energy not contained like this is boundary-less, and moves without limit or dimension, to infinity. This disqualifies boundary-less energy from the dimension of time because it has no rate of change. Energy in infinity, also called "the absolute state," is completely at rest because nothing is accelerating or decelerating it—again, no change. It therefore does not contribute to our hologram, our physical experience. We cannot perceive it.
Now back to frequencies. Wave oscillation occurs because a wave is bouncing between two rigid points of rest. It's like a game of electromagnetic hot potato (the potato being the wave and the participants' hands being the boundaries of the wave). Without these limits, there would be no oscillation. When a wave hits one of those points of rest, just for a very brief instant, it "clicks out" of spacetime and joins infinity. For this to occur, the speed of the oscillation has to drop below 10 the power of -33 centimeters per second. For a moment, the wave enters into a new world. The potato simply disappears into a dimension we cannot perceive.
Theoretically speaking, if the human consciousness wave pattern reaches a high enough frequency, the “click-outs” can reach continuity. Put another way, if the frequency of human consciousness can dip below 10 to the power of 33 centimeters per second but above a state of total rest, it can transcend spacetime. The Gateway experience and associated Hemi-Sync technique is designed for humans to achieve this state and establish a coherent pattern of perception in the newly realized dimensions.
Passport to the hologram
In theory, we can achieve the above at any time. The entire process though is helped along if we can separate the consciousness from our body. It’s like an existential running head start where the click-out of a consciousness already separated from its body starts much closer to, and has more time to dialogue with, other dimensions.
This is where things get a little slippery; hold on as best you can. The universe is in on the whole hologram thing, too, Wayne writes. This super hologram is called a "torus" because it takes the shape of a fuck-off massive self-contained spiral. Like this:
Give yourself a moment to let the above motion sink in...
This pattern of the universe conspicuously mirrors the patterns of electrons around the nucleus of an atom. Galaxies north of our own are moving away from us faster than the galaxies to the south; galaxies to the east and west of us are more distant. The energy that produced the matter that makes up the universe we presently enjoy, will turn back in on itself eventually. Its trajectory is ovoid, also known as the cosmic egg. As it curls back on itself it enters a black hole, goes through a densely packed energy nucleus then gets spat out the other side of a white hole and begins the process again. Springtime in the cosmos, baby!
And that is the context in which the Gateway Experience sits.
[Deep breaths.]
THE TECHNIQUE
The following is an outline of the key steps to reach focus levels necessary to defy the spacetime dimension. This is an involved and lengthy process best attempted in controlled settings. If you’re in a rush, you can apparently listen to enough Monroe Institute Gateway Tapes in 7 days to get there.
The Energy Conversion Box: The Gateway Process begins by teaching the subject to isolate any extraneous concerns using a visualization process called “the energy conversion box.”
Resonant Humming: The individual is introduced to resonant humming. Through the utterance of a protracted single tone, alongside a chorus on the tapes, the mind and body achieve a state of resonance.
The Gateway Affirmation: The participant is exposed to something close to a mantra called The Gateway Affirmation. They must repeat to themselves variations of, “I am merely a physical body and deeply desire to expand my consciousness.”
Hemi-Sync: The individual is finally exposed to the Hemi-Sync sound frequencies, and encouraged to develop a relationship with the feelings that emerge.
Additional Noise: Physical relaxation techniques are practiced while the Hemi-Sync frequencies are expanded to include “pink and white” noise. This puts the body in a state of virtual sleep, while calming the left hemisphere and raising the attentiveness of the right hemisphere.
The Energy Balloon: The individual is then encouraged to visualize the creation of an “energy balloon” beginning at the top of the head, extending down in all directions to the feet then back up again. There are a few reasons for this, the main one being that this balloon will provide protection against conscious entities possessing lower energy levels that he or she may encounter when in the out-of-body state.
Focus 12: The practitioner can consistently achieve sufficient expanded awareness to begin interacting with dimensions beyond their physical reality. To achieve this state requires conscious efforts and more “pink and white noise” from the sound stream.
Tools: Once Focus 12 is achieved, the subject can then employ a series of tools to obtain feedback from alternate dimensions.
Problem Solving: The individual identifies fundamental problems, fills their expanded awareness with them, and then projects them out into the universe. These can include personal difficulties, as well as technical or practical problems.
Patterning: Consciousness is used to achieve desired objectives in the physical, emotional, or intellectual sphere.
Color Breathing: A healing technique that revitalizes the body’s energy flows by imagining colors in a particularly vivid manner.
Energy Bar Tool: This technique involves imagining a small intensely pulsating dot of light that the participant charges up. He or she then uses the sparkling, vibrating cylinder of energy (formerly known as the dot) to channel forces from the universe to heal and revitalize the body.
Remote Viewing: A follow-on technique of the Energy Bar Tool where the dot is turned into a whirling vortex through which the individual sends their imagination in search of illuminating insights.
Living Body Map: A more organized use of the energy bar in which streams of different colors flow from the dot on to correspondingly-colored bodily systems.
Seven days of training have now occurred. Approximately 5 percent of participants get to this next level, according to the report.
Focus 15 - Travel Into the Past: Additional sound on the Hemi-Sync tapes includes more of the same, plus some subliminal suggestions to further expand the consciousness. The instructions are highly symbolic: time is a huge wheel, in which different spokes give access to the participant’s past.
Focus 21 - The Future: This is the last and most advanced state. Like Focus 15, this is a movement out of spacetime into the future.
Out-of-Body Movement: Only one tape of the many is devoted to out-of-body movement. This tape is devoted to facilitating an out-of-body state when the participant’s brain wave patterns and energy levels reach harmony with the surrounding electromagnetic environment. According to Bob Monroe, the participant has to be exposed to Beta signals of around 2877.3 cycles per second.
CONCLUSIONS
Wayne expresses concern about the fidelity of information brought back from out-of-body states using the Gateway technique. Practical applications are of particular concern because of the potential for “information distortion.”
The Monroe Institute also ran into a bunch of issues in which they had individuals travel from the West to the East Coast of the U.S. to read a series of numbers off of a computer screen. They never got them exactly right. Wayne chalks this up to the trouble of differentiating between physical entities and extra-time-space dimensions when in the out-of-body state.
Wayne swings back to support mode though, lending credence to the physics foundation of the report. He cites multiple belief systems that have established identical findings. These include the Tibetan Shoug, the Hindu heaven of Indra, the Hebrew mystical philosophy, and the Christian concept of the Trinity. Here he seems more interested in hammering home the theoretical underpinnings that make The Gateway Experience possible, rather than the practical possibilities promised by The Gateway Tapes.
Possibly with his CIA top brass audience in mind, Wayne then gives an A-type nod to The Gateway Experience for providing a faster, more efficient, less subservient, energy-saving route to expanded consciousness. This finishes with a series of recommendations to the CIA for how to exploit Gateway’s potential for national defense purposes.
The missing page
One curious feature of The Gateway Report is that it seems to be missing page 25. It’s a real cliffhanger too. The bottom of page 24 reads “And, the eternal thought or concept of self which results from this self-consciousness serves the,” The report picks back up on page 26 and 3 sections later as if Wayne hadn’t just revealed the very secret of existence.
The gap has not gone unnoticed. There's a Change.org petition requesting its release. Multiple Freedom of Information Act requests have demanded the same. In all cases, the CIA has said they never had the page to begin with. Here’s a 2019 response from Mark Lilly, the CIA’s Information and Privacy Coordinator, to one Bailey Stoner regarding these records:
One theory goes that that rascal Wayne M.-fricking-McDonnell left the page out on purpose. The theory contends that it was a litmus test—if anyone truly defies time-space dimensions, they’ll certainly be able to locate page 25.
[Cosmic shrug.]
Writing Credit Vice
​
CIA Declassified Report– The Gateway Experience
Here is a copy of the Missing Page 25
There will be a Gateway Help Post following within the next couple days. Thought you might be interested in a little history in the meantime. Cheers!

Looking basically for a card to use for a few larger upfront purchases that I may need to pay off over the first few months, so a 0% intro rate and ideally a nice SUB for say an estimated $1000 purchases over a couple months, likely used mainly for hotel stays and food/gas while on the road.
CREDIT PROFILE Current credit cards you are the primary account holder of: - Aadvantage Aviator Red Mastercard- $13,350 limit, opened 1/2014 - Blue from American Express- $5,600 limit, opened - Amazon Prime Visa (Chase)- $2,400 limit, opened - Chase Freedom- $3,300 limit, opened

• FICO Scores with source: Experian 815, Trans Union 793
  
  • Oldest credit card account age with you as primary name on the account: Chase Freedom 2006
• Number of personal credit cards approved for in the past 6 months: 0/0
  
  • Number of personal credit cards approved for in the past 12 months: 0/0
  • Number of personal credit cards approved for in the past 24 months: 0/0
  • Annual income $: 60K, though this could change slightly (possibly going down) with an upcoming move and trying to change fields
  CATEGORIES - Dining: ~$100 (high estimate) - Groceries: ~$ 500 (high estimate) - Gas: ~$75 (high estimate) - Travel: ~$300 hotels (one time occurrence during move), ~$300 airlines (not even sure if this will happen any time remotely soon) - Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: no - Any other categories (examples: phone/internet, insurance) or stores (example: Amazon) with significant, regular credit card spend (the more you specify, the better): currently health related costs $400/mth - Any other significant, regular credit card spend you didn't include above?: no - Can you pay rent by credit card? If yes, list rent amount and if there's a fee for paying by credit card: no
  

MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply) PURPOSE - OK with category-specific cards?: No - OK with rotating category cards?: No
● * Estimate average monthly spend in the categories below. Only include what you can pay by credit card. - Current member of Amazon Prime?: 16.23/mth but that goes on my amazon card - $11.85 for spotify & hulu bundle - Are you open to Business Cards?: no
● * What's the purpose of your next card (choose ONE)?: (first credit card, balance transfer, saving money, travel rewards) - mostly travel rewards/emergency card - If you answered "travel rewards", do you have a preferred airline and/or hotel chain? I have an american airlines card, so I typically use that, no preferred hotel chains other than more budget friendly brands ● * Do you have any cards you've been looking at? - Credit Karma recommended and stated I have good odds for Discover It Cash Back, Capital One VentureOne Rewards, Apple Card. Mostly looking for 0% intro rate for ideally 15 months and no AF

Hello,
I deposited money and made some money on Thrive Fantasy. I requested payout for the amount in my account and have now not been paid since the start of January. I recieved one email back from their “withdrawl team” in February asking for additional info. I provided it and have got nothing since. Their terms and conditions state that it should take 2-7 days to withdraw.
I am considering what options I have as I am unable to contact them and multiple other people are reporting issues with payouts. Should I chargeback my credit card? Take them to small claims court? Wait?

Hi all!
Full disclosure, I do not know much about credit cards. I currently in bankruptcy law, so I have heard a few of the buzz words, but I am a novice. Also, this is one of my first Reddit posts, so if I make an error that professional Redditors frown upon, I apologize.
I am interested to learn what y’all think the best credit card is for someone who just graduated from college (finished my last final today!!) and is going on to law school. I currently have one small credit card that is tied to my parents with a 5k limit for every day use/emergencies. I only really put things like food, shopping, personal care, my gym membership, gas, etc. and pay it off at the end of the month. I nearly never get to even half of the limit.
However, this card has zero benefits to it. There are no rewards, no perks, nothing. It is through the local credit union back home that we do some banking through.
I am interested in getting my own credit card (time to be a man and grow up). However, I figured if I am gong to be borrowing all of this money to go to law school, I might as well make it work for me and get some perks and benefits for it. Essentially, I would use this new card the same way as my credit union card. My goal being to get some sort of benefit from the card. Thoughts?
EDIT: I am a current authorized user on the credit card. It is seen as my credit card. My parents are on it because I was a minor when it was opened.
TEMPLATE Current cards: (list cards, limits, opening date) • Local credit union, $5,000 limit, October 2016
FICO Score: • ~740
Oldest account age: • 7 years, 7 months
Chase 5/24 status: • 0/24
Income: • Internship: 20k (end in August); 21k in grad plus loans to supplement income once law school starts • Gift from parents: 12k ($1000 / mo)
Average monthly spend and categories: • Rent: $1,300 (will start in June) • Utilities/streaming: ~$200 (anticipated) • Gas: $120 • Groceries: $300 • Dining/going out: $250 • Gym: $60 • Shopping: $150
Open to Business Cards: e.g. • No
What's the purpose of your next card? • Cashback, perks
Do you have any cards you've been looking at? • Apple Credit Card - I get the offer emails every month. Looked into it last month. Unsure if it is good. • I have not seriously looked into it or researched any cards
Are you OK with category spending or do you want general spending card? • Ok with a little. Do not want to get too crazy with my first real experience with credit cards
Thanks!