Letter of default on lease

Wake up, Dickheads! It's time for Faust!

2012.04.05 16:54 Wake up, Dickheads! It's time for Faust!

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2011.03.30 16:39 HotDinnerBatman Unsent Letters

A place for the letter you never sent.
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2016.05.03 00:32 tacobellscannon AskOuija: Get your answers one letter at a time

AskReddit, Ouija-style.
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2024.05.15 08:35 zoesamantha 'As Of' Date Change - First Movement Since Late Feb - ?

I don't really want to repeat everything again, so if you want the most detail, go see my prior posts. But basically:
-Filed 1/2 & accepted 1/16 -After PATH lifted got 570 -Called around then, was told 45 day hold from date next to 570 - 2/26; 45 day hold was up 4/11, nothing happened -No change on transcripts since late February -Only had 570, no 971, no letter, no notifications, all other good codes including CTC and EIC -Refund is on account as negative balance and income correctly posted to SSA - 570 literally just seems to be freezing my refund release -Last week I called IRS again and had a 60 day referral (4442) put in for a phone call, was told 'still in review' but nothing more
Now, tonight, I check after midnight and my 'as of' has changed from 3/11 to 6/3. This is the first change I've seen since late February. I've read probably every single post in this Reddit over the last couple months, and I've generally seen that the 'as of' date generally doesn't mean a lot. BUT, this is my first change in over 75 days. There's two of you here that really seem to know what you're talking about, so can y'all maybe shed some insight, puh-lease? I'm assuming it means there's some slight movement in processing? I don't want to get overly excited but it's been a LONG time since I've seen ANY movement.
TIA! 🫶
submitted by zoesamantha to IRS [link] [comments]


2024.05.15 08:25 sajjadpirani N9 Form due to Rejection of Reassignment of Lease

Hi, kind of confused right now so thought I would ask over here and see what I can do and what they can do against me in this situation. 
I’m currently living in a property that is on its way to be demolished so no future staying here, I want to establish a home so I contacted management that I wanted to reassign the lease and that I would help them find someone; they said nope can’t do it. Seeing how the N9 form said that if they reject the assignment of the lease, I can terminate.
They said they “reject the N9, but now we will let you reassign”.
Just got sent a termination letter saying “move out confirmed but you’re still on hook for the lease till the end”
What’s this mean what can I do?
submitted by sajjadpirani to legaladvicecanada [link] [comments]


2024.05.15 08:11 Pristine-Matter9368 I can't find a doctor (medi-cal: anthem Blue cross)

Hello guys. Please help me. I had a couple questions.
I just missed the income cut off and no longer have my silver 94 PPO. I had this for many years.
Initially they switched me to straight Medi-Cal. My primary care doctor accepted this. I was happy with this as a lot of doctors take this. I talked to the county worker and he said I can keep straight medi-cal.
One day I got a letter in the mail saying I have been switched to Athem Blue Cross And they sent me a card. I called the county And they said that I could not keep straight medi-cal and I had to choose a plan and by default this is where they put me.
My problem:
I cannot find a primary care doctor. I called Anthem to ask for a list of primary care doctors in my area. When I look up the doctors in the list I'm given...either they are no longer practicing in the area... Or when I call them they say they don't take Medi-Cal/anthem.

1 how do I find a doctor?

I read online and here on Reddit that the different Medi-Cal plans are essentially the same. Is this true?

2 Should I switch my plan? What should I switch it to?

My other insurance options are Kaiser, Health Net, Molina.
I want a primary care doctor but I don't know what to do.
Please help me. Thank you.
submitted by Pristine-Matter9368 to Sacramento [link] [comments]


2024.05.15 06:02 Choice_Evidence1983 My Parents Tried to Screw Over My Dying Stepmother, Blew Up All Of Our Lives Instead

I am NOT OOP, OOP is u/WholePomegranate5342
Originally posted to TrueOffMyChest
My Parents Tried to Screw Over My Dying StepMother, Blew Up All Of Our Lives Instead
Trigger Warnings: infidelity, imminent death, terminal illness, financial exploitation, physical assault, emotional abuse and manipulation
Original Post: February 13, 2024
Throwaway for obvious reasons.
My (17F) stepmother "Jane" is a wonderful, wonderful woman. She and my father got married when I was 4, and she's been a rock in my life ever since. My mother was always my primary caregiver, but up until that point her relationship with my father was acrimonious and I basically never saw him. Jane was the reason they developed a stable co-parenting relationship, she encouraged everyone having a good relationship with each other and was always there to support me and my mom when things got rough.
Jane was always a really hard worker. When she met my dad, he was living out of a hotel and my mother was doing everything in her power to keep me away from him because she was petty and angry that their relationship didn't work out. Meanwhile Jane had a great job, a nice house, helped my dad get back on his feet, negotiated a visitation schedule with my mom (who hated her for a long time), and made sure my dad sent us money every week because neither one of them could afford an attorney to negotiate child support payments. Jane had no reason to do any of these things but as I got older she made it clear that she loved me as much as she loved my (half) brothers who were born a few years later. I even have my own room in her house because at the time we lived with my grandparents / various boyfriends of my mom and Jane felt that I needed a more stable environment than that. She's like the opposite of the evil stepmom.
When I was 15, Jane won a big lawsuit against an airline company and got awarded upwards of a million dollars. She used the money to build sizable trust funds for me and my brothers so that we would be taken care of later in life. Despite having a lot more money she still wanted to live a fairly modest life, so she paid off the house she has and has been living there ever since with my dad. Sure she bought a new car and they went on a few nice vacations but she didn't blow all her money on stupid things, which I respected.
About a year ago, things started getting really weird. Whenever I saw Jane she seemed to look sicker and sicker, but no one would tell me or my brothers why even though I know they knew. All we knew is that she was at the hospital a lot. Around the same time, my mom has been coming around my dad a lot more and acting really strange, basically like she was trying to romance him. Whenever Jane was in the hospital my mother would insist on spending the night at their house and playing mom to my brothers, which was so weird to me because she never liked them or Jane. She'd be the perfect little housewife and my mom is NOT like that at all. It was super fake.
Worst of all, my dad started falling for it. I'm not stupid - I'm pretty sure they were sleeping together. I tried to shield my brothers from it but they're not dumb either. I tried talking to my dad too but he insisted it wasn't like that.
Then a few weeks ago, my mom started talking about all the places she'd like to visit, how she wanted a new car and was looking to invest... which is weird because my mom has been a bartender her whole life and has lived paycheck to paycheck since before I was born. She was acting like she was about to get a lot of money, which started to make me really suspicious. Between Jane being sick and my mom acting all nouveau riche, I had a lot of questions.
Finally I decided to visit Jane in the hospital and ask her about my trust fund. I found out that if anything happened to her, that my dad would inherit all the money including full control of the trusts for me and my brothers. She asked me why I was so interested in the trust fund so I told her what's going on with my parents and how my mom has been acting with my dad. I didn't want to but after everything she did for me, she deserved the truth. It really hurt me to break her heart like that, especially once I found out that she was basically in hospice at this point because of irreversible kidney failure. She's only got a few more months. We both cried so much.
Then, two days ago everything came to a head. My mom stormed in furious and started arguing with my dad. Apparently Jane met with her lawyer and changed the trust so that my dad would get nothing and all of the trusts would be controlled by my step-aunt. She demanded to know how Jane found out about their relationship and I came out and told them that I told Jane everything. I told them that if they wanted to play stupid games they would win stupid prizes and that I wasn't going to let them screw Jane over after all the help she gave my family when she didn't have to.
My mom slapped me and my dad just looked so defeated. Then my mom told my dad that she didn't really love him, that she was just pretending to so he would marry her and she could get all of the money. The worst part about it is that my brothers witnessed the whole thing and now on top of their mom dying they have to deal with a cheating dad and his vindictive ex. Our whole family is in ruins and I feel like it's my fault even though I know it's not.
Yesterday I visited Jane again and told her about the fallout. She apologized and said that she had to dissolve my trust fund to make sure my mother didn't get a hold of the money, but that as "her oldest" I will inherit the house/property after she is gone and that's worth more than the other two trust funds combined. My father won't get anything because she's going to divorce him before she dies, and honestly I'm happy for her. She made me promise to take care of my brothers and told me that once I turn 18 this summer I can kick my dad out of the house if I want to. And I FULLY plan to do that btw.
I haven't talked to my dad since and I can't even look at my mom. I can't believe they would conspire to do this to Jane after all this time. Just proof that they deserve each other and I'm embarrassed that they're my parents. Once I turn 18 I'm going to cut my dad out as much as I can and cut my mom out completely. I hope she rots. Meanwhile I'm going to try and be at the hospital as much as I can until Jane passes away.
Anyways. I just needed to vent. I'm really messed up about the whole thing and I feel super betrayed, although I can't even begin to imagine how Jane feels. I'm gonna be so f-ed up when she dies. I can't even think about that right now. But at least she's not surrounded by people who just want to bring her down.
Thanks for reading.
Edit: Some people are asking a lot of the same stuff so I'll just clarify here --
My brothers - My plan is to use some of the estate money fight for guardianship for my twin brothers so that they can live in the house while I kick my dad out. If I can't get guardianship then I will have to let my dad stay in the house. However once I turn 18 I will technically be an adult so even if my dad leaves I'm still legally able to be responsible for them. The only thing I won't be able to do is stop him from taking them if he leaves. But they will be 18 in six years so even if they do have to leave they will always be able to come back whenever they want. In a perfect world my dad would just leave and let my brothers stay with me which I'm sure my bio-mom would be very supportive of because right now she hates all of us and I doubt that will change anytime soon.
The trust - from what I understand, my brothers will inherit 1/3 each of the estate and the remaining 1/3 will be used to keep the house running until they turn 18. After that it will be up to me if I want to keep the house or sell it. At that point my brothers will still have money left in the trust so they can branch out or do whatever they want, otherwise I will not sell the house and just pass it on to them or keep it and maintain it myself and they can just stay with me as long as they need to.
(Edit to the edit) So I just spoke to Jane and she told me that the reason she dissolved the trust is because originally it was going to be split 3x between us kids and my dad would inherit the house. She dissolved my 3rd and switched it over to make it to take care of the house maintenance, and instead put the house in my name so my dad wouldn't get it. Plus by doing that at least financially I would be getting a much bigger share (the house is worth about 1.5x the amount of my brothers trusts) I just wouldn't be able to do anything with it until my brothers are 18, which I'm totally cool with. Sorry if I don't have a better answer but I'm just trying to translate what she told me.
My parents - The big fight happened on Sunday and I haven't spoken to either of my parents since, I think they're both at my mom's place right now but that's fine with us because we're all still mad at them so they can stay gone for all we care. I know technically that's not legal to just leave us alone but I've been taking care of my brothers for over a year I can handle a few days while he gets his shit together. Screw both of them.
Hope that clears some stuff up.
TLDR; My bio parents tried to screw my terminally ill stepmother out of trust fund money, but she caught on and now no one on my side of the family gets anything.
Additional Information from OOP on her parents, stepmom’s health, trust funds
OOP: (Why isn't Jane on dialysis) - I don't remember the exact details but Jane has a genetic condition where she gets cysts on her kidney. She already had a transplant a few years ago but now she developed problems with her arteries or something in her legs so she doesn't qualify for dialysis. She could get another transplant but she doesn't want to because the last time was so traumatic (rejections, etc). So she decided to just let herself go onto maintenance medications to prolong her death until she gets her affairs in order. She has a few other health problems that make the typical treatments really dangerous and according to her she'd rather die surrounded by loved ones than on an operating table.
(Dissolving the trust fund) - Jane told me she didn't technically have to do it, but she didn't trust my bio parents not to do something shady and get a hold of the money before I turn 18. Even if my aunt controlled the fund my dad would still be able to collect if something happened to Jane before I turn 18. Her lawyer suggested it's better safe than sorry and I agreed that it was the best option. I'm not an expert tho I don't know the details.
(How my mom knew) - Like I said before I'm pretty sure Jane told my dad, who then told my mom and that's how the argument started. I can't think of any other way and I didn't really care enough to ask.
(Jane's thoughts on my mom) - she didn't know my mom was doing all of that. My mom has her own place and would only come over whenever Jane was in the hospital for a few days at a time. I've been living with my dad for a little over a year so he probably told Jane that my mom was there to spend time with me, if he told her at all. Besides she didn't "move in" until a few months ago, which I guess is when they started hatching their plan. Jane never outright banned my mom from visiting so there really wasn't anything she could do.
Hope that helps.
Edit for the last part: The remainder of the money belonging to the estate that hasn't been put into trusts for my brothers is going to be used to maintain the house (utilities, taxes, etc) until my brothers are 18 and then I can either choose to sell the house or keep it and maintain it myself if I'm able to. I plan to go to school in that time and get a better job with the goal of keeping the house, but if I can't then I have the option to sell it. Not that I will but that's how it was explained to me.
OOP on her stepmom and their relationship, provides thoughts on her bio mom
OOP: Honestly it's because she's more of a "real" mom than my actual mom.
My bio mom is kind of ambiguous about my existence but Jane was always extra involved, sending me to sports teams and paying for dance classes and just showing interest in my hobbies as I got older. Plus as the only girl I think we bonded on a level she can't with my brothers so she always made sure to let me know I was on equal terms with them. When I was younger we would watch movies and have girl time where it was just us 1:1 and those are some of my best memories with her.
Jane is also really mature and someone I wanna be like when I get older whereas it feels like my mom is a teenager in an adult's body. She was constantly picking fights with my dad about dumb things and Jane was always there to smooth things over and keep my best interest at heart over her own feelings. I know my mom made Jane's life really difficult for a long time but Jane never complained or said anything to me about it whereas my mom CONSTANTLY complained about Jane. As I got older I just always felt more at peace when I was around Jane than when I was around my mom.
If you want your step kids to love you just be there for them and treat them like your own. Ignore whatever drama you have with your husbands ex and just love your kids. Trust me if you really care about them they will know.
Relevant Comments
mattdvs1979: My only advice is make sure you work with a lawyer once she passes so you get your inheritance and your parents can’t try to intervene, and then you keep your promise to use that money for you and your brothers’ welfare.
OOP: Oh absolutely, Jane already gave me the lawyer's info and between him and my step-aunt I'm sure I will be able to do what I need to do for them. I don't even care about the money, most people don't have trust funds and turn out just fine. I'm actually more glad that she gave me the house because you can be damn sure it's going to be a safe space for my brothers whether I end up getting custody of them or not. My brothers are basically Jane's legacy so my goal is to give them the life and guidance that I got from her, and that they won't get because she'll be gone.
OOP on the relationship between her father and her stepmom before they got exposed
OOP: Honestly it hurts a lot because before Jane got sick they seemed to have the perfect relationship. Until my birthgiver (I like that) came in and fucked everything up with her toxic personality. Honestly in a perfect world my mom will end up broke and alone and in a shitty nursing home with bed sores. And when she calls me and begs me for a relationship (because she needs the attention) it'll feel so good to hang up on her over and over again.
OOP on Jane (stepmom)’s health and if Jane is mentally okay on the whole situation
OOP: I think so. Apparently it's a genetic disease so she always knew she was going to get sick she just didn't know when so mentally I think she was prepared for it. I just hope that she can find peace knowing the truth and knowing that I'll be there to make sure her sons don't grow up all fucked up.
OOP on her brothers getting therapy to deal with their mom/step-mom’s health and her imminent death
OOP: Yeah. I've already sat them down and talked to them about what's going on, they seem to understand but they're understandably really sad about the whole thing. I told them that when they go to school they should ask about a grief counselor and I'm trying to get their health insurance info from Jane so I can find them a therapist for kids. As much as all of this sucks I think it's brought the three of us a lot closer together.
Thanks a lot. I really love my brothers and I know it's my job to take care of them properly now that they won't have a mom around. Jane did so much to raise me and my brothers won't have the opportunity so it's only right that I help them.
Since finding all of this out my plan has always been to have my brothers live with me, I'm already in charge of taking care of them and the house for the most part the only thing my dad does is help pay the bills. Unfortunately I won't be able to kick my dad out as long as he's their legal guardian which is why I'm trying to find some other solution to that. But if/when that gets resolved he can live under a bridge for all I care.
 
Update: May 8, 2024 (3 months later)
Please check my profile for my previous post. :)
Hi guys it’s me again, a lot of you asked me for an update on my situation with Jane and my family so I’ve come back with a few things that have happened since I initially posted. I will try to organize this in a way that addresses the major points of last time.
Jane is still alive and doing surprisingly well considering the circumstances. She’s always been a fighter and although her disease has been progressing she’s keeping a positive attitude with everything that is going on. She says she’s grateful that she was able to see everyone’s true colors before she passed so she could go into the next life knowing the truth. We have become so unbelievably close in the past few months and it’s getting harder and harder to know that she’s getting close to the end. She doesn’t ever talk about it though and I know it’s because she doesn’t want to hurt me but we both know the situation so we’re just making the best of our time. I'm also not being completely transparent about all of the drama at home but tbh I don't think she needs to hear all of that.
We did end up having that surprise celebration of life that I planned, a lot more people showed up than I thought but they all got an airbnb near the hospital where Jane is and we were able to take her out and spend some time at the lake near the facility. It was super lowkey which I know Jane preferred and I was even able to get her old college friend to come after I found him on Linkedin lol. We had food and there was music and we played games and it was overall a really great time, except Jane started crying at the end but she promised me it was just because she was grateful.
My brothers are also doing okay, my aunt (Jane's sister) is currently paying for them to go to therapy and they've become a lot more open about talking about the situation. They just turned 13 but a lot of the time it feels like I'm talking to actual adults lol. They've become really independent lately (in a good way) and aside from me driving them places I don't really have to do much for them anymore. Their grades aren't super great but they're not failing and considering the circumstances it could be a lot worse. They still hang out with friends and I'm keeping an eye out for like depression symptoms and stuff.
The situation with my mom is as funny as it is embarrassing tbh. She spent a few weeks ignoring us and then she tried to crawl back into my life basically begging me to let her move in because her lease is about to expire and she has nowhere to go. That convo went about as well as you'd think and she ended up calling me an ungrateful b**** and that I couldn't just ignore her because she's my mom. I told her to get out of the house before I call the cops and to go back to my dad (who at that point was only coming home every few days to "check on us" and grab some clothes.)
After that she tried coming by a few times and when I wouldn't open the door she would lose her mind and start yelling through the neighborhood. After three instances of this I finally called the cops but because I'm 17 they told me there's a possibility that I would have to go home with her since technically I'm a minor and need to be with the custodial parent. I told them no way because I was the only one watching my brothers atm. That led to a whole thing where after a few hours my dad basically showed up and I was allowed to stay there because there was finally an adult present and I'd basically lived there for over a year.
After that the cops firmly told my mom that if she keeps showing up and causing drama (my neighbors confirmed that she'd been there a few times screaming) that they would arrest her for trespassing since technically it was Jane's house and not hers. She left and hasn't tried coming to the house anymore but for a while she would call me constantly telling me I owed her and all kinds of stuff. She's now blocked on everything and anything she needs to say to me gets filtered through my dad.
As for my dad... well, since he's basically required to be here for another 2 months until I turn 18 we've basically just avoided each other. It's not too bad though because I've been heavily relying on guilting him for everything to get my way. For example he was going to contest the divorce but I threatened to kick him out when I turn 18 if he does that so he just signed all the paperwork for a "quickie divorce" and is basically doing whatever Jane tells him to do. I don't openly disrespect him or anything (he's still my dad) but I've made it clear that I have no intentions on doing anything he says ever again and he doesn't fight me on it. Most of the time he's just in his room and sometimes he'll go back to my mom's but only for a day or two before they argue and she kicks him out again lol. I haven't decided whether or not I'll kick him out yet and we haven't talked about it either so I'm kind of playing it by ear.
As for me, I'm handling everything as good as I can. I found a new job where I make a little more money so I've been focusing on saving as much as I can and just being there for my brothers. Between working and school and visiting Jane I've been so busy I haven't really had time to really stop and think about everything, but I know it'll come. One of my friends has really stepped up and helped me manage everything and I'm super grateful to him for being there for me and my brothers so we'll see how that goes.
Anyways I wish I had something more exciting to share but that's what's happened since my last post :) Thanks again for all the support on my last post.
Relevant Comments
OOP on the possibility of her stepmom being poisoned from her parents to get Jane’s money
OOP: Hi there,
A few people have mentioned this and yes we are absolutely certain she is not being poisoned, it’s a genetic disease causing her kidney failure and we have known about it for a long time but she shielded us from the worst of it hence why her “sudden” decline in health was such a shock to us, we thought she had more time.
My brothers have also been screened for this disease and thankfully neither of them have it.
Edit to add: I’m turning 18 in a few weeks so I don’t need to get emancipated and my dad has already agreed that my brothers will stay in the house with me because they have nowhere else to go.
OOP on Jane making video clips for her brothers
OOP: Yes actually a few people suggested this on my last post and we have been doing this for a few weeks now. Jane has a little digital recorder that she’s been putting her thoughts down on and she’s also written a few letters to us for major milestones. My brothers do not know about this as we want to surprise them but that said they have been coming to the hospital more now that they’re in therapy and able to deal with it. I know they do not want to have any regrets even though it’s a difficult situation.
OOP on her father after being exposed and her bio mom trying to manipulate him
OOP: I do think he’s remorseful, he hasn’t said it but the way he’s acting is telling me that, he’s being really passive when normally he gets a little belligerent if he really feels like he didn’t do anything wrong. Also I know I have every reason to kick him out but he’s still my dad even tho what he did to Jane was terrible. He’s just kind of a weak minded person and my bio mom really manipulated the crap out of him and continues to manipulate him but I can tell he’s getting tired of her BS because he’s spending less time with her.
He didn’t know she was showing up at the house and when he found out he was super pissed at her, they’ve been fighting nonstop and I can tell he’s not as much under her spell anymore because he’s at home more but who knows.
 

DO NOT COMMENT IN LINKED POSTS OR MESSAGE OOPs – BoRU Rule #7

THIS IS A REPOST SUB - I AM NOT OOP

submitted by Choice_Evidence1983 to BestofRedditorUpdates [link] [comments]


2024.05.15 05:56 A_person_from_Asia Soon to be homeless girl’s letter to her mom to convince her to let me stay and finish school.

Hey mom do you trust me to make my own decisions? Because I think for the first time I want something super bad and I want to fight for it. I know it’s my fault for not getting along with my host parents but I also need you to understand that I can no longer live with them. They are drunks who can’t be relied on, and I’m a kid wanting to finish high school in the US without transferring again. The moment that I was born in America you guys had plans to let me graduate high school there. So let me do that. I feel bad for being such a burden financially and emotionally. But maybe this is just a part of parenting, and I’ve been also parenting myself. I made some risky decisions and I’ve become somewhat immoral and also a bit of a degenerate. I’ve found an empty office space that I can squat in — which is a term for living there illegally without anyone knowing. But there are also empty spaces in the office that goes for about a 350$ per month which is the amount that you guys pay the host family. Since I am qualified for free lunch I can get food from school and in the weekends I can cook for myself using cheap materials. This is how I plan on living here next year and finishing my senior year mommy. And I hope that although this is less than ideal you will come to terms that this is what I want and I hope that this time you guys will let me conquer it by myself and find my own path. I’m half a year away from 18 and I feel ready to make such bold decisions for myself. I can just keep on staying in the one unlocked and unoccupied office but because of the fact that staying there without paying this is illegal I will look into renting the small office space leasing for 350$ and I think that I can have my host family to sign the lease and that you can continue to pay the 350$ to them. I’m forever thankful for everything you do for me and I need your support for continuing to move forward.
A section that I’m scared to mention to her: I’ve tested sleeping there many times. 3 nights to be exact. When they were so drunk and threatened to kill me (which i know is just bluff but I was scared and ran to the unlocked office) I slept 2 comfy nights there. Right now I chose to sleep here again because they were arguing and extremely loud. I hope this doesn’t disappoint you.
Background info, I was born in the US but my parents raised me in a different country since they never migrated to the US. When I was in 10th grade I was sent to my aunt in the USA but I didn’t get along w her and I was sent back at the end of the school year. Currently I’m a junior, my mom managed to help me stay with her friends who is my current host family. However them and I also have our problems and living with them is stressful. My mom wants me to come back home and study back in my country. But I have falled in love with my school. The building I mention is extremely close to my school which is why It’s so desired. However I am unlikely to ever send this letter to her without modifying and filtering most of the content. I wish I could be honest with her but I think I’ll chalk it up to a friend’s dad who has a place for me to stay in.
Dear internet parents, how do you feel reading this? What are some other plan of action I could take? I’m in North of Illinois and could use all the help I could get but I’ve been denied from many organizations already.
submitted by A_person_from_Asia to internetparents [link] [comments]


2024.05.15 05:45 b3njil Reporting bad faith trademark registrations and the Burden on the Public

TL;DR: USPTO wants the public to report fraudulent trademark applications but charges them $50 to do so.
It is a known fact that, for some years now, there has been a rise in bad faith trademark registrations originating from China(1). Through a subsidy scheme, individuals and companies in China are able to get a payout for successful trademark registrations in foreign countries, including the United States. This payout amount exceeds the trademark registration fee (2). For example, a person can register a trademark in the US for $250. Upon successful registration, the person can then apply for the subsidy and get a payout of RMB 5,000 (approx. $700). It's easy to see how this is an appealing and easy way to make money. The registrant, in this case, has zero intent to use the mark in commerce. Most of these fraudulent registrations are canceled when Sec. 8 declarations of continued use are failed to be filed.
To combat the rise in these bad faith registrations, the USPTO has implemented various policies and measures in recent years. In 2018, it initiated a pilot program enabling the public to report fraudulent specimens via a dedicated email address monitored by the USPTO. This pilot program effectively allowed brand owners to identify problematic specimens, leading to refusal of the trademark application, all without the time and expense of a formal opposition process. However, the USPTO discontinued the pilot program on February 16, 2021.
In lieu of the pilot program, trademark owners can now report fraudulent specimens by submitting a Letter of Protest (LOP) to the USPTO, incurring a $50 filing fee. Despite this fee, filing a LOP remains a cost-effective method for brand owners to address fraudulent specimens without resorting to a formal notice of opposition, which carries a $600 filing fee.
I came to learn about this whole fraudulent registration scheme after I started my own application process for a trademark for my brand. Let's call this brand MYBRAND. As I did a search on the Trademark Status and Document Retrieval (TSDR) system, I found that MYBRAND was already registered in the same class of goods that I was intending to apply for. The TDSR showed that the registrant was an individual in China. The application was submitted late last year and hasn't been assigned to an examining attorney yet.
By looking at the specimen of use in the application, I was able to find the website where the purported specimen is in use in commerce. Without going into too many details, this website is evidently being used to facilitate fraudulent registrations from China. A search of the website will yield various identical items, albeit photographed with very subtle differences, with different marks that have been applied for registration with the USPTO.
In the case of MYBRAND, I found 3 other registrations with pending applications with the USPTO that used the same item. Each registration originated in China from different registrants. I've found that another common characteristic of these registrations is that they all form non-sensical words with jumbled characters e.g. FOAJTNA, EAODJT, AJEHFJK, etc. (note: these are not the actual marks). Somehow, they chose a word that unfortunately (for them) coincides with MYBRAND.
To make a long story short, I was able to submit a Letter of Protest that was accepted by the USPTO after a second try due to my first submission containing some mistakes. For these two letters of protest, I had to pay a total of $100. The letter of protest submission has some strict guidelines which I only became aware of after the refusal of the first submission. When I go to the TDSR, the application page for the fraudulent mark now shows a new document entitled "LOP Memo to the EA" which includes the evidence that I submitted. In the submitted evidence, I was sure to include the links to the other fraudulent registrations that used the same website and specimen in their applications. However, looking at the other applications for the other marks, there is no LOP memo to EA.
Therefore, the other fraudulent applications will be permitted to go through successfully unless there is a Letter of Protest submitted for each one. Having already spent $100 to file a LOP for MYBRAND, I do not find it a viable option to file LOPs for the other fake brands even more so as I am not affected directly.
As far as I know, the Letter of Protest is the only way to inform the USPTO of fake registrations. I suspect that they are already understaffed and would be over-burdened if there was a need to investigate every claim of fake registration if reporting was to be made free. But by requiring a fee for the LOP, they have transferred the burden to the public.
In conclusion, the USPTO needs to open some other lines of communication for the public to report fraud without incurring significant financial burden if they are serious about combating these bad faith registrations.
  1. USPTO: Trademark Public Advisory Committee Meeting, 02/09/18, Page 35: "We have an influx of Chinese applications, we're having some specimen issues, we've got counterfeiting issues, we have bad faith filing issues. So let's just talk first about the influx of Chinese filings. It appears that there are subsidies being given by one or more provincial governments and those are one of the reasons for the influx." - USPTO Commissioner Mary Boney Denison https://www.uspto.gov/sites/default/files/documents/TPAC_Transcript_20180209.pdf
  2. USPTO Report: Trademarks and Patents in China, January 2021, Page 3-4: "The first of these non-market factors is subsidies. China has reportedly adopted more than 70 subnational trademark subsidy measures, including measures for domestic and foreign applications and registrations.11 Because the amount of these subsidies often exceeds the cost of registering a trademark, a rational economic actor in China may choose to pursue a trademark application without any intention to use the mark in commerce. [...] The particulars of the Shenzhen situation are instructive. In 2013, Shenzhen issued operating procedures that allowed applicants to seek a subsidy of RMB 5,000 (approximately $750) for trademark registrations in eligible foreign countries, including the United States.12 After the USPTO lowered the fee for its lowest-cost, fully electronic applications to $225 in 2015, the cost to file at the USPTO was substantially lower than the amount of the subsidy." https://www.uspto.gov/sites/default/files/documents/USPTO-TrademarkPatentsInChina.pdf
submitted by b3njil to TRADEMARK [link] [comments]


2024.05.15 03:46 RoundWalrus6905 Toilet Water Leaking Through Ceiling in Pittsburgh

TL;DR at bottom.
Hey everyone,
Here's the situation: the ceiling in my bathroom started leaking, and despite putting in multiple maintenance requests, there hasn’t been any action taken to fix it. With the most recent request, they didn’t even bother to come at all, and I realized yesterday that they marked the task as finished on the maintenance request website.
I was told that the leaking was the fault of the resident living above me, claiming that an overflowing toilet was the cause. They assured me they'd address it with them, but the problem hasn't stopped, it’s leaking almost daily now. What they are calling toilet water is leaking onto my bathroom floor and toilet and has now ruined the bathmat, my towels, anything I accidentally left in the bathroom. I even had to use the shower to go #1 because I didn't want that water dripping on m head. I've been putting in work requests since January, and I've followed up February, March, April, and May, more than once a month.
To top it all off, there's now black mold showing up around the hole in the ceiling, which I’m really concerned could be yet another serious health risk for me and my dogs. I’m feeling sick and I have no idea if it’s allergies, all of the mold, or some combination of the two. I’m also very concerned that my dogs are going to somehow get it on them or ingest it. At this point, I am really tired, stressed out, disgusted, etc. I just want to go home and get away from this place and regroup.
TL;DR: If I send in a letter to my leasing company demonstrating that I submitted multiple work requests that were ignored/marked as complete, can the fact that my ceiling is leaking sewage water and growing a substantial amount of black mold be used to make a clean break and get me and my dogs the hell out of this place?
My main concern is that they are just going to try to shuffle me into another apartment in the complex, but I spoke to a neighbor and the first thing he asked me when we met was if I was having issues with sewage dripping down, so it’s not just this unit it’s happening to.
submitted by RoundWalrus6905 to legaladvice [link] [comments]


2024.05.15 03:39 amd_ak Leasing agent blew up at me over ESA letter [Alaska] Is it possible my application can be denied now?

I am currently in the process of applying to an apartment complex. I have not yet been approved or signed a lease. I don't know if this complex is subject to the FHA (or how to find out?) but they offer subsidized units for low income, and ADA compliant units.
Today I went in to fix a form I had filled out incorrectly. I also brought my ESA letter, vax records and municipality dog license receipt. After filling out the new form, I presented the letter to her.
I did not inform her that I had a dog when I filled out the app initially and dropped off my app fee.
She absolutely blew up. She swore at me, and she called me deceitful. She asked my diagnosis and I told her I have an anxiety disorder. She said anxiety is an excuse and that she'd be calling my doctor. She accused me of faking to avoid paying a pet deposit.
I did my best to remain calm, but I told her the listing said no pets, and I was worried my application would be ignored in favor of another applicant if I had dropped the letter off immediately.
At the end of the meeting she had me pick a move in date, and I told her I was ready ASAP.
An hour or so after I left, she called me and said that I had checked "no" under pets, and asked if I was aware I could be denied for falsifying information. I told her to call me back once she figured out whether I was denied or approved.
Can I be denied if I indicated no pets on the application? I was under the impression that an ESA is not considered a pet.
submitted by amd_ak to legaladvice [link] [comments]


2024.05.15 03:15 donbeck1996 Early termination in NY

Hey, I rent in New York State and I need to relocate to a cheaper apartment as soon as possible. Rent is completely unaffordable. If my landlord finds a new tenant, can he still charge me the early termination clause? I'm trying to find a loophole out of this lease as soon as possible because I would love to be able to pay rent on time AND be able to eat.
He doesn't seem to know or care what New Yorks laws are. I found dead mice sitting on my top shelf that I never looked at months after moving in, he's tried to charge me late fees before the state wide mandated grace period, and has also sent his mom (lower tenant) to hand me the official letter for "14 days past due" to knock on my door repetitively until I answered it. I'm pretty sure that this is grounds against the law of right to quiet enjoyment or harassment.
The rent was late this month for mental health reasons being a priority and he was informed of this and has begun to harass me once again.
At what point do I contact a lawyer? I'm so sick of being compliant with him when he can't even comply with New York's laws.
submitted by donbeck1996 to Renters [link] [comments]


2024.05.15 02:58 Practical_Ad_5366 My incel roommate got herself evicted and is insanely entitled (I ignored all the red flags)

So disclaimer this is everything my roommate did when she lived with me from my perspective. Also this is a really long story because a lot happened, and I do tend to get sidetracked.
Before we became roommates, I had a situationship with this guy. Let’s call him John. John and I met in our first semester of college and hit it off right off the bat. John was a mutual friend of me and my psychotic roommate, which is how we were introduced. Let’s call her Shortstack. So Shortstack knew I had a thing for John, and was encouraging us to start a relationship which I thought was nice. Eventually, though, when there was a lull in our relationship she admitted to liking John, and I backed off because it was looking like a relationship between me and John wasn’t gonna happen. I did my best to subtly wingman and they ended up dating.
Right before they made it official, I had met someone new. We’ll call him Tim (I’m trying to use generic/default guy names to keep some anonymity). Tim and I hit it off right off the bat. He’s honestly the most genuine, talented, thoughtful, and interesting guy I’ve ever met. Anyway, right before John and Shortstack started dating, I got a text from Shortstack saying she had the hots for Tim and asked if I he was free game. I was a bit bothered by that, but she respected my answer when I politely told her that Tim and I had something good and I didn’t want anyone interfering. At least, I THOUGHT she respected my answer.
Almost a year later and I had asked Shortstack if she wanted to be my roommate so we could both live near school while not having to live on campus. Worst decision ever.
She moved in before I did, and when it was my turn to move in the place was an absolute disaster. Dirty clothes and empty Dominos boxes covered the floor. She had also set up her decorations all over the entire apartment (not really leaving any room for me, which was made worse by the fact that we shared a room, and the apartment was very tiny so we were basically living on top of each other). I brushed it off, but it never really got any better. Normally I wouldn’t be too upset, I’m not a huge neat freak or anything, but it peeved me that she would always point out any mess that I had made.
Here’s a list of some of her really gross habits: dirty underwear everywhere kept old dominos boxes everywhere would buy salads and let them expire and they would sit there until I took them out Refused to do any chores or contribute in any way our shower didn’t fully drain so hair was often left in the tub, but she never cleaned up after herself (meaning I was scrubbing her pubes out of the tub) Used tissues would be left on the ground Not flushing I never once saw her do laundry in the 6 months we lived together
I’m sure there’s more but these are just the ones that I remember. To be fair, here were my gross she took issue with: Leaving dishes in the sink for a long-ass time Letting my laundry basket overflow Walking around in a towel after I took a shower, even when her tinder dates were over (mostly cuz I didn’t give a shit and everything was covered, but I also understand that her glares when I would do that were a little deserved).
That was the easiest part of living with her that I had to deal with. It got so so so much worse, and slowly she started to reveal her true colours.
She had a job at a jewelry store, got fired. Moved to a job at a grocery store across the street, got fired. Bummed around for a few weeks, mostly just sitting on the couch doing arts and crafts. Tried a Zumba class, quit after 2 sessions. Finally she got hired at a movie theatre, but she would only work Friday and weekends. All the while a lot of new things were appearing in our apartment. New makeup, a makeup chair, a tiny plastic Dreamhouse, posters and picture frames, lights, you name it. She was also buying premade meals and continued to order Dominos and DoorDash, never making her own food.
That’s around the time I found a buried letter from our landlord saying she was 2 months behind on rent. (Also an honorable mention about her RGB lights, she would keep them on while I was trying to sleep, even when I had work in the morning which was most days and she’d throw a little hissy fit whenever I asked her to turn them off because it was midnight and I had to get up in a couple hours).
She would constantly be having guys over, but would never tell me, so I’d always come home to a stranger on our couch and I’d uncomfortably lock myself in our room. Walls were thin so I had to listen to her awful flirting and occasionally kissing noises. She had made a goal for herself to kiss at least 30 guys so she could write a book about it, one chapter for each guy. It’s funny because the book is coming out soon, I’m not gonna share the name because I don’t wanna promote an incel’s diary but if you happen to be one of the guys she wrote about, just know that she has said several times her type is “Generic kinda ugly white guys.” I don’t think that’s her type, I think she just says that because all of the super attractive guys she went after all shot her down so quick.
While she’s collecting “ugly-ish white guys” (her words), she has promised herself to some dude in the military overseas who has a ring with their initials carved into it (his name is Matt. I’m not censoring that because I genuinely hope he sees this even though chances are insanely slim. She’s Jodie-ing you my guy, and she wants to elope and marry you to piss her parents off and for financial benefits because she can’t keep a job).
ONTOP of all this, Tim (who at this point I had been with for over a year) would come over and visit sometimes. She was always miserable, but perked up and suddenly became so sweet and friendly whenever he was there. Tim kept trying to drop some social cues that he did not want to talk to her, but she ignored it. I also want to mention that Tim is incredibly attractive, physically and personality wise, which is the main reason I think that “ugly” isn’t actually her type, it’s just all she can get.
Oh quick mention one of her tinder guys was 17. She was close to 20 at the time. She said their age gap made her uncomfortable but she invited him over because she wanted to, and I quote, “lick his abs.” Take that as you will.
My breaking point with her was when I woke up one day with a random man in the room sleeping next to her. She let a random man from tinder have full unsupervised access to 2 unconscious girls and all of their valuable items. There’s more stuff she did but this is already super long so I’m going to leave it on this note. Let me know if you guys wanna hear the rest.
submitted by Practical_Ad_5366 to IncelTears [link] [comments]


2024.05.15 02:54 Automatic-Fly-2345 What to hang on office walls?

Hello Friends,
I, like many of you own a small business LLC with about 8 Employees.
They work at the different job sites, so they never have to come in to a physical office to work.
However, I recently leased a personal 800 SF office space for me to do work and to seperate work from home life.
I have a desk, TV linked to my monitors on the wall in front of me, some chairs, and am in the process of filling out the space.
I would like to hang up some nice memorabilia / frames of company documentation to glance at and feel a little more at home and professional.
For example, a Law Office may have their Law Degree, their college degree, and other Law Awards they have gained over the years on their office wall.
I didn’t go to college - started this company when I was 18 and am blessed that it has worked out, so I am not sure what I should hang up?
The only one I am certain of is the Trademark Certificate for the business name. It looks wonderful and official.
Business licenses may look nice, as I have 6 of them in each city we service, but they are a bit odd in sizing and I’m not sure…
I thought about EIN formation letter, or anything like that but haven’t seen to come to something that makes sense!
Anyways, have some of you LLC owners had the same conundrum and found / decided what to hang in your office business-wise?
Looking forward to hear your advice and thoughts!
submitted by Automatic-Fly-2345 to smallbusiness [link] [comments]


2024.05.15 02:48 Practical_Ad_5366 My roommate got herself evicted and is insanely entitled (I ignored all the red flags)

So disclaimer this is everything my roommate did when she lived with me from my perspective. Also this is a really long story because a lot happened, and I do tend to get sidetracked.
Before we became roommates, I had a situationship with this guy. Let’s call him John. John and I met in our first semester of college and hit it off right off the bat. John was a mutual friend of me and my psychotic roommate, which is how we were introduced. Let’s call her Shortstack. So Shortstack knew I had a thing for John, and was encouraging us to start a relationship which I thought was nice. Eventually, though, when there was a lull in our relationship she admitted to liking John, and I backed off because it was looking like a relationship between me and John wasn’t gonna happen. I did my best to subtly wingman and they ended up dating.
Right before they made it official, I had met someone new. We’ll call him Tim (I’m trying to use generic/default guy names to keep some anonymity). Tim and I hit it off right off the bat. He’s honestly the most genuine, talented, thoughtful, and interesting guy I’ve ever met. Anyway, right before John and Shortstack started dating, I got a text from Shortstack saying she had the hots for Tim and asked if I he was free game. I was a bit bothered by that, but she respected my answer when I politely told her that Tim and I had something good and I didn’t want anyone interfering. At least, I THOUGHT she respected my answer.
Almost a year later and I had asked Shortstack if she wanted to be my roommate so we could both live near school while not having to live on campus. Worst decision ever.
She moved in before I did, and when it was my turn to move in the place was an absolute disaster. Dirty clothes and empty Dominos boxes covered the floor. She had also set up her decorations all over the entire apartment (not really leaving any room for me, which was made worse by the fact that we shared a room, and the apartment was very tiny so we were basically living on top of each other). I brushed it off, but it never really got any better. Normally I wouldn’t be too upset, I’m not a huge neat freak or anything, but it peeved me that she would always point out any mess that I had made.
Here’s a list of some of her really gross habits: dirty underwear everywhere kept old dominos boxes everywhere would buy salads and let them expire and they would sit there until I took them out Refused to do any chores or contribute in any way our shower didn’t fully drain so hair was often left in the tub, but she never cleaned up after herself (meaning I was scrubbing her pubes out of the tub) Used tissues would be left on the ground Not flushing I never once saw her do laundry in the 6 months we lived together
I’m sure there’s more but these are just the ones that I remember. To be fair, here were my gross she took issue with: Leaving dishes in the sink for a long-ass time Letting my laundry basket overflow Walking around in a towel after I took a shower, even when her tinder dates were over (mostly cuz I didn’t give a shit and everything was covered, but I also understand that her glares when I would do that were a little deserved).
That was the easiest part of living with her that I had to deal with. It got so so so much worse, and slowly she started to reveal her true colours.
She had a job at a jewelry store, got fired. Moved to a job at a grocery store across the street, got fired. Bummed around for a few weeks, mostly just sitting on the couch doing arts and crafts. Tried a Zumba class, quit after 2 sessions. Finally she got hired at a movie theatre, but she would only work Friday and weekends. All the while a lot of new things were appearing in our apartment. New makeup, a makeup chair, a tiny plastic Dreamhouse, posters and picture frames, lights, you name it. She was also buying premade meals and continued to order Dominos and DoorDash, never making her own food.
That’s around the time I found a buried letter from our landlord saying she was 2 months behind on rent. (Also an honorable mention about her RGB lights, she would keep them on while I was trying to sleep, even when I had work in the morning which was most days and she’d throw a little hissy fit whenever I asked her to turn them off because it was midnight and I had to get up in a couple hours).
She would constantly be having guys over, but would never tell me, so I’d always come home to a stranger on our couch and I’d uncomfortably lock myself in our room. Walls were thin so I had to listen to her awful flirting and occasionally kissing noises. She had made a goal for herself to kiss at least 30 guys so she could write a book about it, one chapter for each guy. It’s funny because the book is coming out soon, I’m not gonna share the name because I don’t wanna promote an incel’s diary but if you happen to be one of the guys she wrote about, just know that she has said several times her type is “Generic kinda ugly white guys.” I don’t think that’s her type, I think she just says that because all of the super attractive guys she went after all shot her down so quick.
While she’s collecting “ugly-ish white guys” (her words), she has promised herself to some dude in the military overseas who has a ring with their initials carved into it (his name is Matt. I’m not censoring that because I genuinely hope he sees this even though chances are insanely slim. She’s Jodie-ing you my guy, and she wants to elope and marry you to piss her parents off and for financial benefits because she can’t keep a job).
ONTOP of all this, Tim (who at this point I had been with for over a year) would come over and visit sometimes. She was always miserable, but perked up and suddenly became so sweet and friendly whenever he was there. Tim kept trying to drop some social cues that he did not want to talk to her, but she ignored it. I also want to mention that Tim is incredibly attractive, physically and personality wise, which is the main reason I think that “ugly” isn’t actually her type, it’s just all she can get.
Oh quick mention one of her tinder guys was 17. She was close to 20 at the time. She said their age gap made her uncomfortable but she invited him over because she wanted to, and I quote, “lick his abs.” Take that as you will.
My breaking point with her was when I woke up one day with a random man in the room sleeping next to her. She let a random man from tinder have full unsupervised access to 2 unconscious girls and all of their valuable items. There’s more stuff she did but this is already super long so I’m going to leave it on this note. Let me know if you guys wanna hear the rest.
submitted by Practical_Ad_5366 to badroommates [link] [comments]


2024.05.15 02:22 YoungNeighborino Major repairs to rental, currently on a month to month lease

[Arizona] just wondering what my options are here: currently live in a quadplex that is privately owned and the owner uses a property management company. My lease expired in October 2022 so I’ve been on a month to month “lease” since then. The owner is pretty hands off and has changed prop mgmt companies multiple times which hasn’t been an issue but now I’m dealing with a leak that has turned into major plumbing repairs and floor renovation.
The plumbing repairs keep getting delayed due to new issues and there is a huge hole in the bathroom wall. I haven’t been able to use my washer, kitchen sink or the majority of my living room for 7 days now and the rep for the property management company hasnt been very responsive. I understand that AZ defaults to a month to month lease if the signed one expires and the tenant hasn’t been offered an official lease renewal so I’m wondering if I have any leg to stand on here or if I should just cut my losses and move asap.
submitted by YoungNeighborino to legaladvice [link] [comments]


2024.05.15 01:34 Rude_Temperature4845 Breakup

I was with my ex for a year before he broke up with me. Mine F (22) and he’s M (24). During our honeymoon stage we was so in love and enjoyed each other company. We met in late November and we were friends with benefits. We use to hang iut together. We use to sleep in my car to be together. No clothes and just a blanket. We didn’t care as long as we had each other. We were fine. When we were together we didn’t see no one but each other. I got pregnant in December and got a abortion in march. We already had a kid on the way and he wasn’t ready to have another one. He didn’t have a car, he worked at food lion, he had a apartment, and he didn’t have much. I didn’t want to the abortion but it was the best decision at the time for us. I use to help him get his son and pick me up. I picked him up from work, pick him uo from interviews, helped him get a new phone when his old ine got messed up. I always helped him out in anyway and form. This was in the beginning of 2022.
We moved from the situation. We talked about it and were happy. We moved in together in October 2022. It was the worst and happiest decision ever. The beginning was fun. We stayed up late and watched movies. We did normal young couple stuff. I loved it because i got to be around him 24/7 with no one else beside his son. We were a little family. He would go out with his friends but he would always come back home late. He would always be the designated driver when they go out. None of his friends had a car so they used him. I didn’t like it and I told him I didn’t, they used him when it benefit them. He always worked overtime and was always at work to provide for us. I was conplain about us spending some time together like on the weekends but he was too tired from work and he would rather hang out with his friends. This went on for months. He invited people over who I didn’t know and he didn’t tell me. When he went on a trip to Atlanta, he needed helped getting back. His friends that were in his car didn’t have money and therir parents didn’t give him money for gas. He called me and told me to give him $100 dollars to get home. We started to fuss. I told him i’m not there to help him and he need to figure it out his self. He got mad and started to get loud at me about the money. I understand he was stressed and pissed about it but i gave him money to get there for gas and food and i gave him some money before he left. He should’ve had enough money. When i went on my trip he didn’t give me no money.
My birthday last year he broke up with me over stupid stuff. He layed around on my birthday and didn’t care. He got mad about it. I took him out and went to cheddars and I paid for it. I cried in the restaurant. He lied multiple times about why he did it. I cried for the whole month of august because i felt like i was not good enough for him. He went out every weekend with friends and ignored me. He only used me for sex. I cried to him and he looked at me like i was stupid and i made him bored. I was unhappy that whole month but he didn’t care. I went on a trip with my family, I was miserable but I faked it for my fmaily. He was out with friends when i was gone. He didn’t care. We were broken up for 2 weeks. He tried to get back with me but i said no. We got back together so way.
I got pregnant in October of 2023. He was unhappy about the baby. He wasn’t ready. He said he wanted to travel, get a house, build his self, grow and more. I was sad because i knew what he wanted me to do. He told me he wanted me to get a abortion. My last abortion made me depressed and sad. I got tired of it. Our lease was ending in November 2023. We both went back home. I was pregnant and emotionally. I needed him.
For two moths we were happy and excited to grow our family. We still had problems. He still went out with his friends. He went out with some girl and her mom to get me a Christmas. He never got me nothing. The last gift he got me was valentines day in 2022. He came to my house, I was mad. I told him i didn’t like her and that he need to stop talking to her. I told him, she likes him but he didn’t believe me. He said that’s his friend. One day she facetime him when he was getting a haircut. I ignored it but i thought about answering. I never trusted their relationship there. I still don’t.
Christmas eve, we was going out to eat. We came to my house to chill. I got out the care i felt like it was my time of the mont. I looked down and saw blood. I got scared and told my family. They told us to go to the hospital to see what’s going on. We went and waited for hours. I was scared but i tried not to show it. I knew it wasn’t normal to bleed when your pregnant. Wewent to get a ultrasound and the whole time i was scared. My boyfriend at the time cane with me (my ex). She didn’t say nothing when checking my baby. But at the end of the ultrasound she said she was fine and healthy. I was happy. Then we went to a room to talk to a doctor. They thought I had something so they gave me medicine for it but I was worried about the blood. But they said it would go away on its on. We were the last people to leave the hospital and we were tired.
For about a whole week of Christmas week, I bled. I was worried because it lasted too long. I told my family about my concerns. I couldn’t go see a doctor because of christmas and every one was out of work.
My boyfriend ( my ex) took me out for new years eve, we went to juicy crab. We fussed a little about dumb stuff. After he drop me off, he went to a party with friends. I just wanted to spend time with him. We didn’t live together anymore and i missed him. The next day I felt like i was in intense pain. It felt like i was on my period. It started at 6 in the morning and it lasted all day. I was throwing up and bleeding. I called my then boyfriend to come get me. He called the ambulance. He saw my bathroom and he was terrified. I felt weak and i could barely keep my eyes open.
I was still in pain when i got to the hospital. My family came to check up on me. I was too weak to care about my self and in pain to focus. They told me, my baby was trying to come out early. I was having a miscarriage. I was in the hospital for 5 days. I lost my baby girl on the third day. I was sad and i just wanted my boyfriend. He only came two days. He would go to work and then come stay the night with me. He still didn’t have a car. I cried every night when left alone. My mom kept me company when he wasn’t there. He called and texted me through out the day when he was at work. My last day at the hospital, i was ready to go home and get in my own bed. He didn’t text or called me on my last day. I had to tell his friend i was leaving the hospital to tell him. I felt sad because my boyfriend didn’t care about me or was checking up on me. We fussed about him not being there with me. He got mad that i didn’t let him drive my car to get to work and come see me at night. My parents would’ve fussed me out if i gave him my car to use. They told me not to give him my car.
That Saturday he was acting weird to me. He didn’t text or call me. He went out with friends to look at apartments a hour away. He didn’t tell me until the day of. We had two plan to when he have out baby girl. The first one was to move to raleigh and the second one was to wait until she was one to be able to talk and walk to move to raleigh. And we wanted her to be around family. I didn’t know he was still planning to move after everything. He was moving with his friends. I was sad he was moving on. I always got jealous when he would bond with his son. Everytime he was around me, he would call him friends to talk about the big move and what they was going to do. I cried because he didn’t care about me or my baby, he was moving on. It hurt that he never consider my feelings about everything and how i felt about it.
For three months, he treated me like shit. He would ignore my call and text messages. He acted like I didn’t exist. But he still would keep me around to use me to help him out. Helped him get to Raleigh to help his brother with his moving company, help him to get to work and more. I felt alone and depressed. I was going through postpartum. I wrote him a letter about everything from us to our baby girl. He didn’t acre about it. It took him a 2 week to read. I just wanted him to hold me and tell him everything was going to be alright. Everytime he was around me he jsut wanted sex. I took him to Raleigh to look at cars for him. He saw car he wnated and it was his dream car. A 2021 dodge charger. He only had $1,000 in his saving. Because he spent most of his saving trying to fix his other car that his friend he stayed with messed up. They wanted him to put down more on it. He looked at me and asked could i put down $650. I didn’t wnat to help him becashe never helped me and he treate me like shit after i lost our baby. Eventually i said yes i would put the money down to get the car. He needed insurance to get the car too so i put him on mines. I did too much for him. His birthday was days before he got his car. He was happy and i was happy to see i caused it. We just losted our baby so we both were going through it.
He posted on facebook and instagram like i wasn’t there or helped him get the car. I was mad because he didn’t acknowledge me or anything. But quick to act like he got it on his own. I loved him to death. He still treated me like shit afterwards. He didn’t care. He just used me. He was suppose to help me pay for my lawyer but he only gave me $200. My lawyer fees in total cost was $750. I paid all of it by myself. He still haven’t paid me.
Now he talking to different girls and partying. That’s what he wanted from the beginning. He was never ready to have a family with me. He still lie to me and tell me he see his self with me. and that he doesn’t care about me. I hide all our pictures and I delete our text messages. Everything felt like a lie with him. Nothing felt true or real.
I don’t want to get my feelings evolved with another person to hurt me emotionally. I don’t want to feel the same way i did with him for the past 8 months. I wasn’t myself. I don’t love him the same or see him as my lover. He feel like a stranger in his body. I still wanted us to start over and have a better start in life. I miss him and love him still. But i’m not going to wait around for him to come back to me.
submitted by Rude_Temperature4845 to BreakUps [link] [comments]


2024.05.15 00:53 Prof_Tickles The Exorcist (1973) isn’t just about a girl who’s possessed by a demon. There’s deep themes & subtext.

The underlying theme of exorcist is conveyed by the motif of absentee fathers.
Regan’s father is out of her life, Father Karras’s biological father isn’t in the picture, Father Merrin is absent most of the movie, and God the spiritual father seems to have abandoned his children because the world is descending into depravity.
“Do you know what she did? Your Cunting daughter?”
“Get away from my cunt!”
“Lick me!”
“Fuck me!”
Ever wonder why that particular word “cunt?”
Who says that word constantly? Burke. Who frequently goes to Regan’s room. By the way, how do the police find Burke’s body? With his head twisted behind his back. Now do you think the author made a symbolic choice there? Because I do. I think it’s meant to convey how two faced he was. He wasn’t going to Regan’s room to chat. By the way…notice how Burke Dennings has the same amount of letters in his first and last name as another infamous director known for having sex with children - Roman Polanski.
Burke asks “What’s for Desert?” The camera cuts to Regan…asleep in her bed.
It’s also strange that when Chris discusses a potential love interest with her daughter, twelve year old Regan is immediately skeptical that he might be using her for sex. Why is a twelve year old girl that cynical? Why is her default that men only want sex from women? Could she be speaking from experience, hmmm?
Notice how Regan wets herself? A sign of sexual abuse.
Ever wonder why most of the things the demon says or makes Regan do are profanely sexual?
Ever wonder why when father Merrin confronts the statue of Pazuzu, its serpentine phallus is emphasized?
Rape is an ancient evil.
And how can a good god, a loving god, sit by while children are sexually abused. Has god left? Did he abandon us?
No.
Karras sacrifices himself to protect the innocent. In order to quell the demons of this world, the good must do that from time to time.
Exorcist III revisits and even expands on this.
Evil exists so that good doesn’t become meaningless in a fallen world. So that acts of kindness, compassion , and altruism never lose their ability to inspire awe and hope in people.
submitted by Prof_Tickles to horror [link] [comments]


2024.05.15 00:50 Prof_Tickles A deconstruction of the themes & subtext of the original movie. What it’s *really* about.

The underlying theme of exorcist is conveyed by the motif of absentee fathers.
Regan’s father is out of her life, Father Karras’s biological father isn’t in the picture, Father Merrin is absent most of the movie, and God the spiritual father seems to have abandoned his children because the world is descending into depravity.
“Do you know what she did? Your Cunting daughter?”
“Get away from my cunt!”
“Lick me!”
“Fuck me!”
Ever wonder why that particular word “cunt?”
Who says that word constantly? Burke. Who frequently goes to Regan’s room. By the way, how do the police find Burke’s body? With his head twisted behind his back. Now do you think the author made a symbolic choice there? Because I do. I think it’s meant to convey how two faced he was. He wasn’t going to Regan’s room to chat. By the way…notice how Burke Dennings has the same amount of letters in his first and last name as another infamous director known for having sex with children - Roman Polanski.
Burke asks “What’s for Desert?” The camera cuts to Regan…asleep in her bed.
It’s also strange that when Chris discusses a potential love interest with her daughter, twelve year old Regan is immediately skeptical that he might be using her for sex. Why is a twelve year old girl that cynical? Why is her default that men only want sex from women? Could she be speaking from experience, hmmm?
Notice how Regan wets herself? A sign of sexual abuse.
Ever wonder why most of the things the demon says or makes Regan do are profanely sexual?
Ever wonder why when father Merrin confronts the statue of Pazuzu, its serpentine phallus is emphasized?
Rape is an ancient evil.
And how can a good god, a loving god, sit by while children are sexually abused. Has god left? Did he abandon us?
No.
Karras resists them temptation to violate the scared girl in her nightgown and sacrifices himself to protect the innocent. In order to quell the demons of this world, the good must do that from time to time.
Exorcist III revisits and even expands on this.
Evil exists so that good doesn’t become meaningless in a fallen world. So that acts of kindness, selflessness, and altruism never lose their ability to inspire awe and hope in people.
submitted by Prof_Tickles to TheExorcist [link] [comments]


2024.05.15 00:37 businessnewstv How to Choose the Best Locations for Your Vending Machines in 2024

Importance of choosing the right locations for vending machines

Choosing the right locations for vending machines is of paramount importance in ensuring the success of your vending business. The location plays a crucial role in determining the visibility and accessibility of your machines, as well as the potential customer base. A well-chosen location can attract a steady flow of customers, increase sales, and maximize profits. On the other hand, a poorly chosen location can result in low foot traffic, limited customer reach, and ultimately, a decline in revenue. Therefore, it is essential to carefully evaluate various factors such as foot traffic, target audience, competition, and proximity to complementary businesses when selecting the best locations for your vending machines. By doing so, you can position your vending machines strategically and optimize your chances of achieving long-term success in the vending industry.

Factors to consider when selecting vending machine locations

When selecting vending machine locations, there are several factors to consider. One important factor is the responsiveness of the website design. A responsive website design ensures that the vending machine is easily accessible and user-friendly for customers. This is crucial in attracting and retaining customers, as a poorly designed website can lead to frustration and deter potential buyers. By investing in a responsive website design, vending machine owners can enhance the overall customer experience and increase the likelihood of successful transactions.

Benefits of strategic placement of vending machines

Strategic placement of vending machines offers numerous benefits for businesses. Firstly, it increases visibility and accessibility, allowing potential customers to easily find and access the products. This can lead to higher sales and revenue. Secondly, strategic placement can target specific customer demographics, such as office buildings or schools, increasing the likelihood of attracting the right target audience. Additionally, vending machines placed in strategic locations can provide convenience to customers, allowing them to satisfy their cravings or purchase essential items without having to travel far. Lastly, strategic placement can also help businesses build brand awareness and loyalty, as customers associate the convenience and accessibility of the vending machines with the brand itself. Overall, the strategic placement of vending machines can greatly enhance a business's profitability and customer satisfaction.

Researching Potential Locations

Identifying high-traffic areas

Identifying high-traffic areas is crucial when choosing the best locations for your vending machines. These areas are characterized by a constant flow of people, ensuring a steady stream of potential customers for your business. One key factor to consider when identifying high-traffic areas is the proximity to healthcare facilities. With the healthcare staffing business launch in a few weeks, it is essential to target locations near hospitals, clinics, and medical centers. This strategic placement will allow healthcare professionals and patients to conveniently access your vending machines, providing them with quick and convenient refreshments during their busy schedules. By catering to the needs of healthcare professionals and patients, your vending machines can become a valuable resource in these high-traffic areas.

Analyzing target demographics

Analyzing target demographics is a crucial step in choosing the best locations for your vending machines. By understanding the characteristics and preferences of your potential customers, you can strategically place your machines in areas where they are most likely to generate high sales. This analysis involves gathering data on factors such as age, gender, income level, and lifestyle choices. By considering these demographic factors, you can tailor your product offerings and marketing strategies to effectively meet the needs and desires of your target audience. Additionally, analyzing target demographics allows you to identify untapped market segments and explore new opportunities for expansion. Overall, a thorough analysis of target demographics is essential for making informed decisions and maximizing the profitability of your vending machine business.

Assessing competition in the area

Assessing competition in the area is a crucial step in determining the best locations for your vending machines. By thoroughly researching and analyzing the existing vending machine landscape, you can gain valuable insights into the market saturation, customer preferences, and potential opportunities. This assessment allows you to identify areas with high demand and low competition, ensuring that your vending machines have a higher chance of success. Additionally, understanding the competition helps you tailor your product offerings and marketing strategies to stand out and attract customers. By taking the time to assess the competition in the area, you can make informed decisions that will maximize the profitability and long-term viability of your vending machine business.

Negotiating with Property Owners

Approaching property owners or managers

When approaching property owners or managers to secure locations for your vending machines, it is important to maintain a professional and respectful demeanor. Start by researching the property and its target audience to ensure that it aligns with your vending machine offerings. Once you have identified a potential location, reach out to the property owner or manager through a formal letter or email. Clearly state the purpose of your communication and explain the benefits of having a vending machine on their property. Highlight how your vending machines can provide convenience and a wide range of products to their customers or employees. Additionally, emphasize any unique features or services your vending machines offer, such as accepting contactless payments or providing healthy snack options. By presenting a well-thought-out proposal and demonstrating the value your vending machines can bring, you increase your chances of securing a favorable location for your business.

Negotiating lease terms and conditions

Negotiating lease terms and conditions is a crucial step for entrepreneurs looking to establish their vending machine business. The success of your venture greatly depends on the location of your machines, as it directly impacts the foot traffic and potential customers. By carefully negotiating lease terms, you can secure prime locations that are likely to experience high footfall and attract a diverse range of customers. Additionally, negotiating lease terms allows you to adapt to changes in the market and make adjustments to your vending machine locations as needed. As an entrepreneur, it is essential to stay agile and be open to change in order to maximize the profitability of your vending machine business.

Understanding legal requirements and permits

Understanding legal requirements and permits is crucial when it comes to setting up vending machines. Before you start placing your machines in various locations, it is important to research and comply with the legal regulations in your area. This includes obtaining the necessary permits and licenses to operate vending machines. Failure to do so can result in fines or even the closure of your business. Additionally, understanding the legal requirements ensures that you are operating within the boundaries of the law and maintaining a professional image. By following the proper procedures, you can avoid potential legal issues and create a successful vending machine business.

Evaluating Foot Traffic

Measuring foot traffic patterns

Measuring foot traffic patterns is a crucial step in determining the best locations for your vending machines. By analyzing the flow of people in specific areas, you can identify high-traffic zones and strategically place your machines for maximum visibility and accessibility. This data-driven approach ensures that your corporation service company can reach a larger customer base and generate higher profits. Understanding foot traffic patterns also allows you to make informed decisions when it comes to expanding your vending machine business, as you can target areas with the highest potential for success. By investing time and resources into measuring foot traffic patterns, you can optimize the placement of your vending machines and increase the chances of attracting customers to your corporation service company.

Determining peak hours and days

Determining peak hours and days is crucial for the success of your vending machine business. By analyzing customer traffic and sales data, you can identify the specific times and days when your target audience is most likely to visit your vending machines. This information allows you to strategically plan your operations, ensuring that your machines are fully stocked and ready to meet the demand during peak hours. Additionally, understanding peak hours and days can help you optimize your marketing efforts. For example, if you have a vending machine that sells sarees, you can use this data to schedule advertising campaigns during the times when potential customers are more likely to be in the area. By doing so, you can effectively reach your target audience and increase the visibility of your saree business. With the right timing and strategic advertising, you can maximize the profitability of your vending machines and attract more customers to your business.

Considering seasonal variations

Considering seasonal variations is crucial when choosing the best locations for your vending machines. By analyzing the fluctuations in consumer demand throughout the year, you can strategically place your machines in areas that are likely to experience high foot traffic during specific seasons. This approach can greatly contribute to improving business profitability. By capitalizing on seasonal trends and offering products that align with the needs and preferences of customers during different times of the year, you can maximize sales and revenue. Furthermore, understanding seasonal variations allows you to make informed decisions regarding inventory management, ensuring that your machines are always stocked with popular items during peak seasons. By carefully considering the impact of seasonal variations, you can position your vending machines for success and enhance your overall business performance.

Assessing Potential Profitability

Estimating sales potential

Estimating sales potential is a crucial step in determining the success of your vending machine business. By analyzing various factors such as foot traffic, demographics, and competition, you can make informed decisions about the best locations for your machines. One important consideration is the presence of vector icons, which can greatly enhance the visibility and appeal of your vending machines. Vector icons are highly versatile and can be easily customized to match your brand and attract customers. With their clean lines and scalable nature, vector icons make your machines stand out in any location. Incorporating vector icons into your vending machine design not only adds a touch of professionalism but also helps in creating a visually appealing and user-friendly experience for your customers. By strategically placing your vending machines in areas with vector icons, you can maximize your sales potential and increase customer engagement.

Calculating operating costs

Calculating operating costs is a crucial step in determining the profitability of your vending machine business. By accurately estimating the expenses associated with running your machines, you can make informed decisions about pricing, location selection, and overall business strategy. To calculate operating costs, you need to consider factors such as machine maintenance, inventory replenishment, electricity usage, and any additional expenses like insurance or licensing fees. By carefully analyzing these costs, you can ensure that your vending machines are positioned in the most profitable locations, maximizing your revenue potential.

Analyzing return on investment

Analyzing return on investment is a crucial step in determining the success of your vending machine business. It involves evaluating the profitability of different locations and making informed decisions based on the potential return on investment. One important factor to consider is the bank account for taquerĂ­a. By analyzing the financial performance of your vending machines in different taquerĂ­as, you can identify the most profitable locations and allocate your resources accordingly. This analysis allows you to optimize your business strategy and maximize your profits. With a formal tone, it is essential to approach this process with diligence and attention to detail, ensuring that your vending machines are placed in the best locations to generate a significant return on investment.

Conclusion

Importance of thorough research and analysis

Thorough research and analysis are of paramount importance when it comes to choosing the best locations for your vending machines. This crucial step ensures that you make informed decisions based on data and insights rather than mere intuition. By conducting thorough research, you can identify the target market, understand consumer behavior, and evaluate the potential profitability of each location. Additionally, analysis allows you to assess the competition, consider the proximity to your suppliers, and factor in any local regulations or restrictions. By taking the time to gather and analyze relevant information, you can significantly increase the chances of success for your vending machine business.

Maximizing profitability through strategic location selection

Maximizing profitability through strategic location selection is crucial for the success of any vending machine business. By carefully considering the target market and tailoring the service to their needs, vending machine owners can ensure that their machines are placed in high-traffic areas where they will attract the most customers. Additionally, offering a variety of convenient payment methods, such as cash, credit cards, and mobile payments, can further enhance profitability by accommodating the preferences of different customers. By combining a strategic location selection with a diverse range of payment options, vending machine businesses can optimize their revenue potential and maximize their profitability.

Continuous monitoring and adaptation for optimal results

Continuous monitoring and adaptation for optimal results is crucial when it comes to choosing the best locations for your vending machines. One important aspect of this process is the rate sheet for construction services. This rate sheet provides detailed information about the costs and services associated with constructing vending machine locations. By referring to the rate sheet, vending machine operators can make informed decisions about the most cost-effective locations to set up their machines. Additionally, continuous monitoring allows operators to track the performance of each location and make necessary adaptations to maximize profitability. With a comprehensive understanding of the rate sheet for construction services and a commitment to continuous monitoring and adaptation, vending machine operators can ensure that they choose the best locations for their machines, leading to optimal results.
In conclusion, starting a vending machine business can be a lucrative venture. With the right knowledge and resources, you can easily get started today. If you're interested in learning more about how to start a vending machine business, visit our website [How to Start a Vending Machine Business 2023 [ step by step ] #vending - YouTube] for step-by-step guides and valuable tips. Don't miss out on this opportunity to create a successful business in the vending machine industry!
submitted by businessnewstv to u/businessnewstv [link] [comments]


2024.05.15 00:28 bigfishbunny Should I go to small claims?

I will try to keep it short but it's still going to be long. I rented a townhouse in Nicholasville Kentucky. It is managed by a property management company. The same people that own the management company also own the property under a different business name. It had a musty smell. I deep cleaned the carpets five times before I moved in. Got an insane amount of animal fur out of it. After moving in my guinea pigs quickly developed a respiratory problem and died. My child developed pneumonia and we couldn't figure out why. When inspecting the central HVAC, I discovered the inside of it was completely covered in mold. I also found mold growing on the ceiling of my child's closet. You could see where it had previously been painted over and the mold had continued to grow through the paint. The inside of the fuse box also had mold growing in it. I documented everything with photos. My child and I left the unit to stay at my mother's home until the unit was safe. The management company sent someone out to clean the HVAC. That person rubbed the mold around some but did nothing to clean it. I asked someone from the management company to come and look. They sent their maintenance guy out. He assured me they would take care of it. He said he would put a realtor's key on the door so they could come in to fix it. I asked him not to do that and requested he just tell me when they were coming so I could be there. The next morning I arrived at the house at 8:00 a.m.. I had not received any notification of anyone coming to the house. The maintenance guy had put a realtor's key on the door against my wishes. There were people in my home when I arrived. They re-painted over the mold on the ceiling and cleaned the mold out of the fuse box. The HVAC unit will still filled with mold. They handed me a letter from the management claiming I caused the mold with improper use of the air conditioning unit. I paid out of pocket to have mold testing done, which found higher than normal amounts of mold in the air. I presented the results to the management company and requested mold remediation services be performed. I also requested they remove the realtor's key from the home and that they inform me anytime someone was going to be coming. Over the next couple of weeks they refused and continued to send people over with a key who would just come in my home without even knocking. I felt like this was some sort of intimidation tactic. I spoke to a free legal advisor who informed me the city of Nicholasville was somehow exempt from regular landlord laws. After enough fighting with the management company, we decided to end the lease. It was agreed that I would move out and be relieved of any future rent responsibilities. After I left I received an email with a bill for $2,800. They were charging me for mold remediation claiming I caused the mold from improper use of the air conditioner, whatever that means. I responded by telling her I disagree. She then emailed me saying "in that case I will charge you for the rest of the lease" and sent me an additional bill for more than $7,000. I simply ignored them. 6 months later I had a hit on my credit for a $7,000 collection. I contested it and it was lowered down to the $2,800 she originally attempted to charge me. The whole thing feels like extortion. I documented every interaction with them in great detail and have plenty of photos. I also have a paper signed by the management stating the lease has been voided. I'm afraid if I go to small claims, they will bring in lawyers that will be able to screw me over somehow with a counter suit. I just want their fraudulent claim removed from my credit. Any advice would be great.
submitted by bigfishbunny to legaladvice [link] [comments]


2024.05.15 00:06 baby_moose Some questions about a Polestar 2

Hello folks! I finally leased a Polestar 2. Had been eyeing one for years and the latest lease deal with the Costco rebate was hard to pass.
 
I have a few questions:
  1. Is there any way to set up the screen to show my right side camera's view, when I turn on the right turn indicator? My Honda had that feature and I miss that quite a bit.
  2. Can I roll the windows up (or down) using the mobile app?
  3. The "Charge" screen shows an "Set Amperage Limit" section. Is that something I should be playing with at all? Or should I let it stay in the default 48A value?
  4. Where do you all leave things like sunglasses and coins (for the rare parking meters that don't accept credit cards) and such in your car? There doesn't seem to be a "central console" like most cars do.
  5. What's your preferred driving settings? I am slowly learning to use full regen, but so far have needed to keep "Creep" on.
  6. What's your opinion of Pilot? Does Adaptive Cruise Control work very well or has anyone experienced phantom breaking (like in Teslas)? Is the lane centering decent? I use both ACC and lane centering extensively on my Honda and it works well (ACC works very well, lane centering works until the lanes are faded or the road turns too much).
 
Any recommendations on what all I should be setting up? Like apps for the car (I glanced at the store, but did not find anything that stood out).
 
If anyone's interested, this is the config:
 
 
The Costco $2000 incentive was used to reduce the total cost of the car, which I believe reduced my payments from $523 -> $441 per month.
submitted by baby_moose to Polestar [link] [comments]


2024.05.14 22:30 Super_Sprinkles7863 Debt collection scam?

Is this legit? I wanted to respond and I know I owe some debt but this seemed sketchy but I also don’t want this to turn out badly. Anyone else get this email?
debt.recovery.cas@gmail.com
MERLYN DEBT RECOVERY LAW SERVICES
Urgent Attention: Overdue Payment for Lawsuit: 457821/CA159/741932
Legal Charges: Section 19(A), Clause 21(US). Case Format: Fair Debt Collection Act 811 (FC/SC)
Due Amount: $988.67 ($320 Monthly, $160 Bi-Weekly,$100 Weekly) One Time: $540.00 Today Only
Hereby, we inform you that your arrest warrant is released from here, and you will receive it with court summons very soon. Now you are obliged to come as a defendant to the District Court of Appeals on May 17th, 2024, at 11:00 a.m. for the hearing of your case of defaulting on a loan, CASE #MMD-73291.
The last date to file a lawsuit is May 17th 2024.
Cost of the lawsuit: $4590.00 Legal Charges: Section 19(A), Clause 21(US). Case Format: Fair Debt Collection (FC/SC)
This is to notify you and requires your immediate attention.
We have received this case file from the Major Credit Bureau regarding payday loans. There is a pending loan amount showing in your name and SSN. The initial loan amount for which you took it goes up to $988.67 (due to late fine fees and the rate of interest).
If necessary, you have the right to obtain a lawyer for your protection. You are kindly asked to have an identity document with you. Personal appearance is compulsory. Please bring all documents and witnesses relating to this case with you to court on your hearing date.
Note: If you do not attend the hearing, the judge may hear the case in your absence.
If you want to resolve this matter without a lawsuit and further damaging your credit rating, you must reply now and send the payment within 3 days of the date of this letter; either pay the case closing amount of $540.00 at once either today or Friday, or email us and work out arrangements for payment with it ($988.67).
Thanks and Regards Debt Settlement Division.
submitted by Super_Sprinkles7863 to personalfinance [link] [comments]


2024.05.14 21:56 babamike IQ International

IQ International has reported to the credit agencies that I owe $5,130 on an alleged debt related to an apartment lease. I never received a debt validation letter. Earlier this year, I got a call from a representative of IQ International about the debt. I did not acknowledge the debt during the call; I asked for a debt validation letter and gave them my current address. That letter never came. Last month, I sent them a certified letter making an offer to settle for $500, which I knew they probably would never accept, but I figured I'd start with a low number and work up from there if necessary. They never responded to the offer letter. I'm not sure what my next step should be, and would appreciate some suggestions. I am in Florida.
submitted by babamike to CRedit [link] [comments]


2024.05.14 21:40 Psychological_Wall_5 Woo! Progress!

Woo! Progress!
Hold on to hope people, things are moving at a snails pace, but much faster than the sloths pace it was before.
TL:DR - loans have been discharged 100%, sites reflect discharge (BD app site doesn't yet), letter from DoE confirms, waiting (impatiently) on refund(s) to arrive in the mail. Refund matches what I paid after loans were consolidated into direct loans.
June 1997 - pressured to attend ITT Tech, was told I probably would not get in if I waited. Never graduated, wasn't learning anything. Took out loans (FFELP through CitiBank) and still had to pay $300+ a month to attend.
1998 - 2000 - tried paying on loans, defaulted
2005 - loans consolidated into direct loans, tried paying, defaulted
2010 - 2016 - Debt Resolution Group garnished my wages (2016 switched jobs, garnishments didn't follow)
February 2017 - Treasury Offset for all but $86 of my loan (apparently they could only take so much of my tax refund)
February 2017 - applied for borrowers defense
June 19, 2017 (ish) - DoE reviewing borrowers defense claim
February 2018 - paid off remaining balance of loan ($86)
December 12, 2019 - Nelnet emails approval of borrowers defense claim forbearance
December 18, 2019 - Rec'd notification of Sweet vs Cardona class action lawsuit
May 20, 2020 - DoE denies borrowers defense claim
June 16, 2020 - DoE email stating my borrowers defense claim is back under review
August 18, 2022 - DoE emails another letter regarding borrowers defense claim and Sweet vs Cardona lawsuit
February 28, 2023 - Rec'd approval of borrowers defense application from DoE for full discharge
March 21, 2023 - $368.88 credited to my Nelnet account from the DoE due to it taking so long to review my borrowers defense claim.
May 19, 2023 - Rec'd 2 notices on the Nelnet site stating loans #006 and #007 had been paid off. No record of those loans on Nelnet, they were originally through USA Funds, now Ascendium Education.
May 24, 2023 - Rec'd email response from Nelnet regarding payoff letters
June 20, 2023 - waiting on refund and more information. Loans were fully paid off in 2018 and I can't find information on how much was actually paid into them, other than $17.5k through garnishments of wages and tax refunds after default
November 29, 2023 - noticed my student loans on the debt resolution portal reflected negative balances
December 12, 2023 - received a letter from the DoE stating the application for discharge of my student loans had been approved. Letter showed original amounts of loans (at consolidation)
February 21, 2024 - called debt resolution group regarding a refund owed on my account, rep stated I was owed one and would start the process
February 22, 2024 - account on debt resolution site stated refund request started
February 23, 2024 - account on debt resolution site stated refund request was internally rejected
April 12, 2024 - submitted a complaint regarding my refund being rejected on the debt resolution site
April 15, 2024 - received a call (went to vm) stating that it wasn't rejected, just in hiatus for review and they would reinstate the refund request, website reflected refund request started
April 20, 2024 - refund request internally rejected, again
April 30, 2024 - submitted another complaint regarding refund request
May 9, 2024 - student loans reflected positive and negative balances, showed progress on refunds being processed
May 13, 2024 - one loan showed in default with $865 due (part of the process, I assumed)
May 14, 2024 (today!) - received letter (shown) from DoE stating my BD had been processed and I was receiving a refund of $17,505 and change. Have not received any checks as of yet. Checked debt resolution site and my loans are both at $0!
Now I'm waiting (impatiently) for the refund to arrive. Both of my girls are graduating (one high school, one college) this year and I want to take them on a small trip to celebrate. Will update with more information.
submitted by Psychological_Wall_5 to BorrowerDefense [link] [comments]


http://rodzice.org/