The spectrum scam VoIP host company is Peerless networks of illinois, and they were actually presented a cease and desist for facilitating robocall scam calls, even listed on the document, and the company responded with a vague statement....
https://www.ftc.gov/system/files/ftc_gov/pdf/pointofnoentry-peerlessceasedesistletterfinaljms.pdf

I am one full year out of college and was laid off of work on May 1st. I was recruited straight out of college so I never truly went through the pain of applications... Now I am shocked at how inefficient the hiring process really is.
Easy Apply on LinkedIn might be the worst thing ever. I can easily apply to 25+ companies in one day. If the application requires a cover letter, I can easily adapt my template and personalize it to the role with AI. The barrier to applying for jobs has gotten so low. While this is great for getting out volume, we lose quality.
LinkedIn continues to push AI features, such as using generative AI to draft personalized messages. This is only adding to the noise. A private equity firm with easy apply gets upwards of 1,500 applicants in a week. There is NO WAY a hiring manager can thoughtfully sift through resumes at this scale. There must be a better way.
I recently applied to a perfect-fit role with 300+ applicants and got radio silence after two weeks. Frustrated, I took a chance and DM'd the CEO. We ended up setting up a call that same day! It's baffling that a busy CEO is more responsive than the formal application process.
Networking seems to be king again. It feels like a return to the "who you know" days, not "what you know." Shouldn't skills and experience be the top priority?
There has to be a better way. We need a platform that cuts through the noise and connects qualified candidates with the right opportunities, focusing on skills, not connections.
What are your thoughts on the current state of job hunting? Have you encountered similar challenges?

Please customize the placeholder information such as [Your Name], [Your Address], etc., with your actual details before sending this letter.
A .gov link on how to reach your congressperson is FOUND HERE: https://www.house.gov/representatives/find-your-representative#:~:text=If%20you%20know%20who%20your,the%20U.S.%20House%20switchboard%20operator
LET THEM KNOW YOU WANT THE CAT! TEMPLATE LETTER / Posted by Butcher of Wallstreet.
United States Congress Washington, D.C. 20515
Dear Members of Congress,
As retail investors, we are writing to express our strong support for the implementation and robust utilization of the Consolidated Audit Trail (CAT).
We believe that the CAT is an essential tool for the Securities and Exchange Commission (SEC) to effectively monitor and regulate market activities, and it is crucial for maintaining the integrity of the financial markets.
The CAT, designed to create a comprehensive database of all equity and options trades in the U.S. markets, will provide the SEC with unprecedented transparency and insight into market behaviors.
This level of transparency is vital for detecting and prosecuting illicit activities such as naked short selling and other forms of market manipulation that undermine investor confidence and market fairness.
Naked short selling, where traders sell shares they do not own and have not borrowed, is a particularly egregious form of market manipulation. It can create artificial supply pressure on stocks, driving prices down unjustly and harming legitimate investors.
The ability to track and audit these activities through the CAT is indispensable for identifying and taking legal action against those who engage in such practices.
We, the retail investors, demand that this information be submitted to the SEC promptly and comprehensively. It is imperative that the SEC has all the necessary tools and data to investigate and hold accountable those who exploit the market for their gain at the expense of the investing public. The CAT will empower the SEC to perform its regulatory duties more effectively and ensure a fairer, more transparent market.
In light of the above, we urge you to support initiatives that enhance the SEC's capabilities through the full implementation and utilization of the CAT. This will not only protect retail investors but also uphold the integrity of the U.S. financial markets.
Thank you for your attention to this critical matter. We look forward to your support in ensuring that the SEC has the resources it needs to enforce market regulations and protect all investors.
These are the representatives who oppose the CAT system and most of them have previously voted AGAINST the Short Selling Transparency Act, and Market Fairness Acts.
WE DEMAND FAIR MARKETS, FREE OF MANIPULATION AND FRAUD.
WE WILL REMEMBER THOSE THAT VOTE AGAINST MARKET FAIRNESS COME VOTING SEASON SUCH AS BUT NOT LIMITED TO;
The Honorable Barry Loudermilk The Honorable French Hill The Honorable Bill Huizenga The Honorable Ann Wagner The Honorable Daniel Meuser The Honorable Young Kim The Honorable Zachary Nunn The Honorable Keith Self The Honorable Ralph Norman The Honorable Michael Lawler The Honorable Mike Flood The Honorable Scott Fitzgerald The Honorable Pete Sessions The Honorable Alexander Mooney
X usernames: @RepLoudermilk
@RepFrenchHill
@RepHuizenga
@RepAnnWagner
@RepMeuser
@RepYoungKim
@ZachNunn
@RepKeithSelf
@RepRalphNorman
@RepMikeLawler
@USRepMikeFlood
@RepFitzgerald
@PeteSessions
@RepAlexMooney
Sincerely,
[Your Name] [Your Signature]

Heres the timeline of events which may have contributed to the waiver being denied and or supports my desire to contest the decision. (20F, England, events covering 2020-2024)
Dec 2020 - a rent waiver was submitted on my behalf on the grounds of ill-health. I did not get to see any documentation over the T/Cs and didn't sign anything. I repeatedly asked/offered to supply evidence of ill-health which I was subsequently told was not needed.
Jan 27th 2021 I vacated the room a day before the deadline - unfortunately I forgot to return the keys. HOWEVER, as much as the keys represent having access to the accomodation, these keys no longer worked as the locks had been changed. I was let into the room that night by security who happened to hand me back the redundant pair of keys and thats where my oversight lay. (In 2022 I am made aware that according to their records I vacated the room a week and a half late (when i finally traveled back to hand in the keys) and the waiver was rejected.)
March 2021 I call to ask for an update on the waiver and I am told "it has been waived". I accept this was most likely someone palming me off and mispoke due to not checking the situation but this is ridiculously irresponsible and dictated my next set of responses. A week or two after this phone call, rent arrears emails ceased. This further affirmed I no longer owed any rent.
Sep 2021 Rent arrears emails resume but I ignore, thinking it was a glitch due to the commencement of a new academic year.
After a few months of these emails I ask about them and I am told the rent is owed, no mention of the waiver, rejected or otherwise. I say I was told the rent was waived and I receive an apology and that the issue would be followed up. I hear no more for several months.
Rent arrears emails restart again, some months later. The case is transferred to STA debt collection and I discuss with them the issues I am having. They pause proceedings multiple times and "close" the case on one occasion.
I also reiterate the same information to the university about: - my doubts over the waiver submission due to no evidence being requested, nothing to sign or T&Cs to read. I was not made aware that in passing the deadline for key hand over I would be liable for the whole term of rent not just the days exceeding the deadline.

• that in coming to a resolution some leeway for the deadline should be accommodated considering I exited the rental agreement on health grounds and ill health doesnt work to deadlines AND limited travel due to COVID made moving out at night, alone with no car as a 20 y/o woman quite difficult.
  
• the keys not actually allowing access to the room so I would like to argue that some leeway should be made again as per their conditions for the room to be vacated and inaccessible, I did not have access to the room anyway.
  
• the irresponsible staff member claiming it "has been waived". Which then dictated my finances since I no longer thought I owed a large sum of money. And later on another member or staff apologising and rent arrears emails ceasing once more.
  
• that i thought it was fair I owed the days of rent after the deadline but not the whole term
  

The uni also claim I was sent an email in 2021 updating me that the waiver was denied. I asked for this to be resent as I do not remember ever receiving such an email and this request was ignored. At least twice my emails were unanswered and many times it took weeks to receive a response.
I communicated these points multiple times to the uni and in the last instance (July 2023) they replied 2 months later with a reduced amount owed, more than halved - but not for any of the reasons I stipulated, for some other reason I cant remember currently (the new amount did not reflect the days of rent over the deadline)
At this point I was completely tired, doubtful of their handling of anything and offended because now they admit that for 2 years they have been requesting over double the amount I owed anyway!
(Not essential to read, just concluding) Its my graduation in 2 months and I do NOT want them to pull me aside on the day because of this - I have no tuition fee debts so I can graduate, I just dont want this to be flagged to the accommodation services that I'll be on site that day. Please, where do I stand here? I realise this has been dragged out so long and since their last email with the reduced amount I have ceased communication, STA call me multiple times a week but no letters or emails. I was admitted to hospital for a month last summer for the same reasons I left the uni halls and I've just had a lot on my plate. The official way is to submit a complaint but since it has been so long I now have to justify why I did not take action sooner i.e. after I received the last email in Sep 2023.

It could be anything. For me some top ones have been booking admin days into my calendar, making templates for notes/letters, and find a nice succinct way to explain to clients what my service does does.

I woke up to seagulls this morning, I really like the sound of them. I mean they don’t make pretty sounds, nor is it relaxing, but it feels like a comforting noise I guess? I think because I like being by the sea. I’m not sure. It was nice though. I love living by the sea, like I hear ship horns and seagulls and all of that. It makes me forever paranoid of tsunamis though. I think I’d like to live in a little seaside town with my honey, but I also don’t because then I couldn’t have the garden of my dreams nor would I have the countryside lifestyle I want. I don’t really know what I want. I don’t think I have enough money to be all that picky anyway.
I kind of woke up with that pit in my stomach feeling today. I don’t like how our calls were last night, either one of them. The first I felt like he didn’t want to talk to me and the second it was me being like that to him. I didn’t mean to make it come across that way, but I think he just caught me out when I was mid-deep sleep? I couldn’t wake up or focus and idk. Normally I’m fine to wake up though? And I love his night time calls, to know he’s thinking about me makes me feel so warm inside. It feels weird to think I ever cross his mind when we aren’t in an active conversation, I guess that comes back to the self esteem thing and feeling unworthy of being a thought in his mind, not feeling important enough, or something. But in that second call, I guess I didn’t like that he got me off the phone earlier because he was so sleepy, but then it turned out he was still up and about two hours later? It made me feel like he lied about being tired to get rid of me. I don’t think that was the case, but it’s how it made me feel in the moment. Anyway I woke up feeling uneasy, I felt okay but a little uneasy so I made sure to apologise. I think as well because I fell asleep feeling a little uneasy, it felt like he rushed me off the phone or like I was boring him to death or something. But it made me think about how it’s only 9pm where he is, and that he could quite easily have someone come over around that time. I don’t believe he would do that, but it scares me all the same. The way in which he could crush me into nothing is a little frightening sometimes, it really feels like I’ve just laid out my sad little heart out there for him to stomp all over if he so wishes to do so. I know if he did end things I would be okay, I think, but I can’t say I don’t worry about how it would affect my mental health and “recovery” - how far would it set me back? But also that’s not on him at all, and I’m never ever going to imply as such to him. He ought to make decisions based on what he wants and is best for him. Anyway it’s fine and we talked this morning and nothing has changed for him either, we both still want each other and this so it doesn’t even matter. I still feel bad about how I made him feel. I’m really glad, even though I made him feel bad which I wish I hadn’t, but sometimes it really helps to have him say he still wants this. I know his actions speak louder than words, but sometimes I need the words too. And so him saying “I’m still the same” was really reassuring and made me feel so lovey.
I’ve made a hair appointment, for end of June. I kind of wanted it early June as my hair is annoying the f out of me now, but her first available slot is end of June sooo I guess it still works out well. It gives me five weeks to continue growing out my layers so that we can start afresh. I’m going to get my face framies cut shorter this time as they grow out so quickly. I think otherwise I’ll get very subtle layering, enough to add some movement and help it air dry nicely, but I want the ends as thick as possible too. I’ll get a general root touch up to darken them up a little, and then a tonegloss for the lengths to cool down the warmth a little and darken it up ever so slightly. And then I’ve booked in for a full on olaplex treatment, so that will be nice. I am all about my hair health this year. I always have been but now even more so.
It’s so autumnal today. I really want to watch my favourite cosy romcoms, their autumn scenes are always my most absolute favourite. And winter I suppose. Basically Meg Ryan in autumn is my favourite thing and comforts me to no end.
I think I assume that if I know something then everyone else must know it too, so when they don’t I find it baffling that they don’t know. I guess because I consider myself thicker than a brick and everyone else smarter than I am, so I’d say in the team quiz no one knows the answer I start thinking how do you not know this, but that’s unfair of me and I’m making an assumption based on my low self esteem. But also I am as dumb as a rock so I mean there’s low self esteem and then there’s self awareness. But I just assume that if I know something, then it therefore must be as widely known as 2+2=4.
I’m wearing my Mon Guerlain perfume today, I quite like it, I guess I liked it a fair but considering I seem to have both a bottle of the edp and edt? I think this was during lockdown. Anyway I never wear it but I am today as it’s quite a warm scent, it’s like a warm vanilla but with a touch of lavender? Barely any lavender though, just a teeny tiny little bit. I just googled and that’s exactly what it is so yay me! Except it’s blatantly obvious so perhaps I’ll calm down on the self celebrations. Anyway it’s not one I’d replace but I do like it I suppose. It feels a little mature, not in an older woman way but in a mid-40s way. I read a comment and it said that it gives wife-and-adoring-mother with a wealthy husband, who’s just kissed her children goodnight before sweeping off in her furs to dinner and the opera. It’s classy and elegant, but with something warm and motherly to it and I get that too. Like the mama in Peter Pan! Anyway I’m a little ways off that stage of my life. But it’s a nice wfh scent I suppose. Most of my perfumes are just wfh/chill at home ones now. I wear perfume everyday, I’d say that’s silly but a) Andy tends to too and anything he does that I do makes me feel more assured it’s okay, b) I have a lottttt to get through and c) even if I didn’t have a lottttt to get through I still would because I just like to feel pretty. I may be as ugly as a troll but I will still be presentable enough. Not nicely, but perfume, groomed brows, glowy skin/skincare, my cutie lil diamond studs, brushed hair etc. Except I like a lived in look, I don’t like to look super prim and proper I prefer more bedheady hair and to look like I don’t care an awful lot, but in a nonchalant Kate Moss way not a get wrecked Adam Sandler way. Except I think Adam Sandler is the better of the two - I read he still has a regular-ish house? Then again it was the internet and I’m as gullible as… idk something gullible. That’s what I adore about Andy, he will do his own research and not believe anything outright, he’ll question it and all of that. Whereas I can just be like woowwwww crazy and then move on. There are many ways I’d like to be more like him, I don’t want to be like him but I just want to be better and he’s better so idk. He seems a little paranoid I’ll be like his ex who basically tried to become the tweedle dum to his tweedle dee, but I mean that’s never going to happen? I like to try things he likes, for example snacks and drinks and things. And if he says he enjoys using something and recommends it, ie his mouse, then I take his recommendations seriously. But I’m never going to dress or act like him, I mean I adore him but I don’t want to be a man…? I like being girly and different from him! But I just mean I like how he approaches things, I like how he handles disagreements or thinks about new information - they’re things I want to kind of learn from him. Not in a way where I’d ask because that makes it weirder. Idk. This whole thing is weird. I just admire him. Now I sound like some kinda single white female… which I am… oh god.
Todays been fine overall. I did something new workwise, getting into LOEs for H&S speeding stuff, I had a call with a manager about one of his direct reports this morning and he was like I mean is it that bad and I had to tell a 40 something grown man that it is indeed bad to speed 28km over the speed limit. For any reason. And in a branded vehicle at that. Anyway so then I had to do the letter which was fine but it’s such a confusing template so I suggested some alterations to the Head of and she said they were excellent and she would change the template letter to include my suggestions, so that made me feel good. I enjoy that part of my work, I think I like processes and policies and all of that stuff. Idk why someone with social anxiety thought it would be smart to get into PEOPLE advisory. But like I said, as thick as a brick.
I had such a fun chat with him this evening, he makes me all giggly and silly and I hate myself for saying that. The word giggle is so bleh. I mean it’s a cute word but it feels wrong to say for whatever reason. It’s like when people say “hehe” in texts or whatever, it makes me feel gross even though I don’t even mind it. I think in the right context from the right person it’s fine, but I’ve never experienced that so idk. Now I’m thinking of… something. Something we watched. And the subtitles had it as “heh heh” and I’m thinking sopranos. Anyway newsflash to no one: I love him a hellllllll of a lot.
I wish I didn’t have to go to the office tomorrow. It’s so annoying. I know it’s good for me and also my manager has outright asked me to, so I kind of have to regardless, but also I’ll just focus on the fact it’s good for me to be properly out of the house and stuff. And it has perks I guess, I can have sushi for lunch, peruse the bookshop nearby and I also don’t snack when I’m at the office, I take nuts with me but I don’t eat them because I get all anxy about if people can hear me chewing or if they think I’m some kind of insatiable ogre who can’t wait til lunch or dinner. But so I just have a few bits of sushi for lunch. Although I really want to try this Vietnamese place, they have a salad that looks so bloody good, but I’ve never been and it looks like the kind you line up for like subway and that sends a barrage of anxiety through me so maybe sometime in the future. But I also tend to get more done and idk. It’s good for me. I’ll just keep telling myself that while I hate life two days a week for the foreseeable. It’s not even that bad, it is bad anxiety wise - like yesterday I didn’t go to the bathroom for over an hour from when I needed to pee because of my anxiety, I also didn’t fill up my drink bottle or get another coffee at all for the whole day. So my anxiety is bad, but maybe over time it’ll get better, I’m sure it will, I just have to suck it up in the interim.
I think I’ll stop now because I have 10 mins exactly til 8 and I need to get entirely ready for bed and post this. I needed to blowdry my hair but I spent too long in the shower and now I don’t have time so oh well. Tbh I look like utter shite anyway lately so what’s a bad hair day to go with it? I’ll just put it up. I feel disgustingly ugly lately, I always do but especially lately. Okay now I have 8 minutes night night

The depths of what I felt. I read through my letter and your response again to try and help with the next level limerence I’ve been feeling the past couple of weeks. I miss you more than ever and I can’t explain it. I always go back to the letters because what you wrote helps bring me back to the truth. Firstly I want to thank you for writing back to me, I know it must have been hard/uncomfortable for you to do so. Especially given the circumstances.
It’s been a while since we last talked.. I mean really sat down and talked like the good old days. It feels like years and yet here you are still etched in my heart as bright as the day. I thought these feelings would subside, but right now they show no mercy. I try and keep myself busy, making sure every hour of my day is filled with distractions. It works for a while until days like today where it’s unbearable and I just need to get this out into the Reddit void. I feel a silence so deafening between us, I don’t want to face the day. But somehow I do, because I have responsibilities to the people around me and i remind myself how grateful I am to just have known you. Even though sometimes it feels like I didn’t know you at all and all our conversations were at a surface level towards the end.
You’re the most genuine, caring, passionate person I have ever met. You’re brilliant mind never ceased to amaze me on all levels. The way you laughed without reserve made my day. I must admit I craved to see that smile and laugh from you every chance I could get, it made my day. Why do I feel like you stopped showing me that side of you towards the end though? Maybe you sensed what was to come… my insanity.
You’ll never know how much of an impact you have had in my life. I’ve learnt so much from you just by being in your presence and watching and learning. It truly has been an honour. If I’m stuck in a situation, I always ask myself what would he do, and the answer becomes so straight forward. That’s what I love about you, I could see t was so black and white for you. It was refreshing.
I meant what I said that you are my person and I know I’ll haveto live with these feelings for a very very long time. I know it doesn’t make sense, but I can’t explain it. It’s never been like this with anyone else , this one hits different like it was meant to be in my life for some reason or another. I will move ahead with what I haveto do in this life and I hope one day we’re in a place where you’re comfortable enough to share your ups and downs with me too.
I need you to know if you were to tell me you found the love of your life, I would be so truly happy for you. That’s the type of love I have for you. Be it with or without me, I just want you to be happy no matter what. You deserve so much happiness in your life. You are someone who is not afraid to be themselves. That’s how I see it anyway.
My biggest regret is I’ve managed to lose the one person who understood me the most. Now that we have this silence between us, I’m scared I’ve ruined our friendship, which was the most important to me at the end of the day I’m so sorry I did that, I wish I had the strength to remain quiet about my feelings, but it was as if every fiber of my being takes over and it’s not up to me anymore. Although I don’t have much hope for a reconnection, which I understand may be for the best for both of us, I wanted you to know I love you (in all its forms) and I always will. This is a forever thing.
Take care my friend 💫

Hello! Fellow EA here of 6 years now. My favorite Executive is retiring in a few months. She’s been with our organization 30+ years. She’s very sentimental. I’m looking for some feedback/advice. I thought it would be nice to ask fellow workers across our organization to write their favorite memory about her or a funny memory or something impactful she did for them. My intent is to collect these letters over the course of several weeks and compile them for her. Do you think that’s a good idea? What kind of questions would you ask? Should I provide a template if someone would like to hand write something? Thank you in advance. I appreciate the creativity in this forum.

WASHINGTON, ngày 20 tháng 5 (Reuters) – Ủy ban Thương mại Quốc tế Hoa Kỳ hôm thứ Hai cho biết họ đang điều tra đơn khiếu nại của ArcelorMittal (LU0006047129.BR), mở tab mới rằng nhà sản xuất ô tô Việt Nam VinFast đã vi phạm bằng sáng chế liên quan đến nhôm cường độ cao và phủ hợp kim nhôm thép trên ô tô nhập khẩu. ArcelorMittal hồi tháng 4 đã đệ đơn khiếu nại lên ITC và cũng đệ đơn kiện VinFast lên Tòa án quận của Hoa Kỳ ở California, cáo buộc nhà sản xuất ô tô này vi phạm bằng sáng chế của mình trong chiếc xe VF 8.
Đéo cần nói nhiều, tao chính thức là nguồn tin uy tín nhất trong vụ này, tier 0
Phần 1: baosteel - mittalsteel - nipponsteel
https://www.reddit.com/TroChuyenLinhTinh/comments/1c9cbkj/tin_độc_quyền_vinfast_con_kiến_bé_nhỏ_bị_kẹt_lại/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button
Phần 2: 60 ngày đếm ngược đối với Vinfast
https://www.reddit.com/TroChuyenLinhTinh/comments/1cbq0b8/đại_chiến_giữa_các_steel_giants_phần_2_60_ngày/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button
Phần 3: MittalSteel và cấu trúc thép nhôm chốt hạ con kiến cỏ vinfast
https://www.reddit.com/TroChuyenLinhTinh/comments/1cqwqgz/phần_cuối_của_các_vụ_kiện_vinfast/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button
USITC INSTITUTES SECTION 337 INVESTIGATION OF CERTAIN HIGH-STRENGTH ALUMINUM OR ALUMINUM ALLOY-COATED STEEL, AND AUTOMOTIVE PRODUCTS AND AUTOMOBILES CONTAINING SAME
The U.S. International Trade Commission (USITC) voted to institute an investigation of certain high-strength aluminum or aluminum alloy-coated steel, and automotive products and automobiles containing same. The products at issue in the investigation are described in the Commission’s notice of investigation.
The investigation is based on a complaint filed by ArcelorMittal of Luxembourg on April 17, 2024, and supplemented on April 24 and May 1, 2024. The complaint alleges violations of section 337 of the Tariff Act of 1930 in the importation into the United States and sale of certain high-strength aluminum or aluminum alloy-coated steel, and automotive products and automobiles containing same that infringe patents asserted by the complainant. The complainant requests that the USITC issue a limited exclusion order and cease and desist orders.
[The USITC has identified the following respondents in this investigation]():

• VinFast Auto Ltd. of Hai Phong City, Vietnam,
• VinFast Auto, LLC of Los Angeles, CA,
• VinFast USA Distribution, LLC of Los Angeles, CA,
• Vingroup USA, LLC of Los Angeles, CA, and
• VinFast Trading and Production JSC, of Hai Phong City, Vietnam.

By instituting this investigation (337-TA- 1402), the USITC has not yet made any decision on the merits of the case. The USITC’s Chief Administrative Law Judge will assign the case to one of the USITC’s administrative law judges (ALJ), who will schedule and hold an evidentiary hearing. The ALJ will make an initial determination as to whether there is a violation of section 337; that initial determination is subject to review by the Commission.
The USITC will make a final determination in the investigation at the earliest practicable time. Within 45 days after institution of the investigation, the USITC will set a target date for completing the investigation. USITC remedial orders in section 337 cases are effective when issued and become final 60 days after issuance unless disapproved for policy reasons by the U.S. Trade Representative within that 60-day period.
https://www.usitc.gov/press_room/news_release/2024/er0520_65198.htm

On both DebateReligion and this subreddit u/Informal_Patience821 (Exion) has been making a series of posts that make claims about translations of the Hebrew Old Testament. On DebateReligion there were enough people who know enough about Hebrew to debunk Exion’s claims showing both Exion doesn’t know Hebrew and is an unreliable source of information. Unfortunately is seems most people on this subreddit aren’t familiar enough with Hebrew to see the problems in those posts so I will be addressing them. I’ll start with a summary of a just a few issues from their earlier posts and then dig into their most recent post on Haggai 2.
In https://www.reddit.com/DebateReligion/comments/1c9e54z/songs\_of\_solomon\_are\_prophesying\_muhammad\_moses/ they cited the first word of Songs of Solomon 1:2 as ביִשָּׁקֵ֙נִי֙. The problem is the first word doesn’t have the Hebrew letter ב, that’s actually the verse number. To illustrate how bad this is it would be like copying an alphabetized list with an entry “b chicken thighs”, removing the space making it “bchicken thighs”, and then trying to translate bchicken as if it’s a real English word. In that post several comments noted this issue, and Exion acknowledged it. However, when copying their post to https://www.reddit.com/Quraniyoon/comments/1chuul3/songs\_of\_solomon\_prophecies\_of\_muhammad\_moses\_and/ they failed to fix this known issue.
This also isn’t the first time they’ve done this. In https://www.reddit.com/DebateReligion/comments/1c0x8sp/revisiting\_isaiah\_53\_the\_prophecy\_of\_the\_false/ they made claims about the meaning of ישוחח. They also cited a Hebrew dictionary to defend their claim. The problem I noted in my comment was their source listed two different verb forms which had slightly different meanings. Exion took the meaning of the Qal form but the word was actually in the Polel form. This is problematic enough because even with basic Hebrew one should know to use the meaning for the correct verb form since it changes the meaning. However after acknowledging my command the next day they copied the post to https://www.reddit.com/Muslim/comments/1c2onfa/the\_old\_testament\_says\_because\_they\_will\_think/ without fixing the error.
Another problem is their citation of a fictitious source. u/c0d3rman, u/arachnophilia, and myself tried to find the citation, weren’t able to, and pressed Exion on this. Exion claimed to have the book in their possession but refused to take a pic of the citation to prove it’s real after being called out on the citation not existing. Details can be found at https://www.reddit.com/DebateReligion/comments/1cae1we/comment/l0tr043/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button, https://www.reddit.com/Quraniyoon/comments/1ccdm3z/comment/l18l6v9/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button, https://www.reddit.com/Quraniyoon/comments/1chuul3/comment/l25i39p/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button, and https://www.reddit.com/Quraniyoon/comments/1cjbaue/comment/l2nm56j/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button. Since they won’t provide proof of the source and no one else can find it it’s clear the source doesn’t exist.
Another issue from previous posts is they don’t understand how possessive suffixes on nouns work. There are several comments explaining this, https://www.reddit.com/DebateReligion/comments/1cae1we/comment/l0ueou2/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button, https://www.reddit.com/DebateReligion/comments/1cae1we/comment/l0rt0q7/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button, https://www.reddit.com/Quraniyoon/comments/1ccdm3z/comment/l17gxya/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button, and https://www.reddit.com/usec0d3rman/comments/1cd80ho/an\_explanation\_of\_possessive\_noun\_conjugation\_in/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button. Despite the lengthy explanations and even a pic of a Hebrew grammar book they insisted we were all wrong. However, they never offered a full explanation of how possessive suffixes work on Hebrew. To get at this issue I asked them to translate his thigh, his thighs, their thigh, and their thighs into Hebrew but they’ve refused.
Time for their latest post, https://www.reddit.com/Quraniyoon/comments/1cw5vq2/i\_discovered\_a\_new\_biblical\_prophecy\_about\_islam/.

"Now, pay attention from this day forward, before setting God's stone in the temple of Yahweh."
Obviously the the Kaaba and the Back stone. However, the Masoretes, added diacritics and transformed the phrase "אל" (which means "God") into "אֶל" (which means "to") and had successfully covered up this prophecy. It originally says "God's stone" when omitting the diacritics

The first obvious problem is they never explain why we should accept their diacritical marks over the Masoretes ones. No justification from the context of the text, or any reference to either pre Masoretes on post but non Masoretes influences sources that agree with Exion’s translation.
More importantly, Exion ignored that “stone” in the Hebrew occurs twice. If we take אל to be God and take it as the construct state (the ‘s) then it would be “before setting stone’s God’s stone”. That doesn’t make sense hence why Exion dropped the first occurrence of אֶ֛בֶן in their translation.

while it is today saying "Before setting stone to/upon a stone," a statement that makes very little sense.

It makes perfect sense with the rest of the verse “in the temple of Yahweh.” It’s talking about before the building of the temple which involved setting stone upon stone.

Verse 23 says: "And it shall be from new moon to new moon, an end to His Sabbath shall come. All flesh shall come to bow down before me, said the LORD."

That’s not Haggai 2:23, it’s Isaiah 66:23. Sure it’s 23rd verse of it’s chapter but it’s a different chapter in a different book.
It’s also an untenable translation. In the Hebrew even without diacritical marks we have “מדי חדש בחדשו ומדי שבת בשבתו”. This is two parallel phrases “מדי חדש בחדשו” and “ומדי צשבת בשבתו”. The second phrase begins with ו which is the Hebrew conjunctive indicating the two phrases are connected. They also have parallel structure. The first word is the same in both. Both are followed by a second word with 3 consonants with those same consonants appearing in the third word but with the prefix ב and suffix ו” This parallel combined with the conjunctive tells us the phrases should be interpreted similarly. The traditional translation “from new moon to new moon and from sabbath to sabbath” keeps the parallel but Exion’s translation breaks it showing they aren’t being consistent with their translation.
A more serious problem is they take Sabbath as the subject of the verb. This isn’t possible. To make the consonants שבת the verb to cease it would be the Qal perfect third person MASCULINE singular. However, the noun Sabbath in Hebrew is feminine. The gender of the subject and verb need to match but since they don’t we can’t take שבת as a verb.
Another issue is their translation has “shall come” twice but the verb only occurs once in the Hebrew.

The phrase: "שבת בשבתו יבוא" is literally translated as "An end to His Sabbath shall come." But they interpreted "שׁבת" as "Sabbath" and also (for some weird reason) the term "בשבתו" simply as "Sabbath" as well, while it grammar speaks a different story:

The problem is Exion translates the first phrase as “from new moon to new moon” which has the same prefix and suffix on the noun. Either it’s a problem for both phrases or neither. Since Exion takes it as not a problem for the first phrase but a problem for the second their wrong about at least one of those cases.
Edit: there is one other issue with Exion’s translation of Isaiah 66:23 I forgot to mention. There is another parallel between those two phrases. The new moon tracks months and the sabbath tracks weeks. The parallel is that both track time. It’s an idiomatic way of saying “from month thanks month and week to week”. Exion’s translation breaks this parallel.

I've seen people asking about templates on debt validation letter, so far this one had worked well for me for some medical debt that went into collections. Hopefully this can be useful to some of you. Be sure to get it certified through your USPS.
Collection company/Attorney Name
1234 Street Address
City, State Zip code
I was notified by your company on 5/17/24 with a letter regarding an alleged debt. I am requesting that you provide verification of this debt.
I request all of the following information be provided to me by mail:

1. Itemized bill of the alleged debt.
2. The amount of the alleged debt.
3. The full name and mailing address of the original creditor for this alleged debt.
4. Documentation showing you have verified that I am responsible for this debt, or a copy of any judgment.
5. Please also note whether this debt is within the statute of limitations and how that was determined.
6. Please also forward details about your authority to collect this debt: whether you are licensed in my state of (State you reside in) and if so, provide the date of the license, name on the license, the license number, and the name, address and telephone number of the state agency issuing the license. If you are contacting me from outside my state, provide the licensing information from your state as well.

Because I am writing to you within 30 days of being notified by your company about this debt, you must cease attempting to collect this alleged debt until after you have provided the requested information.
If you continue attempting to collect on this debt — or seek judgment for payment of the debt — without first providing written verification, you will be in violation of the Fair Debt Collection Practices Act. Additionally, the debt cannot accrue any fees or interest beyond what is allowed by state law or by contract with the original creditor.

Sincerely,
Your Name
Date

Current cards: Barclays AAdvantage Aviator (Silver): $7,700 limit, reduced from $17,900 on 5/10. This is the card I'm targeting to replace. Explanation below template answers. Open since 2017. AMEX Blue Cash Preferred: $16,350 limit. Open since 2020. Used for streaming services, gas, tolls, parking (all cash back categories) AMEX Hilton Aspire: $13,000 limit. Open since April 2023. Amazon Prime Card: unsure of limit currently, open since 2021. Used exclusively for Amazon purchases. Apple Card: limit approximately $6,000. Open since July 2021. Used exclusively for financing Apple purchases. FICO Score: 18 month average around 740, was as low as 600 due to several high dollar charges (see explanation). Oldest account age: 6.5 years (the Barclays) Income: approximately $200,000 in 2023 ($110,000 in real income) Average monthly spend and categories: dining $500 groceries: $600-$750 gas: $150 travel: varies, this and next year will be below average. Let's say $500/month for now. other: $1,000 Open to Business Cards: No. What's the purpose of your next card? Air miles/points, airline/lounge benefits Are you OK with category spending or do you want a general spending card? Either.
I'm sure a plurality of people will look at my template answers and determine what happened to me is more than reasonable. However, I'm really incensed at how things happened.
Barclays initiated an arbitrary review of my account - as they are entitled to do - at my last statement closing date on the 10th.
On Saturday, 5/18, I attempted to use my card for a several thousand dollar purchase related to some ongoing home improvement projects I'm currently working on, taking for granted the fact that I had just liquidated some investments and made a payment that brought my balance down to around $4,000. Thinking that my limit was almost $18,000, I figured I had more than enough limit, and it would be a quick way to get a significant miles/LPs boost. The transaction authorized, only to get a "your transaction declined" email 30 minutes later, and my entire order was cancelled, minutes before I was planning to drive up to pick up my supposed order.
Calling Barclays for an explanation, the rep was very nonchalant..."we reduced your limit based on [random factors], and you'll get a letter from us explaining by the end of next week." (ie this weekend). The letter arrived in today's mail.
I am really put off by the fact that Barclays thinks that a 2 - 3 week notice timeline for such a drastic decrease (>50%) was remotely acceptable. And I've been on the fence about this card for a bit anyway...but this is really the final straw for me, so I'm looking for a new card that will earn airmiles, but I don't need it to be airline specific. I do have status with American, but am not committed to maintaining it going forward.
I know of AMEX Platinum, but I'm concerned the amount of churn with inquiries (am also gearing up for ~$100k in renovations) and balances over the past 12 months will make me appear to be poor candidate. And of course, closing my oldest open line will likely torpedo my score.
Probably I'll have to end up taking the "L," so to speak, and probably pay off the balance and stuff it in a drawer. Or just accept that I had shit usage recently, and stuff like this is my comeuppance.

We were going through our morning routine Friday and I put him in his morning play area and as I was walking away I heard him cry like I've never heard before. I ran back and he was on his side spasming. I ran him to my wife who immediately knew something was wrong when I called to her for help.
He gave out one last cry and spasm and that was it.
What hurts even more was when I went to check the camera footage, our camera is missing exactly that period of time. Our internet logs were also missing from before the camera came back online. The next thing we knew, we didn't have a second to mourn, we were getting notifications that there were login attempts on multiple of our accounts. Our printer started printing out random strings of characters, all just one line at the top of the page. I feel like I'm going insane.
I'm reading this as I'm writing it and it sounds unbelievable. We got a sherif out to take a report and contacted our camera company. All weekend we've been changing passwords and trying to figure out what the hell has happened.
We recently sent a cease and desist to our neighbors who had been harassing and threatening us, but I just can't believe someone would go this far.
It's crazy because Wednesday and Thursday were the second time that my parents came to spend time with us, and the first time my father held him. We do not plan on having any other little ones.
Everything has gone quiet and I haven't had a second to process us losing him.
The camera and network hack has to have been a coincidence. But the fact that the camera was off exactly when this happened and the network logs were missing from up until the camera came back online is unbelievable to me.
Our little guy and this at the same time? I can't believe it.
And, now that I have a moment, I don't even know what I'm suppose to do. I feel like someone took a large piece out of my chest and I'm just existing like a zombie.
Maybe no one sees this. It's too unreal to me right now.
Edit: the police, local FBI field office, and cybersecurity officials have been contacted as we have been advised to do. I just wish I could pause the world for a moment.

repost
Hoping to see comments this time that will restore my faith in humanity.
It seems like many people are not aware of the ways Taylor does a lot of harm (and I say this as a big fan of her music since 2006 Debut days). I experienced the whole parasocial relationship phenomenon with her at one point myself. But why don’t we talk more about the shady side of Taylor? She literally sent a cease-and-desist to a blogger for saying she should denounce white supremacy when a large portion of her fan base called her their Aryan goddess and insisted she was on their side. And then years later took to Twitter to complain that a line in a Netflix show (“you go through men faster than Taylor Swift”) was misogynistic but then said nothing of the racist hate (including death threats) that was directed towards the actress who delivered the line as a result. Her feminism isn’t feminism, it’s self interest. Her actions are hypocritical. She uses the feminist label to bolster her brand without really walking the walk. (Same with her rainbow capitalism). Her fanbase is rabid and she clearly enjoys siccing them against her foes or she’d stop doing it only to stay silent. Her latest album has a song about Kim Kardashian, whom she feuded with, with the line “everyone knows my mother is a saintly woman, but she used to say she wished that you were dead”. Kim’s name is spelled out in all caps in the song’s title so her Easter-egg hungry fans know exactly who to attack. Her song Better Than Revenge is all about bashing and sl*t shaming a woman who “stole her boyfriend” (as if exes moving on isn’t just a natural part of life). Fans knew who she was singing about so they unleashed hell on the poor woman. She says nothing to call off her fans from sending death threats to anyone she’s feuding with, and she knows what they’re capable of, so basically she incites violence. She publicly dated an admitted racist who doubled down on his comments about Black women, but she expects sympathy when she faces misogyny. The list of racially insensitive things she’s done is exhaustingly long, including setting a music video in Africa but with only white people in it. Her carbon footprint is through the roof from her regular 10-minute rides on her private jet. A college student who was tracking her jet (for climate change research, I think) was also sent legal papers (her legal team is as rabid as her fanbase). Not to mention that hoarding a billion does make a person unethical. From her behavior, I have no reason to believe she’s not a racist billionaire/ vindictive bully who is also a misogynist and opportunist.
TL;DR: It’s not “just her fans”. It’s Taylor. Taylor is the one who did the sl*t shaming on Better Than Revenge. She’s the one who started the feminist conversation about Ginny and Georgia only to disappear when another woman was receiving racist hate from her fans because of something she said in service of herself (and that’s NOT feminism). She’s the one who wrote “my mom wanted you dead” in a song and put Kim’s name in the title. We gotta stop pretending this isn’t weird…
It all starts and ends with her.
Also, she’s done too many racially insensitive things to deserve the benefit of the doubt at this point.

Episodes and other media available on YouTube and Twitch

Episode 4: The Newly Dead

Last time you began in the aftermath of a landslide. After the chaos of the previous day, the mountain peak, the blight, the death of the Virtuous (all of which happened within a single day) you finally had a chance to rest and take stock of all that had occurred. I found a spot to camp. Dolly confessed ‘in all her travels what she experienced on Mt Atria was the first time she’d witnessed something that she couldn’t understand’.As the only members of the party not affected by the blight, I took Raidion aside to see whether they could offer the others any help. Raidion shrugged off this suggestion, telling I that ‘they were out of their depth and he was only staying with them because they were currently useful to him’. Around the fire, Endellion, Kelnys and Dolly spoke of what had brought them to the Web. Endellion revealing that she had wanted to escape a life she led before. Morgan suggested that (rather than escape) the Web merely offered a different kind of cage. After being pressed by Dolly, he (Morgan) disclosed that he had joined the Web to ensure that he was able to (in his words) “hurt the right people”. It was Kelnys’ turn to confide next that the Web had killed his family, but he also revealed that his family were not dragonborn. As the party began to rest, Raidion took Dolly aside and thanked her for the gift of the daisy chain bracelet. Taking her into his confidence, he revealed that he had been struggling to sleep, due to a whispering deck of cards that he carries in his pack. Dolly told him ‘that when things begin to call out, it is a sign that they possess great power and that power is hard to escape’. As the rest of the party settled down, Endellion and Morgan took first watch. Morgan beginning to scratch the symbols of Ignas from his armor. Endellion questioned him on his loss of faith and Morgan told her that ‘having lost so much already, the death of his god had hit him hard’. The pair challenged one another on the nature of faith, choice, and loss before they too finally got some sleep. The next morning you descended, made your way down to the foot of the mountain and to the Festival of Benediction. There you met Polyanna, a junior cleric supervising the construction of a stage. As she fussed and attempted to heal those of the party suffering from the blight, Endellion insisted that you be taken to Jasmee (the cleric that Barabask instructed you to seek out). Polyanna led you through the hubbub of the festival with its traders, musicians and worshippers until you found Jasmee offering instruction to a group of young religious students. Raidion immediately blurted out that the Virtuous were dead and Morgan handed her the letter that Barabask had written. Jasmee read that letter, her expression darkening. She asked if you had been sickened by the blight that now infected the mountain. When you confirmed that you had, she gathered guards and escorted you away from the festival. As the sounds of revelry faded into the distance, you entered a forest glade, far from prying eyes. There Jasmee rounded on you and with a whispered ‘I’m sorry’ cast Guiding Bolt on Endellion. She called to the guards that you had tried to kill the Antiqua and they, too, leapt into combat. As the fight began, Dolly appealed to Jasmee to stop her attacks, insisting the party had nothing to do with the deaths on the mountain. The cleric seemed in turmoil, stepping back and observing as Morgan roared a battle cry. Endellion added her appeals to Dolly’s with little effect. Raidion tried to use Hypnotic Gaze, as per, but Jasmee was angered by his attempts to deceive her with magic. At last Dolly’s words seemed to land and Jasmee threw her the letter which Barabask had written. After reading it, Dolly made one final plea for reason and the cleric at last commanded that the guards cease fighting. She cured Dolly, Endellion, Kelnys, and Morgan of the blight and told the party that she would report their deaths back to Barabask. With that she departed, leaving you alone in a forest glade.

Previous Episode: Oathbreaker

♪Episode Song References♪

ᕕ( ᐛ)ᕗ

• 00:22:10 Lil Jon & The East Side Boyz - Put Yo Hood Up
• 02:31:44 Evanescence - Bring Me to Life

Highlights

• 00:01:15 Ben recalls how their original plans of being the mature adult in the group has dissolved. “I think we’re all making bad choiced, if I’m honest.”
• 00:09:20 Morgan announces his departure and what he will report back to The Spinner.♪Episode Song References♪ ᕕ( ᐛ)ᕗ 00:22:10 Lil Jon & The East Side Boyz - Put Yo Hood Up 02:31:44 Evanescence - Bring Me to Life Highlights 00:01:15 Ben recalls how their original plans of being the mature adult in the group has dissolved. “I think we’re all making bad choiced, if I’m honest.”
• 00:09:20 Morgan announces his departure and what he will report back to The Spinner.

Raidion:“We are dead.” Morgan:“That makes you more useful to the Web.” Endellion:“Good luck, Oathbreaker.”

• 00:10:32 Ben:“It’s been a pleasure, Alan.”

Harry:“Goodbye, Oathbreaker. Send my regards to Mrs. Breaker.”

• 00:11:46 Kelnys:“It’s too bad we’re dead, I wanted to sell some spoons in that market.”
• 00:16:54 I:“It mights be caramel!”
• 00:17:17 Raidion and Endellion relenting to one hour at the festival
• 00:18:31 Ben makes funny sounds of disapproval upon the suggestion of entering without disguises.
• 00:21:30 Harry:“It is Dolly DeWinter, rather than Dolly DeSpring.” (roll for bad pun damage)
• 00:24:34 I:“When you is dead, calories don’t count!”
• 00:25:20 Fan Art Moment Popcorn gnome with golden goatee and purple hair.
• 00:26:18 Harry:“Just the four of you, then? Just the three of you, then? Just the two of you, then?” You can hear the hope die in his voice after each one.
• 00:29:17 PG:“Sometimes I catch sight of myself in a still pool over the edge of a blade and think ‘What are you like?’”

He just goes back to stirring his corn.

• 00:31:16 Harry:“Is there any part of Raidion that has enjoyed this?”

Ben:“Yeah.”

• 00:36:42 Doug:“Wait a minute! I have a skill called Spooncarving and I’ve got plus ten on that.”

shows Harry the skill on his sheet Harry:“God, they’re cheating! I didn’t know it was possible.”

• 00:38:24 Harry:“You know when you’re a kid and you get given Calpol and you’re like ‘Nothing’s better than this’?”
• 00:45:05 Raidion:(still attempting the serious parent voice, but relenting completely)“You have one more hour.”
• 00:48:36 Endellion spots someone who will recognize them at the festival and alerts the team.

Hollie:“I am necking the rest of this wine and it is (serious tone)‘We need to go’” Dolly:“So sorry everyone, but as you can see, our spoonshaper is done for the day…”

• 01:01:23 I marvels at the high chair and tray technology
• 01:05:39 Endellion just sits there sipping wine, looking like every character from Absolutely Fabulous.

Hollie:“Sweetie. Darling.”

• 01:11:35 Raidion attempts to bury the phantom deck of cards he’s been carrying.
• 01:24:47 With Kelnys guiding them through the woods, the group happen upon a campfire with a group exchanging celebratory remarks about the attack upon Alvelion.
• 01:26:36 I’s foot finds a stray twig, but doesn’t appear to reveal his presence.
• 01:27:20 The mysterious figure in a silver mask.

“Waiting. We wait until we hear otherwise.” “I can’t wait. Not knowing that there’s so many of them not knowing that they’re still in there.” “We have done our part for now. We wrote the message. That was what was required of us then. What is required of us now is to wait.” Curly:“I will bleed that council. Start with Trusk, real slow.”

• 01:31:12 Dolly rolls a 7 on a stealth check and is revealed
• 01:34:55 Dolly:“The web is wide.”

“Good for the web.”

• 01:45:25 INITIATIVE
• 01:47:17 Dolly falls unconscious
• 01:48:01 Alex:“Like Sean Bean.”
• 01:50:56 Ben:“It’s not intimidation, it’s just a stupid thing that Raidion would say.”
  
• 01:57:33 Dolly revived with a healing potion
  
• 02:13:16 I’s impressive stealth skill allows him to disappear in a puff of popcorn and a whiff of caramel.
  
• 02:17:55 Dolly’s back! And she’s pissed!
  
• 02:21:00 Raidion successfully takes out the silver-masked ranger with a chromatic orb.
  
• 02:23:31 Kelnys falls unconscious
  
• 02:25:04 “Butterkist boi”
  
• 02:33:22 “The shadow will flood.”
  
• 02:36:20 In a tandem effort with Raidion, I subdues the final enemy.
  
• 02:36:51 “The old Christopher Lee stabbed in the back story.”
  
• 02:38:20 I:“Who sends you?”
  

“Those who send us all.”

• 02:41:15 A note that reads:

“Camino, Write the message on the mural. Return to the forest and wait. The water will soon rise”.

• 02:45:35 Harry describes the city of Baruun like a three-tiered cake with a single great staircase dividing the round walls. There is a painted and carved mural of the Virtuous on the middle tier near the stairs.
• 02:47:47 Raidion expresses the desire to pose as the three dead spies and use the opportunity to investigate the plot.

I:“Oh, I likes this.” Dolly:“This could be an awful, awful plan. Obviously I’m up for it.” So, the five of you, under the canopy of the forest, with the fire still burning, sit. And wait.

I've been recently made redundant due to the start-up I was working at no reaching it's sales goals (I do not have direct impact in these goals) at the end of my 6 months probation period.
My boss what really regretful when informing me, and said he would do anything he can to help me find a new job.
Recently, he sent me an extensive draft reference letter for me to review, including a job description listing all my functions and performance in each, a general performance evaluation, a collaboration & personality evaluation, and a departure reason.
In the functions section, he listed two functions I never really did, but what got my attention the most, was the departure section, in which he wrote that I left the company at my own request in order to pursue new professional challenges, which is not true.
Do you think he wrote this to help me, or because he does not want to know people to publicly know the company isn't performing and letting people go?
Is there a standrad reference template in Germany, and if we removed the "reason for leaving", it will look unusual? So far, in the interviews I've had, I've told them the real reason why I'm no longer working there, and I wanted to send the letter as a follow up. Will interviewers think I'm dumb for saying I was let go?
Just trying to understand my Ex-Boss' angle here.

Hi, it's the one that makes the songs that they play sometimes on the show. I said I'd post them here if any of you wanted it and at least 2.5 people did so here.
Howie Mandel Fogcast feat Jackyelyn Shulz Theme prototype
Funky Podcast Theme Remix
Big Top Podcast Theme (Circus Coded for PTCD)
Howie's Partial Staff Listing
Cease and Breathe. Desist but no Excel
Sexy Slow Cease and Breathe Remix - No Excel!
Now none of these are fully tied up but are hopefully fun if you enjoy things a little edge rough. I will fully tie up a theme at some point, but when things like the seating change, I have to rework things (like the word 'sofa' into the word chair'. We're talking major adjustments. I'll get there.)
I'll post the latest song in the comments after it's been played. It's designed to reduce mobile phone usage during the show. And I'll post a non country version if you're averse to fiddles and barns.
Also, in these troublesome times, remember to take time to look after yourself. Only then can you truly see that 'only me I can' is just the start. The true message of the show recently for me?
Not only me I can. But us we could.
Bonus: future sweaty hit song about my friend Joe's tight white jeans. His girlfriend loves them...a lot. So I made a tribute.
Daddy in his Tight White Jeans

Last year, my husband and I started a business and sought out a business loan with BHG financial…this loan was supposed to be under our business, but seems to be a personal loan instead. (The lawyer I spoke to said, make no mistake it is technically still a business loan, but they put it on under us not the business itself) my husband is listed as a co borrower on the documents but he never signed the loan documents…we also did not physically sign these documents it was all done over the phone, and then a quick docusign, but there is not hard copy document with my actual signature on it which the lawyer pointed out is also abnormal for funding like this.
The loan was for $20,000 we only received $18,900 after origination fees etc…and that should have honestly been the first red flag but we were newbies and quite niave to the process…we made regular monthly payments toward the loan for the first 7 months, and then I was in a car accident and discovered I was also pregnant at the same time…we were unable to continue with our business for the remainder of the year, as my health was severely impacted, I also wasn’t able to work my day job as often, so we became reliant on a single income. I attempted to work out some sort of hardship repayment plan initially, but their proposed repayment plan was going to end up increasing the debt to a point where we would never be able to pay it off and it would’ve trapped us in an endless cycle of repaying something that would never go away and only continue to grow. I declined signing the arrangement because it was clearly very scammy, and not a realistic repayment plan for somebody requesting hardship assistance.
I contacted a lawyer who told me it was a great move to not sign that which I agree with, however the rest of his advice I’m questioning and I’m just looking for a second opinion. This lawyer advised me to just ignore the debt collector, knowing that we can’t pay this debt. That many pop-up debt collection companies use aggressive and scam worthy tactics to try and squeeze as much money out of people as they can, but these companies pop up and fold within the first few years of existing, they can’t get anybody to repay on their terms. so this lawyers advice was to ignore the problem and wait and see what happens. He told me I am very unlikely to get sued, because it would cost them more money to bring a lawsuit to me in a different state, and if they did sue me, I have the option of filing for bankruptcy, contesting it or accepting a default judgment, which would still leave me owing less than the debt collector is asking for to settle which would not benefit them. He said most of these debt collectors threaten to take people to court, but don’t always do so when the cost of doing so is not worth what they’ll actually get. He told me if I do get sued to give him a call back and we can go from there, but that he does not believe I will get sued.
My question is was the advice I was given good advice? This has been hanging over my head for months and I’ve spent months trying to come up with a settlement that will work However, this company has not sent me any documentation in letter form. It’s all been through email which this lawyer also said is a red flag on the collector… they also are not reporting this debt or any of the payments to any of the credit bureaus which is also very strange to me…they have used high stakes, high-pressure tactics to continue to stress me out when I’m clearly trying to negotiate with them. Is it realistic to just cease contact and hope it goes away? To me that seemed like really odd advice to receive from an attorney who specializes in handling cases like this… BHG financial apparently only has jurisdiction in two states. The state that I live in is not one of them, and the debt collection company they are using seems to be associated to them, though I don’t know what their jurisdiction is. They would still have to serve me out of state, and I still believe I have a strong argument if it did go to court to say that I have been trying to negotiate this all year so that gives me some hope that I can avoid a harsh default, but I find it hard to believe if I just ignore the problem it’ll go away. All I know is I feel like I’m in over my head on this.

Hi M21 from Philippines here. I'm a college student and I need some enlightenment and legal advices. I'll give some summative details about my family's problem: (I am really sorry if my English is really bad.)

• My dad was a seafarer. He was in a coma in his cabin for 3 days. His coma was caused by the abscess that was in his brain due to stress and lack of sleep.
• Company had to find the nearest dock, delivered him to that country's hospital, and aided him.
• We were offered his last remaining paycheck but Mom wanted justice for what happened to my father. We sought advices from other lawyers and they've said that his illness was caused by his job.
• We raised that concern and filed a case against the company.
• We won and we were given the money.
• 2 years after we won, the company sent us a notice that they'll be raising the case again because they were constrained on paying the sum.
• Our lawyer said that we wouldn't worry about it since the company might just let it slide.
• Now, the company have sent us letter notifying us that the case has been reversed and that they will be sheriff on our way to cease the properties that would equate to the sum that they have paid + legal fees.

What can my family do in this situation? Is there anyway we can also reverse the case?
We cannot seek an attorney due to financial problems. We are already at poverty.
Thank you.