Hello, so I figured out some other criteria that I want for my PC from my last post:

• No RGB anywhere (or very little that I barely notice it)
• Components match the black/brown theme w/ the case (keep the case the same please)
• Price under $2000
• Other than that, please recommend any necessary changes. Thank you for your time!

PCPartPicker Part List

Type	Item	Price
CPU	AMD Ryzen 7 7700X 4.5 GHz 8-Core Processor	$288.83 @ Amazon
CPU Cooler	Thermalright Peerless Assassin 120 SE 66.17 CFM CPU Cooler	$33.90 @ Amazon
Motherboard	ASRock B650 PG LIGHTNING ATX AM5 Motherboard	$149.99 @ Amazon
Memory	Corsair Vengeance 32 GB (2 x 16 GB) DDR5-6000 CL30 Memory	$114.99 @ Amazon
Storage	Western Digital Black SN850X 2 TB M.2-2280 PCIe 4.0 X4 NVME Solid State Drive	$145.01 @ Amazon
Video Card	Asus ProArt OC GeForce RTX 4070 12 GB Video Card	$579.99 @ Amazon
Case	Fractal Design North ATX Mid Tower Case	$139.99 @ Amazon
Power Supply	Corsair RM850e (2023) 850 W 80+ Gold Certified Fully Modular ATX Power Supply	$119.99 @ Amazon
Operating System	Microsoft Windows 11 Home OEM - DVD 64-bit	$109.99 @ Amazon
Monitor	Asus TUF Gaming VG27AQA1A 27.0" 2560 x 1440 170 Hz Monitor	$179.99 @ Amazon
	Prices include shipping, taxes, rebates, and discounts
	Total	$1862.67
	Generated by PCPartPicker 2024-05-15 15:46 EDT-0400

Hi python community! I'm working on a simulation of the Wright-Fisher model. It's a model used in population genetics where the principal simplifications are that generations are absolutely non-overlapping and the population size is fixed. So basically, at each generation, a new population of offsprings replaces exactly the population of parents.
The function below takes in a mutation rate (p_mut) and an initial population (popinit) which is a list of lists and returns new_pop which is exactly the same format :

[[['G', 'G'], ['C', 'C'], ['T', 'A']], [['C', 'C'], ['C', 'C'], ['A', 'A']], [['T', 'T'], ['C', 'T'], ['C', 'T']]] 

In this exemple, the population is 3 individuals (rows), each of the individual has 3 "chromosomes" containing 2 "alleles".

def new_gen_mut(popinit,p_mut): popsize=len(popinit) #Generating a list of parents pairs parents=[np.random.choice(range(popsize),2,replace=False) for n in range(popsize)] #Generating new genotypes for new generations new_geno = [ [[np.random.choice(allele1), np.random.choice(allele2)] for allele1, allele2 in zip(popinit[parent_pair[0]], popinit[parent_pair[1]])] for parent_pair in parents] #Implementing mutation new_pop=mutation_generator(new_geno,p_mut) return(new_pop) 

Very basically, it creates parents which is a list of parents pairs same lengths as the population size, then creates one offspring for each parents pair which will inheritate randomly one of the two allele of each of its parents for each respective chromosome.
The function works great and is part of a bigger script that iterates it over and over so I would prefer not to change it too much if possible.
Because I'm now running the whole script with very big numbers of generations and various parameters (number of chromosomes, mutation rates, etc. I'm trying to clean it up as much as possible and after time tracking, it's clear that the module generating the parents pair :

parents=[np.random.choice(range(popsize),2,replace=False) for n in range(popsize)] 

and the module generating new_geno :

new_geno = [ [[np.random.choice(allele1), np.random.choice(allele2)] for allele1, allele2 in zip(popinit[parent_pair[0]], popinit[parent_pair[1]])] 

are clearly taking a lot more time than the other. It's not awful (0.5 seconds per generation on a 1000 individual population with only 1 chromosome) but it adds up.
Do you see any way which would allow me to run that faster?
I can post the rest of the script if it's needed.
Thank you a lot!

Bovada Sportsbook Review 2024

Bovada History
Bovada has firmly established itself as the most popular offshore online sportsbook for players in the U.S. Bovada covers a typical range of sports. It has a top-rated reputation for paying customers out on time, and we have always found the customer service at Bovada to be responsive and has multiple ways of staying in contact with a customer.
Bovada was initially part of the Bodog, the brand launched by entrepreneur Calvin Ayre in 2000. Bovada is the U.S. sports betting app, If you are looking for a sports betting sites in Canada Bodog is available today.
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The customer service team works 24/7, 365 days a year. Bovada’s customer service team tends to be active across the web’s sports betting and gambling forums. There is chat, email and of course phone options for getting in touch with Bovada. If you are on X then there is a Bovada handle to follow.
Is Bovada safe? The site uses SSL encryption software to keep the connection secure. Bovada has been in business for over 20 years. If it was one of those rip off sites, then it would have gone out of business a long time ago. The team at Bovada has made it a premier offshore site and a large part of the credit goes to the responsive nature of the customer service department.
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The Bovada site has all of the sports betting wagers than a US customer would expect. Ease of navigation, betting menu and overall aesthetics. It is easy to browse and the various sports and markets are laid out in an obvious manner. The site is devoid of unnecessary clutter.
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Bovada offers a wide range of betting options for anyone that likes to bet on sports. All of the major sports are covered, football, basketball, baseball, hockey, soccer, tennis, golf, boxing, and UFC. They also offer smaller markets like, table tennis, badminton, winter sports, and Aussie rules. European sports like darts, snooker, cricket, rugby league, and rugby union will see them covered at Bovada.
As a US focused site, the United States customer will see their favorite sports offered with a large number of bets available. NFL, NBA, MLB and NHL fans will find betting options to choose from on each game. You will often find more than 100 different bet types on offer when you click on an NFL game. The odds include, spread, totals, and win as would be expected. However, Bovada provides fans with alternative spreads and props as well. Yes, Bovada offers same game parlays just like Fanduel and Draftkings do. If you are currently wagering at one of these books then it is worth taking a look at Bovada to see if your bet has a better return at Bovada. Why make an SGP bet for +800 when Bovada is offering +950?
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Bovada generally offers everything you would expect from Draftkings or Fanduel. In fact, when Draftkings & Fanduel first started out, they were just clones of Bovada.
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The Bovada betting app is a browser extension. Bovada offers a mobile betting interface with all of the qualities of an app but with one big difference. An app from the Google or Apple app store would also include a lot of spywares. Your every movement would be tracked. This is how BetMGM and Caesars apps operate. They have access to all of your phone calls and text messages on your app. Bovada doesn't operate like this. There is fare more personal privacy with using a browser extension than using an Apple spyware app.
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Is Bovada legit? The site has been around since 2000. It is not one of those betting sites that comes and goes in a couple of years. Bovada has been around for over 20 years because of customer loyalty. The customers know that the Bovada motto, "never missed a payout" is vital to staying in business. Bovada has also stayed in business this long by evolving to meet the changing desires of the US betting market. When customers want a new type of bet or a new casino game. Bovada responds.
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See videos on how to setup a crypto wallet and make your deposit.
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New To Crypto?
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This will be your first step to opening an account with Bovada
You will need to provide the following:

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5. Preferred currency. You do NOT need to make all withdrawals & deposits with the choice.
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7. Click on verification text or email. Bovada Registration Screen. This will be your first step to opening an account with Bovada. You will need to provide the following. Your First and Last Name Your Date of Birth A mobile number for verification An email address for promotions and verification Preferred currency. You do NOT need to make all withdrawals & deposits with the choice. Your Zip Code. Bovada does not accept bets in : Nevada, New Jersey, New York, Maryland, or Delaware. Click on verification text or email.

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1. Login into your Bovada account
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9. Once a deposit is confirmed, you are ready to start gambling. Making a Deposit at Bovada Login into your Bovada account In the upper right will be an account icon Your account deposit / withdraw screens & available bonuses are here Choose deposit Choose deposit type Choose deposit amount Choose your bonus (if you want to search your bonuses, click here before choosing type & amount) After making a deposit a verification screen with reference number will show Once a deposit is confirmed, you are ready to start gambling

Choose Your Bonus
Scroll down to choose your bonus before deciding what amount you will deposit. There may be additional bonus offers available that are better than the one you were going to use.Choose Your BonusScroll down to choose your bonus before deciding what amount you will deposit. There may be additional bonus offers available that are better than the one you were going to use.
Bonus Screen
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Once you have chosen a bonus type and made a deposit. You will receive confirmation of your deposit. If you think there is a mistake. Contact customer service immediately so it can be corrected.Bovada Deposit VerificationOnce you have chosen a bonus type and made a deposit. You will receive confirmation of your deposit. If you think there is a mistake. Contact customer service immediately so it can be corrected.

What are the deposit limits?

Limits are based on the deposit method chosen. Please refer to the chart below, the limits indicated are on a per transaction basis:
Method Minimum Maximum
Visa/MasterCard * $20 / $1,500
BTC, BCH, BSV, LTC * $10 / $5,000
ETH * $50 / $5,000
Player Transfer * $10 / $15,000
Direct Bank Transfer * $50 / $450
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USDT * $5 / $5,000
\Deposit limits may differ per account; please check your limits in the cashier page for more information*
\*Amounts are in USD market equivalent; however, as these can fluctuate - Litecoin (LTC) and Ethereum (ETH) deposits of less than 0.01 LTC/ETH or Bitcoin (BTC) deposits of less than 0.0002 BTC will not be honored.* What are the deposit limits?Limits are based on the deposit method chosen. Please refer to the chart below, the limits indicated are on a per transaction basis:

Making a Withdrawal at Bovada

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• We're unable to ship a check by courier withdrawal to a P.O. Box or military address. Double check your address on file to avoid any delivery delays.
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When will I receive my withdrawal?
When you request a withdrawal, the funds are deducted from your account immediately.
All requests are then reviewed, in the order in which they are received and the timeframe depends on the type of request you submit.
Once approved, delivery times may vary from one withdrawal method to another. Check the estimated time frame by clicking the method on the cashier page.
If you’re looking for the fastest payout, we recommend using our cryptocurrency methods. Once requested, it'll take about 24 hours for approval. Compare the time frames below:

• Bitcoin: Up to 24 hours from when your funds are approved.
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• Check by Courier: Approximately 10-15 Business Days via courier once your withdrawal is approved within 24-48 hours.
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Understanding the Rollover
If you do not understand what a rollover requirement is then please take the time to read.
What is rollover?
Rollover, or playthrough, is the total monetary amount of bets (aka handle) you need to place in order to cash out your bonus along with any winnings attached to that bonus. When it comes to Rollover, your wins and losses don’t matter, each qualifying bet contributes to handle, and the Rollover required.
Sportsbook Details:
Meeting Rollover in our Sportsbook is a tad different. For winning wagers we’ll credit the lesser of the risk amount or win amount. If your bet loses, your risk amount contributes toward Rollover no matter what. However, bets graded 'No Action', a tie or Pushed bet, along with canceled or voided bets, do not contribute in any way to the playthrough requirements of a bonus.
Casino Details:
There are also some games in the Casino that contribute differently to your requirement.
For full bonus details, including the Playthrough Requirement for your bonus, click the drop-down menu or Bonus Description.
If the bonus you’ve claimed is a Deposit Match, the requirement is a multiplier of the Bonus + The Deposit Amount:
Ex. Deposit $100 + $100 Bonus = $200 X Rollover Multiplier (Varies by Bonus)
Biggest Complaint at Bovada is the Roll over If you do not understand what a rollover requirement is then please take the time to read.What is rollover?Rollover, or play through, is the total monetary amount of bets (aka handle) you need to place in order to cash out your bonus along with any winnings attached to that bonus. When it comes to Rollover, your wins and losses don’t matter, each qualifying bet contributes to handle and the Rollover required.Sportsbook Details: Meeting Rollover in our Sportsbook is a tad different. For winning wagers we’ll credit the lesser of the risk amount or win amount. If your bet loses, your risk amount contributes toward Rollover no matter what. However, bets graded 'No Action', a tie or Pushed bet, along with canceled or voided bets, do not contribute in any way to the play through requirements of a bonus. Casino Details: There are also some games in the Casino that contribute differently to your requirement. For full bonus details, including the Play through Requirement for your bonus, click the drop-down menu or Bonus Description. If the bonus you’ve claimed is a Deposit Match, the requirement is a multiplier of the Bonus + The Deposit Amount:Ex. Deposit $100 + $100 Bonus = $200 X Rollover Multiplier (Varies by Bonus)
Current Bonus Codes
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• CAWELCOME — First-time players can get a 100% match deposit bonus (up to $1,000)
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• BVCBITCOIN150 — Bitcoin users will receive a 150% first-time deposit bonus (up to $1,500)
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Pathological Jealousy from a Forensic Psychiatric Perspective
https://www.cambridge.org/core/journals/advances-in-psychiatric-treatment/article/aspects-of-morbid-jealousy/06CBB7BF78CC43C785AE6F7C0F0046C9
The fear of loss and hyperfocus on the fear of loss seems to be behind a lot of the behavior to do with jealousy.
"The threat of losing a partner is expressed cognitively, emotionally and behaviorally. At the beginning the dominant component is emotional, related to a threat of a personal loss (of a partner, relationship, plans, life, stability), negative attitude towards a rival, as well as a partner, the feeling of injustice and loneliness."
Anger at the fear of loss begins to emerge.
"According to Zywucka-Kozlowska and Wlodarcyzk, jealousy is an anger, occurring on certain circumstances, based on two elements; emotions and situations. Emotions arise from the construction of human psyche, while situation arises from conditionings of the external world. Jealousy understood as an emotion is based on the insecurity towards own self-worthiness as a person as well as own attractiveness (including sexual attractiveness) for the partner."
The anger motivates the aggression to mitigate the risk of fear of loss
"Change in a way of perceiving a threat of losing a valued partnership (hypothesis, suspicion, interpretation) in favor of a real or imaginary rival who would enter an emotional relationship with a partner. It is accompanied by a mixture of various interpretations of the partner's behaviors as well as those of the rival, which generate anxiety and incline a jealous person to search for evidence of infidelity or to actions aiming at prevention of potential infidelity. The jealous person accumulates sorrow, anger, hatred, bitterness, which can epitomize in accusations towards an erotic partner."
Feelings of inefficiency and inability to satisfy cause a sense of fundamental insufficiency that begins the anger that evokes jealousy
"Factors often listed as contributing to evoking jealousy in men are as follows: erectile dysfunction, a feeling of inability to satisfy a partner's sexual desires, decrease of women's sexual drive, differences in attractiveness of partners, experience of an actual infidelity in the past, feeling of inefficiency to fulfill social roles, or psychopathological disorders expressed by alcohol abuse, personality disorders and delusional syndrome."
Putting the cart before the horse of accusations freaking out the accuser is seen, causing more anxiety as there is no good way to respond to an irrational delusion.
"Simultaneously, suspicion and distrust towards the partner and other people grow, then imaginary accusations and convictions appear. Consequently, these convictions intensify the fear, fury and further anxiety which additionally increases the amount of false judgements."
They also show inability to control jealous thoughts
"Infidelity, however, are not able to suppress the key psychic aspect of their jealousy, namely intrusive thoughts about infidelity, which they cannot control. Jealousy in its overvalued idea takes on a form of a dominant thought, however, a jealous person does not have assumptions of the intensity of delusions."
This shows jealous behavior is linked to obsessive compulsive disorder, which is linked to fear of loss. Only its aggressive instantiation is linked to jealous behavior though.
Anger at the fear of loss increases stress which makes the brain's delusions more aggressive as happens whenever the brain is infused with excess cortisol.
"It is necessary for a person to display anxiety, fear of losing a partner or his or her position in the partnership, which should evoke stress and interfere with function of the jealous person, both people, or partnership."
Invasion of private areas of an individual's processing is a key signs of jealousy, as is the aggressive imposition of humiliating the partner to "get back" for their delusions where they were humiliated which never occurred
"Typical behaviors accompanying delusional jealousy include: multiple accusations about infidelity without sufficient evidence, demands for assertions or imposing of pledging faithfulness, humiliating and controlling partner's behaviors as well as demanding information concerning thoughts, views, and fantasies."
Overvaluation of the delusional idea also includes overreading of the facial expression for "signs" of confirmation. Hyperfixation on sentiment analysis may belie a deeper delusion behind the person hyperfixated.
"The so-called delusional activity comes down to realizing powerfully expressed need of control in form of various ways of manipulating, deceiving, searching for personal belongings, listening in telephone calls, and controlling correspondences. Emotions present at that time such as anger, sorrow, pain humiliation, fear and contradicting desired lead to increasing search for eventual evidence of infidelity, which could not be found, which in turn make neutral behavior acquire characteristics of these evidences."
Insatiability is seen on the jealous, showing extremes of violation to satisfy a delusional possessiveness, all the more disturbing when there is no actual partnership. The insatiability belies the psychotic instantiation
"A greater integrity of partnership, however, this lasts only a certain time. Usually, there comes a moment when a partner is not able to fulfill the expectations of a jealous person because it is infeasible. Attempts at leaving the above described constellation by one of the partners turn into an embers of anxiety, fear and evoke suspicion of disloyalty, to the pathological extent."
Schizophrenia, depression, substance use and OCD are all seen on those with pathological jealousy.
"On the other hand, Singh et al. indicated that the most common diagnoses related to morbid jealousy were schizophrenia (34%), depression (30%) and substance abuse (20%) jealousy with morbid intensity occurred also in bipolar affective disorder (6%) and other mental disorders. 10%-obsessive-compulsive disorder."
Expectation of reward and aggressive dopamine shunting as an irregularity were seen in these brains, linking jealousy to envy circuitry.
In confirmation of this, jealousy showed signs of behaving just like an addiction, trying to get a higher hit. Addiction is not logic, it creates rationalization.
"In respect to women, intensity of jealousy negatively correlated with the length of a relationship, and positively with the intensifying symptoms of an addiction."
False reception of various actions are treated as real, and memories are reinterpreted (and thus reconstructed) as pathological, leading to a strong emotional charge. Basically, reading neutral information wrong as often seen on the jealous leads to the anger that leads to fear of loss, and the stress that creates delusion.
"In delusional disorders focusing on a partner's infidelity, jealous people treat their false reception of various actions as real and intensify it by pathological interpretation of memories which are in turn strengthened by strong emotional charge. By doing this, quasi-logical systems of jealousy are created. They constantly accuse a partner of infidelity and stubbornly attempt to validate their suspicions by delusional activity. Sometimes, "interrogations" can take a form of tortures, and inspections are not limited to checking possessions, but also involve partner himself (including genitalia)."
Delusions of humiliation seem to be psychotic expressions of fear of loss, the fear of having lost while acting like one has not.
"It seems that in the case of people with increased levels of jealousy, situations when they feel moral pain associated with a false conviction that the environment knows about a partner's infidelity, can be especially painful. Situations n which they feel threatened, associate with a possibility of infidelity, disloyalty, embarrassment or humiliation (imaginary or real) weaken their self-control. Most often, there is a chronic situation of mental burden and increasingly growing tension."
Highly suspicious hostility leads to anxiety and negative attitudes towards other people.
"They are highly suspicious, which is expressed by hostility towards the environment, caution towards people, which leads to experiencing anxiety and negative attitudes towards other people."
Emotional-delusional explains a lot of the general type of rationalization, denial, and cart before the horse thinking seen on the jealous person.
"Przybylek at al.[30] drew similar conclusions and stated that in the group of emotional-delusional murderers there are perpetrators who, apart from delusional aspect, are motivated by revenge, feeling of injustice or feelings of insecurity and fear, which additionally weakens their ability to control their actions while committing a crime."
People with delusional jealousy often struggle to see their own jealousy or envy, showing again the denial element of the psychotic behavior witnessed. Lowered level of sense of illness (not admitting they have a problem) is a well known sign of an extremely high risk person for committing violence.
"Usually crimes motivated by jealousy are associated with a chronic psychotic process which is concentrated on a partner, a suspected rival, or other people who 'assist' infidelity. People with delusional jealousy have also a very low level of criticism towards own convictions. A lowered level of illness insight is a well-known factor of aggression risk, which should cause expert witnesses to balanced assessment in terms of the necessity of using security measures."

Hi All,
Debating on using a full or mid size case for the below components, realizing airflow would be better with a full size case as well as cleaning, assemble, and modifications.. I'm planning on mounting to the bottom of a Secret Lab Magnus Pro desk using their mount, so i figure a smaller desktop would be nice so i'm not banging my legs into my computer at all times. What are your thoughts - would using a mid-size case here be a problem down the road?
Also debating between a NZXT H series or a fractal north case - would love your feedback here as well.
List of components:
[PCPartPicker Part List](https://pcpartpicker.com/list/KdQkt7)
TypeItemPrice
:----:----:----
**CPU** [AMD Ryzen 7 7800X3D 4.2 GHz 8-Core Processor](https://pcpartpicker.com/product/3hyH99/amd-ryzen-7-7800x3d-42-ghz-8-core-processor-100-100000910wof) $339.00 @ Newegg
**CPU Cooler** [Noctua NH-D15 82.5 CFM CPU Cooler](https://pcpartpicker.com/product/4vzv6h/noctua-nh-d15-825-cfm-cpu-cooler-nh-d15) $109.95 @ Amazon
**Motherboard** [Gigabyte B650 GAMING X AX V2 ATX AM5 Motherboard](https://pcpartpicker.com/product/cPNYcf/gigabyte-b650-gaming-x-ax-v2-atx-am5-motherboard-b650-gaming-x-ax-v2) $184.99 @ Amazon
**Memory** [G.Skill Flare X5 32 GB (2 x 16 GB) DDR5-6000 CL32 Memory](https://pcpartpicker.com/product/cnbTwP/gskill-flare-x5-32-gb-2-x-16-gb-ddr5-6000-cl32-memory-f5-6000j3238f16gx2-fx5) $94.99 @ Amazon
**Storage** [Samsung 980 Pro 2 TB M.2-2280 PCIe 4.0 X4 NVME Solid State Drive](https://pcpartpicker.com/product/f3cRsY/samsung-980-pro-2-tb-m2-2280-nvme-solid-state-drive-mz-v8p2t0bam) $169.99 @ Amazon
**Video Card** [Gigabyte GAMING OC GeForce RTX 4090 24 GB Video Card](https://pcpartpicker.com/product/TgkWGX/gigabyte-gaming-oc-geforce-rtx-4090-24-gb-video-card-gv-n4090gaming-oc-24gd) $1796.91 @ Amazon
**Case** [Fractal Design North XL ATX Full Tower Case](https://pcpartpicker.com/product/Gd26Mp/fractal-design-north-xl-atx-full-tower-case-fd-c-nor1x-02) $179.99 @ B&H
**Power Supply** [be quiet! Pure Power 12 M 1000 W 80+ Gold Certified Fully Modular ATX Power Supply](https://pcpartpicker.com/product/fKHqqs/be-quiet-pure-power-12-m-1000-w-80-gold-certified-fully-modular-atx-power-supply-bn506) $129.90 @ Newegg
**Operating System** [Microsoft Windows 11 Home OEM - DVD 64-bit](https://pcpartpicker.com/product/dKkWGX/microsoft-windows-11-home-oem-dvd-64-bit-kw9-00633) $109.99 @ Amazon
*Prices include shipping, taxes, rebates, and discounts*
**Total** **$3115.71**
Generated by [PCPartPicker](https://pcpartpicker.com) 2024-05-15 15:03 EDT-0400

PLEASE READ THE WHOLE POST.

This took weeks of picking and testing mods
Played on PS5, should work on PS4
Order is stable, no crashes
New game on survival difficulty required
All 6 DLCs needed
No unbalanced cheat mods added
Very difficult but satisfying and immersive
Adding other mods will break stuff, ask in comments
Not tested on PS4 or PS4 Pro performance-wise

OVERVIEW

This modlist is for people enjoying difficult challenge, exploration, combat, managing settlements and a bit of building. No more bullet sponges, loot/enemy respawns and rambo playstyle!
In the beginning you are no one. You leave the vault weak, tired, with barely any gear. Avoid most encounters and quests at the start. Try to survive, build a safe spot and carefully explore. Be aware of your surroundings, use what you find.
Saving often in beds and making 'autosave drug' at the earliest possibility is a good idea (nearest chemistry workbench is at Abernathy Farm). Save menu is always on top of MISC category in Pip-Boy.
Discovering new places gives plenty of exp in the beginning, but quests are your main exp income.
Exploring safer areas like Sanctuary, Concord and smaller settlements first (avoiding powerful enemies) recommended. There might be a lot of combat in the background. Don't engage much, especially avoid supermutants, robots, turrets, bears - they are deadly even for high level, well developed characters. Raiders also hit hard, depending on their weapon and rank.
Weapon caliber makes huge damage difference. 10mm is pretty weak, but if you find rare .50cal rounds or some good explosives, you should eliminate tougher targets much more easily.
Investing in stats right after level 15 is a good idea. STR for carry weight, PER for accuracy, END for health, CHA for better prices, INT for more exp, AGI for sneak and speed, LCK for dmg and loot. Be sure of your choices. Watch out for 'revealing all map markers' and 'slow time when aiming' perks. Be sure you want and like them, there is no going back.
Deathclaw in the early minuteman quest is tough - try to use explosives to break his legs and some high caliber weapons to finish him off by shooting his face. Or maybe you'll get lucky and raiders will kill him. Or just simply avoid him until you get proper gear.
Don't waste ammo on zombies, use melee. Bullets are valuable. However zombies can grab and instantly kill you if your HP is very low, so watch out on low, early levels!
Aim for the head for much higher damage. Concentrating damage on arms or legs to rip them off is a good strategy too. Raider without arms wont do much to you except running around and alerting nearby enemies, that is.
Damage types are important. Ballistic damage is not efficient against turrets, melee against radroaches and so on. You need to figure out yourself whats best strategy.
Develop and protect your settlements, put walls to protect generators and other important structures. Repairing is costly. Gear up settlers. Scraping and cleaning settlements is a good early source of components.
Try to fully explore the map, kill enemies and do all quests. Most loot and enemies wont ever respawn so this is your chance to find new secrets in Commonwealth and clear the place.

========== CHANGES ==========

Combat, Enemies

• Enemies will flank, charge, take cover, run in fear, use and pick up ammo & weapons, swap to backup gun and so on.
• Headshots or weakspot hits do much higher damage than torso shots.
• Gun caliber greatly affects damage, explosives are powerful and damage type matters.
• Foes have special moves like biting and holding leg, wrestling moves, kicks. Dependent on enemy type and briefly stuns you.

Sound, Graphic

• Sounds are less flat because of added reverb and other tweaks.
• Very dark nights with wide, helpful flashlight.
• Atmospheric lightning: beautiful light from lantern and fire sources, dusk, dawn, moon, plus bullets illuminate environment when flying around.
• No dreadful, annoying, unimmersive: combat music, hearthbeat, sounds of generators, turrets, exp gain sound, most perk triggers and perk chart.

Crafting, Modifying

• Making/disasembling ammo and also creating various shipments. Upgrading clothes, rings, glasses in different ways.
• Legendary swapping, crafting legendary effects using technical documents. Some effects have been adjusted.
• Added crafting of new, lower damage explosives, but they have unique effects for ease of use.

Perks, SPECIAL

• STR affects carry weight, PER accuracy, END is health, max AP, CHA for better prices, INT for more exp, AGI for sneak, walk and reload speed, LCK for small dmg boost, loot, critical hits outside VATS and while using it.
• Leveling up does not give you health. You rely on stats, bonuses, gear.
• Perks tree mostly changed, level 15 needed to start increasing Special base stats, level of around 100 to increase stat to 10. To get all perks you would need 300 levels, so new modified 'idiot savant' will help a lot.
• Collecting magazines, bobbleheads, companion perks is now more helpful and recommended.
• Some skills are changed, reordered, much more interesting and useful.
• More perks are needed for crafting, especially science perk is required for most technology related stuff.
• Lockpicking everything is available instantly from level one, but perks and AGI make it reasonably easier. Bobby pins are more rare.
• Hacking is simplified to not do the repeating minigame. Now holotapes to reprogram and override terminals might be of use.

Settlements, Building

• Expensive build costs of robot workbenches, turrets, big generators, so buying component shipments is justified.
• You can hire guards for caps or risk settlers lives on the usual guard posts.
• Can't harvest planted fruit and veg, you get your fair share in workbench instead.
• Collecting resources by settlers changed. Bigger variety of settlers and they are now mortal.
• More objects to build and decorate your bases.

Locations, Loot

• Items like meds and ammo are harder to find and exist in appropriate containers.
• New map markers and few minuteman towers as a small addition to explore.
• Quick travel available, but only to settlements.
• Only rare enemies like bosses drop legendaries. And many more...

Before you download:

• Safe to remove/swap mods are listed below the modlist, just in case you don't like or want some of them. Rest needs to be kept for balance or glitch removal, but only in the CORRECT ORDER!
• Remove all mods you currently have before downloading this mod list.
• Read what to do after downloading mods.

MOD LIST WITH CORECT ORDER:

1. Unofficial Fallout 4 Patch [UFO4P] [PS4] - Thousands of small bug fixes for FO4.
2. Radium Rifle Suppressed Sound Fix - As the mod name suggests. Must be on top of mod list, its a master file.
3. [PS4] Pip-Boy Paint Jobs - Colors Of The Wasteland Pack (Club Freedom) - Adds simple Pip-Boy skins. Remember you can click touchpad while using pip-boy to zoom. Again a master file.
4. Kane's Items Sorting (PS4) - Junk is sorted and some other things too.
5. [PS] Useful Technical Documents - Legendaries - You can swap legendaries for free, create new ones using technical documents.
6. Named NPC Protection [PS4] - Protects named quest npc's, merchants, important characters from random encounters with enemies.
7. Tribals of Commonwealth - Adds tribal groups, often found in wilderness.
8. Ghouls Of Commonwealth - Adds over 1100 feral ghouls for zombie apocalypse and chaos.
9. DLC Creatures In The Commonwealth [PS4] - Adds 200 creature spawns to the commonwealth for constant war, danger and chaos.
10. Longhorns Of The Commonwealth - Adds longhorns to more empty areas on the map.
11. Gulpers Of The Commonwealth - Adds gulpers to more empty areas on the map.
12. Wolves Of The Commonwealth - Adds wolf spawn points to the map.
13. More Behemoths In Commonwealth - Adds 5 more behemots to the Commonwealth.
14. Behind Enemy Lines - Adds plenty of enemies to the glowing sea region.
15. Roving War Parties, Raiding Packs And Hordes Of MY - Adds wandering groups that attack some key locations.
16. More Radstags - Adds plenty of radstags, especially north and into forests.
17. Better Radstags - More agressive radstags.
18. Not a Princess - Humans can grab you/others and slam on the ground, make karate moves, dogs can hold your legs/arms, bloodbugs suck your blood.
19. Disable Minutemen's Annoying Quests [PS4] - Disables 7 types of repetitive and not important radiant quests.
20. [PS4] Grounded Updated By Sarinia - Adds tons of ground foundations, floors, walls, mounds of dirt to Structures-Concrete menu.
21. Miscellaneous Settlement Items Unlocked [PS4] By Callias - Adds 49 objects for building in settlements.
22. Cinder Block Walls And Sandbags Unlocked [PS4] By Callias - Adds 16 objects like cinder blocks and sandbags.
23. Constructible Faction Guards - Adds ability to hire guards for caps in build menu, but only after allying with a faction.
24. [PS4] OCDecorator - Adds inventory items as a decorational building objects.
25. [PS4] OCDecorator DLC - Support for addons for the above mod.
26. Tweaks - Survival Fast Travel Settlements All DLC - You can fast travel to settlements on survival difficulty.
27. 1st Person Animation Tweaks [PS4] - In first person mode you lower your gun automatically.
28. [PS4] Swinging Animated Meat Bags - Adds animations to supermutant meat bags.
29. Power Line Physics [PS4] - Swinging power lines in settlements.
30. No Sneak Indicators - Completely removes all sneak indicators.
31. [PS4] Dogs Not Brahmin - Provisioners and traders use dogs instead of brahmin.
32. Vertibirds Unghosted - Tweaks invincible vertibirds for danger and realism.
33. [PS4] Simple Settlers (Mortal Edition) - Provides bigger settlers pool (five times more) and names them.
34. Quieter Settlements PS4 - Vanilla - Generators, turrets and hammering are much quieter.
35. Fallout 76-Style Region Music - Changes music in regions for less boring/repetitive background tracks.
36. Reverb And Ambiance Overhaul - ALL DLC [PS4] - Tweaks sounds for better ambient and reverb and adds sliders to options.
37. Better Dialogue - Camera focuses on NPC, changes made to some irritating generic dialogues and tweaked dialogue interuption.
38. Esk QuietPerks [PS4] - Muted five annoying perks like idiot savant.
39. No Experience SFX - Silences sounds when gaining experience from various sources.
40. [PS4] Dead Beat - Removes heart beat sound at low HP.
41. Combat Music Remover - Mutes combat music, so there is silence and suspension when enemy detects you.
42. Commonwealth Visual Overhaul & DLC [PS4] - Changes colours, atmosphere and makes nights darker.
43. UCW - Unified Commonwealth Weather - Adjusted weather for regions and integrated DLC weather for Commonwealth.
44. [PS4] No More Fake Puddles - Removes ugly puddles that stay 24/7.
45. No More Twigs - Removes stupid twigs sticking out of the ground.
46. [PS4] Enhanced Flickering Firelight - Better light effects for fire sources including oil lamps.
47. [PS4] Dark Mode - Abandoned Settlements - Empty settlements don't have light sources.
48. Vanilla Moon (4x) - Much bigger moon. Anything bigger looks low quality.
49. Sunlight Alignment Tweak - Better Dawn And Dusk [PS4] - Changes sun and moon movement for better lighting and atmosphere during dusk, dawn and night.
50. Crafting Blur Removal (PS4) - Removes blur while looting containers, from crafting screen, power armor.
51. Ironsight Blur Removal (PS4) - Removes blur while aiming.
52. More Map Markers (PS4) - Adds some new markers on map.
53. CleanVATS - Green Tint Remover PS4 - Removes fullscreen green tint effect while aiming in VATS mode.
54. VATS Third Person Only - As the name says, just changes in cameras used in VATS.
55. [PS4] Payneful VATS - Better VATS cinematics, shows important hits and finishers a bit slower.
56. Component Tagging Helper - Allows to easily tag basic components on cooking bench and you can quickly view how many you have in total.
57. Grenade and Mine Pack - Adds some new weaker, but modified explosives.
58. Saving Survival Mode - Allows crafting misc items on chemistry workbench for anytime saving (3 standard autosave slots and 1 save shared/overwritten on all survival characters).
59. Animations Be Gone - Removes plenty annoying hammering spots in sanctuary.
60. Minuteman Watchtowers - Adds 8 minuteman watchtowers containing loot and/or guards.
61. Power Goggles (All DLC) - Power Armor Mods For Goggles, Visors, And Glasses - As the name says. Two mods for glasses for high level characters.
62. Clothes For Every Stats Wz - Most clothes can be worn under armor and you can upgrade them after unlocking ballistic weave.
63. Bear Trap and Caltrops Fix [PS4] - Small changes in how traps work and balance them.
64. See-Through-Scopes [PS4] - Adds new combat scopes in place of 2.5x and 4x magnification.
65. See-Through-Scopes - Nuka World [PS4] - As above but for 2 Nuka World guns.
66. See-Through-Scopes - Far Harbor [PS4] - As above but for 2 Far Harbor weapons.
67. Targeting Sensors On Recon Scopes(Colour Coded NPCs Version)[PS4] - Modified recon scopes that highlight enemies, friends and dead bodies in specific colours.
68. Immersive Gameplay Combat Mostly PS4 - Core of this modlist. Hundreds of changes.
69. Immersive-Gameplay. Low Tech, No Powerarmor Justification Patch. (PS4) - Makes fusion cores worn. Balances the game around power armor.
70. Immersive Gameplay Seasonpass Patch (Playstation) - DLC compatibility for IG.
71. Immersive Gameplay Rough Start (PS4) - Overwrites starting level to 1.
72. Medium Settlement Raids PS4 - Makes enemy raids less ridicolous and balanced.
73. Zombie Walkers (PS4) - Most feral ghouls act like slow rotten zombies.
74. Curse Of Darkness - Normal Edition - - Zombies are faster and more dangerous after midnight.
75. Esk No More Teleporting Creatures [PS4] - Molerats and radscorpions don't teleport.
76. Realistic Insects Health [PS4] - Makes insects easier to kill and balanced.
77. Full Load - Loot Logic And Reduction Complete - Restricted harvest, lower and/or different production output for settlements, empty bottles renamed, Scrounger perk less ammo, less meat, less loot.
78. Full Load - Rough Start Less Handouts - Removed some workbenches in starting locations. Different loot in Vault111.
79. Immersive Gameplay Dismemberment - A Patch Or Standalone Feature. - Higher damage to headshots, easier to dismember limbs.
80. Tackle! Immersive Gameplay Knockdown Version - Lets you stagger enemies by sprinting into them after aquiring a perk.
81. Wasteland Baubles Ring Overhaul! PS4 - You can find unique rings at traders, in suitcases, cabinets. Allows scraping and modifying rings for special legendary effects.
82. [PS4] STS - All-In-One - Allows scraping almost all settlement objects.
83. (PS4) Improved Lighting Ballistics - Improves lighting for projectiles such as bullets, lasers, gauss, plasma, missiles, flares and explosions.
84. Explorer Restored - Cut Perk Mod PS4 - Adds rank two of VANS perk - explorer. Uncovers map.
85. Idiot Savant & Better Criticals Redone (PS4) - Idiot savant is better the more INT you have, muted perk chart, better criticals perk for crits outside VATS.
86. Realistic Death Physics - No Animation - ALL DLC [PS4] - Decreases the amount of force of both melee and ranged attacks, so bodies wont fly away.
87. Increased Settler Limit - Awareness - Wire Length - Corpse Collisions [PS4] - More aware settlers with limit of 50 per settlement and longer wires. Mind the limit.
88. Settlement Attack Spawns Outside The Settlement PS4 - Moves attack spawns outside the settlements.
89. Power Conduits Radius Increase And No Build Limit - All DLC [PS4] - Infinite build limit and two times longer range electricity conduits.
90. [PS4] Creation Club Skins (Weapon & PipBoy) Generic Compatibility Patch - Makes weapon paints from Creation Club show up in crafting menu if you have any.
91. No Affinity Cooldown - Removes cooldown between companions liking/hating your actions.
92. [PS4]More XP Per Level (Base:600, Bump 120) - Increased experience required to level up.
93. Increased EXP - Increases the amount of EXP gained to make Immersive Gameplay and mod list balanced.
94. No Building Houses XP Gains PS4 - Building settlements don't provide experience.
95. Pip-Boy Flashlight - Pipboy light is now a flashlight.
96. PS4 - Longer Headlamp Light - Makes flashlight much bigger and changes headlamp and power armor light.
97. [PS4] Starting SPECIAL = 7 - Changes starting SPECIAL stats to 1 in each category so you start weak.
98. No Enemy Respawns - Game areas don't respawn loot and enemies, after time have passed.
99. Accelerated Fast Travel - Fast travel takes less in-game time, should be also relevant to survival needs.
100. Time Scale Changed From 20 To 10 [PS4] - Day and night lasts twice as long.

Additionally after downloading:

• After installing the mod list, restart your PS4/PS5.
• Dont add or remove mods mid playthrough.
• Change game difficulty to survival in options.
• Play on performance 60fps. Newly added mode visual 60fps is more laggy and has awfull VATS framerate.
• If you want even more immersive settings, go to Settings, Gameplay and turn off quest markers or crosshair.
• Go to Options, Sound and reduce ambience level by 5-8 clicks and reverb by 2-3.
• Dont forget to change camera sensitivity (I play on max), next go to Options, Display and change hud color to blue or any other that makes sense (not red), lower transparency by 30% or more, set pip-boy colour to your preference (I use red pip-boy and minty hud to have the best compatibility with highlighting perks and scopes).

You can add/swap some mods if you want:

101... Immortal Cats - PS4 - Invincible cats, so you don't lose happiness increase when they die. Add after mod #83 \ 102... [PS4] STS - Extras - Living & Dead - Season Pass Version - You can get extra resources from scraping dead bodies in settlements. Watch out not to scrap someone alive. Place after mod #82. \ 103... Josephine Preset - Nice looking preset number 13 for female character creation. Change hair and other details if you want. Delete after leaving vault111 and saving (if you need mod list space that is). Add after mod #55. \ 104... Faster Positive Affinity For Companions - Removes cooldown between companions liking/hating your actions and gain five times more positive affinity. Swap with mod #91 if you want more cheaty version. \ 105... Silent Main Menu - To mute main menu sound, find duplicate sound slider named 'Master sound' and move it all the way to the left. Add after mod #41. \ 106... Quieter Settlements PS4 - Contraptions DLC - Quieter production lines. I ran out of space on mod list so this and next one are optional. Add after mod #34. \ 107... Quieter Settlements PS4 - Wasteland Workshop - Quieter fusion generators. Add after mod #34. \ 108... [PS4] Simple Settlers (Immortal Edition) - Instead of #33, so generic settlers don't die during settlement attacks. \ 109... Reduced Rubble Etc. - Safely reduces density of unimportant objects by 50-75%. Add after #44 or swap with #45. \ 110... Vrexia's Magical Rings - Add after #57 only if you get poison/perception bug where your PER is shown as (-1). You can offset it by equiping multiple rings from this mod (created at chem bench). Didnt found a better way yet. \ 111... Pip-Boy Flashlight (Brighter) - For a smaller, brighter flashlight swap #96 with #95 and replace #95 with this.

Remove, if you want:

Stock, ugly Pip-Boy color - #3 \ No tinkering with legendary effects - #5 \ No powerful groups wandering and attacking places - #15 \ Radstags to be less agressive - #17 \ Dont care about building - #20 #21 #22 \ Dont care about decorating settlements - #24 #25 \ Annoying wandering brahmins instead of dogs - #31 \ Cash register sounds when gaining exp - #39 \ Old vanilla dusk and dawn lighting - #49 \ Don't use VATS much - #53 #54 #55 \ Prefer old combat scopes - #64 #65 #66 \ Don't want uncover map perk and will never unlock it - #84 \ Don't have any weapon skins from Creation Club - #90 \ Faster leveling - #92 \ To gain building EXP - #94 \ Start with 7 extra SPECIAL points to distribute - #97 \ Loot and enemies respawn after time - #98 \ Fast travel to take time - #99 \ Days be vanilla length - #100

Known issues, bugs, glitches, exploits:

Some of those are present in vanilla game. I just mention every problem encountered during testing and not fully fixed. - Ground textures in and around sanctuary flicker black. FIX: Fixes itself. Possibly after short time or reload. - Creature cages cost too much in building menu. NO FIX: Did not found a safe and balanced fix yet, so cages are most likely out of reach, because cost is absurd. - Green chest containing flare gun and 10k flares after exiting vault 111. FIX: Mod dev forgot to delete it. Ignore it or if it bothers you much, remove mod #83, which I don't recommend doing. - Hubby secret basement in Sanctuary. NO FIX: Its up to you if you want to use its content. Just easier difficulty option, but not game breaking. - Hacking rank 4 seems useless or has wrong description. NO FIX: Needs proper check. - Wall turrets sometimes glitches and play sound on repeat. FIX: Re-enter the area or reload save. - Contact frag mines seems to have too low damage. FIX: Just dont craft them. Rest of new explosives should work fine even that it shows low damage values in description. - Perception low, constant (-1) PER in stats because of poison damage/resistance bug. FIX: Add mod #110 and equip perception rings. Dont delete the mod. Cant find safer solution for now. Rings dont take equipment slots. - Action girl perk have only one rank on female character and two on male. NO FIX: Just 25% AP regen loss at high level. Not a big deal. - Bubblegum seems to unintentionally quench thirst a bit and kind vendors give it for free. NO FIX: Free candies. Its better to use them to slow down time. - Incorrect cost to build concrete foundations. FIX: Use mod #20 to add tons of foundations in newly added category Structures-Concrete. - OCDecorator replaces creation club menu. FIX: Items from CC are still available in other building categories. Ignore or delete mod #24 + #25 if you dont care about its function. - Few perk descriptions might be slightly incorrect or missing. NO FIX: Nothing important to worry about. - Three street lights, powered water pump, industrial purifier and subway light have incorrect build costs. NO FIX: These have wrong values, but items like clean sofa or tv are more expensive to build on purpose though. - Pip-boy light wont transfer from first to third person camera view. FIX: Turn flashlight off and on. - Water surface sometimes flash black when moving underwater. NO FIX: Its not very noticable and you don't dive much in FO4 anyway. - Can't use Wattz Consumer Electronics terminal, animation stops. FIX: There is a radroach behind the wall. Kill it by swinging melee, explosives or reenter area. - Flashlight in Vault111 has incorrect beam look/color. FIX: It will fix itself after mods load right after you leave Vault111, dont worry.

v1.00 - Initial version.

Have fun!

Please note this is the original submission I sent Refinery29. In the current post,they have given me a second credit card with a 100$ balance, as well as generational trauma from World War II and cut context for other things. I am trying to get that fixed.
Per previous discussion in comments here: The espresso machine is a Bezzera, which ranges from 2-5K. We got ours on sale for 1.7K, it’s a work house and we use it everyday, still hurts that we spent that money on a coffee maker.
I do understand mortgage is debt but when you compare it to rent to a lesser value condo in Vancouver it feels like not debt at all, which is how I tend to think of it. Yes I owe my mortgage but also I get my house instead of renting-which may not have become clear.
Please see in full the diary, below (edit for formatting via mobile)
Occupation: Sr Business Analyst
Industry: Tech
Age: 30
Location: Vancouver Island, BC
Salary: 92,000$ (Spouse makes 60,000$ for a combined income of 152,000$ before tax)
Net Worth: ~ 1.2 Million ( house is valued at 989,000$ currently, we have a combined 150,000 in pension, and ~60,000 in various company stocks, and GICs)
Debt: 3,000$ in a zero interest credit card for a 10 month period. We balanced transferred and pay 400$/month. Debt was acquired in Q4 2023 when we had to buy Snow Tires, and do a full break replacement as well as Christmas. 480,000$ in a mortgage, we refinanced in September 2023 for five years fixed rate at accelerated biweekly, however I don’t consider our mortgage debt due to the equity we are gaining, and that our mortgage for a five bedroom, 3 bath single family home is less than rent for a two bedroom condo in Vancouver
Paycheck Amount (Every 2 Weeks): 2,555$ after taxes. (Just mine). Spouse makes 2,308$ after taxes. Our pay periods are alternating.
Pronouns: She/her
Monthly Expenses Mortgage: 1450$ biweekly (100$ extra to the principal).
Utilities: ~200$ (includes water [paid quarterly], hydro [paid bimonthly], gas, sewetrash [paid quarterly] phone [highly discounted due to work plans for spouse and myself] and car gas) Loan Payments: 400$/Credit Card
Car Insurance: 84$
Life Insurance: 167$ combined (67$ me, 100$ spouse)
Health & Dental Insurance: 60$ deducted from pay (coverage for myself and spouse from my employer. Spouse also has coverage for both of us deducted from pay)
Retirement Contribution: 400$ (Employee matches me), (Spouse has a defined pension through work and contributes ~200$ month)
Union fees: 70$ Spouse
Subscriptions: Crave 22$/month (Recent splurge for Binge watching the Rookie), Playstation Plus 100$ (annual bought on Black Friday Deal), Amazon Prime 80$ (Annual), BCAA 120$ (annual) Gym 30$/month (we both have one so 15$/pp)
Note: My spouse and I have completely commingled finances. I will be tracking both as it’s essentially I spent whatever they spent
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
There was always the expectation. My father was very clear, we were very smart. There was no way we’d be wasting our potential. He wanted me to be a lawyer, but unlike other immigrant parents, I got to choose my major and went into social sciences and got my masters in history. I deferred my PhD too much so I got dropped by the program.
I chose my university by where I got a full first year scholarship and then after that took about 15k in student loans for my undergraduate. My parents paid my rent and I got a part time job for food.
For my masters, I had a student line of credit and 5 k student loans otherwise it was all my savings and scholarships. With the line of credit, I had a total of 30K in student loans and paid it off in about four years.
Growing up, what kind of conversations did you have about money? Did your parent(s)/guardian(s) educate you about finances?
Save. We talked about how you get a dollar allowance and half of it goes into long term saving with 25% in short term and 25% in spend.
Investing came after I was eighteen. Family would like us to invest in property, however I don’t really want to be a landlord, but also we wouldn’t get to really enjoy profit of owning a rental property due to other family circumstances.
What was your first job and why did you get it?
Ice cream parlour I was twelve and my parents made me get it for responsibility. I lasted three weeks because I hated it.
Did you worry about money growing up?
I grew up thinking we were not rich, because we didn’t get big plane vacations (I didn’t count flying from Toronto to Vancouver every summer as a vacation since we were just seeing family but staying in a house my parents owned) and I had only been to Disney twice.
But we had a big new build house in the rich end of town, my mom stayed home to raise all of us. We had to work for things (like going to see a movie opening night or a new CD) but we always had money and got what we wanted. In retrospect, my family was/is fairly well off.
Both my parents grew up poor, with parents working multiple jobs and different shifts to make ends meet, the strive/drive to not have that childhood, and for my father to be able to retire his parents really impacted mine and my siblings and cousins lives. My father showed me the apartment he grew up in Chinatown a few years back. It’s light years away from the house my grandparents owned when I was a kid and how I grew up.
Do you worry about money now?
Of course. Inflation is real and we are actively planning a wedding for the next year, as well as a baby in the next few years. We also need to buy a second car, so we’re saving for that.
At what age did you become financially responsible for yourself and do you have a financial safety net?
Fully financially responsible? Twenty five. I lived in a family property where I didn’t pay rent in one of the most expensive cities in Canada, so even though I paid all my bills (food and phone), I didn’t have to pay rent. I in fact made money, as I rented rooms out and used the income for house utilities, and paying my student loans down faster. When I moved in with my spouse, I just paid condo fees until we bought our house two years ago which gave me plenty of time to save.
Our financial safety net is family, and our savings. I know my family would bail us out. My spouse’s father would as well. Conversely, we are my spouse’s mother's safety net and we have to keep all our plans in mind that we will be subsidising her.
Do you or have you ever received passive or inherited income? If yes, please explain. Yes, I received 50K from my parents once they sold my childhood home, as did both of my siblings. I have also received 10K from one set of grandparents which paid off my car and part of my student loans when I was 21. I will be receiving another inheritance when probate is done for around ~100K. My spouse also has received inheritance which allowed them to buy their first condo in their early twenties when the market was much better. That condo, 50k, and the subsequent upgrading helped us afford our house.
Day 1
10 AM: I drive to the pharmacy to pick up a prescription. Not how I want to start my Sunday morning but y’know. Normally I’d walk since it’s about 20 minutes but I have a UTI. I’m “lucky” that despite not having a dr because of the health care shortage, my work pays for the Maple app so I could get a dr to write the prescription and order the lab work at 1 am. I’ll do the lab work later this week when I can get an appointment but will take the relief now. Insurance makes the antibiotics free, but I also buy hydrogen peroxide because we’re out and we have a dog that thinks everything is meant to be in her mouth. We’ll buy a bigger one at Costco later. I also bought some oral wound mouthwash because we were out. I come home and my spouse made us breakfast.
Total: 15.90$ paid with debit.
1-2:30 PM: We do our taxes. I have a mini meltdown when I realize the part time bakery job I had for a few months didn’t take off income tax last year, so I owe 800$. Luckily, my partner is getting a refund so we net out positive 400$. The bakery took off income tax in 2022, so unsure why they didn’t in 2023. I made us lunch.
3-6:30 PM: We walk the dog, and watch the Rookie. Some time during that time period, a venue emails us back and is surprisingly affordable at 3k. I also get told that the tattoo artist I want to book with, has not chosen me.
6:30-7:30 PM: I explain what lazy girl dinner is to my spouse and make a lazy girl dinner. After not really grocery shopping since Feb for things besides fresh veg, we need to do a big pantry shop and neither of us want that. We debate about buying a food saver and if we should wait for a sale. My spouse is more frugal than me and has determined we should.
8-9:30 PM: We start season 3 of The Rookie, and then after two episodes we go to bed
Day One Total: 15.90$
Day Two
5:45-8 AM: Wake up and start work. I get up to date with what’s happened on the weekend and check that my automated reports. Sometime before 6:30, I get the kettle on for my spouse’s pour over before I go back to my meetings. There’s a twenty minute gap where I get changed and do my skin care and brush my teeth. I’d love to be a skin care person but honestly I’ve spent too much money on product that I don’t use and that just goes bad. Washing my face and using sun screen is a win.
I also make sure that Spouse’s lunch is in his bag and I get our travel mugs ready. Before, we used to go to Starbucks every day. Starbucks used to do free refills on coffee and tea if you were a rewards member if you bought a coffee or tea so it would cost us $5/day (2.5/pp), and we could get refills all day. While that’s 20$/week, 80$/a month and yes, we could have saved it but back then, that 80$ wasn’t turning the dial anywhere significantly for us—a privileged view.
But now, after COVID where I stopped drinking tea after one day working from home having like 10 cups and thinking I was dying, and Spouse has bought a good grinder and we recently splurged on a stupidly expensive espresso machine we call his Engagement Espresso since it costs the same price as my stupidly expensive ring, we bring our coffees.
8-8:30 AM: We drive to work. Prior to buying our house, we were both work from home and lived in a city with amazing transit. We only needed the one car. Since buying the house and moving to a city where public transit is a joke (the one bus goes past our house every 1.5h), Spouse changed jobs and is in office every day and I have to go in 3 days a week. We need a second car or the e-bike rebate to come through. We debate this in the car, since I’m done at 1 pm, and Spouse works normal hours, I either have to take the bus home, or go to the gym for three hours. Today though, I drop Spouse off. I will pick him up later as he has a half day because of the dentist
8:30-12:30 AM/PM: Work. I find a tech manager and ask them to get me more triple a batteries. Work won’t provide or let me expense batteries for my mouse, despite them replacing my usb mouse with a battery one. The poor admin had to tell me the decision is that we’ll all supply our own batteries. Luckily the tech managers have to have batteries on hand and give them out freely.
I ask my boss how the work from home tax forms work, and he is going to find out.
I run more meetings and work on a request for a dashboard and a business case for a new feature that I have to convince leadership to spend money on.
12:30-1 PM: I drive back to my Spouse because he has a dentist appointment.
While I wait for a spouse, I am incredibly hungry. I’m usually not hungry/don’t eat a proper meal until around 1 in the afternoon and my two granola bars I already ate at the office. I go to the bakery by Spouse’s work and buy a cheese bun for me (3.65$), and an apple pie scone (2.55$) for Spouse as a snack. Spouse points out he won’t be able to eat until after his appointment.
Total: 6.20$ debit
1-1:30 PM: I drop Spouse off, and the car stops working. The engine won’t catch. I try multiple times and then run into the dentist to dramatically announce to Spouse and the receptionists that the car won’t start. Spouse asks me what he wants me to do about this, since he’s about to go into an appointment. A very kind receptionist tells me it might be the alternator. I don’t know what that is.
I go back to the car to Facetime my father. He also asks what I think he can do to help since he lives 3000 km away. Weirdly, and sexistly, I thought a man who grew up at race tracks, in a racing family, or the man who has collected and worked on sports cars for forty years might be able to help.
Spouse texts me to remind me we have BCAA while my father also tells me that. I finally get the engine to catch and drive the very long way home, going the speed limit and getting stuck in traffic, construction and a bus. It takes me 20 minutes to get home instead of 10.
1:30-2:30 PM: I walk the dog, mail a (late) birthday card and then start researching what an alternator is. The car is over a decade old and until the house, the most expensive thing I ever bought at 12K back in 2015. We have the funds for the cost, but it’s my first car and the fact it might be the end of its life is scary.
Alternators can cost between 400-800$ repair with labour, so that’s fun.
My dad calls me back and apologises for asking me what he could do away. He advises me that there’s probably a bald spot on the alternator and advises me to go to the mechanic to check or replace it, if the car doesn’t start again.
I call the mechanic to book an appointment, and to also get the snow tires off and to buy new rims for the snow tires. The mechanic lets me know that the alternator part is 500$, and an hour of labour so with taxes we’re looking at around 700$
That future appointment next week (we’re going down a highway this weekend which requires snow tires) will cost ~1.5K, assuming we replace the alternator.
I make lunch and sigh.
2:30 PM: The car starts thankfully. I drive incredibly slow. I pick up Spouse by idling the car. We get an email back from a venue saying they cost 75,000$ minimum. The timing is hysterical.
Due to the nature of the dentist, Spouse owes 618$, as they haven’t flipped it under my insurance. They split it in half, as he has a follow up in two weeks. After the next appointment they will flip the whole amount under me and we’ll get reimbursed for the whole amount.
Total 309$/credit card.
3-10 PM: We walk the dog, make dinner (Spouse makes white sauce pasta, with chicken and peas) and watch The Rookie. There are thirteen episodes in season three, and we will be busy every night this week besides Friday and Sunday, and I would like to finish season three so we can start season 4 next Monday. I don’t want to pay for more than one month of Crave. We have five episodes left
Day Two Total: 315.2$
Day Three
1 AM: 100$ is automatically transferred from our account to the credit card debit. We have an auto transfer of 100$/every Tuesday to a Visa where we balance transferred both our cards. We have an offer for 0 interest for 10 months, so we did that for some of the bigger expenses (snow tires, break replacement and general Christmas) and are on track to pay it back within the next 6 months. That visa is our emergency card that we just have in the back end and utilise for promos like this. It allows us to keep our two cards balances manageable and lets us pay in an easier way than taking big chunks out of our various savings.
Total: 100$/direct deposit
5:45-9 AM: Work. Meetings, reports, trying to convince a colleague that the process does include them and refusal to follow it means that their requests won’t be done. Spouse has another half day so I can go into the office at my leisure—if the car starts
9-9:20 AM: The car starts, I get into the office and refresh a data flow before a meeting with a new stake holder. It takes longer to drive into work today because the tourists are starting to come and their van builds or campers are not exactly highway speed and with a two lane highway, if you don’t merge over fast enough you’re stuck.
10:05-10:20 AM: Meeting done, car starts again and I drive home for more meetings. The least amount of time in the office is preferable for me.
10:30-11AM : Meeting with my manager where we discuss future salary and promotion. I am due for a promotion in the start of Q2, which would push me to six figures. I’ll believe it when I see it but, I’m really excited at that possibility for my family.
11:15 AM: Spouse leaves for work, we discuss what groceries are needed, as well if he’ll go to Home Depot tonight to buy more clover seeds for the yard, as we need to reseed before it starts raining. I eat a muffin and my dog and cat decide to try and eat each other.
11:15-1:30 PM: Work runs late. There’s some issues with the data and we can’t figure it out. We call it a night, and I’ll record the video presentations tomorrow, once we fix the data.
1:30-4 PM: Nap time! It’s bad for me, but honestly I don’t sleep well during the night so naps are what keep me alive.
4-6 PM I prep dinner (smash burgers and fries), and get chores done and walk the dog.
6-7:30 PM: Spouse comes home, we eat dinner. Groceries come to 96.83 for two 7 pound pork loins, two packs of bacon, chicken nuggets, coffee, pop, 8 pack of peppers, milk, tomato, pickles, rice, avocado, mushrooms, sour cream and lettuce.
Not too bad, we average about 300$/month in groceries because we can buy bulk and have a second freezer.
For the month of March we are currently at 123.61$ for groceries and there is twelve days left. We went on a small weekend away, so we ate out a fair bit but even then our current food budget is 272.27$ today.
Total: 96.83/ debit
7:30-10 PM: Spouse makes a coffee and plays video games with his friends. They do it every week. I have a shower, fold and put away laundry and read in bed.
Day Three Total: 196.83
Day Four
1AM: Our biweekly accelerated mortgage payment comes out of 1450$. I’m tracking it here to be honest on our spending but I tend not to think of it as money spent because in my head it’s already money gone. To pay for a house equivalent in Vancouver, the mortgage would be over 6k. Renting a two bedroom condo would be 3K. It feels like the mortgage is just cheaper rent, even though each time I own more of my house.
5:45-9 AM: Work. I find out the limits of how many people I can invite to a Teams Meeting as well as that the Thursday before Good Friday is a catholic holiday when a few people ask me to reschedule a training forum for over a thousand people. Sometime in there I make us coffee, make sure Spouse has lunch packed (leftovers). Spouse has walked the dog and has the recycling and compost out for pick up. I drop Spouse off at work.
10-11:45 AM: I leave the office for home and more meetings. I walk the dog and go record training videos. I get an email that Amazon is doing their big spring sale. I send a link to a robot mop and vaccum that’s on a big discount to Spouse. We want one, but I’m not in charge of the research on it. I send links to play grounds to my friends with toddlers
11:45-12:30 PM : I shove lunch in my mouth, last night’s left overs. I’m running late, and decide to get myself later by collecting all the random dishes and mugs that just show up places and start the dishwasher. I get to the lab ten minutes early but need to buy gas on the way home.
I tell my team I’ll be MIA for a bit and leave the work phone in the car.
I buy 15.6L of gas for 30$ at 1.879/l it sucks. I don’t fill up because we’re going to my in laws this weekend and there’s a Costco Gas Bar there.
Total: 30$/credit card
12:30-1:30 PM: Work goes long again.
1:30-2:30 PM: Nap!
2:30-4:30 PM: Walk the dog and drive to the gym. I usually go three times a week but with last week’s weekend away and this week’s weird half days from Spouse, today’s the only day. I make it up by doing both upper and lower body and a 30 minute circuit.
4:30-7:30 PM: I pick up Spouse and we go to Costco. We pick up nachos, ham, cheese buns and some other items. We debate buying our friend’s kid a toddler set of clothes and decide no. We end up buying work pants for Spouse, and a garden hose. It comes out to 116.90
I order our Costco dinner of hot dogs and fries for a grand total date night of 6.41$
Total: 123.31/ credit card
8-9 PM: Dance class! We bought a series of six lessons of introduction to ballroom back in December for a new date night idea. We paid 60$/pp and this is the fifth lesson tonight.
9 pm: We’re home, we let the dog out. Spouse spends an undetermined amount of time watching ballroom videos while I sleep.
Day Four Total: 1603.31$ or 153.31 excluding the mortgage payment.
Day Five
5:45-9 AM: Work. All the meetings. Thursday is the meeting day. I debate with a friend what’s the earliest call we’ve had. 4:30 am still wins. I pack lunch for Spouse and his coffee and he leaves. I end up cleaning up cat puke as the cat decides to drink milk from Spouse’s cereal and vomit it up on camera in a meeting.
9-9:30 AM: I make myself a matcha and walk the dog.
9:30-1 PM: Work and I treat myself to a lunch of a cheese bun and ham sandwhich. We used to eat it every Sunday while growing up but the cost of ham has been outrageous. The deal at Costco yesterday was 1.5$/100 g which is really good.
1-1:30 PM: I seal the wooden deer Christmas decoration we bought last year. It sits outside our front door and needs to be weather proofed, and I’ve been putting it off for five months. But the weather is good and we have newspapers. We have left over wood sealer after the sign we bought a year ago so I use that. The dog and the cat both don’t like my wooden deer.
1:30-4 PM: Nap!
4-5 PM: I basically just watch youtube and drink a root beer. I have no energy.
5-6:30 PM: Spouse comes home, we walk the dog and I make dinner (Kraft Dinner and nuggets–I swear we eat veggies but today is not that day). We discuss the possibility of our dog at our wedding as a flower girl, and if she’ll be in a tutu or a cheongsam like me. I am now researching if they make dog cheongsams and if she can match us. The cat, despite all my heart wanting it, won’t physically be there because he will have an anxiety attack and probably die.
6:30-10:30 PM: Board game night! We go to a friend’s to repeat the same scenario we’ve lost two weeks in a row.
10:30-11 PM: I pack Spouse’s breakfast (oatmeal and frozen berries), lunch (spicy tuna and mayo) since he’s trying to go to the gym before work, and feed the animals before we go to bed.
Day Five Total: 0$
Day Six Friday
5:45-9 AM: Work. I have a deep focus block which means I can get the script for the training I have to run. Public speaking is not my strong suit and it’s a group of a thousand people so I’m not looking forward to it. Spouse almost makes it to the gym. I get an email that my new work phone has shipped. I’m surprised because they wouldn’t order us any for the past four years, but I guess my new iPhone will show up next week. I might give my old work phone to my mother in law, since she smashed the camera on the phone we bought her last year.
9-9:30 AM: I walk the dog, make a matcha and make a todo list for what we have to get done before we leave to my in laws tomorrow. I text my mother in law happy birthday, and hope that she got the card in time. She did.
9:30-11:30 AM: My last meeting for the week ends and I’m debating calling it a day so I can nap. Instead I make lunch (cheese bun and ham), text my other mother in law our plan for Saturday, and unload and reload the dishwasher and go back to work for at least another hour.
12:30-1 PM: I shower and do skin care
1-3 PM: Nap! Somewhere in this time FedEx comes and since I’m sleeping, we have to pick up on Monday. I’m not too sure what it is, I assume it’s our custom address stamp from Etsy because that’s the only thing I’ve bought recently but not too sure. I just realized in retrospect, this might be my new work phone.
3-5 PM: I prep dinner (nachos), unload the dishwasher, pack my overnight bag and confirm all our venue tours by email. I start a load of laundry and do a quick clean. I feel like this is not the best image of our diet. I swear we generally eat healthy but we both have been feeling really blah over the past two weeks so have been going for quick and easy over healthy and balanced. I do have three whole peppers and two whole avocados in the nachos though.
5-7 PM: Spouse comes home, we walk the dog, have dinner, and plan out next week. We have a big Wednesday next week (mechanic, I have a nails appointment, dance class), and we are having our friends over for Easter so we need to prep for that. We pack the car so tomorrow is a very easy start.
Spouse also gets paid today. We’re lucky that we’re on alternating pay periods, we used to be on the same and it always felt stressful. Spouse also lets me know his union has secured a 3% cost of living raise to start in Q3. I really like his union for negotiating a base 2% year of cost of living raise, with potential addition raises depending on inflation. It’s a bit away but that’s still good news.
7:30-10:30 PM: We finish The Rookie Season 3 and head to bed. Crave reminds me that I have 10 days until I’m charged again. Sadly, I think we’ll have to pay for 2 months.
Day Six Total: 0
Day Seven Saturday
8:30-9:30 AM: Wake up. No one (except the dog) slept well so we’re not in a morning mood. Spouse makes coffee and walks the dog, while I finish packing the car and give the cat a lot of attention. Our first venue tour is at 11 and the one that is the most expensive (8-10K), but also the one we probably want the most. We live about an hour away but the highway is two lanes and one accident can back everything up for hours.
10:40-1 PM: We visit our dream venue. We stay way longer than expected. Basically if the quote is under 10K, we’ll get it. Just waiting now.
1-2 PM: We get to our in-laws and have a lunch of egg salad sandwhichs. We need to buy gas. My in laws drive us to a pottery painting store.
2-4 PM: We paint pottery. My mother in law only wanted to do this for her birthday. They’ll pick it up in a week after it’s been thrown. I paint a vase (28$), Spouse paints an Easter egg (18$), father in law paints a mug (30$), and mother in law paints a plate (50$)
Total:143.36/credit card
4-5 Pm: We see another venue. It’s an instant no. My in laws decide they want to try Korean fried chicken. We call ahead for take out to get two fries and 16 pieces of half and half. It comes to 50.83$ that my in laws pay for.
5-10 PM: We come back and see that our dog has pooped in their house and also has gotten into their pantry and eaten an entire bag of dog food. It is not a fun night.
We spend the night drinking wine and discussing the wedding and watching TV.
10PM: We go to bed. That’s the end of this week, but tomorrow we will be buying gas and probably lunch for my other mother in law as we will be touring another venue.
Day Seven Total: 143.36$

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• GPT-4o(omni) : ability to process and generate text, audio, and visual content seamlessly, more assistant like.
• Anthropic Claude : One of top scoring AI model, available as API. highest MMLU scores. file upload.
• Meta AI : new llama-3 models, can try in the UI, country restrictions apply at the moment.
• Perplexity : web search enabled Chatbot, more accurate answers. and image search. free usage with limits.
• Google Gemini : another good model, API is free to use with limits. file upload available.
• Groq : Fastest inference on model of choice, currently 800Tokens per second. can try llama3 if meta page not opening.
• Phind : Intelligent search engine and coding assistant. Use case: Code search and understanding.
• AICamp - Multiple AI models from top providers all in one place. required login. small free tier.
• Bing Chat - Conversational AI powered by Microsoft Bing. Use case: Web search with conversational context.
• Sonic Suite : set of AI tools for writers and bloggers and in general. requires account, cheap pro plan.
• Komo.ai : found to be useful for coding, as it has less hallucinations.
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• Mapchannels: ultimate UI lol, does some interesting applications using maps.

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links to popular chatbots provided by tech gaints and startups like us.
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I have a PC from 2021 and it works pretty well, but I notice 16GB RAM isn't enough anymore, so I want to at least double it. The RAM I used isn't being sold anymore and I don't feel like doing a scavenger hunt for the same kind.
Can I just add more RAM of any compatible brand to my build? Or am I better off replacing both sticks with 2x16GB?
In my mind, I move the current 2x8GB to the secondary slots and press some nice 2x16GB in the primary slots and enjoy my 48GB RAM life. But will that give issues?
For example, I am thinking about plugging in https://nl.pcpartpicker.com/product/w3FKHx/gskill-trident-z-neo-32-gb-2-x-16-gb-ddr4-3600-cl16-memory-f4-3600c16d-32gtznc in the primary slots and just plug in the old Crucial 2x8GB in the secondary slots for sweet sweet 48GB.

Wishlist/specs

• Primary use: gaming. Especially RTS, sim and worldbuilders where RAM is used generously. Also some shooters.
• RGB consistent with my current RGB specs. Because pretty lights.
• At least the same speed as current RAM
• At least double the current capacity
• Location: The Netherlands

Current PC

PCPartPicker Part List

Type	Item	Price
CPU	AMD Ryzen 5 5600X 3.7 GHz 6-Core Processor	€137.80 @ Azerty
Motherboard	MSI MPG B550 GAMING PLUS ATX AM4 Motherboard	€121.95 @ Paradigit
Memory	Crucial Ballistix 16 GB (2 x 8 GB) DDR4-3600 CL16 Memory	-
Storage	Crucial MX500 1 TB 2.5" Solid State Drive	Purchased For €0.00
Storage	Samsung 970 Evo 1 TB M.2-2280 PCIe 3.0 X4 NVME Solid State Drive	-
Video Card	Asus DUAL OC GeForce RTX 3070 8 GB Video Card	Purchased For €0.00
Case	Lian Li LANCOOL 215 ATX Mid Tower Case	€85.85
Power Supply	Fractal Design Ion+ 760P 760 W 80+ Platinum Certified Fully Modular ATX Power Supply	-
	Prices include shipping, taxes, rebates, and discounts
	Total	€345.60
	Generated by PCPartPicker 2024-05-15 20:26 CEST+0200

id prefer if someone found a pc with the same or better performance at the price of 1500 instead of 1600 usd
[PCPartPicker Part List](https://sa.pcpartpicker.com/list/FYCTh3)
TypeItemPrice
:----:----:----
**CPU** [AMD Ryzen 5 7600 3.8 GHz 6-Core Processor](https://sa.pcpartpicker.com/product/yXmmP6/amd-ryzen-5-7600-38-ghz-6-core-processor-100-100001015box) 922.00SR
**Motherboard** [Gigabyte A620M GAMING X Micro ATX AM5 Motherboard](https://sa.pcpartpicker.com/product/fMcgXL/gigabyte-a620m-gaming-x-micro-atx-am5-motherboard-a620m-gaming-x) 578.00SR
**Memory** [Corsair Vengeance 32 GB (2 x 16 GB) DDR5-6400 CL36 Memory](https://sa.pcpartpicker.com/product/TGGhP6/corsair-vengeance-32-gb-2-x-16-gb-ddr5-6400-cl36-memory-cmk32gx5m2b6400c36) 334.00SR
**Storage** [Leven JPS800 1 TB M.2-2280 PCIe 4.0 X4 NVME Solid State Drive](https://sa.pcpartpicker.com/product/sRBzK8/leven-jps800-1-tb-m2-2280-pcie-40-x4-nvme-solid-state-drive-jps800-1tb) 240.00SR
**Video Card** [Sapphire NITRO+ Radeon RX 7800 XT 16 GB Video Card](https://sa.pcpartpicker.com/product/N4P8TW/sapphire-nitro-radeon-rx-7800-xt-16-gb-video-card-11330-01-20g) 2266.00SR
**Case** [Antec NX410 ATX Mid Tower Case](https://sa.pcpartpicker.com/product/YxgFf7/antec-nx410-atx-mid-tower-case-0-761345-81042-5) 252.00SR
**Power Supply** [Apevia Prestige 800 W 80+ Gold Certified ATX Power Supply](https://sa.pcpartpicker.com/product/GsNgXL/apevia-prestige-800-w-80-gold-certified-atx-power-supply-atx-rp800w) 362.00SR
**Wireless Network Adapter** [Gigabyte GC-WBAX210 802.11a/b/g/n/ac/ax PCIe x1 Wi-Fi Adapter](https://sa.pcpartpicker.com/product/nRM48d/gigabyte-gc-wbax210-80211abgnacax-pcie-x1-wi-fi-adapter-gc-wbax210) 154.00SR
**Monitor** [Samsung Odyssey G65B 27.0" 2560 x 1440 240 Hz Curved Monitor](https://sa.pcpartpicker.com/product/KqD7YJ/samsung-odyssey-g65b-270-2560-x-1440-240-hz-curved-monitor-ls27bg652enxgo) 1110.00SR
*Prices include shipping, taxes, rebates, and discounts*
**Total** **6218.00SR**
Generated by [PCPartPicker](https://pcpartpicker.com) 2024-05-15 21:23 +03+0300

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Hi everyone, let's discuss. What are your thoughts / comments / solutions to the items listed below?
- Crime is not dealt with effectively and crime rates continue to rise

• People feel more unsafe

- High rates of economic inequality between social classes

• Many big important things are becoming increasingly unaffordable (housing, food, toiletries)
• Largest social class (middle class) shrinking
• Government allows big corporations to price out potential home buyers, further decreasing middle class opportunity at building wealth and generational wealth
• Government allows food and toiletry companies to collude and set their prices for essential items

- K-12 & higher education quality has decreased and become more expensive

• Makes it more difficult for people to obtain an education and opportunities for upward social mobility
• Bogus and increasingly irrelevant degrees offered
• People leaving college with debt that they are having a difficult time of paying off

- Salary and wages not keeping up with today’s economy
- Healthcare too expensive and extremely inflated

• Few mental health treatment facilities for the mentally ill
• People struggling to pay for the care they need, and might avoid going to the doctor further increasing an overall health decline

- Drug epidemic / demand for drugs

• Problems with drug smuggling from other countries
• Not enough accountability for people involved in the creation and sale of drugs (including pharmaceutical companies)

- Corporations have too much power and influence in government

• Lobbying is not effectively regulated
• Products are designed for sales, not for the consumer well-being

- Too much of a safety net for low-income people

• Government not providing enough incentive for people to get off of welfare
• Not enough safety net programs for the working class people who need help

- Unaffordable child-care significantly caused by increased government regulation

• People are less likely to put their children in day care, and not work to babysit instead

- Overall feeling that the American Dream is over and there are less opportunities to build wealth
- Overall attitude that everyone is for themselves

• Lack of ethics

​

Hi all, I'm ready to upgrade my PC that I had made by a local computer guy in South Korea in late 2019. We built it into a mini ITX case so I could fly back to the US with it.
Here's the current build:
PCPartPicker Part List

Type	Item	Price
CPU	Intel Core i3-9100F 3.6 GHz Quad-Core Processor	$135.19 @ Amazon
CPU Cooler	Cooler Master MASTERLIQUID ML240L RGB V2 65.59 CFM Liquid CPU Cooler	$99.99 @ Amazon
Motherboard	Gigabyte H310N Mini ITX LGA1151 Motherboard	-
Memory	Samsung M378A1K43CB2-CRC 8 GB (1 x 8 GB) DDR4-2400 CL17 Memory	$15.50 @ Amazon
Storage	Kingston A400 120 GB 2.5" Solid State Drive	$27.99 @ Amazon
Video Card	EVGA SC ULTRA GAMING GeForce GTX 1660 6 GB Video Card	$210.00 @ Amazon
Case	Silverstone SUGO 15 Mini ITX Desktop Case	$174.44 @ Amazon
Power Supply	Cooler Master MWE Bronze V2 550 W 80+ Bronze Certified ATX Power Supply	-
Operating System	Microsoft Windows 10 Home OEM - DVD 64-bit	-
Monitor	AOC C24G1 24.0" 1920 x 1080 144 Hz Curved Monitor	$259.83 @ Amazon
Keyboard	Logitech MK120 Wired Slim Keyboard With Optical Mouse	$23.98 @ Best Buy
	Prices include shipping, taxes, rebates, and discounts
	Total	$946.92
	Generated by PCPartPicker 2024-05-15 14:11 EDT-0400

My goals for this build: I enjoying playing and modding single-player games like Cyberpunk 2077 and Baldur's Gate 3, occasionally older titles like Dragon Age: Inquisition or the Mass Effect trilogy. I currently average around 50-70 FPS for newer titles on medium settings. I'd like to be able to play games on higher settings with smoother performance.
I reached out to the guy who built my PC and he recommended I upgrade the CPU, MOBO and cooling system, and RAM. If it was just the RAM, I'd just upgrade no worries but since we're talking about the CPU and MOBO, I'm wondering if it makes sense to upgrade all these parts (and likely the GPU as well -- tell me what you think) or just start from scratch and sell my current system.
Budget for upgrades would be around $800, could go higher. For buying new, probably $1k + whatever I'd get for selling.
Pros of keeping it: Can piece-meal upgrade over time, can keep the mini itx case in case I move abroad again (which is a possibility in the next 5 years, unsure).
Pros of starting over: Can sell my old one for $$ and start over with a larger case which is less intimidating to mess with.
What do you think? What would you recommend upgrading and what would you recommend upgrading to? Or would you recommend selling and building a new PC from scratch? Thanks.

Hi! Today, I'm super excited to introduce a service designed to help business owners to find clients, competitors, and new opportunities.
It's called Stackpointer - a business search engine, with an AI twist: https://stackpointer.ai
It allows you to search for businesses in plain English, including searches based on their tech stack. It provides details like business information, location, social media links and tech stack. Great for lead generation, as we offer the option to export search results.
After working for the tech industry for many years, about 6 months ago I decided to start my own business. While researching business ideas I needed a way to quickly see what's out there, what already existed. There are several business search engines out there but I found them either too expensive or somewhat clunky. I was particularly interested in filtering businesses based on their tech stack. I could use BuiltWith, their stack analysis is really good but I did find their business categorization to be inconsistent, their prices too big and their font too small :)
So I decided to start my own search engine. I created my own indexing engine that browses business' websites and indexes their information and tech stack. Stackpointer does not index random websites, we focus exclusively on verified businesses.
On top of this I added simple, ChatGPT-like search. So users can run very cool queries like:

"find me all digital marketing agencies based in New York"

or even better, tech-specific searches:

"give me a list of retail businesses using shopify"

Additionally, I use real traffic information to rank all those businesses (Top 1k, 5k, 10k etc... most visited).
Searching is available for free upon signing up, with limited results. Subscription plans offer more results and the ability to export.
I'd love to hear people's feedback (quite nervous as a first time business owner!).