A quick note about Karl Nell's SALT Conference audience today

There is literally zero possibility that Karl Nell gave his talk tonight without the express authorization of the United States Pentagon and White House, especially with the audience that attends the SALT Conference. Why? Read this post and his resume. You'll understand why. Karl Nell, today, has four (4) bosses over him.

• You may have heard of the top of the reporting chain Karl Nell works under.

What do you reckon the average net worth of a SALT guest in the crowd is? Eight figures? Nine? A number of the cell phones in the crowd for Nell will have personal phone numbers of United States Senators and House members. Guaranteed.
We were not the audience for Karl Nell tonight.
American industry and Congress were the audience.

What did Karl Nell have to say about David Grusch in 2023?

Source:

• https://thedebrief.org/intelligence-officials-say-u-s-has-retrieved-non-human-craft/

Quotes about Nell:

Karl E. Nell, a recently retired Army Colonel and current aerospace executive who was the Army’s liaison for the UAP Task Force from 2021 to 2022 and worked with Grusch there, characterizes Grusch as “beyond reproach.”
In a 2022 performance evaluation, Laura A. Potter, Deputy Chief of Staff for Intelligence, Headquarters, Department of the Army, described Nell as “an officer with the strongest possible moral compass.”

Karl Nell on David Grusch:

“His assertion concerning the existence of a terrestrial arms race occurring sub-rosa over the past eighty years focused on reverse engineering technologies of unknown origin is fundamentally correct, as is the indisputable realization that at least some of these technologies of unknown origin derive from non-human intelligence,” said Karl Nell, the retired Army Colonel who worked with Grusch on the UAP Task Force.

Who is Karl Nell?

He works here today:

• https://en.wikipedia.org/wiki/United_States_Army_Futures_Command

This is Karl Nell's boss:

• https://en.wikipedia.org/wiki/James_Rainey

The AFC reports directly to the Army Chief of Staff and the Secretary of the Army:

• https://en.wikipedia.org/wiki/Chief_of_Staff_of_the_United_States_Army
• https://en.wikipedia.org/wiki/Christine_Wormuth

Who do they report to?
United States Secretary of the Army reports to:

• https://en.wikipedia.org/wiki/United_States_Secretary_of_Defense

Which only reports to:

• https://en.wikipedia.org/wiki/President_of_the_United_States

So the chain of command for Nell today is:

1. Joe Biden
2. Lloyd Austin
3. Christine Wormuth
4. James Rainey
5. Karl Nell

Karl Nell's full (known, public) resume

His full resume:
Modernization Advisor to Vice Chief of Staff of the Army
Army Futures Command 2018 - Present · 6 yrs 5 mos Pentagon

Key contributor to the most significant Army reorganization since 1973. Entrepreneurial leader successful in conceiving, shaping, orchestrating, implementing transformative national security strategies, business process improvements, organizational designs, and talent development initiatives. Recommended technical, programmatic, funding actions accelerating the 32 highest-priority (of 800) Army acquisitions. Orchestrated, led cross-organization digital engineering study quantifying gaps and opportunities within the Army Modernization Enterprise resulting in creation of new #1 top priority program – $100(+)-million multi-year Project Convergence – delivering national-to-tactical, sensor-to-shooter integration. Led SE&I advancing JADC2 collaborating with OSD, DARPA, NRO, USAF Rapid Capabilities Office, Space Security Defense Program. Only space-qualified Army participant in joint. Subject matter expert for Army Science Board (ASB) studies and AI/ML whole-of-government forums.

Modernization Advisor to Vice Chief of Staff of the Army
Army Futures Command 2018 - Present · 6 yrs 5 mos Pentagon

Key contributor to the most significant Army reorganization since 1973. Entrepreneurial leader successful in conceiving, shaping, orchestrating, implementing transformative national security strategies, business process improvements, organizational designs, and talent development initiatives. Recommended technical, programmatic, funding actions accelerating the 32 highest-priority (of 800) Army acquisitions. Orchestrated, led cross-organization digital engineering study quantifying gaps and opportunities within the Army Modernization Enterprise resulting in creation of new #1 top priority program – $100(+)-million multi-year Project Convergence – delivering national-to-tactical, sensor-to-shooter integration. Led SE&I advancing JADC2 collaborating with OSD, DARPA, NRO, USAF Rapid Capabilities Office, Space Security Defense Program. Only space-qualified Army participant in joint. Subject matter expert for Army Science Board (ASB) studies and AI/ML whole-of-government forums.

Deputy COO / Director, Special Programs (Colonel)
U.S. Africa Command (AFRICOM) 2016 - 2018 · 2 yrs Stuttgart, Germany / National Capital Region

Managed daily business operations of a 2000-service member geographic Combatant Command headquarters including all strategic planning, human resources, logistics, finance, IT, legal, and public affairs departments. Represents Chief of Staff in his absence responsible for mediating and arbitrating all issues below flag officer-level. Responsible for orchestrating senior leader engagement process resulting in increased partnering agreements and longer-term stakeholder commitments with key influencers across the African continent. Selected by Presidentially-appointed officials at Assistant Secretary-level to serve in OSD. Provided key evidence-based policy recommendations in DoD Program Budget Review process identifying $3-billion in FYDP savings.

Vice President & General Manager (Corporate Officer)
ENSCO, Inc. 2015 - 2016 · 1 yr Falls Church, VA

Recruited by Board to rescue $100-million failing business; affected organizational transformation within complex portfolio (dozen contracts, multiple contract types, majority of IP creation) in less than two-years. Reporting to CEO, P&L leader of 100-employee, geographically-dispersed R&D division supporting AFC, AFTAC, DHS, DTRA, FBI, PFPA, and other elite NSS clients with disruptive technology solutions. Set conditions for sustained profitable growth (building leadership team, Shipley-based capture process, talent mobility, business strategy) winning all contracts during tenure following 2-years net losses under predecessor.

Chief Strategy Officer (CSO)
US Army Reserves 2013 - 2015 · 2 yrs Fort Knox, KY

Spearhead largest re-structuring of Army Reserve since 9/11 and inauguration of the "gold standard" for multi-echelon, multi-functional combat support training within the US Army. Led force modernization Task Force re-organizing and re-stationing dozens of units and thousands of personnel to build a two-star, 5000-soldier command across 23 states with annual budget of $32-million. Routinely briefed Army Reserve Executive Steering Committee (Board-level) forum.

Vice President, Solution Architecture, Capture, & BD
CACI International Inc 2011 - 2013 · 2 yrs Chantilly, VA

Led cross-company teams formulating campaigns winning critical $250(+)-million corporate bids; delivered support across a $4-billion, 15000-person enterprise successfully capturing new and re-compete business with tier one clients such as INSCOM, CECOM, DHS. Advised corporate officers in M&A review, championed digital engineering and space technology solutions, negotiated best-in-class cyber-security offerings. US Army Reserve: Served as Chief of Operations (G-3) for Army Reserve Counter-Terrorism Unit advising US Ambassadors abroad in whole-of-government preparations to overseas terrorist incidents.

Deputy CTO / Director, Systems Engineering & Integration
Northrop Grumman 1998 - 2011 · 13 yrs Chantilly, VA

Led Board strategic-thrusts developing, orchestrating, implementing: (1) operational excellence policy & process improvement, (2) digital engineering tools IR&D, (3) talent mobility & development for a $2-billion, 5000-person company rejuvenating TASC as a premier SE&I brand after corporate spin-off. Won >$100-million of new business with NRO through SE&I support to re-compete and take-away bids. Senior Program Manager responsible for all SE&I services required in $1-billion equity-backed, satellite & terrestrial, 4G-mobile start-up spanning multiple states encompassing over 70 multi-national sub-contractors. Spearheaded pursuit, capture, program management of >$25-million P&L within non-traditional markets – US Department of State Merida foreign assistance SATCOM SE&I (international) and TerreStar Networks (commercial) – the most significant new venture in company during that fiscal year.

TECHINT Operations Officer (C/J-2)
Defense Intelligence Agency 2001 - 2003 · 2 yrs Wasington, DC / Kuwait / Iraq

First person deployed from the DIA Directorate of Intelligence Production and Analysis to participate in multi-agency planning for Operation Iraqi Freedom as the Foreign Material Program command representative to USCENTCOM / CFLCC in Kuwait. Served as C/J-2 for the one-star Combined Joint Captured Materiel Exploitation Center (C/JCMEC) in Iraq. Enabled the safe and successful recovery of hundreds of conventional weapons systems of strategic value and successfully addressed the question of potential WMD-existence asked by the President of the United States while incurring zero mission fatalities.

Senior Systems Engineer / Lead SATCOM SRE
Lockheed Missiles and Space 1996 - 1998 · 2 yrs Newington, VA

Responsible for mission-critical operations of a sophisticated national satellite constellation; preserved unique capabilities by resolving satellite anomalous behavior in safest, most efficient, cost-effective manner. US Army Reserve: Commanded 80-soldier Special Operations Forces (SOF) PSYOP / MISO company training for possible USEUCOM peace operations to Bosnia-Herzegovina.

Member of Technical Staff (MTS)
AT&T Bell Telephone Laboratories 1994 - 1996 · 2 yrs Holmdel, NJ

Assembled and led teams of subject matter experts engineering new feature enhancements for improving AT&T's long distance switched network capabilities and services. Investigated alternate mechanisms for control of voice signal processing within the toll network. Published a benchmark study quantifying capacity over time of the primary AT&T network element – the 4ESS intertoll switch. Amended the AT&T Network Technology Development work process for certification under the ISO 9001 quality standard.

Commander / Operations Officer
U.S. Space Command 1990 - 1994 · 4 yrs US Army Space Command in Europe

Competitively selected for one of only three Army officer billets within US Space Command in Europe. Commanded a $14-million transportable Satellite Communications Control Central war-traced directly to the Joint Chiefs of Staff while serving as Operations Officer for a Defense Satellite Communications System Operations Center valued at over $38-million. Responsible for 63 soldiers.

In the bustling city of Brisbane, ensuring a clean and healthy environment is essential for the well-being of its residents and the preservation of its natural beauty. One crucial aspect of this endeavor is effective rubbish removal. Proper waste management is not only vital for aesthetic reasons but also plays a significant role in safeguarding public health and protecting the environment. In this blog, we will explore the importance of rubbish removal in Brisbane and its impact on health and the environment.
The Health Benefits of Rubbish Removal in Brisbane
Preventing Disease Outbreaks
One of the primary health benefits of efficient rubbish removal is the prevention of disease outbreaks. Accumulated waste serves as a breeding ground for pests such as rodents, mosquitoes, and flies, which are known carriers of diseases like dengue fever, leptospirosis, and salmonella. By ensuring regular and proper disposal of rubbish, we can minimize these health risks and create a safer living environment for Brisbane residents.
Improving Air Quality
Decaying waste releases harmful gases, including methane and carbon dioxide, which contribute to air pollution and can cause respiratory issues. Effective rubbish removal reduces the amount of decomposing waste in the environment, thereby improving air quality and promoting better respiratory health for everyone in Brisbane.
Reducing Injury Risks
Piles of rubbish, especially those containing sharp objects or hazardous materials, pose significant injury risks. Proper rubbish removal practices ensure that waste is disposed of safely, reducing the likelihood of accidents and injuries. This is particularly important in residential areas and public spaces where children and pets are often present.
Environmental Benefits of Rubbish Removal Brisbane
Preserving Natural Beauty
Brisbane is renowned for its stunning landscapes and lush greenery. Ineffective rubbish management can lead to littering and pollution, which detract from the natural beauty of the environment. By maintaining a clean city through efficient rubbish removal, we can preserve the scenic charm that makes Brisbane unique and attractive.
Protecting Wildlife
Improper waste disposal can have detrimental effects on wildlife. Animals may ingest harmful substances or become entangled in waste, leading to injury or death. Responsible rubbish removal helps protect the diverse wildlife that inhabits Brisbane and its surrounding areas, ensuring they can thrive in a clean and safe environment.
Promoting Sustainable Resource Management
Effective rubbish removal often involves recycling and proper waste segregation. This practice ensures that recyclable materials are repurposed, reducing the strain on natural resources and minimizing the environmental footprint of waste. By promoting recycling and sustainable resource management, Brisbane can move towards a greener and more sustainable future.
Rubbish Removal Brisbane: Leading the Charge
In Brisbane, there are several professional services dedicated to rubbish removal, ensuring the city remains clean and healthy. One such service is Rubbish Removal Brisbane, which stands out for its commitment to excellence in waste management.
Services Offered by Rubbish Removal Brisbane

1. Residential Rubbish Removal: From household junk to garden waste, Rubbish Removal Brisbane handles all types of residential rubbish, ensuring homes remain clutter-free and healthy.
   
2. Commercial Rubbish Removal: Businesses can rely on Rubbish Removal Brisbane for efficient and timely removal of office waste, helping maintain a clean and productive work environment.
   
3. Construction Rubbish Removal: Construction sites often generate significant amounts of debris. Rubbish Removal Brisbane provides specialized services to manage and dispose of construction waste responsibly.
   
4. Recycling Services: Emphasizing sustainability, Rubbish Removal Brisbane actively promotes recycling, ensuring that recyclable materials are processed appropriately, thus reducing environmental impact.
   

Why Choose Rubbish Removal Brisbane?

1. Professional Expertise: With a team of trained professionals, Rubbish Removal Brisbane guarantees safe and efficient rubbish removal, adhering to all health and safety standards.
   
2. Eco-friendly Practices: Rubbish Removal Brisbane is committed to environmental sustainability, employing practices that minimize waste and maximize recycling efforts.
   
3. Customer-Centric Approach: Understanding the unique needs of their clients, Rubbish Removal Brisbane offers customized solutions, ensuring complete satisfaction and convenience.
   

Conclusion
Maintaining a clean environment in Brisbane is essential for the health and happiness of its residents. Effective rubbish removal is a cornerstone of this effort, contributing to improved public health and environmental sustainability. With dedicated services like Rubbish Removal Brisbane leading the way, the city is well on its path to becoming a model of cleanliness and ecological responsibility. Let’s all do our part in supporting these efforts, ensuring a greener, healthier future for ourselves and generations to come.

My father is on social security and Medicaid and has no other assets or income. He took a second mortgage out on the home to help me start a business 15 years ago and we’re still paying that off. It is my primary residence and my daughter’s part time residence (3+ nights a week). I can no longer care for my father and we are looking to put him in full time care but are nervous they’ll ask us to sell the house to pay for care, or come back for the house after he passes. Part of the reason we want him in care is because it’s not safe for him to be in the house with my daughter. Any advice? Is our house exempt since she lives in the home?

Any reason a lender wouldn’t accept a one-time residential mortgage assumption in exchange for a rate bump on the existing loan?
For example, a home seller requests an amendment to their mortgage to make it transferable in exchange for a 1-1.5% increase in their rate upon transfer.
The homeowner gets to sell a more attractive home if they have an existing low (2-3%) rate on their mortgage. Buyer gets to assume the loan at a slightly higher, but below market rate (3.5-4%). Lender gets a higher yield on their outstanding debt and lower pre-payment risk. They are also going to originate more second mortgages for the buyer to cover the seller’s equity.
I know VA and FHA loans are assumable but what’s stopping conventional fixed rate mortgages from being transferred at a premium?

Timestamp: https://imgur.com/a/0SuNhBJ
See album for serial numbers and additional pics.
Howdy GAFS, please buy my stuff so I can buy more of your stuff! Dibs>PMs, I can accept PayPal f&f (g&s>15 flair, buyer pays fee), Venmo, and Zelle.
Scam warning: A user has created a private sub with my username and messaged a buyer in an attempt to scam them. If you call dibs on an item message me, I WILL NEVER MESSAGE YOU FIRST! Stay vigilant out there. Anyway, behold, my stuff:
Trijicon ACOG TA33 3x30 Amber Chevron with SLR mount. Older model that's supposedly lighter than the current ones (8.0 oz w/ mount on my kitchen scale), unknown DOM, tritium is dim but visible in my pitch black basement. Reticle is labeled "3x .223F" when looking through the optic - $700 shipped
Keyhole Forge Assembled A2 Upper Receiver. Got this for an abandoned blood diamond build, never shot by me. No M4 feed ramps. - $150 shipped
Primary Arms SLx Advanced 30mm Red Dot setup. Includes Leupold carry handle mount and low ring (either PA or Vortex, I don't remember). Also from abandoned blood diamond build, never shot by me. Not looking to split for now. - $150 shipped
Streamlight Protac HL-X package. Includes GG&G 1" ring mount and Amazon barrel mount modified to fit under a FSB. Yep, you guessed it, also from abandoned blood diamond build, never shot. Comes with original streamlight box but no batteries. - $90 shipped
Retro skinny carbine handguards with round cap and delta ring/barrel nut assembly. Had to file the front of the handguards to fit in the cap but it's not visible once installed. From abandoned blood diamond build? You know it. - $25 shipped
Set screw A2 Front Sight Base, .750 gas block journal. Includes installed front sight post and not installed sling swivel. Believe I got this from Dez Tactical. I'll take a dollar off if you can guess what build of mine this came from lol - $31 shipped
2x Knights Armament rail cover pouches. POUCHES ONLY. One marked Titusville, one Vero Beach. - $10 for both stand alone or $5 add-on
2x 1x milspec charging handles. $10ea stand alone or $5 add-on
PSA M4 waffle stock. $10 stand alone or $5 add-on

NEW YORK, May 21, 2024 (GLOBE NEWSWIRE) -- PRISM MarketView presents an in-depth interview with Dr. Christopher Schaber, President and Chief Executive Officer of Soligenix, Inc. (Nasdaq: SNGX). The late-stage biopharmaceutical company is advancing a broad pipeline of therapeutic and vaccine candidates across its two business segments, emphasizing its strategic focus on diversified drug development.
Soligenix has recently achieved success in its first Phase 3 clinical trial of HyBryte™ (synthetic hypericin) for cutaneous T-cell lymphoma (CTCL), a rare and chronic cancer. The trial showed statistical significance in its primary endpoint, and a second confirmatory Phase 3 study is set to commence in 2024. HyBryte™ has received Orphan Drug Designations from both the U.S. Food and Drug Administration (FDA) and European Medicines Agency (EMA), along with Fast Track status from the FDA. These developments underscore a potentially de-risked path to regulatory approvals worldwide.
In addition to its robust biotherapeutics portfolio, which includes active clinical programs in psoriasis and Behçet’s disease, Soligenix has an established Public Health Solutions business. This segment is advancing heat-stable vaccines and therapeutics, notably with its proprietary ThermoVax® process, which enables lyophilization without compromising potency — a critical factor in areas lacking cold chain logistics.
logodehazesearch PRISM MarketView Highlights Soligenix, Inc. as it Builds on Compelling Phase 3 Data with Key Catalysts on the Horizon May 21, 2024 12:35 ET Source: PRISM MarketView
NEW YORK, May 21, 2024 (GLOBE NEWSWIRE) -- PRISM MarketView presents an in-depth interview with Dr. Christopher Schaber, President and Chief Executive Officer of Soligenix, Inc. (Nasdaq: SNGX). The late-stage biopharmaceutical company is advancing a broad pipeline of therapeutic and vaccine candidates across its two business segments, emphasizing its strategic focus on diversified drug development.
Soligenix has recently achieved success in its first Phase 3 clinical trial of HyBryte™ (synthetic hypericin) for cutaneous T-cell lymphoma (CTCL), a rare and chronic cancer. The trial showed statistical significance in its primary endpoint, and a second confirmatory Phase 3 study is set to commence in 2024. HyBryte™ has received Orphan Drug Designations from both the U.S. Food and Drug Administration (FDA) and European Medicines Agency (EMA), along with Fast Track status from the FDA. These developments underscore a potentially de-risked path to regulatory approvals worldwide.
In addition to its robust biotherapeutics portfolio, which includes active clinical programs in psoriasis and Behçet’s disease, Soligenix has an established Public Health Solutions business. This segment is advancing heat-stable vaccines and therapeutics, notably with its proprietary ThermoVax® process, which enables lyophilization without compromising potency — a critical factor in areas lacking cold chain logistics.
Dr. Schaber shared insights into the recent publication of HyBryte results in the Journal of the European Academy of Dermatology & Venereology. The open-label study, involving nine patients, showed significant improvements in CTCL lesions, confirming the efficacy seen in the Phase 3 FLASH trial. "Our clinical studies have demonstrated HyBryte's strong and rapid efficacy and a benign safety profile. It's applicable across various lesion types, skin tones, and stages of disease," said Dr. Schaber.
Addressing the public health solutions segment, Dr. Schaber highlighted the advancement of vaccine candidates for ricin toxin, Sudan ebolavirus, Marburg marburgvirus, and COVID-19. Soligenix is particularly focused on pursuing FDA approval for RiVax® under the FDA's animal rule and expects to publish preclinical study results in the second half of 2024. The segment has already secured over $30 million in NIH funding and grants.
For 2024, Soligenix is poised to achieve several key milestones. "We will be enrolling the first patients in our 18-week Phase 3 placebo-controlled study evaluating HyBryte™ in CTCL across the US and Europe. We also anticipate reporting expanded results from our Phase 2a study of SGX302 in psoriasis and initiating a Phase 2a clinical study of SGX945 for aphthous mouth ulcers in Behçet's Disease," Dr. Schaber explained.

Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ACADEMIC TASKS MY TEAM AND I CAN COMPLETE:

• Entire Degree Programs
• Full Online Classes (1 - 20+ Weeks Long)
• Proctored Exams Quizzes Tests
• Homework Assignments
• Research Papers Term Papers Essays
• Projects & Labs
• Discussion Posts
• Annotated Bibliographies
• Employment Assessments
• Certification Programs

MY TEAM'S CLASSES OF EXPERTISE:

• Statistics: AP Statistics Biostatistics Business Statistics Elementary Statistics Intro to Statistics Psychology Statistics Social Science Statistics Statistics & Probability Statistical Methods Statistical & Probability Models
• Math: Advanced Functions Algebra Calculus 1, 2, 3 (and 4 in some schools) Vector Calculus Differential Calculus Integral Calculus Multivariable Calculus Differential Equations Discrete Math Discrete Structures Finite Mathematics Functions Geometry Linear Algebra Precalculus Probability Real Analysis Statistics Trigonometry Quantitative Methods & Reasoning
• Science: Anatomy & Physiology Astronomy Biochemistry Biology Chemistry (General, Inorganic & Organic) Dental / Pre-Dental Earth Science Engineering (Almost All Types) Environmental Science Epidemiology Fluid & Mechanics Geology Geophysics Medicine / Pre-Med Microbiology Neuroscience Physics Physical Science
• Business: Accounting Auditing Banking Business Administration Business Law Corporate Finance Cost Accounting Econometrics Economics Finance Financial Institutions Financial Reporting Global Economics Governance International Economics Macroeconomics Management Marketing MBA Courses Mergers and Acquisitions Microeconomics Operations Management Principles of Accounting Real Estate Taxation
• English: Business Writing Creative Writing Critical Reading Digital Media Eastern Literature English Literature Essays Expository & Persuasive Writing Fiction Writing Greek and Roman Philosophy Grammar Poetry
• Humanities & Social Sciences: Architecture Anthropology Art History Communication Criminal Justice Forestry Ethnic Studies Film History Law Pre-Law Music Philosophy Political Science Psychology Psychiatry Religious Studies Sociology Theology Women Studies
• Computer Science & Programming: Android AWS Azure Blockchain Cryptocurrency Smart Contracts C C# C++ Cloud Computer Organization and Assembly Languages CSS Data Science Data Structures and Algorithms Deep Learning Design Patterns Game Design and Development iOS Java Javascript Machine Learning MATLAB MySQL Networking NoSQL Object Oriented Programming Operating Systems PHP Principles of Computer Science Programming for Virtual Reality Programming Languages Python R Robotics Ruby Software Engineering SQL Swift Web Development

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• Acellus ALEKS Aplia APEX Learning Badgr Blackboard Blink Learning Brightspace / D2L Canvas Cengage CengageNow Childsmath Cisco ConnectMath Connexus CPM Crowdmark EViews Edmentum Examity Excel Garch Google Classroom Google Education Gradescope Hawkes Learning Honorlock iClicker InQuizitive (Norton) Java Kaltura Khan Academy Knewton Kryterion LaunchPad MATLAB Maple MasteringChemistry MasteringPhysics MathXL Mathematica McGraw-Hill Connect MegaStat Microsoft Teams Microsoft Access, Word, Excel, PowerPoint Mindtap Minitab MonitorEDU Moodle MyAccountingLab MyEconLab MyFinanceLab MyITLab MyMathLab MyOpenMath MyPsychLab MySocLab MyStatLab NCSS Outlier Pearson MyLab and Mastering Piazza PlatoWeb Prezi Proctor360 Proctorio Proctortrack Python R Respondus Lockdown Browser with Webcam SAM Sapling SAS SPSS Socrative Stata StraighterLine Turnitin VoiceThread WebAssign WebEx WebWork Wiley WileyPlus Zoom

TOP 20 REASONS WHY I'M THE MOST LEGIT EXAM, HW, ONLINE CLASS TUTOR ON REDDIT:

1. Team of U.S. Academic Experts: I and my team of dedicated academic experts complete all types of academic coursework for students in most math, English, science, business, humanities, social Sciences, computer programming, and foreign language classes on a 24/7/365 full-time round-the-clock basis. This is not some part-time gig for me. It’s literally my primary source of income. I can regularly make myself available to help students with last-minute & same-day academic requests.
2. Essay Writing Skills: I can write essays & research papers in native U.S. American English and fluent Canadian English using APA MLA Harvard Chicago Vancouver OSCOLA IEEE formatting & citations.
3. 75+ Types of Academic Software: I am highly skilled & experienced in using over 75+ types of academic software and educational platforms including the following: ALEKS, Blackboard, Brightspace, Canvas, Cengage, WebAssign, ConnectMath, Crowdmark, D2L, Moodle, Pearson MyLab and Mastering, MyMathLab, MyStatLab, MyOpenMath, StraighterLine, WebWork, and Wiley.
4. Can Change IP Address: I have multiple reliable VPN software including: NordVPN, SurfShark & ExpressVPN that allows me to successfully change my computer’s original New Jersey IP address to any major city in the U.S. & Canada to avoid raising red flags with students’ online class software.
5. Proctored Exam Help: I have developed multiple highly effective methods of helping students with exams, tests, and quizzes that are proctored by software like: Respondus Lockdown Browser with Webcam, Honorlock, Examity, Proctorio, Proctor360, Proctortrack, and ProProctor using 3 highly effective proven methods. Option 1 - WhatsApp: I use WhatsApp to have the student discreetly text me photos of the exam questions outside of the webcam’s view and I text them the correct solutions to the exam questions. Option 2 - Screen Share: Using screen share software like Zoom to see the student’s screen displaying the exam questions and I text the correct solutions. Option 3 - Remote PC Access & Control: Using remote computer access software like to control the student’s mouse and keyboard from my own computer.
6. Study Help Apps: I have over 15+ paid subscriptions to a wide range of study help apps, software, websites, and programs to help me solve exam & homework questions faster and more efficiently. Some of these resources include: Brainly, Chegg, CourseHero, Quizlet, SymboLab & WolframAlpha.
7. Calculators & Math Software: I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
8. Test Taking Techniques: I have developed highly effective methods to determine the correct answers to questions that I’m not already familiar with including process of elimination, working backwards, quickly searching for similar questions online, and utilizing standardized test taking techniques taught only in elite standardized test prep tutoring programs.
9. Handwriting & Scanning Apps: I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, and PDF formats.
10. Live Exam Help Videos: I am the only verified U.S.-based online exam hw online class help tutor with a highly successful YouTube Channel where I regularly upload live unedited videos of me actually completing exams, quizzes & homework assignments for other students and clearly explain my entire thought process and display on-screen all the steps, apps, websites, and software I use to compute the correct answers.
11. Flexible Payment Methods: I offer negotiable rates, multiple payment methods (PayPal, Venmo, Cash App, Zelle, anonymous credit & debit card payments via online invoice), and flexible payment plans: weekly (most expensive), monthly, half-now / half-later, and all-up-front (least expensive).
12. Money Back Guarantee: I have won multiple academic awards for my exceptional skills & expertise in math. I guarantee overall A & B grades for all coursework completed. Plus. I also offer a 50% refund for C+, C, and C- scores, and a full 100% refund for D+, D, D-, and F scores.

HOW I CALCULATE FINAL RATES:

• Exams & Quizzes: Final rates for exams and quizzes depend on various factors including: whether or not there is proctoring, how many hours the exam is, total number of questions including sub-parts, preferred method of me delivering solutions, whether it's show all work or just the answer only, and whether the assessment has a flexible window of time to complete or a fixed & rigid start and end time.
• Full Courses: Final rates for full class help depend all the foregoing plus: total number of hw, quizzes, exams, discussion posts, and other academic tasks left that need to be completed, total number of weeks or modules left in the class to complete, and whether there is required multi factor authentication for logging in like Duo Push or text passcode.
• Essays Papers Discussion Posts: Final rates for writing tasks depend on the required number of words or pages. topic of interest, type of citations, required number and type of sources & bibliography style , level of research required, and type of additional software required to complete the essay like: Excel, R, or Minitab.

Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ABOUT MY RATES & PAYMENT OPTIONS:

• Rationale for My Rates: I sincerely believe my rates are more than fair considering my education, skills, native born U.S. resident status, legitimacy, and the substantial amount of value, stress relief, and saved time & energy I’d be providing you in exchange for my valuable, irretrievable time, energy, and effort.
• Disclaimer About Rates: Completing someone else's exam, essay, or homework assignment is obviously NOT something you can just freely ask anyone to do, especially on the internet. Therefore, such help should be well-compensated. Services that are reliable and deliver high-quality results are difficult to find and are very high in demand. Thus, I expect to be compensated fairly for all the value, stress relief, and saved time & energy my services provide. However, I may be willing to negotiate rates if necessary.
• Payment Methods: I accept PayPal (required for all Canadian students), Venmo, Zelle, Cash App, and anonymous credit & debit card payments via online invoice.
• Payment Plans: I offer the following payment plans for my services: weekly (most expensive), monthly, half-now / half-later, and all upfront (least expensive).
• Money Back Guarantee: I guarantee the following grades for coursework completed: A+. A, A-, B+, B. and B-. However, I offer a 50% refund for C+, C, and C- grades, and a full 100% refund for D+, D, D-, and F grades.

CURRENT RATES -- AS OF SUMMER / FALL 2022 -- SUBJECT TO CHANGE:

• Full Class Help Rates: $595 – $2495 USD
• Exam & Test Help Rates: $150 – $350 USD
• Quiz Help Rates: $60 – $180 USD
• HW Assignment Help Rates: $60 – $420 USD
• Essay & Paper Writing Help Rates: $19 – $29 USD per 300 words

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• Engage in a Telephone interview: Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, and accent. I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• Provide Telephone References: Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• Not Worth the Money: I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• Most Students are Broke: I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes.
• Waste of Time & Energy: Communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine.
• All My Payment Apps are Still Active: If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now.
• My Mission: Thank you for taking the time to read my Reddit post. I take what I do very seriously and I always strive to get the highest possible grades for all students who entrust me with their coursework.
• Closing Words: Please feel free to reach out to me if you're sincerely interested in having help you with your school work. I am available via text, email, and call almost 24/7/365.

Paid Help from Hiraedu: If You're struggling to handle your comptia or any other WGU Exam or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
TAGS:
^{Accounting Exam Help Reddit, Best Online Test Takers Reddit, Best Ways to Cheat on a Test Reddit, Best Website to Pay for Homework Reddit, Bypass Respondus Lockdown Browser Reddit, Calculus Test Taker Reddit, Canvas Cheating Reddit, Cheating in Online Exam Reddit, Cheating on Pearson Mymathlab Reddit, Cheating on Proctortrack Reddit, Cheating on Zoom Proctored Exams Reddit, Cheating on a Test Reddit, College Algebra Mymathlab Reddit, Do Homework for Money Reddit, Do My Assignment Reddit, Do My Exam for Me Reddit, Do My Homework for Me Reddit, Do My Math Homework Reddit, Do My Math Homework for Me Reddit, Do My Test for Me Reddit, Doing Homework Reddit, Domyhomework Reddit, Exam Cheating Reddit, Exam Help Online Reddit, Examity Reddit, Finance Homework Help Reddit, Fiverr Exam Cheating Reddit, Gradeseekers Reddit, Hire Someone to Take My Online Exam Reddit, Hire Test Taker Reddit, Homework Help Reddit, Homework Sites Reddit, Homeworkdoer .org Reddit, Homeworkhelp Reddit, Honorlock Reddit, How Much Should I Pay Someone to Take My Exam Reddit, How to Beat Honorlock Reddit, How to Beat Lockdown Browser Reddit, How to Cheat Examity Reddit 2022, How to Cheat Honorlock Reddit, How to Cheat and Not Get Caught Reddit, How to Cheat in School Reddit, How to Cheat on Canvas Tests Reddit, How to Cheat on Examity Reddit, How to Cheat on Honorlock Reddit, How to Cheat on Math Test Reddit, How to Cheat on Mymathlab Reddit, How to Cheat on Online Exams Reddit, How to Cheat on Online Proctored Exams Reddit, How to Cheat on Zoom Exam Reddit, How to Cheat on Zoom Exams Reddit, How to Cheat on a Proctored Exam Reddit, How to Cheat with Proctorio 2020 Reddit, How to Cheat with Proctorio Reddit, How to Cheat with Respondus Monitor Reddit, How to Get Past Lockdown Browser Reddit, Hwforcash Discord, I Paid Someone to Write My Essay Reddit, Is Hwforcash Legit, Lockdown Browser Hack Reddit, Lockdown Browser How to Cheat Reddit, Math Homework Reddit, Monitoredu Reddit, Mymathlab Answer Key Reddit, Mymathlab Answers Reddit, Mymathlab Cheat Reddit, Mymathlab Proctored Test Reddit, Online Exam Help Reddit, Online Exam Proctor Reddit, Online Proctored Exam Reddit, Organic Chemistry Exam Help Reddit, Organic Chemistry Test Taker Reddit, Paper Writers Reddit, Pay Me to Do Your Homework Reddit, Pay Me to Do Your Homework Reviews Reddit, Pay Someone to Do Homework Reddit, Pay Someone to Do My Assignment Reddit, Pay Someone to Do My College Homework Reddit, Pay Someone to Do My Homework Reddit, Pay Someone to Do My Math Homework Reddit, Pay Someone to Do My Online Class Reddit, Pay Someone to Do My Online Math Class Reddit, Pay Someone to Do My Programming Homework Reddit, Pay Someone to Do Statistics Homework Reddit, Pay Someone to Take Exam Reddit, Pay Someone to Take Exam for Me Reddit, Pay Someone to Take My Calculus Exam Reddit, Pay Someone to Take My Chemistry Exam Reddit, Pay Someone to Take My Exam Reddit, Pay Someone to Take My Online Class Reddit, Pay Someone to Take My Online Exam Reddit, Pay Someone to Take My Proctored Exam Reddit, Pay Someone to Take My Test in Person Reddit, Pay Someone to Take Online Class for Me Reddit, Pay Someone to Take Online Test Reddit, Pay Someone to Take Your Online Class Reddit, Pay Someone to Write My Paper Reddit, Pay for Homework Reddit, Pay to Do Homework Reddit, Paying Someone to Do Your Homework Reddit, Paying Someone to Take My Online Class Reddit, Paying Someone to Take Online Class Reddit, Paysomeonetodo Reddit, Physics Test Taker Reddit, Proctored Exam Reddit, Reddit Do My Homework for Me, Reddit Domyhomework, Reddit Homework Cheat, Reddit Homework Help, Reddit Homework for Money, Reddit Honorlock Cheating, Reddit Mymathlab Hack, Reddit Mymathlab Homework Answers, Reddit Paid Homework, Reddit Pay Someone to Do Your Homework, Reddit Pay Someone to Take Online Test, Reddit Pay for Homework, Reddit Pay to Do Homework, Reddit Test Takers for Hire, Reddit Tutors, Should I Pay Someone to Take My Exam Reddit, Statistics Test Taker Reddit, Take My Calculus Exam Reddit, Take My Class Pro Reddit, Take My Class Pro Reviews Reddit, Take My Exam for Me Reddit, Take My Math Test for Me Reddit, Take My Online Class Reddit, Take My Online Class for Me Reddit, Take My Online Exam for Me Reddit, Take My Online Exams Reddit, Take My Online Exams Review Reddit, Take My Online Exams Reviews Reddit, Take My Online Test Reddit, Take My Online Test for Me Reddit, Take My Physics Exam for Me Reddit, Take My Proctored Exam for Me Reddit, Take My Statistics Exam for Me Reddit, Take My Test for Me Reddit, Takemyonlineexams Reddit, Test Taker Reddit, We Take Classes Reddit, Write My Exam for Me Reddit}

HARRISON, NY - (NewMediaWire) - May 16, 2024 - Metawells Oil & Gas Inc. (the "Company" or "KOSK") is pleased to announce that it has entered into a definitive agreement dated May 14, 2024 (the "Definitive") to merge with Global Oil & Gas Recovery Corp. an arm's length privately held company ("GlobalOG") incorporated in the state of Delaware.
The transaction is structured as a shares exchange and KOSK will acquire all the issued and outstanding capital interest or shareholdings of Global, in exchange with KOSK authorized but unissued common stock. The agreement includes a series of representations and warranties by both parties and conditions that precedent the corporate action. Global is currently a private company and exists in good standing under the laws of the State of Delaware.
KOSK President Ronald Minsky states that, "This merger with Global will be extremely beneficial for KOSK shareholders as Global brings in cutting edge technology for the recuperation of oil and gas from abandoned and zombie oil fields in the U.S. and Canada." Global Oil and Gas Recovery Corporation CEO Richard Cindric states, "Global has been looking for the proper partner to take our business to new heights with our cutting-edge technology. We look forward to the days ahead to putting our company on the map as a big player in the oil and gas recovery business."
About Metawells Oil & Gas Inc.
Metawells Oil & Gas Inc. is a holding company founded in the State of Nevada and engaged in two sectors, the energy sector and the sector of technology. The Company is set to forge strategic collaborations and develop both business segments to accelerate the company growth. The company is currently working on its strategic business plan to become an oil producer, focused on the multi-zone development and Enhanced Oil Recovery ("EOR") of "extreme shallow" medium gravity oil.
www.metawellsinc.com
About Global Oil & Gas Recovery Corp.
The Company's primary focus is to implement Enhanced Oil Recovery (EOR) techniques to existing abandoned wells, maturing oil fields and previously tapped reserves located in the United States and Canada. By restoring these existing oil and gas wells we create value for our shareholders by generating revenue from oil and gas production.
Our Green Technology - Is Focused on Methane Emission Mitigation
The company is funding the further development of a patented Mobile Methane Refining Unit (MRU). Oil and gas companies flare more than $10.6 billion in natural gas (methane) every year. The MRU technology eliminates the flaring, venting and leaking of abandoned wells by capturing the waste methane gas and converting it to a usable fuel. This technology is currently in final development stages and could be ready for production in late 2024. To learn more visit: https://globaloilandgasrecovery.com
Forward-Looking Statements:
Safe Harbor Statement - In addition to historical information, this press release may contain statements that constitute forward-looking statements within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934, as amended by the Private Securities Litigation Reform Act of 1995. Forward-looking statements contained in this press release include the intent, belief, or expectations of the Company and members of its management team with respect to the Company's future business operations and the assumptions upon which such statements are based. Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties and that actual results may differ materially from those contemplated by such forward-looking statements. Factors that could cause these differences include, but are not limited to, failure to complete anticipated sales under negotiations, lack of revenue growth, client discontinuances, failure to realize improvements in performance, efficiency, profitability, and adverse developments with respect to litigation or increased litigation costs, the operation or performance of the Company's business units or the market price of its common stock. Additional factors that could cause actual results to differ materially from those contemplated within this press release can also be found on the Company's website. The Company disclaims any responsibility to update any forward-looking statements.
Contact Information
For more information contact:
Ronald Minsky, President
Phone: (212) 381-8029
contact@metawellsinc.com
X twiter: @metawells

I bought my first rental property at 27 back in 2009. had no prior experience or knowledge about being a landlord. None of my friends or family had done it before either. I just followed the typical advice: go to school, get a good job, and buy a house. So, I saved up while working as an engineer and bought a house in Seattle for $357,000 with an $80,000 down payment.
I was traveling a lot for work and barely spent any time at home. I ended up calling one of my old college landlords (who I didn’t realize was a property manager) and asked if she could rent out my house. She found a tenant willing to pay $2,200 a month, which covered my $1,600 monthly mortgage, taxes, and insurance. That left me with an extra $600 each month – not bad for a first-timer!
Having that extra cash was exciting and got me hooked on the idea of rental income. I started to see the long-term benefits like mortgage paydown, tax advantages, appreciation, and steady cashflow. This shift in mindset led me to continue investing in real estate.
By 2012, I realized Seattle wasn’t great for cashflow because the property prices were high compared to the rents. So, I started looking at other cities with better rent-to-value ratios. I bought a duplex in West Seattle but soon moved on to more affordable markets like Birmingham, Alabama.
To manage these properties remotely, I built a system with property managers and a network of professionals. This allowed me to expand my portfolio across multiple states, finding properties that provided better cashflow than those in primary markets.
By 2015, I had eleven rental properties and began to see the limits of managing so many single-family homes. That’s when I discovered real estate syndications, which offered a more scalable way to invest by pooling resources with other investors to buy larger properties.
My journey in real estate started with that accidental first rental and grew into a systematic approach to investing in cashflow-positive properties across various markets. This experience helped me achieve financial independence and build a substantial real estate portfolio. Follow me via my podcast.

I came across this sub by accident - through what was clearly a fake post - some cringelord dreaming up a vigilante fantasy - but a lot of people ate it up! I scrolled through the sub and found a bunch of other fake posts, mixed with some actually really good content.
Hearing about people sticking it to some old blowheart is one of the true remaining joys in life - control your sub people - don't be duped and downvote the clearly fake shit!
I got one from Memorial Day a few years ago - I think about it every year - it's not a whopper but at least it actually happened.
My HOA board is 100% boomers - driving around in golf carts, taking pictures - complain about noise past 8pm, etc. Dumb as shit when it comes to technology and choosing vendors. They have been the victim of some idiotic scams. Political season - their tiny lawns are covered with republican candidate signs for everything from President all the way down to School Board.
A letter was sent out a week before stating "for the duration of the holiday weekend, the only flags that can be affixed to the exterior of the residential condo units are American flags, including ALL historical American Flags." God only knows what they were intending with this.
The only flags in the neighborhood at the time were a few errant Trump flags, and our condo - with a Gadsen flag and a pride flag - original Gilbert Baker design. I knew it was going to be a problem (because it was when we first moved in) and I was willing to pay some small fines for this new rule. Talking to the Trump flag neighbors - they also planned to keep theirs up. But my wife didn't want to make more waves and convinced me to take them down in the afternoon - the Friday before.
But it didn't sit right - I thought about it for the rest of the day and went to put them back up on Saturday afternoon - but my wife didn't let me. We got a letter in our mailbox that morning from the HOA, reminding us about the flags, and that the Holiday Weekend is Friday through Sunday.
It came with a $50 fine (for Friday morning) and a warning that they would issue additional fines and "other administrative actions" if we didn't keep them down. I checked with the Trump flag guys and they didn't get a notice - I was pissed.
I told my wife that the flags are going back up and I will pay a fee each year and demand that the rules be enforced for everyone or no one. But, since we had reserved the clubhouse on Sunday for a party, she didn't want them yanking our reservation... and I didn't put them back up.
...But then it occurred to me. The notice clearly stated that the American flag rule applied to flags hung from the condo units... and we had site control over the entire clubhouse and pool area. I checked the CC&R's and the reservation - there was no expressed limititation on decorations.
My wife gave me the approval to go to war since we weren't technically breaking any rules. I texted everyone who was coming "bring a pride flag with you to the party... in fact bring every flag you have."
This wasn't a pride party, it was a Memorial Day BBQ, but the pride flags and flags from around the world outnumbered the American flags 10 to 1. We had hundreds of flags and you can see the clubhouse and pool from almost all of the units in the neighborhood - it looked like a storage yard at the UN.
The board was livid. Many of them came down to the clubhouse and took pictures, they threatened to call the police - one of them said they were going to levy a separate fine for each flag. But we cleaned the place up and were out by 8pm.
I know the board met the next day (on the holiday) but I never received a single letter about it. I paid the $50 fee and know that I am forever under their microscope. They quietly amended the club rules regarding "excessive decorations" but did not issue the flag rule for July 4th or any subsequent years. I figure there are too many places to rightfully put a flag in this neighborhood and they don't want to look like fools again.
My relationship with the HOA board has improved since this interaction. I don't think I'd go as far as to say they are scared of me, but they certainly know I might create a giant headache for them in the most ridiculous way possible.
I'll caveat all this to say that not all boomers are bad - remember some of them were hippies in the '60's and '70's. One of the ladies on the board - her brain is so fried from acid decades ago that she became love incarnate.
She bought a pride flag just to bring to my party and stayed all day. Come to find out she knows the names of all the dogs in the neighborhood and she knocked on my door the other day to tell me a joke she made up about my German Shepherd - not funny at all but it was so sweet I fucking cried.
Boomers amiright?

So I'm looking to buy an apartment with an all cash offer, and then considering to get a mortgage after the fact once (if) rates get back to between 3.5%-5% on a 30 year. This is a NYC co-op building. Was curious, would you be able to deduct the mortgage interest payments on a mortgage closed a year plus post closing for tax purposes, or is the deduction only available if it closes with the initial home purchase. This is for a primary residence, rather than an investment property.

KNOW TO ALL MEN BY THESE PRESENTS, that WHEREAS, National Development Company, Inc dba N.D.C, Inc., a Texas Corporation, is the owner of certain real property located in Coffee County, Tennessee, and described as follows:
LAND in the 2nd Civil District of Coffee County, Tennessee, described according to a survey made by Alton C. Morris, P.E., R.L.S. 1064, dated July 30, 1983, as follows:
Beginning in the northerly margin of Old McMinnville-Shelbyville Road, also know as Gnat-McBrides Branch Road, (OM-SR) at a post at the southeast corner of Merriman's property; thence with the easterly line of Merriman's property and a fence, north 10° 55' 21” east 536.35 feet to a corner post at the southeast corner of H. Duke's property: thence with lines of H. Duke's property and a fence: (1)north 8° 10' 57” east 220.78 feet to a post, (2) north 4° 29' 13” east 455.18 feet to a post, (3) north 4° 42' 21” east 551.39 feet to a post, (4) north 3° 18' 09” east 335.06 feet to an old corner post at M.T. Lewis' former northwest corner, (5) north 2° 23' 37” east 883.96 feet to a post, (6) north 2° 24' east 298.89 feet to an iron pin at the corner post, hereinafter referred to as Reference Point “A”, and (7) north 86° 30' 46” west 2199.73 feet to a corner post at the northeast corner of J. Duke's property; thence with the northerly line of J. Duke's property and a fence, north 86° 49' 46” west 1808.74 feet to a corner post at the northeast corner of Goad's property; thence with the northerly line of Goad's property and a fence, north 86° 35' 34” west 1076.87 feet to an iron rod in the easterly line of Hockett's property; thence with the easterly line of Hockett's property, marked, and then continuing with the easterly line of the Gilley and Thomas property and a fence, north 3° 24' 40” west 3543.21 feet to a corner post; thence with the northerly line of the Gilley and Thomas property and a fence, north 84° 56' 17” west 1482.98 feet to a corner post in the easterly line of Smith's property; thence with the easterly line of Smith's property, marked, and continuing with the easterly line of Logan's property, north 11° 23; 16” east 2353.44 feet to an iron pin at the southwest corner of Keaner's property; thence with the southerly line of Keaner's property, marked, south 83° 03' 17” east 2082.14 feet to a corner post at the southwest corner of Fults' property; thence with the southerly line of Fults' property and a fence, south 89° 41' 59” east 1634.02 feet to an iron pin at the northwest corner of M. B. Jernigan's property; thence with lines of M. B. Jernigan's property: (1) south 0° 11' 12” east 414.75 feet to a 2 inch iron pipe, (2) north 89° 49' 02” east 1053.22 feet to an iron pin, and (3) north 1° 37' 41” west 215.29 feet to a point at the southwest corner of the southerly terminous of the 25 foot right of way, hereinafter referred to as Reference Point “B”; thence with the southerly margin of said 25 foot right of way, north 88° 22' 19” east 25.00 feet to an iron pin; thence with the easterly margin of said 25 foot right of way, north 1° 37' 41” west 199.40 feet to an iron pin at the southwest corner of Newell's property; thence with the southerly line of Newell's property, north 89° 44' 37” east 2259.80 feet to a pipe in Morgan's westerly line; thence with Morgan's westerly line and continuing with a westerly line of Vincion's property, both marked, south 3° 36' 55” west 1092.68 feet to a marked black gum tree; thence with a westerly line of Vincion's property, the westerly lines of Moore's and Prater's properties and a westerly line of Curtis Moore's property, a marked line, south 7° 35' 09” west 4996.74 feet to an iron pin located north 7° 35' 09” east 75.00 feet from Reference Point “A”; thence with lines of Curtis Moore's property, (1) south 85° 00' 26” east 75.08 feet to a stake, (2) south 7° 35' 09” west 75.00 feet to a stake, (3) south 2° 24' west 295.49 feet to a stake and (4) south 2° 23' 37” west 885.47 feet to a stake at M. T. Lewis' new northwest corner; thence with westerly lines of M. T. Lewis' property: (1) south 3° 18' 09” west 335.39 feet to a stake, (2) south 4° 42' 21” west 552.16 feet to a stake, (3) south 4° 29' 13” west 457.46 feet to a stake, (4) south 8° 10' 57” west 225.01 feet to a stake and (5) south 10° 55' 21” west 528.26 feet to a stake in the northerly margin of OM-SR; thence with the northerly margin of OM-SR, north 86° 35' 40” west 75.65 feet to the point of beginning, containing 823.05 acres, more or less.
TOGETHER with a nonexclusive permanent easement, appurtenant to said 823.05 acre tract, and any and all parts thereof, for the purpose of providing ingress thereto and egress therefrom from and to Hollow Springs Road, (HSR) and for the purpose of connecting said 823.05 acre tract, and any and all parts there of, to such utilities as may be available at HSR, now or in the future, over, across and through the following described property:
LAND in the 2nd Civil District of Coffee County, Tennessee, described according to said survey as follows:
Beginning at Reference Point “B”; thence with lines of said 823.05 acre tract, north 88° 22' 19” east 25.00 feet to an iron pin and north 1° 37' 41” west 199.40 feet to an iron pin at the south west corner of Newell's property, north 4° 30' 11” east 485.55 feet and north 4° 30' 36” east 459.09 feet to the southerly margin of HSR; thence with the southerly margin of HSR, north 85° 29' 24” west 25.00 feet to a corner post at the northeast corner of Fult's property; thence with westerly lines of Fults' property and a fence, south 4° 30' 36” west 459.09 feet and south 4° 30' 11” west 487.63 feet to an iron pin; thence south 1° 37' 41” east 215.29 feet to the point of beginning, containing 0.66 acres, more or less.
BEING part of the property conveyed to Wiley G. Jernigan and wife, Faye B. Jernigan, by deed from Woiley G Jernigan et recorded in Deed Book 181, page 875, in the Register's Office for said County, and all of the property conveyed to Wiley G. Jernigan and wife, Faye B. Jernigan, by deed from Wiley G. Jernigan, et al., recorded in Deed Book 181, page 879, said Register's Office; and
WHEREAS, this indenture is made and entered into this 2nd date of November, 1983, by and between National Development Company, Inc., party of the first part, hereinafter called “Grantor”, and R. L. Erkenbeck, party of the second part, hereinafter referred to as “Trustee”, being the trustee of the Lakewood Park Trusteeship; and
WHEREAS, Grantor is in the process of developing said land into a subdivision for living and recreational purposes and developing a lake and other facilities for living and for recreational enjoyment by the future lot owners in said development, which said development shall be know as “Lakewood Park” and which said development shall be developed in several parts with a separate plat for each part thereof as it is developed; and
WHEREAS, the Grantor is desirous of promoting and enhancing the value of said tracts of lane by stabilizing residential values and establishing recreational and related facilities therein; and
WHEREAS, the Grantor believes that the creation of a trust of certain of the property rights in said tract and the establishment of certain use restrictions is the most beneficial means of accomplishing this purpose; and
WHEREAS, it is the purpose and intention of this indenture to preserve said tract of land as a restricted residential recreational neighborhood and to protect the same against certain uses by the adoption of a common neighborhood plan and scheme of restrictions; to apply that plan and restrictions, not only to all of the land and every parcel thereof as it may be sold from time to time, but also in favor of all other parcels within the area of the hands of the present or subsequent owners thereof, and to mutually benefit, guard and restrict the present and/or future title holders or occupants of any and all said parcels and to foster the health, welfare and safety of all who own lots or reside in said area; and
WHEREAS, all reservations, limitations, conditions, easements and covenants herein contained, any and all of which are hereafter termed “Restrictive Covenants” or “Restrictions” are jointly or severally for the benefit of all persons who may purchase, hold or won, from time to time, any of the several lots covered by this instrument, and are intended to run with the land and be mutually enforceable;
NOW, THEREFORE, IN CONSIDERATION of the premises and of the mutual premises, covenants and agreements contained herein and the sum of One Dollar ($1.00) to party of the first part in hand paid by the party of the second part, the receipt of which is hereby acknowledged, and further, in consideration of the advantages to accrue to the party of the first part, as well as to future owners of said lots into which said tract may be subdivided, and with the agreement and consent of the party of the second part to act as Trustee hereunder, the part of the first part agrees as follows:
The party of the first part or the Grantor, shall contemporaneously with the recording of each platted subdivision of the above described land, grant, bargain, sell, convey, transfer, assign and set over unto the said Trustee, his successors and assigns, all singular and the several strips and parcels of land which are to be delineated and set apart as drives, lanes, circles, streets or roads on said plat of said subdivisions, together with the lakes, dams, and related facilities and facilities for disposal or wastewater in the subdivision to be constructed by Grantor on said above-described land, and said Grantor, upon the consideration heretofore recited, does also hereby agree to create, reserve and transfer, assign and grant the Trustee easements for the purposes set forth in Article III hereof, over, across, through and under all of the lots in said subdivision as marked out and set out on said plats to be filed for the subdivision of said land, including all easements and roadways. TO HAVE AND TO HOLD all of the foregoing to the Trustee, his successors and assigns, IN TRUST, upon the uses and purposes, for the term and upon the conditions hereinafter set forth in this indenture. As used herein, the word “Trustee” or “Trusteeship” shall mean either a single Trustee or join Trustees.

Hi, my situation is that I’m in Winnipeg working full time, living with my parents place. My fiancé’s working and living in Edmonton. We about to close a purchase on a house of $450k in Edmonton. She put we down pay 260k and I’m paying the mortgage $190k through Pine with my income which am qualified for. It will be my first time buying a home, but not in the city I’m employed, and I have FHSA and RRSP( for HBP). Would this have any implications on closing the home? Technically it would be my primary resident in Edmonton, and I would like to work in Winnipeg for at least a year more before moving to Edmonton. My fiancé will be living in the new purchase home.

Hey all, doing some preminary research leave vs buy. I'm familiar with residential mortgages but what are the rates and parameters / requirements on a commercial property in Toronto?

Just got notice (verbal) that landlord wants to increase monthly rent by $400. Reason he gave us that he had to refinance his mortgage and what we pay now does not cover his costs. He also stated that it is actually more than $400 more but he is absorbing the rest.
We are just wondering how a house purchased for approximately $314000 listing price in 2015 is now being remortgaged and the monthly mortgage payment has increased by more than $400/mo for our landlord.
Not sure if we are being scammed or not. Oh and this is with 9 days notice.

So I switched to jio airfibre 100mbps plan a few weeks ago. I previously used 125mbps local optical fibre Alliance broadband. Local fibre was choking peering data transfer and I wanted to try out 5G a new technology.
First thing I noticed about airFibre is how bad is the loaded latency in comparison to optical. Sites and streaming videos all took a while to load. Loading wasn't even a thing in most cases in optical fibre.
While ookla speedtest shows 100/70 mbps, normal downloads would range about 32-40mbps. Optical game me full 125mbps for jormal downloads.
Peering speed during day time is 72mbps but drops unevenly based on tower load but is not throttled by jio. Alliance broadband was limiting peering at around 16mbps😓.
About free TV experience 🤷‍♂. Lets see. What a scam. Live TV is NOT working. Yes 80% chance ott apps may provide live shows with some delay but on certain shows my mom said its showing episodes from a year back, in Start Jalsha channel which is streamed from Hotsart app🤷‍♂
Then comes the main issue. After the evening time, when all people return home in an residential area and the tower load increases, boom welcome to 3G.
I would definitely like to cancel the connection now and want a partial refund from the Rs7500. I don't know whom to approach. Any comments or questions is appreciated.
Oh another thing, many sites which are not in very public use are simply dns blocked by jio. Also deep packet inspection is turned on all in the name of security but it's just a means to reduce bandwidth usage. Many file sharing and downloading websites r blocked that r not blocked by govt of india but on the whims of jio company

Original post: https://www.reddit.com/amiwrong/comments/191bmgs/am_i_wrong_for_ending_a_20_year_marraige_because/ Update 1: https://www.reddit.com/amiwrong/comments/1ajkd6s/update_am_i_wrong_for_ending_a_20_year_marraige/
Hey all, this is likely the final update on this account as things have mostly resolved.
My wife and I have completed our divorce and everything is official. We had an uncontested, amicable divorce with minimal disagreements. Our lawyers worked together to create the plan through mediation and a judge signed off on it a few weeks ago. In the end, the actual divorce process was pretty straight forward. The only complication was that our 17 year old was adamant about my having custody because their relationship with my ex-wife has really fallen apart as a result of this.
Initially my wife dug in her heals and was ready to give up on the uncontested marraige, but my son pretty much told her she could choose between letting him have a break for a few months to process and rebuild, or force him to live with her until he turns 18 and risk never seeing him again. I felt this was a bit harsh, but my wife backed down and we moved foward with my having primary physical custody until my son's birthday later this yer. For my part, I have encouraged my son to be open to fixing things as the actions my ex took before he was born didn't change the 17 years she cared for and loved him. Fortunately, as the divorce moved forward he has been spending more time with my ex and I'm optimistic they will work through this.
In the end, we pretty much split our retirement and investments 50/50. For our house, my wife really liked the house and I didn't, so she kept the house and most of the furnishings and took out a mortgage to pay me back half of the equity and half of the estimated replacement value of the furniture. Pretty much all of our other stuff was either easy to split (my car and her car, my music gear and her hobbies, clothing, personal effects, etc) or we just agreed to sell it and split the resulting profit. Things were a bit easier for us because we had already documented most of our valuable items and electronics for an insurance rider we added to our home insurance a few years ago.
Things have been going well for me personally. Both of the kids spend most of their time at my place and we are still very close, which was my biggest fear in the divorce. I have a new house that I really love and I gave into the mid-life crisis urge and traded in my outdated minivan for a Lexus LC550. I even had a woman at work (not a close coworker) invite me out to a coffee date. While I was up front with her that I'm not ready to date just yet, she said she would be happy to take a rain check and would be happy to go out with me when I'm ready. I'm honestly thrilled because she's really smart, has a great sense of humor, and our positions at work are far enough apart that we don't really work directly with each other at all.
My ex and I are continuing to go through couples counseling together. We have transitioned into having closure on our marraige and making sure we maintain our relationship enough to be effective coparents. While these sessions have been great to help me process things and keep things as healthy/positive as possible given the circumstances, it has also reenforced that divorce was the right option. It's clear from some answers in the sessions that my wife immediately started dating once the divorce process started, so whatever love was there was clearly on the way out already. I'm pretty sure the coworker she was "just friends" with dropped her off at our recent session. The fact that it doesn't even really make me mad is a good sign that I was also probably done with the marraige.
In the end, it will take a long time for me to heal from the betrayal, but I feel like I'm making good progress and I can honestly say that the divorce was unquestionably the right decision. I've probably cried more in the last 4 months than I have in the last 20 years, but for the last month or so I fell genuinely good about myself for the first time in a long time. I'm enjoying having my own life, been busy getting my 17 year old ready for college in the fall and looking forward to a coffee date with a smart, funny woman in a month or two.

PROFESSIONAL CHARGES* COST VAT
Legal Fee £1,250.00 £250.00
TT Fees £40.00 £8.00
Search Pack* £400.00 £80.00
SDLT Form Submission £75.00 £15.00
Bankruptcy Search (per person) £4.00 £0.00
Land Registry Search £4.00 £0.00
Land Registry Fee (Electronic) £150.00 £0.00
SDLT £1,000.00 £0.00
PURCHASE TOTAL £2,923.00 £353.00
TOTAL (Inc VAT) £3,276.00
Also, the fine print says the following, anything weird there?

• Search Pack including Local Authority Search, Water and Drainage, Environmental Searches, Chancel Repair Indemnity, Electronic ID Verification and econveyancing administration fee. Please note that if your new mortgage lender is on the LMS Panel a Management fee of £30 is payable. You are treated as non‐UK resident for Stamp Duty Land Tax (SDLT) if you are not present in the UK for 183 days or more in the 12 months before the effective date of the purchase. Please note that the Land Registry registration fee quoted is based on our ability to achieve electronic registration to achieve the 50% reduction in fee. If for some reason electronic registration is not possible you will be responsible for additional 50% for the postal fee. The Land Registry fee will increase for completions after 31/1/22 We will charge a professional fee of £48.00 plus vat for all subsequent telegraphic transfer payment. Please note while we are happy to honour our fees at a fixed fee for six months from the date of this quote there may be some variation in the prices charged by the search providers in respect of the searches and other disbursements, which are beyond our control. Vat will be charged at the appropriate rate on the date of completion. Please note that when dealing with leasehold properties there may be some additional charges levied by the Management Company or included in the Lease which we will advise you of once we have seen the documents. In addition if the sale/purchase involves a lease extension which we have not mentioned in our quote we will charge an additional £500.00 plus vat to deal with this. Please also note that following the introduction of the Building Safety Act 2022 our quote will only be valid for leasehold blocks of less than five storeys. If your property is in a block over five storeys please contact us for an updated quote.

I recently got in touch with Monarch support (shout out to Johsua and Jumar!) about my confusion with the current Goals feature. I had some ideas on how to improve the feature as it interacts with the Budget plan, which I wanted to share here on the subreddit to get other users thoughts and feedback.

A Problem with Goals

As others have pointed out, the Left to Budget section shows your Goals contributions are also being deducted from your Income when their Expense counterpart has already deducted as well. For example, let's assume I have a Mortgage expense and a Mortgage paydown goal. If my monthly income is $5000 and my mortgage is $4000, my "Left to Budget" amount is shown as -$3000, when it should be $1000.
Many people have suggested a workaround by categorizing the expense as a Transfer so it is only counted once, but doing this would also remove the expense from your Cash Flow and Reports which is not good. You would not be able to track your spending in these categories. The user should be able to use all features in Monarch while categorizing their expenses properly. They shouldn't have to remember to do weird tricks/hacks to make things work. They shouldn't have to mark anything as Transfer that isn't a transfer, or hide recurring transactions as a matter of course.

A Possible Solution?

In my mind, Goals are just a subset, or view, of Expenses the user already has in their budget. The user can already track their monthly "goal progress" by budgeting using the system categories for "Credit Card Payments," "Mortgage" and "Loan Repayment" -- and watching as payments contribute to those categories throughout the month. But it seems the purpose of Goals is to present these expenses to the user in a different light, to help them feel like some of their expenses are not "money spent" but "money saved."
For me, what would make more sense is an Expenses & Goals progress bar on the Budget Summary panel, underneath the Income progress bar. This number in reality would just be a total of the user's budgeted Expenses (not including Contributions as additional budget items; all goal contributions would be budgeted under existing categories). Beneath Expenses & Goals, you could show two more progress bars as children:

1. Expenses: expenses that are not contributions to a goal (non-goal expenses)
2. Goals: expenses that are contributing to a goal

For example, if a user makes a credit card payment, they would categorize it properly as "Credit Card Payment" (to be able to have useful and accurate data in Budget, Cash Flow and Reports). Without linking the transaction to a Goal, it would be shown as spending in the Expenses progress bar (also rolled up in the Expenses & Goals progress bar). If the user has a credit card that isn't set up in Goals (or maybe they have technical issues and can't link their credit card account with Monarch) but they still want to track this payment in the budget, this would be the correct visualization. But let's continue with the assumption that this credit card is also being tracked in Goals...
Then, the user would link the debit transaction to the matching Goal (this is not currently possible as users can only assign credit transactions from linked goal accounts). This would shift the spending from being shown on the Expenses progress bar to being shown as savings/contributions on the Goals progress bar (still rolled up in the total Expenses & Goals progress bar).
Either way, the expense would only be deducted once from Income in calculating the Left to Budget amount. It is either a non-goal expense, or a goal expense.
The Expenses & Goals progress bar could even have two different colors, or a vertical notch, to indicate how much of the user's total expenses are contributions towards their goals. This could be incredibly motivating to see a large percentage of spending is actually savings.
The only thing the user would need to do differently here is linking both the debit and credit transactions to each goal. This could be automated with Rules.
Or perhaps this could remove the need to link the credit transactions altogether. From my experience, my mortgage and loan accounts don't support pulling in transaction data like my primary cash and credit card accounts do. Maybe because they are smaller institutions? I have to manually add the credit transactions to link to my goals, which is kind of a pain. I have also seen other users online who are completely unable to link their goal accounts/institutions to Monarch.
Anyway, I really love a lot of the thinking that's going into the Goals feature (and Monarch as a whole), so I hope this criticism and suggestion is met with open-mindedness and curiosity. This seems like a point of confusion for other users as well:

• https://www.reddit.com/MonarchMoney/comments/18sywi3/flustered_with_budgeting_for_goals_in_monarch/
• https://www.reddit.com/MonarchMoney/comments/1b8h2kh/balance_goals_budget_categories/
• https://www.reddit.com/MonarchMoney/comments/1c5ioro/help_categorizing_a_goal_thats_also_an_expense/
• https://www.reddit.com/MonarchMoney/comments/17oj654/how_to_use_goals/
• https://www.reddit.com/MonarchMoney/comments/1bczbbu/linking_goals_to_expenditures/

Would this solution make sense to anyone else? Anything else I'm not considering here?
(Edit: improved formatting)

Background: My mother’s ex-fiancé forged her signature on a quit claim deed 24 days after she bought her house in 2013. He then forged her signature a second time in 2016 to put her name back on the deed, but not as the primary owner. We assume that he did this to avoid suspicion because the public adjuster they went to that year questioned why his name was the only name on the deed while my mother’s name was the only one on all of the other documents relating to the home (mortgage, etc.). We only found out about the forgery earlier this year when my mother took him to court for eviction due to him not contributing to the home finances for about a decade. I made a post about this situation a few months ago.
Since last year, my mother’s ex fiancé has become extremely abusive (or at least more than he has been in the past). He has:

• Attacked my younger brother. My brother accidentally dropped a hammer he was holding, and when he bent down to pick it up, ex fiancé punched him in the neck and accused him of throwing the hammer at him. My brother fought back in self defense and was fortunately not hurt.
  
• Refused to let my brother back into the house in the dead of winter, even though he lives here. When my brother tried to reenter the house from a different area, ex fiancé called the cops on him and lied that he was breaking and entering. After to cops left he says to my mother: “you’re lucky I didn’t tell the cops he had a weapon”. My brother doesn’t own any weapons.
  
• Repeatedly called my mother, brother, and I various slurs if we didn’t do what he wanted or defend ourselves when he falsely accused us of something.
  
• After the failed eviction hearing he told my mother that she was “going to die” if she ever tried to remove him from the house. She called the cops but because she had no proof, they didn’t arrest him.
  

Most recently, he tried to falsely accuse my brother of being a predator and molesting our half-sister who is 7. Ex fiancés’s reasoning is that he saw her licking popsicle juice off her fingers and that that was a “hallmark of child sexual abuse”. The following night, I overheard him telling my sister: “ if I ever see you near your brother’s room, I will kill you myself”. We got it on record, reported him to the police, and got him arrested. He’s currently under a no contact order and when the NCO expires, we’re going to try to get a restraining order.
Like the title says, is there any way to legally remove someone from a deed if they are under a no-contact order or pose a threat another individual on the deed?