Contoh skripsi pendidikan bahasa indonesia

Cerita Pendek

2014.07.29 15:04 inuandjaime Cerita Pendek

[link]

2024.05.08 00:25 King_Mdnf_Is_Here Indonesia if there's no events such as the Masa Bersiap or G30S or Asian Economic Crisis 1997,and focuses on economical developments and diversity instead

Indonesia if there's no events such as the Masa Bersiap or G30S or Asian Economic Crisis 1997,and focuses on economical developments and diversity instead submitted by King_Mdnf_Is_Here to imaginarymaps [link] [comments]

2024.05.07 13:00 helpmathesis Kuisioner Penelitian Skripsi Terkait Konsumen Netflix

Halo! Saya sedang melakukan penelitian tentang penggunaan Netflix dan ingin meminta bantuan Anda untuk mengisi kuesioner singkat ini. Partisipasi Anda sangat berharga dan akan membantu dalam penelitian saya. Kuesioner ini tidak akan memakan waktu lebih dari 5 menit. Terima kasih atas dukungan Anda! Berikut link kuesionernya: https://forms.gle/CCPx82jciGhHH8t96
Data diri saya sebagai peneliti: Aldhy Noor Rachadinata NIM 1903403 Mahasiswa Manajemen Universitas Pendidikan Indonesia CP: 085156389769
https://forms.gle/CCPx82jciGhHH8t96
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2024.05.07 02:42 dailySuttaBot SN 35.13 Paṭhamapubbesambodhasutta: Before My Enlightenment (1)

SN 35.13 Paṭhamapubbesambodhasutta: Before My Enlightenment (1)
https://daily.readingfaithfully.org/sn-35-13-pathamapubbesambodhasutta-before-my-enlightenment-1/
At Savatthi. “Bhikkhus, before my enlightenment, while I was still a bodhisatta, not yet fully enlightened, it occurred to me: ‘What is the gratification, what is the danger, what is the escape in the case of the eye? What is the gratification, what is the danger, what is the escape in the case of the ear … the nose … the tongue … the body … the mind?’
“Then, bhikkhus, it occurred to me: ‘The pleasure and joy that arise in dependence on the eye: this is the gratification in the eye. That the eye is impermanent, suffering, and subject to change: this is the danger in the eye. The removal and abandonment of desire and lust for the eye: this is the escape from the eye.
“‘The pleasure and joy that arise in dependence on the ear … the nose … the tongue … the body … the mind: this is the gratification in the mind. That the mind is impermanent, suffering, and subject to change: this is the danger in the mind. The removal and abandonment of desire and lust for the mind: this is the escape from the mind.’
“So long, bhikkhus, as I did not directly know as they really are the gratification, the danger, and the escape in the case of these six internal sense bases, I did not claim to have awakened to the unsurpassed perfect enlightenment in this world with its devas, Mara, and Brahma, in this generation with its ascetics and brahmins, its devas and humans. But when I directly knew all this as it really is, then I claimed to have awakened to the unsurpassed perfect enlightenment in this world with … its devas and humans.
“The knowledge and vision arose in me: ‘Unshakable is my liberation of mind; this is my last birth; now there is no more renewed existence.’”
Read this translation of Saṁyutta Nikāya 35.13 Paṭhamapubbesambodhasutta: Before My Enlightenment (1)_by Bhikkhu Bodhi on SuttaCentral.net. Or read a different translation on SuttaCentral.net. Or _listen on SC-Voice.net. Or explore the Pali on DigitalPaliReader.online.
Or read a translation in Deutsch, Lietuvių Kalba, বাংলা, Español, Bahasa Indonesia, 日本語, မြန်မာဘာသာ, Norsk, Русский, සිංහල, ไทย, Tiếng Việt, or 汉语. Learn how to find your language.
Signup to get these suttas in your email inbox every day: Daily.ReadingFaithfully.org
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2024.05.05 15:08 Appropriate-Gold2091 Help me find this fruit? (Indonesia)

When I was traveling through Sumatra a decade ago, I stopped in this town called Berastagi for a very brief rest stop. I wandered through the local market to pick up some fruit for my journey, and noticed this fruit that looked like a moldy mango. The stall holder called it (in Bahasa Indonesian) "Berastagi Apple". I never saw it anywhere else in Indonesia. I bought some, ate it on the bus and it was delicious!
Been wanting to get some more for a long time, but have never seen it anywhere. This image is the only one I have of it. Can anyone give me any more information about this fruit?
submitted by Appropriate-Gold2091 to HelpMeFind [link] [comments]

2024.05.05 09:02 nocturnavi VCT 2024 — Pacific Stage 1 / Playoffs Day 3 / Live Discussion Thread

Information

VCT Pacific is one of four international leagues where teams play to qualify for Masters and Champions. It features partnered teams from Korea, Japan, Southeast Asia, South Asia, and Oceania. Stage 1 qualifies teams for Masters Shanghai.
Coverage: Liquipedia VLR.gg THESPIKE rib.gg
Official Information: Website VCT Pacific 2024 Stage 1 and Stage 2 VCT Pacific
General Resources: VCT Rules and Policies Global Contract Database subreddit guide to VALORANT Esports
Pacific League:

Schedule

Match JST/KST (Japan/Korean Standard Time - tournament time zone) EDT (US Eastern Daylight Time) CEST (Central European Summer Time) IST (Indian Standard Time) ICT (Indochina Time) PHT (Philippine Standard Time) AEST (Australian Eastern Standard Time)
T1 vs Paper Rex 17:00 04:00 10:00 13:30 15:00 16:00 18:00
Gen.G vs DRX 20:00 07:00 13:00 16:30 18:00 19:00 21:00
See here for times in your area

Streams

Broadcast Talent

Host Commentators & Analysts
Victoria "Chubbyninja" Cheng Seth "Achilios" King
Mika "Mikafabs" Fabella Clinton "Paperthin" Bader
Darwell "Asurai" Llerena
William "chobra" Cho
Brendan "valdes" Valdes
Kentrell "heyimquack" Kwek
See Liquipedia for talent from non-English streams

Stage 1 Format

Teams

Group Alpha

Team Record
Gen.G 3-2
Team Secret 3-3
T1 2-4
Global Esports 2-4
BLEED Esports 1-5

Group Omega

Team Record
DRX 5-0
Paper Rex 4-1
Talon Esports 4-1
Rex Regum Qeon 3-2
ZETA DIVISION 2-3
DetonatioN FocusMe 1-4
submitted by nocturnavi to ValorantCompetitive [link] [comments]

2024.05.05 03:38 sumpitsakit Apa saja contoh-contoh butterfly effect di Indonesia?

submitted by sumpitsakit to ondonesia [link] [comments]

2024.05.05 03:38 Internet_Student_23 Apa saja contoh-contoh butterfly effect di Indonesia?

Secara sederhana, butterfly effect adalah suatu fenomena dimana peristiwa kecil menyebabkan peristiwa-peristiwa lainnya yang bersifat lebih besar. Contohnya adalah perang dunia kedua terjadi karena ada yang ditolak masuk akademi seni di Vienna (Inisialnya AH).
Kalau di Indonesia, apa saja yang termasuk contoh dari butterfly effect? Contoh-contoh yg gw tahu adalah pidato Ahok di Kepulauan Seribu yang mengubah peta politik Indonesia sama kasus percintaan dua pemuda pemudi yang menyebabkan kementerian-kementerian dan perpajakan disorot masyarakat (kasus Mario Dandy)
submitted by Internet_Student_23 to indonesia [link] [comments]

2024.05.05 02:42 dailySuttaBot AN 9.41 Tapussa Sutta: To Tapussa (On Renunciation)

AN 9.41 Tapussa Sutta: To Tapussa (On Renunciation)
https://daily.readingfaithfully.org/an-9-41-tapussa-sutta-to-tapussa-on-renunciation/
[Note: Some of the weekend selections this month will be much longer than usual so that we can learn more about the Buddha and his path to enlightenment. In this sutta the Buddha talks about his own experience with meditation before his enlightenment. There is a lot of repetition, so if you are short of time skimming is better than not reading at all.]
I have heard that on one occasion the Blessed One was staying among the Mallans near a Mallan town named Uruvelakappa. Then early in the morning the Blessed One—having adjusted his lower robe and carrying his bowl & outer robe—went into Uruvelakappa for alms. Having gone into Uruvelakappa for alms, after his meal, on his return from his alms round, he said to Ven. Ānanda, “Stay right here, Ānanda, while I go into the Great Forest for the day’s abiding.”
“As you say, lord,” Ven. Ānanda responded to him.
Then the Blessed One went into the Great Forest and sat down at the root of a certain tree for the day’s abiding.
Then Tapussa the householder went to Ven. Ānanda and, on arrival, having bowed down to him, sat to one side. As he was sitting there he said to Ven. Ānanda: “Venerable Ānanda, sir, we are householders who indulge in sensuality, delight in sensuality, enjoy sensuality, rejoice in sensuality. For us—indulging in sensuality, delighting in sensuality, enjoying sensuality, rejoicing in sensuality—renunciation seems like a sheer drop-off. Yet I’ve heard that in this Dhamma & Vinaya the hearts of the very young monks leap up at renunciation, grow confident, steadfast, & released, seeing it as peace. So right here is where this Dhamma & Vinaya is contrary to the great mass of people: i.e., (this issue of) renunciation.”
“This calls for a talk, householder. Let’s go see the Blessed One. Let’s approach him and, on arrival, tell him this matter. However he explains it to us, we will bear it in mind.”
“As you say, sir,” Tapussa the householder responded to Ven. Ānanda.
Then Ven. Ānanda, together with Tapussa the householder, went to the Blessed One and, on arrival, having bowed down to him, sat to one side. As he was sitting there Ven. Ānanda said to the Blessed One: “Tapussa the householder, here, has said to me, ‘Venerable Ānanda, sir, we are householders who indulge in sensuality, delight in sensuality, enjoy sensuality, rejoice in sensuality. For us—indulging in sensuality, delighting in sensuality, enjoying sensuality, rejoicing in sensuality—renunciation seems like a sheer drop-off. Yet I’ve heard that in this Dhamma & Vinaya the hearts of the very young monks leap up at renunciation, grow confident, steadfast, & released, seeing it as peace. So right here is where this Dhamma & Vinaya is contrary to the great mass of people: i.e., (this issue of) renunciation.’”
“So it is, Ānanda. So it is. Even I myself, before my self-awakening, when I was still an unawakened bodhisatta, thought: ‘Renunciation is good. Seclusion is good.’ But my heart didn’t leap up at renunciation, didn’t grow confident, steadfast, or released, seeing it as peace. The thought occurred to me: ‘What is the cause, what is the reason, why my heart doesn’t leap up at renunciation, doesn’t grow confident, steadfast, or released, seeing it as peace?’ Then the thought occurred to me: ‘I haven’t seen the drawback of sensual pleasures; I haven’t pursued (that theme). I haven’t understood the reward of renunciation; I haven’t familiarized myself with it. That’s why my heart doesn’t leap up at renunciation, doesn’t grow confident, steadfast, or released, seeing it as peace.’
[1] “Then the thought occurred to me: ‘If, having seen the drawback of sensual pleasures, I were to pursue that theme; and if, having understood the reward of renunciation, I were to familiarize myself with it, there’s the possibility that my heart would leap up at renunciation, grow confident, steadfast, & released, seeing it as peace.’
“So at a later time, having seen the drawback of sensual pleasures, I pursued that theme; having understood the reward of renunciation, I familiarized myself with it. My heart leaped up at renunciation, grew confident, steadfast, & released, seeing it as peace. Then, quite secluded from sensuality, secluded from unskillful qualities, I entered & remained in the first jhāna: rapture & pleasure born of seclusion, accompanied by directed thought & evaluation.
“As I remained there, I was beset with attention to perceptions dealing with sensuality.That was an affliction for me. Just as pain arises as an affliction for a healthy person, even so the attention to perceptions dealing with sensuality that beset me was an affliction for me.
[2] “The thought occurred to me: ‘What if, with the stilling of directed thoughts & evaluations, I were to enter & remain in the second jhāna: rapture & pleasure born of concentration, unification of awareness free from directed thought & evaluation—internal assurance.’ But my heart didn’t leap up at being without directed thought, didn’t grow confident, steadfast, or released, seeing it as peace. The thought occurred to me: ‘What is the cause, what is the reason, why my heart doesn’t leap up at being without directed thought, doesn’t grow confident, steadfast, or released, seeing it as peace?’ Then the thought occurred to me: ‘I haven’t seen the drawback of directed thought; I haven’t pursued that theme. I haven’t understood the reward of being without directed thought; I haven’t familiarized myself with it. That’s why my heart doesn’t leap up at being without directed thought, doesn’t grow confident, steadfast, or released, seeing it as peace.’
“Then the thought occurred to me: ‘If, having seen the drawback of directed thought, I were to pursue that theme; and if, having understood the reward of being without directed thought, I were to familiarize myself with it, there’s the possibility that my heart would leap up at being without directed thought, grow confident, steadfast, & released, seeing it as peace.’
“So at a later time, having seen the drawback of directed thought, I pursued that theme; having understood the reward of being without directed thought, I familiarized myself with it. My heart leaped up at being without directed thought, grew confident, steadfast, & released, seeing it as peace. With the stilling of directed thoughts & evaluations, I entered & remained in the second jhāna: rapture & pleasure born of concentration, unification of awareness free from directed thought & evaluation—internal assurance.
“As I remained there, I was beset with attention to perceptions dealing with directed thought.That was an affliction for me. Just as pain arises as an affliction for a healthy person, even so the attention to perceptions dealing with directed thought that beset me was an affliction for me.
[3] “The thought occurred to me: ‘What if, with the fading of rapture, I were to remain equanimous, mindful, & alert, to sense pleasure with the body, and to enter & remain in the third jhāna, of which the noble ones declare, “Equanimous & mindful, he has a pleasant abiding”?’ But my heart didn’t leap up at being without rapture, didn’t grow confident, steadfast, or released, seeing it as peace.… So at a later time, having seen the drawback of rapture, I pursued that theme; having understood the reward of being without rapture, I familiarized myself with it. My heart leaped up at being without rapture, grew confident, steadfast, & released, seeing it as peace. With the fading of rapture, I remained equanimous, mindful, & alert, sensed pleasure with the body, and entered & remained in the third jhāna, of which the noble ones declare, ‘Equanimous & mindful, he has a pleasant abiding.’
“As I remained there, I was beset with attention to perceptions dealing with rapture.That was an affliction for me. Just as pain arises as an affliction for a healthy person, even so the attention to perceptions dealing with rapture that beset me was an affliction for me.
[4] “The thought occurred to me: ‘What if, with the abandoning of pleasure & pain—as with the earlier disappearance of elation & distress—I were to enter & remain in the fourth jhāna: purity of equanimity & mindfulness, neither-pleasure-nor-pain?’ But my heart didn’t leap up at being without the pleasure of equanimity, didn’t grow confident, steadfast, or released, seeing it as peace.… So at a later time, having seen the drawback of the pleasure of equanimity, I pursued that theme; having understood the reward of neither-pleasure-nor-pain, I familiarized myself with it. My heart leaped up at neither-pleasure-nor-pain, grew confident, steadfast, & released, seeing it as peace. With the abandoning of pleasure & pain—as with the earlier disappearance of elation & distress—I entered & remained in the fourth jhāna: purity of equanimity & mindfulness, neither-pleasure-nor-pain.
“As I remained there, I was beset with attention to perceptions dealing with equanimity. That was an affliction for me. Just as pain arises as an affliction for a healthy person, even so the attention to perceptions dealing with equanimity that beset me was an affliction for me.
[5] “The thought occurred to me: ‘What if, with the complete transcending of perceptions of form, with the disappearance of perceptions of resistance, and not attending to perceptions of multiplicity, (perceiving,) “Infinite space,” I were to enter & remain in the dimension of the infinitude of space?’ But my heart didn’t leap up at the dimension of the infinitude of space, didn’t grow confident, steadfast, or released, seeing it as peace.… So at a later time, having seen the drawback of forms, I pursued that theme; having understood the reward of the dimension of the infinitude of space, I familiarized myself with it. My heart leaped up at the dimension of the infinitude of space, grew confident, steadfast, & released, seeing it as peace. With the complete transcending of perceptions of (physical) form, with the disappearance of perceptions of resistance, and not attending to perceptions of multiplicity, (perceiving,) ‘Infinite space,’ I entered & remained in the dimension of the infinitude of space.
“As I remained there, I was beset with attention to perceptions dealing with forms. That was an affliction for me. Just as pain arises as an affliction for a healthy person, even so the attention to perceptions dealing with forms that beset me was an affliction for me.
[6] “The thought occurred to me: ‘What if, with the complete transcending of the dimension of the infinitude of space, (perceiving,) “Infinite consciousness,” I were to enter & remain in the dimension of the infinitude of consciousness?’ But my heart didn’t leap up at the dimension of the infinitude of consciousness, didn’t grow confident, steadfast, or released, seeing it as peace.… So at a later time, having seen the drawback of the dimension of the infinitude of space, I pursued that theme; having understood the reward of the dimension of the infinitude of consciousness, I familiarized myself with it. My heart leaped up at the dimension of the infinitude of consciousness, grew confident, steadfast, & released, seeing it as peace. With the complete transcending of the dimension of the infinitude of space, (perceiving,) ‘Infinite consciousness,’ I entered & remained in the dimension of the infinitude of consciousness.
“As I remained there, I was beset with attention to perceptions dealing with the dimension of the infinitude of space. That was an affliction for me. Just as pain arises as an affliction for a healthy person, even so the attention to perceptions dealing with the dimension of the infinitude of space that beset me was an affliction for me.
[7] “The thought occurred to me: ‘What if, with the complete transcending of the dimension of the infinitude of consciousness, (perceiving,) “There is nothing,” I were to enter & remain in the dimension of nothingness?’ But my heart didn’t leap up at the dimension of nothingness, didn’t grow confident, steadfast, or released, seeing it as peace.… So at a later time, having seen the drawback of the dimension of the infinitude of consciousness, I pursued that theme; having understood the reward of the dimension of nothingness, I familiarized myself with it. My heart leaped up at the dimension of nothingness, grew confident, steadfast, & released, seeing it as peace. With the complete transcending of the dimension of the infinitude of consciousness, (perceiving,) ‘There is nothing,’ I entered & remained in the dimension of nothingness.
“As I remained there, I was beset with attention to perceptions dealing with the dimension of the infinitude of consciousness. That was an affliction for me. Just as pain arises as an affliction for a healthy person, even so the attention to perceptions dealing with the dimension of the infinitude of consciousness that beset me was an affliction for me.
[8] “The thought occurred to me: ‘What if I, with the complete transcending of the dimension of nothingness, were to enter & remain in the dimension of neither perception nor non-perception?’ But my heart didn’t leap up at the dimension of neither perception nor non-perception, didn’t grow confident, steadfast, or released, seeing it as peace.… So at a later time, having seen the drawback of the dimension of nothingness, I pursued that theme; having understood the reward of the dimension of neither perception nor non-perception, I familiarized myself with it. My heart leaped up at the dimension of neither perception nor non-perception, grew confident, steadfast, & released, seeing it as peace. With the complete transcending of the dimension of nothingness, I entered & remained in the dimension of neither perception nor non-perception.
“As I remained there, I was beset with attention to perceptions dealing with the dimension of nothingness. That was an affliction for me. Just as pain arises as an affliction for a healthy person, even so the attention to perceptions dealing with the dimension of nothingness that beset me was an affliction for me.
[9] “The thought occurred to me: ‘What if I, with the complete transcending of the dimension of neither perception nor non-perception, were to enter & remain in the cessation of perception & feeling?’ But my heart didn’t leap up at the cessation of perception & feeling, didn’t grow confident, steadfast, or released, seeing it as peace. The thought occurred to me: ‘What is the cause, what is the reason, why my heart doesn’t leap up at the cessation of perception & feeling, doesn’t grow confident, steadfast, or released, seeing it as peace?’ Then the thought occurred to me: ‘I haven’t seen the drawback of the dimension of neither perception nor non-perception; I haven’t pursued that theme. I haven’t understood the reward of the cessation of perception & feeling; I haven’t familiarized myself with it. That’s why my heart doesn’t leap up at the cessation of perception & feeling, doesn’t grow confident, steadfast, or released, seeing it as peace.’
“Then the thought occurred to me: ‘If, having seen the drawback of the dimension of neither perception nor non-perception, I were to pursue that theme; and if, having understood the reward of the cessation of perception & feeling, I were to familiarize myself with it, there’s the possibility that my heart would leap up at the cessation of perception & feeling, grow confident, steadfast, & released, seeing it as peace.’
“So at a later time, having seen the drawback of the dimension of neither perception nor non-perception, I pursued that theme; having understood the reward of the cessation of perception & feeling, I familiarized myself with it. My heart leaped up at the cessation of perception & feeling, grew confident, steadfast, & released, seeing it as peace. With the complete transcending of the dimension of neither perception nor non-perception, I entered & remained in the cessation of perception & feeling. And as I saw (that) with discernment, effluents were completely ended.
“Ānanda, as long as I had not attained & emerged from these nine step-by-step dwelling-attainments in forward & backward order in this way, I did not claim to have directly awakened to the right self-awakening unexcelled in the cosmos with its devas, Māras, & Brahmās, in this generation with its contemplatives & brahmans, its royalty & commonfolk. But as soon as I had attained & emerged from these nine step-by-step dwelling-attainments in forward & backward order in this way, then I did claim to have directly awakened to the right self-awakening unexcelled in the cosmos with its devas, Māras, & Brahmās, in this generation with its contemplatives & brahmans, its royalty & commonfolk. Knowledge & vision arose in me: ‘Unprovoked is my release. This is the last birth. There is now no further becoming.’”
Read this translation of Aṅguttara Nikāya 9.41 Tapussa Sutta. To Tapussa (On Renunciation)_by Bhikkhu Ṭhanissaro on DhammaTalks.org. Or read a different translation on SuttaCentral.net. Or _listen on SC-Voice.net. Or explore the Pali on DigitalPaliReader.online.
Or read a translation in Deutsch, বাংলা, Español, Bahasa Indonesia, Italiano, 日本語, မြန်မာဘာသာ, Português, Русский, සිංහල, ไทย, Tiếng Việt, or 汉语. Learn how to find your language.
Signup to get these suttas in your email inbox every day: Daily.ReadingFaithfully.org
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2024.05.04 17:33 Particular-River1102 "You can't make this change at the moment" - how long it takes to slove this problem?

I am trying to login into my old account after 3-4 years but this shows up every time I try to login. how long it usually takes to solve this problem?
https://preview.redd.it/iw4gttt2ifyc1.png?width=1920&format=png&auto=webp&s=5ccf3c00f0f83bb701ccbd40f804b0ee071e163f
submitted by Particular-River1102 to facebook [link] [comments]

2024.05.04 11:39 New_Midnight2686 Asuransi Pendidikan atau Obligasi untuk tabungan jangka panjang?

Asuransi Pendidikan atau Obligasi untuk tabungan jangka panjang?
Lagi baca-baca soal asuransi pendidikan, premi dasar 64,2 juta/tahun apakah dibayar sebesar nominal tersebut selama 5 tahun? Jika benar, berarti nasabah harus membayar total 64,2 juta x 5 tahun = 321 juta untuk mendapatkan manfaat sebesar 500 juta yang pembayarannya dicicil sebesar 200, 100, 100, dan 100 di usia anak 18-21 tahun.
Bukannya dengan nilai segitu, lebih baik obligasi atau deposito syariah aja yang nilai bagi hasilnya sesuai dengan perjanjian awal?
Sebagai contoh saya menyimpan uang deposito di bprs syariah di tahun 2018 di mana saat itu angka yang dijamin LPS masih 8%/tahun. Dengan sifatnya yang syariah dan besaran bagi hasil harus sesuai akad, pembayaran bagi hasil tidak berubah dan sampai sekarang saya masih menerima sebesar 1,1jt/bulan dari deposito saya yang nominalnya 150 juta. Meskipun bank pailit, LPS tetap menjamin simpanan karena sifat syariahnya (dan hal ini juga dijelaskan di situs LPS itu sendiri yang mengacu angka bunga yang dijamin saat akad terjadi).
Nah, per tahun 2024 ini, nominal bunga penjaminan BPR serta BPRS sebesar 6,75%. Dipotong pajak 20%, bersih bunga yang diterima per tahun sebesar 5,4%.
Kalau menyimpan uang sebesar 321 juta dengan bunga bersih 5,4%, selama 16 tahun (usia anak dari 6-21 seperti di ilustrasi), maka akan mendapatkan bunga sebesar 277 juta atau jika ditambah dengan pokoknya menjadi 321+277=598 juta.
Bukannya deposito (khusus di bprs) malah memberikan return yang lebih besar daripada asuransi?
Sekarang coba kita ambil contoh lain, yaitu menabung di obligasi pemerintah. ST012 misalnya memberikan return sebesar 6,55% per tahun untuk tenor selama 4 tahun. Dikurang pajak 10%, return bersihnya sebesar 5,895%. Dengan kalkulasi yang sama dengan sebelumnya, selama 16 tahun berarti mendapatkan return sebesar 302 juta atau jika ditambah pokok sebesar 321+302=603 juta.
Sejauh ini nilai return untuk sukuk ritel cenderung naik. ST009 di tahun 2021 sebesar 6,15%, ST010-T4 (tenor 4 tahun) di tahun 2022 sebesar 6,4%, ST01-T4 di tahun 2023 sebesar 6,4% dan ST012-T4 di tahun 2024 sebesar 6,55%.
Dengan melihat tren selama 4 tahun terakhir, bisa diasumsikan selama 10 tahun ke depan nilai return masih di dalam rentang 6-5% yang artinya baik deposito maupun obligasi syariah masih lebih menguntungkan ketimbang mengambil asuransi pendidikan.
Kelebihan lainnya, bagi hasil deposito syariah dan kupon obligasi syariah dibayarkan tiap bulan sejak memasukkan pokok, tanpa harus menunggu belasan tahun baru bisa dicairkan. Selain itu kita juga sering mendengar berita betapa sulitnya mencairkan asuransi. Salah saudara saya juga menjadi korban, yang harusnya dapat 500 juta sejak 5 tahun lalu sampai sekarang nggak jelas gimana kelanjutannya. Padahal sudah inves 250 juta lebih dari tahun 2002 ke pihak asuransi.
Minta insight dari teman-teman lain jika ada yang lebih berpengalaman atau lebih paham gimana cara kerja asuransi, dan apakah benar perhitungan saya, jika deposito dan obligasi lebih menguntungkan dari asuransi untuk jangka waktu panjang?
submitted by New_Midnight2686 to finansial [link] [comments]

2024.05.04 09:01 nocturnavi VCT 2024 — Pacific Stage 1 / Playoffs Day 2 / Live Discussion Thread

Information

VCT Pacific is one of four international leagues where teams play to qualify for Masters and Champions. It features partnered teams from Korea, Japan, Southeast Asia, South Asia, and Oceania. Stage 1 qualifies teams for Masters Shanghai.
Coverage: Liquipedia VLR.gg THESPIKE rib.gg
Official Information: Website VCT Pacific 2024 Stage 1 and Stage 2 VCT Pacific
General Resources: VCT Rules and Policies Global Contract Database subreddit guide to VALORANT Esports
Pacific League:

Schedule

Match JST/KST (Japan/Korean Standard Time - tournament time zone) EDT (US Eastern Daylight Time) CEST (Central European Summer Time) IST (Indian Standard Time) ICT (Indochina Time) PHT (Philippine Standard Time) AEST (Australian Eastern Standard Time)
Gen.G vs T1 17:00 04:00 10:00 13:30 15:00 16:00 18:00
DRX vs Paper Rex 20:00 07:00 13:00 16:30 18:00 19:00 21:00
See here for times in your area

Streams

Broadcast Talent

Host Commentators & Analysts
Victoria "Chubbyninja" Cheng Seth "Achilios" King
Mika "Mikafabs" Fabella Clinton "Paperthin" Bader
Darwell "Asurai" Llerena
William "chobra" Cho
Brendan "valdes" Valdes
Kentrell "heyimquack" Kwek
See Liquipedia for talent from non-English streams

Stage 1 Format

Teams

Group Alpha

Team Record
Gen.G 3-2
Team Secret 3-3
T1 2-4
Global Esports 2-4
BLEED Esports 1-5

Group Omega

Team Record
DRX 5-0
Paper Rex 4-1
Talon Esports 4-1
Rex Regum Qeon 3-2
ZETA DIVISION 2-3
DetonatioN FocusMe 1-4
submitted by nocturnavi to ValorantCompetitive [link] [comments]

2024.05.04 00:01 weblollipop SHINee VI Beyond Live

SHINee VI Beyond Live submitted by weblollipop to Taemints [link] [comments]

2024.05.03 20:07 Alarming-Channel-823 g14 is overpriced or not ?

g14 is overpriced or not ?
I was recently planning to buy a G14 with the specs below, but after seeing the price I get confused how could it be this expensive ?. its an 3050 not an 4050.
fyi : 19.000.000. in USD is 1200$
https://preview.redd.it/zwt4dkmb59yc1.jpg?width=1366&format=pjpg&auto=webp&s=a7d91de4b0617651b3257371206a2d52f53bd92b
submitted by Alarming-Channel-823 to ZephyrusG14 [link] [comments]

2024.05.03 09:03 Quiet_Raspberry4345 Does anyone know what is up with Roblox's UI? I don't know why it's like this.

Does anyone know what is up with Roblox's UI? I don't know why it's like this. submitted by Quiet_Raspberry4345 to RobloxHelp [link] [comments]

2024.05.03 09:02 nocturnavi VCT 2024 — Pacific Stage 1 / Playoffs Day 1 / Live Discussion Thread

Information

VCT Pacific is one of four international leagues where teams play to qualify for Masters and Champions. It features partnered teams from Korea, Japan, Southeast Asia, South Asia, and Oceania. Stage 1 qualifies teams for Masters Shanghai.
Coverage: Liquipedia VLR.gg THESPIKE rib.gg
Official Information: Website VCT Pacific 2024 Stage 1 and Stage 2 VCT Pacific
General Resources: VCT Rules and Policies Global Contract Database subreddit guide to VALORANT Esports
Pacific League:

Schedule

Match JST/KST (Japan/Korean Standard Time - tournament time zone) EDT (US Eastern Daylight Time) CEST (Central European Summer Time) IST (Indian Standard Time) ICT (Indochina Time) PHT (Philippine Standard Time) AEST (Australian Eastern Standard Time)
Team Secret vs T1 17:00 04:00 10:00 13:30 15:00 16:00 18:00
Paper Rex vs Talon Esports 20:00 07:00 13:00 16:30 18:00 19:00 21:00
See here for times in your area

Streams

Broadcast Talent

Host Commentators & Analysts
Victoria "Chubbyninja" Cheng Seth "Achilios" King
Mika "Mikafabs" Fabella Clinton "Paperthin" Bader
Darwell "Asurai" Llerena
William "chobra" Cho
Brendan "valdes" Valdes
Kentrell "heyimquack" Kwek
See Liquipedia for talent from non-English streams

Stage 1 Format

Teams

Group Alpha

Team Record
Gen.G 3-2
Team Secret 3-3
T1 2-4
Global Esports 2-4
BLEED Esports 1-5

Group Omega

Team Record
DRX 5-0
Paper Rex 4-1
Talon Esports 4-1
Rex Regum Qeon 3-2
ZETA DIVISION 2-3
DetonatioN FocusMe 1-4
submitted by nocturnavi to ValorantCompetitive [link] [comments]

2024.05.03 02:42 dailySuttaBot AN 8.69 Parisāsutta: Assemblies

AN 8.69 Parisāsutta: Assemblies
https://daily.readingfaithfully.org/an-8-69-parisasutta-assemblies/
“Mendicants, there are these eight assemblies. What eight? The assemblies of aristocrats, brahmins, householders, and ascetics. An assembly of the gods under the Four Great Kings. An assembly of the gods under the Thirty-Three. An assembly of Māras. An assembly of Brahmās.
I recall having approached an assembly of hundreds of aristocrats. There I used to sit with them, converse, and engage in discussion. And my appearance and voice became just like theirs. I educated, encouraged, fired up, and inspired them with a Dhamma talk. But when I spoke they didn’t know: ‘Who is this that speaks? Is it a god or a human?’ And when my Dhamma talk was finished I vanished. But when I vanished they didn’t know: ‘Who was that who vanished? Was it a god or a human?’
I recall having approached an assembly of hundreds of brahmins … householders … ascetics … the gods under the Four Great Kings … the gods under the Thirty-Three … Māras … Brahmās. There too I used to sit with them, converse, and engage in discussion. And my appearance and voice became just like theirs. I educated, encouraged, fired up, and inspired them with a Dhamma talk. But when I spoke they didn’t know: ‘Who is this that speaks? Is it a god or a human?’ And when my Dhamma talk was finished I vanished. But when I vanished they didn’t know: ‘Who was that who vanished? Was it a god or a human?’ These are the eight assemblies.”
Read this translation of Aṅguttara Nikāya 8.69 Parisāsutta: Assemblies_by Bhikkhu Sujato on SuttaCentral.net. Or _listen on SC-Voice.net. Or explore the Pali on DigitalPaliReader.online.
Or read a translation in Deutsch, বাংলা, Bahasa Indonesia, 日本語, မြန်မာဘာသာ, Русский, සිංහල, ไทย, Tiếng Việt, or 汉语. Learn how to find your language.
Signup to get these suttas in your email inbox every day: Daily.ReadingFaithfully.org
submitted by dailySuttaBot to dailySutta [link] [comments]

2024.05.02 15:01 xeovanus [Lirik + Terjemahan] BABYMETAL – Divine Attack -Shingeki-:

[Lirik + Terjemahan] BABYMETAL – Divine Attack -Shingeki-: BABYMETAL - Divine Attack -Shingeki- Lirik Terjemahan
submitted by xeovanus to xeovanustranslation [link] [comments]

2024.05.02 14:30 Cryogisdead The sticker literally says "Terrestrial Dolphin" in Bahasa Indonesia. It's always good to see a fellow Spec Evo enthusiast on the road.

The sticker literally says submitted by Cryogisdead to SpeculativeEvolution [link] [comments]

2024.05.02 02:42 dailySuttaBot Ud 5.2 Appāyukasutta: Short-lived

Ud 5.2 Appāyukasutta: Short-lived
https://daily.readingfaithfully.org/ud-5-2-appayukasutta-short-lived/
So I have heard. At one time the Buddha was staying near Sāvatthī in Jeta’s Grove, Anāthapiṇḍika’s monastery. Then in the late afternoon, Venerable Ānanda came out of retreat and went to the Buddha. He bowed, sat down to one side, and said to him: “It’s incredible, sir, it’s amazing! How short-lived was the Blessed One’s mother! For seven days after the Blessed One was born, his mother passed away and was reborn in the host of Joyful Gods.”
“That’s so true, Ānanda! For the mothers of beings intent of awakening are short-lived. Seven days after the beings intent on awakening are born, their mothers pass away and are reborn in the host of Joyful Gods.”
Then, understanding this matter, on that occasion the Buddha expressed this heartfelt sentiment:
“Whether born or to be born,
all depart, leaving the body behind.
The skillful, understanding that all is lost,
would keenly practice the spiritual life.”
Read this translation of Udāna 5.2 Appāyukasutta: Short-lived_by Bhikkhu Sujato on SuttaCentral.net. Or read a different translation on SuttaFriends.org, DhammaTalks.org or Ancient-Buddhist-Texts.net. Or _listen on SC-Voice.net. Or explore the Pali on DigitalPaliReader.online.
Or read a translation in Deutsch, Srpski, Español, Bahasa Indonesia, Italiano, 日本語, မြန်မာဘာသာ, Nederlands, Norsk, Português, Русский, or සිංහල. Learn how to find your language.
Signup to get these suttas in your email inbox every day: Daily.ReadingFaithfully.org
submitted by dailySuttaBot to dailySutta [link] [comments]

2024.05.01 13:16 sodapop-popcorn Online Bahasa Indonesia Course for Beginner, Intermediate, and Advanced Students (Hosted by The Embassy of the Republic of Indonesia in Washington D.C.)

The Embassy of the Republic of Indonesia in Washington D.C. has opened registrations for free Bahasa Indonesia online courses for this fall. It is a weekly two hour course and will go on for 14 weeks. You must apply before August 1st, 2024, as classes begin the first week of September. The notification of class placement will be sent out in the third week of August.
You can find out more information here:
Indonesia in DC Instagram
Registration:
Adult Registration
Kid and Teen Registration
submitted by sodapop-popcorn to indonesian [link] [comments]

2024.05.01 12:45 sumpitsakit Program Pelatihan Kerja Gratis 2024 Dari Dinas Tenaga Kerja Transmigrasi & Energi Prov DKI Jakarta Untuk Warga Jakarta

Program Pelatihan Kerja Gratis 2024 Dari Dinas Tenaga Kerja Transmigrasi & Energi Prov DKI Jakarta Untuk Warga Jakarta submitted by sumpitsakit to ondonesia [link] [comments]

2024.05.01 12:41 Xenoryzen_Dragon Program Pelatihan Kerja Gratis 2024 Dari Dinas Tenaga Kerja Transmigrasi & Energi Prov DKI Jakarta Untuk Warga Jakarta

Program Pelatihan Kerja Gratis 2024 Dari Dinas Tenaga Kerja Transmigrasi & Energi Prov DKI Jakarta Untuk Warga Jakarta submitted by Xenoryzen_Dragon to indonesia [link] [comments]

http://rodzice.org/