Sample of demand letter collecting unpaid hospital bill

This is real story from my friend .. it happened to his ex gfs family
My friend “A” was dating a girl a few years back, his gf’s mom lived in Yakima, Wa and they went to live w her for about a year. One day they tell my friend that his gf’s uncle (gf’s mom’s brother) who lived in Mexico was sitting in the kitchen one night when he seen a evil witch outside through the window and was so scared he didnt talk for few days. Fast forward a few years, A’s gf was walking through Tijuana one day when a palm readebruja type of lady walks up to her asking if she could read her palm, A’s gf declined her offer thinking the lady just wanted her money but the lady then tells A’s gf that she was not interested in the “powerful bill” she had on her. A’s gf had a 100$ bill in her pocket, but the lady offered to read her palm for free, so A’s gf agreed and the lady proceeds to read her palm and then tell her their was a powerful curse on her and her family. Fast forward another year or so. The gf’s mom who lived in Yakima,Wa got into a relationship with a man from Tijuana who was in jail but getting out soon, she was so in love w this guy she left everything in Washington and moved to Tijuana to be w him. Not long after the mom moved to Tj to be with her new boyfriend she gets in a nasty car accident leaving her almost totally paralyzed, from what my friend said she could only move her eyes, almost in a vegetative state. Young mom who left her good job in a hospital in WA to be w this new bf now basically totally paralyzed. As family members now take care of her (her brother, the uncle who seen the witch in mex) go to her house to collect all her things as she was now paralyzed living w them, when they go to her place to collect her things the brotheuncle looking through her things finds a piece of “dried skin/leather” thing with the a evil old witch face carved into it, the same evil witch he seen outside his window a few years back . The mom of friends gf now ex is still paralyzed to this day .. this story always gives me the chills.

So here’s a breakdown for an interesting scenario I find myself in:
My business signed an agreement for a large shipping company to ship goods. This was during Covid (2021) and was for a decent amount of money (~$12k).
I paid the bill as agreed via wire transfer. A few days later, the company debited my account (I did not authorize this second debit, but they had my info on file presumably from the first). I reach out about the matter and they say it as an error via accounting on their part and they send an electronic refund a week or so later.
Fast forward 2 years to 2023. I’m contacted by the company saying I still owe the $12k bill. I send them the email thread and go back and forth multiple times as they look at the email thread history. Finally they ageee it was paid twice, but then they say they actually refunded me twice- the second time with a check that was cashed 6 months after the debt was paid (I did verify this amount was indeed cashed via a check from the company at that time, but I had assumed it was for something else- there are a lot of transactions in my business).
I say hey, first off I don’t agree that’s what happened/how do I know it’s for that invoice?Second; the money is spent and i don’t have it anymore anyways. Third: you can’t send someone money then ask for it back years later, and Fourth: if you do, you certainly can’t use that as a way to reopen a paid invoice from years ago, right? For example: Even if what they say is true and the money is legally due, it’s not due as part of an unpaid invoice, right? (ie it’s not a collections issue for a bad debt, it’s a banking error involving different laws altogether, right?).
After a few emails, the company passes this issue off to several higher ups within their company. I keep the communication open with them and always respond (I have perfect credit and value it).
It takes literally months of back and forth. Finally I get an email essentially saying they’ve passed the issue off to their internal legal team and will let me know how they proceed and if I owe anything.
More months go by. Get one more email from a new contact at the company and I forward the last thread to this new contact about how it’s been sent to legal. No response.
Few more months go by and I’m contacted by an outside collections agency for the full $12k citing an unpaid invoice.
A few questions: 1) What are my chances of avoiding this payment? 2) Is it legal for them to reopen a paid invoice and send it to collections by wrongly issuing a refund check?
FWIW im in CA, but I’d have to go back and read the contract to see what State it’s enforceable in. Original invoice was Jan 2021 and I have sent via certified mail that I do not ageee with the debt and that it was paid (along with proof of the original wire transfer and written confirmation of the receipt of funds from the accountant at the company).
Thanks for any help or insights you have!
TLDR: -Paid a bill for $12k to a company. -Company then debited me an additional 12k on accident. -company refunded me $12k a week later - months after this, the company claims they refunded me another $12k via mailing a check to me (I have not confirmed this to them, but the money is in my account) - they are now sending me to collections for the original invoice

hi!
so, i’m an American citizen and my partner is Canadian. we started an online relationship 3 years ago, and at some point during those 3 years, we decided to take a shot at living together to see if we meshed just as well in person. turns out, we did!
i stayed with her in Canada (ON) for 12 consecutive months, save for a single trip outside of the country for routine medical stuff that i could not do in Canada. i eventually had to depart Canada, and have been living back at home in the US for 9 months. (i think.)
we’re hoping to apply for PR for myself, but we’re feeling a bit lost.
the evidence we have collected so far is:

• lease for apartment with both our names on it
• texts
• photos
• rent increase notice (both names)
• letters from my family and hers
• utilities bills
• internet bills
• my bank statements for a year (sent to our Canadian address, hoping to use these as proof of residence)
• bank statements showing my half of rent sent to partner’s account (financial dependence, in theory?)

i just wanted to ask yalls thoughts and see if you think anything else is needed.
another question i had—and it’s probably stupid—when i (the principal applicant) am submitting a PR application, should i include things like my partner’s government ID, her bank statements for a year, (for cohabitation?) and all of that stuff? or am i JUST sending my proof?
forgot to add, partner is a Canadian citizen by birth.
any help is greatly appreciated.
thank you!!
editing to add: i stayed in canada as a visitor, with an extended visitor record sent to my canadian adress, and a digital copy.

I live in California. I paid cash for a 2021 Nissan Versa on December 8, 2022. My car was stolen on June 6, 2023. I was devastated. My insurance company tried to lowball me. I refused offers until they told me ,"This claim has gone on for too long, we are closing it out" This happened on July 8, 2023. I agreed to take $1948,000 on a vehicle I had paid $23,000 with only 12 thousand miles on it. They demanded my Certificate of Title and my Fob Keys, which I mailed, overnite. No money was ever received because within 3 hours after I mailed keys and Pink Slip (Certificate of Title), the police called me to tell me car recovered, looks fine, come pick it up. I was so happy. I did not want the money. I had put so much money into my car in 4 months, and I owned it outright, and had worked 2 jobs for years. So I called insurance company, so happy, let them know My car had been recovered. It took two weeks before they mailed the keys back, but car was in mint condition, had been driven only 9 miles (joyride?) parked in a huge, Walmart, parking lot. I asked for the title to please be mailed back as well. They kept ignoring me. I went to register my car this past December. Only to be denied due to DMV looking at me like a criminal and telling me I had already been paid $19000.00 and vehicle is now owned by my insurance company . I tried explaining , asked for help...they told me Esurance must fix this, you cannot do anything as they legally own the vehicle. I call my claims adjustor, hysterical, and asked him why is my vehicle registered to my insurance company and why does the DMV believe I have been paid $19000,00. He literally told me, "Oh now your just making this up." I tried to ask him to investigate please, he told me, "since you have raised your voice I am hanging up now.' Im downplaying just how rude he was. He basically called me a liar and hung up on me. I was crying but I was not mean, I was almost pleading. He refused to answer my calls and no one else at the office would speak to me, they just forwarded my calls to him. I was in perfect health up until this point. But as each day passed, I begaan to shake from stress, burst into tears, became incredibly depressed, became unable to sleep, spent all my non working hours trying to find a solution. I was unable to concentrate at work. This finally went from beginning to have panic attacks but ended with me waking up after being in a coma, on a ventilator, for 14 days/ I had no idea where I was, was unable to remember how I got to the hosptal or why. I had two Myocardial infarctions, the Doctor explained that I went into full cardiac arrest and a co-worker gave me CPR for 16 minutes until the ambulance arrived. i had a second Cardiac arrest The Doctor told me, shortly after they had settled my into ICU. That one, He told me, they almost were unable to bring me back from. Thank God for The Doctors refusal to stop working on me, my wonderful coworker and The inventor of the Defribulator! Before my release, The Cardiologist told me they could find absolutely no reason for my Heart attack, i have low blood pressure, have no heart or health problems, no family history. They were dumbfounded. i gave him a brief synopsis of my car insurance situation, He told me, ;Stress, it was the stress" "That stress will kill you, you must work on your stress". They referred me to a social worker and a psychologist. When I finally began to regain stress and began to try and demand that my insurance company fix this because they were literally killing me, I felt. I sent a letter, pointing out every single thing that happened, all correspondence, how rudely I was being treated and I sent over my final Diagnosis from the hospital. They never acknowledged my letter. It is now May 13, 2024. have seen attorneys I cannot afford. I was told by DMV Investigations that I definitely need an attorney. Ive been put on Temporary Disability and since I am unable to register my car, I cannot drive it. I am unable to survive on what disability pays. I am losing all hope. I will probably lose my apartment, and may have to live in my car, but my greatest fear now is that my kitty and myself will be on the street, because if they take my car (its illegal to even park an unregistered car on a public street ( is what I was told by the Van Nuys supervisor of the DMV. ) Yet I have asked the Dmv to tell me if there is anyway we can resolve this. I just want them to know i was paid nothing and was finally sent a letter admitting that I wasnt paid anything and it was not my insurance company who made the mistake, it was Copart, and I should take it up with Copart. Okay, this is so beyond absurd. Copart who? Why do I pay full coverage insurance/ when I should pay almost nothing, as this is totally "Do it yourself-Figure it out yourself" insurance. The Claims adjuster told me last week, that they were not going to help me due to my 'Refusal to Communicate with us in January". I got so angry and told him, "So now , You say that I refused to communicate with you?" He said, "Yes, we do." I said," I know for a fact, you never made a single attempt to contact me, while I was in the hospital , after having a heart attack, because phones and emails keep records, and you know, there is no record of anything coming from you or my insurance company . The records I am looking forward to hearing will be all the calls between you and myself. my insurance company claims that every phone call will be taped, and I look forward to the day your employers listen to just how unprofessional, rude and outright sadistic you have treated me. Because you forgot who you work for, sir, and if you did not have policyholders, you would not have a job. You seemed to really enjoy mocking my illness, calling me a liar, hanging up on me. in fact I think we will hear that you threatened to hang up, not look into my claim, and said you were done with my problems and would no longer take my calls.. I have never been treated so cruelly, so rudely, and all I wanted was for my vehicle, which your company never paid a cent to me for, would be transferred back into my name, because I did not make this mistake and I cannot fix this mistake. All I ever wanted from you to fix the mistake that was made by your company You lost nothing in this claim, I only ask that you right a wrong. I have a car that cannot be registered or driven. I oay for your company to ;make me whole' but i would have been better off if i had no insurance at all. My car was found, my car would still be in my name and I could have registered it. Obviously, your never going to help me or make things right' he said, 'i have done all I needed to do, i mailed you the Certificate of Title, so your claim is Closed.' So I have an unsigned Certificate of Title in the name of my insurance company . Which does nothing to help me. Any ideas? So far beyond hopeless, i have lost faith, have lost all joy, no longer leave my apartment. I will do anything, but i just have no clue and no hope. Thank you so much.

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Introduction:
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1. Manipal Hospital:

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1. Apollo Hospitals:

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1. Narayana Health:

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1. Thyrocare:

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1. Clinique Diagnostic Centre:

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I live in California. I paid cash for a 2021 Nissan Versa on December 8, 2022. My car was stolen on June 6, 2023. I was devastated. My insurance company tried to lowball me. I refused offers until they told me ,"This claim has gone on for too long, we are closing it out" This happened on July 8, 2023. I agreed to take $1948,000 on a vehicle I had paid $23,000 with only 12 thousand miles on it. They demanded my Certificate of Title and my Fob Keys, which I mailed, overnite. No money was ever received because within 3 hours after I mailed keys and Pink Slip (Certificate of Title), the police called me to tell me car recovered, looks fine, come pick it up. I was so happy. I did not want the money. I had put so much money into my car in 4 months, and I owned it outright, and had worked 2 jobs for years. So I called insurance company, so happy, let them know My car had been recovered. It took two weeks before they mailed the keys back, but car was in mint condition, had been driven only 9 miles (joyride?) parked in a huge, Walmart, parking lot. I asked for the title to please be mailed back as well. They kept ignoring me. I went to register my car this past December. Only to be denied due to DMV looking at me like a criminal and telling me I had already been paid $19000.00 and vehicle is now owned by my insurance company . I tried explaining , asked for help...they told me Esurance must fix this, you cannot do anything as they legally own the vehicle. I call my claims adjustor, hysterical, and asked him why is my vehicle registered to my insurance company and why does the DMV believe I have been paid $19000,00. He literally told me, "Oh now your just making this up." I tried to ask him to investigate please, he told me, "since you have raised your voice I am hanging up now.' Im downplaying just how rude he was. He basically called me a liar and hung up on me. I was crying but I was not mean, I was almost pleading. He refused to answer my calls and no one else at the office would speak to me, they just forwarded my calls to him. I was in perfect health up until this point. But as each day passed, I begaan to shake from stress, burst into tears, became incredibly depressed, became unable to sleep, spent all my non working hours trying to find a solution. I was unable to concentrate at work. This finally went from beginning to have panic attacks but ended with me waking up after being in a coma, on a ventilator, for 14 days/ I had no idea where I was, was unable to remember how I got to the hosptal or why. I had two Myocardial infarctions, the Doctor explained that I went into full cardiac arrest and a co-worker gave me CPR for 16 minutes until the ambulance arrived. i had a second Cardiac arrest The Doctor told me, shortly after they had settled my into ICU. That one, He told me, they almost were unable to bring me back from. Thank God for The Doctors refusal to stop working on me, my wonderful coworker and The inventor of the Defribulator! Before my release, The Cardiologist told me they could find absolutely no reason for my Heart attack, i have low blood pressure, have no heart or health problems, no family history. They were dumbfounded. i gave him a brief synopsis of my car insurance situation, He told me, ;Stress, it was the stress" "That stress will kill you, you must work on your stress". They referred me to a social worker and a psychologist. When I finally began to regain stress and began to try and demand that my insurance company fix this because they were literally killing me, I felt. I sent a letter, pointing out every single thing that happened, all correspondence, how rudely I was being treated and I sent over my final Diagnosis from the hospital. They never acknowledged my letter. It is now May 13, 2024. have seen attorneys I cannot afford. I was told by DMV Investigations that I definitely need an attorney. Ive been put on Temporary Disability and since I am unable to register my car, I cannot drive it. I am unable to survive on what disability pays. I am losing all hope. I will probably lose my apartment, and may have to live in my car, but my greatest fear now is that my kitty and myself will be on the street, because if they take my car (its illegal to even park an unregistered car on a public street ( is what I was told by the Van Nuys supervisor of the DMV. ) Yet I have asked the Dmv to tell me if there is anyway we can resolve this. I just want them to know i was paid nothing and was finally sent a letter admitting that I wasnt paid anything and it was not my insurance company who made the mistake, it was Copart, and I should take it up with Copart. Okay, this is so beyond absurd. Copart who? Why do I pay full coverage insurance/ when I should pay almost nothing, as this is totally "Do it yourself-Figure it out yourself" insurance. The Claims adjuster told me last week, that they were not going to help me due to my 'Refusal to Communicate with us in January". I got so angry and told him, "So now , You say that I refused to communicate with you?" He said, "Yes, we do." I said," I know for a fact, you never made a single attempt to contact me, while I was in the hospital , after having a heart attack, because phones and emails keep records, and you know, there is no record of anything coming from you or my insurance company . The records I am looking forward to hearing will be all the calls between you and myself. my insurance company claims that every phone call will be taped, and I look forward to the day your employers listen to just how unprofessional, rude and outright sadistic you have treated me. Because you forgot who you work for, sir, and if you did not have policyholders, you would not have a job. You seemed to really enjoy mocking my illness, calling me a liar, hanging up on me. in fact I think we will hear that you threatened to hang up, not look into my claim, and said you were done with my problems and would no longer take my calls.. I have never been treated so cruelly, so rudely, and all I wanted was for my vehicle, which your company never paid a cent to me for, would be transferred back into my name, because I did not make this mistake and I cannot fix this mistake. All I ever wanted from you to fix the mistake that was made by your company You lost nothing in this claim, I only ask that you right a wrong. I have a car that cannot be registered or driven. I oay for your company to ;make me whole' but i would have been better off if i had no insurance at all. My car was found, my car would still be in my name and I could have registered it. Obviously, your never going to help me or make things right' he said, 'i have done all I needed to do, i mailed you the Certificate of Title, so your claim is Closed.' So I have an unsigned Certificate of Title in the name of my insurance company . Which does nothing to help me. Any ideas? So far beyond hopeless, i have lost faith, have lost all joy, no longer leave my apartment. I will do anything, but i just have no clue and no hope. Thank you so much.

My doctor is refusing to do a tubal since bisalp is the standard and I agree with her. I also have endometriosis so removal of my tubes might help with my chronic pain. However, my insurance company (allied benefits through my employer) is saying bisalp is not a preventative surgery. They are also saying I cannot appeal until I have the surgery done and have a claim. The hospital is estimating the bill at $27,000.
I found the thread on this forum about trying to get the bisalp covered. I explained it to my insurance company and they straight up said they don't recommend I go through with the procedure because my plan doesn't cover it. My doctor wrote an appeal letter and I am working with a patient advocate that is independent from either party. The doctor refused to code the bisalp as "tubal via bisalp." My plan states it's ACA compliant, but is not explicit about which methods of sterilization it covers. Customer service said they "couldn't tell me" which methods were covered.
I will update as to what I decide to do and how the appeal process goes. I'm preparing myself to be a real pain in the ass for the insurance company to encourage the appeal. I can't take the medication to treat my endometriosis while on hormonal bc and do not trust condoms/other methods. I need it 100% protected. I really don't want that huge bill on my credit as it will have to go to collections. My hospital is refusing to do repayment plans with me because I had one bill I didn't know I had sent to collections.

Selling my personal collection. Over 800 Games. Sorry my bad english. Paypal ff. Free Shipping over $100. Sorry i know this list will hurt eyes. I don't have a computer to edit it well. More photos at request. Offers are welcome. Most of these Prices are based on Pricharting (sorry im lazy to put my prices for these 800 games) i would like to sell this has a lot but im from Puerto Rico so thats likely impossible.
https://imgur.com/a/ntp4d6Q
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Earth X Space New 29.49 Coffee Talk New 42.15 COGEN: Sword of Rewind & Gunvolt Chronicles: Luminous Avenger iX 2 Double Pack New 80.48 Collar X Malice New 30.49 Collection of Mana New 25.5 Contra Anniversary Collection New 41.45 Contra Anniversary Collection New 41.45 Cooking Mama: Cookstar New 36.11 Corpse Killer: 25th Anniversary Edition New 42.7 Cosmo Dreamer & Like Dreamer: Double-D Collection New 25.00 Cris Tales New 13.99 Crisis Core: Final Fantasy VII Reunion CIB+ 29 CrossCode New 52.99 Crossing Souls - Special Reserve New 40.00 Cruis'n Blast New 20.48 Crystal Crisis New 31.52 Cthulhu Saves Christmas New 45.17 Cult of the Lamb [Special Reserve] New 72.48 Dandara: Trials of Fear Edition CIB+ 41.29 Dark Devotion New 45.49 Darksiders Genesis CIB+ 18 Darkwood CIB+ 108.46 DARQ: Complete Edition New 38.97 Dawn of the Monsters New 50.36 Dead Cells: Return to Castlevania Edition New 32.01 Dead or School New 52.03 Deadly Premonition 2: A Blessing in Disguise CIB+ 16.77 Deadly Premonition Origins New 38.03 Death end re;Quest New 41.97 Death Road to Canada New 40 Death's Door [Special Reserve] New 33.03 Death's Gambit: Afterlife New 38.72 Demon Throttle [Reserve Edition] New 25.25 Demon Throttle [Reserve Edition] New 25.25 Demon Turf New 40.82 Demon's Tilt New 44.5 Deponia Collection New 83.14 Dex New 48.38 Diablo III: Eternal Collection New 25.77 Digimon Survive New 20.95 Dimension Drive [Limited Edition] New 65.48 Disaster Report 4: Summer Memories CIB+ 25.5 DISC ROOM [SWITCH RESERVE] New 38.69 Disgaea 5 Complete New 39.5 Disney Classic Games: Aladdin and the Lion King New 18.29 Disney Tsum Tsum Festival New 26.55 DISTRAINT Collection New 33.76 Divinity: Original Sin II - Definitive Edition New 180.49 Dodgeball Academia New 19.5 DoDonPachi Resurrection New 55.38 Doki Doki Literature Club Plus! New 30.49 Donkey Kong Country: Tropical Freeze CIB+ 32.97 DOOM CIB+ 28.9 Doom 64 New 45.45 DOOM Eternal New 89 DOOM: The Classics Collection New 50.5 Double Dragon & Kunio-Kun Retro Brawler Bundle New 52.83 Double Dragon IV New 33.97 Double Dragon: Neon New 50.49 Downwell [Special Reserve Edition] New 75 Double Switch: 25th Anniversary Edition New 55.89 Dragon Ball Z: Kakarot + A New Power Awakens Set New 30.8 Dragon Quest Treasures New 29.53 Dragon Quest XI S: Echoes of an Elusive Age - Definitive Edition New 46.97 Dragon Star Varnir New 45.49 Dragon's Dogma: Dark Arisen CIB+ 24.74 Dragon's Lair Trilogy New 144.25 DRAINUS New 63.39 Dreamscaper New 44.72 Dusk New 44.49 Eastward CIB+ 20.3 Eldest Souls New 45.5 Elliot Quest New 28.48 Enclave HD New 52.67 Ender Lilies: Quietus of the Knights New 63.97 Endling - Extinction is Forever New 25.76 Epic Chef New 15.57 Espgaluda II New 60.27 Fairy Fencer F: Advent Dark Force New 48.41 FAR: Lone Sails New 49.69 Fast RMX New 71.73 Fatal Twelve New 44.49 Fault Milestone One New 28.49 Fight'N Rage New 45.49 FINAL FANTASY VII & VIII REMASTERED TWIN PACK CIB+ 37.63 Final Fantasy X / X-2 HD Remaster New 51.33 Final Fantasy XII: The Zodiac Age New 31.61 Fire Emblem Engage New 35.07 Fire Emblem Warriors: Three Hopes New 20.17 Fire Emblem: Three Houses New 45.45 Flinthook New 45.49 Flipping Death CIB+ 28.39 Foretales New 19.29 Forgotton Anne CIB+ 35.49 Fran Bow New 111.48 Freedom Finger CIB+ 77.4 Freedom Planet New 57.39 Furi CIB+ 48.64 Gal Metal: World Tour Edition CIB+ 17.69 Garden Story New 46.5 Gato Roboto [Special Reserve Edition] New 55.49 Ghost 1.0 + Unepic Collection: Standard Edition New 80.5 Ghost of a Tale New 66.61 Going Under New 37.47 Golf Story New 82.75 Gotta Protectors: Cart of Darkness New 45.35 Grandia HD Collection New 82.51 GrimGrimoire OnceMore [Deluxe Edition] New 42.33 GRIS [Limited Special Reserve] CIB+ 85.25 Guacamelee! One-Two Punch Collection CIB+ 87.57 Gunbrick: Reloaded New 24.68 Gunlord X New 107.79 Guns, Gore & Cannoli 1 & 2 New 105.28 Gunvolt Chronicles: Luminous Avenger iX New 84.5 Gyakuten Saiban 123: Naruhodo Selection New 41.49 Hades New 39.19 Haven New 45.49 Heaven's Vault New 32.15 Hero Must Die. Again New 56.5 Heroland Knowble Edition New 18.63 Hollow Knight CIB+ 31.5 Horgihugh and Friends New 28.18 Hot Wheels Unleashed New 22.03 Hotline Miami Collection [Special Reserve] New 54.36 Hyper Light Drifter [Special Edition] New 72.29 Hyrule Warriors: Definitive Edition CIB+ 49.69 Ib New 55.46 Ikenfell New 42.56 Immortals Fenyx Rising New 15.22 In Sound Mind: Deluxe Edition New 21.81 Indivisible New 19.41 Infernax New 50.5 Inscryption [Special Reserve] New 283.5 Ion Fury New 35.35 ITTA CIB+ 45.74 ITTA [Steelbook Edition] New 65.84 Ittle Dew 2+ New 43.45 Jamestown+ New 50.98 Joe Dever's Lone Wolf New 65.54 Katamari Damacy REROLL New 23.45 Katanakami New 42.3 Kaze and the Wild Masks New 32.44 KeyWe New 25.49 Killer Queen Black New 16.13 King's Bounty II New 17.85 Kingdom Hearts: Melody of Memory New 20.59 Kingdoms of Amalur: Re-Reckoning CIB+ 19.98 Kirby and the Forgotten Land CIB+ 37.97 Knights and Bikes New 45.49 Kotodama: The 7 Mysteries of Fujisawa New 19.45 KUNAI New 40.5 L.A. Noire CIB+ 29.99 Lair of the Clockwork God New 39.13 Layers of Fear: Legacy New 147.86 LEGO Star Wars: The Skywalker Saga New 20.48 Little Nightmares II CIB+ 20.75 Live A Live CIB+ 26.42 Lonely Mountains: Downhill SRG#46 New 86.79 Loop Hero CIB+ 35.47 Loop Hero [Collectors Edition] New 80.75 Love Esquire [Limited Edition] New 90.5 LoveKami Trilogy New 45.87 Luigi's Mansion 3 CIB+ 33.25 Lumines Remastered New 32.5 LUNARK New 49.52 Mario + Rabbids Sparks of Hope CIB+ 15.42 Mario + Rabbids: Kingdom Battle CIB+ 12.5 Mario Kart 8 Deluxe New 38.35 Mario Party: Superstars CIB+ 39.5 Marvel Ultimate Alliance 3: The Black Order New 41.5 Mary Skelter 2 New 45.49 Mary Skelter: Finale New 49.39 Mato Anomalies New 19.73 Mega Man 11 New 20.48 Mega Man Zero/ZX Legacy Collection CIB+ 24.5 Megadimension Neptunia VII New 45.5 Metroid Dread CIB+ 35.34 Metroid Prime Remastered New 34.34 Mighty Gunvolt Burst New 44.45 Mighty Switch Force! Collection CIB+ 45.49 Ministry of Broadcast New 26.72 Minoria New 50.47 Miracle Snack Shop [Limited Edition] New 35.00 Moero Chronicle Hyper New 90.35 Moero Crystal H New 50.77 Momodora: Reverie Under the Moonlight New 71.68 MONARK Deluxe Edition New 37 Monster Boy and the Cursed Kingdom New 78.59 Monster Hunter Generations Ultimate New 42.69 Monster Hunter Rise CIB+ 15.49 Monster Hunter Stories 2: Wings of Ruin New 31.49 Monster Sanctuary New 58.46 Monstrum New 38.5 Mother Russia Bleeds [Special Reserve] New 59.25 Mother Russia Bleeds [Special Reserve] New 59.25 Ms. Splosion Man CIB+ 31.98 Mulaka New 60.00 Murder By Numbers Collectors Edition New 80.36 Mushihimesama New 60.7 My Friend Pedro [Special Reserve Edition] New 79.7 Narita Boy New 45.55 NEO: The World Ends With You CIB+ 20.5 NeoGeo Pocket Color Selection Vol. 1 New 43.06 Neon Abyss New 42.38 Neversong & Pinstripe CIB+ 37.5 New Pokémon Snap CIB+ 31.81 New Super Lucky's Tale New 33.59 New Super Mario Bros. U Deluxe New 39.5 Ni no Kuni II: Revenant Kingdom - Prince's Edition New 18.14 Ni no Kuni: Wrath of the White Witch New 26.5 NieR: Automata - The End of YoRHa Edition New 39.5 Night in the Woods New 59.92 Night Trap: 25th Anniversary Edition New 56.06 Ninja Gaiden: Master Collection New 50.42 No Man's Sky CIB+ 26.25 No More Heroes CIB+ 40.5 No More Heroes 2: Desperate Struggle CIB+ 35.92 No More Heroes III CIB+ 15.5 Ocean's Heart New 53.33 Octahedron New 45.43 Octopath Traveler New 52.43 Octopath Traveler II New 39.99 Oddworld - Collection New 36.25 à Œkami HD New 32.99 One Step From Eden New 34.15 Oniken + Odallus Collection New 36.51 Opus Collection CIB+ 22.49 Ori: The Collection New 28.97 Othercide New 32.45 Outlast: Bundle of Terror / Outlast 2 CIB+ 277.52 Overlord: Escape from Nazarick New 35.97 Owlboy CIB+ 16.48 Oxenfree New 99.53 Panzer Dragoon New 40.5 Panzer Paladin New 48.13 Paper Mario: The Origami King CIB+ 36.5 Pathway New 27.6 Phoenotopia: Awakening [Premium Edition] New 114.25 Pikmin 3 Deluxe CIB+ 39.75 Pikmin 4 New 42.79 Piofiore: Fated Memories New 27.95 PixelJunk Eden 2 New 25.49 Pocky & Rocky Reshrined New 25.49 Pokémon Brilliant Diamond CIB+ 32.75 Pokémon Legends: Arceus New 41.19 Pokémon Mystery Dungeon: Rescue Team DX CIB+ 40.5 Pokémon Sword CIB+ 30.26 Pokémon Violet New 44.5 Pokémon: Let's Go, Pikachu! CIB+ 35.47 Postal Redux New 25.5 PowerSlave: Exhumed New 65.06 Prinny Presents NIS Classics Volume 2 [Deluxe Edition] New 43.99 Prodeus New 40.67 Project Warlock New 67.14 Puyo Puyo Tetris New 17.5 Q.U.B.E. 2 New 51.32 Quake New 38.49 Radiant Silvergun New 58.09 Rainbow Billy: The Curse of the Leviathan New 23.82 Razion EX New 137.71 realMyst: Masterpiece Edition New 78.08 République: Anniversary Edition New 35.49 Return of the Obra Dinn New 58.18 Return to Monkey Island CIB+ 43.09 Return to Shironagasu Island CIB+ 28.5 Risk of Rain 2 New 14.7 River City Girls CIB+ 80.23 River City Girls 2 New 50.5 River City Girls [PAX Variant] New 142.6 River City Girls Zero New 44.49 River City: Rival Showdown New 30.49 Rogue Heroes: Ruins of Tasos CIB+ 46.5 Roki CIB+ 39.07 Rolling Sky Collection CIB+ 20.00 Root Film New 34.09 RUINER [SWITCH RESERVE] New 54.47 Rune Factory 3 Special New 23.41 Rune Factory 3 Special New 23.41 Rune Factory 4 Special [Archival Edition] New 153.5 Sakuna: Of Rice and Ruin New 27.5 Sally Face [Deluxe Edition] New 224.81 Sam & Max Save the World New 43.5 Sam & Max: Beyond Time and Space Remastered New 44 Samurai Jack: Battle Through Time New 70.48 Save me Mr Tako: Definitive Edition New 33.5 Scott Pilgrim vs. The World: The Game - Complete Edition New 32.49 Sea Horizon [Limited Edition] New 42.49 Sea of Solitude: The Director's Cut New 20.00 Seabed New 40.42 SeaBed [Limited Edition] New 135.38 Senran Kagura Reflexions New 129.74 Senren * Banka New 86.76 SENSEs: Midnight [Limited Edition] New 47.43 Serious Sam Collection [Switch Reserve] New 60.49 Seven Pirates H New 51.25 Seven Pirates H New 51.25 Seven Pirates H New 51.25 Shadow Man Remastered New 48.39 Shadowgate New 62.5 Shadowrun Trilogy New 56.64 Shadows of Adam New 34.49 Shadowverse: Champion's Battle New 21.95 Shantae New 39.34 Shantae and the Pirate's Curse New 381.21 Shantae and the Pirate's Curse Box 49.62 Shantae and the Seven Sirens New 50.2 Shantae: Half-Genie Hero [Ultimate Edition] New 38.2 Shantae: Risky's Revenge New 38.51 Shaq Fu: A Legend Reborn New 19.57 Shikhondo: Soul Eater New 34.44 Shin Megami Tensei III: Nocturne HD Remaster New 25.5 Shin Megami Tensei V New 22.38 Shin Megami Tensei V New 22.38 Shining Resonance Refrain [Draconic Launch Edition] New 48.6 Signalis New 32.03 Sine Mora EX New 23.02 Skelattack New 50.49 Slime-san New 43.74 Smile For Me New 46.94 SNK Heroines Tag Team Frenzy New 29.15 Sol Cresta: Dramatic Edition New 45.48 Sonic Colors Ultimate CIB+ 15.48 Sonic Frontiers CIB+ 21.62 Sonic Mania New 16.51 Spiritfarer New 28.95 Splatoon 2 CIB+ 19.67 Splatoon 3 New 43.99 Star Wars Pinball New 19.72 Star Wars: Knights of the Old Republic New 60.49 Star Wars: Knights of the Old Republic II - The Sith Lords New 59.79 Star Wars: Knights of the Old Republic II - The Sith Lords New 59.79 Star Wars: Republic Commando New 26.45 Steel Assault New 48 Streets of Rage 4 New 33.45 Strife: Veteran Edition New 37.72 Subnautica + Subnautica: Below Zero New 32.49 Super Blood Hockey New 60.96 Super Bomberman R New 20.42 Super Mario 3D All-Stars CIB+ 82.33 Super Mario 3D World + Bowser's Fury CIB+ 39.5 Super Mario Bros. Wonder CIB 38.99 Super Mario Maker 2 CIB+ 30.48 Super Mario Odyssey New 39.59 Super Mario RPG New 39.93 Super Meat Boy New 38.5 Super Meat Boy Forever New 25.98 Super Monkey Ball Banana Mania New 13.48 Super Smash Bros. Ultimate CIB+ 38.74 Supraland New 33.75 Sushi Striker: The Way of Sushido New 12.17 Taiko no Tatsujin Rhythm Festival New 15.5 Tails of Iron [Crimson Knight Edition] New 42.89 Tales of Vesperia: Definitive Edition New 30.41 Tandem: A Tale of Shadows New 20.48 Terraria New 24.66 Caligula Effect 2 New 56.3 Caligula Effect: Overdose New 61.95 DioField Chronicle CIB+ 25.46 Elder Scrolls V: Skyrim CIB+ 35.31 Falconeer: Warrior Edition New 18.88 Friends Of Ringo Ishikawa New 26.73 Great Ace Attorney Chronicles CIB+ 30.98 Knight Witch Deluxe Edition New 32.07 Legend of Heroes: Trails of Cold Steel III - Extracurricular Edition CIB+ 31.77 Legend of Tianding New 51.61 Legend of Zelda: Breath of the Wild CIB+ 34 Legend of Zelda: Link's Awakening CIB+ 32.57 Legend of Zelda: Skyward Sword HD CIB+ 31.24 Legend of Zelda: Tears of the Kingdom New 47.46 Letter: A Horror Visual Novel [Limited Edition] New 73.75 The Messenger [Special Reserve Games Edition] New 280.00 Missing CIB+ 35.5 Mummy Demastered New 57.71 Red Lantern New 58.5 RED STRINGS CLUB [SWITCH RESERVE] New 38.5 Silver Case 2425 Deluxe Edition CIB 35.5 TakeOver New 47.41 Talos Principle New 51.62 Touryst New 68.88 Wonderful 101: Remastered New 23.5 World Ends with You: Final Remix New 53.95 There Is No Game: Wrong Dimension New 53.51 Thumper New 45.45 Time on Frog Island CIB+ 17.43 Timespinner [Limited Run] CIB+ 77.28 Tiny Barbarian DX New 33.97 To The Moon New 67.98 ToeJam & Earl: Back in the Groove! CIB+ 49.86 Tokyo Mirage Sessions #FE Encore New 66.72 Tokyo Mirage Sessions #FE Encore New 66.72 TowerFall New 45.5 Transistor CIB+ 61.01 Travis Strikes Again: No More Heroes CIB+ 24.99 Treasures Of The Aegean New 17.98 Triangle Strategy New 37.47 Trigger Witch New 34.59 Trigger Witch - Limited Edition New 57.66 Trover Saves the Universe New 37.76 Turok / Turok 2: Seeds of Evil New 167.4 Twin Blades of the Three Kingdoms New 50.5 Two Point Hospital New 26.5 UnderMine New 51.08 Unravel Two CIB+ 18.35 Unreal Life New 39.15 Unsighted New 47.2 Untitled Goose Game New 22.45 Valfaris New 39.64 Valis: The Fantasm Soldier Collection New 70.61 Valis: The Fantasm Soldier Collection II New 50.5 Valkyria Chronicles 4 New 66.81 Very Very Valet New 17.77 Wandersong CIB+ 33.99 Warborn New 16.6 Warhammer 40,000: Mechanicus CIB+ 21 WarioWare: Get it Together! CIB+ 24.55 West of Dead New 39.1 Wizard of Legend New 62.66 Wonder Boy: The Dragon's Trap New 39.14 World Of Simulators New 45 Wreckfest New 25.5 Wulverblade New 68.83 Xenoblade Chronicles 2 Loose 42.6 Xenoblade Chronicles 2 CIB+ 48.49 Xenoblade Chronicles 2: Torna the Golden Country New 58.45 Xenoblade Chronicles 3 New 39.49 Xenoblade Chronicles: Definitive Edition New 45.5 Xtreme Sports New 50.5 Yoku's Island Express CIB+ 35.5 Yooka-Laylee and the Impossible Lair New 35.5 Yoshi's Crafted World CIB+ 36.75 Young Souls New 34.49 Yu-Gi-Oh! Legacy of the Duelist: Link Evolution CIB+ 17.69 Yuppie Psycho: Executive Edition (Elite Edition) New 45.49 Yurukill: The Calumniation Games (Deluxe Edition) New 20.73 Zombies Ate My Neighbors and Ghoul Patrol New 40.09
PS4
88 Antarctica New 45.00 Antartica 88 [Variant Cover] New 185.5 Deadpool CIB+ 76.33 Deadpool CIB+ 76.33 Death Park New 75.48 Death Park New 75.48 Death Park New 75.48 Death Park New 75.48 Digimon Survive New 16.55 Divinity: Original Sin II - Definitive Edition New 71 Doki Doki Literature Club Plus! New 21.17 Helldivers [Super-Earth Ultimate Edition] CIB+ 62.97 Minecraft: Story Mode - A Telltale Games Series - The Complete Adventure CIB+ 58.41 Outriders: Worldslayer New 18.48 Revenge of The Bird King New 31.99 Saints Row: The Third Remastered New 15.1 Senran Kagura Burst Re:Newal [At the Seams Edition] New 60.49 Senran Kagura Burst Re:Newal [Tailor Made Edition] New 47.99 Senran Kagura: Peach Beach Splash (No Shirt, No Shoes, All Service Edition) New 71.5 Shadow Warrior 2 [Special Reserve Edition] New 235.52 Super Perils of Baking Special Edition [SEGA Outerbox] New 200.5 Swords of Ditto: Mormo's Curse [Special Reserve Edition] New 47.1 Tamashii New 734.39 Teenage Mutant Ninja Turtles: Mutants in Manhattan CIB+ 51.58 Valkyria Chronicles Remastered Steelbook Edition New 30.45
Vita
2064: Read Only Memories New 67.97 88 Heroes New 40.6 99Vidas New 125.97 Hole New World New 48.82 Rose in the Twilight New 192 Winter's Daydream [Limited Edition] New 64.1 Aegis of Earth: Protonovus Assault New 26.49 Akiba's Beat New 30.25 Akiba's Trip: Undead & Undressed CIB+ 25.49 Alone With You New 38.5 Angry Birds Star Wars New 20.48 Another World: 20th Anniversary Edition New 40.49 Antiquia Lost New 34.75 Aqua Kitty: Milk Mine Defender DX New 51.5 Army Corps of Hell New 23.99 Asdivine Hearts New 35.46 Astro Aqua Kitty [Limited Edition] New 64.7 Atari Flashback Classics New 60.61 Atelier Escha & Logy Plus: Alchemists of the Dusk Sky (Limited Edition) New 168.49 Awesome Pea Collection [Limited Edition] CIB+ 40.1 Axiom Verge Multiverse Edition New 56.56 Back in 1995 [Limited Edition] New 191.4 Bard's Gold New 33 Bastion New 64.16 Batman: Arkham Origins Blackgate CIB+ 23.67 Bit.Trip Presents...Runner2: Future Legend of Rhythm Alien New 33.49 Bit.Trip Presents...Runner2: Future Legend of Rhythm Alien New 33.49 Bloodstained: Curse of the Moon New 118.23 Borderlands 2 CIB+ 23.49 Breach & Clear New 308.01 Broken Age New 33.77 Bunny Must Die: Chelsea and the 7 Devils New 95 Call of Duty: Black Ops Declassified CIB+ 22.29 Call of Duty: Black Ops Declassified Loose 18.98 Chaos;Child New 45.61 Chasm CIB+ 60.49 Child of Light CIB+ 24.56 Claire: Extended Cut CIB+ 35.17 Code:Realize - Future Blessings Loose 14.9 Code:Realize - Guardian of Rebirth New 25.5 Code:Realize - Guardian of Rebirth Loose 14.2 Conga Master Go! [Limited Edition] New 51.83 Corpse Party: Blood Drive New 58.77 Cosmic Star Heroine CIB+ 43.25 Criminal Girls 2: Party Favors CIB+ 74.09 Criminal Girls: Invite Only CIB+ 54.49 Croixleur Sigma New 40.49 Cursed Castilla EX [Limited Edition] New 60.5 Curses 'N Chaos New 38.72 Damascus Gear: Operation Osaka New 40.51 Damascus Gear: Operation Tokyo New 41 Danganronpa 2: Goodbye Despair Loose 19.41 Danganronpa 2: Goodbye Despair Loose 19.41 Danganronpa Another Episode: Ultra Despair Girls New 31.5 Danganronpa V3: Killing Harmony CIB+ 58.89 Danganronpa: Trigger Happy Havoc CIB+ 25.97 Dariusburst: Chronicle Saviours New 47.38 Deadbolt New 42.44 Death Mark CIB+ 23.22 Death Tales [Limited Edition] New 40.4 Deemo: The Last Recital New 34.22 Defender's Quest: Valley of the Forgotten New 37.86 Demon Gaze Loose 22.22 Demon Gaze CIB+ 25.81 Demon Gaze II New 74.66 Demon's Tier+ [Limited Edition] CIB+ 55.49 Dengeki Bunko: Fighting Climax CIB+ 25.5 Devious Dungeon - Limited Edition CIB+ 67.38 Devious Dungeon 2 [Limited Edition] New 84.5 Digimon Story: Cyber Sleuth CIB+ 65.9 Disgaea 4: A Promise Revisited CIB+ 25.49 Dokuro New 52.94 Dragon Fantasy: The Black Tome of Ice New 34.5 Dragon Fantasy: The Volumes of Westeria New 40.49 Dragon Sinker: Descendants of Legend New 35.5 Dungeon Travelers 2: The Royal Library & The Monster Seal CIB+ 53 Dynasty Warriors: Next Loose 16.66 Earth Defense Force 2: Invaders from Planet Space New 28.19 EMMA: Lost in Memories [Limited Edition] New 52.49 Exile's End New 39.65 Exist Archive: The Other Side of The Sky Loose 18.48 Fate/Extella: The Umbral Star Noble Phantasm Edition New 46.26 Fernz Gate New 30.69 Final Fantasy X / X-2 HD Remaster Loose 25.49 Final Fantasy X-2 HD Remaster New 61.19 Forma.8 New 32.5 Freedom Wars CIB+ 13.48 Furwind [Limited Edition] CIB+ 40.5 Futuridium EP Deluxe New 45.97 Gal*Gun: Double Peace CIB+ 32.34 Ghoulboy [Limited Edition] New 160.5 God of War Collection New 74.75 Grand Kingdom New 47.6 Gravity Rush CIB+ 44.5 Guacamelee! New 70.48 Guard Duty [Limited Edition] CIB+ 47.38 Gundemoniums New 84.18 Gunhouse New 30.38 Habroxia New 129.94 Habroxia 2 [Limited Edition] New 65.5 Halloween Forever [Limited Edition] New 74.5 Home: A Unique Horror Adventure New 35.92 Horizon Chase Turbo [Limited Edition] New 76.81 Hot Shots Golf: World Invitational New 26.19 HtoL#NiQ The Firefly Diary: Limited Edition New 59.25 Hue New 40.5 Hyperdevotion Noire: Goddess Black Heart CIB+ 35.5 Hyperdimension Neptunia PP: Producing Perfection CIB+ 35.97 Hyperdimension Neptunia Re;Birth1 CIB+ 47.01 Hyperdimension Neptunia Re;Birth1 CIB+ 47.01 Hyperdimension Neptunia Re;Birth2: Sisters Generation CIB+ 60.49 Hyperdimension Neptunia Re;Birth2: Sisters Generation CIB+ 60.49 Hyperdimension Neptunia Re;Birth3: V Generation CIB+ 55.95 Hyperdimension Neptunia Re;Birth3: V Generation CIB+ 55.95 Hyperdimension Neptunia U: Action Unleashed CIB+ 43.81 Iconoclasts New 96.5 Indigo 7 : Quest for Love New ? Jak and Daxter Collection CIB+ 50.49 Jet Set Knights [Limited Edition] New 100.5 Jet Set Knights [Limited Edition] New 100.5 Just Ignore them + My Big Sister Collection New 60.49 Kawaii Deathu Desu New 45.5 Killzone: Mercenary Loose 24.49 Killzone: Mercenary CIB+ 32.68 Knightin' + [Limited Edition] New 60.45 Knytt Underground New 128.14 La-Mulana Ex New 38.03 LEGO Batman 2: DC Super Heroes Loose 11.33 LEGO Jurassic World CIB+ 13.44 LEGO Ninjago: Shadow of Ronin Loose 17.12 LEGO Star Wars: The Force Awakens New 28.75 LEGO Star Wars: The Force Awakens Loose 12.21 LEGO The Lord of the Rings Loose 10.49 Lone Survivor: The Director's Cut New 42.49 Luckslinger [Limited Edition] New 60.41 Lumines: Electronic Symphony New 18.61 Mary Skelter: Nightmares CIB+ 92.87 MegaTagmension Blanc + Neptune VS Zombies New 37.58 MeiQ: Labyrinth of Death CIB+ 25.39 Mercenary Kings: Reloaded Edition [Limited Edition] New 106.71 Metagal [Limited Edition] CIB+ 100.35 Metal Gear Solid HD Collection CIB+ 46.49 Metal Slug 3 New 115.48 Mind Zero CIB+ 20.48 Mooseman [Limited Edition] New 119.05 Mortal Kombat CIB+ 26.99 MotoGP 13 CIB+ 23.83 MUSYNX New 50.49 Muv-Luv New 53.36 Muv-Luv Alternative New 66.95 Muv-Luv Complete Set New 90.5 My Aunt is a Witch [Limited Edition] New 55.5 Mystery Chronicle: One Way Heroics New 27.94 Need for Speed: Most Wanted - A Criterion Game CIB+ 20.32 Neurovoider New 35.5 Nicole [Limited Edition] New 48.22 Night Trap: 25th Anniversary Edition New 58.99 Nova-111 New 28.67 Nurse Love Addiction New 59.18 Nurse Love Syndrome New 50.49 Nurse Love Syndrome Loose 15.49 Oceanhorn: Monster of Uncharted Seas New 52 Octodad: Dadliest Catch New 46.36 Oddworld: Abe's Oddysee - New 'n' Tasty New 149.5 Oddworld: Munch's Oddysee HD New 52.5 Oddworld: Stranger's Wrath HD New 69.73 Odin Sphere Leifthrasir CIB+ 72.45 Odin Sphere Leifthrasir Loose 70.5 One More Dungeon CIB+ 60 Operation Abyss: New Tokyo Legacy CIB+ 31.5 Oreshika: Tainted Bloodlines New 93 Pantsu Hunter: Back to the 90s New 156.5 Papers, Please New 115.47 Pato Box [Limited Edition] New 73.23 Penny-Punching Princess New 45.41 Period: Cube - Shackles of Amadeus New 54.65 Persona 4 Golden Loose 25.37 Persona 4 Golden New 61.12 Persona 4: Dancing All Night - Disco Fever Edition New 145.5 Phantom Breaker: Battle Grounds New 53.5 Pix the Cat New 28.84 Plague Road New 43.4 PlayStation All-Stars Battle Royale New 31.74 Proteus New 36.49 Psychedelica of the Ashen Hawk New 51.5 Psychedelica of the Ashen Hawk New 51.5 Psychedelica of the Black Butterfly CIB+ 33.57 Psycho-Pass Mandatory Happiness CIB+ 28.99 Pushy and Pully in Block Land New 70.45 Rabi-Ribi New 93.59 Rainbow Moon New 44.89 Ray Gigant New 102.84 Rayman Legends Loose 17.37 Rayman Origins CIB+ 16.71 Retro City Rampage DX [Re-Release] New 35.00 Revenant Dogma New 35.36 Revenant Saga New 29.44 Reverie [Limited Edition] CIB+ 43.49 Riddled Corpses EX New 40.49 Risk of Rain New 38 Rock Boshers DX New 29.34 Rocketbirds 2: Evolution New 55.5 Rocketbirds: Hardboiled Chicken New 43.2 Root Double [Xtend Edition] New 53.5 Root Letter New 46.11 Salt and Sanctuary New 100.49 Salt and Sanctuary New 100.49 Saturday Morning RPG New 50.49 Sayonara Umihara Kawase++ New 67.33 ScourgeBringer [Limited Edition] New 59.97 ScourgeBringer [Limited Edition] New 59.97 Senran Kagura Shinovi Versus: Let's Get Physical Edition New 115.5 Senran Kagura: Bon Appétit! New 150.44 Senran Kagura: Bon Appétit! Full Course - Collector's Edition New 185.13 Senran Kagura: Estival Versus Endless Summer Edition New 115.48 Sense: A Cyberpunk Ghost Story New 155.5 Severed [Limited Edition] New 100.81 Shakedown: Hawaii CIB+ 36.85 Shantae: Half-Genie Hero CIB+ 37.5 Shinobido 2: Revenge of Zen CIB+ 38.67 Shovel Knight New 96.49 Sid Meier's Civilization Revolution 2+ CIB+ 76.26 Silent Hill: Book of Memories CIB+ 76.38 Sir Eatsalot [Limited Edition] CIB+ 53.08 Siralim New 50.5 Siralim 2 New 30.49 Skullgirls: 2nd Encore New 52.81 Sky Force Anniversary New 75.48 Slain: Back From Hell [Signature Edition] New 76.5 Sly Cooper Collection CIB+ 52.27 Smart as... 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I recently filed a small claims suit for 8K for medical bills due to my neighbors negligence which caused injury,their literally a couple of doors down…I initially sent them two demand letters via certified mail/return receipt no surprise they refused to answer the door for the courier and/or pick up the mail at the post office. Fast forward about a month after filing suit and I’ve been unsuccessful in having them served through a hired process server. It’s starting to become frustrating cause I see the entry/exit from their apartment via my doorbell daily. I was also made aware they maybe trying to break their lease and move out asap. The server sais he‘s attempted service but no one comes to the door. At a lost as to what to do or expect considering hearing is coming up in June. Any input is appreciated.

The garage door shut with a groan behind us, closing us in the gloom of the single bulb hanging over the car.
Mother took a drag off her cigarette and sighed as she exhaled, the smoke filled the cabin of the Ford and stung my eyes.
“You really disappointed me today, Julianne," she tapped her cigarette in the ashtray below the dash, "you embarrassed me in front of the other mothers at the Ice Cream Social, shoveling down seconds and thirds like a pig. I thought I raised you better than that.”
She took another drag, daintily holding the cigarette between her perfectly manicured fingers.
“I'm going to have to tell your brother about this," she continued, “he'll have to come up with a punishment fit for a pig."
I felt my stomach drop. My kid brother, Thomas, was only six, but could be exceptionally cruel. Mother seemed to encourage him and was deferring to him more and more frequently for how the house was run, especially concerning my upbringing.
"Mother, please, I'm sorry, I didn't mean to embarrass you. I'm sorry I was a pig and ate so much ice cream. I promise I won't do it again, I'll never eat any ice cream again," I was pleading with stone, unyielding.
“Hush your mouth. Go to your room and wait for Thomas," she put out the cigarette and got out of the car, I had no choice but to follow.
It felt like walking to the gallows as I stepped inside the house and headed towards the stairs to go to my room. Thomas had grown fond recently of physical punishment, he obviously delighted in Mother whipping me with a belt or, recently, Mother had allowed him to start beating me with a wooden spoon. He would squeal and giggle like a normal child watching bubbles in the wind while I screamed. I was dreading whatever was going to happen tonight, I chastised myself for eating that ice cream, I should have known she would show up. My sins were always laid bare.
Down the hall, I could hear Thomas watching television in the den. I only got to watch TV for half an hour on Saturday morning and new episodes of Happy Days with Mother and Thomas. Thomas got to watch all the TV he wanted. He could listen to the radio and turntable as much as he wanted, as loud as he wanted. Thomas had an entire room just for his toys.
I entered my bedroom, it was a space I occupied, but it didn't feel like mine. Mother kept it spartan, white walls and white bedspread. A crucifix over the bed and a painting of Jesus over the door. I had my desk and chair and a dresser with some of the porcelain dolls Daddy gave me before he died that Mother let me keep. That was it.
I placed my book bag down and sat on my bed, waiting for Thomas. It was a while, sitting there with nothing but my own thoughts and staring at the open door. I felt humiliated, I was almost thirteen and my entire life was dictated by my brother. Mother kept the house in constant lockdown to keep Thomas a secret. No outsiders were allowed in. I couldn't have friends because she was afraid I would mention him or sneak a friend in to gawk at my brother and tease him for being different.
I would never make fun of him, I was terrified of him. Terrified of what he was and what he was becoming.
Eventually I heard his heavy footsteps coming up the stairs and I felt my heart start beating faster and my palms began to sweat. I kneaded my skirt in my hands, trying to calm myself and dry my palms. His slow arrhythmic footsteps came down the hall and I watched him as he entered the room.
I couldn't help but internally recoil at his appearance, even though I'd known him since he was born, I could never adjust to how unnatural he appeared. Thomas had been born at home and had never seen a doctor, but he was obviously unwell.
He was six years old and was barely over two feet tall, but very squat and wide. His skin was thick and gray, the whites of his beady eyes were yellow and his hair was wispy and white like an old man's, spreading out like a halo around his gargoyle face. A slight odor of decomposition hung about him, it reminded me faintly of garbage cans on a hot summer day. I hated when Mother made me help him with a bath, his skin felt like old brittle leather that flaked onto my clothes in gray flecks. His body was dense like concrete, I could barely lift him into the tub. Picking him up forced his hair into my face where that smell of rot would fill my nose, causing me to gag, silently, so as not to offend him and draw any ire from him or Mother.
Today, Thomas was wearing bib overalls with a red and green striped sweater underneath, reminding me of a grotesque doll.
“Mama says you acted like a piggy today at the ice cream social,” he spoke up to me in his unsettlingly high pitched, yet raspy voice, like a child that smoked as much as Mother, "you need to come down for dinner right now for your punishment for embarrassing Mama."
He turned and walked back down the stairs and I had no choice but to follow his toddling form downstairs to the dining table. We entered the kitchen and the table was placed with two settings. Mother was already seated and Thomas clambered up into his booster seat at his normal spot next to Mother. She took a drag off her cigarette and motioned vaguely to the floor without even looking at me.
Neatly situated on the linoleum was my dinner, not on a plate, but directly on the floor. A pork chop, scoop of mashed potatoes, and a small pile of peas. No utensils, either.
Thomas giggled with glee upon seeing my face.
“You have Mama's permission now to eat like a piggy, now. No hands! Piggies just use their face!” He stood up in his chair and reached out for Mother’s ash tray and flung it out over my meal, peppering my dinner with cigarette ash and butts.
"Oops! Piggies don't mind trash though, do they, Mama?” he giggled and the sound filled me with rage.
"No, they don't,” Mother replied coolly while maneuvering her ashtray back in place and carefully putting out her cigarette before saying prayer.
As angry as I was, I got down on my hands and knees and did my best at eating what I could without using my hands. I knew if I refused, it would be far worse. The whole meal, Thomas made pig noises and would reach down and poke me with his fork, making comments about what a fat piggy I was and how he wished he could roast and eat me. I doubted Mother would even object if he actually did kill me and eat me.
Gagging my way through another bite of ashy pork chop, I felt a warm splat over my head and heard Thomas giggling. I reached up and felt he had dumped mashed potatoes into my hair.
Choking down tears, I asked Mother if I could clean the floor and bathe. She rolled her eyes and excused me to clear the table for them as well while she changed Thomas into his pajamas. Picking him up, she walked out of the room and Thomas stuck his putrid little purple tongue out at me before they made it out the kitchen door.
I silently cried while I cleared the table and washed the dinner dishes. Tears splashed down as I mopped up the mess from my food on the floor. I hated how awful Thomas was. I hated how they treated me. Ever since Daddy died and Thomas showed up, I was their punching bag. I missed Daddy so much.
Mother was kinder then, too. She was still severe, but Dad kept her tempered. After he died, there was a change that came over her. I was only six, so I didn't remember her too much from before, but I did remember her gushing on and on when she was pregnant with Thomas. How the baby was a gift from Our Heavenly Father, that it was going to complete our broken family.
My sixth birthday happened right after Daddy died and I remember sitting on the patio crying while the house was full of people after the funeral, normally he would have gotten me a new doll and a chocolate bar, instead I was forgotten. No doll. No chocolate. Just funeral potatoes and a house full of cigarette smoke from the adults.
Nobody remembered. The closest thing I got was my dad's sister, Aunt Judy, sitting next to me on the patio step for a few minutes of comfortable silence before giving my shoulder a reassuring squeeze. I don't think she knew her brother was memorialized on my birthday. Next year, Thomas was born the day before my birthday, so it was completely eclipsed as Mother had just birthed her new love into the world…
I stopped mid mop as a lightbulb finally went off. I had never put much thought into the dates before.
Thomas was born a full year after Daddy died. He couldn't be his dad. Who was Thomas’ actual father?
Washing mashed potatoes out of my hair that evening, I ran over and over the timeline. No matter how I parsed it out, Thomas was only my half brother. Going to bed that night, I kept myself awake, going over and over again to make sure. I couldn't remember any men being around at that time, but that didn't mean much. Adults can easily hide things from children. Tension began throbbing through my head and I felt queasy. Mother had always known all of my secrets, able to sniff them out like a bloodhound out or using Thomas to spy. Now I had one of Mother's secrets and I didn't know what to do with it.
First I wanted to confirm it, but it would mean snooping, which was difficult in a house that was rarely left empty. I would have to try finding Mother's calendar book or journal to see if she mentioned any dates or men.
But when could I attempt such a daring maneuver? Thomas hardly left the house. As proud as Mother was of him, she was very cognizant and protective of his differences and didn't want to draw attention to herself or Thomas like that. Mother herself had few social engagements throughout the week and mostly stayed home to watch her golden child.
I finally decided I would take the risk and fake sick on Tuesday, grocery day, so I could stay home from school while she went shopping. All Thomas did all day was watch TV downstairs, so that should give me about an hour to look through her room for clues. I decided to tuck my head down, try to behave as best as I could to avoid their wrath, and wait for Tuesday.
That weekend limped along agonizingly slow. Thomas was in a fine mood and was constantly seeking out a reason to poke me, punch me, slap me… he'd laugh while calling me a piggy with his off-putting wide mouth. I tried to mostly stay in my room and it seemed like neither of them cared.
School on Monday was a relief, but my anxiety ramped up. The consequences would be dire if Mother caught on that I was faking sick to stay home. I didn't even want to imagine how off the leash she'd let my half-brother become in his punishment for that level of insubordination.
I stayed up all night, my stomach was in knots, but I was committed to my plan. Throughout the night, I screamed as hard as I could into my pillow. Screamed until my throat was raw and I could barely talk. It felt cathartic in a way. When it was close to school time, I put on my heaviest flannel pajamas and began doing jumping jacks until my face was flushed and my scalp was soaked with sweat.
Looking in the bathroom mirror before heading down to talk to Mother, I thought I looked pretty convincing, my skin was flushed and sweaty, my eyes had circles under them from lack of sleep, and my voice croaked like a frog.
Heading downstairs, Mother was already feeding Thomas breakfast. I hesitantly stepped into the kitchen and stood there awkwardly for a second, pawing with my pajamas to keep my nerves steady until she noticed my presence and looked up.
“Why aren't you dressed, Julianne?"
"I don't feel well. My throat hurts and my tummy hurts.” My voice graveled out more than I was expecting, I really had hurt my throat.
She strode over to me and placed a cool hand on my sweaty brow.
"You do feel warm. Take an aspirin from the medicine cabinet and go lay back down. I'll check on you later," with that she turned back and walked over to Thomas, who was frozen in place, glaring at me over a forkful of scrambled eggs. The sharp glint of malice in his beady eyes made me shiver before I shuffled out of the kitchen.
I laid in bed, trying my best to look miserable until I eventually heard the faint sound of the television playing in the den as Thomas settled in for his normal daytime routine and the garage door opened as Mother headed to the grocery store. I bounded out of bed and watched the car back out of our driveway and head up the street.
My heart began to pound as I tiptoed down the hall to Mother's bedroom, a place I rarely even caught a glimpse of, let alone entered. I very slowly opened the door, taking great care to not make any noise to alert Thomas downstairs that I was out of bed.
Creeping into the butter yellow room, I could feel my heartbeat pounding in my skull, this was the naughtiest thing I had ever done by far. I stepped onto the rug to help disguise my footsteps and slowly made my way past the brass bed and towards her desk. My hands shook as I opened the top drawer, I pawed through rapidly and found nothing. I checked the next drawer down and again found nothing of interest, just stationary and envelopes.
Finally, the bottom drawer was what I was looking for, a stack of journals from the past decade. I flipped through, trying to find entries relevant to when Daddy died and who Mother slept with afterwards.
I've never fully recovered from what I read.
July 6, 1968
Edgar died today. Car accident. I cannot believe this is real. My light, my life, my anchor... Dr. Benson gave me a sedative at the hospital and I feel so tired. So very, very tired. Why has my Lord forsaken me so?
July 9, 1968
I feel like I am in a very bad dream, I feel numb and disconnected. All the consolation and pity from everyone makes me feel sick. After the memorial, it took everything in me to not break dishes and to scream at everyone to get out of my house. Julianne was moping about crying and I wanted to throw her out, too.
If I hadn't seen my dear Edgar's body in the hospital and held his urn in my own hands, I wouldn't believe he was really gone. I still don't entirely believe it.
I have prayed to God every night asking him to show me why he took my husband from me and I have gotten no answer.
I skimmed over the next few months, as it was more or less similar sentiments repeated night after night. I finally got to an entry that caught my eye.
September 17, 1968
My battle with my faith has been fraught the past few months, but Hallelujah! I feel I can see the Lord again in all his glory and might, for he has given me a way to reconnect to my Edgar!
I was thinking about the night Julianne was born, right in this very home, it was a difficult birth and she struggled to breathe at first. Ingrid, my midwife, made a comment to me that if the baby had failed to wake up on her own, that Ingrid had ways to make sure she would have made it.
I remember asking if it was a medical methodology and she made it clear to me that in certain circumstances, it was a mystical property she used to bring the air of life into a struggling baby's lungs. She gently alluded to being a practicing member of the dark arts. At the time, I felt quite scandalized to have someone like that in my God fearing home. Now I see her as the answer to my prayers! My angel!
On a whim, I called her and asked if she still practiced such techniques. She hesitantly confirmed that she did. I asked, if she could turn breath into the lungs of a child without, could she turn breath into a child that did not exist? Could she magick into existence another child of my beloved Edgar? She told me she had to do some research and she'd be back in touch.
Ingrid just called back after a few hours and said there was a spell she found, but it was dangerous and might have unpleasant results. I said, yes, of course! I trust my Lord and I believe he sent this woman of blessed magick to me for this purpose.
She says we will have to do it soon, in a few days during the new moon. She has a potion to brew, but it is happening! Praise God!
September 23, 1968
The ceremony was last night, and Ingrid believes it was a success, but we will have to wait. It did not take long, only an hour or two. Ingrid lit my bedroom with many beeswax candles and she had me drink a thick and bitter tea that caused me to become quite relaxed and foggy.
From my inner thigh, she cut me and collected my blood in a chalice, with which she mixed quite a lot of Edgar's ashes and other ingredients which I could not glean from my supine position and groggy wits. Ingrid began to chant, calling upon a higher power, as I pleaded with my Lord to let this work. To give me any piece of my Edgar back. She came to the bed and worked the paste between my legs into my womanly chamber, which was very uncomfortable, but manageable with the numbing effects of the tea.
She continued to sit with me and chant, her hand placed over my womb, until she decided at which time it was complete. She left and I fell into a deep sleep. When I woke up this morning, I felt quite uncomfortable, my body ached and when I used the restroom, a yellow fluid like pus poured out of me, but no sign of any ashes or blood, which gives me hope it was absorbed into my womb.
November 3, 1968
Praise be to our Lord, Ingrid just confirmed for me that I am with child, I had been hoping so, I had not gotten my cycle in October, but I wasn't sure if that was because of the discharge like pus that was still coming. She told me that was common with this spell and a side effect that would stop after the baby came.
I feel like I am floating on air, for the first time since Edgar left, I feel-
I suddenly became very aware of the feeling of eyes on the back of my head. I had become too engrossed in what was written before me and I had lost track of my surroundings. Very slowly, I turned around and my heart began pounding again as I saw Thomas standing in the doorway holding his wooden spoon in one hand. How had I not heard him?
He pointed at me with his empty hand and screamed, just a pure guttural screech from somewhere deep inside his disgusting little body. He charged at me from across the room, his horrible feet thumping solidly along the rug. He began beating my legs ruthlessly with the spoon, causing my legs to buckle. I crashed down to my knees in front of him, and he began lashing at my face, pulling my hair with one hand while wailing away at my head with the spoon.
I had dropped the journal I was holding and was desperately trying to get a hand on the spoon or push him away. All I could hear was him screaming. My arms flailed and I reached around on Mother's desk and grabbed onto the first thing I found and sank it into Thomas’ neck.
The end of Mother's gold letter opener protruded under his jaw. He went silent and he looked at me with utter shock. He dropped the spoon and collapsed on the ground, clutching at his neck as his thick black blood oozed out from his wound, letting out a stupendous odor of rot that filled the room. He didn't really say anything or make any noise. He just twitched for a moment and I saw his eyes glaze over.
In shock, I stood over his little body for a moment and I watched as he seemed to mummify in just a few minutes, like an ash person from Pompeii dressed in jeans and a flannel shirt. Even his blood that looked like shiny oil a second ago became like potting soil on Mother's rug. Reaching out to touch his hand, it crumbled away like sand.
Panic ran through me like a rabbit caught in a snare. Not knowing what to do, I ran. I ran down the hall, changed my clothes, put an extra change of clothes in my backpack and the last doll Daddy had ever given me and I ran. Mother would absolutely never forgive me and I was genuinely afraid she would kill me in retaliation for taking her beloved Thomas away from her. Her precious gift from God. My feet flew over the pavement and took me away from that house.
I called my Aunt Judy from a payphone outside the five & dime, and told her Mother had kicked me out and asked if I could stay with her. She had always had a strained relationship with my mother and it didn't take much convincing that she had kicked out her “only” child. Only Mother, Ingrid, and I ever knew about Thomas.
She gave me a home and took care of me. She never beat me or humiliated me. Even with her love, I was far from okay. For years I would close my eyes and hear Thomas scream, then the sudden silence. I'd see him fumbling at his neck and turning to ash. But I would also remember all the ways he would hurt me and how bad he was becoming. I could never talk to anyone about it, especially not the silent relief I felt I refused to admit to myself. Over time, however, Thomas' screams became a whisper and his silence faded into dust in my mind.
I moved on with my life. I went to college and became a photojournalist, getting to travel the world and watch history unfold. By choice, I never married, but was quite blessed with many beautiful friendships for companionship over the decades. I found balance in my life and a sense of happiness, if not peace. I never could quite stomach mashed potatoes again, though, they always taste ashy to me.
Mother never made any attempts to reach out to me or find me, at least that I'm aware of. Ten years ago, I was contacted by a hospital and they said my mother had been admitted earlier after falling and was about to pass, so she must have kept some tabs on me to know my phone number for her emergency contacts. Apparently she had collapsed in the driveway and a neighbor called an ambulance. I got there and her only words to me were, “take care of him," as she placed a locket in my hand. I opened the locket, Jesus was on one side, Thomas on the other. I didn't say anything to her, just held her frail old hand with nicotine stained nails until she passed in the night. My mother was gone and I felt nothing except a vague sense of relief.
When I got to her house, it was like a time capsule. Other than a newer television, it was just like it was when I'd fled so many years ago. The smell of tobacco smoke hung like incense in the air. It felt oppressive, like a tomb.
I wandered the house in a bit of a daze. The one place I didn't want to go was upstairs. I didn't want to see my old room, or Thomas' room, or Mother's. Putting it off, I went to fix myself some supper, realizing I hadn't eaten in almost a day. I took a pause when I opened the fridge and saw a baby bottle on a shelf. Silently praying she had been babysitting for a neighbor, I fixed myself some toast with sardines and sat eating in the den watching TV. It had been almost forty years and it still felt rebellious not eating at the table and watching TV without permission.
My eyes grew heavy and I finally mustered up the gumption to head upstairs to go to bed. The stairs creaked in a familiar way under my feet and I was taken back to the feeling of dread hearing either Mother or Thomas climbing up. My old room was at the top of the stairs, I saw the door was nailed shut and had rambling quotes about Judas copied from the Bible in my mother's handwriting taped to the door. I sighed gently and turned from the door to head down the hallway, deciding Mother's room was probably the best place to sleep.
I passed by Thomas’ toy room and I heard a murmur from the room. I stopped, curiosity got the best of me and I entered. In Thomas' old toy room was a crib with joyful clown sheets. Dread swelled up inside me as I heard more murmurs and saw the sheets move. Approaching slowly, I peaked under the sheet and gasped.
Tucked inside was what looked like a baby gargoyle, gray and papery looking. Pus leaked out of its milky, bulbous eyes. I pulled back the blanket and saw it had no legs and its arms bent back, like wings on a bird. It was wearing just a cloth diaper, overflowing with tarry looking stool that took my breath away with its pungency, it smelled like Thomas’ blood, but somehow worse. My heart broke for this poor creature, Lord only knows how many years it has been in this crib suffering from its unholy existence.
So this is who Mother had wanted me to take care of…
Not knowing what else to do, I gently scooped him up. Like Thomas, he was shockingly heavy for how small his body was. Placing him on the changing table, I cleaned him and rewrapped his bottom in a clean diaper cloth. It was difficult, he fussed tremendously, crying and flopping around as much as his flipper-like arms would allow. I tried wiping off his oozing eyes and he snapped his mouth, which I saw was full of disturbingly square yellow teeth, trying to bite me. I carried him to the kitchen and rocked him while I heated up his bottle and he became furious with me, almost barking like a dog when my hand would get near his face.
He settled a bit as he fed, but he would still sometimes suddenly spit out the bottle and attempt to bite me. I laid him back in his crib, this abomination in a clown sheet, and I walked down the hall to Mother's room letting out a long sigh.
Combing through my mother's journals in the early hours of the morning, it looked like she tried the ceremony again shortly after Thomas died, but she either lacked Ingrid’s help or didn't have enough of my father's ashes left. Something went terribly wrong. She was vaguer than she had been about Thomas’ conception, but I suspect she had used some of Thomas' remains. The resulting birth she named Isaac.
Mother's journals told a sad tale of her and Isaac's suffering. She never mentioned me, but lamented the loss of Thomas and Dad relentlessly. She was hyper protective of Isaac, as that was all she had left. If her world had been small before, it became microscopic after he entered her life, requiring nearly constant care. According to Mother, he was blind and colicky, sometimes going years at a time without sleeping through the night. She had breast fed him for years, but she had to stop after he grew teeth and began biting her intentionally and feeding on her blood.
I spent a lot of time over the next few days pondering what to do. I had to get her estate in order, she had left me the house, in an obvious attempt to get me to continue caretaking for Isaac, but I didn't want it. I had my own cozy home an hour away from here, filled with happy memories and my possessions acquired traveling the world. Mother's home had a heavy energy I couldn't shake. Her and Thomas were both gone, but the memories of the scoldings and beatings hung in every corner, like cobwebs that would never sweep away.
So, I fed Isaac and kept him clean and tried to keep him company, although he seemed to hate me passionately. I took care of him, all the while thinking about what I was going to do. After a week, I felt resolute in what had to be done.
Gathering up all of Mother's journals in a tote, I made my way to Isaac and picked him up and carried everything to the living room.
The ancient logs in the fireplace meant for display ignited instantly. One by one, I fed the journals into the fire, burning away years of my mother's consuming sorrow. Isaac fussed and moaned next to me the entire time. When the last pages shimmered away into lacy ash, I took a throw pillow off the couch and gently cradled Isaac in my other arm. It didn't take long before he stopped struggling and I felt his little body relax after decades of suffering.
I gently wrapped up a bundle in a clown sheet and placed it in the fire. It burned furiously, like the paper in my mother's journals, and was soon gone. Nothing but ashes and embers.
“Don't worry, Mother,” I said purely for my own sake, "I took care of Isaac for you."
And finally, I felt at peace.

Hi,
If this is the wrong sub, I apologize. Not sure where to post this type of stuff.
The statute of limitations for my slip and fall personal injury incident is approaching on the 22nd of this month. We are at the end of the process trying to reach an agreement which is good, but we're cutting short on time. My Attorney only got contact from the insurance adjuster back in February and they drug the process on for quite some time because they apparently got the demand letter but not my medical records. From there, they needed 60 days to investigate to see what they could find to deny liability, which was nothing.
However, my case is a very tricky one and my Attorney said that from the beginning, yet, he still decided to take my case. It was a slip and fall in a drinking establishment where I slipped and fell into a drink on the floor that was not cleaned up resulting in me breaking my wrist and getting plates and screws. I wasn't aware that I broke it until the next morning as at the time of the incident, it felt like a sprain.
The first offer we received was last week on the 8th which was $44K, the cost of only my medical bills before insurance. When my Attorney presented the offer, he kept saying how pleased he was with that offer considering the difficulty of my case. My argument was while the offer is great, it's the first low ball offer they're giving and his initial demand was $150K. He immediately goes into how that's an inflated number for him to be able to negotiate and that I'll never see that number (which is BS in my eyes because why ask me if $150K is a good number to shoot for in the demand)? I said, well.. okay... hearing both sides, how about halfway at $75K? He said he doubts I'll see double my medical bills and that I need to think about how this would look in court in front of a judge and 6 jurors if we had to file a lawsuit. Their argument is they have no surveillance footage, no employee recalls the incident, and that I didn't report it when it happened. He then said he'd go back and negotiate by coming down from the $150K by like $40K to see what they'd offer.
Am I wrong for turning down the $44K offer? He said that once all fees and their winning is taken out (35% + whatever other fees due to being a contingency case), I'd have $22K in my pocket. Sure, that's $22K extra I never had but I always read to not settle for the first offer. Now, I'm afraid since they know my deadline is in 2 weeks that they will drag their feet and continue to lowball backing me into the corner of either accepting their offer or filing a lawsuit.
What are your thoughts and weigh in here?

Since there was many people who decided to confront, harass, or downright misinterpret the message, I am putting out this open letter addressing every concern addressed to me holistically:
Open Letter to Faculty, Staff, Students, and the General Community Addressing Concerns Regarding the May 13th ASUW Newsletter
NOTE: These are my thoughts and feelings solely as Jacob Feleke, not intending to represent the ASUW.
I wanted to take a moment to thank you all for sharing your concerns about the recent ASUW newsletter. Your insights are invaluable, and they resonate deeply with my own commitment to promoting inclusive dialogue within our university community.

1. Malcolm X Quote: The acknowledgment of the sensitivity surrounding the use of a quote from Malcolm X, with the claims of anti-Semitic rhetoric in the past, struck a chord with me. As someone with Jewish ethnicity and Semitic myself, I fully understand the importance of ensuring that our messaging remains sensitive and respectful. However, I do want to include the fact that Malcom X began his transformation after his pilgrimage to Mecca in 1964, where he experienced and interacted with people from diverse racial backgrounds and realized faults within himself. Following his journey, Malcolm X underwent ideological shifts, moving away from separatist and divisive teachings. I do not include Malcom X to incite or aggravate, but rather to show the change people exhibit in their teachings. “Each of us is more than the worst thing we’ve done” - Bryan Stevenson, Just Mercy.
2. Alleged Misuse of Power and Political Bias: I want to emphasize the significant impact of ASUW legislation, which, while not legally binding, influences every aspect of student life, from social functions to the allocation of student funds. As the democratic voice of students, ASUW engages the campus community through programming, services, and advocacy. We amplified the students who brought forward the divestment bill, which underwent rigorous (and a bit vociferous) questioning to reach its final form. The students who presented or supported the bill, some being Jewish themselves, were subjected to ad-hominem attacks being described as “self-hating” by students and described as “ignorant” by faculty and staff along with threats of not being able to find a job after college. Through their trials and tribulations, the approval of this bill by ASUW Student Senate and its presentation to the Board of Directors, and later the Board of Regents on May 9th, as Official Student Opinion underscores our commitment to representing student perspectives in our decision-making processes.
3. Portrayal of Conflict and use of the word 'martyr': I fully appreciate the significance of promoting balanced and respectful discourse. The emphasis on understanding and addressing the concerns of all members of our community has been an issue as the entire campus, and the world is virtually polarized. From the Black Student Union sit-in at Gerberding Hall in 1968, and the May 1970 Antiwar Strikes, these events on our campus occurring simultaneously with the rest of the world did indeed cause students to be martyred for their activism. I emphasize the term ‘martyr’ as we see other universities today engaging in increasing repudiation and silencing of students, which I fear may escalate to lives lost if matters escalate from outside agitators, law enforcement, or universities themselves.
4. Alleged Lack of Representation: The allegations regarding the lack of representation of Jewish students on the ASUW is quite frankly a matter that I am not at liberty to discuss, out of privacy for the students, nor is a well researched allegation. Again, as a semitic individual myself, with Jewish heritage, coupled with a Hebrew name ‘Jacob’, I share the dedication in ensuring that every student's voice is heard and represented within our student organizations. The calls for greater inclusivity and representation in the ASUW mirrors my own aspirations, for our own university community.
5. Questioning of the Peaceful Dialogue: The skepticism about the peaceful nature of the encampment protests underscores the urgent need for transparency and accountability within activist movements. I am deeply committed to ensuring that the activism in the ASUW is conducted in a manner that respects the rights and perspectives of all individuals. The concerns serve as a reminder of the importance of upholding principles of nonviolence and inclusivity in our advocacy efforts. We all want to support activism, and it's crucial to make sure it's done in a way that respects everyone's rights and opinions. In the same breath, I will not condone or tell students to stand silent when being harassed.

In summary, I am truly grateful for everyone's thoughtful critiques and the dedication to fostering a more inclusive and respectful dialogue within our university community. Your insights have sparked important reflections on the implications of our actions and messaging, and I eagerly anticipate working together with everyone to address these concerns constructively.
Sincerely,
Jacob Feleke

Most people wish they had insurance when their pets get sick. We don’t ever assume they will get sick but when they do, it can be thousands of dollars and then maybe another few thousand a year or two later.
You never know when your pets might have a health issue pop up, that could cost you hundreds or even thousands of dollars, and if health insurance would be there to help cover it.
Pet insurance is definitely worth it. IF something were to happen beyond your minor cuts scrapes, bout of diarrhea etc it can become very expensive very fast.
With humans we can go to the doctor tell them all our symptoms history etc and this narrows it down to what kind of test they would need or what to even consider looking into.
When there is something wrong with a cat it's much harder to tell/figure out without running full blood work, fecal, etc. A fecal test now a days can be like 200 dollars lol.
I get scared when I think about how expensive it can be when a cat gets sick. Hospital bills of $4-20k+ for a cat that, for example, swallows a foreign body, are typical !
The time to get pet insurance is NOW, when your cat is 100% healthy. Even if your pet gets sick just once, then it will be labeled a pre-existing condition, and then its too late.
Pet insurance industry is not well regulated. Do your research before buying a policy, read the sample terms for the plans, and figure out what's in your budget and what you'd like covered if you do decide to go that route. BTW sometimes your employer may offer it.There are plenty of articles to read online which explain what I'm outlining here in more detail if you're still unsure. Here is an interesting article I found about comparison between 7 best pet insurance companies in US: https://thswiftest.com/the-best-pet-insurance-compared.
To me, I see pet insurance as an easy monthly cost that gives me peace of mind in case the worst should happen, and I believe it's definitely worth it.

Long story not so short I got screwed over by tmobile and had to speak to multiple customer service reps because my bill went up by 180$ because the salespeople of the tmobile I went to sold me on promotion but ended up giving me devices that didn’t work with that promotion, it worked with a different promotion that made my bill way higher. I even wrote a letter to corporate and some executive reached out and Tmobile basically said they can’t do anything since I’m technically on an active promotion and it’s on me for not doing more research and only trusting the word their own salespeople told me. That’s just surface level of what happened but anyway I had to return the iPhone I got when I traded in my old phone and they were like well ur old phone (which was completely mine) is in our system so you can’t get it back, the only way to end your service is to return everything and you get nothing. I’m like honestly whatever to get out of this bs service and then later I asked when I’d get the refunds for the taxes they make you pay when you first get the phones and they’re like no because you said you’re fine with getting nothing back… yes I was fine with not getting any device back but I should be refunded the money I spent on the taxes on the device anyway I just disputed the charge with the bank and now I’m getting bills in the mail even though my account is no longer in service for the money I got back from my bank. I haven’t called about this because I’m already well aware this greedy ass company isn’t going to help so what will happen if I just don’t pay. Will they just send it to collections? If I’m gonna have to take this L and pay it I’d rather settle with a collection agency for lower than pay it to tmobile.

and just like that, when all seemed lost, God worked his miracle. Wiping away the tears that had flowed bitterly the last few months. lifting the heavy burdens that had accumulated one after the other. Feeling the glorious relief he had waited desperately to arrive, washing over him. Carrying away from the dread that had devoured every hour of every day, of every week, of every month for the last 4 years. Looking down at his hand, between his fingers holding the ticket for the life now awaiting him. Replacing the bitter chalice that yesterday held its place. Those scenes, swirling over his mind, of last approaching moments now fading to the new play emerging from salvaged hope. The awaiting bliss of waking in morning free of debt, no worry of paying for warming meals or dealing with a car that relies on prayer more than gas. Leaving behind the fear of bills unpaid. All those desires that yielded to hopelessness, now couldn't find their place. Trampling over each-other towards the front, demanding selfishly to be the first desire fulfilled. Only to leave their want to witness a lost gaze at the salvation that God shed to your palm. Finally, answering your prayers. Bringing to end the test that dragged your soul along the callous road of the passed years.

If I hadn’t drunk an entire gallon of tea back at the hotel, maybe none of this would’ve happened.
Well, maybe if we hadn’t gotten kicked out of the hotel, none of this would’ve happened.
It had been just the two of us in the small car, but with the animosity heavy on the air, it felt overcrowded. I don’t know what had been worse, the hour of arguing, the two hours of silence afterwards, or the burgeoning realization that maybe I didn’t know him as well as I thought I did.
I studied him out of the corner of my eye. We'd been together for several months, but the recent experience left me wondering if I had ever even met the real Brian – who he truly was on the inside.
It had been our very first trip together.
We'd saved up for one of those super fancy hotels and had been having a great time – until, of course, Brian decided to attempt a five-finger discount in the jewelry store in the lobby.
He'd told me when we first started dating that he'd had some run-ins with the law in the past – when he was young and that was the only way to put food on the table, and I'd understood.
But this wasn't the same. It wasn't for survival, it was just greed.
We’d both spent the rest of our vacation money and then some, paying for that $1,800 watch so no charges would be pressed.
They still kicked us out. I don’t blame them.
Asking him to stop at the next place we came across was the first thing I'd said to him in hours, and he nodded, solemnly.
My discomfort was escalating to the point where I was considering asking him to pull over on the side of the road – rain be damned – when we saw the dim sign flickering in the distance.
The small store was out of place on the quiet, tree lined mountain road. We’d been deep in a tunnel of trees and hadn’t seen so much of a hint of the lights in the distance – it seemed to just appear into view as we went around the bend. I didn't recall seeing it on the way to the hotel, so it was a pleasant surprise.
I felt a flood of relief wash over me.
It stuck out in the otherwise beautiful mountain landscape – windows so dirty that the light inside barely reached us through them – several letters on the sign lit up in such a way that the only word we could even see was a blood red '- MART' flickering.
Any relief I'd managed to feel was short-lived.
When we walked in, we both froze as we took in the interior.
I instantly wished we’d just stopped by the side of the road after all. I looked at Brian and could tell he felt it too – he was fiddling with his new watch and took off his glasses, cleaned them on his shirt, and put them back on, as if that would make what he was seeing make more sense.
There were no other customers, no employees visible, it was just the two of us.
Ceiling tiles hung askew, and the floor was filthy – we had to step over a drain in the floor with grimy stains circling it, to walk in.
If it weren’t for the lights, gentle hum of the AC, and grinding sounds floating from down the long hallway at the back, I’d have thought the place was abandoned.
It was humid inside, and the smell coming from the old coolers that lined the back walls hit me as soon as we walked in. It reminded me of the summer my dad had decided to dabble in taxidermy in our basement.
The slight hint of rot that lingered on the damp air indicated poorly done taxidermy, at that.
As I darted towards the back towards the restroom sign, a placard dangling off it caught my eye, informed me the restroom was for paying customers only.
I quickly perused the shelves for something to buy. The aisles were tall, nearly to the ceiling, and despite the store being somewhat small, I felt the panicked sense of being cornered and trapped in an endless maze – at risk of becoming lost in there forever. The food on the shelves resembled nothing like the usual chips and candy these types of stores carried – there were rows upon rows of soft looking mystery items in plastic wrap, some of them leaked a red-brown residue down the shelves – none of it looked remotely appealing.
I passed by a section with a stained placard that said ‘handcrafted from local artists’ that was filled with eclectic items, none of which seemed to go together.
There were torn shirts with random logos – nothing related to the town or area we were in, stained with mud, grass, and god knows what else. Dried ropy things formed small and delicate sculptures of animals unlike any I’d seen before. I reached for a bracelet with intricately carved white beads but nearly dropped it when I realized the band was made up of woven human hair. It left a residue on my hand, and I noticed then that the same sour-rot smell was coming from the collection of items, too.
I opted for a flat and lukewarm Dr. Pepper instead, and placed two $2 dollar coins on the glass counter in front of the hand scrawled ‘shoplifters will be processed’ sign near the register.
I figured I misread it, after all it, looked like it had been written by a hand unused to holding a pen.
Brian had grabbed an armful of those unnerving plastic-wrapped packages but hovered at the counter a bit too long. I could hear the scrape of him retrieving the coins on the glass, the sound of him dropping them into his pocket.
He gave me a pointed stare as he did so.
I sighed, so tired of arguing that I just walked away from him and down the hallway. I figured I’d pay (again) after he got back in the car.
No sooner had I closed the door to the women’s room behind me, than I could hear him talking to someone.
His voice rose until he was nearly yelling. Mortified and trying to delay being involved in another incident that day, I splashed water on my face while trying to drown out what appeared to be a one-sided argument.
I kept trying to wash the grimy feeling that had lingered on my hands after picking up the bracelet, but no matter how I scrubbed, I couldn’t get it off – it kept getting worse.
I felt nauseous when I realized the greasy residue was coming from the pale-yellow bar of soap. I decided I’d scrub my hands raw at our next stop, and stepped out into the hall and back to the store.
Brian wasn’t there.
I called out for him, but all I heard in answer was that same vague whirring and drilling sound coming from further down the long hallway.
I double-backed to the car, but found it empty.
I circled the store, my frustration turning to panic as I shouted his name and still got no response.
I called his phone, it just rang, and rang before going to voicemail.
The car was locked and he had the keys, I couldn’t help but feel nervous, standing out there in the rain. We were still in the middle of the deep woods and with clouds obscuring the light of the moon and stars, the area was blanketed in darkness. I reluctantly headed back inside.
Somehow, the smell had managed to become even worse – I gagged when the wet, disgusting air hit my nose again. It was so strong I could nearly taste it, putrid on my tongue.
I couldn’t shake the feeling that there was always someone just behind me as I walked quickly through the tall aisles, but whenever I looked over my shoulder, there was never anything there.
I called his phone, wondering how I’d managed to lose him in such a small store when I finally heard it ringing – it was echoing from down that long hallway.
As I headed towards it, I heard someone moving on the other side of the floor-to-ceiling aisle, placing something onto the shelf with a sickening wet thud, before weaving lithely through the aisles behind me.
“Brian?” I called out softly, trying to convince myself that everything was fine – trying to disguise my fear.
I knew it wasn’t him – I don’t know how, but I knew it. Have you ever had the feeling that if you look closely enough at something, if you truly see it, you’ll never be able to close your eyes again without it haunting you? That feeling of being in close proximity to something that your fragile mind was never meant to know existed?
I forced myself to turn around anyways.
Once again, whoever or whatever had been there was gone by the time I rounded the aisle, but I heard a gentle clinking sound, and saw a trail of red-pink droplets.
I followed it back to that section – handcrafted from local artists, there was something new hanging from a hook near the shelves – wet, glistening strips dangled from along what looked to be a curved bone with bits of gristle still attached. From one of them hung an expensive men’s wristwatch, another was tied around a shattered, thick glasses lens. Yet another sagged under the weight of car keys. They gently swayed with the motion of having been recently placed. Fluid continued to drip from the still wet viscera and mingled with the mud on my shoes.
Shoplifters will be processed
I didn’t need to see the items down the other aisles to figure out what I was looking at, what must have happened.
I could already tell that we’d never have another argument, ever again.
I heard a door open and close in the back, soft footsteps approaching from down that hallway.
I realized that in my distraction, I'd forgotten to put money back on the counter.
I choked up, but knew there was nothing I could do for him. So, I tossed the first bills I found in my purse onto the floor, frantically untangled the car keys, and in shock, I drove myself the remaining four-hour drive home.
Every so often, along the quiet country roads – those I could've sworn were empty on the drive up – I’d see that grimy building, the sign, '-MART' flashing in the distance.
I didn’t stop once.
I've been home for a week now.
A few nights ago, something triggered a motion alert on my video doorbell, but there was no one there when I checked the footage.
The next morning, I found a cardboard box on my porch – with no stamp or return address.
In it was a torn t-shirt, and several of those now-familiar wrapped packages, putrid fluid leaking out of them through the bottom of the soggy cardboard.
I've received a similar box every night, since.
I don't know if it's meant as a threat, or if due to some sort of twisted interpretation – I’m now a 'paying customer’ – he's slowly being returned to me.
Either way, it turns out that I've gotten to see who Brian was on the inside, after all.
JFR

Hello, I’m hoping someone can help me with next steps.
I started recovering a medical bill for $350 from a hospital I received services from in December 2023. My insurance EOB said that I owed nothing for this visit and when I called them with the bill they told me that this was likely a balance bill and not to pay it. That they would reach out to the hospital. I have been calling the hospital and insurance company monthly everytime I received this bill. The hospital says it’s from a partially denied claim and they will resubmit it. The insurance company tells me not to pay it. Today I received a letter from a collections company about this bill. I’ve already called me insurance company again to let them know and asked to be escalated to a supervisor. They said they’ll get back to me within 48 hours.
What do I do now? Is there any outside agency I should be complaining to in order to get this fixed? I’m tired of spending hours on the phone monthly for nothing to get resolved and frustrated that this bill was sent to collections.
Hospital is in network and the insurance is through work.

Content Warning:Mentions of Child Abuse & Gore
They called me a colic baby, meaning I was a seemingly healthy baby that was distressed for an unknown reason. The fits of crying mostly dissipated by six months, but they'd crop up every now and then into toddler-hood. When I became capable of babbling a few words, I would summarize my pain in a few words: belly hurt. Belly HURT!
My parents didn't have much money, but they took me to the doctor for a checkup anyway. After running a physical exam and blood test, they determined that I was merely an excessively gassy little girl and should probably eat a more gut-friendly diet. They also prescribed some medicine which would eliminate the gas and relieve my pain.
It was from that moment on that my parents gave me the nickname "Gas Girl" (which I despised). The name stuck for several years, and anytime I'd get a little stomach ache my mom or dad would say, "uh, oh. It's not Gas Girl returning, is it?" I'd glare at them with my arms folded and pout, saying, "I'm not Gas Girl. I'm Wonder Girl!" My parents would share a look, then burst out laughing. Just as I was about to shout a retort, my dad would open up his arms and bend down in that familiar pose which signaled liftoff, and all my childish rage detached like a racing sticker as I leaped into my dad's arms and he flew me around the living room shouting "Who is it? It's Wonder-girl! Here to save the day from Gas Girl!"
Anyway, just as the nickname wore off, the pain returned. I was about 7 or 8 when I had my first big episode. I was in second grade, and the class was cutting out shapes. The pain came on so suddenly I remember lurching back and falling out of my seat. The next few hours were a blur of adults: my teacher, the nurses, the principal, my parents. I remember how cold and alone I felt despite being surrounded by grown ups, and my stomach hurt so much I was crying pretty much nonstop.
My dad bought a bunch of OTC medicine to try and settle what he thought was a really bad gas episode. My mom laid at the side of my bed and did bicycles in the air with me. Hours passed in pain as my adolescent imagination conjured up images of an evil little elf blowing thousands of bubbles in my belly. I consciously pictured myself popping them, but every time I did, more were blown. My dad scheduled a doctor's appointment for the next morning, and my mom stayed at my side until I was able to fall asleep sometime late in the night.
I dreamed vividly a horrific nightmare. I was strapped to a black, metal box. A surgeon donning blue scrubs with white gloves and a mask entered the space in my peripheral vision. The air was cold but crisp, as if every bit of dust had been scrubbed out of existence. I could feel my breathing, my heartbeat, even my skin. The doctor stepped forward and I could see the distortion of a smirk in the folds of his mask. I expected him to say something, to tell me what he wanted, but instead he lifted my shirt so my belly was exposed. "It's cold", I said in a mumbly voice. He lifted his hand in the air, and I saw behind it off in the back of the room was what looked like the glass wall of an aquarium. I was confused for a second, but only a second. The surgeon plunged his hand into my stomach like a spear, splitting through the flesh as if it were the skin of a ripe fruit. The previously silent man began to cackle like a maniacal villain as I nearly passed out from the pain. I felt his fingers swimming through my guts like parasitic worms. My body shook as cold sweat and blood began to ooze from my pores. I wanted to scream but I couldn't make a sound. I could only lay there, paralyzed, as the evil doctor explored my insides.
Somehow I lost consciousness in the dream, but when I woke up, the memory came flooding back, and I screamed with all the force of a thunderstorm. My parents skipped the appointment and rushed me to immediate care, but by the time we arrived, the pain was gone. I explained my dream to the doctor, but he said it was normal to dream up reasons for the pain. They recommended a CT scan to screen out the possibility of an ulcer or internal bleeding. Despite my parents' scarce savings, they agreed to run the test. However, something deeply entrenched in my mind thought of the dream with the surgeon and I protested. "I don't want a test!" I screamed. "But, honey, how are we going to know what's wrong?" replied my mom. "Nothing's wrong now. I don't want a test."
Looking back now on my persistence, it should have been obvious that there was something wrong with me, but my parents, who were thinking of their finances, allowed themselves to acquiesce to my demands. The pain would continue into and throughout my teenage years, and the one benefit that I can credit to it was that it taught me how to endure pain and hide it well before puberty started. Compared to my childhood cramps, period cramps were around a B+. Very bad, but not end of the world bad. However, they'd stick around more reliably, and eventually the two began to combine until I could no longer discern between them. Occasionally I would have a nightmare and wake up with a pain that was a little higher in my stomach, almost approaching my chest, but it would always disappear by breakfast time, and the chaos of a teenage girl's life would once again reassert itself in the form of an outfit that didn't look quite right or the memory of every word of a conversation with a guy I liked or how my teacher was out to get me. Basically, I had become normal.
And then two weeks after I turned 16, my dad passed away from heart failure. Apparently the stress from a paycheck-to-paycheck life in sales added onto a bad diet and a penchant for alcohol was a recipe for disaster. He was only 49. I was crushed.
The weeks and months following his funeral were filled with teenage anger and resentment. I directed most of it at my mom, who I held accountable for not being strong enough to step up and help with the bills. One day, when I was searching the drug cabinet for some painkillers to deal with some bad cramping, I noticed a new prescription for a drug with a really long name. I looked it up. It was an antidepressant. From that moment on I stopped giving my mom shit, but I grew a bit distant from her. I started spending a lot more time with my friends. I became reckless, adopting a drinking habit and unsafe sex practices. I smoked a bit but I didn't really like it. I guess I was just trying to find a way to move on, as naive as it was.
Fast forward to my present situation, and I'm a college student. A junior to be exact. I ended up scrounging up enough money from working two restaurant jobs to see a therapist on my own dime, and managed to make peace with my mom before leaving. We both talked out all of our trauma and cried together, and from that moment on, I haven't had a drink. About six months ago I got on the pill. I was starting to see one guy consistently and I wanted to be safe, but also I wanted to know what it felt like to not have stomach cramps anymore. It was freeing. I remembered my dad lifting me up into the air as a child, and I figured it kinda felt like that. I still cry thinking about him, although I don't let anyone see.
Anyway, about a week ago I started having really bad pain again, but this time it was in my chest. I would wake up in my apartment (I share a 3-bedroom with some friends from the college) with heart palpitations. My heart felt like a snake had wrapped around it and was trying to choke it out. The pressure would give way to a burst of fast ba-dum's, then settle, then start again. I remembered my dad's prognosis and started to get really scared, so I scheduled an appointment with the on-campus doctor for the next day through the online health platform.
They told me that chest pain is no joke and scheduled to have me scanned at a nearby hospital. This was four days ago. My boyfriend, Kevin, drove me there even though I said I'd be fine going alone. I think I already knew our relationship wasn't going to work out long term, so I was kind of checked out. I felt bad about it though because Kev is actually a really good person, but our personalities just don't match. He's very introverted and doesn't like to go out, whereas I thrive in group settings. Anyway, he drove me and I ended up getting an X-ray. The doc came in to share the results and I was immediately put off by the dubious expression on his face.
"What do you mean the images are blurry?" I asked.
"Well, it's just… that. They're blurry. It's very unusual for this to happen unless you have a pacemaker or some other device implanted. Do you know if you have something like that?"
"No, never," I said with a quaver in my voice. For some reason I thought back on my childhood dream with the surgeon and felt the urge to vomit.
"Well, let's run a CT scan and see if we can make anything out." He soothed.
Normally the CT and MRI dock was booked for a week out but the doctor happened to have an open space for me that same morning, so I waited about an hour and then got in the big tube machine that took pictures of my chest and abdomen. He said he should have the results by Thursday. That was Yesterday.
I was driving onto campus for my 9AM class when I got the call.
"Hello, this is Dr. **** calling for Josie **** ." (names redacted for privacy reasons)
"Oh, yes, this is Josie," I said and fit the phone between my shoulder and ear as I tried to find a comfortable posture."
"Yes, hello," the male doctor said in grave way which made me feel like this wasn't going to be a short call. "I wanted to see if you were available to come in today for some more tests."
"More tests?" I asked. "What about the first ones?" Images of blocked heart valves and cancer presented themselves on my mental screen.
"Yes, well, I wanted to discuss the results with you in person. There was a bit of a … well, an inconsistency, and I didn't want to upset you—"
"Upset me!?" I blurted, my free hand flying out over the steering wheel, swerving my car toward the curb. I corrected, then lowered my voice, "sorry, I don't mean to be …" be, what? This is completely absurd. "Could you at least give me some indication of what's wrong with me? I'm just kind of panicking here."
The doctor was quiet for a moment, then returned. "Sorry, Josie, I didn't mean to spook you. Both the X-ray scan and CT scan are picking up interference which is unusual. It's possible it's just a flaw on our end, so that's why we wanted you to come back in—to do an MRI and really verify what the issue is. This one would be free of charge and we'd get you results same-day as we feel bad about the issues with the machinery. Do you think that would be possible?"
I took a deep breath. I still felt uneasy, but at least now there was some kind of explanation I could lean on. "Okay, yeah, I can come in. I have class until 9:50AM, but I can drive over after and be there around 10:15, 10:20-ish. Would that work?"
"That would work great. We'll see you then."
I spent the whole of my communications class thinking about what could be wrong with me, doodling my ideas down on a notebook. Heart disease. Cancer. Some kind of peptic ulcer. Maybe it was the pill? The drinking? Was this some kind of cosmic retribution? I didn't know.
An hour later I was back at the hospital. I expected to be ushered into the MRI prep room, but instead I found myself in one of the normal patient rooms, sitting upright on a bed. The nurse did the preliminary height and weight measurements and medical history. I asked about the MRI, but all she said was that the doctor will discuss that with me. Before she left, she handed me an assessment to fill out. It seemed to be a list of questions about the medical history of my family, specifically about our mental health. Does your family have a history of Schizophrenia? Have there been any instances of domestic abuse? Did you have vivid nightmares as a child? Etc. I marked the boxes, then set the clipboard down.
At last I heard the fated knock on the door, and my doctor came in holding an Ipad. The door was only open for maybe a couple seconds, but I could see multiple nurses and technicians peeking their heads in my direction, as if they were trying to catch a glimpse of me. That can't be good.
"Hello, Josie," the doctor said and clicked on the little TV screen. He didn't even look at me. I could see dried sweat along his hairline.
"What's happening? I thought I was going to get an MRI…"
"Well, actually we aren't sure if that's the best course of action." the doctor said as he clicked the screen and pulled up a series of images.
"Can you look at me, please?" I snapped.
The doctor raised his head and tilted it in my direction. His mouth was agape, his eyes wide as if only realizing I was here at that moment. "I'm sorry, Josie." He took a deep breath, preparing some kind of canned presentation, then let it out and said, "It's just easier if I show you." He pulled up the first global image from what I presume was my CT scan. It was a front-shot. I could see my organs as little geometric shapes and—
"Wait, what is that?" I asked, pointing at the screen.
"That—is the problem."
I spent the next minute just staring at it. Somehow, in between all of the organs, there was some kind of cylindrical mass—I thought it was my spine at first but quickly realized it was too wide and there weren't any vertebrae—and at the head of the mass was, very clearly, a hand.
"What the fuck is that" I said in a tone that was at once forceful and pointed.
"It appears," the doctor started, looking away again. "It appears that there is a mechanical hand in your chest cavity. It's attached to a piece of a forearm that begins at your stomach, here," he pointed, "and continues up until, well, it appears to be holding your heart."
Ten seconds passed in silence. Then I was hit with the equivalent of the laughing gas they give you at the Dentist's office. All the blood in my body surged to my forehead and I felt light as the very thin hospital air. "Hahaha!!! You expect me to believe that? What kind of fucking clown-show hospital is this? Am I at the circus?' I stood up and started toward the door. The doctor body blocked me.
"Please, Josie, that isn't it."
"Oh?" I said sarcastically. "Please, do tell."
"Could you have—oh, okay, okay,, let me explain."
I stood there with my arms folded, unrelenting.
"When we first had you do the X-ray there was a big blur. It was clear that something was blocking us from seeing the image. The CT scan was able to take some actual pictures of it. I know it seems, well, unusual—"
"Wait, what the hell is that?" I asked, gesturing toward the clipboard.
"What?" The doctor looked disoriented.
"Those questions. Are you trying to insinuate that my mom and dad implanted some kind of mechanical hand in my body?"
"No," the doctor raised his hands. "We were just trying to gather some more information… Josie," the doctor said as I once again headed for the door handle. "Please, there's more. From the blood test we conducted it seems that you're pregnant."
I was so done. "I'm on the pill, asshole." I sneered and swung the door open, ignoring the sets of eyes trained on me as I scurried to the end of the hall, ran outside, and climbed into my car. I expected to see a bunch of people in white coats running after me, but there was no one. I started the car as tears began to stream from my eyes. Fuck them, I thought and sped out of the parking lot.
I couldn't return to my apartment. I ended up driving for hours, working my way back to my hometown. I spent a long time thinking about all the things I had experienced growing up. The stomach pain, slowly working its way up to my chest. The vivid dream of the surgeon feeling around my guts. Was it really that crazy to think my body was trying to tell me something? Why had I decided against having a CT scan all those years ago? Why now? I didn't—couldn't believe what was happening to me. But was that just because I didn't want to believe it?
And then there was the pregnancy. I was definitely on the pill. I knew it wasn't Kev's, or at least I was pretty sure it wasn't. We haven't been having sex for a little over a month now. But did that mean that something else didn't impregnate me? My paranoia was at its peak. I considered the possibility that maybe it was me that was Schizophrenic. None of this made any sense. I wanted my dad. I missed him. I considered going to see my mom, but despite making up with her, I still didn't feel close enough to her to own up to everything. I wanted to be alone—needed to be alone.
I ended up getting a Motel about 10 minutes away from my house. It was around 1AM when I finally opened the door to my room and laid down on the bed. After hours of thinking, a single thought occurred to me like a kind of defense mechanism: if I really am pregnant, I'm not keeping the baby. I want it out.
Just as I was drifting off to sleep, I heard the notification sound go off on my phone, which was odd since I was sure I had set it to vibrate. I turned and grabbed it, unplugging it from its charging dock. I had received a text message from an unknown, 5-digit number: 66669. This is what it said.
66669: If you terminate my baby, I will crush your heart.
***
I haven't been able to sleep since. It's now 6AM and I've drafted this as a cry for help. Please, let me know what you think I should do. I'm too "in it" to see the details clearly. I feel alone and scared and paranoid. Someone or something is watching me. Maybe it has been my whole life.

So, I was fired from my job last month. My new manager (I had four managers in one year) was an incompetent asshole and felt threatened when I constantly fixed her mistakes. I never pointed out these mistakes to anyone else, but she accused me on undermining her. She constantly talked down to me treated me like total shit. She fired me without notice or severance. It was truly a traumatic experience, from which I am still trying to recover.
I’ve been applying to at least 15-20 jobs every day. I either hear nothing or I get the form letter saying they chose another candidate. I’ve had a few interviews, but nothing more. One company asked me to complete an assessment that took me over 8 hours, only to tell me I did a great job, but they have no openings right now. WTF? I’ve sent work samples, given letters of recommendation, etc. I’m starting to think that these companies ask for assessments and work samples so they can turn around and use them themselves! Isn’t that illegal?
This whole process has made me feel so worthless and depressed, to the point where I don’t even want to get out of bed. I’m collecting unemployment, but that hardly covers the bills. I’m watching my savings dwindle every day. I don’t know what else to do. 🥲

I’ve been practicing for three years, initially in litigation and now specializing more in healthcare law. I currently have a completely remote, albeit extremely demanding litigation position that requires me to travel. I have no paid maternity leave, but I don’t have to bill, so there are trade offs.
My unpaid maternity leave is coming to an end, and the thought of putting my three month old in daycare is tearing me up. Financially, my husband and I can swing me being a SAHM for a few years, but I’d like to go back when my baby is a bit older.
Is this career suicide? Is it unlikely that my current firm would take me back? This is of course assuming I maintain my bar license and stay up to date on CLEs. Any advice would be appreciated!

If you're interested in baby registry boxes but don't know which one to try or how to even sign up for them I have some info for you here! I got boxes/bags from Target, Walmart, Amazon, Hey Milestone, Babylist, and Similac and I'm still waiting for a box from Enfamil. I'm not an influencer or someone paid by these companies I just really like surprise boxes of stuff. I have pictures but I don't know how to add them. Anyway onto the lists.
Target:
How to get: This appears to have changed recently. According to target.com you join the Target Circle rewards, create a baby registry, add 10 items, and spend $10 from registry (either yourself of someone else). You have to pick up the bag in store with a barcode they give to you and it can be somewhat difficult to get since supplies are limited. When I did this in March all I had to do was create a registry and then go to the store to pick up the bag.
Items:
1 Philips Avent Natural Bottle
1 Dr Browns Anti-Colic Bottle
3 pack sample of Huggies Special Delivery Diapers
2 pack sample of Millie Moon Diapers
16 count sample of Huggies Natural Care wipes
10 count sample of Honest plant based wipes
10 count sample of Water Wipes
2 count sample of Lansinho breastmilk storage bags
2 count sample of Lansinho disposable nursing pads
1 count sample if Boogie Wipes
1 sample of Dreft scent booster for laundry
1 sample of Palmers stretch mark lotion
1 sample of Dapple bottle and dish soap
1 sample of Pedialyte
1 sample of Auqaphor baby ointment
1 sample bottle of Aveno baby wash and shampoo
1 sample tube of Triple Paste diaper rash cream
All coupons are through Target Circle rewards
Walmart:
How to Get: Sign up for a registry at Walmart. Click this link https://walmart.cesampling.com/babybox/soldout and fill out the form and it would be shipped to you for free. Unfortunately these boxes have been sold out since last year but maybe they will restock. I only got one because my OB’s office gave it to me at my first appointment. You’re not missing much by not getting one.
Items:
1 Dr Browns Anti-Colic Bottle
3 pack sample of Huggies Special Delivery Diapers
16 count sample pack of Huggies Natural Care Wipes
1 sample of Arm & Hammer baby laundry detergent
1 sample bottle of Johnson’s head to toe wash and shampoo
1 sample bottle of Aveno baby wash and shampoo
1 pack of milestone month cards
Insert cards (not coupons) for Gerber, WaterWipes, Liquid IV, Aquaphor, and Arm & Hammer
Amazon:
How to Get: Have an Amazon prime account. Create a baby registry. Add 10 items to your baby registry. Purchase $10 worth of items from registry (either yourself or someone else). Wait for the items to ship and then add the baby welcome box to your shopping cart. There should be a $35 coupon applied when you go to checkout.
1 Newborn Swaddle size 36in x 36in
1 Amazon Essentials 3-6 month onesie
1 Mam Anti-Colic Bottle and Pacifier set
1 Bessie's Best lactation cookie
2 count sample of Lansinho breastmilk storage bags
2 count sample of Lansinho disposable nursing pads
1 sample of Aquaphor baby ointment
1 sample of Palmers skin therapy oil
1 sample of Palmers stretch mark lotion
50% off coupon for Shutterfly
10% off coupon for Amazon Essentials (items must be from a list compiled by Amazon)
$20 off coupon for Tylenol Smart check digital ear scope
$200 off Factor meal delivery service
Inserts (not coupons) for Palmers, Aquaphor, Baby Breeza, Mam bottles/pacifers
A card booklet with ideas for the registry
Hey Milestone:
How to Get: Hey Milestone is not a registry. They make three different baby boxes you can choose from and you just pay shipping. If you’re considering multiple boxes it’s best to get them all at once because the shipping will be cheaper. Shipping for one was $12.99. I only got one, the pregnancy box, so I can't tell you what you may expect from the other two. Check them out here: https://www.heymilestone.com/
Items:
1 full size Boudreaux’s Butt Paste butt barrier
1 Herobility 5 oz bottle
1 sample pack of Bamba peanut butter puffs
1 Kudos diaper with 10% off coupon
1 Dr Browns pacifier
1 Nanobebe hospital go-bag kit (includes pacifier, 2 breastmilk bags, 2 nursing pads, 20% off coupon)
2 count sample of Lansinho breastmilk storage bags
2 count sample of Lansinho disposable nursing pads
1 Preggie Pop
1 Bessie’s Best lactation cookie
10 count sample pack of Zahler prenatal vitamins
1 sample of Bella B nipple butter
1 sample of Bella B cradle cap be gone shampoo
1 sample tube of Eucerin baby sunscreen
1 count sample of Jack n Jill baby gum and tooth wipes
1 nail file with info for Mother’s Milk Bank
10% off coupon for Boudreaux’s Butt Paste butt barrier from Amazon
$130 off good chop meat delivery
16 free meals from Hello Fresh
$1 off Bamba snacks
1 insert for Forsite 350 genetic testing
Babylist:
How to Get: This one is by far the most involved process. Create a registry on Babylist. Enter in your baby’s due date, you address, and first and last name. Add three items from the Babylist shop. Add three items from other stores (you can do this by putting a plug-in from the website on Chrome or Firefox. More detailed instructions on the website). Complete 40% of your registry checklist (you can do this by just checking items off yourself). Spend $30 from your registry at the babylist store (either yourself of someone else). The $30 must be spent on items from the babylist store! Once these things are done you can pay $8.95 for shipping or you can chose simple shipping and it’s free.
Items:
1 Herobility 5oz bottle
1 Philips Avent Natural bottle
1 Monica and Andy baby hat
1 Small Story 0-3 month onesie and 20% off coupon
1 Parker bib with 15% off coupon and a chance to win $200 giveaway
1 Nanobebe first pacifier
2 pack sample of Kudos diapers with 10% off coupon
2 pack sample of Healthy Baby diapers
2 pack sample of Parasol diapers
10 count sample of Honest plant based wipes
10 count sample of Water Wipes
10 count pack of motif medical breastmilk bags and 15% off coupon
1 sample tube of Noodle & Boo body wash and shampoo
1 sample tube of Noodle and Boo lotion
1 Bessie’s Best lactation cookie
2 count sample of Lansinho breastmilk storage bags
2 count sample of Lansinho disposable nursing pads
1 sample of Wellements probiotic and $15 off coupon
1 sample tube of Aquaphor baby ointment
1 sample of Desitin
1 sample of Palmers skin therapy oil
1 sample of Palmers stretch mark lotion
1 sample of Bird&Be vitamins and 15% off coupon
1 sample bottle of Vivi & Bloom body wash and shampoo
2 samples of Triple Paste diaper rash ointment and $2 off coupon
Coupon for a free onesie from Oso and Me ($32 value)
Coupon for free 8x8 photo book from Shutterfly
Coupon for a free will from Trust & Will
Coupon for free Swaddle from Little Unicorn
1 insert for babylist health for information on free breast pumps
Similac:
How to Get: Sign up to my Similac rewards at https://www.similac.com/rewards.html . It’s completely free. I do recommend using an email you rarely use though and don't put in your phone number.
Items:
1 7 oz can of Similac 360 Total Care formula
1 7 oz can of Similac 360 Total Care Sensitive formula
1 sample of Pedialyte
1 free 8x8 photo book from Shutterfly
Coupon for 1 free session at JC Penny portraits and 1 free 8 x 10 print
Coupons for $50 off Similac formula (They will send more in the mail once you use these)
16 free meals from Hello Fresh
Coupon for 50% off Shutterly
Coupon for $20 off Lovevery play kits
Coupon for $3 off Pedialyte
A collection of 12 gift cards to places I’ve never heard of ranging from $60-$30
Enfamil:
How to get:
Sign up for Enfamil Beginnings at https://www.enfamil.com/baby-formula-coupons-samples/ . It’s completely free. I do recommend using an email you rarely use and don’t put in your phone number. I’m still waiting on my Wonder Box to come. They tend to ship close to your due date so I may get it soon.
Overall thoughts: I enjoyed the fun of going through the boxes to see what I got. The Walmart one is no great loss to anyone not able to get one. I was disappointed with the Amazon one because I expected it to be a bit better based on what others had gotten. Plus I didn’t get the Dude Wipes people were getting and I was looking forward to them lol. The Babylist box was the best of the bunch, which is good considering the hoops you have to jump through to get it. Hey Milestone was great for the butt paste and bottle alone. I was also really pleased with the Target bag. These are just the things I got and each box/bag may be different.

I (swiss resident) received a letter from Euro Parking Collection PLC for not Paying the Toll at Tymes Tunnel in the UK. After a bit of googling, I found out that the signage at the tunnel itself is not visible and one can pay the toll, without additional fees, if one declares not being local to the area. Now the problem is that before I was aware of all of this, my toll and fine got forwarded to the Euro Parking Collection LLC (EPC), a european company. So I'm dealing with EU law. The letter got to me 30 days after I had not passed the toll. As soon as I found out there was an open invoice in my name, I found the information of only having to pay the toll, and even the letter I received from EPC stated that I can pay only the toll within 14 days of passing the toll. Since the letter arrived so late, I paid the toll and emailed them, explaining the situation.
My request got denied and now are expecting me to pay the full amount. The bill breaks down the following ways:

• 69.55 CHF Unpaid toll fee
• 86.94 CHF Administration fee
• 2.55 CHF Toll fee (original Toll Payment which I paid)
• 159.04 CHF Total amount
• 2.55 CHF Paid/remitted
• 156.49 CHF Outstanding amount

Now I am aware that in Switzerland one only has to pay the original payment + “interest payable on late payments".
The letter doesn’t tell me what the interest is and it can be a maximum of 15% of the original fee.
Does anyone have any experience with EPC? I’m glad for any help I can get. Thanks!