Hi, my_qualifications is ug in management studies from jai hind college and i’m planning to pursue a master’s in management (marketing) in university of Melbourne. I’m turning 21 and finished my Undergraduate degree 2 months ago. I have received an official transcript from my college and the passing certificate isnt handed to me yet, it’ll take another year. I have a few queries, first being that is it too early to do a masters? Should i work for a year and probably take a deferral for jan’25 intake? Will i have better job scopes and ROI then? And uni of melbourne has given me a conditional offer which i’ve fulfilled but like i said i could only provide them with an official transcript, i will get my official marksheet in june and ive sent them a provisional but they sent me a mail saying that condition remains? I have 8 days to accept the conditional offer and move forward with july’24 but im scared that what if they dont accept the official marksheet? and am i rushing the process? Also my scholarship got lapsed because the date of accepting was before i could accept the offer. So, is it worth it to move ahead with july’24 intake?

Hello all,
Did anyone apply for the master of public health at KIT Royal Tropical Institute and received the admission letter?
How are you going to fund your studies?
I received the admission letter and I have already gone through two partial scholarships interviews and waiting for the results at the moment.
Anyone can share his information or background about the funding opportunities for studying at KIT Royal Tropical Institute Amsterdam.
Thank you

Hello, I applied for a student tier 4 visa. I was requested to upload the proof of the scholarship that will fund my studies. The thing is that at the moment of the application to my master's and the scholarship, I used a different address than the one I used in my VISA application, so I have a different address in both, my scholarship letter and my VISA application. I was using the address that appears in my scholarship letter as my correspondence address, but now the address that I used for my VISA application is both, where I live and my correspondence address.
What would it be better? To request my University to change the address in the letter, or to upload it like this and maybe explain this in a cover letter?
Thanks a lot, folks.

hello everyone - I am just looking at masters that I will apply to next year and see how expensive they are. I came across the George moore scholarship for Irish students and was wondering if anyone knew anyone who got it for a law related subject? I see a lot of stuff about it online but most of the awardees seem to be STEM focused. also if anyone knows anyone who got it/got it themselves, I would love any advice!

Hey everyone,
I’m going to be attending UMD in the fall 2024. I am majoring in psychology and planning on getting my masters. I am lowkey getting impostor syndrome and was wondering how difficult the major is?
I also received a scholarship and in order for me to keep it I need a gpa of 3.2 or higher. Is it doable?

TLDR sabotaging financially abusive nmother who doesn’t have my best interest at heart and only cares about herself wants to look over and take over my resume and I don’t want to her. Nmother will not listen to me and keeps demanding to see my resume. No is not an answer for her. What do u do?
Full post: It’s so annoying that now she wants to help me out when I want nothing to do with her. When I was younger, I needed her help with things and she didn’t wanna help me! She wanted nothing to do with helping me out but now 20 years later, she wants to “help” me??? Oh please. I know she’s either gonna turn it into it a “I helped you with your résumé so that means I got YOU the job so I AM entitled to YOUR pay check!” She will turn this situation into that type of thing! SHE WILL. ABSOLUTELY SHE WILL. UHUH, yes she will. Or she will constantly dangle over my head about the fact that she got me the job. If I went to a person that fixes and checks résumé, they wouldn’t be dangling any of that stuff over my head because that’s your job and this is the same thing for my narcissistic mother. It’s her job to help me so she shouldn’t be doing any of that toxic dominating ridicule stuff! She can’t do shit without being toxic! Everything she does even if she paints it as her helping me she’s gonna end up screwing me over and being a toxic asshole in the end! She’s not nice at all. I’m trying to my engagement levels to a very, very, very low level and her trying to look at my résumé and engage with me is just unnecessary to me.
When I worked my first job she wanted MY MONEY. She ruined that milestone for me, instead of having a proud happy mother she could care less that I got a job. She just wanted my money for herself. She’s just a nasty person, I want nothing to do with her. I’m trying so hard to get jobs and they’re requiring all these extra things like assessments and if I’m being honest, it’s a learning process for me. I just have to lie! I can’t control the company who doesn’t call me back, I have worked at two jobs, first one was at a gas station for one month, my second job was at subway for 2 months which she DOES NOT know about. If she found out she will BLOW. I’m not transparent with her at all because my privacy is legit my protections against her. ITS MY SHEILD, if she found out about my second job she would haggle me for my paychecks. And guess what? Since I didn’t tell her about my job she didn’t come to me at all for money. I’m only 20 years old, I graduated high school in 2022 with a diploma. I perused college for one year until I had to take a LOA cuz I couldn’t afford it. The reason why I got my first job was so I could pay for my schooling since my Nmom didn’t want to. She’s the reason for all of this shit, she’s the reason why i can’t attend college right now as she doesn’t want to help me with the FASFA. She stole my scholarships and wanted my paychecks. I couldn’t have fucking shit when it came to her. SHE WANTED IT ALL.
She keep acting like she wants all these good things for me but everytime I achieved good things she snuffed them out under me. It’s also fucking two-faced. Can’t want what’s best for your child and take it for yourself. You cannot help your child. You cannot not help your child go to college and proceeded to steal their scholarships and paychecks from them then have the nerve to twist the story and say “let me help you” when the parent is the reason why the child is in this fucking mess. That doesn’t fucking work you can’t go to the same thing that hurt you! Its common fucking sense! So now that you get a picture of how my mother is, I really don’t want her anywhere near my résumé. She wants the absolute worst for me and she is very selfish and entitled she only cares about herself.
As you all may know, the job market is absolutely insane! Half the population of the United States can’t get a job. People who have bachelors degree and even masters degree can’t find a job! There are tons and tons of local news articles being uploaded because of this! There is a legitimate job crisis going on right now. I tried to explain that to my narcissistic mother which obviously was futile because in her mind, since she has a job that means everyone else can get a job. It’s not that easy. I really didn’t want to engage with her. If I’m being honest, she makes me really overwhelmed and stressed out. She wasn’t even being nice and understanding about it. She was like very mean and just overly aggressive!!!!! Like she cannot approach things in a healthy manner at all because it’s just aggressive 24/7. She was blown up my phone asking me. Why can’t I find a job saying there’s something obviously wrong with my résumé and I’m not doing this correctly and she needs to see my résumé and I need to show her and she’s telling me to email my résumé to her RIGHT NOW. It was so over-the-top. Should I give her my resume? I’ll post my resume on some resume subreddit. I’d rather have strangers assist me than my own toxic narcissist mother. How do I stand my ground and tell her no? I feel like i’m being over dramatic ? Idk but I told her no. I won’t show her and she keeps pushing and pushin. She’s knows no boundaries, she said “No, show me it.” I told her no ans she said “send it to me.” She keeps pushing. If I had a healthy mother I would show her but based on History I have with my Nmom financially, work-life related I want nothing to do with her anymore.

Please note this is the original submission I sent Refinery29. In the current post,they have given me a second credit card with a 100$ balance, as well as generational trauma from World War II and cut context for other things. I am trying to get that fixed.
Per previous discussion in comments here: The espresso machine is a Bezzera, which ranges from 2-5K. We got ours on sale for 1.7K, it’s a work house and we use it everyday, still hurts that we spent that money on a coffee maker.
I do understand mortgage is debt but when you compare it to rent to a lesser value condo in Vancouver it feels like not debt at all, which is how I tend to think of it. Yes I owe my mortgage but also I get my house instead of renting-which may not have become clear.
Please see in full the diary, below (edit for formatting via mobile)
Occupation: Sr Business Analyst
Industry: Tech
Age: 30
Location: Vancouver Island, BC
Salary: 92,000$ (Spouse makes 60,000$ for a combined income of 152,000$ before tax)
Net Worth: ~ 1.2 Million ( house is valued at 989,000$ currently, we have a combined 150,000 in pension, and ~60,000 in various company stocks, and GICs)
Debt: 3,000$ in a zero interest credit card for a 10 month period. We balanced transferred and pay 400$/month. Debt was acquired in Q4 2023 when we had to buy Snow Tires, and do a full break replacement as well as Christmas. 480,000$ in a mortgage, we refinanced in September 2023 for five years fixed rate at accelerated biweekly, however I don’t consider our mortgage debt due to the equity we are gaining, and that our mortgage for a five bedroom, 3 bath single family home is less than rent for a two bedroom condo in Vancouver
Paycheck Amount (Every 2 Weeks): 2,555$ after taxes. (Just mine). Spouse makes 2,308$ after taxes. Our pay periods are alternating.
Pronouns: She/her
Monthly Expenses Mortgage: 1450$ biweekly (100$ extra to the principal).
Utilities: ~200$ (includes water [paid quarterly], hydro [paid bimonthly], gas, sewetrash [paid quarterly] phone [highly discounted due to work plans for spouse and myself] and car gas) Loan Payments: 400$/Credit Card
Car Insurance: 84$
Life Insurance: 167$ combined (67$ me, 100$ spouse)
Health & Dental Insurance: 60$ deducted from pay (coverage for myself and spouse from my employer. Spouse also has coverage for both of us deducted from pay)
Retirement Contribution: 400$ (Employee matches me), (Spouse has a defined pension through work and contributes ~200$ month)
Union fees: 70$ Spouse
Subscriptions: Crave 22$/month (Recent splurge for Binge watching the Rookie), Playstation Plus 100$ (annual bought on Black Friday Deal), Amazon Prime 80$ (Annual), BCAA 120$ (annual) Gym 30$/month (we both have one so 15$/pp)
Note: My spouse and I have completely commingled finances. I will be tracking both as it’s essentially I spent whatever they spent
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
There was always the expectation. My father was very clear, we were very smart. There was no way we’d be wasting our potential. He wanted me to be a lawyer, but unlike other immigrant parents, I got to choose my major and went into social sciences and got my masters in history. I deferred my PhD too much so I got dropped by the program.
I chose my university by where I got a full first year scholarship and then after that took about 15k in student loans for my undergraduate. My parents paid my rent and I got a part time job for food.
For my masters, I had a student line of credit and 5 k student loans otherwise it was all my savings and scholarships. With the line of credit, I had a total of 30K in student loans and paid it off in about four years.
Growing up, what kind of conversations did you have about money? Did your parent(s)/guardian(s) educate you about finances?
Save. We talked about how you get a dollar allowance and half of it goes into long term saving with 25% in short term and 25% in spend.
Investing came after I was eighteen. Family would like us to invest in property, however I don’t really want to be a landlord, but also we wouldn’t get to really enjoy profit of owning a rental property due to other family circumstances.
What was your first job and why did you get it?
Ice cream parlour I was twelve and my parents made me get it for responsibility. I lasted three weeks because I hated it.
Did you worry about money growing up?
I grew up thinking we were not rich, because we didn’t get big plane vacations (I didn’t count flying from Toronto to Vancouver every summer as a vacation since we were just seeing family but staying in a house my parents owned) and I had only been to Disney twice.
But we had a big new build house in the rich end of town, my mom stayed home to raise all of us. We had to work for things (like going to see a movie opening night or a new CD) but we always had money and got what we wanted. In retrospect, my family was/is fairly well off.
Both my parents grew up poor, with parents working multiple jobs and different shifts to make ends meet, the strive/drive to not have that childhood, and for my father to be able to retire his parents really impacted mine and my siblings and cousins lives. My father showed me the apartment he grew up in Chinatown a few years back. It’s light years away from the house my grandparents owned when I was a kid and how I grew up.
Do you worry about money now?
Of course. Inflation is real and we are actively planning a wedding for the next year, as well as a baby in the next few years. We also need to buy a second car, so we’re saving for that.
At what age did you become financially responsible for yourself and do you have a financial safety net?
Fully financially responsible? Twenty five. I lived in a family property where I didn’t pay rent in one of the most expensive cities in Canada, so even though I paid all my bills (food and phone), I didn’t have to pay rent. I in fact made money, as I rented rooms out and used the income for house utilities, and paying my student loans down faster. When I moved in with my spouse, I just paid condo fees until we bought our house two years ago which gave me plenty of time to save.
Our financial safety net is family, and our savings. I know my family would bail us out. My spouse’s father would as well. Conversely, we are my spouse’s mother's safety net and we have to keep all our plans in mind that we will be subsidising her.
Do you or have you ever received passive or inherited income? If yes, please explain. Yes, I received 50K from my parents once they sold my childhood home, as did both of my siblings. I have also received 10K from one set of grandparents which paid off my car and part of my student loans when I was 21. I will be receiving another inheritance when probate is done for around ~100K. My spouse also has received inheritance which allowed them to buy their first condo in their early twenties when the market was much better. That condo, 50k, and the subsequent upgrading helped us afford our house.
Day 1
10 AM: I drive to the pharmacy to pick up a prescription. Not how I want to start my Sunday morning but y’know. Normally I’d walk since it’s about 20 minutes but I have a UTI. I’m “lucky” that despite not having a dr because of the health care shortage, my work pays for the Maple app so I could get a dr to write the prescription and order the lab work at 1 am. I’ll do the lab work later this week when I can get an appointment but will take the relief now. Insurance makes the antibiotics free, but I also buy hydrogen peroxide because we’re out and we have a dog that thinks everything is meant to be in her mouth. We’ll buy a bigger one at Costco later. I also bought some oral wound mouthwash because we were out. I come home and my spouse made us breakfast.
Total: 15.90$ paid with debit.
1-2:30 PM: We do our taxes. I have a mini meltdown when I realize the part time bakery job I had for a few months didn’t take off income tax last year, so I owe 800$. Luckily, my partner is getting a refund so we net out positive 400$. The bakery took off income tax in 2022, so unsure why they didn’t in 2023. I made us lunch.
3-6:30 PM: We walk the dog, and watch the Rookie. Some time during that time period, a venue emails us back and is surprisingly affordable at 3k. I also get told that the tattoo artist I want to book with, has not chosen me.
6:30-7:30 PM: I explain what lazy girl dinner is to my spouse and make a lazy girl dinner. After not really grocery shopping since Feb for things besides fresh veg, we need to do a big pantry shop and neither of us want that. We debate about buying a food saver and if we should wait for a sale. My spouse is more frugal than me and has determined we should.
8-9:30 PM: We start season 3 of The Rookie, and then after two episodes we go to bed
Day One Total: 15.90$
Day Two
5:45-8 AM: Wake up and start work. I get up to date with what’s happened on the weekend and check that my automated reports. Sometime before 6:30, I get the kettle on for my spouse’s pour over before I go back to my meetings. There’s a twenty minute gap where I get changed and do my skin care and brush my teeth. I’d love to be a skin care person but honestly I’ve spent too much money on product that I don’t use and that just goes bad. Washing my face and using sun screen is a win.
I also make sure that Spouse’s lunch is in his bag and I get our travel mugs ready. Before, we used to go to Starbucks every day. Starbucks used to do free refills on coffee and tea if you were a rewards member if you bought a coffee or tea so it would cost us $5/day (2.5/pp), and we could get refills all day. While that’s 20$/week, 80$/a month and yes, we could have saved it but back then, that 80$ wasn’t turning the dial anywhere significantly for us—a privileged view.
But now, after COVID where I stopped drinking tea after one day working from home having like 10 cups and thinking I was dying, and Spouse has bought a good grinder and we recently splurged on a stupidly expensive espresso machine we call his Engagement Espresso since it costs the same price as my stupidly expensive ring, we bring our coffees.
8-8:30 AM: We drive to work. Prior to buying our house, we were both work from home and lived in a city with amazing transit. We only needed the one car. Since buying the house and moving to a city where public transit is a joke (the one bus goes past our house every 1.5h), Spouse changed jobs and is in office every day and I have to go in 3 days a week. We need a second car or the e-bike rebate to come through. We debate this in the car, since I’m done at 1 pm, and Spouse works normal hours, I either have to take the bus home, or go to the gym for three hours. Today though, I drop Spouse off. I will pick him up later as he has a half day because of the dentist
8:30-12:30 AM/PM: Work. I find a tech manager and ask them to get me more triple a batteries. Work won’t provide or let me expense batteries for my mouse, despite them replacing my usb mouse with a battery one. The poor admin had to tell me the decision is that we’ll all supply our own batteries. Luckily the tech managers have to have batteries on hand and give them out freely.
I ask my boss how the work from home tax forms work, and he is going to find out.
I run more meetings and work on a request for a dashboard and a business case for a new feature that I have to convince leadership to spend money on.
12:30-1 PM: I drive back to my Spouse because he has a dentist appointment.
While I wait for a spouse, I am incredibly hungry. I’m usually not hungry/don’t eat a proper meal until around 1 in the afternoon and my two granola bars I already ate at the office. I go to the bakery by Spouse’s work and buy a cheese bun for me (3.65$), and an apple pie scone (2.55$) for Spouse as a snack. Spouse points out he won’t be able to eat until after his appointment.
Total: 6.20$ debit
1-1:30 PM: I drop Spouse off, and the car stops working. The engine won’t catch. I try multiple times and then run into the dentist to dramatically announce to Spouse and the receptionists that the car won’t start. Spouse asks me what he wants me to do about this, since he’s about to go into an appointment. A very kind receptionist tells me it might be the alternator. I don’t know what that is.
I go back to the car to Facetime my father. He also asks what I think he can do to help since he lives 3000 km away. Weirdly, and sexistly, I thought a man who grew up at race tracks, in a racing family, or the man who has collected and worked on sports cars for forty years might be able to help.
Spouse texts me to remind me we have BCAA while my father also tells me that. I finally get the engine to catch and drive the very long way home, going the speed limit and getting stuck in traffic, construction and a bus. It takes me 20 minutes to get home instead of 10.
1:30-2:30 PM: I walk the dog, mail a (late) birthday card and then start researching what an alternator is. The car is over a decade old and until the house, the most expensive thing I ever bought at 12K back in 2015. We have the funds for the cost, but it’s my first car and the fact it might be the end of its life is scary.
Alternators can cost between 400-800$ repair with labour, so that’s fun.
My dad calls me back and apologises for asking me what he could do away. He advises me that there’s probably a bald spot on the alternator and advises me to go to the mechanic to check or replace it, if the car doesn’t start again.
I call the mechanic to book an appointment, and to also get the snow tires off and to buy new rims for the snow tires. The mechanic lets me know that the alternator part is 500$, and an hour of labour so with taxes we’re looking at around 700$
That future appointment next week (we’re going down a highway this weekend which requires snow tires) will cost ~1.5K, assuming we replace the alternator.
I make lunch and sigh.
2:30 PM: The car starts thankfully. I drive incredibly slow. I pick up Spouse by idling the car. We get an email back from a venue saying they cost 75,000$ minimum. The timing is hysterical.
Due to the nature of the dentist, Spouse owes 618$, as they haven’t flipped it under my insurance. They split it in half, as he has a follow up in two weeks. After the next appointment they will flip the whole amount under me and we’ll get reimbursed for the whole amount.
Total 309$/credit card.
3-10 PM: We walk the dog, make dinner (Spouse makes white sauce pasta, with chicken and peas) and watch The Rookie. There are thirteen episodes in season three, and we will be busy every night this week besides Friday and Sunday, and I would like to finish season three so we can start season 4 next Monday. I don’t want to pay for more than one month of Crave. We have five episodes left
Day Two Total: 315.2$
Day Three
1 AM: 100$ is automatically transferred from our account to the credit card debit. We have an auto transfer of 100$/every Tuesday to a Visa where we balance transferred both our cards. We have an offer for 0 interest for 10 months, so we did that for some of the bigger expenses (snow tires, break replacement and general Christmas) and are on track to pay it back within the next 6 months. That visa is our emergency card that we just have in the back end and utilise for promos like this. It allows us to keep our two cards balances manageable and lets us pay in an easier way than taking big chunks out of our various savings.
Total: 100$/direct deposit
5:45-9 AM: Work. Meetings, reports, trying to convince a colleague that the process does include them and refusal to follow it means that their requests won’t be done. Spouse has another half day so I can go into the office at my leisure—if the car starts
9-9:20 AM: The car starts, I get into the office and refresh a data flow before a meeting with a new stake holder. It takes longer to drive into work today because the tourists are starting to come and their van builds or campers are not exactly highway speed and with a two lane highway, if you don’t merge over fast enough you’re stuck.
10:05-10:20 AM: Meeting done, car starts again and I drive home for more meetings. The least amount of time in the office is preferable for me.
10:30-11AM : Meeting with my manager where we discuss future salary and promotion. I am due for a promotion in the start of Q2, which would push me to six figures. I’ll believe it when I see it but, I’m really excited at that possibility for my family.
11:15 AM: Spouse leaves for work, we discuss what groceries are needed, as well if he’ll go to Home Depot tonight to buy more clover seeds for the yard, as we need to reseed before it starts raining. I eat a muffin and my dog and cat decide to try and eat each other.
11:15-1:30 PM: Work runs late. There’s some issues with the data and we can’t figure it out. We call it a night, and I’ll record the video presentations tomorrow, once we fix the data.
1:30-4 PM: Nap time! It’s bad for me, but honestly I don’t sleep well during the night so naps are what keep me alive.
4-6 PM I prep dinner (smash burgers and fries), and get chores done and walk the dog.
6-7:30 PM: Spouse comes home, we eat dinner. Groceries come to 96.83 for two 7 pound pork loins, two packs of bacon, chicken nuggets, coffee, pop, 8 pack of peppers, milk, tomato, pickles, rice, avocado, mushrooms, sour cream and lettuce.
Not too bad, we average about 300$/month in groceries because we can buy bulk and have a second freezer.
For the month of March we are currently at 123.61$ for groceries and there is twelve days left. We went on a small weekend away, so we ate out a fair bit but even then our current food budget is 272.27$ today.
Total: 96.83/ debit
7:30-10 PM: Spouse makes a coffee and plays video games with his friends. They do it every week. I have a shower, fold and put away laundry and read in bed.
Day Three Total: 196.83
Day Four
1AM: Our biweekly accelerated mortgage payment comes out of 1450$. I’m tracking it here to be honest on our spending but I tend not to think of it as money spent because in my head it’s already money gone. To pay for a house equivalent in Vancouver, the mortgage would be over 6k. Renting a two bedroom condo would be 3K. It feels like the mortgage is just cheaper rent, even though each time I own more of my house.
5:45-9 AM: Work. I find out the limits of how many people I can invite to a Teams Meeting as well as that the Thursday before Good Friday is a catholic holiday when a few people ask me to reschedule a training forum for over a thousand people. Sometime in there I make us coffee, make sure Spouse has lunch packed (leftovers). Spouse has walked the dog and has the recycling and compost out for pick up. I drop Spouse off at work.
10-11:45 AM: I leave the office for home and more meetings. I walk the dog and go record training videos. I get an email that Amazon is doing their big spring sale. I send a link to a robot mop and vaccum that’s on a big discount to Spouse. We want one, but I’m not in charge of the research on it. I send links to play grounds to my friends with toddlers
11:45-12:30 PM : I shove lunch in my mouth, last night’s left overs. I’m running late, and decide to get myself later by collecting all the random dishes and mugs that just show up places and start the dishwasher. I get to the lab ten minutes early but need to buy gas on the way home.
I tell my team I’ll be MIA for a bit and leave the work phone in the car.
I buy 15.6L of gas for 30$ at 1.879/l it sucks. I don’t fill up because we’re going to my in laws this weekend and there’s a Costco Gas Bar there.
Total: 30$/credit card
12:30-1:30 PM: Work goes long again.
1:30-2:30 PM: Nap!
2:30-4:30 PM: Walk the dog and drive to the gym. I usually go three times a week but with last week’s weekend away and this week’s weird half days from Spouse, today’s the only day. I make it up by doing both upper and lower body and a 30 minute circuit.
4:30-7:30 PM: I pick up Spouse and we go to Costco. We pick up nachos, ham, cheese buns and some other items. We debate buying our friend’s kid a toddler set of clothes and decide no. We end up buying work pants for Spouse, and a garden hose. It comes out to 116.90
I order our Costco dinner of hot dogs and fries for a grand total date night of 6.41$
Total: 123.31/ credit card
8-9 PM: Dance class! We bought a series of six lessons of introduction to ballroom back in December for a new date night idea. We paid 60$/pp and this is the fifth lesson tonight.
9 pm: We’re home, we let the dog out. Spouse spends an undetermined amount of time watching ballroom videos while I sleep.
Day Four Total: 1603.31$ or 153.31 excluding the mortgage payment.
Day Five
5:45-9 AM: Work. All the meetings. Thursday is the meeting day. I debate with a friend what’s the earliest call we’ve had. 4:30 am still wins. I pack lunch for Spouse and his coffee and he leaves. I end up cleaning up cat puke as the cat decides to drink milk from Spouse’s cereal and vomit it up on camera in a meeting.
9-9:30 AM: I make myself a matcha and walk the dog.
9:30-1 PM: Work and I treat myself to a lunch of a cheese bun and ham sandwhich. We used to eat it every Sunday while growing up but the cost of ham has been outrageous. The deal at Costco yesterday was 1.5$/100 g which is really good.
1-1:30 PM: I seal the wooden deer Christmas decoration we bought last year. It sits outside our front door and needs to be weather proofed, and I’ve been putting it off for five months. But the weather is good and we have newspapers. We have left over wood sealer after the sign we bought a year ago so I use that. The dog and the cat both don’t like my wooden deer.
1:30-4 PM: Nap!
4-5 PM: I basically just watch youtube and drink a root beer. I have no energy.
5-6:30 PM: Spouse comes home, we walk the dog and I make dinner (Kraft Dinner and nuggets–I swear we eat veggies but today is not that day). We discuss the possibility of our dog at our wedding as a flower girl, and if she’ll be in a tutu or a cheongsam like me. I am now researching if they make dog cheongsams and if she can match us. The cat, despite all my heart wanting it, won’t physically be there because he will have an anxiety attack and probably die.
6:30-10:30 PM: Board game night! We go to a friend’s to repeat the same scenario we’ve lost two weeks in a row.
10:30-11 PM: I pack Spouse’s breakfast (oatmeal and frozen berries), lunch (spicy tuna and mayo) since he’s trying to go to the gym before work, and feed the animals before we go to bed.
Day Five Total: 0$
Day Six Friday
5:45-9 AM: Work. I have a deep focus block which means I can get the script for the training I have to run. Public speaking is not my strong suit and it’s a group of a thousand people so I’m not looking forward to it. Spouse almost makes it to the gym. I get an email that my new work phone has shipped. I’m surprised because they wouldn’t order us any for the past four years, but I guess my new iPhone will show up next week. I might give my old work phone to my mother in law, since she smashed the camera on the phone we bought her last year.
9-9:30 AM: I walk the dog, make a matcha and make a todo list for what we have to get done before we leave to my in laws tomorrow. I text my mother in law happy birthday, and hope that she got the card in time. She did.
9:30-11:30 AM: My last meeting for the week ends and I’m debating calling it a day so I can nap. Instead I make lunch (cheese bun and ham), text my other mother in law our plan for Saturday, and unload and reload the dishwasher and go back to work for at least another hour.
12:30-1 PM: I shower and do skin care
1-3 PM: Nap! Somewhere in this time FedEx comes and since I’m sleeping, we have to pick up on Monday. I’m not too sure what it is, I assume it’s our custom address stamp from Etsy because that’s the only thing I’ve bought recently but not too sure. I just realized in retrospect, this might be my new work phone.
3-5 PM: I prep dinner (nachos), unload the dishwasher, pack my overnight bag and confirm all our venue tours by email. I start a load of laundry and do a quick clean. I feel like this is not the best image of our diet. I swear we generally eat healthy but we both have been feeling really blah over the past two weeks so have been going for quick and easy over healthy and balanced. I do have three whole peppers and two whole avocados in the nachos though.
5-7 PM: Spouse comes home, we walk the dog, have dinner, and plan out next week. We have a big Wednesday next week (mechanic, I have a nails appointment, dance class), and we are having our friends over for Easter so we need to prep for that. We pack the car so tomorrow is a very easy start.
Spouse also gets paid today. We’re lucky that we’re on alternating pay periods, we used to be on the same and it always felt stressful. Spouse also lets me know his union has secured a 3% cost of living raise to start in Q3. I really like his union for negotiating a base 2% year of cost of living raise, with potential addition raises depending on inflation. It’s a bit away but that’s still good news.
7:30-10:30 PM: We finish The Rookie Season 3 and head to bed. Crave reminds me that I have 10 days until I’m charged again. Sadly, I think we’ll have to pay for 2 months.
Day Six Total: 0
Day Seven Saturday
8:30-9:30 AM: Wake up. No one (except the dog) slept well so we’re not in a morning mood. Spouse makes coffee and walks the dog, while I finish packing the car and give the cat a lot of attention. Our first venue tour is at 11 and the one that is the most expensive (8-10K), but also the one we probably want the most. We live about an hour away but the highway is two lanes and one accident can back everything up for hours.
10:40-1 PM: We visit our dream venue. We stay way longer than expected. Basically if the quote is under 10K, we’ll get it. Just waiting now.
1-2 PM: We get to our in-laws and have a lunch of egg salad sandwhichs. We need to buy gas. My in laws drive us to a pottery painting store.
2-4 PM: We paint pottery. My mother in law only wanted to do this for her birthday. They’ll pick it up in a week after it’s been thrown. I paint a vase (28$), Spouse paints an Easter egg (18$), father in law paints a mug (30$), and mother in law paints a plate (50$)
Total:143.36/credit card
4-5 Pm: We see another venue. It’s an instant no. My in laws decide they want to try Korean fried chicken. We call ahead for take out to get two fries and 16 pieces of half and half. It comes to 50.83$ that my in laws pay for.
5-10 PM: We come back and see that our dog has pooped in their house and also has gotten into their pantry and eaten an entire bag of dog food. It is not a fun night.
We spend the night drinking wine and discussing the wedding and watching TV.
10PM: We go to bed. That’s the end of this week, but tomorrow we will be buying gas and probably lunch for my other mother in law as we will be touring another venue.
Day Seven Total: 143.36$

So I'm going to be pursuing a master's program this fall at Northeastern University in Boston. I only recently found out that master's programs don't receive need based financial aid through fafsa, and I will have to take up loans. Additionally, I still have to worry about affording housing in the area or within a certain radius. Does anyone know any resources I could use to apply to (or get) scholarships or other sorts of financial assistance?
Relevant information (maybe): I'll be pursuing a master's degree in health informatics, and my family already has a lot on their plates, so I don't want to burden them too much on top of that.

So I'm going to be pursuing a master's program this fall at Northeastern University in Boston. I only recently found out that master's programs don't receive need based financial aid through fafsa, and I will have to take up loans. Additionally, I still have to worry about affording housing in the area or within a certain radius. Does anyone know any resources I could use to apply to (or get) scholarships or other sorts of financial assistance?
Relevant information (maybe): I'll be pursuing a master's degree in health informatics, and my family already has a lot on their plates, so I don't want to burden them too much on top of that.

As a non eu iam getting fully funded scholarship at Italy to study bachelors in uni of very good qs ranking in CS but iam aware of italy job market, so can i move to any other eu country for masters awa job just after finishing my bachelors in Italy ?

As the title suggests, I'll be joining UCSD for my masters in ECE (with a robotics focus). I have no prior work experience, but I do have 2-3 solid international research internships (prestigious scholarship programs during my undergrad) and a few submitted (and 1 accepted) research papers. I also intend to conduct research over the course of my Masters degree since I haven't entirely ruled out a PhD, but the ideal scenario would be to work as a Research Engineer / ML Enginee Robotics Systems Engineer right out of my Masters since I find build and deploying systems more enjoyable.
Given this scenario, I would like to hear your thoughts on three things:

1. How bad is the job market, specifically for robotics (NOT SWE) and specifically for international students with no work experience? I keep seeing posts of doom and it is genuinely taking a toll on my mental health even before the start of my graduate program. Do robotics roles value research experience, even if I dont have work ex? I do come from a top undergrad institute from my country (a top5 IIT for those who have context) so I have some faith in my ability to slog endlessly for the next 2 years.
2. What would be the best steps I can take starting right now so as to maximize my chances of coasting through the market? I have perused the subreddit and have seen the usual recommendations such as "network as much, grind LC, etc." but would like to know if there is anything specific to the field of robotics.
3. Is there any positive news at all that anyone has to share? Possibly an anecdote, a trend that shows promise in the job market or anything at all, really. I'd love to hear thoughts on people who are currently working in the fields of robotics/AGI/Foundation Models etc. and what they think about the coming years (backed by stats or otherwise). I do see a lot of exciting research being conducted so it is really the only ray of hope I have amidst an otherwise gloom situation.

I feel really demotivated and all the excitement I initially had of pursuing a masters has died out. That being said, I still want the comments to be brutally honest about the situation so that I can be best prepared for whatever outcome.

(This is a repost I made in another much smaller subreddit)
So, a little background information here. This is my first ever full-time job after graduating. Since my senior year, I have had a clear goal and (I'd say) solid plan to apply for a government-sponsored scholarship abroad. The reason I said it's a solid plan is because I have already begun prepping and have already properly taken the proficiency tests since last year (since the competition is very high) I am hoping to get my MBA or a Master's in another field in the next 2-3 years. I am 23F btw.
However, as Asian parents are, my parents pushed me to get an MBA in my home country whilst working; their reasons being the quick pay upgrade I could get with an MBA in my resume and that the scholarship is not guaranteed. And that I can always pursue MBA abroad afterward, but let's be real who's gonna study for 2 more years just for a degree they already have?
I'm about to finish my first semester, and my experience working a full-time job 5 days a week and classes every day on the weekend has been hellish (not to mention the assignments and projects that needed to be done when I got home from work during workdays)
It's affecting my morale and I feel like juggling two very huge responsibilities at once without a pause have been very hard, hence I couldn't go all in with either my work or my studies. (This is coming from me who ranked 3rd in my graduating Bachelor's class so trust me I'm not being lazy or trying to brush off my responsibility). The thing that bugs me the most is that it has affected my work performance where the time I could've spent preparing for my meeting with clients, I was in classes all weekend.)
* Here's the thing, I don't feel like it's that imperative for me to speed run my life and try to get a Master's ASAP while adapting to this huge shift in my life from a college student to a full-time worker. The Pros do not outweigh the Cons given the fact that I have to squeeze the MBA in while I'm working and given all that I'm experiencing, and that I can get a Master's when I feel like I am ready to devote myself into it and really perform well as a student. Who knows, I might discover some new area of work that I would like to pursue instead of an MBA if I give myself time to experience the world.
p.s. the professors and program at my uni sucks.
p.s.2 I already have a Business degree. The MBA just felt redundant sometimes.
But I might not be wrong and haven't factored in everything into my consideration. Hence, I would really really appreciate to hear someone else's opinions on my situation aside my parents lol. Should I suck it up for 2 more years or prioritize my work at the moment.

Has anyone been selected for the Scottish power masters scholarship?

So, a little background information here. This is my first ever full-time job after graduating. Since my senior year, I have had a clear goal and solid plan to apply for a government-sponsored scholarship abroad. The reason I said it's a solid plan is because I have already begun prepping and have already properly taken the proficiency tests since last year (since the competition is very high) I am hoping to get my MBA or a Master's in another field in the next 2-3 years. I am 23F btw.
However, as Asian parents are, my parents pushed me to get an MBA in my home country whilst working; their reasons being the quick pay upgrade I could get with an MBA in my resume and that the scholarship is not guaranteed. And that I can always pursue MBA abroad afterward, but let's be real who's gonna study for 2 more years just for a degree they already have?
I'm about to finish my first semester, and my experience working a full-time job 5 days a week and classes every day on the weekend has been hellish (not to mention the assignments and projects that needed to be done when I got home from work during workdays)
It's affecting my morale and I feel like juggling two very huge responsibilities at once without a pause have been very hard, hence I couldn't go all in with either my work or my studies. (This is coming from me who ranked 3rd in my graduating Bachelor's class so trust me I'm not being lazy or trying to brush off my responsibility). The thing that bugs me the most is that it has affected my work performance where the time I could've spent preparing for my meeting with clients, I was in classes all weekend.)
* Here's the thing, I don't feel like it's that imperative for me to speed run my life and try to get a Master's ASAP while adapting to this huge shift in my life from a college student to a full-time worker. The Pros do not outweigh the Cons given the fact that I have to squeeze the MBA in while I'm working and given all that I'm experiencing, and that I can get a Master's when I feel like I am ready to devote myself into it and really perform well as a student. Who knows, I might discover some new area of work that I would like to pursue instead of an MBA if I give myself time to experience the world.
p.s. the professors at my university SUCKS.
p.s.2 I already have a Business degree. The MBA just felt redundant sometimes.
But I might not be wrong and haven't factored in everything into my consideration. Hence, I would really really appreciate to hear someone else's opinions on my situation aside my parents lol. Should I suck it up for 2 more years or prioritize my work at the moment.

Hi so I was wondering if there's any way i could maybe get a scholarship for a finnish language course or how do I move from a non-EU country into Finland just so I can take up a physical Finnish course? I've been looking into universities and such like Aalto but i think they offer degrees or smth when I'm only looking to learn Finnish so I can find a job there. Was also wondering if I should apply student visa for this or something :\
For context, I am already a doctor in my home country so i'm not really looking into getting a degree/masterals. Was just hoping to take the valvira exam and be a doctor there.
Please help thank you

Hello everyone!
I wanted to get an idea of what my chances were to get into some "top" PhD programs for Cell and Molecular Biology. They are highly competitive but are also programs where there are multiple labs I am interested in. I have looked at 10+ universities (I need to do more research still) and the three with the most number of labs I am interested in are: UPenn CAMB, University of Washington-Seattle MCB and Cornell BMCB. Their research aligns almost perfectly with my interests, especially UPenn, because of their focus on RNA research. I will be applying this year to start in 2025.
My stats are:
International applicant but did BS/MS in Biotechnology from the US.
Undergrad GPA: 3.2 (very low due to several health issues.)
Master's GPA: 3.9 + master's thesis
Research ex:
~ 2 years of research ex in my current lab
Involved in 2 separate research programs since freshman year that lasted 1.5 years each.
Internship:
Eli Lilly Drug Development
Admin internship at a healthcare products supplier company
Scholarships: 4 merit-based scholarships and fellowships to help support my research.
Skills:
Everything important for molecular bio such as PCRs, gels, RNA extraction, making sequencing libraries
Some bioinformatics experience
Publications:
None so far but I am hopeful for at least one in the next few months.
I would appreciate any help/feedback! Thank you so much! :)

I've fallen out of love and patience with my daughter.
Apologies if this is long and for the cussing-not even sure where to go from here.
Situation: Pending formal separation from husband, mother of two, 11f and 6m.
Dad is experiencing life changes in the form of disrupted employment, emotional affairs and exacerbated ADHD symptoms so for the purposes of this, I am a single parent to the two. I work FT in a highly advanced field, as well as working on my masters.
Daughter is very bright, very capable with ADHD diagnosed at 6, medicated at 7. Is in a stupid expensive private school to accommodate her academic and socioemotional needs. Said school is about 23 mins one way so think ~2 hours commute each day. School was chosen due to small classes and general support. We are eligible for some scholarship assistance but due to joint income (I'm the primary earner), we still have a decent amount out of pocket. Son is in public school but I still have to cover after care because our schedules don't allow us timely pick up. His school is in opposite direction of hers. In short, lots of money and time spent.
Daughter is encouraged to be in as many outlets as possible to widen her experiences, challenge her and also support her ADHD symptoms. This means, additional time and money to get her from points a to b. No complaints on the cost; however, she will HALF ASS everything just to say she did it and get us off her back. Therapy can't get her motivated, money doesn't either. All it seems she wants is fucking junk food after and to watch YouTube shorts. School notes there are challenges but in general, she's fine there.
Last week, after a 3rd round interview, I picked up my son from school early and raced to a track meet to see her first event. Brother and I are cheering as loud as can be and...she stopped. Straight up decided she was not finishing. When she saw me and brother, she clutched chest and said her "asthma" was acting up when asked by the coach what was wrong. She doesn't have asthma, hay fever or none of that shit. She had done this event before; she was just slow.
Mind you, we went through the process of encouraging the night before, the special foods, the "good luck" text swarm from family...fucking nothing. We aren't a competitive family; moreso one of those "hey you tried your best" type people but it's still met with complete rejection. Even said "all you gotta do is finish and give it your best." Got home and response was "I didn't want to do it anyway but no one listened".
And the attitude, the snark, the denials, the hygiene, the fucking everything being a problem just hit fever pitch today. I dropped her off at camp with barely a goodbye, when the parents are expected to stick around and cheer the kids off. Between the lack of trying, the high costs (therapy, meds, school, extra curricular), I don't fucking HAVE it anymore. What else do I need to do here?

Hey All, I am in a huge dilemma whether I should go for my higher education in Msc. Information Systems from UCD(Ireland) or should I continue my job here in India as a Salesforce Developer. A quick background : I am a Salesforce Developer with over 2.8 YOE. I have got another offer from infosys. I had applied for Msc. Information Systems course and I have an offer for that as well with 8k scholarship. I am very confused as currently Ireland is facing housing crisis and also the job market is bit tight. I am not very sure if it would be good decision to go for masters or not.

I graduated last year with a degree in business administration majoring in finance and currently work as sales at a freight forwarding company.
My dream has always been to work at an NGO or at a related field in development but I was not supported when I was younger. Id like to make a career shift and I thought of doing a masters but I need a scholarship but i am upper middle class in a third world country (i cant afford it but i don’t qualify) i looked for fellowships but couldn’t find much. How do i even start? What do i do? I really really want this career shift and i dont know what channels to go through for this.

Hi,
I'm currently doing a Biology bachelor in Belgium, and I would like to continue my study in the Netherlands by doing a master.
I talk a bit Dutch, but I could better it next year (Free Dutch table and Dutch lessons,...) . I've got a B1 level in English.
The issues are that I've got no money (I've got some saving, but not a fortune) and my parents couldn't afford to help me in this adventure.
So...
Does it exist some kind of scholarship for European student to study in the Netherlands and how to be grant it ?
Can we have a student job there, even if Dutch isn't your native language ?
How does the superior school system works ?
Thank you for your advice

Hello everyone!
I am an Indian, and my fiancée is from the UK, and she holds dual citizenship with South Africa and is currently living in SA. I am planning to do my masters in London (with full scholarship) and my course starts in September 2024. We plan to move to UK together, as she has always wanted to move back, and continue her work there. My fiancée and I will be living together. The first question I have is what exactly should I specify in the visa application where it asks for details about where we are staying and who we’re staying with? Is she classified as a dependent? Should I present financial declaration from her while applying for my student visa? Any other details I should be aware about when it comes to giving details about my fiancée moving together with me? Please advice. Thank you.