Hey guys, I really want to make a summer camp that’s a non profit but Im having trouble finding what type of paperwork or certain forms i would have to do after I registered the non profit in massachusetts to make the camp eligible to run. for context it would be running out of my backyard and there wouldn’t be any ‘hiring’ just my best friend helping out. I don’t know what flair to add i’m sorry, help a girl out i need my service hours.

Hi, I'm gonna give some feedback on my wargames experience. I know this is a big part of the long term homeworld strategy, so I hope the feedback is helpful. I am NOT going to talk about fleet v fleet or campaign at all, if anything applies to those modes, it is incidental and not intended as the focus of my feedback.
Setting / Map
So I feel that the map selection is incredibly limited. The fact is it feels like there are maybe 3 different possible maps for every stage, and that just doesn't feel great. Very repetitive.
Just more variety is needed here.
Spawns
I think the Incursion spawns are terrible. It is a war of attrition and it just feels like running a sprint every time and doesn't feel like anything we do ever creates a calm experience. I think challenge is an interesting concept, which I think Blizzard did well in Starcraft 2 co-op, by having difficulties (AI gets smarter, more capable), and eventually mutators (the difficulty remains, which is basically fairly straightforward once you get used to it, and now mutators make you play differently).
The constant nonestop onslaught is okay at first, but stops being fun quickly.
Artifacts and Fleets
I put both of these together because I think the two are heavily woven in.
I think the artifact system is interesting but _too_ random. The fact is that I may want to try out say a bomber build with the bomber fleet, with a focus on tank frigates and high damage bombers, or all assault frigates, etc. The problem is the artifacts are so random, sometimes I just get a fun combo of nonestop recon buffs and nothing useful. It just doesn't feel good.
And on that note, the ship comps are very weird given limited resources. For example a comp of 6 assault frigs + 2 support frigs is FAR more hitpoints and damage, than 3 times that cost in interceptors. A frigate at 20% hp that can heal is 0 money lost. 5 interceptors where 4 died is 4/5 of the cost destroyed and unrepairable. I like the Homeworld 2 version where fighters have squads, and as long as the squad is still alive, it can be reinforced. It solved that problem better than homeworld 1's style of individual fighters did. And for a mode where resources are very scarce, this is critical.
Frigates have the added bonuses of if you cap a frigate, you get another free frigate. Good luck capping fighters / corvettes.
So this all leads to very weird situations:

• recon ships are a waste of cash as they'll die and you lose too much cash
• interceptors are the same
• bombers are a specific strategy where if you get lucky on RNGesus roles, you can stealth bomb insta pop destroyers and frigates, and hope not too much cash is lost per run.
• optimal strategies seem to revolve around basically death-balling assault frigates and getting the right random artifacts.
• most of the time, we can't really "fight" and instead have to objective dunk.

What i'd like to see

• Get rid of incursions, and replace them with occasional carrier warp-ins. We can now destroy them and create breathing room to repair, rearm, etc.
• Allow us to sabotage the enemy's resources to significantly reduce their ability to reinforce. That way its not just an infinite wave of enemies.
• Make capturing count towards the unit count max. This will at least limit frigates a bit.
• Make artifacts semi-random. Or at least let us choose at least paths we want to focus on. My argument would be to eliminate randomness and let us just choose a "tech tree" that we buy via artifacts. This will create a wonderful progression. The fact that its not random isn't a bad thing.
• Add randomness in the form of mutators. For example every difficulty level will add some:

enemy carriers spawn more units, enemy units cost less, double carriers, enemy assault frigates lob miniature giant space hamsters at you, etc. These can all be interesting random changes that become addons as the missions progress to make the game more challenging, while also not taking away our agency in our ability to execute on strategies with our faction.

• Change up fighters / corvettes to be groups, that way we can micromanage groups retreating and repairing vs just losing cash immediately. I want to see fighters and corvettes changed so that we don't just waste cash on them. This will lead to far more varied tactics. Edit: Just imagine fighters total count is divided by 5, and you build 1 squad of 5 fighters for the appropriate cost. Now only 1 icon to manage, way easier on the selection management side, easier to micromanage, and a far more efficient use of your resources.
• With that, make the ships sleected work similarly to how starcraft selects large numbers of units (small colored icons, etc). So we can still micromanage as needed. The "select damaged" is a good feature, but often hard to manage given that I can issue a dock order, but now I need to order other units and don't have an easy way to do it. The entire selection system needs some very serious re-work to be a good game control scheme requiring micro managing. At a MINIMUM "select damaged" and "select undamaged" would be very useful.
• I think some game design from you guys is needed on how to change the game from a DPS race, to positional gameplay, even to some extent. That way "the blob" isn't the optimal strategy.

Closing thoughts
I see the community is very small and not really growing that rapidly. I hope to see wargames changed to a point where everyone will be excited to jump in on it. Finding it hard to find people to play with even among HW enthusiasts.
I haven't even unlocked all the fleets for war games and I'm kinda done with it. Looking at the year 1 pack... I don't even have enthusiasm for buying it because... I just don't play enough to justify spending extra.

When theorising in astrophysics, and more specifically the beginning and expansion of the universe (the big bang), the phenomenon of black holes and the mysteries behind dark matter and dark energy, we mistakenly use the two concepts interchangeably, they being 1. The philosophical zero, ie nothingness, and 2. The mathematics concept of zero, ie summarily attaching the philosophical concept of zero, with a numerical designation because it greatly assists the functionality of mathematic in the paradigm of our observable reality. Also please bearing mind the the math concept of zero allows negative values, unlike the philosophy, and when discussing space time, there is no place for negative numbers. Now that said and made clear, I believe it impossible for us to attempt to explain the unimaginable, without separation and distinction of the two concepts when infinity is brought into the conversation. Infinity, like zero, is a philosophical concept not all that dissimilar to zero, it has a mathematical conceptual basis also, but unlike the philosophical zero ie nothingness, it is given a numerical designation that more accurately relates to it philosophically, even though it is not strictly a number and cannot he used in any tangible calculation, mathematics certainly allows for its philosophical manifestation into mathematical equations.
I see this as a huge conflict, especially as it the very essence of big bang theory ie from nothing came infinity at the moment of the big bang. We surely cannot hope to solve this puzzle if the universe if we are conceptually flawed at he very starting point. 0 and infinity therefore cannot be used together in any calculation because we haven't yet reconciled the two conceptually. How can we look at this differently? How can we navigate passed mathematical dogma a concepts our brains are not capable of truly understanding on a practical level?
These are very tough existential and philosophical problems. So rather than just critise the current order and point out what I see as conflicts, but offer no alternative, may I suggest at least a starting point for discussion and exploration which may be found in the area of fractal science/mathematics. And a good place to focus the beginning of any theoretical discourse, in my opinion would be the work of, amoung others, Mandelbrot and the set named after him, the Mandelbrot Set. I suggest this because it mathematically the most relevant area of a field and is largely avoided by the popular culture's interest in fractals which is largely forcused on aesthetical beauty, particularly popular with the psychedelic subculture which I believe has a place and time to be investigated as a part of the whole discussion, but maybe for now should not be a point of focus in fear of contaminating a sterile discussion with with larger philosophically arguments about what is reality, due to the psychedelic substance insights of those schools. To incorporate any talk of altered states of consciousness, may be counter productive at this time. Hence my Mandelbrot suggestion achieves the mathematical parameters I believe are the best for theoretical mathematical support and cancels out the annoying noise that the fractal science field makes due to its attractiveness to non mainstream pop culture.
The Mandelbrot set is intriguing, not only because of the almost mindblowing graphical capability of AI, for as the Mandelbrot set seen by AI and then visualised for us to see, is nothing short of unbelievably beautiful. It also has an ability to provoke inner hought and discourse without one knowing the subject, topic or reason for the quiet peaceful internal discourse it inspires. I mention this, not because it can directly be incorporated in the radical discussion, but experiencing the astonishlng complexity if its beauty and the way it continues infinitely (or rather as long as it continues to be observed) because if the very self contained nature of the Mandelbrot set. After all, the mandelbrit set is simply a set of numbers, that when placed in the equation, do not spiral out into infinity. The equation value is always >0 or <2. So what as I see as irony, as the set was designed to avoid infinity in a sense, what it actually does is provide us with the best possible conceptualisation, in practice and theory, of a model demonstrating infinity. Even more bizarre is that the technology had only recently become available to show us visually by AI graphing. I'm not sure without the visual stimulus, could we have seen how beautifully fractal science demonstrates its potential unravelling existential and theoretical mysteries. I believe it lends itself perfectly to my proposed theory.
I think so because infinity is difficult for the human mind to grasp, some may say impossible. What is even more difficult for our minds to grasp is infinity of reducted values. Basically, if infinity can exist in an expanding sense, then it is not a stretch of conceptualisation to think it can infinitely get smaller. This breaks no rules of science. Searching for the building block of the universe has been crusade of quantum physicists dating back to the creation of the scientific theory. Much money and effort has been spent in search for smaller and smaller still subatomic particles. What they do is fractal science in its purest form, yet like with the study of Theoretical Astrophysics, quantum science theory is its self hampered by the concept if zero as a number, in my opinion. Even doing the work of factually reducing matter, they are blinded to its possible futility, should fractal reduction does forever decend in to fractal infinity or -ve infinity. For if that is the case, maybe quantum theory is in fact mankind's first exploration, albeit unknowingly, into what may well be a black hole. That is for a later discussion but certainly worth bringing to the attention for the purposes of this discussion.
So if we can accept that -ve infinity is as equally viable and logical as +ve infinity, what room in this discussion is left for the inclusion of zero? 1/r = 1/0 = infinity is a useless equation in understanding black holes. To say 1/r approaches infinity as r becomes closer to 0, is a much better way of phrasing it. It is in essence exactly what I refer to +be and -ve infinity and immensely helpful in understanding black holes, there's no equation that mathematics can put forward it's anywhere near as helpful because mathematics has to use zero and by its own rules and attempt to explain a fractal infinity is undefined.
I believe this leaves no room for zero in the same conversation as infinity. I am not suggesting zero should be stricken from mathematics. However I am suggesting that mathematics use of zero may, invalidate is ongoing use as an effective tool for measurement and communication, when the subject is beyond our ability to comprehend. Few people will argue that our 6 senses are significantly lacking the capacity to comprehend cosmological dynamics. Mathematics nothing more than an application of our 6 senses, to make sense of the chaos occurring all around us. Over hundreds and thousands of years, this is the best we have been able to do in terms of calculation and accurate prediction of future occurances. Even the concept of zero is less than 1000 years old. The Romans saw no use in incorporating it into their model, and to this day we wonder at their and other ancient civilisations ability for astonishing accuracy in measurement and prediction. Look at all they, the Egyptians and others managed without using zero in a single calculation. We can also break this down out of our conscious paradigm into nature. Numbers do not exist in nature (that includes the universe). It begs the question of do numbers really exist? Are numbers no more than part of our delusional reality? Who knows, but one thing is for sure, zero certainly doesn't exist anywhere outside of our consciousness. Not even in our own very bodies. How bodies clearly hold a knowledge that hasn't seemed to be passed over to our conscious, aware selves. Even on the smallest scale, without any intervention or guidance from any sort of intelligence, within our cellular membranes. Complex calculations are constantly being carried out. Consider cellular replication for example. In order for a cell to divide successfully, there must be a correct allocation of resources, let's just say primarily energy distribution for the sake of brevity. To split a cell but calculate the energy necessary to simply cary put the force of splitting. It must also calculate how much energy needs to be transfered to the new cell. This calculation must include how much energy for it take to replicate all cellular matter, how much energy is required for both cells to recover from the trauma, and how much energy on top of that, the new cell will require to become mature and begin its own replication. There are multiple complex calculations to be made there, and they then must be combined in to an overall and more complicated calculation again. All of this is done without intelligence and without using numbers ie mathematics. This same process can be observed all the way back to the very first beginning of not just life, but biochemistry in general. So I hope this demonstrates that the universe doesn't exist numerically. There are no rules in the universe. We created rules for our sciences, because if we didn't follow them the sciences would fail at unacceptable percentage of predictions.
So we make rules to overcome the shortcomings while waiting for future technologies or fixes. Mathematics and sciences are little more than a carefully ordered tapestry of rules, with too many exeptions for too many rules. We create rules and ideas to assist the conteived & malfunctioning intangible thing to not have to go to all the trouble of finding something that works better. We are just littered with examples through every field. Like 'zero', or Pi, or "bimdas" (brackets, indicies, multiply, division, addition and subtraction. I find this a good example, for not following this exact order of calculations, a correct answer to equation will nev a result) and thousands of others.
No rules exist in nature, it appears to be that it just is, always will be and always has been.
So in summary, given our restrictions on trying to understand the universe, namely intelligence, our 6 limited senses, our arrogance and our mortality, should we narrow the pursuits our restrictions can make us comfortable with? Thisbwilk lead us nowhere. By abandoning zero as the only accepted scientific approach to the universe, and allowing science to have multiple validating throeries for what is the same problem. The scientific community abhors divergence from dogma and academics are held to ransom with funding or being published, if their ideas are not with acceptable parameters.
But for the sake of this conversation, can we discuss the merits of looking at the big bang without reference to nothing ie zero, but instead +ve and -ve infinity.

Hi guys,
I am an international student, will soon enter the EU to study there. I decided to cash out some euro form my bank account. There is a thing. I got 9000 euro in 500 euro bills. WTF? I saved the receipt and the transaction thereby. Wondering is that possible to exchange somehow 18 bills? Kinda sucks(
Thank you.

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How we could save Star Trek: Lower Decks and create Star Trek: Legacy

Mike O'Sullivan • May 2024 • mike@cerritosenterprises.com
Executive summary
We can save Lower Decks and create Legacy, but it will take more than appeals to Paramount. It will take money. These series can be fostered by a group of business savvy Star Trek fans. It would be a profit making venture that could also give Star Trek fans more of what they want.
Key takeaways:

• I'm not being a downer, but we need to face reality.
• Letter writing campaigns and petitions will not save Lower Decks or create Legacy.
• Doing so would take money.
• Investors could make a good profit from those shows.
• I propose here a plan that is a long shot but could work.

Historical background
Star Trek TOS was the first show ever extended because of a letter writing campaign. NBC and Desilu executives were impressed enough by the campaign to extend the show one more season.
At the time, determining television ratings was a young science. Shows were only rated by percent of total viewers. Demographics were not taken into account. Only a few years later, NBC executives realized that Star Trek was actually a big hit. It attracted young, middle class Americans… one of the most sought after markets in the world. Ever since then, Star Trek has had a symbiotic but complicated relationship with fans and networks.
Recent background
Unlike TV ratings in the 1960s, streaming services know quite a bit about viewership. They know which shows are popular and the demographics of those viewers. They know exactly how much money each show is bringing in. Apparently, Star Trek isn't doing well enough to attract their investment dollars.
Paramount is in the midst of serious financial difficulties. Their stock has declined by 50% in the last year. Their streaming service, Paramount+, lost $490 million last year, which was an improvement over the previous year when they lost about $575 million. All of Paramount's revenue streams are down, they're over leveraged, and they have a cash flow problem. [https://www.hollywoodreporter.com/business/business-news/paramount-streaming-loss-subs-1235838684/] Paramount is struggling to make ends meet, so they're making cuts. We wish they weren't cutting back on Star Trek, but tough decisions have to be made.
Executives presumably already knew that there would be campaigns to save Lower Decks and create Legacy. They've already taken that into account. Unless a campaign is overwhelming, it's unlikely to change their minds.
The plan
It's important to understand that this plan is based on profit, not fandom. While there is certainly a place in the world of commerce for doing something because it's cool, profit is the engine that drives business.
I propose here a plan in which a group of investors form a company devoted to investing in Star Trek. This plan would reduce Paramount's risk while leveraging the popularity of Star Trek. As business ventures go, the plan would be relatively low risk because it only moves forward if certain contracts could be arranged. However, even with contracts signed, it would take a significant investment to get the cameras rolling.
First, let's look at some numbers. I'm working from memory here, but I think these numbers are close enough for an overview of the situation.
It costs about $3 million to produce an episode of Lower Decks. It costs about $8 million for an episode of Discovery, so Legacy would probably cost around the same amount. For the purposes of this discussion, we'll only look at Lower Decks. The same principles would apply to Legacy on a larger scale. A ten episode season of Lower Decks would therefore cost around $30 million. Hollywood accounting can get tricky… an expense item can get allocated among multiple projects that might not seem related. Therefore, a per-episode estimate is fuzzy and doesn't necessarily extrapolate into a season-long budget. We'll go with a season budget of $30 million here. Reality will adjust those numbers as necessary.
In terms of corporate structure, there are two Paramount divisions involved in producing Lower Decks: Paramount Studios and Paramount+. This plan drops Paramount+ out of the equation, instead relying on other streaming services like Netflix.
So let's get to the actual plan.
A group of investors would form a company called Cerritos Enterprises. Those investors would probably be Star Trek fans… the tech world is filled with Trekkies. However, remember that this is a profit making endeavor, so fanship isn't a requirement.
Cerritos Enterprises wouldn't initially need to raise a huge amount of money (as startups go). $1 million would probably be a good start, enough to show that the company is a real, established startup that's ready to do business. They would need to provide evidence that they can raise more funds if the deal goes forward. That makes it relatively low risk because more money isn't invested until there are signed contracts. (I'm going to stop saying "relatively" every time I say "low risk". Just assume the risk is always relative to the general risk of any business startup.)
Having established credibility, Cerritos Enterprises makes proposals to two companies: Paramount and a streaming service, say Netflix.
To Paramount, they propose hiring Paramount Studios to produce Lower Decks. That would appeal to Paramount because it would be low risk: they don't have to proceed until they have at least some cash in hand.
To Netflix they propose that Netflix would carry the show. Netflix would be the biggest risk taker: they can't know for sure how popular the show would be on their platform. However, Netflix is in a good position to take risks. They made $5.4 billion profit last year, up from the previous year. In fact, they have been consistently profitable every year since 2011. [https://www.businessofapps.com/data/netflix-statistics/] They're a good candidate for a risky entertainment venture.
The proposals involve sharing expenses. Each player would contribute money. For example, Cerritos Enterprises would kick in $10 million, as would Paramount and Netflix. Paramount's investment would be in-kind… they produce the show with the knowledge that Netflix is already ready to buy. Netflix would need to kick in some money before delivery to get production going.
Allocating profits would get complicated. Paramount might want more than just payment for producing the show; they would want revenue based on the popularity of the show. Netflix might not be satisfied with just adding a great show to their platform: they might want a share of merchandising or of future expansion of the franchise. All of that would have to be worked out.
If we go with these numbers, Cerritos Enterprises would need to pony up about $10 million. To give some perspective, $25 million is considered the sweet spot for first round investment in a tech startup. Most startups fail, so an investment of $10 million in a low risk venture wouldn't phase the world of investors. It has a better promise of profit at a lower investment than most startups.
In terms of who would put up the money, we can generally divide investors into two categories: macroinvestors and microinvestors.
Macroinvestors are the peoplecompanies that put up millions of dollars for a venture. They're often called "angel investors'' because they put money into projects that most people wouldn't view as promising. Angel investors would form the bulk of investment.
I would love to see the project include Star Trek fans (like me) as microinvestors. However, that might be difficult or impossible. Securities and Exchange Commission regulations make it difficult for small investors to get in on startups. (Personal note: this is a situation that I think should change. Little guys like me should be able to get in on the action.) You can't just crowdfund a project by selling equity. That being said, fans could be a promising source of money. Trekkies probably skew towards higher incomes, and they're passionate about the franchise they love. I'm sure quite a few fans (like me) would make small investments just for the sheer excitement of getting involved in Star Trek. If for no other reason, I would like to see Cerritos Enterprises include microinvestors so the fan base could have more say in the future of our franchise. A company like MicroVentures (https://microventures.com/) might be able to help implement microinvestment.
Cerritos Enterprises would benefit from having a Star Trek star on the board of directors. Jonathan Frakes would be a good choice. Not only is he beloved by the Star Trek community, he's an experienced director and producer. He knows the business. He could attract Trekkie investors, then he could talk business with them. George Takei is also an experienced entertainment producer. There are probably other business savvy stars who could get involved.
Conclusion
Entertainment industry professionals will undoubtedly find flaws in this plan. That's a good thing: it helps make the plan better. However, Hollywood is like any other industry: money talks. A pile of cash on the table will get their attention.
This is an ambitious plan, but Trekkies are an innovative group. Making things happen is what we do.
Let's make this happen.
Mike O'Sullivan [mike@cerritosenterprises.com](mailto:mike@cerritosenterprises.com) Star Trek fan

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• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
• D - K: Dallas College Dartmouth DeVry Excelsior College Florida International Florida State Full Sail Georgia State Grand Canyon Harvard Houston Community College Ivy Tech Community College Kaplan Kennesaw State Kent State
• L - T: Liberty Lone Star College System Kaplan Miami Dade Michigan State CUNY State University of New York (SUNY) Northern Virginia Ohio State University of Phoenix (UOP) Penn State Princeton Purdue (Davenport) San Diego State San Francisco State San Jose State Southern New Hampshire Southern Nevada Stanford St. Petersburg Strayer Texas Tech
• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
• U - Z: UCLA Extension Utah State Utah Valley Valencia Walden U Wake Technical Western Governors Wilmington Yale

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
I OFFER FLEXIBLE PAYMENT PLANS:

• I offer several unique payment plans, including a weekly plan, a discounted monthly plan, a discounted half-now / half-later plan, and highly discounted up-front rates.
• I can accept the following payment methods for my services: PayPal Debit Cards Square Cash Credit Cards Cash App Venmo.
• Only people located in North America have access to Venmo Cash App Zelle.
• This is an excellent way to determine if the person you're dealing with is from the United States.
• Within reason, I offer a partial or full money-Back guarantee if the student is very unsatisfied with my academic services.

TUTORING AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
• Computer Science: C C++ Computer Programming (Comp) Java Python R (Introduction & Intermediate Level Only)
• Humanities: Communications (Comm) English Literature Essay & Term Paper Writing, Editing, Proofreading Essays History Papers Philosophy (Phil) Religious Studies Theology (Theo)
• Mathematics: A.P. Calculus AB & BC Psychology Statistics AP Statistics Bio statistics Calculus I (1) Calculus II (2) Calculus III (3) College Algebra Differential Equations Discrete Math Finite Math Functions General Math Geometry Liberal Arts Math Linear Algebra Multi-variable Calculus Partial Differential Equations Precalculus Probability Quantitative Reasoning Real Analysis Statistics Trigonometry (Trig) Vector Calculus
• Science & Medicine: Anatomy & Physiology (A & P) Biochemistry Biology (Bio) Biostatistics Earth Science Environmental Science General Chemistry (Chem) Healthcare Medicine Nursing Nutrition Organic Chemistry Physics (Phys)
• Social Sciences: Anthropology Economics (Econ) Geology Law & Justice Liberal Arts Liberal Studies Political Science Psychology Sociology

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
• 4) Send you full screenshots of written exam solutions I wrote up by hand for students in the past in the same course that you need help with so that you can see my neat handwriting.
• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
• I certainly wouldn’t choose high school & college students as my “target audience” to scam, considering that most people without college degrees have abysmally low annual incomes. Why choose low-income victims when it would be much more profitable to target high-income, high-net-worth individuals earning at least six figures a year? I have knowledge in business consulting, and I promise you that a business owner would be a MUCH more lucrative mark than a low-income college student.
• I wouldn’t choose such a time & energy-draining method of scamming people. Also, communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine. This means that 90% of my time communicating with potential clients ultimately proves to be a colossal waste of my irretrievable time & energy.
• If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now. And I would have been permanently banned from opening new accounts. Therefore, the fact that all my payment apps have been fully active for years should be sufficient proof that I haven’t had people consistently disputing payments sent to me.

HOW TO CONTACT ME:
Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641

• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
• Please feel free to contact me if you're interested in my services and would like to learn more. I'm available 24/7 via phone call, email, and text. Again, thank you for taking the time to read my Reddit tutoring ad, and I hope to hear from you soon!

My contact details:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
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My tin foil has somewhat melted into my head but I think I'm starting to see the kansas city shuffle folding into place.
The calls have been MILLIONS of dollars worth so far, and its only Tuesday. I love RK, but that kind of capital is a lot for any independent guy like him to come up with, especially considering the fees and costs he will have likely had to deal with in the past, and whatever restrictions may have been placed on him.
Who do we know that has MILLIONS on hand to invest, with an interest in the long term health and wellbeing of Gamestop as a company, but also a keen interest in the share price both long and short term. Ryan. Fucking. Cohen. And his access to the Gamestop war chest is his key to doing it.
The recent preliminary earnings noted a significant amount of cash on hand has moved, some have speculated an acquisition, but I am speculating that these will be in calls contracts for gamestop itself. Plus the fact these are a preliminary earnings report which we have not yet seen so far adds protections against insider trading allegations for GME insiders, and major point in my theory.
The calls are for June expiry, right around the time of the investors conference call, if these calls are exercised at $20/$25 a piece, this would mean there would be massive amounts of shares that would need to be purchased on the open market, with CAT in place by this time so a T+1 settlement and a stricter audit trail. But the cost of the exercising of the contracts could also be in the millions, maybe around say, $100 million dollars? Who the hell has that kind of scratch laying around...
So if price maintains and these calls are exercised, the buying pressure would be monumental to cover them, with each share costing whoever has to fulfil the contract more and more and more. Whoever is selling shares would make an awful lot of money, it would be quite lucky if you had a few tens of million shares to sell when the price is going up, what was that other form that Gamestop published not too long ago? The offering of being able to sell up to 45 million shares that had everyone losing their mind? A lot of wrinkled ones were able to conclude that this would allow GME to raise capital at what may be unusually high market rates. Which is completely true, since they have the greenlight to sell at short notice now it's been announced.
The whole discussion about calls in and around GME has been a topic of hot debate since even the before times. Some say they're good for adding buying pressure, some say they're traps for people who aren't so well versed and have a surplus of cash and a lack of sense, some have said they're only actually useful if they're exercised. Exercising calls costs money, the most expensive part is the exercise, money a lot of us simply have held in the stock we have so lovingly been HODLing and accumulating for the past few years. Investopdia has an article on calls and puts I'd recommend you check out to understand this process if you're not following
So when these contracts come to be exercised, the buying pressure will raise the underlying stock price, but whoever holds the contract will get them for $20/$25 regardless. No matter how high it might run, the casino pays out on 20. Wait, didn't I see a casino paying out on 20 in a movie once? Can anyone remind me of that name?
As the price climbs since MMs will need to pull more and more shares out of an already diminished pool, i know a certain subreddit that owns, and i mean, OWNS, 25% of them, the market rate for these will soar, and what do you think will happen when a few more shares become available? They'll be snatched out of whichever hand is offering them and replaced with a massive wad of liquid cash, however massive the seller decides.
These shares will then be lovingly gifted right back into the hands of gamestop for $20/$25 a pop, who may, or may not, choose to sell them again, or may just decide to keep hold of them for a while and see how they feel resting in the back pocket.
If my tinfoil is screwed on right, gamestop may be selling their own shares at climbing prices, to satisfy their own $20/$25 strike options contracts. Leaving them with both shares, and cash in the pocket, and if gamestop finds itself in possession of 75% or more of these shares from circulation, it will have a duty to shareholders to initiate a share recall with the powers that be and force all shorts to close since that will be evidence of synthetic share circulation
With RC having control of the capital for whatever he so chooses, CAT landing, RK popping back up in a cryptic manner on twitter, all the pieces are revealing themselves to my minds eye
I may just be tired, and I am for certain highly regarded, but what if I'm right. I'm sure the first comment will tell me how wrong I am, but a man can dream can't he?

Something inside of me has been utterly broken since I was 14, but the covid pandemic was when my strategy of giving myself as little time as possible to think began to fall apart, and the ideation truly started.
My brain is incapable of sticking to any given task for more than a few days, and I have a condition which makes my sleep schedule constantly shift forward no matter what I do, plunging my psyche into the closest I've ever been to actual 'insanity' when I try to force it into place. I'm behind on everything in my life, and I'm expected to enter an adulthood my brain cannot operate within. I will never attend college as I've promised, I will never get a job, and I will never move out. I'm being pushed off the edge of a cliff. Where others make the leap to the other side with ease, I'll fall, and won't even feel the bottom. Probably within the next year or so.
I truly wish I could have been born in a different time, but no amount of motivational speeches, advice, and sympathies will register as anything more than white noise to a brain that never formed the connection between thought and true action. Like trying to command Voyager 1 to return home.

Im located in Cleveland, Ohio. I bought a condo for $106,000 in cash a couple months ago, currently renting it for $1400 and netting $960. I quickly realized after talking with some other real estate investors at a networking event that I could be making a lot more if I took 75% out of this condo and put that money towards 2-3 more similar priced properties. Even with the high interest rates right now (up to 7.5%) I ran the numbers and it makes sense. Only issue i'm running into is no proof of income so I wanted to ask if anybody knows how I can qualify for a mortgage with 20% down without w-2 forms. Can I use my rental income as projected income or how would a co sign work with a parent? All feedback appreciated. I have also considered just taking out the cash and maxing out my roth ira then putting the rest into VOO and FXAIX.

If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ASSESSMENTS I CAN COMPLETE:

• Online Courses (1 - 20 Weeks Long)
• Homework Assignments
• Exams Quizzes Tests
• Excel Projects
• Discussion Forum Posts
• Research Papers Term Papers Essays
• Employment Assessments

MY MATH SUBJECTS OF EXPERTISE:
I am very knowledgeable and proficient in assisting students in a wide range of mathematics classes. I can help students complete their homework assignments and other projects get an A on quizzes, tests, and exams (including proctored assessments) answer online discussion posts write essays & papers in MLA APA Chicago format and provide general overall academic help in each math course listed below:

• Advanced Placement Honors High School Level Math
• AP Calculus AB A.P. Calculus BC
• AP Statistics
• Biostatistics Bio-Statistics
• College Algebra Intermediate Algebra
• Business Calculus
• Business Statistics
• Business Math
• Calculus I Calculus II Calculus III (Calc)
• Geometry
• International Baccalaureate (IB) Maths
• Liberal Arts Math
• Logic & Reasoning
• Multivariable Calculus Multi variable Calculus
• Precalculus Pre-calculus
• Probability & Statistics
• Psychology Statistics Psych Stats
• Quantitative Reasoning Quantitative Methods Quantitative Literacy (Quant)
• Statistics (Stats)
• Statistics for Social Sciences
• Trigonometry (Trig)

STATISTICS HELP (MY BEST SUBJECT):

• I have a master's degree in Applied Statistics from a university in New Jersey, USA. As a result, I am very proficient in helping students with various types of Statistics courses including Biostatistics Business Statistics Elementary Statistics Probability & Statistics Psychology Statistics.
• I have extensive knowledge and skill with helping students get through various statistical concepts including all of the following in alphabetical order:
• ANOVA Bar Graph, Boxplot, Dot Plot, Histogram, Pie Chart Bias Binomial, Exponential, Poisson, Gamma, Uniform Distribution Central Limit Theorem Chi-Square Test Coefficient of Determination (R^2) Conditional & Relative Probability Confidence Interval Correlation Coefficient (r) Critical Region Critical Value Descriptive & Inferential Statistics Effect Size Expected Value Experiment vs Observation Goodness of Fit Test Hypothesis Testing Interpolation & Extrapolation Interquartile Range (IQR) Kurtosis Left, Negative, Right, Positive Skewed Distribution Logistic Regression Mean, Median, Mode, Midrange Multiple Regression Nominal, Ordinal, Interval, Ratio I Population Parameter Normal, Symmetric & Bell Shaped Distribution Null & Alternate Hypothesis One & Two Sample T-Test One & Two Sample Z-Test Ordinary Least Squares Outliers P-Value Pooled Variance (Equal Variances) Proportion R^2 Range Regression Regression Line Reject & Fail to Reject Ho Relative & Cumulative Frequency Distributions Relativity & Reliability Right, Left, One, Two Tailed Tailed Hypothesis Test Sample Statistics Sampling Methods (Convenience, Stratified, Simple, Cluster, Systematic) Significance Level (1%, 5%, 10%) Skewness Standard Deviation& Variance T-Score Test Statistic Time Series Type I & Type II Errors Unbiased Estimators Z-Score

ALGEBRA HELP:

• I am well-versed in helping students do well in Algebra 1 & 2 College Algebra Intermediate Algebra Pre-Algebra and I am very knowledgeable and proficient in the following algebra topics in alphabetical order:
• Absolute Values Circle Equation Domain Exponents Graphing Horizontal & Vertical Asymptotes Inequalities, Equations & Functions Inverse Functions Linear, Exponential, Logarithmic, Quadratic Equations Logarithms Maximum & Minimum Values of a Graph Number Lines One-to-One Functions Parallel & Perpendicular Lines Plotting Points & Ordered Pairs Point-Slope Form Polynomial Division Polynomials Radicals Range Rational & Irrational Expressions Rational Functions Real Roots Real Zeros Relations & Functions Slope Slope-Intercept Form Square Roots Standard Form of a Line System of Equations System of Inequalities Variables X and Y Intercepts

CALCULUS HELP:

• I am well-versed in helping students do well in Calculus I, II & III, Calculus 1, 2 & 3, Business Calculus, Multivariable Calculus, Vector Calculus and I am very knowledgeable and proficient in the following calculus topics in alphabetical order:
• Absolute & Local Maximum and Minimum Antiderivative Area & Volume Chain Rule Concavity Continuity Convergence Test Critical Points Curvature Curve of Rotation Curve Sketching Derivatives Divergence Test First & Second Derivative Test Fourier Series Implicit Differentiation Increasing / Decreasing Functions Infinite Series Integrals Integration by Parts Jacobian Matrix Limits L’Hopital’s Rule Maclaurin Series Mean Value Theorem Partial Derivative Product & Quotient Rule Reiman Sum Related Rates Simpson’s Rule Solid of Revolution Substitution Rule Taylor Series

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
ATTRIBUTES THAT SET ME APART FROM OTHER TUTORS:

• I firmly believe that I have many attributes and skills that set me apart from other tutors. Below is a list of qualities that makes me an ideal fit to help you master your coursework:

I CAN AID STUDENTS TAKING PROCTORED ASSESSMENTS:

• Proficient in CollegeBoard AP Calculus AB, AP Calculus BC & AP Statistics exams.
• Skilled with International Baccalaureate Math Exams: IB Maths HL & IB Maths SL
• Can intentionally answer a few problems incorrectly at the student's request.
• Can text solutions to the student while they are taking a proctored exam.
• Upon request, can purposely obtain grades below an A (ex: B+, B, C+, C-).
• I can stretch out the time to a plausible length for timed exams and assignments before submitting them.
• Have reliable software that can change my IP address to match the closest major city near the student.
• I have exceptional multiple-choice exam-taking skills. I have mastered the various techniques to make calculated guesses for the correct option in standardized exams such as the SAT & GRE.

I CAN VERIFY MY ACADEMIC KNOWLEDGE & SKILLS:

• I have no problem with requests to solve sample problems upfront to prove my knowledge & proficiency of the course concepts.
• I can provide glowing references & strong examples of work done for past clients to verify my academic skills.
• I can also provide, upon request, complete detailed calculations with explanations for solutions to the problems worked on.
• I am quite skilled and adept in using multiple modernized educational platforms and software, including but not limited to: Brightspace MyStatLab D2L WebAssign Canvas MyMathLab Blackboard ALEKS
• Can format term papers and discussion posts in APA MLA Harvard Chicago Vancouver OSCOLA IEEE format.

I HAVE PAID ACCESS TO OVER 15 STUDY-HELP WEBSITES AND MATHEMATICAL SOFTWARE:

• I have multiple paid subscriptions to a wide range of academic tutoring resources, including Chegg, Quizlet, CourseHero, Brainly, Grammarly, Study. com, Bartleby, Slader, Transtutors, Slideshare, StudocU, Turnitin, Academia, SymboLab, WolframAlpha, and Scribd to help guide to solve exam & homework questions that I may not immediately know.
• However, I am smart enough not to blatantly plagiarize solutions online but instead write them in my own unique words, formatting, & mathematical terminology.
• I have access to a very sophisticated graphing calculator and various mathematical software that provides step-by-step solutions to complex mathematical problems within seconds, allowing me to provide exact solutions to the student in a timely manner.
• I have impeccable handwriting and a high-quality mobile scanner app that allows me to scan written solutions in very legible high-definition JPG, PNG, or PDF formats.

MY AVAILABILITY & RELIABILITY:

• Depending on my availability, I can accommodate immediate tutoring requests, 1-24 hour, and 1-30-day deadlines.
• I can schedule live real-time online sessions and meet deadlines in an impressively timely fashion.
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• I can also be available to tutor students for Fall 2021 Spring 2022 Summer 2022 semesters.

MY EDUCATIONAL SOFTWARE OF EXPERTISE:

• I am very knowledgeable and well-versed in a wide range of educational software to tutor students in including but not limited to: Acellus ALEKS APEX Learning Aplia Blackboard Brightspace Canvas Cengage CengageNow Connect ConnectMath Connexus CPM D2L Discord Edmentum Eviews Examity Excel Hawkes Learning Honorlock Khan Academy Knewton LimeSpring Lumen Maple MasteringChemistry MasteringPhysics MathXL (XL) MATLAB McGraw-Hill Microsoft Word Minitab Moodle MyAccountingLab MyEconLab MyITLab MyLab My Lab MyMathLab My Math Lab MyOpenMath MyPsychLab MySocLab MyStatLab My Stat Lab NCSS Open Source Software Pearson PERT PlatoWeb PowerPoint Prezi R Respondus Lockdown Browser with Webcam Sapling SPSS Stata StraighterLine Straighter Line WebAssign Web Assign Webex (Cisco) WebWork Wiley WileyPlus Wonderlic Zoom

SCHOOLS FROM WHICH I'VE HELPED STUDENTS IN :
As of 2021, I have tutored and helped students enrolled at the following U.S. universities community colleges county & city colleges schools for-profit institutions listed below in alphabetical order:

• A - C: American Public University System (APUS) Arizona State Ashford Brigham Young Brown Broward California State (Fullerton) Capella Chamberlain (Illinois) Colorado Technical Columbia Columbia Southern Cornell
• D - K: Dallas College Dartmouth DeVry Excelsior College Florida International Florida State Full Sail Georgia State Grand Canyon Harvard Houston Community College Ivy Tech Community College Kaplan Kennesaw State Kent State
• L - T: Liberty Lone Star College System Kaplan Miami Dade Michigan State CUNY State University of New York (SUNY) Northern Virginia Ohio State University of Phoenix (UOP) Penn State Princeton Purdue (Davenport) San Diego State San Francisco State San Jose State Southern New Hampshire Southern Nevada Stanford St. Petersburg Strayer Texas Tech
• UNIVERSITY OF: Alabama Arizona California (UC) Central Florida Chicago Cincinnati Florida Houston Illinois (Urbana-Champaign) Iowa Maryland Minnesota Michigan North Texas Pennsylvania Southern Florida Texas Toronto
• U - Z: UCLA Extension Utah State Utah Valley Valencia Walden U Wake Technical Western Governors Wilmington Yale

Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641
I OFFER FLEXIBLE PAYMENT PLANS:

• I offer several unique payment plans, including a weekly plan, a discounted monthly plan, a discounted half-now / half-later plan, and highly discounted up-front rates.
• I can accept the following payment methods for my services: PayPal Debit Cards Square Cash Credit Cards Cash App Venmo.
• Only people located in North America have access to Venmo Cash App Zelle.
• This is an excellent way to determine if the person you're dealing with is from the United States.
• Within reason, I offer a partial or full money-Back guarantee if the student is very unsatisfied with my academic services.

TUTORING AVAILABLE FOR OTHER SUBJECTS:

• For other subjects, you can reach out to me, and I can connect you with one of my tutoring partners who can provide general academic assistance for the following subjects:
• Art & Design: Art History Design Film Studies
• Business: Accounting (Acc) Biz Courses Business Administration (Biz Admn) Business Calculus Business Law Business Statistics Corporate Finance Economics (Econ) Finance (Fin) Financial Accounting Intermediate Accounting Intermediate Microeconomics (Micro) Macroeconomics (Macro) Management (Mgmt) Managerial Accounting Marketing MBA
• Computer Science: C C++ Computer Programming (Comp) Java Python R (Introduction & Intermediate Level Only)
• Humanities: Communications (Comm) English Literature Essay & Term Paper Writing, Editing, Proofreading Essays History Papers Philosophy (Phil) Religious Studies Theology (Theo)
• Mathematics: A.P. Calculus AB & BC Psychology Statistics AP Statistics Bio statistics Calculus I (1) Calculus II (2) Calculus III (3) College Algebra Differential Equations Discrete Math Finite Math Functions General Math Geometry Liberal Arts Math Linear Algebra Multi-variable Calculus Partial Differential Equations Precalculus Probability Quantitative Reasoning Real Analysis Statistics Trigonometry (Trig) Vector Calculus
• Science & Medicine: Anatomy & Physiology (A & P) Biochemistry Biology (Bio) Biostatistics Earth Science Environmental Science General Chemistry (Chem) Healthcare Medicine Nursing Nutrition Organic Chemistry Physics (Phys)
• Social Sciences: Anthropology Economics (Econ) Geology Law & Justice Liberal Arts Liberal Studies Political Science Psychology Sociology

THE OBLIGATORY "IS THIS A SCAM?" QUESTION:
Considering the fact that you found my contact information online, it’s understandable to be skeptical regarding the legitimacy of my services. Therefore, I’m willing to do all of the following to help you feel more secure in trusting me with your academic needs:

• 1) Speak with you on the phone and answer any questions you may have so that you have the opportunity to assess and analyze my tone, articulation, accent, diction, dialect, regionalisms, pitch, vocabulary, word choice, intonations, and inflections.
• NOTE: I’m a New Jersey-born Irish/Italian-American, but I have been told that I speak in an erudite & articulate suburban American accent with a “professor style” voice somewhat resembling the voice of actor: Ben Stein.
• 2) Agree to do some homework questions of yours upfront with the work fully shown in real-time to prove my mastery of the course content.
• 3) Send you screenshots of at least five past scores I attained from completing exams & homework assignments for other students in the same type of class you need help with.
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• 5) Provide you with the contact information of students who have utilized my services in the past who would be more than willing to vouch for my skills.

MY REBUTTAL TO THE OBLIGATORY “IS THIS A SCAM?” QUESTION:
At the risk of sounding arrogant, I consider myself to be at least marginally more intelligent (both academically & socially) than the average person. Therefore, if I ever decided to suddenly risk prison time, risk my reputation, and risk enduring the wrath of modern-day “cancel culture” by scamming people out of their money:

• I certainly wouldn’t do it for such paltry amounts of money. (i.e., anything less than $1,000 per victim.)
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• I wouldn’t choose such a time & energy-draining method of scamming people. Also, communicating back and forth with potential clients is an absurdly long time sink since only less than 10% of all potential clients who reach out to me actually become paying clients of mine. This means that 90% of my time communicating with potential clients ultimately proves to be a colossal waste of my irretrievable time & energy.
• If you pay me to provide academic services and I don’t deliver, you can always dispute the payment with the payment app and easily get your money refunded. If I were in the habit of swindling money from people, then all of my payment accounts would have been investigated and be completely shut down by now. And I would have been permanently banned from opening new accounts. Therefore, the fact that all my payment apps have been fully active for years should be sufficient proof that I haven’t had people consistently disputing payments sent to me.

HOW TO CONTACT ME:
Paid Help from Hiraedu: If You're struggling to handle your Online Exams, Assignments or any other coursework, get help from Hiraedu and pay after the exam. Contact details for Hiraedu is: WhatsApp: +1 (213) 594-5657 OR Call: +1 727 456 9641

• I take my work as a tutor very seriously, and I always aim to do my best to help my students excel in school. I have a solid and sincere passion for academic achievement, and with my help, I am positive that I can help students obtain very high grades with minimal stress and effort.
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My contact details:
WhatsApp: +1 (213) 594-5657
Call: +1 727 456 9641
Website: hiraedu. com
Email: [info@hiraedu](mailto:info@hiraedu). com
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Been working at a retail job for the past few months which mostly caters to boomers.
One thing I noticed about the boomer customers is that, once they've paid their stuff, they stand in front of the register to carefully organize their stuff before going on with their day, even though there's a lot of surface area on the counter past the register to do that.
They seem to either be unaware or simply not care that there are people waiting in line behind them when they do that.
When I go shopping, I always get my card or cash ready before my turn comes, clear the area in front of the register when I'm done paying, and if I have to put stuff in my bag or reorganize my wallet, I move to the side to do that.
Leadheads don't seem to care about such basic decency

Hopefully this isn’t downvoted instantly, because I know people seem to get strangely very defensive about Beast’s characterization in this run. I think there is a lot of miscommunication whenever a Beast fan complains about how he was depicted here. Often times people will discount those complaints because they think Beast fans just don’t want him to go bad, when that doesn’t really seem to be the whole truth from what I’ve seen. Ultimately, the complaints I raise and I have seen others raise are more about thinking the writing of his spiral in X-Force 2019 was not done well rather than that said spiral shouldn’t have happened at all. With the Krakoa era coming to an end, and “From the Ashes” having the now-rebooted Beast who is pulled all the way from his time on The Defenders, I don’t see any of the flaws here being addressed beyond characters casually referring to how bad he became. So I wanted to take this time in the in-between, where our new Beast is apparently just chilling on Wonder Man’s couch while the rest of the X-Men fight against Orchis and Nimrod, to once and for all lay out the flaws of Beast’s villainous era, and establish not that it shouldn’t have happened, but that it could have been way better.
Problem 1: A Lack of Pathos:
Most X-Men fans who have been reading for awhile will agree that it’s honestly surprising more mutants haven’t gone down a dark path. Their history is one of striving for acceptance, putting their lives on the line for people who would rather see them dead, and being rewarded with not one but multiple genocides on their population. Some of the most interesting stories can actually come from a formally “upstanding” mutant finally deciding enough is enough. When Cyclops went down his “villainous” path, it made a lot of sense. We’d seen him becoming more disenfranchised with the dream for years. We’d seen his trust in Xavier erode time and time again, and so when he decided to stop asking for acceptance and start demanding it, it was hard to blame him. Even as we saw most of his friends turn against him, that didn’t stop people from declaring “Cyclops Was Right,” because his perspective could easily be understood, and he did achieve results. More recently in X-Men ‘97, we saw Rogue go down a dark path in the wake of Genosha being wiped out, including Magneto and Gambit. Again, this was understood, and it was an interesting direction for her character.
This sort of turn would also make a ton of sense for Hank McCoy. Did you know that back towards the start of the original Uncanny X-Men run, Hank was actually the first X-Men we ever saw to leave the team and say that Magneto was right, after he and Bobby were attacked by an angry mob because Hank used his powers to save a young child? Over the years, one of Hank’s most recurring struggles and arcs is self-loathing and eventual acceptance of his condition. Hank has always been at his darkest when he’s trapped in his spiral of self-loathing, but when he comes out the other side, he tends to be one of the most optimistic mutants when it comes to coexistence with humans. He was out making connections and fighting alongside non-mutants before anyone else. Joining the Avengers and Defenders, speaking on behalf of mutant rights before congress, dating human women who were able to accept his appearance, blue fur and all. Until they weren’t… looking at you, Trish Tilby.
So with all of this in mind, it would honestly be an extremely interesting arc to see Hank, this optimistic mutant who has spent his life building bridges and making connections with humanity, to be slowly beaten down and start to believe peace is not an option. As one of the original X-Men, he has been there through every tragedy that struck the mutant population. And as one of the smartest X-Men, he has usually been at the center of these crises. He has seen advancements in science meant to eradicate the mutants. He has fought against viruses that threaten to drive them extinct. He was there in the wreckage of Genosha. He has seen countless friends killed again and again. He has suffered his own mutation evolving and making him less and less human-looking. He saw the development of a mutant “cure” and was tempted to take it. He has seen it all.
And so that brings us to Krakoa. This is the moment where the mutants as a whole decided enough was enough. If they could not be accepted by humanity, they would pack up and form their own nation, and they would force humanity to accept that they exist by developing life-saving drugs that other nations would have to rely on. And what is one of the first things that happens after the establishment of Krakoa? Hank witnesses assassins infiltrate the island and assassinate Charles Xavier. This right here is honestly the perfect setup for Hank to go darker than he has before. Even after literally segregating the mutant population from humanity, like humanity seemed to want, they still decided to come and kill the man at the forefront of the movement. And Hank, recently placed in charge of mutant black-ops, would likely see that all options are on the table.
Unfortunately, Hank’s actual pathos surrounding the decisions he would go on to make is not explored by the book itself. The book has no interest in detailing Hank’s fall from grace as we saw with Cyclops before him. The book just wants us to accept that Hank has already fallen. And in fact, according to the writing, maybe he never had anywhere to fall from. Any time a character in X-Force tries to ask important questions to understand Hank’s thought process, they are cut off. Usually by Wolverine saying “He’s always been like this.” And then on one occasion, when Wolverine asked Hank why he was doing all this dark shit, Hank said, “Didn’t you read the script? I’ve always been like this.” There is no attempt to examine Hank as a character. We don’t need to know why Hank makes the decisions he does, because this book wants Hank to be a black and white villain and so that’s what he will be. Why? Because he’s always been like this.
Problem 2: Rapid Escalation:
One of the major defenses people have when it comes to Krakoan Hank is that he has apparently been on the road to his villainous self for over a decade. The X-Force run itself loved to have characters spout a list of Hank’s previous “crimes” without any context involved, as justification for why he was acting the way he did in the current run. The problem is, that context is very important. Because it shows the disparity in the Hank of previous stories who made mistakes with good intentions vs the Hank of X-Force who did heinous shit because he wanted to. This was less a plane making a slow descent and more a plane that was slowly descending, but then its engines shut off and it plummeted into a fiery explosion.
To make this case, we need to briefly analyze the previous perceived transgressions of Hank McCoy to show what they actually meant for his character and how they differ from the Bond villain X-Force would present us with. Let’s start with Threnody. Somehow, Threnody became a bit of a buzzword for the beginning of the end for Hank. When people talk about the history of Hank and Threnody, they will usually present it as one of Hank’s worst sins, saying something like “Hank callously handed Threnody over to Mr. Sinister so he could experiment on and abuse her!!!” It kind of makes for some whiplash when you actually read the Threnody story people are talking about. Here is a brief rundown of what actually happens:
Threnody is a young woman who cannot control her powers. It causes her no end of grief, and when we are introduced to her, she is homeless and constantly in danger of hurting herself or others. Beast, Rogue, and Iceman come across Threnody who has been found first by Mr. Sinister. Sinister actually has a vested interest in curing the Legacy Virus, and believes he can help Threnody master her powers, at which point she will prove vital in his efforts to study said Virus. Notably, Threnody wants to go with Sinister here. While Rogue disapproves, Hank does believe that Sinister is actually Threnody’s best option, openly stating Sinister can actually help her gain control and the X-Men cannot, because, as Hank directly says, Sinister is willing to damn parts of his soul in pursuit of scientific enlightenment, and the X-Men are not. A few issues later, when breaking into Sinister’s base, Hank encounters Threnody again. She’s happy. Sinister did indeed help her control her powers, and she has been able to use her abilities to help mutants the world over, while also undermining Sinister’s more evil operations from the inside. Hank expresses relief, saying he was kept up at night by his decision to let her go with Sinister, but Threnody actually thanks him for letting her. And that’s it. That’s Hank’s big “crime” here.
Hank’s other “sins” are also of varying levels of severity. There’s the time “Hank worked with his evil self to cure the Legacy Virus!” when the actual story in question is Hank asserting that he won’t stoop to the levels of Dark Beast and compromise his values in the name of science. There’s the time “Hank sided with the Inhumans against the X-Men!” when the actual story is Storm sending Hank to Attilan to find a way to end the conflict between mutants and inhumans before war broke out. Hank runs out of time to find a cure for the terrigen mist cloud, suggests mutants get off-world in the meantime rather than go to war with the inhumans, is thrown into a cell by the other X-Men for his “betrayal”, and then freed at the conclusion of the war by a repentant Storm when it comes to light that the whole conflict was manipulated by Emma Frost. There’s the time “Hank risked the timestream by bringing the original X-Men to the present day!” A decision that was made on his perceived deathbed with the hopes of bringing his old friend Cyclops back to his side. Hank wants to take the young mutants back right away, but they refuse. And instead of others enforcing that they need to return, we actually see Kitty Pride decide to lead them in the present in memory of Charles Xavier. Notably, Kitty would be one of the many mutants in future issues who would yell at Hank about this.
The point of this post isn’t to absolve Hank of all fault. He has made countless mistakes and bad decisions. Regardless of the culpability of others, the pulling of the O5 to the present was his decision. During Secret Empire, Hank would turn a blind eye to Hydra’s activity simply to keep the mutants under his care safe. During all of this, however, Hank’s character was not compromised. He expressed despair and regret over his worse choices, and struggled with thinking he was a good person any longer. Again, going back to his recurring struggle with self-loathing. He had pathos behind his decisions and how they affected him, and would often reunite with Wonder Man as an opportunity to recenter and declare he would “be better tomorrow than he was yesterday.”
You would think, if the aim of X-Force was to turn Hank into a full-on villain, it would take advantage of the long-form storytelling of comics to chronicle that escalation. Like I said, the assassination of Charles Xavier is a great starting point for Hank to start going darker than he ever has before. The problem is, we don’t get an escalation. Hank starts the run by doing some of the most heinous shit imaginable. Regardless of your thoughts on the severity of Hank’s previous mistakes, none of them compare to his opening volley in this run. Hank uses telefloronics to override and genocide an entire country, leaving various people either completely dead or braindead. We later find out that during this time he also established a space station where he ran unethical experiments on prisoners like Krakoa’s very own Dr. Mengele. He then accuses his old ally Colossus of conspiring with Russia against Krakoa, and calls forth the mutant population to witness as he parades a shamed Colossus through its streets. Then he kills Wolverine and resurrects him as a mindless animal who he uses as an attack dog against his perceived enemies. This isn’t an escalation, this is a different character. And the aforementioned lack of pathos means that we don’t get to see him struggle with these choices. We don’t see his thought process as he becomes darker and darker. Why would we? “He’s always been like this.”
Problem 3: No Personality:
One of the most fun aspects of turning a protagonist into an antagonist is seeing how their personality works with a more villainous mindset. When Cyclops became an “antagonist” to the X-Men, he was still Cyclops. He stuck to his convictions, he was a great leader and tactician, and he was able to turn many mutants to his side because of this. We’ve seen an evil Beast before. The creatively-named Dark Beast is from an alternate future where Beast went down a dark path lacking ethics. The fun of this character, besides comparing his ideologies with our Hank McCoy, is seeing how Hank’s penchant for jokes or quotes now become far more sinister and cutting.
There’s a strange narrative that the jokey Hank is reserved for the Avengers while the Hank with the X-Men is all business and science. This isn’t entirely true. Early on when he was a member of the Defenders, Hank talks about this sort of thing. He essentially says that he wears different hats. While working with the X-Men, he used big words essentially to gain respect from both his teammates and humanity. But with other teams, and in his then-new furry form, he dropped all of that. His speech became more naturalistic and he was much more of a goofball. The thing is, it’s the speech patterns that truly change depending on who Hank is hanging with, not his personality. Hank with the X-Men and Hank with the Avengers are both jovial characters who like to tell jokes and quote philosophy. You can see Hank being a bit of a clown among the X-Men in various runs. So it’s not like it’s a given that Hank is some entirely different dry doctor devoid of any sense of humor when among the X-Men.
But this is how Hank is portrayed in X-Force. Part of why this version of Hank is so hard to reconcile with the rest of his history for fans of the character is that he just doesn’t act like himself, even when he isn’t actively committing war crimes. In one early issue of the run, we get a glimpse at Beast’s journal where he accounts a meeting he had with Forge. Now, Beast has been known to be a very physical character. He is often known to sweep others into a hug, or even plant a big kiss on their face in the case of characters like Wonder Man or Iceman. Meanwhile this one page where we read his thoughts on Forge is clearly pretending this is not the case:

I paid Forge a visit in the Armory – and I must say that he can be, like Logan, rather impossible. There is a certain locker room bravado about him I find perplexing, like a language I only half understand. For instance, he refused to shake my hand but instead dragged me into what he called a “bro hug.” Then he challenged me to a “feat of strength,” asking if I would test out this sappy “muck bomb” he had developed that – or so I gather – glues one in place. He wondered if a “big boy” like me might be able to thrash free of the binding. I refused him and said I very much would prefer to get down to business. He then referred to me as a “bookish peckerwood @#$%” but did so with a friendly laugh and clapped me on the shoulder hard enough to make me stagger. I’m not sure how to process this, honestly. Is he being friendly or cruel? Is it possible to be both?

Needless to say, this doesn’t read like Beast. It reads like an android that has never before felt human emotion. I remember before reading this I was theorizing that Hank had been switched with Dark Beast once more to explain his sudden escalation, but after this I realized that couldn’t be the case. Because this sounds like neither Beast nor Dark Beast. Dark Beast understood how to properly write Hank as a villain. He doesn’t suddenly become your typical made scientist devoid of emotion, humor, or basic human understanding. He still makes jokes that are now cruel. He still quotes literature in a way that paints him as a god among men. Hank going bad can be a fun read, but this run was not.
Problem 4: No One Cares:
Another important angle to consider when writing a story of a good person breaking bad is how it affects those around them. Those who are close friends to the person and find themselves disturbed by their current actions. Again, I return to Cyclops. Regardless of where you stand on if he was right or not, he was very much positioned as an antagonist to the mutants at the Jean Grey School for Higher Learning. Yet we see various friends of Cyclops still caring for him and wanting to pull him back from what they perceive as the dark side. Like I previously said, Beast’s whole reason for messing with the timeline was because he felt he was going to die and wanted to try to appeal to his old friend and bring him back around before he passed on. When someone good goes bad, part of the emotional core is seeing former friends try to appeal to their better nature, and even eventually deciding they’ve gone too far to turn back.
Not so with Hank in X-Force. Like I said, this run posits that this is not any kind of heel turn for Hank. This is how he’s always been. “Hank this isn’t you!” “No, he’s always been like this.” “Hank, turn back before it’s too late!” “Turn back where? He’s always been like this.” None of Hank’s friends give a shit. Hank’s best friend amongst the X-Men is Bobby Drake, Iceman, and we never once see any kind of confrontation there. Cyclops and Angel similarly doesn’t care. Now you could argue this is because X-Force is a secretive organization. Bobby and Scott don’t even know what Hank is doing. There are two issues with this. First, things reach a point where they would know. Hank’s actions become public knowledge, and Wolverine goes off to hunt him down while the rest of the X-Men just kinda look the other way. And second, there is someone with a lot of history with Hank that was a part of X-Force and did see everything that was going on. Jean Grey.
But we never get to see Jean wonder what’s happened to her close friend. Jean who was always incredibly close to Hank. Jean who, it was confirmed during the All-New X-Men era, had mutual feelings for Hank and might have started dating him had things been different. But no, Jean, like every character in this run, accepts that Hank has always been like this. That’s the answer to everything. So instead of some kind of emotional confrontation where she tries to appeal to his better nature, we instead have Jean yell at Hank, use her powers to throw him against a wall, and quit X-Force. And then most recently, we see her tell Firestar without hesitation to throw Hank under the bus for any heat that comes her way from her undercover mission. Because everyone will believe Hank is responsible for all the bad shit. Who the hell cares about Hank? According to this run, no one.
Conclusion:
I hope you can see the larger issue here. When Beast fans complain about his Krakoan era, people assume they just don’t want to see their favorite do bad things. But it’s practically accepted at this point in comics that most heroes will have a villain arc. Hell, Iceman is the only one of the original five X-Men who hasn’t gone down a dark path at this point. The problem is that everything about the writing of Hank during this time was just not done well. There is no exploration of Hank’s descent into villainy, and any questioning down that line is immediately shut down by the assertion that this is just who he’s always been. There isn’t any slow escalation because his first move is genocide. Hank is not even written as himself during this era, but rather as a generic bond villain. And none of Hank’s former close friends even show any emotion about his turn to villainy. An evil Hank story could easily work. We saw it with Dark Beast. A story where the former optimistic member of the X-Men has been beaten down so many times that he takes on a “whatever it takes” mentality could be interesting and emotionally resonant as we both understand what drove him here yet hate the man he’s become. But that isn’t what we got. We got a run that wrote him as a complete stranger and then had all the characters tell the reader that they were wrong for ever thinking he was anyone else.

So we are currently sitting at 10% above ATL. Peloton in its current form is basically a meme stock. They will not succeed. I would have assumed bankruptcy by now. However, they are leagues above stationary bikes. Their only real competition seems to be Wahoo stationary conversions for Zwift.
Thinking about throwing some cash at it in hopes someone else buys them. Or just holding until $5 and enjoying some good ole gains. But wait I made this post so it will go to $0.
Not financial advice.

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Let's be honest here, we are not going to get any sort of response from SportsQuack, OneCricket, or SportsBattle or whatever legal entities that they operated under. The best chance any of us have in getting any response, is probably by contacting your state gambling/lottery commission, this link might be useful to finding your individual states contact information. (https://www.nagra.org/State-and-Province-Gaming-Regulatory-Agencies) Some states (including the state i live in) are less clear about who controls and regulates DFS though, so might be helpful to reach out to all of them.
I have reached out to the state of Georgia yesterday (where SQ was headquartered and operating under the name of OneCricket Fantasy Inc) regarding this. Today I received a response that they had received my message and will respond. Below is a boiler plate template to summarize what WE think transpired. I have italicized the body and also bolded some areas that may need to be changed depending on you and who you are sending it to.
It's possible that we are made whole again and the money from our accounts IS refunded to us. However, the lack of any communication on SQs end is really troubling and quite frankly, I doubt we ever get access to our money.
That being said, we should still be using the resources our states have in place to try and force an answer from them. Some states (llike Georgia where SQ is located ) require licensee's to have Surety bonds to maintain "adequate reserves to account for losses suffered by a licensee and owed to bettors" (albeit, with how this all went down, it would not surprise me if SQ even went through the process of acquiring bonds).
If SQ and it's owner were not following proper laws and we never have access to our funds, us notifying the regulators at least allows them to hopefully stop them from ever pulling something like this again and hopefully provides us with some sort of answer.
In the words of former alcoholic lawyer and part time hockey coach Gordon Bombay, "Ducks Fly Together"
Hello,
I am reaching out to you today regarding a daily fantasy sports app named "Sportsquack" (which may be registered as either SportsQuack, SportsBattle, or OneCricket) that ceased operations on Friday May 17th, leaving many users with thousands of dollars they are unable to access. Users have received almost no communication regarding the status of these funds besides one small message that was posted on the app on the day of closure.
The owner has faced lawsuits in multiple states regarding the company (onecricket fantasy inc) in question, primarily due to the factoring of receivables and his failure to pay the other party. His failure to pay other creditors has led many of us to believe that our funds will never returned to us. The highlighted section below may of the most interest to you as it was very atypical of an app to offer these sort of promotions. If you have any questions, please feel free to contact me at this email or by phone
I am not a resident of Georgia (as I currently reside in XXX state) but am contacting you as I believe your organization oversees the handling of all gambling in the state of Georgia, including DFS apps that operated similar to Sportsquack/Sportsbattle/OneCricket.
The organization as of Friday, May 17th has ceased operations. As a result of them ceasing operations, many users have funds that are currently unavailable to them locked in the app, with users having no ability to withdraw funds. Some users (including myself) having upwards of $1000 in their accounts that are no longer available to us.
In the time since then, many users have been unable to find any information about what will happen to the funds that the users had in the app. Their support is offline, their twitter has been deactivated, and emails have been bounced back.
In addition, the app, in the weeks leading up to being defunct, ran a series of promotional items where users were offered deposit matches, ranging from 25% to 100%. These promotional items were offered multiple times a week. The app also did not allow users to withdraw money while they had promotional money in the app, leading to many users depositing and being unable to withdraw their funds. Many users feel as if these promotional items were run in bad faith and were only used to keep the users funds tied up in the app and to personally enrich the owners of the application. A search of twitter (https://x.com/search?q=sportsquack&src=typed_query&f=live) using the apps name shows a lot of concern that users were defrauded by the organization.
I am sending this message to see what recourse I have to potentially secure my funds and also to make your organization aware of something that may affect the citizens of Georgia.

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