I spent the first half of my career in a mid size CPA firm and the last half in industry as an assistant controller. I’m looking for a new job closer to home since I commute close to an hour now. I have two I’m on the final interviews for and I need help weighing the pros and cons. I told myself I would never go back to public accounting (mainly bc I never want to track time again 🙃). Both options are similar pay.

1. Large insurance company, 2 days home 3 days in the office. Would be about a 45 min commute. I know someone who works there and they love it. Great work life balance and great benefits
2. National CPA firm, outsourced accounting, fully remote with occasional office meetings or client visits.

Looking for any input from people who have gone back to public accounting and why.

I recently had the nuss procedure to help with my severe Pectus Excavatum and the doctor has ruled me out of going to work or school for 6-8 weeks, in that time I am unable to life anything over 20 lbs and have a hard time walking at the moment and have very restricted upper body movement. I recently started paying for health benefits at my job and the insurance company is life empire insurance. So I was wondering would this mean I am entitled to any compensation until I can return to work? I read it might be 50% of my pay.

I'm a service manager at a heavy truck dealership. I'm thinking about hiring another service advisor at the entry level. 3 years experience max.
Would any of you work 40hrs no OT for $23/hr no percentage of parts or labor?
There are benefits such as 401K matching up to 10%, a monthly bonus of $100, insurance, life insurance, dealership discounts including Ford and GM on brand new vehicles, company paid cell phone, education reimbursement.
There is really no salesmanship required most customers are going to fix it no matter what because their livelihoods depend on it.
Edit: I'm trying to see I'm in the ballpark competitively for the upper midwest.

So this is a long one. Like, I'm going back over it and damn. This is longer than I thought it would be. Throwaway account, I've only made one other post to this relating to what's going on. Instead of updating the other post, I figured I'd make a separate one about the whole shit show I experienced, and the shit circus I uncovered and avoided. I'll try to keep this in as chronological an order as I can.
As the title says, my abusive/narc mom and pos/delusional/golden child brother started trying to reach out to me a few months ago wanting to make amends and build bridges with me again. There were a few people that commented on my previous post in another subreddit that may be a little disappointed in me for how I handled this, and a few that might enjoy that I handled it the way I did. Someone commented to not let them use my good nature. My nature is dependent on who I'm dealing with, and when it comes to that side of my family, I'm more stick than carrot. So their attempts did not go ignored, and did not go unpunished.
Growing up, I was always closer with my Dad than my mom. My brother was the epitome of "pampered mamma's boy". He started having seizures as a child and was diagnosed with epilepsy, which I thought was why my mom babied the absolute fuck out of him long into adulthood. He would go a year or 2 without any seizures, and then there would be a few months where he'd be having them every other day. At Anytime he got in trouble at home or school, my mom would find a way to blame me, for not making sure he knew whatever he was doing would get him in trouble, or she would blame my dad for not being "involved enough in their baby's life." My dad was in the Navy and I remember any time he'd deploy, I'd dread every day until he came back. My brother would taunt me that he knew whatever he did, I'd be the one to get in trouble for it. My dad would always make things up for me when he got back from his deployments though. We'd often have weekend trips just the 2 of us. And then around my 12th birthday, my mom insisted on sitting us all down and explain to that she and my dad were getting a divorce. We got the whole talk about how they still love us and they just can't be together anymore, etc. my dad told us both that he still loved us and he would be there for us whenever we needed him. He explained that he would be moving out, but he would be by to pick us up to spend the weekends with us. I was nervous and honestly scared of what it would be like without him. But I was looking forward to the weekend when I got to see him again. That never happened though, and that was the last time I ever got to see him.
Right before his weekend with us, my mom explained to us that my dad didn't want anything to do with us anymore. There was some news story about a father that killed his kids when he had custody of them and she used that to terrify my brother and convince him that our dad wanted to kill us to start his life over. We left damn near everything behind and moved in with my mom's brother in Florida (from Virginia) a couple days before my dad was supposed to come get us. After that, she went to great lengths to make sure we had no contact from him.
Years went on, my mom seemed more indifferent towards me than ever. She never seemed interested in anything I did unless my brother also seemed interested in it. She didn't show any interest in my wanting to learn guitar until my brother also showed interest in it. Then we got one guitar that we had to share, I'd take lessons on the condition that I taught my brother whatever I learned in them. My brother eventually wound up breaking the guitar and I was blamed for not storing it in the case it came with. I had to share my N64 with him whenever he wanted to play it. I was playing perfect dark one day and having a hard time killing the skedar leader at the end of the game. My brother burst into the room saying he wanted to play his MegaMan game, to which I just replied "give me a minute, this boss fight is hard, once I'm done you can have your turn" He didn't like that. He left the room and came back with a hammer and smashed the console while I was still playing. My fault for not letting him play it. The only thing I had that he could not use was a pair of roller blades my aunt got me for my 14th birthday. I specifically asked for roller blades to get around instead of a bike because my brother and I had different shoe sizes, so he couldn't wear them Because of constant shit like that, I never really put much value in having things growing up. I didnt want to buy something or get something as a gift just to have it fucked up in a few weeks or months. At some point, my "little" brother became the larger one, so my clothes all became "hand-me-ups" as he outgrew everything. So, because I didn't really have any distractions at home, I turned into a high achieving student, rarely got in trouble. made the honor roll all throughout school. But that wasn't something to celebrate as it was expected of me. I had long since decided that I was moving out as soon as I could once I turn 18. I got a job working at a Walgreens as soon as I could and started saving up for a car. My mom however took issue with this and would never agree to take me looking for one and absolutely refused to ever have it put on her insurance. This is where my Aunt comes in. She and her son are the only 2 on my mom's side that aren't some sort of degenerate. She had her son young, but put herself through college while raising him alone and eventually got her MBA and a cushy upper corporate job. She told me to tell my mom I had to go in to work on one of my days off, that she would pick me up and she would take me car shopping. So that's what we did. I couldn't quite afford a cash car, but she helped me with the financing. I put down what I had as the down payment, the arrangement she made with me was that 1- as long as I was in school, she would cover the insurance and payments for me, however, if I got into an accident, I was responsible for paying the deductable. And 2- as long as i was living with my mom, the car remained in her (Aunt's) name. And if anything happened to it, to let her know so she could get the appropriate authorities involved. My mom was PISSED when she found out I now had a car. Her reasoning (that she said in front of my aunt) was that she didn't think it was fair for one of us-either me or my brother- to have something the other couldn't use. Due to him being 13 and having epilepsy, he couldn't drive, so why should i have a car if my brother doesn't? That turned into a long shouting match between my mom and Aunt that basically ended with my aunt explaining that since it was her car, and all paperwork on her name, I was just on the insurance for it so I could drive it. But if anything at all happened to it while I was living at my Mom's, that the police and insurance companies would get involved. My mom still kept track of all the miles on the car to "make sure I was only going to work and school and wherever she told me I could go". Most of the time, when I hung out with friends, I wasn't the one driving. From that that point though, my mindset was very much "keep my head down and nose clean until I can leave." I graduated a month before my 18th birthday. After graduation, my mom and i got into an argument about me contributing to her bills. I eventually dropped the ball that I planned on getting back in touch with my Dad and leaving. She started laughing. Something about that laugh made me really uncomfortable. She then said "well, you can certainly meet up with him whenever you want! I'll supply the gun if you buy the bullet!" And told me my dad had died when I was 15. That. Fucking. Broke. Me. Later that night, i called my best friend and vented everything to him. He was in the DEP program for the Navy and would be shipping out in a few months, he told me to come by first thing in the morning and talk with him and his parents about the whole situation. I basically packed up all of my clothes and left the day after my 18th birthday. I just left my house key and a note that said "I'm not your problem anymore." I couch surfed for a little while until after my best friend left for boot camp, then I was able to move in and live with his parents (chosen parents basically). My only real rules were keep the house and my space clean and make sure I had a job and/or going to school. I spent a few months mourning my dad and kind of in a haze. Since he was in the Navy though, that meant I was reliable for financial aid for school. My second dad helped me get everything put together to start receiving that so I could start college.
Well, after a couple years of this, my brother, who had spent his time at school more as "forced socializing" instead of learning, was expelled from public schools for allegedly setting off a fire extinguisher in a classroom. He had to enroll at an alternative school called "the drop back-in academy" that was specifically for dropouts or anyone that got the boot from the public school system. My mom reached out to me and asked me if I would drive him to this school in the mornings, she'd pick him up in the afternoons, and she'd pay me $20 a week.I agreed to it thinking this was out of character for her, but she surprisingly held up to that agreement. I drove him for a couple years until I was ready to start my bachelor program. My second parents were getting ready to move back to their hometown and I was going to start school on the other side of the city. So, I was moving to that side of town and couldn't really drive out of my way to pick up and drop off my brother anymore. He continued his enrollment at this place for another 3 years (5 years total) and it turned out, he was never attending. I would drop his ass off there every day and he'd just walk home immediately after I pulled out of the parking lot. He'd just tell my mom that he finished his work early and decided to walk home instead of wait around for her. One afternoon, I'm coming home early from work and my brother is just sitting on the steps to my studio apartment. He tells me that he and our mom got into a really big argument and he needs a place to stay. I (reluctantly) let him in. I'm stuck thinking he must be really desperate if he's coming to me for help. But I start thinking at this point, he's 24, jobless, and probably needs to learn some self discipline and responsibility, and our mom just never did that for him. So I try to help. I ask him what their fight was about and he tells me that he started dating this girl at his alternative school. She was 21 and got the boot from the school system for being too old to attend (we actually have several relatives that were kicked out of the school system for the same reason) and that he accidentally got her pregnant and our mom did not take kindly to that. I called my landlord and explained the situation to him. He was okay with it, so I let him crash on my couch for a little bit (until the end of my lease, then I'd be moving) and just told him to clean up after himself, take care of himself, etc until we could all work this out. He crashed there for a few months and did Jack shit. He would complain that I didn't have a computer for him to use (I only had a laptop I bought for school) and I didn't have any video game consoles for him to entertain himself with. So he was stuck there bored all day. I got tired of the complaining and lack of effort and told him he had to go back to our mom's if he wasn't going to be an adult. We started shouting at each other until he dropped this little bombshell. He yelled "I can't go back to Mom's!" And when I asked why, he just blurted out "because it's to close to that elementary school!" That stopped the whole thing. "And why is that a big deal now?" I asked him. I already knew why that would be the problem, but 1% of me was holding onto the hope that he was got jumped by a gang of 5th graders and the trauma was too much for him to bear. I told him he could either tell me what's going on, or I could make a phone call and get every last detail I needed. He confessed that he had been leaving that school and going over to his "girlfriend's" house and waiting for her to get home. And that one day, her mom ended up catching them in the act. I explained to him that he was leaving out important details if that was the reason he couldn't be near a school.
He told me she was 14, not 21. I. Lost. My. Shit. Everything after that is kinda fuzzy, but he was arrested, mom posted bail, and since she lived right around the corner from an elementary school, he couldn't stay there. So they told his parole officer that he'd be staying at my address until his court date.. his PO had swung by a couple times, but I was always either at work or school or out somewhere. At this point, I told him the lease was up in 6 weeks, I couldn't stand to be around him. I packed my stuff early, moved out into a storage unit, and I stayed at an extended stay hotel until it was time for me to move. Called my landlord and told him what was going on, and if my brother was still there the last week of the lease, nail him for trespassing. My landlord was a good guy. I never had any problems with him. I paid up the last 6 weeks and threw him since extra cash for his troubles as I knew I wouldn't be getting my deposit back. That was the last time I saw my brother. After I moved out of state, I cut all contact with everyone in that family except my Aunt who was the only one that ever helped me out or even had my back. But even then, it was just through email. We'd mainly email birthday and holiday wishes to each other. Updates from my side on how life and career are going.
I never had a myspace or a Facebook growing up. I either never had a computer to check it on, or I was just so accustomed to not having any online distractions that I just never got around to making one. I did finally make a Facebook and I did get in touch with my dad's side of the family and reconnected with them. I hadn't seem most of them since I was 4 or 5. Some of them had been in contact with my brother (he fucking knew our dad died) and was spinning some sort of web about how he graduated high school early, had gone to college for pre-med and then got some sort of full ride scholarship to some prestigious medical school in Florida. He told them I wasn't on social media because I had been arrested for selling drugs and that he was taking me in after I got released. He was also using my senior portrait as a profile pic. They were surprised when they saw me and how I "looked just like my brother!" I had set the record straight. They looked dumbfounded when I told them that he couldn't get himself out of the 9th grade in 10 years, and now would likely never complete his high school journey due to the fact he can't be within 100 yards of a school.
So, fast forward to last week. I checked my email for the first time since late January (for my aunt's birthday) and noticed a few from her saying my mom wanted to reach out, then several emails from a new address. It was my mom's first initial and last name. Subject lines usually read "please respond" and "let me know you're okay" and stuff like that. I'd copy some of them over, but holy shit this is already a novella. Basically she got my email address from sneaking my aunt's phone (aunt did not sell me out). She's trying to apologize for how she treated me growing up and trying to excuse it by saying I reminded her of my dad and then she was going through menopause and just any excuse to dishes full accountability it seems. She acknowledges that it was wrong to hold me accountable for my brother's fuck-ups but dismisses that by saying he didn't know any better and she needed me to be a good role model for him. Things have been hard for her since I left, since she "had" to take my brother back in (I would've left him on the street or in jail), she had to sell her house (she was only 10 years into her mortgage) and buy another smaller one further from a school for him. He never did get a hs diploma or GED because how can he? And she's been going through breast cancer treatment for the last several months and just doesn't have the energy to take care of her 33yo baby anymore. She asked me if I lived close enough to them to take him in for a little bit while she focuses on her health. I left Florida 8 years ago and haven't even lived in the same time zone in 6 years. She can only check her email at work since she no longer has Internet at home. She had to cancel her home Internet service because of him. So, I decided to just put my brother's name into a search bar and the first thing that pops up is a FDLE sex offender's page. And holy shit has he gone downhill. He had a second arrest when he was 27 for the same thing, and then was caught in communications with another girl (like Chris Hansen sting) and was released from prison at the beginning of the year. And the mugshot.... You know the pale lady from the scary stories to tell in the dark movie? Think that, but with a patchy beard. Beady eyes, bad skin and all. According to the sheriff's office inmate search, he's been arrested 5 times in the last 10 years. Twice for lewd and lascivious battery of a minor (aged 12-15), once for solicitation of a minor, and twice for probation violations.
The TL/DR: abusive mom took all her frustrations out on me, blamed me for everything my brother did, hid my father's death from me until I was almost 18, and reaches out after 8 years of no contact and wants me to take care of her pedophile son while she's in poor health.
I'm attaching my response to her below.
Hi. I'm alive. I'm well. I'm also not okay with you contacting me, especially under the circumstances that you violated the privacy of your own sister to get my contact information. I have read your apologies and excuses and I do not accept either. You say I reminded you of Dad? He spent more time with me and showed more interest in my well-being than you ever did, and that's including the 6 years he was absent from my life by your own selfish design. Menopause? I find that hard to believe as this went on for the better part of half a decade and not once in that time did your attitude towards brother change. You always treated him with the same coddling infantile obsession and patience that one would show a toddler. It was and is clear that you have a preferred child as that adult-sized pile of shit is still living comfortably with dear old mama. I'm guessing no one else is willing to take him in? Are Uncle and Cousins afraid of him doing something to their daughters or grandchildren? I do believe you when you say you want to rebuild the bridge that you nuked from orbit years ago, but I can't believe it's not for your own selfish desires. And I can't find any reason or way my quality of life could be improved with your presence. The reality is, my life has been far better without you than it could be with you. I've never said this to anyone, but if there is a sense of karma and balance in the universe, your current situation is proof of that. The next time I see your name on my computer screen, had better be for your obituary. But since you and the monster you raised both decided to keep Dad's death a secret from me, and remove any choice I had to mourn or pay my respects, I'll return that kindness to you.
Please die away from me.

Thanks in advance to anyone who takes the time to read this.
My life is in a terrible mess & just continues to spiral downwards at a rate of knots. Where I’m at has been heavily influenced by mental illness (bipolar disorder) but equally I take full responsibility for my actions.
I have 2 kids. All I care about is them. But this life I’m living isn’t sustainable.
I’m 42. I’ve been with my wife for 22 years & we’ve been married for 17. Things were good until 7 years ago. At that time my eldest child was 3 & my youngest was a baby. I had a good enough career for my wife to not work for the foreseeable. I had a history of anxiety & depressions & 7 years ago I was put on an antidepressant. I hadn’t had my bipolar diagnosis (won’t get in to all that here) & taking an antidepressant without a mood stabiliser if you’re bipolar generally ends badly. I’d not long started work at a new company & I began to feel very unwell. Even after stopping the antidepressant (when I was diagnosed soon after), I was very unwell for several months. I couldn’t do my job. My wife was at home with a baby & I didn’t want to worry her. I pretended to go to work & sat in my car all day. I thought it’d pass & I’d be better, therefore never having needed to worry her, but things got worse. Sitting alone all day every day contributed. I ended up in hospital a few months later, having suffered a huge breakdown. Even though I had good intentions to protect her, my wife felt hugely betrayed, which I can understand. She has never forgiven me.
I was off work for another 6 months after I got out of hospital. We had very little money coming in & had to borrow money from my wife’s parents. They were very cruel about my mental illness & told me I should be ashamed of myself. I found my way back due to the love for my kids. I got back to work in a more junior role, but have never regained the person I used to be. I’ve been so heavily medicated since my diagnosis & my world’s been turned so upside down that he’s lost.
I had a few years of relative stability & we were able to rebuild some of the damage. But my wife never forgave me. We haven’t had an intimate relationship since before it happened. Then lockdown came & I started to wobble. I got an appointment with a private psychiatrist through my health insurance & he put me on the highest dose possible of a medication called pregabalin (for anxiety).
Fast forward a few months (about 3 years ago) & I had a terrible manic episode. I don’t remember much of it but I had a good salary & credit rating, so was able to take out a lot of loans. Long story I buried myself in tens of thousands of £s in debt. When I came to & that episode ended, I was distraught & had to go to great lengths to hide it from my wife. As I’ll come on to, in all honesty I’m afraid of her. Also, when is a good time to tell someone that? After a year of hiding letters etc. I sunk in to a bad depression in September / October. I’ve been in it since & it continues to worsen.
I’ve been off sick all year. I was hospitalised in January as I was in crisis. It’s been a terrible ordeal for my wife. Illness or not, I’ll never forgive myself for what I’ve put her through.
I’m at home all day because the depression has just made everything impossible. I understand my wife’s frustration but all she does is shout at me. I must sound pathetic, but it’s been this way for years. I’m afraid of her. When I tell her she’s being aggressive she denies it. She gaslights me a lot. She calls me lazy & a failure. She tells me to “f off back to work”. There are some days when it’s not too bad but most days it’s constant & extremely aggressive.
My youngest has now been at school full time for 2 years. My wife won’t get a job. She gets angry with me about problems with the house but won’t work. The last time it was mentioned she made my life hell for weeks. I experienced a lot of abuse as a child & can’t stand or cope with bad atmospheres in the house. She kept saying I’d “told her to get a job”.
She knows what I’ve been going through but hasn’t even brought it up. My salary is going to drop soon as I’ll move on to the income protection plan. She’ll then be forced to work so God help me. I’m terrified.
My mental health is a mess. I forgot to mention that the pregabalin prescribed during lockdown has become something I’ve abused the last year or so. I take more when I get my prescription & leave myself with less for the rest of the month. It’s the only temporary relief from this terrible depression & how I’m treated at home.
I have no parents or siblings. Nowhere to go. It would break my heart to leave my kids but I’ve come to realise if I don’t get away from my wife then this is only going to end in one outcome. I’m not far from it at all. I’m terrified of what she’ll do. I would be able to pay the core bills on this house (around £2200) & get a cheap airbnb (I’d need to live on canned food) until this house is sold. But she’d need to work to pay for groceries & ‘non-bill’ things. She can have all the equity from the house when it’s sold. All I want is for the kids to be ok.
One way or the other it’s terrifying: I live with the aftermath of telling her about the salary drop (if my mental health gets any worse it will be dangerous) or I find the courage to leave. If I leave I dread to think what crazy stuff she’ll do.
I’m exhausted, humiliated, ill & I’ve had as much as I can take. I’m only still here for the kids’ sake. But the bad thoughts are creeping in more & more
My wife hates me. I haven’t had a hug in years. She shows no compassion whatsoever. She makes it so blatantly obvious that she can’t stand me but that she’s just here because she has nowhere else to go.. It’s horrific. I haven’t explained it all well enough here. It feels like hell on earth & I’m on countdown now until this explodes one way or another. I’m already at the end of my tether. I just have to make sure that I am still here for my kids. Maybe not in the same house. But I can’t sink any lower & not be here at all

Thanks in advance to anyone who takes the time to read this.
My life is in a terrible mess & just continues to spiral downwards at a rate of knots. Where I’m at has been heavily influenced by mental illness (bipolar disorder) but equally I take full responsibility for my actions.
I have 2 kids. All I care about is them. But this life I’m living isn’t sustainable.
I’m 42. I’ve been with my wife for 22 years & we’ve been married for 17. Things were good until 7 years ago. At that time my eldest child was 3 & my youngest was a baby. I had a good enough career for my wife to not work for the foreseeable. I had a history of anxiety & depressions & 7 years ago I was put on an antidepressant. I hadn’t had my bipolar diagnosis (won’t get in to all that here) & taking an antidepressant without a mood stabiliser if you’re bipolar generally ends badly. I’d not long started work at a new company & I began to feel very unwell. Even after stopping the antidepressant (when I was diagnosed soon after), I was very unwell for several months. I couldn’t do my job. My wife was at home with a baby & I didn’t want to worry her. I pretended to go to work & sat in my car all day. I thought it’d pass & I’d be better, therefore never having needed to worry her, but things got worse. Sitting alone all day every day contributed. I ended up in hospital a few months later, having suffered a huge breakdown. Even though I had good intentions to protect her, my wife felt hugely betrayed, which I can understand. She has never forgiven me.
I was off work for another 6 months after I got out of hospital. We had very little money coming in & had to borrow money from my wife’s parents. They were very cruel about my mental illness & told me I should be ashamed of myself. I found my way back due to the love for my kids. I got back to work in a more junior role, but have never regained the person I used to be. I’ve been so heavily medicated since my diagnosis & my world’s been turned so upside down that he’s lost.
I had a few years of relative stability & we were able to rebuild some of the damage. But my wife never forgave me. We haven’t had an intimate relationship since before it happened. Then lockdown came & I started to wobble. I got an appointment with a private psychiatrist through my health insurance & he put me on the highest dose possible of a medication called pregabalin (for anxiety).
Fast forward a few months (about 3 years ago) & I had a terrible manic episode. I don’t remember much of it but I had a good salary & credit rating, so was able to take out a lot of loans. Long story I buried myself in tens of thousands of £s in debt. When I came to & that episode ended, I was distraught & had to go to great lengths to hide it from my wife. As I’ll come on to, in all honesty I’m afraid of her. Also, when is a good time to tell someone that? After a year of hiding letters etc. I sunk in to a bad depression in September / October. I’ve been in it since & it continues to worsen.
I’ve been off sick all year. I was hospitalised in January as I was in crisis. It’s been a terrible ordeal for my wife. Illness or not, I’ll never forgive myself for what I’ve put her through.
I’m at home all day because the depression has just made everything impossible. I understand my wife’s frustration but all she does is shout at me. I must sound pathetic, but it’s been this way for years. I’m afraid of her. When I tell her she’s being aggressive she denies it. She gaslights me a lot. She calls me lazy & a failure. She tells me to “f off back to work”. There are some days when it’s not too bad but most days it’s constant & extremely aggressive.
My youngest has now been at school full time for 2 years. My wife won’t get a job. She gets angry with me about problems with the house but won’t work. The last time it was mentioned she made my life hell for weeks. I experienced a lot of abuse as a child & can’t stand or cope with bad atmospheres in the house. She kept saying I’d “told her to get a job”.
She knows what I’ve been going through but hasn’t even brought it up. My salary is going to drop soon as I’ll move on to the income protection plan. She’ll then be forced to work so God help me. I’m terrified.
My mental health is a mess. I forgot to mention that the pregabalin prescribed during lockdown has become something I’ve abused the last year or so. I take more when I get my prescription & leave myself with less for the rest of the month. It’s the only temporary relief from this terrible depression & how I’m treated at home.
I have no parents or siblings. Nowhere to go. It would break my heart to leave my kids but I’ve come to realise if I don’t get away from my wife then this is only going to end in one outcome. I’m not far from it at all. I’m terrified of what she’ll do. I would be able to pay the core bills on this house (around £2200) & get a cheap airbnb (I’d need to live on canned food) until this house is sold. But she’d need to work to pay for groceries & ‘non-bill’ things. She can have all the equity from the house when it’s sold. All I want is for the kids to be ok.
One way or the other it’s terrifying: I live with the aftermath of telling her about the salary drop (if my mental health gets any worse it will be dangerous) or I find the courage to leave. If I leave I dread to think what crazy stuff she’ll do.
I’m exhausted, humiliated, ill & I’ve had as much as I can take. I’m only still here for the kids’ sake. But the bad thoughts are creeping in more & more
My wife hates me. I haven’t had a hug in years. She shows no compassion whatsoever. She makes it so blatantly obvious that she can’t stand me but that she’s just here because she has nowhere else to go.. It’s horrific. I haven’t explained it all well enough here. It feels like hell on earth & I’m on countdown now until this explodes one way or another. I’m already at the end of my tether. I just have to make sure that I am still here for my kids. Maybe not in the same house. But I can’t sink any lower & not be here at all

I have been dealing with chronic pain for a long time and joint pain for about three years, with it getting significantly worse this last year and a half. I saw a million doctors some who ignored me some who shrugged and referred me to someone else and finally own doctor who diagnosed me with arthritis and fibromyalgia complicated by hyper mobile joints. That was around March and since then I’ve been in a medication that does nothing and I’ve been slowly deteriorating. The insurance company won’t approve the medication my doctor wanted to put me on without trying a few other things first. I’m exhausted. Like so so exhausted. It’s been years of pain and not seeing an end in sight and getting a diagnosis seemed like it might be getting there… but every day my mobility gets worse. I have a nonfunctional hand and my arms don’t lift above my head. I can’t get in and out of the tub on my own and sometimes I get stuck on the toilet. My husband has to help me put my bra and my pants on and most days I’m in so much pain I just lie in bed all day. I know I’m supposed to be active to help, but I’m too tired. So tired that I dont want to eat anymore or drink water. Because the idea of getting up, finding my grip tape to open my water bottle, going to the sink, getting water, and then drinking that drink is just too much. I barely even want to sit up anymore because my whole body feels heavy. I hate my life and I hate existing and I can see the burden I am on my husband who has to do basically everything for me. I feel useless and getting out of bed takes literally up to five minutes. I just dont have the energy to exist anymore no matter what I do. I feel as if this will never end. I used to feel like a person, but now I just feel like a collection of symptoms. I’m not even sure that if I do get better how I’ll ever get back to being a person. I feel beyond help.

First of all, I would like to apologize beforehand for my English writing skills, since I am not native to the English language.
Ever since my ex-girlfriend left me half a year ago before Christmas time, I feel empty.
I feel like there is no joy in everything I do and I completely forgot the feeling of euphoria.
Maybe its my very rational nature. I see in black or white. Wrong or right.
I rarely get sad about things. Because I know that, if there is nothing about it that can be changed, I shouldn’t waste any recourses being sad about it. But so am I rarely happy about things.
Of course, when I meet my friends and catch up with them, I might feel happy for the time being, but deep inside its still emptiness.
I miss knowing that there is someone waiting for me. Someone who’s overloading with joy just at the glance of me. Someone I can always rely on. Someone to fall back on.
For context: the relationship lasted 2.5 years and I am turning 20 very soon. She was my very first girlfriend as well.
I know this makes me very young and some of you may say „it’s normal to feel this way. You’re young. Let time heal your wounds.” Or “you already got a girlfriend. There won’t be any trouble finding another one” (which I am very certain about as well. I would rate my appearance at a good 7 or low 8)
But that’s the point. I don’t want my happiness depending on another person.
For all I can remember I did everything for our future. I worked throughout Highschool and saved 90% of everything to finance our vacations and maybe a house one day (these days you got to start early).
I consumed red/black pill content even before the break up. But always with caution and questioning the contents. I started working out. Because I wanted to be the best version of myself for her and for us.
I successfully applied for a dual study program at a big insurance company with high profile jobs in hopes of securing our financial prosperity.
I knew everything I did had a purpose.
Now I continue to do the same. I work. I work out. I prepare myself for the studies starting in August. That’s everything I do. I feel stuck like being on a treadmill. Knowing that all I do is objectively right. The optimal path for guaranteed success. But I feel like I’m still not moving forward.
All “fun” activities feel not the same anymore.
I really do like my friends. But going to a lake or to the swimming pool with anyone feels like a chore in order to keep my social life healthy and maintain friendships. I rather work and make money in the meantime.
Gaming doesn’t feel the way as it used to. Even tough I have a lot more time now.
I just wanted to tell this somebody who doesn’t know me with a completely new and unbiased point of view.

Hi, guys. No one has ever taught me how marketplace insurance works so I’m confused.
I signed up for health and separate dental insurance this year with my boss giving me a stipend to pay it off. It went into effect Jan 1st. I recently got a new job that paid more, got my Life Change stuff figured out as soon as I was hired in—April 27th.
I canceled my dental and stayed with my same health insurance, just paying a higher premium now. I made sure my dental was paid out and turned off my ACH payments.
I just got an email from the dental insurance company saying I owe them for May; did I do something wrong? Am I supposed to cancel it entirely? I thought changing my insurance through the marketplace would’ve automatically taken care of that.

I'm not mute all the time. I'm autistic, and cannot speak when overwhelmed.
When in this overwhelmed state, it feels like being on a wildly-unsafe rollercoaster while starving (stomach pain), while being asked to mentally solve: sqrt{ [ P1(1 - P1) / n1 ] + [ P2(1 - P2) / n2 ] }, while the world seems insanely bright, loud, and every part of my clothing feels annoying and oppressive,, and while it feels like everyone is looking at me and demanding I give them some answer with 500 variables they neither see nor care about that will negatively affect my life. That's how it feels on the inside. On the outside, I become flustered, start stuttering, and my facial expression becomes even more blank (which people typically interpret as hostile, making them start to treat me like an enemy').
So I become temporarily mute. It can last for hours, days, weeks, or months. This has occurred, on and off, for my entire life (now in my 30's).
To try and calm down, I usually put on sunglasses + earbuds (nature sounds) + headphone + face mask. This has the effect of hiding my facial expressions (which I cannot control at the best of times), but of course also makes people treat me poorly.
What really bothers me is the fact that while shutting down and being mute helps me to feel better, it also causes me more problems when I have to deal with humans:
I know some ASL, but no employee ever does. I carry a notepad/app to write in, but everyone acts put-upon to have to take the extra 60 seconds to read. Worse: some businesses make it impossible to be mute without suffering consequences. For example, during a particularly bad stretch of a few months where I didn't speak, but I had to sign up for insurance. I sent emails to every name-brand insurance company you can think of, and every single one of them said I had to apply by phone. "If you can't speak, you have to use TTY," which, of course, means you have to give some random operator every single piece of your personal information. (I appreciate operators, but I don't trust anyone with all of my private information).
Note: I don't have friends/family to play the part of operator for me.
How do you all handle these issues? It feels like there is no winning. Like it's all a giant checkmate: "If you're different, then you lose. Game Over."
Thanks for listening to my rant...

This is going to be a semi-long post.
My partner is 23 and will be starting HRT this year. The option came up about egg-freezing before HRT, but his insurance won't cover it at all.
I checked mine and it doesn't cover it, either. I even work for a top insurance company in the US.
Paying out of pocket isn't an option. We live paycheck to paycheck. I know that's not a good financial status for raising a kid, but that's not the issue. The issue is the choice to have kids via surrogacy later in life will be taken away from us if we can't miraculously find a way to raise almost $100k for the full IVF and surrogacy treatment.
Looking into things like CoFertility seemed promising, but their requirements disqualify my partner.
I just don't know how we can possibly do it. I know heartbreak is a big part of life, but this is insane. We can't have genetic children without that money.
Is there any other way?

First of all sorry for my English, it’s not my primary language.
My (29F) best friend (31F) for more then 10 years father(who is a retired contractor) did my entire apartment for free labor.
I only heard good think about is work from his daughter all our life. But as you can expect it did NOT go well for me… Other then the consistent belittling of my opinion over the make over, the main problem is that NOTHING end up good (not even great just good), the tiles aren’t leveled causing mini-steps on the floor, the doors cut uneven, huge and put inside out, the paint with so many brush marks and drop, electricity switches put on a 90°, and the biggest problem (and danger ⚠️) of it all : the electrical wired naked in the cardboard baseboard wich isn’t up to norms and so will overturn my house insurance in case of trouble.
I tried to talk to him but he basically told me norms are bulshit and I’m a brat.
I threatened to put him to court for the price it will cost me to repair at least the electricity who is dangerous, but he’s so cocky he doesn’t care. And there come the plot twist: he’s a sketchy entreprenor who put all his companys on my friend name so she is legally responsible of everything. He bought materials for my house with pro discount on old company (which is illegal here), never had clean tax declaration and a lot of other weird shit. So if I press charges it will probably put my friend in some DEEEEEEEEEP legal mess and be use by her ex to ask for full care of the child. She agree her father messed up, it’s so bad we wonder if he secretly hate me or « just » loosing his mind, especially since right after all this he start having some kind of strokes. I know he did me a huge favor working for free but his mess will cost me more then 40k€ to fix it. It’s not just a little accident, it’s really a messed up on his part and to keep insulting me over just apologizing and admitting his mistakes really pisse me off. He even won’t listen to his daughter who is completely unpowered in front of him.
So Reddit WIBTAH for pressing charges?
TLTR : my best friend sketchy father messed my appartement make over, won’t admit it and drag his daughter in his legal issues blocking me from pressing charges without get her in it too.
Too be fair I know I would be an asshole but the question is more justified AH or pure evil AH? I’m too deep in this to see full picture I think so please be kind I’m already a mess haha

Shrek orge mann is going to start off his week by getting a divorce with fiona because she ate all of his amazing freshly picked onions straight out the store. After breaking up with Fiona, he is going to buy a mini plane and fly all the way to Switzerland, where he can stay in an AirBNB. This house replicates his house in the swamp, and therefore he likes it a lot and stays there awhile. There he will start a yummy glass company with his companion Donkey (Ryder) and they will start off slow. Eventually they will grow and have a successful business, changing their names to Walter and Jessie. the CIA (Lord farquad and his men) then catch on to their act, and proceed to raid his AIrBNB in Switzerland and steal all of their furniture. Little does Lord Farquad know they are one step ahead, as they flee to New Mexico where they lay low for 5 weeks 3 days to avoid Lord Farquad and his men. Lord Farquaad eventually calls it a lost case, but that's where Shrek and Donkey start their business back up, and within a week they have a name for themselves and within a month they make $552,000. EACH. They then retire from their evil business and life of crime and look into buying a local gym. The duo then goes and proceeds to buy a gym membership to test gyms around the local spots and eventually will travel the world to find the best gym that they can settle for. They get absolutely shredded over the course of about 5 days, which leads them to be the strongest du to ever live and exist. After this feat, Shrek goes to find a nice shawty (Curvy lady to accompany him in his amazing journeys and love him forever unconditionally just like his mom), who is she? Thou is no other than Fiona 2.0. She's badder, she's better, and all around more sigma and dopamine inducing. They then go to Hawaii for their honeymoon, BUT THEY GET RAIDED. Farquad and his men are there waiting at the hotel and arrest Donkey Shrek and Fiona 2.0 They get trialed for 60 years no parole and get sent away. But shrek has a master plan, he pulls an old fashioned el chapo and hires the gingerbread man and pinocchio to dig a tunnel under his and donkeys cell to escape. After 5 months they finally reach their cells, with 2 dirt bikes to ride away to freedom. They both escape and once they do they flee to Russia where they drink mad amounts of vodka. Then after 10 years they finally settle in Canada where they drink syrup and say Oki Doki all day long.

Car accidents are a leading cause of injuries in Omaha and throughout the country. These incidents can lead to serious injuries that can permanently impact a person’s health and quality of life. However, you do not need to accept or face the situation alone.
If the injuries you suffered were due to another driver’s negligence, you have the right to demand compensation for any medical bills, lost income, and mental anguish. An Omaha car accident lawyer can help you pursue compensation for your injuries.
Berry Law firm’s legal team can work to collect vital evidence, protect you from aggressive insurance company tactics, and submit demand packages that seek full compensation for your injuries.
You have the legal right to pursue compensatory damages for your injuries and losses when you have been injured by the negligence of someone else. This compensation will generally cover either economic or non-economic losses.

Go to Car Accident Attorney In Omaha

Omaha #CarAccident #BerryLaw

I've been offered a role as the VP of Compliance for a company that owns various hospitals throughout the country. Unfortunately, this offer comes during one of the top 3 worst valleys of depression I've ever had. So much so that I am in the middle of applying for FMLA and the beginning preauthorization stages for with insurance to have TMS (Transcranial Magnetic Stimulation) therapy. The therapy can take anywhere from 1-2 months of ~30 sessions 4-5 times a week. (All of this depends on the protocol I am put on)
The offer comes with a significant amount of travel for the next 3+ months at least. The need is high due to a hospital having significant compliance issues at the moment. My job now is totally remote albeit extremely stressful.
I have worked under the director who recommended me for this role in the past and actually did Spravato treatment during my time working with them. I have not discussed my current state with them but will surely do so in the days to come. I would like to put a pin in it while I undergo treatment but again the need is high and there is no grantee the therapy will be impactful.
This is a life changing opportunity but what's the point if I cannot function at the level required. I have been able to push through in the past but this is a new level of responsibility.

My hopes of Gerry Andersons Cutaway by and done by Graham Bleathman and here are the list
Fireball XL5
• Fireball XL5

• Space City


Planet 46
• Subterrain Fighter

Hypnotic Sphere
• Hypnotic Sphere

• E-Type Tanker (EF-Z4)

The Doomed Planet
• Flying Saucer


The Sun Temple
• J17 Warrior Rocket

• Sun Temple


Space Immigrants
• Mayflower Colony Ship (Mayflower 3)


Spy In Space
• SS Thor


Space Pirates
• Liberty-Class Space Freighter

• Q-Ship


Last Of The Zanadus
• Explorer EX10


Space Pen
• Freighter 2X4


Convict In Space
• Type 37H Spacecraft


Wings Of Danger
• Robot Bird


The Triads
• Trooper 2 Rocket

Sabotage
• Light Patrol Craft (LP22)

• Gamma Ship

• Space Rescue Craft

Mystery Of The TA2
• TA-Class Explorer Craft (TA2)


The Granatoid Tanks
• Granatoid Tanks

The Robot Freighter Mystery
• Robot Freighter

• SCS Valiant

Invasion Earth
• Invaders Ship

A Day In The Life Of a Space General
• A-Type Bulk Freighter (Freighter A14)

• G-Type Tanker (Tanker G (for George))

Space City Special
• Supersonic Military Airliner (SL6 Supersonic Airliner)

Stingray
• Marineville

• WSP Headquarters

• Terror Fish

• Titanica

• Island of Lemoy

• X20’s Sub

• WASP Spearhead Jet

• WASP Arrowhead Jet

• WASP Helicopter


Stingray
• WSP Sea Probe Sub

Plant Of Doom
• Pacifica

Sea Of Oil
• Oil Rig

• Gerit's Sub

Hostages Of The Deep
• Island of Lull

• Gadas’s Sub

• Gadas’s Base

The Big Gun
• Solarstar Missile Ejector Sub

• Solarstar


The Golden Sea
• FD7 Ship

• B1 Bathyscaphe

• Titan's Personal Underwater Craft

The Ghost Ship
• Ghost Galleon Ship

The Ghost Of The Sea
• Yellow Sub

• WSP Guard Submarine

Emergency Marineville
• Val Island

The Invaders
• WASP Weather Station

• Epayus & Ilium’s Base

• Underground Travel Drilling Cylinder


Raptures Of The Deep
• Hepcat Sub

• Tempest Tower



The Man From The Navy
• WN27 Sub


Pink Ice
• Pink Ice Sub

Star Of The East
• Gunboat Wadi

• WSP Remote Control Freight Airliner

Deep Heat
• Robot Sea Probe

• Voldana


In Search Of The Tajmanon
• Tajmanon


Titan Goes Pop
• WASP Hover Scooter


Tune Of Danger
• Downbeat Sub


A Nut For Marineville
• Missile Sub


Trapped In The Depths
• Undersea Fish Farm

• Magnet Tug


Eastern Eclipse
• APF1 Biplane

A Christmas To Remember
• Mystery Sub

The Lighthouse Dwellers
• Supersonic 101 Airliner

Thunderbirds
• Thunderbird 1


• Thunderbird 2


• Thunderbird 3


• Thunderbird 4


• Thunderbird 5


• FAB1


• Round House


• Hood’s Temple


• Creighton-Ward Mansion


Pod Vehicles
• Mole


• Firefly


• Monobrake


• Jet-Air Transporter


• Firecat


• Neutralizer Tractor


• DOMO (Demolition and Object Moving Operator)


• Elevator Cars


• Mobile Crane


• Booster Mortar


• Excavator


• Laser Cutter


• Recovery Vehicles


• Transmitter Truck


• Dicetylene Cage


Trapped In The Sky
• London International Airport


• Fireflash


• TX-204 Target Carrying Aircraft


Pit Of Peril
• Sidewinder


• Copter Watchdog





The Perils Of Penelope
• Monorail


• Anderbad Tunnel


Terror In New York City
• U.S.N. Sentinel


• Operation Moving Empire State Building


• Terror In New York City Rescue


Edge Of Impact
• Red Arrow Jet


• Foreign Fighter Jet


• British Telecom Tower


• Edge Of Impact Rescue

Day For Disaster
• Martian Space Probe (M.S.P)


• Day For Disaster Rescue


30 Minutes After Noon
• Hudson Building


Desperate Intruder
• Submarine Transport Truck


• 3E Submarine


• Mobile Control Room Caravans


• Lake Anasta/Lost Temple


End Of The Road
• Gray & Houseman Road Construction Vehicle


• Explosives Truck


• End Of The Road Rescue


The Uninvited
• Desert Jeep


• Zombite Fighter Jets


• Lost Pyramid of Khamandides


Sun Probe
• Sun Probe


• Cape Kennedy Solar Control Centre


Operation Crash-Dive
• Operation Crash-Dive Rescue


Vault Of Death
• Bank of England


The Mighty Atom
• Atomic Irrigation Station (Australia)


• Government Research Unit


• Saharan Atomic Station


City of Fire
• Thompson Tower


• City Of Fire Rescue


The Impostors
• EJ2 Jet


• Central Office of the General Staff Command


• Space Observatory 3


• Jeremiah Tuttle's House


The Man From MI.5
• FAB 2


• Carl’s Submarine


Cry Wolf
• Dunsley Tracker


Danger at Ocean Deep
• Ocean Pioneer Tanker


Move - And You're Dead
• Parola Sands Raceway


The Duchess Assignment
• Gazelle Automations Inc

• The Duchess Assignment Rescue


Brink Of Disaster
• Brink Of Disaster Rescue


Attack of the Alligators!
• Ambro River House


Martian Invasion
• Martian Invasion Movie Set


The Cham-Cham
• RTL-2


• Matthews Field Air Base


Security Hazard
• Security Hazard Rescue


Atlantic Inferno
• W.N.S. Reaper

• Seascape

• Bonga-Bonga

• Atlantic Inferno Rescue


Path Of Destruction
• Crablogger

• Crablogger Base Control Vehicle

• Path Of Destruction Rescue


Alias Mr. Hackenbacker
• Skythrust

• D103 Airliner







Lord Parker's 'Oliday
• Solar Station (Monte Bianco)


Ricochet
• Sentinel Base

• Pirate Satellite TV Station KLA

• Telsat 4


Give Or Take A Million
• Container Rocket/Christmas Rocket

• Coralville Children's Hospital


Captain Scarlet & The Mysterons

The Mysterons
• London Car-Vu


Winged Assassin
• Delta Tango One-Niner (DT19)


Manhunt
• Culver Atomic Centre


Point 783
• Observation Post Point 783


Renegade Rocket
• Base Concord

• Variable Geometry Rocket (VGR)

• J17 Interceptor Jet


White as Snow
• TVR-17

• USS Panther ll

Spectrum Strikes Back
• Hunting Lodge


Avalanche
• Liquid Oxygen Truck


Shadow Of Fear
• K14 Observatory

• Mini Sat 5


The Trap
• XQR


Lunarville 7
• XK3 Rocket


The Heart Of New York
• Spectrum Security Vault

• Criminal Sub

• Second National Bank


Traitor
• Koala Base


Fire at Rig 15
• Rig 15


Flight to Atlantica
• V.17-Alpha Bomber


Crater 101
• Lunarville 6

• Moon Tank

• Moon Tractor

• Mysteron Attack Vehicle

• Mysteron Control Vehicle

• CB29 Space Probe



Noose of Ice
• Snow Cougar 21


Treble Cross
• XK107 Bomber


Inferno
• Euro Tracker

• SKR4 Rocket


Flight 104
• Flight 104 Airliner


Expo 2068
• Nuclear Reactor Facility

• Transport Truck 43

• Seneca Remote Control Cargo Helicopter


The Launching
• Tribune 3

• Atomic Liner (President Roberts)


Codename Europa
• Vadon Base

• Maximum Security Centre


Attack on Cloudbase
• Mysterons Flying Saucer


Joe 90

• McClaines’s Cottage

• W.I.N Headquaters

• Jet Air Car

• W.I.N Company Car


The Most Special Agent
• MiG 242 Fighter


Hi-Jacked
• Hovervan


Splashdown
• AV21 Passenger Jet


Big Fish
• U85 Submarine


Business Holiday
• Fast Attack Vehicle A14

• Beneleta Army Base


Most Special Astronaut
• O.T.C Space Station


• Orbital Transfer Company (O.T.C) Triton OC2 Rocket


Arctic Adventure
• V107 Bomber

• Vostula Base

• Deep Sea Recovery Vessel Athena Submarine (DSRV-3)


The Fortress
• Fortress

• Stealth Hovercraft


Colonel McClaine
• U59 Wildcat


The Race
• U87 Army Vehicle


The Professional
• Langallo Castle


• Spider Riot Control Vehicle and Guard Vehicle


Talkdown
• F116 Jet


Breakout
• Cherook Penitentiary Truck

• Prime Minster's Monorail

Attack Of The Tiger
• VG104 Fighter Bomber

• Eastern Alliance Missile Base


Mission X-41
• Test X-41 Helijets


Test Flight
• Orbital Glide Transport 780 (O.G.T)


UFO

• Harlington-Straker Film Studios

• Space Intruder Detector (S.I.D)

• Space Interceptor

• Moonmoblie

• Moonbase Defence Vehicle

• Lunar Carrier

• Lunar Module

• Neptune Space Monitor

• SkydiveSky 1

• Seagull X-Ray

• S.H.A.D.O Albatross

• Kingfisher VTOL Aircraft

• S.H.A.D.O Mobiles

• UFO Flying Saucer

• SHADO Executive Car


Terrahawks

• Hawknest

• Treehawk

• Spacehawk

• Hawkwing

• Battlehawk

• Terrahawk

• Battletank

• Hudson

• Groundhawk

• MEV

• Zelda’s Ships/Lair (Fin, Dog, Shark, Rhino, Ice-Box, and Phantom)

• ZEAF

Hello all, I'm just getting into the life insurance game, no prior sales or anything, almost got scooped up into symmetry financial but luckily found this sub before I made that mistake. Now I have a job offer from a local agency, this agency dosnt pay for leads in full or give a budget for them but in the owners words "provide subsidized and exclusive leads for $3 to $35 each". I'm coming from a job where I wasn't even making enough to survive so I don't have a ton of money to spend starting out. My questions are: 1. Is it normal for companies to subsidize leads in this way? Is $3 to $35 reasonable? 2. How much should I set aside for my first month worth of leads? 3.any other advice for someone's first real sales job would be much appreciated!
Thanks in advance for all the information you may provide!

This is a long one so I appreciate anyone who takes the time to read it and can maybe give me some insight of their own experiences trying to get biologics and if the generic ones are any easier to get insurance to approve/pay for than the name brand.
I've been on Humira for about 5 years now and it's worked wonderfully for me but I'm having an increasingly difficult time getting my meds, to the point that almost one week out of every month I end up having to miss a dose due to issues with insurance or the pharmacy or the financial assistance, it's always something. These constant occurrences of having to miss doses (there's been multiple instances where I was off my meds for months at a time sorting out these types of issues) have caused me to have to increase my dose from every other week to weekly injections because the medicine wasn't working as effectively as it should be.
I'm sure you all know that when you repeatedly go on and off of biologics like this your body starts to build up a resistance and the medication becomes less and less effective at managing the disease.
Anyways, I used to be on the my abbvie assist program and that's how I got my meds for the first 4 years I was on them. I had a lot of issues with that program too, but for the most part, I got my meds on time and they shipped me three months at a time so even if it was late once or twice a year, it wasn't happening every month. Last year at the end of November I submitted a new application for financial assistance (which you have to do every year). It took them an incredibly long time to process the request and they kept telling me I was missing information on the application or that they needed my doctor to fax something over. It took 8 weeks of this back and forth before they finally called and told me that they had changed their program requirements. At this point, I had been off of my meds for two months and had to be put on steroids again to try and control the disease until they approved my application. They told me because my insurance company offers a copay savings card program I was now ineligible to use the my abbvie assist program.
So, I called the copay savings card program and got signed up with them. The first two months were fine (February and March), they shipped me a month's worth of meds each time and I was able to get them on time for $5/month. I thought great, this is working, I'm finally back on my medication. Boy was I wrong. Last month I started having issues again. At first, they told me that I didn't have any refills left, which didn't make sense because I had only refilled twice so I called my doctor and asked her to send in more refills. She called me back and said she had personally talked to the pharmacy and I still had 4 refills left so she wasn't sure why they weren't letting me refill it. So I called the pharmacy back and asked them to refill, saying my doctor confirmed with them and I had refills left. Long story short after about 5 days of calling people and getting sent to dozens of different departments and being given different phone numbers to call (one lady even gave me the phone number of an entirely different company that doesn't even supply my medication, it was absolutely insane how completely mismanaged they were and how much nobody I spoke to knew anything about who I needed to talk to). Eventually, I found out that they had changed the phone number to the specialty pharmacy and the number that I'd been using for the last couple of months to refill my medication now only went to the normal pharmacy, which is why they couldn't find my refills. I finally got my meds but it had been another 2 weeks of being off of them.
This month, I called again to refill my meds last Friday. I was told that my copay savings card was no longer active and if I wanted my meds I had to pay the $1300+ copay out of pocket. Obviously I can't afford that, but the copay savings card line was closed by that point in the evening so I had to wait until Monday this week to call them. I left a message yesterday and finally got someone to talk to me today. They told me that my account had been flagged and I had to call a separate number to complete a "benefits review". Okay, fine. I spent 3 hours on the phone with these people today and this is what I've learned:

• I am apparently using the available funds on the copay card "too quickly" and spending too much at a time on my medication so my account was flagged and insurance is threatening to increase my already very high deductible unless I spend less money on my medication per month (how??? it's not like I get to choose how much they are). They are effectively telling me that I can no longer use the copay card unless I want to deal with serious consequences with my insurance coverage. I've used almost all of the available funds they gave me for the year, and they won't be giving me any more.
  
• There is another savings program that my insurance uses that offers "cost relief" to help cover what the copay card won't so I can still afford my medication. Apparently, even though this is something my insurance covers, my specific plan excludes it as a benefit so I can't use it.
  
• This leaves me with two options. I can either pay $1300 upfront with my own money to get my meds every month and then wait for them to reimburse me, which I can't afford, or I can apply for the abbvie debit card program which works similarly to the copay assistance but is instead a physical card that they send me and I use that to pay the copays so my insurance is happy and then I pay abbvie the $5/month copay directly. I don't fully understand how it works but at this point, I don't care, as long as someone is sending me medication. I said I'd like to use the abbvie debit card, they said great we'll call you in approximately 3 business days to get you the card number. My next dose is in 3 business days. So best case scenario I'm missing another week's dose waiting for the debit card number so I can order the prescription and then waiting for the medication to ship.
  

I am so completely and utterly exhausted by this entire process and I am sick and tired of constantly missing doses of my medication. It's fucking with my body, it's sending me into flare ups, and it's decreasing the effectiveness of this medication that I am fighting so fucking hard to get every single month. I'm losing money having to take time off work to spend hours on the phone with these people. I just can't do this every month for the foreseeable future. It's not sustainable.
I am so close to calling my doctor and asking to switch medications to something that is cheaper or easier to acquire because I simply can't do this every month. But, tbh I don't have much hope that this won't be my experience with any medication I try. I'm also very afraid of possible side effects, Humira has worked wonderfully for me (when I can actually fucking take it) and I haven't had any side effects, switching meds is risky in that I could have a poor reaction to it and it could not work as well at controlling my symptoms. Has anyone out there had an easier time getting generic meds than their name brand counterparts? Is there any hope for getting my meds consistently on time without spending hours and hours of my life every month fighting with these people only for my meds to be late anyways? I'm at the end of my rope here. I desperately want someone to tell me that this isn't the universal experience but I'm also not stupid enough to believe I'll have better luck with any other company. I'm not even really sure what I'm looking for here. Advice? Hope? A place to vent? It just all feels pointless sometimes.
TL;DR - I'm having an incredibly hard time getting my Humira every month and keep getting kicked off of the financial assistance programs. This is causing me to miss a lot of doses and I'm obviously having a bad time as a result of that. Are the generic options any easier to get than the name brands like Humira? Is there any biologic out there that isn't this difficult to get every month?

2 years ago my husband was in an accident while driving my car, he does not have a license, the accident was not his fault and my insurance covered my car. He is not on my insurance and I am grateful that they did not drop me.
We have been working on getting his license back for a significant amount of time. We just discovered that because of that accident and driving without insurance, his license is suspended in our state. To get it back, he has to have an SR 22 as well as auto insurance, because apparently it IS possible to have insurance without a license. Had we known, I would have had him added to mine since the beginning. Now I am scared that if I try to add him to mine, I will get into legal trouble for that accident because he technically never should have been driving in the first place (my car was totaled and I believe the other driver was uninsured, I carry full coverage even though my car is/was old).
What are the chances of me being dropped or worse from my current company, or should I try to find a company willing to insure him on his own? Once the insurance part is done, the bmv will lift the suspension and he can schedule his driving test.
Not sure if relevant or worth mentioning: - The actions causing the loss of his license happened a decade ago, when he was a drug addict. He went to prison, did his time, got out and tried to do the right thing with his license only to have it revoked after he paid his fees. We finally got the revocation taken care of, only to discover this suspension when he successfully passed his written exam.

• He has been clean and sober since his arrest. His life has turned around.
  
• I know letting him drive is wrong and the stress has been eating at me daily since it started, please don't be too hard on me for this. We are trying to do right. I am not looking for sympathy, just....please don't tear me down about this.
  

This is just venting because I'm so beyond frustrated. I've been on Ibrance since the beginning of January, when I first got prescribed my 1st month was free and my social worker said she'd be able to get me a $25,000 Co pay card. Well Pfizer changed it to 9k and of course this medicine is so very expensive that the 9k won't even cover 1 month. I have insurance through my job and it will only cover 5k which leaves me owing 10k every month and I'm not even close to rich so I can't afford it.
My oncologist and social worker have been amazing at getting me samples to keep me on this medication. In just 5 months my main tumor in my breast has gone from 12 cm to 3 cm and both lungs, the pleural effusion has subsided and no more nodules in the left and the ones on the right have shrunk a whole bunch. No progression at all, I'm very happy about it.
Fast forward to this past Thursday I had my appt and my oncologist tells me that one of her other patients had 3 boxes of Ibrance to donate but she couldn't take them because it's a clinic and against the law. She told her to go to the local voluntary medicine place because they accept donations and my Dr told me to head over there today so they can give me the meds, she said everything would be taken care of.
I head there today and these people were so condescending and rude to me. They treated me like an idiot and a nut job. They kept asking me why my Dr thought she had a right to refer me to them and I kept explaining my story. The lady said we don't have that medicine and even if we did we wouldn't give it to you because you're not a patient. So, I walked out of there with no meds and now have nothing for next month. I'm sure my oncologist will have a new treatment plan, but it's so annoying because I've been paying into the same insurance for 7 years and they are screwing me over. This is a life saving medication for me and I'm just being told nope. These pharmaceutical companies are a joke. How do they expect people to even pay for something that expensive?
I'm just bummed and sad that it's so difficult to get what I need. I want to scream. Thanks for letting me vent!

I'm undergoing therapy for major depressive disorder, anger issues, suicidal ideation, and generalized anxiety. I see a female therapist on state insurance. I've been attending remotely (telehealth) biweekly since November.
The therapist is currently attempting Cognitive Behavioral Therapy. Unfortunately (maybe because I'm an idiot?) I don't feel this approach is working?
When I go in for a session, she asks me how it's going. I tell her about some of the new developments in my life- if there are any. Inevitably, she latches onto something in my life I admit to not being happy with- my lack of a home, a family, my inability to find fulfilling work. I can explain and explain and explain every one of these things until I'm blue in the face but every single reason/explanation/excuse I offer inevitably winds up with her calling it a cognitive distorion- generalizing, predicting the future.
She reminds me that my experience in this world is shaped by my perceptions of it- and like many other people (oops, that's another cognitive distortion, generalizing!), my perceptions of this world aren't good.
When I point out all the awful shit I've personally gone through (losing my house to shady business practices, predatory business practices, the prevalence of sociopathic greed in today's capitalist society being seen as a success metric and not, you know, a failing of the system), she says I'm trying to predict the future.
It seems like every single thing I say is immediately discounted. It feels like everything I claim i'm feeling, every experience I've ever had, is immediately just handwaved and minimized by the therapist.
Our last session was our most contentious yet. After the initial hellos, we wound up sitting in silence for three to five minutes at a time while I tried to think of something to say. Then, when I did think of something to say, my anxiety predicted exactly what she would say in response. These imagined conversations would continue in my head to their inevitable conclusion- her telling me i was using a cognitive distortion to justify one of the things in my life I was unhappy about.
She took my silence as I was working through these conversations, trying to find one that would be effective, as reticence to talk, and then started pressuring me, telling me that she didn't work harder than her clients at therapy- which is perfectly reasonable. So I explained to her that I was trying to find an avenue of conversation that would be effective, walking her through the conversations I had considered and rejected, including how I expected her to react to my talking points...
After I had finished, she accused me of predicting.
My fucking therapy conversations have gone meta. I feel even more depressed and angry after my sessions because they feel like a giant waste of time.
I've brought this up with my "care coordinator," the person who works with the company and facilitates placing clients with therapists, and she was a little more receptive- she is open to the idea of me switching therapists, but she wants me to at least finish out the month of May.
But even if I do find a new therapist, I'm not sure things will get any better. I'm not sure the problems that lead to my depression and anxiety and myriad other issues can be solved with therapy. I want the exact opposite of course- I want to be happy and shed these demons but my experience so far has only reinforced the idea that talking about these problems isn't gonna do shit. It seems to me like "Cognitive behavioral Therapy" is just browbeating me and telling me I'm wrong over and over and over again until I just start to believe her and accept that the things that are wrong in my life aren't going to change, and the only way to "fix them" is to change myself to "just be ok with the bullshit."
That's gonna be a hard nope from me.
Edits to add information that may or may not be relevant as the thoughts come to mind:

• I've suggested to my therapist before that we're having a failure to communicate and, and told her that one of my primary methods of expression in the past has been music. I suggested that we listen to some of the songs I feel very strongly about, and analyze how i connect with that song in order to perhaps develop greater insights into my personality. The therapist immediately shot that down, saying it didn't fit in with Cognitive Behavioral Therapy.

Syria – After the fall of Germany, 9th January 1946 protests erupted in Syria calling for independence, reaching its peak 18th January. France answered by force, eventually killing over a thousand Syrians by January. Shukri al-Quwatli escaped French arrest and contacted Winston Churchill. As the Conference of Foreign Ministers was held in Paris, Syria became a point of discussion also, French military action was condemned by all and by diplomatic means France was forced to retreat from Syria and Lebanon and recognise their independence (15.2.1946). Britain used the crisis to strengthen its influence, however unlike OTL did to directly occupy Syria as events in Syria are at the same time as the Conference in Paris. The British promised the French they would withdraw as well. Syrian independence was officially declared on 14 June 1946.
In 1947 Syria held its first parliamentary election, and a year later Shukri al-Quwatli was re-elected president. Syria had a rocky relationship with neighbouring Hashemite monarchies. Nationalist Quwatli manoeuvred in more and more hostile relations between powers and its interests (US, UK, USSR). Syria opposed the partition of Palestine and co-founded “Arab Liberation Army''. Defeat in Palestine heavily damaged the popularity of Quwatli, he regained some of it by refusing singing of Armistice with Israel (unlike others) and voicing support to anti-American riots (Summer 1949 due to Taft’s recognition of Israel). 28 September 1949 Quwatli demoted army chief Husni al-Za'im and replaced him by Sami al-Hinnawi. Major is shift is that due to American non-intervention the US backed 1949 coup never occurs. Under international pressure an armistice was eventually signed between Syria and Israel in November 1949. No demilitarised zone in Golan Heights as OTL. Syria adopted a neutralist policy, seeking relations both with the British, USSR, India, USA and Yugoslavia, but was most seen as a pro-British state. Syria became close to Egypt after the Egyptian Revolution. In 1952 parliamentary elections brought victory for the oppositional People’s Party and the rise of Ba’ath and SSNP. April 1953 presidential election, as Syrian constitution limited president to two terms, Quwatli handpicked Sabri Al-Asali as his successor.
Egypt – 2-3 November 1945 anti-Jewish riots in Egypt, since it was still during the war, riots were violently put down by the British forces. Since 1946 large anti-British demonstrations and riots. During 1947 negotiations about British withdrawal were held, however collapsed after Winston Churchill’s opposition to withdraw troops as response massive violent anti-British riots erupted (June 1947), forcing Churchill to agree to withdrawal to Suez Canal but keeping there large force, Churchill attempted to sign treaty that would guarantee British presence in Suez, but Egyptians rejected it. By end of 1948, British presence was limited to the Suez area. May to 20 July 1949 (signing of armistice) war in Palestine. After the war anti-British sentiments grew. 3 January 1950 victory of conservative and nationalist Wafd party, Mostafa el-Nahas became the new prime minister. His government refused to push any important reforms and was also very corrupt, further strengthening resentment amongst Egyptian people. Unlike OTL CIA is not attempting to persuade Farouk into reforms (it was codenamed “Fat Fucker” LMAO) 17 November 1951 Nahas unilaterally abrogated the 1936 Anglo-Egyptian treaty, wave of nationalism, Britian refused to leave Suez, tensions escalated into Battle of Ismailia (25 February 1952) – a violent clash between Egyptian militias and British forces. 26 January 1952 news resulted in massive anti-British protests that set Cairo on fire and greatly damaged support of the king and government. Country fell into instability, the government was dismissed and several different ones followed, as in our reality.
The Free Officers Movement (formed already in the 1940s) successfully orchestrated the Egyptian Revolution (23 August 1952). Power was transferred to nine-member Revolution Command Council (RCC), king Farouk abdicated, went into exile and was replaced with regency. RCC launched large scale reforms: land, tax, reducing privileges of government officials. First post-revolutionary prime minister Aly Maher Pasha resigned due to disagreements with the military coming from his traditional political background. He was succeeded by Abd El-Razzak El-Sanhuri, legal scholar promoting transition to civilian rule (10 October). Political parties were purged, however due to Sanhuri’s influence not banned. During spring 1953, conflict between Sanhuri and Naguib escalated. Camps began to develop, one was represented by Naguib and his loyalists who aligned themselves with Muslim Brotherhood, and other headed by Nasser and Sanhuri, aligned with HADITU and Wafd.
Newly created Provisional National Assembly, approved a new secular constitution, Nasser was named president (18 July 1953) with support of Wafd and HADITU. In summer 1953 Muslim Brotherhood started large riots and demonstrations against the new constitution, they gained outside CIA support, as they were sceptical of Nasser’s alliance with HADITU. Power struggle between Naguib, who still had key positions in RCC continued.
Lebanon – 7 June 1946 withdrawal of French forces, independence declared already in 1943. Around 100,000 Palestinians came to Lebanon after the war. In 1951 prime minister Riad Al Solh survived assassination attempt and remained prime minister until 1952, when he was replaced by Chamoun with Saeb Salam. 18 September 1952 first president Bechara El Khoury forced to step down after anti-corruption protests, 23 September Camille Chamoun became president, under his leadership country experience growth and stability. Chamoun also secured the majority of power in his hands.
(Trans)Jordan– Achieved independence 25 November 1946, as in our reality a large number of Palestinian refugees and annexation of the West Bank. 20 July 1951 king Abdullah was assassinated by Palestinian radical. Prior to his assassination Britain unlike OTL supported Abdullah in promoting his other son Naif to become new heir (due to Britain being more anxious about losing influence, rather favouring openly pro-British monarch) Naif is unpopular amongst people due to being seen just as a British puppet. 1 January 1952 new constitution – Hashemite Kingdom of Jordan.
Iraq – Britain wants to maintain military presence in Iraq and Nuri al-Said his power, since 1946 large left-wing protests and strikes, that resulted in massacre of workers. Government instituted severe repression, banning Communist party and arresting many communists, including leadership. 29 March 1947 Salih Jabr became prime minister, under his rule 15 January 1948 Anglo-Iraqi treaty was signed, making Iraq de-facto British protectorate, Iraqi oil controlled by Iraq Petroleum Company. To protest this treaty massive protests erupted – Al-Wathbah uprising – all Iraqi opposition joined – Communist, Independence parties, Liberal and National Democrats. Salih’s government fell, and the prime minister escaped to London, the new government under Nuri responded with martial law and massive crackdowns, numerous massacres. This timeline demonstrations got so intense that in February British troops entered Iraq to “pacify” them. Parties involved unlike OTL were formally banned after 1948 uprising and Nuri consolidated his power and firm support of Britain. In 1948 Constitutional Union Party was formed by Nuri and it became dominant ruling party. Unlike OTL Nuri remained in position of prime minister since 1948 to 1952. After Palestine war, Nuri expelled all Jews from Iraq (1950). Since 1951 terms of treaty were changed with the new Labour government and Iraq got 50% of its oil revenue.
23 September - 23 December 1952 another major protests inspired by Egyptian revolution and Iranian protests erupted – Iraqi Intifada. Nuri was dismissed by regent Abd al-Ilah and replaced by reformist general Taha al-Hashimi (30 September), who negotiated with protestors. However, under British pressure Taha was ousted and replaced by general Nureddin Mahmud (3 December), who instead rejected negotiated terms, started harsh repressions and crushed the uprising. Power was transferred into civilian leadership after the 29 March 1953 unfree election, independent Mustafa Mahmud al-Umari became the new prime minister, while Nuri still controlled the country from the shadows. In May 1953 Faisal II assumed power as king. Since 1952 the idea of unification of Jordan with Iraq was often discussed.
Saudi Arabia – Nothing to change, post-war rise due to finding of oil revenues, US keeps close relations even under Taft. 9 November 1953 reign of king Saud began.
Oman&Muscat – Nothing significant in this period.
Kingdom of Yemen –failed al-Waziri coup attempt, Iman Yahia was killed (17 February 1948), however Ahmad bin Yahya ascended to the throne instead. Autocratic rule. He was opposed to the British.
British Arab Colonies – 1952 Trucial States Council formed, British supervised body.
Iran
Long Iranian Crisis
Occupied by Allied powers in 1943. Western powers are less keen to withdraw from Iran, due to the stronger Soviet Union (and also due to Churchill). According to treaty all troops shall withdraw after 6 months after the war’s end (10 November 1946). This was approved by the Hamburg conference in May 1946. By November thanks to rising suspicions nobody starts doing that (Soviets would stay anyway as they did in our reality, major change is that West stays too). The Iranian Crisis became a key event showing those deep tensions in the early cold war and it was a great mistake to overlook it. Truman doctrine is also connected to Iran.
United Nations Resolutions pushed by Iran tried to deal with the situation (Autumn 1946), however without success. Another point that almost solved this crisis was Ahmad Qavam’s proposal to give Soviet Union oil rights in Northern Iran and official Iranian proclamation wishing withdrawal of all powers, this was approved by Stalin, but rejected by Pahlavi and the West (November 1946), Qavam was dismissed in January 1948 after election, replaced by Ebrahim Hakimi. With that crisis escalated to the creation of the Azerbaijan People's Government (20 February 1947) and Republic of Mahabad (18 March 1947).
Through 1947 Kurdish and Azerbaijan states in Northern Iran started to emancipate and establish popular support. Situation seemed to develop along the lines of Austria, talks stalled after the US occupation of Greenland. With hostile relations between powers in 1948, Iran continued to be a hotspot of tensions. The Pahlavi regime and separatists both obtained military aid.
In March 1949 US troops withdrew from Iran, during the Geneva Conference (September 1949 to May 1950), states agreed to finally withdraw all troops (Soviets agreed presumably to secure their interests in Germany during negotiations), so Soviets and British finally left in March-June 1950. In 1949 also an unsuccessful assassination attempt on Shah took place (4 February 1949), it was blamed on communists and Tudeh Party was banned and communists persecuted.
Beginning of the North Iran War and British-Iranian Treaty
As Soviets finally withdrew, Shah and prime minister Haj Ali Razmara started offensive operations towards the North (31 August 1950), however separatist states were better equipped, because they received Soviet aid in previous years and thus managed to repeal the first offensive. While fighting against what was presented as continuous Soviet occupation, utilizing nationalist wave as redirection of attention of Iranians from it, Razmara signed the AIOC-Iran agreement, which institutionalised British control over Iranian oil (7 March 1951). However, it still created massive resentment, riots and protests that led to violence. During spring 1951 massive opposition against Razmara, who sought to become a strongman leader, emerged, encompassing everyone from Islamists to liberals and communists. The National Front led by Mohammad Mosaddegh became the main opposition platform.
In April Majlis rejected Razmara’s decree granting him de-facto limited dictatorial powers, which he sought to obtain to “restore order”, so it was dissolved by Shah in response (20 April) and Razmara secured power with declaration of martial law, it was met with Ayatollah Kashani calling for holy war against Razmara and the British, leading to another massive wave of upheaval in April-May 1951, that was brutally repressed with many deaths. 9 June 1951 Razmara was assassinated and killed by radical Islamist member of Fadaiyan e-Islam, Hossein Ala was installed by Shah. Pahlavi used this crisis to boost his own power. National Front was banned in July. These events left great resentments in Iranian society against ruling regime. Tudeh started armed insurgency, it was however between 1952-1953 completely crushed. Mosaddegh escaped to France. In late 1952 to early 1953 an election was held to elect new Majlis, it was rigged and all elected were “independents”.
Through 1951 the front moved in favour of Iran, however separatists with Soviet support continued to hold on. After the Iranian-British Treaty, Stalin began to see Iranian re-conquest of the North as danger for the USSR and provided significant aid, leading to stalemate in 1952.
Afghanistan – Nothing significant in this period, tribal revolts in the 1940s.
Libya – Occupied by the UK and France. 1949 UN resolution about its independence, it was achieved 24 December 1951, it became a constitutional monarchy under king Idris I.
Morocco, Tunisia, Algeria – After the Paris Conference of 1952, voices calling for independence are stronger. Tunisian Habib Bourguiba and Farhat Hached entered negotiations with the Thorez government in June 1952, after which France agreed to immediate widespread autonomy Tunisian and pledging to give it full independence before 1954. The same agreement was reached with Moroccan sultan Mohammed V. More difficult situation was in Algeria. Political party calling for independence National Liberation Front was formed 23 April 1952 led by Ferhat Abbas. Negotiations about Algerian status started, in the next month. This topic was too sensitive in France, so agreement was limited to giving Algeria autonomy as part of France for now with further negotiations about independence being open. Algerians were unhappy, as neighbours got a much better deal. Algeria was still de-facto part of metropolitan France, more power was given to the Algerian Assembly, to which a free election was promised to be held in spring 1953.
Cyprus – After the fall of the mainland, the Kingdom of Greece advocated for union. In 1952 an unofficial referendum about unification with Greece, led by Orthodox Church was held, over 80% voted for union. Unlike OTL Britain was supportive of the idea of union (to strengthen the Greek state), but as it was a viable military base, they did not want to retreat.
British India
On 10-20 November 1945 British and Indian leaders met during Simla Conference; these talks stalled due to question of Muslims. Wavell Plan proposed to Churchill by viceroy Wavell, promoted Indianisation and postwar independence, however, was rejected by Churchill (December 1945). During 1946 elections to central administration were held. After Churchill’s victory, the British prime minister (May 1946) replaced Wavell with Louis Mountbatten (5 August 1946). Summer of 1946 was marked by massive protests for independence, mutinies and violence. In Autumn 1946 Cabinet Mission was sent to discuss granting more autonomy and dominion status. Eventually they planned to create one federal state, however it was strongly opposed by the Indian Muslim League. Hindu-Muslim tensions were escalating with 16 January 1947 “Direct Action Day'' massive Muslim riots and violence. In early 1947 provincial elections were held that resulted in victory of INC or IML according to ethnic and religious lines. Results of the provincial elections clearly show opposition towards British rule.
Inspired by events in Burma and Vietnam, Communist Party of India initiated nationwide anti-British “Indian People’s Liberation Uprising” (May 1947 to 1951), its estimated over 150,000 peasants joining it. Its strength shocked Britain, attempting to crush it; the British relied on local militants and Indian forces. In May 1947 Churchill officially announced that British Raj would be transformed into two dominions. Britain established the Radcliffe Commission that established the borders of two dominions (April to August); the demarcation line was published 18 August 1947. Population transfer in Punjab was organised by Britain from August, however mass migration (that started even before partition itself happened) in other provinces shocked British officials, however Britain quickly took over migration and regulated it (thus it is lesser humanitarian catastrophe, but still it is a huge humanitarian catastrophe, estimated from 100 000 deaths to half million), migration lasted from August 1947 to 1950.
1 January 1948 – two British dominions – India and Pakistan came to existence. British forces remained present here, and the British monarch remained its head of state. British officials spoke about “autonomy within the Empire'' while Indians spoke about Independence. The Kashmir deal proposed by India is also pushed by the UK and is successful (in real life Pakistan rejected it) – All of Kashmir is Pakistani, while Pakistan stops claiming Hyderabad, this nullifies the existence of Sino-Indian War.
Dominion of India – Mountbatten remained a powerful governor-general, and the first Indian prime minister became Jawaharlal Nehru. Radical Hindu nationalist assassinated Gandhi as in our reality (30 January 1948) during the first month of creation of divided dominions. 1948-1949 integration of princely states, in some cases with help of communist rebels. Communist rebellion continues as Dominion of India is considered by them just another British colonial state. Nehru successfully passed the Constitution of India (26 January 1951) and expelled British troops. In April 1951 an agreement was reached with communists to end (already weak) uprising and to participate in political life in democratic independent India. 25 June– 21 October 1952 democratic general election was held, victory of INC, compared to our reality CPN get more support. Neutral foreign policy.
Dominion of Pakistan – First Pakistani prime minister Muhammad Ali Jinnah (position of governor-general, that was much more powerful compared to Canada for example, remained in British hands, was held by Cyril Radcliffe) died 11 September 1948, he was succeeded by Liaquat Ali Khan. Pakistan became pro-British oriented, but also established relations with socialist states. Ali Khan wanted Pakistan to become a parliamentary democracy. Muslim League faced major leftist opposition, in March 1951 socialist attempted coup (Rawalpindi conspiracy), which was exposed and failed. He was assassinated 16 October 1951. The British governor general named Malik Ghulam Muhammad as new prime minister. In August 1951 first elections in Pakistan were held, communists and socialists were not allowed to participate, victory of the United Front (East Bengal). Urdu was the only official language, while all eastern part spoke Bengal. In March 1952 Bengali protesters were massacred by police and military. From February to March 1953 large (in reality anti-Ahmadis, this timeline against British rule) riots in Lahore, ended in bloody military crackdown. In the aftermath of riots Cyril Radcliffe was recalled by Attlee and replaced by Frank Messervy.
Burma – After the surrender of the Japanese in April 1946, military rule was reinstated in Burma. On 27 January 1947 British governor Reginald Dorman-Smith ordered the arrest of Aung San, this led into a massive rebellion of the AFPFL (Anti-Fascist People's Freedom League) and its armed wing People's Volunteer Organization with membership over 100,000 which started the Burmese Emergency. Moderates advocated for the governor to release Aung San and start negotiations, however this was shut down by Churchill, who preferred to use force. British forces failed to deal with the uprising and in 1947 large parts of Burma were controlled by AFPFL. During this uprising period and the arrest of Aung San, communist gained substantial influence. Churchill responded with increasing military presence, however after the eruption of another major anti-colonial rebellion in Malaya, British forces were with priority sent there. In 1950 AFPFL defeated colonial forces in several major engagements. Attlee decided to abandon Burma in favour of Malaya, Aung San was released (7 April 1951) and entered negotiations with Attlee, together with other leaders of the war of independence (June-September) and later negotiations between AFPFL and minorities (12 October, Panglong Agreement). Ceasefire and election on 9 March 1952, that resulted in the victory of AFPFL, Aung San became prime minister and officially declared independence of the Union of Burma (10 March 1952).
Aung San became the first prime minister, while Kyaw Nyein the first president. CPB left AFPFL and became the main opposition (Unlike OTL there is no communist insurgency against Burmese government or split in the communist party). Burma focused on social reforms, welfare state and industrialisation. Burma adopted a neutral foreign policy, however inclining more towards socialist bloc, closer relations with Yugoslavia and surprisingly Israel. Burma still has to deal with KMT remnants in the North and Karen insurgency.