Mutual fund performance chart in excel
Passive Indexing Community for Long-Term Lazy Investors
2011.05.09 05:00 misnamed Passive Indexing Community for Long-Term Lazy Investors
Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term investments. Active managers want your money - our advice: keep it! How? Investing in broad-market low-cost indexes, diversified between equities and fixed income. Buy, hold, pay low fees, and stay the course!
2009.10.09 19:33 Share, Compare & Improve Long-Term Investment Portfolio Strategies
Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. This is a great place for beginner and advanced investors to share knowledge! NOTE: please include the names of funds in your post, not just the tickers (we don't have those all memorized!).
2017.08.27 00:36 Soulnexus
Soulnexus is a sub where Spiritual individuals gather to discuss the nature of the Universe and Ourselves. As always - it is up to the individual to use discernment and only use that which they find here, if it resonates with them. ♡ Trollish behavior may result in an immediate ban without warning. Harassment of visitors and forum participants is not welcome. Disclaimer: We do not endorse any type of cult/ hive mind thinking here at Soulnexus. DISCERNMENT is advised.
2024.05.14 15:55 pbjclimbing Moomoo Referral: Get $35 in Free Stocks with My Moomoo Finance Referral After You Deposit $100, No Stock Purchase Needed
Moomoo Finance Referral: https://j.moomoo.com/00WyHW
Moomoo Finance is a popular online brokerage platform that offers a wide range of investment opportunities, including stocks, options, and futures. As a user-friendly platform, Moomoo Finance provides a seamless and intuitive trading experience, making it an excellent choice for both novice and experienced investors.
By using my Moomoo Finance referral link, you can take advantage of a fantastic offer. When you open a new Moomoo Finance account and deposit at least $100, you'll receive $35 in free stocks, no stock trade required. This is an excellent way to kickstart your investment journey with Moomoo Finance, as you'll have a head start with free stocks to add to your portfolio.
Moomoo Finance is available as both a browser extension and a mobile app, making it convenient to access your investments on-the-go. The platform offers a range of features, including real-time market data, advanced charting tools, and the ability to trade a variety of financial instruments. By using my Moomoo Finance referral link, you'll be able to take advantage of these features and start your investment journey with a financial boost.
Don't miss out on this opportunity to get $35 in free stocks with the Moomoo Finance referral link. Sign up today and start your investment journey with this powerful and user-friendly platform.
submitted by pbjclimbing to ReferPeople [link] [comments]
Moomoo Finance is a popular online brokerage platform that offers a wide range of investment opportunities, including stocks, options, and futures. As a user-friendly platform, Moomoo Finance provides a seamless and intuitive trading experience, making it an excellent choice for both novice and experienced investors.
By using my Moomoo Finance referral link, you can take advantage of a fantastic offer. When you open a new Moomoo Finance account and deposit at least $100, you'll receive $35 in free stocks, no stock trade required. This is an excellent way to kickstart your investment journey with Moomoo Finance, as you'll have a head start with free stocks to add to your portfolio.
Moomoo Finance is available as both a browser extension and a mobile app, making it convenient to access your investments on-the-go. The platform offers a range of features, including real-time market data, advanced charting tools, and the ability to trade a variety of financial instruments. By using my Moomoo Finance referral link, you'll be able to take advantage of these features and start your investment journey with a financial boost.
Don't miss out on this opportunity to get $35 in free stocks with the Moomoo Finance referral link. Sign up today and start your investment journey with this powerful and user-friendly platform.
2024.05.14 15:47 ActuatorDull1674 Rajasthan Royals vs Punjab Kings: IPL 2024 Clash Anticipation!
The upcoming showdown between Rajasthan Royals and Punjab Kings in IPL 2024 promises to ignite cricket fans' passions. With both teams fielding formidable line-ups, anticipation is soaring for an exhilarating match brimming with talent, experience, and ambition. Scheduled for May 15th, 2024, at the Barsapara Cricket Stadium, Guwahati, this clash is set to be a spectacle.
Rajasthan Royals (RR) comes prepared with a revamped batting order, led by the dynamic Sanju Samson. Meanwhile, Punjab Kings (PBKS) boasts an impressive roster of batsmen renowned for their powerful strokes and cohesive teamwork. As per Vision11's insights, the stage is set for a riveting encounter where fans can exhibit their sports acumen and strategic prowess through the app's engaging features.
RR is banking on Samson's leadership and a blend of fresh talent and seasoned campaigners to chart their course to victory. PBKS, on the other hand, is focused on assembling a balanced squad of experienced stalwarts and emerging talents to clinch the IPL 2024 title.
As the two sides lock horns, cricket enthusiasts eagerly await a thrilling match marked by exemplary sportsmanship and skillful performances. With the pitch favoring batsmen at the Barsapara Cricket Stadium, fans can expect a high-scoring affair under the floodlights, where every boundary and wicket will keep them on the edge of their seats. Get ready to witness cricketing brilliance unfold as Rajasthan Royals and Punjab Kings showcase their mettle on the grand stage of IPL 2024.
submitted by ActuatorDull1674 to u/ActuatorDull1674 [link] [comments]
Rajasthan Royals (RR) comes prepared with a revamped batting order, led by the dynamic Sanju Samson. Meanwhile, Punjab Kings (PBKS) boasts an impressive roster of batsmen renowned for their powerful strokes and cohesive teamwork. As per Vision11's insights, the stage is set for a riveting encounter where fans can exhibit their sports acumen and strategic prowess through the app's engaging features.
RR is banking on Samson's leadership and a blend of fresh talent and seasoned campaigners to chart their course to victory. PBKS, on the other hand, is focused on assembling a balanced squad of experienced stalwarts and emerging talents to clinch the IPL 2024 title.
As the two sides lock horns, cricket enthusiasts eagerly await a thrilling match marked by exemplary sportsmanship and skillful performances. With the pitch favoring batsmen at the Barsapara Cricket Stadium, fans can expect a high-scoring affair under the floodlights, where every boundary and wicket will keep them on the edge of their seats. Get ready to witness cricketing brilliance unfold as Rajasthan Royals and Punjab Kings showcase their mettle on the grand stage of IPL 2024.
2024.05.14 15:42 FullChicken7878 AITAH for asking my boyfriend to join me at a festival after my friend cancelled?
Hey Reddit,
I (F26) met Diane (F23) online about a year ago when she moved close to my city. We hit it off, chatting daily and I even introduced her to my friend group. However, things took a turn recently.
I suffer from migraines, and occasionally had to cancel plans with Diane due to them. She began making snide remarks, which I brushed off. Knowing she had BPD and having grown up with a mother with the same diagnosis, I always reassured myself that she didn't mean what she was saying.
Then, during a concert we planned to attend together, she left before I even arrived because her friend, who was responsible for staying sober and driving her home, didn't want to stay any longer. I had to ask my boyfriend last minute to accompany me.
The next day, Diane revealed a hurtful bet she and one of my friends made about my migraines, leading to a temporary fallout.
Fast forward to a huge festival we planned to attend together at the beginning of June —she backed out today due to money issues. Her exact words were "I'm sorry, but I'll have to pass on the festival. I don't have enough money."
I double-checked with her to ensure she was certain, then invited my boyfriend to join me. When Diane objected to that, I proposed going as a trio if she could gather some funds.
I could have easily lent her some money since I have a well-paying job. However, after covering the cost of her pet's surgery earlier this year, with no mention or intention of repayment from her, I chose not to.
This sparked a heated reaction from Diane, accusing me of being selfish and uncaring. She didn't want to join me and my boyfriend and had suddenly planned to inform me of her definite attendance decision one week prior to the festival. Which would be too short notice for me as I already had my ticket, applied for a week off at my job and hired a dog sitter.
Finding a companion at such short notice would have been impossible, as there are no more tickets available, and in my country, one must apply for vacation time a few weeks in advance.
Hurt by her words, I distanced myself, leading to her blocking me on social media and badmouthing me to our mutual friends.
Now I'm questioning if I handled the situation poorly. Should I have waited longer before inviting my boyfriend? I'm torn and feeling like the bad guy here. Thoughts?
submitted by FullChicken7878 to AITAH [link] [comments]
I (F26) met Diane (F23) online about a year ago when she moved close to my city. We hit it off, chatting daily and I even introduced her to my friend group. However, things took a turn recently.
I suffer from migraines, and occasionally had to cancel plans with Diane due to them. She began making snide remarks, which I brushed off. Knowing she had BPD and having grown up with a mother with the same diagnosis, I always reassured myself that she didn't mean what she was saying.
Then, during a concert we planned to attend together, she left before I even arrived because her friend, who was responsible for staying sober and driving her home, didn't want to stay any longer. I had to ask my boyfriend last minute to accompany me.
The next day, Diane revealed a hurtful bet she and one of my friends made about my migraines, leading to a temporary fallout.
Fast forward to a huge festival we planned to attend together at the beginning of June —she backed out today due to money issues. Her exact words were "I'm sorry, but I'll have to pass on the festival. I don't have enough money."
I double-checked with her to ensure she was certain, then invited my boyfriend to join me. When Diane objected to that, I proposed going as a trio if she could gather some funds.
I could have easily lent her some money since I have a well-paying job. However, after covering the cost of her pet's surgery earlier this year, with no mention or intention of repayment from her, I chose not to.
This sparked a heated reaction from Diane, accusing me of being selfish and uncaring. She didn't want to join me and my boyfriend and had suddenly planned to inform me of her definite attendance decision one week prior to the festival. Which would be too short notice for me as I already had my ticket, applied for a week off at my job and hired a dog sitter.
Finding a companion at such short notice would have been impossible, as there are no more tickets available, and in my country, one must apply for vacation time a few weeks in advance.
Hurt by her words, I distanced myself, leading to her blocking me on social media and badmouthing me to our mutual friends.
Now I'm questioning if I handled the situation poorly. Should I have waited longer before inviting my boyfriend? I'm torn and feeling like the bad guy here. Thoughts?
2024.05.14 15:41 aryasubhaa Rate my Portfolio!
 | I am 21 and just started investing with whatever funds I had. Pretty excited about the election rally. Looking forward to book the gains after the elections and invest more in mutual funds. submitted by aryasubhaa to IndianStreetBets [link] [comments] It's very evident that BJP is coming back to power so Railways, Infrastructure, Semiconductor, Automotive sectors will definitely see a boost according to me. How is my portfolio looking for the upcoming rally? How much upside %age can i expect? |
2024.05.14 15:41 prosperi_academy Prosperi Academy Blog: Understanding Different Investment Strategies
Today we want to break down the different investment strategies and how they can enhance your financial journey.
Each investment strategy has its merits and drawbacks, and the right one for you might depend on your financial goals, risk tolerance, and investment horizon. By understanding these strategies, you can tailor your portfolio to better suit your long-term financial needs.
Feel free to share your experiences in the comments below! What’s your preferred investment strategy?
Happy investing!
submitted by prosperi_academy to investingforbeginners [link] [comments]
- What is Value Investing? Value investing is about finding stocks that are undervalued by the market. Think of it as searching for diamonds in the rough; these companies are often overlooked but have strong fundamentals.
- What about Growth Investing? Growth investing focuses on companies that exhibit signs of above-average growth, even if the stock price seems high compared to metrics like earnings or book value.
- Have you ever heard of Index Investing? Index investing involves buying funds or ETFs that replicate the performance of a specific index, like the S&P 500.
- Dividend Investing is worth mentioning Dividend investing focuses on companies that pay high dividends, providing a regular income stream to investors.
Each investment strategy has its merits and drawbacks, and the right one for you might depend on your financial goals, risk tolerance, and investment horizon. By understanding these strategies, you can tailor your portfolio to better suit your long-term financial needs.
Feel free to share your experiences in the comments below! What’s your preferred investment strategy?
Happy investing!
2024.05.14 15:37 Candlestick_io 🤑 Keep Shipping for Base Degens: 2 New Charts are Now Available for Any Tokens on Base
 | 2 New Charts are Now Available for Any Tokens on Base1. Top Profitable Addresses by ROI for any tokenEg, $FREN Top 15 Addresses by ROI are getting 621x — 143x returns in less than a day. Top Traders by Profit Too high? Time to sell? 4 of the Top 15 are yet to sell a single $FREN. (‘Sell’ = 0) 👉 4 Smart Tips for Leveraging This Feature 2. Top Holder chart now supports all tokens on Base Showing not only balance, and more important, balance +/-. GameStop is back.From $GME to $WSB, how to choose the correct one to ape?An Alpha tier user shared his story about getting 1.2 $ETH in profit after a nap by capturing this ‘narrative’.https://preview.redd.it/4j9bwcziae0d1.png?width=1086&format=png&auto=webp&s=16673b64105af49bab2e4e205606e0b663bbbfe5 Happy to hear user success stories. Meme has indeed become a cultural thing. Retails follow Memes. And Candlestick is the homepage for degens. See, soon after $GME, $WSB pop up and 5 Profit Top 200 addresses are in. https://preview.redd.it/pyxgsykkae0d1.png?width=1400&format=png&auto=webp&s=2c3420b469e9e272c352442ab4266a230e6dfdac What’s Profit Top 200? A dynamic, algo-generated list by profit rate from new tokens in the last 7D. Where to spot their live trades? 👇 Live Trades of Profit Top 200 |
2024.05.14 15:35 Candlestick_io 🤑 Keep Shipping for Base Degens: 2 New Charts are Now Available for Any Tokens on Base
2 New Charts are Now Available for Any Tokens on Base
1. Top Profitable Addresses by ROI for any tokenEg, $FREN
Top 15 Addresses by ROI are getting 621x — 143x returns in less than a day.
Top Traders by Profit
Too high? Time to sell?
4 of the Top 15 are yet to sell a single $FREN. (‘Sell’ = 0)
👉 4 Smart Tips for Leveraging This Feature
2. Top Holder chart now supports all tokens on Base
Showing not only balance, and more important, balance +/-.
GameStop is back.
From $GME to $WSB, how to choose the correct one to ape?
An Alpha tier user shared his story about getting 1.2 $ETH in profit after a nap by capturing this ‘narrative’.https://preview.redd.it/oriuur62ae0d1.png?width=1086&format=png&auto=webp&s=6f0b86594e48713750ab0459b8271a46e618f7d5
Happy to hear user success stories.
Meme has indeed become a cultural thing. Retails follow Memes. And Candlestick is the homepage for degens.
See, soon after $GME, $WSB pop up and 5 Profit Top 200 addresses are in.
https://preview.redd.it/3jr6jy24ae0d1.png?width=1400&format=png&auto=webp&s=b88b441a1bfb57ffdac4f08840b74417c0fab861
What’s Profit Top 200?
A dynamic, algo-generated list by profit rate from new tokens in the last 7D.
Where to spot their live trades? 👇
Live Trades of Profit Top 200
2024.05.14 15:34 manoharparakh Top 10 Data Centers in India in 2024
The demand for data centers in India in 2024 is rapidly increasing as the country becomes a hub for technological advancement. Every enterprise, from startups to multinational corporations, trusts data centers to maintain smooth operations and uninterrupted connectivity.
In addition to other conventional services, ESDS specializes in managed data centers, hosted banking, managed cloud hosting, disaster recovery hosting on the cloud, and SAP HANA hosting. With strong technical support, these services help build enduring relationships with clients. Having five data center locations throughout India, ESDS is making India self-reliable for securing its data.
Yotta-D1, the business's current data center, is 85% occupied, which has led to plans to build its D2 and D3 facilities. To address the need for AI-driven data, Yotta has announced a partnership with NVIDIA to construct an AI data center in GIFT City, Gujarat, following the purchase of over 16,000 NVIDIA H100 GPUs.
Some of the most well-known brands in Indian business are among the fantastic clientele that CtrlS holds. This is because they put their all into each project. Young business people who require secure hosting for their cloud software can prefer CtrlS.
Its dedication to excellence and customer-centric approach earned it praise from clients in various industries. Its commitment to quality has earned recognition from a wide range of industry clients.
Leading the way in technological innovation, GPX offers "true" carrier neutrality and the first-ever Tier 4 design environments and infrastructures certified by the Uptime Institute. With multiple hyper-cloud direct connections, such as Google Cloud Dedicated Interconnect and Amazon Web Services Direct Connect, it is one of the top data centers in India that has this feature.
As we enter 2024, the industry stands at the threshold of unparalleled opportunities, ready to power the nation's digital future. When choosing a data center provider in India, it is essential to consider factors like security, reliability, adaptability, accessibility, cost, and customer service. Review its credentials, infrastructure, experience, track record, and client testimonials to ensure the company can satisfy your business objectives.
Evaluate the services these data centers provide to enhance your business's productivity and ensure the safety of your valuable data.
Visit us: https://www.esds.co.in/our-datacenter
For more information, contact Team ESDS through- Email: getintouch@esds.co.in Toll-Free: 1800 209 3006 Website: https://www.esds.co.in/
submitted by manoharparakh to u/manoharparakh [link] [comments]
Overview of Data Centers in India in 2024
Data centers in India are expanding quickly; between 2019 and 2025, cumulative investments are predicted to reach over $28 billion. India is becoming a leading center for technical progress, driving this rise. Over the same period, India is projected to grow significantly at a CAGR of around 5%, outpacing the global average by twofold. Stay updated on data center functionalities in 2024 before making any decisions.The India Advantage
- Focus on advanced data centers. Tier III and IV data centers receive the lion's share of investments, a testament to the industry's dedication to maintaining high standards of uptime and reliability.
- Advantage of operational costs. India is desirable for data center investments since it provides a competitive advantage in operating and development expenses.
- Engineering skills availability. Data centers in India are becoming desirable due to their skilled workforce and a wide array of data center services.
- COVID-19 impact. The COVID-19 pandemic has resulted in a rise in the utilization of outsourced data centers. It highlights how crucial data centers are to preserving business continuity in times of crisis.
Top 10 Data Centers in India in 2024
- ESDS
- CntrlS
- STT GDC
- Yotta
- Sify
- Web Werks
- NexGen
- Equinix
- GPX
- Netmagic
[ESDS Software Solutions Ltd ]()
ESDS offers innovative, scalable, flexible data centers and cloud computing solutions. Highly reliable, secure, and energy-efficient data centers allow organizations to focus on their core competencies.In addition to other conventional services, ESDS specializes in managed data centers, hosted banking, managed cloud hosting, disaster recovery hosting on the cloud, and SAP HANA hosting. With strong technical support, these services help build enduring relationships with clients. Having five data center locations throughout India, ESDS is making India self-reliable for securing its data.
[STT GDC INDIA Pvt. Ltd. ]()
The STT Global Data Centers (STT GDC) Indian division is a significant player in the Indian data center market. STT Global Data Centers is a subsidiary of ST Telemedia Global Data Centers. STT GDC provides cloud connection solutions, managed services, and colocation to digital service providers, hyperscalers, and businesses. The company's emphasis on sustainability and energy efficiency indicates its dedication to corporate responsibility and environmental management.[Yotta Data Services Pvt. Ltd]()
Yotta Data Services, supported by the Hiranandani Group, is expanding in Greater Noida and Guwahati to meet the increasing need for edge services in Tier 2 markets. These scheduled operations should be finished and operationalized by the end of 2024.Yotta-D1, the business's current data center, is 85% occupied, which has led to plans to build its D2 and D3 facilities. To address the need for AI-driven data, Yotta has announced a partnership with NVIDIA to construct an AI data center in GIFT City, Gujarat, following the purchase of over 16,000 NVIDIA H100 GPUs.
[Sify Technologies Ltd. ]()
Sify Technologies Limited is a prominent player in the Indian telecom and IT industries, providing extensive data center service to businesses nationwide. They offer various services, including colocation, cloud, managed hosting, and network services, to meet the changing needs of companies in different sectors. Proactive monitoring and support and a robust infrastructure ensure high availability and performance.[CtrlS Datacenters Ltd ]()
CtrlS, a top provider of data center services in India, is known for its advanced infrastructure and comprehensive solutions. Modern infrastructure's uptime, security, and energy efficiency enable it to adapt to businesses' ever-changing needs.Some of the most well-known brands in Indian business are among the fantastic clientele that CtrlS holds. This is because they put their all into each project. Young business people who require secure hosting for their cloud software can prefer CtrlS.
[Web Werks]()
With facilities that offer high-density, hyper-scale, artificial intelligence-powered infrastructure, excellent service support, and uptime, Web Werks has been a prominent player among data centers in India for the past 20 years. Web Werks aims to ensure its clients achieve maximum business efficiency by efficiently handling all issues relevant to their data center needs. To that end, they want to open more data centers around India. The corporation plans to build two additional data centers on a four-acre plot of land in Chennai to satisfy the growing demand in the area.[NexGen Datacenter]()
A local player in the Indian data center market, NxtGen Datacenter, and Cloud Technologies provide advanced solutions made to fit the demands of modern companies. To promote organizational growth and resilience, the NxtGen team offers a broad range of enterprise-level infrastructure options, such as managed support, disaster recovery, cloud hosting, and data center space.Its dedication to excellence and customer-centric approach earned it praise from clients in various industries. Its commitment to quality has earned recognition from a wide range of industry clients.
[Equinix]()
With advanced offerings, including Equinix Fabric, Equinix Internet Exchange, and Equinix Internet Access, Equinix debuted its digital connectivity services in India. By enabling them to build safe and flexible digital infrastructures that adapt to the changing business environment and by promoting international data center-to-data center network connections with software-defined interconnection, these advanced services aim to empower digital leaders in India. Currently, Equinix operates two data centers in Mumbai that are linked by dark fiber to form a virtual campus. This campus offers a variety of options for businesses looking to deploy enterprise edge nodes as part of a hybrid multi-cloud strategy.[GPX India Pvt Ltd]()
GPX Global Systems is one of the leading providers of carrier-neutral data centers in India. It offers highly secure, scalable, and low-latency solutions, and its facilities are designed to meet the exacting demands of businesses worldwide.Leading the way in technological innovation, GPX offers "true" carrier neutrality and the first-ever Tier 4 design environments and infrastructures certified by the Uptime Institute. With multiple hyper-cloud direct connections, such as Google Cloud Dedicated Interconnect and Amazon Web Services Direct Connect, it is one of the top data centers in India that has this feature.
[Netmagic Solutions Pvt. Ltd.]()
One of India's leading providers of managed hosting, cloud, and data center solutions is Netmagic Solutions, a subsidiary of NTT Communications. Netmagic supports various industries, including financial services, healthcare, online retail, and IT/ITeS, focusing on dependability, scalability, and security. Its strategically located data centers and 24/7 support make it a top option for businesses looking for innovative infrastructure solutions.The Bottom Line
Major locations for datacenters in India are in Delhi (NCR), Bengaluru, Hyderabad, Mumbai, and Chennai. These sites are chosen due to their outstanding fiber connectivity, close proximity to clients, workforce availability, and submarine cable connectivity. When choosing a site, important considerations include location, power availability, fiber connectivity, and general construction and operations.As we enter 2024, the industry stands at the threshold of unparalleled opportunities, ready to power the nation's digital future. When choosing a data center provider in India, it is essential to consider factors like security, reliability, adaptability, accessibility, cost, and customer service. Review its credentials, infrastructure, experience, track record, and client testimonials to ensure the company can satisfy your business objectives.
Evaluate the services these data centers provide to enhance your business's productivity and ensure the safety of your valuable data.
Visit us: https://www.esds.co.in/our-datacenter
For more information, contact Team ESDS through- Email: getintouch@esds.co.in Toll-Free: 1800 209 3006 Website: https://www.esds.co.in/
2024.05.14 15:33 Methos65 How to track performance history of a fund in my 401k
 | Hi All. submitted by Methos65 to fidelityinvestments [link] [comments] In my company 401k through Fidelity, I am currently invested in CUSIP 87279U203 labeled as TRP BLUE CHIP GR T2. From other posts, I've learned this is a large trust and slightly different fund than the ticker TRBCX. I want to learn how to track the performance of this specific fund so I can compare it against other market indices. Using a prospectus for past history isn't what I'm after. I am trying to see the history starting today for the last 6 months. I found it in their brochure (see below) showing it as one of several classes in their Blue Chip Growth Trust. I just can't figure out how to track the performance like I might a stock. Even if I only get the closing price each day, that would be helpful. Any suggestions? Thanks for reading. https://preview.redd.it/g2k92s2h9e0d1.png?width=737&format=png&auto=webp&s=3f1ed2246b086db06979873d9adc20feae6719b5 |
2024.05.14 15:33 the_swest PSA: The LCD is also amazing
I’ve been using the Steam Deck for a while now, and I wanted to share my thoughts on the LCD model. While the OLED version often steals the spotlight, I believe the LCD deserves more recognition.
Body:
submitted by the_swest to SteamDeck [link] [comments]
Body:
- Screen Quality:
- Some people claim that the LCD screen is inferior to the OLED, but honestly, I’ve been pleasantly surprised. Coming from the original Switch, I found the LCD display to be clear, crisp, and perfectly fine. Sure, the blacks might lean a bit grayish-blue, but it hasn’t bothered me during gameplay.
- Brightness? No issues there either. Whether indoors or outdoors, the screen holds up well.
- Battery Life:
- Battery life is a subjective matter. For me, using the Steam Deck primarily at home, the LCD model’s 1-2 hours of playtime on AAA games is sufficient. When it gets low, I just plug it in.
- If you’re a frequent traveller or need longer gaming sessions when out of the house, the OLED might be a better fit. But for casual use, the LCD holds its own. However, I feel like the for price you could just get a power bank and just use that instead. A good power bank can still keep your overall spending considerably lower than an OLED.
- Price Point:
- Here’s where the LCD shines: affordability. Refurbished LCD versions come at a significantly lower price compared to their OLED counterparts. For example, £300 for a 512GB refurbished LCD versus £480 for the same storage in OLED.
- Considering the price difference, the LCD offers excellent value for money.
- Final Thoughts:
- Don’t underestimate the LCD! It’s a solid choice, especially if you’re budget-conscious. While the OLED has its advantages, the LCD holds its ground and should be recommended more often.
- TL:DR - The LCD is wallet-friendly, and its performance won’t disappoint.
2024.05.14 15:31 Candlestick_io 🤑 Keep Shipping for Base Degens: 2 New Charts are Now Available for Any Tokens on Base
 | 2 New Charts are Now Available for Any Tokens on Base1. Top Profitable Addresses by ROI for any tokenEg, $FREN Top 15 Addresses by ROI are getting 621x — 143x returns in less than a day. Top Traders by Profit Too high? Time to sell? 4 of the Top 15 are yet to sell a single $FREN. (‘Sell’ = 0) 👉 4 Smart Tips for Leveraging This Feature 2. Top Holder chart now supports all tokens on Base Showing not only balance, and more important, balance +/-. GameStop is back.From $GME to $WSB, how to choose the correct one to ape?An Alpha tier user shared his story about getting 1.2 $ETH in profit after a nap by capturing this ‘narrative’.https://preview.redd.it/eio1yzfl9e0d1.png?width=1086&format=png&auto=webp&s=1506e0eb6b34e655020f491d1b9491730e94d08e Happy to hear user success stories. Meme has indeed become a cultural thing. Retails follow Memes. And Candlestick is the homepage for degens. See, soon after $GME, $WSB pop up and 5 Profit Top 200 addresses are in. https://preview.redd.it/wz6vovym9e0d1.png?width=1400&format=png&auto=webp&s=819c51dc6a5a1a232b028fefa10824a0677dba90 What’s Profit Top 200? A dynamic, algo-generated list by profit rate from new tokens in the last 7D. Where to spot their live trades? 👇 Live Trades of Profit Top 200 |
2024.05.14 15:30 No-Copy1945 MLM software development company in Malaysia
 | Empowering MLM Ventures: Your Trusted MLM Software Development Company in Delhi submitted by No-Copy1945 to u/No-Copy1945 [link] [comments] Welcome to MLM Software Development Company in Delhi, your premier destination for cutting-edge MLM software solutions in Delhi. With a relentless focus on innovation and customer satisfaction, we are dedicated to empowering MLM businesses with tailored software solutions designed to streamline operations, maximize efficiency, and drive growth. Explore the possibilities as we embark on a journey towards success together. https://preview.redd.it/v4a79yoh9e0d1.png?width=940&format=png&auto=webp&s=179d82d889e3edf414f86939c252ffcb504d35c1 Section 1: Our Expertise in MLM Software Development At MLM Software Development Company in Delhi, we specialize in crafting customized MLM software solutions tailored to the unique needs of businesses in Delhi and beyond. With years of experience and a deep understanding of the MLM industry, our team of seasoned developers is adept at leveraging the latest technologies to deliver unparalleled results.
As a leading MLM software development company in Delhi, we take pride in our commitment to excellence, reliability, and customer satisfaction. Here's why businesses trust us to drive their success:
At MLM Software Development Company in Delhi, we are driven by a passion for innovation and a commitment to our clients' success. Our mission is to empower MLM businesses in Delhi to reach new heights of prosperity and growth through state-of-the-art software solutions and unwavering support.
|
2024.05.14 15:29 zeccast Why $HEGE is going to go ballistic. The Hege Theorem.
As we all know, there are many factors that can determine the rise and fall of a memecoin. Here, I'm going to explain to you all the Hege Theorem on why Hege can't fail, won't fail, and will eventually reach well over 100mil. It's written in the stars and if you're a community member you probably know already, but I'll split this post into different factors to show you why Hege is the most solid project all-around, and why you should consider buying it and holding it for a couple months at least.
This post aint AI stuff, so don't expect me to say that "our vibrant community fosters a crispy and original project revolutionizing the blockchain". No bullshit, just straight facts.
Hege Factor 1: Dev and Team. Hege Dev has shown again and again that he is trustworthy and dedicated to the project. He has been in the chat every day, communicating every new development and marketing move with the community with maximum transparency. And he obviously hasn't sold a penny. There's also rumors that he'll be quitting his graphic designer job when we reach 10mil MC and go full-on working on Hege. The team supporting our Dev is also composed by chads who recognize the long-term legitimate nature of the project and want to see it thrive. A lot of big holders are in the team too, so many top holders wallets are doxxed and support the chart. Our top holders and loyal whales often also do matching buys, help the chart boom during pumps, and give the community daily TAs on the state of the chart and what to expect from it. Our liquidity to MC ratio is excellent and extremely attractive for whales, memecoins with double our MC have less than our liquidity.
Hege Factor 2: Organic+Paid Marketing blending strategy.
Hege is an extremely promising, yet still very young memecoin. We are only 4 weeks old. For our first 2-3 weeks we relied almost exclusively on organic growth, which brought us from 1.5 to 8 millions just by the sheer power of our narrative and viral graphics. Now, we are taking a blended approach and spending our growing marketing funds to encourage the community. We have already had three big calls just this week. Two were from Chinese influencers, as the asian market access will get us a lot of new buyers and attention. Both influencers have 120k+ following on X, and we expect more whales and big buys in the next days as general market volume recovers. We also were called from the Whale Everything X account (140k+ followers), and a lot more marketing is on the way. We have a CEX listing wallet to gather more funds to be listed in CEXs and a separate marketing wallet where the community and top holders put quite a lot into regularly. It's actually amazing how much (and how many) people believe in this project. Most importantly, we have a newly launched online merch shop which just like everything Hege is extremely cool. Multiple Hege accessories and clothes, and all profits go directly into the marketing wallet. There's also plans to film a video of someone dancing in the club in full HEGE outfit (chad Dev offered 500€ out of his own pocket to whoever would do it)... And it's gonna be a banger.
Hege Factor 3: The community.
Hege's community is unlike any other for a couple of reasons. We are very active in the TG chat, have more groups for different nationalities, from spanish to chinese and Dutch. We have a special Hege After Dark chat for everything...freaky being discussed in the night time. Everyone has a ton of fun and makes new friends in the Hege Fam. The vibe is extremely wholesome and immaculate, so just come vibe with us. You won't regret it. Community and Dev/team also have a ton of trust in each other and believe in this project like no other. We have our own subreddit, X account, crazy cool website, TG community and Discord chat. $HEGE is a movement and it cannot be stopped.
Hege Factor 4: Insane graphic potential.
Something that is not discussed nearly enough about Hege is the crazy quality of our memes, graphics and content. Our Dev is a graphic designer and it shows. Hege has its own recognizable palette with bright, simple colours that are easily memorized and recognizable. New Hege memes come out on a weekly basis. We have just released the first Hege short, and quality is only going up from here. Our merch is therefore also extremely cool, and I think it looks insane even without considering the project behind it. Some of the accessories and clothes are something I'd consider buying if i saw them in an actual shop. And remember all the profits from it actually go into hege's marketing wallet!!
Hege Factor 5: Listings
We have been listed on CMC just last week, and we are now planning to get listed on CEXs to boost our presence and volume, and break through tens of millions of MC. We have some hung members of the team already contributing a lot of Sol to allow us to get listed. But we know we are getting there, sooner or later, cause Hege is a memecoin with a dream, and his dream is to smash. No way we're letting our boy remain a virgin. Which brings us to the key to understanding our project
The ultimate Hege Factor: The Hege Narrative™
All wars and great things on this earth were originally caused by someone wanting to smash. Think Troy. We will destroy civilizations for pus*y.
Well, we are here to make Hege smash his dream girl, Hegena. Hege is a redemption story at heart: he is a little fat, his parents became roadkill when he was just a baby, and he's now going through high school being bullied by the chad hedgehog Hendrix. Hendrix also stole Hegena for himself. The only way for Hege to finally get to smash Hegena is to become a successful memecoin. By making Hege rich, we're unlocking new viral chapters of his story. At 10mil MC, chapter 3 will be uncovered. Help us get Hege to smash and take his dream girl back from his bully!!!
Right now, you could be convinced about the solidity and strenghts of the project. You could be thinking...
"WHY SHOULD I BUY NOW THO?"
Well, the answer is simple: we are on a dip. After a low volume slow weekend (as most weekends are) we are currently hovering around the 3-4 mil area. Last time we had this kind of consolidation (actually lower, going to 2.5mil) , we pumped to 8.4 mil in just two days right after. These last couple days, a lot of volume and interest has been sucked into GME hypecoins, but that will soon be over. Once people realize their profits, they will put it back into the coins they trust and can sleep on, and Hege is the perfect example of that. Don't miss our next pump over 10 mil, it's getting closer: join the Hege Fam now and be a happy man in a couple of weeks.
Check out our socials, shops and website. You'll easily understand why this project's originality is so attractive, and you'll see what the hype is all about. We're just getting started.
WE'RE GETTING HEGE LAID.
CA: ULwSJmmpxmnRfpu6BjnK6rprKXqD5jXUmPpS1FxHXFy
🦔Hege Links🦔
Website: Hegecoin.com
X: https://twitter.com/HegeCoin
submitted by zeccast to CryptoMoonShots [link] [comments]
This post aint AI stuff, so don't expect me to say that "our vibrant community fosters a crispy and original project revolutionizing the blockchain". No bullshit, just straight facts.
Hege Factor 1: Dev and Team. Hege Dev has shown again and again that he is trustworthy and dedicated to the project. He has been in the chat every day, communicating every new development and marketing move with the community with maximum transparency. And he obviously hasn't sold a penny. There's also rumors that he'll be quitting his graphic designer job when we reach 10mil MC and go full-on working on Hege. The team supporting our Dev is also composed by chads who recognize the long-term legitimate nature of the project and want to see it thrive. A lot of big holders are in the team too, so many top holders wallets are doxxed and support the chart. Our top holders and loyal whales often also do matching buys, help the chart boom during pumps, and give the community daily TAs on the state of the chart and what to expect from it. Our liquidity to MC ratio is excellent and extremely attractive for whales, memecoins with double our MC have less than our liquidity.
Hege Factor 2: Organic+Paid Marketing blending strategy.
Hege is an extremely promising, yet still very young memecoin. We are only 4 weeks old. For our first 2-3 weeks we relied almost exclusively on organic growth, which brought us from 1.5 to 8 millions just by the sheer power of our narrative and viral graphics. Now, we are taking a blended approach and spending our growing marketing funds to encourage the community. We have already had three big calls just this week. Two were from Chinese influencers, as the asian market access will get us a lot of new buyers and attention. Both influencers have 120k+ following on X, and we expect more whales and big buys in the next days as general market volume recovers. We also were called from the Whale Everything X account (140k+ followers), and a lot more marketing is on the way. We have a CEX listing wallet to gather more funds to be listed in CEXs and a separate marketing wallet where the community and top holders put quite a lot into regularly. It's actually amazing how much (and how many) people believe in this project. Most importantly, we have a newly launched online merch shop which just like everything Hege is extremely cool. Multiple Hege accessories and clothes, and all profits go directly into the marketing wallet. There's also plans to film a video of someone dancing in the club in full HEGE outfit (chad Dev offered 500€ out of his own pocket to whoever would do it)... And it's gonna be a banger.
Hege Factor 3: The community.
Hege's community is unlike any other for a couple of reasons. We are very active in the TG chat, have more groups for different nationalities, from spanish to chinese and Dutch. We have a special Hege After Dark chat for everything...freaky being discussed in the night time. Everyone has a ton of fun and makes new friends in the Hege Fam. The vibe is extremely wholesome and immaculate, so just come vibe with us. You won't regret it. Community and Dev/team also have a ton of trust in each other and believe in this project like no other. We have our own subreddit, X account, crazy cool website, TG community and Discord chat. $HEGE is a movement and it cannot be stopped.
Hege Factor 4: Insane graphic potential.
Something that is not discussed nearly enough about Hege is the crazy quality of our memes, graphics and content. Our Dev is a graphic designer and it shows. Hege has its own recognizable palette with bright, simple colours that are easily memorized and recognizable. New Hege memes come out on a weekly basis. We have just released the first Hege short, and quality is only going up from here. Our merch is therefore also extremely cool, and I think it looks insane even without considering the project behind it. Some of the accessories and clothes are something I'd consider buying if i saw them in an actual shop. And remember all the profits from it actually go into hege's marketing wallet!!
Hege Factor 5: Listings
We have been listed on CMC just last week, and we are now planning to get listed on CEXs to boost our presence and volume, and break through tens of millions of MC. We have some hung members of the team already contributing a lot of Sol to allow us to get listed. But we know we are getting there, sooner or later, cause Hege is a memecoin with a dream, and his dream is to smash. No way we're letting our boy remain a virgin. Which brings us to the key to understanding our project
The ultimate Hege Factor: The Hege Narrative™
All wars and great things on this earth were originally caused by someone wanting to smash. Think Troy. We will destroy civilizations for pus*y.
Well, we are here to make Hege smash his dream girl, Hegena. Hege is a redemption story at heart: he is a little fat, his parents became roadkill when he was just a baby, and he's now going through high school being bullied by the chad hedgehog Hendrix. Hendrix also stole Hegena for himself. The only way for Hege to finally get to smash Hegena is to become a successful memecoin. By making Hege rich, we're unlocking new viral chapters of his story. At 10mil MC, chapter 3 will be uncovered. Help us get Hege to smash and take his dream girl back from his bully!!!
Right now, you could be convinced about the solidity and strenghts of the project. You could be thinking...
"WHY SHOULD I BUY NOW THO?"
Well, the answer is simple: we are on a dip. After a low volume slow weekend (as most weekends are) we are currently hovering around the 3-4 mil area. Last time we had this kind of consolidation (actually lower, going to 2.5mil) , we pumped to 8.4 mil in just two days right after. These last couple days, a lot of volume and interest has been sucked into GME hypecoins, but that will soon be over. Once people realize their profits, they will put it back into the coins they trust and can sleep on, and Hege is the perfect example of that. Don't miss our next pump over 10 mil, it's getting closer: join the Hege Fam now and be a happy man in a couple of weeks.
Check out our socials, shops and website. You'll easily understand why this project's originality is so attractive, and you'll see what the hype is all about. We're just getting started.
WE'RE GETTING HEGE LAID.
CA: ULwSJmmpxmnRfpu6BjnK6rprKXqD5jXUmPpS1FxHXFy
🦔Hege Links🦔
Website: Hegecoin.com
X: https://twitter.com/HegeCoin
2024.05.14 15:29 Candlestick_io 🤑 Keep Shipping for Base Degens: 2 New Charts are Now Available for Any Tokens on Base
| | 2 New Charts are Now Available for Any Tokens on Base1. Top Profitable Addresses by ROI for any tokenEg, $FREN Top 15 Addresses by ROI are getting 621x — 143x returns in less than a day. Top Traders by Profit Too high? Time to sell? 4 of the Top 15 are yet to sell a single $FREN. (‘Sell’ = 0) 👉 4 Smart Tips for Leveraging This Feature 2. Top Holder chart now supports all tokens on Base Showing not only balance, and more important, balance +/-. GameStop is back.From $GME to $WSB, how to choose the correct one to ape?An Alpha tier user shared his story about getting 1.2 $ETH in profit after a nap by capturing this ‘narrative’.https://preview.redd.it/hqkhewc49e0d1.png?width=1086&format=png&auto=webp&s=c304a013dd737d4f1ed88239094892495d8f48cc Happy to hear user success stories. Meme has indeed become a cultural thing. Retails follow Memes. And Candlestick is the homepage for degens. See, soon after $GME, $WSB pop up and 5 Profit Top 200 addresses are in. https://preview.redd.it/apyq3hs59e0d1.png?width=1400&format=png&auto=webp&s=9302c6a1c6456f8cc1dca0c246c364cd7330ec6c What’s Profit Top 200? A dynamic, algo-generated list by profit rate from new tokens in the last 7D. Where to spot their live trades? 👇 Live Trades of Profit Top 200 |
2024.05.14 15:26 thatsright56 Software Development Intern Wanted - Remote
Company:
Join our dynamic team at takeComnd LLC, where we're on a mission to revolutionize the sports industry with innovative technology solutions that allow coaches to focus their attention where it matters the most, their players. At takeComnd LLC we believe that positive sporting environments help athletes learn invaluable life lessons, values, and build relationships that have an opportunity to change an athlete’s life in the future. We believe the same is true at takeComnd LLC. We take pride in nurturing talent, fostering creativity, and empowering individuals to make a real-world impact. This is your chance to be part of something big from the beginning!
Position: Software Development Intern
Who We're Looking For:
About the Role:
As a Software Development Intern, you'll be at the forefront of innovation, working closely with our team to develop and refine cutting-edge solutions. Your responsibilities may include:
Compensation:
This is an unpaid internship. However, what it lacks in monetary compensation, it makes up for in invaluable experience and meaningful projects. You'll have the opportunity to work on projects that are pivotal for our business, contributing to real-world solutions that will shape the future of the sports industry. Moreover, outstanding performance will open doors to networking opportunities with industry professionals such as lead developers, project managers, and business owners.
How to Apply:
If you're ready to embark on an exciting journey with us and contribute to meaningful projects that make a difference, we want to hear from you! Please submit your resume to [applications@takecomnd.com](mailto:applications@takecomnd.com)
Join us in shaping the future of sports technology!
https://preview.redd.it/u6d8kkhj8e0d1.png?width=468&format=png&auto=webp&s=266a85a7140b44cb2ce37acf03204717c99c9196
submitted by thatsright56 to jobpostings [link] [comments]
Join our dynamic team at takeComnd LLC, where we're on a mission to revolutionize the sports industry with innovative technology solutions that allow coaches to focus their attention where it matters the most, their players. At takeComnd LLC we believe that positive sporting environments help athletes learn invaluable life lessons, values, and build relationships that have an opportunity to change an athlete’s life in the future. We believe the same is true at takeComnd LLC. We take pride in nurturing talent, fostering creativity, and empowering individuals to make a real-world impact. This is your chance to be part of something big from the beginning!
Position: Software Development Intern
Who We're Looking For:
- Hard Working: We value dedication and commitment. You're not afraid to roll up your sleeves and dive into challenging tasks.
- Eager to Learn: A thirst for knowledge is essential. We're looking for individuals who are excited about expanding their skill set and exploring new technologies.
- Thrives in a Chaotic Environment: Startups can be unpredictable, but that's where the magic happens. If you excel in dynamic settings and can adapt quickly to change, you'll fit right in.
- Knowledge of Sports (Bonus): While not mandatory, a passion for sports is advantageous. Understanding the industry and its nuances will enhance your contributions to our projects.
- Knowledge of Python, Flask, JavaScript, HTML, CSS (Bonus): Proficiency in these technologies is a plus. However, if you're eager to learn and motivated to acquire new skills, we're willing to invest in your development.
About the Role:
As a Software Development Intern, you'll be at the forefront of innovation, working closely with our team to develop and refine cutting-edge solutions. Your responsibilities may include:
- Collaborating with developers to design and implement software features.
- Participating in code reviews and providing constructive feedback.
- Assisting in the testing and debugging of applications.
- Contributing to the brainstorming and ideation process for new projects.
- Engaging with user feedback to iterate and improve existing products.
Compensation:
This is an unpaid internship. However, what it lacks in monetary compensation, it makes up for in invaluable experience and meaningful projects. You'll have the opportunity to work on projects that are pivotal for our business, contributing to real-world solutions that will shape the future of the sports industry. Moreover, outstanding performance will open doors to networking opportunities with industry professionals such as lead developers, project managers, and business owners.
How to Apply:
If you're ready to embark on an exciting journey with us and contribute to meaningful projects that make a difference, we want to hear from you! Please submit your resume to [applications@takecomnd.com](mailto:applications@takecomnd.com)
Join us in shaping the future of sports technology!
https://preview.redd.it/u6d8kkhj8e0d1.png?width=468&format=png&auto=webp&s=266a85a7140b44cb2ce37acf03204717c99c9196
2024.05.14 15:25 dffrntlqtns Here is why ENSC went up yesterday
Morning! ENSC had a phenomenal day yesterday (up over 10% on great volume). I hope those of you who got in, also got out and made some money! Great work everyone. As always - Communicated disclaimer. Please dyor and whatnot.
So why did ENSC go up yesterday?
The main reason was from this PR. So here are the summarized points from the Ensysce Biosciences first quarter financial and operational report:
Let me know what you think!
[1] [2] [3] [4]
submitted by dffrntlqtns to pennystocks [link] [comments]
So why did ENSC go up yesterday?
The main reason was from this PR. So here are the summarized points from the Ensysce Biosciences first quarter financial and operational report:
- Clinical Developments: Ensysce Biosciences is advancing towards regulatory approval for PF614, following productive FDA meetings that set the stage for a Phase 3 trial in late 2024."In the first quarter of 2024, we continued to accelerate the progress of our clinical programs toward regulatory approvals," said Dr. Lynn Kirkpatrick, CEO of Ensysce.
- FDA Designations: The FDA granted Breakthrough Therapy designation for PF614-MPAR, highlighting its potential for safer opioid use, with a Fast Track designation already in place for PF614.
- Financial Health: The company improved its cash position, ending the quarter with $3.4 million in cash and cash equivalents, bolstered by funding from warrant exercises and federal grants.
- Operational Highlights: R&D expenses decreased due to lower external research costs, and G&A expenses also saw a reduction. Overall, net loss increased year-over-year to $3.1 million.
Let me know what you think!
[1] [2] [3] [4]
2024.05.14 15:24 Opening-Talk8657 Exploring the Impact of AI on Payments Industry: An Outlook for 2024
 | In the ever-evolving digital economy, the demand for faster, more robust, and secure payment solutions is paramount, highlighting the crucial role of payment technology. With the landscape continuously evolving, its imperative to understand the changing dynamics of the payments industry and anticipate emerging trends for 2024. Additionally, exploring the potential of AI in shaping the future of digital transactions provides valuable insights into the trajectory of the industry. submitted by Opening-Talk8657 to u/Opening-Talk8657 [link] [comments] Fintech The purpose of the blog Exploring the Impact of AI on Payments Industry: An Outlook for 2024 is to analyze the evolving role of AI in shaping the future of digital transactions and navigating key trends in the payments industry. Learnings: Digital Payment Trends: The digital economy demands faster, more robust, and secure payment solutions. Key trends include the projected growth of global digital payments revenue to and the widespread adoption of digital payments worldwide. Role of AI in Shaping the Future: AI holds immense potential in revolutionizing digital transactions. Its ability to enhance security, streamline processes, and offer personalized experiences makes it a critical area for exploration in the payments industry. Innovations in Payment Technology: From blockchain for cross-border payments to AI-driven fraud detection and biometric authentication, various technological advancements are reshaping the payments landscape. Technology providers play a crucial role in driving innovation, security, and efficiency across the financial ecosystem. Implications of Regulatory Scrutiny: While AI promises significant benefits, its implementation raises concerns about data privacy and regulatory compliance. Financial institutions must navigate these challenges while harnessing the potential of AI to drive business growth and innovation. Opportunities for Growth and Collaboration: With the evolving landscape of banking and FinTech in 2024, organizations have opportunities to explore new markets, expand partnerships, and embrace innovative solutions. Understanding and adapting to emerging trends will be key to staying competitive in the dynamic payments industry. Navigating Digital Payments: Key Statistics and Trends Digital payments are reshaping the financial landscape, and understanding these trends is essential for businesses, consumers, and policymakers alike. The potential of AI in shaping the future of digital transactions holds exciting possibilities, making it a critical area to explore. Lets delve into some key statistics and trends related to digital payments in the ever-evolving landscape. Global Digital Payments Revenue: By 2027, the global digital payments revenue is projected to reach an impressive $14.79 trillion. The market is expected to grow at an annual rate of 11.79% from 2023 to 2027. In 2023, the total global digital payments transaction value is estimated to be $9.47 trillion. Global Adoption of Digital Payments: Two-thirds (2/3) of adults worldwide are now using digital payments, with 89% adoption in the United States. Developed countries have a higher adoption rate (95%) compared to developing countries (57%). Approximately 84% of financial services account owners globally engage in digital transactions. Ecommerce and Digital Wallets: Ecommerce is projected to account for 24% of global consumer spend by 2026. Digital wallets play a significant role, accounting for 49% of global ecommerce sales, while credit cards contribute 21%. Top digital wallets in the U.S. include PayPal (36%), Apple Pay (20%), and Venmo (16%). Central Bank Digital Currencies (CBDCs) Nine in 10 central banks are exploring the concept of central bank digital currencies (CBDCs). CBDCs could revolutionize the way we conduct transactions and enhance financial inclusion. Unbanked Population: While 76% of adults worldwide have a bank account or use a mobile money provider, approximately 1.4 billion adults remain unbanked. Efforts to bridge this gap are crucial for financial inclusion and economic growth. Analyzing the Current State of Innovation in the Payments Industry The payments industry is widely perceived to be approaching a saturation point concerning technological interventions, according to numerous financial experts. Over the past few years, the FinTech revolution has gained considerable momentum, significantly simplifying customer experiences. Despite these advancements, there remains ample opportunity for enhancement across various facets of the industry. One lens through which to examine innovation is by considering market drivers. For instance, the macroeconomic landscape of 2023 compelled many companies to prioritize operational efficiency over expansion. Managing costs, mitigating risks, and ensuring service quality became paramount for maintaining market share. Additionally, heightened consumer awareness emerged as a significant catalyst for this paradigm shift. Present-day consumers are more cognizant of the time value of money, checkout experiences, and safety considerations, all of which are poised to influence the trajectory of innovation in the industry. A Recap of Payment Innovation in 2023 The year 2023 witnessed significant developments across various fronts in the payments industry. One notable highlight was the rebranding of several companies, indicative of their strategic positioning within the sector. These rebrandings often aimed to align with evolving market dynamics and underscore their commitment to serving as strategic partners for banking and financial institutions. In terms of technological advancements, there was a notable focus on adopting AI-first solutions to enhance payment operations, reduce costs, and improve overall customer satisfaction. Companies showcased a range of innovative solutions leveraging cutting-edge technologies such as FedNow, blockchain, and omnichannel commerce. Partnership ecosystems also saw expansion, with collaborations formed with leading tech companies like Google Cloud, AWS, Microsoft, Databricks, Stripe, Salesforce, and Checkmarx. Such alliances were aimed at fostering innovation and delivering value-added services to clients. Looking ahead, there are plans for workforce growth and exploration of new markets, indicating a continued drive for expansion and innovation within the industry. Overall, 2023 was characterized by significant strides in technological innovation, partnership development, and strategic positioning within the payments landscape. Exploring the Role of Technology Providers in the Evolving Payments Landscape At the forefront of the banking and payments revolution are technology solution providers, working in tandem with both banking and non-banking financial institutions. For banking institutions, the focus lies on modernizing legacy infrastructure to address scalability, agility, and performance limitations. Digital transformation initiatives enable banks to offer contemporary payment experiences, integrating emerging technologies like instant payments and buy-now-pay-later for enhanced convenience and flexibility. Adoption of advanced technologies such as APIs, serverless architecture, microservices, cloud-native frameworks, and data services further bolsters performance and security measures. Successful modernization empowers banks to develop tailored solutions, enhancing customer value and competitiveness. Support in infrastructural upgrades, operational efficiency, and service excellence aids institutions in aligning with evolving customer expectations and thriving in a competitive landscape. Non-banking institutions and FinTechs leverage technology partners to explore distinctive use cases and business models. Collaborative efforts result in innovative solutions tailored to meet customer needs and preferences. Leveraging industry expertise, creative problem-solving, product engineering, and technological proficiency, these partners deliver value-added services that differentiate entities from competitors. Integration of cutting-edge technologies such as blockchain, AI, and deep analytics diversifies payment channels while ensuring regulatory compliance and robust security measures. Exploring Innovations in the Payments Landscape: Use Cases and Providers Lets delve into some key use cases and some prominent PayTech companies or technology providers that are reshaping the evolving payments landscape: Blockchain for Cross-Border Payments: Use Case: Blockchain technology enables secure, transparent, and real-time cross-border transactions. Technology Providers: Companies like Ripple and Stellar offer blockchain-based solutions for seamless international payments. AI-Powered Fraud Detection: Use Case: AI algorithms analyze transaction patterns, detect anomalies, and prevent fraudulent activities in real time. Technology Providers: Feedzai, Forter, and Kount specialize in AI-driven fraud prevention for payment processors and merchants. Biometric Authentication: Use Case: Biometrics (such as fingerprint or facial recognition) enhance security and streamline user authentication during payments. Technology Providers: IDEMIA, BioCatch, and Veridium offer biometric authentication solutions. Embedded Finance and APIs: Use Case: Technology providers enable businesses to embed financial services directly into their platforms. Technology Providers: Plaid, Adyen, and Stripe facilitate API-driven financial integrations. Contactless Payments and NFC: Use Case: Near Field Communication (NFC) technology allows users to make secure payments by tapping their smartphones or cards. Technology Providers: Apple Pay, Google Pay, and Samsung Pay lead in contactless payment adoption. Real-Time Payments Infrastructure: Use Case: Technology providers build and maintain real-time payment rails for instant fund transfers. Technology Providers: Volante Technologies, Jack Henry, and Finzly actively participate in the FedNow Pilot Program. Buy Now, Pay Later (BNPL): Use Case: BNPL services allow consumers to split payments into installments, enhancing affordability and flexibility. Technology Providers: Affirm, Afterpay, and Klarna are popular BNPL providers. AI-Driven Personalization: Use Case: AI analyzes customer behavior to offer personalized payment options and targeted promotions. Technology Providers: Personetics, ZestFinance, and DataRobot specialize in AI-driven personalization. Open Banking and PSD2 Compliance: Use Case: Technology providers facilitate secure data sharing between banks and third-party apps. Technology Providers: Tink, Plaid, and Yodlee offer open banking solutions. Automated Invoice Processing: Use Case: AI automates invoice reconciliation, reducing manual effort and improving accuracy. Technology Providers: Blue Prism, UiPath, and ABBYY provide intelligent automation for payment processing. These technology providers or PayTech companies play a pivotal role in shaping the future of payments, driving innovation, security, and efficiency across the financial ecosystem. Analyzing the Implications of the FedNow Service Launch on the U.S. Payments Landscape The launch of the FedNow Service marks a significant milestone in the evolution of the U.S. payments landscape. Positioned to revolutionize payment processes, FedNow promises to facilitate instant peer-to-peer payments, bill pay, and e-commerce transactions, catering to customer-centric use cases. Additionally, the FedNow framework prioritizes crucial aspects such as fraud prevention, liquidity management, and message standardization, all of which are integral to modernizing the U.S. payments system. Various entities such as J.P. Morgan, Citi, Goldman Sachs, Wells Fargo, Volante Technologies, Jack Henry, Finzly, are actively engaged in the FedNow Pilot Program, showcasing early participation and expertise in providing end-to-end FedNow integration services. These services encompass gap analysis, identification of use cases, and the development of implementation roadmaps aimed at expediting development timelines, reducing costs, and mitigating risks associated with FedNow integration. Preparing for the AI Revolution in Payments: Strategies for Industry Leaders As the belief in AIs pivotal role in shaping the future of payments gains momentum, organizations across the financial sector are gearing up for this transformative shift. MSys Technologies, recognized for its leadership in AI-first, Cloud-first solutions tailored to the financial industry, stands poised to assist financial institutions in accelerating their AI adoption journey. Addressing common early adoption challenges, such as tool inadequacy, data complexity, and scalability concerns, MSys Technologies offers comprehensive support to clients. By conducting thorough assessments and providing actionable implementation roadmaps, MSys Technologies helps organizations navigate the complexities of AI integration. This encompasses various stages, including data preparation, model development, and deployment, ensuring a seamless transition towards AI-driven decision-making. Central to this endeavor is the establishment of a resilient, flexible, and modern data ecosystem. MSys Technologies assists clients in building a unified data marketplace and implementing data-as-a-service capabilities to streamline data management processes. Moreover, integrated data governance policies are put in place to uphold security standards and ensure compliance with industry regulations. In aligning with the AI revolution, MSys Technologies empowers financial institutions to harness the power of data and drive critical business decisions effectively. Navigating the Future of Banking and FinTech in 2024: Insights and Opportunities As we step into 2024, the banking and FinTech sectors are poised for continued evolution and innovation. With ISO 20022 emerging as a global standard for payment messages, financial institutions are prioritizing its adoption to facilitate seamless cross-border transactions. The integration of contextual data flow not only reduces friction points but also presents an opportunity for delivering enhanced payment experiences to both retail and business customers. Looking ahead, blockchain and distributed ledger technologies are anticipated to play a significant role in easing cross-border payments, offering promising solutions to existing challenges in the payment landscape. However, as AI assumes a more prominent role, it brings along genuine concerns regarding its implementation and impact. Regulatory scrutiny is expected to intensify, with governments monitoring AI-related activities for potential unfair or harmful implications. In this context, adherence to existing federal laws and the development of comprehensive regulatory frameworks will be paramount. Navigating this evolving landscape necessitates a nuanced understanding of AI usage, data collection, and risk mitigation strategies. Data privacy emerges as a central concern, underscoring the importance of robust controls and regular model testing to ensure compliance and safeguard consumer interests. In embracing innovation with AI while adhering to regulatory requirements, organizations position themselves favorably to navigate the evolving landscape of banking and FinTech in 2024. Reference site - https://www.msystechnologies.com/blog/exploring-the-impact-of-ai-on-payments-industry-an-outlook-for-2024/ |
2024.05.14 15:23 jeezIamNotHearing NEED URGENT HELP IN WRITING CITATIONS IN PROPER FORMAT
I have written a review paper on VR integration with AI, all that remains is for me to write citations in proper format. Please anyone help me. the deadline is in 5 hours and I have to submit it before then. Anyone. I have procrastinated harshly this time around and am literally crying.
Improper Citations :
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https://jefferson.village.virginia.edu/pmc/
28 32E. Song, J. Li, S. M. Won, W. Bai, J. A. Rogers, Nat. Mater. 2020, 19, 590.
submitted by jeezIamNotHearing to research [link] [comments]
Improper Citations :
1 Sismondo S(1997) Reality for cybernauts Postmod Cult 8(1).
https://jefferson.village.virginia.edu/pmc/
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2024.05.14 15:23 TheCuriousTrader $BB – The most legitimate meme stock out there
 | Wait, you mean Blackberry don’t sell phones anymore? submitted by TheCuriousTrader to wallstreetbets [link] [comments] Ladies and gentlemen, as we sit back and enjoy Meme season 2.0, I have prepared some due diligence on Blackberry $BB for those who may not be full up to date and familiar with the company. Spoiler alert, Blackberry do not sell smartphones anymore. Blackberry has suffered a painful decline since the last rally in 2021, but the company has reached an inflection point where the stock as bottomed out, and is primed for an explosive move upwards. The company has transitioned into a Cybersecurity/IOT company, and is insanely undervalued with a market cap of only $1.9bn. Below are some of the highlights of why $BB is an incredible investment opportunity, with the added bonus of meme stock status. - Solid balance sheet, with $298 Total cash & equivalents https://finance.yahoo.com/quote/BB/balance-sheet - Expects to be cash flow and adjusted EBITDA positive at the end of this fiscal year. The company has a cost-cutting plan in place and has already executed on $50m worth of annualized cost savings, with a plan to increase annualized net profit by $100m total. https://bwpeople.in/article/blackberry-to-reduce-headcount-in-cost-cutting-drive-509822 https://preview.redd.it/zcr6njyt7e0d1.png?width=557&format=png&auto=webp&s=0da8a78619614a7f40ac20c17e898ccc6d04b91f - Operating in 2 growing markets, Cybersecurity (TAM growing at CAGR 10.56%) and IOT (TAM growing at 21% CAGR). IOT in particular is the companies crown jewel, where revenue grew 25% YoY with gross margins of 85% https://www.statista.com/outlook/tmo/cybersecurity/worldwide https://iot-analytics.com/iot-market-size/ - $815m QNX royalty revenue backlog (and growing). Most recently grew 27% YoY. (Margins on royalties are close to 100%, basically this is like booking net income on the income statement, with no cost of goods sold). Skip to 24:00 in this video where president of the IOT business unit outlines how royalty backlog is a key metric for the IOT business unit. He remarks almost sarcastically and smirks “Very interesting margins, eh, in that backlog”. READ BETWEEN THE LINES PEOPLE https://youtu.be/KIKs4mYzaFA?si=E3iNgVYaR5887sJL - Will receive up to $700m in royalties from the sale of their Non-Core IP patents related to their old smartphone business https://www.blackberry.com/us/en/company/newsroom/press-releases/2023/blackberry-announces-new-patent-sale-transaction-with-leading-patent-monetization-company-for-up-to-900-million - 7 out of 7 G7 governments use Blackberry cybersecurity. 17 of the G20 governments use Blackberry Cybersecurity https://www.blackberry.com/us/en/company/overview - Blackberry QNX software is embedded in 24 out of the top 25 global EV automakers (Excluding Tesla). Embedded in 235m+ vehicles and growing at 31% CAGR. Strong foothold in China, the most dominant players in the EV market. - Partnership with NVIDIA for next generation vehicles. Blackberry QNX is the operating system used for NVIDIA’s DRIVE THOR platform. https://www.blackberry.com/us/en/company/newsroom/press-releases/2023/blackberry-qnx-releases-ultra-scalable-high-performance-compute-ready-operating-system-to-advance-software-development-efforts-for-next-generation-vehicles-and-iot-systems - Partnership with AWS on Blackberry IVY. Blackberry and AWS have co-developed Blackberry IVY. “BlackBerry IVY is an in-vehicle and cloud connected software solution designed to enable software developers to more efficiently build and deploy data-driven middleware services in the vehicle. BlackBerry IVY abstracts vehicle signals and enables developers to process those signals with code, including with Machine Learning. Car makers and software developers benefit from data connectivity savings, reduced development times, and increased agility without having to make a large upfront software investment”. As Blackberry QNX is already embedded into 235m+ vehicles and growing, BLACKBERRY HAS AN EXCELLENT OPPORTUNITY TO UPSELL IVY to every QNX customer, if it gains traction it opens up a whole new revenue explosive stream for Blackberry. Have you heard of Foxconn? They are the world’s largest manufacturer of electronics, most known for making parts for the iPhone. They created MIH (Mobility in Harmony) who have selected Blackberry IVY to power its Next-Generation Electric Production Vehicles. Other notable early customers are Bosch and Mitsubishi. https://www.blackberry.com/us/en/company/newsroom/press-releases/2024/mobility-in-harmony-consortium-selects-blackberry-ivy-to-power-its-next-generation-electric-production-vehicles https://pages.awscloud.com/rs/112-TZM-766/images/wp-blackberry-ivy-in-depth.pdf - Partnership with AMD for Robotics. https://www.blackberry.com/us/en/company/newsroom/press-releases/2024/blackberry-announces-collaboration-with-amd-to-advance-foundational-precision-and-control-for-robotics-industry So there you have it ladies and gentlemen, who in their right mind would not want to invest in a meme stock that happens to be a tech company in the early growth stage. Let’s all load the fucking boat with shares, and take down every single hedge fund brave enough to short this stock. |
2024.05.14 15:11 PilotNo7566 Just got ₹1L, looking to invest
So I just got 1lakh rupees from my dad. I have some experience in investing (doing it for 4-5months with a capital of ~75k). Any advice as to how I should space the 1lakh rupees? Also, I don't wanna take the mutual funds route, would like to strictly invest in stocks
submitted by PilotNo7566 to IndianStockMarket [link] [comments]
2024.05.14 15:09 PilotNo7566 Just got ₹1L, looking to invest
So I just got 1lakh rupees from my dad. I have some experience in investing (doing it for 4-5months with a capital of ~75k). Any advice as to how I should space the 1lakh rupees? Also, I don't wanna take the mutual funds route, would like to strictly invest in stocks
submitted by PilotNo7566 to NSEbets [link] [comments]
2024.05.14 15:08 -ZhongKui Have you ever heard about Umbanda outside Brazil or talked with spirits of Umbanda or similarities throught incorporation? Im just a curious Brazillian. Leave experiencies on the comments please. I know little about Voodoo and others
Umbanda is an Afro-Brazilian religion that blends African traditions, Catholicism, Spiritism, and Indigenous beliefs. In Umbanda, communication with spirits happens through mediums during rituals. Mediums enter a trance-like state to allow spirits to take control of their bodies in a process called incorporation. This enables the spirits to speak and act through the mediums.
You can find similarities in a lot of religions throught the world, but you can easily find Umbanda places near you as theres a lot of brazillians and africans worldwide. You can talk in person to spirit and they will talk with you throught the medium.
Incorporation is also found in similar religions like Candomblé and Spiritism, where it serves to provide guidance, healing, and advice to practitioners. The spirits in Umbanda aim to help individuals, offer protection, and promote spiritual growth.
The laws of Umbanda include principles such as the Law of Charity, which mandates that spiritual services should be offered freely without any charge, emphasizing that the practice is driven by compassion and a desire to help others.
There is this good documentary in English if you want to see:
https://youtu.be/U-9KSnCynk0
submitted by -ZhongKui to Mediums [link] [comments]
You can find similarities in a lot of religions throught the world, but you can easily find Umbanda places near you as theres a lot of brazillians and africans worldwide. You can talk in person to spirit and they will talk with you throught the medium.
Incorporation is also found in similar religions like Candomblé and Spiritism, where it serves to provide guidance, healing, and advice to practitioners. The spirits in Umbanda aim to help individuals, offer protection, and promote spiritual growth.
The laws of Umbanda include principles such as the Law of Charity, which mandates that spiritual services should be offered freely without any charge, emphasizing that the practice is driven by compassion and a desire to help others.
Incorporation and Chakras
In Umbanda, incorporation is a key practice where mediums allow spirits to take control of their bodies. This process is closely linked with the concept of chakras, which are energy centers in the human body. During incorporation, the medium's chakras are believed to open and align, allowing the spiritual energy to flow through them. The spirits connect with the medium through these chakras, especially the crown chakra (top of the head) and the heart chakra, enabling them to communicate and perform spiritual work.Role of Spirits
The spirits in Umbanda, known as "entities" or "guides," perform various functions. They provide guidance, offer healing, give protection, and help individuals on their spiritual paths. These spirits include ancestors, deities called orixás, and nature spirits. Each spirit has its unique personality, role, and way of helping people. They may offer advice on personal issues, conduct spiritual cleansings, or provide blessings.The Law of Charity
A fundamental principle in Umbanda is the Law of Charity. This law emphasizes that all spiritual services and help provided should be given freely and without charge. This practice is rooted in the belief that spiritual gifts and abilities are meant to be used for the greater good, out of love and compassion. Charging for spiritual work is considered contrary to the spirit of Umbanda, as it commercializes and potentially corrupts the purity of the help being offered.No Charge for Spiritual Services
In Umbanda, it is prohibited to charge for spiritual services. The reason behind this is to ensure that the spiritual work remains accessible to everyone, regardless of their financial situation. This practice upholds the integrity and purity of the religion, reinforcing the idea that true spiritual help is a gift to be shared freely. By not charging, Umbanda fosters a community based on mutual support, respect, and altruism.Origins of Umbanda
Umbanda was founded by Zélio Fernandino de Moraes in 1908. Zélio, who had mediumistic abilities, felt a calling to create a new spiritual path that integrated various elements of African, Indigenous, and European spiritual practices. The goal was to provide a unified and inclusive religious framework that could address the spiritual needs of diverse communities in Brazil. This blend of traditions helped to create a unique and harmonious practice that respects and honors different spiritual heritages.There is this good documentary in English if you want to see:
https://youtu.be/U-9KSnCynk0