Insurance plan type dp3

We Bare Bears

2014.05.10 21:58 Olfbir We Bare Bears

We Bare Bears is an animated comedy on Cartoon Network about three brothers trying to fit in and make friends. We Bare Bears is based off the comic created by Daniel Chong.
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2017.03.07 07:06 sangasd NDIS Support & News

A supportive place to discuss the National Disability Insurance Scheme (NDIS) in Australia and disability related topics.
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2024.05.16 03:48 GC_Prisoner [DEVELOPMENT] Type 1 indomitable Class Landship

War has changed, it would be folly to stick to the old doctrines and traditions of the United States when combat has been so revolutionized. Today on the proving grounds of the capital testing ground the generals and politicians were the first to witness the trials of a new type of armored vehicle, the landship.
All were in awe as the metal goliath plowed over any obstacle in its path and even went through several buildings in its path. Its main 12 inch cannon can destroy any threat in front of it, from bunkers to enemy heavy tanks. Its secondary armament consists of 4 x 90mm AT Guns, 4 x 75mm Cannons, 24 x 20mm Autocannons (4 x quadruple mounts on the turret and 4 x double mounts on the hull) for anti-air and anti-infantry support alongside co-axial machine guns.
Despite its large size and weight (1200 tons standard) the vehicle is able to travel at a maximum speed of 35km/h, while bridges are a serious constraint its large height allows for the fording of rivers with only a slight delay for the equipping of funnels for the engine.
The crew consists of:
Crew Number
Secondary Guns 40 Gunners, Loaders and Commanders
Management of Supplies/Repairs/Misc 10
Main Gun 25
Command 5 Commander, Driver, Radio Operator x 2, Second Commander
Engine Technicians 10
Total: 91 Crew
With such a large impression on the general staff the government has already made plans for a small fleet to be ordered next year and for the designers to work out any flaws, design problems and manufacturing constraints before that time.
Type 1 Class Prototype
https://preview.redd.it/21scj4zzxo0d1.png?width=1448&format=png&auto=webp&s=3360f58121489775235adf03c36ce36ab437a372
+10 to Army Tech
submitted by GC_Prisoner to PostWorldPowers [link] [comments]


2024.05.16 03:47 Ok-Musician-8858 32 [M4F] #Toronto/Online Your Naughty "Therapist" [Mental Domination/Therapy Kink]

Truth be told, my college dream was to become a therapist. Life, grades, and my mental health had different plans for me, though. The reality is, therapy doesn't exactly pay the bills, so I had to set my sights on a different career path. It's become a running joke between my current therapist and me that I might have chosen the wrong profession – she insists I'd make an incredible therapist, for whatever that's worth.
In many of my conversations, things tend to get deep, maybe deeper than most people anticipate. I genuinely enjoy connecting with others. We're all a little broken, aren't we? I like metaphorically rolling up my sleeves and delving into your mind. It's something that truly fascinates me.
So, why not call it what it is? This is my version of bootleg therapy – a chance to get to know you. I practice active listening, but let's be clear, this is all in good fun. I'd always encourage seeking professional therapy if needed.
Just to clarify, I'm not here to "fix" you. I am, however, genuinely interested in understanding you. Maybe, through our conversations, you'll get to understand yourself a bit better too. The essence of therapy, as I've learned from my own therapist, is finding answers together. And by that, I mean real, honest, and genuine conversations – not the stereotypical "how do you feel?" kind.
If you find yourself developing feelings along the way, that's perfectly okay. We can talk about it openly. This is a safe space.
Before you hit me up, here's a bit about me:
My type? I'm drawn to slim/athletic women – smart, curious about life. But most importantly, honesty is key. Women only.
3 general rules as a disclaimer:
  1. I cannot diagnose or prescribe - a real therapist is always best.
  2. Because my conversations can generally last a long time and it's a time investment on my side, I require women to simply verify with a photo they're real. This cuts down on people who take advantage of my time/service and are faking. (Conversations being weeks/months currently have one going on a few years)
  3. You're free to disagree or say I'm wrong about something. I don't intend to solve your problems for you, I just lay out the pieces on the chess board for you to find the answers. I can be wrong too but you should feel comfortable saying "hey you got this wrong".
Does this sound like you? Feel free to reach out.
submitted by Ok-Musician-8858 to r4r [link] [comments]


2024.05.16 03:44 TopForeign5835 To rent or sell

So we own a 4/2/2 in FL built in 2021. We have it listed for $445k but the market is slow, and we have received one offer for almost $20k under asking. I spoke with our lender today and he said we could do a HELOC to get the cash we need to move (we are moving to the North East to be closer to family and plan on renting until we find a desired location) if we did that we would rent out the property for approximately $3k a month. Our mortgage (escrowed tax and insurance) comes out to $2616 a month. HELOC would be around $250 a month and we could keep the property, but I’m not sure if this is a good move. Selling the house we will only profit about $33k cash after closing cost. First mortgage balance is $352k.
submitted by TopForeign5835 to realestateinvesting [link] [comments]


2024.05.16 03:42 ExcitingBite1 What to do after receiving an unexpected PIP

I posted this to csmajors recently and only now have enough comment karma to post here, and thought I could get some opinions on this here. Previous post
I just got a PIP (performance improvement plan) from my manager recently, slightly over 1 YOE. It was completely unexpected based on PR in January and recent one on ones. The letter my manager wrote was extremely harshly worded and slightly unfair in my opinion.
When they went over it with me their attitude was not in any way adversarial, maybe even having a light and encouraging tone, yet the letter that was typed out could not be more strongly worded and accusatory.
Looking back on my PR and very recent meeting notes, there were no indications of any performance issues, and I met or exceeded expectations on PR. The issues mentioned in the letter were addressing work I completed a few months ago were very specific and were not brought up at any point before the PIP.
From an objective perspective, I could see how my performance could improve on past projects, however my manager did not express any concerns to me, even told me I did a good job. I feel blindsided and would very much like to switch companies. I have been applying for the past few months with no offer though.
How should I proceed in this case? Speaking to my manager in person, they seem more or less lighthearted about the PIP, and the tasks seem achievable, but I can't get over the wording of the letter.
I'm also trying to understand why this would happen, I cant tell if my manager was pressured to do this or what is going on at this company. I can't tell if they want to layoff or if they actually want me to improve. It's at a non-tech company and the duration a month. Thanks
submitted by ExcitingBite1 to cscareerquestions [link] [comments]


2024.05.16 03:42 Hour_Astronaut1088 How long can I store different doughs?

Hi, so I want to learn how to make bagels, and other types of baked goods, for my parents small business but I'm a total beginner when it comes to baking. I was wondering how long I could potentially keep fully proofed, and kneaded, essentially ready-to-go homemade dough in the fridge? Just so I can plan ahead and make things easier for myself. Could I make a batch of bagel dough, and keep it in the fridge for, let's say, a week without ruining it?
submitted by Hour_Astronaut1088 to AskCulinary [link] [comments]


2024.05.16 03:42 starburst11119 Help starting 401k 403b, etc…

I recently started at a very small non profit in Utah. NPO doesn’t have any kind of retirement plan available but director has said I’m welcome to research options and present to her to see if it’s something they can do. Not eligible to contribute to IRA so only option is if company starts some type of retirement plan. Any ideas where to start to look at low cost options?
submitted by starburst11119 to nonprofit [link] [comments]


2024.05.16 03:40 brickproject863amy I have questions about chisel

I finally was able to buy two types one 1 inch wight and the other abit thinner I don’t really remember exactly. Sadly the bigger one is quite rough on the sides and honestly feels a lot cheaper in quality. I was planning to try sanding it a lot to make it smoother what grit is your advice the might help
submitted by brickproject863amy to woodworking [link] [comments]


2024.05.16 03:40 Block-Busted Update: Russia is expected to take over the entirety of Ukraine very soon thanks to infinite supplies/forces and rapidly-growing economy. For those who are still in the United States, South Korea, Taiwan, and so on, when are you planning to evacuate to Russia, China, Central Asia, or even Japan?

By now, most of you have probably heard of these news:
Ukraine troops pull back in Kharkiv after Russia offensive
Ukraine has pulled back its troops from several villages in the border region of Kharkiv following continued pressure from Russian forces.
Soldiers had come under heavy fire and moved to "more advantageous positions" in two areas of the north-eastern region, a military spokesman said.
Throughout the course of the two-year war, Ukraine has typically used this type of language to signify a retreat.
President Volodymyr Zelensky has cancelled all upcoming foreign trips as troops struggle to contain the new cross-border incursion, with several towns and villages coming under heavy fire.
His press secretary, Sergiy Nykyforov, said the president had "instructed that all international events scheduled for the coming days be postponed and new dates coordinated".
Moscow has claimed its forces have now taken control of two more settlements in the region - Lukyantski and Hlyboke - and the village of Robotyne, in the southern Zaporizhzhia region.
But Ukraine says its military still controls most of Roboytne, news website Ukrayinska Pravda reports, citing a spokesman for an army brigade fighting there.
"They [Russian troops] are actually only on the outskirts," Serhiy Skibchyk told the website.
"Inside the village, there are still our positions."
Robotyne was one of only a handful of settlements Kyiv retook in its summer counter-offensive last year.
A spokesman for the Ukrainian military said the decision to move troops from the Lukyantsi and Vovchansk areas was taken to "preserve the lives of our servicemen and avoid losses".
The capture of Vovchansk, though not of specific militarily significance, would represent a blow to Ukrainian morale.
The military spokesman said that the situation "remains difficult" but insisted that its forces were "not allowing the Russian occupiers to gain a foothold".
In a statement on Wednesday at 13:30 local time (11:30 BST/ 10:30 GMT), the military said there had been three clashes in the Kharkiv region, and Russian forces were attacking in the direction of Lyptsi, roughly midway between Kharkiv city and the Russian border.
The statement added two strikes hit the villages of Lyptsi and Mala Danylivka - while Ukrainian forces "repelled" an offensive in Vovchansk.
Ukraine's head of intelligence, Kyrylo Budanov, had earlier said troops had stabilised the front line.
https://ichef.bbci.co.uk/news/1024/cpsprodpb/6107/live/c2f1be80-12b8-11ef-b9d8-4f52aebe147d.png.webp
Thousands of civilians have fled west in recent days towards Ukraine's second-largest city of Kharkiv - including from the town of Vovchansk, located 74km (45 miles) away.
Oleksiy Kharkivskiy, Vovchansk's police chief, said on social media that fighting was intense and Russian forces were establishing positions inside the town.
"The situation is extremely difficult. The enemy is taking positions on the streets of the town of Vovchansk," he said.
Kyiv has sent reinforcements to the wider Kharkiv region following Friday's incursion - seen as one of Russia's most significant ground attacks since it launched its full-scale invasion of the country in February 2022.
"Additional forces are being deployed, and there are reserves," President Zelensky's office said on Wednesday.
US Secretary of State Antony Blinken announced an additional $2bn in military aid to the Ukrainian war effort while on a visit to Kyiv.
Mr Blinken told reporters on Wednesday the fund would provide weapons "today" and invest in Ukraine's industrial base.
"We're rushing ammunition, armoured vehicles, missiles, air defences to get them to the front lines," Mr Blinken said.
"We've been through challenging times together, I have every confidence that together we will get through these difficult moments."
It comes weeks after US Congress passed a $61bn aid package last month.
Away from Kharkiv, Russia said earlier it had temporarily closed two major airports in the south-western region of Kazan after targeted Ukrainian drone attacks. Ukraine has not commented on the strike.
Russia's Foreign Ministry spokeswoman Maria Zakharova also said on Wednesday that Ukrainian attacks in Russia's Belgorod border region were a demonstration of the "criminality" of Kyiv and the Western powers which back it.
Unlike with Ukrainian territory which Russia occupies, Kyiv has reluctantly agreed with western allies to not use the missiles it provides on targets inside Russia itself.
https://www.bbc.com/news/articles/c1030vvy0mzo
Ukrainian officials suggest there are more Russian gains amid ongoing push in Kharkiv region
Ukrainian officials suggested further gains by Russian forces on Wednesday in the Kharkiv region, as Moscow continues its push into northeastern Ukraine.
The town of Vovchansk, located about 60 kilometers (or about 37 miles) northeast of Ukraine's second-largest city of Kharkiv, is seeing some of the most intense battles in areas near the border, with one police official saying Russian forces are already in the town.
"The situation in Vovchansk is extremely difficult. The enemy is taking positions on the streets of Vovchansk," said Oleksii Kharkivskyi, chief patrol officer of the Vovchansk Police Department, urging residents to evacuate.
Gen. Serhii "Marcel" Melnyk, the commander of the Kharkiv city defense forces, also suggested there have been changes in Ukrainian positions in Vovchansk and a possible tactical withdrawal.
"Heavy fighting is ongoing. In some areas, near Vovchansk and Lukiantsi, Ukrainian defenders were forced to move to more favorable positions to more effectively use their forces and defend the region from the offensive," Melnyk said Wednesday.
At least 24 people, including four children, were injured as a result of Russian shelling in various parts of the Kharkiv region on Wednesday, Melnyk said.
The Ukrainian monitoring group DeepStateMap indicated on Wednesday that Russian forces have reached northeastern parts of Vovchansk as they continue to push further south into Ukrainian territory. Russian forces have taken control of more than nine villages near the border in recent days.
Mandatory evacuations continue from all northern border settlements, according to Roman Semenukha, deputy head of Kharkiv Regional Military Administration. Nearly 8,000 people have been evacuated from these areas since May 10, when Russia launched its push.
Russian forces continue to make advances in northern Ukraine
Troops have made advances into Ukrainian villages in the Kharkiv region after launching their cross-border assault on May 10:
https://ix.cnn.io/dailygraphics/graphics/20240514-ukraine-kharkiv-advances/static/media/ai2html-graphic-desktop.1ab2d434.png
This is my thread about the similar topic from 2 months ago:
https://old.reddit.com/economy/comments/1aybxqo/with_russia_expected_to_take_over_the_entire/
It is expected that Russia will take over the entirety of Ukraine in few months, if not few weeks or even few days thanks to its infinite supplies and forces and rapidly-growing economy. This will be cited as a conclusive proof that dictatorship is infinitely superior to democracy, allowing Russia, China, and North Korea to have their morale boosted exponentially, leading to Russia invading and taking over the United States, Canada, the United Kingdom, Ireland, and the entire Europe within few days while China and North Korea invade and take over Taiwan, South Korea, Australia, and New Zealand within few days, if not few hours. If Trump gets elected as the president, the whole thing is expected to happen next year as Trump signs an agreement with Russia that will disband NATO and/or merge the United States into Russia, effectively making Russia the biggest superpower in the world, which then would proceed to invade and take over the entire Europe followed by the United Kingdom, Ireland, and Canada in few days, if not hours while China and North Korea invade and take over Taiwan, South Korea, Australia, and New Zealand within few days, if not few hours. Keep in mind, ever since the war, Russia's economy is growing rapidly and they can continue any sort of war infinitely without any weaknesses whatsoever as proven in those articles above.
But what about Japan? Well, that's because Russia, China, and North Korea would allow Japan to be an independent country on the ground that Japan is the only "fully democratic" country that adheres "traditional values and roles" while also pretty much being a single party-dominant country, meaning that the whole world would be ruled by Russia, China, North Korea, and Japan starting from this decade. Therefore, it is probably for the best for us to evacuate to Russia or China to avoid war since those countries cannot be invaded at all or evacuate to Japan if you want to live in a democratic country - or it might even be better to evacuate to Central Asia to live with nomads over there since they would be on how to avoid war.
So with that in mind, when are you guys planning to evacuate to Russia, China, Japan, or even Central Asia?
submitted by Block-Busted to economy [link] [comments]


2024.05.16 03:40 FFFUUUme Cat's X-ray showed a kidney stone and a small kidney

The vet said that she has a kidney stone. She has both kidneys, but one of them are smaller than the other. We're waiting on the blood work, we'll find out tomorrow. The vet said that if her kidney levels are high, then she's going to start treatment and we might need to get an ultrasound done. The past 36 hrs, she didn't eat was being reclusive. The vet gave her an appetite stimulant and gave us some to administer ourselves the next 2 days. As I was typing this, she started eating again and purring which made me really happy. I know we're not out of the woods yet. Has anyone been in a similar situation? She also does have a small mass in her ear, but the vet said that it looks good and hasn't changed since the last time she saw it (3 weeks ago). We're planning on getting it removed, but this kidney thing may be a more pressing issue. Can cats over eat after not for a while?
submitted by FFFUUUme to cats [link] [comments]


2024.05.16 03:40 Dbacks2023 Does it make sense that my employer would remove the 4000PPO option and make the options an HSA or a 1200PPO?

Long story short, I go from paying $74 a pay check to either getting a $68 HSA insurance plan, or $125 1200PPO plan.
Can someone explain why this would happen and what the smart thing to do is? I’m healthy, never go to the Dr, active, only really use my insurance for a therapist which would be about $80 vs the $35 on my current plan
submitted by Dbacks2023 to Insurance [link] [comments]


2024.05.16 03:39 eifang How JJK is going to end, probably.

How JJK is going to end, probably.
Though I am as excited as the next person to see the outcome of the current jumping, I think we need to take a step back and realize that the good guys beating Sukuna is not a valid or fulfilling resolution to the story due to a series of missing plot resolutions.
We all know that Kenjaku has implied many times that Yuji has been/is supposed to play a major role in the events of the story. While one might argue that his role as a vessel to Sukuna, victory over curses and his involvement in taking down Sukuna has been major enough, we have to realize that it is Kenjaku stating his own expectations out of Yuji, a death painting he went through a great deal of trouble (like taking backshots from Jin) just to biologically engineer as the perfect creation that he seems to be generally satisfied with.
The goal of Kenjaku throughout the story has been his obsession with the merger, and how it would affect the world as we know it. It is for this reason that he'd culminated the Culling Game for hundreds of years, entering binding vows with sorcerers that have existed throughout the centuries. It is also for this reason that Kenjaku has put himself in danger willingly, without a well structured plan, for the first time in the entire story, going after Tengen all on his own. We are also aware that Kenjaku has given Bumgumi and Sukuna the authorization the start the merger at any time, which will mark the end of the Culling Game.
So, here's my theory on how the rest of the story will unravel:
Sukuna is worn down by Yuji, who keeps repeatedly striking at the edge of Megumi and Sukuna's souls. Sukuna, through these punches, is eventually ripped out of what once was Megumi's body, and returns to his original vessel which is Yuji. As Megumi is left lying on the ground like the vegetative bum he is, Sukuna acts the sore loser and activates the merger to murder women, children, all and everybody like he said he would at the beginning of the story.
Through the activation of the merger, Yuji (who was intricately bio-engineered by Kenjaku), Sukuna (who is now trapped in his vessel once more), Tengen (who was consumed by Sukuna as "Kenjaku's Insurance") and those slain during the Culling Game merge together to form the Merger Curse, set to bring doom to the world. Yuji and Sukuna end up in Sukuna's innate domain which is being circled by the souls of those slain, taunting and begging Yuji. Yuji, who is apart of the Merger Curse, is completely cognizant to what he has become and what he is going to do. Sukuna aswell is cognizant, and taunts Yuji about what is to come.
A brawl between Yuji and Sukuna ensues in the innate domain, as the sorcerers who were wounded in battle return to the front to witness the Merger Curse which stands menacingly in Founder Titan-like fashion as the battle for control is ensuing within the innate domain. Sukuna eventually gains the upper hand during this brawl, and the Merger Curse starts its fight with the fully mobilized sorcerer force. The sorcerers manage to damage the Merger Curse as the tug-of-war within the innate domain continues, though not quite enough to take it down. Things start looking grim for the sorcerers, as it seems impossible for them to take this creature down.
This is when a disturbing figure enters the area, giving everyone the chills with their cursed energy. It is none other than Gojo, who has made a binding vow sacrificing his left eye to be able to healed by Shoko, who has decided she cannot lose another friend and given up her cursed technique through a binding vow to be able to piece Gojo back together. Following Gojo is another, more slender figure who is lacking in cursed energy compared to Gojo, who is revealed to be Nobara whose survival had been kept a secret as a trump card, being another sorcerer who has the ability to damage souls.
Gojo immediately charges onto the Merger Curse, giving it his all to hold it back whilst the rest of the sorcerers assist him. It is revealed that Yuji has been struggling against Sukuna, and just as everyone thinks it's over for Yuji, Nobara uses Resonance on Sukuna! Yuji, seeing the cursed technique and recognizing it instantly, is reheartened and starts beating on the stunned Sukuna. Yuji is able to eventually able to impair the Merger Curse this way, as the sorcerers give it their best to take it down.
At the end of this hard fought battle, the Merger Curse and whatever contributed to its making is finally taken down. Sukuna curses Yuji as both are slowly faded out of existence. Yuji feels accomplished with his short-lived life, and dies surrounded by people like his grandfather had told him to, takes down a full power Sukuna with him like he was tasked to, and returns to his Death Painting brothers who had been waiting to spend more time with him in the afterlife.
or the cat just gives sukuna some more binding vows and kills everyone off
submitted by eifang to Jujutsufolk [link] [comments]


2024.05.16 03:38 Correct_Chipmunk5966 Mistyped INFP?

It's crazy because I've always typed as INTP, sometimes ENTP, which are opposite cog functions. However, we all know those quizzes are seldom correct. I'm thinking that perhaps because I "stand firmly by my values", that I can come across as a debater? I do value critical thinking, logic, and common sense altogether.. I'm able to change my mind or incorporate it into my own belief system if it makes sense or there's merit (even if I don't 100% agree or my feelings havent caught up with my head yet). Socially, I'm reserved and more of an introverted observer and prefer 1:1 conversations or smaller groups. It takes a while for me to be open and vulnerable, I do assume people can read my thoughts/feelings sometimes lol I get annoyed when I gotta explain my thought/feeling process and because it's long and complex, I just dont wanna deal and tbh, those who get it, get it and those who dont, whatever. That OR I barely understand it myself, let alone put it into words. But sometimes I can be almost too honest and straightforward with people, even ones I'm not close to - I guess I just wanna level with them and cut the crap. I'm kind of a "matter-of-fact" person, will stand up to authority (even if I'm nervous in the moment lol), and don't care much for "Social Appropriateness" (like I will leave a party without saying Bye, don't offer to clean up after dinner at someone's house, or I'll be the only person in the group who decides not to partake in whatever activity, peer pressure who? etc). Don't get me wrong, most of the time I'm pretty chill, thoughtful, and enjoy being with others but I also don't always let that dictate my decisions. When it comes to decisions, I gather as much information on as many options as possible and then I deduce. I enjoy being creative with design but this is where my decision making can struggle and I can get overwhelmed by all the options and decisions - I start many projects but dont finish and feel the need to ask for help to execute. I like hosting parties so I can plan themes, buy/make cute decor, activities, and general presentation. I'm a creature of comfort..generally lazy, messy, like cozy things and prefer anything convenient. I am very bare minimum when it comes to work or responsibilities. I hate chores and dont do them but I can be routine (same bfast, go to computer, tv on couch, word games on bed most days), although dont always stick to the ones I want (like skincare or something "useful"). I like learning about ancient history and science (especially natural and social science). I like anything fantasy like tv shows, anime, video games, movies or books.
Anyway, any thoughts or feedback? Do any INFPs resonate or should I be looking at another type. Maybe there's something specific I'm overlooking.
submitted by Correct_Chipmunk5966 to infp [link] [comments]


2024.05.16 03:37 rufiozuko Late start to saving at 28yo- can I compensate?

Basic context: I’m worried I’m not saving enough for the large future expenses. Am I doing okay, or do I need to focus on stashing away even more?
28yo, USA, DINK LTR unmarried but living together.
Income: 110k W2 annually, plus a variable amount of K1 income (I own a small business with 500-700k ARR). For the sake of safety & being conservative, I’m only including my income and excluding my SO’s.
Currently contributing the maximum to a Roth IRA annually on January 1st. Currently no 401k, but as the business owner I am considering starting a Roth 401k plan for all employees, which would allow me to contribute to that as well.
Saving rate: $5000/month, roughly 60k/yr. This might seem aggressive- please consider the projected expenses below.
Assets: -$15k in Roth IRA, 60/40 split between 60% ETF’s VOO,SPY,VUG as well as 40% LEAPS on SPY, AXP, V. -$6k in taxable brokerage - SPY/VUG -$5k in HYSA (aggressively saving to turn this into a 6-month emergency liquid fund) -$5k in literal cash -$15k worth of work vehicles (expenses deductible through company)
Expenses and projections: -Rent: $1000/mo (LCOL city) -Meals/discretionary spending: $1500/mo -Future aging parent with 0 retirement savings (I will be 100% responsible financially). I estimate 10 years before this expense starts up. Options include caring for the parent myself, or paying for an assisted living facility. -Huge personal medical expenses: two insurance policies costing $1650/mo totaled, as well as projected out-of-pocket medical expenses of $30k in the next 5 years due to unavoidable chronic conditions.
Buying a home or land in the next 5 years is a large goal of mine as well, provided the value fits into my budget. Currently my comfortable price range would be ~250k, but in a few years I anticipate that will grow once I have a larger nest egg. Additionally, my rent is too cheap to heavily consider moving.
Growing up dirt poor, I made consistently terrible financial decisions up until my early 20s- wasting money from a medical settlement, making money from bitcoin and wasting the proceeds, charging off credit card debt, etc. Thankfully, I’ve settled all collections and am now debt free.
The past decade has taught me lots of life lessons. Although I have matured to the point of “better than I used to be”, I’ve only begun saving aggressively in the past 2 years. I feel the strong urge to make up for lost time, and I’ve got a long way to go.
Any advice?
submitted by rufiozuko to personalfinance [link] [comments]


2024.05.16 03:34 These-Goal-105 Turo car insurance

I am looking into renting a car and I have personal insurance with Progressive. However I am also purchasing the protection plan. What happens if I get into a crash and it is or isn’t my fault? I’m seeing on here that my personal insurance may be charged first and not even use the protection plan.
submitted by These-Goal-105 to college [link] [comments]


2024.05.16 03:33 intro_man_ambivert I can’t believe I’m here in life at almost 25 years old.

I’m 24 (M) 25 in October… and I’m a bit behind in life. I still live at home… Rent free… And I’m blessed at my grandparents let me live here rent free and I’m very thankful for that… however the only reason they let me do that is because they know I can’t afford it like that… I would rather be financially able to be independent. I should’ve had my own crib by now… I also don’t have a car and I should’ve had that by now…
I’m also inexperienced in dating… never made it out of the talking stage with a woman… I’ve never been on a date… I’ve never been kissed… I’m a virgin… just overall really inexperienced. I often get rejected by the types of women I desire of my preferred standards both online in person… I don’t have game. Half of the time I don’t even get followed back on Instagram.
Also I unfortunately had to quit my job today yet again… because of some false accusations they were accusing me of so I wasn’t having it and in the heat of the moment… I quit on them.
So I’m on the search for a new job… hopefully, I’ll get one soon… I want to career and graphic design, but there’s not a lot to offer for that in my small town… I plan to relocate to a new city and start over… but right now I have no car… and I’m currently saving for one. I’m looking for a decent used car with working AC and good for road travel. I’m gonna have to save at least 10K for the car… I was originally planning on under 5K… but car prices (even for used cars) are going up like crazy… then I need to save at least 15K to relocate to a new city. You need 3X your monthly rent and the cost of a U-Haul. It’s expensive… plus I need to have a job/ career lined up in my new city… preferably a graphic design job. (I’m not going back to school… I believe it’s very doable without a degree and know plenty that landed a career in that field without it)…
Also I send way too much time… WAY TOO MUCH TIME sitting in my bedroom… there’s just not a lot to do in my small town… and I don’t have a car to drive to other big cities and do things. Also a lot of my friends are either always hanging out with people I don’t get along with, or busy with their own things. I have friends but again… a lot of them either busy or live outside of here. I spend far more time in my bedroom than I’d ever care to admit… my life is WAY TOO SHELTERED.
But yeah, I’m really tired of being here in life right now… I have friends younger than me that are married and have kids…. One of my friends (he’s 22) just graduated from university and he’s about to play professional basketball,…. This one girl that I use to be cool with a few years back (she’s 23) also just graduated university as well and is about to get an amazing career… (proud of her)… and one of my childhood friends (my age, 24) just had a daughter… he graduated from university back in 2021 and he bought his own house like 2 years ago now. I also have friends that own their own clothing lines and businesses and own their own custom shoe business, etc.
Don’t get me wrong I’m very happy for them… I’m not bitter… I’m proud of them… they earned it and they worked for it… but it makes me look at my own situation like I’m a fool… I know they say don’t compare yourself to others that comparison is the thief of joy or whatever… the truth be told… that’s all I can do… I remember 2018/2019 when I was on the same level as them… and back then I thought I’d accomplish a bit more than what have… fast forward.. and I’ve only accomplished a little bit… I’m like 2-3 steps ahead of where I was back in 2018-2019… and they’re like 2-3 whole entire flights of stairs above where they were…
Also not just in terms of their career… but really in terms of grown as a whole… they’ve grown in terms of confidence,… their social skills have improved quite a bit… knowledge,… They’ve been able to travel a lot more… they’ve really grown a lot as people and I’m so proud of them… like I said back in 2018-2019 I was on the same level as them (and many other of my friends… or maybe even back then I was a few steps below)… they’ve gotten probably.. 70% better in terms of grown… I’ve only gotten like 10% better! I have so much to work on in terms of confidence,… public speaking,… social skills,.. fitness, etc.
I’m not looking for validation… please be honest with me… is it pathetic that I’m here right now?…. What’s the fastest way I can work my way out of this and fix all these things?
submitted by intro_man_ambivert to Healthygamergg [link] [comments]


2024.05.16 03:31 QueenOfTheDroneAge Ideas for single-day or quick overnight Bachelorette "party"? (SB to Cambria / Paso)? Local crew looking for unique ideas!

Thanks for clicking! I'm planning a quick bachelorette weekend (or full day!) for a friend. 80% of the group is local - the furthest person lives 3 hours south.
Because a few ladies aren't able to go too far out of the area, the parameters are Cambria / Paso to Santa Barbara. A few (1, possibly 2) may need to leave and come back home to SLO the same day. Ideally, the hang would be in SLO County, but anywhere between these towns are great :)
Unfortunately, since most of us live here, we aren't excited by the typical central coast bach activities ( namely wine tasting or alcohol-based plans). Dinner plans are easy; I have that covered (but always open to recs).
A few examples that come to mind are: DIY workshops or some type of learning workshop, Airbnb or cool Hipcamp with a pool/ hot tub, unique lesser-known hikes, farm visit/baby animal visit haha. We're open to someone visiting our home base (think tarot card reader; not $tripper).
The crew is late 20's early 30's. The bride-to-be loves nature, natural things, handmade crafting, traditional girly things, dancing, and adventurous day trips!
A few ideas that were turned down:
Considering all this, what are your recs?
Any will be GREATLY appreciated!! Thank you so so much slo fam <3
submitted by QueenOfTheDroneAge to SLO [link] [comments]


2024.05.16 03:30 FickleEye4184 Got this message

This is what they texted me after all that happened.
This is the message i got today, in his mom who is my mil and fil and her (my SIL) defense.
My MIL suggested to kill my unborn planned child, everybody in their family disrespected me. If you guys can, please look at my last thread on this forum. You will know the whole story behind this text. What do you guys think? Here is the message:
Hey xxx, I really tried my best to be friends with you and understand where your coming from but now I have to let you know that I cant believe you are causing so much disruption in my family. You are married in... your not even someone we have to love or get along with. In the beginning You disrespected our ENTIRE family. Who gets married randomly with no type of blessings from my family and then surprises the family with "This is my Wife" You are not even a child.. your a character who doesn't know its place or role in this story called life yet. Your very narcissistic, inconsiderate, and just plain ignorant to do this to a family better yet a child. A woman knows a child is gonna grow up and have questions about his family. So your not gonna be woman enough to answer those questions to leave him guessing... or you will probably lie and tell him how horrible we are when we did absolutely nothing that can cause my brother and baby to be separated from us for ever. We love him and wanna be able to have him grow up with us, You need to get your life together not for you but for the baby. Again We care for him and we love him, our issues have nothing to do with baby, for us not to see him, get to help raise him, introduce him as he is growing up to his only aunt and grandma and grandpa around is so childish. There is no reason what so ever for this behaviour, he is just a child who needs to be loved and cherished by his family who wish him nothing but the best. So im gonna leave you with a choice. Do you want to be a woman and give my nephew the opportunity to be loved by the entire family. Or be a child and think its all about you and keep him and my brother completely away from us. Knowing in the end baby is gonna have questions, so the choice is yours. Once again our issues have nothing to do with him. If you can be okay with that type of life, its going to be really hard for the both of yall.
submitted by FickleEye4184 to JUSTNOMIL [link] [comments]


2024.05.16 03:29 not_my_leo Best Meat Grinders To Buy

Hello Guy,
I have made a list of top meat grinders liked by redditors. I have searched thoroughly in different subreddits and found the top meat grinders/mincers that you can buy.
_______________________________________________________

Best Meat Grinders 2024

  1. STX Turboforce 3000 Electric Meat Grinder
  2. LEM Products Stainless Steel Big Bite Electric Meat Grinder
  3. ALTRA Stainless Steel Electric Meat Grinder
  4. Meat! Your Maker .5HP Meat Grinder
  5. LEM Products #10 Stainless Steel Clamp-on Hand Grinder

STX Turboforce 3000 Electric Meat Grinder:

The STX-3000 grinder is a heavy-duty household machine that can bring a total of 1,200W to bear on any type of meat you feed into its funnel. You can grind up to 360 pounds of well-trimmed meat per hour, which is plenty enough for most people.
The advanced variable intake technology, or AVI, allows the grinder to safely and quickly accept large quantities of meat in short time spans. The grinder is a solid choice when you need to grind a lot of meat for a lot of people in a short time span
Even if you only want to grind a few pounds, it’s nice to be able to get it done quickly without your machine getting stopped up like some cheaper grinders are known to do.

LEM Products Stainless Steel Big Bite Electric Meat Grinder:

LEM is big in the meat and game processing market, and their products reflect that Out of all the modes tested the LEM is the most capable, grinding through pounds of meat fast and efficiently.
The LEM Big Bite electric meat grinder has several motors to choose from. You can pick between 0.35 and 1.5 Hp depending on how much meat you plan on grinding. The higher horsepower motors allow for truly fantastic speed and capacity.
This is a great choice for hunters who need to process a lot of raw meat, or if you need to make your own dog food. It doesn’t slow down even with large chunks of meat or if you have some silverskin left untrimmed.

ALTRA Stainless Steel Electric Meat Grinder:

The ALTRA electric grinder is more affordable than many other electric models we’ve tested.
In fact, it’s closer in price to a manual grinder. Despite that fact, it remains a reliable low-volume meat grinder.
The electric motor can go up to 350W. Included with the purchase are two cutting blades, one sausage tube, a food pusher, and 2 Kibbeh attachments. These are used to simplify the preparation of Kibbeh, which is spiced lamb packed inside a wheat shell.
You also get three different cutting plates for varying consistencies or textures. These are roughly equivalent to coarse, medium or fine grinding.

Meat! Your Maker .5HP Meat Grinder:

If you do a lot of meat processing and like full control of sourcing and handling your food, then consider the grinders from Meat! Your Maker.
The .5HP grinder comes with both coarse and fine stainless steel grinding plates and a stainless steel stuffing plate with three stuffing tubes for sausage. Underneath the unit is an accessory drawer for easy organization.
The .5HP grinder is priced accurately if you process the majority of your own meat throughout the seasons, but can be overkill if you only grind casually a few times a year. Meat! also offers a dialed back 500W grinder for slightly less, and 1.5HP grinder if you plan to process massive amounts of meat regularly.

LEM Products #10 Stainless Steel Clamp-on Hand Grinder:

The LEM Products #10 manual grinder is a better choice for occasional or experimental grinding.
It’s much more affordable than electric models but is still built to last.
It boasts a heavy-duty stainless steel construction that makes it both easy to clean and resistant to rust damage.
It comes with a coarse 3/8″ and fine 3/16″ steel plates plus stainless steel knife and three different stuffing tubes, as well as a stuffing star. This helps you get meat through the grinder and onto your plate faster.
The handle turns very smoothly, which helps reduce the muscle fatigue you’ll feel as you grind your meat into the consistency you desire.
submitted by not_my_leo to u/not_my_leo [link] [comments]


2024.05.16 03:29 xoxosimjang Female 1st time Date in forever with Dating app Match...help

So, I (29F) got out of a long term relationship that was basically the entirety of my 20s. We broke up close to a year ago. This year has been all about my career growth, trying new things/experiences and my physical and mental health.
I started checking out the dating apps on and off last year with no real intention of going on any dates. Just browsing. All I ever hear about is how hard it is to date after a certain age and I was curious about my prospects. I've matched with men I thought seemed interesting and was my idea of attractive but that's it. We've talked as well but none of them ever really grabbed my attention enough to want to meet for a date in person.
Fast forward to the present and I ended up matching with a guy (27M) that seems pretty great. He thinks I'm so beautiful and we've got similar interests but we're also pretty different and it's exciting. He's kind, funny, cute and just seems like a great guy. I get excited every time he texts me. We both want the same thing; some summer fun. Date nights, lazy nights in. Basically FWB. He seems like the kind of guy I can feel comfortable and vulnerable enough with to even attempt this type of friendship.
We've been texting for close to a week and a half consistently and it gets better and better. We've been making plans to meet and I'm just so fucking nervous. I haven't been on a date in like 7 years. Yes it's important to be yourself and I will but I sometimes get in my head.
I'm just worried. What if he doesn't find me as attractive as my photos? or the same vibe we have doesn't translate in person? I have some issues with my self esteem. I've struggled for so long. Some days I feel sexy, beautiful and overall confident. And some days (which are the worst), I'm so hyper critical of my self. This isn't good enough, that isn't good enough. I'm working on it but situations like these cause me to overthink but I don't want it to ruin something that could be fun and exciting.
People tell me a lot I'm pretty or beautiful. Complete strangers will come up to me and compliment me or just openly stare (which I automatically think is for something negative and nothing good). But sometimes I just don't see it or feel it.
Perhaps I'm just scared of rejection? Especially because I play what if too often.
Any thoughts I what I should do or what might help me get over this?
No matter what I'm going through with it. Just wondering if anyone had any advice on how to go into this not so nervous.
Should I out right ask, "Hey, if I'm not what you expected, please let me know now and we can end the date if you'd like". Thoughts?
submitted by xoxosimjang to dating_advice [link] [comments]


2024.05.16 03:27 Dontyellatmepleaze Thoughts on compounded GLP-1?

I just took the Ro.Co plunge because it seems like a convenient option. I also work in healthcare and know a lot about getting things approved under insurance, so worst case scenario if ro.co exhausts all options I can take a swing at it.
I’m worried about my plan not covering it, because I’m my summary plan description it mentions that weight loss drugs are not covered.
I’m a planner, so if my meds don’t get covered, ro.co offers compounded GLP-1 for $300/month.
Has anyone had experience with compounded GLP-1? If so I’d like to hear it, good and bad!
submitted by Dontyellatmepleaze to Ozempic [link] [comments]


2024.05.16 03:25 Hooked__On__Chronics Ant infestation in NYC apartment building. What to do?

Location: Queens, NYC
Pest: Ants (not sure what type. Pictures: https://postimg.cc/gallery/vbQdjxg)
Dwelling: Apartment
We have been using Advion Ant Gel for about 12 days. The swarms were worst in the beginning, and they sometimes get better and feel like they're improving, but other times it feels like it's making no difference. The pictures are from right now (12th day of putting out gel), the worst I've seen in a couple days.
Not sure if it's related to the weather, or the fact that we used the shower today (this is in a shower, and we did try to cover up the holes during the shower as best as we could. We also did not use the shower the entire time putting out gels), or if it's just random/no change at all. Truly at my wits' end.
Planning on picking up Advance 375a to put alongside the gel, but that's just a stab in the dark. Any tips? Thanks so much in advance.
submitted by Hooked__On__Chronics to pestcontrol [link] [comments]


2024.05.16 03:24 Drwolf72 Windshield replacement

Don’t know if this was asked previously but if I did I apologize in advance
Windshield was cracked 2 weeks ago and not planning to use insurance
Anyone in the LA area know a good reasonably priced shop that does it?
Is the calibration really essential to do? One guy who quotes me said it’s not necessary.
submitted by Drwolf72 to rav4club [link] [comments]


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