Part 1
Part 2
Part 3
"That... Would certainly be appreciated. She's just outside."
And so, the two aspects of Atrosa, Logos and Celia, exit the medbay and fix up Chaos Meld, bringing it into proper working condition.
Max: "Ready for another drive, honey?"
Rachnia: "As I'll ever be."
Celia approaches Talios after finishing the repairs of Chaos Meld.
"I went ahead and threw in a tune-up for the Mana-Thrusters, it should use a bit less mana for flight mode now."
"Alright, thank you."
Chaos Meld: "All systems repaired and operational. Ready for combat, Pilot."
Finally, Max and Rachnia re-enter their mech, Weaver Of Fates. As the two enter and connect, the same thing happens as before. The cables attached to Max turn gold. Though this time, Rachnia's do too. A purple spider web pattern spreads across both their cables.
"All systems operational. Driver sync at 200%. The Weaver of Fates is ready for Combat."
"To protect and preserve, to carve a path for others to walk on, to weave the fate for the future, we stand and fight. Eldritch one. You've made your last mistake."
A large sword appears in one of the weaver's hands. It's alot like the one the Apostate of Misfortune wields, a form of Max very view of have gazed upon.
The Titanic Abomination in the distance can be seen wrestling with Aoi's projection. It seems to be overpowering even for the the Oni, but she has managed to hold her own against it. Jean can be seen flying overhead, using layers of defensive spells to buff and empower her.
Aoi: "YOU THINK YOU'RE HOT SHIT HUH? SARAH, BLAST EM!"
the beam of the Polyphemus aims straight for the beast's left eye, to try to distract it.
Cerne's silver swords are stuck in her own projection, like daggers in her back. Not out of hostility, but to enrage and empower.
Talios places a hand on Chaos Meld's ankle, and is warped into the cockpit.
"Switching to manual controls. Welcome back Pilot."
Chaos Meld pulls out it's greatsword, but it quickly changes into a different form. A war hammer.
《Mana-Drain Thrusters: 30%》
Immediately, Chaos Meld dashes in and attempts a powerful overhead strike on the abomination.
The blade of the Weaver Of Fates grows as the weaver takes hold if it with all four arms. A gigantic and ornate greatsword.
"To destroy those who wish for destruction, to end those who wish for annihilation. We turn their desired fates to their own selves. Face us, XYLFAPSAVEI, and die your final, fated death."
The thrusters on it's back and it's legs activate, burning white hot. It dashes forward at breakneck speeds, going for an upper cut to match Talios' strike.
The Titanic being Towers above everything, it's head nearly a full kilometer in the air. As Talios flies overhead and strikes down with the warhammer, it is effortlessly deflected by some kind of powerful energy field, and the same happens with the beam from the Polyphemus and the Weaver's attack. The exposed Brain sitting in the carved out skull psychically laughs, mockingly.
"You fools don't stand a chance before the power of a true God!"
Everyone experiences a flood of information entering their minds. it is a map of the beast, with a plan of attack.
Atrosa: "The thing has Shield Generators built into it's body that we're gonna have to take care of first. Your going to need to use your mechs to get inside, then fight your way on foot to the generators!"
"Talios, You use Chaos Meld and try to get under it's left flank, there is a hollow metal panel there you should be able to break open with your antimagic punch. Weaver, I want y'all to evade as best as possible while charging that cannon of yours, and wait until my signal that Talios has brought down the first generator. The second one is located in the right shoulder, but it's very heavily armored."
Talios: "Got it."
《Mana-Drain Thrusters: 60%》
Chaos Meld's speed increases massively. It begins flying around the abomination, trying to find an opening to the hollow panel.
"Ironsides, Wait for my signal, and when I give the order I want you to dump everything you have into this things Groin. Trust me on this."
The Weaver Of Fates armour plating shifts forward, as it stands guard before the Ironsides, ready to deflect attacks.
"Ready when you are."
Talios manages to fly around to it's left flank, Jean assisting Aoi in getting the abomination to lift it's arm, exposing a worn panel protected by a barrier.
Chaos Meld: "Target acquired."
Chaos Meld immediately dashes in with a superman punch on the worn panel, the anti-magic in the Chaos Meld being much more volatile. It causes black sparks to surge from the point of impact, all the mana in the vicinity being consumed by the sparks, essentially destroying the mana entirely.
The punch collapses the barriers and crashes through the panel, exposing a hallway leading down into the depths of the creature. The cockpit of Chaos Meld opens up, and Talios tosses a Chaos dagger into the exposed hallway, swapping positions with it.
Chaos Meld retreats back after it's pilot has safely entered the beast.
"Switching to automatic mode. Good luck Pilot."
The shipkeeper of the Ironsides, Ferra, has been preparing a shield disrupting shot amidst all this.
Ferra: "Awaiting command, Paragon of Preservation!"
The tunnels leads deep down into the chest of the mechanical eldritch horror, and opens into a large room with a massive glowing crystal. Around it, 3 mindflayer mages are focusing on some kind of ritual. They have not noticed Talios yet.
Talios summons his Chaos Blade, and another Chaos dagger into his free hand. Quiet as a mouse, he moves behind one mage... And immediately stabs his Chaos Blade into the throat of the mage. He tosses the Chaos Dagger at another of the mages, the dagger striking it's throat. Two down.
The final Mindflayer, in a panic, attempts to use a Mind Blast on Talios. But due to not having an actual brain... It is ineffective.
Talios charges the last one, shoulder checking it to the floor and proceeding to bash it's head into the floor once. Twice. Thrice. Fourice. Firice... What am I saying... Finally, he stops.
Atrosa: "Talios, hit that mana crystal with an anti-magic strike. Max, as soon at it shatters, fire your weapon into it's right shoulder!"
Talios walks over to the mana crystal. He widens his stance, placing his left hand fingers square on the center of the crystal. He takes a deep breath. Focuses...
《One Inch Death Punch》
He closes his fist, moving his whole body into the punch in an instant. The anti-magic freezes the mana in the crystal, while the punch itself could probably do some serious damage as well.
The jets of the Weaver Of Fates flare up, the armour shifts back, and they ready it's titanic greatsword to strike.
The attack greatly destabilizes the Mana crystal powering the first layer shields, causing it to shatter into thousands of pieces.
Atrosa: "Now Max, blast that thing with the shot you've been charging up and get ready to jump it!"
The railcannon fires straight into it's shoulder, weakening it significantly. The disruptor rune weakens surrounding materials, disabling magic caught in the blast.
The Weaver grapples onto the beast's side and runs upwards, reaching it's shoulder. A wound, large enough to fit the Weaver was made in the abominations shoulder, and after passing the fleshy, decayed exterior, they find themselves standing in a large room, and on the other side of a massive barrier lies a huge, spherical core of energy radiating a sickening divine light.
Atrosa: "Weaver, use a Godslayer rune on that divine core, that will render it mortal. Talios, you get back to Chaos Meld and get ready to scram. This is gonna get messy."
"Got it."
Talios sprints out of the hallway, leaping straight out of the abomination. Putting full faith in Chaos Meld to catch him as he falls...
And she delivers, soaring in and catching him mid-air, immediately warping him back into the cockpit.
"Welcome back Pilot."
"Charging up railcannon, rerouting power from all defensive systems."
"Firing Godslayer rune!"
The cannon fires at near point-blank range, smashing right through the barrier and into the divine core. This causes the mana with it to become unstable and explode outwards, leaving a massive hole in the eldritch corpse's chest. The Weaver is protected from the blast by a powerful barrier.
Atrosa: "Alright, Y'all get out too. Ironsides, Dump everything you got into that things crotch!"
Ferra: "ALL CANNONS, FIRE ON IT'S GROIN!"
The mortars, anti-material cannons, and artillery batteries all focus fire on it's groin, as the Railcannon is almost finished charging a godslayer itself. Aoi's Wargod projection moves out of the way to avoid getting hit, while Sarah fires her cannon in tandem with the others.
The barrage begins impacting the abominations groin, causing the structures holding it's legs together to collapse. Without a leg to stand on, it comes toppling down, landing forwards in the water. The massive tank containing the Elder Brain shatters on impact, and the seawater begins to cause it to shreak in pain.
Chaos Meld was flying around it when the abomination fell. Seeing the Elder Brain exposed, it grabs A.M.A.R from it's shoulder mount, firing 10 anti-magic artillery rounds into the brain. It only stopped because it had to reload.
Without the magic animating the Eldritch corpse, it begins to turn to stone, rapidly becoming overgrown with moss and sea life.
Talios sees the village below while flying, and notices the villagers trying to flag him down. He obliges, Chaos Meld descending down, gradually slowing its descent with the mana-drain thrusters. Once it lands, the thrusters power off entirely and it kneels, placing a hand on the ground. Talios is warped onto the hand.
A large man with skin the color of brass walks up to Talios. Judging from the draconic wings and tail, it's easy to tell that this must be the Half-Dragon chieftain.
"Thank you so much, great warriors! You have saved our village, and we are forever in your debt."
Talios: "...Just doing our job as the Crimson Paragons, chief."
A title with little meaning now. But it's all that comes to mind. Talios doesn't want to take all the credit...
The Weaver Of Fates arrive near the village, Max and Rachnia disembarking.
Max: "Good day, chieftain. I've heard much about you from Empress Aubade."
Rachnia looks like she only did a light exercise, instead of experiencing the same strain as before. Them being in sync seems to have done them both a lot of good.
The townspeople begin to gather around to thank their saviors, and the Chief, the Brass Half-Dragon Velzas, walks up to Max.
"I've heard good things about you, Maximillian. We've been appreciative for ARMADAs assistance for quite some time, and now we are truly in your debt."
Talios is busy being greeted and thanked by the villagers, when a large Lamia woman approaces him silently from behind, and picks him up into a huge hug. She gets a little carried away though, and accidentally squeezes him so hard that he can feel his body crumpling in from the pressure.
Talios visibly tenses up when he feels the Lamia grab him, but he quickly relaxes. He feels... Strange. An emotion unfamiliar to him.
With this action... A seed was planted in his mind. A seed that would quickly turn into something greater.
Max: "I'm surprised you all even remembered it's aid from ARMADA at all. Not exactly a catchy name, after all. Just glad to see you're all doing well."
Velzas: "Don't worry about the damages, it is nothing compared to the devastation that you have prevented. We've been acting as a sanctuary for dislocated demihumans such as ourselves for some time, and that does put us in indirect contect with ARMADA from time to time. You have been doing a service for our community that the world has always sorely lacked, and to call it gratitude would be a disservice."
Max: "I'll have a crew sent before noon tomorrow to assist with reconstruction efforts, chief Velzas."
And with that, the alien invasion had been stopped. All was well in Lantica once more. And Talios sat down on his chair in the tavern, having finished his retelling of this story.
"I'm never entertaining things like this again."
He will.
((BUT WAIT, THERE'S BE MORE! IT'S A TWO FOR ONE SPECIAL TODAY ON LORE!))

Hello all. I am 37 years old with a wife and 2 kids. I just was awarded 100% VA disability which pays around $4600/month tax free forever. I'd like to sell my current home and buy a new home sooner rather than later. I would like some advice on my best bet given my situation.
I've had 2 cars repossessed. I owe $11k on one and $8k on the other. The one that is $8k wasn't technically repossessed because it died and has been sitting in my garage. It is currently listed as a charge off. I also have 5 collections accounts totaling around 3k.
If I file bankruptcy I will have to wait 2 years before moving. I'd like to avoid that if possible.
My credit score is around 550.
Is there any scenario that I can avoid this bankruptcy? I don't have $20k to pay all these debts off so I'd likely have to settle the collections accounts and then try to set up a payment plan with the auto loan creditors. Do they do that or is that not an option?
My house is worth about 200k and I owe about 100k. Other than the debts I have listed here I have nothing. No credit cards. No loans. Student loans are forgiven now that I'm 100% disabled veteran.
Is the bankruptcy and waiting 2 years my only real option here? Will wells Fargo and capital one work with me on a payment plan without filing bankruptcy? When I called them I told them I am working with a bankruptcy attorney and they said they wouldn't give me any information without my attorney. My attorney would obviously prefer I file bankruptcy.
Thoughts?

Content warning: Contains mental health issues and physical violence.
The world breaks like glass, shattered as the world disappears into a black void. Embodiment of the soul floats in idle as shattered glass falls slower. It’s a shame, for souls to have lost their way but can still function. A blare bursts out from a black clock, soon to come at a silence from the smack of a button.
I wake up in a daze, accompanied by the sound of light rain getting caught by my bedroom window. I realize no other sound is made; my house falls silent. How unusual for morning hours. I get up from my bed, grabbing a set of clothes from my closet. Then, the realization hit once I hear my little sister’s muffled cry in a separate room, next to mine. “Right, my mother has died, how could I be so forgetful.”
June 7th, 2024, was the mark of my mother’s death. That night’s incident came at a flash. Me and my mother were walking on a familiar route. We were on a sidewalk with a silver railing attached on the opposing side of the black covered roads. During our walk, we discussed about my future while returning home with our groceries. Clouds were turning dark, so we sped up.
Then, a figure, that I can’t identify, came to me and my mother with a knife. This person kept going at my mother, enchasing their knife with blood. But why? Even when I landed jabs at this person, they wouldn’t stop stabbing my mother. After about five minutes of trading hits, this person ran away, dropping their blood filled knife, marking a path like a skipping rock. My mother sustained crucial damage and had a look of disappointment as I came to wrap her wounds and held her. In an immediate decision, I called for help on my phone. Rain started to settle, mixing with the blood of my mother’s body. As more blood exits her body, the more her heart rate diminished. Within a few moments, I was holding a corpse. Ambulance didn’t arrive on time.
A void started to close around me, leaving out all reality, and that was the last moment I could remember.
“That’ll be all for today, Mr. Mason. Thank you for telling us all the information from last night, we’ll be contacting you soon after we investigate this situation. You’re free to leave.” I exit out the interrogation after a brief amount of time, recollecting everything that has happened. My sister waited for me outside the room.
“Do you think they will be able to find the murderer?” My little sister has been tearing up for three hours, devastated from the loss of our mother. You could tell by her distressed look.
“Yes, don’t worry. We will be protected from this murderer.” I knew she would be worried about the murderer getting us next, though I am unsure if that is true. The murderer had one target last night, my mother in this instance, however I never understood the reason why. Did she have a debt overdue to a suspicious organization? Whatever the case, our family is in hot shit, and we need to protect ourselves.
“Are you sure, big brother?”
“Yes, let’s leave now, Julie. Come on, grab my hand.” We exit the stone building, having a few eyes following us as we left. As we step foot outside, rain welcomes us. Clouds are still darker than usual, longer than anticipated. We walk at a slow pace, my sister grabbing on to the wet silver railings as we pass the same street of last night’s incident. “The investigators are going to examine the knife tonight.”
“Will they be able to find the murderer soon, then?” There is a bit of an energy boost as she hears the news but is held back with grief once again.
“Yeah, possibility tonight. They will give me a call if they find anything.” My sister looks back to the ground in response.
We arrive home after a slow silent trip, knocking our shoes off towards the wooden shoe rack. “I’ll prepare lunch.” I grab some bread, cut two slices of tomato, cut some lettuce and prepare to cook bacon. I place two black pans on to the four heated stove, toasting bread on one pan, and placing bacon on the other. After a few minutes of flipping the bread and checking the bacon, I prepare to make our BLTs. I place our BLTs on our wooden family table. “Julie! Lunch is ready.”
We both sit in silence, eating our BLTs. Eating without our mother makes the family table seem pointless to attend, but we act as if she is still with us. Finishing our plates, I get up and head to my room to do my own investigation. “Julie, I am going to be busy for a while, okay?”
“Okay.” My sister has created a wall.
I get into my room, shutting the door behind me. I turn on my idle computer to wake from its slumber, soon followed by my monitor. Illuminating my face with light blue, I enter in my password and start searching the web for the location of the murder. There are a few articles about similar incidents happening, some dating back to recent months, the earliest being from a month ago, May 4th, 2024. Digging deeper into the articles, I discover about one man in particular, a tall black male that is about 6’4”, middle aged.
I research this man for about the second half of the day, coming to a realization that I haven’t made dinner yet. I open my door and make way to my living room, where I hear a news channel running on television. My sister is bundled up with her white bunny plushie, watching the news about our mother’s death. I look out a window, noticing a black void, and soon is followed by the same black figure climbing into the front window of my house, going straight for my sister. I lunge forward to the black figure, wrestling it, trading punches on the floor. My sister is screaming throughout the whole fight, but soon is silenced as the figure escapes my grasp and stabs my sister multiple times. I try to grab and strangle the figure, but the figure escapes by jumping out my window, dropping their knife once again.
I sit in silence, staring at the body of my sister, blood spilling out as she loses colour. “Why does this have to happen?” Void closes in on me once again, reality vanishing right before my eyes.
I wake up in an unfamiliar place, I am in a falling position, but I am not falling from anywhere. There is broken glass all around me. I look around and notice a figure, and it spoke, “Welcome back, how’s life?”
“Who are you? Where am I?” I am frightened by this event.
“Well, I am you, don’t you remember?” The area around us turned to a bright light, illumining the area. I am soon faced with the figure, and I realize the body is similar to the murderer going after my family.
“What sick joke is this? Why are you after my family?” My anger rises, still frightened.
“You mean, why are you going after your own family? You are the one killing off everyone you have left, don’t you remember?”
I step forward to the figure, but soon wake up in a hospital bed. “Must’ve been a dream, I guess.”
“Mr. Mason! Are you okay? Are you feeling well? You were knocked out in your home, along with your sister.” I am in a daze, feeling drained from waking up.
“Yes, I am okay. Is my sister alright?” I panic to await a response, hoping that my sister did not die that night.
“She’s alive, but in critical condition. You have been knocked out for a week, and the investigation has come to a finish. The investigators would like to speak to you whenever you’re ready.”
“Thank you.” I am filled with hope after hearing all the news. I lay in bed for a few more hours to recover and rethink everything. Feeling ready, I arise from my hospital bed and take a tour around the hospital to find my sister’s room.
I step into the room, looking at my sister. Then a doctor comes up to me and says, “She’s still unconscious, but her vital signs are active. We’ll update you if there is any change to her condition.”
“Thank you.” Before heading out of my sister’s hospital room, two older men step into the room and come up to me.
“Mr. Mason? We’d like to speak with you about the recent incidents. Come with us to the police station.” I am so close to finding out who this murderer is. Before heading out of the hospital, I sign some documents to update my records. The two are patient with me.
“Alright, I am ready to leave.” I drop the pen and walk out the main doors with the two men. They guide me to their four seated black car, and gesture me to go into the back of the car. For all of the ride, we kept silent as we headed towards the local police station.
“We have arrived. Let’s go inside.” The three of us get up, stepping foot into the same stone building I was in a week ago. Inside the building, we head for the interrogation room, a different one from last time. The room didn’t look so different itself, but the location is different. This time, a policeman is attending this meeting. I didn’t question the reason.
“So, we came to a conclusion of who murdered Jane and Julie Smith. It took a long time to verify the information as it came to a shock to the whole investigation team. After examining the two knives that the murderer left on scene, the system came to one person. That person would be you, Mason Smith.” I am confused by the results as the man spoke his words, but before I could speak, the other man speaks.
“Mason, we bring you here today to ask a few questions. In case you get violent, we have this police officer here to assist the situation.” My anger starts to fuel.
“How could this be possible? I saw the man myself! You must be framing me; I cannot trust you. In fact, I think you guys are the people involved with murdering my family.”
“Calm down, Mason. A witness from Witwerld Street sent us evidence of you stabbing your mother and beating yourself to a pulp. With the information tied together, we can assume you are the murderer in both cases. We’ll play the video for you.” I look at the video, seeing myself stab my own mother while punching my face.
“How could this be? This can’t be real.” I am in disbelief as I see myself holding my mother’s corpse, but soon am filled with sudden anger. “I see now. All of this is to get me, an incident citizen, into jail. What have I done to all of you guys to deserve this? Framing me with knives and now making a fake video?” In the corners of the room, black void appears.
“You can play this act up all you want, but you’re the murderer. Now, we can help you if you need it, but we need you to cooperate.
“Help me? You are digging me into the dirt right here!” I get up and try to leave the room but am pushed back to my chair by the back of a rifle.
“Stay in your seat!” The policeman is a mean guy. I stare into his eyes with anger, and notice the void growing at a quick pace, closing in on the policeman. The world is gone again. In a blink of an eye, I am faced with a broken mirror, seeing my own reflection. The area is filled with white all around.
“What is this. Why am I here?” I touch the mirror, and the shriek of broken glass responds to my ears as the area turns into a void. The mirror disappears, and soon the glass starts falling with me. After what felt like an hour, I am on my feet again. As I step foot, ripples of water respond. I start walking in a random direction, memories being showcased for a quick moment as I make a path.
“Oh, hey there. After all these years, you are here with me at last. Welcome back, Mason.” The familiar black figure that has been with me for this whole journey, has appeared. They are sitting on a white chair, cross legged. Droplets of rain appear, making a silent rhythm, and soon a flash of all my memories surround me, playing vivid loops of my life. Then, they disappear to the command of a snap from the black figure.
“Yes, I am back home.”
Note: I am not sure if I am able to post short stories here as there is no clear rule to it. However, based off my own judgement, it seems that it is acceptable. Anyway, I am looking for sources to upload my writings, and I ended up finding this subreddit. I would upload on Wattpad, but.. Yeah, I think I am good on that. My goal is to get additional feedback on my writing. I am currently in a creative writing class, but I want to practice further outside of that.

Not that anyone at this gives a single flying fuck but I did this so I’m posting it. I have included all works from the main 13 albums and singles excluding
The b Side of yellow submarine as no actual beatle plays on it
Those German covers as they really aren’t so different from the original and I didn’t see the point
Unreleased material such as ultra deluxe or whatever the fuck and the l unreleased stuff from anthology (excluding the 3 last Beatles songs)
There’s a couple of unpopular opinions here so don’t go too hard on me I love them all in my own way,
214:WILD HONEY PIE: To be clear I don’t dislike the idea of the song, but I just think it’s a huge middle finger to the album. I can’t help but laugh at it as it is a mockery of Paul McCartney by Paul McCartney. I can’t help but think it’s what John thinks his little jaudy ditties sound like. However I think it’s horrible to have to listen to I’m not angry at it, just disappointed. It really could’ve been a good parody song, as it however. I think it’s a filler interlude.
213: BOYS: The original version is leagues better, and when it comes to the Beatles that’s saying something. I can’t think of anything that justifies the existence of this song. The only redeeming aspect is it’s refreshing to hear ringo sing sometimes, he does a fine job of it.
212: A TASTE OF HONEY Trashy song too sweet and pissy for me (for a great lack of a better term) Paul sounds bad on this, the whole thing sounds trashy. Drivel
211: P.S I LOVE YOU Does nothing for me.
210: SUN KING Oh a hot take. Or is it, I won’t count the medley itself as no one else seems to but if so I respect it way more than it’s placed. It’s a bit trippy but not to an extent of intriguing me. The translation to mr mustard is great but I’m not ranking that. On its own, In My Opinion, bad
209: PLEASE PLEASE ME Has everything that I dislike about the early work, especially the harmonica, fine singing but could’ve been synced better.
208: THIS BOY Forgettable and boring to me
207: SEXY SADIE fascinating song but not particularly good or interesting in my opinion. The stories of who’s it about however are worth looking into.
206: ASK ME WHY Might it have something to do with love. As you might tell I’m not big on please please me. This one blends in with the rest of the album
205: CHAINS Not an awful song but it’s not overly good. George’s vocals haven’t gotten great yet so he still could use some work. Perfectly bland song
204: DO YOU WANT TO KNOW A SECRET I am aware this song has a relatively large fan base but this is not for me at all. Sorry
203: THE END First off the “Oh Yeah! All Right!” Are indeed iconic. Everyone’s playing their heart out. Some of Ringos best work. But I don’t know, it doesn’t punch me like I think it should. I like this, but I should love it, and I don’t.
202: GOLDEN SLUMBERS Too repetitive for me to get into. This is the only Beatles song that could’ve been shorter. That’ll be ironic as I pretty much think every Beatles song is too short except this one.
201: ROLL OVER BEETHOVEN Berry did it better
200: ANOTHER GIRL I didn’t think anything of it at all to be honest.
199: TELL ME WHAT YOU SEE Fine, not that good, but fine
198: YOU KNOW MY NAME (LOOK UP THE NUMBER) They’re taking the absolute piss. I’m glad this exists but I don’t want to listen to it.
197: BIRTHDAY It’s a birthday song, you know, typical white album. Fine.
196: FLYING This is such a fucking vibe, not much after you’ve heard it the once but still, not bad at all for a mostly instrumental song
195: WHEN I GET HOME It wasn’t that bad, and it wasn’t that good
194: I WANNA BE YOUR MAN Eh
193: THINGS WE SAID TODAY Better but we’re not THE BEATLES yet
192: IM HAPPY JUST TO DANCE WITH YOU Somewhat memorable, kinda boring, not shit
191: ITS ONLY LOVE I’ve heard worse
190: I CALL YOUR NAME Not much to say about these particular songs, they aren’t shit but they’re not at that quality of good, these are the awkward songs.
189: REVOLUTION 1 I originally heard it on the white album and thought “wow that was really mid” the I heard the original single and I thought “wow they really fucked that song” still noice lyrics
188: JULIA Calm ass song. A lot of people love this song to bits but I just don’t relate to it that much, with age I expect to like this song more
187: ALL TOGETHER NOW I guess it’s fine
186: DON’T BOTHER ME It’s just meh
185: HOLD ME TIGHT Still meh
184: DIG IT I like this but it’s so short and non sensical I can’t put it any higher
183: I SAW HER STANDING THERE I like this, but it’s still a bit too sappy
182: BLUE JAY WAY This is a weird ass song. Very George. It has those uppy downy lyrics, there’s a lot to like here but also a fair few things that I don’t like, like the lyrics could have been more defined and worked on, and it could use some more power in the vocals
181: I SHOULD HAVE KNOWN BETTER Karmas a bitch
180: THE NIGHT BEFORE This one has better production but the same blandness that culminates in old Beatles music
179: WAIT There’s going to be enough hot takes on this list anyway so I will contain my feelings on rubber soul. Let’s just say the Beatles evolutions had a middle ground from lovey dovey 60s bops to the psychedelic rock they’re know for. That middle ground is rubber soul, not a bad album, but like the stage from a child to an adult, kinda messed up. This album has some re great moments. But it also has wait, which isn’t bad, but it’s not everything you would want from this particular album.
178: CRY BABY CRY It’s good, idk what else to say not Beatles good but I wouldn’t skip it
177: LOVE ME DO This song just makes you feel happy, nothing else
176: KANSAS CITY/HEY-HEY-HEY-HEY It was ok but I can tell this track wasn’t over fixated on
175: I NEED YOU You can tell it’s an older Beatles
174: DIZZY MISS LIZZY I know there’s a recent dislike for this one but it never fails to make me smile. It’s so fucking chaotic I love it, it does have its production flaws but John is singing his heart out. This is what I want from a Beatles cover track
173: IVE JUST SEEN A FACE Charming enough song
172: TICKET TO RIDE A classic I’m sure. Really has a nice groove and what it lacks in lyrics makes up for in sound.
171: ONLY A NORTHERN SONG I agree with the rest of the group that if this was on Sargent peppers it would be the worst track. However that’s not to take away from it. It’s a charming piece, it has all the elements of Harrison but overall it is only a northern song
170: SOMETHING Damn here’s the first one I might not survive. People who were on the fence before will probably switch to the ‘eh, fuck this guy’ field. I don’t dislike the song, it’s a good song, it’s a great love song but it’s a very expected feet. Every line while sung with excellence is very conventional, it’s tropey. Perhaps it’s too far to call it cheesey. And don’t get me wrong I love the simple cheesey songs a lot (just wait till you see where I put silver hammer). But this one just doesn’t strike a nerve for me. I did think the same thing about strawberry fields forever for a while before listening to it more so maybe it’ll crawl up the ranks someday but overall I think it’s a nice love song that has some great production but after that it’s overshadowed by the rest of the album.
169: ALL MY LOVING Yeah, it’s a classic, who couldn’t like it
168: MOTHER NATURES SON This one has a huge fanbase as well. It’s a good song, great use of imagery and metaphors. Doesn’t do much after that in terms of production and the way it’s sang, just a nice song to chill to in my opinion.
167: ALL I’VE GOT TO DO Again, short, sweet song
166: YOU NEVER GIVE ME YOUR MONEY Yeah this one’s interesting. It goes through a fair amount of genres for one song. On one hand its structure is something of a mess, however it still is a good listen, it’s cute in the best sense. The fact that it’s about Allen Kline is also funny if not a little saddening
165: IT WONT BE LONG Wasn’t long, still nice
164: ANY TIME AT ALL Just another comfrey Beatles song
163: YOU’VE GOT TO HIDE YOUR LOVE AWAY Although I think this song is a little overrated not bad
162: DEAR PRUDENCE I know I like this song a lot less than others do. It takes a while to get going but when it hits that euphoric moment you know I’m talking about it’s bliss, but the first half kinda dull
161: BECAUSE A little oddity on the Abby road medley that’s just, I don’t know, conflicting. If it where longer maybe I could decide if I liked it or not but for now it stays here
160: THANK YOU GIRL Sweet little song that gives you a warm feeling
159: LONG LONG LONG At this point in the white album that’s what I was thinking. It’s not bad but it could’ve been longer (no pun intended) and released as a single with the right editing. George Martin could make it work I’m sure
158: I WILL Here’s how I feel. I always like it when I hear it, but forget what it sounds like 2 seconds after.
157: IF I FELL Cheesy but still pretty catchy
156: AND I LOVE HER This is nice also
155: LITTLE CHILD Though the lyrics in 2024 sound a little ‘noncey’ that’s part of the reason why it sticks out to me. It always gives me a chuckle. Little child… the way he says “I’m so sad and LoNeLy” is so cartoony and I like it.
154: ILL GET YOU Yeah, good, fine, acceptable
153: BACK IN THE U.S.S.R This is why the Beatles beat the beach boys for me this. Classic song that probably had America tugging at there collars, just genius
152: ITS ALL TOO MUCH Again this isn’t bad, am I blown away, not necessarily. But this is a bop
151: THERES A PLACE I like this quite nice I think
150: A HARD DAYS NIGHT A lot of people love it, I just think it’s fine, good song I guess
149: ILL CRY INSTEAD These are the songs that are well produced but lyrically forgettable. This is one of ‘em
148: EVERY LITTLE THING I really like Beatles for sale, it’s so fun, it’s a fun album. Every little thing isn’t badly written but I listen for the music. George is good on this, ringos subtly great. Just wholesome
147: EVERYBODY’S TRYING TO BE MY BABY A song of its time, and quite and tie tapper if you ask me
146: WORDS OF LOVE A pleasant song for any day
145: DAY TRIPPER Nice melody, ok lyrics, good enough song
144:BEING FOR THE BENEFIT OF MR KITE When I first heard this song I didn’t listen to the lyrics, the ones I did catch lead me to believe that it was some sort of political song with mr k being some sort of satirical caricature. Upon second listen I realised it’s just a song about a circus performer putting on a show, I can interpret some lyrics as a reference to some political nature but I think it really boils down to a circus song. It’s giving me a sense of stereotypical Halloween music you’d hear with the way the rhythm goes up and down frequently in the same line. Just a fun little jingle. Also I believe if Paul had wrote it John would have hated it, many probably do hate it. What does everyone have against whimsy?
143: CANT BYE ME LOVE Cliché yes, catchy yes, enjoyable yes
142: THINK FOR YOURSELF Fine little song with not much to write about
141: FREE AS A BIRD I am quite conflicted on the 3 last Beatles songs. They are mostly John Lennon demos rather than Beatles mixes. I was of two minds including them but I thought I may as well because they are interesting to talk about. I don’t think these are as cash cow despicable as some would argue. A lot work has clearly been done to preserve them and restore them. It’s hard to look at this song on its own basis. On its own it’s pleasant, but overall I do not really know why they bothered to release it as a Beatles track, it feels very unbeatles to me but as I say I don’t dislike it, I’m just not sure on where I stand on its purpose
140: REAL LOVE I have the exact same opinion on this one I just like the song better
139: MAGGIE MAY I just think love the accents alright. How long is it 50 seconds? For the life of me I’ll never get why they didn’t make their songs longer. I fancy me chances with this one
138: DEVIL IN HER HEART Solid cover of a very good song
137: PIGGIES This one’s kinda weird. We all get the piggies are elite pricks but the way George pronounces dirt just sells me on it. Good effort, could’ve been longer.
136: EIGHT DAYS A WEEK I like it, don’t love it, it’s what you expect but it does deliver in that regard
135: HELP! Iconic, reasonably catchy, just wholesome man
134:IF I NEEDED SOMEONE Rubber soul being kind of quirky comes through softly but noticeably here
133: MEAN MR MUSTARD This song just flows man. I love the lyrics, like the instruments and how they bounce off each other. Just the right amount of absurdity. If only it were longer…
132: HELLO GOODBYE Classic, I do like this one, but you know I always forget how much until I listen to it again
131: LONG TALL SALLY A lot of people hate this one but I think it’s fine
130: TWIST AND SHOUT COMEONCOMEONCOMEONCOMEONCOMEOWWN
129: ILL BE BACK Yeah, not bad, not bad at all, rather good actually
128: TELL ME WHY Classes Beatles getting it right
127: TILL THERE WAS YOU You know, maybe with the Beatles gets too much hate
126: OLD BROWN SHOE Not one of George’s best and the mixing is jarring but the lyrics are very nice
125: FROM ME TO YOU Just a sweet song, nothing wrong with that
124: SHES A WOMAN Not much to unpack, Paul is good in this though
123: MICHELLE Everyone loves Michelle. It’s a dainty song that isn’t that great, but good, it’s just so quaint
122:THE WORD The n word. No love of course. Maximum corniness but still a treat to hear, Lennon sings it believably
121: WHAT GOES ON How eloquent, idfk
120: BAD BOY Now junior, behave yourself! I just needed to hear Lennon say that and I was hooked. Weird to release a cover as a single but I won’t complain
119 : FIXING A HOLE Fun psychedelia, bring the family
118: MATCHBOX Just a song on the struggles of life, Beatles style
117: ONE AFTER 909 Chaotic song that gets the blood flowing. Also regrettably relatable
116: GETTING BETTER The charm is in the McCartney Lennon dynamic. Paul says it’s getting better everyday. John says it can’t get much worse. Doesn’t that sum up those two quiet well. Just so vibrant. This era had so much colour.
115: FOR YOU BLUE Solid song, ain’t bad at all
114: ACT NATURALLY I like this song a lot. Ringo fits well for it, it’s playful, just so pleasing
113: I DONT WANT TO SPOIL THE PARTY Another underrated song from Beatles for sale.
112: BABY ITS YOU This is fun
111: MONEY (THATS WHAT I WANT) Good cover, maybe not as good as the original but you can just feel the mayhem going on through the speakers
110: YOU WONT SEE ME Mmhm, mmhm, yup, that’s some nice music
109: YOU LIKE ME TOO MUCH A playful, goofy ass song that has some great lines and a pretty fine beat
108: YOUR MOTHER SHOULD KNOW Heartwarming, just, heartwarming
107: YOU CANT DO THAT Not perfect but undeniably based
106: NOT A SECOND TIME A great story mixed with some simply beautiful descriptions making up a song that hits different form other songs of the similar nature
105: SLOW DOWN It’s the bluddy beetles mate, whatja expect
104: YOU’RE GOING TO LOOSE THAT GIRL The character in this story is such a dick but I just can’t help vibing with him. He’s such a cnt that he says he gonna steal the guys girl right to the guys face. That’s hilarious and I really like it
103: GOOD MORNING GOOD MORNING Gets too much hate for what it is
102: RAIN I don’t know what it is about rain that grabs me but every time I listen I just get drawn in, it’s very clean
101: MAGICAL MYSTERY TOUR ROLLUP ROLLUP. God I think this is so vibrant, so colourful, just really cool, great harmony, overshadowed by the rest of the album
100: MISERY Misery stuck with me, unexpectedly based for a first album
99: YES IT IS Yeah yeah yeah this one’s pretty good yeah
98: CARRY THAT WEIGHT I just sing this all the time randomly. It’s to the point, honest, fun. I don’t know what accents they’re singing in this time but it’s great. Not much of a lullaby though.
97: WHY DONT WE DO IT IN THE ROAD This one just makes me happy. I know it’s kind of filler but the way Paul increasingly hypes things up in his vocals make me smile. Big fan of this, thing
96:HONEY DONT I liked this a lot the first time I heard it and frankly I still do
95: IN MY LIFE When rubber soul gets it right it can end up like this song. And that’s a good thing
94: NOWHERE MAN Lyrically enchanting, some hot instrumentation. Production ok and a more memorable song from rubber soul
93: I FEEL FINE Yup this is fine
92: YESTERDAY A song you think is overplayed until you listen and it’s just so good. A real highlight from the early years, my favourite from help, a somber melody that is sang flawlessly by Paul
91: LOVELY RITA A song of a somewhat unlikely love that is different enough from the Beatles other love songs to stand out
90: WHILE MY GUITAR GENTLY WEEPS Why is it so low I hear you scream. Well to be honest FOR ME the verses while lyrically interesting don’t stand out in my mind. Obviously the chorus is incredible but it’s just as the rest of the verses which mind you are still good that bring it down for me. A song not really my thing till the chorus hits but still the fact that it’s there makes it worth the listen
89: HER MAJESTY Yes, I prefer this over while my guitar gently weeps. Moving on, I think this is a fun, tongue in cheek song that I always thought implied he was talking about money. Think about it, her majesty is on all the bank notes, she certainly doesn’t have a lot to say in that case, price changes from day to day. Paul loves it but to get it he has to get a belly full of wine to make it… think about it.
88: SHE CAME IN THROUGH THE BATHROOM WINDOW Ah, this one. The intrigue of the contrast of the chorus and the verses. One of my favourite from the medley
87: YOU REALLY GOT A HOLD ON ME With the Beatles being underrated again
86: TOMORROW NEVER KNOWS Look, I don’t dislike this song, it’s just a bit messy for me. There’s a lot going on and I like that but ultimately the trippy style is done better in other songs like day in the life. But I do like that George Martin on the piano isn’t half bad, he’s one of twelve fifth Beatles I hear
85: HERE COMES THE SUN I like George I swear. This song is really good and I like it but I just wouldn’t listen to it as much as some higher ones below. The changing of the seasons to describe a relationship isn’t new but it fit’s really well here I think.
84: IM SO TIRED Would be higher if it were longer, good, very good, too short
83: POLYTHENE PAM The fucking accents. Love the weird ass story of the gender ambiguous Pam and her drag persona as in a polythene bag. Just a fun character song
82: DOCTOR ROBERT My least favourite from revolver but still charming enough
81: WHAT YOUR DOING Just good
80: BLACKBIRD I really like this. I want to love it, but it’s so goddamn short man. Oh well what we got is still great
79: DONT PASS ME BY Weird, goofy, sung by ringo. A real gem of a song off the white album.
78: ROCK AND ROLL MUSIC A cover almost better than the original berry’s. Almost is still a hard feet to reach.
77: IM LOOKING THROUGH YOU The loss of a love has been done many times by these guys but this is one of there best
76: WITH A LITTLE HELP FROM MY FRIENDS The lyrics are kinda mid in my opinion but hearing ringo sing always has its perks
75: IVE GOT A FEELING Very good song, production a little iffy but not horrible, I think let it be is given too much shit for that
74: GOOD NIGHT They subverted my expectations with this one. What a way to end such a large album, I think this one is cute and light and just very sweet. Whispering is somewhat creepy though.
73: WITHIN YOU WITHOUT YOU We all know they were on a lot of serious shit during this era but goddamn the lsd vibes mixed with the Indian sitar sound is really fucking unique. And I like it, don’t love it but still
72: IM DOWN V good
71: THE INNER LIGHT V nice
70: BABYS IN BLACK This one strikes a nerve with me, a hood premise, John sings it well. A treat
69: ILL FOLLOW THE SUN Never got why people disliked this one. I had a theory that the guy in it is dead and he’s going away from his girl, you know, towards the Sun
68: RUN FOR YOUR LIFE More than inspired by Elvis but I can’t complain its a banger
67: PLEASE MR POSTMAN This is well suited for John to sing. I prefer this over the original maybe that’s controversial to say I don’t know. It’s great
66 : GLASS ONION The rocking beat is what hooks me at this one to be honest, the references are cool but a bit pointless
65: MARTHA MY DEAR Who doesn’t love dogs, just heartwarming. Just pure joy
64: IM A LOSER God this album doesn’t get enough love
63: MR MOONLIGHT I heard people disliked this one but John is really suited for this one. I do indeed prefer it to its counterpart
62: LOVE YOU TO Weird vibes, good track
61: I WANT TO HOLD YOUR HAND Just gets you grooving. Love it
60: DIG A PONY Nonsense song that sounds good in your ears, typical Lennon
59: DRIVE MY CAR Maybe overrated but still slaps
58: GIRL Love girl
57: SHE LOVES YOU Again one of those dancer songs that never fails to deliver
56: ANNA (GO TO HIM) Way better than the original, such a good cover, ah, bliss
55: NOW AND THEN You see is this the recency bias. I don’t think so I hope not but it feels like it is. Man I don’t know it just sounds like Lennon was going for something different and I get it. There was so much work that went into this I just don’t know. I do really like it.
54: I WANT TO TELL YOU Somewhat forgettable but when I hear it it comes rushing back to me.
53: GOOD DAY SUNSHINE Good vibes, peace and love you know
52: HERE THERE AND EVERYWHERE Somewhat cliché but idk I like it
51: TWO OF US I just love this. I don’t think it’s as badly produced as some claim (the long and winding road is evidently over produced but it still goes absolutely hard)
50: TAXMAN We can all relate to this. More relevant than ever, and will continue to be in the future I’m sure
49: WHEN IM SIXTY FOUR It’s so jaunty that I feel like it would belong in a cartoon but that just makes it better for me. I love whimsy
48: IM ONLY SLEEPING This is great
47: PAPERBACK WRITER Be longer please
46: WE CAN WORK IT OUT Longer be please
45: HEY BULLDOG Kickass bass playing by Paul. Lyrics that were just fucked together by John are somehow incredible. Ringos drumming on this one is really good too. Wow, for a throwaway song it works really well
44: NORWEGIAN WOOD (THIS BIRD HAS FLOWN) You can almost smell the pot off this one. Love Norwegian wood rubber soul at its best.
43: AND YOUR BIRD CAN SING Not much to say great song
42: GOT TO GET YOH INTO MY LIFE Iconic, great again
41: ELANOR RIGBY Maybe you’ll say I put this too low but I still like it to a great extent
40: LADY MADONNA One of their best character songs
39: THE LONG AND WINDING ROAD Epic song, great lyrics, sang fantastically, so good
38: SHE SAID SHE SAID Tripping balls but goddamn amazing
37: LUCY IN THE SKY WITH DIAMONDS Psychedelia on full force with this one. Some of the best imagery from any song. It’s charming and fun and at times mystical but overall Johns way with words really come to the top of the log pill with this track
36: I ME MINE In hindsight a song that highlights the way George felt the world around him was and he was probably right. I like the metaphor and the waltz aspect works more than any other of the Beatles attempts at the style, it’s a fantastic piece
35: THE FOOL ON THE HILL Oh I love this song so very much. The song has the fool as some sort of wise figure many (myself included) take to be god. And I like to think if there is a god he’s like this. Watching over giving the world his wisdom but we’re just to ignorant to hear it. Also the medieval sound is one of my favourite styles (love sunforest if you’ve ever listened to any of their songs) so the flute works just so well for me especially when it mixes with the piano. Oh I just love this song to bits it’s great
34: ALL YOU NEED IS LOVE The cheesiness is undeniable, the magic is unbeatable. This song is just such a good album ender. The chaos and randomness near the climax is such an incarnation of the love message and how it works as an organised mayhem. The anthem of love and joy and passion is overflowing and I really like this song, if you can’t tell
33: NO REPLY Oh the way people overlook this song is not right. Its well written, it’s well sang, everyone’s playing well, it’s delightful
32: HONEY PIE I know people hate this song however for me it brings me back into the 20s. It is a sweet ditty that works really well for me and I love this one
31: FOR NO ONE God I love this. It feels so personal and is reflective, as unbiased as it can be and just beautifully sang with no grit. It’s honest. Paul’s on piano here witch is always great. Ringos drums work well to I think. This one’s just brilliant
30: SARGENT PEPPERS LONELY HEARTS CLUB BAND REPRISE I love this, the best feels like fucking hip hop, it’s a nice way to lead into day in the life it’s just good no real flaws
29: SARGENT PEPPERS LONELY HEARTS CLUB BAND Well this is just a perfect way to start an album. Set up the setting, it explains why the music in this one’s a little different as it’s not the Beatles it’s Sargent peppers and that’s a good concept from the start. You get a real idea if what the world the album takes place in is like and you get a feel for the members of the band itself. Just a class act
28: SAVOY TRUFFLE Controversial one perhaps. I just like the song. The mixing is interesting, the lyrics are fun, I think George outdid himself with it, all just to mock Eric Clapton, hilarious
27: ROCKY RACCOON I know this one’s gonna be a war. Rocky raccoon is so listenable, and fun and encapsulating. Ringo is singing it in a great way. I just like it, ok, just my taste. If you hate this song and believe it should be burned than that is perfectly fine, but don’t undermine someone else’s opinion
26 : DONT LET ME DOWN Oh this one’s so powerful, grand, fitting really.
25: YELLOW SUBMARINE I have a fee that I’m not going to survive this list. Can I not like fun, that’s what this is, pure unfiltered fun. This song makes me very happy ok. Ringo singing it just gives it that relaxing feel. Yellow submarine is that kind of happy go lucky song I love
24: REVOLUTION After hearing its bastardisation this is just so refreshing. It’s about a peaceful revolution. It sure as hell doesn’t sound peaceful what with the two electric guitars blowing my speakers out. This one just sounds like a revolution should in a song, and it’s really very good because of it.
23: GET BACK Shit, shit back, shit 1. No I love this. This is such a vibe man it strikes a nerve, it sounds incredible (considering it was recorded outside) and it helps that everyone is clearly giving it there absolute all. Love get back.
22: OB-LA-DI OB-LA-DA I don’t know if this one is as controversial as it used to be but I know there are still some who fucking loath this song. I saw an article where it put this song as the worst the Beatles ever done saying that it was genuinely a horrible experience to listen to. I don’t know this song is just a tonic for a bad day, I will always feel a little bit better after listening to it and that really pulls it up the list. Don’t get the hate
21: A DAY IN THE LIFE Oh boy. This is so good damn it. The Lennon McCartney dynamic is the best it ever will be. Lennon reads the news of suicide and sees a war film while Paul dashes about in his chipper day. The rising orchestra is incredible, Ringos drumming is so different to other approaches in the genre. I can’t tell the scales of the strangeness and the depression aspect mixed with the weird ass ending it’s just an experience instead of a song.
20: OH! DARLING You can’t deny the power in this song, Paul gives it his absolute soul and it works for me, this rejection song is more of an explosion of emotions that gets you invested. Idk I like it
19: REVOLUTION 9 Well I’m dead, there’s no redeeming myself now oh well, however if you would at least hear me out on why I put number nine here then I will do my best. I love things that are different, things that go against the norm and defy expectations. And if we can all agree that revolution 9 is not what you expect when you think Beatles then we have agreed on something. This song (if you can call it a song) is doing for me something interesting. Celebrating the avant-garde while also making fun of it. It sounds impeccable. The mixing is superb, it makes full use of the stereo format. It makes me feel things, picture things, it’s a very interpretive sound that mixes together different instruments and words and phrases forwards and backwards to make something of a trip. This sounds like what a revolution sounds like, points getting muffled over time, being big and grand before shrinking into disarray. You can take what you want from the meaning but when I listen I get completely overwhelmed with feelings. It’s a collage of expression that is most certainly not for everybody but I think is a full on revolution in my head. That’s just how I feel
18: EVERYBODY’S GOT SOMETHING TO HIDE EXCEPT FOR ME AND MY MONKEY There’s some dislike for this one too but I think it’s just a complete rocker, the lyrics also make me chuckle a fair bit
17: THE BALLED OF JOHN AND YOKO I don’t think this one is that hated. I love it. It’s genuinely very funny some highlights being the what you doing in bed interaction and the two gurus in drag. John was highlighting his problems with the media in a way that doesn’t sound bitchy or like he’s talking down to the listeners. Very good song
16: ACROSS THE UNIVERSE God the imagery, similes and lyricism is so beautiful. This is a beautiful song. So elegant
15: SHES LEAVING HOME I was somewhat shocked to find this in some worst of the Beatles lists. The people writing it seeming to miss the point that it isn’t that biased. Sure it shows the hardships of the parents, how broken they are but it realises that fun can simply not manifest in some places and has to be sought out. It’s a real understandable song that is softly sung by Paul in a mystifying way.
14: I WANT YOU (SHES SO HEAVY) Fucking insane song, it’s like a ride at an amusement park it ramps up over time and brings you right to the heights that you wonder how it’s going to end. This song subverts that by giving it no ending, it just gets cut off, which is brilliant. It’s like a ride through hell. A decent into madness of desire in a way making it shockingly relevant.
13: OCTOPUSES GARDEN Kudos to ringo bro just wants to be under the ocean. Calm as fuck. Beautiful expression of the desire to get away from the hassles of life and responsibilities which I’m sure we all relate to. Also bubbles, what’s not to love.
12: HAPPINESS IS A WARM GUN It’s almost perfect, but goddamn it it’s too short. I love this thing but I feel it cuts off before it’s time is up you know
11: THE CONTINUING STORY OF BUNGALOW BILL I don’t get the hate for this one (well maybe I do but still) you got a fire ass spanish guitar. A balled of verses, a sing song chorus that feels like it’s taking the piss in a good way. Even an underlying message of hypocrisy and ignorance. Now I know that yoko is very loud on the song but honestly it just ads to the bizarre feeling that the whole song gives off, I love this.
10: YER BLUES One of the most explosive blues songs I’ve ever heard, incredible
9: STRAWBERRY FEILDS FOREVER You already know it’s fantastic, but that still shouldn’t take away how fantastic it is
8: MAXWELLS SILVER HAMMER … yeah, no joke. Listen it was on of the first Beatles songs I ever heard, if not the first. It has that jaunty Paul feel but then it hits you that it’s about a murderer and it just makes me take a step back and go damn, the Beatles could make anything whimsical. It’s so sing song while being so dark. Yea it is fruity but man I don’t know. The synthesiser near the end is also just really fun to me. It’s fun it’s nostalgic and I will always love it. Sorry not sorry.
7: HELTER SKELTER I applaud you Paul McCartney, you put everything you had into this one and it paid off
6: BABY YOU’RE A RICH MAN I don’t know what it is about this one I love so much, I’m not a huge fan of sitar but it works here. I like the lyrics. There’s a lot of interpretation around them but I always took it as a similar vane of the balled of John and Yoko where it is like a dickhead reporter asking John the questions we here Paul sing in a sense of leading him on and that they’re responding in the sense that these people nagging them about having money when most who were had money themselves. Just a thought.
5: COME TOGETHER Classic, genius rhyming scheme brilliant
4: HEY JUDE 2nd Best uplifting song I’ve ever heard
3: LET IT BE Best uplifting song I’ve ever heard
2: PENNY LANE A fantastic song highlighting the serenity in modern life that often goes unrecognised. It’s penny lane, what’s not to love
1: I AM THE WALRUS It’s I am the walrus. Lyrics are dazzling. The whole mixture of instruments and sounds the distortion making it sound like a dream at points. The way it uses the stereo medium is genius. The Beatles were geniuses. One of the best things ever written.

So, back in 2014 I bought a Kia Forte from a Kia dealership (Mississippi, had a crappy 23% APR sign on for a 19 year old who desperately needed a vehicle--but that's besides the point). Moved to Washington probably 2015 or 16. Paid off the Kia Motors Finance loan back in 2019. They stated I would receive the title in the mail.
Well, a month after, it never came. Called them back up and they said they would not mail out another, and that I would have to go through Mississippi state, who told me the title hadn't been released and I would have to be physically present in the state with the car before they could do anything. Despite multiple attempts to both KMF and Mississippi DOR (who handles titling), no progress could me made (yes, this means I technically drove dirty for quite some time).
Fast forward to February of this year, where the car was totaled. State Farm is unable to do anything until they get a physical title. I called MS DOR, who stated that what I had been told before was untrue, and they just needed a lien release. So I submitted a lien release form from Kia, who instead disregarded the email with my new address requesting the document, and instead claimed they mailed a new title to the address from 5 years ago (I'm in contact with the current tenant be, who never received it).
After a week, KMF gave me a lien release and I submitted it to Mississippi DOR, who now state the VIN number is wrong on the title. Between State Farm, MS DOR, and myself, KMF FINALLY said they would fix it and mail me a title. Supposedly, it was supposed to take a maximum of 6 weeks. I'm on week 7, and as of the call on Monday and Friday of last week, there has not been a single notation on my account from the request of fixing the title.
Between travel to try and resolve this, lost wages, and rental cars (I am currently paying 500 a week for a rental with coverage as the car I was borrowing just went defunct), I'm down roughly 10 grand. Not to mention the woman who essentially adopted me as a young adult just wound up hospitalized with a major surgery at a time that one rental went out so I could not visit her.
Because of the super high costs associated with all of this, I am unable to save up to put a down payment on a new car (plus bankruptcy proceedings for medical debt and avoiding a BHPH have made this tricky).
I'm pretty sure the solution is to lawyer up, but I don't even know what type of lawyer I should be looking for, much less how I could afford one. My main goal right now is to get them to speed the titling process along so I get paid out and put a down payment for a new car. Does anyone have any idea/advice how I can get Kia Motors Finance to speed this process along? Are there things I can file sans lawyer to encourage this? And if I do, should I look at doing it in WA where I live, or in MS where it was originally titled and has the incorrect title?

I filed for bankruptcy which discharged all of my debts but I also have an eviction on my record. A bankruptcy AND an eviction on my record is making my life hell. Every apartment complex is rejecting me and I don’t how I will find housing because soon I will have to live in my car. Im thinking about giving up and going to sleep forever I don’t know what to do.

First of all this is my first time posting here and I desperately need a solution to a problem that I am about to explain.
So, for a few months I have been noticing that I am able to control the urges/horniness/sexual thoughts or whatever. As long as I am awake and concious then no amount of urge can make me relapse honestly, even if I am like not fully aware or concious, I meditate and re-center myself. I just let the urge/energy be and just let it flow throughout my body and eventually the horny or the urge goes away and I feel normal. BUT Here is the problem. As I progress, I obviously get more energy and when I go to sleep or take a nap sometimes I just wake up due to these urges and without thinking about anything I just grab my phone and do the deed. This happens like when I am one or two weeks in semen retention. It is honestly so frustrating. I dont know what to do. I literally operate on autopilot when this happens. Like a robot, I dont think about anything but to do the deed.
I am so sick of it. I cannot seem to find any solution to it. I really believe that if I can somehow conquer this then I can do semen retention for years wothout relapsing and I am not exaggerating.
As I have been noticing, all my relapses have been like this i.e. I wake up abruptly from a nap or sleep (due to urges), I grab my phone and I relapse. All this happens without me trying to resist or anything, it all happens automatically.
So I would be extremely grateful if anyone could help and give me a solution to this problem. I forever will be in debt to you. My life can change for the better if I can tackle this.
Thank you for reading.

I (32M) moved 6 years ago to restart my life. I've been mostly successful. I have a good job in my field making ~80k/yr, a gorgeous apartment with my beautiful girlfriend (22F) who I've been with for 3 1/2 years. I get if some people think a 29 y/o dating an 18 y/o is creepy... We met at work a few months after her 18th birthday and I thought she was a few years older. It took me a while to justify in my own mind dating someone so young, but literally nobody we meet believes she is that young. She looks and acts like she's in her mid-late twenties. She makes good money, loves her job (most of the time), and is generally happier and more sociable than I am. But lately with the stress of both our jobs, combined with the fact that I'm technically her boss at work, and that she decided she wanted a dog (which I did not, but I went along with it because I did notice she was getting a bit depressed and I want her to be happy)... things have been strained to say the least. I keep a very clean household. I know that this is my idiosyncrasy, so I am fine being the one that contributes the most to this. But between the fact that she makes more of a mess than I do, then I have to be the one to clean it up, and that she has been less than proactive about housetraining, I have been kind of a self-imposed prisoner in my office. I didn't want a dog, I'm fine taking him out and contributing to his care, but I'm not a 24 hour nanny, and I certainly don't like stepping in shit on a floor that I mop 3x/wk. I'm rambling, I know. I don't really know what I'm asking. I guess I just want some space, but I have nowhere else to go. I can't take off time from work because I'm constantly playing babysitter to 30 grown adult children who cannot stay on task or clean up after themselves. I have credit card and car payment debt in the neighborhood 50k so I don't exactly have a buffer. I don't want to leave my job. I don't want to leave my girlfriend. I think about it occasionally, but I don't actually want to. It's just hard. We love each other. I'm trying to save up for a ring. But I need space. I know this is a jumbled mess of information and disembodied emotional nonsense. Maybe I just need to vent. I don't actually have a question. I just feel trapped, and maybe I'm just hoping some stranger will say something that makes me feel like I don't have to keep the world on my shoulders and my thumb in the dyke.

Hi, 22 year old female here, I’ve never had Reddit before but I figured I’d try talking to people on here cause I haven’t had any luck anywhere else. I’ve had severe endometriosis and chronic pain for most of my life, ever since I got my first period it’s pretty much been hell for me. As a teenager they put me on every type of birth control there is, in general I’ve been told my period pain is normal, getting ovarian cysts is normal, my scans were clear and that it was probably just stress. By the time I was 20 I couldn’t take it anymore and demanded I get surgery for it. Once I got the surgery the doctors found I had stage 4 endo, it had also spread to other organs, and lots of scar tissue was found as well. I was told they removed all endometriosis that was found. After surgery, I felt decently better for a while, the best pain wise I’ve ever felt in my life which was a huge win for me. Fast forward to now though, two years after surgery my pain is getting much worse again. My treatment plan at the moment consists of a Liletta IUD and I was previously also taking Norethindrone as well but I stopped cause I felt it was too many hormones for my body. In addition to worsening pain my periods have returned. I stopped getting them after the IUD was put in but they have been back for the past 6 months I would say. About a month ago I went to my OB explaining all this, with my main concern being my periods returning. In fact, it’s been almost more than just periods, with lots of breakthrough bleeding all the time which really increases my daily pain. My doctor had explained to me that he thought I had a hormonal issue due to the IUD and prescribed me estrogen tablets to take for 2 weeks. I did notice improvement with those, they stopped the bleeding and I felt slightly better than usual. But as I’m writing this I am stuck in bed and you guessed it, my period has returned. I obviously plan on going back to my OB cause clearly I need more hormones or a new medication or something. But to be honest, I am at a complete loss with how to help myself. I’ve had this disease for over a decade now. I have spent thousands of hours crying, bed ridden, sleepless nights, days in the hospital, trying every OB around, staying home from school, not being able to do what I want or anything for that matter. I have mourned my old body and accepted my new dynamically disabled body. I got a surgery by myself for myself, my point here is that I could write a book on endometriosis with all my experiences. I am also tired of being on hormones and on top of daily pain I’m always feeling sick. For context, I have insane chronic fatigue that never gets better no matter how much I sleep or what I eat or vitamins I take. I also have really bad nausea every morning, I get headaches nearly everyday. I’ve also been told I have suspected IBS, but every medication I’ve tried with my GI doctor has caused a lot of problems for me. I am also always freezing, and a lot of the time I feel as if I have the flu and I don’t. I’ll experience body chills/pain in my muscles/overall unwell feeling. The only way I know how to describe it is it literally feels like I am sick. Circling back to my main point, which is that I’ve been dealing with this for a long time and I feel I’ve kind of reached a plateau point where nothing is really able to help me anymore. I have lots of products to help me, I have an OBI belt, heating pads, ice packs( if you have endo you know the drill with all the stuff we use to help us) And lately I feel as if they really don’t do much for me. The older I get, the worse I feel. I am in a constant cycle of doctor appointments, pain, depression, medical debt, and disappointment. So this is me asking, is there anyone else out there? That has some of the same problems or struggles as me or feels the same way I do? Or if you work in the medical field and have knowledge about this sort of stuff I’d accept that too. Thank you for taking time to read my post. :)

Yesterday I (M25) visited the Nous Klaer festival in Rotterdam at BRUTUS, a venue next door to BITTER. A club I’ve heard good things of but never went. I’m more familiar with the bigger events like Awakenings, Rotterdam Rave or free your mind but never had a “school”-like techno experience. This will be a review of someone who doesn’t have any experience in this scene and experiences it for the first time. A friend of mine who has been yapping on about her school time invited me to this festival and I’m forever in her debt because this festival raised the bar for me.
Location
A short walk from Marconiplein is an industrial site with different creative venues, setting the mood for a night of unfiltered artistic expression and vibrant energy. You entered through a beautiful sculpture garden with some wacky statues and get instantly drawn in into the first stage, a big open space perfect for a sundown set. The second stage was inside a warehouse with high ceilings and pillars, filled with smoke and lasers this stage was mesmerizing. If you entered a small door at the end of the cathedral and pass through a tunnel you can get to the third stage, disco inferno. Called after the exposition that was around it, a fascinating contraption that I didn’t understand but kept my mind guessing. Finally for the the people who like intimate sets there was the rave keet, a small ten by five meter cabin that shakes when everybody bounces. Big shout out to the organizers for this whole setup, it was perfect for walking circles, side questing and making you linger at places.

Music
This is the good shit, this is where this festival and the line up shines. Like I said I’m used to commercial DJs who just do transition mixes, but this was the real thing. DJs creating soundscapes with loops and basic sounds to a point where you don’t know what sounds come from the left or right deck. Highlights for me were Nelly b2b Tammo Hesselink, two different sounds that compliment each other. The trancey sounds of Nelly with the berlin sound of Tammo set the stage for the rest of the day. Hilbert played in the bowels of the festival in the disco inferno. Apparently it was the first time for the man in a long time, but you wouldn’t have noticed. The man was doing his magic live, constantly reusing different sounds in different orders making you hyped when a bass pattern came around again. During Konduku B2B Mary Lake in the concrete cathedral someone said to me, “this is total berlin vibes” and I totally believed him even though I’ve never been there. The hard beats hit the dancefloor in the cathedral like a priest delivering a sermon to the faithful. And I could only follow his lead and dance the sins away. If this is that berlin vibe that everybody keeps talking about I really need to make a pilgrims journey to the city. Finally John Talabot came to tear up the dancefloor outside and I don’t even know how to describe this, he played a mix of tribal, techno and drum and bass, I think? Never heard anything like it and I’m afraid I won’t find anything like it for a long time. This man is insane and everyone should experience this live. I’m literally speechless about this set.

Atmosphere
When you’re used to a crowd of buff muscles dudes and Instagram girl ravers it felt like a breath of fresh air to see and feel the diversity of this crowd. Cool outfits, funny personalities and everyone being open for a conversation of course but you could tell the people who went here were the people of the good life. The people who don’t just go to get fucked up but enjoy the day and most importantly the music. Even though some people were having conversations right in the middle of the dancefloor sometimes, you could always find a spot to space out and rave with people who vibe like you. I’m not a social butterfly like my friend, so I lost her at some point but that didn’t matter because I ended up dancing like manic with the other big dancers somewhere in the back. I make big movements when I dance and can easily push against people or accidently knock them, but everytime it happened people were like “Nah man you’re the good vibes, enjoy your time”. Final shoutout to the left front, lit as always no matter what stage. The vibe was great for people who just like to dance, great for people who prefer to socialize and for people who like to sidequest.
I can’t wait for the future events of nous klear, don’t know if they do more things like this at this venue but I could see myself becoming a regular at maybe the coolest festival I’ve been in my own town. Definitely going to end up in my top five festivals. For an event so small it left a huge impact on me. For people who were there too, if you saw a tall guy with long blonde hair, bandana, watermelon t shirt and probably dancing like a mental patient it was fun to experience this with you all and I can’t wait till next time.

Synopsis:
An engineer from earth blends science and magic to achieve greatness in another world where skills and levels reign supreme.
—
Ethan was just a plain old engineer, but everything changed when he was reborn into a world of skills, levels, and magic. With his advanced knowledge far ahead of the time period he finds himself in, this new reincarnated life will be much different than his last, especially because he can construct, deconstruct, and reconstruct runes—something no one else can do.
But with royal politics, looming tax collectors, a mountain of debt, dungeon incursions, cults, and hostile fantasy races mixing together into a cocktail of bullshit that threatens to bury his dreams; Ethan must bridge the gap between steel and sorcery to grow stronger. — What to Expect:
- Weak to very strong progression with a Sword & Magic MC that kicks a whole lotta ass. - Fast pacing. A balance of action galore, politics, kingdom building, and slow-burn runecrafting. - Fun, satisfying moments. An extra shot of happiness when reading. Hardcore wish fulfillment. Hyper competent MC. - MC will trigger an industrial revolution, abolish slavery, revolutionize magic, modernize agriculture, communication, commerce, textile production, education, transportation, sanitation, weapons manufacturing, leisure & entertainment, and medicine. - Dark truths of a medieval-esque society going under change.
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Chapter 10

Ethan surveyed the men before him, schooling his expression. Cedric was one of his advisors, a lean man, taller than the average in Holden, and wiry, but with the unmistakable long and callused fingers of someone well skilled with a bow. It was odd to see such features, but Ethan wasn’t one to point it out or talk about it. A perpetual worried crease etched between his brows; he shuffled a stack of parchments.
Beside him, Roland stood with a hand on the pommel of his sword—a habit Ethan had grown accustomed to. Leaning back, Ethan opened his mouth.
“Alright, gentlemen. Let’s get through this.”
Cedric cleared his throat. “First, my lord, the harvest report.” He unfolded the top parchment. “The rains were late this year, my lord. We’re looking at a significant shortfall in barley and oats.”
Ethan frowned. “Roland,” he switched focus. “The scouting report on the bandits? Has Sir Thomas revealed something? What about the brigands?”
“Sir Thomas has been tight-lipped. The brigands have been bolder, my lord. Spotted them harassing farmsteads near Holden’s western border.
“Have we identified the culprits?”
“No, my Lord. But they seem organized, well-equipped. Too well-equipped, I might say.”
Ethan drummed his fingers on the desk. This wasn’t your typical ragtag group of cutthroats, that much was clear. “Some sort of a group, then.”
“Yes.”
“Mobilize a patrol. Set a few archers down range. Kill the bandits on sight, we can’t have them acting bolder.”
Roland nodded, his chin bobbing, face emotionless.
“Any other news? Have we received word from the neighboring barons regarding the proposed trade agreement?” Ethan asked.
“Yes, my lord. Sir Jack informed me that one of his ravens returned this morning; he says they spotted two men bearing the crest of the crown—”
“Tax collectors,” Ethan interrupted. “They should already be in Siez by now, then.”
Siez was a city two weeks’ ride from Holden.
“Well then, we must do something about the harvest,” Ethan murmured. He had some ideas, but all of them would require money.
“As for trade... Everyone has denied, like usual. Lord Ashton has been with Holden since Lord Baelgard’s death, but even he appears hesitant now. Cites concerns about the quality of our goods.”
“Hmm. Excuses.” Ethan sighed. “He doesn’t want to work with us anymore. He’s likely receiving pressure; I don’t blame him. I’ve offended quite a lot of nobles in my... teen years.”
Ethan cleared his throat. “We’ll send another sample,” Ethan decided, his voice firm. “Along with a personal letter outlining the benefits of trade with Holden, only this time, including soap; I’m sure he’ll latch onto the opportunity if he has some foresight.”
Ashton was playing politics, but they couldn’t afford to alienate their only potential trading partner.
The rest of the morning was spent in a similar vein—discussing minor squabbles amongst the populace, a few dead bodies that were reported, potential repairs needed on the crumbling town walls, and other matters regarding Holden.
***
Ethan entered the space sectioned off by iron grills inside the quarantined house in the outskirts of Holden. Covering his in a mask, he stepped over the grills, into the open hall with rows of beds lining both sides. He was here to take a look at the patients and if they were getting treated. They were. Undoubtedly. Some even showed signs of recovery. They stood up spotting him, then bowed.
“Lord Theodore! What an honor!” A woman said, then burst into tears holding onto her daughter’s hand. “Thank you for letting me live, Lord.” She sobbed as she buried her face on the sleeping child.
Ethan frowned, feeling uncomfortable. They hadn’t gone past their third stages of the disease. They weren’t even on their second one. That was why it’d been easier to treat them.
“Yes, my lord,” a man joined them, speaking. “You’re the only noble that’s spared us peasants a glance. Truly, thank you.”
Feeling even more uncomfortable, Ethan gently placed a hand on his shoulder. “I only hope you all get better.”
They smiled as he smiled back through the mask. Ethan quickly made his way out, then furrowed his brows as he met Miller outside. “Miller, why have you not pulled out those that have recovered? Letting them stay inside would only get them infected again or cause their condition to worsen.”
Miller’s face turned white. “My—my lord, but—but we cannot just remove them!” He took a deep breath. “If we let them go, they could infect others in Holden. If those infected catch wind of their neighbors recovering, wouldn’t they try to force their way into quarantine just to get healed and recover?” His eyes turned shifty, showing some sort of apprehension and panic.
Ethan glared. “Miller, you’re smart, are you not?” He narrowed his eyes. “Get them out of here, as soon as possible. I ordered everyone infected be brought in, logistics be damned! I’m paying it out of my pockets! You need not worry about those that might be infected. What do you even mean? We’re constantly on the lookout, if we found someone, they’d be here already.”
“Yes, about that, my lord,” Miller said nervously, looking away. “People fear. Many would rather stay quiet than let others know if they’re infected. Plus, it’s easier said than done. My men would get attacked. Anyone can get killed easily, they’re not Classed. or a large horde of desperate people might push forward in an instant.”
Ethan didn’t say anything. Gulping, Miller continued.
“And, my men are too few. There are not enough men to patrol and get the affected. Not to mention people would riot against it, fearing their loved ones are getting slaughtered for some ritual and that there’s no salvation. Especially given that a few dead bodies have been found recently,” Miller bowed, swallowed. “Forgive me for saying this, my lord, but people do not trust you.”
Miller slumped against his chair, staring at the ceiling. Ethan silently took his seat, thinking over what Miller had said. In the end, he could only sigh. “Get every infected here, do not worry about aurums.” It costed a lot of money—aurums—to get people treated. However, it wasn’t that much. Taking a moment to gather his thoughts, Ethan changed the subject. “Miller,” Ethan said. “How’re tests going?”
Miller frowned, a finger on his chin as he hummed thoughtfully. “We’ve encountered an issue; mostly with the later stage tainted. We’d expected it, too, however, we need some kind of a solution.”
“What issue?”
“Their skin is rotting; we cannot just have them use soap and hot water to keep clean. There needs to be something to address their wounds directly, first.” Miller sighed. “A [Healer], perhaps. But they’re expensive, my Lord. I am not sure if that is what you would want. Not to mention, another issue is that Sir Jack has yet to build something he calls nexus—he says you would know what that is. He’s currently using himself as said nexus, but says he would need to talk to you on that matter later to figure out some solution.”
“Is that so?” Ethan hummed, reclining back into his chair. Hiring a [Healer] would indeed be a pain. He was already paying Jack quite the sum each day, not to mention the [Beast Tamer] he’d had to hire to take care of Wynd. If he were to hire a [Healer] now, it would make a dent on his pockets that he wouldn’t be able to recover from. Not to mention, he needed to worry more about the financial situation now—the tax collectors would be arriving sooner or later, and the Merchants Guild would want their debt paid with interest. He couldn’t be stuck in a rut of indebtedness forever.
That said, soap would be excellent for the majority of the populace, the only time there would be an issue would be when someone’s already at the stage where their flesh starts to rot. If there were something, he had to consider it*... Are there alternatives?*
Unlikely.
Ethan took a breath, then leaned back into his chair, steepling his hands. What do I currently need?
Money. Money would solve a lot of his issues. Ethan hummed, stood up, then turned on his heel and walked out. Before getting out, however, he looked over his shoulder. “Tell Jack to keep working on updating the base spell. Make it more efficient, if possible. Leave the rest to me.”
I’ll figure something out...
He needed to—he wanted to.
Roland stood outside the carriage, and as he saw Ethan approaching, he turned to him. “My Lord.”
“Roland, let’s go,” Ethan said, grabbing the carriage’s handle, pulling the door open, and climbing inside. “We have work to do.”
“As you wish, my Lord.”
Reclined against the cushioned seat of the carriage, Ethan hummed. The solution to getting more money was rather simple.
My masterpiece needs to hit the market. Ethan smiled.
***
Ethan settled into a routine; he’d wake up with the first rays of sunlight filtering through his window. He’d stretch, and feel the satisfying pops in his back before heading outside to find Wynd already waiting for him, tail wagging excitedly. They’d take a brisk run through the dewy field. Ethan would spend a good hour playing with Wynd. The [Beast Tamer] Grandma Millie had a natural connection with Wynd, and Ethan was learning to understand how to handle a wolf under her guidance. Ethan knew that Wynd wasn’t quite a normal magical beast, heck, he was sure that Wynd would sooner or later hit some kind of magical puberty that’ll sky rocket his intelligence and allow him to speak or whatever, but regardless of everything, learning how to handle him was a good move. He was, after all, quite like a pet right now.
Regardless, he’d practice the [Elemental Spells] he knew: fire and water.
One day, he finally leveled it up.
[Elemental Spells] — Lvl 9 -> Lvl 10!
Warning: Level cap for [Elemental Spells] reached; satisfy the conditions to upgrade [Elemental Spells].
Interesting. Ethan thought, rubbing his chin. However, given that there was no information, he was confused so as to how to satisfy said conditions. I will figure it out, he shrugged, for now, I need to learn the other elements first.
Aside from that particular day’s highlight, his routine would continue as usual. After a satisfying breakfast, it would be time to get down to business. He’d perfected the basic soap recipe, and now it was time to ramp up production. With the success in making the first batch of soap, and the thought of making money, quick, in his mind, he’d started working extra hard to get more soap made. He found himself busier than ever. He’d sit in there for hours and create rune motes after rune motes. One by one, they’d materialize on top of his palms, swirling tiny fireflies.
Just like usual, one particular day, he was creating rune motes.
Ten… twenty… thirty… his brow furrowed in concentration.
Forty… fifty… and then, sixty rune motes. [Basic Rune Creation] skill leveled up, too, and a satisfied grin spread across his face the two times it did level up.
[Basic Rune Creation] – Lvl 5 -> Lvl 6!
[Basic Rune Creation] – Lvl 6 -> Lvl 7!
The number of motes he could create and the speed at which he did it had noticeably improved after each level. It drained his mana reserves daily. He’d often find himself with a dull ache behind his eyes, but he’d pushed on regardless, ignoring the beginnings of a headache and sometimes it’d blow into a full-blown migraine due to his stubbornness.
One such afternoon, as he slumped, massaging his temples, an idea struck him.
“Meditation,” he murmured. Perhaps focusing his mind inward, like calming a churning lake, could help manage his mana pool. It was usually like that in those novels he used to read back in middle school.
The first few days were frustrating. He sat cross-legged on a cushion, eyes closed, trying to clear his mind, but his thoughts kept flitting back to the ever-growing pile of soap base and the dwindling supply of rune motes (Jack hadn’t disappointed him, after all; the man was fast and his money’s worth, if not more. In fact, Ethan found it harder to keep up). Just as he was getting frustrated, a warmth bloomed within him, a gentle hum that resonated deep within something he could only describe as a core. He cracked open his eyes, a surprised gasp escaping his lips.
A notification appeared before him.
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The TD Branch manager, their customer service department... they all say there's no way to contact TD's legal department and that they'll only deal with the courts. Is this true? I've got a letter from a lawyer stating that ODSP funds cannot be garnished or seized. But there seems to be no way to get the information to TD that I'm on ODSP and that the mandate from the Quebec court to seize the entirety of my dental fund savings is therefore not valid. Any direction on this would be appreciated, as the funds are to be garnished Tuesday and over the past 15 days, I've not been able to secure a Quebec lawyer to fight back.
For backstory: A Quebec court order resulted in my bank account being frozen 13 days ago, they're two days away from garnishing all the funds I've been painstakingly saving up for dental implants after losing nearly all my teeth to a lifetime of poverty and health issues.
I live in Ontario but have a debt with the Quebec government from back when I lived across the river and received welfare. At the time, I was trying to start a non profit organization and received a few thousand dollars from friends and acquaintances who believed in my goal to eventually get off assistance by starting something that could eventually lead to gainful employment. I was nowhere near the point of even covering the organization's expenses (much of which I paid out of pocket or put on my credit cards) but I received a few thousand dollars over several years, from friends and acquaintance who believed in my vision. These were funds given to me in trust for the explicit use of activism, recruitment materials, and travel to conferences to generate further interest in the project.
Unfortunately, the Quebec government claimed that these funds were "undeclared income". They claimed I was therefore not eligible for government assistance during the months I had "too much income" and they demanded those months of welfare support back. It goes without saying that if I had used the funds for my own personal expenses, as the government claims I should've done, that I would've betrayed the trust of those who donated to my vision. But I couldn't convince the government of that. (Edit to clarify: The donations were spent on the start-up attempts, including pamphlets, info tables at conferences, hosting fees etc. I used welfare for living expenses, I used the donations for the organization's expenses and I kept detailed records of all expenses - which I shared with Quebec government. The government claims I should've used the donations for my personal expenses instead of having welfare. Nobody was giving me money for my personal expenses, it wasn't income.)
After they combed through several years of bank statements, the government came up with an amount of more than $5000 that they wanted to reclaim for months they considered me ineligible for assistance. In many instances their calculations were flawed, claiming amounts that I had already declared and received legitimately (for instance an honorarium plus flight reimbursement that they claimed I didn't report, in spite of several letters back and forth proving the contrary). In other cases, GST and tax rebate checks were counted against me when these are supposed to be exempt!
I never got my day in court. Due to disability, I missed my 2022 court date at the Tribunal Administrative du Quebec (TAQ) and a decision was rendered against me in my absence. I didn't know that my legal aid lawyer could've requested a new date, given that it was disability related absence, nor that I had the option to protest the decision at a higher court within a "reasonable delay" (considered to be 30-60 days). I felt the frustration at never having had the chance to clear my name and prove I'd done nothing wrong, but I thought that so long as I lived in Ontario, the undeserved debt with the Quebec government would stay in Quebec.
It wasn't until 2 weeks ago, when I discovered my groceries were no longer showing up, that I learned my account had been frozen and that the Quebec government plans to seize more than $10,000 (nearly double the principle in interest fees and court fees!) which I had been painstakingly saving for future dental restorations over many years.
On ODSP we're allowed to receive gifts/loans up to $10,000 per year and having up to $40,000 in savings. I'm well below those limits. The problem is that while ODSP funds (hopefully) can't be garnished, gifts and loans might not be exempt. I also received some federal student grants (yet another fruitless attempt at improving my state in life) which I may not have entirely spent down, as I was holding off on big expenses for school, like a new computer and still have courses I need to retake. I'm going to need at least $30,000 or $40,000 to replace what a lifetime of undiagnosed disabilities and on-off homeless cost my teeth, so I can't afford to lose any of this $10,000!
I have had 15 days to try to find help with all this. On the Ontario side I now have the aforementioned letters from a probono lawyer and from my ODSP worker that I have no means of delivering to anyone in power at the bank. On the Quebec side, I'd hoped Legal Aid Quebec, whom I finally had an appointment with Friday, would file a motion with the Quebec court to oppose the seizure. Instead, they told me they can't help me cause I have "too much funds in my account to be eligible for legal aid". That's right, the account that's bloody FROZEN and about to be DRAINED by Quebec if nobody intervenes is preventing me from getting legal assistance! While it's frozen I can't even access bank transcripts to prove my income and expenditures. But I'm supposed to somehow use that non-accessible money to hire a lawyer at the 11th hour?!
It hasn't escaped my notice that both the Quebec government and now Legal Aid Quebec are perpetuating the same injustice. The latter wants me to take funds GIVEN IN TRUST for medical reasons, to fight a claimed debt that I incurred as a result of funds GIVEN IN TRUST for a nonprofit startup a decade ago. In both cases, those funds weren't mine to use on anything other than their specific stated intent.
This is what it's like to try to navigate life and finances with a disability, all while trying your hardest over several difficult decades to improve your lot in life. Justice isn't blind, she's just too prejudiced to see disabled people as anything other than criminals who deserve a life sentence of absolute poverty.
Thank you in advance for any helpful information!

Hey all, I recognize that I should have payed the toll immediately but it slipped my mind. However, there was only a few weeks between receiving the initial violation notice and the notice of collection, timeline below:
April 4th: toll violation occurred
Mid/Late May: notified of toll via mail
June 4th: notice of assignment to collection agency sent to me (received today)
Are there serious concerns about a hit to the credit? Debt was paid immediately this morning upon receiving the notice. Anything I need to make sure I do along the way? TIA.

Hello Evertonians! I am an FC Barcelona fan, based in Los Angeles, who works in Sports Finance. My neighbor and his wife, who are Evertonians, came over to chat and understand what’s up with the club. It's Saturday night here, and I didn't have anything better to do, so I dug into things.
I will try to simplify things from what I read and the conversations I have heard. I am not involved with the buyout but know folks who are. It's a much smaller industry where everyone knows everyone.
Here we go.
The Debt

• £159 million – MSP Sports Capital
• £225 million – Rights and Media Funding
• £4-5 million – Metro Bank
• £190 million – 777 Partners (Inherited by A Cap)
• £450 million – Moshiri Shareholder Loans

MSP Sports Capital has two distinct security arrangements:

• Assets of Everton Stadium Development Company Limited. This means that in default, MSP can acquire the new stadium to recover their loan. Slightly complicated to explain, but Andy Bell, George Downing, and Moshiri through Blue Sky Capital are also funders of this project.
• Alternatively, MSP has an option to acquire 50 per cent plus one share of Everton’s issued share capital, which would give MSP majority control over Everton Football Club.

Rights and Media Funding is a five-year rolling credit facility. Think of this as something similar to a credit card. Here is where you get conflicting information. A significant discrepancy in reporting, which in my opinion can be a dealbreaker. A few outlets report this loan is secured by future payments from transfers/media, etc. I likely believe it is secured against Everton’s bank accounts, fixed charges over Everton’s property portfolio (near Goodison Park), and a floating charge over all other unencumbered assets. (Shoutout to The Esk, he is an absolute gem). This RMF debt accrues a 10.25% interest.
These are the loans that Everton will have to pay regardless as they are secured well.
Loans to 777 Partners (Inherited by A Cap) are likely junior to these two loans. In any bankruptcy event, MSP and RMF get paid first before 777 Partners and Moshiri. However, A Cap says their loan is secured and they are senior creditors of the club, which would put them at the same level as MSP and RMF.
The Timing
Something that came up in the chatter was the timing of this takeover. It is interesting as Everton is due to receive prize money payments from the league which are stood at £133 million. This is the money the club receives from the overall competition commercial pool, which is distributed to all the teams, based on a few things, for example, their position in the league table at the end of the season.
Folks involved in financing other clubs have said this payment likely hits before 30th June. There is another payment due in August/September which is the first tranche of payments from the league. (Unsure on this one, but this is what I heard, payment flows vary a lot).
Despite the timing, the payments would go only so far in helping the club and were likely factored in during takeover talks. My bet is the takeover is likely to complete before 30th June, or at least a structure is agreed upon. 30th June is the deadline used for accessing Premier League Profit & Sustainability Rules (PSR) compliance.
If deals can be done before that “deadline”, they fall within transfers for the 2023/24 season and are included in the club’s financial accounts for last season, rather than moving into the new campaign. If the plan of the new owners is to recapitalize the team, pay down some debt, and sell players to avoid another PSR violation penalty, my bet is the deal gets done before June 30th.
The Sale
The Buyers As of today, June 8 11:00 pm PDT, here are the potential suitors:

• Andy Bell, George Downing, backed by BDT & MSD Partners (More on this later)
• A consortium led by MSP Sports Capital
• Vatche Manoukian and Investors from Gulf and USA
• John Textor, founder of Eagle Football, owns 45% of Crystal Palace
• Dan Friedkin, Owner of AS Roma

Hear rumblings of another group, but almost everyone is looking to finance the takeover using debt along with equity. Many suitors will be willing to provide debt-based financing for the purchase, hence allegiances are bound to change.
The Possibilities
Here are the things that can happen. I am simplifying this to the bare minimums. The actual deals are complicated af and take months to put up and months to complete.
Possibility I: New Owner comes in, pays all debt, and recapitalizes the team
Highly unlikely. The Premier League is a lucrative league for almost every single private equity investor. It’s the league that is expected to continue to grow and firms take less downside risk when buying a team versus a team in a league like Serie A.
However, this would cost any new owner over £1 billion. My bet it costs somewhere around £1.3 billion. Deals of this size happen, but Everton is in a unique position and negotiating from a position of weakness. In my opinion, only someone in the Middle East or a single buyer would be able to pull this through. No one in private equity would commit to this, as they are all answerable to their investors.
Simply put, Everton is not worth £1.3 billion.
Possibility II: New Owner comes in and negotiates with creditors
A likely option. In this case, a new owner comes in and negotiates with the creditors to either forego some of this debt or restructure it over an extremely long period of time at low rates. This would make Everton a more lucrative option. However, the club would still owe a lot of money over the long run and will be paying interest on that loan.
This would mean Everton is run like a lean machine for a few years, with fewer resources going towards things like player transfers, etc. It would, however, still be able to stay afloat.
Possibility III: MSP Capital exercise the option to take majority control of Everton
Another likely option. More likely than Possibility II. MSP Capital takes majority control and would, in all honesty, look to buy out Moshiri. They will need a lot of capital, and they are already pulling strings, putting up their stake in FC Augsburg for sale last week. MSP buy out Moshiri, restructure some of the debt, and put up some more capital. They would likely clear the RMF loan first.
The managing partner of MSP Sports Capital, Jeff Moorad, was a professor of mine in a class I took at UCLA. He is an absolute beast, and an amazing dude to hang with. Unbiased view, MSP is actually highly respected in the industry, and widely regarded as having a razor sharp approach to finance.
They are known to take long positions, but I think Everton would likely be a position they hold for the short term, IF they go alone on this deal. (This is my take, not Professor Moorad). It would be akin to what Elliott Investment Management did with AC Milan when their Chinese owners backed out. They would step in, stabilize the ship, hope the new stadium attracts enough new commercial and matchday revenue, and sell the team to another buyer recovering some of their investment. What Elliott did with AC Milan was absolutely legendary, and in no world would Gerry Cardinale and RedBird have bought AC Milan had Elliott not done its job.
INSIDE INFO HERE: I cannot reveal others in the MSP Sports Capital consortium. Texted a former colleague who is at the firm that are bidders with MSP. If the consortium is agreed upon, MSP comes in with others, who are capable of buying majority control, and running Everton over the long term. MSP in this case would still retain a minority stake. The new stadium holds the key to this deal.
Possibility IV: Everton goes into administration
Cannot rate this option or its likelihood. Let me walk you through this. Administration is a major taboo in the football world, but something extremely common in finance. It is a way for a firm to basically restructure its debt and get back to good health. It does not mean the club ceases to exist.
The preferred way that things are done is through a method called ‘company voluntary arrangement’ (CVA). In a CVA, a deal is put forth, which creditors vote on, usually giving them less money than they are owed, with voting power decided based on seniority. In this case, MSP and RMF would get more votes in the say versus A-Cap and Moshiri.
CVAs are extremely common in the EFL and other leagues, with advisory firms literally minting millions every year, doing nothing but advising teams here. In the Premier League, only Portsmouth has ever gone into administration. Going into administration would see 9 points being docked at the start of next season for Everton.
The Pros of this approach:

• Everton sheds a ton of debt. This would make it extremely attractive for someone to buy the club.
• The reduced debt will likely be restructured over the long run, hence a free-spending owner coming in can actually devote more money to things like rebuilding the squad, enhancing facilities, hiring more staffers, and growing the club.

The Cons:

• A ton of people likely get fired at Everton, as the club must break even.
• The club cannot spend any more money on signings. They may even sell players.
• Local businesses are affected the most, these are folks who provide things like catering services, produce, florists, etc.
• The Big Kahuna: Going into administration can trigger certain clauses in player contracts that allow them to leave for free. I have seen it happen with teams in the EFL, but the situation remains subjective. Any player with such a clause would need assurances from the new owners before the takeover is complete.

There are some speculations online as this being the preferred way in for new owners. I doubt it, but the threat of administration is enough for even the world’s biggest banks/financiers to come to the negotiating table. Every possible new owner would hold this gun over Moshiri’s head, to get him to agree to a deal, and forgo as much of his loans.
Some Questions I think are FAQs
Is Michael Dell buying Everton?
No, Michael Dell is not buying Everton. Michael Dell’s family office is DFO Management, which was formerly known as MSD Capital. MSD Capital was Michael Dell’s family office, meaning it exclusively invested his money. However, in 2009, MSD Capital opened up to outside investors and became an investment firm of its own. In 2023, MSD merged with BDT to create BDT+MSD, the firm that is backing the Bell and Downing bid.
They do still invest some of Dell’s money, and Dell may be their biggest investor, but as far as I know, BDT is huge itself, managing some of the capital from the Walton Family (Walmart), the Pritzkers, and the Mars Family. BDT’s founder, Byron Trott, is worth about $3.2 billion alone. Trott is considered a legend at Goldman, where he helped Buffett structure his investment in Goldman Sachs during the financial crisis of 2008. One of my ex-bosses worked at Goldman during this period under Trott’s team and considers him a legend, even saying he single-handedly saved Goldman Sachs by convincing Buffett to invest and structuring some wild deals.
One thing I know for sure is BDT+MSD would likely pursue a debt-based financing structure. They are not built to go heavy into equity-based financing for sports teams. BDT+MSD have already done a bunch of debt-based deals; Everton won’t be different. In the scenario where Bell and Downing succeed in taking over, Everton would likely owe a lot of money to BDT+MSD.
Would Bell and Downing with BDT+MSD make sense?
My take here is no. Running a football club is no joke. Even though Bell and Downing being Evertonians makes it ideal, I am not entirely convinced of their ability to run a team. Everton would still be severely constrained financially, as they would owe money to BDT+MSD, and Bell and Downing wouldn’t be able to pump a lot of cash into the business from their end.
There is nothing that guarantees Everton will not see the same scenario as it does now, three years after Bell and Downing take over. Private equity folks make sense, as they come in knowing they may know other clubs but don’t know much about Everton. They will, by default, bring on Evertonians on the board, and will have much more incentive to run it over the long term, as the only way they see a return is through actually growing the club economically, which only means a better Everton on and off the pitch.
Are BDT+MSD backing only Bell and Downing?
No, BDT+MSD are free to back anyone in the contention. They are committing to debt-based financing, so as long as the buyer is credible enough, they should have no problem going ahead. Considering they are backing Bell and Downing, I would be surprised if others in the race did not get better financing terms.
As I said, allegiances in debt-based financing are fluid. The hard truth here is BDT+MSD would likely be calling up other potential buyers who bid to see if BDT+MSD can provide financing for their deal. Debt-based financing for a Premier League club is pretty much a dream scenario for any firm, as the underlying asset securing the loan is more stable than in other deals.
Simply put, BDT+MSD are not competing with other potential buyers; they are competing with firms like JP Morgan, Sixth Street, Ares, Arctos, etc., who may want to front one of the buyers.
What’s up with A-Capital?
I do not know. Conflicting things online. I doubt A-Capital will get to invest anything more in Everton, through debt or through equity. I also read that their financial position is under question as the rating they rely on no longer reflects their financial standing. However, I still do not know what there position is.
Who do I want to see win the bid?
Biased towards MSP Sports Partners because of Jeff Moorad. If they pull the consortium through, and the other investors take over the majority club, all I can say is Everton would be lucky. That being said, there are plenty of other people willing to buy Everton with MSP. As of now, the one most likely, along with MSP, would be a dream scenario.
Also, it wont take time for someone entirely new to emerge as a suitor. That is how consortium works. People are surprised, but its literally like texting friends to pitch in and creating a group chat. Things happen over Telegram/Whatsapp/Signal. My boss had once raised $xxx million for a deal texting the LP in the deal. The conversation went along these lines.
Prospectus sent over Mail + WhatsApp
My Boss : What do you think?
LP : $xxx m 👍
LP : Jeff also $xx m and Jake $xx m 🤝🤝
I can bet there are plenty of group chats of potential consortiums that may enter bidding. Everton FC is low-key a bargain, the debt will eventually get restructured. There are plenty of more messy restructurings that have happened in Finance before. Creditors eventually cave, but its a dogfight.
Enough written. Feel free to drop any Qs you may have, I will answer them to the best of my ability and knowledge of Everton’s finances. Massive shout to The Esk. The guy seems incredibly passionate about Everton.
I really hope you guys pull through, I know you will.
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Update 1: As I have said, I am not an insider on this deal. I know a few things, and literally just put together things I read and what I think from what I saw. In my role, I help evaluate options. You will be surprised despite going through a 200 page document and coming up with a thesis how quickly things change when new information emerges in the space. My view isnt worth shit.
Update 2 : Someone sent me a link from The People Forum. I am not The Esk. I do not know The Esk. Although, I stand by my statement that I think he is a massive fan and a Gem for trying to dig deeper. I do not endorse his views, I am yet to read them. I did take a few figures and facts from his article but double-checked validity.
Update 3 : I apologize for being overtly critical of Bell and Downing. It is funny how sometimes being totally objective can make you insensitive towards intangibles. From what I read here, they are absolute legends too. I hope the new owners find a place for them in the club. I still think PE makes more sense, and any multi-club ownership will actually work to Everton’s favor since it would be on top of the food-chain for the fund. There is nothing better than the PL.
Update 4: Yes, as I said I am biased towards MSP because I took Moorad’s class. I am biased towards them from the current options. I might have a different POV if someone new comes up, until I actually get the confirmation that their consortium is on and set on paper.
Update 5: It is 9:00 am in LA, and I have not slept all night. My partners have called for a meeting at 11:30 am. I am off to bed. Not odd at all but what if they are cooking something? 😂

So I haven't seen this asked.
I filed taxes in Jan and received my funds in March. I paid my mother back $600 and then $520. And used $194 for school clothes for my daughter. The rest I saved in cash because I had to pay out of pocket for college tuition for summer. My husband and I did not decide to apply for chapter 7 bankruptcy until the end of April. So we are in June and we just now paid our lawyer today and we have yet filed officially. I put the money I saved in cash from my taxes in my account last month ($4,400) and paid my summer tuition - I did a payment plan so it shows 3 seperate transactions. Will this affect our bankruptcy? I still have to pay $1,900 which my husband pulled out of his 401k so that'll be another large transaction. I graduate in December - will the trustee say I should have put my education on hold to pay my debt? I'm unemployed and have been since September in order to finish school faster.
We didn't want to file until September but my husband is being sued my a creditor so it scared us. I also have to pay out of pocket for my Fall semester in August and it's probably going to be around $9,000 which again my husband is pulling out of his 401k in July. Does any of this matter? I'm just afraid of filing then being denied because I have to pay for college out of pocket.
My husband makes around $60,000 yearly and I'm unemployed and we have 1 child. Does these 401k withdrawals affect our means test?

Should I file for bankruptcy or pay back the $18,000 in debt I’ve accumulated.
Background is I was going to off myself and accumulated all that debt. I have really intense anxiety and depression that’s really gotten in the way.
I went to school but had so many problems with my mental health I couldn’t hold down a job.
I’m happy I got some help and I’m back in the land of the living but with debt.
Now im working in retail. I know I want to go back to school but im not sure if declaring bankruptcy is best for me and rebuild my credit (unsure if this impacts the ability to get student loans) or pay it off ( most of my debt is already in collections) and figure out some plan.
TLDR; I had bad mental health problems that accumulated my debt. I’m wondering should I declare (have space to breath) but potentially not be able to get a place or student loans or work to pay it off (how to talk to collections, it would take me 1yr)

I feel bad about being upset about this. My dog is 12 years old and has cancer. He's been struggling for about a year and got diagnosed about three months ago. I love him and I don't want to see him go, but the surgery cost us 10k usd and even if it worked we're going to have to do it again next year if he even lives that long. As a big dog he's already at or past his time and I don't see the point in making him suffer more. I'm upset because that 10k was supposed to pay for my classes from my last semester at college so I can go back. My parents said that they would pay for everything when I went into school but that didn't happen and now its been long enough that I might not get let back in. I have debt collectors calling me weekly and I'm trying to save up enough money to pay for everything but its just so much. Because of all this we're completely out of money right now and I had to cover the groceries this week out of my savings. There really isn't much I can do and its driving me insane. Worst part about this though is that we were given an opportunity for the dog to join some kind of study where they would pay us 1k and give him treatment for free. Obviously it wasn't guaranteed to work but the lab tests had really good results so the odds were in our favor. Instead they just got the surgery with no notice and we're stuck babysitting the dog 24/7 until he recovers. I'm happy that he's gonna stick around a little longer, but that feeling is overwhelmed completely by the fact that I'm going to have to wait another two years before I have a chance at going back to school. Entering classes as a freshman at 23 is rough and I'm starting to resent my parents and the dog. Idrk what to do other than just throw myself at my work.

Sister passed away unexpectedly last year. 3 months prior she relocated to ON to flee DV and permanently seperate from her spouse. Although she did not file for divorce, it's pretty clear from evidence i gathered she was intending to permanently seperate from him.
Prior to her passing, we had a joint account together since 2018. This allowed me to notice unauthorized transactions in her account a week later she passed away. I notified the bank and filed a police report. The bank then put the account "deposit-only" while investigation was ongoing.
Meanwhile, i started getting letters from the CRA listing me as estate asking for repayments. She doesn't have money in her account to pay this but some OW an CCB benefits were still being deposited in her account until i called them to stop 3 months later.
The CRA says because i filled out an authorization form, i can act as her estate.
The ex-partner claims they remarried in 2021 in AB and wants the money deposited in her account but ignores the CRA debt letters as with other obligations as husband.
I recently learned that i am now the sole owner of the account according to the bank but was cautioned not to act as estate without an estate certificate.
Personally, i don't the her ex-partner should be entitled tas my sister was without a doubt, going to seperate from him. I have a letter from CAS and Applications to public housing including address change.
What are my options?

I am a single 36M. I have no children and do not receive government subsidies. I work full time during the day and scheduled 40hrs but paid for 37.5 after unpaid breaks. This allows me to take home a average of $385.00/wk. Rent is $750.00 per month, and I am nine months into a twelve-month lease. I have been current until this month.
During the last four to six weeks, I experienced unforeseen events (Medical, Servicing Debt, Death in the family, and Dropped from Health Insurance) and the cost was staggering. Needless to say I am unable to pay rent for the month of June. Today I receive a letter from my landlord's assistant. The letter states the amount due, and make a vague demand for payment in full by the end period of the letter. Followed by a request that I make arrangements to pack and leave within five days from the date on the letter (06/08/2024) in order to avoid any further legal action.
I would like to know some information on the request to vacate in five days policy. Also, a detailed timeline (first to final notice) of eviction process in New Orleans. As well as general advice on how to talk and negotiate with my landlord that would serve to slow down the process and allow me for much needed time to get current on rent.
Please and Thank You.