Can textfree make international calls

Beermoney India: Money Making Opportunities in India

2015.12.28 18:27 azizsaya Beermoney India: Money Making Opportunities in India

/beermoneyindia is a community for people to discuss mostly online money-making opportunities in India. You could make decent money, but like its namesake, its just beermoney. It is updated as often as something both new and legitimate comes out, so it should always be your first port of call. If you have something to offer that is not on that site, then please post away! We want to hear about it as much as everyone else does.
[link]


2012.12.20 20:36 EunByuL Korean Hip Hop and R&B

Korean Hip Hop and R&B Join us on Discord at https://discord.gg/khiphop
[link]


2009.12.15 08:56 chois r/ar15 - Links, build pics, questions and other tactical or practical information

Welcome to AR15! Share you builds, ask relevant questions, play nice etc.
[link]


2024.05.16 00:39 hunter_1899 It makes me want to self harm

For example the sound of my mom chomping on chips sends me into a self harm spiral. I literally go in my drawer and pop as many pills as I can to get high, it’s that bad.
I also say things I know I’ll regret like “I hope she gets killed by someone”
Idk why certain sounds trigger this. The only other time it was this bad was when I was in the mental hospital, and the sound of music playing on the speaker sent me into a violent rage. They had to turn off the music and I feel so bad about it.
Literally certain sounds just make me black out
submitted by hunter_1899 to misophonia [link] [comments]


2024.05.16 00:39 No-Carry-3701 Managing MS Relapses

Dealing with MS and trying to dodge those pesky relapses? There are ways to manage them and even cut down on how often they hit. Here's the lowdown on keeping those MS relapses in check:
Medication:
First things first, meds are a game-changer. Ever heard of Disease-modifying therapies (DMTs)? They're leading the pack in MS treatment, slashing the number of relapses big time. Different DMTs work in different ways, slowing down the disease's march and protecting your nerves.
Lifestyle:
And don't forget about your overall well-being. Regular exercise, eating right, and managing stress? They're your squad in the MS battle. Studies show they can make a real dent in those relapses.
Vitamin D:
Are you an MS warrior? Well, then, Vitamin D might just become your new BFF. Turns out, low levels of this stuff are linked to more relapses, so consider adding a supplement to your routine.
The Power of Connections:
Let's talk connections. Whether it's your buddies, fam, or a support group, having a solid support network can be a game-changer. They'll give you the emotional boost you need to tackle MS head-on.
Embracing Progress:
Remember, your first try doesn't have to be your last. It's a journey, but many find that these tweaks, combined with medical treatments, pave the way for brighter days. Chat with your doc, craft a plan that clicks for you, and remember – every step forward is progress.
submitted by No-Carry-3701 to u/No-Carry-3701 [link] [comments]


2024.05.16 00:39 Raisinbundoll007 Strategy discussion: Bumble Backfire

Putting this out here for discussion about marketing strategy. Recently Bumble changed its approach so that for the first time men can message women first. (It was known as the only dating app where women make the first move, theoretically protecting them from a lot of garbage they experience on other apps.) There was a backlash to their ad campaign promoting this change. I’ll post a pic of the campaign here, and the text of their auto reply for those who complained, below.
To me….. the crux of where they went wrong is at the core of the role of a brand strategist - and that is to understand the potential customer and existing customer and leverage an insight that will resonate.
In this case they practically did the exact opposite. Ie helpful insights (like those they finally clued into in their email below), were completely ignored. Insights such as “this online dating thing is still really frustrating for everyone!”. Could have been leveraged
What does everyone think? Where did they go wrong? What insight could have led to a great campaign?
##<
Here is their email reply for people who complained — “Hi there, Thanks for reaching out! We made a mistake. Our ads referencing celibacy were an attempt to lean into a community frustrated by modern dating, and instead of bringing joy and humor, we unintentionally did the opposite. Some of the perspectives we heard were: from those who shared that celibacy is the only answer when reproductive rights are continuously restricted; from others for whom celibacy is a choice, one that we respect; from the asexual community, for whom celibacy can have a particular meaning and importance, which should not be diminished. And we are aware that for many, celibacy can be a way of life brought on by harm or trauma. For years, Bumble has passionately stood up for women and marginalized communities, and their right to fully exercise personal choice. We didn't live up to these values with this campaign and we apologize for the harm it caused. So, here's what were doing: We're removing these ads from our global marketing campaign. Bumble will be making a donation to the National Domestic Violence Hotline, among other organizations, as a part of our ongoing efforts to support the work being done around the world to support women, marginalized communities, and those impacted by abuse. We will also be offering these partners this billboard space to display an ad of their choice for the duration of our reserved billboard time. Please keep speaking up and telling us how we can be better. We care about you and will always be here for you. With love and sincere appreciation. Bumble Member Support”
submitted by Raisinbundoll007 to marketing [link] [comments]


2024.05.16 00:38 stockinvest-us GameStop (GME) Stock Overbought and Speculative: Technical and Fundamental Analysis Highlight Risk 📉🔍🎲

🚀 Unlock Exclusive Insights on GME: Get deeper analysis and expert views on GME's latest market trends before you read on. Click Here to Dive In 🌟
Technical Analysis
GameStop Corp. (Ticker: GME) experienced a significant price drop on May 15, 2024, closing at $39.55, down by $9.20 or 18.87%. This sharp decline follows a recent price high of $42.35 and marks a substantial deviation from its 50-day and 200-day moving averages (both approximately $14.01 and $15.34, respectively). The Relative Strength Index (RSI14) is highly elevated at 78, indicating that the stock is currently overbought. The MACD for the past three months stands at 2.12, showing a positive trend but one that may be becoming extended. The Average True Range (ATR) at 15.49 suggests high volatility.
For the next trading day, the key support level to monitor is $30.45, while resistance is pegged at $48.75. Given the extreme volatility and high trading volumes—125.89 million shares exchanged compared to an average of 13.48 million—further price swings are expected. The near-term technical outlook remains highly volatile and speculative.
Fundamental Analysis
GameStop's market capitalization stands at $12.11 billion. Earnings per share (EPS) is recorded at $0.02, resulting in a Price-to-Earnings (PE) ratio of 1977.50—a number that suggests extremely high valuation relative to earnings. Notably, the company has a discounted cash flow (DCF) value of approximately -$18.90, indicating inherent overvaluation and potential cash flow challenges.
Analysts' targets present a broad range for GME, from a low of $5.60 to a high of $25.00, with a median at $15.30. The median target is significantly lower than the current price, aligning with the consensus 'Hold' rating from analysts. With the next earnings announcement scheduled for June 5, 2024, the stock is likely to see heightened speculation and volatility.
News Impact
Recent news highlights significant trading volumes driven by retail enthusiasm and speculative trading. The surge was bolstered by Renaissance Technologies' increased stake, interpreted by some investors as a positive signal of potential upside. Yet the frenzy associated with meme stocks can lead to rapid and unpredictable price movements, making the fundamentals less relevant in the short term.
Intrinsic Value and Long-Term Potential
Given a DCF significantly in the negative and an overstretched PE ratio, the intrinsic value of GME is questionable. These indicators suggest that the current stock price is not justified by the company's cash flow or earnings, raising concerns about sustainability. Additionally, the stock's long-term potential appears limited unless there is substantial transformation and profitability improvement within the company.
Overall Evaluation
Given the confluence of technical and fundamental data, GameStop stock appears to be an overbought and highly speculative investment at present levels. Although recent buying by Renaissance Technologies has fueled a meme-stock rally, the underlying financial metrics do not support the current valuation. The near-term outlook is fraught with volatility, and GME remains primarily a trader's stock rather than a long-term investment.
Conclusively, GameStop is assessed as a 'Sell' candidate owing to its overvaluation, high speculatio [...]
👉 Dive deeper into our analysis and predictions! CLICK HERE NOW
submitted by stockinvest-us to StockInvest [link] [comments]


2024.05.16 00:38 stonedinnewyork Experience with Skinvive?

Experience with Skinvive?
god bless my dermatologist bf. He brings home a bunch of US marketed fillers and toxins but hasn't baby-proofed the house. So get to drink the draino thats under the skin and then go crying to him if we need to call poison control.
The most recent addition to my lab- Skinvive sample, enough for one treatment.
I was wondering if anyone has had this done, if they have advice on the facial mapping of injections (I know it will be a grid patterning on my cheeks about 0.5cm apart, between epi and dermal layer) or any additional advice before i frankenstien my face with this
I was also wondering for that matter- if there were also HA injectables people liked that could be substituted if I like this effect.
Finally, I want to eventually move onto Rejuran and was also curious if anyone had thoughts on this. I heard it hurts like a bitch but with 10% topical and maybe even a nerve blocker im wondering if I could do this myself...
Final note- im a medical student. And while this actually makes me dumber than the non-medical student because it leads me to believe I can do this without adult supervision, I will say that I have dissected a human face and feel very comfortable with needles/palpating the facial anatomy
Cheers! Thank you so much!
SAMPLE- Not for your gf to fuck around with
submitted by stonedinnewyork to DIYCosmeticProcedures [link] [comments]


2024.05.16 00:38 CocaPepsiPepper How Do the Modern Teens Compare to the Senseis as Teens in a Fight?

Namely Miguel, Robby, Hawk, Sam and Tory compared to Karate Kid movie versions of Daniel, Johnny, Chozen and Mike. If you want you can look at some of the other teens of the show like the Payne brothers and Demetri or the Vietnam War versions of Kreese and Silver.
I think there's a pretty decent discussion to be had here. Johnny, Chozen and Mike Barnes all had years upon years of constant experience by the time they appeared in their respective movies which gives them a pretty solid edge over any teen in the show; Daniel, of course, learned from Mr. Miyagi himself. However, each of the main teens in Cobra Kai have learned Miyagi Do and Cobra Kai styles and have trained under these same characters as adults, which is pretty important since Daniel defeated pretty much all of his antagonists when he was inexperienced using techniques that any of the main teens should be able to pull off, and neither Johnny or Chozen ever learned the opposing style (Mike Barnes never knew Miyagi Do either but he got hired before he ever trained in Cobra Kai, so eh) while Daniel basically hated the Cobra Kai he did learn. To give a quick list for the main ones:
To me, this signals that the modern teens are overall a bit less capable as far as individual styles go, but their superior training for the most part makes up for the experience deficit. And it's not like they're bad at the individual styles they trained primarily in, it's just that the dual-style makes them that much better (rewatch Piper vs Sam in Season 4 for reference). Of course, the movie teens arguably had better fighters as their teachers and a more personal connection with their styles, so that might have also influenced their growth and skills.
So, I don't know. I feel like Season 6 is where we'll definitively see the teens become better than the movie teens, but for now, it's a bit of a toss up. What do y'all think?
submitted by CocaPepsiPepper to cobrakai [link] [comments]


2024.05.16 00:38 Ohhmyguss Bank of America, reopened denied claim.

I recently had my card stolen and opened a claim soon after it happened with BofA. They sent me a text when it happened letting me know that the pin they tried to enter was incorrect. I obviously responded right away saying i didn’t not authorize the charge. I was credited for the amount they used on my card. Just this week i noticed they took all those funds back, and closed my claim. They denied it and their reason for that outcome is because i was on and off my app about 10 times during the course of my card being used which is ridiculous and infuriating. They said i did not have a sense of urgency. Mind you this happened in Vegas at 4am on a Saturday morning. Of course i am going to be checking my account while i notice funds being used. I did not call right away because i didn’t think anyone would be able to assist me at that time. I reopened the claim and sent in the text messages i received from them that prove i did not make those charges. I also sent in a receipt for my i.d renewal because my whole wallet was stolen. What are the chances that they provide a different outcome for the claim? Any help or opinions would be helpful
submitted by Ohhmyguss to BankOfAmerica [link] [comments]


2024.05.16 00:38 19_hours I sometimes have really bad social anxiety. What can I expect at Everett House?

I’ve never been anywhere like it, but I’d like to go out of my comfort zone and redeem the free birthday 60 min. I really don’t know the first thing about how to act there. What can I expect? What should I say? What do I wear? Do people usually make small talk? What less-obvious things should I do or not do?
submitted by 19_hours to askportland [link] [comments]


2024.05.16 00:38 Key-Pangolin-9617 Scripts?

I'm wondering, any of you are familiar with writing scripts for a scene/play? I'd really appreciate if any of you could share thoughts or experiences on it.
I'm a submissive, more experienced than my partner who is a Top. Everytime I play with my partner, she express how she enjoyed it and there are aspects of our everyday life that could be seen as D/s.
There are periods when I just don't think much about bdsm, but right now I'm craving it, and her lack of atittude to initiate or to play more frequently brings tension between us.
We are planning a playdate, and she asked me to tell her what I'd like to do. I think a script would help, but I fear it would make us feel as I'm topping from the bottom, even though I don't really plan to write every line, just give her a structure she can be creative with.
If anyone wants to share about their own experiences being in a relationship like mine, please do. My chat or DM is open to friendly conversations, 100% not sexting or hitting on anyone.
Usual disclaimer about english not being my native language.
submitted by Key-Pangolin-9617 to BDSMsapphic [link] [comments]


2024.05.16 00:38 Big_Fuel9148 Weird foster experience

This is my first time fostering. I was given a beautiful long haired black and white kitty. She has been a sweetheart but the rescue has been very…weird.
First, they gave her to me with poop all over her underside/stomach, her butt, her tail and some on her back. She was matted in random places. I didn’t notice this until I got home because they handed her to me in a crate and then gave me very basic info. I have a resident cat; the information was useless.
So I called, texted, and emailed them to let them know the circumstances. Why was she allowed to leave the rescue like this? They said she got straight off a 14 hour drive to the rescue a couple hours before I picked her up..
Poor thing was so uncomfortable it was depressing. They told me to take her back to the rescue on Friday… mind you it was Saturday when they told me this. So they wanted me to wait almost a week to get her clean and made sure to mention that if I got her groomed myself, they would not reimburse me.
At this point I felt so bad I just bit the bullet and got her cleaned. It was NOT cheap..
Anyways fast forward to today. She had jelly like diarrhea with a concerning amount of blood all over my kitchen floor. And the first couple days I had her, she pooped all over the bathroom floor multiple times. I believe she has severe inflammation. I let them know this; they directed me to their vet — who is overseas at the moment :/
So I texted the vet who told me to give her canned pumpkin and stop giving her wet food. Cool. But then I proceeded to tell her that the kitty is incredibly underweight and is eating anything she lays eyes on (I’m feeding her lots of food every meal). She has even jumped on my counter to rip through her dry food.
I mentioned that I don’t want to free feed her..The vet responded “Definitely free feed adult cats”
Huh??? Every vet I’ve been to with my resident kitty has advised against this. I don’t know if I want to foster with this place anymore.
Yes, I am new to fostering but I am almost 99% percent sure that this is not how this was supposed to go. Very confused.
What do you think?
submitted by Big_Fuel9148 to FosterAnimals [link] [comments]


2024.05.16 00:38 theonlybigrich Throwing distance 8U

My 8 year old has been playing ball since T-ball. He Fields, hits and throws great.
At home he can throw (hard) right at 90’. We work from 25-30ish back to 75-80 and then he lets a few hops off to get to around 90.
When they practice and he’s on short or 3rd, I think he’s nervous to over throw or bad throw from that distance, being he usually plays at 2nd. I’ve saw him throw from short to 1st and it’ll hit 2’ short of the bag. I’m thinking he’s holding back that force to make sure it’s not a wild throw in his mind. I wanted to approach this in the right way and not get him down. I know he’s only 8 but he obviously has the arm to get it there. I appreciate it
submitted by theonlybigrich to Homeplate [link] [comments]


2024.05.16 00:37 Fresh-Solid-1831 Claiming VAT on Fuel

So I have a ltd company and am registered for VAT. I have two employees that have use of company owned vans and as such use them for Buisness use. We are engineers who travel all round the UK. Due to strange hours working sometimes which can be late at night the guys take the vans home always as it makes things much easier from a Buisness perspective. I don’t specifically say they can use them privately but I am sure they do from time to time which I don’t mind.
I currently don’t claim any fuel VAT back for the vehicles because of the ability of them possibly using the vans for private use.
I currently do my own VAT returns and tax management until end of year which is done by the accountant.
I always side on the more cautions approach as I don’t want to claim something I should not and run everything as the rules.
Just wanted to check if I am right on this from a VAT perspective.
submitted by Fresh-Solid-1831 to askVATmate [link] [comments]


2024.05.16 00:37 ExcellentPromotion97 Asking for a friend

Hey y’all. So I have this coworker who I’ve been working with for some time now. I consider her a friend. Let’s call her Sarah. Sarah recently shot her shot with another coworker 🤦‍♀️. We will call him Justin. Now justin has been flirting with her periodically. This is why she is confused. Sarah showed me there conversation and asked me for an opinion. I expressed that he kindly rejected her however she disagrees. (BTW I believe Justin is married. Honestly I’m not sure). Here’s the context of the conversation:
Sarah: “Hi Justin. I hope this means well and you don’t report me to HR 😅. I wanted to tell you that I find you extremely attractive and wanted to know what you thought? Also I hope this doesn’t make you uncomfortable 😣 “
Justin responds:
“Not gonna report you Not gonna happen Not uncomfortable. We are still good and I still need to teach you about those excel sheets. “
This is their conversation verbatim and apparently the excel sheet thing is a joke between the two of them 🤷‍♀️.
What do yall think? Did he kindly reject her or is there something more that I’m missing here.
submitted by ExcellentPromotion97 to coworkerstories [link] [comments]


2024.05.16 00:37 vampiyyre My partner likes me (FtM) better when I'm feminine

I'm hoping to get advice because I feel lost.
My boyfriend knew me before and after my transition and has always been supportive, but recently I've only been able to get positive attention from him when I dress 'feminine' (he likes for me to wear wigs or do makeup with my eyes or even dress in clothing that makes me look feminine). It's not that I hate these things in a way- because I think it can look pretty, but it just dosen't feel like it's me anymore. I like being able to look at pretty clothes or doing a cool look with makeup (especially goth) but it is a serious struggle for me to look at myself when I do these things.
I really like the attention he gives me when I dress fem for him, but it kinda makes me sad when he can't have that same energy for me normally. He's explained it as it's something he dosen't see me in a lot so he gets excited, but today he told me he prefers when I do these feminine things. I asked him if he wants a girlfriend or a boyfriend and he told me he wants me and appreciates both sides.
I feel ashamed being out in public knowing that I'm losing my ability to pass when I used to pass well at the start of the relationship. It's going back to the glares and the second looks when I talk since I have a deeper voice now.
I've been looking at a lot of trans men who are able to embrace femininity but I don't know how to do that without feeling miserable.
submitted by vampiyyre to trans [link] [comments]


2024.05.16 00:37 Johnylongbottoms Having trouble with downloading from mediafire

I’m new to the world of romhacks, so bear with me.
I click on the “Unbound 2.1.1.1” link, and it takes me to a mediafire page with the file I’m supposed to download. I click download, and once it’s done, I get a pop up that says “access to this file is denied” (I’m simplifying the message because I don’t see the point in giving my entire downloads path). No specific reason is given, just saying that it can’t.
I tried turning off my ad blocker and making an account in mediafire but it still didn’t work. Then I decided to change from Firefox to Chrome and it says that it detects a virus in the download link. I’m not sure if this is a false flag or if I’m using an outdated and dangerous link.
Any feedback would be appreciated.
submitted by Johnylongbottoms to PokemonUnbound [link] [comments]


2024.05.16 00:37 Soggy-Platform-476 Friend advice/help

So I wanted to post this because I genuinely want to know if im just crazy but basically I have this friend and he was definitely my best freind i met him 2 years ago and we hit it off and It really feels like we are the same person sometimes lol. Anyway recently I've just found things to be going down hill recently. Im a highschool student in junior year and last year, my sophmore year everything was great I had lots of friends and It felt like everyone loved me and life was up yk. But this year I made the choice to take college in highschool to try and save money and it feels like this was the worst decision i've ever made. Not only have I become irrelevant but I feel so excluded and shunned by everyone I loved and felt so close to. I feel like a big part of this is that I also havent had a phone or way to communicate with most of these people for over a year know because i got grounded and my parents overreacted and are super strict and took it away till this summer. Anyway the main part of this problem was that I was finally invited to go to a party with all of these people and it was fun, but I ended up getting drunk and I put my arm around this girl twice I think, that was literally it, and I had talked to my friend after it and he totally thought she was feeling me and it wasn't like she was uncomfortable or anything is what he said and we had talked the rest of the night. Well a couple days later, apparently she was uncomfortable with it all and she told her friends and they made it out to be this harassing situation and they all thought that I was this weird person, but it wasn't her that was spreading this information, it was one of her friends that was spreading this info, and at this point my friend that this is about was still buddy buddy with her and all her friends, our friends really and he knew who was spreading this stuff, but he refused to tell me, and like we are really close friends and he refused to tell me this simple information and this was the first thing that really put me off. As I thought about it more I realized that he was still buddy buddy with them, and if this is the case I feel like he didn't say anything to defend me because if he did they wouldn't have been too happy with him, but thats just speculation. So after these events and rumors I ended up just being banned from any gatherings with MY FRIENDS just kicked out but he ended up being invited to all these parties and whatnot and ended up gatekeeping that this was happening and i only found out from observation and listening in on others' conversations about it and when i asked him about it he would just lie to my face saying he didn't know what i was talking about even though I knew obviously. And so after all this he still just gravitates more towards that whole group as literally all of my friends have seemed to but here I am just this guy that everyone's forgot about and people think is weird and in 2 weeks they're all going on a sleepover cabin trip that of course I wasn't invited to, and the thing with this is that he knows i want to hang out with my freinds again, and someone ended up canceling, and there was an open spot, but again i dont have any communication with these people so my only knowledge is through him, and basically he told me later that instead of even just trying once to try and argue for me he just tried to convince them to let him bring his gf so they can probably just fuck the entire weekend, (which btw on a side note he snuck into my work w me and his gf, but he made me walk all the way home at like 10:30pm pitch black in the forest so he could have sex with her at my work, but yk :D) anyway i was honestly really hurt by that, and his excuse was they probably dont want you there and would have said no, and also recently my mom has been in the hospital for the past month, and when i texted him about it he just didnt respond, and i know he saw it and i called him out on it as practice and he made some excuse about how he'll be there for me when i need it, but not when my mom is dying obviously, and after this i just realized that whenever i share information about me or my life, i just genuinely done think he cares and i would say 60-70% of the time he just ends up talkign about himself of something in his life and never asks me how i'm doing. But dont get me wrong i still enjoy hanging out with him, and hes fun, and we definitely are connected. So yeah i just wanted to let this out because I want to know if im just overreacting and how other think about this situation because genuinely this is the saddest, most hopeless i've ever been.
submitted by Soggy-Platform-476 to Advice [link] [comments]


2024.05.16 00:37 ArtFuzzy7500 Lottery scenario number two: You can win a large prize on any scratch ticket you buy. But there's a catch....

Any scratch ticket you buy will win you up to $10,000 dollars.
If the ticket has a top prize of less than $10K, you win that prize.
If the scratcher doesn't have a top or secondary prize of $10K, then you win the highest secondary prize that doesn't go over $10k.
So you probably get the picture.
However, in order for any ticket you buy to be a guaranteed winner, you must perform a certain action after buying it, within 30 seconds of being handed the ticket.
You must pee on the floor of the convenience store, I'm view of the cashier and anyone else who is around at the time.
And I don't mean you just pee in your pants and pretend that you had an accident.
I mean you whip it out, expose yourself, and pee on the floor while laughing, making it clear you're doing it on purpose to antagonize them.
If you do not perform that action, then the scratch ticket you just bought will simply be an ordinary scratch ticket purchase,with the odds being whatever they are.
At least one person, the cashier, must witness the action. But whoever else happens to be standing there, if anyone, will see it too.
You cannot personally know the cashier, and you cannot explain your actions in a way that gets you off the hook or arrange it in advance so that the people at the convenience store are expecting it. You cannot do anything to persuade them against taking adverse actions against you, like offering them money to forget about it.
Whatever happens, happens, and if anyone asks, you just have to say, "I thought it would be funny."
Lastly, only one ticket per store per day.
You can BUY more than one scratcher at a time, but only one will be a magical big winner, the others just function by normal payout odds.
Do you do it? If so how often?
submitted by ArtFuzzy7500 to hypotheticalsituation [link] [comments]


2024.05.16 00:37 DizzyPip Overrun??

Hey, fairly new to Legion and always encountering a new rule every game it seems! Would anyone be able to clarify the overrun rule at all. I've seen somewhere that you can make multiple overrun attacks in one turn: https://forums.atomicmassgames.com/topic/10697-overrun-per-unit-or-model/
But when I read the rule it seems like you only make one attack with the unit. Or am I just reading it wrong/missing something?
Cheers!
submitted by DizzyPip to SWlegion [link] [comments]


2024.05.16 00:37 BeingSamJones Jana deleted another story, where she called Allan her co-host. “It’ll make sense next week why”. Did poor KB get the ax so Allan can finally have a paycheck?

Jana deleted another story, where she called Allan her co-host. “It’ll make sense next week why”. Did poor KB get the ax so Allan can finally have a paycheck? submitted by BeingSamJones to SnarkJanaKramer [link] [comments]


2024.05.16 00:36 CityofBlueVial HMO & Follow Up Imaging

Can anyone well versed in HMO insurance (BCBSTX) please help me out on what I'm supposed to do in my situation. This insurance is through the marketplace.
I had to do breast imaging last year and was told to come back in 6 months. When I had the initial imaging done I was using PPO insurance, zero issues.
Now I'm due for my 6 month follow up breast imaging and I'm using HMO (never ever used this type of insurance so totally unfamiliar) so I contacted BCBSTX on what I need to do to get the imaging approved & covered and I am now getting different answers from different agents. I'm so confused and frustrated at this point.
My gynecologist has handled everything to do with ordering and managing my breast care and multiple BCBSTX agents I spoke to said my GYNECOLOGIST would need to send THEM the imaging referral so they could approve it. I've been trying to get my gyno's office to do that for weeks and they've been confused so it's taken forever. I contacted BCBSTX multiple times to confirm I was doing this correctly and multiple agents said this was what needed to be done.
I followed up today again to see if they received a referral and now I'm being told something completely different after weeks of confirming with multiple agents my gyno had to send them referrals...I always do chat so I can save what they tell me. this is what another agent told me I would need to do, this is almost verbatim apart from what I put in parentheses:
  1. Find the imagining center in network that can do the breast imaging
  2. The imaging center need to request the referral from the PCP. You can set the appointment with your PCP and request it (they clarified that my PCP will send them/BCBSTX the referral directly, not sure why they said the imaging center needs to request from them when they say I can request it too).
  3. After they (PCP) send the referral we can approve it
  4. As soon as the referral is approved, you can call us to verify how much services they request and that we approved and also to check the coverage of the service
  5. You can go to the appointment with your imaging center
I don't even trust what these agents tell me anymore and they said they can't escalate it yet because no claim has been submitted. Can someone please confirm if the steps listed above are correct or what is usually supposed to be done in an HMO to get the follow up imaging covered? Any advice is deeply appreciated, thank you.
submitted by CityofBlueVial to HealthInsurance [link] [comments]


2024.05.16 00:36 LightningBats85 My sister doesn't want my opinion on anything but insists on always giving me hers. What should I do?

Not sure if this is the right area to post this. My sister, who is 3 years younger than me, has made it clear that she doesn't want me to give her my opinion or any advice on anything relating to her life - to the extent that if I dare to offer a suggestion or opinion or anything, she suddenly turns nasty and says things like "Until you've sorted your life out, I don't want your opinion!" and "I'm never going to listen to anything you have to say because you don't know anything!" So I hardly ever say anything now, even when she complains about her problems to me. BUT she gives me her views and opinions on things in my life every chance she gets and I have to just take it. It feels completely unfair and is making me feel stressed. I pointed this out to her, but her response was that it's not the same and then she called me a hypocrite, saying that I give her advice that I don't follow myself - which is not actually true. When I try to set boundaries with her she gets nasty. Most times we speak, it ends up becoming an argument which she always blames me for. When I've told her I'd rather we communicate only when it's essential, she doesn't respect my request and 5 minutes wants to talk to me like we're friends, yet we just can't get along and there are only about two subjects I can talk with her about that doesn't lead to an argument. To be honest, I'd rather just not communicate with her, period, but she lives with our parents and I can't see them without seeing her. I can never talk to my parents about anything without her sticking her nose into the conversation if she happens to hear it, and when she does, it always seems like it's just so that she can make out she knows more than me, so she can feel superior. What can I do? I feel like I've tried everything.
submitted by LightningBats85 to Narcissisticfamily [link] [comments]


2024.05.16 00:36 SilentBansh33 Need Help! First Timer

Hello! I need a lot of help trying to pay off my student loans. I have no idea what I am doing. I started paying them late last year (2023). Monthly payment is $217.50 but I pay $250 in two separate payments (2 weeks before the due date and closer to the due date).
Loans info: Direct Sub @ 3.760% interest Direct Sub @ 4.450% interest Direct Sub @ 5.050% interest Direct Unsub @ 3.760% interest Direct Unsub @ 5.050% interest
My loans total is around $20,000.
My questions are: how can I pay them off with minimal interest paid (if possible)? Which loans should I prioritize? Should I consolidate my loans? Should I hold out on possibly having my loans forgiven? How can I make my payments work for me? Should I consider doing the SAVE plan when they quoted me $400/month?
Thank you in advance! I appreciate y’all!
submitted by SilentBansh33 to StudentLoans [link] [comments]


http://rodzice.org/