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Roommate needed (August Lease for 3.5b 1.5ba) - $1333

2024.05.15 12:47 ajayijoshua8 Roommate needed (August Lease for 3.5b 1.5ba) - $1333

Hi! My roommate (22M) and I (24M) are looking for a third roommate (preferably a young male graduate or professional) for our apartment in Central, Cambridge.
Rent is $4000 total to be split equally. All utilities are set up. The apartment is very close to both Trader Joe's and Whole Foods and is walking distance to the MBTA red line and a lot of restaurants and stores. The room in question is spacious with some closet space
Please DM or reply if interested. We can provide pictures and Zillow link of the available room upon request
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2024.05.15 12:30 Jhonjournalist Latest Updates on CBSE Result 2024

Latest Updates on CBSE Result 2024
https://preview.redd.it/6bf0sxm8ik0d1.jpg?width=800&format=pjpg&auto=webp&s=568ce031e0696039424bade66cc9fba91cf90d1a
  • The results of the class 10 and class 12 board exams for 2024 have been released by the CBSE.
  • Results indicate that 93.60% of students passed class 10 and 87.98% of students passed the 12th exam.
  • Khushi Mishra from Indira scored 98.8% in her board exams for the tenth grade.
The results of the class 10 and class 12 board exams for 2024 have been released by the Central Board of Secondary Education (CBSE). Results indicate that 93.60% of students passed class 10 and 87.98% of students passed the 12th exam. In both cases, Trivandrum is the district with the best performance.
The UMANG app, Digilocker app, Pariksha Sangam portal, official websites, and SMS services are all places where candidates can view their results. The CBSE class 12 examinations ran from February 15 to April 2.

CBSE Result 2024

With 6,700 and 6,269 students receiving flawless scores in areas like Sanskrit and artificial intelligence, respectively, the CBSE Class 10 Board Results revealed that 11,253 pupils received complete points in mathematics.
Maintaining a regimen to study all subjects, Khushi Mishra from Indira scored 98.8% in her board exams for the tenth grade. With the best science grade of 98.4%, Diksha from Sagar Public School in Bhopal became the school’s top student and the most outstanding student overall. Delhi Public School student Ashmi Rai made her family proud with her 97.40% commerce grade.
St. Joseph’s Co-Ed School student Navya received 96.4% in the humanities, while Kendriya Vidyalaya student Kavika Sharma received 96.2% in the arts stream for her 12th grade grade. After receiving 98.4% on her board examinations, Shweta Kumari — a district topper in the arts stream — thanked her parents and professors and expressed her amazement.
After receiving 100 marks in Political Science, 98 in Geography, 99 in Economics, 95 in Hindi, 95 in English, and 100 in Painting, Deepshikha from DAV Public School Sec 4 Bokaro emphasized the value of independent learning for all students. Applications for the re-evaluation of answer sheets will be accepted starting on June 6 and will cost Rs 100 for each subject.
The verification process for class 12 and class 10 marks will take place from May 17–21 and May 20–24, respectively, before the July 15 CBSE supplemental exams. For verification and to receive photocopies of their evaluated mark sheets, students must pay Rs 500 for each subject.
Learn More: https://worldmagzine.com/education/latest-updates-on-cbse-result-2024/
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2024.05.15 11:45 No_Dig1868 Top 10 Doctors Around The World

Health is our greatest treasure and with incredible specialists. We all know that there is a better chance for a healthier population.
The government has established a massive number of health institutes or health caring centers in their countries so that people should not compromise when it comes to health.
Also Read: Top 10 Countries That Produce the Most Doctors
List Of Top 10 Doctors Around The World
Here is a list of the 10 best doctors in the world:
  1. Dr. William A. Abdu, M.D, M.S.
Dr. Abdu is an Associate Professor of Orthopedics and of The Dartmouth Institute Medical Director at Dartmouth-Hitchcock Medical Center
Dr. Abdu got his accreditation in 1985 from Tufts University. He is a pioneer in the study and treatment of spine-related conditions. He hones surgery of the Spine, including Cervical, Thoracic and Lumbar Disorders, Disk Herniation, Spinal Stenosis, Spondylolisthesis, Spondylotic Myelopathy, Spinal Cord Injury, and Spine Trauma. Also, he had discovered many new techniques for spine treatment.
  1. Dr. Myles. B. Abbott, M.D.
Dr. Myles is also one of the best-known doctors of Pediatricians in the world. He graduated from the University of Miami Leonard M Miller School of Medicine in 1972. He treats the problems of growth and child development.
Dr. Myles currently practices at East Bay Pediatric & Medical Group and is affiliated with Alta Bates Summit Medical Center Alta Bates Campus and Children’s Hospital & Research Center Oakland.
  1. Dr. Fouad. M. Abbas, M.D.
Dr. Abbas is a well-known Gynecologist/Oncologist. His specialization field is Oncologist of Obstetrician and Gynecology. He is also considered to be one of the best doctors of Oncology in the world. The term Oncology is the study of cancer.
Dr. Abbas graduated from the University of Maryland School of Medicine in 1986. Currently, he is affiliated with Medstar Harbor Hospital and Sinai Hospital Of Baltimore.
  1. Dr. Khalid Abbed, M.D.
Dr. Khalid is a famous doctor of Neuro. He is an Associate Professor and Chief of the Spine Section in the Department of Neurosurgery. His area of clinical interest is in the treatment of spinal disorders.
Dr. Khalid obtained his bachelor’s degree in Biological Sciences from the University of Illinois in Champaign-Urbana in 1993. He continued his education in the same University and received his Doctor of Medicine degree with Honors in 1999. Currently, he is working at Yale as a Director of the Spine Surgery Department. Many consider him the best doctor in the world.
  1. Dr. Naresh Trehan
Dr. Naresh is a famous Indian cardiovascular and cardiothoracic surgeon. He was born on August 12, 1946, in Delhi, India. He obtained a medical degree from King George’s Medical College in Lucknow.
Dr. Naresh was also the founder, executive director, and chief cardiovascular surgeon of Escorts Heart Institute and Research Center (EHIRC), New Delhi, India. At present, he is serving as a Chairman and Managing Director and Chief Cardiac Surgeon of MedantaTM-The Medicity, one of the largest multi-specialty hospitals at Gurgaon, Haryana.
  1. Dr. Arthur Reese Abright, M.D.
Dr. Reese is also one of the best doctors of Psychiatry. She treats the problems of depressions and mind-related problems.
Dr. Reese got her accreditation from The University of Texas Southwestern Medical School. She is also an expert on mood disorders and anxiety. Currently, she is working as a Professor of Psychiatry at Icahn School of Medicine at Mount Sinai. She is also affiliated with Mount Sinai Services Elmhurst Hospital Center and New York Medical College at present.
  1. Dr. Corrie T.M Anderson, M.D.
Dr. Anderson is also one of the best doctors in Pediatric Anesthesiologist around the world. He received his A.B. with Honors in Biochemistry from Harvard University and Doctor of Medicine (M.D) from Stanford University School of Medicine in 1982. He can be truly crowned as “world best doctor”.
In 2001, Dr. Anderson became the director of the program for Pediatric Pain Medicine in the Department of Anesthesiology at Seattle Children’s Hospital. He is also a professor of anesthesiology and associate professor of pediatrics at the University of Washington School of Medicine.
  1. Dr. Mark. F. Aaron, M.D.
Dr. Aaron is also one of the best doctors in cardiologists. His specialization is Cardiovascular Disease. The term Cardiology is related to the heart and its problems.
Dr. Aaron got his accreditation from the Duke University School of Medicine in 1992. Currently, he is affiliated with River Park Hospital, Saint Thomas West Hospital, and Henry County Medical Center.
  1. Dr. Sudhansu Bhattacharyya, MBBS, MS, MCH
Dr. Sudhansu is also one of the best Indian Cardiovascular Surgeons. He obtained MBBS and M.S. General Surgery from Ahmedabad. He had invented, designed, and patented a few surgical instruments, the most important ones being Atrial Retractor for Mitral Valve Replacement and Internal Mammary Artery Retractor for taking down bilateral Internal Mammary Arteries.
Before entering into the practice world, Dr. Sudhansu served as a full-time Professor for Cardiothoracic surgery at Sheth G.S. Medical College & K.E.M. Hospital. At present, he is affiliated with Bombay Hospital And Medical Research Center, Breach Candy Hospital, Mumbai, and Lilavati Hospital & Research Center, Mumbai.
10. Dr.Mona.M.Abaza, M.D.
Dr. Abaza is a specialized doctor in ENT Otolaryngologist, Adenoidectomy, esophagoscopy, Nasal airway surgery, and tracheostomy. She is a world-famous ENT Doctor and treats problems of the ear, head, nose, throat, and neck.
Dr. Abaza graduated from the Medical College of Pennsylvania in 1991. She is affiliated with Children’s Hospital Colorado At Memorial Hospital Central and the University Of Colorado Hospital.
Conclusion
Since the dawn of time, the profession of a doctor is one of the most appreciated jobs in the world. Being a doctor implies a great responsibility, as almost every day the nature of somebody’s life (or the life itself) is in their hands. Since the medical field is a vast and ever-expanding field, there is no direct answer to who is the best doctor in the world. Doctors are specialized and trained in different field
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2024.05.15 11:27 Howling-wolf-7198 What I know about Xinjiang/Uyghur

Disclaimer: I am Chinese and cannot speak or read Uyghur. Xinjiang is a vast land, and the online communication of residents is strictly controlled, so even people from different regions are unaware of the specific situation in other regions, and there are significant differences between different regions. I tried to cross validate using sources from different ethnic groups as much as possible, but my language definitely caused some bias in my sampling.
There is a long-term tense relation between local ethnic groups, especially between the Han and Uyghur ethnic groups. A local Han who sympathized with the Uyghur told me that his American friend who visited described it as "racial segregation, and it was spontaneous among people.".
Other ethnic minorities also have resentment towards Uyghur people due to Uyghur nationalism. They also suffered from repression, although not as severe as the Uyghurs. Some blame the government, while others blame the Uyghurs.
Local Han generally believe this is what Uyghurs deserve. Mainland Chinese are generally unaware of this matter due to censorship, but no hostility towards Uyghurs.
Not all, but there are definitely some events that meet the criteria for terrorist attacks. It also involves indiscriminate attacks on other ethnic minorities and Uyghur who do not agree with them.
CPC actually tries to conceal these events as much as possible. If it is really impossible to conceal, their public deaths are much less than what actually happened, whether the deceased were Han Chinese, attacked Uyghurs, or attackers. The public parts are due to the controversy caused by the discovery of large-scale detention.
What other separatists did was also concealed as much as possible. CPC seems to primarily aim to avoid resentment towards the Uyghurs as a whole among the majority of people in China, and pretend its rule is prosperous and unshakable.
A local Hui who have been hacked by terrorists before:
If officials claim nothing happened, means manything happened. If officials claim one or two people died, means a group of people have died. If officials claim thirty people died, means a village has disappeared.
Separatists and CCP went to war, and the people suffered.
Uyghurs mainly reside in the southern Xinjiang region and are mainly poor farmers. Most areas in southern Xinjiang are mainly Uyghur, although Han immigrants have appeared in urban areas in the past two decades. Before the crackdown, a rural Uyghur may have never seen any native Chinese speakers in their lifetime. When I visited there last year, most adult Uyghurs can't speak Chinese at all, and most who speak fluent Chinese are businessperson. I visited there with the company of a local Uyghur friend(abbreviated as T). Most of the repression was lifted in 2021, and what I saw was a mild version:
Small mosques are demolished or sealed off. The landmark mosques has been preserved, but locals dare not enter because it poses a risk of getting them into trouble. Inside are mainly tourists. All Arabic slogans have been covered or replaced with Uyghur versions. Halal symbols are prohibited. Some tourists are Uyghurs from northern Xinjiang. They have greater freedom. Locals are not allowed to wear Ḥijāb or grow large beards. Uyghur ethnic clothing without religious significance is also taboo. The stores sell them, but only for tourists. All cutting tools on the street are restricted to fixed objects with iron chains. Economic decline. Not many locals consume. During the period of severe repression, people had no income. Even civil servants are owed wages by the government due to financial constraints. Before 2017, schools almost exclusively taught Uyghur language, and local teachers were also Uyghurs who did not speak Chinese. Now it's almost pure Chinese. T is worried about the hidden camera when speaking. All taxis have prominent cameras. All polices are Uyghur. T claims that after 2021, who is visible on the streets is not police, but just security guard disguised. The real police are either undercover or hiding. All signs are bilingual or in Chinese. Simple Uyghur language signs are prohibited. Ethnicity can be distinguished by appearance. When others notice that we are a mixed ethnic team, they will be surprised.
The riots were mainly initiated by Uyghurs from rural areas in southern Xinjiang. This place has been subjected to the most severe repression.
The total population of Uyghurs is over 10 million. No one can be certain how many had entered the camp. They don't have an interconnected database for this. I read a local official privately claiming that perhaps 500,000 are a close number. When I mentioned that Western media claimed the number was one million, and T felt it was an underestimate. Another Uyghur from a northern city think this is an exaggeration.
As of now, Uyghurs, even if living in mainland China, dare not post too many opinions on these matters through online. Others lives Xinjiang cannot either. When they post content that the local government deems inappropriate, they may be knocked on and asked to delete their posts. This is highly unlikely to happen in other regions.
A local programmer told me, if the photos you take accidentally include any part of camps, when it is post online, it would disappear directly.
In the past few years, the density of Uyghur people visible in the inland has significantly increased. Young people from various ethnic groups in Xinjiang seem to be generally trying to leave Xinjiang due to limited freedom and insufficient income. Riots and repression have both led to loss of the Han population. A resident of Urumqi told me that the actual population here may only be half of what is recorded on paper. Xinjiang government is attempting to recruit Han Chinese from mainland China to settle down.
In mainland, when reside in hotels, Uyghurs will be registered by the police. Only specific qualified hotels are allowed to accept them. Several male Uyghurs said they may have been raided and inspected by the police at night.
Uyghurs have different opinions. I do know three Uyghurs clearly express that CPC's suppression is generally good, although they still complain. This includes T, whose father was once detained in a camp. I don't know the proportion of different opinions. The random Uyghurs themselves seem unclear about this too.
The camp seems to have different levels. My data point from Uyghur in rural area of southern Xinjiang and specifically, there was indeed a terrorist attack carried out by the residents from this town, so this is the most extreme situation. By T, camp and repression were described as:
In 2017, if you are an adult male and not in school or college, likely to enter a camp. This is about 80% of men. It almost came to an end after September 2019. Two thirds of them had returned. (The rest are mainly sentenced, with a few deaths) Pure torment. Later, the government was afraid of the West, and people gained meat in their diet and skill training. (about diet, I explain as the financial difficulties faced by the Xinjiang government. After the camps attracted international attention, they received more funding from the central government.)
Government know they just need to persuade the househead. Women and children will obey him. Many excuses be used to get you into the camp. Sometimes it's intentional to provoke you, and when conflicts occur, they tell you that your viewpoint is flawed (needs to be modified). They will inquire and analyze from neighbors what you have done before and recently. If you lie, they will find out. TBH, Han cadres are most rational. The main ones bullying us are Uyghur cadres.
Submissive people were released after one or two years. Disobedient people were sentenced to prison. Who completely disobeys had died. There are an average of 400 families in the village. They would receive seven or eight corpses from the camp. Those sentenced families have had difficult times. Only women and two children in the family, difficult to survive. Women are easily bullied, children do not obey her, wander around and do not help her with work. The villagers did nothing wrong. My father is not interested in religion. When he returned from the camp, he spoke Chinese more fluently than me. Outsiders recruiting locals for terrorist attacks, then they fled, and locals were retaliated against. Many people here are uneducated. They are easily deceived by outsiders (to create a terrorist attack/riot). This is brainwashing to prevent them from being deceived by outsiders. I hate those outsiders. They have caused many families to break down, and give us Uyghurs a bad reputation. Islam is good, distorted by these people. I dislike the local extremist religion before. I was not even allowed to sing.
He described the welfare policy:
The government has established new villages. You only need to pay a small fee to move over. Most of the expenses are subsidized by the government. They have carried out infrastructure construction. Our living environment has improved a lot. But the economy has not been developed, and our income has not increased. If your family is considered trustworthy, you may be helped to start a business in mainland. If someone is sentenced, their family will receive financial assistance.
He is a firsthand witness to the terrorist attack that occurred locally:
This has been reported as the death of thirty Hans. It's completely different. Terrorists intercepted the road and killed all Han trapped in the convoy. The Uyghur who resisted them were also killed. The actual number of deaths is over a thousand. I can't believe my childhood friends would kill people. The next day, the tank arrived at our village. All participants had been captured. The rest of us were frequently visited by cadres. Terrorists intercept convoys by chopping down trees. So the government forced the people to cut down the trees next to the road a few years ago.
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2024.05.15 10:07 EraSwap BookingDApp

BookingDApp
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Era Swap is subject to Market Risk. Read Era Swap White Paper, Green Paper & Terms & Conditions before participating.
Eraswap DAO is free voluntary contact less self-managed protocol for participants and it doesn't charge any type of fee, miscellaneous charges, or for any management services.
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2024.05.15 09:20 Big-Excitement2481 Conquering the Clutter: A Guide to Choosing the Perfect Stationery Organizer

The world of stationery offers a delightful array of tools to fuel creativity and productivity. But with an ever-growing collection of pens, pencils, highlighters, and more, keeping your desk organized can feel like an uphill battle. This is where the humble stationery organizer steps in. This article explores the benefits of using a stationery organizer, delves into different types available, and helps you find the perfect one to tame your desk clutter and optimize your workspace.
The Case for Organization: Why You Need a Stationery Organizer
A cluttered desk can be detrimental to focus and productivity. A well-organized workspace, on the other hand, fosters a sense of calm and efficiency. Here's how a stationery organizer can help:
A World of Options: Exploring Different Types of Stationery Organizers
The world of stationery organizers offers a diverse selection to cater to different needs and workspace aesthetics. Here's a breakdown of some popular options:
Choosing the Right Organizer for You: Factors to Consider
The ideal stationery organizer depends on several factors:
Beyond the Basics: Tips for Maintaining an Organized Workspace
Once you have a stationery organizer in place, here are some tips for maintaining a clutter-free workspace:
Conclusion:
A well-organized workspace is a testament to both productivity and peace of mind. By choosing the right stationery organizer and implementing simple organizational strategies, you can transform your workspace from a cluttered battlefield to a haven of creativity and efficiency. So, invest in a suitable stationery organizer, conquer the clutter, and let your creativity flow!
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2024.05.15 08:45 Lyrhat 31 [M4F] Illinois/Midwest/US-Central/Online - It's dangerous to go alone, take me!

Hey there, welcome to my little post that probably won't be so little past this point, but thank you for reading as much as you do. I'm known amongst my friends as the over-explainer, so I apologize for the forthcoming novel. If you want to skip most of it, just read the first bit of each bullet point, that should do it.
Age wise, I'm looking for someone between 27 and 34, preferably. Also, I tend to be a night owl, so I sleep during a good portion of the day, and am up at night, so responses may be slow at times.
To begin, some things about myself:
That was probably more than I should have typed, and if you made it this far, thank you. I know it's a lot, but I'd rather show the kind of person I am and explain a bit (a lot) about myself, than put two sentences and pretend that's enough to satisfy me. Most people won't read this fadon't care about a wall of text, but those of you that manage to are the kind of people that would probably put up with me.
If you are interested at all, feel free to send me a chat request, or a message on here. I have Reddit on mobile, and will respond as soon as I can!
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2024.05.15 08:05 spunchy M&B 2024 Warsaw 2: History of Money and Finance

M&B 2024 Warsaw 2: History of Money and Finance
For our schedule and links to other discussions, see the Money and Banking 2024 master post.
This is the discussion thread for Economics of Money and Banking Warsaw Lecture 2: History of Money and Finance?
This lecture provides historical context for how people have thought about money and banking over time, and, in particular, how the Money View approach evolved. This material is largely absent from the original 2012 lectures, but the historical context can give us an intellectual starting point to build on.
NOTE 1: As with Warsaw Lecture 1, the audio in this lecture only plays over the left channel. I recommend downmixing to mono in your computer's audio settings, so it doesn't distract you.
NOTE 2: The recording doesn't start until a few minutes in, toward the end of Slide 2.
The slides are not always visible in the recording. I've included their content below.

Slide 2: Two traditions (0:00 – 0:18)

“There were, at the least, two strands in classical economics. There was one (represented, roughly speaking, by Ricardo and his followers) which maintained that all would be well if by some device credit money could be made to behave like metallic money; there was another (represented, so far as I have taken the story, by Thornton and Mill) which held that credit money must be managed, even though (as was admitted) it is difficult to manage it. This is a major difference, and it has outlasted Keynes.” Hicks 1967, “Monetary Theory and History”

Slide 3: Drivers (0:18 – 5:18)

  • World Wars, World Depression, Rise of Welfare State, Stabilization Policy
  • Rise of the United States (1913 Fed, 1944 Bretton Woods), from sterling to dollar reserve
  • Professionalization of Economics, Formal Turn in Economics, Econometric Movement
  • De-colonization, Independence, Financial Crisis
  • Emerging Markets, Financial Globalization, Global Financial Crisis

Slide 4: The Money View (5:18 – 6:41)

  • Banking as a Payments System
    • Copeland (1952): A Moneyflow Economy
    • Minsky (1957): The Survival Constraint
  • Banking as a Market Making System
    • Hawtrey (1919): Hierarchy of Money and Credit
    • Hicks (1989): Centrality of the Dealer Function
    • Bagehot (1873): Dealer of Last Resort

Slide 5: The Economics/Finance View (6:41 – 8:12)

  • MV=PT, money as means of exchange
  • IS-LM (nominal interest rate), money as store of value
  • Purchasing Power Parity, P=sP* (FX), money as measure of value
  • DSGE with Taylor Rule (inflation targeting)

Slide 6: Finance and Macroeconomics (8:12 – 10:36)

https://preview.redd.it/t4z4qlr26j0d1.png?width=600&format=png&auto=webp&s=b14d3883e9c8f957f3b27aa588e68358cbf568e1
Finance: “consumption CAPM” Economics: “Real Business Cycles”

Slide 7: Fatal Abstractions (10:36 – 13:06)

  • No “Banking as a Payment System”
    • No Money Flow, NIPA
    • No Survival Constraint, Budget Constraint
  • No “Banking as a Market-Making System”
    • No Hierarchy, Money as n+1th market
    • No Dealers, Price equilibrates, supply and demand
    • No Dealer of Last Resort, Central Bank operates on inflation expectations

Slide 8: Monetary Thought, 1913 (13:06 – 18:15)

https://preview.redd.it/7vznevo56j0d1.png?width=800&format=png&auto=webp&s=219585488495b9f82c93add7418e07dc7cd7f253

Slide 9: Political Thought, 1913 (18:15 – 21:53)

  • Three Bogeymen
    • Big Finance Memory of 1907 Crisis (JP Morgan)
      • And 1910 (Jekyll Island)
    • Big Government Memory of 1862 (Greenbacks)
    • Big Wide World Actuality of Sterling System
  • Political Solution
    • Real Bills Language (vs. Finance and Government)
    • Gold Convertibility (vs. Wide World)
    • Board of Governors, democratic oversight
  • Funding Liquidity vs. Market Liquidity

Slide 10: Language vs. Reality (21:53 – 26:21)

  • Funding liquidity versus market liquidity
    • Real bills doctrine, self-liquidating bills
    • Shiftability doctrine, Moulton 1918
      • Primitive repo, Primitive shadow banking!
  • Wartime transformation
    • Centrality of government debt (Bogey #2)
    • Centrality of government debt dealers (Bogey #1)
  • Tenth Annual Report (1923)
    • Invention of open market operations

Slide 11: Great Depression Transformation (26:21 – 28:21)

  • Federal Reserve failure
    • 1931 lender of last resort but not dealer of last resort (funding liquidity, not market liquidity)
  • Federal Reserve transformation
    • Banking Act of 1935, “apotheosis of shiftability”
    • Banking Act of 1937, “orderly conditions” tantamount to dealer of last resort, essential hybridity

Slide 12: Emerging Norms of Management (28:21 – 33:53)

  • Keynes 1930 Treatise, normal backwardation
    • Keynes 1936 GT, liquidity preference
    • Hicks 1939, V&C, forward rate bias
  • Wartime hiatus, and more transformation
    • From war finance to Bretton Woods 1944 (Bogey #3)
    • From war finance to Fed-Treasury Accord 1951
  • FOMC “Report of the Ad Hoc Subcommittee on the Government Securities Market” (1952)
    • Level of interest rates
    • “Tone” of the money market, centrality of private dealers

Slide 13: Capital Finance, indirect (33:53 – 36:04)

https://preview.redd.it/rqh7e1496j0d1.png?width=900&format=png&auto=webp&s=4502b6e1689eaa8b6a5d2eacaf612d6bbf7b3fd7

Slide 14: International Dollar, indirect (36:04 – 37:16)

https://preview.redd.it/0q2v81496j0d1.png?width=900&format=png&auto=webp&s=b241df9de8df583d9adbfccd5c493b00dd6ae983

Slide 15: Origins of Macroeconomics? (37:16 – 38:28)

  • Alvin Hansen
    • Continental Business Cycles (Schumpeter) + American Institutionalism (Burns/Mitchell)
  • John Maynard Keynes
    • English Banking Traditions (Tooke, Bagehot, Marshall, Hawtrey)
  • James Tobin: neoclassical synthesis
    • Irving Fisher (Walrasianism) + Cambridge Quantity equation

Slide 16: Evolution of Macro? (38:28 – 40:11)

  • Internal Inconsistency, Monetarist Challenge
    • Phelps (1968), Friedman (1968), Muth (1961)
  • New Classical Theory (Lucas 1975, 1976, 1977)
    • “Equilibrium Model of the Business Cycle”
    • “Econometric Policy Evaluation”
    • “Understanding Business Cycles”
  • Real Business Cycles
    • Kydland and Prescott (1982)
    • Long and Plosser (1983)

Slide 17: The Lucas Link: Macro vs. Finance (40:11 – 42:52)

“On the one hand, it is easy to postulate agents and market institutions which ignore or foolishly waste information: the result is a theory which seriously understates agents’ abilities to vary their decision rules with changes in the environment (such as, for example, the theory underlying the major econometric forecasting models). It is equally easy to postulate ‘efficient’ securities markets which rapidly transmit all information to all traders: the result is a static general equilibrium model. To observe that one must avoid both extremes to understand the business cycle does not take one very far in discovering the correct ‘centrist’ model, but it seems nonetheless an essential point of departure.” (Lucas 1975, 1138).

Slide 18: Rise of the Academics (42:52 – 46:34)

https://preview.redd.it/6m93v5496j0d1.png?width=600&format=png&auto=webp&s=1b7fdfc7c92458d2db765ce4404c1fff51f142c4

Slide 19: Modigliani (46:34 – 47:22)

  • “Liquidity Preference and the Theory of Interest and Money” (1944)
https://preview.redd.it/74sbv1496j0d1.png?width=500&format=png&auto=webp&s=b2f822f2cbd0020c8ab13421f5cac0d92ee02fd0

Slide 20: Samuelson (1947 [1937]) (47:22 – 50:04)

  • Robertson’s Money (1922)
  • Monetary Walrasianism
    • Hicks 1935 “A suggestion for simplifying…”
    • Marschak 1938 “Money and the theory of assets”
  • M = M(p1,….,pn,pm,I,r)
    • Monetary theory of the rate of interest? NO
    • Liquidity preference theory of term structure? NO
  • Neoclassical Synthesis (1955, 1967)

Slide 21: An Aside on Hicks (50:04 – 51:20)

  • Repudiation of 1937 “Keynes and the Classics”, but not 1935 “Simplifying”
  • 1962 Presidential Address “Liquidity” restarts his monetary inquiry, culminating in 1989 Market Theory of Money
  • Not monetary Walrasianism, rather completion of Keynes Treatise on Money
  • Hicks and the money view

Slide 22: Emerging Norms of Management (51:20 – 53:09)

https://preview.redd.it/helge1496j0d1.png?width=960&format=png&auto=webp&s=6481164d169ffdeec18fb53600aa123362913bb1

Slide 23: State of Debate circa 1975 (53:09 – 55:12)

https://preview.redd.it/nbrlw1496j0d1.png?width=880&format=png&auto=webp&s=aa3909f8b5c21b3c01284ae80add78a1bda61909

Slide 24: Can Monetary Policy Work? (55:12 – 56:52)

“If the interest rate on money, as well as the rates on all other financial assets, were flexible and endogenous, then ….there would be no room for monetary policy to affect aggregate demand.” Tobin (1969, 26)

Slide 25: Monetarism Mark I (56:52 – 57:14)

  • “One can see why the initial monetarist tide was so successful – no one had thought of building any dykes.”
    • Hahn on neoclassical “synthesis” (1983, 51) in Paul Samuelson and Modern Economic Theory

Slide 26: The "Hahn Problem" (57:14 – 58:15)

https://preview.redd.it/8jcfp2496j0d1.png?width=800&format=png&auto=webp&s=73cc39b78482d8e1428eed53e2efe2dee13b5ddb

Slide 27: The Problem of Time (58:15 – 1:00:25)

https://preview.redd.it/ggtdt1496j0d1.png?width=750&format=png&auto=webp&s=1699ba1cac58bf1cc6e6e36599c969868ce45043

Slide 28: Rise of Finance (1:00:25 – 1:01:00)

  • CAPM Origins [Marschak 1938]
    • Markowitz (1956) to Sharpe (1964)
    • Modigliani-Miller (1958) to Treynor (1962)
  • Options Pricing Origins
    • Treynor to Black-Scholes (1973)
    • Samuelson to Merton (1973)

Slide 29: "Monetarism" Mark II (1:01:00 – 1:01:35)

  • Black (1970) “Banking in a World Without Money”
  • Real Business Cycles
    • Kydland and Prescott (1982)
    • Long and Plosser (1983)
  • Dynamic Stochastic General Equilibrium Model
    • No banks, no money, liquidity as a free good
    • Price level formed by “expectations” and Central Bank Taylor Rule

Slide 30: Risk control in efficient markets (1:01:35 – 1:03:17)

https://preview.redd.it/5sywj2496j0d1.png?width=750&format=png&auto=webp&s=a688cb774c8e87ed709b29f2f4c9d9f5cf3b0437

Slide 31: Special Theories of "Liquidity" (1:03:17 – 1:04:18)

https://preview.redd.it/2bjav2496j0d1.png?width=850&format=png&auto=webp&s=cfaca1cd483baa49a8e19856fb18a11ad6406089

Slide 32: The Problem of time, Redux (1:04:18 – 1:05:05)

https://preview.redd.it/kfc033496j0d1.png?width=750&format=png&auto=webp&s=0899df4bf3463ed5cb26d8954890fcd9c9d1eb2f

Slide 33: The Money View (1:05:05 – 1:05:10)

  • Banking as a Payments System
    • Copeland (1952): A Moneyflow Economy
    • Minsky (1957): The Survival Constraint
  • Banking as a Market Making System
    • Hawtrey (1919): Hierarchy of Money and Credit
    • Hicks (1989): Centrality of the Dealer Function
    • Bagehot (1873): Dealer of Last Resort

Slide 34: "Capitalism is essentially a financial system" (1967) (1:05:10 – 1:05:31)

https://preview.redd.it/purce3496j0d1.png?width=480&format=png&auto=webp&s=4ec53b8c3d1560cf7fff9077ae264bc45671e0ef

Slide 35: The Vision of Minsky (1999) (1:05:31 – 1:08:12)

“By his own reckoning, Minsky was an institutionalist economist in the sense that he viewed the structure of the economic world not as immanent in some set of underlying data—such as endowments, technology, and preferences—but rather as constituted by a set of key economic institutions. He was institutionalist too in his insistence that our economy is essentially, not incidentally, monetary in character. His way of fleshing out that idea was to look at every economic unit—firms, households, governments, even countries—as though it were a bank daily balancing cash inflow against cash outflow. From that point of view, the categories that most economists, and most people, take to be solid simply melt into air. Production, consumption, and trade, are nothing more than flows of money in and out and between different economic units. The most real thing is money, but money is nothing more than a form of debt, which is to say a commitment to pay money at some time in the future. The whole system is therefore fundamentally circular and self-referential. There is nothing underneath, as it were, holding it up. In Minsky’s hyper-modern institutionalism, institutions do not merely organize the stuff of some pre-existing real world; there are the only real world there is. Financial relationships are not about mediating something else on the ‘real’ side of the economy; they are the constitutive relationships of the whole system. The veil of money is the very fabric of the modern economy.
Please post any questions and comments below. We will have a one-hour live discussion of Warsaw Lecture 2 on Wednesday, May 13th, at 2:00pm EDT.
submitted by spunchy to moneyview [link] [comments]


2024.05.15 07:38 CutUnique6673 For Beginners who want to start their journey in Stock Market Trading :

For Beginners who want to start their journey in Stock Market Trading :
If you are clueless about markets start with SIP in nifty 50 Index funds or ETF for at least 6 months, observe how your profits are fluctuating with the Nifty 50 index.
During this 6 months time , Do the following :
1.. A lot of YouTube Tutorials are available where they gave overview how's stock market works, Stocks works etc. One of the best Videos I suggest is Stocks Market basic by CA RACHNA. Those two videos must watch.
2.Once you understood the basic, start trading with a nominal amount of 10K to 25K , I suggest starting paper trade in a site like Front Page for a week to understand how buying and selling works. Don't go for high-end brokers get a Demat account from Zerodha or upstox or Angelone or Grow reputed brokers.
3.Started the Price action Tutorials available in YouTube and start swing trade or Position trade. Learn at least 2 indicators, candle stick Patterns and drawing Support and resistance.
4.Once you are Comfortable with swing trade you can move to Intraday Trading and scalping. I Suggest starting this after you completed at least 8 to 12 months in market. This trade required high technical skills and a bit Stress full too .
5.If you want to still explore the Market then go for F& O. These should learn and practiced carefully as F&O trading is the fast and easiest way to lose money in Market.
6.Also don't forget to invest stocks for long term , Keep investing in Markets during corrections and keep booking partial profits in them .if you have patience good money can be made in this style also .
Important things to remember while trading :
1.Trading is a Marathon not a sprint. So, give it time, concentrate on learning more during the first 6 months rather than Profit and loss.
2.If you are making 20 to 30 % Profit on u r capital per year, You are good trader. Money cannot double all the time.
3.When entering the trade always be sure of the Entry price, exit price, Target and Stop loss.
4.Always keep a Tap on number of trades u are taking per day, Max loss u can take per day. Overtrading is biggest problem for a lot of beginners.
5.Respect your stoploss, stop loss is your friend.
6.Control your fear and Greed. Trading is 50% Skill and 50% Trading mindset.
7.Never run behind paid channels for tips and lose your valuable money. Your money will be safe in your hands concentrate on learning rather running behind paid channels.
8Follow this path Swing trade → Intraday → Options Selling → options buying. A lot of beginners are starting in reverse and losing money .
Covered most of the things I felt that will be helpful for a beginner .If you have further questions please let me know .
submitted by CutUnique6673 to IndianStockMarket [link] [comments]


2024.05.15 06:26 Charming-Win-2992 The Masculinity Crisis

The Masculinity Crisis
https://preview.redd.it/wmt66mz6pi0d1.png?width=1456&format=png&auto=webp&s=1e8f3973d12a5ee5065849dab8765a7b89194490

A pervasive and deeply troubling phenomenon has emerged in today's world: a masculinity crisis that has left countless men grappling with confusion, disconnection, and an ineffective self image.

This crisis has far-reaching implications, affecting not only individual men but also the very fabric of our society. At its core, the masculinity crisis is rooted in a complex interplay of social, cultural, and personal factors that have left many men struggling to find their place and purpose in an increasingly complex and rapidly changing world.
One of the most prominent manifestations of this crisis is the growing sense of frustration and unfulfillment that many men experience in their romantic and sexual lives. For a significant number of men, the pursuit of sexual and emotional intimacy has become a source of great pain. They find themselves struggling to navigate the complex and often confusing landscape of modern dating and relationships, feeling ill-equipped to meet the challenges and demands of an increasingly complex and rapidly evolving social and sexual landscape. Many men find themselves single for extended periods, grappling with loneliness, rejection, and inadequacy. Some remain virgins well into their adult years, while others have limited sexual experiences that leave them unfulfilled. Even those in long-term relationships often struggle with a lack of sexual spark and emotional intimacy, feeling drained and unfulfilled.
Moreover, men have lost the ancient wisdom of sexual alchemy, a practice taught in most cultures throughout history. This loss leads to men not receiving the benefits of physical and spiritual development that come from harnessing their sexual energy. Instead, they often waste their powerful essence, stored in their seed, through excessive ejaculation (into toilet paper). These outcomes create a negative feedback loop for men, leading to high porn usage, social isolation, poor mental and physical health, and even suicide.
The central cause of these struggles lies in the fact that traditional notions of masculinity, which emphasize strength, stoicism, sexual prowess, family legacy, strong tribe connections, spiritual enlightenment, and natural living, are increasingly becoming obsolete, which is in direct contrast with the realities of modern life. This leaves many men with a distorted sense of self, creating a destructive feedback loop that involves negative self-talk, interpreting experiences in a way that confirms the negative self-image, and engaging in behaviors that align with this distorted perception. As men become trapped in this cycle, they often lose touch with important life skills and self-regulating habits crucial for physical and mental well-being, further exacerbating the masculinity crisis.
Additionally, confusion stems from competing and contradictory messages about what it means to be a "real man," leaving them feeling lost in these conflicting expectations and demands. These external pressures and societal norms contribute to the formation of a distorted self-image in many men.
Some voices in the conversation around the masculinity crisis point to the "feminization" of men as a key contributor. The blurring of traditional gender roles, which is to protect the family, strengthen ties within the social circle, befriend other tribes/communities, and provide food and other aspects of physical security, has led to a weakening of masculine identity, leaving men feeling emasculated and disempowered. This ties to the concept of being a "high value" man, a position that men are increasingly failing to meet, which used to be tied to survival in nature, but is now tied to material status in this consumerist social paradigm.
Furthermore, men think of themselves as inheriting the progress of history, with rights and freedoms claimed to have never existed before, but this is, and it's a bold claim, a huge illusion. There were definitely times where "progress" wasn't measured in GDP, mindless entertainment, or weaponry advancement, but in happiness, connection to nature, being able to survive based on hands-on food cultivation, natural remedies, coexisting with many creatures while maintaining balance in the ecosystem, and ensuring the cohesiveness of the tribe (to name a few). The illusion of an advanced society is perpetuated by the focus on technological progress and economic growth, while the TRUE resilience and well-being of society are often overlooked. This leaves society vulnerable and lacking the necessary skills to thrive and survive in the face of challenges around sustenance if access to the main commodities were to be disrupted for any reason.
These arguments point to the full complexity of the problem. The roots of the masculinity crisis are deeply entangled with a wide range of social, cultural, and economic factors, from the changing nature of work and the economy to the impact of technology and social media on our interpersonal relationships. Most people don't know why or how we got to this point where we see all these problems. Because of that, most men resort to blaming women, social media, politics, or any single external factor, which is an oversimplification that fails to address the deeper, more systemic issues at play.
Walking this complex terrain requires a deep and honest reckoning with the very nature of masculinity itself. It demands that we question our assumptions about what it means to be a man, begin to reimagine more expansive ways, and to connect to ancient ways of embodying and expressing our masculine energy. Only by confronting the crisis head-on, by doing the difficult work of self-reflection and personal growth, can we hope to heal the wounds of the past and present and build a more authentic and fulfilling vision of masculinity for the present and the future. This is where the concept of KOSMIC ENTELECHY comes into play – guiding men to actualize their ultimate masculine potential through inner game, outer game, and purpose. By focusing on personal development, natural skills needed to make women sexually and romantically interested, and aligning with a higher multi-layered purpose, men can tap into their innate potential and find a sense of fulfillment and meaning in their lives, ultimately contributing to the betterment of the world around them and leaving a positive legacy on Earth. It is through this journey of comprehensive and integrative growth that men can reconnect to their destiny and create a brighter experience for themselves and generations to come.
submitted by Charming-Win-2992 to u/Charming-Win-2992 [link] [comments]


2024.05.15 06:19 prismatic_shark Recommendations for custom framing that takes less than two weeks?

Recommendations for custom framing that takes less than two weeks?
Feel free to remove/redirect if this isn't the right group for this post!
I'm designing a commissioned piece for one of my friends who is getting married in Pennsylvania next month, and I really put the pro in procrastination.
This piece is roughly 22"x36", and I want to give it to her, framed, on her June 15th wedding. I'm giving myself a deadline of June 1 to finish this thing, which is doable but also crunchy given my life's other obligations (mainly work, lol)
I know there are chains, like Michael's, that do custom framing jobs in less than two weeks. I'm completely open to that route, I just don't have experience with any of this and am curious what people in the art community have done/who y'all trust!
It's going to be mixed media, though nothing 3D (just watercolor, ink, and colored pencil), on hot-press watercolor paper. I'll be shipping it (expedited, lol) to PA by June 1 - I'm flying to friend's wedding, not interested in flying with big framed art gift. I was planning on shipping it to a separate friend who lives out there and can take it to a framer, but if I can ship directly to a chain location or small business in PA that does quick turn-around custom framing, even better. I'll pick it up in-person when I fly into Philly for the wedding, so anywhere in the circled area will be fine!
Tl;dr: where to get a 22"x36" mixed media piece framed in less than two weeks in eastern/central Pennsylvania?
submitted by prismatic_shark to Artadvice [link] [comments]


2024.05.15 05:09 Middle_Selection8513 Solar farming

I live in central Illinois and was recently approached by a renewable energy company wanting to buy/lease part of my land for a solar project. Has anyone else received a letter with an offer such as this? I just want to check into the legitimacy of it.
submitted by Middle_Selection8513 to solar [link] [comments]


2024.05.15 04:21 itsbee_ Help - How to fix my front lawn

Help - How to fix my front lawn
Hi everyone!
I live in central Illinois and my front lawn the last two years has basically been taken over by what looks like different kinds of weeds. There’s hardly ANY grass at all anymore.
What would I need to do to fix this? This is my first home so would love to have a nice yard. Do I need weed killer then re seed? I’m brand new to this haha.
Thanks in advance for any help you can provide!
submitted by itsbee_ to lawncare [link] [comments]


2024.05.15 04:13 Coffee-n-FlipFlops Slothana Mythology (A.I. Generated Backstory)

Slothana Mythology (A.I. Generated Backstory)
I asked AI to tell me about Slothana's origins. This is what it came up with:
In the depths of the Amazon rainforest, there lived a particularly slow and laidback sloth named Sluggo. While all his sloth friends were content to spend their days sleeping and munching on leaves, Sluggo had bigger dreams.
He spent his rare moments of wakefulness observing the humans that occasionally passed through his part of the jungle. Sluggo noticed the strange objects the humans pulled from their pockets to exchange for goods and services - pieces of green paper and shiny metal discs they called "money."
Sluggo had a revelation - what if there was a new form of money designed specifically for sloths? One that rewarded taking it slow and being as leisurely as possible? That's when the idea for Slothana was born.
Sluggo began spreading the word about his cryptocurrency concept to the other sleeping sloths, very gradually of course. At first, most sloths didn't understand or care about this new "Slothana" thing. But eventually, through Sluggo's persistent and steady efforts, a following started to build.
More and more sloths began collecting Slothana by performing sloth-paced tasks like hanging from branches and sleeping. Before long, the tropical underground Slothana economy was booming. Sloths could pay each other in Slothana for leaves, napping spots, back scratches, and more.
Word of the success of Slothana eventually spread beyond the rainforest. Crypto enthusiasts and meme traders all around the world began buying up the new SlothCoin. Its value started exponentially increasing at a rapid yet pleasantly leisurely pace.
Sluggo, now a multi-millionaire sloth, decided it was time to live the Slothana dream. He said goodbye to the jungle, and had a customized jungle-print Lamborghini shipped to him, complete with extra-large branch supports for enhanced lounging.
And so, the humble sloth founder joined the mobile crypto-elite, riding around in his jungle Lambo at a blissfully glacial 5 mph, stopping whenever he pleased to nap on a tree branch or munch on some tasty leaves. The Slothana dream made real.
https://preview.redd.it/0rsykypd0i0d1.jpg?width=2048&format=pjpg&auto=webp&s=6201ac3805ff7cca7d7f0ef001fe465931ca56cb
submitted by Coffee-n-FlipFlops to Slothana [link] [comments]


2024.05.15 02:03 spookmann Summary of my two weeks studying Italian at a language school in Verona.

If you're thinking about making the jump to spend a week (or three) in Italy to give a "turbo boost" to your language schools, maybe there's something you can take of this report to help you make the decision (or maybe help you with planning and preparing expectations).
Background: I live in an English-speaking country and I've been studying Italian for 3 or 4 years through reading, podcasts, and a weekly zoom call with a personal tutor. I was due some annual leave, and I decided to treat myself to two weeks in Italy at a language school.
Choice of City: I chose Verona because I had briefly visited before and it seemed lovely -- and I can now fully confirm that it is lovely. Choosing a smaller city definitely ended up being the right move. The transport and accommodation was much easier compared to my earlier tourist trips to Rome for example. I would definitely recommend a smaller city rather than Milan or Rome.
Choice of Season: I decided on April/May because June-August is hot, crowded, and expensive. SeptembeOctober would also work well, I think. The school said that the second half of the year was much busier for them.
Choice of School: There are four Italian language schools in Verona, although two of them collaborate closely so in practice there are really only three. All of them offer similar products at similar pricing. The group classes are in the morning, for roughly 4 hours (minus a 20 minute coffee break in the middle). Our school had the first two hours of "Grammar", and the second two hours of "Conversation". The afternoon is used for private classes for those really looking to make extra progress. Personally, I found that the 3.5 hours in the morning was plenty sufficient for one day.
The school I chose was InClasse. All of the schools have superb ratings on Google. I settled on InClasse mostly because it seemed to be the most "professional" of the schools, in that it had less focus on entertainment, and more focus on the "learning" part. Although, I have to say that I had a ton of fun in the classes. It wasn't at all "strict" or "dull" at all, I promise! Was this school the best? I don't know. But I can confirm that it was very, very, very good!
Class Levels & Sizes: All levels were catered for, from A0/A1 through to C2. Although, I don't think there were any C2 students during my time there, the B2/C1 class was the most senior class I think. Class size was a hard-cap at 8 students. I believe the beginner class was 6-8 students. My B2 class size was between 3-5 depending on comings and goings, which was a perfect class size for me. 3 or 4 students mean you get a bit of a chance to listen, and to prepare what you're planning to say.
The School Overall: The mood in the school was fantastic. There was an excited buzz every morning as the students turned up, all of us with a common purpose. Students from so many different countries. I had to work hard to try not to make too many friends, because I knew I had to leave and say goodbye (that being the most painful part of the visit). Of course I was a bit nervous on the first day, but by the second morning I felt right at home. And the teaching was great -- they did a great job of adjusting to match each student's capabilities even within the same class. They prompted just the right amount, corrected just the right amount. Spot on. The school can also help you sit your exams, if you want to get accredited officially.
OK. So yeah, the school part turned out absolutely as well as I could have imagined.
So what about logistics?
Accommodation: We found a very reasonably priced AirBnB just around the corner from the school, which was also 2 minutes walk from the arena, and from the restaurants, cafes, and the tourist visit stuff. All of the schools in Verona were on the edge of the "old town". I definitely recommend finding accommodation that is walking distance from the school. The bus network in Verona is excellent, but you really don't want to have to deal with that on your first few days... plus it's very crowded in the morning! Taxi/Uber is not a cheap option. So, yeah, picking the right apartment is going to be key.
Actually, InClasse offers a service where they can arrange Accommodation for you as part of your booking! They have a deal with some apartments. I didn't take them up on that, I just booked a place directly. But if it's your first time in Italy and you're not super-confident, then that's definitely a good option. One less thing to worry about! If you're going to do that, then you definitely want to book sooner rather than later, since they have limited apartments available. You'll also want to confirm your classes a few weeks in advance too, and pay your deposit -- since they really do enforce the maximum class size!
Transport: Verona transport is great. There's a smallish local airport. To get from the airport to town you'll take the 199 bus to the central train/bus station. That's €6 or so, you can pay onboard with tap-and-go. Then it's 1km to the big Roman wall that marks the start of the old town. You can walk that, or take a bus if you're very tired. Again, you can tap-and-go for €2 onboard, although if you're taking lots of buses, it's cheaper to buy a 10-pack of urban tickets. Using the bus phone app is problematic, it seems you need a +39 Italy country code mobile in order to register for the phone app. So, yeah, just credit card or go buy paper tickets.
Stuff to Do: Verona is an incredible tourist town. There's enough to keep you busy for two weeks easily. If you're staying longer, then you can take the train out to Mantova, or plenty of other little places nearby.
Final Recommendation: Hell yeah. Do it. I'm already thinking about my next trip.
TL; DR
submitted by spookmann to italianlearning [link] [comments]


2024.05.15 01:32 FOREXcom USD falters ahead of US CPI, ASX set to track Wall Street higher? Asian Open May 15, 2024

USD falters ahead of US CPI, ASX set to track Wall Street higher? Asian Open May 15, 2024
The USD was weaker despite higher producer prices, as traders placed greater emphasis on last month's figures being revised lower. And that now sees a 51% chance of a September Fed cut, according to Fed Fund futures.
By : Matt Simpson, Market Analyst
If there’s a case to be made that traders simply see what they want, it is visible in the US dollar’s reaction compared to headlines. Jerome Powell said that whilst he expects inflation to move lower, it likely won’t be as quickly as he expected. And US producer prices were hotter than expected on the eve of a Key CPI report, Yet traders took more notice of that fact that prior figures were revised lower. Perhaps I’m wrong to do so, but I would place greater emphasis on incoming data over downward revisions of past data. Yet with bond yields and the US dollar lower, who am I to argue.

  • The US dollar closed below 105 and US yields were broadly lower on bets the Fed could cut rates this year.
  • Fed fund futures now imply a 51% chance of a September rate cut, or 45.2% chance of one in November.
  • GBP/USD was the strongest major thanks to firmer economic data bringing doubt to a June rate cut by the BOE
  • A bullish engulfing day formed on NZD/USD, AUD/USD closed at a 6-day high
  • Gold recouped most of Monday’s losses to reveal demand around $2333
  • Wall Street indices pushed higher to see the S&P 500 trade just -0.34% from its all-time high, whilst the Nasdaq 100 is -0.77% below its record high

US dollar index (DXY) technical analysis:

https://preview.redd.it/u9wjjpjm7h0d1.png?width=1532&format=png&auto=webp&s=bddab4ba6fc89e54ca33b7717d527ae8abeae0d1
We didn’t see the expected bounce on the US dollar, which instead has closed below 105 with an outside day and is now trying to hold above the 50-dy EMA. Yet I remain unconvinced prices will simply fall to my 104.50 target unless CPI data comes in very soft later today. RSI (2) is approaching oversold, and the 50-day EMA is likely to provide a level of support, at least initially.
Click the website link below to get our Guide to central banks and interest rates in Q2 2024.
https://www.forex.com/en-us/market-outlooks-2024/q2-central-banks-outlook/
https://preview.redd.it/b2djv69v7h0d1.png?width=1000&format=png&auto=webp&s=c0626ce351d58f01cdbce74d2118ced128c534ce

BOE June cut appears less likely

UK data threw an inevitable spanner in the work for a potential June cut from the BOE, with earnings remaining relatively high at 6% (or 5.7% y/y including bonus, above 5.3% expected and unchanged from prior). The jobless claimant amount also fell to 8.9l (13.9k expected) and prior revised to -2.4k from 10.9k. -177 jobs were lost, but this was not as bad as the -215k consensus estimate. Still, BOE’s Chief Economist Pill said that it was “not unreasonable” to consider rate cuts over the summer, although it is unclear whether this refers to June or August. My bet August, and the rebound of GBP appears to back this up.

US-China trade war heating up one more

Shots have been fired by the Whitehouse after they unveiled steeper of tariffs on China, which include EV batteries, medical products and computer chips. EV duties have quadrupled from 5% to 100% and semiconductors have been doubled to 50%. Clearly this is a ploy to look tough on China in the name of in the name of American jobs in the lead up to the elections. Yet it is worth pointing out these inflationary policies could become an own goal and spark a fresh trade war. As expected, China were quick to vow retaliation and take measures to defend its interests.


Economic events (times in AEST)

  • 09:50 – Japan foreigner stock/bond purchases
  • 11:30 – Australia wage price index
  • 19:00 – Euro GDP, employment, industrial production
  • 22:30 – UC CPI, retail sales
  • 00:00 – Fed Vice Chair for Supervision Barr Speaks, US business inventories, retail inventories
  • 02:00 – Fed Atlanta GDPnow

Click the website link below to get our exclusive Guide to index trading in Q2 2024.
https://www.forex.com/en-us/market-outlooks-2024/q2-indices-outlook/
https://preview.redd.it/d4mjyzf18h0d1.png?width=1000&format=png&auto=webp&s=ac1f296f917ebc9a29ddef0c15452ca77a168935

ASX 200 technical analysis:

  • The ASX 200 cash index formed a relatively small bearish outside / engulfing day as it retraced against last week’s bullish range expansion
  • Given Wall Street remains supported and SPI futures were higher overnight, I suspect the cash index is building up for another leg higher
  • SPI 200 futures are on track for a bullish engulfing day, and prices have been coiling up within a small symmetrical triangle pattern which assumes a bullish breakout
  • The 1-hour chart shows a volume cluster around 7780, so any low-volatility retracements towards the 7772 low could be appealing to bullish swing traders
  • RSI (2) is overbought, hence the bias for an initial retracement lower before the anticipated breakout occurs
  • A break above 7800 assumes bullish continuation, and brings the 7580 high into focus, below the 7866 high-volume node
https://preview.redd.it/eufhsk888h0d1.png?width=780&format=png&auto=webp&s=966107cb4db59cbe85a6a0e0f1e4d0e691d2baf7
https://preview.redd.it/252ypwv98h0d1.png?width=1535&format=png&auto=webp&s=954fbdaf844e9b51941c8bda79eccfe9060d8488
-- Written by Matt Simpson
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https://www.forex.com/en-us/news-and-analysis/usd-falters-ahead-of-us-cpi-asx-set-to-track-wall-street-higher-asian-open-2024-05-15/
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2024.05.15 01:28 ungodlyjamess Amount offered for totaled car

Hi, my car was hit while parked and unfortunately it has now been totaled by the at faults insurance. My car is a 1997 toyota camry, it has 352k miles. I was offered by the total adjuster today $1500 for the car. I did not agree to anything yet because I’m worry some that they’re not offering me the correct value. I know the car is old and has miles on it, however $1500 is nothing to get another car. I’m not able to find other cars like it really on places like auto trader or auto tempest. I live in central New Jersey. If anyone can give me some advice on how I navigate to make sure I am paid the correct amount for the car that would be great.
Thank you in advance!
submitted by ungodlyjamess to Insurance [link] [comments]


2024.05.15 01:23 kingbuttnutt Wow, Bourbon County Variants on clearance

Wow, Bourbon County Variants on clearance
Granted I’m in central Illinois where cases of regular BC sits on shelves for years, but I’ve never seen this before.
Was in Chicago a few weeks ago and saw cases of Prop just sitting there as well. I know I hardly drink BA stouts any more, just getting old. Did everyone else stop too? 😬
submitted by kingbuttnutt to CraftBeer [link] [comments]


2024.05.15 00:30 Temporary-Driver-772 Devil's Bargain Counter

Reflecting on 2021, truly marked the zenith of my young career. The pandemic was coming to an end, I was fresh from the hallowed halls of a prestigious but unheralded college, thrust into the corporate labyrinth where, as a mere sidekick to the big shots, I contributed to a deal of record-breaking magnitude. My modest corporate minion life was exaggerated into legend by my professors during an alumni reunion, leading to a rather embarrassing episode where I was paraded around as the poster child of their education career’s success. My parents, not ones to shy away from a bit of pomp, lauded my achievements to anyone within earshot.
But as 2022 unfurled its chaos with the epidemic, my professional life spiralled downwards as swiftly as it had risen. I was laid off, and replaced by a nepotistic hire—my boss's new mistress's nephew. During my dismal final days, my colleagues, once comrades became corporate sharks, whispers of them scheming to claim my last efforts as their own filled the empty office spaces.
Compelled by financial duress to abandon my central city dwelling, I relocated to the outskirts with two college mates, Jaz and Kath, who had similarly found themselves victims of the economic downturn. We settled into apartment 606, a unit with dubious charm, suspiciously affordable on the 13th floor of a dreary building, its corridor haunted by a flickering sensor light that was only designed to function on rare occasions. Yet, the apartment itself was surprisingly very well furnished, almost like something that jumped out from a design mag, out beating sample rooms in Ikea, boasting a spacious balcony, a living room ready for an impromptu soirée, a dining table that’s good enough to hold a banquet(became our co-working space) and a kitchen isle that became our sanctuary and curse.
When we first settled into our new abode, we discovered a trove of fine kitchen utensils, perfect for whipping up sophisticated cuisine and crafting cocktails worthy of a swanky soirée. Tucked away in the fridge, among the remnants of the previous tenants' life, was a quaint note: “The three of us really enjoyed our stay here, especially our meals and nights spent by the kitchen island. We hope you find as much joy in it as we did. Use it well.” With a casual flick of my wrist, I dismissed the note into the garbage can, oblivious to the depth of its seemingly innocuous message. Little did I know, that piece of paper was more a passing of the torch than a simple goodbye.
Our initial days in apartment 606 brimmed with camaraderie and impromptu celebrations: movie nights sprawled on the living room sofas, barbeque dinners under the stars on our balcony, and co-working sessions at the dining table, peppered with resume tweaks and contemplative conversations over cocktails. We even scored a second-hand karaoke machine, allowing me to channel my inner diva—a throwback to my musical theatre days in college and my stint as the voice of corporate presentations and negotiations at my previous job, where I was known for my resonant yet finely tuned voice.
Yet, as the months wore on and the job market remained unyielding, our early merriment slowly surrendered to a creeping anxiety. The kitchen island, once the heart of our home where laughter and shared meals flowed freely, gradually morphed into the epicenter of our collective unease, bearing silent witness to the quiet desperation settling over us.
One evening, in the suspiciously affordable yet stylish apartment, I sank into the sofa, my spirits dampened by my favorite team's disheartening loss. The mood was grim, mirroring my fears of my beloved player's potential retirement at season's end. Later, as we congregated around the kitchen island for dinner, I transformed into an impromptu sports commentator, passionately preaching about the game’s disappointing details that led to failure and my favorite player’s fine qualities. Meanwhile, Jaz updated us on a friend's melodramatic breakup, with guesses that something ugly must have happened behind the scenes. Kath, ever the culinary enthusiast, not only served up her delicious pasta but also dished out the latest celebrity gossip, each tidbit as spicy as her sauce.
The next day, during a late breakfast at the same kitchen island—our unwitting oracle—we were hit by a triple whammy of reality checks. The news of my favorite player's retirement broke, echoing my gloomy predictions from the night before. Jaz chimed in with an update that our friend had uncovered a cheating scandal worthy of its own reality TV special. And Kath, never one to be left out of the drama: her favorite celebrity was now the star of a scandal.
By the third morning, as we sipped our coffee, the newspaper slapped me with another bizarre twist. I was going through the devastating economics and politics sections, then I saw the sports section——featured an irate coach, hell-bent on convincing my favorite player to dismiss retirement plans and keep his jersey on a little longer. Meanwhile, Jaz had good news for a change: it turned out our friend's love story might have a second act after all, as misunderstandings were being cleared up. Amidst these revelations, Kath, who had been grumbling about the nearby supermarket’s inability to stock anything remotely gourmet, and hadn’t had a taste of her favorite Blue Mountain coffee since the beginning of that year, triumphantly found a can of Blue Mountain coffee, and it was on sale and therefore affordable—proof that miracles happen, and sometimes they even go on discount.
As I sat there, absorbing the serendipity of our discussions manifesting into real-world events, I couldn't help but marvel at the mysterious knack of our kitchen island. Was it merely a coincidence, or had this stylish piece of decor become the unlikely conductor of our lives symphony? One thing was certain: life in apartment 606 was never dull, and our kitchen island seemed to be more than just a place to eat—it was a place where, apparently, you could stir the pot of fate.
I decided to conduct a whimsical experiment with our now seemingly magical kitchen island. Clearing my throat theatrically, I declared, "I should be interviewed for a director position." To my sheer astonishment, the next day a headhunter rang me up, claiming I was the ideal candidate for a directorial role at a prestigious corporation in my field. Despite the other candidates possessing decades more experience which defeated me with no effort, and my own lingering self-doubt from months of unemployment, I sailed to the final interview round with the company's executives.
Upon returning to our apartment, I found Kath flaunting a chic dress from a designer brand brand she’d snagged on clearance—a little luxury courtesy of our wish-granting island. Inspired, I approached the island and cheekily requested, "Get us jobs. Something fun." Lo and behold, the following day was spent lounging and binge-watching Netflix, only to be interrupted by a call from a former bigwig at my old job. He was venturing into a more illustrious company and wanted me onboard. The informal chat that followed was a breeze, and just like that, I was back in the game with a fancier title and a fatter paycheck.
The subsequent week was a flurry of celebrations. Jaz secured a senior-level position, and Kath landed her dream job at an influencer management agency. Feeling triumphant, we decided to indulge in a night of fine dining—our first in months. That Friday evening when I went from office to restaurant, on a whim, stopped at a convenience store to grab snacks and cigarettes for our post-dinner revelry. Outside, I encountered a homeless person. After offering him a sandwich (which he traded for a cigarette instead), he took a drag, peered into my eyes, and ominously muttered, “Look, young lady, this isn’t my business, but be wary of what you wish for; everything comes with a price. Good luck and god bless you.”
His words barely registered until later that evening when a mishap occurred that seemed to underline his warning. As we enjoyed syphon coffee post-dinner, a barista accidentally tripped over Kath’s flowing dress. The resulting spill left her with first-degree burns, abruptly ending our night as we rushed to the emergency room. Though it was "just" a first-degree burn, the pain was significant enough to require several days off for Kath’s recovery. Amid the drama, I couldn't help but wonder about the cryptic caution from the man outside the store—had our fortunate streak come with a hidden cost?
We chalked up the coffee calamity to bad luck. The next month flowed smoothly: Kath's fingers healed, she returned to work, and I quickly found my groove at the new job. With all of us gainfully employed, our communal meals at the kitchen island became rare. My mornings were a whirlwind of grabbing breakfast and coffee on the go, followed by an hour's commute to a job that had me scarfing down instant noodles by nightfall, just in time for a quick shower.
As the busy season kicked in, my workload ballooned—not just from the seasonal uptick, but because I was hell-bent on proving my mettle. I quickly outshone most of my peers, and my employer, recognizing a budding overachiever, piled on major tasks, which I eagerly accepted. What started as the occasional hour of overtime soon devoured my weekends. Unpaid overtime, as the fine print in my contract gleefully noted, became my new norm. Driven by a mix of ambition and expectation, I had become the go-to young hotshot, the erstwhile record-breaker now expected to continually outdo myself.
Mentally, I was too swamped to entertain thoughts of anything beyond work, which, in a twisted way, felt like a break. Physically, however, the strain began to show. A bout of flu caught on a business trip escalated into a fever. Sick as I was, deadlines waited for no one, and I soldiered on medicated and miserable. By the time I made it home, my voice had abandoned me. Unable to utter a word the next morning, I resorted to emailing my manager about my sorry state.
That week, robbed of my voice, I mused that it was perhaps a well-deserved hiatus for my overworked vocal cords—a silent retreat if you will. But when my voice did return, it was as a raspy whisper, a shadow of its former crisp and melodious timbre. My doctor offered a grim prognosis: slight improvement might come, but the golden tones were gone for good—scarred by the relentless grind. Ah, the price of ambition—a scratchy throat as a permanent reminder of my corporate conquests.
It seemed I had unwittingly exchanged the clarity of my voice for the tumult of career success. In the midst of our domestic enchantment with the possibly mystical kitchen island, Kath unearthed the contact of a reputed psychic, hailed as the finest in the land. However, the consultation fee was nothing short of princely, and with Jaz vehemently dismissing anything that couldn't be explained by cold, hard science, she promptly opted out of splitting the bill. Kath and I, unwilling to drain our wallets on what could be mere phantasmagoria, reluctantly let the opportunity pass.
Meanwhile, I couldn’t help but notice a curious change in Jaz’s routine. She had ceased dining at the kitchen island, avoiding it as if it were cursed—or perhaps, in her view, simply out of style. The Saturday morning brought a particularly harsh twist: a murder of crows took to spiralling above our balcony, their cries as sharp as the plot of a Poe novel. We found ourselves drawn to the infamous kitchen island, lined up like the cast of a macabre play, silently praying for the birds to disperse. Kath, ever trying to restore some semblance of normalcy, offered up cups of Blue Mountain coffee. She absentmindedly inquired if I wanted cream or sugar in mine—a blunder that made me realize just how long it had been since our last coffee klatch at this very spot. My inner monologue couldn't resist a dark wish for the crows to scatter, perhaps too dark, for they began to dive bomb our balcony in a feathery kamikaze. The spectacle was enough to knock Jaz off her feet—literally—as her mug met its end on the floor. Kath, meanwhile, made a hasty retreat to worship the porcelain god, and I sat frozen, my brain offline, pondering the twisted power of our kitchen island's apparent wish-granting.
After the unnerving spectacle of crows turning our balcony into a scene straight out of a Hitchcock film, our first rational step—post-collective fainting, of course—was to summon cleaners to manage the feathery carnage. Then, still rattled but increasingly curious, we visited a psychic, who, contrary to the crystal-ball-gazer image, operated out of a posh boutique in a high-end mall and dressed more like she was headed to a fashion show than a séance. We laid bare our saga of the seemingly cursed kitchen island, complete with photographic evidence of where domestic bliss meets eerie phenomena.
The psychic introduced a term that chilled the air around us: “limbo,” the threshold between our world and the otherworldly, and she dubbed our kitchen island the "Devil’s Bargain Counter." According to her, our wishes came with a heavy and unpredictable price, because we have accidentally started trades with beings from the netherworld. Her advice was disarmingly simple: cease all trades on the island. To address the repercussions of past wishes, she advised us the first line of defence, which was an eclectic mix of offerings laid out on our cursed countertop: raw meat(rooster works the best), a cocktail of spices(coca and cinnamon preferably), liberal splashes of spirits(whiskey and rum ideally), and an eerie bouquet of black flowers(luckily I found some black roses at a flower shop of the mall). In a grander gesture of appeasement, Kath relinquished her shiny new diamond bracelet, Jaz her absurdly expensive headphones, and I parted with cash—— a hefty slice of my bonus in hopes of placating whatever capricious spirits we'd angered.
Our return to normalcy was brief but sweet, prompting us to plan a getaway, eager to forget about our nefarious kitchen island. Yet, the respite was merely a tease. Jaz, in a stroke of spectacular misfortune, narrowly dodged disaster twice in one day—first nearly becoming subway track fodder on her way back after work, and then almost getting knocked out by a rogue plant at our apartment building’s doorstep. Clearly, our previous offerings were mere appetizers to whatever forces we'd stirred. The psychic, summoned once again to our now-dubious sanctuary, decreed that the spirits had developed rather expensive tastes, unsatisfied by our initial gestures.
In a desperate bid for closure, we had the psychic over for a nighttime ritual, timed perfectly with Earth's closest approach to the netherworld, according to her. Our living room turned into a ritual chamber, with windows blacked out for days, to keep the otherworldly dealings strictly nocturnal. That night, we arranged ourselves around the island, now less a kitchen fixture and more an altar of last resort.
The psychic, amidst a chorus of Latin incantations, directed us through a chilling séance that included a mirror that reflected nothing but darkness and a burning black candle, the three of us sat in a row, joined hands, eyes closed. When the black candle was flickering at its last, the first eerie scratches heard prompted our eyes to open prematurely, we saw a command appear on the island, written by invisible hand and pen, in blood-red script, urging us to find the next "succeeder" before our lease on otherworldly disturbances could be terminated.
With bated breath, we agreed, and as if by magic, our signatures materialized on the countertop, then faded as the candle sputtered out. We tore off the black cardboard taped on the windows at dawn, the sunrise revealed a final message etched into the surface: "Debt cleared." As the daylight grew, the ominous inscription dissolved into nothingness, signalling the end of our spectral saga.
The ordeal, now officially behind us, left us enjoying a semblance of normalcy: life in 606 returned to its mundane rhythm, with dinners and movie nights back on our social calendar. Though not without its scars—literal and figurative.
It’s been two years since then, Jaz, in the throes of romantic bliss, is now gearing up for a new chapter waiting to be written alongside her soon-to-be spouse; Kath, her career finally taking a lucrative turn, was poised to upgrade her living situation, she secured a lease on a lavish serviced apartment in the city center—a place that matched her newfound financial swagger.
I’m not without my own leaps forward. With a modest boost from my parents, I took the plunge into homeownership, snagging a property within the city’s vibrant confines. The process was a whirlwind of paperwork and decorating decisions, culminating in a space I could truly call my own.
As we are packing up now, my last act is to type out our story, at the infamous island, and of course, I left a note in the fridge for the next tenants:
"Welcome to 606. We had a wonderful time here, especially at the kitchen island, filled with joy and unforgettable moments. We hope you find as much happiness as we did. Use the isle well. Warm wishes, the previous tenants."
submitted by Temporary-Driver-772 to creepypasta [link] [comments]


2024.05.15 00:28 bigfishbunny Should I go to small claims?

I will try to keep it short but it's still going to be long. I rented a townhouse in Nicholasville Kentucky. It is managed by a property management company. The same people that own the management company also own the property under a different business name. It had a musty smell. I deep cleaned the carpets five times before I moved in. Got an insane amount of animal fur out of it. After moving in my guinea pigs quickly developed a respiratory problem and died. My child developed pneumonia and we couldn't figure out why. When inspecting the central HVAC, I discovered the inside of it was completely covered in mold. I also found mold growing on the ceiling of my child's closet. You could see where it had previously been painted over and the mold had continued to grow through the paint. The inside of the fuse box also had mold growing in it. I documented everything with photos. My child and I left the unit to stay at my mother's home until the unit was safe. The management company sent someone out to clean the HVAC. That person rubbed the mold around some but did nothing to clean it. I asked someone from the management company to come and look. They sent their maintenance guy out. He assured me they would take care of it. He said he would put a realtor's key on the door so they could come in to fix it. I asked him not to do that and requested he just tell me when they were coming so I could be there. The next morning I arrived at the house at 8:00 a.m.. I had not received any notification of anyone coming to the house. The maintenance guy had put a realtor's key on the door against my wishes. There were people in my home when I arrived. They re-painted over the mold on the ceiling and cleaned the mold out of the fuse box. The HVAC unit will still filled with mold. They handed me a letter from the management claiming I caused the mold with improper use of the air conditioning unit. I paid out of pocket to have mold testing done, which found higher than normal amounts of mold in the air. I presented the results to the management company and requested mold remediation services be performed. I also requested they remove the realtor's key from the home and that they inform me anytime someone was going to be coming. Over the next couple of weeks they refused and continued to send people over with a key who would just come in my home without even knocking. I felt like this was some sort of intimidation tactic. I spoke to a free legal advisor who informed me the city of Nicholasville was somehow exempt from regular landlord laws. After enough fighting with the management company, we decided to end the lease. It was agreed that I would move out and be relieved of any future rent responsibilities. After I left I received an email with a bill for $2,800. They were charging me for mold remediation claiming I caused the mold from improper use of the air conditioner, whatever that means. I responded by telling her I disagree. She then emailed me saying "in that case I will charge you for the rest of the lease" and sent me an additional bill for more than $7,000. I simply ignored them. 6 months later I had a hit on my credit for a $7,000 collection. I contested it and it was lowered down to the $2,800 she originally attempted to charge me. The whole thing feels like extortion. I documented every interaction with them in great detail and have plenty of photos. I also have a paper signed by the management stating the lease has been voided. I'm afraid if I go to small claims, they will bring in lawyers that will be able to screw me over somehow with a counter suit. I just want their fraudulent claim removed from my credit. Any advice would be great.
submitted by bigfishbunny to legaladvice [link] [comments]


2024.05.15 00:07 JPS_97 Rural Central Illinois Coverage

This weekend, I was traveling around central Illinois off the highway in rural areas and I was shocked that Verizon’s service on my Visible sim was not nearly as fast as my T-Mobile sim. In many locations, Verizon still only has LTE, while T-Mobile has 5G UC even in very small towns. How has everyone else’s experience been in rural areas?
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2024.05.15 00:03 Nalarificc Found all over yard, just want to make sure they won't hurt my puppy

Found all over yard, just want to make sure they won't hurt my puppy
Found in central illinois
submitted by Nalarificc to mycology [link] [comments]


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