I have… a lot of trauma. From an abusive dad, to childhood sexual abuse in multiple forms/from multiple people, to a mom that’s unaccepting of lgbt gender and sexuality, to an abusive ex boyfriend, to the one therapist I tried committing suicide and naming me in her note, to suspected undiagnosed autism.
I’m trying to heal, and be a better person. I’m tired of anxiety and fear ruling my life. But I’m in an absolutely horrible financial situation (I have housing but I don’t even have a bed, no health insurance and lots of medical issues and dietary restrictions) so I’m utilizing a free program through work that gives me eight free sessions a year.
How do I figure out what’s important to start with and tell and not spend my limited sessions just trauma dumping with no aim? How do I be open and not afraid this therapist will tell me I’m “too fucked up to live” like the last? My first session is on Saturday and I’m trying so hard to be strong but I’m so scared and any advice would be welcome.

Ill try and give as much context as i possibly can. I am on mobile so i apologize in advance.
I (M29) am a boiler operator in Minnesota. My wife (F29) is a stay at home mom who just recently started doing house cleaning for cash. Her income will have to mostly stop for the summer while the kids are out of school.
Income (monthly): $4800-$5200. My check(after Health insurance, 401k, dental, vision, tax ect) $600-$1200. Wifes cleaning for cash.
Bills (monthly minimum payments):
$50 wifes cc (balance unknown but card limit is $500)
$138 joint cc (balance $4,700, 18%)
$244 my cc (balance $12,250, 18%)
$288 wifes van (balance $10,000, 3.2%)
$158 my student loan (balance $7000, 4%)
$1600 rent
$20 home internet
$100 average nat gas
$150 average electric
$40 mint mobile mine and wife (taken out every 3 months)
$50 fuel for my car
$150 fuel for her van
$100 for both our therapy bills
$120 DnD sessions.
$250 prescriptions.
$100 wife allowance
$100 my allowance
$1200 for 4 people for groceries (Caleb Hammer recommendation)
Total going out: $4738.
Okay so let me explain some of these before people get all up in arms about some of these items. Me and my wife, as well as some of our friends do a almost weekly DnD session. All of us are new to the game (we've been playing for almost 2 years at this point) but we pay a DM to run the game for us. Its a little under $20 per person so our cost is $40 and then we have one sunday per month that we can't play due to work conflicts. Next thing i think people may get up in arms about. My wifes allowance. She's been a stay at home mom for roughly 6 years at this point. She knows she keeps our house running but she doesn't feel like shes contributing anything financially. So to help her feel less guilty about spending money on non essentials i set up an account where $50 per paycheck would be dropped so she can spend it however she wants.
With those things out of the way I'd like to list the options I've been ablto to come up with.
1) Use a personal loan to consolidate the three credit cards and close those accounts. Our credit union has personal loans for 10.75% at 36 months. Roughly $17k at 36 months is estimated to be $550 per month. This would be a big increase in how much our minimum monthly payment is for that debt but if we set it up next fall when she starts working again we should be able to pay it down relatively quickly and it wouldn't hurt as bad as long as shes able to keep making at least $600 per month.
2) Use a 401k loan withdrawal. I currently have access to almost $10k through a loan on my 401k. This could be used to pay off both the smaller cards and a good chunk of the larger card. A 401k loan is repaid back to yourself with interest at 9% but while the money is out on loan its not fluctuating with the market which could end up being more harmful. My employers current match is 3% at 100% and the following 3% at 50%. So they match 4.5% to my 6%. Which is what iv been doing for a while now.
3) Find a 0 interest credit card that i can roll most of the debt or preferably all of it, onto and hammer the shit out of paying it off in the 0 interest period. This again would probably have to wait until my wife starts back to working this fall so we have the best chance of successfully paying it off before the interest free period ends.
If there are other options that may be available please by all means let me know. I can see the light at the end of the tunnel and how wonderful and less stressful life would be without that extra $400+ in credit card bills. Thank you in advance.

So as the title states, I submitted all the documents which included valid health insurance for the year, salary certificate with digital stamp and signature as well as confirmation the work was remote as well as other things such as passport photo, passport personal photo, bank statements etc. For context I own my own company so i created the letter for myself with the digital stamp. But I checked today and I was rejected with the remarks "Name, sorry" and "update correct details as per the passport". What does this even mean? all my details are literally correct and I earn enough every month to meet the threshold. My work is also entirely remote based.
Should I resubmit or should I just go there in person to submit instead?
Thanks

Hey Calgary,
I'm looking to get hormone testing done (testosterone, cortisol, etc.) and wondering if anyone has recommendations for reliable clinics or labs in Calgary.
Also, if you've had hormone testing through a naturopath, how was your experience?
Lastly, does anyone know if extended health care plans typically cover hormone testing or prescriptions from a naturopath? Any advice on navigating insurance for this would be great!
Thanks in advance!

So it’s annual enrollment time for me. We get our health insurance through my spouses company and we both use Zepbound. They have many plans to choose from but NONE of them have any detail beyond deductibles. Is weight-loss medication covered? Who knows? What pharmacy do they use? Don’t say. Can I have like a plan ID number to check on actual benefits? Nope. It’s unbelievably annoying. Some of these plans are really expensive but I’d love to get away from Express Scripts and get my meds covered. Any tips on how to find some of this out?

Hello, I wanted to access the TK safe medical record in the app and asked for the PIN of my electronic health insurance card which is needed to access that part of the TK app. TK told me that I will get the letter by post within 3 working days. After that, almost 11 days have passed. Today, I called to TK and they told that the postman tried to deliver my letter on 10th May and gave a receipt to collect it from the nearest post office (but they weren't able to tell which post office). But didn't get any receipt like that. I searched at two nearby postfillale and both of them didn't find any letter in my name. The customer care agent told me that if this letter bounce back and I need another PIN letter, they will have to send a new insurance card to me and I have to pay for that.
What to do in this situation?

Heyy!
Thanks for stopping by. Here's a bit about me
I love hiking, going to the gym, gaming and playing a few different ball sports. Id describe myself as quite extroverted, i love being that goofy person in a group, but at the same time know when to dial it down lol. I have my own business working in health and wellbeing. I love it! I have a background in psychology so more than happy to chat about that too.
Tell me a little about you!

I'm sorry if I don't explain everything properly in advance, but I'll do my best. Please don't judge me, I'm sensitive and avoid bad comments.
My parents are religious and I grew up in southeast Europe, in a country whose larger population is Muslim.
My parents did their best to raise me and my siblings. My father wanted me to cover up when I was about to start high school, and that's when I became more religious. With those years, I watched my peers having fun, going out and I, on the contrary, wanted to be just calm and none of these things that teenager's did interested me. I'd just fantasize about haram stuff sometimes
At one point, I was very extreme in my believes where going out of the house felt wrong. I began to weaken and somehow withdrew from religion. I stopped praying. I found my first friend group and had a boyfriend who wasn't religious. Then the corona happened. I fell into a deep depression because I felt lost and sinful. Even though I started praying and broke up. I felt in the prayer that I was sinful and everthing hurt. I'm not sure will anyone understand but I felt "not forgiven" if O can say so. Since then, I've felt like my life had no meaning.
I wanted to take off the hijab before college, but my parents were against it, and I felt bad about disappointing them. Since then, my desire has been to move out and start my life. At least in my case, it's not that easy. I set myself a goal of finishing college, saving money and moving out when I found a job. I avoided making friends and going out, traveling because it was stupid for me to play a person I wasn't. Also I have mental health issues that I never had the courage to admit. This year, something broke in me and I wanted to try something crazy. I met a guy online, we agreed to go out. We were both lonely and I suggested fwb because mentally I don't consider myself ready for more. We went out a couple of times and then slept together. The guy was careful with me and we were both looking to be nice to each other but you know how it feels when you don't know somone.
This was the first time I took off the hijab and went out somewhere without it, the first time kiss, first dinner out and for me everything was dreamy and I felt the feeling of being "alive". I was so happy but sad at the same tlme.
We fell in love with another. I was honest with him and my story. He was also honest with me and we kind of connected even though we're different in some ways. He was there for me when I got UTI after our first time, he was there when I needed somone to talk to because I couldn't tell anyone what happened. He wss there when I needed to go to a gyno. He was there when I had panic attacks... Even tho he couldn't feel what I was going through, he didn't say anything hurtful.
After this, the really of life slapped me hard and from feeling numb I felt happy, scared, sad, worried, lost... I know losing my virginity was something that made me question myself. I would cry a lot about falling in love, about losing my virginity, about being such a disgusting person for wearing hijab but doing this, for the thought of my parents being disappointed, for the thought of judgment if others knew.. Everthing felt out of touch and line. Every day I would wake up broken. There were points where I wanted to brake up but than I would start to cry, points where I thought it's time to move out now or points where I wanted to sleep forever.
I made dua and prayed once. I felt numb while praying and not really a connection. I'm now lost in my mind, heart, soul because I'm not sure if anything makes sanse anymore. I need help.

I live in Slovakia, have a standard health insurance, I use Kreon 25000 and I pay around 30€ for 3x50 capsules if I have a prescription, that’s enough for 50 days. Without a prescription it’s around 30€ for 1x50 capsules, but the pharmacies can’t sell it without a prescription so I can’t buy it more expensive anyway. Do prices differ for other countries?

Delivering goodwill with elevation and emotional intelligence involves a combination of empathy, effective communication, and thoughtful actions. Cultivating positivity, thoughtfulness, and prosperity in others can be achieved through several strategies:

1. Practice Active Listening

Show Genuine Interest

• Listen Attentively: Focus on what the other person is saying without interrupting. This shows respect and makes them feel valued.
• Respond Thoughtfully: Reflect on their words and respond in a way that shows you understand and care about their perspective.

Empathize

• Understand Feelings: Try to understand the emotions behind their words. Show empathy by acknowledging their feelings and validating their experiences.

2. Communicate Positively

Use Affirmative Language

• Positive Framing: Frame your words positively, focusing on strengths and potential rather than weaknesses and limitations.
• Encouragement: Offer words of encouragement and support to uplift others.

Express Appreciation

• Gratitude: Regularly express gratitude for others' efforts and contributions. Acknowledging their hard work and kindness can boost their morale.
• Compliments: Give genuine compliments that highlight specific qualities or achievements.

3. Demonstrate Empathy and Compassion

Be Present

• Availability: Make time for others, showing that you are available and willing to support them.
• Engagement: Engage fully in interactions, showing that you are truly present and invested in the conversation.

Offer Help

• Supportive Actions: Offer practical help or emotional support when needed. Acts of kindness can significantly impact someone’s well-being.

4. Promote Inclusivity and Respect

Value Diversity

• Respect Differences: Embrace and respect diverse perspectives, experiences, and backgrounds.
• Inclusive Behavior: Encourage inclusive behavior and ensure everyone feels valued and heard.

Build Trust

• Honesty and Integrity: Be honest and act with integrity. Trust is built when people see that your actions align with your words.
• Confidentiality: Respect privacy and keep confidences, showing that you are trustworthy.

5. Encourage Growth and Development

Mentorship

• Guidance and Support: Offer to mentor others, providing guidance, support, and sharing your knowledge and experiences.
• Encourage Learning: Promote a growth mindset by encouraging continuous learning and development.

Feedback

• Constructive Criticism: Provide constructive feedback that is aimed at helping others improve, delivered in a positive and supportive manner.
• Positive Reinforcement: Reinforce positive behaviors and achievements, highlighting progress and effort.

6. Lead by Example

Model Positive Behavior

• Set an Example: Demonstrate the behavior you wish to see in others. Lead with kindness, integrity, and positivity.
• Consistency: Be consistent in your actions and words, showing reliability and steadfastness.

Inspire Through Actions

• Passion and Enthusiasm: Show passion and enthusiasm in your endeavors. Your positive energy can be contagious and inspire others.
• Resilience: Demonstrate resilience and a positive attitude in the face of challenges, encouraging others to do the same.

7. Create a Positive Environment

Foster a Supportive Culture

• Team Spirit: Encourage teamwork and collaboration, creating a supportive and cohesive group dynamic.
• Recognition and Celebration: Regularly recognize and celebrate achievements, both big and small, to maintain a positive and motivating atmosphere.

Encourage Well-Being

• Healthy Practices: Promote healthy work-life balance and well-being practices, showing care for others' holistic health.
• Stress Management: Provide resources and support for stress management and mental health.

Conclusion

Delivering goodwill with elevation and emotional intelligence requires active listening, positive communication, empathy, inclusivity, and supportive actions. By fostering an environment of trust, respect, and growth, you can cultivate positivity, thoughtfulness, and prosperity in others. Leading by example and creating a positive environment further enhances the impact of your efforts, promoting a culture of well-being and mutual support.
Delivering goodwill with elevation and emotional intelligence involves a combination of empathy, effective communication, and thoughtful actions. Cultivating positivity, thoughtfulness, and prosperity in others can be achieved through several strategies:

1. Practice Active Listening

Show Genuine Interest

• Listen Attentively: Focus on what the other person is saying without interrupting. This shows respect and makes them feel valued.
• Respond Thoughtfully: Reflect on their words and respond in a way that shows you understand and care about their perspective.

Empathize

• Understand Feelings: Try to understand the emotions behind their words. Show empathy by acknowledging their feelings and validating their experiences.

2. Communicate Positively

Use Affirmative Language

• Positive Framing: Frame your words positively, focusing on strengths and potential rather than weaknesses and limitations.
• Encouragement: Offer words of encouragement and support to uplift others.

Express Appreciation

• Gratitude: Regularly express gratitude for others' efforts and contributions. Acknowledging their hard work and kindness can boost their morale.
• Compliments: Give genuine compliments that highlight specific qualities or achievements.

3. Demonstrate Empathy and Compassion

Be Present

• Availability: Make time for others, showing that you are available and willing to support them.
• Engagement: Engage fully in interactions, showing that you are truly present and invested in the conversation.

Offer Help

• Supportive Actions: Offer practical help or emotional support when needed. Acts of kindness can significantly impact someone’s well-being.

4. Promote Inclusivity and Respect

Value Diversity

• Respect Differences: Embrace and respect diverse perspectives, experiences, and backgrounds.
• Inclusive Behavior: Encourage inclusive behavior and ensure everyone feels valued and heard.

Build Trust

• Honesty and Integrity: Be honest and act with integrity. Trust is built when people see that your actions align with your words.
• Confidentiality: Respect privacy and keep confidences, showing that you are trustworthy.

5. Encourage Growth and Development

Mentorship

• Guidance and Support: Offer to mentor others, providing guidance, support, and sharing your knowledge and experiences.
• Encourage Learning: Promote a growth mindset by encouraging continuous learning and development.

Feedback

• Constructive Criticism: Provide constructive feedback that is aimed at helping others improve, delivered in a positive and supportive manner.
• Positive Reinforcement: Reinforce positive behaviors and achievements, highlighting progress and effort.

6. Lead by Example

Model Positive Behavior

• Set an Example: Demonstrate the behavior you wish to see in others. Lead with kindness, integrity, and positivity.
• Consistency: Be consistent in your actions and words, showing reliability and steadfastness.

Inspire Through Actions

• Passion and Enthusiasm: Show passion and enthusiasm in your endeavors. Your positive energy can be contagious and inspire others.
• Resilience: Demonstrate resilience and a positive attitude in the face of challenges, encouraging others to do the same.

7. Create a Positive Environment

Foster a Supportive Culture

• Team Spirit: Encourage teamwork and collaboration, creating a supportive and cohesive group dynamic.
• Recognition and Celebration: Regularly recognize and celebrate achievements, both big and small, to maintain a positive and motivating atmosphere.

Encourage Well-Being

• Healthy Practices: Promote healthy work-life balance and well-being practices, showing care for others' holistic health.
• Stress Management: Provide resources and support for stress management and mental health.

Conclusion

Delivering goodwill with elevation and emotional intelligence requires active listening, positive communication, empathy, inclusivity, and supportive actions. By fostering an environment of trust, respect, and growth, you can cultivate positivity, thoughtfulness, and prosperity in others. Leading by example and creating a positive environment further enhances the impact of your efforts, promoting a culture of well-being and mutual support.

The property involved in the transaction is Denville Commons, a 73,239-square-foot retail complex located at 3130 New Jersey Highway 10 in Denville. The asset, owned by Sonny Adoni of Adoni Property Group, is situated in the market of Denville, showcasing a commitment to a diverse tenant mix with the recent addition of new tenants including Phenix Salon Suites, American Family Care, Health Mate Hot Tubs, and Tropical Smoothie Café.

Summary of transaction details:

• Property Type: Retail
• Transaction Amount: Not specified
• Landlord: Sonny Adoni - Adoni Property Group
• Tenants: Phenix Salon Suites, American Family Care, Health Mate Hot Tubs, & Tropical Smoothie Café
• Brokers: Alana Friedman & David Townes - JLL

The deal at Denville Commons, facilitated by brokers Alana Friedman and David Townes from JLL, brought the shopping center to full occupancy by securing the mentioned four new tenants. This successful endeavor highlights the collaborative effort between the landlords and the tenants, further enhancing the shopping experience for the local community.
Learn More: Adoni Property Group Achieves Full Occupancy With Denville Retail Lease Deal

I'm 20 years old and I have a lot of different chronic conditions that cause me a lot of mental stress and physical pain in my day to day life. I don't have a job, don't have a license, live with family, barely leave my house, I can't manage to even stay in a course without dropping it halfway through out of exhaustion and total lack of motivation. I barely get out of bed and if I do I struggle to get dressed, take a shower, eat or drink anything, etc.
This is how I've felt for a majority of my life, especially through the abuse from family and partners, and bullying from my peers.
However, I'm constantly looking after everyone else. My grandparents and parents have all been extremely emotionally repressed their whole lives until recently, and with my parents discovering their own issues and becoming self aware they've looked to me for emotional support. My grandparents are both still repressed for the most part but because they've been struggling with their health and going in and out of hospital they've been relying on me to help them more.
Both groups of my friends are all struggling in similar ways to me but I've spent years in therapy and trialling medications, and I've learnt to handle these issues privately and manage my outer image. I also have more life experience (which must sound funny coming from a 20 year old). They tend to look to me for guidance and support.
If I'm honest I let people think that I'm okay, that I'm doing alright. Because I noticed a long time ago and ever since then that unless I'm actively breaking down or exploding that people won't ever notice or offer support despite knowing these are issues I deal with constantly. I've asked for support. I've asked for things as simple as just asking me if I'm alright or just giving me company. I've never asked for more than that, and even when I go to them I'm never really given as much as I give to them.
I know everyone cares about me in varying degrees, but I can't help but feel like that's often not enough to just know they care. I just can't help but feel bitter sometimes because I'm always the one taking care of other people, I'm always the one giving advice.
I don't know what I'm even doing anymore. I'm in too much pain and under so much stress that I don't think I could hold a job if I tried (and I've tried), so I'm under financial stress too. I can't move out even though I desperately need my own space, some semblance of privacy. I can't concentrate on studying anything for the life of me, and I have no passion for things that I'd be able to get a job in. Any career paths I'd actually like to do are barred to me because of lack of opportunities in my area (not to mention the pain of even just walking or speaking making most in person jobs look like a nightmare). I've dropped three courses so far, and I'm terrified of being a total failure. But if I keep going the way I'm going I think I won't make it long.
This post is probably a bit all over the place and doesn't really have a lot of details, but I just needed to get it out somewhere. I don't even know what I'm talking about even counts as lying. I just think sometimes it feels like everyone, including myself, are pretending nothing is wrong even if we're all aware that there is.
Even when I was sick with gastro for a week no one brought me food for 5 days, even then I ate only a few crackers on the 6th day and on the 7th I ordered rice pudding off of doordash because I was still too weak to stand up for long let alone cook. I ended up vomiting on the floor too a few times because I was too weak to make it to a toilet and no one gave me a bucket or anything. I've spent the last 3 years supporting my ex boyfriend through his struggle with depression and OCD despite his abuse of me. I helped my best friend recover from her abusive relationship with her ex boyfriend only for her to abandon me the moment she got a new boyfriend.
These days I feel somewhere between apathetic and extremely bitter. I also feel pathetic even though people keep telling me I'm strong. I feel like even if I am strong that it doesn't matter. I've also been scared of dying too early in case that isn't even enough to make them care. My dad told me that suicide is for cowards. I know that isn't true. But I know if I do die like that that he'll think I'm one.
So. Any advice?

I was biking in a roundabout and got hit by a car. The driver was apologetic and gave me his phone number and I have his license plate number. I was in shock and just went home.
At this point, the only damage is a sprained ankle. I'm following instructions from my huisarts (a shareholder in Paracetamol Inc.). It's realistic to expect there are costs to come, like physio and missed work.
I want to make sure that I'm covered for future costs. What do I do now to make sure those can be claimed against the driver's insurance later?
Here's what Fietsersbond said:

Als er sprake is van lichamelijk letsel is het zaak de politie te waarschuwen, zodat deze een proces-verbaal op kan maken. Als er geen lichamelijk letsel is, komt de politie meestal niet. Je moet dan zelf het ongeval beschrijven.

So I called the politie, and they said there was nothing to do (since it had happened a few hours previous) and I should just call my insurance.
But what insurance? Driver's insurance? Property insurance? Health insurance? I wouldn't be making a claim against my insurance but against the driver's insurance. Is that who I should contact?
Were the police supposed to do something they didn't?

I'm looking to sort my finances out properly and just need to set this out somewhere to sense check.
Basically, 4 years ago, I was heavily in debt to the tune of £30k. Thanks to living very frugally for past couple of years, I've been paying if off at about 1k a month. Today was my last large loan payment. It would have been earlier but I recently also purchased my first home (had to buy a year earlier than planned due to local rental situation). Costs are comfortably within my income / outgoings ratio.
I'm not completely debt free now (2.8k on interest free credit card) but I really want to be able to start to follow the flowchart, build an emergency fund, decorate and allow myself a bit of leeway to have an occasional night out. I've come up with the following breakdown for next 12 months. Both bills budgets are rounded up by 5-10% )just in case of any price rises so maybe a little spare cash in those) Does this sound reasonable? Welcome any feedback/ suggestions/cold, hard reality checks
Income £3170
Breakdown
Account 1 - Household bills £1250 (mortgage, bills, netflix, internet, cashback health plan for dental and glasses comes to 1179 p/m currently)
Account 2- changeable bills (train and bus, annual car insurance and maintenance, fuel, food, pet insurance, pet food) £500
Credit card £250 0% until July 25
Savings £750
Chase account for fun money (whatever I want, hair, clothes, socialising, hols, lunches, pay exercise classes) £350 /£75 paid weekly
Aim is to build emergency fund over 12 months of about 9k Pay credit card off £2800 Allow myself some treats and buy some much needed new clothes with "fun" money.
I appreciate that things can happen in 12 months so might not achieve everything. My house is in good nick and nothing urgently needs doing.

Hey everyone! i (28) have been part of this thread for a while now. i have debating on whether or not to post. i have noticed throughout the trans community, there are many people who have a lot of anger towards the world and struggle to focus on the mental health side of their lives. i am on a journey to improve my mental health/heal and want to surround myself with people who want the same. does anyone know of any threads or facebook groups that i can check out that include people who may think similarly to myself? i am located in the bay area, ca.

Hello everyone. I have joined about a year ago my current employer. Just trying to have some opinions on my current status as I would like to negotiate it. Thank you.
1. PERSONALIA

• Age: 29
• Education: Bachelor
• Work experience : 4,5
• Civil status: Legal cohabitant
• Dependent people/children: 0

2. EMPLOYER PROFILE

• SectoIndustry: IT Consultancy
• Amount of employees: >1000
• Multinational? Yes

3. CONTRACT & CONDITIONS

• Current job title: Java developer
• Seniority: 1 year (as of now)
• Official hours/week : 40
• Average real hours/week incl. overtime: 40
• Shiftwork or 9 to 5 (flexible?): 9 to 5 but very flexible
• On-call duty: No
• Vacation days/year: 20+12

4. SALARY

• Gross salary/month: 3300
• Net salary/month: 2230 (incl netto comp)
• Netto compensation: 145
• Mobility budget/cabike/...: Car + fuel card (Belgium)
• 13th month (full? partial?): Full
• Meal vouchers: 8/Day
• Ecocheques: 250/Year
• Group insurance: 4% employer
• Other insurances: Health insurance
• Other benefits (bonuses, stocks options, ... ): Laptop, phone + subscription, discounts for various things (electro, activities etc)

5. MOBILITY

• City/region of work: Brussels
• Distance home-work: 20min
• How do you commute? Car
• Telework days/week: no policies enforced at client. Usually 4/week telework.

6. OTHER

• How easily can you plan a day off: Easy
• Is your job stressful? Usually low stress
• Responsible for personnel (reports): None

The 3 easy ways to make money with MMA are the exact 3 methods I did when I start at 17.
Here I am going on 25 and Martial arts is how I make a living so I want to share those 3 methods with you.

1.) Coaching:

Most MMA fighters will start here. Becoming a trainer is the easiest way to get started because as long as you have mastered the basics of Boxing or Kickboxing, you can start teaching anyone at a park for as low as $25/hour & package session however you chose.
You even have the option to do group classes so you can train more people at one time. Make more money, and work less hours.

2.) Writing:

Knowledge is power & if you have a love for self improvement then you have a strategic advantage.
Self Help books sits around $16Billion in gross revenue for that industry. Being that martial arts & MMA is a means that people use to help with mental health issues like anxiety, depression, rage, and anger you could use your knowledge of martial arts to address mental health issues.
I personally have written 2 books on self improvement using the lesson I've learned from martial arts.
You can do the exact same thing.

3.) Consulting:

Consulting is a great route to take to exploit more of your knowledge by giving advice or guidance to people who need it.
For example:

• Have a degree or certification in nutrition? Become a nutrition consultant for fighters
• Have expertise in gym sales? Become a Sales consultant for MMA & Fitness Gyms
• Have a passion for mentorship? Become a Life Coach for people using your own knowledge of how martial arts can improve a person's life.

When you use the knowledge you already have and package that knowledge into a way that is useful for other people, you will find a means to make money no matter the skillset.
You just have to put your knowledge in front of the right people.

I'm a drone pilot and I'd love to learn how insurance companies hire drone operators to capture damage photos of properties. I was a roofer and participated in a couple of claims that used drones. I'm just wondering how they find the pilots so I can put my name in the hat. Is there a group I could join or list to be on? I thought this would be a good group to ask. I appreciate any insight, thanks! EDIT: to be clear I'm looking for 1 off gigs, not a full time position. If the work volume is there I would relocate to storm area. Thanks!!

I am F53 and engaged to M60. We've been together for nearly 3 years. When we first met, he said he was a Trump fan. I am not. He also is Morman, but told me he wouldn't ever push that on me. Because he's Morman, he doesn't drink (much). Again, he said it was fine if I did. I also smoked when we first met.
He is a good man, and we had fun together. Admittedly, I'd been single and lonely after ending an engagement just before COVID and I liked having a nice guy to hang out with. He treated me well, was funny and kind.
After 5 months, I got a job offer to move across the country, and when we spoke about it, he encouraged me to go and agreed to maintain our relationship long distance. I commuted to my job every other week from Feb. 2021 to Sept. 21 and then moved completely. He even said at that time he'd consider moving where I was "some day."
I traveled back and forth and was with him over the Christmas holidays in 2022/2023.
Then he came to visit me for a month in Feb/Mar 2023. We went on a cruise and then he worked from my house and I worked at home and at the office. During that time, his mother would call every day and berate him for leaving for so long. She has the beginnings of dementia, but it was difficult to hear their conversations, and I eventually just left the room when she called.
During that trip, he said he could never move that far from his parents while they're alive and that he probably didn't want to move where I was anyway. Also during that trip, he got mad at me for being too competitive when we played Wordle and Trivial Pursuit because I did a little trash talking. I tried to stop doing that, but he was very sensistive to it. Eventually, after two or three (IMO) stupid fights about it, he talked to his friend who told him to stop being such a p****. We've not argued about that since, but I also no longer play any games with him.
Then, in April of 2023, I was diagnosed with kidney cancer. I went on medical leave and had my kidney removed in June of 2023. I traveled to his house before the surgery and stayed for about a month, and then he came to stay with me for the surgery and took amazing care of me while I was in the hospital and recovered. By then I'd decided I no longer wanted to be so far away from my family, including my college-age kids so I rented out my house and moved fully in with him in July of 2023. By now, we agreed we loved each other and were working toward marriage.
Before I moved, I suggested we could rent out his condo and buy a place together. But when I started talking about locations and looking at houses, he said he couldn't move and wanted to stay close to his parents. I respect that, but my (new job) is more than an hour away from his house, and I have to go in 3 times a week. Nonetheless, I agreed we could just stay in the condo.
In December of 2023, we picked out and purchased an engagement ring. It sat in our home until the beginning of March. Some time in February he started talking to his family. His two adult daughters were supportive, but his parents and aunt were not. Though they all proported to love me, they just didn't see why at his age he'd even want to get married again. I have and make more money than him now, but he stands to inherit much more than me. We agreed to do a prenup to protect our estates for our children while also taking care of each other. He kept me aprised of his challenging conversations but eventually told me he got his parents and aunt to agree to support our wishes.
In March, while he came with me on a business trip, he proposed while we were out for dinner. I'll admit it was a big anti-climactic, but I suppose I felt that's sort of to be expected at our age. Btw we were both married for 10+ years and have two children. We were also both previously engaged but broke those off a year or so before we met.
Then, he never told anyone that we actually got engaged. I asked why, and he said since he told them he was going to give me a ring, they knew what the needed to know. I sat through at least two meals with his parents and one with his brother and it never came up. He didn't mention it, and they didn't notice. That felt uncomfortable, and I told him that. He didn't do anything different. We went to a family wedding, and his sister in law noticed my ring, and as I expected, made a big deal of it. It still didn't feel celebratory.
I guess I started to feel insecure and doubtful around this time and possibly started noticing (maybe even looking for) other things. We had a converation about how I was working with some colleagues to start an LGBTQ+ employee resource group at work and how I was frustrated that leadership, which is in a European country, did not support our efforst. I'd been an executive sponsor of such a group at a different job before, and I'm a passionate ally. When I expressed my frustration, he told me he understood why the company wouldn't want to set one up because they just want to focus on business. I tried to speak to him about the benefits of embracing these kinds of diversity efforts have at work, but it was clear he didn't want to hear it.
Then, and I think this was a different conversation, he said he believes being LGBTQ+ is immoral. I asked if that was due to his religion, and he said no, he's always felt that way. I reminded him that my daughter sees herself as part of that community, and his response was that he would never treat her poorly and would never say anything unless he was asked. That one hurt.
Over the next several weeks, we had more frustrating conversations. One began as a result of that viral bear in the woods question. I told him I too would choose the unknown bear over an unknown man and he could not in any way comprehend what we were talking about. I admittedly got frustrated, but I tried to explain about how women are disproportionately affected by violence, and he said "What about men. We get attacked too." I was incredulous but not getting anywhere.
I even started therapy again because I just wasn't getting past this. After my first session, I sat down and told my fiance that I was feeling disconnected and was worried about our different social and political ideologies. He asked me what other areas I felt we were different in. I reminded him about my passionate opinions about abortion rights. womens health issues, etc. And he said he knew I was kind of a feminist. I think we ended by saying we might need to stay away from some of these issues.
Then just last night, I asked how he was feeling about everything. And the whole thing started again, but got even worse. I told him I'm not kind of a feminist, but that I am a feminist. He asked me what that meant, and I reitterated several issues I'm passionate about. And he said something like, "what about issues facing men... it's not easy being a man." I said we weren't talking about men but that we're talking about issues that face women, including me. He said that was selfish.
I asked him if he had the same conversation with someone in a minority population and that person told him about things they've experienced because of their skin color. He said yes he'd had those converations and told a black person, for example, that if he thinks he has it hard, try trading places with him. My fiance grew up middle class, was well fed and clothed, had college paid for him, graduated, developed a good career, got married, moved to a upscale community and had children. Did I mention he is a POC? His parents are German and Phillipino, but he looks Samoan.
This let to a conversation about privelege, and he just could not understand it it all. When I suggested that he faced fewer obstacles than other people by virtue of the family he was born into, he said "OK, why does that matter. Am I supposed to feel bad?" I was just so frustrated at this point, and it felt like not only could he not understand or respect how I look at things, but that he was trying to poke holes in my thoughts.
So I know that was a long story, but it was a bit cathartic to put it down on paper. We spoke again this morning and both agreed these difference in social issues are serious and that we should step back and re-evaluate our engagement, and ultimately our relationship.
I guess I'm asking if I am the asshole for running through some red flags earlier in our relationship to end up now facing the prospect of moving for the third time 2.5 years. It's really been a crazy few years...

I am a 21 year old male and will be making 70k+ in June with a steady raise to be 85k+ within 5 years. That is base pay with lots of overtime available also. I'm mostly just looking for advice or a plan on how to properly invest and save this money. I can answer most questions anyone has, but here is some background.
I live alone with my girlfriend and split a $1000 rent. My personal bills every month amount to around $1300 total right now, but I'm working on lowering my phone bill and some others. I have 2 credit cards with a constant balance under 10% that is paid fully every month. No other debts. My car is paid off and I'm still on my parents health and car insurance.
My car is mostly reliable with only one large issue in 4 years, but I would like something with better gas mileage and technology. I will only be driving about 5 miles each way to work and anything outside of that so not much use on my car.
We live in a lower cost state, but far from the lowest. I do not have much in savings currently as I've had to use a lot and miss out on a lot to get this job. I have a Vanguard account with a couple hundred on index funds, but nothing large started.
My new job will have excellent health care, but I do not know if it's worth getting day one or staying on my parents for a little longer. My main hobbies can get pretty expensive, but I've always been good with setting money aside and not living over my means. We do not have any plans on children, but it's always a small possibility we may.
That's all I can think of now so any advice or help planning would be greatly appreciated!