Michael teutul occ

Weekly Events Thread 2/26/24 - 3/3/24

2024.02.26 15:45 STLhistoryBuff Weekly Events Thread 2/26/24 - 3/3/24

Please, feel free to add any events below! Check out the Visitor's Guide for more things to do around town!
Looking to meet up with people? Check out Meetup St. Louis.
Be sure to continue scrolling past the Weekly Events for Trivia Nights, Live Music, Sporting Events, Local Comedy, and more!
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Sporting Events This Week Attractions Around the Area Comedy This Week
St. Louis Cardinals schedule Anheuser-Busch Brewery Funny Bone Comedy Club
St. Louis Blues schedule City Museum Helium Comedy Club
St. Louis City SC schedule Gateway Arch The Improv Shop
St. Louis Battlehawks schedule Missouri History Museum
St. Louis Billikens schedule National Blues Museum
​
Trivia Nights
Location Date/Time More Information
Anheuser-Busch Biergarten Tuesdays 6:00 pm - 8:00 pm Trivia Details
Bar K Tuesdays at 7:00 pm
City Foundry Thursdays 7:00 pm - 9:00 pm
Joey B's on the Hill Mondays 8:30 pm - 10:30 pm Trivia Details
Nick's Pub Mondays
Felix's Pizza Pub Tuesdays at 8:00 pm Trivia Details
ITAP (Delmar Loop) Wednesdays at 7:00 pm
ITAP (Soulard) Tuesdays at 7:00 pm
Schlafly Brewpubs (Any Location) Tuesdays 7:00 pm - 9:00 pm Trivia Details
Rockwell Beer Co Tuesdays Trivia Details (Reservations required)
The Mack Tuesdays at 8:00 pm Trivia Details
The Pat Connolly Tavern Wednesdays at 7:00 pm
The Post Wednesdays 8:00 pm - 10:00 pm Trivia Details
Pieces Board Game Bar & Cafe Wednesdays Trivia Details
HandleBar Thursdays at 7:00 pm - 9:00 pm Trivia Details
Steve's Hot Dogs Tuesdays 7:30 pm - 9:30 pm Trivia Details
Wellspent Brewing Thursdays at 7:00 pm
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Live Music This Week
Music Venues Live Music Around Town
Blueberry Hill Duck Room 1860 Saloon
Chesterfield Amphitheater BB's Jazz, Blues & Soups
Delmar Hall Broadway Oyster Bar
Enterprise Center City Foundry
The Fabulous Fox Theatre Gallery Pub
The Factory Game 6 Honky Tonk
Hollywood Casino Amphitheatre Gaslight Lounge
Off Broadway The Heavy Anchor
Old Rock House Jazz St. Louis
The Pageant Joe's Cafe
Red Flag The Lot on the Landing
The Sheldon Tim's Chrome Bar
St. Louis Music Park McGurk's
St. Louis Symphony Concert Calendar SoFar St. Louis Secret performances around town
Stifel Theatre Venice Cafe
Yaquis on Cherokee
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Recurring Outdoor Activities
Big Muddy Adventures – STL Riverfront Adventure Big Muddy Adventures was established in 2002. They are the first professional outfitteguiding company providing access to the wild wonders of the Middle Mississippi and Lower Missouri Rivers.
Gateway Arch Events There are a variety of things to do along the Mississippi River.
Hidden Valley Ski Resort Ziplining, scenic chairlift rides, and hiking trails opened during the summer. Skiing, snowboarding during the winter.
​
submitted by STLhistoryBuff to StLouis [link] [comments]

2024.02.26 14:49 Dancelvr2000 A Warning - Sim Card Data and Fraud - $24,000,000

So as I have posted elsewhere on thread, my FIL was the victim of a Sim Card swap whereby he lost $17,500.00 in a matter of hours. His only warning was his cell service stopped working. Your Sim Card can enable in the wrong hands full access to everything on your cell phone, including all 2-FA will go to the scammer to “authorize” all transactions, wire transfers, PayPal transfers, crypto transfers, etc.
The case of Michael Terpin which was recently lost in favor of ATT is a lesson. Michael Terpin lost $24,000,000 when an ATT employee sold his Sim Card for a $20.00 bribe. Terpin was an extremely sophisticated investor, and had the best attorneys fighting the case for six (6) years and lost.
Protect your Sim Card with enhanced security, Sim Card locking, or best of all use of electronic (non-physical) Sim Card. Many phones are going away from physical Sim Cards.
In our case, reports to the carrier, Wells Fargo, CFPB, OCC, Local Police, FBI, ICC3, Elderly Abuse, State Attorney General have not yielded results or being made whole. We are now at 5 months out. You must prevent this.
There was no phishing, passwords were secure, no fake calls to gain information, no text, etc. There was 0% fault. Over a dozen attorneys have refused the case as amount not worth their effort on contingency.
submitted by Dancelvr2000 to Scams [link] [comments]

2024.02.17 16:33 gummywormpje Searching for longterm rp partner (Fnaf

Fnaf rp Afton Family
Searching for a long term rp buddy i am not replacing anyone
Hey there. I was thinking to do a fnaf rp mostly based on the afton family. Like William having interaction between his wife, kids. Maybe even henry etc It just seemed a fun concept to me. Im pretty intrested to play around the time of fredbear diner. Im totally fine with gore and the story to become dark.
I play as William all the other characters we can discuss. Im also intrested to do something more between Michael and William. I dont need to write long paragraphs but atleast enough detail so i have something to reply to. So no one liners. I also like to play more then one character. So there is more interaction. Adding ocs is a,so fine to me, like an employee at the restaurant or something else i like to hear your ideas!
Be atleast 20 or older. I have 8/9 years experience of rping I only rp on discord and please dont ghost me if you are going to be gone for a while or dont want to rp anymore just let me know. I also like occ, who knows it can create a new friendship :) I am somone who replies quick and like to have a story going.
If you are interested feel free to shoot me a dm, introduced yourself and let me know what your favorite animatronic is so i know you read everything!
submitted by gummywormpje to RoleplayPartnerSearch [link] [comments]

2024.02.17 16:32 gummywormpje Searching for longterm rp partner (Fnaf

Fnaf rp Afton Family
Searching for a long term rp buddy i am not replacing anyone
Hey there. I was thinking to do a fnaf rp mostly based on the afton family. Like William having interaction between his wife, kids. Maybe even henry etc It just seemed a fun concept to me. Im pretty intrested to play around the time of fredbear diner. Im totally fine with gore and the story to become dark.
I play as William all the other characters we can discuss. Im also intrested to do something more between Michael and William. I dont need to write long paragraphs but atleast enough detail so i have something to reply to. So no one liners. I also like to play more then one character. So there is more interaction. Adding ocs is a,so fine to me, like an employee at the restaurant or something else i like to hear your ideas!
Be atleast 20 or older. I have 8/9 years experience of rping I only rp on discord and please dont ghost me if you are going to be gone for a while or dont want to rp anymore just let me know. I also like occ, who knows it can create a new friendship :) I am somone who replies quick and like to have a story going.
If you are interested feel free to shoot me a dm, introduced yourself and let me know what your favorite animatronic is so i know you read everything!
submitted by gummywormpje to roleplaying [link] [comments]

2024.02.17 16:31 gummywormpje Searching for longterm rp partner (Fnaf

Fnaf rp Afton Family
Searching for a long term rp buddy i am not replacing anyone
Hey there. I was thinking to do a fnaf rp mostly based on the afton family. Like William having interaction between his wife, kids. Maybe even henry etc It just seemed a fun concept to me. Im pretty intrested to play around the time of fredbear diner. Im totally fine with gore and the story to become dark.
I play as William all the other characters we can discuss. Im also intrested to do something more between Michael and William. I dont need to write long paragraphs but atleast enough detail so i have something to reply to. So no one liners. I also like to play more then one character. So there is more interaction. Adding ocs is a,so fine to me, like an employee at the restaurant or something else i like to hear your ideas!
Be atleast 20 or older. I have 8/9 years experience of rping I only rp on discord and please dont ghost me if you are going to be gone for a while or dont want to rp anymore just let me know. I also like occ, who knows it can create a new friendship :) I am somone who replies quick and like to have a story going.
If you are interested feel free to shoot me a dm, introduced yourself and let me know what your favorite animatronic is so i know you read everything!
submitted by gummywormpje to Roleplay [link] [comments]

2024.02.16 16:06 kibblepigeon Who said submitting comments achieved nothing? Right now, Household Investors are making WAVES in shaping the financial markets 🌊 💪 We're picking up some serious momentum now! Deadline is 4th March - let's see if we can't aim for the high score on this one 👊 🌏

Who said submitting comments achieved nothing? Right now, Household Investors are making WAVES in shaping the financial markets 🌊 💪 We're picking up some serious momentum now! Deadline is 4th March - let's see if we can't aim for the high score on this one 👊 🌏 submitted by kibblepigeon to Superstonk [link] [comments]

2024.02.12 18:45 kibblepigeon The SEC has been doing a great job recently - here's hoping they maintain this momentum and keep updating the tally to reflect just how many Household Investors across the world continue to flood in with their comments for the SR-OCC-2024-001 rule. Let's keep this Transparency Train going 🚂 💪

The SEC has been doing a great job recently - here's hoping they maintain this momentum and keep updating the tally to reflect just how many Household Investors across the world continue to flood in with their comments for the SR-OCC-2024-001 rule. Let's keep this Transparency Train going 🚂 💪 submitted by kibblepigeon to Superstonk [link] [comments]

2024.02.07 12:35 kibblepigeon The count continues to climb! 👀 More comments are flooding in for the SR-OCC-2024-001 rule. If you think there should be more transparency with the OCC's proprietary system for calculating margin requirements during high volatility - why not leave your comment with the SEC 📢 💪 Details inside!

The count continues to climb! 👀 More comments are flooding in for the SR-OCC-2024-001 rule. If you think there should be more transparency with the OCC's proprietary system for calculating margin requirements during high volatility - why not leave your comment with the SEC 📢 💪 Details inside! submitted by kibblepigeon to Superstonk [link] [comments]

2024.02.04 09:02 gummywormpje Fnaf rp Afton Family

Searching for a long term rp buddy i am not replacing anyone
Hey there. I was thinking to do a fnaf rp mostly based on the afton family. Like William having interaction between his wife, kids. Maybe even henry etc It just seemed a fun concept to me. Im pretty intrested to play around the time of fredbear diner. Im totally fine with gore and the story to become dark.
I play as William all the other characters we can discuss. Im also intrested to do something more between Michael and William. I dont need to write long paragraphs but atleast enough detail so i have something to reply to. So no one liners. I also like to play more then one character. So there is more interaction.
Be atleast 20 or older. I have 8/9 years experience of rping I only rp on discord and please dont ghost me if you are going to be gone for a while or dont want to rp anymore just let me know. I also like occ, who knows it can create a new friendship :)
If you are interested feel free to shoot me a dm, introduced yourself and let me know what your favorite animatronic is so i know you read everything!
submitted by gummywormpje to Roleplay [link] [comments]

2024.01.31 12:35 kibblepigeon Did you know that Margin Call could be a catalyst for MOASS? Protect Market Integrity by opposing proposed rule SR-OCC-2024-001 to reduce margin requirements. It's time for Short Sellers to buy back their shares!

Did you know that Margin Call could be a catalyst for MOASS? Protect Market Integrity by opposing proposed rule SR-OCC-2024-001 to reduce margin requirements. It's time for Short Sellers to buy back their shares!
TL;DR
  • The OCC is proposing a rule change to that could risk reducing margin requirements so that Clearing Members won’t default during market volatility.
  • Submit a comment to the SEC to stop this.
  • Template & Writing guide below.
  • Let's take back our markets together.
_____________________________________________________
Howdy all 👋
The OCC is proposing a rule change (SR-OCC-2024-001) where they are intending to adjust how margin thresholds are calculated for Clearing Members based on market conditions.
Which could pose the risk of decreasing margin requirements during periods of high market volatility to prevent Clearing Members from defaulting. As seen in April 28, 2023, the OCC reduced margin requirements by $2.6 billion for an unidentified stock that experienced a substantial price jump [here].
By reducing margin requirements during periods of high market volatility, the rule may allow short sellers to maintain their short positions without facing immediate margin calls.
⭐️⭐️⭐️
WhatCanIMakeToday has recently uploaded an incredible post which explores this in magnificent and proficient detail - and you can check that out here. If you do nothing else this week, do this - and give this a read, it's well worth it.
For those needing a break down in what it's all about - why not check out this video here which talks about this in more detail.
Stronger together. MOASS is a success to be shared by all.
This is a rule in which everyone 🌏 can get involved, so household investors across the globe are encourage to once again get proactive and engaged as we continue to take back our markets.
So let's check out what this is all about.
The OCC - aka, Options Clearing Corporation - is a clearinghouse that facilitates the clearing, settlement, and risk management of financial contracts in the options and futures markets.
They have proposed a rule (SR-OCC-2024-001) and submitted this to the SEC.
The SEC - aka U.S. Securities and Exchange Commission - plays a regulatory role in reviewing and considering rule proposals submitted by third parties, like the OCC, to ensure compliance with securities laws and protect the interests of investors and the integrity of the markets.
This proposal, published 19th January, is now open to the public for comments.
Check it out here:
SOURCE: https://www.sec.gov/comments/sr-occ-2024-001/srocc2024001.htm
Why is this on our radar?
WhatCanIMakeToday summarises it up quite nicely:
The OCC is once again proposing rules to can kick MOASS and screw retail. The OCC is proposing a rule change to reduce margin requirements when there’s high volatility so that Clearing Members won’t default because it would basically start a domino effect that would tank multiple Clearing Members. SOURCE
What is margin call?
Here's a summary explanation here:
Short Sellers need to fork out more money for their short positions if a stock value rises.
That's right,
A margin call for short sellers is a requirement from a broker or clearinghouse demanding the short seller to deposit additional funds or securities.
When an investor engages in short selling, they borrow shares and sell them with the hope that the price will fall, allowing them to repurchase the shares at a lower price. However, if the stock price rises instead of falling, the short seller incurs losses.
If a large number of investors have large short positions on a particular stock (like GME) and the stock price starts to rise significantly, it can trigger a chain reaction.
As the price rises, short sellers may face margin calls because the value of the borrowed shares increases.
To cover the potential losses, short sellers are required to buy back the shares at the higher price, contributing to increased demand for the stock.
Time to close your short positions Wall Street.

🙋‍♂️❔Why don't we want to reduce margin requirements when there’s high volatility?

Reducing margin requirements during high market volatility not only enables short sellers to maintain their positions but also introduces risks to the integrity of our markets.
This practice could distort market dynamics, allowing for prolonged speculative activities that may undermine the fair and transparent functioning of stock exchanges.
For household investors, it creates an environment where market dynamics are influenced more by financial maneuvers than genuine supply and demand forces.
This imbalance can lead to heightened uncertainty and potentially disadvantage individual investors who rely on the market's fair operation for informed decision-making.

Could this ruling pose a risk?

Yes, we think so.
The OCC's proposed rule change (SR-OCC-2024-001) aims to codify the calculation methodology for margin thresholds, allowing adjustments based on market conditions.
This intention raises concerns about the potential risk of systematically decreasing margin requirements during periods of high market volatility, posing challenges for Clearing Members facing unpredictable market conditions.
Let's explore in the letter as below.
Carpe Diem, and why not? There's no time like the present.
⭐️⭐️⭐️
Subject: Comments on SR-OCC-2024-001 34-99393
Dear Securities and Exchange Commission,
I am writing to express my concerns regarding the proposed rule change by the Options Clearing Corporation (OCC) to adjust parameters for calculating margin requirements during periods of high market volatility. As a long-term household investor deeply invested in the stability and fairness of the financial market, I appreciate the opportunity to provide insights on this matter.
In reviewing the proposed rule change, there are potential discrepancies that warrant careful consideration.
The OCC's proposed rule change (SR-OCC-2024-001), aimed at codifying the calculation methodology for margin thresholds, is of concern due to its potential inadvertent shielding of risky financial positions during periods of high market volatility. By formalising the ability to adjust margin requirements based on market conditions, the proposal may restrict or reduce the normal risk management mechanism of margin calls, allowing investors with imprudent risks to avoid necessary adjustments. This lack of an effective risk management mechanism, coupled with the OCC's history of implementing frequent "idiosyncratic" and "global" control settings, raises concerns about the unchecked growth of risky positions, contributing to larger losses and posing risks to long-term market stability.
One particular aspect that raises a red flag is the role of the Financial Risk Management (FRM) Officer. The proposal places significant responsibility on this individual, whose primary duty is to safeguard OCC's interests. This creates an inherent conflict of interest, as protecting OCC’s interests may not always align with the broader market’s well-being. The proposal itself acknowledges a scenario where risk factor coverage differs significantly under idiosyncratic control settings compared to regular control settings, emphasising the need for scrutiny.
Compounding this concern is the lack of transparency in the redacted materials accompanying the proposal. Transparency is crucial for fostering trust among investors and the public. The redacted nature of the materials limits our ability to fully evaluate the effectiveness of the proposed rule. This lack of transparency not only raises questions about the thoroughness of the evaluation process but also diminishes the opportunity for informed public discourse.
While acknowledging OCC's intent to mitigate risks during high volatility periods, it is imperative to ensure that risk management measures do not inadvertently shelter bad bets. Adjusting parameters for calculating margin requirements is crucial for market stability, but this must be done in a way that aligns with broader market interests.
In light of the concerns highlighted in the OCC Rule proposal, particularly the apprehension about reducing margin requirements during stressed market conditions and the potential cascade of Clearing Member failures, I recommend a reconsideration of the OCC's loss allocation framework.
As outlined in the proposal, the current structure places Clearing Fund deposits of non-defaulting firms as the fourth layer of defense in the event of market stress, following the OCC's own pre-funded financial resources. This arrangement implies that the OCC anticipates losses to exhaust the first three layers, including its pre-funded resources, before reaching non-defaulting Clearing Members' contributions.
To address this potential disparity and promote fairness, I propose that Clearing Fund deposits of non-defaulting firms be prioritised over the OCC's pre-funded resources. This adjustment ensures that Clearing Members' contributions play a more immediate and prominent role in covering losses, aligning with principles of equity and transparency in the OCC's risk management structure. Such a modification would provide additional protection to non-defaulting Clearing Members and contribute to a more balanced and resilient financial ecosystem.
In light of these concerns, I propose additional safeguards and modifications to the rule. One example includes, considering an independent review mechanism to assess the impact of control settings on both OCC's interests and the broader market. This measure is essential to reinforce transparency and accountability within the regulatory framework, ensuring an unbiased evaluation of risk management practices. By involving external experts, this safeguard not only mitigates potential conflicts of interest but also fosters public trust and confidence in the regulatory process. It aligns with the broader goal of upholding market integrity, providing a robust mechanism for continuous improvement and adaptability in response to evolving market dynamics. Additionally, enhancing transparency by providing non-confidential summaries of redacted materials would enable a more informed public discourse and promote a more inclusive decision-making process.
Other recommendations for refining the proposed rule include;
Prioritising enhanced transparency requirements, advocating for increased transparency in reporting and decision-making processes related to risk management measures. Transparent disclosure fosters trust among market participants and allows for a more comprehensive evaluation of margin calculations and adjustments, particularly during volatile periods. Strengthening oversight mechanisms, with a more active role for regulatory bodies, contributes to accountability in risk management practices. The incorporation of public input through consultations and hearings is proposed to foster inclusivity and democratic decision-making in the rulemaking process. Encouraging the establishment of industry-wide standards and best practices in collaboration with stakeholders emphasises a commitment to market stability. Advocating for public accessibility of stress testing results showcases the effectiveness of risk management measures. Lastly, considering the establishment of an external oversight committee, comprised of industry experts, ensures impartial evaluation and scrutiny of risk management practices. These suggestions collectively aim to fortify oversight, enhance transparency, and uphold accountability, thereby ensuring the integrity and fairness of our financial markets.
To conclude, as an engaged investor, I am committed to fostering a financial environment that prioritises fairness, transparency, and the well-being of all market participants. I trust that the SEC will thoroughly consider these concerns during the rule making process and work towards a rule that not only addresses risk management but also upholds the broader principles of market integrity.
Sincerely,
[APE]
\*With appreciation to Dismal-Jellyfish & WhatCanIWriteToday for assistance in the above. We're stronger together.*
https://i.redd.it/8wvs37tpgrfc1.gif
✅ KIBBLEPIGEON'S - COPY, PASTE & EDIT PASTEBIN LETTER TEMPLATE: https://pastebin.com/17mNv3Jk
✅ WHATCANIMAKETODAY'S - COPY, PASTE & EDIT PASTEBIN LETTER TEMPLATE: https://pastebin.com/uUh6pXXN
⭐️⭐️⭐️
https://preview.redd.it/a01vs7atgrfc1.jpg?width=1906&format=pjpg&auto=webp&s=7c4a8a1da0d0d044eaba2fadd4e78a6152176fe9
Be inspired to write your own letter.
- Michael Scott.
But if you're still learning how to perfect the art of letter writing, or simply a little short on time, why not consider embracing new technology to help you get started.

ChatGPT - https://chat.openai.com/chat

This is a AI language model that is designed to help make things easier for you.
All you need to do is copy & paste the letter template into ChatGPT and ask the programme to refashion the text into an email template ready to send.
It's free, quick - and easy to use!
Here's a prompt ready to help:
  1. Write a formal letter using this extracted copy & pasted text to express concerns about the proposed rule change by the Options Clearing Corporation (OCC) to adjust parameters for calculating margin requirements during periods of high market volatility. Outline your apprehensions regarding the potential impact on market stability, the lack of transparency in redacted materials, and the inherent conflict of interest associated with the Financial Risk Management (FRM) Officer's role. Maintain a respectful and professional tone throughout, providing detailed reasons and supporting evidence for your opposition. Advocate in your letter to [SEC/Relevant Regulatory Body] for a thorough reconsideration of the proposed rule, emphasising the importance of transparency, risk mitigation, and the broader market's well-being.
Here's an example of what that might look like:
https://preview.redd.it/866d4hm0hrfc1.png?width=2270&format=png&auto=webp&s=7da880e0c5d5b4ffa089b76eb14661ba2fa613f9
REMINDER:
ChatGPT is a writing tool that could be used to help create a basis for your comment/email.
This remains an unreliable source for verified information and facts and will always require people to assess/compare/research and cross-reference the generated responses.
❗️ ⚠️ REALLY IMPORTANT ⚠️ ❗️
**YOU MUST READ THROUGH AND FACT CHECK YOUR RESPONSES.**
This AI language model sometimes produces incorrect responses - so when you choose to embrace new technology as a tool/resource to help aid your learning - you must ensure that you are dedicating the same time to be accurate in your prompts, and in your critical review of the content as produced.
You are the fact checker, not the AI platform.
Happy commenting!
Embrace new technology - work smarter, not harder.
You got this.
https://i.redd.it/q6515hq7hrfc1.gif
⭐️⭐️⭐️
https://preview.redd.it/uuc7vy1ahrfc1.png?width=2571&format=png&auto=webp&s=b79b83e29f9066512fe9005726e83ccd64ba73bc

How to Comment

Commission's Internet Comment Form: Use the form available at SEC's rule comment page.
Email: Send your comments to [rule-comments@sec.gov](mailto:rule-comments@sec.gov). Remember to include the file number SR-OCC-2024-001 in the subject line of your email.
  • Make sure to refer to file number SR-OCC-2024-001 in your submission.
  • Choose only one submission method to help the Commission process and review your comments more efficiently.
  • The Commission will post all comments on its website.
  • Avoid including personal identifiable information in your submissions unless you want it to be made publicly available.
    • The SEC may redact or withhold content that is obscene.

🌎 Comments are open to Household Investors Worldwide 🌎

Which means that investors across the globe can get involved. Let's turn this ripple into a wave as we turn up the heat and step in to protect our financial markets.
LFG 🚀
If you want to see change happen, it starts with us.
If you want financial liberation - get involved. Your voice has never mattered more.

📱 🖥️ ✉️ Email: [rule-comments@sec.gov](mailto:rule-comments@sec.gov)

Include the file number: SR-OCC-2024-001 - in the subject line of your email.

With appreciation to Dismal-Jellyfish for sourcing the information as above - please check out more detail here: https://dismal-jellyfish.com/occ-revamps-idiosyncratic-margin-requirements-volatility-controls/
https://preview.redd.it/w7yek1oihrfc1.png?width=2832&format=png&auto=webp&s=2cf224a907102e5c880c3fd1e2f06c4309af643f
https://preview.redd.it/60ozu94khrfc1.jpg?width=888&format=pjpg&auto=webp&s=6c2f6dbe6a7ddf4f6ee03e1e417c7d06e3f757d6
I'll be creating a community post soon to help explain this rule in more detail, but until this time - why not check out these resources to learn more about what's going on:
The Options Clearing Corporation proposal here: https://www.sec.gov/files/rules/sro/occ/2024/34-99393.pdf
CREDIT: Dismal-Jellyfish.
Options Clearing Corporation is looking to adjust parameters for calculating margin requirements during periods when the products it clears & the markets it serves experience high volatility. OPEN for comment!SOURCE
CREDIT: WhatCanIMakeToday
OCC Proposes Reducing Margin Requirements To Prevent A Cascade of Clearing Member FailuresSOURCE
And better yet, why not share the comments you have submitted to the SEC and join this community as fight for integrity within our financial markets.
Inspire others, make noise & let's change the course of our future together.
Let's make MOASS happen. Submit your comment to the SEC. Fight for your future
submitted by kibblepigeon to householdinvestors [link] [comments]

2024.01.31 09:44 kibblepigeon Did you know that Margin Call could be a catalyst for MOASS? Protect Market Integrity by opposing proposed rule SR-OCC-2024-001 to reduce margin requirements. It's time for Short Sellers to buy back their shares!

Did you know that Margin Call could be a catalyst for MOASS? Protect Market Integrity by opposing proposed rule SR-OCC-2024-001 to reduce margin requirements. It's time for Short Sellers to buy back their shares!
TL;DR
  • The OCC is proposing a rule change to that could risk reducing margin requirements so that Clearing Members won’t default during market volatility.
  • Submit a comment to the SEC to stop this.
  • Template & Writing guide below.
  • Let's take back our markets together.
_____________________________________________________

Howdy all 👋

The OCC is proposing a rule change (SR-OCC-2024-001) where they are intending to adjust how margin thresholds are calculated for Clearing Members based on market conditions.
Which could pose the risk of decreasing margin requirements during periods of high market volatility to prevent Clearing Members from defaulting. As seen in April 28, 2023, the OCC reduced margin requirements by $2.6 billion for an unidentified stock that experienced a substantial price jump [here].
By reducing margin requirements during periods of high market volatility, the rule may allow short sellers to maintain their short positions without facing immediate margin calls.
⭐️⭐️⭐️
WhatCanIMakeToday has recently uploaded an incredible post which explores this in magnificent and proficient detail - and you can check that out here. If you do nothing else this week, do this - and give this a read, it's well worth it.
For those needing a break down in what it's all about - why not check out this video here which talks about this in more detail.
Stronger together. MOASS is a success to be shared by all.
This is a rule in which everyone 🌏 can get involved, so household investors across the globe are encourage to once again get proactive and engaged as we continue to take back our markets.

So let's check out what this is all about.

The OCC - aka, Options Clearing Corporation - is a clearinghouse that facilitates the clearing, settlement, and risk management of financial contracts in the options and futures markets.
They have proposed a rule (SR-OCC-2024-001) and submitted this to the SEC.
The SEC - aka U.S. Securities and Exchange Commission - plays a regulatory role in reviewing and considering rule proposals submitted by third parties, like the OCC, to ensure compliance with securities laws and protect the interests of investors and the integrity of the markets.
This proposal, published 19th January, is now open to the public for comments.
Check it out here:
SOURCE: https://www.sec.gov/comments/sr-occ-2024-001/srocc2024001.htm

Why is this on our radar?

WhatCanIMakeToday summarises it up quite nicely:
The OCC is once again proposing rules to can kick MOASS and screw retail. The OCC is proposing a rule change to reduce margin requirements when there’s high volatility so that Clearing Members won’t default because it would basically start a domino effect that would tank multiple Clearing Members.
SOURCE

What is margin call?

Here's a summary explanation here:
Short Sellers need to fork out more money for their short positions if a stock value rises.
That's right,
A margin call for short sellers is a requirement from a broker or clearinghouse demanding the short seller to deposit additional funds or securities.
When an investor engages in short selling, they borrow shares and sell them with the hope that the price will fall, allowing them to repurchase the shares at a lower price. However, if the stock price rises instead of falling, the short seller incurs losses.
If a large number of investors have large short positions on a particular stock (like GME) and the stock price starts to rise significantly, it can trigger a chain reaction.
As the price rises, short sellers may face margin calls because the value of the borrowed shares increases.
To cover the potential losses, short sellers are required to buy back the shares at the higher price, contributing to increased demand for the stock.
Time to close your short positions Wall Street.

🙋‍♂️❔Why don't we want to reduce margin requirements when there’s high volatility?

Reducing margin requirements during high market volatility not only enables short sellers to maintain their positions but also introduces risks to the integrity of our markets.
This practice could distort market dynamics, allowing for prolonged speculative activities that may undermine the fair and transparent functioning of stock exchanges.
For household investors, it creates an environment where market dynamics are influenced more by financial maneuvers than genuine supply and demand forces.
This imbalance can lead to heightened uncertainty and potentially disadvantage individual investors who rely on the market's fair operation for informed decision-making.

Could this ruling pose a risk?

Yes, we think so.
The OCC's proposed rule change (SR-OCC-2024-001) aims to codify the calculation methodology for margin thresholds, allowing adjustments based on market conditions.
This intention raises concerns about the potential risk of systematically decreasing margin requirements during periods of high market volatility, posing challenges for Clearing Members facing unpredictable market conditions.
Let's explore in the letter as below.
Carpe Diem, and why not? There's no time like the present.
⭐️⭐️⭐️

Subject: Comments on SR-OCC-2024-001 34-99393

Dear Securities and Exchange Commission,
I am writing to express my concerns regarding the proposed rule change by the Options Clearing Corporation (OCC) to adjust parameters for calculating margin requirements during periods of high market volatility. As a long-term household investor deeply invested in the stability and fairness of the financial market, I appreciate the opportunity to provide insights on this matter.
In reviewing the proposed rule change, there are potential discrepancies that warrant careful consideration.
The OCC's proposed rule change (SR-OCC-2024-001), aimed at codifying the calculation methodology for margin thresholds, is of concern due to its potential inadvertent shielding of risky financial positions during periods of high market volatility. By formalising the ability to adjust margin requirements based on market conditions, the proposal may restrict or reduce the normal risk management mechanism of margin calls, allowing investors with imprudent risks to avoid necessary adjustments. This lack of an effective risk management mechanism, coupled with the OCC's history of implementing frequent "idiosyncratic" and "global" control settings, raises concerns about the unchecked growth of risky positions, contributing to larger losses and posing risks to long-term market stability.
One particular aspect that raises a red flag is the role of the Financial Risk Management (FRM) Officer. The proposal places significant responsibility on this individual, whose primary duty is to safeguard OCC's interests. This creates an inherent conflict of interest, as protecting OCC’s interests may not always align with the broader market’s well-being. The proposal itself acknowledges a scenario where risk factor coverage differs significantly under idiosyncratic control settings compared to regular control settings, emphasising the need for scrutiny.
Compounding this concern is the lack of transparency in the redacted materials accompanying the proposal. Transparency is crucial for fostering trust among investors and the public. The redacted nature of the materials limits our ability to fully evaluate the effectiveness of the proposed rule. This lack of transparency not only raises questions about the thoroughness of the evaluation process but also diminishes the opportunity for informed public discourse.
While acknowledging OCC's intent to mitigate risks during high volatility periods, it is imperative to ensure that risk management measures do not inadvertently shelter bad bets. Adjusting parameters for calculating margin requirements is crucial for market stability, but this must be done in a way that aligns with broader market interests.
In light of the concerns highlighted in the OCC Rule proposal, particularly the apprehension about reducing margin requirements during stressed market conditions and the potential cascade of Clearing Member failures, I recommend a reconsideration of the OCC's loss allocation framework.
As outlined in the proposal, the current structure places Clearing Fund deposits of non-defaulting firms as the fourth layer of defense in the event of market stress, following the OCC's own pre-funded financial resources. This arrangement implies that the OCC anticipates losses to exhaust the first three layers, including its pre-funded resources, before reaching non-defaulting Clearing Members' contributions.
To address this potential disparity and promote fairness, I propose that Clearing Fund deposits of non-defaulting firms be prioritised over the OCC's pre-funded resources. This adjustment ensures that Clearing Members' contributions play a more immediate and prominent role in covering losses, aligning with principles of equity and transparency in the OCC's risk management structure. Such a modification would provide additional protection to non-defaulting Clearing Members and contribute to a more balanced and resilient financial ecosystem.
In light of these concerns, I propose additional safeguards and modifications to the rule. One example includes, considering an independent review mechanism to assess the impact of control settings on both OCC's interests and the broader market. This measure is essential to reinforce transparency and accountability within the regulatory framework, ensuring an unbiased evaluation of risk management practices. By involving external experts, this safeguard not only mitigates potential conflicts of interest but also fosters public trust and confidence in the regulatory process. It aligns with the broader goal of upholding market integrity, providing a robust mechanism for continuous improvement and adaptability in response to evolving market dynamics. Additionally, enhancing transparency by providing non-confidential summaries of redacted materials would enable a more informed public discourse and promote a more inclusive decision-making process.
Other recommendations for refining the proposed rule include;
Prioritising enhanced transparency requirements, advocating for increased transparency in reporting and decision-making processes related to risk management measures. Transparent disclosure fosters trust among market participants and allows for a more comprehensive evaluation of margin calculations and adjustments, particularly during volatile periods. Strengthening oversight mechanisms, with a more active role for regulatory bodies, contributes to accountability in risk management practices. The incorporation of public input through consultations and hearings is proposed to foster inclusivity and democratic decision-making in the rulemaking process. Encouraging the establishment of industry-wide standards and best practices in collaboration with stakeholders emphasises a commitment to market stability. Advocating for public accessibility of stress testing results showcases the effectiveness of risk management measures. Lastly, considering the establishment of an external oversight committee, comprised of industry experts, ensures impartial evaluation and scrutiny of risk management practices. These suggestions collectively aim to fortify oversight, enhance transparency, and uphold accountability, thereby ensuring the integrity and fairness of our financial markets.
To conclude, as an engaged investor, I am committed to fostering a financial environment that prioritises fairness, transparency, and the well-being of all market participants. I trust that the SEC will thoroughly consider these concerns during the rule making process and work towards a rule that not only addresses risk management but also upholds the broader principles of market integrity.
Sincerely,
[APE]
\*With appreciation to Dismal-Jellyfish & WhatCanIWriteToday for assistance in the above. We're stronger together.*
https://i.redd.it/3418e75q9ofc1.gif
✅ KIBBLEPIGEON'S - COPY, PASTE & EDIT PASTEBIN LETTER TEMPLATE: https://pastebin.com/17mNv3Jk
✅ WHATCANIMAKETODAY'S - COPY, PASTE & EDIT PASTEBIN LETTER TEMPLATE: https://pastebin.com/uUh6pXXN
⭐️⭐️⭐️
https://preview.redd.it/86ujn8yrqnfc1.jpg?width=1906&format=pjpg&auto=webp&s=7dd7b5f10fa08631877397a99eb7141dcad3148e
Be inspired to write your own letter.
- Michael Scott.
But if you're still learning how to perfect the art of letter writing, or simply a little short on time, why not consider embracing new technology to help you get started.

ChatGPT - https://chat.openai.com/chat

This is a AI language model that is designed to help make things easier for you.
All you need to do is copy & paste the letter template into ChatGPT and ask the programme to refashion the text into an email template ready to send.
It's free, quick - and easy to use!
Here's a prompt ready to help:
  1. Write a formal letter using this extracted copy & pasted text to express concerns about the proposed rule change by the Options Clearing Corporation (OCC) to adjust parameters for calculating margin requirements during periods of high market volatility. Outline your apprehensions regarding the potential impact on market stability, the lack of transparency in redacted materials, and the inherent conflict of interest associated with the Financial Risk Management (FRM) Officer's role. Maintain a respectful and professional tone throughout, providing detailed reasons and supporting evidence for your opposition. Advocate in your letter to [SEC/Relevant Regulatory Body] for a thorough reconsideration of the proposed rule, emphasizing the importance of transparency, risk mitigation, and the broader market's well-being.
Here's an example of what that might look like:
https://preview.redd.it/vl4woppgtnfc1.png?width=2270&format=png&auto=webp&s=2df5c6850bc4845a59b6b275e1979ab638955812
REMINDER:
ChatGPT is a writing tool that could be used to help create a basis for your comment/email.
This remains an unreliable source for verified information and facts and will always require people to assess/compare/research and cross-reference the generated responses.
❗️ ⚠️ REALLY IMPORTANT ⚠️ ❗️
**YOU MUST READ THROUGH AND FACT CHECK YOUR RESPONSES.**
This AI language model sometimes produces incorrect responses - so when you choose to embrace new technology as a tool/resource to help aid your learning - you must ensure that you are dedicating the same time to be accurate in your prompts, and in your critical review of the content as produced.
You are the fact checker, not the AI platform.
Happy commenting!
Embrace new technology - work smarter, not harder.
You got this.
https://i.redd.it/ehgvzhxkznfc1.gif
⭐️⭐️⭐️
https://preview.redd.it/xid5swwh5ofc1.png?width=2571&format=png&auto=webp&s=1e6bc7b9a9ae3bac2d89ff94ffc945bc92777e69

How to Comment

Commission's Internet Comment Form: Use the form available at SEC's rule comment page.
Email: Send your comments to [rule-comments@sec.gov](mailto:rule-comments@sec.gov). Remember to include the file number SR-OCC-2024-001 in the subject line of your email.
  • Make sure to refer to file number SR-OCC-2024-001 in your submission.
  • Choose only one submission method to help the Commission process and review your comments more efficiently.
  • The Commission will post all comments on its website.
  • Avoid including personal identifiable information in your submissions unless you want it to be made publicly available.
    • The SEC may redact or withhold content that is obscene.

🌎 Comments are open to Household Investors Worldwide 🌎

Which means that investors across the globe can get involved. Let's turn this ripple into a wave as we turn up the heat and step in to protect our financial markets.
LFG 🚀
If you want to see change happen, it starts with us.
If you want financial liberation - get involved. Your voice has never mattered more.

📱 🖥️ ✉️ Email: [rule-comments@sec.gov](mailto:rule-comments@sec.gov)

Include the file number: SR-OCC-2024-001 - in the subject line of your email.

With appreciation to Dismal-Jellyfish for sourcing the information as above - please check out more detail here: https://dismal-jellyfish.com/occ-revamps-idiosyncratic-margin-requirements-volatility-controls/
https://preview.redd.it/e11s72gbhnfc1.png?width=2832&format=png&auto=webp&s=cba0ff3db79483ac0eca8066e23dbb0d2ffc9783
https://preview.redd.it/do1ucmmginfc1.jpg?width=888&format=pjpg&auto=webp&s=e90b40f80c44cc6cb17d0cf9ae65519e5336647a
I'll be creating a community post soon to help explain this rule in more detail, but until this time - why not check out these resources to learn more about what's going on:
The Options Clearing Corporation proposal here: https://www.sec.gov/files/rules/sro/occ/2024/34-99393.pdf
CREDIT: Dismal-Jellyfish.
Options Clearing Corporation is looking to adjust parameters for calculating margin requirements during periods when the products it clears & the markets it serves experience high volatility. OPEN for comment!
SOURCE
CREDIT: WhatCanIMakeToday
OCC Proposes Reducing Margin Requirements To Prevent A Cascade of Clearing Member Failures
SOURCE
And better yet, why not share the comments you have submitted to the SEC and join this community as fight for integrity within our financial markets.
Inspire others, make noise & let's change the course of our future together.
Let's make MOASS happen. Submit your comment to the SEC. Fight for your future.
submitted by kibblepigeon to Superstonk [link] [comments]

2024.01.14 10:15 waterthetomatoes Why Jane Doe is Napkin Lady as Evidenced by Handwriting Patterns

Why Jane Doe is Napkin Lady as Evidenced by Handwriting Patterns
I made a comment on another post regarding this topic and why I think Jane Doe wrote this note.
I feel like for me this is what makes me think without a shadow of a doubt JD wrote this note! I have no idea the reason Karen is complicit (likely not knowing what is clearly going on) but I still don't think Karen wrote this note. Those R's are wayyyy different and the R's look way too similar to JD's. JD still clearly tried to mimic to some degree the style of Karen, but it's got way too many similarities to JD's court docs she filled out. She outs herself as a fraud (just like everything else she tries to doctor in her "evidence") when you can see that she imitated the style, but some certain characteristics stand out.
-The Y's change from loopy to pointy, it's inconsistent. But they look a quite similar to JD's when loopy
-The little loopy thing she does on the TH's - the only TWINS to come out of this
-Those K's are definitely not Karen's K's - they sure do look a lot like JD's K's though...
-The RE's are legit identical to JD's - TWINS AGAIN...Just like JD's claims
-S's seem to be hard for her
-If you notice her U's on MM's restraining order they have no tail, the Napkin the U's have a tail because she's not JD for a moment, she's K A R E N, BUT if you look at her V's as Karen they are identical to JD's U's
-F's look similar but a lot of F's do... still, I have a feeling Karen goes for a low cursive F, idk (speculative I suppose)
-W's - we've got yet another set of identical twins
-AND sign - both use the + sign as "and"
-Capital R's - one of the more obvious dead giveaways
-Lower cased r's have minimal tail
-O's loop the same (wide) and have similar start and end points
-HE's almost come off like they are intentionally separate because she loops them a lot in her own personal writing, but in most of her writing it is not looped together like the napkin, however, "Karen" has much loopieconnective handwriting than JD's, so why wouldn't her HE's? We do see some connectivity not on the actual word "He" but "hear" and "heart" on the napkin.
-M's also loop in JD and "Karen" in a similar fashion
-E's can agruably be similar to the real Karen's but I still think they look like JD's
-When she cares about her writing she has more tail on P's
Idk, ya'll...do we really think this passes the sniff test? I know people found her on facebook, but innocent bystander? Affadavit forged maybe? I saw someone say she was on her podcast, does someone have a link? Aiding and abbeting by proxy of her parents? We all know this isn't out of reach.
u/daveneal is the contact info legit? I know I'd love to see the Tedx video removed.
https://preview.redd.it/ksylgqczqdcc1.png?width=1624&format=png&auto=webp&s=41e9860e78b3e21922e522e915be41e3c8519cce
submitted by waterthetomatoes to JusticeForClayton [link] [comments]

2023.12.22 21:43 throwawaylurker012 Norichunkin & Japan Revisited: Rework of a Special Edition of "The Big Mall Short": Japan's 10-Year Itch Pt. 1

Norichunkin & Japan Revisited: Rework of a Special Edition of
​
Hi y'all....after seeing ringing bells' post on Nomura AND seeing the new bit on Norichunkin, I felt like posting what woulda been my notes for a fully fleshed out post on Japan's lost decade and how it might have related to Nomura and its growing push for risk and CLOs., as well as 2 mini adds to the end about Norichunkin per the WS OP find.
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https://preview.redd.it/3ku1cmvfnw7c1.png?width=1472&format=png&auto=webp&s=9efac61e02afc65f75b828e43a851380d9e93986
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This never became a full post, so it's bit scatterbrain but hopefully there's some useful info thus far:
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https://preview.redd.it/sey64vjgnw7c1.png?width=1400&format=png&auto=webp&s=652eb182a653e5f8d26ba276296f7d4f2cec3b17

1. Meet Japan

Japan is the world’s 3rd largest economy (last I checked). And in a world of super low interest rates, you go yield chasing.
One of the sexy places to go yield chasing are CLOs or collateralized loan obligations. And CLOs were almost approaching $1 trillion globally in the run-up to the infamous reverse repo spike.
​
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https://preview.redd.it/3ouyhjxhnw7c1.png?width=1354&format=png&auto=webp&s=1d80a48ec39aaebe7673f1843bb2e0f84d4bb6cf
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Wait CLOs? Where have I (kinda) heard of these before?
​
hmmm

2. CLOs

Oh yeah, that's right even the fucking end of the Big Short said that things like CLOs were literally just CDOs in new makeup.
But anywho, back to yield-chasing. Here’s a crypto metaphor. Just like in most things in life, high risk = high rewards. Sure, you might not get…but…
At the time of the writing of this post, you might not be able (or have been able) to stake your Loopring (LRC). When you stake, you basically lend your Loops to earn money. Let’s start when LRC starts staking, they have very low interest, like 1% every day, or $1 every 24 hours.
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https://preview.redd.it/t9rrlq4lnw7c1.png?width=1288&format=png&auto=webp&s=8927f8421db1dec5b7299ef3e905378c8cbdb61a
That won’t be NEARLY as appetizing as some shitcoin promising a relative METRIC FUCK TON more for you buying their shitcoin instead. THAT’S “yield-chasing”.
​
​
In the past, the Bank of England had warned about these CLOs (despite lower exposure than Japan). In August 2021, Japan’s NHK World News reported on everyone's growing concern.
“The ECB's worries aren't limited to leveraged loans. Financial products which are created based on these loans are another concern. Banks are pooling and securitizing these loans into "collateralized loan obligations" (CLOs). Like the loans they're based on, CLOs offer investors high yields. The market has been ballooning globally, nearing the one-trillion-dollar milestone, according to JPMorgan Chase & Co…
​
Important to note, though, is that CDOs were pooled and securitized numerous times, making them more complex than CLOs, which only endure the process once.
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https://preview.redd.it/qx0437zlnw7c1.png?width=1348&format=png&auto=webp&s=d8e36936940d3964ed7979914619714e5b8f2c58

3. CLO Ratings

How CLOs are rated is another cause for concern. Most leveraged loans are rated as below investment grade, at BB or B... but once they're packaged into CLOs, over 60% are given the safest rating of AAA. The simple task of combining them raises their assessment on the premise that it leads to risk diversification. However, everyone doesn't see things that way. Why?
​
"Of the estimated 3,000 leveraged loans that are securitized, just 250 account for half of the total value of all CLOs," analyst Shirota says.”
Yes, you heard that right. At the time of Shirota’s comments, just a little over 8% accounted for all the fucking weight of securitized CLOs mentioned.
Only further crazy fuck shit:“Many banks have large holdings of CLOs, so in effect, they own the major leveraged loans – which are rated at less than investment grade – packaged in the products.”
​
Sound familiar everyone?
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https://preview.redd.it/9rhimx0snw7c1.png?width=1366&format=png&auto=webp&s=02bfba841465a3786eaa5bd7d05f3c31202b0ca6
In July 2020, experts warned Japanese banks of default risk in their CLOs. Back then, the secondary market was showing there weren’t as many buyers, but Japanese banks said “is ok bby, these r AAA they literally can’t go tits up”.
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https://preview.redd.it/sftjckhtnw7c1.png?width=1360&format=png&auto=webp&s=b8258e3f0261358ab0a79acf21002f697ab39e73

4. BOJ on Dumpster Fire Duty

The Bank of Japan told S&P Global that 13 big Japanese banks almost TRIPLED outstanding CLO holdings between March 2016 and–you guessed it–-September 2019. Japan’s central bank said in 2020, that Japanese banks held nearly 18% of the global CLO market!
​
​
Pictured: bank of japan
They also AGAIN added “don’t worry your sweet giblets bby, these r AAA they PROBABLY can’t all go tits up”. Japan’s CLO’s are 99+% AAA vs. the US (77%) and UK (50%). Sound completely legit!
Now here’s the problem: analysts argued that Japanese investors though, are likelier to hold it to maturity i.e. potential bagholding, especially as post-pandy times continued and this all runs the risk of changing their ratings from AAA and closer to dogshit. In which case some experts warned Japan may try to head for the exits on their “AAA” CLOs.
Among the biggest holders that we saw in the charts above, Norichunkin is balls deep in CLOs. In May 2020, Norichunkin pinky promised it’d walk back from CLOs, especially as ‘There is always a bankruptcy risk for “borrowers of the underlying loans.” ‘
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https://preview.redd.it/u79uxurynw7c1.png?width=1298&format=png&auto=webp&s=f135d6ad16a2a7089da905a7a048a077898a3607
And despite Norichunkin's presence on the CLO stage in terms of percentage, there is a pivot here. Especially given the fact that it seems there is a wobbly base underneath Japan's uptake on CLOs.
​
https://preview.redd.it/o0svdmm0ow7c1.png?width=1342&format=png&auto=webp&s=6d9574e1974b08768ec49caa5ea7cf1e2fe72508

5. Fox in the Henhouse

Surprise fucking surprise , Nomura’s CEO–a huge ETF fan btw–joined the Bank of Japan board in March of 2021, only months after getting their Instinet burst during the "sneeze" and a little over a year after getting some sweet stateside bailout money in Sept 2019.
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https://preview.redd.it/snmj17m1ow7c1.png?width=1630&format=png&auto=webp&s=f2a6ab6f77b4a1d0b1ac22b8be8d72c278be2c03
Now this might me useful information, especially relating to CLOs. Often times, tricky investments will be pegged with floating rates, such as the CLOs that Norichunkin enjoys:
"Risky assets like junk bonds, leveraged loans and CLOs usually have floating rates. That means that if central banks normalize policy, the businesses borrowing money will have to pay back more interest. This could significantly increase the possibility that the firms with low credit ratings would default."
It could also relate to the finance agreements, or covenants that tie into these types of sign-ups:
​
"When making financing agreements, the lender and the buyer agree to rules called covenants. There are two types: maintenance covenants and incurrence covenants. The former requires routine checks. The latter is laxer, having fewer restrictions on the borrower and fewer protections for the lender. 80% of leveraged loans only have incurrence covenants. That means banks are in a tricky situation. Should something trigger a market crash, a large number of leveraged loans could default, and banks could be hit big time."
​
“Kiuchi also doesn't believe banks are shouldering excessive risk. However, he has a darker assessment concerning other institutions. "Should we have defaults in high-risk assets, the biggest losers would likely be nonbanks," he says, citing the results of a stress test by the International Monetary Fund.
​
In a scenario of a price shock similar in size to that of the global financial crisis, the world's hedge funds would lose as much as 41% of their assets based on their exposure to high-risk assets, according to the IMF's Global Financial Stability Report. Mutual funds and ETFs would follow with 39% and asset management firms with 25%. Banks would shed a mere 10%.”
​
\"Investment banks are gearing up for a marked rise in Japanese fixed-income trading volumes as focus intensifies on whether the Bank of Japan is set to ease its vice-like grip on markets.\"

6. Echoes

It’s interesting that Nomura has come up in discussions between CLOs (in which Norichunkin is balls deep in) as well as the Instinet story.
​
In Dec. 2018, Nomura hired ex-RBC Head of CLO Trading Florian Bita. The 15 yr. vet would lead Nomura’s CLO Origination/Syndication in the Americas, to “...grow Nomura’s primary CLO business…and develop a consistent pipeline of new issues and refinancing transactions.”
“At Nomura, the question of whether the bank fell down on client due diligence is especially acute after it fired risk and compliance professionals in the United States in 2019. One of the sources familiar with the matter linked those cuts to risks the bank took with Archegos.”
​
Are you bily boy?
Interestinggggg…so they fucking fired a shit ton of their risk and compliance professionals in 2019…just before that infamous repo spike in the markets as well as around the time that they were in their dealings with Archegos.
Remember, in Sept. 2019, Nomura was the BIGGEST recipient of Fed’s “get out of money-jail free” card with $3.7 TRILLION thrown at it like a nubile stripper. This happened around the same time the overnight repo rate went six to midnight like an SEC lawyer on Pornhub.
I tried looking at what their derivatives looks like, based on WSOP figures as well as their own documents. Here’s what WSOP/I found:
​
September 30, 2017: $10 billion derivatives written/sold, $62 billion derivatives bought/sold
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March 31, 2018: $8 billion derivatives writ ($10B protec?), $111 b derivatives guaranteed/bought
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September 30, 2018: $12 billion derivatives written/sold, $37 billion derivatives bought/sold
March 31, 2019: $14 billion derivatives written/sold, $97 billion derivatives guaranteed/bought
September 30, 2019: $15 billion derivatives written/sold, $48 billion derivatives bought/sold
March 31, 2020: $20 billion derivatives written/sold, $109 billion derivatives guaranteed/bought
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https://preview.redd.it/g674kfcbow7c1.png?width=4313&format=png&auto=webp&s=d60883fe7cab527d4302fc8109829fc554e81010
September 30, 2020: $12 billion derivatives written/sold, $50 billion derivatives guaranteed/buy
March 31, 2021: $8 billion derivatives written/sold, $42 billion derivatives guaranteed/bought
September 30, 2021: $7 billion in derivatives written, $41 billion derivatives guaranteed/bought
In the span from Sept. 2017 to 2021, some interesting things that stick out are the fairly low derivatives bought/sold in 2019, but their 2nd highest numbers showed up in early March 2020. This could be attributed to the early pandy financial crash, or their repo shit.

7. Archegos, Nomura and Leverage

Recall most of the leverage given to Archegos was by Credit Suisse AND Nomura, through contracts for difference (“I sell it to you now with an IOU, buy it back later but cheaper”) and swaps. Archegos had Nomura as one of its prime brokers with CS (alongside Morgan, Jefferies, Wells Fargo, Deutsche and UBS to a lesser extent).
On March 27, 2021, Nomura pulled some phone tag shit with these other brokers to talk Archegos fucking up.
​
“Archegos then exited the call and its prime brokers remained on the line. The possibility of a managed liquidation without Archegos was discussed, whereby Archegos’s prime brokers would send their positions for review to an independent counsel, government regulator, or other independent third-party, who would freeze holdings for the entire consortium when the aggregate concentration reached particular levels, and give the lenders a percentage range within which they would be permitted to liquidate their overlapping positions…Ultimately, several banks including Deutsche Bank, Morgan Stanley, and Goldman determined that they were not interested in participating in a managed liquidation, while CS, UBS, and Nomura remained interested.
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https://preview.redd.it/01swpsbfow7c1.png?width=800&format=png&auto=webp&s=868ec99814d0adff46c33cd5bbb617ab93b37206
Can anyone legitimately answer why CS, Nomura and UBS were the interested parties, while everyone else was not?
​
Perhaps this helps. While Nomura got some money back, as of this year it lost nearly $3 billion total from Archegos’ blowup (compared to CS’ 5.5 B). UBS lost nearly $800 million, while fellow CLO fan Mitsubishi LFJ lost $300 million.
And don’t forget that Nomura had connects to Hwang’s Tiger Asia back in the day. They wanted to run it back with Hwang like it was their ex hitting them up at 3 AM with a “u up?’ text.
"It was 'They paid their fines, everything's settled ... they are open for business'" said a former Nomura employee with knowledge of the revived relationship. "It was like 'OK ... what are you looking to do?'"
“I’m not afraid of death or money. The people on Wall Street wonder about the freedom that I have," Hwang said in a video posted by his foundation in 2019. "Ultimately, the most important thing is the Bible."
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https://preview.redd.it/nxtrsohgow7c1.png?width=1440&format=png&auto=webp&s=dc45daaa060a2511c3ef966c25b8d7049b47fff1
Nomura still has its dreams despite these fuckups:
​
“[Archegos] has rekindled tough questions about whether Nomura has what it takes to achieve its goal of breaking into the top league of global investment banks by expanding in the United States…
Before Archegos' collapse, Nomura had been on track for record annual profit, bolstered by a buoyant U.S. trading business. That was set to have been a hard-fought victory in its decade-long, stop-start efforts to successfully expand outside Japan. …Prior to its collapse, Archegos had grown to become one of the ten most profitable clients for Nomura's U.S. operations, people familiar with the matter have told Reuters, adding that the bank had seen increased business with Hwang as a strategy to win more business from other large U.S. hedge funds.”
​
​
What I had originally wanted to arc a lot of these little pieces into a bigger piece perhaps was this: the existence of Japan's lost decade and negative interest rates meant yield-chasing was the only way that Japan and many of these firms could survive. My theory (shared with many of you), was that as Japan faces pitiful growth, they loaded up on risky af shit including these CLOs in search of things to offset their low interest rates. Its your guess being as good as mine how Instinet might factor in, but this is what I saw from my CMBS sided view.
​
One last fun fact: In Oct. 2021, Nomura asked the SEC pretty plz if it can not have such harsh capital requirements. This was weeks after it reported on Sept. 30th that it had upped its puts on GME.
​
https://preview.redd.it/wweiv7bhow7c1.png?width=1472&format=png&auto=webp&s=d572391e2f50932152840d28ccdca07ec9b4e69e

8. Dr. Burry Revisited

84 years ago, Alarmed-Citron pointed out something about Dr Burry's old profile picture on Twatter: https://www.reddit.com/Superstonk/comments/mlyj5e/michael_burrys_japanese_big_short_norinchukin/
​
https://preview.redd.it/nwus3zcuow7c1.png?width=1500&format=png&auto=webp&s=a31062e340067bc3dcbaf416c8fd04ebc581942f
Which led him into digging into Japanese banks like Norichunkin:
But then I stumbled upon this Forbes Article by a Consultant for Bank-Regulation, you could probably say an expert:
"According to Fitch analysts, “A few Japanese banks, particularly Norinchukin (unrated), have been very active in buying CLOs. While banks are often selective with CLO managers, we believe the correlation of CLO investments means the asset class will largely move together irrespective of manager selection. Mid-sized banks are more likely to have riskier positions relative to their expertise and overall financial strength.”
​
Of concern is that Norinchukin’s CLO holdings are “equivalent to 103% of its CET1 capital and it has accelerated its buying in the past year.” Japan Post Bank also increased its CLO purchases significantly in 2018, although its overall exposure is lower than Nornichukin's. Japanese mostly hold their CLOs as available for sale. Hence, those banks with large CLO exposures would be adversely affected by mark-to-market losses if CLO tranches are downgraded."
There was much hype about this change to his profile picture back then, wondering if there was something we had missed.
​
But then..nothing. A lot of people seemed to have thought that perhaps Burry was off the mark here by a longshot.
​
But that was perhaps before we started having users learning more about the links between other big Japanese banks like Nomura, Instinet, and the ECP waivers. And now...this just moments after great users like RhysThomas2312 have been noticing that the OTC Derivatives Calendar has a number of items all coming up, including Japan's cross check back in October 2023 (https://www.reddit.com/Superstonk/comments/17r8v61/been_looking_at_the_occs_otc_derivatives/).

9. A New Challenger Approaches (to the NY Fed's Standing Repo Facility Counterparties List)

​
https://preview.redd.it/cg8kmso6qw7c1.png?width=1144&format=png&auto=webp&s=c5d48a4bd907c615a45a1be1d740850ace2d1cf9
The goddamn legends at WSOP and the goddamn legend themselves welp007 came to splash across our screens the following new surprise: Norichunkin, the Japanese bank that was balls deep in CLOs this year, got added to the standing repo facility.
​
​
If you have never heard of Norinchukin Bank, don’t feel badly. Neither have we and we’ve been monitoring global banks for decades. According to Norinchukin Bank’s financial statement for its fiscal year ending March 31, 2023, it had $708 billion in assets. If it were a U.S. bank, it would be the fifth largest by assets, just behind JPMorgan Chase, Bank of America, Wells Fargo and Citibank.
The notice from the New York Fed about adding Norinchukin Bank to its bailout facility grabbed our attention for two reasons. First, it came out on a Friday, which is typically when financial entities dump bad news they hope will disappear over the weekend. And also because the Standing Repo Facility was the successor to the trillions of dollars in still unexplained emergency repo loans the Fed had to pump into Wall Street in the fourth quarter of 2019.
And what's something that many of us have all found out about Norichunkin as to why they are questionable as fucking fuck? CLOs:
​
According to its most recent financial statement, Norinchukin Bank does not appear to be heavily involved in derivatives. However, it has been heavily involved in CLOs – Collateralized Loan Obligations, which frequently include high risk debt.
Even further, there might be links to the dollar milkshake theory (?!), as they are a huge buyer of bonds:
The Fed may have another particular interest in making sure Norinchukin Bank has ample access to liquidity. The bank has typically been a large buyer of U.S. Treasury securities. At today’s conversion rate, dumping 12 trillion yen in U.S. government bonds amounts to dumping $84.6 billion. When U.S. government bonds are sold in large quantities, it puts downward pressure on the price of the bond in the secondary trading market, resulting in higher yields. Higher yields, in turn, raise the debt service cost to the U.S. government.
​
I wouldn't know offhand is 84B in US Treasuries would be a lot (would hope many of you could answer that).
This brings us to where we stand on this little known bank that seems to handle funding to fisherman and the like. A quiet small Japanese bank, balls deep in CLOs, with heavy US Treasury purchasing power, is now seemingly being bailed out by the US gvt with no congressional or public oversight.
As always, my question to y'all (apart from 'any digging that might help us understand?') is ...why?
And was Burry, yet again, the definition of early not wrong?
submitted by throwawaylurker012 to Superstonk [link] [comments]

2023.12.19 03:56 onceuponanutt I believe we are in a race against bitcoin ETF approvals

I believe we are in a race against bitcoin ETF approvals
The success of GameStop's crypto endeavours rely heavily, if not absolutely, on the success of ethereum, but like it or not, bitcoin is going to be the only legal crypto commodity in the global financial world for the foreseeable future. This puts financial markets, and subsequently MOASS, in a potentially precarious situation.
For those that don't know, the purpose of approving bitcoin ETFs is so institutional money has a legal way to invest cash directly into BTC. As of now there is no legal, mainstream way to do so. Here is a brief explanation by Michael Saylor for those that want to know more, he and many others go into much greater detail in other talks. I would recommend reading into it, especially if you have a kneejerk negative reaction to it.
MOASS is the single greatest idiosyncratic risk in financial markets, meaning we are up against old/smart money who do not want to lose their wealth. We know they have been scrambling for years to find a way out. First it was to turn off the buy button, then it was to short and distort GameStop, then it was to try and stifle investors, then it was to literally change all the rules of the game at the DTCC (DTC/NSCC/OCC), all the while trying to force GameStop to make the first move so SHFs can interfere and/or fabricate blame, but nothing has worked. MOASS, a transfer of wealth through currency, is inevitable.
Now I believe we are aproaching SHFs' red button solution - don't try to change the rules of the game, simply change the definitions. Let MOASS happen in nominal terms, but render it effectively meaningless by dissociating real wealth from the currency in which we will be paid, at the expense of everyone who currently uses or will ever use modern financial system.
If institutional money is given the opportunity to move their wealth into a non-inflationary asset before we are going to be paid in an inflationary currency, we're fucked. There's no point being currency millionaires when the very people and institutions we've been up against will become crypto billionaires/trillionaires. (This also applies to anyone who thinks that money printing will make you rich, by the way. It won't.)
We would never catch up. Nothing would effectively change. We are truly in unprecendented times.
Now, while I do believe this is possible, I'm not that worried. Why? Because if this is a real risk, RC certainly knows it. And I think he left breadcrumbs;
https://preview.redd.it/q4pz1i4lx57c1.jpg?width=1290&format=pjpg&auto=webp&s=bd9e38931410bbbad4e68401c7843fec6dbce358
RC's only deleted Tweet/X was from mid-2023, no one had a solid answer for what it meant. My possible take is that he changed from an ethereum maximalist to entertaining bitcoin in at least some capacity. It wouldn't be prudent to ignore it.
So, why do I think this? Well Grayscale (colour palette, anyone?), "the world's largest crypto asset manager", with +$50B AUM including +$24B of BTC and +$6B of ETH, issued a statement the same day as RC's tweet above urging the SEC to approve all bitcoin ETFs simultaneously if they approve any to encourage fairer markets. Seems on brand for RC...
Ultimately, this is about ensuring American investors are protected and have access to their choice of bitcoin investment vehicle.
Grayscale's CEO Michael Sonnenshein also just said today that ETF approvals would 'unlock $30 trillion USD of advised wealth', a figure that would definitely catch RC's eye.
Another thing;
https://twitter.com/ryancohen/status/1717337273262313603
And here he is back in October, just 2 months later, quoting Ludwig Von Mises, arguably one of the most referenced Austrian school economists in the bitcoin community. It's also on brand for RC's contempt for inflation.
I believe RC has already come to the conclusion that bitcoin is part of the puzzle here, at the very least understands this risk. Maybe it always was. Who knows?
Either way, this is relevant because I also believe that the timeline of MOASS will be inextricably linked to bitcoin ETF approvals, which are apparently happening in the next few months (Most ETFs have final decision dates in March 2024. This is except for ARK Invest’s bid, that has a Jan 10 2024 deadline for decision) and, IMO, MOASS will be far more beneficial for Apes if it happens prior to this, and RC knows it.
Time will tell.
submitted by onceuponanutt to Superstonk [link] [comments]

2023.12.16 16:21 gummywormpje Fnaf rp Afton Family

Still reaching for a long term rp buddy
Hey there. I was thinking to do a fnaf rp mostly based on the afton family. Like William having interaction between his wife, kids. Maybe even henry etc It just seemed a fun concept to me. Im pretty intrested to play around the time of fredbear diner. Im totally fine with gore and the story to become dark.
I play as William all the other characters we can discuss. Im also intrested to do something more between Michael and William. I dont need to write long paragraphs but atleast enough detail so i have something to reply to. So no one liners. I also like to play more then one character. So there is more interaction.
Be atleast 20 or older. I have 8/9 years experience of rping I only rp on discord and please dont ghost me if you are going to be gone for a while or dont want to rp anymore just let me know. I also like occ, who knows it can create a new friendship :)
If you are interested feel free to shoot me a dm, introduced yourself and let me know what your favorite animatronic is so i know you read everything!
submitted by gummywormpje to RoleplayPartnerSearch [link] [comments]

2023.11.16 11:31 Ethan_Cham How to get your first remote IT job

How to get your first remote IT job submitted by Ethan_Cham to onecodecamp [link] [comments]

2023.11.02 20:04 lockiesmith Who Should I Take For Microbiology?

Hello, I need to take Bio 210 General Microbiology, but I'm not sure who's the best teacher to sign up for. I'm also really bad at science fjasdfl 😭 Here's my list:
- Julie Wells at OCC - Derek Boyer at OCC - Michael Valinluck at GWC -David Camerini at CC
submitted by lockiesmith to OCC [link] [comments]

2023.09.16 08:10 oRamafy 2-20-2023 to 5-24-2023

20/2/2023, 4:04 PM
Used my Platinum cartridge.
Does it feel like playing Tetris at night, folks?
Who are the greatest players of all time?
What dreams and lives inspire curiosity?
My job is to count to 16 for Brianna. What’s
Jezebel feels like she rocks harder than I do, that’s all.
By design, I am made to solve Brianna’s “problems”
Hahaha, they feel like they did something to Brianna without OUR
I get a call, and respond that I’m doing work for you for two hours? Starting, when I say so? I can play games between Timmy and Bri.
My beatbox is “charmful” as all get out? Trust me on this one! The best
I already tongue wrestled Yaquelyn in my dreams? In reality, you may actually want to know Yaquelyn’s dreams more than my own.
I’m going to do my own LSD visual test right now.
I want Yaquelyn to fart in my face. That’s what it feels like over by Mountain Mike’s. I know my favorites are already getting saved with Michael. Dr
Mike Mew would like to speak.
I feel like trying to be your own best judge, jury, and executioner, is an honorable achievement. Isn’t my favorite love language Portuguese.
25/2/2023, 4:12 PM
My Gmail keeps opening up to OpenAI, even though that is not the last email I’ve opened. Clearly they are using my head for it. I told PhTr that autistics may have a “unique” relationship with technology.
26/2/2023, 3:37 PM
Watched The Flash this morning, partially with mom. She recognized Kate from some other show. Had a ribeye from Costco afterwards, then went to Sunflower for a massage. Played Shards of Infinity on my phone while I waited, like usual. Sunflower’s card reader wouldn’t accept my cards, so I went to the ATM at the donut shop instead and got $200, like I said I’d like to keep in my pocket for homeless people to ask for. The woman at Sunflower declined to give me a public woman, but the male manager always does. I don’t mind spending extra $; I only mind if I’m being singled out for a different set of rules. The young lady that massaged me was highly attractive, and made no attempt to provide a happy ending, which was in fact my preference. Gave her a $60 tip because of that, with $40 to the house. There is no rule about women massaging in the public room. There were several when I walked by, and I made an appointment for one. They don’t ask over the phone if it will be public or private, but I have always declined private when she pushes me on it.
Got a pack of Lucky Strikes, because I saw it and had a thought about Joe Rogan at the ATM, and a Starbucks frappe from the Extra Mile on the corner towards the freeway.
A Burmese woman named Grace was working her third night at MM. She got a bachelor’s in chemistry, but she didn’t get to choose her major. She’s 26 but looks more like 18. She’s studying business at OCC.
Chatted with Johnny. He’s taking master classes in mechanical engineering, but is not enrolled for a degree. His family actually owns the El Pollo Norte his mom works at. His uncle runs a farm growing corn and peppers in Mexico, which he will take over.
Nicolette said it was a mess with Grace the other night, but she did great tonight. She also finished 6 weeks of Veganism and told me about her pasta salad she was gonna eat for dinner, then sent me a pic of it at home. I accidentally used the same emoji she used, the complimented the olives. 🔮 new Nicolette symbol.
27/2/2023, 2:09 PM
Vietnamese woman came up to me saying a number in a questioned-tone. She walked away pleased, as I waved. I may or may not see her again. Shortly after, my mother walked by, and told me not to say anything the dogs don’t already know. It’s something about the Immortal Diet book.
3/3/2023, 8:20 PM
A planned Cherry Blossom park avoided my charity donation by doing a bunch of weird stuff, removing the payment button every time I entered my payment details.
4/3/2023
Neither Michael nor Nicolette showed up at MM tonight. First time Nicolette has missed Sunday night with me. She switched to veganism recently. I start my 11-day dry fast on Thursday.
7/3/2023
I texted Nolan a link to the Elan School webcomic last night, and Nolan replied at 5:55am. I replied at 11:11am, by accident, but turns out Boost Mobile did not put my payment on automatic, AND their system for texting people that their payment is due ALSO failed, so that coincidentally was the first text to get blocked for nonpayment of this bill. 🦇
8/3/2023, 10:14 AM
Gabby joined me with AaNg and PhTr. PhTr and I introduced Gabby to Neanderthal Poet. PhTr could only recall the two “negative” concepts of which Dionysus was a god of, wine and madness, and he had just finished giving a presentation about him. He missed a bunch of others with positive connotations, including religious ecstasy, fertility, harvest, and theater. Clearly PhTr stuck to wine because ViTr’s mom made wine for me. We went to Stater Bros with his mom. I’ll tell PhTr about the differences between greeting in an Asian grocery store vs an American grocery store later. I might get ground beef to cook.
Joined up with dad early. We hung out in his room mostly, and I also brought my vape. Took a hit of my vape before going into Albertsons. Put a beer on the belt, but separated it and used two yellow slats, when I usually let dad get my beer. My bad, don’t care.
9/3/2023, 11:19 AM
At 9:50am, the exact moment my alarm went off for my “ding ding ding” phone (which showed up in my pocket later, as opposed to being downstairs like I guessed), the word “play” entered my mind.
First day of my potentially 11-day dry fast. First time I’ve been locked out of AaNg’s house with nobody home. 🪖
10/3/2023
Began reading Medical Medium, by Anthony Williams, recommended by Giang’s mom. He has a spirit that embodies the word Compassion and talks to him by his right ear, outside the body. It relays medical information of everyone he comes into contact with. 😘
11/3/2023
Took a nap during the day and while lying around, I was daydreaming about making salted limes. Then Nolan texted me a photo of the 2-year fermented lemons that Cindy made. 🦇
Stopped by Whole Foods and picked up some kosher salt and a lemon Italian soda. Used the salt to make some salted limes.
Went to Sunflower Massage and the lady at the desk did not try to put me in a private room this time.
12/3/2023, 4:15 PM
Cleaned the temple in the morning. Met Patrick and Satoru. Got to take a bunch of cookies and chocolates with me. Went to MM afterwards, took a nap and did a little reading in between. Dennis said something to me about being high all the time, though the literal reference was not to weed. Satoru told me about the 108 bows the YA does at 1pm each year today. I was considering joining but did not. He also told me the YA group does their home meetings on Fridays now. Patrick went to the MM in Santa Rosa. 🙏
Nicolette mentioned a banana-chai smoothie and sent me the recipe after work. Someone bought The Hot Ones hottest hot sauce and shared it with everyone at work. Quite hot and tasty, had some pain in my gut. Nicolette was having a hard time understanding the words coming out of Manny’s mouth. Grace couldn’t understand a word I said, but I did direct her to the hot sauce. Unsurprisingly, Nicolette is already following Anthony Williams on Instagram. Mark told me he has 23 family members coming from Chicago to visit him, and that it makes him feel loved. 🔮
Took a dip in the pool after work.
14/3/2023, 12:48 PM
Did a little exercise with my philtrum in AaNg’s bathroom. Then AaNg started playing with his philtrum a bunch while trying to say “maybe later.”🪖
15/3/2023
Noticed the Zoroastrian church across the street from NaNg, read a little about it while waiting to see PhTr. Zoroaster and Timmy have the same bday.
18/3/2023
Started doing cold therapy in the pool every night earlier this week. 10 minutes leaves me shivering.
Stopped by Sean’s water shop for the first time in a while. I’ll be a regular visitor again now.
Stopped by the GW swap meet looking for a vitamix; no luck, got some fruit instead. Went to Giang’s place afterwards. Her and her bro have not been responding via phone. Dogs are still there, but no one else was. 🍁😘
Went to Costco and picked up a Vitamix.
Last day of my 10-day super-fast. No smoking, music, games, tv, food, or water. I was shooting for 11, but when I went swimming in the evening, I pushed myself a little hard and threw up a little later. I accepted that as my body’s sign to stop the fast and broke it at midnight, starting with cucumber-lime water.
19/3/2023
Still hydrating from the fast. Used too much chai in Nicolette’s banana smoothie last night, but was able to dilute it successfully this morning. Quite tasty. The $11 4-lb bag of peach/pineapple/strawberry/mango from Costco is weirdly bitter.
Had my first V8 can this morning, 28 cans for $16.49. Better than expected, it’s good. Gonna start 1/morning.
Swung by Grocery Outlet before MM for sourdough, found coconut waters for $0.50 each.
Nicolette’s daughter had her karate tournament with the other orange belts. She can’t make any headway parenting her step-daughter, and told her so. She didn’t seem to react much. She made a point that she’ll always be available if she’s needed or wanted though. The daughter’s an exceptionally picky eater of mostly (if not strictly) junk food. She recommended “Focusing” and I ordered it off of Thriftbooks, the site she showed me. I told her about Santa and she looked it up. 🔮
Went to Trader Joe’s after MM.
20/3/2023, 1:02 PM
Made my first celery juice this morning and it was tasty.
Both Song and Julie have chosen to no longer supervise AaNg.
Sea salt caramel cookies Tate’s were delicious.
Truth works through cycles of self-expression, whether you like it or not. ❤️
21/3/2023, 5:42 AM
I believe Human Design describes the set of environmental factors that will lead to my most congruent behavior.
Our ranking in a given skill is given by our rate of production while performing that behavior.
Projecting my consciousness in such a way that I imagine myself as a spirit in my client’s body directing him to complete the task at hand is a skill I practice with regularity. Optimization of this skill would require input from others.
22/3/2023, 10:52 PM
Gabby showed up with PhTr today, after being the BT for Anthony. We played 13 with his mom. I thought for certain I was going to lose a specific hand because of the 8,9 stuck in my hand. They practically forced me to play those cards and then win the game. PhTr was quite tired. His mom went first at least twice without the 3 of spades, and didn’t check for my response when my optimal play was, to me, very obvious to play and win the hand that she instead won.
Hung out at dad’s new Orange place for the first time. Hung out in front of Target with a Paradise refresher from Starbucks.
He has a sweet backyard, no guests unfortunately. The KFC didn’t take EBT and also only had chicken, so we went to Islands instead. Great hostess and waiter. Excellent burgers and soup.
As dad and I were hanging out in front of his place, an unknown Mexican man walked towards us. He was waving his wrist around as he approached, and then said “Molina” through my window as he walked by. 💕🪖
24/3/2023
Went to Sweet Haus after AaNg’s place for the ayce ice cream, but they exclude their Vietnamese flavors (durian jackfruit etc, so I passed. I was gonna get Monstar for dinner but their pho variety is lacking, so I picked up some beef stew from Pickle instead and was quite pleased.
25/3/2023, 10:14 PM
Timmy’s bday. Picked up 7-Leaves for both Giang and I. Their croffle is great. Giang’s been at her meditation retreat; she was a server this time. Hung out with Maple at dog beach. Had beef ribs and Yerba Mate from Whole Foods for lunch, the bark was fantastic.
Picked up an Amazon gift card and a cool Mario card for Timmy. Had Whatalotta Pizza for dinner, carrot cake from Porto’s for dessert. Timmy is no longer working for the state, he’s working for the city now. His boss situation is presently unclear, they’re rotating atm, and he suggested they’re likely competing for the position. Duy’s getting sass from his kids. Bri was adamant that current AI is not sentient. I said that the cutoff point for sentience is an up-and-coming hot topic of philosophical debate.
Watched Lex interview the CEO of OpenAI, Sam Altman. Was going for the Sam Harris interview, but this one just happened to be uploaded today.
26/3/2023, 10:51 PM
Newish guy at work breeds pomskies. Tested the cheese-pizza ticket system. If it says cheese, make it a cheese pizza.
Watched Lex interview Sam Harris. Sam Harris said that CNN covered perfect 72 hours of a girl falling down a well. He also said that the Buddha nature within us is essentially about being dispassionate between a friend or stranger. Sam looked like he was half Nolan’s dad. Then I saw, visually, that half become Jonny.
27/3/2023, 10:28 PM
Went to Phoholic for lunch. Great pho. Spires for dinner. Best waffle I’ve ever had, but the sundae was lacking. They were out of hot fudge.
Went to 7-11, and there was a couple outside who asked for cash from Cash App. The woman’s name was Meghan Arledge. Like Yaquelyn, she also has a picture of herself with her baby for her profile pic on Cash App. 💕
31/3/2023
Robert joined me for AnNg. He’s a Cambodian from Long Beach. A bit of a history buff, but he’s studying communications at csulb. He almost got in a physical fight at his old job at CVS. He had a significant event in his life on Christmas Day, 2015. 🪖
Had Mexican for dinner with mom and Mitch at a new place in HB. Mitch brought his cannabis, I’ll give him $50 next time I see him. Smoked by cannon park before doing a 45m meditation in the grass. Watched the Flash when I got back home.
Joe: “Parents help children become the person they know they can be”
1/4/2023, 9:33 PM
Was in bed 14 hours last night. Went to Dunkin Donuts for a coffee. Watched Murder Mystery 2 with mom. Meditated at cannon park after Yaquelyn. 💕
2/4/2023
Parameters for training AI = standards of judgement that we impose on each other.
Mary morning. The vanilla nitro coffee at 7-11 was too intense. Bought a pizza and Pepsi for Chris, then did a 45m meditation in the park. Went to the Cambodian fair in LB afterwards. Just walked through a bit, it had a hostile vibe. Happen to park right next to 7-11 with a Pickle opening next door.
Last day seeing Mark before he moved to Chicago. He’s also proposing to his gf of 6 years tomorrow with a very nice ring. He’s not going to work for his parents, and he’s gonna stay with his cousin in their 3BR apartment(?) for a month before they get their place. It’s also the first night he’s ever delivered, and he happen to be delivering when I was off. So to say goodbye, I had to stay late and miss my first Sizzler meal.
3/4/2023
PhTr got a few new targets, including 5-minute conversations that I have to preface with “we’re going to talk about x.”
Had my first Sizzler meal. Very full afterwards. Watched the Flash afterwards.
5/4/2023
Quin via Telehealth and Gabby showed up for both AaNg and PhTr. She had me finish some missing notes for PhTr, and we took him to Walmart afterwards for Capri Sun. I got the Nerds drink mix bc it’s diet. I’ll get some kool-aid later.
Saw Sean at the water shop. Told him about my therapy work. He was looking very good and told me he was working on a bunch of projects and was tired. He reminded me a lot of Bim.
2nd Sizzlers dinner then Flash afterwards. Heard some talk about the waitress being mom. I made a 3-taco plate that was tasty.
8/4/2023, 9:30 PM
When I left Maple’s, there was a Mexican woman selling flowers, wearing a purse. My eyes immediately locked onto the corner of her purse, as I observed thought. When I thought something about how that corner looks a lot like a dog’s head, she spun towards me and showed me that what I believed was a corner of her purse, was indeed a small dog’s head. It looked a lot like Katie.
Did gohoshi in the morning, greeting people as they came in. Did sesshin afterwards. 🇯🇵
Smoked Mitch’s stuff. 🍀
Picked up Maple 🍁and took her to Bella Terra. Ran into a nice young black girl selling stuff that had a strong Easter Bri vibe. 🤜
Watched some more of Physical 100 in the evening. 🏳️‍🌈
9/4/2023
Home meeting in the morning 🇯🇵.
Helped mom carry some bags to the kids’ party and met Brianna 🤜. 2 kids were missing, but 14 showed up.
Sizzlers for brunch. Started Dean’s pizza book as well as Focusing. 🔮
10/4/2023, 10:06 PM
Quin joined for AaNg. 🪖
Meditated at Cannon park. The area around my car smelled exactly like jasmine afterwards.
Looked up Tim Pool’s take on the Daniel Perry case. Drank some nerf water and watched more of Sam Harris and Lex. Good discussion of free will.
12/4/2023
Couldn’t get my keys out of the ignition when I arrived at work. Battery died in the few hours. Canceled NaNg 🪖
13/4/2023
AnNg’s 🪖intuition guided him to attempt to falsify my notes today by switching up the ordering of the icons on the schedule.
Tow guy came and I allegedly left my car in drive. He got the key out and jumped the car. Robert’s car was missing and was replaced by some unknown white man staring at me.
Showed up at PhTr’s place and his bro told me his mom had already canceled his appointment. I told Nhi, and she said she sent out a group text for us all. I didn’t get it. I was having phone problems bc Cash App is selectively declining my transactions. The group text included non-Apple phones which is why it got blocked.
Watched R.I.P.D with mom.
14/4/2023
Finished the Justice League trilogy.
15/4/2023
Previously, my personal address and phone number had been listed online by my employer (if not my employer directly, then someone who got my info from my employer, as they listed me as a therapist) so the kids could Google it whenever they wanted. I checked today, and couldn’t find it again. Perhaps related to the fact that I checked for my coworkers’ addresses first.
Finished The Consultant.
Went to Sizzler with Timmy, Duy, Bri, and mom. There was something going on between me, one of the two young, especially attractive waitresses, and the skinny young Hispanic male waiter. I started to move to take the tray before he finished making the drinks, but stopped myself before touching the tray. I began taking the tray after he finished the 5 drinks, and he continued making a 6th drink, but realized his error while I was taking the tray. The young woman was repeatedly appearing in my view; she spent a lot of time up by the front, where I could see her if I looked over. We made eye contact multiple times during the visit.
Had several of Duy’s macadamia nuts after dinner. 🏳️‍🌈
Kyle started walking himself up the stairs at bed time.
16/4/2023, 1:41 PM
Went to 10ten this morning. Picked up a “Ghost” drink afterwards.
Went to deal with GEICO but they still want something. Got a quote from AAA, might use them.
As I was writing a response to Ali’s message, trying to separate my message from the quotation I used (love thy neighbor) by hitting space multiple times, “BT” popped up. Then when I erased the extra space I made, I removed the name of the verse’s author as well.
There are several “frequently used” emojis that I have never touched.
Nicolette read her step-daughter’s text to me. She’s having a hard time keeping her thoughts in check. When she’s happy, it doesn’t take long for her mind to wander into something negative.
17/4/2023
Talked to PhTr about kangaroos. Then I mentioned that I suspect that their ability to sustain high speeds is relevant to ADHD, in that the condition allows them to switch the object of their attention more easily than the rest of us. 🪖
Paid my Sizzler tip with Apple Pay. I had to ask for the option.
19/4/2023
Anthony talked like Mia yesterday while coloring, but at no other time, and I didn’t write about it. He talked like Mia again today while coloring, so I wrote about it, pointing out that he only spoke like Mia while engaged in Mia’s favorite activity. Consequently, he began speaking like Mia again, at another time, to contradict what I wrote. He was using a 2-word request as opposed to a 3-word request. I wrote about this in the notes. Shortly after, Quin called, letting me know that PhTr called out with a fever. 🪖
20/4/2023, 11:09 PM
Man. What a tragedy. That’s what being selfless gets you. - Spoken by female antagonist on Power Rangers movie.
21/4/2023, 11:24 PM
Talked to Nolan about trans stuff in Florida.
Went to Sunflower Massage.
Sizzler with dad for his bday. Told him about the pain I feel. Wes, the homeless busker in Vegas that owed dad money, got stabbed to death by his gf. He has a hematoma with a hard lump in his gut that should heal in 1-2 months. We also had a very reasonable conversation about the trans Florida bill.
There’s a Magic Mike’s pizza shop a mile away from dad.
Told dad about the couple that gave me cash for cash app and the girl has her photo with her baby as her profile pic. Told him I was just giving them the money though, as opposed to exchanging it, gotta fix that.
22/4/2023, 10:24 PM
Temple in the morning. Did the Eza intro.
Joe Hisashi concert in Santa Monica, preceded by Dunkin Donuts. Parking was originally $4.50/hour, but I guess my spot was “reserved” so they sold it at $52.50/hour. They unexpectedly played Summer. The directions were a little off.
Wanted to re-buy the headphones that Nolan recommended. They’ve been wiped from my purchase history on Amazon. Nolan’s texted link has also been wiped from my text history. So either I’m in a new timeline, or Amazon/somebody associated with Amazon has selectively decided to erase the evidence of that specific purchase.
11:11 PM just started the last episode of Record of Ragnarok season 2.
26/4/2023
AaNg was wearing a yellow submarine tshirt today. NaNg and I have been singing that song lately, it’s his favorite. 🎓
Update: 11/5/2023 Kyle started walking up the stairs on his own at bed time around this week. Only did it a few times before he stopped and waited for mom to pick him up again.
My phone required me to download “music” before I could check my Apple Pay settings.
28/4/2023, 10:13 PM
Just went to email Francisco Ayala, but turns out he died about a month and 2 weeks ago, minus two days. Guess it won’t be as easy to find my former professor’s Economics book. I believe in memories; they look so pretty while I sleep. The Francisco Ayala novelist included Duarte in his name. Too bad. Just found out today that Roy Something was the heir of Cocaine Bear. Clearly he’s going to remind me of another Roy.
Last night, I had two consecutive third-person lucid dreams. My behavior continued as expected. I was proud.
29/4/2023
Sizzler with dad. Tried his roommate’s weed, it didn’t do anything except create a small initial moving sensation in my throat in the first few seconds.
1/5/2023, 11:04 PM
First day off the Sizzler diet. Watched the new Super Mario Bros movie at night.
2/5/2023
Had the tacos at the HarboEdinger place. $2.50 each, I’ll go back for the stomach, but the rest was just okay.
3/5/2023
Used the vape in the morning and after work.
Gabby joined me for AaNg. Told her about the study where autistic girls are more likely to use cognitive processing words than autistic boys.
PhTr’s mom gave me a giant fried shrimp with a little cold spot in its head and a bowl of egg rolls.
Dad postponed till Saturday. He said it was too cold.
Went to Popeye’s before PhTr. There was an older man with black hair whom ordered before me that said something like “you’re up for bat,” when he finished ordering, mimicking a batter.
4/5/2023
Got a chocolate cold brew and butter pecan donut from Dunkin’, they’re good. Tran joined me for NaNg.
Made a box of Enlightened cookies at night
5/5/2023, 6:38 PM
I would completely reject all advances from Yaquelyn the second I believed she was thinking of another man. 💕
People that have learned similar things are similar, in general. That’s what institutions bring together — those who have spent time with people that are similar to those within the institution.
My devil is a glass accountant, who doesn’t think number men can be leaders.
6/5/2023
Took Maple to Bella Terra and saw Guardians of the Galaxy afterwards. Wasn’t my cup of tea. Hung out with dad later.
7/5/2023
Got brunch with Timmy, Duy, Bri, and mom at Sizzler for Mother’s Day. Told them about autists being 3-6x more likely to be trans, as well as the males avoiding “know” and “think.” Not sure what other cognitive processing words they might avoid.
10/5/2023
Started Peterson’s podcast about the dark tetrad.
Hung out with dad. We both used my vape. Picked up a tamarindo beer. We went to the donut shop and I got a vegan blueberry fritter, dad got a chocolate old fashioned. We checked out a couple places for dinner but they had just closed, as dad was saying that places close so early for dinner now post-covid. We ate at El Pollo Loco, the queso blanco burrito was good.
11/5/2023
Ate 10k calories today. Got a double western burger from Carl’s at night.
Started Huberman’s podcast on psilocybin and texted it to Nicolette.
12/5/2023
Found the lost putty stuck around my wrist while I was sitting in front of the liquor store by Shadow Wood. My gem fell off the same time I found the putty. Pinky walked by.
17/5/2023
My data got partially erased at PhTr’s place again. It never happens anywhere else. 🎓
19/5/2023
Got a carne asada breakfast burrito from Epic Burrito Shack. Best burrito of my life.
The gps app kept switching the address from the Mind Journey event, from pch/Magnolia to Pacific City. Went to pch/magnolia and some others and I were walking up and down the boardwalk looking for the piano, but no dice. They refunded the ticket and offered tickets to a performance the next day in Santa Monica, but I declined to hang with dad instead.
Watched the interview between Peterson and Brian Keating. The first word in the title changed from multiverse to black holes.
Spent the night in LB ❤️
20/5/2023
Mary morning. Gave $40 to Chris. Did some sprints in the sand.
Went to Golden Corral with dad. The hostess had a bodacious ass, but way too young for me. A customer that dad went all googly for had a phenomenally beautiful face. The food was okay. Mom asked about the fried chicken and pizza specifically. The chicken sucked, the pizza was pretty good, given the standards of buffet pizza.
21/5/2023
Church in the morning. They served banh mi. Older black man gave a talk, he said he also recently gave a talk to a bunch of cops across the state. While eating, an Asian couple with a 5ish y/o daughter said hi to me.
Told Nicolette about the burrito on Friday. She says The Shack is one place she always brings guests when going to the beach. She gets the veggie breakfast. Told her about redundancy wrt English and information science, and she said it makes her feel powerless. Asked her about her husband’s sobriety and she says he’s drinking heavily again. She’s considering going dry when she gets back from Arizona.
Watched Rain Man after work. Tom Cruise’s bday is 8/12.
23/5/2023
Tran joined me for NaNg. She was quite annoying. As usual, they want me to be more enthusiastic, and do more trials.
NaNg let out an exasperated sigh of relief when I told him I know why he misbehaves. He was playing in the toilet, for the first time ever. Obviously because Tran was there and he wanted me to look bad.
24/5/2023, 9:16 PM
No visual schedule with AaNg today, and he chose to go outside first thing.
Dad canceled today bc he had a rough day.
Seems like the 5:55 “how dandelions rule the world” video switched its title to “how dandelions conquered the world,” and there’s a new 3:54 video entitled “how dandelions rule the world” heavily associated with PhTr, because I returned to it while sitting outside his apartment. (The text following “because,” and this text, are lagging behind my typing in a fashion it never has before 25/5/2023, 10:14 AM). Followed that with Peterson’s interview with Dr. Temple Gardin about thinking in words Vs pictures, and how she likes to differentiate between different ways of thinking in pictures. Her associations are made straight from direct scenes of her own memory. Mine are just an abstracted amalgamation from many memories, although they do sometimes contain scenes from relatively recent memory.
Got a buche burrito from the taco stand next door. Pretty good. Watched a little GoT with mom at night.
I haven’t written about it yet, but there is almost always something pressing into my head/neck, from the inside. It moves as if it’s alive and wants something from me, but cannot communicate it. Could be dark matter. Seems to be becoming more and more poignant as I notice more glitches in the matrix. An essential element of a glitch in the matrix is that you can’t prove it to other people.
Read some of Kerri’s notes tonight, because I was interested in what they talk about. Pretty weird that they discussed dirt. I have an old friend/roommate whose career centers around dirt. He also made some disparaging remarks about what he estimates my sexual potential to be. Annie chose me, sorry buddy. He still plays frisbee golf with Jason Lego, a comic book nerd with horse teeth, that may have seen my cold, flaccid, penis and gotten the wrong impression of its truly massive nature. Like Steven explained of himself but I admitted I couldn’t reasonably conclude at the time without knowing the variance of the general population, I am indeed a grower, not a shower. Kerri adds a lot of very specific time signatures to her notes. Clearly related to Quin wanting me to handle the alarm clock during our sessions with PhTr. 🎓
​
9-15-2023 Edit: This is the last of my notes on my old phone. I finished uploading at exactly 11:11pm. That is both an Angel Number and my reference to Yaquelyn.
submitted by oRamafy to oRamafy [link] [comments]

2023.09.16 08:07 oRamafy 5-27-2022 to 8-19-2022

27/5/2022
Vincent mostly played with his RV today. A few tantrums but nothing too dramatic, although he did bite my foot.
Covered for Holden at MM. A 2nd time customer, the guy whose house I almost left the pizza bag at, ordered again and gave me $80 for a $42.xx bill. Manny was trying to recommend a Netflix show to me on the 4th season, and no matter how many times he repeated it, I could hear the whole sentence except the title of the show. Through a process of deduction I’ve determined it’s most likely Stranger Things.
Nicolette’s daughter sang a solo at a school concert Tuesday or Wednesday and showed me a video, very cute. She sings at home all the time, especially right after she closes the bathroom door. She says TJ’s sauerkraut is the best. If it’s as simple as she says I’ll make it myself, gotta eat my own plus kimchi first though. She and her husband love Taylor Swift and she said something about her 3 albums while cashing me out.
28/5/2022
I can physically feel where the iPhone apps are/were in my brain when I delete them. I doubt I’m the only one.
Worked at MM in the morning. Chatted with Sarah for a while. Chase is her bf and they’re both going to OCC; she wants to major in music business at USC. She was obsessed with The Girl in 8th grade and the song reminds her of Fall. She’s going to be a shift lead at FV, and she requested to move the dust and dock table so she could sweep up a giant pile of flour. She says she asks a lot of dumb questions, but I do the same thing when I’m new. She is extremely high-spirited. Her dad used to listen to Incubus all the time, and played a princess jewelry dress-up game with her when she was little.
Talked with Koa for a little bit too and he’s becoming suicidal again, stating that he’d already be gone if he had a gun and to make sure he doesn’t gain access to one. Work and rent are stressing him out, they pay $2500/month where they’re at. He said he’s considering living in a van. He asked if First Step was hiring, so I texted him Nhi’s email. He also talked a bit about a previous experience of taking a large bong hit and becoming extremely noxious in the past, and it would likely happen again if he smoked.
29/5/2022
Visited Mary, then went on a bike ride on the shore while listening to Symphony X. Didn’t enjoy the ride that much, spent most of it thinking in a somewhat hostile mood. Felt like I told dad that attractive women were being used as weapons, and I haven’t actually enjoyed looking at them for months at the very least (except the ones that remind me of Yaquelyn). I only feel a pull of my attention towards them akin to magnetism. The change of feeling may be related to sterile dopamine (associated with sterile neutrinos).
Stopped at Dunkin’ on my way out of LB; got a maple donut and coffee. Did some Invincible reading.
Went on 3 deliveries. Nicolette is getting a tattoo on her arm of a girl holding a sparkler with geometric patterns coming out of it on 7/11.
31/5/2022
Worked with Johnny and Phillip for the first time, along with Gabrielle and Quin.
Played Connect 4, Speed, and Jenga with Phillip.
2/6/2022
Saw dad after work to hold some of his stuff for him. Hung out by a park in Fullerton and chatted for a while, then put him in a motel for the night.
3/6/2022
Hung out with dad for a little while and put him in a motel for him to get some rest, unfortunately there’s a 3 week on/ 3 week off schedule for the cheap motel he was staying at. Watched Everything Everywhere All At Once at Anaheim GardenWalk. I showed up a half hour late but had the entire theater to myself.
4/6/2022
Watched Dr Strange 2 after the pizza shop.
6/6/2022
First day at Vincent’s new home. Tran recommended a bunch of vegan places, I’m planning to check out the temple next Sunday bc I took Hailee’s shift this Sunday.
7/6/2022, 9:45 PM
Work with Phillip, Gabrielle (Giang), and Quin. Played Mancala with Phillip, 21-26. He made multiple errors but I corrected them for him. I made one error, and made up for it by putting the piece in the worst spot on the board for myself. It felt like I was picking randomly at the time, but it feels substantially less random now. Quin made several small errors in her thinking, and I think Gabrielle noticed. Van got towed.
Slept the previous night at Motel 6 in FV with dad and hung out with him before work, Ron canceled his invitation. We looked for bikes but didn’t find anything suitable. His health is poor so he’s having a hard time living on the street. He can’t seem to get a good night’s sleep at the park
Mina forgot to write a line in my chanting book, and that is the precise location within the chant that I hear her say “Oh my God” every time, with a semi-sexual tone. It’s sort of spliced into the chant like a cut-scene.
8/6/2022
Work with Vincent and Hayden. Tran fed me some bean curd and fermented tofu with rice. The tofu has wine in it though, so it’s not actually vegan. Both were quite tasty though. Played around with my voice reading a Farm book with Hayden, and had fun playing with Legos.
Maybe Asians become white by following unfounded doubt.
10/6/2022
Worked with Vincent today. Tran forgot her bag at home when she went to work, so I dropped it off for her.
Hayden’s bday! Spent the night at Motel 6 with dad, got a 6-pack of Space Dust and used dad’s vape. Went outside and closed the door, locking myself out. Just stayed up for the night and knocked on the door a little before 8am. Took dad’s duffel bag with me.
At at The Sun Vegan with mom. The lemongrass chicken is delicious 💕. She got a chicken burger; also tasty. The satay on the rice was freakishly good for some reason. We shared a banana strawberry shake, perfect for mom as it wasn’t too sweet but still good for me. I’ll go back for some tiramisu soon. Mom seemed to take a liking to the owner as well.
12/6/2022, 9:45 PM
Took Hailee’s shift at work and left 2 hours early. Stopped by the gym at Triangle on the way home for a leg day. Grabbed a bag of potato chips from Grocery Outlet; dad’s been eating a bunch lately. Took a long nap when I got home.
Watched The Core before bed.
14/6/2022
First session with JuHo. Very talkative and curious boy, his conversation tendencies remind me a lot of the blonde girl from Love On The Spectrum. He asked both Julie and I if he could kiss us.
Stopped at Costco after work for bread, OJ, and salsa.
Dad had an appointment with Oasis and they got him a spot in Anaheim right away. It’s with the same family that kicked him out in the past however, so we’ll see how that goes. Hung out with him in the evening and Lindsey chatted with us for a little bit. She asked me what my favorite song was so I played Angel for them, then she mentioned Nu Breed’s Welcome to my House and I played that. Good song.
15/6/2022
Stopped at AA market to pick up Banh Xeo and bean curd. Both were placed perfectly to minimize search time in my hurried state.
Vincent showed an interest in the Reverse game, so I talked to him about Go and Lindsey. ❤️
16/6/2022, 8:46 PM
Good chat with Phillip today, he beat me at Reverse and Jacks, the two games that would likely be the best for him to specialize in relative to me. Went to Summer Fest after work, and there was a bird inside the men’s room at MSQP, so I whistled by the door to try to draw its attention towards the exit. The rides were no-single-riders so I dumped my tickets and watched the live music instead. They also had another stage in the corner of the fair for local bands, the one I heard sounded like a teenage garage bands, in a good way.
L lol ok
17/6/2022
Worked with Vincent in the morning and successfully taught him the concept of trading.
MindBuster therapy with Mina after work. Told her some more about my clients, dad’s lack of teeth, and DMT. She activated some unknown combination of my pineal and pituitary. She image she put in had to do with a fountain of water spouting into the air with a beautiful green backdrop. She had me visualize being in the shower.
Went to MSQP for fireworks at night with mom and Debbie. They put on a great show.
18/6/2022, 11:38 AM
Brief intro to combinatorics in bed, then MSQP, then swung by 7-11 on my way to bring Jonny’s ashes to San Clemente.
Started the Time Traveler’s Wife. Had a dream I was the time traveler 2 nights later.
19/6/2022
Work at Mountain Mike’s in the morning. Jose made some playful+disparaging comments about homosexuality to Koa and me. Kylie was the driver and made the paint-ups real quick. They let me go around 12ish when I was off at 3:30.
Grabbed a vegan pizza on my way to see dad for Father’s Day. There’s 3 other vegan shops in the same plaza; I picked up a few snacks at the market. Hung out by Edison park and shared Paul’s joint. He mentioned having a religious-like experience with his pen a few days earlier in the park, where everything seemed to come together and make sense for him. He says he frequently has great ideas while high, but doesn’t write them down.
24/6/2022
Work with Vincent. Gave him the Checkers board to play with and he had a tantrum when it came time to transition. Had another tantrum later too. He had a fever and called out the previous two sessions. Someone tried to erase the previous line.
Got $300 cash for dad’s bicycle, a dry-herb vape, then hung out with dad after work. He hit his thc vape and started getting anxious so we went for a little walk. During the walk I told him my idea that we’re all competing with each other for attention/energy (I don’t feel like there is any difference at all in practice, but I’m not 100% on that) subconsciously, and we have no choice in the matter. He disagreed bc he has never acted on that motive, and I explained that I meant that it happens automatically below our conscious level of awareness. Then I told him after my initial spiritual experience I started talking with the sun, and the sun is what began teaching me the rules of that particular game. Also spent some time watching a couple games of basketball, including a 2v2 kid’s game.
We went to the park by his place, and on the way there I told him our bond was a relationship we can both be proud of. We saw some fireworks and talked about him possibly starting another romantic relationship due to the absurd about of attention he gets from women, and I asked him if he’d consider getting back with mom. He didn’t say no, but he has doubts because of the painful history.
26/6/2022, 12:50 PM
The mind and spirit have unique, reversible polarities, and the body is the space in which they interact.
30/6/2022, 11:24 PM
We create feelings by attaching significance to the consequences of uncertainty.
Try to remember to tell dad that you considered yourself homeless-adjacent, not homeless.
3/6/2022
Went to Grocery Outlet on my way to the gym and bought some Chameleon coffee, chocolate, bananas, and bagels.
3/7/2022, 6:15 PM
Pizza party with Timmy, Duy, mom and Bri. On the way to the concert at the Hyatt, Debbie called. I was holding the phone on speaker for mom and she couldn’t hear her, so she asked me to talk to her. After pulling the phone away from her and towards my chest/throat, mom could hear her just fine.
4/7/2022, 11:49 AM
The subconscious learns through a process of trial and error, while the conscious mind observes, labels, and identifies mechanisms.
9/7/2022, 2:28 PM
Gas and cookies at Yaquelyn’s Arco. 💕
Cleaning at the temple in the morning. Did a little meditation at Cannon Park and watched half the Sadghuru transmission video in the car afterwards. Finished the 2nd half before an attempted nap at home, and got out of bed at exactly 2:22pm. That number’s been popping up a lot lately.
10/7/2022
Mary morning. LB Pride Parade on Ocean Blvd. Parked by 7-11 and walked over.
Mountain Mike’s in the evening. Left work at ~5:30.
12/7/2022, 9:06 PM
Timmy catches my reactions to dumb emotions and inflates them. Hence, when I am at my dumbest, I am at my most Timmyful.
14/7/2022, 9:35 PM
I felt dad’s photoshop.
16/7/2022, 4:51 PM
Thor: Love and Thunder with mom and Debbie, then dinner at Sizzler’s.
After the gym, dad called for a ride home so we hung for a little.
17/7/2022, 2:30 PM
Church in the morning, followed by Chada Thai.
Covered for Wade in the evening, made $85 in tips. Nicolette activated her third eye using an exercise from her yoga class. It had something to do with blocking one nostril and breathing through the other, and a triangle forms, and she felt a jolt of electricity. She switches between her regenerative agriculture and her yoga class.
18/7/2022, 10:37 PM
Work with Vincent and Hayden. Vincent was watching a bunch of bathroom videos on YouTube, including one in an OCC men’s room. Vincent started playing with putty again, and I had Hayden play with putty for his non-preferred.
Modelo mango and chili beer float for dessert.
Shortly after thinking about how Giang feels like a spider bite, I felt her again on the top of my right big toe. Then again before I wrote this down, but not a third time.
The p
19/7/2022, 10:10 PM
There was a veteran move we agreed to, but I can’t remember the details of. But I know I understood it at the time.
What is a veteran move?
What is an essential attribute of your mother fatherhood? Being a good example.
19/7/2022, 10:32 PM
Work with PhTr and JuHo today. PhTr asked me what my favorite number was, and I told him 28, but due to the roles we play, I could not divulge the full story. 💕
Smoked some of Mitch’s joint with dad by Edison.
Don’t be late to your date with the Devil 👿. Thanks Nolan. And Mitch. Park with dad.
What if we started thinking “We the people” more often and see how we felt about it? Why were you angry? Confused anger becomes sadness.
A powerful feeling in my future comes back as a memory. The powers of athleticism come out as we’re speaking.
Mitch and I balance powerful microphones between each other.
Insects would want to help us reverse the squish from our heels.
What if our heads feel like jack-o-lanterns sometimes? What confusion may that cause between red and yellow, or tomatoes and pumpkins?
20/7/2022, 11:56 AM
I’d go all-in on the bet that Nicolette has a sensitive and strong third eye. I wonder how she feels about it, however. It may be related to casting pearls before swine.
It’s extremely challenging to determine how to be the ideal role model for a child when somebody else decides when/if the relationship ends.
Discernment turns into derelict and derision. DDD
Wild Child flips 9 and 6.
I feel like on an alternate dimension, Nathan and Koa accepted my invitation to apply to to my employer. They both asked me for work, I texted them an email to send their resume to, and neither followed through with it. Koa has stated emphatically that he couldn’t do his job at the pizza shop without me. Nathan has stopped his Buddhist chanting with Mina, refuses work, and has essentially gone into hiding.
Thought I was going to have my evaluation with HaNg today, but she was actually doing progress reports instead.
“Standard of living” feels like “quality of life” with more time added to it.
Tran thought today was Thursday, but today is Wednesday, and office hours were yesterday. Who feels at liberty to delete my notes? That’s the freedom I would gladly squash, and it’s already happened at least twice. 3 times, actually, and I vaguely feel 4; once before I started working as an ABA therapist, and I suspect Garrett did it.
We donate energy to support the habits we want to stick to. The type of energy we donate is largely predicated on what our attention is doing as we perform the habit. I define my attention in a given moment as the energy that I have control of within that moment.
Everything is right when they think something is cool 😎🚬
Divulge or disclose? Discernment.
While using indirect verbal prompting to get Hayden to describe what he’d say after losing a game, he first said “thank you,” then “sorry,” then a lot of hand waving occurred, then he said good game. I enjoy spending time with children’s uninhibited imaginations, but inhibition is also necessary at times.
If there is an unbounded depth and variation of detail, how do we determine what to save? Listen to your heart without compromising your integrity.
“and his heart grew 3 sizes wider that day” after thinking about my and Saundra’s inner children playing games together.
The devil (dimension) seeks to maximize the utility of competitive advantage.
21/7/2022
Tran made passion fruit lemonade for me from the tree in her yard. It was phenomenal. She also gave me some pork her mom made, crispy rice, a little tofu, and the best okra I’ve ever had. The okra complemented the pork perfectly. Grandma said to bring some pork and she’ll cook it for me.
23/7/2022
Gym in the morning. I did a leg press on the smith machine and some swimming afterwards. I thought I left my phone there, but I actually tossed it in the closet by accident.
Sizzler’s with mom and Mitch. Haven’t seen Mitch in months, but saw him today (Saturday) after smoking some of his cannabis on Tuesday. He had canceled multiple times beforehand.
Watched The Gray Man and Abbott Elementary with mom after dinner.
24/7/2022
Went to temple in the morning. I didn’t wear my sash, and I could feel a much less welcoming vibe there than I typically do. Dean and Maki’s baby girl was born this morning.
Got lunch with Mina and Joe afterwards at Pokeology. The owner of the Ra yoga studio talked to her Hindu Astrology class about Human Design. Apparently in Hindu astrology, the stars stay in a fixed position, but the celestial bodies still move.
Listened to Cloud Cult in bed before sleeping. 👍
25/7/2022, 8:40 PM
Worked with Vincent and Hayden.
Hayden and I switched roles while playing with blocks. While playing catch outside, I noticed Hayden would look straight at me instead of the ball when catching. Tran gave me a bag of
27/7/2022, 12:09 PM Edit: Vincent skipped his speech therapy class this morning. Then on Wednesday, he dumped out his art portfolio and I found his speech therapy’s “core words” for the month. I asked Tran to show me this list when she gets it each month, and she agreed.
I remembered to watch Mina during her “oh yeah” chanting moment for the first time, and before she got there, Zoom froze. Then the other woman took over the chanting during the “oh yeah” portion, and Mina joined in right at the “oh yeah” moment, and I still heard the “oh yeah,” it was definitely not Mina’s voice and she didn’t seem to be mouthing it.
26/7/2022, 7:32 PM
We shouldn’t be forced to breathe, and we should also be permitted to breathe as we prefer.
27/7/2022, 11:19 AM
A toy is something you can hold onto and play with.
I want to know if Nolan has made any progress with his shy guy, and what he meant when he said he said Cindy is his soulmate for sure.
Earlier I had been considering how science can be spiritual. It feels related to a paradigm shift.
Sharing a stigmatized habit with someone you love and respect has many spiritual benefits.
Vincent skipped his speech therapy class on Monday (7/25), and today, I found the speech therapy monthly assignment sheet after he dumped his art portfolio on the floor and asked his mom to show me future monthly vocab sheets.
After grandma locked Vincent and me in the toy room, he eventually sat on my lap, then picked out Minesweeper to watch me play. After watching me for a little bit, we switched to some of the other games on the sweeper app, and learned how to play them together.
Vincent’s Gma was incredibly compliant with my wishes today, and got Vincent to look at me before I left. It sounded quite a bit like she even said “he looked.”
Took Hayden out jogging today, and tried to teach him box breathing, but he struggled with it. Also taught him Dominoes. He said Giang broke up with me today and has a new boyfriend during his light exercise.
Downloaded The Office idle game.
Felt like Saundra was with me on the ride home from work. ❤️
28/7/2022
Worked with Justin and Phillip today. While playing Phase10, Phillip pointed at Gabby, then the next two pairs of cars I saw immediately afterwards were 7-11 then 11-11. 💕
Bought a watercolor paint set, Phase10, and Sorry! At Walmart. Played Sorry! with Gabby and Phillip’s dad, but they both quit.
Went to MSQP for a concert after work. The hotdog was delicious.
Started Hades when I got home, it’s a great game.
31/7/2022, 12:12 AM
Leg day with an ice bath afterwards.
Went to the Hyatt with mom, Duy, and Timmy. Got Pickle for dinner and had a Heineken with a cookie. The lead singer was pretty.
Nicolette texted me a recommendation for Gary Clark Jr. Listened to it in bed, then napped for a few minutes. Saw a lot of ear imagery going on in my head during that nap.
31/7/2022, 11:43 PM
Picked up dad from FV hospital, he was hanging out with Laurie. She didn’t want me to know where she was. She’s been staying there the past few days. This wasn’t the day, but she also played Who Will Save Your Soul for dad.
Swung by Planet 13 with dad. Good deals there, he got 1g of live resin for ~$33. The guy there was very friendly and knowledgeable.
Picked up a pizza from FV Mountain Mike’s, half Garlic Tuscan half Chicken Club with LA hot sausage. Dad says he’s a fan of the crust especially.
Saw 16 different images of my likeness across my face while doing my mirror gazing in the evening.
4/8/2022, 6:57 PM
While gaming with Phillip, he randomly used the word “taco.” Somehow related to Taco Cat from Exploding Kittens. Also, while talking about how the brain functions similarly to a search engine’s auto-complete function, he said something about how that was exactly what he had been (thinking?) He didn’t finish the sentence. He also cracked up and then mumbled to himself something along the lines of “automatic error” while trying to say something else.
8/8/2022, 12:39 AM
Stopped at the in-laws to pick up my phone and blanket, but forgot the blanket again. Stopped by Adams Ave Donuts and got a maple bacon bar, ranked #2 now. Then went to the OCC swap meet to look for toys. Got a mangoneada-like drink with Japanese peanuts inside. It was good but I needed more ice. Got a squishy ball to play with while I walked around and some mini mangoes. Looked for churros but no luck. 💕
Mountain Mike’s in the evening, it was by far the busiest Sunday we’ve had for a while. Nicolette’s stepdaughter made a garlic stick sandwich after complaining about her cooking.
During meditation, thought of a way of bringing up both Saundra and Yaquelyn.
Upper body at Warner 24 after work.
8/8/2022, 2:47 PM
Most annoying trait in a person? Entitlement may be it. Maybe hypocrisy.
I get the impression that Nicolette’s hubby and I share a sense of humor. I also might provoke “battles” between people that hold significant sway in my life, and avoid taking sides. If I’m perceived as taking sides, I’m simply making myself more comfortable and have no inkling of how I may have affected the outcome. In the “battle” I just intervened in, it seems as though I helped the underdog, although that was not my intention at the time and I had to think about it later to notice.
Had my evaluation with Julie today and I passed. I did not complete 85% of the targets on the list, so I guess that wasn’t as necessary as was previously implied.
9/8/2022, 11:19 PM
Studying knot-making lay do me some good. Might teach me more about pop-and-locking.
A respected forger would create high-fidelity copies, ideally, with enjoyable twists for his clients. This would inspire loyalty.
What if Autism induces a preference for the automated text suggestions? Client scored a
What if your partner felt good to praise? There is likely a disagreement you settle effectively.
It was the church that said Typos should burn in ? {red}. Suggested typos from an editor?
10/8/2022, 2:03 PM
Japanese spicy peas from AA market
Jackfruit from AA
Michael came along to shadow Vincent’s session. Thought he was Mexican, but he’s Filipino. Tran talked about her Filipina friends Lolita and someone else.
12/8/2022
Last day with Vincent, Michael came along.
Gotta bring a measuring tape for Tran’s window.
When I watched the speed runner Mario player, and felt like I shared a meaningful moment with him, his heart rate dropped 2 beats. 187->185
Mostly played Hades in the afternoon.
Mitch had car problems, so I went to iHop with mom. Got the strawberry banana French toast combo with extra whipped cream, and their cold brew coffee, with lots of Coffee Mate. We watched Licorice Pizza afterwards. I enjoyed it but mom didn’t.
13/8/2022, 2:35 PM
Every time you go to sleep, you become a particle that shares light with the particles around you.
Particles, light, experience, consciousness.
Tried some of Mitch’s cannabis in the e-vape for the first time. Not a fan of using the vape bc I have no idea how much I’m burning, and it doesn’t seem to burn through very effectively. Had a good time anyways.
Yaquelyn let me cum in her ass on Valentine’s Day (she said “Only for her husband.”). The same day Katherine tried to rape me. She had never had anal sex with Mario. This plays a significant
role in the reasoning behind my faith that Yaquelyn and I can raise a happy family together. 💕
God contract # Divorce contract
13/8/2022, 3:24 PM I just watched the fish in mom’s fish tank trade rainbows for a little bit.
Dad asked for some cash and a ride to a hotel, and I met Laurie. She rode shotgun and we chatted; she’s an engaging conversationalist and lovely woman with very pretty eyes. She knows a lot about the castle house in HB on Magnolia. She became close with a flock of crows living there. She can see maps written in the sky.
She thought we turned away from the pedophile hotel bc of the pedophilia; actually it was just an inconvenient walking location.
16/8/2022, 9:18 PM
Hung out with dad and Laurie at the Harbor Bay Motel. They were both sick and Laurie spent most of the time in the bathtub. Brought a couple beers and ordered a pepperoni, onion, mushroom, and tomato pizza from Dominoes. Met Elizabeth Rose, aka Heaven. We sat outside the room and smoked together for a while, she kept telling me that she was protecting me, but I don’t know from what. I could tell she wasn’t crazy but she was definitely having a hard time putting words to her thoughts and feelings. Then we went on a walk together to get a drink. She got some wine, I got a Modelo. We walked back to the motel to talk some more. She looked me in the eyes and had a conversation with somebody else. I keep hearing that it was me but I’m not sure what that means.
19/8/2022, 9:59 AM
Worked with Aang and his cousin in the morning, brought some coffee in my water bottle. I do a lot of stretching while we’re outside.
Went to the BBQ festival after work. Mom got ribs from Juicy BBQ, they had great bark and their corn was to die for. I got some banana cream pie and the cream was pretty lame, but the pie was excellent. Their cookie was good though. Mom left a little after eating because she was tired, so I hung out with Debbie. Midway City’s raspberry chipotle bbq sauce was delicious, I got their baby back ribs. Later I got a carrot cake in a jar from the Southern Desserts place and ate it while Debbie and I sat and waited for the band to start, it was scrumptious. There was a dance floor with a DJ playing that filled in between sets; there seemed to be some conflict in their timing with the band. It was taking too long for the band to start so Debbie left. The band started a bit later and they were a U2 cover band; the lead looked just like Bono and they were good.
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2023.07.25 01:15 robni7 Caught & released this OCC book signed by all three Teutuls … starting to regret it ;)

Caught & released this OCC book signed by all three Teutuls … starting to regret it ;) submitted by robni7 to ThriftStoreHauls [link] [comments]

2023.06.23 02:43 Dismal-Jellyfish According to 6 people briefed on the matter, U.S. banks are pushing to soften proposed upcoming capital requirement hikes (rumored 20%). "The baseline has shifted to an assumption that the scale and scope of the proposal is going to be far more punitive than anyone expected at the end of last year,"

According to 6 people briefed on the matter, U.S. banks are pushing to soften proposed upcoming capital requirement hikes (rumored 20%).
Source: https://www.reuters.com/business/finance/us-banks-push-back-regulators-prepare-international-capital-hikes-2023-06-22/
A follow up to: https://www.reddit.com/Superstonk/comments/141k4qb/report_us_regulators_will_potentially_raise/
U.S. banks are pushing to soften a major regulatory proposal to hike bank capital requirements, worried it could prove too onerous, especially for lenders still reeling from the March banking crisis, according to six people briefed on the matter.
Bank regulators led by the U.S. Federal Reserve are finalizing the proposal which would implement international capital standards agreed by the Basel Committee on Banking Supervision in the aftermath of the 2007-2009 financial crisis.
Bankers are particularly concerned by an aspect of the draft proposal that would apply higher capital charges on non-interest revenue, such as the fees lenders charge on credit cards or investment banking services.
That capital charge is part of the package agreed by the Basel Committee in 2017, but the industry says it overstates the risk for banks that have a high proportion of non-interest income and had hoped U.S. regulators would mitigate its impact, the people said.
Bank groups are pushing for regulators to cap the proportion of assets on which such charges would apply, said three people, but it was unclear if the agencies would take that approach.
Non-interest services income has been a key focus of many lenders' growth strategies in recent years, one industry official noted.
American Express (AXP.N), Morgan Stanley (MS.N) and the U.S. units of UBS, Deutsche Bank and Barclays are among banks with a high proportion of non-interest income, according to a 2022 blog by Washington group the Bank Policy Institute.
Barclays, Deutsche Bank, and Morgan Stanley declined to comment. UBS and American Express did not immediately provide comment.
On Wednesday, Fed Chair Jerome Powell told Congress it was critical banks have strong capital, but regulators must be mindful of the tradeoffs.
WALL STREET CRACKDOWN
While the Basel rules were agreed years ago, the U.S. regulations to comply with them are being drafted in the wake of this year's banking crisis in which deposit runs caused Silicon Valley Bank and two other lenders to fail. The proposal is the first major rule led by Fed Vice Chair for Supervision Michael Barr, who has launched a sweeping review of capital rules and is expected to be tough on Wall Street.
"The baseline has shifted to an assumption that the scale and scope of the proposal is going to be far more punitive than anyone expected at the end of last year," said Isaac Boltansky, director of policy research for brokerage BTIG.
Industry executives argue the bank failures were caused by mismanagement and liquidity issues, and that system-wide capital is already ample.
The proposal is also expected to apply stiffer capital rules to smaller lenders with over $100 billion in assets, which would include some that experienced liquidity problems this year, three sources said.
Given investor jitters over the health of the industry and the broader economy, bankers say, hiking capital now could backfire, putting pressure on banks and hurting lending.
Republican officials at the agencies have flagged similar concerns, two people said, while Republican lawmakers on Wednesday also raised worries over capital rules with Powell.
“It’s extremely important for the agencies to be mindful of the economic costs at a time of great uncertainty," said Kevin Fromer, CEO of the Financial Services Forum whose members, the country's largest eight banks, have roughly $900 billion in common equity capital.
"It's not in the interest of the U.S. economy to raise capital requirements on institutions that are already well-capitalized."
The Fed is drafting the Basel rules with the Office of the Comptroller of the Currency (OCC) and Federal Deposit Insurance Corp. (FDIC). Regulators had hoped to unveil the proposal this month but staff are still working on the draft and the timeline has slipped to later in July, five people said.
The FDIC and OCC declined to comment. In a speech on Thursday, FDIC Chairman Martin Gruenberg said regulators would propose the Basel rules soon but will likely not complete them before the middle of 2024.
Speaking to reporters last week, acting Comptroller Michael Hsu said banks had "not been shy about sharing their concerns" which regulators were taking into account.

TLDRS:

  • U.S. banks are starting to voice concerns to corporate media about a regulatory proposal to increase bank capital requirements, led by the U.S. Federal Reserve.
  • Banks are terrified about a part of the proposal (how do they know this when it is not even out for us to review yet?!?!) that would increase capital charges on non-interest revenue, like credit card fees or investment banking services.
    • They argue that this rule overstates the risk for banks that generate a high proportion of non-interest income.
    • Some banks want regulators to limit the proportion of assets subject to such charges.
  • Banks like American Express, Morgan Stanley, UBS, Deutsche Bank and Barclays have a significant amount of non-interest income.
  • The pushback comes in the aftermath of the banking crisis earlier this year, where some banks faced difficulties due to mismanagement and liquidity issues.
    • As part of the regulatory response, the proposal might also apply stiffer capital rules to smaller lenders with over $100 billion in assets.
  • The bank apologists argue that increasing capital requirements in the current uncertain economic environment could put more pressure on banks and hurt lending.
  • There's a delay in the unveiling of the proposal, which is now expected to happen later in July....
https://preview.redd.it/67try2aczn7b1.png?width=610&format=png&auto=webp&s=58261fef7c52c9d4037ec5e3cf3483df1415b675
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2023.04.07 06:03 DropWatcher Drop Watch: April 7th, 2023

LPs

Deluxe

EPs

Singles

* means not on Apple Music or Spotify
Sorted by Spotify Monthly Listeners

Old Drop Watches

Full Calendar

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http://rodzice.org/