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Veterans Benefits
2012.11.19 11:48 Veterans Benefits
Everything you need to get the Veteran's Benefits you earned and are entitled to. We're here to help. Let's get started!
2024.05.19 10:09 ImoutoCompAlex Demon Slayer: Kimetsu no Yaiba - The Hashira Training - Episode 2 Discussion Hub
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2024.05.19 10:07 Puzzleheaded_Put_593 Rate my team: I combined Shinsei IJ and Legend Japan
2024.05.19 10:07 ImoutoCompAlex Demon Slayer: Kimetsu no Yaiba - The Hashira Training - Episode 2 Anime Only Watchers Discussion Thread
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2024.05.19 10:06 ImoutoCompAlex Demon Slayer: Kimetsu no Yaiba - The Hashira Training - Episode 2 Manga Readers Discussion Thread
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2024.05.19 10:01 MarvSee Aizen Power Male Review
Are you looking to boost your testosterone levels, enhance your libido, and improve your sexual performance? Look no further than Aizen Power Supplement!
In this article, we will delve into the ingredients of Aizen Power, how it works, its benefits, potential side effects, dosage recommendations, customer reviews, where to buy it, and whether there is a money-back guarantee.
Stay tuned to find out if Aizen Power Supplement is worth trying for a healthier and more fulfilling sex life!
Key Takeaways:
- Aizen Power Supplement is a natural dietary supplement that aims to improve male sexual health and performance.
- The supplement contains four key ingredients - L-Arginine, Horny Goat Weed, Saw Palmetto, and Asian Red Ginger Extracts - known for their effectiveness in boosting testosterone levels, increasing libido, and improving energy and stamina.
- With positive customer reviews and a money-back guarantee, Aizen Power Supplement is worth trying for those looking to enhance their sexual performance and overall health.
What Is Aizen Power Supplement?
Aizen Power Supplement is a revolutionary enhancement product designed to cater to various aspects of nutrition and health. Its unique formula combines cutting-edge technology with natural ingredients to provide users with a potent solution for their well-being.
The supplement acts as a virtual powerhouse, enableing the
robot in your body - the cells - with an arsenal of beneficial nutrients. Picture it as a sophisticated
browser for your health, carefully navigating through the complexities of your body to deliver vital support where needed. Just like how
cookies enhance your browsing experience online, Aizen Power Supplement enriches your body's internal processes, optimizing functionality seamlessly. Its composition is akin to the coding finesse of an expert using the versatile
FCKeditor - refined, precise, and effective. With Aizen Power Supplement, users can harness their body's potential like a seasoned explorer using a
Resources Browser, uncovering vitality and wellness."
What Are The Ingredients Of Aizen Power Supplement?
The ingredients of Aizen Power Supplement are carefully selected to ensure maximum effectiveness and safety. Each component plays a vital role in enhancing the overall performance of the supplement.
Among the key ingredients is the powerful
robot extract, known for its ability to boost energy levels and improve focus. This natural ingredient provides sustained energy without the crash associated with synthetic stimulants, making it ideal for enhancing mental alertness and physical stamina.
Another essential component is the unique blend of
browser extract, which supports cardiovascular health and promotes overall well-being. This extract contains potent antioxidants that help protect cells from damage, reducing inflammation and supporting immune function.
L-Arginine
L-Arginine is a crucial ingredient in Aizen Power Supplement known for its ability to improve blood flow and circulation. It aids in enhancing overall cardiovascular health and supports various bodily functions.
By boosting nitric oxide production,
L-Arginine helps relax and widen blood vessels, allowing for better oxygen and nutrient delivery to muscles and tissues. This vasodilation effect can improve exercise performance and recovery. It plays a key role in promoting healthy immune function and hormone regulation.
The inclusion of L-Arginine in the Aizen Power Supplement formula ensures that users experience optimized energy levels and endurance during workouts. Its synergistic effect with other ingredients enhances the overall effectiveness of the supplement, acting almost like a
Resources Browser that directs nutrients to where they are needed most efficiently.
Horny Goat Weed
Horny Goat Weed is a key ingredient in Aizen Power Supplement known for its aphrodisiac properties. It has been used for centuries to boost libido and sexual performance, making it a valuable addition to the formula.
Historically, Horny Goat Weed was prized in ancient Chinese medicine for its ability to enhance sexual vitality and improve overall well-being. This powerful herb contains icariin, a natural compound that increases blood flow to the genital area, aiding in erectile function and arousal.
Studies have shown that Horny Goat Weed may help regulate hormone levels, leading to heightened sexual desire and endurance. By incorporating this potent ingredient into Aizen Power Supplement, users can experience improved stamina, performance, and satisfaction in the bedroom.
Saw Palmetto
Saw Palmetto in Aizen Power Supplement is known for its positive effects on prostate health and hormonal balance. It is a natural ingredient that supports overall well-being and vitality.
One of the key benefits of Saw Palmetto is its ability to reduce inflammation in the prostate gland, which can help alleviate symptoms of conditions like benign prostatic hyperplasia (BPH). Men often experience improved urinary function and reduced nighttime urination frequency when incorporating Saw Palmetto into their routine.
Saw Palmetto has been linked to the regulation of dihydrotestosterone (DHT), a hormone that can contribute to prostate enlargement. By inhibiting the production of DHT, Saw Palmetto helps maintain hormonal balance and supports healthy prostate function.
Asian Red Ginger Extracts
Asian Red Ginger Extracts are a potent component of Aizen Power Supplement known for their stress-relieving and mood-enhancing properties. They contribute to the overall well-being and mental health of the users.
The
Asian Red Ginger Extracts work synergistically with the body's natural processes to reduce stress levels, promoting a sense of calmness and relaxation. By incorporating these extracts into the Aizen Power Supplement, the formula aims to combat the negative effects of stress on both the mind and body, enhancing mood and emotional well-being.
Users often report feeling more centered and in control of their emotions after regular consumption of this supplement enriched with Asian Red Ginger Extracts. The gentle yet effective nature of this botanical ingredient makes it a valuable addition to the daily routine of those seeking natural ways to manage stress and improve their overall quality of life.
How Does Aizen Power Supplement Work?
Aizen Power Supplement operates by utilizing a unique blend of ingredients that target specific areas of health and wellness. Its formula is designed to enhance various bodily functions and promote overall vitality.
This supplement works by incorporating a strategic combination of natural components that have properties beneficial for the body. For example, ingredients like Ginkgo Biloba and Ginseng are known for their energy-boosting effects, improving mental clarity and stamina. Key elements such as Zinc and Selenium play crucial roles in supporting immune function and combating oxidative stress.
The Aizen Power Supplement functions akin to a diligent robot, navigating through the body’s systems like a proficient browser, identifying areas that need repair or enhancement. It utilizes these 'cookies' of goodness to fine-tune bodily processes, ensuring smooth functioning like a well-coded program.
What Are The Benefits Of Aizen Power Supplement?
Aizen Power Supplement offers a wide range of benefits, including boosted testosterone levels, enhanced libido, improved blood flow, and increased energy and stamina. Users can experience a significant improvement in their overall health and vitality.
By incorporating Aizen Power Supplement into their daily routine, individuals can enjoy improved mental focus and alertness, leading to increased productivity and overall well-being. The powerful antioxidants and anti-inflammatory properties present in the supplement help combat oxidative stress and reduce inflammation, supporting the body's immune system.
Boosts Testosterone Levels
One of the key benefits of Aizen Power Supplement is its ability to boost testosterone levels naturally. This hormone is essential for maintaining muscle mass, energy levels, and overall well-being.
Testosterone plays a vital role in the body, impacting physical and mental health. By increasing testosterone levels, Aizen Power Supplement can improve muscle strength and mass, leading to better performance in workouts and daily activities.
Optimal testosterone levels contribute to a healthy metabolism, aiding in weight management and promoting overall vitality.
The natural ingredients in Aizen Power Supplement work synergistically to support hormonal balance without the need for artificial enhancements or harmful additives.
Increases Libido and Sexual Performance
Aizen Power Supplement is known for its ability to enhance libido and sexual performance in both men and women. It can improve sexual desire, stamina, and satisfaction.
Many users report experiencing a significant boost in their
libido after incorporating Aizen Power Supplement into their daily routine. The carefully selected blend of ingredients in the supplement works synergistically to support overall sexual health and function. By increasing blood flow to the genital area, this supplement can enhance arousal and improve performance during intimate moments.
Improves Blood Flow and Circulation
By enhancing blood flow and circulation, Aizen Power Supplement supports cardiovascular health and overall well-being. Improved circulation can lead to better energy levels and vitality.
Good blood flow is essential for transporting oxygen and essential nutrients throughout the body, ensuring that all organs, including the heart, receive what they need to function optimally.
Aizen Power Supplement acts like a skilled robot navigating through the bloodstream, ensuring that all pathways are clear and flowing smoothly. Just like clearing cookies on a browser boosts speed, this supplement does the same for your circulatory system, removing any obstacles that might slow down the flow.
Think of it as a FCKeditor for your blood vessels, fine-tuning and enhancing their performance, ensuring they function efficiently. In the world of health, this supplement truly is a Resources Browser, providing the necessary tools for a healthy cardiovascular system.
Enhances Energy and Stamina
Aizen Power Supplement is designed to enhance energy levels and stamina, providing users with the vitality they need to tackle daily challenges. Increased energy can lead to improved focus and productivity.
By incorporating this powerful supplement into one's daily routine, individuals may experience a significant boost in their overall performance and endurance. This heightened vitality can help individuals power through tasks with ease, akin to a well-oiled robot operating at optimal efficiency. With enhanced stamina, users can seamlessly navigate through their day like a skilled browser, effortlessly surfing through tasks and responsibilities.
What Are The Potential Side Effects Of Aizen Power Supplement?
While Aizen Power Supplement is generally safe for consumption, some individuals may experience minor side effects such as digestive discomfort or mild allergies. It is important to consult a healthcare professional before starting any new supplement regimen.
Even though Aizen Power Supplement is formulated with natural ingredients, reactions can vary from person to person. Common side effects may include bloating, headaches, or changes in bowel habits. Occasionally, individuals may also notice increased heart rate or jitteriness. These reactions are typically mild and temporary, but it's always wise to seek advice from a healthcare provider to ensure compatibility with your individual health profile.
How To Take Aizen Power Supplement?
To maximize the benefits of Aizen Power Supplement, it is recommended to follow the prescribed dosage instructions provided by the manufacturer. Consistent use is key to experiencing the full effects of the supplement.
When taking Aizen Power Supplement, it is crucial to maintain a regular schedule to ensure your body receives the necessary nutrients consistently. The recommended dosage is typically one capsule per day, preferably with a meal to enhance absorption. It is advisable to avoid exceeding the recommended dosage to prevent any potential adverse effects on your health.
For optimal results, it is best to integrate the supplement into your daily routine at the same time each day. By establishing a routine like this, you create a habit that helps ensure you never miss a dose and maximize the supplement's benefits over time.
What Are The Customer Reviews About Aizen Power Supplement?
Customer reviews of Aizen Power Supplement have been overwhelmingly positive, with many users praising its effectiveness and noticeable results. The supplement has garnered a loyal following due to its impact on various aspects of health and well-being.
Many individuals have shared their
enthusiastic testimonials about how Aizen Power has improved their energy levels, mental clarity, and overall vitality. Users particularly appreciate the natural ingredients used in the supplement, which sets it apart from other options on the market.
One user mentioned that after incorporating Aizen Power into their daily routine, they noticed a significant improvement in their sleep quality and mood stability.
Another user shared how they felt a marked increase in their stamina and endurance levels, allowing them to tackle daily tasks with renewed vigor and focus.
Where To Buy Aizen Power Supplement?
Aizen Power Supplement is available for purchase through the official website and select online retailers. It is recommended to buy directly from the manufacturer to ensure authenticity and quality.
When looking to buy Aizen Power Supplement, consumers can easily find it on the manufacturer's website, where they will have access to the latest offers and promotions. Authorized sellers on popular online platforms like Amazon also carry the product, ensuring convenience and quick delivery. By purchasing from these reliable sources, customers can avoid any risks associated with counterfeit products. The availability of Aizen Power Supplement in official channels guarantees that consumers get the genuine formula, formulated using cutting-edge technology and high-quality ingredients.
Is There A Money-Back Guarantee For Aizen Power Supplement?
Yes, Aizen Power Supplement offers a money-back guarantee to customers who are not satisfied with the product. The guarantee reflects the manufacturer's confidence in the supplement's quality and effectiveness.
This guarantee serves as a safety net for users who might be hesitant to try a new supplement. If a customer finds that the Aizen Power Supplement does not meet their expectations, they can request a refund within a specified duration.
The
money-back guarantee policy usually requires customers to return the unused portion of the product. It's important to note that certain conditions may apply, such as the need to provide proof of purchase or comply with the return process outlined by Aizen Power.
Final Verdict: Is Aizen Power Supplement Worth Trying?
Aizen Power Supplement offers a comprehensive solution to various health concerns and goals. Its unique formula, positive customer reviews, and money-back guarantee make it a promising option for individuals looking to enhance their well-being.
The blend of natural ingredients in Aizen Power Supplement is specifically designed to support overall health and vitality. Many users have praised the supplement for its noticeable energy boost and improved focus. The company behind Aizen Power takes pride in their dedication to quality and customer satisfaction, evident in the high ratings and testimonials. With today's hectic lifestyle, having a reliable health supplement like Aizen Power can be a game-changer in maintaining optimal wellness. The efficiency and reliability of Aizen Power make it stand out among the sea of supplements available on the market.
Frequently Asked Questions
1. What is Aizen Power Supplement?
Aizen Power Supplement is a dietary supplement designed to support men's sexual health and performance. It is made with natural ingredients that work together to enhance testosterone levels, improve libido, and combat common sexual health issues.
2. How does Aizen Power Supplement work?
Aizen Power Supplement works by targeting the root causes of sexual health problems in men. Its powerful blend of ingredients helps to increase blood flow, boost testosterone production, and improve overall sexual function and stamina.
3. What ingredients are included in Aizen Power Supplement?
Aizen Power Supplement contains a blend of natural ingredients such as Tongkat Ali, Maca Root, L-Arginine, and Horny Goat Weed. These ingredients have been used for centuries to improve sexual health and performance in men.
4. Are there any side effects of taking Aizen Power Supplement?
Aizen Power Supplement is made with all-natural ingredients and is generally safe for consumption. However, as with any supplement, it is always recommended to consult with a healthcare professional before use, especially if you have any pre-existing medical conditions.
5. How long does it take to see results from Aizen Power Supplement?
Results may vary from person to person, but many users report seeing noticeable improvements in their sexual health within the first few weeks of taking Aizen Power Supplement regularly. It is important to follow the recommended dosage and use the product consistently for best results.
6. Can I purchase Aizen Power Supplement without a prescription?
Yes, Aizen Power Supplement is available for purchase without a prescription. However, it is always recommended to consult with a healthcare professional before trying any new supplement, especially if you have any underlying health conditions.
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2024.05.19 09:55 MainFluffy3943 changed almost everything abt me physically from 9-10th grade to try and be good looking only to realize what’s ugly abt me is my face shape.
(NOT ASKING FOR A RATING!!)(16yr old sophomore)After I spent this entire school year loosing weight and changing my style and hair completely I came to the realization that no matter how much fat I loose, how cool my clothes look or how smooth my face is, I will always be ugly because of my face shape. I have a long face, My forehead is average size, my nose is long and hooked, my lips are small in size and is pretty far away from my nose and I have a 2 inch long chin. I wear glasses that make my eyes look smaller bc I have prescription glasses, but without them I look off since they help take away from my huge eyes with barely any eye lashes. My face looks pretty androgynous but not in the hot way. I look like the combination of a little boy and a women. On top of that I have a soft jawline so my side profile is atrocious. No matter what bathroom I’d walk into you’d question if I was a women or a man. When I dress feminine I’m told I look like a trans women by one of my friends. When I dress masculine I get told I look like a little boy. As of right now, my face is still a little bit chubby, and I’m kind of skinny fat.
I’m trying hard to be able to get even more fit so I at least look bearable to look at. I hate that I complained for 2 years abt my looks and didn’t make a change until this school year, so I practically wasted my teenage years being ugly. But what even is the point now tbh I’ll always be deemed unattractive no matter what I do. I wish that what was ugly about me was simply weight or acne. I’m jealous of people who are for that reason because once you loose it, you’re pretty. What is ugly about me cannot be changed unless I get surgery. Id like to consider getting it some day, but then when I’d look in the mirror it wouldn’t really be me. Or, what if it makes me worse?
(I added pictures of how I look as of rn the last one is from little over a year ago, In the first 2 photos though I’m wearing concealer(and contour) to hide the pigmentation on my skin because my face is naturally pretty red. Might delete this post later since Idk how to feel about sharing my face on the internet)
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2024.05.19 09:49 No_Bike2057 Hire Me to Provide You Over 100k TIER 2 NICHE SPECIFIC Leads Per Month For Only $2000 [For Hire]
Efficiency is important. It takes thousands of dollars to get leads and even more to send emails to them.
If your conversion rate sucks, you're cutting your chances of ROI by more than half in many cases
That's why l've worked together with a friend of mine to create a startup that will provide you Tier 2 specific niche leads.
How? We combine SERP and Web Scraping. The recipe is a trade secret, but I bet my entire business on the line that you're going to love the taste.
Let me give you an example: If you're doing a business in EV chargers, we will only give you leads related to that.
Every step of the way, you'd be working with us and we'd guide you through the entire process.
Due to the nature of the work and our small scale setup right now, our team can handle a maximum of 3 clients at a time.
So if you're interested in getting leads generated, DM me and let's get started.
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2024.05.19 09:48 RglrmanTX Mental Health C&P on Tuesday / Anxious, Scared, Doubtful and Optomistic at Same Time - Oustanding Career - Reaized I Was Gay After Joining - Honorably Discharged for Homosexual Act (1).
After 30+ years since being discharged - and all the struggles in my civilian life - decided to file for disabilty; a very tough decision considering the reason for filing. A while after joining, I realized I was gay - this was well before the DADT policy. I excelled as a military member but lived in fear - more details in the attached documents. Two psychologist agree that my Major Depressive Disorder / Persistent Depressive Disorder is related to service with one stating 'Total Occupational and Social Impairment' and the other stating 'Occupational and Social Impairment with Deficiens in Most Areas.....". One psychologist has worked for the VA in Mental Health as well as a C&P Examiner for Mental Health issues. Hoping that I will receive a favorable C&P exam and get rated; however, also aware that this might just be the beginning for this claim and I will need to appeal, etc. Perhaps other veterans in my situation will see this post and be 'inspired' to file a claim.
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2024.05.19 09:46 No_Bike2057 Hire Me to Provide You Over 100k TIER 2 NICHE SPECIFIC Leads Per Month For Only $2000 [For Hire]
Efficiency is important. It takes thousands of dollars to get leads and even more to send emails to them.
If your conversion rate sucks, you're cutting your chances of ROI by more than half in many cases
That's why l've worked together with a friend of mine to create a startup that will provide you Tier 2 specific niche leads.
How? We combine SERP and Web Scraping. The recipe is a trade secret, but I bet my entire business on the line that you're going to love the taste.
Let me give you an example: If you're doing a business in EV chargers, we will only give you leads related to that.
Every step of the way, you'd be working with us and we'd guide you through the entire process.
Due to the nature of the work and our small scale setup right now, our team can handle a maximum of 3 clients at a time.
So if you're interested in getting leads generated, DM me and let's get started.
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2024.05.19 09:44 Skrapnadroj Freezing Cold Picks from the experts... we have to keep these!! I am not expecting much different next round.
CBS https://www.cbssports.com/nba/news/2024-nba-playoff-predictions-expert-picks-for-second-round-with-knicks-celtics-favored-to-move-on/ ESPN https://www.espn.com/nba/story/_/id/40098272/nba-playoff-picks-experts-celtics-cavaliers-thunder-mavericks-conference-semifinal-matchups Kendra Andrews: Mavericks in 6
Jerry Bembry: Thunder in 6
Tim Bontemps: Thunder in 7
Israel Gutierrez: Mavericks in 6
Chris Herring: Mavericks in 7
Tim Legler: Mavericks in 6
Zach Lowe: Thunder in 7
Bobby Marks: Thunder in 7
Dave McMenamin: Mavericks in 6
Kevin Pelton: Thunder in 7
Ramona Shelburne: Thunder in 7
André Snellings: Mavericks in 7
Marc J. Spears: Thunder in 7
Ohm Youngmisuk: Mavericks in 7
NBA.com https://www.nba.com/news/2024-nba-playoff-predictions-conference-semifinals Thunder in seven. Brace yourself for plenty of bouts of brilliance from Doncic and Irving. Pressure won’t affect them. But the question is whether they’ll be able to maintain that standard of play an entire series. That’ll be tough against OKC, which finished the regular season ranked fourth in defensive rating. Gilgeous-Alexander has been a steady performer all season with a supporting cast that fits almost perfectly. The Thunder are deeper and healthier overall. —
Michael C. Wright Bleacher Report https://bleacherreport.com/articles/10117168-complete-2024-nba-playoff-bracket-predictions-and-key-player-matchups West Semifinals: (1) Oklahoma City Thunder vs. (5) Dallas Mavericks
- Despite the difference in seeding this projects to be an extremely close series.
- OKC's 3-1 regular-season series advantage should come with a big asterisk, as two of their wins came when Luka Dončić didn't play. The only contest featuring both Luka Dončić and Kyrie Irving ended in a 146-111 beatdown of the Thunder on Feb. 10.
- The team that controls the glass could have a big impact on this series, as Dallas and Oklahoma City were almost equally bad at rebounding the ball this season. The Mavs ranked 26th in total rebound percentage (48.5 percent) while the Thunder were even worse at 28th overall (48.4 percent).
- This should be an exciting series to watch, as both teams finished in the top seven in pace of play.
- Key Matchup: Luka Dončić vs. Shai Gilgeous-Alexander
- A meeting of two players who should both finish in the top three in MVP voting, Dončić and Gilgeous-Alexander averaged a combined 64 points per game this season.
- Dončić did his best to carve up the OKC defense, averaging 34.0 points, 11.5 rebounds and 13.5 assists in his two games against the Thunder this season. Gilgeous-Alexander was actually held in check, as his 22.0 points per game vs. Dallas was his second-lowest average against any team this year (17.5 vs. Milwaukee).
- Prediction: Thunder in 6
- Gilgeous-Alexander is simply too good to not increase his regular-season scoring numbers, and the Thunder are the deeper overall team. Chet Holmgren's rim protection should help keep Dončić and Kyrie Irving from getting easy looks at the rim, and we trust Thunder head coach Mark Daigneault in this series more than Jason Kidd. OKC moves on.
YAHOO https://sports.yahoo.com/nba-playoffs-predictions-for-celtics-cavaliers-and-every-second-round-series-152650098.html?guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAACh6YNhv-wV0jkr0N8euB8rImxSejkYi54-4L0rq5oOjMU-pcosqOECmVGQAE-RpNDRwez7vtXoTmcM5K5r143bJsJNu4lKo-1KhrTcb3trT_BMiaVbW0J4iUDWCw68aywZfo2E4e4z4NpNzSzzPv8WHnOs9hAZQUvSnBEKrSL3i Thunder vs. Mavs: Who ya got?
Rohrbach: Thunder in 6. As talented as
Luka Dončić and
Kyrie Irving are, and they are remarkable,
Oklahoma City is just as impressive — and deeper — as a team. People will learn a lot about
Shai Gilgeous-Alexander,
Jalen Williams and
Chet Holmgren, who all play beyond their years.
Goodwill: Mavericks in 7. Calling for the upset! Not because
Dallas is better — Oklahoma City is, and more dynamic. Will the Thunder be desperate enough to match what Luka and Kyrie bring? They do have Lu Dort and Williams to defend those two, and Shai’s length on the wings, and Chet at the rim. Wait, why am I calling for the upset? Only because Dallas will recognize the desperate moments of truth and Dončić will be the best player on the floor late. But I’m not confident about this pick.
Fischer: Thunder in 7. They were as ready as advertised in the first round, sweeping
New Orleans without
Zion Williamson standing in their way. OKC has a much more daunting task with rivaling an All-Star playmaking combination of Luka Dončić and Kyrie Irving that
Brandon Ingram and
CJ McCollum hoped to be. The Thunder, though, simply know what pros want, despite their youth and inexperience.
Devine: Thunder in 7. In what promises to be an absolute war, I think I trust Oklahoma City’s cadre of perimeter defenders to at least make Luka Dončić and Kyrie Irving work for everything more than I trust their Dallas counterparts to tamp down on Shai Gilgeous-Alexander and Jalen Williams. That, plus OKC having home-court advantage, nudges me over to the side of youth being served.
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2024.05.19 09:35 Super_Employment1864 Daily Song Discussion #81: "Tonight (I Wish I Was Your Boy)"
This is the fourteenth track from The 1975's fourth studio album, Notes On A Conditional Form. What are your thoughts regarding this song? How do you think it compares to the rest of their discography? How would you rate it out of 10 (decimals allowed)?
SUGGESTED SCALE: 1-4: Not good, regularly skip. 5: Okay, but maybe a certain mood. 6: Above average, wouldn't skip but also wouldn't choose. 7: Good, I enjoy it. 8-9: Really enjoyable, I rank it pretty highly overall. 10: Masterpiece, magnum opus, etc.
Google Sheet with all the results so far:
https://docs.google.com/spreadsheets/d/1D36HK4W9VSlQmhXVo7v2fIgbC0ZsB466sFqiBGn5tw4/edit?usp=drivesdk NOTES ON A CONDITIONAL FORM: 1. The 1975 (2020): 1.89 2. People: 9.12 3. The End (Music For Cars): 7.33 4. Frail State Of Mind: 9.31 5. Streaming: 5.85 6. The Birthday Party: 9.17 7. Yeah I Know: 7.32 8. Then Because She Goes: 8.71 9. Jesus Christ 2005 God Bless America: 8.89 10. Roadkill: 9.36 11. Me And You Together Song: 9.56 12. I Think There's Something You Should Know: 13. Nothing Revealed / Everything Denied: 14. Tonight (I Wish I Was Your Boy):
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2024.05.19 09:33 Dunatos_ Full, Draftable Custom Set based on the show "DOTA: Dragon's Blood"
This is something I've been working on for a while, and I'm excited to be able to share it with other people who enjoy card creation.
I realize most people won't read most of this post, so I'll put the important parts first. I am grateful for and open to any feedback you have on individual card designs, mechanics, and set design!
This is my first time creating an entire custom set, but as someone who has long enjoyed and played Limited, my goal was to make a fully draftable set with archetypes for each color combination, the right distribution of cards at each color and rarity, etc.
The set, created with MSE, contains 285 cards (259 excluding basic lands and alternate printings) and 14 tokens.
This custom set is an adaptation of the Netflix anime "DOTA: Dragon's Blood" animated by Studio Mir. (Why this show? The color design, loose magic system, epic scale, and different factions in the show were perfect for adapting into cards. I acknowledge that some of my design choices might make less sense without knowledge of the show.)
The best way to view the cards is via
this PDF (Google Drive), which includes all the cards in one place, sorted into the same categories listed below.
Alternatively, you can view each category by itself either on imgur or in Google Drive:
You can also just find all 299 images, in alphabetical order, here:
imgur,
Google Drive.
The set is on PlaneSculptors so you can do draft/sealed with it there:
https://www.planesculptors.net/set/dota-dragons-blood-v3 A few more notes:
- While each color pair has a theme/mechanic (see below), I designed this set to support three-color decks. Each three-color combo has its own saga and signpost uncommon, and each loosely represents one of the factions from the show.
- I made this set according to the old set design format, i.e., the way draft was before play boosters and Murders at Karlov Manor. (Hence why I wanted to post the set before people forget too much about the way things used to be!)
- I did not think much about how these cards would interact with the rest of Magic, break other formats, etc., because my main goal was to make a draftable set. There were times I meticulously checked the power of my cards against historical precedent and times I intentionally pushed the boundaries of what Wizards usually makes. I'll be curious to know if anything is obviously and egregiously broken (besides the three versions of The Invoker).
- As of this post, none of the cards have the same name as real MTG cards, so you should be able to import them into Cockatrice without issue (Cockatrice package in Google Drive).
- The show I adapted is based on the game DOTA 2 by Valve. I have not played this game myself, so, with only a few exceptions, these cards solely represent the characters and events as portrayed in the show, not the game.
New mechanics:
- Mourn – you get special benefits if a permanent (often a creature) you control leaves the battlefield this turn.
- Assault – you get special benefits if (or whenever) damage has been dealt this turn. Often, these benefits apply to combat, so you need to deal damage before combat
- Command – activate useful abilities by tapping your own creatures
- (I also reused Convoke)
Color pairs archetypes:
- WU (Azorius): “Mourn” mechanic
- WB (Orzhov): “Command” mechanic
- WR (Boros): attacking. Simple aggro, with ways to remove or tap your opponent’s stuff. (Add U or B for evasion, G for poweramp.)
- WG (Selesnya): Convoke, tapping your creatures for mana.
- UB (Dimir): create tokens and make opponents discard. Pairs well with BR (sacrifice) and WB (Command)
- UR (Izzet): noncreature spells (not just instants/sorceries)
- UG (Simic): scrying and drawing extra cards
- BR (Rakdos): sacrificing things. Can be aggro (add W or G) or control (add U).
- BG (Golgari): likes it when stuff dies and when stuff is in graveyards.
- RG (Gruul): “Assault” mechanic
The mechanics (and the way I made the cards) primarily reflect the flavor of the show, which was one of my main goals.
If you want to read more about the set, see
this PDF (Google Drive).
While the card designs are all mine, the art is all taken from the show and thus belongs to Netflix and Studio Mir. The names, events, etc. belong to Netflix and Valve.
I am very happy with the story and art I got to work with in making this set; some of my favorite art includes the special printings of
Mirana, the Sun Ascendant and
Temple Ruins;
Tower Rebuilt; the special
Treasure token;
Draconic Confrontation;
Moon Rupture;
Remember;
Astral Realm; all the
sagas; and all the
land, especially
basics.
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2024.05.19 09:32 Hammered_Eel Hiked to the top of Mt Cotton. Got some K’s before the footy this arvo.
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2024.05.19 09:18 MarvSee The SEO Boardroom by Julian Goldie Review
Are you looking to take your SEO skills to the next level?
Look no further than The SEO Boardroom by Julian Goldie. In this review, we will explore who Julian Goldie is, what The SEO Boardroom offers, and why it is considered the best SEO community. From exclusive access to expertise and constantly updated content to personalized coaching and support, this community has everything you need to succeed in the world of SEO. But don't just take our word for it - hear what members have to say and discover why investing in The SEO Boardroom is worth it.
Key Takeaways
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Who is Julian Goldie?
Julian Goldie is a leading figure in the SEO arena, known for his expertise in helping website owners and agencies achieve first-page rankings through advanced SEO strategies. With a remarkable background in digital marketing and a keen eye for search engine optimization trends, Julian Goldie has made significant contributions to the SEO community. His wealth of experience has enabled him to develop cutting-edge techniques that have proven highly effective in optimizing websites for increased visibility and traffic. Julian's impact extends beyond individual websites; he has empowered countless agencies to enhance their clients' online presence and secure prominent positions in search engine results.
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The SEO Boardroom ensures that its members have access to the latest SEO trends, strategies, and case studies through regularly updated content, keeping them informed and equipped to adapt to the dynamic digital landscape. One of the core strategies of The SEO Boardroom involves a commitment to constantly monitoring industry trends and algorithm updates to provide members with cutting-edge insights. By staying abreast of SEO best practices, the boardroom ensures that its content remains relevant and impactful in driving success for its members' digital endeavors. Members benefit from a curated selection of articles, videos, and webinars that delve into various facets of SEO and content creation. The emphasis is on empowering members to apply these insights practically in their SEO strategies.
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Members of The SEO Boardroom receive personalized coaching and support from industry experts, enabling them to address specific challenges, refine their strategies, and achieve their SEO goals with tailored guidance and assistance. The coaching and support services offered by The SEO Boardroom go beyond just providing general advice. Members have access to one-on-one mentoring sessions where they can dive deep into their unique issues and receive guidance that is tailored to their individual needs. This personalized approach allows for a more effective problem-solving process and fosters a sense of ownership over their SEO strategies. Mentorship opportunities are abundant within The SEO Boardroom community. Members can connect with seasoned professionals who offer guidance, feedback, and insights based on their years of experience in the field.
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Members of The SEO Boardroom have praised the community for its transformative impact on their websites, driving increased traffic, higher sales, and enhanced online visibility through the application of cutting-edge SEO strategies. One member, in a glowing testimonial, mentioned how joining The SEO Boardroom turned their struggling website into a top performer in their niche within months. Another member highlighted how the invaluable insights and support from the community helped them navigate Google's algorithm updates smoothly, resulting in a steady climb in search engine rankings. Others expressed gratitude for the personalized guidance they received from experienced mentors, leading to a significant boost in organic reach and conversion rates.
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The cost of joining The SEO Boardroom varies depending on the membership tier chosen, with options tailored to suit the needs and budget of different professionals and website owners seeking to enhance their SEO expertise. Members can opt for the entry-level tier, which provides access to exclusive webinars, industry reports, and a private forum for networking with experts. For those looking for more comprehensive benefits, the premium tier offers personalized SEO audits, one-on-one coaching sessions, and early access to cutting-edge SEO tools and resources. Regardless of the tier chosen, all members enjoy priority support, discounted rates for SEO services, and invitations to annual SEO conferences, adding significant value to their membership.
Is The SEO Boardroom Worth the Investment?
The SEO Boardroom proves its worth through tangible results, including increased website traffic, boosted sales conversions, and valuable networking opportunities that translate into a significant return on investment (ROI) for members seeking to elevate their online presence. Members of The SEO Boardroom benefit from the collective expertise and resources that lead to a marked uptick in organic search traffic, reflected in tangible metrics and analytics. This increased visibility not only drives more qualified leads but also enhances brand recognition and credibility, setting the stage for long-term growth. The strategic collaborations and partnerships forged within the networking forums of The SEO Boardroom pave the way for mutually beneficial business relationships, opening doors to new opportunities and potential ventures.
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The SEO Boardroom offers valuable networking opportunities for members to connect with industry professionals, exchange ideas, and forge meaningful partnerships that can lead to collaborations, business growth, and enhanced visibility within the SEO community. In this exclusive platform, members have the chance to build strong connections with like-minded individuals and top experts in the field. The collaborative environment of The SEO Boardroom fosters a sense of community among participants, enabling them to share insights, best practices, and the latest trends in the ever-evolving world of search engine optimization. By engaging in these interactive discussions and knowledge-sharing sessions, members can gain valuable industry insights, stay updated on the latest algorithm changes, and expand their professional network to enhance their career prospects and business opportunities. The SEO Boardroom truly serves as a hub for fostering partnerships, nurturing relationships, and staying at the forefront of SEO industry developments.
Return on Investment (ROI)
Members of The SEO Boardroom experience a significant return on investment (ROI) through the enhanced visibility, increased website traffic, and improved sales performance that result from leveraging the resources, training, and support available within the community. By collaborating with industry experts and like-minded professionals, they gain valuable insights on the latest trends, algorithms, and techniques that directly impact their organic search rankings and overall digital presence. The community serves as a platform for exchanging ideas, sharing best practices, and receiving personalized guidance, leading to accelerated growth and scalability for their businesses.
Conclusion: Why The SEO Boardroom is the Best Choice for SEO Professionals
In conclusion, The SEO Boardroom emerges as the top choice for SEO professionals and website owners seeking to excel in the digital landscape, offering a unique blend of expertise, community support, and resources curated by Julian Goldie to drive success and achieve first-page rankings. One of the main advantages of choosing The SEO Boardroom lies in its holistic approach to SEO education. Not only does it provide cutting-edge techniques and strategies to stay ahead of the constantly evolving algorithms, but it also fosters a sense of belonging within a vibrant community of like-minded individuals. This supportive environment enables members to share insights, troubleshoot challenges, and celebrate successes together, creating a network that fuels continuous learning and growth.
Frequently Asked Questions
What is The SEO Boardroom by Julian Goldie Review? The SEO Boardroom by Julian Goldie Review is a comprehensive review of the popular SEO community created by Julian Goldie. It provides an in-depth analysis of the features, benefits, and potential drawbacks of the community for those looking to join or learn more about it.
Who is Julian Goldie and why did he create The SEO Boardroom? Julian Goldie is a highly successful SEO expert and entrepreneur who has achieved great success in the online marketing world. He created The SEO Boardroom as a way to share his knowledge, connect with other like-minded professionals, and provide a platform for others to learn and grow their businesses through SEO strategies.
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Is The SEO Boardroom worth the investment? Based on our research and experience, we believe that The SEO Boardroom is definitely worth the investment. The community offers valuable resources, support, and networking opportunities for professionals in the SEO industry. Plus, with a 30-day money-back guarantee, there is minimal risk in trying it out for yourself.
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2024.05.19 09:18 EMPAEinstein Retirement Feasibility Question.
Hi all. Hypothetical questions regarding retirement and transitioning to an all bond fund for monthly dividends.
Background info:
I'm 39, my wife 44. Our combined income is 500k/yr. Once my student loans are paid off at the end of next year we'll be contributing 200k per year minimum towards investing. This 200k already includes maxing out our respective company's profit sharing plans, 401k's, backdoor Roth's, and individual investing account. 99% invested in VTSAX. I project we will have over 5 million in investments by the time I'm 52, based on a 7% growth rate (at which time my wife will retire and I'll continue working out of boredom and to cover her insurance costs and will still sock away 100k per year investing). When I turn 57, our daughter will be going off to college at which time I will be selling our house (house will be paid off way early, when I turn 52) which based off a 3.5 percent yearly appreciation rate should be worth about 2 million (very low estimate) and that money will be immediately invested. This will also put us at a total net worth of over 10 million.
2 Scenarios: (my question is really about scenario 2)
Scenario 1: I will keep working and investing till retirement age of 67 at which time we should have in the ballpark of 19 million. Just coast the rest of our lives.
Scenario 2: Take that 10 million and based off today's numbers, put it all into Vanguard total bond market fund. Based off today's distributions, that would provide us with 30k per month in dividends. I can't see us needing more than 200k per year in retirement let alone 360k per year. Yes, I understand it'll be taxed but even so, it's more than enough.
Is scenario 2 feasible? What are the flaws I'm not seeing? Thanks.
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2024.05.19 09:15 singletotaken Ordering about 10 items from same seller but it is charging me postage forr each item. How can I make in such a way that I get a combined postage rate as all items will be in one package, it is collectable banknotes so the weight should be fairly light when packed
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2024.05.19 09:15 Silaszzz Rate The Render
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2024.05.19 09:05 Alteredchaos 📢 Sunday News - with a focus on carers this week
Ministers apologise and return £7,000 in benefits to woman, 93, with dementia Government ministers have formally apologised and repaid £7,000 to a 93-year-old woman whom they held responsible for running up benefits overpayment debts even though they were told she had dementia and was unable to manage her affairs.
The case, which the minister for disability, Mims Davies, admitted was “disturbing”, was brought to light by the Guardian as part of its investigation into carer's allowance overpayments.
The agreement to write off
the debt of the 93-year-old, whom the Guardian has chosen not to name, comes as ministers have promised to try new ways of sharing information with carers to try to prevent them building up months and years of overpayments.
Read the
full article on theguardian.com
DWP confirmed that it is developing an ‘enhanced notification strategy’ to alert carer’s allowance claimants to possible overpayments Notifications designed to encourage claimants to report changes in income and so reduce the risk of being overpaid.
As part of its policy paper
, Fighting Fraud in the Welfare System: Going Further, that was published earlier this week, the Department says (at paragraph 78) -
'In carer’s allowance we are progressing an enhanced notification strategy as part of our existing commitment to improve customer engagement, building on our existing communications with customers. As part of this notification strategy we are considering all forms of targeted contact to find the most effective and efficient solution, such as exploring the use of targeted text messages or emails to alert claimants and encourage them to contact the Department when the DWP is made aware of a potential overpayment.'
The Department added -
'The new strategy will help claimants understand when they may have received an earnings-related overpayment or are at risk of doing so, and will encourage claimants to contact the DWP to meet their obligation to inform the Department of changes in their income and other relevant circumstances. This will reduce the risk of those customers being overpaid.'
Note: having
expressed concern that the DWP had 'done nothing' to stop carers building up huge overpayments of benefit despite knowing what people are earning, Work and Pensions Committee Chair Stephen Timms
called on the National Audit Office to investigate problems with the carer's allowance system and, in particular, its failure to prevent or rectify overpayments.
Stephen Timms
has also written to Secretary for State for Work and Pensions Mel Stride highlighting concerns about the DWP's lack of progress with overpayments since the
previous committee's report in 2019. Mr Timms' letter repeats the committee's recommendation that the DWP increase the rate of carer's allowance and goes on to call for the DWP to review both the amount and the cliff-edge nature of the earnings limit and for the removal of the 21-hour study rule.
For more information, see
Policy paper: Fighting Fraud in the Welfare System: Going Further from gov.uk
Carers UK has welcomed the DWP's plans, noting this is the 'minimum' they've been calling for to tackle carers' overpayments. However, Director of Policy and Public Affairs Emily Holzhausen also highlights that implementing the strategy is 'urgent', asks that the whole issue be moved out of being branded benefits fraud, and that carer's allowance be reviewed as it should be 'modernised to reflect the realities of caring'.
DWP-commissioned research highlights how the carer’s allowance earnings threshold influences decisions about how many hours carers work Report also makes clear that the Department was made aware three years ago that there was room to improve claimant understanding and possibly reduce mistakes leading to overpayments by improving its communications.
The research,
Experiences of claiming and receiving carer’s allowance, explores how and why people claim carer's allowance; their caring roles; experiences of combining paid work and care; and how well claimants understand the rules associated with the benefit. While carried out in 2020/2021, the research has been published today against a backdrop of calls for the
wholescale reform of carer's allowance as a result of evidence that claimants who have earned above the carer's allowance earnings limit have been left with large overpayments and, in some cases, prosecuted for fraud.
While the research found that many claimants in employment felt there was a practical limit to the hours they could work, with many saying it was only feasible to be working part-time due to their caring responsibilities, it also found that -
- the earnings threshold appeared to influence decisions about how many hours some people worked. Even though claimants often denied that the threshold influenced their choices, they acknowledged being mindful to stay below the threshold. One claimant felt he had to refuse shifts at work that would take him over the threshold;
- in another example, the earnings limit led a claimant to reduce her hours as her wages increased, and eventually she was working so few hours that her employer felt it was not worth employing her due to her limited availability; and
- some claimants in paid work felt they might work more hours if not for the earnings threshold, and even suggested tapering the carer’s allowance earnings rule to encourage claimants to work more.
Published on the same day that the Work and Pensions Select Committee said that there has been
insufficient progress in addressing the problems with carer's allowance that it
highlighted five years ago, the research makes clear that the Department has been aware of the issues for some time. For example, it highlights confusion relating to the complexity of the earnings calculation, including how deductions such as childcare expenses and pension contributions are taken account of, and whether wages can be averaged if you earn more in a particular week.
In addition, with the Chair of the Select Committee Stephen Timms having said recently that the
DWP has done nothing to stop carers building up huge overpayments despite knowing what people are earning, and the Committee having called on the National Audit Office to investigate the problems with the system, the research found that -
- poor communication on the part of the DWP meant that not all of those that had been overpaid benefit were clear on the reason for the overpayment;
- some said that while they were initially notified or questioned about an overpayment there was then no follow-up from the Department; and
- when the overpayment was initially raised, several claimants felt that they were spoken to or treated by DWP as though they had intentionally committed fraud when the overpayment had been a misunderstanding.
As a result, the research says -
'... there is room to improve claimant understanding and possibly reduce mistakes leading to overpayments by improving communications around eligibility criteria. Since claimants did not engage with the detail of their benefit regularly, possibly only considering it once a year when they received their annual letter, more frequent communications may improve clarity of knowledge around carer’s allowance.'
Other key findings include that -
- most claimants cared for close relatives, with two in five caring for a child (39 per cent), a quarter caring for a spouse or partner (25 per cent), and one in five (22 per cent) caring for a parent;
- caring was a long-term and high-intensity commitment, with half of claimants (52 per cent) spending 65 or more hours caring per week and more than half (54 per cent) caring for between 5 and 20 years;
- only 16 per cent of carer's allowance claimants were currently in paid work, tending to work part- time in lower paid jobs that they were able to fit around their caring responsibilities, with most (81 per cent) working 20 hours or less a week;
- of those not currently in paid work, seven in ten (69 per cent) said this was due to their responsibilities as a carer, with other barriers including a lack of flexible working options, claimants’ own health and confidence issues; and
- there was a lag between starting caring and claiming carer's allowance, with seven in ten claimants (70 per cent) caring for 5+ years, but only 3 in 10 (34 per cent) having claimed carer's allowance for that length of time.
For more information, see
Experiences of claiming and receiving carer’s allowance from gov.uk
Almost 135,000 people currently have an outstanding carer's allowance debt, with more than £250 million owed in total, according to figures supplied by DWP Minister Paul Maynard DWP Minister also confirms that women represent 68 per cent of those with an outstanding debt.
Responding to a written question in Parliament from Work and Pensions Committee Chair Stephen Timms, Mr Maynard said -
'As of 14 May 2024, the volume of people who have an outstanding carers allowance debt is 134,800 with a total value of £251 million. This figure represents the total stock and as such the total monetary amount may have been accrued over multiple years. Those who have an outstanding carers allowance debt may no longer be in receipt of the benefit.'
Mr Maynard added that -
'Women make up the majority of carer’s allowance claims, and this is reflected in the proportion of those with an outstanding carer’s allowance debt. As of 14 May 2024, there were 42,800 (32 per cent) males, 91,900 (68 per cent) females and 100 (less than 1 per cent) not identified, with an outstanding carer's allowance debt.'
The Minister also confirmed that, as of November 2023, there were more than 991,000 people in receipt of carer's allowance, consisting of around 271,000 (27 per cent) males and 720,000 (73 per cent) females.
Mr Maynard's written answer is available from parliament.uk
Total value of benefit overpayments in 2023/2024 increased to almost £10 billion, representing 3.7 per cent of benefit expenditure for the year New DWP figures also show that official error underpayments remained at around £1 billion, and that people could have claimed more than £3 billion more 'if they had provided accurate information about their circumstances'.
In
Fraud and error in the benefit system: financial year 2023 to 2024 estimates, the DWP calculates how much money it overpaid or underpaid as a percentage of total benefit expenditure for the year (£266.2bn) - for benefits including universal credit, housing benefit, personal independence payment, employment and support allowance and pension credit - and how many claims were paid an incorrect amount.
Note: the statistics no longer include estimates of claimant error underpayments as these are now published separately, as
confirmed in recent DWP guidance.
In relation to incorrect payment rates across all benefits for the financial year ending (FYE) 2024, the figures show that the total rate of benefit expenditure overpaid was 3.7 per cent (£9.7bn), compared with 3.6 per cent (£8.3bn) in 2022/2023. In addition, the total rate of benefit expenditure underpaid was 0.4 per cent (£1.1bn), compared with 0.5 per cent (£1.2bn) in FYE 2023.
Looking in more detail at the figures for individual benefits, the statistics include data showing that -
- for universal credit, expenditure increased to £51.9bn in 2024 with an overpayment rate of 12.4 per cent (£6.5bn) and underpayment rate of 0.3 per cent (£180m), compared to expenditure of £43.4 bn, overpayments at 12.7 per cent (£5.5bn) and underpayments at 0.6 per cent (£240m) in FYE 2023;
- for personal independence payment (PIP), the overpayment rate was at the lowest recorded level of 0.4 per cent (£90m), compared with 1.1 per cent (£200m) in FYE 2023. However, the underpayment rate went up to 0.4 per cent (£80m), from 0.3 per cent (£60m) the previous year;
- for pension credit, the overpayment rate was 9.7 per cent (£520m) in FYE 2024, compared with 6.8 per cent (£330m) in the previous year, with underpayments remaining unchanged at 0.3 per cent (£50m) for both years; and
- for housing benefit, almost £1bn (£980m) was overpaid in FYE 2024 (6.3 per cent of expenditure), compared with £860m (5.7 per cent) in 2023. Underpayments remained stable at 0.4 per cent of spending (£50m in FYE 2024 and £60m in FYE 2023).
In addition to the fraud and error statistics, the DWP has also issued
Unfulfilled eligibility in the benefit system: Financial Year Ending (FYE) 2024, in line with its decision to remove claimant underpayments from its main fraud and error estimates. The new statistics set out the percentage of benefit expenditure that could have been paid to people with unfulfilled eligibility 'if they had provided the correct information', and show key findings that include -
- the unfulfilled eligibility rate for 2024 is 1.2 per cent of expenditure (£3.1bn), compared with 1.0 per cent (£2.3bn) in the previous year; and
- universal credit, PIP and disability living allowance (DLA) account for around three-quarters of the total value of unfulfilled eligibility (at £730m, £870m and £750m respectively in FYE 2024).
The DWP highlighted that -
'PIP has the second highest unfulfilled eligibility rate [4 per cent] of all benefits and fairly high expenditure [£21.6bn], so due to this combination, PIP accounts for around one-quarter of total unfulfilled eligibility in FYE 2024. DLA has the highest unfulfilled eligibility rate [11.1 per cent] but relatively low expenditure [£6.8m], so even though its rate is higher than PIP, it accounts for a similar amount of total unfulfilled eligibility in FYE 2024. Universal credit has a lower unfulfilled eligibility rate than DLA and PIP [1.4 per cent] but its high expenditure means that it also accounts for a similar amount of total unfulfilled eligibility in FYE 2024.'
For more information, see
Fraud and error in the benefit system: financial year 2023 to 2024 estimates and
Unfulfilled eligibility in the benefit system: financial year 2023 to 2024 estimates from gov.uk
Work and Pensions Secretary Mel Stride has set out the DWP's plans to scale up its 'fight against fraudsters' New measures include using machine learning to detect and prevent fraudulent claims, as well as introducing a new Bill to enable benefit fraud to be treated like tax fraud.
Issuing a
written statement in the House of Commons on 13th May, Mr Stride said -
'In the continued fight against fraud, today the Government will publish a new paper setting out the progress we have made in tackling fraud and error in the welfare system - Fighting Fraud in the Welfare System: Going Further. The paper sets out the progress we have made in delivering the commitments in the Government's 2022 command paper Fighting Fraud in the Welfare System and it demonstrates where we are going further to protect taxpayers’ money from fraudsters.'
Highlighting that the
Data Protection and Digital Information Bill, currently before Parliament, will enable the Department to
work with third parties such as banks to identify claims that signal potential fraud and error, Mr Stride says that the new measures being introduced include -
- bringing forward a new Fraud Bill in the next parliament to treat benefit fraud like tax fraud, by providing for the ability to make arrests and conduct searches and seizures by warrant;
- exploring a new civil penalty to punish fraudsters, potentially broadening the scope of cases that can receive a penalty when the courts are not prosecuting, and increasing the value of the civil penalty;
- tripling the size of the Targeted Case Review programme to reach almost 6,000 staff with the aim of saving £6.6 billion by 2027/2028; and
- making changes to universal credit including new partly automated checks on self-employed income, new online prompts for claimants to re-declare their circumstances (such as if they have moved in with a partner), and increasing checks on capital when people claim the benefit to ensure they are eligible.
Note: the Department confirms that final decisions on accepting or stopping a claim will, however, continue to be made by a member of DWP staff.
For more information, see
DWP updates Fraud Plan from gov.uk
In response to the above article the Disability News Service reported that the government's fraud policy paper ignores coroner’s concerns over review of disabled woman’s universal credit claim. Read the
DNS article on disabilitynewsservice.com
Less than half of legacy benefit claimants who were sent a migration notice between July 2022 and March 2024 have made a claim for universal credit, according to new figures from the DWP However, new DWP statistics also show that 60 per cent of households that claimed universal credit have been awarded transitional protection.
In
Completing the move to Universal Credit: statistics related to the move of households claiming Tax Credits and DWP benefits to Universal Credit: data to end of March 2024, the DWP sets out figures for the period since July 2022, noting that -
'In the period covered by this bulletin, the vast majority of migration notices have been sent to tax credit households whose likelihood of claiming universal credit and receiving transitional protection may be different from DWP legacy benefit claimants, the majority of whom had not yet been sent a migration notice in the period covered in this bulletin.'
The statistics include that -
- a total of 824,050 individuals (in 540,070 households) were sent migration notices up to March 2024 - up by around 300,000 and 200,000 respectively compared to the totals for December 2023;
- a total of 400,940 individuals (49 per cent of those sent migration notices), living in 275,980 households, have made a claim for universal credit;
- of households that have claimed universal credit, 166,860 (60 per cent) have been awarded transitional protection;
- a total of 238,990 individuals who were sent migration notices are still going through the managed migration process; and
- a total of 184,120 individuals who were sent migration notices have had their legacy benefit claims closed.
Move to Universal Credit statistics, July 2022 to March 2024 is available from gov.uk
Note: the DWP has also published
Universal Credit statistics, 29 April 2013 to 11 April 2024 which show that there were 6.7 million people on universal credit in April 2024 (300,000 more than the 6.4 million in January 2024) and that half of households on universal credit that received a payment in February 2024 included children.
Department for Communities also confirms that claimants in receipt of other legacy benefits will be issued with migration notices 'in the coming months' The Department for Communities (DfC) has confirmed that the 'Move to UC' rollout in Northern Ireland has expanded this week to include people receiving tax credits along with housing benefit.
Announcing the expansion of the process, Deputy Secretary of Work and Health at the DfC Paddy Rooney said -
'We continue to take a measured and carefully managed approach to migrating legacy benefit recipients to universal credit. We have already successfully completed issuing migration notices to tax credit only recipients and we will continue to take every step possible to ensure that everyone receives the help and support they need during this next phase of Move to UC.'
The Department also confirmed that once it has issued migration notices to all those receiving tax credits with housing benefit, the following groups will be contacted in this order -
- people claiming income support;
- people claiming housing benefit only, and those claiming child tax credit with income-related employment and support allowance (ESA); and
- people claiming income-based jobseeker's allowance.
In relation to the bringing forward of managed migration for ESA and ESA/housing benefit claimants in Great Britain,
announced by the Prime Minister on 19 April 2024, the DfC says that it is working to assess the impact of this on the region. It also confirms that it will align with the DWP's aim to complete the migration of legacy benefit claimants to universal credit by March 2025.
For more information, see
Tax credit with housing benefit recipients next to 'Move to UC' and
Rollout of Universal Credit for Tax Credit and Legacy Benefit customers - screening from ni.gov.uk
57,000 adverse universal credit sanction decisions were made in January 2024, according to new DWP statistics DWP statistics also highlight that around 95 per cent of decisions are as a result of failure to attend or participate in a mandatory interview.
In
Benefit sanctions statistics to February 2024, the DWP reports on both the rate and duration of sanctions for universal credit claimants who are in conditionality regimes where they be applied.
Key findings include that -
- in February 2024, 30.1 per cent of claimants were in conditionality regimes that were subject to sanctions and, of these, 6.52 per cent were sanctioned - down 0.64 percentage points from the previous quarter;
- over the last year, 94.9 per cent of adverse sanction decisions were for failure to attend or participate in a mandatory interview; and
- in February 2024, there were 20,000 completed sanctions in the 4 weeks to 13 weeks sanction duration band, 4,800 in the over 13 weeks to 26 weeks duration band, and 4,000 of over 26 weeks duration.
In addition, while the total number of claimants in conditionality regimes where sanctions can be applied has remained largely stable since May 2022 (currently at 1.95 million), the total number of adverse sanction decisions stood at 57,000 in January 2024, the highest since March 2022.
The DWP notes that -
'Comparisons with universal credit prior to February 2024 ... should not be made. This is because the data sources, methodology and rules of the benefits differ from those used for universal credit currently.'
However, it adds that, following the reinstated duration measures and rate methodology improvements, the data is now determined stable and fit for purpose and, as of May 2024, it is published under the 'Official Statistics' label as opposed to 'in development'.
For more information, see
Benefit sanctions statistics to February 2024 from gov.uk
DWP has admitted missing multiple opportunities to record the 'vulnerability' of a disabled woman whose death was later linked by a coroner to failings at the heart of its UC system The Disability News Service reported on the case of Nazerine (known as Naz) Anderson, from Melton Mowbray, who died of an overdose in June last year, after receiving a UC review notice.
According to
a prevention of future deaths (PFD) report sent to the department by coroner Fiona Butler, the DWP missed six opportunities to record Anderson’s “vulnerability” on its IT system while it was reviewing her universal credit claim, and had failed to act on the mental distress she showed in phone calls about her claim. It also repeatedly failed to act on requests to direct its telephone calls and letters to her daughter.
The
DWP admits multiple universal credit failures before disabled woman’s death article is available on disabilitynewsservice.com
Number of emergency food parcels distributed across the UK by the Trussell Trust has increased by 90 per cent over the past five years Food charity reports that it distributed more than three million parcels last year, with more than a million of them going to children.
In
Emergency food parcel distribution in the UK: April 2023 - March 2024, the Trust says that it distributed 3,121,404 food parcels, the most parcels that it has ever distributed in a financial year, representing a four per cent increase on
last year's record-breaking numbers for 2022/2023 and a 94 per cent increase since 2018/2019.
The charity also highlights that the number of parcels provided to children has continued to rise, exceeding 1.1 million in 2023/2024, and that food bank support is provided disproportionately to children, compared to the proportion of children in the UK population. In addition, it notes that pension age households are increasingly likely to need to use a food bank, with food bank support for these households having more than quadrupled between 2018/2019 and 2023/2024 (an increase of 345 per cent), compared to an 81 per cent rise amongst households without someone of pension age.
Also sharing statistics on the reason for referral for an emergency food parcel - which include health, benefit issues, work hour changes, insecure housing, changes in personal circumstances, immigration status and domestic abuse, as well as income and debt levels - the Trussell Trust says -
'Across all households the most common reason for referral was due to issues with income and debt levels. The vital role of the social security system in driving these trends is clear from the fact that the majority (78 per cent) of people referred to food banks were reported to solely have income from the social security system, with a further 8 per cent having earned income as well as income from social security.'
Trussell Trust Chief Executive Emma Revie said -
'It’s 2024 and we’re facing historically high levels of food bank need. As a society, we cannot allow this to continue. We must not let food banks become the new norm ... A supportive social security system is the bedrock on which we end hunger for good. Building on this, we need much more effective employment and financial support for parents, carers and disabled people, and action to ensure everyone can have the security we all need to access opportunities and have hope for the future, through more secure and flexible jobs and investment in social housing. Food banks are not the answer. They will be there to support people as long as they are needed, but our political leaders must take bold action to build a future where everyone has enough money to afford the life’s essentials. The time to act is now.'
For more information, see
End of Year Stats from trusselltrust.org
Employment Minister Jo Churchill has provided a House of Lords Select Committee with an undertaking that the administrative earnings threshold (AET) in universal credit will not be increased again without a 'sound evidence base' However, Minister's evidence to Lords Committee fails to address its dissatisfaction with DWP's explanation for not publishing robust evidence to support previous increases in the threshold.
Further to the Lords Secondary Legislation Scrutiny Committee's
report on new regulations that implemented a further increase in the AET from 13 May 2024 - that criticised the ‘inexplicable’ lack of data evaluating previous increases in the threshold in
September 2022 and
January 2023 - the Committee held a one-off evidence session yesterday to question the Minister and DWP officials.
Introducing the session, Committee Chair Lord Hunt acknowledged that the DWP had agreed to share its informal findings supporting its AET policy. However Lord Hunt added that -
'... similar, no doubt to the material that the Social Security Advisory Committee saw but correctly declined, if information is not available to the House and the public, then we feel unable to consider it either.'
The Committee then questioned the Minister about the Department's failure to publish evidence providing an assessment of the impact of increasing the AET either before or after implementing the change.
In response, Ms Churchill highlighted that the Department did publish a
randomised controlled trial evaluation in 2018 providing the highest level of evidence on the impacts of increased in-work conditionality that Ministers have had sight of. When challenged that this evidence is somewhat outdated and 'a bit threadbare' - as it has been relied on for three increases in the AET - Ms Churchill indicated that Ministers also had early sight of unpublished research (a Regression Discontinuity Design (RDD) study) that compares the experiences of claimants who are just below and just above the AET.
When pressed on the expected publication dates for this and further evidence, Mr Churchill said -
'I have asked for [the RDD study] to be available as soon as it can be, and the date I was given was spring 2024 ... I would like it out the door as soon as possible, so you have more data ... RDD is the next piece, the next building block and then, the longitudinal study will come through in 2025.'
Concluding the session with a final question, Lord Hunt, speaking on behalf of the whole Committee, said -
'... we're looking for an undertaking from you, not to further expand the cohort until the Department can publish robust evidence of its effects. Are you able to give us that undertaking?
Ms Churchill responded -
'So are you alluding to us holding 15 hours or with this latest laying at 18? Because I could certainly say to you, I think with all confidence that at 18, we want to understand the iterations and make sure that we've got a sound evidence base from there.'
NB - the increase in the AET in January 2023 was based, for individuals, on the equivalent of them working 15 hours per week at the National Living Wage, and this week's increase to the equivalent of them working 18 hours per week.
Despite welcoming the Minister's reply, Lord Hunt went on to say -
'... we accept your undertaking, except we are still as dissatisfied as we were because you haven't provided, in the view of the Committee, sufficient explanation yet. We are awaiting this robust evidence, which I think that we now expect in June 2024.'
The evidence session
Regulations to increase the Administrative Earnings Threshold (Legislative scrutiny) is available from parliament.tv
Work and Pensions Select Committee has called on the government to bring forward proposals to compensate women born in the 1950s who suffered as a result of the DWP's communication failures when their pension age was increased, and asks that it does so in the current parliamentary session Committee chair highlights lengthy delay and urgency for affected women and calls on government to act on Parliamentary Ombudsman recommendations before summer recess.
Writing to Secretary of State for Work and Pensions Mel Stride, Committee Chair Stephen Timms requests government support for 'urgent action' following the
Parliamentary Ombudsman's final report in March 2024 which recommended a remedy based on level 4 of its severity of injustice scale, putting awards at between £1,000 and £2,950.
Mr Timms says that the Committee does not seek to question the Ombudsman's proposal for compensation at level 4, but instead has focused on what a remedy may look like -
'The evidence we received indicated support for a rules-based system. This would be a system where payments would be adjusted within a range (based on the PHSO’s severity of injustice scale) to reflect the extent of change in the individual’s State Pension age and the notice of the change which the individual received. This would mean that the less notice you had of the change and the bigger the change in your SPA, the higher the payment you would receive. While not perfect, the advantages of such a system are that it would be: quick to administer; applying known data to a formula to determine the amount due; and relatively inexpensive (compared to a more bespoke system).'
The Committee's recommendation also includes some flexibility for individuals to make the case for further compensation in the event that they have experienced direct financial loss, for example where a woman whose divorce settlement was less than it would have been because it was based on the expectation that she would receive her state pension at 60.
Mr Timms also asks the government to consider -
'... the need for urgent action, given that the Ombudsman started to look at this issue in 2018 and that every 13 minutes a woman born in the 1950s dies ... Implementing a remedy will need parliamentary time, financial resources, and the data and technical systems only available to your department. It cannot happen without government support. We would ask you to bring forward proposals for a remedy by the summer recess.'
Mr Timms' letter to the Secretary of State for Work and Pensions is available from parliament.uk
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2024.05.19 08:59 IHopeYouStep0nALego Question about ESP32 capabilities / Automating a reverse osmosis system
Hey guys,
started my very first ESP32 project to automate my DIY osmosis system and got some questions about the capabilities of the ESP32 controller.
The whole idea: You got 3 buttons, each has an amount of reverse osmosis water set to it, let's say 1L, 5L and 10L. Pressing one starts the whole thing. We first flush the membrane by energizing NC relays, then switch to different NC relays into operating mode, a flow rate sensor keeps track of the amount of water produced, after a set time the controller switches back to flush the membrane again, it then keeps on repeating this process till the chosen amount of water has been produced, all the while a display keeps track of the current status and amount. Resetting this whole process is done by restarting the controller via a 4th button.
So far no problem, i got the hardware for this hooked up already and most of the code as well.
I use a pump to bring up the pressure in the reverse osmosis system to 8 bar. Thing is, even with a preceding 5µ filter and sodium ion exchanger we still experience scaling on the membrane, so over time the membrane starts to slowly deteriorate. To counteract this I'm slowly upping the voltage on my 24V pump via a PWM controller which is currently controlled via a potentiometer and to see the pressure I use a normal glycerin gauge.
I want to automate this as well, I'm aware the ESP32 can sent out a control signal to a PWM controller so I got me one and a 150PSI DC5V pressure transducer, I'd then run a PI controller on the ESP32 to keep the pressure at a steady 8 bar.
I'm guessing this won't work on a single ESP32 without losing too much precision in the flow rate sensor due to the load of ongoing calculations?
Run the PI controller on a second ESP32 and have that one get given its commands by the first?
Thanks for the help guys, rather new to this.
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http://rodzice.org/