Letter to thank a leasing

Long story short, my wife and I live with her parents. The house next door is owned by a gentleman who doesn't actually reside in the house and hasn't for as long as we know. He only comes to mow the lawn and that's it. The house isn't decrepit and appears in good condition.
My wife loves the fact that it's right next door to her folks home and always says she wishes we could own it so I want to ask other home owners and property moguls on here, if I were to leave a letter in their letter box, what would be the best things to say and not say to simply enquire the home owners position in regards to selling or even renting out the house?
Nobody resides there so surely they'd prefer to sell it or lease it so they can have some extra money.
Thanks!

hi!
so, i’m an American citizen and my partner is Canadian. we started an online relationship 3 years ago, and at some point during those 3 years, we decided to take a shot at living together to see if we meshed just as well in person. turns out, we did!
i stayed with her in Canada (ON) for 12 consecutive months, save for a single trip outside of the country for routine medical stuff that i could not do in Canada. i eventually had to depart Canada, and have been living back at home in the US for 9 months. (i think.)
we’re hoping to apply for PR for myself, but we’re feeling a bit lost.
the evidence we have collected so far is:

• lease for apartment with both our names on it
• texts
• photos
• rent increase notice (both names)
• letters from my family and hers
• utilities bills
• internet bills
• my bank statements for a year (sent to our Canadian address, hoping to use these as proof of residence)
• bank statements showing my half of rent sent to partner’s account (financial dependence, in theory?)

i just wanted to ask yalls thoughts and see if you think anything else is needed.
another question i had—and it’s probably stupid—when i (the principal applicant) am submitting a PR application, should i include things like my partner’s government ID, her bank statements for a year, (for cohabitation?) and all of that stuff? or am i JUST sending my proof?
forgot to add, partner is a Canadian citizen by birth.
any help is greatly appreciated.
thank you!!
editing to add: i stayed in canada as a visitor, with an extended visitor record sent to my canadian adress, and a digital copy.

So basically,
I had a 90-day delinquency for my car loan that I paid off last month and last week I also paid for the regular scheduled payments for my car. When I spoke to an advisor about my appeal, she stated that I was denied because my credit was showing that I was still 90 days delinquent even though I sent in proof that I was current. The car loan company wouldn't send me a letter saying I was current but instead they sent me pay statements to show proof that I made the payment. So, for my documentation, I sent in a letter from myself explaining the situation, a receipt of the payment that shows the company letter head, as well as pay statements from the company. The only other thing on my credit would be two accounts in collections from two years ago that are way below the $2085 limit. However, when I spoke to her on the phone, she was essentially telling me that I needed to pay off the collections as well as my car loan in FULL (which I still have about $9,000 left on it). I tried to explain to her that this was a car loan payment that I make monthly and that I am now up to date, and she explained that they just simply look at what the credit report says and since it stated I was still 90 days then it didn't matter what documentation I sent in.
In my head I thought that this didn't really make much sense because from what I've read from other posts on this sub, other people simply sent in bank statements or letters from companies showing proof that their collection was paid and they were approved? Also, in the email I received, it stated that I could show proof that I am current on an account that is 90 days delinquent.
So, the lady on the phone essentially cancelled my application, and told me to reapply once my credit updates. Here's another issue... my car loan company has not updated the delinquency on my credit since. It is still showing 90 days past due, and I have no idea when it's going to be update. So, should I reapply again? Wait until my credit updates? Is it true that my documentation essentially doesn't matter since it's not reflected in my credit just yet?
Thanks for your help.

I am not the OOP. The OOP is u/ThrowRa-Alergy posting in AITAH
Concluded as per OOP
1 update - Medium
Original - 9th May 2024
Update - 10th May 2024
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AITAH for telling my bf that his daughter is not allowed in my apartment because she doesn’t stop smuggling peanuts in?
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I can’t have any contact with peanuts and I am terrified of them due to some bad experience ms ending up in the hospital. I have my shots now on me all the time. It is not exactly airborne but I could have irritation and if it for example touch something that had been in contact with peanuts i could have swollen eyes and itchy nose and throat. Ingesting is fatal.
She is 14 and has no respect what so ever for my anxiety. My bf and I moved in and she lives with us every other week. Now I told my bf that I don’t want her here because she is not respecting my boundaries. But that I understand that he doesn’t want to live with me in that case we could revert back to him being with me when he doesn’t have his daughter. He got very upset because he said that he loved me and wanted a real relationship and to live in one home.
So I told him that maybe he should be with someone who isn’t allergic then. He thinks I am being very unfair. He said well, she will probably hate the next one too and the next and the next because she wants her mom and me to be together again so it wasn’t “me specifically” that she dislikes. I said that maybe he needs to take a break from dating then until she is onboard but he said that he couldn’t be single just because his daughter wants him to. Before me he was single for 6 years and that wasn’t good enough.
Before we decided to move in together, we have done some “trial” living together and never once did his daughter do anything about the nuts. But now for 4 months she has always peanuts with her. I don’t know why she is doing this. I thought we were cool. She just smirks and says maybe if you are so allergic, maybe you’re not meant to survive(a stand up comedy bit from Louis CK)
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Comments
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ERVetSurgeon
NTA but you need to leave this relationship. She thinks it is funny and he doesn't care. The amount of disrespect for your health is amazing.
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CruelxIntention
This. He’s allowing this instead of getting to the core of it and putting the child in therapy where she clearly belongs. She’s plenty old enough to know this can kill someone and to have complete disregard over that shouldn’t be overlooked. You may love this guy but I’m betting you love breathing more.
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WonderingGemini84

"You may love this guy but I'm betting you love breathing more."

THIS!!!
You can not love someone when you're dead.
The boyfriend doesn't seem to realise how serious "the no peanuts"-thing is. This is a non-negotable. Your home should be your safe space, she doesn't respect that and he doesn't hear you (or doesn't care enough)
Throw them out OP!!!
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weeperOfChimneys
NTA, she has all but said she's attempting to kill you with peanuts. Quoting a comedian doesn't make it funny or acceptable. He hasn't bothered to search her and divest her of the nuts when he picks her up either.

OOP: He offered this as a suggestion. Visitation before she entered my apartment but I don’t want this kind of life. I was fine only seeing him on his weeks off. But I understand that he wants something more permanent than meeting every other week so he probably should find another woman

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YoghurtSnodgrass
She would probably just hide peanuts around his place for you to hopefully come in contact with. Just break up. His kid is trying to kill you.
Where is she even getting all these nuts from? Is her mom buying them for her? Does she buy them from a vending machine at school? How crazy is the little turd?
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**Judgement - NTA*\*
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Update - 1 day later
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Hi everyone! Thank you so much for really caring about a stranger with a dilemma. I was glad that I wasn’t wrong in my guts. I told my bf that I wanted to break up.
He was very sad and tried to reason with me. He suggested that we could live separately. His daughter will soon be an adult. I told him that being 18 doesn’t guarantee that she leaves the nest nor that he stops being a father either. Any time she could come across hardships and wants to move home and she needs to find that home. She couldn’t have it with me.
And about living separately, while it is fine now and some few years ahead. What about the future?
He was silent and listening to me. I felt overwhelmed because I love him. He said that the only way his daughter will be happy is when he is alone. She is in therapy but she has not shown any regards for her father or his life. She seems to not see him as an individual with feelings. He is just a father. I didn’t know what to tell him and just said that she probably needed time to grow up.
Until he moves out, his daughter is not allowed to be in my apartment. She called and threw a tantrum about her father choosing me instead. That she has the right to live with her father every other week and this shouldn’t change. I didn’t say anything, they need to fix this as a family, I am not a part of this family anymore.
He rented his apartment for a year’s contract so I don’t know how he will manage to find a new or terminate the lease so he could move back to his old apartment. Anyway he is staying here for a couple of months.
I am very sad that this beautiful relationship has come to an end. But I need to think about myself now.
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Comments
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he_nooch73
Know you made the right choice for you, your health, your safety. As someone said in your other post ‘you may love him, but you probably love breathing more’. I think you’re right about his daughter never accepting his partners. He needs to address this with her in therapy. I hope her therapist knows about the peanuts because her behaviour is truly disturbing. I’m so sorry your relationship had to end.
Commercial-Ask3416
I feel so bad for you and your boyfriend. I feel like he is stuck between a rock and hard place regarding his daughter. I know people are saying he should discipline her or this and that, but it sounds like it wouldn't work and that she would likely escalate. I work with kids like her. Hoping her not being able to live with her dad the next few months will be a wake up call for her but in my experience I doubt it. Good luck to the both of you, especially him as he has to deal with the fallout. Not your monkey, not your circus anymore.
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I am not the OOP. Please do not harass the OOP.
Please remember the No Brigading Rule and to be civil in the comments

hey everyone, i'm not sure where to post this but i'm technically asking for advice so here goes. i'm graduating hs and the ceremony is this weekend, one of my favourite teachers whom i've had since junior year is also leaving. he's a really talented teacher and out of all the classes i had, his was my favourite because it was fun and we also learnt a lot. on the other hand, he's also been very supportive of my goals and a true friend considering school was a tough place for me. he reads a lot and sometimes i'd read a book that he recommended and then tell him what i thought of it, the best part is that he's truly interested in my opinion and criticisms. he's also partly the reason that i'm studying his subject at university this year, and i'd really like to thank him for everything because i'm very grateful to have such a kind teacher who actually cared about me unlike most others. what should i write in my note? i don't want it to sound like a love letter or as though i'm infatuated with him, but i also want it to sound genuine and not like a laundry list of things i'm grateful for. if you're a teachementor and have received notes like this, or you're a student who's written a similar note to a teacher, i'd really appreciate some tips. thank you!

So, I am coming to the conclusion my husband is pwBPD, though not diagnosed. I'm not seeking confirmation on that, but it helps me to try to understand his emotions and behaviours. Reading through posts here is helping enormously.
We've been married for 15 years, and he has always had angry outbursts, but they are getting more frequent, being triggered by (from the outside ) seemingly smaller and smaller things, and he then retreats into an angry stonewalling that is now lasting for months at a time.
Currently he is not speaking to me for several weeks, and I think that it is because I fell asleep on the sofa while waiting to help him with some medication (for a separate medical issue). I can't think of anything else that triggered it, there was no fight, I guess he just felt like I didn't care enough about him to stay awake.
I am not allowed in the room with him, he comes home late and slams things. When I have offered to help or offer a cup of tea etc, he pulls his hair and looks at me with such rage. He has held his hand up in my face and screamed that he needs space.
In the past he has only really climbed down from this point when a crisis occurs. E.g. he ended up in icu with high blood pressure, his mum ending up in icu with high blood pressure likewise, or me nearly getting deported because he wouldn't support my visa application. As in a serious crisis. Then once he starts talking again, he expects us all to carry on as if nothing happened.
This is taking its toll on my own mental health, and our daughter and his mother. I don't feel like he is choosing this, but he won't come down or allow anyone to reach out to him.
I am scared, for myself (he's not violent, but the look in his eyes terrifies me), for him (he could easily end up having a heart attack), for our marriage, for our family.
I would hugely appreciate any advice on how to approach things from anyone who finds themselves in that way. Do I just give the space he is asking for, even though this could be months, and surely makes him feel more rejected? Or do I keep trying to approach, bearing in my that even the slightest perceived criticism might result in a deepening or a full blow up. He doesn't read well, and won't read a letter, he is not responding to messages. He is not in a place to accept that he needs professional help. I'm so lost.
There is a lot of background and detail I can add if anyone needs to know, but just some basic top tips would be so helpful.
Thank you.

Hi all. Throwaway because my partner knows my account.
I’m going through a breakup with a live-in partner (although I suspect they may not fully understand what’s happening due to drug use). We are both on the lease of our apartment in Virginia. I’m ready to terminate the lease, but they’re pushing to keep the place through the end of the term. There wouldn’t be a significant difference in what we owe if we do finish out the lease, and they’re adamant that they’ll pay their portion of the rent until then. Payment hasn’t been an issue in the past, but I’m very aware that could change.
In an ideal world, I’d want us both to sign some document that states that they’ll pay x amount of the rent through x period. I could get that paper notarized if it helped, but I wouldn’t be looking to involve lawyers. I’m hoping for something that can give me any assurance against being stuck by myself with a huge balance, but I know in most cases informal agreements like that can’t do much.
Would I be giving myself any kind of safety net, or would I just be starting a (potentially really) contentious conversation for no reason?
Thank you!

So im a bit peeded off, after seeking support with a concession opal card because im not working due to ptsd & mental health but fall short of qualifying for a gold card. I apply for a concession opal & get knocked back because i dont qualify. After challenging their rejection, they sent me a letter that unless im unemplyed with a health care card or an illegal immigrant or an assylum seeker, im not entitled for a consession. Im unemployed & on benefits via DVA & not centrelink ie: jobseeker payments. Its officially been established by medical documents i cant work as its work in progress where i may return to work after therapy & treatments. Im just peeded off that although i served 10yrs in the military, im not good enough to be offered a concession card. Yet an illegal immigrant or an assylum seeker is automatically awarded a concession travel... Thanks for your service Australia. I now know where i fit in.

I am taking the July bar in NY. I need to sign up for Barbri or Themis. They are both the same price. I will also sign up for adaptibar and possibly critical pass if I need it up. But, I am debating if I should sign up for Babri or Themis. I know this question has been asked a million times, but am hoping someone can advise me what is best for someone who has been out of law school for the last 8 years.

1. Graduated law school in 2016
   
2. Signed up for Barbri twice. Took maybe 1/4 of it each time and never put really any time into it other than last two weeks. Failed both bar exams. July 24 is the first time I will be taking the bar since 2020.
   
3. I read that Themis’ lecturers are shorter, not as detailed, but give you black letter of the law. Where as if Barbri’s are more detailed. I remember a few Barbri lectures and yes they were very long and detailed. However, I did learn from them. But because of the length of the lectures, I struggled to spend time practicing MBE essays etc. Again I did not leave myself enough time
   
4. I will have 8 weeks to study. I fear because I have been out of school long, not practicing and not studied in years that these topics may take a while to come back. While I don’t want to have to listen to very detailed lectures and read very long outlines, I also don’t want to not be given good enough explanations or taught lectures that I can’t grasp the concept.
   

Based on this, do you advise Themis or Barbri? Hearing that Themis’ lectures are more just summaries of the black letter of the law concerned me because what if I don’t get that area or struggle? Are the themis lectures detailed enough to learn/grasp the topics if I’ve forgotten them? Does Themis include physical textbooks to work through like Barbri. I do better reading and with writing on paper. Also, how prone is Themis to crashing. That’s another concern I keep reading.
I’m happy to supplement Themis or Barbri with adaptibar and anything else. Obviously I would all love shorter lectures and not as detailed lectures but not if it doesn’t really teach you the subject. But I would love to know what’s recommended for people who have been out of school and not practicing for a while
Thanks!

Hello everyone,
A while back, my wife and I relocated to a new city and settled into an apartment in British Columbia. The landlord informed us about a pre-existing issue with cockroaches in the building, but assured us that our unit and section were free from them. However, we were informed of mandatory monthly pest inspections, necessitating a high level of cleanliness in our living space. The regulations include no cardboard allowed, no open food on kitchen counters (not even fruit or bread unless completely sealed), and thorough inspections that involve going through our belongings, including drawers and rubbermaid containers. Occasionally, items like the fridge and stove are moved, which once resulted in a broken plate.
Following each inspection, we receive a detailed letter listing areas that need improvement. Initially, there were numerous infractions mentioned, but we've managed to reduce them to just a few. We've had to invest roughly $100 in rubbermaid containers to eliminate cardboard boxes, store perishables in the fridge on inspection days, and even place cast iron inside the oven.
The inspections continue to trigger significant mental distress for my wife due to the invasive nature of the inspections.
She's urging me to consider lodging a complaint with the appropriate authorities, such as the Landlord and Tenant Board (LTB). However, I'm unsure if there's a valid case for such action. While we were forewarned about the inspections, the severity was significantly downplayed, and we wouldn't have chosen this apartment had we known the extent of the intrusion. It's worth noting that the landlord does adhere to the legally required notice period before each inspection.
Any insights or advice on this matter would be greatly appreciated. Thank you in advance for your input.

This is finally my time I got the final straw of my abuse soon to be ex spouse! Yes I want love I want the the real thing this time I want the blue that personality the one I hace yet to find in my life! I only thought I had the real deal but to find out he had been running around on me for over 20 years and I was devastated until I seen with my own eyes all the love letters he had written out here on Reddit ! I can except the pain he endured on me! I can except the pain from all the cheating but I cannot except the pain of all the rotten things he done to me in between !I can say for sure that love was not at the center of our life if you love someone you wouldn’t mistreat them or hurt or harm them in any way! But it started off not strong enough but I was not the kind of person he wanted in our sex life I was not easy nor would I bend on any of the things he needed! So that’s cool I can let him go now because for 30’years we pretended to love me ! But the truth is he can’t love me if he sleeps around with all these other women !so he’s off to the next one and I can say good bye and hope God blessed me with a fine husband that doesn’t think he has to have multiple women to satisfy him ! I kinda like being a Christian woman who stand for something I believe in like one man one woman! So I wish him well and I will be somewhere in between hurt and healing due to truly did love my husband but he hated me because I stood up for myself and he thinks he deserves respect I found that hard to do after all the things I can’t write about on here ! And maybe she can ‘. She is better at everything than I am anyways or do I was told!so he is where he needs to be! I will be better off that’s trying to please a man I could never please him any way! the only one who got back stabbed and done something that I may never recover so good luck thank you for destroying one person from the inside out! You killed the person I was and now I pray you get everything you deserve ! Longer than more than and forever ! Congratulations on a long life! In Jesus name thank you for the best short time I never got any live from you ! You chose to hurt me in the worst way possible ! But I’m glad I done my best especially on Mother’s Day I done my best by trying to put your alternator on your truck! Happy Mother’s Day to me! You’re the best !

I'm on my second rewatch of the show when I saw her name on WMBD. I excitedly listened to the episode but the experience eventually turned into the first five letters of her name: Dread.
As a Sopranos fan, it was really interesting hearing about her experience. I just realized that she was quite isolated from the cast since most of her scenes were with Christofuh. It was also soooo funny when theh rewatched some of the clips, especially with the dead dog. She had amazing insights that I never heard from other cast members.
As a normal human being, I would have never thought that she would be THAT right wing. The hosts aren't pillars of the progressive movement themselves but goddamn she was woke this hollywood elite that. They just laughed around it, trying to make it jokey and thankfully she kinda got the vibe. She was even making disclaimers such as "I don't want to get your YouTube shut down" or something. Then they prompted her to talk about her streetwear line, a sort of a uniform or armor for the apocalypse or something as she described it. It was really cringey towards the end.
If you're a fan of the show (I mean why else would you be here), the episode is worth listening to. She has wonderful stories to tell about the show and it's a really different experience she had with the show that is worth hearing.

There is more to it than the title. I was engaged to be married to a woman I was with for almost four years. In our last year together, she pretty much treated me like a ghost, ignoring messages, not wanting to go on dates, and the last straw was blocking me on social media. I did everything to keep the relationship alive, working long hours, going to visit her in her city every month, trying to talk to her, but she kept pushing me away. Eventually our last conversation was over the phone, at night, and her last words to me were "I don't love you now," "I am seeing someone else," and "I need you to back off." This was after Valentine’s Day, after a hard day of work, after I sent her a valentine gift. I was devastated and pretty much cursed out God, blamed the world, blamed myself for the relationship ending after I did everything I could to keep it. To this day I have doubt I am worthy to be a child of God, that I failed my family, I failed myself, and I failed at life. I was severely depressed for a long time. I am still depressed, but I have a better handle on it now.
A few months after the relationship ended, I have mixed feelings of love and hate towards my ex. I cannot forgive her, no matter how hard I tried. I have tried deeply and daily to forgive her, but I do not believe I can. I have not spoken to her since Feb 2023. I have blocked her on all social media. The only way she can contact me is by email, letter, or by going to my parents’ home. I have already told myself, if she ever wants to talk to me, it must be in person, no other way. I will not talk to people solely through social media anymore, it must be face to face or on an actual voice call (no voice messages) if we live in the same city.
In June 2023, I move to China and am working as an English teacher. I wanted to get far away from the past and I did. My family are supportive of my decision.
In July 2023, I met this sweet and intelligent woman through a language exchange app. We simply wanted to help each other practice English, Spanish, and Chinese. After a week or so she asked to have dinner with me as friends and I thought nothing of it. I was still recovering from the last relationship and wanted nothing to do with a new one. She chose a cool restaurant, had a bar, Mexican food, and great drinks. I expected the meetup to be about 30 minutes. It ended up being 3 hours. We had no idea that time flew quickly. The conversation we had was fun. The day we had dinner was the last day I was staying in her city, I had to move to another Chinese city in China for work. I never stopped thinking about her.
Few months pass by and its December 2023. I told myself “Screw it." I went online and ordered a bouquet of flowers to be delivered to her home. Once the order was made, I thought nothing of it and continued my routines for the next few days. The flowers were going to be delivered on Christmas. Christmas is not a big holiday in China. I got anxious as the day got closer. I thought “what am I doing? I only met her once in person, we are language partners, I live in a different city, she and I are full time workers… blah blah blah.” At this point there was nothing I could do; I could not cancel the order. Christmas day comes, its dinner time, I am chilling with other foreigners, and I got a notification from the woman saying, “thank you for the flowers, they are beautiful.” I asked if we could chat, and she said of course. I do not know what came over me, I was scared but I wanted to be honest with her.
She told me “This is not a gift for a friend.” I responded in honesty “I have been thinking about you since the night we had dinner and I want to know if you could give me the chance to impress you and become your partner.” She said, “I had been waiting for you to do that, I do not know if it is romantic, but I do like you and would like to know you more.” This was a great feeling. I was happy and thankful. I thanked God and myself for doing it.
We met up a few weeks ago in her city and we had a wonderful dinner, we spent the entire day together, talking, walking, exchanging ideas, enjoying each other’s company. We even challenged each other to be healthier. Next time I see her, I must do 30 pushups and she has to do 1 pushup (not fair, but if I win, she has to ride a bike with me around a park). We have given each other cute nicknames; she calls me “Winnie the Pooh” and I call her “Honey.” She asked me why I call her “Honey” and I told her because, “Winnie the Pooh likes Honey.”
We kept our language exchange schedule, and we understand that we are both busy with work and taking this relationship slow is good for us. She has told me multiple times that she wants me in her city. Whether she wants me or not, I have always planned to go back to that city. The weather is nice, there are more things to do, it’s closer to other major cities.
There are so many times I want to talk to her, but the fear and past experiences shake me to the core. I TRULY want to talk to her, about anything. Hearing and listening to her speak about her passions and hobbies is joyous to me. We always exchange ideas in our weekly exchanges. I do not want to say, “I love her,” I am too scared to say that. However, I want her as my girlfriend. I just do not know what to do to overcome this fear and progress our relationship further.
Note: If anyone is wondering, yes, she is Chinese. I am American but my appearance is Hispanic.

I normally don’t post here because I just like to read the posts. But it’s come down to this due to a shitty situation that my fiancé is in that I have been dragged into (not her fault).
Anyways, I got offered a really good job offer in a town that was an hour from my hometown. I didn’t want to do the drive back and forth due to it being the grave shift. My fiancé lived in the town where I got the job offer so she offered for me to stay there at the place with her. She had a roommate and she ended up talking to her and asking her if it was okay for me to stay there until their lease is up (it’s up in August of this year, I moved in in January). The roommate agreed that it was fine and she had no issues with it. She said she liked me as a person and I was always really kind to her when I would come hang out with my fiancé.
The first three months were fine. No issues, no fighting, no arguments, nothing. I didn’t really see much of the roommate due to me working the grave shift so I never came into contact with her unless she was off when I had off days (which were rare). So I’d go to work come home sleep and then go back to work that night and so on so forth. One night my fiancé had her best friend over and they did a paint night to unwind after work. They painted in the living room (which is a common space to hang out that’s meant to be lived in). My fiancé accidentally left a small paint brush on the coffee table in the living room. And when I say small, it was literally no bigger than a pencil. Well the roommate texted my fiancé a long detailed paragraph stating that the living room isn’t meant for “personal items” and that it’s “not meant to be lived in” and she “shouldn’t have her stuff out there”. The roommate has her dogs toys all over the floor out there, all her pictures and frames, her alcohol on the floor by the couch, etc. And no, I’m really not exaggerating, that place looked like it was just her place even though both her and my fiancé are on the lease and split the payments. My fiancé “wasn’t allowed” to be in the living room. But the roommate was allowed to have her f*ck buddies over screwing them on the couch when we’re in the next room. It got to the point where we couldn’t ever come out of the room and basically lived in there. We ate, slept, watched tv in my fiancés bedroom. That’s no way to live. And it was all because her roommate got mad about a paint brush.
Anyways, fast forward a few weeks and everything is fine. The roommate didn’t say anything else and both my fiancé and I stayed out of her way. But my fiancé works with her unfortunately so she does have to see her some days. But I avoided her at all costs because I didn’t want to deal with the drama. I have no time for petty stuff like that. But that’s not the worst part. The worst part comes after those weeks that were semi okay. Her roommate ends up calling the landlord and saying she would like me to be added to the lease (even though in the beginning she never asked me to be added and I offered many times to pay rent and she declined it) but I would do other things like put $500 worth of food in the house (that she would eat in less than two weeks) and pay for the WiFi (that she had everything hooked up to). And even went as far as cleaning her dirty dishes, cleaning the fridge out that had her moldy food in it from months back and cleaning the dog shit off the porch from her dog that she left sit there for weeks on end. Not including taking out the 40 trash bags that she left on the porch all piled up and smelling like shit. And yes, it was 40 bags. I didn’t complain about it. I just did it and left it at that. Well she went into another detailed message to my fiancé saying that “we don’t clean up after ourselves” and “I have to clean up all your trash” etc etc. No, she doesn’t. And she hasn’t. I’m a very OCD person. I’m a germaphobe as well and I hate when things are dirty. I always clean up after myself. There’s never been a time when I didn’t. Anyways, my fiancé told her all that I’ve done to keep the place clean for them and how much I have helped and her roommate got pissed off and went on saying that if I don’t start halfing the rent with them that I can get out. And then said that my cat can’t stay (my cat is a ESA, he has doctor signed papers stating that he’s allowed to be with me and I don’t have to pay anything to have him places. The roommate didn’t know that he was an ESA and got mad that she couldn’t throw my cat out bc of it). The landlord ended up calling my fiancé (because she loves her) and told her what the roommate was trying to do. So my fiancé and I both went to meet the landlord to talk to her. Her landlord said that she didn’t mind me being there, she knew I was there and she said I never started any issues. According to the rules they don’t have a limit on how long guests can stay like some places. The landlord went on to say how the roommates old boyfriend stayed there for a whole year and that my fiancé had no issues with it (which she didn’t). And he didn’t do half of what I do around the place. The roommates current bf also stays long periods of time too. To which my fiancé didn’t care. Why would she? He didn’t cause any issues just like I haven’t. I literally barely spoke to her. I never really seen her. I didn’t do anything to make her angry at me. The people that know me know that I would never do anything to hurt anyone or upset them. I’m literally the nicest person someone will ever meet. Anyways, the landlord said that unfortunately since I wasn’t on the lease that if the roommate wanted me added I’d have to be added. That’s okay, I was fine with that. Well my fiancé told the roommate the next day that we could add me and she said “nah, I don’t want him added now. I want him out by May 1st or I’m calling the cops”. It was April 25th when she told us this. So I had less than a week to find a new place and leave. Unfortunately I had no choice bc I wasn’t on the lease and if I stayed she could call the cops and have me removed from the apartment. I didn’t want that on my public record so I ended up moving back to my home town and luckily found a two bed house for a decent price. My fiancé who said she would never move to my hometown ended up moving with me. So she’s paying rent here and there as well.
What I need advice on after this long story and yes I know it’s long but it needed to be said. But what I need advice on is, I was planning on paying the $2,200 left on the rent for the two months that’s left on the lease to help my fiancé so she doesn’t have to pay it. That way she doesn’t have to pay the rent anymore and can pay rent with me down here (which is way cheaper). The roommate stated that if we prorate the $2,200 that she would release my fiancé from the lease by signing the release form that the landlord gave her. Well, I prorated the rent and she still hasn’t signed the form. She stated it’s bc “you left trash in the room that needs to be taken out”. There’s nothing left in there that belongs to my fiancé literally nothing at all. She still hasn’t signed the form and has been ignoring my fiancé. We have tried to ask the landlord but unfortunately she can’t do anything. What I’m asking is, should I just go get my check back and should my fiancé just not pay her? I know that would be so shitty to do but at this point she’s left us no choice and no other options. She won’t work with us, she’s very rude and inconsiderate and hates us for literally no reason. Is there anything that I can do? If she just doesn’t pay will she get in trouble? A friend of mine that I work with (who is also a landlord as well) told me that if my fiancé just leaves that the rest of the rent would fall on the roommate. She’s had it happen before at the places she rents out. Is that true? I really don’t want her to be in this situation anymore. It’s stressing both of us out and ultimately making us anxious, upset and angry just thinking about it. We are planning our wedding and just moved into this new place and would like to enjoy doing that instead of dealing with this. I just need opinions and options or advice on what to do. Anything helps really. Thank you for all who have read this.

I live in California. I paid cash for a 2021 Nissan Versa on December 8, 2022. My car was stolen on June 6, 2023. I was devastated. My insurance company tried to lowball me. I refused offers until they told me ,"This claim has gone on for too long, we are closing it out" This happened on July 8, 2023. I agreed to take $1948,000 on a vehicle I had paid $23,000 with only 12 thousand miles on it. They demanded my Certificate of Title and my Fob Keys, which I mailed, overnite. No money was ever received because within 3 hours after I mailed keys and Pink Slip (Certificate of Title), the police called me to tell me car recovered, looks fine, come pick it up. I was so happy. I did not want the money. I had put so much money into my car in 4 months, and I owned it outright, and had worked 2 jobs for years. So I called insurance company, so happy, let them know My car had been recovered. It took two weeks before they mailed the keys back, but car was in mint condition, had been driven only 9 miles (joyride?) parked in a huge, Walmart, parking lot. I asked for the title to please be mailed back as well. They kept ignoring me. I went to register my car this past December. Only to be denied due to DMV looking at me like a criminal and telling me I had already been paid $19000.00 and vehicle is now owned by my insurance company . I tried explaining , asked for help...they told me Esurance must fix this, you cannot do anything as they legally own the vehicle. I call my claims adjustor, hysterical, and asked him why is my vehicle registered to my insurance company and why does the DMV believe I have been paid $19000,00. He literally told me, "Oh now your just making this up." I tried to ask him to investigate please, he told me, "since you have raised your voice I am hanging up now.' Im downplaying just how rude he was. He basically called me a liar and hung up on me. I was crying but I was not mean, I was almost pleading. He refused to answer my calls and no one else at the office would speak to me, they just forwarded my calls to him. I was in perfect health up until this point. But as each day passed, I begaan to shake from stress, burst into tears, became incredibly depressed, became unable to sleep, spent all my non working hours trying to find a solution. I was unable to concentrate at work. This finally went from beginning to have panic attacks but ended with me waking up after being in a coma, on a ventilator, for 14 days/ I had no idea where I was, was unable to remember how I got to the hosptal or why. I had two Myocardial infarctions, the Doctor explained that I went into full cardiac arrest and a co-worker gave me CPR for 16 minutes until the ambulance arrived. i had a second Cardiac arrest The Doctor told me, shortly after they had settled my into ICU. That one, He told me, they almost were unable to bring me back from. Thank God for The Doctors refusal to stop working on me, my wonderful coworker and The inventor of the Defribulator! Before my release, The Cardiologist told me they could find absolutely no reason for my Heart attack, i have low blood pressure, have no heart or health problems, no family history. They were dumbfounded. i gave him a brief synopsis of my car insurance situation, He told me, ;Stress, it was the stress" "That stress will kill you, you must work on your stress". They referred me to a social worker and a psychologist. When I finally began to regain stress and began to try and demand that my insurance company fix this because they were literally killing me, I felt. I sent a letter, pointing out every single thing that happened, all correspondence, how rudely I was being treated and I sent over my final Diagnosis from the hospital. They never acknowledged my letter. It is now May 13, 2024. have seen attorneys I cannot afford. I was told by DMV Investigations that I definitely need an attorney. Ive been put on Temporary Disability and since I am unable to register my car, I cannot drive it. I am unable to survive on what disability pays. I am losing all hope. I will probably lose my apartment, and may have to live in my car, but my greatest fear now is that my kitty and myself will be on the street, because if they take my car (its illegal to even park an unregistered car on a public street ( is what I was told by the Van Nuys supervisor of the DMV. ) Yet I have asked the Dmv to tell me if there is anyway we can resolve this. I just want them to know i was paid nothing and was finally sent a letter admitting that I wasnt paid anything and it was not my insurance company who made the mistake, it was Copart, and I should take it up with Copart. Okay, this is so beyond absurd. Copart who? Why do I pay full coverage insurance/ when I should pay almost nothing, as this is totally "Do it yourself-Figure it out yourself" insurance. The Claims adjuster told me last week, that they were not going to help me due to my 'Refusal to Communicate with us in January". I got so angry and told him, "So now , You say that I refused to communicate with you?" He said, "Yes, we do." I said," I know for a fact, you never made a single attempt to contact me, while I was in the hospital , after having a heart attack, because phones and emails keep records, and you know, there is no record of anything coming from you or my insurance company . The records I am looking forward to hearing will be all the calls between you and myself. my insurance company claims that every phone call will be taped, and I look forward to the day your employers listen to just how unprofessional, rude and outright sadistic you have treated me. Because you forgot who you work for, sir, and if you did not have policyholders, you would not have a job. You seemed to really enjoy mocking my illness, calling me a liar, hanging up on me. in fact I think we will hear that you threatened to hang up, not look into my claim, and said you were done with my problems and would no longer take my calls.. I have never been treated so cruelly, so rudely, and all I wanted was for my vehicle, which your company never paid a cent to me for, would be transferred back into my name, because I did not make this mistake and I cannot fix this mistake. All I ever wanted from you to fix the mistake that was made by your company You lost nothing in this claim, I only ask that you right a wrong. I have a car that cannot be registered or driven. I oay for your company to ;make me whole' but i would have been better off if i had no insurance at all. My car was found, my car would still be in my name and I could have registered it. Obviously, your never going to help me or make things right' he said, 'i have done all I needed to do, i mailed you the Certificate of Title, so your claim is Closed.' So I have an unsigned Certificate of Title in the name of my insurance company . Which does nothing to help me. Any ideas? So far beyond hopeless, i have lost faith, have lost all joy, no longer leave my apartment. I will do anything, but i just have no clue and no hope. Thank you so much.

These hormones aren’t prescribed to me due to hospital queue times being longer than 10 years in my country. I’m traveling to Thailand in October and need to know if I can bring my medicine or not. I can’t find anything about it online. I do have a recommendation letter from a doctor stating I need these hormones I’ll have with me.
I could always buy them in Thailand but I’d rather not as they’re expensive. Could this get me in problems or is it legal to import estrogen?
Thanks in advance!

First time landlord.
I’ve been going back and forth with a potential tenant. It has been clear from every communication we’ve had that I require pay stubs and a credit report before we can move forward (which they have never provided, just vague screenshots of credit karma etc, and no pay stubs). I have now found out the person has had multiple evictions and I’m no longer wishing to lease the house to them.
However, in my haste I sent over a copy of the lease with my signature on it. They added their signature and returned it to me. Are we now in a binding agreement? No money has been exchanged, they haven’t moved in, and for what it’s worth they filled out a questionnaire with some lies like they’ve had no evictions.
One of the clauses of the lease does say that the x money should be paid on the first day of the lease. If this hasn’t happened does it invalidate the lease?
Thanks in advance

Hey, everyone. Just joined this page because I need serious help.
My husband has about $30,000 in debt on three credit cards. We are currently paying the interest only (about $560 per month) just to keep our heads above water. Our game plan right now is to sell this fixer upper he bought a couple years ago so we don’t bleed from paying the mortgage (his parents allowed us to move into their cabin for a year to save money), so we’re hoping we can put enough lipstick on this pig just to get it sold.
I heard that you can stop payment on credit cards, (which I understand will wreck your credit) and eventually, after a year or two and after receiving letters from the credit card companies asking to settle for a smaller amount, you can actually make a deal with them. I also heard, that in doing so, you can request that your bad credit be eliminated in the process. Can anyone confirm this? Or does anyone have a better way to get out of this? I’ve personally never had debt (besides a car loan payment and maybe $1000 I owed this dumb situation) so this is so scary for me. We just had a son and I’m having a hard time emotionally dealing with this.
Thanks in advance!!!

Hi, I have a $1400 monthly budget (ONE BEDROOM ONLY, 2B2B/3B3B furnished is preferred with efficient maintenance management). It is better myself donot need to schedule to turn on any Utilities service.
I’m looking for an apartment near ASU Tempe campus in a quiet neighborhood from FALL 2024. It is better within 25 minutes commute to Temep Campus by Light Rail (From doohome to Fulton Engineering building). No roaches. Looking for at least 12 months lease. Is there any suggestions? Thanks

I live in California. I paid cash for a 2021 Nissan Versa on December 8, 2022. My car was stolen on June 6, 2023. I was devastated. My insurance company tried to lowball me. I refused offers until they told me ,"This claim has gone on for too long, we are closing it out" This happened on July 8, 2023. I agreed to take $1948,000 on a vehicle I had paid $23,000 with only 12 thousand miles on it. They demanded my Certificate of Title and my Fob Keys, which I mailed, overnite. No money was ever received because within 3 hours after I mailed keys and Pink Slip (Certificate of Title), the police called me to tell me car recovered, looks fine, come pick it up. I was so happy. I did not want the money. I had put so much money into my car in 4 months, and I owned it outright, and had worked 2 jobs for years. So I called insurance company, so happy, let them know My car had been recovered. It took two weeks before they mailed the keys back, but car was in mint condition, had been driven only 9 miles (joyride?) parked in a huge, Walmart, parking lot. I asked for the title to please be mailed back as well. They kept ignoring me. I went to register my car this past December. Only to be denied due to DMV looking at me like a criminal and telling me I had already been paid $19000.00 and vehicle is now owned by my insurance company . I tried explaining , asked for help...they told me Esurance must fix this, you cannot do anything as they legally own the vehicle. I call my claims adjustor, hysterical, and asked him why is my vehicle registered to my insurance company and why does the DMV believe I have been paid $19000,00. He literally told me, "Oh now your just making this up." I tried to ask him to investigate please, he told me, "since you have raised your voice I am hanging up now.' Im downplaying just how rude he was. He basically called me a liar and hung up on me. I was crying but I was not mean, I was almost pleading. He refused to answer my calls and no one else at the office would speak to me, they just forwarded my calls to him. I was in perfect health up until this point. But as each day passed, I begaan to shake from stress, burst into tears, became incredibly depressed, became unable to sleep, spent all my non working hours trying to find a solution. I was unable to concentrate at work. This finally went from beginning to have panic attacks but ended with me waking up after being in a coma, on a ventilator, for 14 days/ I had no idea where I was, was unable to remember how I got to the hosptal or why. I had two Myocardial infarctions, the Doctor explained that I went into full cardiac arrest and a co-worker gave me CPR for 16 minutes until the ambulance arrived. i had a second Cardiac arrest The Doctor told me, shortly after they had settled my into ICU. That one, He told me, they almost were unable to bring me back from. Thank God for The Doctors refusal to stop working on me, my wonderful coworker and The inventor of the Defribulator! Before my release, The Cardiologist told me they could find absolutely no reason for my Heart attack, i have low blood pressure, have no heart or health problems, no family history. They were dumbfounded. i gave him a brief synopsis of my car insurance situation, He told me, ;Stress, it was the stress" "That stress will kill you, you must work on your stress". They referred me to a social worker and a psychologist. When I finally began to regain stress and began to try and demand that my insurance company fix this because they were literally killing me, I felt. I sent a letter, pointing out every single thing that happened, all correspondence, how rudely I was being treated and I sent over my final Diagnosis from the hospital. They never acknowledged my letter. It is now May 13, 2024. have seen attorneys I cannot afford. I was told by DMV Investigations that I definitely need an attorney. Ive been put on Temporary Disability and since I am unable to register my car, I cannot drive it. I am unable to survive on what disability pays. I am losing all hope. I will probably lose my apartment, and may have to live in my car, but my greatest fear now is that my kitty and myself will be on the street, because if they take my car (its illegal to even park an unregistered car on a public street ( is what I was told by the Van Nuys supervisor of the DMV. ) Yet I have asked the Dmv to tell me if there is anyway we can resolve this. I just want them to know i was paid nothing and was finally sent a letter admitting that I wasnt paid anything and it was not my insurance company who made the mistake, it was Copart, and I should take it up with Copart. Okay, this is so beyond absurd. Copart who? Why do I pay full coverage insurance/ when I should pay almost nothing, as this is totally "Do it yourself-Figure it out yourself" insurance. The Claims adjuster told me last week, that they were not going to help me due to my 'Refusal to Communicate with us in January". I got so angry and told him, "So now , You say that I refused to communicate with you?" He said, "Yes, we do." I said," I know for a fact, you never made a single attempt to contact me, while I was in the hospital , after having a heart attack, because phones and emails keep records, and you know, there is no record of anything coming from you or my insurance company . The records I am looking forward to hearing will be all the calls between you and myself. my insurance company claims that every phone call will be taped, and I look forward to the day your employers listen to just how unprofessional, rude and outright sadistic you have treated me. Because you forgot who you work for, sir, and if you did not have policyholders, you would not have a job. You seemed to really enjoy mocking my illness, calling me a liar, hanging up on me. in fact I think we will hear that you threatened to hang up, not look into my claim, and said you were done with my problems and would no longer take my calls.. I have never been treated so cruelly, so rudely, and all I wanted was for my vehicle, which your company never paid a cent to me for, would be transferred back into my name, because I did not make this mistake and I cannot fix this mistake. All I ever wanted from you to fix the mistake that was made by your company You lost nothing in this claim, I only ask that you right a wrong. I have a car that cannot be registered or driven. I oay for your company to ;make me whole' but i would have been better off if i had no insurance at all. My car was found, my car would still be in my name and I could have registered it. Obviously, your never going to help me or make things right' he said, 'i have done all I needed to do, i mailed you the Certificate of Title, so your claim is Closed.' So I have an unsigned Certificate of Title in the name of my insurance company . Which does nothing to help me. Any ideas? So far beyond hopeless, i have lost faith, have lost all joy, no longer leave my apartment. I will do anything, but i just have no clue and no hope. Thank you so much.